Loan Simple, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Loan Simple, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Colorado Springs, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,234 |
| Total Mortgage Loan Application Amount | $641,910,000 |
| Average Mortgage Loan Application Amount | $288,500 |
| Highest Mortgage Loan Application Amount | $1,555,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $1,841,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Weld County Colorado | 254 | $ 73,380,000 | $ 288,000 | $ 98,000 |
| Yavapai County Arizona | 191 | $ 57,525,000 | $ 301,000 | $ 122,000 |
| Larimer County Colorado | 158 | $ 50,090,000 | $ 317,000 | $ 98,000 |
| Shasta County California | 140 | $ 37,400,000 | $ 267,000 | $ 103,000 |
| Maricopa County Arizona | 127 | $ 34,545,000 | $ 272,000 | $ 97,000 |
| Adams County Colorado | 125 | $ 37,535,000 | $ 300,000 | $ 80,000 |
| Arapahoe County Colorado | 112 | $ 37,410,000 | $ 334,000 | $ 109,000 |
| Jefferson County Colorado | 106 | $ 37,760,000 | $ 356,000 | $ 110,000 |
| Denver County Colorado | 97 | $ 33,655,000 | $ 346,000 | $ 111,000 |
| Tarrant County Texas | 51 | $ 10,035,000 | $ 196,000 | $ 88,000 |
| Douglas County Colorado | 44 | $ 18,190,000 | $ 413,000 | $ 113,000 |
| El Paso County Colorado | 40 | $ 10,100,000 | $ 252,000 | $ 80,000 |
| Denton County Texas | 34 | $ 9,070,000 | $ 266,000 | $ 116,000 |
| Dallas County Texas | 33 | $ 8,255,000 | $ 250,000 | $ 124,000 |
| Adams County Washington | 32 | $ 6,520,000 | $ 203,000 | $ 77,000 |
| San Diego County California | 31 | $ 11,995,000 | $ 386,000 | $ 94,000 |
| Cameron County Texas | 31 | $ 4,055,000 | $ 130,000 | $ 65,000 |
| Collin County Texas | 30 | $ 8,900,000 | $ 296,000 | $ 117,000 |
| Hamilton County Tennessee | 29 | $ 5,035,000 | $ 173,000 | $ 94,000 |
| Clark County Nevada | 26 | $ 6,610,000 | $ 254,000 | $ 68,000 |
| Coconino County Arizona | 22 | $ 8,760,000 | $ 398,000 | $ 224,000 |
| Deschutes County Oregon | 22 | $ 6,580,000 | $ 299,000 | $ 96,000 |
| Harris County Texas | 22 | $ 4,410,000 | $ 200,000 | $ 108,000 |
| Boulder County Colorado | 18 | $ 6,550,000 | $ 363,000 | $ 117,000 |
| Parker County Texas | 17 | $ 3,385,000 | $ 199,000 | $ 110,000 |
| Tehama County California | 13 | $ 2,945,000 | $ 226,000 | $ 93,000 |
| Fulton County Georgia | 13 | $ 4,955,000 | $ 381,000 | $ 165,000 |
| Montrose County Colorado | 12 | $ 2,890,000 | $ 240,000 | $ 71,000 |
| Morgan County Colorado | 12 | $ 2,370,000 | $ 197,000 | $ 59,000 |
| Gwinnett County Georgia | 12 | $ 2,750,000 | $ 229,000 | $ 80,000 |
| Broomfield County Colorado | 10 | $ 4,010,000 | $ 401,000 | $ 149,000 |
| Park County Colorado | 10 | $ 3,140,000 | $ 314,000 | $ 117,000 |
| Broward County Florida | 10 | $ 2,720,000 | $ 272,000 | $ 120,000 |
| Cobb County Georgia | 8 | $ 2,140,000 | $ 267,000 | $ 116,000 |
| Chesapeake County Virginia | 8 | $ 1,610,000 | $ 201,000 | $ 63,000 |
| Mesa County Colorado | 7 | $ 1,995,000 | $ 285,000 | $ 82,000 |
| Forsyth County Georgia | 7 | $ 2,225,000 | $ 317,000 | $ 136,000 |
| Clear Creek County Colorado | 6 | $ 1,780,000 | $ 296,000 | $ 86,000 |
| Teller County Colorado | 6 | $ 1,560,000 | $ 260,000 | $ 118,000 |
| DeKalb County Georgia | 6 | $ 1,420,000 | $ 236,000 | $ 77,000 |
| Fort Bend County Texas | 6 | $ 1,770,000 | $ 295,000 | $ 141,000 |
| Grant County Washington | 6 | $ 880,000 | $ 146,000 | $ 60,000 |
| Pinal County Arizona | 5 | $ 1,105,000 | $ 221,000 | $ 78,000 |
| Los Angeles County California | 5 | $ 1,715,000 | $ 343,000 | $ 92,000 |
| Pueblo County Colorado | 5 | $ 1,455,000 | $ 291,000 | $ 103,000 |
| Bernalillo County New Mexico | 5 | $ 1,295,000 | $ 259,000 | $ 96,000 |
| Pierce County Washington | 5 | $ 1,395,000 | $ 279,000 | $ 99,000 |
| Mohave County Arizona | 4 | $ 800,000 | $ 200,000 | $ 82,000 |
| Sacramento County California | 4 | $ 1,040,000 | $ 260,000 | $ 110,000 |
| Tulare County California | 4 | $ 780,000 | $ 195,000 | $ 78,000 |
| Eagle County Colorado | 4 | $ 1,670,000 | $ 417,000 | $ 171,000 |
| Washoe County Nevada | 4 | $ 1,170,000 | $ 292,000 | $ 91,000 |
| Marion County Oregon | 4 | $ 1,230,000 | $ 307,000 | $ 52,000 |
| Ellis County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 78,000 |
| Hidalgo County Texas | 4 | $ 700,000 | $ 175,000 | $ 124,000 |
| Johnson County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 89,000 |
| Midland County Texas | 4 | $ 1,080,000 | $ 270,000 | $ 135,000 |
| Rockwall County Texas | 4 | $ 800,000 | $ 200,000 | $ 68,000 |
| Wise County Texas | 4 | $ 1,070,000 | $ 267,000 | $ 137,000 |
| Virginia Beach County Virginia | 4 | $ 950,000 | $ 237,000 | $ 75,000 |
| Thurston County Washington | 4 | $ 1,180,000 | $ 295,000 | $ 121,000 |
| Nevada County California | 3 | $ 2,045,000 | $ 681,000 | $ 505,000 |
| Riverside County California | 3 | $ 1,195,000 | $ 398,000 | $ 59,000 |
| San Bernardino County California | 3 | $ 1,165,000 | $ 388,000 | $ 112,000 |
| Delta County Colorado | 3 | $ 495,000 | $ 165,000 | $ 30,000 |
| Elbert County Colorado | 3 | $ 1,135,000 | $ 378,000 | $ 99,000 |
| Cherokee County Georgia | 3 | $ 705,000 | $ 235,000 | $ 90,000 |
| Rabun County Georgia | 3 | $ 445,000 | $ 148,000 | $ 52,000 |
| Jefferson County Louisiana | 3 | $ 505,000 | $ 168,000 | $ 87,000 |
| Orleans County Louisiana | 3 | $ 805,000 | $ 268,000 | $ 238,000 |
| Tangipahoa County Louisiana | 3 | $ 445,000 | $ 148,000 | $ 56,000 |
| Taos County New Mexico | 3 | $ 495,000 | $ 165,000 | $ 65,000 |
| Clackamas County Oregon | 3 | $ 945,000 | $ 315,000 | $ 912,000 |
| Columbia County Oregon | 3 | $ 955,000 | $ 318,000 | $ 80,000 |
| Linn County Oregon | 3 | $ 795,000 | $ 265,000 | $ 92,000 |
| Washington County Oregon | 3 | $ 965,000 | $ 321,000 | $ 77,000 |
| Bexar County Texas | 3 | $ 825,000 | $ 275,000 | $ 142,000 |
| Galveston County Texas | 3 | $ 745,000 | $ 248,000 | $ 116,000 |
| Montgomery County Texas | 3 | $ 585,000 | $ 195,000 | $ 73,000 |
| Travis County Texas | 3 | $ 965,000 | $ 321,000 | $ 115,000 |
| King County Washington | 3 | $ 945,000 | $ 315,000 | $ 114,000 |
| Gila County Arizona | 2 | $ 330,000 | $ 165,000 | $ 54,000 |
| Yuma County Arizona | 2 | $ 170,000 | $ 85,000 | $ 40,000 |
| San Luis Obispo County California | 2 | $ 660,000 | $ 330,000 | $ 103,000 |
| Santa Clara County California | 2 | $ 1,080,000 | $ 540,000 | $ 134,000 |
| Trinity County California | 2 | $ 450,000 | $ 225,000 | $ 77,000 |
| La Plata County Colorado | 2 | $ 870,000 | $ 435,000 | $ 111,000 |
| Ouray County Colorado | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Banks County Georgia | 2 | $ 260,000 | $ 130,000 | $ 99,000 |
| Paulding County Georgia | 2 | $ 310,000 | $ 155,000 | $ 17,000 |
| Pickens County Georgia | 2 | $ 630,000 | $ 315,000 | $ 142,000 |
| Walker County Georgia | 2 | $ 210,000 | $ 105,000 | $ 41,000 |
| St. Tammany County Louisiana | 2 | $ 420,000 | $ 210,000 | $ 89,000 |
| Curry County New Mexico | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Valencia County New Mexico | 2 | $ 320,000 | $ 160,000 | $ 29,000 |
| Jefferson County Oregon | 2 | $ 770,000 | $ 385,000 | $ 85,000 |
| Brazoria County Texas | 2 | $ 570,000 | $ 285,000 | $ 127,000 |
| Comal County Texas | 2 | $ 580,000 | $ 290,000 | $ 114,000 |
| Grayson County Texas | 2 | $ 280,000 | $ 140,000 | $ 101,000 |
| Hill County Texas | 2 | $ 330,000 | $ 165,000 | $ 162,000 |
| Hunt County Texas | 2 | $ 190,000 | $ 95,000 | $ 31,000 |
| Jasper County Texas | 2 | $ 210,000 | $ 105,000 | $ 98,000 |
| Kaufman County Texas | 2 | $ 470,000 | $ 235,000 | $ 66,000 |
| Rains County Texas | 2 | $ 380,000 | $ 190,000 | $ 57,000 |
| Franklin County Washington | 2 | $ 550,000 | $ 275,000 | $ 98,000 |
| Snohomish County Washington | 2 | $ 880,000 | $ 440,000 | $ 100,000 |
| Apache County Arizona | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Navajo County Arizona | 1 | $ 205,000 | $ 205,000 | $ 129,000 |
| Pima County Arizona | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Alameda County California | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Colusa County California | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Fresno County California | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Kern County California | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Lassen County California | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Madera County California | 1 | $ 105,000 | $ 105,000 | $ 149,000 |
| Orange County California | 1 | $ 415,000 | $ 415,000 | $ 136,000 |
| Placer County California | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| San Joaquin County California | 1 | $ 395,000 | $ 395,000 | $ 75,000 |
| Santa Barbara County California | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Santa Cruz County California | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Sonoma County California | 1 | $ 565,000 | $ 565,000 | $ 160,000 |
| Ventura County California | 1 | $ 725,000 | $ 725,000 | $ 219,000 |
| Yuba County California | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Archuleta County Colorado | 1 | $ 425,000 | $ 425,000 | $ 29,000 |
| Garfield County Colorado | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Grand County Colorado | 1 | $ 195,000 | $ 195,000 | $ 200,000 |
| Lake County Colorado | 1 | $ 265,000 | $ 265,000 | $ 44,000 |
| Lincoln County Colorado | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Rio Blanco County Colorado | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| San Miguel County Colorado | 1 | $ 455,000 | $ 455,000 | $ 142,000 |
| Summit County Colorado | 1 | $ 395,000 | $ 395,000 | $ 87,000 |
| Lake County Florida | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Manatee County Florida | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Miami-Dade County Florida | 1 | $ 405,000 | $ 405,000 | $ 157,000 |
| Palm Beach County Florida | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Pinellas County Florida | 1 | $ 225,000 | $ 225,000 | $ 174,000 |
| Barrow County Georgia | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Bibb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Dade County Georgia | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Dawson County Georgia | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Douglas County Georgia | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Gilmer County Georgia | 1 | $ 265,000 | $ 265,000 | $ 121,000 |
| Jackson County Georgia | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Putnam County Georgia | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Rockdale County Georgia | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Spalding County Georgia | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Walton County Georgia | 1 | $ 365,000 | $ 365,000 | $ 135,000 |
| Whitfield County Georgia | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Ada County Idaho | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Kootenai County Idaho | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Beauregard County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Lafayette County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Livingston County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Pointe Coupee County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Churchill County Nevada | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Mineral County Nevada | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Nye County Nevada | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Dona Ana County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Otero County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Cleveland County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 180,000 |
| Custer County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Grady County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Stephens County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Coos County Oregon | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Crook County Oregon | 1 | $ 475,000 | $ 475,000 | $ 301,000 |
| Lane County Oregon | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Umatilla County Oregon | 1 | $ 245,000 | $ 245,000 | $ 112,000 |
| Wasco County Oregon | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Yamhill County Oregon | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Spartanburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 267,000 |
| Bradley County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Cumberland County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Davidson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Bastrop County Texas | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Bowie County Texas | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Brazos County Texas | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| Brown County Texas | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Ector County Texas | 1 | $ 295,000 | $ 295,000 | $ 127,000 |
| El Paso County Texas | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Fayette County Texas | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Gray County Texas | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Grimes County Texas | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Hood County Texas | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Howard County Texas | 1 | $ 145,000 | $ 145,000 | $ 140,000 |
| Kerr County Texas | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| La Salle County Texas | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Nacogdoches County Texas | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Nolan County Texas | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Polk County Texas | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Upshur County Texas | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Waller County Texas | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Willacy County Texas | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Wilson County Texas | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Norfolk County Virginia | 1 | $ 155,000 | $ 155,000 | $ 87,000 |
| Portsmouth County Virginia | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Suffolk County Virginia | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Benton County Washington | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Clark County Washington | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Douglas County Washington | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Jefferson County Washington | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Lewis County Washington | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Yakima County Washington | 1 | $ 115,000 | $ 115,000 | $ 106,000 |
| Sheridan County Wyoming | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Sweetwater County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,533 | $435,265,000 | $283,000 | $1,005,000 | $104,000 | $1,841,000 |
| Refinancing | 701 | $206,645,000 | $294,000 | $1,555,000 | $102,000 | $562,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,457 | $431,385,000 | $296,000 | $1,555,000 | $111,000 | $1,841,000 |
| Hispanic | 371 | $94,335,000 | $254,000 | $725,000 | $75,000 | $358,000 |
| Not Provided | 223 | $67,475,000 | $302,000 | $1,555,000 | $105,000 | $533,000 |
| Black or African American | 102 | $26,010,000 | $255,000 | $545,000 | $89,000 | $600,000 |
| Asian | 44 | $12,110,000 | $275,000 | $485,000 | $118,000 | $1,071,000 |
| American Indian or Alaskan Native | 20 | $5,300,000 | $265,000 | $525,000 | $77,000 | $190,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $640,000 | $320,000 | $375,000 | $49,000 | $66,000 |
| Not applicable | 2 | $970,000 | $485,000 | $725,000 | $123,000 | $219,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,438 | $425,990,000 | $296,000 | $1,555,000 | $116,000 | $1,841,000 |
| FHA-insured (Federal Housing Administration) | 612 | $161,090,000 | $263,000 | $725,000 | $80,000 | $810,000 |
| VA-guaranteed (Veterans Administration) | 130 | $42,910,000 | $330,000 | $745,000 | $82,000 | $276,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 54 | $11,920,000 | $220,000 | $405,000 | $60,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,724 | $491,750,000 | $285,000 | $1,555,000 | $102,000 | $1,841,000 |
| Application Withdrawn By Applicant | 443 | $132,565,000 | $299,000 | $1,005,000 | $109,000 | $1,500,000 |
| Application Denied By Financial Institution | 56 | $14,810,000 | $264,000 | $1,555,000 | $101,000 | $600,000 |
| Application Approved But Not Accepted | 11 | $2,785,000 | $253,000 | $425,000 | $100,000 | $415,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,178 | $627,100,000 | $287,000 | $1,555,000 | $103,000 | $1,841,000 |
| Credit History | 21 | $4,425,000 | $210,000 | $375,000 | $85,000 | $166,000 |
| Debt-To-Income Ratio | 19 | $5,715,000 | $300,000 | $1,555,000 | $87,000 | $413,000 |
| Collateral | 6 | $1,140,000 | $190,000 | $325,000 | $61,000 | $140,000 |
| Unverifiable Information | 5 | $1,755,000 | $351,000 | $715,000 | $188,000 | $600,000 |
| Employment History | 2 | $630,000 | $315,000 | $325,000 | $126,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $320,000 | $160,000 | $175,000 | $60,000 | $73,000 |
| Other | 1 | $825,000 | $825,000 | $825,000 | $528,000 | $528,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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