M Squared Financial Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | M Squared Financial Llc 7501 Mission Rd Ste 200 Hays, KS 66208 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 |
| Total Number of Mortgage Applications | 1,390 |
| Total Mortgage Loan Application Amount | $499,450,000 |
| Average Mortgage Loan Application Amount | $325,000 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $135,666 |
| Highest Applicant Income | $1,102,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with M Squared Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing M Squared Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down M Squared Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how M Squared Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by M Squared Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at M Squared Financial Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 265 | $ 91,085,000 | $ 343,000 | $ 138,000 |
| Jackson County Missouri | 207 | $ 49,715,000 | $ 240,000 | $ 99,000 |
| Wyandotte County Kansas | 58 | $ 13,060,000 | $ 225,000 | $ 82,000 |
| Harris County Texas | 39 | $ 15,775,000 | $ 404,000 | $ 166,000 |
| Clay County Missouri | 38 | $ 8,580,000 | $ 225,000 | $ 102,000 |
| Bexar County Texas | 28 | $ 12,420,000 | $ 443,000 | $ 168,000 |
| Tarrant County Texas | 21 | $ 8,465,000 | $ 403,000 | $ 165,000 |
| Williamson County Texas | 19 | $ 9,385,000 | $ 493,000 | $ 161,000 |
| Collin County Texas | 18 | $ 9,960,000 | $ 553,000 | $ 160,000 |
| Cass County Missouri | 17 | $ 5,225,000 | $ 307,000 | $ 103,000 |
| Cook County Illinois | 16 | $ 6,390,000 | $ 399,000 | $ 138,000 |
| Platte County Missouri | 16 | $ 5,880,000 | $ 367,000 | $ 146,000 |
| Denton County Texas | 15 | $ 6,925,000 | $ 461,000 | $ 154,000 |
| Montgomery County Texas | 15 | $ 6,525,000 | $ 435,000 | $ 143,000 |
| Anne Arundel County Maryland | 14 | $ 6,260,000 | $ 447,000 | $ 137,000 |
| Sedgwick County Kansas | 13 | $ 2,475,000 | $ 190,000 | $ 81,000 |
| Fort Bend County Texas | 13 | $ 6,155,000 | $ 473,000 | $ 223,000 |
| Bell County Texas | 12 | $ 4,140,000 | $ 345,000 | $ 111,000 |
| Travis County Texas | 12 | $ 5,820,000 | $ 485,000 | $ 167,000 |
| Hillsborough County Florida | 11 | $ 4,875,000 | $ 443,000 | $ 126,000 |
| Lee County Florida | 11 | $ 3,645,000 | $ 331,000 | $ 244,000 |
| Leavenworth County Kansas | 11 | $ 3,435,000 | $ 312,000 | $ 96,000 |
| Orange County Florida | 10 | $ 3,910,000 | $ 391,000 | $ 209,000 |
| Hennepin County Minnesota | 10 | $ 4,430,000 | $ 443,000 | $ 134,000 |
| Dallas County Texas | 9 | $ 3,415,000 | $ 379,000 | $ 125,000 |
| Manatee County Florida | 8 | $ 3,400,000 | $ 425,000 | $ 129,000 |
| Douglas County Kansas | 8 | $ 2,090,000 | $ 261,000 | $ 97,000 |
| Miami County Kansas | 8 | $ 2,020,000 | $ 252,000 | $ 89,000 |
| Prince George's County Maryland | 8 | $ 5,600,000 | $ 700,000 | $ 178,000 |
| Jefferson County Colorado | 7 | $ 3,145,000 | $ 449,000 | $ 178,000 |
| Brevard County Florida | 7 | $ 2,965,000 | $ 423,000 | $ 186,000 |
| Franklin County Kansas | 7 | $ 1,395,000 | $ 199,000 | $ 73,000 |
| Montgomery County Maryland | 7 | $ 4,575,000 | $ 653,000 | $ 218,000 |
| Dakota County Minnesota | 7 | $ 2,855,000 | $ 407,000 | $ 148,000 |
| Wake County North Carolina | 7 | $ 2,675,000 | $ 382,000 | $ 134,000 |
| Douglas County Colorado | 6 | $ 3,920,000 | $ 653,000 | $ 140,000 |
| El Paso County Colorado | 6 | $ 2,980,000 | $ 496,000 | $ 88,000 |
| Pinellas County Florida | 6 | $ 3,960,000 | $ 660,000 | $ 245,000 |
| Lake County Illinois | 6 | $ 2,750,000 | $ 458,000 | $ 185,000 |
| Denver County Colorado | 5 | $ 2,455,000 | $ 491,000 | $ 131,000 |
| Alachua County Florida | 5 | $ 2,735,000 | $ 547,000 | $ 193,000 |
| Broward County Florida | 5 | $ 1,925,000 | $ 385,000 | $ 109,000 |
| Duval County Florida | 5 | $ 1,385,000 | $ 277,000 | $ 135,000 |
| Okaloosa County Florida | 5 | $ 1,895,000 | $ 379,000 | $ 137,000 |
| St. Johns County Florida | 5 | $ 2,395,000 | $ 479,000 | $ 177,000 |
| Fairfax County Virginia | 5 | $ 2,295,000 | $ 459,000 | $ 212,000 |
| Virginia Beach County Virginia | 5 | $ 1,675,000 | $ 335,000 | $ 99,000 |
| Los Angeles County California | 4 | $ 3,510,000 | $ 877,000 | $ 243,000 |
| Bay County Florida | 4 | $ 990,000 | $ 247,000 | $ 99,000 |
| Miami-Dade County Florida | 4 | $ 1,780,000 | $ 445,000 | $ 161,000 |
| Palm Beach County Florida | 4 | $ 1,800,000 | $ 450,000 | $ 135,000 |
| Pasco County Florida | 4 | $ 1,900,000 | $ 475,000 | $ 145,000 |
| Santa Rosa County Florida | 4 | $ 970,000 | $ 242,000 | $ 62,000 |
| Volusia County Florida | 4 | $ 1,480,000 | $ 370,000 | $ 115,000 |
| St. Clair County Illinois | 4 | $ 1,110,000 | $ 277,000 | $ 131,000 |
| Shawnee County Kansas | 4 | $ 970,000 | $ 242,000 | $ 98,000 |
| Baltimore County Maryland | 4 | $ 1,650,000 | $ 412,000 | $ 149,000 |
| Buchanan County Missouri | 4 | $ 770,000 | $ 192,000 | $ 51,000 |
| Guadalupe County Texas | 4 | $ 1,220,000 | $ 305,000 | $ 77,000 |
| Hidalgo County Texas | 4 | $ 1,280,000 | $ 320,000 | $ 187,000 |
| Johnson County Texas | 4 | $ 1,590,000 | $ 397,000 | $ 176,000 |
| Kendall County Texas | 4 | $ 2,220,000 | $ 555,000 | $ 220,000 |
| Prince William County Virginia | 4 | $ 1,980,000 | $ 495,000 | $ 147,000 |
| Suffolk County Virginia | 4 | $ 1,600,000 | $ 400,000 | $ 102,000 |
| Kern County California | 3 | $ 1,055,000 | $ 351,000 | $ 77,000 |
| San Bernardino County California | 3 | $ 1,255,000 | $ 418,000 | $ 106,000 |
| Adams County Colorado | 3 | $ 1,495,000 | $ 498,000 | $ 150,000 |
| Charlotte County Florida | 3 | $ 1,325,000 | $ 441,000 | $ 200,000 |
| Collier County Florida | 3 | $ 1,415,000 | $ 471,000 | $ 181,000 |
| Lake County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 107,000 |
| Marion County Florida | 3 | $ 985,000 | $ 328,000 | $ 110,000 |
| Osceola County Florida | 3 | $ 1,695,000 | $ 565,000 | $ 151,000 |
| DuPage County Illinois | 3 | $ 1,465,000 | $ 488,000 | $ 288,000 |
| Will County Illinois | 3 | $ 1,205,000 | $ 401,000 | $ 165,000 |
| Baltimore City County Maryland | 3 | $ 1,015,000 | $ 338,000 | $ 96,000 |
| Howard County Maryland | 3 | $ 1,385,000 | $ 461,000 | $ 146,000 |
| St. Mary's County Maryland | 3 | $ 975,000 | $ 325,000 | $ 166,000 |
| Pulaski County Missouri | 3 | $ 1,025,000 | $ 341,000 | $ 92,000 |
| Cumberland County North Carolina | 3 | $ 835,000 | $ 278,000 | $ 109,000 |
| Mecklenburg County North Carolina | 3 | $ 855,000 | $ 285,000 | $ 83,000 |
| Bastrop County Texas | 3 | $ 1,585,000 | $ 528,000 | $ 218,000 |
| Brazoria County Texas | 3 | $ 1,305,000 | $ 435,000 | $ 173,000 |
| Galveston County Texas | 3 | $ 1,495,000 | $ 498,000 | $ 246,000 |
| Midland County Texas | 3 | $ 1,365,000 | $ 455,000 | $ 155,000 |
| Chesapeake County Virginia | 3 | $ 1,295,000 | $ 431,000 | $ 121,000 |
| Culpeper County Virginia | 3 | $ 1,395,000 | $ 465,000 | $ 119,000 |
| Spotsylvania County Virginia | 3 | $ 845,000 | $ 281,000 | $ 97,000 |
| Stafford County Virginia | 3 | $ 1,735,000 | $ 578,000 | $ 136,000 |
| Orange County California | 2 | $ 1,310,000 | $ 655,000 | $ 140,000 |
| Placer County California | 2 | $ 1,000,000 | $ 500,000 | $ 146,000 |
| Stanislaus County California | 2 | $ 1,120,000 | $ 560,000 | $ 136,000 |
| Arapahoe County Colorado | 2 | $ 660,000 | $ 330,000 | $ 103,000 |
| Boulder County Colorado | 2 | $ 1,390,000 | $ 695,000 | $ 175,000 |
| Elbert County Colorado | 2 | $ 810,000 | $ 405,000 | $ 141,000 |
| Teller County Colorado | 2 | $ 940,000 | $ 470,000 | $ 121,000 |
| Weld County Colorado | 2 | $ 660,000 | $ 330,000 | $ 117,000 |
| Hernando County Florida | 2 | $ 520,000 | $ 260,000 | $ 96,000 |
| Nassau County Florida | 2 | $ 730,000 | $ 365,000 | $ 113,000 |
| Fayette County Georgia | 2 | $ 1,060,000 | $ 530,000 | $ 177,000 |
| Kendall County Illinois | 2 | $ 870,000 | $ 435,000 | $ 184,000 |
| Winnebago County Illinois | 2 | $ 660,000 | $ 330,000 | $ 137,000 |
| Jackson County Kansas | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| Carroll County Maryland | 2 | $ 840,000 | $ 420,000 | $ 90,000 |
| Frederick County Maryland | 2 | $ 1,500,000 | $ 750,000 | $ 177,000 |
| Queen Anne's County Maryland | 2 | $ 730,000 | $ 365,000 | $ 139,000 |
| Anoka County Minnesota | 2 | $ 870,000 | $ 435,000 | $ 270,000 |
| Carver County Minnesota | 2 | $ 1,060,000 | $ 530,000 | $ 144,000 |
| Sherburne County Minnesota | 2 | $ 930,000 | $ 465,000 | $ 139,000 |
| Wabasha County Minnesota | 2 | $ 630,000 | $ 315,000 | $ 69,000 |
| Wright County Minnesota | 2 | $ 740,000 | $ 370,000 | $ 65,000 |
| Butler County Missouri | 2 | $ 730,000 | $ 365,000 | $ 104,000 |
| Camden County Missouri | 2 | $ 230,000 | $ 115,000 | $ 184,000 |
| Christian County Missouri | 2 | $ 950,000 | $ 475,000 | $ 105,000 |
| Clinton County Missouri | 2 | $ 610,000 | $ 305,000 | $ 86,000 |
| Hickory County Missouri | 2 | $ 210,000 | $ 105,000 | $ 42,000 |
| Ray County Missouri | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| St. Louis City County Missouri | 2 | $ 720,000 | $ 360,000 | $ 154,000 |
| Wayne County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 69,000 |
| Austin County Texas | 2 | $ 800,000 | $ 400,000 | $ 158,000 |
| Comal County Texas | 2 | $ 780,000 | $ 390,000 | $ 120,000 |
| Ellis County Texas | 2 | $ 770,000 | $ 385,000 | $ 104,000 |
| Erath County Texas | 2 | $ 1,010,000 | $ 505,000 | $ 139,000 |
| Hays County Texas | 2 | $ 1,430,000 | $ 715,000 | $ 205,000 |
| Hunt County Texas | 2 | $ 710,000 | $ 355,000 | $ 136,000 |
| McLennan County Texas | 2 | $ 630,000 | $ 315,000 | $ 93,000 |
| Randall County Texas | 2 | $ 540,000 | $ 270,000 | $ 106,000 |
| Rockwall County Texas | 2 | $ 1,200,000 | $ 600,000 | $ 141,000 |
| Val Verde County Texas | 2 | $ 540,000 | $ 270,000 | $ 95,000 |
| Waller County Texas | 2 | $ 860,000 | $ 430,000 | $ 120,000 |
| Franklin City County Virginia | 2 | $ 750,000 | $ 375,000 | $ 102,000 |
| Hampton County Virginia | 2 | $ 430,000 | $ 215,000 | $ 73,000 |
| Hanover County Virginia | 2 | $ 830,000 | $ 415,000 | $ 180,000 |
| King George County Virginia | 2 | $ 1,200,000 | $ 600,000 | $ 163,000 |
| Loudoun County Virginia | 2 | $ 1,190,000 | $ 595,000 | $ 188,000 |
| Montgomery County Virginia | 2 | $ 370,000 | $ 185,000 | $ 162,000 |
| Norfolk County Virginia | 2 | $ 690,000 | $ 345,000 | $ 81,000 |
| York County Virginia | 2 | $ 940,000 | $ 470,000 | $ 164,000 |
| Alameda County California | 1 | $ 635,000 | $ 635,000 | $ 200,000 |
| Contra Costa County California | 1 | $ 865,000 | $ 865,000 | $ 115,000 |
| San Joaquin County California | 1 | $ 465,000 | $ 465,000 | $ 182,000 |
| Siskiyou County California | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Ventura County California | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Archuleta County Colorado | 1 | $ 435,000 | $ 435,000 | $ 192,000 |
| Chaffee County Colorado | 1 | $ 565,000 | $ 565,000 | $ 138,000 |
| Delta County Colorado | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Lake County Colorado | 1 | $ 335,000 | $ 335,000 | $ 65,000 |
| Larimer County Colorado | 1 | $ 405,000 | $ 405,000 | $ 58,000 |
| Lincoln County Colorado | 1 | $ 635,000 | $ 635,000 | $ 177,000 |
| Mesa County Colorado | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Pueblo County Colorado | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| San Juan County Colorado | 1 | $ 645,000 | $ 645,000 | $ 343,000 |
| Clay County Florida | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Escambia County Florida | 1 | $ 295,000 | $ 295,000 | $ 152,000 |
| Flagler County Florida | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Glades County Florida | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Gulf County Florida | 1 | $ 325,000 | $ 325,000 | $ 205,000 |
| Indian River County Florida | 1 | $ 575,000 | $ 575,000 | $ 234,000 |
| Monroe County Florida | 1 | $ 485,000 | $ 485,000 | $ 162,000 |
| Polk County Florida | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Sarasota County Florida | 1 | $ 985,000 | $ 985,000 | $ 268,000 |
| Seminole County Florida | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| Wakulla County Florida | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Walton County Florida | 1 | $ 615,000 | $ 615,000 | $ 150,000 |
| Cobb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Columbia County Georgia | 1 | $ 385,000 | $ 385,000 | $ 182,000 |
| Effingham County Georgia | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Franklin County Georgia | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Gwinnett County Georgia | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Houston County Georgia | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Lanier County Georgia | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Richmond County Georgia | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Bonner County Idaho | 1 | $ 535,000 | $ 535,000 | $ 132,000 |
| Coles County Illinois | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Kane County Illinois | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Kankakee County Illinois | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Monroe County Illinois | 1 | $ 215,000 | $ 215,000 | $ 152,000 |
| Sangamon County Illinois | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Anderson County Kansas | 1 | $ 325,000 | $ 325,000 | $ 54,000 |
| Atchison County Kansas | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Geary County Kansas | 1 | $ 395,000 | $ 395,000 | $ 87,000 |
| Jefferson County Kansas | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Linn County Kansas | 1 | $ 245,000 | $ 245,000 | $ 272,000 |
| McPherson County Kansas | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Saline County Kansas | 1 | $ 585,000 | $ 585,000 | $ 175,000 |
| Calvert County Maryland | 1 | $ 695,000 | $ 695,000 | $ 180,000 |
| Cecil County Maryland | 1 | $ 435,000 | $ 435,000 | $ 64,000 |
| Charles County Maryland | 1 | $ 515,000 | $ 515,000 | $ 163,000 |
| Harford County Maryland | 1 | $ 405,000 | $ 405,000 | $ 122,000 |
| Wicomico County Maryland | 1 | $ 345,000 | $ 345,000 | $ 338,000 |
| Stearns County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 175,000 |
| Andrew County Missouri | 1 | $ 375,000 | $ 375,000 | $ 179,000 |
| Barton County Missouri | 1 | $ 455,000 | $ 455,000 | $ 98,000 |
| Bates County Missouri | 1 | $ 615,000 | $ 615,000 | $ 266,000 |
| Carroll County Missouri | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Greene County Missouri | 1 | $ 305,000 | $ 305,000 | $ 137,000 |
| Jasper County Missouri | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Johnson County Missouri | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Lafayette County Missouri | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| McDonald County Missouri | 1 | $ 335,000 | $ 335,000 | $ 221,000 |
| St. Charles County Missouri | 1 | $ 405,000 | $ 405,000 | $ 93,000 |
| Vernon County Missouri | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Burke County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 313,000 |
| Cabarrus County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Carteret County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Chatham County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 173,000 |
| Cleveland County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 133,000 |
| Davie County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Durham County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 600,000 |
| Henderson County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 162,000 |
| Hoke County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Nash County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 169,000 |
| New Hanover County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 477,000 |
| Onslow County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 89,000 |
| Rutherford County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 114,000 |
| Union County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Atascosa County Texas | 1 | $ 495,000 | $ 495,000 | $ 132,000 |
| Brazos County Texas | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Burnet County Texas | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| Carson County Texas | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| Cherokee County Texas | 1 | $ 475,000 | $ 475,000 | $ 170,000 |
| Crane County Texas | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| El Paso County Texas | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Grayson County Texas | 1 | $ 495,000 | $ 495,000 | $ 137,000 |
| Hood County Texas | 1 | $ 335,000 | $ 335,000 | $ 124,000 |
| Kaufman County Texas | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Lampasas County Texas | 1 | $ 465,000 | $ 465,000 | $ 197,000 |
| Lubbock County Texas | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Matagorda County Texas | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
| Medina County Texas | 1 | $ 535,000 | $ 535,000 | $ 114,000 |
| Robertson County Texas | 1 | $ 405,000 | $ 405,000 | $ 142,000 |
| San Jacinto County Texas | 1 | $ 565,000 | $ 565,000 | $ 430,000 |
| Smith County Texas | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Taylor County Texas | 1 | $ 385,000 | $ 385,000 | $ 136,000 |
| Upshur County Texas | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Wichita County Texas | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Alexandria County Virginia | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Appomattox County Virginia | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Botetourt County Virginia | 1 | $ 515,000 | $ 515,000 | $ 241,000 |
| Charlotte County Virginia | 1 | $ 645,000 | $ 645,000 | $ 174,000 |
| Chesterfield County Virginia | 1 | $ 525,000 | $ 525,000 | $ 111,000 |
| Cumberland County Virginia | 1 | $ 255,000 | $ 255,000 | $ 157,000 |
| Frederick County Virginia | 1 | $ 405,000 | $ 405,000 | $ 147,000 |
| Fredericksburg County Virginia | 1 | $ 525,000 | $ 525,000 | $ 121,000 |
| Goochland County Virginia | 1 | $ 565,000 | $ 565,000 | $ 240,000 |
| Isle of Wight County Virginia | 1 | $ 205,000 | $ 205,000 | $ 399,000 |
| Louisa County Virginia | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| Lynchburg County Virginia | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| New Kent County Virginia | 1 | $ 535,000 | $ 535,000 | $ 134,000 |
| Newport News County Virginia | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Northumberland County Virginia | 1 | $ 515,000 | $ 515,000 | $ 125,000 |
| Prince George County Virginia | 1 | $ 425,000 | $ 425,000 | $ 158,000 |
| Richmond City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Warren County Virginia | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,220 | $446,300,000 | $365,000 | $1,505,000 | $134,000 | $1,102,000 |
| Cash-out Refinancing | 140 | $44,320,000 | $316,000 | $935,000 | $123,000 | $415,000 |
| Refinancing | 30 | $8,830,000 | $294,000 | $645,000 | $150,000 | $451,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 855 | $290,215,000 | $339,000 | $1,045,000 | $129,000 | $1,102,000 |
| Black or African American | 194 | $72,680,000 | $374,000 | $1,505,000 | $128,000 | $449,000 |
| Not Provided | 153 | $65,375,000 | $427,000 | $925,000 | $155,000 | $600,000 |
| Hispanic | 92 | $30,790,000 | $334,000 | $1,425,000 | $123,000 | $575,000 |
| Asian | 89 | $37,805,000 | $424,000 | $975,000 | $157,000 | $570,000 |
| American Indian or Alaskan Native | 7 | $2,585,000 | $369,000 | $505,000 | $109,000 | $171,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 968 | $325,920,000 | $336,000 | $1,045,000 | $136,000 | $1,102,000 |
| VA-guaranteed (Veterans Administration) | 314 | $141,730,000 | $451,000 | $1,505,000 | $139,000 | $542,000 |
| FHA-insured (Federal Housing Administration) | 108 | $31,800,000 | $294,000 | $965,000 | $88,000 | $225,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 771 | $250,705,000 | $325,000 | $725,000 | $124,000 | $1,102,000 |
| Application Withdrawn By Applicant | 545 | $223,935,000 | $410,000 | $1,505,000 | $148,000 | $600,000 |
| Application Approved But Not Accepted | 54 | $18,010,000 | $333,000 | $835,000 | $131,000 | $475,000 |
| Application Denied By Financial Institution | 20 | $6,800,000 | $340,000 | $645,000 | $88,000 | $286,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,370 | $492,650,000 | $359,000 | $1,505,000 | $134,000 | $1,102,000 |
| Debt-To-Income Ratio | 12 | $5,050,000 | $420,000 | $645,000 | $104,000 | $286,000 |
| Collateral | 4 | $910,000 | $227,000 | $405,000 | $65,000 | $91,000 |
| Unverifiable Information | 2 | $480,000 | $240,000 | $315,000 | $68,000 | $73,000 |
| Other | 1 | $105,000 | $105,000 | $105,000 | $52,000 | $52,000 |
| Employment History | 1 | $255,000 | $255,000 | $255,000 | $66,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M Squared Financial Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M Squared Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.