Loan Simple, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Loan Simple, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Colorado Springs, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,565 |
| Total Mortgage Loan Application Amount | $294,186,000 |
| Average Mortgage Loan Application Amount | $200,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $874,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulare County California | 93 | $ 12,476,000 | $ 134,000 | $ 52,000 |
| Jefferson County Texas | 86 | $ 10,092,000 | $ 117,000 | $ 56,000 |
| Hamilton County Tennessee | 62 | $ 9,044,000 | $ 145,000 | $ 56,000 |
| Cameron County Texas | 62 | $ 8,212,000 | $ 132,000 | $ 62,000 |
| Los Angeles County California | 59 | $ 19,052,000 | $ 322,000 | $ 100,000 |
| Broward County Florida | 54 | $ 10,721,000 | $ 198,000 | $ 75,000 |
| Miami-Dade County Florida | 46 | $ 9,539,000 | $ 207,000 | $ 111,000 |
| Denver County Colorado | 38 | $ 8,620,000 | $ 226,000 | $ 128,000 |
| Jefferson County Colorado | 37 | $ 8,633,000 | $ 233,000 | $ 101,000 |
| Arapahoe County Colorado | 33 | $ 6,317,000 | $ 191,000 | $ 83,000 |
| Nueces County Texas | 33 | $ 4,182,000 | $ 126,000 | $ 62,000 |
| Douglas County Colorado | 30 | $ 8,724,000 | $ 290,000 | $ 122,000 |
| Weld County Colorado | 30 | $ 6,355,000 | $ 211,000 | $ 84,000 |
| Tarrant County Texas | 30 | $ 4,501,000 | $ 150,000 | $ 70,000 |
| San Joaquin County California | 28 | $ 6,907,000 | $ 246,000 | $ 93,000 |
| Adams County Colorado | 28 | $ 5,884,000 | $ 210,000 | $ 76,000 |
| Charleston County South Carolina | 28 | $ 5,707,000 | $ 203,000 | $ 74,000 |
| Dallas County Texas | 27 | $ 4,269,000 | $ 158,000 | $ 62,000 |
| Jackson County Missouri | 26 | $ 5,387,000 | $ 207,000 | $ 79,000 |
| St. Louis County Missouri | 24 | $ 3,067,000 | $ 127,000 | $ 64,000 |
| Richland County South Carolina | 21 | $ 3,066,000 | $ 146,000 | $ 53,000 |
| Palm Beach County Florida | 20 | $ 3,395,000 | $ 169,000 | $ 72,000 |
| Bernalillo County New Mexico | 19 | $ 3,047,000 | $ 160,000 | $ 80,000 |
| Harris County Texas | 19 | $ 2,411,000 | $ 126,000 | $ 77,000 |
| Pinellas County Florida | 18 | $ 3,146,000 | $ 174,000 | $ 72,000 |
| Travis County Texas | 18 | $ 3,821,000 | $ 212,000 | $ 127,000 |
| Hillsborough County Florida | 16 | $ 3,653,000 | $ 228,000 | $ 100,000 |
| Santa Barbara County California | 15 | $ 3,866,000 | $ 257,000 | $ 71,000 |
| Collin County Texas | 15 | $ 2,644,000 | $ 176,000 | $ 63,000 |
| Pasco County Florida | 14 | $ 2,055,000 | $ 146,000 | $ 82,000 |
| San Diego County California | 13 | $ 4,392,000 | $ 337,000 | $ 91,000 |
| Boulder County Colorado | 13 | $ 2,571,000 | $ 197,000 | $ 116,000 |
| Catoosa County Georgia | 13 | $ 1,989,000 | $ 153,000 | $ 47,000 |
| Fort Bend County Texas | 12 | $ 2,486,000 | $ 207,000 | $ 97,000 |
| Orange County Texas | 12 | $ 1,285,000 | $ 107,000 | $ 65,000 |
| Larimer County Colorado | 11 | $ 2,586,000 | $ 235,000 | $ 104,000 |
| Denton County Texas | 11 | $ 2,320,000 | $ 210,000 | $ 88,000 |
| Kern County California | 10 | $ 1,754,000 | $ 175,000 | $ 57,000 |
| San Bernardino County California | 10 | $ 2,110,000 | $ 211,000 | $ 81,000 |
| Gwinnett County Georgia | 10 | $ 2,125,000 | $ 212,000 | $ 96,000 |
| Marion County Indiana | 10 | $ 865,000 | $ 86,000 | $ 33,000 |
| Orange County California | 9 | $ 4,184,000 | $ 464,000 | $ 130,000 |
| Sacramento County California | 8 | $ 1,582,000 | $ 197,000 | $ 52,000 |
| Ventura County California | 8 | $ 2,425,000 | $ 303,000 | $ 92,000 |
| Orange County Florida | 8 | $ 1,495,000 | $ 186,000 | $ 46,000 |
| Johnson County Kansas | 8 | $ 1,898,000 | $ 237,000 | $ 88,000 |
| Wyandotte County Kansas | 8 | $ 1,610,000 | $ 201,000 | $ 54,000 |
| East Baton Rouge County Louisiana | 8 | $ 1,105,000 | $ 138,000 | $ 62,000 |
| Riverside County California | 7 | $ 2,800,000 | $ 400,000 | $ 199,000 |
| Broomfield County Colorado | 7 | $ 1,568,000 | $ 224,000 | $ 90,000 |
| Bryan County Georgia | 7 | $ 1,367,000 | $ 195,000 | $ 60,000 |
| El Paso County Colorado | 6 | $ 1,542,000 | $ 257,000 | $ 77,000 |
| Jefferson County Missouri | 6 | $ 881,000 | $ 146,000 | $ 66,000 |
| Guadalupe County Texas | 6 | $ 665,000 | $ 110,000 | $ 36,000 |
| Montgomery County Texas | 6 | $ 1,466,000 | $ 244,000 | $ 103,000 |
| Chesterfield County Virginia | 6 | $ 1,153,000 | $ 192,000 | $ 50,000 |
| Alameda County California | 5 | $ 1,913,000 | $ 382,000 | $ 119,000 |
| Contra Costa County California | 5 | $ 1,393,000 | $ 278,000 | $ 134,000 |
| Hernando County Florida | 5 | $ 516,000 | $ 103,000 | $ 65,000 |
| Cobb County Georgia | 5 | $ 1,022,000 | $ 204,000 | $ 81,000 |
| Knox County Indiana | 5 | $ 369,000 | $ 73,000 | $ 35,000 |
| Tangipahoa County Louisiana | 5 | $ 1,016,000 | $ 203,000 | $ 56,000 |
| Cass County Missouri | 5 | $ 907,000 | $ 181,000 | $ 78,000 |
| Santa Fe County New Mexico | 5 | $ 1,399,000 | $ 279,000 | $ 54,000 |
| Bexar County Texas | 5 | $ 843,000 | $ 168,000 | $ 79,000 |
| Hardin County Texas | 5 | $ 763,000 | $ 152,000 | $ 66,000 |
| Fresno County California | 4 | $ 641,000 | $ 160,000 | $ 71,000 |
| San Mateo County California | 4 | $ 1,493,000 | $ 373,000 | $ 92,000 |
| Santa Clara County California | 4 | $ 1,435,000 | $ 358,000 | $ 121,000 |
| Stanislaus County California | 4 | $ 1,104,000 | $ 276,000 | $ 79,000 |
| Mesa County Colorado | 4 | $ 857,000 | $ 214,000 | $ 81,000 |
| DeKalb County Georgia | 4 | $ 1,013,000 | $ 253,000 | $ 102,000 |
| Fulton County Georgia | 4 | $ 940,000 | $ 235,000 | $ 91,000 |
| Walker County Georgia | 4 | $ 370,000 | $ 92,000 | $ 28,000 |
| Rogers County Oklahoma | 4 | $ 586,000 | $ 146,000 | $ 65,000 |
| Tulsa County Oklahoma | 4 | $ 472,000 | $ 118,000 | $ 60,000 |
| Bradley County Tennessee | 4 | $ 605,000 | $ 151,000 | $ 50,000 |
| Comal County Texas | 4 | $ 610,000 | $ 152,000 | $ 90,000 |
| Willacy County Texas | 4 | $ 366,000 | $ 91,000 | $ 58,000 |
| Amador County California | 3 | $ 572,000 | $ 190,000 | $ 48,000 |
| Placer County California | 3 | $ 640,000 | $ 213,000 | $ 31,000 |
| San Francisco County California | 3 | $ 1,139,000 | $ 379,000 | $ 85,000 |
| St. Lucie County Florida | 3 | $ 366,000 | $ 122,000 | $ 42,000 |
| Leavenworth County Kansas | 3 | $ 343,000 | $ 114,000 | $ 48,000 |
| Platte County Missouri | 3 | $ 534,000 | $ 178,000 | $ 61,000 |
| St. Charles County Missouri | 3 | $ 610,000 | $ 203,000 | $ 118,000 |
| Berkeley County South Carolina | 3 | $ 502,000 | $ 167,000 | $ 86,000 |
| Dorchester County South Carolina | 3 | $ 581,000 | $ 193,000 | $ 49,000 |
| Lexington County South Carolina | 3 | $ 407,000 | $ 135,000 | $ 53,000 |
| Orangeburg County South Carolina | 3 | $ 279,000 | $ 93,000 | $ 32,000 |
| Bledsoe County Tennessee | 3 | $ 361,000 | $ 120,000 | $ 35,000 |
| Shelby County Tennessee | 3 | $ 410,000 | $ 136,000 | $ 41,000 |
| Chambers County Texas | 3 | $ 563,000 | $ 187,000 | $ 129,000 |
| Gregg County Texas | 3 | $ 327,000 | $ 109,000 | $ 35,000 |
| Hidalgo County Texas | 3 | $ 386,000 | $ 128,000 | $ 65,000 |
| Waller County Texas | 3 | $ 822,000 | $ 274,000 | $ 131,000 |
| Henrico County Virginia | 3 | $ 508,000 | $ 169,000 | $ 56,000 |
| Newport News County Virginia | 3 | $ 424,000 | $ 141,000 | $ 44,000 |
| Gilpin County Colorado | 2 | $ 448,000 | $ 224,000 | $ 60,000 |
| Summit County Colorado | 2 | $ 590,000 | $ 295,000 | $ 256,000 |
| Osceola County Florida | 2 | $ 181,000 | $ 90,000 | $ 60,000 |
| Sarasota County Florida | 2 | $ 403,000 | $ 201,000 | $ 39,000 |
| Suwannee County Florida | 2 | $ 681,000 | $ 340,000 | $ 107,000 |
| Chatham County Georgia | 2 | $ 217,000 | $ 108,000 | $ 140,000 |
| Cherokee County Georgia | 2 | $ 192,000 | $ 96,000 | $ 93,000 |
| Hall County Georgia | 2 | $ 218,000 | $ 109,000 | $ 44,000 |
| Hamilton County Indiana | 2 | $ 558,000 | $ 279,000 | $ 93,000 |
| LaPorte County Indiana | 2 | $ 491,000 | $ 245,000 | $ 119,000 |
| Madison County Indiana | 2 | $ 225,000 | $ 112,000 | $ 58,000 |
| Douglas County Kansas | 2 | $ 234,000 | $ 117,000 | $ 35,000 |
| Sedgwick County Kansas | 2 | $ 133,000 | $ 66,000 | $ 20,000 |
| Jefferson County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 24,000 |
| Macomb County Michigan | 2 | $ 346,000 | $ 173,000 | $ 42,000 |
| Ray County Missouri | 2 | $ 153,000 | $ 76,000 | $ 33,000 |
| Sandoval County New Mexico | 2 | $ 301,000 | $ 150,000 | $ 66,000 |
| Cleveland County Oklahoma | 2 | $ 346,000 | $ 173,000 | $ 72,000 |
| Wagoner County Oklahoma | 2 | $ 536,000 | $ 268,000 | $ 72,000 |
| Spartanburg County South Carolina | 2 | $ 286,000 | $ 143,000 | $ 80,000 |
| Sumter County South Carolina | 2 | $ 351,000 | $ 175,000 | $ 62,000 |
| Davidson County Tennessee | 2 | $ 239,000 | $ 119,000 | $ 41,000 |
| Marion County Tennessee | 2 | $ 203,000 | $ 101,000 | $ 38,000 |
| Sequatchie County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 39,000 |
| Brazoria County Texas | 2 | $ 226,000 | $ 113,000 | $ 100,000 |
| Burnet County Texas | 2 | $ 447,000 | $ 223,000 | $ 107,000 |
| Grayson County Texas | 2 | $ 484,000 | $ 242,000 | $ 52,000 |
| Rockwall County Texas | 2 | $ 386,000 | $ 193,000 | $ 72,000 |
| San Patricio County Texas | 2 | $ 394,000 | $ 197,000 | $ 60,000 |
| Williamson County Texas | 2 | $ 386,000 | $ 193,000 | $ 126,000 |
| Isle of Wight County Virginia | 2 | $ 469,000 | $ 234,000 | $ 72,000 |
| Portsmouth County Virginia | 2 | $ 356,000 | $ 178,000 | $ 52,000 |
| Virginia Beach County Virginia | 2 | $ 292,000 | $ 146,000 | $ 31,000 |
| El Dorado County California | 1 | $ 240,000 | $ 240,000 | $ 267,000 |
| Madera County California | 1 | $ 117,000 | $ 117,000 | $ 23,000 |
| Marin County California | 1 | $ 587,000 | $ 587,000 | $ 148,000 |
| Modoc County California | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
| Santa Cruz County California | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Siskiyou County California | 1 | $ 239,000 | $ 239,000 | $ 58,000 |
| Tuolumne County California | 1 | $ 73,000 | $ 73,000 | $ 83,000 |
| Eagle County Colorado | 1 | $ 750,000 | $ 750,000 | $ 155,000 |
| Elbert County Colorado | 1 | $ 300,000 | $ 300,000 | $ 49,000 |
| Garfield County Colorado | 1 | $ 323,000 | $ 323,000 | $ 130,000 |
| Grand County Colorado | 1 | $ 160,000 | $ 160,000 | $ 170,000 |
| La Plata County Colorado | 1 | $ 650,000 | $ 650,000 | $ 162,000 |
| Park County Colorado | 1 | $ 92,000 | $ 92,000 | $ 50,000 |
| Pitkin County Colorado | 1 | $ 316,000 | $ 316,000 | $ 107,000 |
| Pueblo County Colorado | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Routt County Colorado | 1 | $ 378,000 | $ 378,000 | $ 94,000 |
| Brevard County Florida | 1 | $ 83,000 | $ 83,000 | $ 63,000 |
| Citrus County Florida | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| Clay County Florida | 1 | $ 146,000 | $ 146,000 | $ 39,000 |
| Duval County Florida | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| Escambia County Florida | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Highlands County Florida | 1 | $ 37,000 | $ 37,000 | $ 64,000 |
| Lee County Florida | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Levy County Florida | 1 | $ 163,000 | $ 163,000 | $ 46,000 |
| Martin County Florida | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Monroe County Florida | 1 | $ 199,000 | $ 199,000 | $ 141,000 |
| Polk County Florida | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Santa Rosa County Florida | 1 | $ 133,000 | $ 133,000 | $ 31,000 |
| Sumter County Florida | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Bibb County Georgia | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Fayette County Georgia | 1 | $ 251,000 | $ 251,000 | $ 77,000 |
| Henry County Georgia | 1 | $ 121,000 | $ 121,000 | $ 72,000 |
| Walton County Georgia | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Allen County Indiana | 1 | $ 98,000 | $ 98,000 | $ 45,000 |
| Hendricks County Indiana | 1 | $ 127,000 | $ 127,000 | $ 34,000 |
| Morgan County Indiana | 1 | $ 161,000 | $ 161,000 | $ 49,000 |
| Shelby County Indiana | 1 | $ 196,000 | $ 196,000 | $ 99,000 |
| St. Joseph County Indiana | 1 | $ 167,000 | $ 167,000 | $ 124,000 |
| Finney County Kansas | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Jackson County Kansas | 1 | $ 61,000 | $ 61,000 | $ 32,000 |
| Shawnee County Kansas | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Livingston County Louisiana | 1 | $ 190,000 | $ 190,000 | $ 115,000 |
| Plaquemines County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Pointe Coupee County Louisiana | 1 | $ 177,000 | $ 177,000 | $ 70,000 |
| Washtenaw County Michigan | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Bates County Missouri | 1 | $ 213,000 | $ 213,000 | $ 49,000 |
| Cape Girardeau County Missouri | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Clay County Missouri | 1 | $ 276,000 | $ 276,000 | $ 103,000 |
| Scott County Missouri | 1 | $ 96,000 | $ 96,000 | $ 0 |
| St. Francois County Missouri | 1 | $ 167,000 | $ 167,000 | $ 53,000 |
| Ste. Genevieve County Missouri | 1 | $ 63,000 | $ 63,000 | $ 34,000 |
| Warren County Missouri | 1 | $ 93,000 | $ 93,000 | $ 77,000 |
| Lea County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 89,000 |
| San Juan County New Mexico | 1 | $ 192,000 | $ 192,000 | $ 24,000 |
| Valencia County New Mexico | 1 | $ 106,000 | $ 106,000 | $ 21,000 |
| Craig County Oklahoma | 1 | $ 182,000 | $ 182,000 | $ 83,000 |
| Creek County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Osage County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Bamberg County South Carolina | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Greenville County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 28,000 |
| Cheatham County Tennessee | 1 | $ 224,000 | $ 224,000 | $ 65,000 |
| Jefferson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Macon County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 68,000 |
| Aransas County Texas | 1 | $ 73,000 | $ 73,000 | $ 26,000 |
| Bastrop County Texas | 1 | $ 163,000 | $ 163,000 | $ 74,000 |
| Bowie County Texas | 1 | $ 379,000 | $ 379,000 | $ 132,000 |
| Galveston County Texas | 1 | $ 231,000 | $ 231,000 | $ 316,000 |
| Jasper County Texas | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Kaufman County Texas | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Lee County Texas | 1 | $ 288,000 | $ 288,000 | $ 67,000 |
| San Jacinto County Texas | 1 | $ 171,000 | $ 171,000 | $ 74,000 |
| Tyler County Texas | 1 | $ 96,000 | $ 96,000 | $ 130,000 |
| Walker County Texas | 1 | $ 106,000 | $ 106,000 | $ 73,000 |
| Webb County Texas | 1 | $ 227,000 | $ 227,000 | $ 101,000 |
| Chesapeake County Virginia | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Dinwiddie County Virginia | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
| Richmond City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Stafford County Virginia | 1 | $ 112,000 | $ 112,000 | $ 175,000 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 967 | $164,341,000 | $169,000 | $1,000,000 | $71,000 | $874,000 |
| Refinancing | 422 | $92,000,000 | $218,000 | $1,000,000 | $86,000 | $803,000 |
| Home Improvement | 176 | $37,845,000 | $215,000 | $715,000 | $87,000 | $328,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 928 | $173,841,000 | $187,000 | $750,000 | $75,000 | $552,000 |
| White | 371 | $76,670,000 | $206,000 | $1,000,000 | $88,000 | $803,000 |
| Hispanic | 164 | $27,525,000 | $167,000 | $613,000 | $70,000 | $874,000 |
| Black or African American | 65 | $8,723,000 | $134,000 | $361,000 | $53,000 | $163,000 |
| Asian | 33 | $6,625,000 | $200,000 | $591,000 | $75,000 | $248,000 |
| American Indian or Alaskan Native | 2 | $497,000 | $248,000 | $268,000 | $80,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $305,000 | $152,000 | $178,000 | $22,000 | $37,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 724 | $157,102,000 | $216,000 | $1,000,000 | $99,000 | $874,000 |
| FHA-insured (Federal Housing Administration) | 688 | $108,915,000 | $158,000 | $497,000 | $57,000 | $328,000 |
| VA-guaranteed (Veterans Administration) | 109 | $21,567,000 | $197,000 | $588,000 | $64,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 44 | $6,602,000 | $150,000 | $302,000 | $48,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 960 | $180,394,000 | $187,000 | $1,000,000 | $77,000 | $803,000 |
| Application Withdrawn By Applicant | 253 | $46,126,000 | $182,000 | $1,000,000 | $83,000 | $874,000 |
| Application Approved But Not Accepted | 212 | $42,646,000 | $201,000 | $750,000 | $76,000 | $412,000 |
| Application Denied By Financial Institution | 140 | $25,020,000 | $178,000 | $417,000 | $64,000 | $248,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 42 | $7,900,000 | $188,000 | $417,000 | $48,000 | $198,000 |
| Credit History | 36 | $6,174,000 | $171,000 | $371,000 | $67,000 | $172,000 |
| Other | 19 | $3,381,000 | $177,000 | $382,000 | $69,000 | $193,000 |
| Credit Application Incomplete | 13 | $2,728,000 | $209,000 | $381,000 | $88,000 | $248,000 |
| Collateral | 12 | $2,190,000 | $182,000 | $306,000 | $72,000 | $176,000 |
| Employment History | 11 | $1,674,000 | $152,000 | $227,000 | $61,000 | $170,000 |
| Unverifiable Information | 6 | $816,000 | $136,000 | $339,000 | $61,000 | $104,000 |
| Mortgage Insurance Denied | 1 | $157,000 | $157,000 | $157,000 | $116,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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