Longbridge Financial, LLC Mortgage Lending & HMDA Data, 2022

In 2022, Longbridge Financial, LLC of Mahwah, NJ reported 13,775 mortgage applications totaling $4.3 billion, up 31% from 2021. The average application was for $313,059, and applicants reported an average income of $38,120. 40% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (859), Los Angeles-Long Beach-Glendale, CA (818) and Riverside-San Bernardino-Ontario, CA (568) (applications in parentheses).

Mortgage Company & Address Longbridge Financial, LLC
1 International Boulevard, Suite 900
Mahwah, NJ 07495
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 13,775
Total Mortgage Loan Application Amount $4,312,395,000
Average Mortgage Loan Application Amount $313,059
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $38,120
Highest Applicant Income $1,875,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Longbridge Financial, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Longbridge Financial, LLC by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 1,098 $ 250,290,000 $ 227,950 $ 34,712
Phoenix-Mesa-Scottsdale, AZ 859 $ 253,715,000 $ 295,360 $ 37,000
Los Angeles-Long Beach-Glendale, CA 818 $ 432,430,000 $ 528,643 $ 42,000
Riverside-San Bernardino-Ontario, CA 568 $ 170,710,000 $ 300,545 $ 36,000
Denver-Aurora-Lakewood, CO 509 $ 167,955,000 $ 329,970 $ 38,000
San Diego-Carlsbad, CA 363 $ 180,865,000 $ 498,250 $ 38,000
Anaheim-Santa Ana-Irvine, CA 309 $ 190,435,000 $ 616,294 $ 41,000
St. George, UT 292 $ 89,060,000 $ 305,000 $ 40,000
Boise City, ID 287 $ 76,645,000 $ 267,055 $ 36,000
Miami-Miami Beach-Kendall, FL 263 $ 81,275,000 $ 309,030 $ 36,000
Seattle-Bellevue-Everett, WA 263 $ 112,785,000 $ 428,840 $ 43,000
Portland-Vancouver-Hillsboro, OR-WA 254 $ 75,980,000 $ 299,133 $ 35,842
Las Vegas-Henderson-Paradise, NV 248 $ 66,540,000 $ 268,306 $ 35,000
Dallas-Plano-Irving, TX 235 $ 56,505,000 $ 240,446 $ 41,000
Sacramento--Roseville--Arden-Arcade, CA 222 $ 74,020,000 $ 333,423 $ 41,000
Salt Lake City, UT 211 $ 65,555,000 $ 310,687 $ 33,000
Atlanta-Sandy Springs-Roswell, GA 203 $ 38,725,000 $ 190,763 $ 34,000
Oakland-Hayward-Berkeley, CA 183 $ 101,905,000 $ 556,857 $ 37,000
Tampa-St. Petersburg-Clearwater, FL 176 $ 40,050,000 $ 227,556 $ 32,000
Houston-The Woodlands-Sugar Land, TX 175 $ 38,235,000 $ 218,485 $ 42,000
Ogden-Clearfield, UT 154 $ 41,670,000 $ 270,584 $ 35,000
New York-Jersey City-White Plains, NY-NJ 140 $ 56,440,000 $ 403,142 $ 32,857
West Palm Beach-Boca Raton-Delray Beach, FL 121 $ 43,865,000 $ 362,520 $ 43,000
Tacoma-Lakewood, WA 120 $ 34,470,000 $ 287,250 $ 32,000
Tucson, AZ 119 $ 23,725,000 $ 199,369 $ 31,000
Prescott Valley-Prescott, AZ 112 $ 32,310,000 $ 288,482 $ 38,000
Austin-Round Rock, TX 111 $ 34,885,000 $ 314,279 $ 44,000
Orlando-Kissimmee-Sanford, FL 109 $ 22,395,000 $ 205,458 $ 34,000
North Port-Sarasota-Bradenton, FL 107 $ 36,905,000 $ 344,906 $ 47,000
Charlotte-Concord-Gastonia, NC-SC 105 $ 21,895,000 $ 208,523 $ 37,000
Spokane-Spokane Valley, WA 105 $ 25,775,000 $ 245,476 $ 36,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 104 $ 32,410,000 $ 311,634 $ 49,000
Fort Worth-Arlington, TX 103 $ 21,355,000 $ 207,330 $ 39,000
San Jose-Sunnyvale-Santa Clara, CA 102 $ 83,080,000 $ 814,509 $ 46,000
Nassau County-Suffolk County, NY 88 $ 30,740,000 $ 349,318 $ 42,000
Colorado Springs, CO 84 $ 23,060,000 $ 274,523 $ 37,000
Chicago-Naperville, IL 80 $ 14,850,000 $ 185,625 $ 31,000
Nashville-Davidson--Murfreesboro--Franklin, TN 80 $ 19,980,000 $ 249,750 $ 37,000
Oxnard-Thousand Oaks-Ventura, CA 79 $ 37,495,000 $ 474,620 $ 35,000
Provo-Orem, UT 79 $ 25,055,000 $ 317,151 $ 39,000
San Antonio-New Braunfels, TX 79 $ 15,535,000 $ 196,645 $ 44,000
San Francisco-Redwood City-South San Francisco, CA 79 $ 63,765,000 $ 807,151 $ 41,000
Reno, NV 76 $ 25,420,000 $ 334,473 $ 34,000
Virginia Beach-Norfolk-Newport News, VA-NC 73 $ 12,725,000 $ 174,315 $ 31,000
Santa Rosa, CA 70 $ 33,510,000 $ 478,714 $ 39,000
Lake Havasu City-Kingman, AZ 68 $ 15,110,000 $ 222,205 $ 30,000
Cape Coral-Fort Myers, FL 67 $ 17,705,000 $ 264,253 $ 41,000
Deltona-Daytona Beach-Ormond Beach, FL 67 $ 12,685,000 $ 189,328 $ 40,000
Chattanooga, TN-GA 64 $ 10,550,000 $ 164,843 $ 32,000
New York-Newark, NY 64 $ 18,750,000 $ 292,968 $ 36,062
Washington-Arlington-Alexandria, DC-VA-MD-WV 61 $ 25,415,000 $ 416,639 $ 47,295
Providence-Warwick, RI-MA 58 $ 12,520,000 $ 215,862 $ 31,379
Minneapolis-St. Paul-Bloomington, MN-WI 56 $ 12,730,000 $ 227,321 $ 39,160
Boulder, CO 55 $ 22,145,000 $ 402,636 $ 40,000
Jacksonville, FL 55 $ 14,095,000 $ 256,272 $ 45,000
Charleston-North Charleston, SC 53 $ 17,155,000 $ 323,679 $ 47,000
Boston, MA 51 $ 17,215,000 $ 337,549 $ 38,000
Fort Collins, CO 50 $ 15,930,000 $ 318,600 $ 34,000
Asheville, NC 48 $ 12,890,000 $ 268,541 $ 38,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 48 $ 9,950,000 $ 207,291 $ 38,166
Coeur D'Alene, ID 46 $ 18,140,000 $ 394,347 $ 38,000
Stockton-Lodi, CA 46 $ 13,500,000 $ 293,478 $ 38,000
Cambridge-Newton-Framingham, MA 45 $ 16,015,000 $ 355,888 $ 45,000
Barnstable Town, MA 44 $ 15,630,000 $ 355,227 $ 41,000
Baltimore-Columbia-Towson, MD 43 $ 8,745,000 $ 203,372 $ 31,000
Bend-Redmond, OR 43 $ 16,505,000 $ 383,837 $ 39,000
Newark, NJ-PA 43 $ 11,705,000 $ 272,209 $ 44,837
Port St. Lucie, FL 41 $ 8,955,000 $ 218,414 $ 33,000
Salem, OR 41 $ 9,585,000 $ 233,780 $ 30,000
Knoxville, TN 40 $ 6,600,000 $ 165,000 $ 32,000
Greeley, CO 39 $ 10,895,000 $ 279,358 $ 32,000
Modesto, CA 38 $ 9,490,000 $ 249,736 $ 37,000
Richmond, VA 38 $ 6,460,000 $ 170,000 $ 30,000
Vallejo-Fairfield, CA 38 $ 12,080,000 $ 317,894 $ 32,000
Palm Bay-Melbourne-Titusville, FL 36 $ 6,790,000 $ 188,611 $ 31,000
Eugene, OR 35 $ 9,265,000 $ 264,714 $ 30,000
Olympia-Tumwater, WA 35 $ 9,845,000 $ 281,285 $ 28,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 35 $ 16,015,000 $ 457,571 $ 37,000
Bakersfield, CA 34 $ 6,100,000 $ 179,411 $ 31,000
Lakeland-Winter Haven, FL 34 $ 6,530,000 $ 192,058 $ 39,000
Montgomery County-Bucks County-Chester County, PA 34 $ 10,010,000 $ 294,411 $ 40,000
San Rafael, CA 34 $ 25,520,000 $ 750,588 $ 43,000
Kansas City, MO-KS 33 $ 5,275,000 $ 159,848 $ 27,454
Naples-Immokalee-Marco Island, FL 33 $ 15,795,000 $ 478,636 $ 43,000
Ocala, FL 33 $ 5,915,000 $ 179,242 $ 29,000
Fresno, CA 32 $ 7,400,000 $ 231,250 $ 34,000
Wilmington, NC 31 $ 7,355,000 $ 237,258 $ 29,000
Pittsburgh, PA 30 $ 4,300,000 $ 143,333 $ 40,000
Raleigh, NC 30 $ 6,780,000 $ 226,000 $ 40,000
Hilton Head Island-Bluffton-Beaufort, SC 29 $ 8,705,000 $ 300,172 $ 34,000
Punta Gorda, FL 29 $ 6,585,000 $ 227,068 $ 43,000
Bridgeport-Stamford-Norwalk, CT 27 $ 11,295,000 $ 418,333 $ 48,000
Grand Junction, CO 27 $ 6,225,000 $ 230,555 $ 36,000
Indianapolis-Carmel-Anderson, IN 27 $ 4,055,000 $ 150,185 $ 33,000
New Orleans-Metairie, LA 27 $ 5,445,000 $ 201,666 $ 56,000
The Villages, FL 27 $ 6,675,000 $ 247,222 $ 40,000
Warren-Troy-Farmington Hills, MI 25 $ 4,155,000 $ 166,200 $ 31,000
Greenville-Anderson-Mauldin, SC 24 $ 4,010,000 $ 167,083 $ 32,000
Santa Cruz-Watsonville, CA 24 $ 13,710,000 $ 571,250 $ 36,000
Cincinnati, OH-KY-IN 23 $ 3,425,000 $ 148,913 $ 40,652
Medford, OR 23 $ 5,985,000 $ 260,217 $ 31,000
Santa Maria-Santa Barbara, CA 23 $ 16,785,000 $ 729,782 $ 41,000
Columbus, OH 22 $ 4,600,000 $ 209,090 $ 45,000
Logan, UT-ID 22 $ 5,610,000 $ 255,000 $ 30,818
Salinas, CA 22 $ 13,080,000 $ 594,545 $ 71,000
Worcester, MA-CT 22 $ 4,460,000 $ 202,727 $ 36,000
Birmingham-Hoover, AL 20 $ 2,970,000 $ 148,500 $ 24,000
Bremerton-Silverdale, WA 20 $ 7,200,000 $ 360,000 $ 36,000
Cleveland-Elyria, OH 20 $ 2,720,000 $ 136,000 $ 52,000
Kennewick-Richland, WA 20 $ 4,690,000 $ 234,500 $ 48,000
Tulsa, OK 20 $ 3,080,000 $ 154,000 $ 38,000
Durham-Chapel Hill, NC 19 $ 5,775,000 $ 303,947 $ 43,000
Merced, CA 19 $ 4,765,000 $ 250,789 $ 33,000
Albuquerque, NM 18 $ 3,060,000 $ 170,000 $ 25,000
Huntsville, AL 18 $ 2,670,000 $ 148,333 $ 39,000
Omaha-Council Bluffs, NE-IA 18 $ 2,330,000 $ 129,444 $ 24,611
Pueblo, CO 18 $ 2,640,000 $ 146,666 $ 31,000
Crestview-Fort Walton Beach-Destin, FL 16 $ 4,670,000 $ 291,875 $ 33,000
Detroit-Dearborn-Livonia, MI 16 $ 1,840,000 $ 115,000 $ 33,000
New Haven-Milford, CT 16 $ 4,260,000 $ 266,250 $ 46,000
Philadelphia, PA 16 $ 2,570,000 $ 160,625 $ 26,000
Washington-Baltimore-Arlington, DC 16 $ 4,540,000 $ 283,750 $ 33,000
Bellingham, WA 15 $ 5,225,000 $ 348,333 $ 34,000
Camden, NJ 15 $ 2,375,000 $ 158,333 $ 37,000
Gary, IN 15 $ 2,385,000 $ 159,000 $ 42,000
Killeen-Temple, TX 15 $ 2,025,000 $ 135,000 $ 49,000
Portland-South Portland, ME 15 $ 5,195,000 $ 346,333 $ 29,000
Visalia-Porterville, CA 15 $ 2,605,000 $ 173,666 $ 27,000
Yuba City, CA 15 $ 3,045,000 $ 203,000 $ 37,000
Milwaukee-Waukesha-West Allis, WI 14 $ 2,110,000 $ 150,714 $ 28,000
Fayetteville-Springdale-Rogers, AR-MO 13 $ 2,995,000 $ 230,384 $ 39,000
Grand Rapids-Wyoming, MI 13 $ 1,595,000 $ 122,692 $ 22,000
Homosassa Springs, FL 13 $ 2,155,000 $ 165,769 $ 30,000
Madera, CA 13 $ 3,295,000 $ 253,461 $ 33,000
Memphis, TN-MS-AR 13 $ 1,795,000 $ 138,076 $ 28,461
Redding, CA 13 $ 3,105,000 $ 238,846 $ 37,000
Sebastian-Vero Beach, FL 13 $ 4,815,000 $ 370,384 $ 37,000
St. Louis, MO-IL 13 $ 2,305,000 $ 177,307 $ 33,000
Wenatchee, WA 13 $ 3,855,000 $ 296,538 $ 39,000
Albany, OR 12 $ 3,030,000 $ 252,500 $ 33,000
Columbia, SC 12 $ 1,840,000 $ 153,333 $ 27,000
Grants Pass, OR 12 $ 2,730,000 $ 227,500 $ 30,000
Longview, WA 12 $ 3,100,000 $ 258,333 $ 36,000
Rockingham County-Strafford County, NH 12 $ 2,750,000 $ 229,166 $ 34,000
Wichita, KS 12 $ 1,620,000 $ 135,000 $ 26,000
Daphne-Fairhope-Foley, AL 11 $ 2,445,000 $ 222,272 $ 37,000
Flagstaff, AZ 11 $ 4,025,000 $ 365,909 $ 26,000
Hickory-Lenoir-Morganton, NC 11 $ 2,265,000 $ 205,909 $ 27,000
Louisville/Jefferson County, KY-IN 11 $ 1,645,000 $ 149,545 $ 21,363
Mount Vernon-Anacortes, WA 11 $ 3,465,000 $ 315,000 $ 27,000
Twin Falls, ID 11 $ 1,735,000 $ 157,727 $ 23,000
Atlantic City-Hammonton, NJ 10 $ 2,630,000 $ 263,000 $ 27,000
Gainesville, FL 10 $ 1,780,000 $ 178,000 $ 31,000
Hartford-West Hartford-East Hartford, CT 10 $ 1,640,000 $ 164,000 $ 33,000
Lancaster, PA 10 $ 1,610,000 $ 161,000 $ 26,000
Oklahoma City, OK 10 $ 1,440,000 $ 144,000 $ 25,000
Spartanburg, SC 10 $ 1,390,000 $ 139,000 $ 33,000
Winston-Salem, NC 10 $ 1,510,000 $ 151,000 $ 29,000
Akron, OH 9 $ 1,235,000 $ 137,222 $ 42,000
Allentown-Bethlehem-Easton, PA-NJ 9 $ 1,705,000 $ 189,444 $ 40,000
Carson City, NV 9 $ 2,575,000 $ 286,111 $ 32,000
Chico, CA 9 $ 2,235,000 $ 248,333 $ 41,000
Cleveland, TN 9 $ 1,615,000 $ 179,444 $ 33,000
Kingsport-Bristol-Bristol, TN-VA 9 $ 1,185,000 $ 131,666 $ 40,000
Lansing-East Lansing, MI 9 $ 1,105,000 $ 122,777 $ 39,000
Ocean City, NJ 9 $ 5,465,000 $ 607,222 $ 40,000
Santa Fe, NM 9 $ 3,665,000 $ 407,222 $ 39,000
Elgin, IL 8 $ 1,070,000 $ 133,750 $ 26,000
Greensboro-High Point, NC 8 $ 1,310,000 $ 163,750 $ 29,000
Johnson City, TN 8 $ 1,300,000 $ 162,500 $ 36,000
Little Rock-North Little Rock-Conway, AR 8 $ 850,000 $ 106,250 $ 25,000
Napa, CA 8 $ 4,140,000 $ 517,500 $ 48,000
Pensacola-Ferry Pass-Brent, FL 8 $ 1,030,000 $ 128,750 $ 43,000
Sherman-Denison, TX 8 $ 1,590,000 $ 198,750 $ 26,000
Sierra Vista-Douglas, AZ 8 $ 1,410,000 $ 176,250 $ 32,000
Sioux Falls, SD 8 $ 1,450,000 $ 181,250 $ 34,000
Springfield, MO 8 $ 840,000 $ 105,000 $ 36,000
Augusta-Richmond County, GA-SC 7 $ 655,000 $ 93,571 $ 21,571
Harrisburg-Carlisle, PA 7 $ 935,000 $ 133,571 $ 44,000
Hot Springs, AR 7 $ 1,075,000 $ 153,571 $ 0
Lexington-Fayette, KY 7 $ 1,075,000 $ 153,571 $ 20,000
Pocatello, ID 7 $ 1,455,000 $ 207,857 $ 30,000
Reading, PA 7 $ 865,000 $ 123,571 $ 42,000
Savannah, GA 7 $ 1,865,000 $ 266,428 $ 38,000
Springfield, MA 7 $ 1,175,000 $ 167,857 $ 37,000
Tyler, TX 7 $ 965,000 $ 137,857 $ 45,000
Yuma, AZ 7 $ 975,000 $ 139,285 $ 25,000
Baton Rouge, LA 6 $ 740,000 $ 123,333 $ 27,000
Billings, MT 6 $ 1,150,000 $ 191,666 $ 36,000
El Paso, TX 6 $ 560,000 $ 93,333 $ 45,000
Gainesville, GA 6 $ 1,440,000 $ 240,000 $ 60,000
Idaho Falls, ID 6 $ 1,220,000 $ 203,333 $ 32,000
Lake County-Kenosha County, IL-WI 6 $ 1,490,000 $ 248,333 $ 38,000
Las Cruces, NM 6 $ 740,000 $ 123,333 $ 23,000
Manchester-Nashua, NH 6 $ 1,420,000 $ 236,666 $ 19,000
Salisbury, MD-DE 6 $ 1,250,000 $ 208,333 $ 42,000
Shreveport-Bossier City, LA 6 $ 990,000 $ 165,000 $ 30,000
Yakima, WA 6 $ 990,000 $ 165,000 $ 19,000
York-Hanover, PA 6 $ 760,000 $ 126,666 $ 0
Albany-Schenectady-Troy, NY 5 $ 835,000 $ 167,000 $ 31,000
Amarillo, TX 5 $ 665,000 $ 133,000 $ 0
Corpus Christi, TX 5 $ 625,000 $ 125,000 $ 39,000
Dayton-Springfield-Kettering, OH 5 $ 395,000 $ 79,000 $ 30,000
Duluth, MN-WI 5 $ 1,425,000 $ 285,000 $ 21,000
Erie, PA 5 $ 465,000 $ 93,000 $ 37,000
Evansville, IN-KY 5 $ 605,000 $ 121,000 $ 23,000
Fort Wayne, IN 5 $ 415,000 $ 83,000 $ 42,000
Gulfport-Biloxi-Pascagoula, MS 5 $ 495,000 $ 99,000 $ 20,000
Lubbock, TX 5 $ 535,000 $ 107,000 $ 32,000
Rapid City, SD 5 $ 935,000 $ 187,000 $ 43,000
Waco, TX 5 $ 525,000 $ 105,000 $ 27,000
Youngstown-Warren-Boardman, OH-PA 5 $ 645,000 $ 129,000 $ 57,600
Ann Arbor, MI 4 $ 1,280,000 $ 320,000 $ 41,000
Canton-Massillon, OH 4 $ 590,000 $ 147,500 $ 31,000
Corvallis, OR 4 $ 1,080,000 $ 270,000 $ 32,000
Dalton, GA 4 $ 650,000 $ 162,500 $ 26,000
Decatur, AL 4 $ 430,000 $ 107,500 $ 32,000
Fargo, ND-MN 4 $ 340,000 $ 85,000 $ 0
Farmington, NM 4 $ 440,000 $ 110,000 $ 29,000
Flint, MI 4 $ 310,000 $ 77,500 $ 33,000
Fort Smith, AR-OK 4 $ 490,000 $ 122,500 $ 11,000
Green Bay, WI 4 $ 1,320,000 $ 330,000 $ 47,000
Kahului-Wailuku-Lahaina, HI 4 $ 1,740,000 $ 435,000 $ 37,000
Lewiston, ID-WA 4 $ 540,000 $ 135,000 $ 47,000
Lincoln, NE 4 $ 480,000 $ 120,000 $ 0
Mobile, AL 4 $ 720,000 $ 180,000 $ 88,000
Muskegon, MI 4 $ 420,000 $ 105,000 $ 26,000
Niles-Benton Harbor, MI 4 $ 520,000 $ 130,000 $ 38,000
Panama City, FL 4 $ 910,000 $ 227,500 $ 33,000
Rockford, IL 4 $ 540,000 $ 135,000 $ 32,000
Scranton--Wilkes-Barre--Hazleton, PA 4 $ 490,000 $ 122,500 $ 21,000
Tallahassee, FL 4 $ 570,000 $ 142,500 $ 24,000
Tuscaloosa, AL 4 $ 440,000 $ 110,000 $ 30,000
Walla Walla, WA 4 $ 1,250,000 $ 312,500 $ 47,000
Wausau, WI 4 $ 700,000 $ 175,000 $ 35,000
Wilmington, DE-MD-NJ 4 $ 910,000 $ 227,500 $ 29,750
Winchester, VA-WV 4 $ 970,000 $ 242,500 $ 29,000
Abilene, TX 3 $ 415,000 $ 138,333 $ 15,000
Bismarck, ND 3 $ 355,000 $ 118,333 $ 0
Brunswick, GA 3 $ 615,000 $ 205,000 $ 40,000
Buffalo-Cheektowaga-Niagara Falls, NY 3 $ 535,000 $ 178,333 $ 28,000
Clarksville, TN-KY 3 $ 755,000 $ 251,666 $ 47,000
Columbus, GA-AL 3 $ 145,000 $ 48,333 $ 62,000
Dover, DE 3 $ 585,000 $ 195,000 $ 39,000
East Stroudsburg, PA 3 $ 545,000 $ 181,666 $ 30,000
Fayetteville, NC 3 $ 335,000 $ 111,666 $ 20,000
Jackson, MS 3 $ 295,000 $ 98,333 $ 25,000
Jackson, TN 3 $ 335,000 $ 111,666 $ 37,000
Jacksonville, NC 3 $ 545,000 $ 181,666 $ 28,000
Lynchburg, VA 3 $ 445,000 $ 148,333 $ 0
McAllen-Edinburg-Mission, TX 3 $ 465,000 $ 155,000 $ 39,000
Monroe, LA 3 $ 445,000 $ 148,333 $ 32,000
Montgomery, AL 3 $ 505,000 $ 168,333 $ 22,000
Owensboro, KY 3 $ 225,000 $ 75,000 $ 46,000
Rochester, MN 3 $ 335,000 $ 111,666 $ 0
Rochester, NY 3 $ 255,000 $ 85,000 $ 27,000
Alexandria, LA 2 $ 190,000 $ 95,000 $ 0
Anchorage, AK 2 $ 440,000 $ 220,000 $ 25,000
Anniston-Oxford-Jacksonville, AL 2 $ 230,000 $ 115,000 $ 55,000
Athens-Clarke County, GA 2 $ 490,000 $ 245,000 $ 24,000
Auburn-Opelika, AL 2 $ 310,000 $ 155,000 $ 0
Bangor, ME 2 $ 250,000 $ 125,000 $ 31,000
Brownsville-Harlingen, TX 2 $ 250,000 $ 125,000 $ 20,000
California-Lexington Park, MD 2 $ 280,000 $ 140,000 $ 40,000
Cedar Rapids, IA 2 $ 230,000 $ 115,000 $ 24,000
Charlottesville, VA 2 $ 280,000 $ 140,000 $ 26,000
College Station-Bryan, TX 2 $ 480,000 $ 240,000 $ 0
Columbia, MO 2 $ 240,000 $ 120,000 $ 33,000
Des Moines-West Des Moines, IA 2 $ 310,000 $ 155,000 $ 19,000
El Centro, CA 2 $ 290,000 $ 145,000 $ 51,000
Elizabethtown-Fort Knox, KY 2 $ 250,000 $ 125,000 $ 28,000
Florence, SC 2 $ 430,000 $ 215,000 $ 20,000
Florence-Muscle Shoals, AL 2 $ 240,000 $ 120,000 $ 24,000
Gadsden, AL 2 $ 190,000 $ 95,000 $ 280,000
Great Falls, MT 2 $ 310,000 $ 155,000 $ 22,000
Hagerstown-Martinsburg, MD-WV 2 $ 410,000 $ 205,000 $ 78,000
Jackson, MI 2 $ 160,000 $ 80,000 $ 42,000
Kokomo, IN 2 $ 230,000 $ 115,000 $ 48,000
Lafayette, LA 2 $ 200,000 $ 100,000 $ 34,000
Lewiston-Auburn, ME 2 $ 250,000 $ 125,000 $ 25,000
Longview, TX 2 $ 220,000 $ 110,000 $ 38,000
Madison, WI 2 $ 350,000 $ 175,000 $ 0
Missoula, MT 2 $ 430,000 $ 215,000 $ 0
Norwich-New London, CT 2 $ 590,000 $ 295,000 $ 81,000
Peoria, IL 2 $ 130,000 $ 65,000 $ 35,000
Sheboygan, WI 2 $ 600,000 $ 300,000 $ 0
Sioux City, IA-NE-SD 2 $ 310,000 $ 155,000 $ 56,000
South Bend-Mishawaka, IN-MI 2 $ 650,000 $ 325,000 $ 34,000
Springfield, IL 2 $ 360,000 $ 180,000 $ 65,000
Syracuse, NY 2 $ 330,000 $ 165,000 $ 46,000
Toledo, OH 2 $ 240,000 $ 120,000 $ 53,000
Trenton, NJ 2 $ 350,000 $ 175,000 $ 51,000
Watertown-Fort Drum, NY 2 $ 490,000 $ 245,000 $ 34,000
Albany, GA 1 $ 215,000 $ 215,000 $ 37,000
Ames, IA 1 $ 95,000 $ 95,000 $ 36,000
Appleton, WI 1 $ 155,000 $ 155,000 $ 34,000
Bay City, MI 1 $ 65,000 $ 65,000 $ 21,000
Beaumont-Port Arthur, TX 1 $ 75,000 $ 75,000 $ 16,000
Binghamton, NY 1 $ 85,000 $ 85,000 $ 0
Bowling Green, KY 1 $ 85,000 $ 85,000 $ 22,000
Burlington, NC 1 $ 215,000 $ 215,000 $ 0
Casper, WY 1 $ 365,000 $ 365,000 $ 0
Chambersburg-Waynesboro, PA 1 $ 105,000 $ 105,000 $ 0
Charleston, WV 1 $ 415,000 $ 415,000 $ 56,000
Columbus, IN 1 $ 185,000 $ 185,000 $ 0
Davenport-Moline-Rock Island, IA-IL 1 $ 105,000 $ 105,000 $ 0
Dothan, AL 1 $ 75,000 $ 75,000 $ 0
Elkhart-Goshen, IN 1 $ 95,000 $ 95,000 $ 26,000
Gettysburg, PA 1 $ 235,000 $ 235,000 $ 0
Glens Falls, NY 1 $ 85,000 $ 85,000 $ 0
Goldsboro, NC 1 $ 275,000 $ 275,000 $ 0
Grand Island, NE 1 $ 115,000 $ 115,000 $ 0
Hanford-Corcoran, CA 1 $ 875,000 $ 875,000 $ 0
Houma-Thibodaux, LA 1 $ 85,000 $ 85,000 $ 16,000
Huntington-Ashland, WV-KY-OH 1 $ 65,000 $ 65,000 $ 34,000
Jonesboro, AR 1 $ 35,000 $ 35,000 $ 36,000
Joplin, MO 1 $ 75,000 $ 75,000 $ 56,000
Kalamazoo-Portage, MI 1 $ 195,000 $ 195,000 $ 0
Kankakee, IL 1 $ 85,000 $ 85,000 $ 41,000
Kingston, NY 1 $ 205,000 $ 205,000 $ 51,000
La Crosse-Onalaska, WI-MN 1 $ 135,000 $ 135,000 $ 0
Lafayette-West Lafayette, IN 1 $ 205,000 $ 205,000 $ 37,000
Lake Charles, LA 1 $ 45,000 $ 45,000 $ 0
Laredo, TX 1 $ 65,000 $ 65,000 $ 28,000
Lawrence, KS 1 $ 55,000 $ 55,000 $ 22,000
Lebanon, PA 1 $ 365,000 $ 365,000 $ 54,000
Mansfield, OH 1 $ 55,000 $ 55,000 $ 18,000
Midland, TX 1 $ 165,000 $ 165,000 $ 29,000
Monroe, MI 1 $ 195,000 $ 195,000 $ 0
Muncie, IN 1 $ 65,000 $ 65,000 $ 17,000
New Bern, NC 1 $ 145,000 $ 145,000 $ 0
Pittsfield, MA 1 $ 115,000 $ 115,000 $ 17,000
Racine, WI 1 $ 305,000 $ 305,000 $ 0
Rocky Mount, NC 1 $ 95,000 $ 95,000 $ 29,000
Saginaw, MI 1 $ 55,000 $ 55,000 $ 19,000
San Angelo, TX 1 $ 105,000 $ 105,000 $ 63,000
Sebring, FL 1 $ 255,000 $ 255,000 $ 0
Springfield, OH 1 $ 35,000 $ 35,000 $ 23,000
St. Joseph, MO-KS 1 $ 115,000 $ 115,000 $ 0
State College, PA 1 $ 125,000 $ 125,000 $ 0
Sumter, SC 1 $ 125,000 $ 125,000 $ 34,000
Topeka, KS 1 $ 165,000 $ 165,000 $ 54,000
Urban Honolulu, HI 1 $ 615,000 $ 615,000 $ 0
Utica-Rome, NY 1 $ 75,000 $ 75,000 $ 186,000
Valdosta, GA 1 $ 35,000 $ 35,000 $ 21,000
Vineland-Bridgeton, NJ 1 $ 85,000 $ 85,000 $ 26,000
Weirton-Steubenville, WV-OH 1 $ 135,000 $ 135,000 $ 18,000
Wichita Falls, TX 1 $ 255,000 $ 255,000 $ 0

Mortgage Loan Application Detail Totals for Longbridge Financial, LLC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,286 $2,924,570,000 $314,000 $3,085,000 $37,000 $581,000
Cash-out Refinancing 2,620 $908,600,000 $346,000 $4,005,000 $43,000 $472,000
Other Purpose 1,102 $287,690,000 $261,000 $2,785,000 $36,000 $1,875,000
Home Purchase 540 $124,590,000 $230,000 $1,235,000 $41,000 $187,000
Home Improvement 224 $66,500,000 $296,000 $2,845,000 $31,000 $191,000
Not Applicable 3 $445,000 $148,000 $285,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,969 $2,007,465,000 $336,000 $3,085,000 $38,000 $1,875,000
Not applicable 5,683 $1,600,765,000 $281,000 $2,475,000 $0 $0
Not Provided 1,018 $347,070,000 $340,000 $4,005,000 $37,000 $581,000
Black or African American 533 $150,725,000 $282,000 $1,595,000 $35,000 $218,000
Hispanic 419 $146,075,000 $348,000 $2,785,000 $33,000 $285,000
Asian 107 $46,235,000 $432,000 $1,715,000 $43,000 $509,000
American Indian or Alaskan Native 31 $8,825,000 $284,000 $1,065,000 $31,000 $69,000
Native Hawaiian or Other Pacific Islander 5 $1,425,000 $285,000 $515,000 $28,000 $42,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 12,310 $3,335,600,000 $270,000 $725,000 $35,000 $319,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,465 $976,795,000 $666,000 $4,005,000 $55,000 $1,875,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 5,683 $1,600,765,000 $281,000 $2,475,000 $0 $0
Loan Originated 5,531 $1,851,705,000 $334,000 $3,085,000 $37,000 $1,875,000
Application Withdrawn By Applicant 1,029 $363,485,000 $353,000 $4,005,000 $41,000 $581,000
Application Denied By Financial Institution 686 $213,250,000 $310,000 $3,015,000 $37,000 $509,000
Application Approved But Not Accepted 574 $204,320,000 $355,000 $2,875,000 $39,000 $414,000
File Closed For Incompleteness 272 $78,870,000 $289,000 $1,905,000 $38,000 $281,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,089 $4,099,145,000 $313,000 $4,005,000 $37,000 $1,875,000
Other 223 $74,345,000 $333,000 $3,015,000 $37,000 $282,000
Collateral 167 $50,695,000 $303,000 $2,455,000 $35,000 $208,000
Insufficient Cash (Downpayment, Closing Cost) 138 $34,600,000 $250,000 $665,000 $38,000 $152,000
Debt-To-Income Ratio 91 $30,545,000 $335,000 $1,475,000 $35,000 $509,000
Credit History 29 $10,515,000 $362,000 $1,265,000 $39,000 $98,000
Unverifiable Information 28 $9,720,000 $347,000 $795,000 $45,000 $133,000
Credit Application Incomplete 7 $2,165,000 $309,000 $545,000 $31,000 $55,000
Employment History 2 $450,000 $225,000 $365,000 $142,000 $260,000
Mortgage Insurance Denied 1 $215,000 $215,000 $215,000 $25,000 $25,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Longbridge Financial, LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Longbridge Financial, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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