Loan Simple, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Simple, Inc. 9635 Maroon Circle Suite 100 Colorado Springs, CO 80112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,039 |
| Total Mortgage Loan Application Amount | $633,695,000 |
| Average Mortgage Loan Application Amount | $207,800 |
| Highest Mortgage Loan Application Amount | $1,705,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $560,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Loan Simple, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Simple, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Loan Simple, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Simple, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Simple, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Simple, Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 96 | $ 39,470,000 | $ 411,000 | $ 109,000 |
| Arapahoe County Colorado | 93 | $ 37,465,000 | $ 402,000 | $ 108,000 |
| El Paso County Colorado | 74 | $ 26,300,000 | $ 355,000 | $ 97,000 |
| Denver County Colorado | 63 | $ 22,795,000 | $ 361,000 | $ 102,000 |
| Weld County Colorado | 58 | $ 22,530,000 | $ 388,000 | $ 111,000 |
| Maricopa County Arizona | 56 | $ 18,010,000 | $ 321,000 | $ 113,000 |
| Harris County Texas | 48 | $ 13,700,000 | $ 285,000 | $ 110,000 |
| Marion County Indiana | 40 | $ 6,130,000 | $ 153,000 | $ 76,000 |
| Dallas County Texas | 38 | $ 11,060,000 | $ 291,000 | $ 97,000 |
| Jefferson County Colorado | 32 | $ 13,810,000 | $ 431,000 | $ 144,000 |
| Tarrant County Texas | 31 | $ 9,785,000 | $ 315,000 | $ 103,000 |
| Yavapai County Arizona | 28 | $ 13,860,000 | $ 495,000 | $ 177,000 |
| Pueblo County Colorado | 28 | $ 7,820,000 | $ 279,000 | $ 81,000 |
| DeKalb County Georgia | 24 | $ 5,050,000 | $ 210,000 | $ 94,000 |
| Polk County Florida | 22 | $ 3,940,000 | $ 179,000 | $ 87,000 |
| Pinal County Arizona | 21 | $ 5,045,000 | $ 240,000 | $ 96,000 |
| Fulton County Georgia | 19 | $ 6,685,000 | $ 351,000 | $ 106,000 |
| Fremont County Colorado | 17 | $ 4,825,000 | $ 283,000 | $ 76,000 |
| Bernalillo County New Mexico | 17 | $ 4,605,000 | $ 270,000 | $ 105,000 |
| Multnomah County Oregon | 17 | $ 5,115,000 | $ 300,000 | $ 143,000 |
| Travis County Texas | 17 | $ 6,445,000 | $ 379,000 | $ 122,000 |
| Brevard County Florida | 16 | $ 3,380,000 | $ 211,000 | $ 81,000 |
| Broward County Florida | 16 | $ 6,370,000 | $ 398,000 | $ 132,000 |
| Montgomery County Texas | 16 | $ 4,390,000 | $ 274,000 | $ 98,000 |
| Douglas County Colorado | 14 | $ 8,010,000 | $ 572,000 | $ 163,000 |
| Lee County Florida | 13 | $ 3,355,000 | $ 258,000 | $ 93,000 |
| Manatee County Florida | 13 | $ 2,475,000 | $ 190,000 | $ 94,000 |
| Collin County Texas | 13 | $ 5,235,000 | $ 402,000 | $ 130,000 |
| Gwinnett County Georgia | 12 | $ 3,680,000 | $ 306,000 | $ 105,000 |
| Denton County Texas | 12 | $ 3,960,000 | $ 330,000 | $ 127,000 |
| San Bernardino County California | 11 | $ 4,015,000 | $ 365,000 | $ 113,000 |
| Larimer County Colorado | 11 | $ 4,545,000 | $ 413,000 | $ 129,000 |
| Duval County Florida | 11 | $ 3,055,000 | $ 277,000 | $ 82,000 |
| Hillsborough County Florida | 11 | $ 3,725,000 | $ 338,000 | $ 112,000 |
| Orange County Florida | 11 | $ 3,175,000 | $ 288,000 | $ 88,000 |
| Volusia County Florida | 11 | $ 3,615,000 | $ 328,000 | $ 129,000 |
| Clayton County Georgia | 11 | $ 2,025,000 | $ 184,000 | $ 84,000 |
| Pasco County Florida | 10 | $ 2,110,000 | $ 211,000 | $ 73,000 |
| St. Lucie County Florida | 10 | $ 3,360,000 | $ 336,000 | $ 99,000 |
| Johnson County Texas | 10 | $ 2,870,000 | $ 287,000 | $ 102,000 |
| Pierce County Washington | 10 | $ 3,140,000 | $ 314,000 | $ 118,000 |
| Marion County Florida | 9 | $ 3,035,000 | $ 337,000 | $ 102,000 |
| Osceola County Florida | 9 | $ 2,625,000 | $ 291,000 | $ 108,000 |
| Bexar County Texas | 9 | $ 2,365,000 | $ 262,000 | $ 95,000 |
| Fort Bend County Texas | 9 | $ 2,945,000 | $ 327,000 | $ 107,000 |
| Kaufman County Texas | 9 | $ 2,565,000 | $ 285,000 | $ 106,000 |
| Williamson County Texas | 9 | $ 3,385,000 | $ 376,000 | $ 114,000 |
| Norfolk County Virginia | 9 | $ 2,175,000 | $ 241,000 | $ 61,000 |
| Cowlitz County Washington | 9 | $ 3,235,000 | $ 359,000 | $ 119,000 |
| Miami-Dade County Florida | 8 | $ 4,120,000 | $ 515,000 | $ 171,000 |
| Pinellas County Florida | 8 | $ 1,940,000 | $ 242,000 | $ 126,000 |
| Cobb County Georgia | 8 | $ 2,450,000 | $ 306,000 | $ 106,000 |
| Paulding County Georgia | 8 | $ 2,270,000 | $ 283,000 | $ 103,000 |
| Rockdale County Georgia | 8 | $ 1,800,000 | $ 225,000 | $ 97,000 |
| Johnson County Indiana | 8 | $ 1,630,000 | $ 203,000 | $ 73,000 |
| Marion County Oregon | 8 | $ 2,600,000 | $ 325,000 | $ 101,000 |
| Nueces County Texas | 8 | $ 2,670,000 | $ 333,000 | $ 119,000 |
| Grays Harbor County Washington | 8 | $ 2,070,000 | $ 258,000 | $ 107,000 |
| Mesa County Colorado | 7 | $ 2,225,000 | $ 317,000 | $ 99,000 |
| Okaloosa County Florida | 7 | $ 1,085,000 | $ 155,000 | $ 81,000 |
| Prince George's County Maryland | 7 | $ 2,895,000 | $ 413,000 | $ 163,000 |
| Gregg County Texas | 7 | $ 1,205,000 | $ 172,000 | $ 124,000 |
| Hidalgo County Texas | 7 | $ 1,725,000 | $ 246,000 | $ 115,000 |
| Virginia Beach County Virginia | 7 | $ 2,875,000 | $ 410,000 | $ 200,000 |
| Pima County Arizona | 6 | $ 2,330,000 | $ 388,000 | $ 183,000 |
| Park County Colorado | 6 | $ 2,380,000 | $ 396,000 | $ 118,000 |
| New Haven County Connecticut | 6 | $ 1,870,000 | $ 311,000 | $ 75,000 |
| Bartow County Georgia | 6 | $ 1,250,000 | $ 208,000 | $ 70,000 |
| Sandoval County New Mexico | 6 | $ 1,340,000 | $ 223,000 | $ 100,000 |
| Lane County Oregon | 6 | $ 1,840,000 | $ 306,000 | $ 87,000 |
| El Paso County Texas | 6 | $ 1,420,000 | $ 236,000 | $ 105,000 |
| Hays County Texas | 6 | $ 2,380,000 | $ 396,000 | $ 145,000 |
| Henrico County Virginia | 6 | $ 2,170,000 | $ 361,000 | $ 132,000 |
| Riverside County California | 5 | $ 1,215,000 | $ 243,000 | $ 114,000 |
| Moffat County Colorado | 5 | $ 1,255,000 | $ 251,000 | $ 76,000 |
| Fairfield County Connecticut | 5 | $ 1,975,000 | $ 395,000 | $ 115,000 |
| Seminole County Florida | 5 | $ 1,405,000 | $ 281,000 | $ 130,000 |
| Hall County Georgia | 5 | $ 1,175,000 | $ 235,000 | $ 77,000 |
| Houston County Georgia | 5 | $ 1,545,000 | $ 309,000 | $ 101,000 |
| Chaves County New Mexico | 5 | $ 1,125,000 | $ 225,000 | $ 83,000 |
| Eddy County New Mexico | 5 | $ 735,000 | $ 147,000 | $ 90,000 |
| Bastrop County Texas | 5 | $ 1,215,000 | $ 243,000 | $ 90,000 |
| Jefferson County Texas | 5 | $ 1,135,000 | $ 227,000 | $ 88,000 |
| Orange County Texas | 5 | $ 1,125,000 | $ 225,000 | $ 110,000 |
| Rockwall County Texas | 5 | $ 1,765,000 | $ 353,000 | $ 161,000 |
| Hampton County Virginia | 5 | $ 1,265,000 | $ 253,000 | $ 86,000 |
| Portsmouth County Virginia | 5 | $ 1,035,000 | $ 207,000 | $ 60,000 |
| Prince William County Virginia | 5 | $ 2,525,000 | $ 505,000 | $ 124,000 |
| Warren County Virginia | 5 | $ 1,425,000 | $ 285,000 | $ 113,000 |
| Benton County Washington | 5 | $ 1,465,000 | $ 293,000 | $ 125,000 |
| King County Washington | 5 | $ 1,975,000 | $ 395,000 | $ 240,000 |
| Snohomish County Washington | 5 | $ 3,195,000 | $ 639,000 | $ 157,000 |
| Spokane County Washington | 5 | $ 1,055,000 | $ 211,000 | $ 69,000 |
| Yakima County Washington | 5 | $ 1,465,000 | $ 293,000 | $ 73,000 |
| Coconino County Arizona | 4 | $ 1,830,000 | $ 457,000 | $ 147,000 |
| Lincoln County Colorado | 4 | $ 780,000 | $ 195,000 | $ 84,000 |
| Flagler County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 133,000 |
| Hernando County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 101,000 |
| Berrien County Georgia | 4 | $ 560,000 | $ 140,000 | $ 63,000 |
| Chatham County Georgia | 4 | $ 700,000 | $ 175,000 | $ 119,000 |
| Henry County Georgia | 4 | $ 1,440,000 | $ 360,000 | $ 100,000 |
| Newton County Georgia | 4 | $ 920,000 | $ 230,000 | $ 82,000 |
| Clark County Indiana | 4 | $ 690,000 | $ 172,000 | $ 54,000 |
| Hamilton County Indiana | 4 | $ 1,440,000 | $ 360,000 | $ 87,000 |
| Porter County Indiana | 4 | $ 730,000 | $ 182,000 | $ 75,000 |
| Ripley County Indiana | 4 | $ 550,000 | $ 137,000 | $ 79,000 |
| Jefferson County Louisiana | 4 | $ 810,000 | $ 202,000 | $ 63,000 |
| Baltimore County Maryland | 4 | $ 1,240,000 | $ 310,000 | $ 136,000 |
| Essex County New Jersey | 4 | $ 1,860,000 | $ 465,000 | $ 137,000 |
| Dona Ana County New Mexico | 4 | $ 1,280,000 | $ 320,000 | $ 94,000 |
| Valencia County New Mexico | 4 | $ 900,000 | $ 225,000 | $ 118,000 |
| Deschutes County Oregon | 4 | $ 1,700,000 | $ 425,000 | $ 102,000 |
| Douglas County Oregon | 4 | $ 1,350,000 | $ 337,000 | $ 135,000 |
| Klamath County Oregon | 4 | $ 720,000 | $ 180,000 | $ 131,000 |
| Washington County Oregon | 4 | $ 1,300,000 | $ 325,000 | $ 115,000 |
| Hamilton County Tennessee | 4 | $ 940,000 | $ 235,000 | $ 95,000 |
| Bell County Texas | 4 | $ 1,100,000 | $ 275,000 | $ 80,000 |
| Kerr County Texas | 4 | $ 930,000 | $ 232,000 | $ 92,000 |
| Randall County Texas | 4 | $ 1,250,000 | $ 312,000 | $ 98,000 |
| San Patricio County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 130,000 |
| Van Zandt County Texas | 4 | $ 1,570,000 | $ 392,000 | $ 133,000 |
| Suffolk County Virginia | 4 | $ 1,240,000 | $ 310,000 | $ 85,000 |
| Lewis County Washington | 4 | $ 1,350,000 | $ 337,000 | $ 85,000 |
| Mohave County Arizona | 3 | $ 425,000 | $ 141,000 | $ 68,000 |
| Los Angeles County California | 3 | $ 1,095,000 | $ 365,000 | $ 186,000 |
| San Diego County California | 3 | $ 1,635,000 | $ 545,000 | $ 109,000 |
| San Joaquin County California | 3 | $ 635,000 | $ 211,000 | $ 83,000 |
| Custer County Colorado | 3 | $ 1,035,000 | $ 345,000 | $ 173,000 |
| Gunnison County Colorado | 3 | $ 705,000 | $ 235,000 | $ 67,000 |
| Morgan County Colorado | 3 | $ 885,000 | $ 295,000 | $ 74,000 |
| Saguache County Colorado | 3 | $ 1,065,000 | $ 355,000 | $ 106,000 |
| Teller County Colorado | 3 | $ 875,000 | $ 291,000 | $ 94,000 |
| Columbia County Florida | 3 | $ 755,000 | $ 251,000 | $ 95,000 |
| Highlands County Florida | 3 | $ 655,000 | $ 218,000 | $ 62,000 |
| Indian River County Florida | 3 | $ 1,165,000 | $ 388,000 | $ 118,000 |
| Bibb County Georgia | 3 | $ 545,000 | $ 181,000 | $ 86,000 |
| Effingham County Georgia | 3 | $ 875,000 | $ 291,000 | $ 102,000 |
| Jackson County Georgia | 3 | $ 1,165,000 | $ 388,000 | $ 77,000 |
| Pierce County Georgia | 3 | $ 415,000 | $ 138,000 | $ 75,000 |
| Richmond County Georgia | 3 | $ 555,000 | $ 185,000 | $ 103,000 |
| Allen County Indiana | 3 | $ 575,000 | $ 191,000 | $ 117,000 |
| Fulton County Indiana | 3 | $ 395,000 | $ 131,000 | $ 91,000 |
| Hendricks County Indiana | 3 | $ 865,000 | $ 288,000 | $ 98,000 |
| Union County New Jersey | 3 | $ 1,075,000 | $ 358,000 | $ 126,000 |
| San Juan County New Mexico | 3 | $ 405,000 | $ 135,000 | $ 91,000 |
| Santa Fe County New Mexico | 3 | $ 845,000 | $ 281,000 | $ 97,000 |
| Oklahoma County Oklahoma | 3 | $ 575,000 | $ 191,000 | $ 289,000 |
| Clackamas County Oregon | 3 | $ 1,705,000 | $ 568,000 | $ 132,000 |
| Jackson County Oregon | 3 | $ 655,000 | $ 218,000 | $ 86,000 |
| Jefferson County Oregon | 3 | $ 905,000 | $ 301,000 | $ 95,000 |
| Lincoln County Oregon | 3 | $ 715,000 | $ 238,000 | $ 101,000 |
| Linn County Oregon | 3 | $ 1,165,000 | $ 388,000 | $ 117,000 |
| Polk County Oregon | 3 | $ 895,000 | $ 298,000 | $ 110,000 |
| Brazoria County Texas | 3 | $ 885,000 | $ 295,000 | $ 93,000 |
| Dallam County Texas | 3 | $ 365,000 | $ 121,000 | $ 58,000 |
| Ector County Texas | 3 | $ 765,000 | $ 255,000 | $ 85,000 |
| Guadalupe County Texas | 3 | $ 855,000 | $ 285,000 | $ 73,000 |
| Hunt County Texas | 3 | $ 805,000 | $ 268,000 | $ 68,000 |
| Lampasas County Texas | 3 | $ 795,000 | $ 265,000 | $ 108,000 |
| Midland County Texas | 3 | $ 835,000 | $ 278,000 | $ 126,000 |
| Chesapeake County Virginia | 3 | $ 755,000 | $ 251,000 | $ 82,000 |
| Greensville County Virginia | 3 | $ 515,000 | $ 171,000 | $ 54,000 |
| Louisa County Virginia | 3 | $ 735,000 | $ 245,000 | $ 67,000 |
| Prince George County Virginia | 3 | $ 345,000 | $ 115,000 | $ 89,000 |
| Clark County Washington | 3 | $ 1,445,000 | $ 481,000 | $ 116,000 |
| Lincoln County Washington | 3 | $ 455,000 | $ 151,000 | $ 84,000 |
| Graham County Arizona | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Contra Costa County California | 2 | $ 1,410,000 | $ 705,000 | $ 171,000 |
| Boulder County Colorado | 2 | $ 540,000 | $ 270,000 | $ 78,000 |
| Broomfield County Colorado | 2 | $ 970,000 | $ 485,000 | $ 113,000 |
| Elbert County Colorado | 2 | $ 790,000 | $ 395,000 | $ 117,000 |
| Rio Grande County Colorado | 2 | $ 730,000 | $ 365,000 | $ 95,000 |
| Summit County Colorado | 2 | $ 650,000 | $ 325,000 | $ 97,000 |
| District of Columbia County District Of Columbia | 2 | $ 940,000 | $ 470,000 | $ 93,000 |
| Alachua County Florida | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| Charlotte County Florida | 2 | $ 650,000 | $ 325,000 | $ 78,000 |
| Citrus County Florida | 2 | $ 370,000 | $ 185,000 | $ 44,000 |
| Clay County Florida | 2 | $ 970,000 | $ 485,000 | $ 144,000 |
| Collier County Florida | 2 | $ 670,000 | $ 335,000 | $ 79,000 |
| Escambia County Florida | 2 | $ 500,000 | $ 250,000 | $ 89,000 |
| Gulf County Florida | 2 | $ 610,000 | $ 305,000 | $ 85,000 |
| Hardee County Florida | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Palm Beach County Florida | 2 | $ 630,000 | $ 315,000 | $ 99,000 |
| Sarasota County Florida | 2 | $ 770,000 | $ 385,000 | $ 203,000 |
| Carroll County Georgia | 2 | $ 590,000 | $ 295,000 | $ 92,000 |
| Clarke County Georgia | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| Coffee County Georgia | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Columbia County Georgia | 2 | $ 490,000 | $ 245,000 | $ 50,000 |
| Coweta County Georgia | 2 | $ 960,000 | $ 480,000 | $ 170,000 |
| Douglas County Georgia | 2 | $ 580,000 | $ 290,000 | $ 58,000 |
| Gilmer County Georgia | 2 | $ 200,000 | $ 100,000 | $ 55,000 |
| Glynn County Georgia | 2 | $ 300,000 | $ 150,000 | $ 129,000 |
| Liberty County Georgia | 2 | $ 160,000 | $ 80,000 | $ 75,000 |
| Polk County Georgia | 2 | $ 530,000 | $ 265,000 | $ 94,000 |
| Screven County Georgia | 2 | $ 240,000 | $ 120,000 | $ 39,000 |
| Spalding County Georgia | 2 | $ 600,000 | $ 300,000 | $ 95,000 |
| Troup County Georgia | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Walker County Georgia | 2 | $ 420,000 | $ 210,000 | $ 76,000 |
| Ware County Georgia | 2 | $ 160,000 | $ 80,000 | $ 67,000 |
| Boone County Indiana | 2 | $ 180,000 | $ 90,000 | $ 70,000 |
| Decatur County Indiana | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Lake County Indiana | 2 | $ 420,000 | $ 210,000 | $ 36,000 |
| Madison County Indiana | 2 | $ 210,000 | $ 105,000 | $ 46,000 |
| Marshall County Indiana | 2 | $ 220,000 | $ 110,000 | $ 109,000 |
| Monroe County Indiana | 2 | $ 540,000 | $ 270,000 | $ 140,000 |
| Morgan County Indiana | 2 | $ 310,000 | $ 155,000 | $ 167,000 |
| St. Tammany County Louisiana | 2 | $ 300,000 | $ 150,000 | $ 112,000 |
| Morrison County Minnesota | 2 | $ 790,000 | $ 395,000 | $ 124,000 |
| Ramsey County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 116,000 |
| Burlington County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 94,000 |
| Middlesex County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 47,000 |
| Grant County New Mexico | 2 | $ 200,000 | $ 100,000 | $ 77,000 |
| McKinley County New Mexico | 2 | $ 240,000 | $ 120,000 | $ 125,000 |
| Quay County New Mexico | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| San Miguel County New Mexico | 2 | $ 430,000 | $ 215,000 | $ 53,000 |
| Wake County North Carolina | 2 | $ 1,290,000 | $ 645,000 | $ 260,000 |
| Mahoning County Ohio | 2 | $ 230,000 | $ 115,000 | $ 88,000 |
| Coos County Oregon | 2 | $ 440,000 | $ 220,000 | $ 85,000 |
| Josephine County Oregon | 2 | $ 690,000 | $ 345,000 | $ 86,000 |
| Malheur County Oregon | 2 | $ 210,000 | $ 105,000 | $ 84,000 |
| Tillamook County Oregon | 2 | $ 320,000 | $ 160,000 | $ 75,000 |
| Umatilla County Oregon | 2 | $ 400,000 | $ 200,000 | $ 119,000 |
| Montgomery County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 76,000 |
| Northampton County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 29,000 |
| Shelby County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 219,000 |
| Brazos County Texas | 2 | $ 740,000 | $ 370,000 | $ 134,000 |
| Comal County Texas | 2 | $ 600,000 | $ 300,000 | $ 100,000 |
| Ellis County Texas | 2 | $ 900,000 | $ 450,000 | $ 129,000 |
| Galveston County Texas | 2 | $ 550,000 | $ 275,000 | $ 189,000 |
| Grayson County Texas | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Henderson County Texas | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| Hood County Texas | 2 | $ 780,000 | $ 390,000 | $ 102,000 |
| Kendall County Texas | 2 | $ 590,000 | $ 295,000 | $ 106,000 |
| Lubbock County Texas | 2 | $ 610,000 | $ 305,000 | $ 104,000 |
| Navarro County Texas | 2 | $ 540,000 | $ 270,000 | $ 92,000 |
| Polk County Texas | 2 | $ 700,000 | $ 350,000 | $ 154,000 |
| Presidio County Texas | 2 | $ 970,000 | $ 485,000 | $ 152,000 |
| Tom Green County Texas | 2 | $ 360,000 | $ 180,000 | $ 69,000 |
| Victoria County Texas | 2 | $ 280,000 | $ 140,000 | $ 125,000 |
| Waller County Texas | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Washington County Texas | 2 | $ 930,000 | $ 465,000 | $ 140,000 |
| Wilson County Texas | 2 | $ 260,000 | $ 130,000 | $ 104,000 |
| Wise County Texas | 2 | $ 650,000 | $ 325,000 | $ 126,000 |
| Chesterfield County Virginia | 2 | $ 690,000 | $ 345,000 | $ 118,000 |
| Colonial Heights County Virginia | 2 | $ 680,000 | $ 340,000 | $ 65,000 |
| King William County Virginia | 2 | $ 450,000 | $ 225,000 | $ 101,000 |
| Richmond City County Virginia | 2 | $ 250,000 | $ 125,000 | $ 64,000 |
| Southampton County Virginia | 2 | $ 400,000 | $ 200,000 | $ 81,000 |
| Spotsylvania County Virginia | 2 | $ 1,030,000 | $ 515,000 | $ 120,000 |
| Clallam County Washington | 2 | $ 310,000 | $ 155,000 | $ 115,000 |
| Grant County Washington | 2 | $ 390,000 | $ 195,000 | $ 126,000 |
| Okanogan County Washington | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Stevens County Washington | 2 | $ 260,000 | $ 130,000 | $ 71,000 |
| Thurston County Washington | 2 | $ 520,000 | $ 260,000 | $ 165,000 |
| Walla Walla County Washington | 2 | $ 310,000 | $ 155,000 | $ 89,000 |
| Grant County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 31,000 |
| Madison County Alabama | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| Navajo County Arizona | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Santa Cruz County Arizona | 1 | $ 495,000 | $ 495,000 | $ 205,000 |
| Imperial County California | 1 | $ 395,000 | $ 395,000 | $ 119,000 |
| Kern County California | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Orange County California | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Santa Clara County California | 1 | $ 625,000 | $ 625,000 | $ 175,000 |
| Alamosa County Colorado | 1 | $ 445,000 | $ 445,000 | $ 243,000 |
| Archuleta County Colorado | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Bent County Colorado | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Crowley County Colorado | 1 | $ 375,000 | $ 375,000 | $ 159,000 |
| Delta County Colorado | 1 | $ 265,000 | $ 265,000 | $ 87,000 |
| Eagle County Colorado | 1 | $ 665,000 | $ 665,000 | $ 133,000 |
| Kit Carson County Colorado | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Lake County Colorado | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Logan County Colorado | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Montezuma County Colorado | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Montrose County Colorado | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Otero County Colorado | 1 | $ 375,000 | $ 375,000 | $ 145,000 |
| Phillips County Colorado | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Routt County Colorado | 1 | $ 395,000 | $ 395,000 | $ 438,000 |
| New London County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Bay County Florida | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Hendry County Florida | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Holmes County Florida | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Leon County Florida | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Nassau County Florida | 1 | $ 435,000 | $ 435,000 | $ 107,000 |
| Okeechobee County Florida | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Putnam County Florida | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Suwannee County Florida | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Taylor County Florida | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Union County Florida | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Banks County Georgia | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Barrow County Georgia | 1 | $ 345,000 | $ 345,000 | $ 73,000 |
| Brantley County Georgia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Bulloch County Georgia | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Catoosa County Georgia | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Cherokee County Georgia | 1 | $ 375,000 | $ 375,000 | $ 75,000 |
| Colquitt County Georgia | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Dawson County Georgia | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Fayette County Georgia | 1 | $ 385,000 | $ 385,000 | $ 404,000 |
| Floyd County Georgia | 1 | $ 235,000 | $ 235,000 | $ 81,000 |
| Forsyth County Georgia | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Habersham County Georgia | 1 | $ 445,000 | $ 445,000 | $ 131,000 |
| Lamar County Georgia | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Long County Georgia | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Lowndes County Georgia | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Lumpkin County Georgia | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Putnam County Georgia | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Sumter County Georgia | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Union County Georgia | 1 | $ 335,000 | $ 335,000 | $ 64,000 |
| Walton County Georgia | 1 | $ 315,000 | $ 315,000 | $ 85,000 |
| Whitfield County Georgia | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Elkhart County Indiana | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Gibson County Indiana | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Hancock County Indiana | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Kosciusko County Indiana | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Parke County Indiana | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Posey County Indiana | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Rush County Indiana | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| St. Joseph County Indiana | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Starke County Indiana | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Steuben County Indiana | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Tipton County Indiana | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Vanderburgh County Indiana | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Washington County Indiana | 1 | $ 345,000 | $ 345,000 | $ 199,000 |
| Orleans County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| St. Bernard County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Anne Arundel County Maryland | 1 | $ 445,000 | $ 445,000 | $ 125,000 |
| Baltimore City County Maryland | 1 | $ 185,000 | $ 185,000 | $ 287,000 |
| Howard County Maryland | 1 | $ 415,000 | $ 415,000 | $ 105,000 |
| Montgomery County Maryland | 1 | $ 565,000 | $ 565,000 | $ 151,000 |
| Aitkin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Hudson County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 135,000 |
| Somerset County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Colfax County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Curry County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Lea County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Rio Arriba County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Socorro County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 45,000 |
| Taos County New Mexico | 1 | $ 335,000 | $ 335,000 | $ 166,000 |
| Torrance County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Cherokee County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| Franklin County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Baker County Oregon | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Benton County Oregon | 1 | $ 405,000 | $ 405,000 | $ 178,000 |
| Columbia County Oregon | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Crook County Oregon | 1 | $ 395,000 | $ 395,000 | $ 78,000 |
| Harney County Oregon | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Morrow County Oregon | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Dauphin County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 185,000 |
| Delaware County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Philadelphia County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 116,000 |
| Westmoreland County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Anderson County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Lexington County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Richland County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Fayette County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Knox County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Meigs County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Montgomery County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Putnam County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Washington County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Weakley County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Anderson County Texas | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Burnet County Texas | 1 | $ 635,000 | $ 635,000 | $ 145,000 |
| Cameron County Texas | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Chambers County Texas | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Cherokee County Texas | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Dimmit County Texas | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Erath County Texas | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Fannin County Texas | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Fayette County Texas | 1 | $ 195,000 | $ 195,000 | $ 148,000 |
| Harrison County Texas | 1 | $ 365,000 | $ 365,000 | $ 129,000 |
| Hartley County Texas | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Hill County Texas | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Hockley County Texas | 1 | $ 435,000 | $ 435,000 | $ 50,000 |
| Hopkins County Texas | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Jim Wells County Texas | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Kleberg County Texas | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Lee County Texas | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Liberty County Texas | 1 | $ 475,000 | $ 475,000 | $ 100,000 |
| Matagorda County Texas | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| McLennan County Texas | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Parker County Texas | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Starr County Texas | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Tyler County Texas | 1 | $ 405,000 | $ 405,000 | $ 107,000 |
| Upton County Texas | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Uvalde County Texas | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Ward County Texas | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Webb County Texas | 1 | $ 225,000 | $ 225,000 | $ 29,000 |
| Wichita County Texas | 1 | $ 145,000 | $ 145,000 | $ 89,000 |
| Winkler County Texas | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Young County Texas | 1 | $ 325,000 | $ 325,000 | $ 53,000 |
| Appomattox County Virginia | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Arlington County Virginia | 1 | $ 845,000 | $ 845,000 | $ 262,000 |
| Botetourt County Virginia | 1 | $ 295,000 | $ 295,000 | $ 82,000 |
| Essex County Virginia | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Franklin County Virginia | 1 | $ 125,000 | $ 125,000 | $ 212,000 |
| Frederick County Virginia | 1 | $ 375,000 | $ 375,000 | $ 89,000 |
| Fredericksburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Hanover County Virginia | 1 | $ 405,000 | $ 405,000 | $ 78,000 |
| Martinsville County Virginia | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Mathews County Virginia | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Newport News County Virginia | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Petersburg County Virginia | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Stafford County Virginia | 1 | $ 425,000 | $ 425,000 | $ 167,000 |
| Franklin County Washington | 1 | $ 325,000 | $ 325,000 | $ 78,000 |
| Kitsap County Washington | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Mason County Washington | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Pacific County Washington | 1 | $ 465,000 | $ 465,000 | $ 152,000 |
| Skagit County Washington | 1 | $ 325,000 | $ 325,000 | $ 99,000 |
| Whatcom County Washington | 1 | $ 545,000 | $ 545,000 | $ 131,000 |
| Whitman County Washington | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Calumet County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Forest County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Jefferson County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Outagamie County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Washington County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Winnebago County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,893 | $612,575,000 | $323,000 | $1,705,000 | $106,000 | $560,000 |
| Other Purpose | 72 | $1,220,000 | $16,000 | $285,000 | $85,000 | $170,000 |
| Refinancing | 72 | $19,470,000 | $270,000 | $855,000 | $96,000 | $292,000 |
| Not Applicable | 1 | $5,000 | $5,000 | $5,000 | $92,000 | $92,000 |
| Cash-out Refinancing | 1 | $425,000 | $425,000 | $425,000 | $131,000 | $131,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 796 | $242,090,000 | $304,000 | $915,000 | $112,000 | $465,000 |
| Not Provided | 501 | $153,295,000 | $305,000 | $1,665,000 | $103,000 | $550,000 |
| Hispanic | 418 | $136,770,000 | $327,000 | $615,000 | $98,000 | $560,000 |
| Black or African American | 232 | $66,570,000 | $286,000 | $875,000 | $97,000 | $292,000 |
| Asian | 54 | $21,140,000 | $391,000 | $1,605,000 | $119,000 | $304,000 |
| American Indian or Alaskan Native | 18 | $5,140,000 | $285,000 | $495,000 | $96,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,605,000 | $321,000 | $465,000 | $103,000 | $121,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,205 | $397,405,000 | $329,000 | $915,000 | $97,000 | $404,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 758 | $209,900,000 | $276,000 | $1,705,000 | $118,000 | $560,000 |
| VA-guaranteed (Veterans Administration) | 47 | $18,795,000 | $399,000 | $875,000 | $119,000 | $401,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $7,595,000 | $261,000 | $395,000 | $76,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,165 | $358,145,000 | $307,000 | $1,315,000 | $106,000 | $560,000 |
| Application Withdrawn By Applicant | 732 | $229,460,000 | $313,000 | $1,705,000 | $107,000 | $550,000 |
| Application Denied By Financial Institution | 139 | $45,235,000 | $325,000 | $725,000 | $92,000 | $463,000 |
| File Closed For Incompleteness | 2 | $600,000 | $300,000 | $445,000 | $87,000 | $138,000 |
| Application Approved But Not Accepted | 1 | $255,000 | $255,000 | $255,000 | $70,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,900 | $588,460,000 | $309,000 | $1,705,000 | $106,000 | $560,000 |
| Debt-To-Income Ratio | 78 | $25,180,000 | $322,000 | $725,000 | $79,000 | $404,000 |
| Credit History | 13 | $3,485,000 | $268,000 | $475,000 | $95,000 | $185,000 |
| Other | 11 | $3,795,000 | $345,000 | $535,000 | $117,000 | $232,000 |
| Unverifiable Information | 11 | $3,755,000 | $341,000 | $535,000 | $92,000 | $189,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $2,615,000 | $290,000 | $435,000 | $102,000 | $212,000 |
| Collateral | 9 | $3,545,000 | $393,000 | $645,000 | $134,000 | $463,000 |
| Employment History | 8 | $2,860,000 | $357,000 | $715,000 | $116,000 | $286,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Simple, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Simple, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.