Loan Simple, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Loan Simple, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Loan Simple, Inc.
9635 Maroon Circle Suite 100
Colorado Springs, CO 80112
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 2,039
Total Mortgage Loan Application Amount $633,695,000
Average Mortgage Loan Application Amount $207,800
Highest Mortgage Loan Application Amount $1,705,000
Average Applicant Income $102,000
Highest Applicant Income $560,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2023.

Mortgage Loan Application Totals for Loan Simple, Inc. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams County Colorado 96 $ 39,470,000 $ 411,000 $ 109,000
Arapahoe County Colorado 93 $ 37,465,000 $ 402,000 $ 108,000
El Paso County Colorado 74 $ 26,300,000 $ 355,000 $ 97,000
Denver County Colorado 63 $ 22,795,000 $ 361,000 $ 102,000
Weld County Colorado 58 $ 22,530,000 $ 388,000 $ 111,000
Maricopa County Arizona 56 $ 18,010,000 $ 321,000 $ 113,000
Harris County Texas 48 $ 13,700,000 $ 285,000 $ 110,000
Marion County Indiana 40 $ 6,130,000 $ 153,000 $ 76,000
Dallas County Texas 38 $ 11,060,000 $ 291,000 $ 97,000
Jefferson County Colorado 32 $ 13,810,000 $ 431,000 $ 144,000
Tarrant County Texas 31 $ 9,785,000 $ 315,000 $ 103,000
Yavapai County Arizona 28 $ 13,860,000 $ 495,000 $ 177,000
Pueblo County Colorado 28 $ 7,820,000 $ 279,000 $ 81,000
DeKalb County Georgia 24 $ 5,050,000 $ 210,000 $ 94,000
Polk County Florida 22 $ 3,940,000 $ 179,000 $ 87,000
Pinal County Arizona 21 $ 5,045,000 $ 240,000 $ 96,000
Fulton County Georgia 19 $ 6,685,000 $ 351,000 $ 106,000
Fremont County Colorado 17 $ 4,825,000 $ 283,000 $ 76,000
Bernalillo County New Mexico 17 $ 4,605,000 $ 270,000 $ 105,000
Multnomah County Oregon 17 $ 5,115,000 $ 300,000 $ 143,000
Travis County Texas 17 $ 6,445,000 $ 379,000 $ 122,000
Brevard County Florida 16 $ 3,380,000 $ 211,000 $ 81,000
Broward County Florida 16 $ 6,370,000 $ 398,000 $ 132,000
Montgomery County Texas 16 $ 4,390,000 $ 274,000 $ 98,000
Douglas County Colorado 14 $ 8,010,000 $ 572,000 $ 163,000
Lee County Florida 13 $ 3,355,000 $ 258,000 $ 93,000
Manatee County Florida 13 $ 2,475,000 $ 190,000 $ 94,000
Collin County Texas 13 $ 5,235,000 $ 402,000 $ 130,000
Gwinnett County Georgia 12 $ 3,680,000 $ 306,000 $ 105,000
Denton County Texas 12 $ 3,960,000 $ 330,000 $ 127,000
San Bernardino County California 11 $ 4,015,000 $ 365,000 $ 113,000
Larimer County Colorado 11 $ 4,545,000 $ 413,000 $ 129,000
Duval County Florida 11 $ 3,055,000 $ 277,000 $ 82,000
Hillsborough County Florida 11 $ 3,725,000 $ 338,000 $ 112,000
Orange County Florida 11 $ 3,175,000 $ 288,000 $ 88,000
Volusia County Florida 11 $ 3,615,000 $ 328,000 $ 129,000
Clayton County Georgia 11 $ 2,025,000 $ 184,000 $ 84,000
Pasco County Florida 10 $ 2,110,000 $ 211,000 $ 73,000
St. Lucie County Florida 10 $ 3,360,000 $ 336,000 $ 99,000
Johnson County Texas 10 $ 2,870,000 $ 287,000 $ 102,000
Pierce County Washington 10 $ 3,140,000 $ 314,000 $ 118,000
Marion County Florida 9 $ 3,035,000 $ 337,000 $ 102,000
Osceola County Florida 9 $ 2,625,000 $ 291,000 $ 108,000
Bexar County Texas 9 $ 2,365,000 $ 262,000 $ 95,000
Fort Bend County Texas 9 $ 2,945,000 $ 327,000 $ 107,000
Kaufman County Texas 9 $ 2,565,000 $ 285,000 $ 106,000
Williamson County Texas 9 $ 3,385,000 $ 376,000 $ 114,000
Norfolk County Virginia 9 $ 2,175,000 $ 241,000 $ 61,000
Cowlitz County Washington 9 $ 3,235,000 $ 359,000 $ 119,000
Miami-Dade County Florida 8 $ 4,120,000 $ 515,000 $ 171,000
Pinellas County Florida 8 $ 1,940,000 $ 242,000 $ 126,000
Cobb County Georgia 8 $ 2,450,000 $ 306,000 $ 106,000
Paulding County Georgia 8 $ 2,270,000 $ 283,000 $ 103,000
Rockdale County Georgia 8 $ 1,800,000 $ 225,000 $ 97,000
Johnson County Indiana 8 $ 1,630,000 $ 203,000 $ 73,000
Marion County Oregon 8 $ 2,600,000 $ 325,000 $ 101,000
Nueces County Texas 8 $ 2,670,000 $ 333,000 $ 119,000
Grays Harbor County Washington 8 $ 2,070,000 $ 258,000 $ 107,000
Mesa County Colorado 7 $ 2,225,000 $ 317,000 $ 99,000
Okaloosa County Florida 7 $ 1,085,000 $ 155,000 $ 81,000
Prince George's County Maryland 7 $ 2,895,000 $ 413,000 $ 163,000
Gregg County Texas 7 $ 1,205,000 $ 172,000 $ 124,000
Hidalgo County Texas 7 $ 1,725,000 $ 246,000 $ 115,000
Virginia Beach County Virginia 7 $ 2,875,000 $ 410,000 $ 200,000
Pima County Arizona 6 $ 2,330,000 $ 388,000 $ 183,000
Park County Colorado 6 $ 2,380,000 $ 396,000 $ 118,000
New Haven County Connecticut 6 $ 1,870,000 $ 311,000 $ 75,000
Bartow County Georgia 6 $ 1,250,000 $ 208,000 $ 70,000
Sandoval County New Mexico 6 $ 1,340,000 $ 223,000 $ 100,000
Lane County Oregon 6 $ 1,840,000 $ 306,000 $ 87,000
El Paso County Texas 6 $ 1,420,000 $ 236,000 $ 105,000
Hays County Texas 6 $ 2,380,000 $ 396,000 $ 145,000
Henrico County Virginia 6 $ 2,170,000 $ 361,000 $ 132,000
Riverside County California 5 $ 1,215,000 $ 243,000 $ 114,000
Moffat County Colorado 5 $ 1,255,000 $ 251,000 $ 76,000
Fairfield County Connecticut 5 $ 1,975,000 $ 395,000 $ 115,000
Seminole County Florida 5 $ 1,405,000 $ 281,000 $ 130,000
Hall County Georgia 5 $ 1,175,000 $ 235,000 $ 77,000
Houston County Georgia 5 $ 1,545,000 $ 309,000 $ 101,000
Chaves County New Mexico 5 $ 1,125,000 $ 225,000 $ 83,000
Eddy County New Mexico 5 $ 735,000 $ 147,000 $ 90,000
Bastrop County Texas 5 $ 1,215,000 $ 243,000 $ 90,000
Jefferson County Texas 5 $ 1,135,000 $ 227,000 $ 88,000
Orange County Texas 5 $ 1,125,000 $ 225,000 $ 110,000
Rockwall County Texas 5 $ 1,765,000 $ 353,000 $ 161,000
Hampton County Virginia 5 $ 1,265,000 $ 253,000 $ 86,000
Portsmouth County Virginia 5 $ 1,035,000 $ 207,000 $ 60,000
Prince William County Virginia 5 $ 2,525,000 $ 505,000 $ 124,000
Warren County Virginia 5 $ 1,425,000 $ 285,000 $ 113,000
Benton County Washington 5 $ 1,465,000 $ 293,000 $ 125,000
King County Washington 5 $ 1,975,000 $ 395,000 $ 240,000
Snohomish County Washington 5 $ 3,195,000 $ 639,000 $ 157,000
Spokane County Washington 5 $ 1,055,000 $ 211,000 $ 69,000
Yakima County Washington 5 $ 1,465,000 $ 293,000 $ 73,000
Coconino County Arizona 4 $ 1,830,000 $ 457,000 $ 147,000
Lincoln County Colorado 4 $ 780,000 $ 195,000 $ 84,000
Flagler County Florida 4 $ 1,080,000 $ 270,000 $ 133,000
Hernando County Florida 4 $ 1,010,000 $ 252,000 $ 101,000
Berrien County Georgia 4 $ 560,000 $ 140,000 $ 63,000
Chatham County Georgia 4 $ 700,000 $ 175,000 $ 119,000
Henry County Georgia 4 $ 1,440,000 $ 360,000 $ 100,000
Newton County Georgia 4 $ 920,000 $ 230,000 $ 82,000
Clark County Indiana 4 $ 690,000 $ 172,000 $ 54,000
Hamilton County Indiana 4 $ 1,440,000 $ 360,000 $ 87,000
Porter County Indiana 4 $ 730,000 $ 182,000 $ 75,000
Ripley County Indiana 4 $ 550,000 $ 137,000 $ 79,000
Jefferson County Louisiana 4 $ 810,000 $ 202,000 $ 63,000
Baltimore County Maryland 4 $ 1,240,000 $ 310,000 $ 136,000
Essex County New Jersey 4 $ 1,860,000 $ 465,000 $ 137,000
Dona Ana County New Mexico 4 $ 1,280,000 $ 320,000 $ 94,000
Valencia County New Mexico 4 $ 900,000 $ 225,000 $ 118,000
Deschutes County Oregon 4 $ 1,700,000 $ 425,000 $ 102,000
Douglas County Oregon 4 $ 1,350,000 $ 337,000 $ 135,000
Klamath County Oregon 4 $ 720,000 $ 180,000 $ 131,000
Washington County Oregon 4 $ 1,300,000 $ 325,000 $ 115,000
Hamilton County Tennessee 4 $ 940,000 $ 235,000 $ 95,000
Bell County Texas 4 $ 1,100,000 $ 275,000 $ 80,000
Kerr County Texas 4 $ 930,000 $ 232,000 $ 92,000
Randall County Texas 4 $ 1,250,000 $ 312,000 $ 98,000
San Patricio County Texas 4 $ 1,060,000 $ 265,000 $ 130,000
Van Zandt County Texas 4 $ 1,570,000 $ 392,000 $ 133,000
Suffolk County Virginia 4 $ 1,240,000 $ 310,000 $ 85,000
Lewis County Washington 4 $ 1,350,000 $ 337,000 $ 85,000
Mohave County Arizona 3 $ 425,000 $ 141,000 $ 68,000
Los Angeles County California 3 $ 1,095,000 $ 365,000 $ 186,000
San Diego County California 3 $ 1,635,000 $ 545,000 $ 109,000
San Joaquin County California 3 $ 635,000 $ 211,000 $ 83,000
Custer County Colorado 3 $ 1,035,000 $ 345,000 $ 173,000
Gunnison County Colorado 3 $ 705,000 $ 235,000 $ 67,000
Morgan County Colorado 3 $ 885,000 $ 295,000 $ 74,000
Saguache County Colorado 3 $ 1,065,000 $ 355,000 $ 106,000
Teller County Colorado 3 $ 875,000 $ 291,000 $ 94,000
Columbia County Florida 3 $ 755,000 $ 251,000 $ 95,000
Highlands County Florida 3 $ 655,000 $ 218,000 $ 62,000
Indian River County Florida 3 $ 1,165,000 $ 388,000 $ 118,000
Bibb County Georgia 3 $ 545,000 $ 181,000 $ 86,000
Effingham County Georgia 3 $ 875,000 $ 291,000 $ 102,000
Jackson County Georgia 3 $ 1,165,000 $ 388,000 $ 77,000
Pierce County Georgia 3 $ 415,000 $ 138,000 $ 75,000
Richmond County Georgia 3 $ 555,000 $ 185,000 $ 103,000
Allen County Indiana 3 $ 575,000 $ 191,000 $ 117,000
Fulton County Indiana 3 $ 395,000 $ 131,000 $ 91,000
Hendricks County Indiana 3 $ 865,000 $ 288,000 $ 98,000
Union County New Jersey 3 $ 1,075,000 $ 358,000 $ 126,000
San Juan County New Mexico 3 $ 405,000 $ 135,000 $ 91,000
Santa Fe County New Mexico 3 $ 845,000 $ 281,000 $ 97,000
Oklahoma County Oklahoma 3 $ 575,000 $ 191,000 $ 289,000
Clackamas County Oregon 3 $ 1,705,000 $ 568,000 $ 132,000
Jackson County Oregon 3 $ 655,000 $ 218,000 $ 86,000
Jefferson County Oregon 3 $ 905,000 $ 301,000 $ 95,000
Lincoln County Oregon 3 $ 715,000 $ 238,000 $ 101,000
Linn County Oregon 3 $ 1,165,000 $ 388,000 $ 117,000
Polk County Oregon 3 $ 895,000 $ 298,000 $ 110,000
Brazoria County Texas 3 $ 885,000 $ 295,000 $ 93,000
Dallam County Texas 3 $ 365,000 $ 121,000 $ 58,000
Ector County Texas 3 $ 765,000 $ 255,000 $ 85,000
Guadalupe County Texas 3 $ 855,000 $ 285,000 $ 73,000
Hunt County Texas 3 $ 805,000 $ 268,000 $ 68,000
Lampasas County Texas 3 $ 795,000 $ 265,000 $ 108,000
Midland County Texas 3 $ 835,000 $ 278,000 $ 126,000
Chesapeake County Virginia 3 $ 755,000 $ 251,000 $ 82,000
Greensville County Virginia 3 $ 515,000 $ 171,000 $ 54,000
Louisa County Virginia 3 $ 735,000 $ 245,000 $ 67,000
Prince George County Virginia 3 $ 345,000 $ 115,000 $ 89,000
Clark County Washington 3 $ 1,445,000 $ 481,000 $ 116,000
Lincoln County Washington 3 $ 455,000 $ 151,000 $ 84,000
Graham County Arizona 2 $ 230,000 $ 115,000 $ 57,000
Contra Costa County California 2 $ 1,410,000 $ 705,000 $ 171,000
Boulder County Colorado 2 $ 540,000 $ 270,000 $ 78,000
Broomfield County Colorado 2 $ 970,000 $ 485,000 $ 113,000
Elbert County Colorado 2 $ 790,000 $ 395,000 $ 117,000
Rio Grande County Colorado 2 $ 730,000 $ 365,000 $ 95,000
Summit County Colorado 2 $ 650,000 $ 325,000 $ 97,000
District of Columbia County District Of Columbia 2 $ 940,000 $ 470,000 $ 93,000
Alachua County Florida 2 $ 510,000 $ 255,000 $ 79,000
Charlotte County Florida 2 $ 650,000 $ 325,000 $ 78,000
Citrus County Florida 2 $ 370,000 $ 185,000 $ 44,000
Clay County Florida 2 $ 970,000 $ 485,000 $ 144,000
Collier County Florida 2 $ 670,000 $ 335,000 $ 79,000
Escambia County Florida 2 $ 500,000 $ 250,000 $ 89,000
Gulf County Florida 2 $ 610,000 $ 305,000 $ 85,000
Hardee County Florida 2 $ 280,000 $ 140,000 $ 81,000
Palm Beach County Florida 2 $ 630,000 $ 315,000 $ 99,000
Sarasota County Florida 2 $ 770,000 $ 385,000 $ 203,000
Carroll County Georgia 2 $ 590,000 $ 295,000 $ 92,000
Clarke County Georgia 2 $ 260,000 $ 130,000 $ 88,000
Coffee County Georgia 2 $ 300,000 $ 150,000 $ 49,000
Columbia County Georgia 2 $ 490,000 $ 245,000 $ 50,000
Coweta County Georgia 2 $ 960,000 $ 480,000 $ 170,000
Douglas County Georgia 2 $ 580,000 $ 290,000 $ 58,000
Gilmer County Georgia 2 $ 200,000 $ 100,000 $ 55,000
Glynn County Georgia 2 $ 300,000 $ 150,000 $ 129,000
Liberty County Georgia 2 $ 160,000 $ 80,000 $ 75,000
Polk County Georgia 2 $ 530,000 $ 265,000 $ 94,000
Screven County Georgia 2 $ 240,000 $ 120,000 $ 39,000
Spalding County Georgia 2 $ 600,000 $ 300,000 $ 95,000
Troup County Georgia 2 $ 250,000 $ 125,000 $ 77,000
Walker County Georgia 2 $ 420,000 $ 210,000 $ 76,000
Ware County Georgia 2 $ 160,000 $ 80,000 $ 67,000
Boone County Indiana 2 $ 180,000 $ 90,000 $ 70,000
Decatur County Indiana 2 $ 210,000 $ 105,000 $ 57,000
Lake County Indiana 2 $ 420,000 $ 210,000 $ 36,000
Madison County Indiana 2 $ 210,000 $ 105,000 $ 46,000
Marshall County Indiana 2 $ 220,000 $ 110,000 $ 109,000
Monroe County Indiana 2 $ 540,000 $ 270,000 $ 140,000
Morgan County Indiana 2 $ 310,000 $ 155,000 $ 167,000
St. Tammany County Louisiana 2 $ 300,000 $ 150,000 $ 112,000
Morrison County Minnesota 2 $ 790,000 $ 395,000 $ 124,000
Ramsey County Minnesota 2 $ 320,000 $ 160,000 $ 116,000
Burlington County New Jersey 2 $ 780,000 $ 390,000 $ 94,000
Middlesex County New Jersey 2 $ 830,000 $ 415,000 $ 47,000
Grant County New Mexico 2 $ 200,000 $ 100,000 $ 77,000
McKinley County New Mexico 2 $ 240,000 $ 120,000 $ 125,000
Quay County New Mexico 2 $ 190,000 $ 95,000 $ 75,000
San Miguel County New Mexico 2 $ 430,000 $ 215,000 $ 53,000
Wake County North Carolina 2 $ 1,290,000 $ 645,000 $ 260,000
Mahoning County Ohio 2 $ 230,000 $ 115,000 $ 88,000
Coos County Oregon 2 $ 440,000 $ 220,000 $ 85,000
Josephine County Oregon 2 $ 690,000 $ 345,000 $ 86,000
Malheur County Oregon 2 $ 210,000 $ 105,000 $ 84,000
Tillamook County Oregon 2 $ 320,000 $ 160,000 $ 75,000
Umatilla County Oregon 2 $ 400,000 $ 200,000 $ 119,000
Montgomery County Pennsylvania 2 $ 570,000 $ 285,000 $ 76,000
Northampton County Pennsylvania 2 $ 420,000 $ 210,000 $ 29,000
Shelby County Tennessee 2 $ 660,000 $ 330,000 $ 219,000
Brazos County Texas 2 $ 740,000 $ 370,000 $ 134,000
Comal County Texas 2 $ 600,000 $ 300,000 $ 100,000
Ellis County Texas 2 $ 900,000 $ 450,000 $ 129,000
Galveston County Texas 2 $ 550,000 $ 275,000 $ 189,000
Grayson County Texas 2 $ 320,000 $ 160,000 $ 64,000
Henderson County Texas 2 $ 240,000 $ 120,000 $ 74,000
Hood County Texas 2 $ 780,000 $ 390,000 $ 102,000
Kendall County Texas 2 $ 590,000 $ 295,000 $ 106,000
Lubbock County Texas 2 $ 610,000 $ 305,000 $ 104,000
Navarro County Texas 2 $ 540,000 $ 270,000 $ 92,000
Polk County Texas 2 $ 700,000 $ 350,000 $ 154,000
Presidio County Texas 2 $ 970,000 $ 485,000 $ 152,000
Tom Green County Texas 2 $ 360,000 $ 180,000 $ 69,000
Victoria County Texas 2 $ 280,000 $ 140,000 $ 125,000
Waller County Texas 2 $ 560,000 $ 280,000 $ 86,000
Washington County Texas 2 $ 930,000 $ 465,000 $ 140,000
Wilson County Texas 2 $ 260,000 $ 130,000 $ 104,000
Wise County Texas 2 $ 650,000 $ 325,000 $ 126,000
Chesterfield County Virginia 2 $ 690,000 $ 345,000 $ 118,000
Colonial Heights County Virginia 2 $ 680,000 $ 340,000 $ 65,000
King William County Virginia 2 $ 450,000 $ 225,000 $ 101,000
Richmond City County Virginia 2 $ 250,000 $ 125,000 $ 64,000
Southampton County Virginia 2 $ 400,000 $ 200,000 $ 81,000
Spotsylvania County Virginia 2 $ 1,030,000 $ 515,000 $ 120,000
Clallam County Washington 2 $ 310,000 $ 155,000 $ 115,000
Grant County Washington 2 $ 390,000 $ 195,000 $ 126,000
Okanogan County Washington 2 $ 560,000 $ 280,000 $ 86,000
Stevens County Washington 2 $ 260,000 $ 130,000 $ 71,000
Thurston County Washington 2 $ 520,000 $ 260,000 $ 165,000
Walla Walla County Washington 2 $ 310,000 $ 155,000 $ 89,000
Grant County Wisconsin 2 $ 110,000 $ 55,000 $ 31,000
Madison County Alabama 1 $ 295,000 $ 295,000 $ 136,000
Navajo County Arizona 1 $ 235,000 $ 235,000 $ 103,000
Santa Cruz County Arizona 1 $ 495,000 $ 495,000 $ 205,000
Imperial County California 1 $ 395,000 $ 395,000 $ 119,000
Kern County California 1 $ 185,000 $ 185,000 $ 45,000
Orange County California 1 $ 205,000 $ 205,000 $ 49,000
Santa Clara County California 1 $ 625,000 $ 625,000 $ 175,000
Alamosa County Colorado 1 $ 445,000 $ 445,000 $ 243,000
Archuleta County Colorado 1 $ 315,000 $ 315,000 $ 95,000
Bent County Colorado 1 $ 165,000 $ 165,000 $ 60,000
Crowley County Colorado 1 $ 375,000 $ 375,000 $ 159,000
Delta County Colorado 1 $ 265,000 $ 265,000 $ 87,000
Eagle County Colorado 1 $ 665,000 $ 665,000 $ 133,000
Kit Carson County Colorado 1 $ 145,000 $ 145,000 $ 56,000
Lake County Colorado 1 $ 245,000 $ 245,000 $ 58,000
Logan County Colorado 1 $ 225,000 $ 225,000 $ 54,000
Montezuma County Colorado 1 $ 215,000 $ 215,000 $ 80,000
Montrose County Colorado 1 $ 305,000 $ 305,000 $ 63,000
Otero County Colorado 1 $ 375,000 $ 375,000 $ 145,000
Phillips County Colorado 1 $ 255,000 $ 255,000 $ 62,000
Routt County Colorado 1 $ 395,000 $ 395,000 $ 438,000
New London County Connecticut 1 $ 305,000 $ 305,000 $ 100,000
Bay County Florida 1 $ 345,000 $ 345,000 $ 75,000
Hendry County Florida 1 $ 325,000 $ 325,000 $ 91,000
Holmes County Florida 1 $ 195,000 $ 195,000 $ 54,000
Leon County Florida 1 $ 265,000 $ 265,000 $ 95,000
Nassau County Florida 1 $ 435,000 $ 435,000 $ 107,000
Okeechobee County Florida 1 $ 305,000 $ 305,000 $ 88,000
Putnam County Florida 1 $ 125,000 $ 125,000 $ 47,000
Suwannee County Florida 1 $ 155,000 $ 155,000 $ 120,000
Taylor County Florida 1 $ 245,000 $ 245,000 $ 77,000
Union County Florida 1 $ 355,000 $ 355,000 $ 93,000
Banks County Georgia 1 $ 315,000 $ 315,000 $ 104,000
Barrow County Georgia 1 $ 345,000 $ 345,000 $ 73,000
Brantley County Georgia 1 $ 205,000 $ 205,000 $ 70,000
Bulloch County Georgia 1 $ 165,000 $ 165,000 $ 75,000
Catoosa County Georgia 1 $ 135,000 $ 135,000 $ 76,000
Cherokee County Georgia 1 $ 375,000 $ 375,000 $ 75,000
Colquitt County Georgia 1 $ 85,000 $ 85,000 $ 23,000
Dawson County Georgia 1 $ 345,000 $ 345,000 $ 108,000
Fayette County Georgia 1 $ 385,000 $ 385,000 $ 404,000
Floyd County Georgia 1 $ 235,000 $ 235,000 $ 81,000
Forsyth County Georgia 1 $ 325,000 $ 325,000 $ 67,000
Habersham County Georgia 1 $ 445,000 $ 445,000 $ 131,000
Lamar County Georgia 1 $ 265,000 $ 265,000 $ 60,000
Long County Georgia 1 $ 245,000 $ 245,000 $ 67,000
Lowndes County Georgia 1 $ 225,000 $ 225,000 $ 50,000
Lumpkin County Georgia 1 $ 285,000 $ 285,000 $ 100,000
Putnam County Georgia 1 $ 285,000 $ 285,000 $ 123,000
Sumter County Georgia 1 $ 255,000 $ 255,000 $ 60,000
Union County Georgia 1 $ 335,000 $ 335,000 $ 64,000
Walton County Georgia 1 $ 315,000 $ 315,000 $ 85,000
Whitfield County Georgia 1 $ 315,000 $ 315,000 $ 132,000
Elkhart County Indiana 1 $ 355,000 $ 355,000 $ 120,000
Gibson County Indiana 1 $ 285,000 $ 285,000 $ 80,000
Hancock County Indiana 1 $ 285,000 $ 285,000 $ 105,000
Kosciusko County Indiana 1 $ 285,000 $ 285,000 $ 93,000
Parke County Indiana 1 $ 185,000 $ 185,000 $ 44,000
Posey County Indiana 1 $ 205,000 $ 205,000 $ 38,000
Rush County Indiana 1 $ 245,000 $ 245,000 $ 68,000
St. Joseph County Indiana 1 $ 365,000 $ 365,000 $ 120,000
Starke County Indiana 1 $ 255,000 $ 255,000 $ 74,000
Steuben County Indiana 1 $ 235,000 $ 235,000 $ 54,000
Tipton County Indiana 1 $ 175,000 $ 175,000 $ 58,000
Vanderburgh County Indiana 1 $ 155,000 $ 155,000 $ 44,000
Washington County Indiana 1 $ 345,000 $ 345,000 $ 199,000
Orleans County Louisiana 1 $ 285,000 $ 285,000 $ 110,000
St. Bernard County Louisiana 1 $ 225,000 $ 225,000 $ 45,000
Anne Arundel County Maryland 1 $ 445,000 $ 445,000 $ 125,000
Baltimore City County Maryland 1 $ 185,000 $ 185,000 $ 287,000
Howard County Maryland 1 $ 415,000 $ 415,000 $ 105,000
Montgomery County Maryland 1 $ 565,000 $ 565,000 $ 151,000
Aitkin County Minnesota 1 $ 245,000 $ 245,000 $ 68,000
Hudson County New Jersey 1 $ 485,000 $ 485,000 $ 135,000
Somerset County New Jersey 1 $ 245,000 $ 245,000 $ 88,000
Colfax County New Mexico 1 $ 115,000 $ 115,000 $ 75,000
Curry County New Mexico 1 $ 145,000 $ 145,000 $ 87,000
Lea County New Mexico 1 $ 265,000 $ 265,000 $ 79,000
Rio Arriba County New Mexico 1 $ 275,000 $ 275,000 $ 55,000
Socorro County New Mexico 1 $ 215,000 $ 215,000 $ 45,000
Taos County New Mexico 1 $ 335,000 $ 335,000 $ 166,000
Torrance County New Mexico 1 $ 275,000 $ 275,000 $ 55,000
Cherokee County North Carolina 1 $ 265,000 $ 265,000 $ 57,000
Franklin County North Carolina 1 $ 345,000 $ 345,000 $ 95,000
Baker County Oregon 1 $ 165,000 $ 165,000 $ 82,000
Benton County Oregon 1 $ 405,000 $ 405,000 $ 178,000
Columbia County Oregon 1 $ 315,000 $ 315,000 $ 94,000
Crook County Oregon 1 $ 395,000 $ 395,000 $ 78,000
Harney County Oregon 1 $ 235,000 $ 235,000 $ 99,000
Morrow County Oregon 1 $ 255,000 $ 255,000 $ 61,000
Dauphin County Pennsylvania 1 $ 455,000 $ 455,000 $ 185,000
Delaware County Pennsylvania 1 $ 215,000 $ 215,000 $ 62,000
Philadelphia County Pennsylvania 1 $ 175,000 $ 175,000 $ 116,000
Westmoreland County Pennsylvania 1 $ 165,000 $ 165,000 $ 44,000
Anderson County South Carolina 1 $ 205,000 $ 205,000 $ 95,000
Lexington County South Carolina 1 $ 235,000 $ 235,000 $ 131,000
Richland County South Carolina 1 $ 275,000 $ 275,000 $ 87,000
Fayette County Tennessee 1 $ 185,000 $ 185,000 $ 55,000
Knox County Tennessee 1 $ 285,000 $ 285,000 $ 82,000
Meigs County Tennessee 1 $ 125,000 $ 125,000 $ 78,000
Montgomery County Tennessee 1 $ 255,000 $ 255,000 $ 72,000
Putnam County Tennessee 1 $ 175,000 $ 175,000 $ 106,000
Washington County Tennessee 1 $ 205,000 $ 205,000 $ 37,000
Weakley County Tennessee 1 $ 15,000 $ 15,000 $ 0
Anderson County Texas 1 $ 175,000 $ 175,000 $ 119,000
Burnet County Texas 1 $ 635,000 $ 635,000 $ 145,000
Cameron County Texas 1 $ 175,000 $ 175,000 $ 52,000
Chambers County Texas 1 $ 265,000 $ 265,000 $ 105,000
Cherokee County Texas 1 $ 195,000 $ 195,000 $ 90,000
Dimmit County Texas 1 $ 275,000 $ 275,000 $ 98,000
Erath County Texas 1 $ 185,000 $ 185,000 $ 104,000
Fannin County Texas 1 $ 175,000 $ 175,000 $ 70,000
Fayette County Texas 1 $ 195,000 $ 195,000 $ 148,000
Harrison County Texas 1 $ 365,000 $ 365,000 $ 129,000
Hartley County Texas 1 $ 255,000 $ 255,000 $ 67,000
Hill County Texas 1 $ 165,000 $ 165,000 $ 41,000
Hockley County Texas 1 $ 435,000 $ 435,000 $ 50,000
Hopkins County Texas 1 $ 215,000 $ 215,000 $ 65,000
Jim Wells County Texas 1 $ 275,000 $ 275,000 $ 105,000
Kleberg County Texas 1 $ 245,000 $ 245,000 $ 53,000
Lee County Texas 1 $ 265,000 $ 265,000 $ 126,000
Liberty County Texas 1 $ 475,000 $ 475,000 $ 100,000
Matagorda County Texas 1 $ 205,000 $ 205,000 $ 121,000
McLennan County Texas 1 $ 205,000 $ 205,000 $ 52,000
Parker County Texas 1 $ 185,000 $ 185,000 $ 60,000
Starr County Texas 1 $ 245,000 $ 245,000 $ 80,000
Tyler County Texas 1 $ 405,000 $ 405,000 $ 107,000
Upton County Texas 1 $ 215,000 $ 215,000 $ 63,000
Uvalde County Texas 1 $ 185,000 $ 185,000 $ 69,000
Ward County Texas 1 $ 215,000 $ 215,000 $ 72,000
Webb County Texas 1 $ 225,000 $ 225,000 $ 29,000
Wichita County Texas 1 $ 145,000 $ 145,000 $ 89,000
Winkler County Texas 1 $ 185,000 $ 185,000 $ 59,000
Young County Texas 1 $ 325,000 $ 325,000 $ 53,000
Appomattox County Virginia 1 $ 225,000 $ 225,000 $ 60,000
Arlington County Virginia 1 $ 845,000 $ 845,000 $ 262,000
Botetourt County Virginia 1 $ 295,000 $ 295,000 $ 82,000
Essex County Virginia 1 $ 305,000 $ 305,000 $ 66,000
Franklin County Virginia 1 $ 125,000 $ 125,000 $ 212,000
Frederick County Virginia 1 $ 375,000 $ 375,000 $ 89,000
Fredericksburg County Virginia 1 $ 155,000 $ 155,000 $ 41,000
Hanover County Virginia 1 $ 405,000 $ 405,000 $ 78,000
Martinsville County Virginia 1 $ 295,000 $ 295,000 $ 105,000
Mathews County Virginia 1 $ 285,000 $ 285,000 $ 85,000
Newport News County Virginia 1 $ 345,000 $ 345,000 $ 95,000
Petersburg County Virginia 1 $ 215,000 $ 215,000 $ 78,000
Stafford County Virginia 1 $ 425,000 $ 425,000 $ 167,000
Franklin County Washington 1 $ 325,000 $ 325,000 $ 78,000
Kitsap County Washington 1 $ 265,000 $ 265,000 $ 68,000
Mason County Washington 1 $ 265,000 $ 265,000 $ 76,000
Pacific County Washington 1 $ 465,000 $ 465,000 $ 152,000
Skagit County Washington 1 $ 325,000 $ 325,000 $ 99,000
Whatcom County Washington 1 $ 545,000 $ 545,000 $ 131,000
Whitman County Washington 1 $ 295,000 $ 295,000 $ 140,000
Calumet County Wisconsin 1 $ 325,000 $ 325,000 $ 64,000
Forest County Wisconsin 1 $ 175,000 $ 175,000 $ 57,000
Jefferson County Wisconsin 1 $ 195,000 $ 195,000 $ 113,000
Outagamie County Wisconsin 1 $ 205,000 $ 205,000 $ 88,000
Washington County Wisconsin 1 $ 395,000 $ 395,000 $ 100,000
Winnebago County Wisconsin 1 $ 245,000 $ 245,000 $ 108,000

Mortgage Loan Application Detail Totals for Loan Simple, Inc. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,893 $612,575,000 $323,000 $1,705,000 $106,000 $560,000
Other Purpose 72 $1,220,000 $16,000 $285,000 $85,000 $170,000
Refinancing 72 $19,470,000 $270,000 $855,000 $96,000 $292,000
Not Applicable 1 $5,000 $5,000 $5,000 $92,000 $92,000
Cash-out Refinancing 1 $425,000 $425,000 $425,000 $131,000 $131,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 796 $242,090,000 $304,000 $915,000 $112,000 $465,000
Not Provided 501 $153,295,000 $305,000 $1,665,000 $103,000 $550,000
Hispanic 418 $136,770,000 $327,000 $615,000 $98,000 $560,000
Black or African American 232 $66,570,000 $286,000 $875,000 $97,000 $292,000
Asian 54 $21,140,000 $391,000 $1,605,000 $119,000 $304,000
American Indian or Alaskan Native 18 $5,140,000 $285,000 $495,000 $96,000 $145,000
Native Hawaiian or Other Pacific Islander 5 $1,605,000 $321,000 $465,000 $103,000 $121,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,205 $397,405,000 $329,000 $915,000 $97,000 $404,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 758 $209,900,000 $276,000 $1,705,000 $118,000 $560,000
VA-guaranteed (Veterans Administration) 47 $18,795,000 $399,000 $875,000 $119,000 $401,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $7,595,000 $261,000 $395,000 $76,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,165 $358,145,000 $307,000 $1,315,000 $106,000 $560,000
Application Withdrawn By Applicant 732 $229,460,000 $313,000 $1,705,000 $107,000 $550,000
Application Denied By Financial Institution 139 $45,235,000 $325,000 $725,000 $92,000 $463,000
File Closed For Incompleteness 2 $600,000 $300,000 $445,000 $87,000 $138,000
Application Approved But Not Accepted 1 $255,000 $255,000 $255,000 $70,000 $70,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,900 $588,460,000 $309,000 $1,705,000 $106,000 $560,000
Debt-To-Income Ratio 78 $25,180,000 $322,000 $725,000 $79,000 $404,000
Credit History 13 $3,485,000 $268,000 $475,000 $95,000 $185,000
Other 11 $3,795,000 $345,000 $535,000 $117,000 $232,000
Unverifiable Information 11 $3,755,000 $341,000 $535,000 $92,000 $189,000
Insufficient Cash (Downpayment, Closing Cost) 9 $2,615,000 $290,000 $435,000 $102,000 $212,000
Collateral 9 $3,545,000 $393,000 $645,000 $134,000 $463,000
Employment History 8 $2,860,000 $357,000 $715,000 $116,000 $286,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loan Simple, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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