Los Alamos National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Los Alamos National Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Los Alamos National Bank 1200 Trinity Dr. Los Alamos, NM 87544 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,376 |
| Total Mortgage Loan Application Amount | $695,043,000 |
| Average Mortgage Loan Application Amount | $146,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $111,333 |
| Highest Applicant Income | $5,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Los Alamos National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Los Alamos National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Los Alamos National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Los Alamos National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Los Alamos National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Los Alamos National Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Fe County New Mexico | 1,284 | $ 301,123,000 | $ 234,000 | $ 125,000 |
| Los Alamos County New Mexico | 1,224 | $ 250,570,000 | $ 204,000 | $ 120,000 |
| Rio Arriba County New Mexico | 323 | $ 47,893,000 | $ 148,000 | $ 95,000 |
| Bernalillo County New Mexico | 184 | $ 33,369,000 | $ 181,000 | $ 124,000 |
| Sandoval County New Mexico | 180 | $ 28,760,000 | $ 159,000 | $ 97,000 |
| Taos County New Mexico | 42 | $ 7,845,000 | $ 186,000 | $ 107,000 |
| San Miguel County New Mexico | 22 | $ 3,475,000 | $ 157,000 | $ 71,000 |
| Dona Ana County New Mexico | 14 | $ 1,563,000 | $ 111,000 | $ 87,000 |
| Valencia County New Mexico | 12 | $ 1,399,000 | $ 116,000 | $ 90,000 |
| Maricopa County Arizona | 10 | $ 2,668,000 | $ 266,000 | $ 255,000 |
| Archuleta County Colorado | 7 | $ 1,109,000 | $ 158,000 | $ 163,000 |
| Colfax County New Mexico | 5 | $ 930,000 | $ 186,000 | $ 80,000 |
| Eddy County New Mexico | 4 | $ 600,000 | $ 150,000 | $ 68,000 |
| Lea County New Mexico | 4 | $ 607,000 | $ 151,000 | $ 70,000 |
| Pima County Arizona | 3 | $ 508,000 | $ 169,000 | $ 149,000 |
| Boulder County Colorado | 3 | $ 617,000 | $ 205,000 | $ 92,000 |
| Chaffee County Colorado | 3 | $ 518,000 | $ 172,000 | $ 120,000 |
| Conejos County Colorado | 3 | $ 303,000 | $ 101,000 | $ 307,000 |
| Denver County Colorado | 3 | $ 813,000 | $ 271,000 | $ 111,000 |
| Summit County Colorado | 3 | $ 955,000 | $ 318,000 | $ 120,000 |
| Mora County New Mexico | 3 | $ 164,000 | $ 54,000 | $ 68,000 |
| Socorro County New Mexico | 3 | $ 355,000 | $ 118,000 | $ 61,000 |
| Douglas County Colorado | 2 | $ 816,000 | $ 408,000 | $ 62,000 |
| Eagle County Colorado | 2 | $ 1,370,000 | $ 685,000 | $ 38,000 |
| Jefferson County Colorado | 2 | $ 522,000 | $ 261,000 | $ 167,000 |
| Mesa County Colorado | 2 | $ 518,000 | $ 259,000 | $ 92,000 |
| Pueblo County Colorado | 2 | $ 107,000 | $ 53,000 | $ 88,000 |
| Cibola County New Mexico | 2 | $ 370,000 | $ 185,000 | $ 86,000 |
| Quay County New Mexico | 2 | $ 45,000 | $ 22,000 | $ 167,000 |
| San Juan County New Mexico | 2 | $ 268,000 | $ 134,000 | $ 98,000 |
| Cochise County Arizona | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Yavapai County Arizona | 1 | $ 407,000 | $ 407,000 | $ 105,000 |
| Los Angeles County California | 1 | $ 417,000 | $ 417,000 | $ 301,000 |
| San Francisco County California | 1 | $ 407,000 | $ 407,000 | $ 36,000 |
| San Mateo County California | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Sonoma County California | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Tuolumne County California | 1 | $ 150,000 | $ 150,000 | $ 116,000 |
| Broomfield County Colorado | 1 | $ 287,000 | $ 287,000 | $ 122,000 |
| El Paso County Colorado | 1 | $ 87,000 | $ 87,000 | $ 155,000 |
| Gunnison County Colorado | 1 | $ 417,000 | $ 417,000 | $ 0 |
| La Plata County Colorado | 1 | $ 90,000 | $ 90,000 | $ 221,000 |
| Lake County Colorado | 1 | $ 216,000 | $ 216,000 | $ 233,000 |
| Larimer County Colorado | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Mineral County Colorado | 1 | $ 220,000 | $ 220,000 | $ 92,000 |
| Rio Grande County Colorado | 1 | $ 283,000 | $ 283,000 | $ 151,000 |
| Teller County Colorado | 1 | $ 383,000 | $ 383,000 | $ 188,000 |
| Guadalupe County New Mexico | 1 | $ 404,000 | $ 404,000 | $ 398,000 |
| Lincoln County New Mexico | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Sierra County New Mexico | 1 | $ 66,000 | $ 66,000 | $ 67,000 |
| Lane County Oregon | 1 | $ 154,000 | $ 154,000 | $ 143,000 |
| El Paso County Texas | 1 | $ 121,000 | $ 121,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Los Alamos National Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,803 | $589,807,000 | $210,000 | $1,500,000 | $116,000 | $5,000,000 |
| Home Purchase | 530 | $103,789,000 | $195,000 | $1,430,000 | $132,000 | $1,613,000 |
| Home Improvement | 43 | $1,447,000 | $33,000 | $400,000 | $86,000 | $840,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,856 | $398,264,000 | $214,000 | $1,500,000 | $130,000 | $1,532,000 |
| Hispanic | 805 | $138,660,000 | $172,000 | $1,480,000 | $95,000 | $659,000 |
| Not Provided | 432 | $96,047,000 | $222,000 | $1,430,000 | $151,000 | $5,000,000 |
| Not applicable | 166 | $38,954,000 | $234,000 | $953,000 | $1,000 | $269,000 |
| Asian | 79 | $16,120,000 | $204,000 | $935,000 | $128,000 | $560,000 |
| American Indian or Alaskan Native | 20 | $4,239,000 | $211,000 | $347,000 | $95,000 | $206,000 |
| Black or African American | 12 | $1,805,000 | $150,000 | $297,000 | $134,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $954,000 | $159,000 | $268,000 | $157,000 | $287,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,375 | $694,875,000 | $205,000 | $1,500,000 | $118,000 | $5,000,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $168,000 | $168,000 | $168,000 | $37,000 | $37,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,415 | $491,725,000 | $203,000 | $1,500,000 | $121,000 | $1,613,000 |
| Application Approved But Not Accepted | 506 | $109,619,000 | $216,000 | $633,000 | $126,000 | $5,000,000 |
| Application Denied By Financial Institution | 271 | $54,467,000 | $200,000 | $540,000 | $81,000 | $659,000 |
| Application Withdrawn By Applicant | 104 | $19,953,000 | $191,000 | $460,000 | $103,000 | $398,000 |
| File Closed For Incompleteness | 80 | $19,279,000 | $240,000 | $540,000 | $121,000 | $415,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 111 | $25,246,000 | $227,000 | $540,000 | $67,000 | $417,000 |
| Credit History | 64 | $9,496,000 | $148,000 | $400,000 | $71,000 | $212,000 |
| Collateral | 53 | $11,088,000 | $209,000 | $471,000 | $110,000 | $659,000 |
| Other | 31 | $6,540,000 | $210,000 | $417,000 | $106,000 | $493,000 |
| Unverifiable Information | 4 | $519,000 | $129,000 | $220,000 | $42,000 | $86,000 |
| Mortgage Insurance Denied | 3 | $543,000 | $181,000 | $200,000 | $59,000 | $82,000 |
| Employment History | 3 | $597,000 | $199,000 | $253,000 | $120,000 | $251,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $438,000 | $219,000 | $338,000 | $129,000 | $132,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Los Alamos National Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Los Alamos National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.