M&T Bank Mortgage Lending & HMDA Data, 2016

In 2016, M&T Bank of Buffalo, NY reported 33,286 mortgage applications totaling $8.3 billion, down 6% from 2015. The average application was for $249,316, and applicants reported an average income of $71,228. 57% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (3,662), New York-Jersey City-White Plains, NY-NJ (2,489) and Baltimore-Columbia-Towson, MD (2,290) (applications in parentheses).

Mortgage Company & Address M&T Bank
701 Seneca Street - Suite 330n
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 33,286
Total Mortgage Loan Application Amount $8,298,743,000
Average Mortgage Loan Application Amount $249,316
Highest Mortgage Loan Application Amount $95,000,000
Average Applicant Income $71,228
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for M&T Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie, New York 3,160 $ 380,908,000 $ 120,540 $ 67,000
Monroe, New York 1,127 $ 125,119,000 $ 111,019 $ 57,000
Baltimore, Maryland 780 $ 109,483,000 $ 140,362 $ 82,000
Suffolk, New York 723 $ 234,410,000 $ 324,218 $ 97,000
Maricopa, Arizona 722 $ 167,825,000 $ 232,444 $ 10,000
Onondaga, New York 722 $ 112,597,000 $ 155,951 $ 73,000
Baltimore City, Maryland 717 $ 138,689,000 $ 193,429 $ 53,000
Salt Lake, Utah 707 $ 196,175,000 $ 277,475 $ 32,000
Clark, Washington 616 $ 160,632,000 $ 260,766 $ 23,000
York, Pennsylvania 520 $ 64,743,000 $ 124,505 $ 74,000
Niagara, New York 502 $ 45,749,000 $ 91,133 $ 56,000
New Castle, Delaware 471 $ 91,418,000 $ 194,093 $ 92,000
Utah, Utah 431 $ 97,450,000 $ 226,102 $ 10,000
Broome, New York 428 $ 33,643,000 $ 78,605 $ 59,000
King, Washington 387 $ 190,745,000 $ 492,881 $ 92,000
Sussex, Delaware 368 $ 71,250,000 $ 193,614 $ 100,000
Prince George's, Maryland 307 $ 59,543,000 $ 193,951 $ 67,000
Anne Arundel, Maryland 304 $ 97,524,000 $ 320,802 $ 97,000
Montgomery, Maryland 302 $ 93,914,000 $ 310,973 $ 128,000
Queens, New York 302 $ 179,768,000 $ 595,258 $ 75,000
Nassau, New York 282 $ 147,995,000 $ 524,804 $ 111,000
Orange, New York 282 $ 41,680,000 $ 147,801 $ 70,000
Bergen, New Jersey 281 $ 132,176,000 $ 470,377 $ 161,000
Fairfield, Connecticut 278 $ 104,298,000 $ 375,172 $ 128,000
Westchester, New York 276 $ 78,668,000 $ 285,028 $ 117,000
Chautauqua, New York 266 $ 21,260,000 $ 79,924 $ 68,000
Luzerne, Pennsylvania 265 $ 23,832,000 $ 89,932 $ 82,000
Philadelphia, Pennsylvania 251 $ 56,631,000 $ 225,621 $ 61,000
Washington, Oregon 237 $ 90,969,000 $ 383,835 $ 33,000
Pinal, Arizona 220 $ 40,210,000 $ 182,772 $ 2,000
Multnomah, Oregon 216 $ 79,960,000 $ 370,185 $ 49,000
Clackamas, Oregon 213 $ 80,401,000 $ 377,469 $ 68,000
Kings, New York 212 $ 176,054,000 $ 830,443 $ 103,000
Oneida, New York 208 $ 23,406,000 $ 112,528 $ 62,000
Harford, Maryland 205 $ 31,862,000 $ 155,424 $ 90,000
Tooele, Utah 191 $ 42,839,000 $ 224,287 $ 28,000
Blair, Pennsylvania 190 $ 46,436,000 $ 244,400 $ 61,000
Snohomish, Washington 180 $ 104,928,000 $ 582,933 $ 93,000
Frederick, Maryland 176 $ 35,125,000 $ 199,573 $ 100,000
Bronx, New York 176 $ 95,335,000 $ 541,676 $ 80,000
Franklin, Pennsylvania 175 $ 18,350,000 $ 104,857 $ 66,000
Schuylkill, Pennsylvania 171 $ 8,579,000 $ 50,169 $ 43,000
Middlesex, New Jersey 170 $ 39,878,000 $ 234,576 $ 80,000
Kent, Delaware 167 $ 18,775,000 $ 112,425 $ 87,000
Dutchess, New York 160 $ 30,944,000 $ 193,400 $ 112,000
Essex, New Jersey 157 $ 44,545,000 $ 283,726 $ 115,000
District of Columbia, District Of Columbia 148 $ 168,363,000 $ 1,137,587 $ 123,000
Albany, New York 146 $ 52,184,000 $ 357,424 $ 74,000
Fairfax, Virginia 143 $ 51,875,000 $ 362,762 $ 137,000
Washington, Maryland 135 $ 14,659,000 $ 108,585 $ 56,000
Howard, Maryland 133 $ 35,970,000 $ 270,451 $ 129,000
Genesee, New York 133 $ 9,638,000 $ 72,466 $ 51,000
Hudson, New Jersey 131 $ 174,347,000 $ 1,330,893 $ 110,000
Ocean, New Jersey 131 $ 30,989,000 $ 236,557 $ 118,000
Dauphin, Pennsylvania 130 $ 12,769,000 $ 98,223 $ 71,000
Cook, Illinois 128 $ 28,128,000 $ 219,750 $ 59,000
Passaic, New Jersey 125 $ 34,290,000 $ 274,320 $ 78,000
Berks, Pennsylvania 122 $ 11,703,000 $ 95,926 $ 75,000
Saratoga, New York 121 $ 48,073,000 $ 397,297 $ 81,000
Monmouth, New Jersey 120 $ 66,777,000 $ 556,475 $ 125,000
Hartford, Connecticut 119 $ 20,682,000 $ 173,798 $ 48,000
Lancaster, Pennsylvania 116 $ 78,840,000 $ 679,655 $ 104,000
New Haven, Connecticut 115 $ 21,321,000 $ 185,400 $ 65,000
Morris, New Jersey 111 $ 80,891,000 $ 728,747 $ 134,000
Carroll, Maryland 110 $ 23,448,000 $ 213,163 $ 90,000
Cumberland, Pennsylvania 110 $ 13,534,000 $ 123,036 $ 61,000
Sanpete, Utah 110 $ 17,573,000 $ 159,754 $ 59,000
Pierce, Washington 107 $ 28,721,000 $ 268,420 $ 63,000
Prince William, Virginia 105 $ 34,910,000 $ 332,476 $ 107,000
Ulster, New York 103 $ 18,723,000 $ 181,776 $ 64,000
Bucks, Pennsylvania 103 $ 24,939,000 $ 242,126 $ 103,000
Rockland, New York 102 $ 23,780,000 $ 233,137 $ 78,000
Union, New Jersey 101 $ 27,196,000 $ 269,267 $ 117,000
Adams, Pennsylvania 100 $ 15,510,000 $ 155,100 $ 193,000
Cayuga, New York 99 $ 10,590,000 $ 106,969 $ 112,000
Delaware, Pennsylvania 98 $ 36,039,000 $ 367,744 $ 89,000
Davis, Utah 98 $ 28,993,000 $ 295,846 $ 41,000
Rensselaer, New York 96 $ 44,272,000 $ 461,166 $ 53,000
Camden, New Jersey 94 $ 14,023,000 $ 149,180 $ 54,000
Cattaraugus, New York 94 $ 4,693,000 $ 49,925 $ 64,000
Montgomery, Pennsylvania 93 $ 53,813,000 $ 578,634 $ 111,000
Richmond, New York 92 $ 24,078,000 $ 261,717 $ 69,000
Schenectady, New York 91 $ 9,774,000 $ 107,406 $ 51,000
Northumberland, Pennsylvania 91 $ 4,180,000 $ 45,934 $ 52,000
Otsego, New York 90 $ 8,730,000 $ 97,000 $ 58,000
New York, New York 89 $ 369,616,000 $ 4,152,988 $ 178,000
Burlington, New Jersey 87 $ 26,946,000 $ 309,724 $ 55,000
Centre, Pennsylvania 87 $ 11,920,000 $ 137,011 $ 82,000
Yavapai, Arizona 86 $ 19,717,000 $ 229,267 $ 3,000
Deschutes, Oregon 86 $ 21,858,000 $ 254,162 $ 19,000
Washington, Utah 85 $ 18,191,000 $ 214,011 $ 15,000
Ontario, New York 83 $ 17,238,000 $ 207,686 $ 64,000
Loudoun, Virginia 83 $ 28,176,000 $ 339,469 $ 121,000
Clark, Nevada 76 $ 13,542,000 $ 178,184 $ 37,000
Herkimer, New York 76 $ 4,648,000 $ 61,157 $ 51,000
Oswego, New York 76 $ 6,314,000 $ 83,078 $ 63,000
Mercer, New Jersey 75 $ 16,226,000 $ 216,346 $ 73,000
Los Angeles, California 74 $ 25,712,000 $ 347,459 $ 110,000
Madison, New York 74 $ 9,887,000 $ 133,608 $ 67,000
Putnam, New York 74 $ 12,897,000 $ 174,283 $ 89,000
Wayne, New York 74 $ 6,433,000 $ 86,932 $ 57,000
Chester, Pennsylvania 73 $ 44,441,000 $ 608,780 $ 146,000
Arapahoe, Colorado 72 $ 16,607,000 $ 230,652 $ 84,000
Chenango, New York 72 $ 5,977,000 $ 83,013 $ 44,000
Wyoming, New York 71 $ 4,942,000 $ 69,605 $ 55,000
Franklin, Washington 71 $ 14,237,000 $ 200,521 $ 3,000
Allegany, Maryland 68 $ 3,055,000 $ 44,926 $ 42,000
Henrico, Virginia 65 $ 18,648,000 $ 286,892 $ 122,000
Somerset, New Jersey 64 $ 24,713,000 $ 386,140 $ 119,000
Chesterfield, Virginia 64 $ 15,966,000 $ 249,468 $ 83,000
Miami-Dade, Florida 63 $ 13,743,000 $ 218,142 $ 58,000
Franklin, Ohio 63 $ 8,999,000 $ 142,841 $ 40,000
Bedford, Pennsylvania 63 $ 3,790,000 $ 60,158 $ 50,000
Harris, Texas 62 $ 7,211,000 $ 116,306 $ 33,000
Ravalli, Montana 61 $ 13,041,000 $ 213,786 $ 63,000
Livingston, New York 61 $ 4,186,000 $ 68,622 $ 66,000
Jefferson, Colorado 59 $ 15,730,000 $ 266,610 $ 101,000
Monroe, Pennsylvania 58 $ 7,927,000 $ 136,672 $ 60,000
Denver, Colorado 57 $ 13,566,000 $ 238,000 $ 96,000
Palm Beach, Florida 57 $ 43,355,000 $ 760,614 $ 461,000
Charles, Maryland 57 $ 8,876,000 $ 155,719 $ 56,000
Lycoming, Pennsylvania 57 $ 7,395,000 $ 129,736 $ 51,000
Orleans, New York 54 $ 3,980,000 $ 73,703 $ 50,000
Erie, Pennsylvania 53 $ 6,738,000 $ 127,132 $ 54,000
Cecil, Maryland 52 $ 5,960,000 $ 114,615 $ 69,000
Sussex, New Jersey 52 $ 11,140,000 $ 214,230 $ 78,000
Sullivan, New York 52 $ 5,447,000 $ 104,750 $ 52,000
Bradford, Pennsylvania 52 $ 4,664,000 $ 89,692 $ 47,000
Spokane, Washington 52 $ 10,449,000 $ 200,942 $ 10,000
Litchfield, Connecticut 51 $ 11,688,000 $ 229,176 $ 104,000
Wicomico, Maryland 50 $ 24,748,000 $ 494,960 $ 66,000
Oakland, Michigan 50 $ 7,056,000 $ 141,120 $ 65,000
Tioga, New York 50 $ 5,599,000 $ 111,980 $ 83,000
Columbia, Pennsylvania 50 $ 4,081,000 $ 81,620 $ 57,000
Douglas, Colorado 49 $ 15,164,000 $ 309,469 $ 117,000
Riverside, California 48 $ 11,355,000 $ 236,562 $ 65,000
Cuyahoga, Ohio 48 $ 5,505,000 $ 114,687 $ 35,000
Lackawanna, Pennsylvania 48 $ 6,055,000 $ 126,145 $ 47,000
San Bernardino, California 47 $ 7,931,000 $ 168,744 $ 46,000
Bexar, Texas 47 $ 5,830,000 $ 124,042 $ 31,000
Worcester, Massachusetts 46 $ 8,804,000 $ 191,391 $ 61,000
Steuben, New York 46 $ 4,583,000 $ 99,630 $ 62,000
Spotsylvania, Virginia 46 $ 8,319,000 $ 180,847 $ 82,000
Hampden, Massachusetts 45 $ 7,065,000 $ 157,000 $ 34,000
Lehigh, Pennsylvania 45 $ 10,266,000 $ 228,133 $ 95,000
Goochland, Virginia 45 $ 12,136,000 $ 269,688 $ 116,000
Adams, Colorado 44 $ 10,390,000 $ 236,136 $ 71,000
Worcester, Maryland 44 $ 9,611,000 $ 218,431 $ 187,000
Broward, Florida 43 $ 9,784,000 $ 227,534 $ 97,000
Calvert, Maryland 43 $ 3,699,000 $ 86,023 $ 75,000
Gloucester, New Jersey 42 $ 7,302,000 $ 173,857 $ 71,000
Jefferson, New York 42 $ 7,719,000 $ 183,785 $ 66,000
Queen Anne's, Maryland 41 $ 11,767,000 $ 287,000 $ 138,000
Wayne, Michigan 41 $ 4,773,000 $ 116,414 $ 40,000
Tompkins, New York 41 $ 10,615,000 $ 258,902 $ 71,000
Lebanon, Pennsylvania 41 $ 5,373,000 $ 131,048 $ 94,000
Mineral, West Virginia 41 $ 2,267,000 $ 55,292 $ 47,000
Polk, Oregon 40 $ 8,151,000 $ 203,775 $ 15,000
Clearfield, Pennsylvania 40 $ 1,615,000 $ 40,375 $ 49,000
Stafford, Virginia 38 $ 18,031,000 $ 474,500 $ 141,000
Garrett, Maryland 37 $ 5,127,000 $ 138,567 $ 100,000
Middlesex, Massachusetts 37 $ 80,451,000 $ 2,174,351 $ 137,000
San Diego, California 36 $ 11,405,000 $ 316,805 $ 72,000
Essex, Massachusetts 36 $ 10,655,000 $ 295,972 $ 80,000
Allegany, New York 36 $ 1,607,000 $ 44,638 $ 61,000
Lincoln, Oregon 36 $ 8,169,000 $ 226,916 $ 122,000
Atlantic, New Jersey 34 $ 8,436,000 $ 248,117 $ 157,000
Juab, Utah 34 $ 7,178,000 $ 211,117 $ 59,000
Yates, New York 33 $ 3,569,000 $ 108,151 $ 106,000
Marion, Oregon 33 $ 7,346,000 $ 222,606 $ 55,000
Northampton, Pennsylvania 33 $ 4,528,000 $ 137,212 $ 51,000
Benton, Washington 33 $ 9,211,000 $ 279,121 $ 5,000
Hillsborough, Florida 32 $ 5,872,000 $ 183,500 $ 37,000
Warren, New York 32 $ 16,246,000 $ 507,687 $ 126,000
Linn, Oregon 32 $ 6,631,000 $ 207,218 $ 13,000
Cowlitz, Washington 32 $ 7,572,000 $ 236,625 $ 29,000
Summit, Colorado 31 $ 9,118,000 $ 294,129 $ 120,000
Allegheny, Pennsylvania 31 $ 60,377,000 $ 1,947,645 $ 31,000
Weber, Utah 31 $ 5,555,000 $ 179,193 $ 43,000
Chemung, New York 30 $ 2,233,000 $ 74,433 $ 42,000
Clinton, New York 30 $ 3,422,000 $ 114,066 $ 43,000
Yakima, Washington 30 $ 5,271,000 $ 175,700 $ 7,000
New London, Connecticut 29 $ 5,802,000 $ 200,068 $ 58,000
Cape May, New Jersey 29 $ 15,564,000 $ 536,689 $ 304,000
Warren, New Jersey 29 $ 5,944,000 $ 204,965 $ 81,000
Mecklenburg, North Carolina 29 $ 5,714,000 $ 197,034 $ 39,000
Clinton, Pennsylvania 29 $ 1,492,000 $ 51,448 $ 48,000
Union, Pennsylvania 29 $ 3,306,000 $ 114,000 $ 92,000
Grant, Washington 29 $ 5,169,000 $ 178,241 $ 6,000
Cumberland, New Jersey 28 $ 6,899,000 $ 246,392 $ 24,000
Dallas, Texas 28 $ 2,942,000 $ 105,071 $ 22,000
Sacramento, California 27 $ 5,950,000 $ 220,370 $ 36,000
Taos, New Mexico 27 $ 5,113,000 $ 189,370 $ 76,000
Tarrant, Texas 26 $ 2,764,000 $ 106,307 $ 33,000
Berkeley, West Virginia 26 $ 3,114,000 $ 119,769 $ 59,000
Kern, California 25 $ 4,143,000 $ 165,720 $ 23,000
Orange, California 25 $ 8,964,000 $ 358,560 $ 76,000
Pinellas, Florida 25 $ 6,020,000 $ 240,800 $ 109,000
Lee, Florida 24 $ 6,519,000 $ 271,625 $ 166,000
Plymouth, Massachusetts 24 $ 7,379,000 $ 307,458 $ 196,000
Washington, New York 24 $ 5,380,000 $ 224,166 $ 58,000
Weld, Colorado 23 $ 5,014,000 $ 218,000 $ 60,000
Middlesex, Connecticut 23 $ 5,491,000 $ 238,739 $ 88,000
DeKalb, Georgia 23 $ 3,859,000 $ 167,782 $ 43,000
Hillsborough, New Hampshire 23 $ 4,583,000 $ 199,260 $ 76,000
Jackson, Oregon 23 $ 4,831,000 $ 210,043 $ 38,000
Arlington, Virginia 23 $ 7,306,000 $ 317,652 $ 155,000
James City, Virginia 23 $ 34,980,000 $ 1,520,869 $ 95,000
Thurston, Washington 23 $ 5,339,000 $ 232,130 $ 57,000
Polk, Florida 22 $ 2,862,000 $ 130,090 $ 23,000
Macomb, Michigan 22 $ 2,627,000 $ 119,409 $ 42,000
Lorain, Ohio 22 $ 13,948,000 $ 634,000 $ 36,000
Clallam, Washington 22 $ 4,891,000 $ 222,318 $ 62,000
Collier, Florida 21 $ 9,629,000 $ 458,523 $ 212,000
Fulton, Georgia 21 $ 3,185,000 $ 151,666 $ 58,000
Gwinnett, Georgia 21 $ 3,448,000 $ 164,190 $ 40,000
Cortland, New York 21 $ 1,840,000 $ 87,619 $ 48,000
Duval, Florida 20 $ 2,273,000 $ 113,650 $ 22,000
Caroline, Maryland 20 $ 1,340,000 $ 67,000 $ 47,000
St. Mary's, Maryland 20 $ 2,624,000 $ 131,200 $ 61,000
Washoe, Nevada 20 $ 3,351,000 $ 167,550 $ 44,000
Cambria, Pennsylvania 20 $ 946,000 $ 47,300 $ 47,000
Suffolk, Massachusetts 19 $ 6,096,000 $ 320,842 $ 90,000
Susquehanna, Pennsylvania 19 $ 2,814,000 $ 148,105 $ 120,000
Providence, Rhode Island 19 $ 3,381,000 $ 177,947 $ 41,000
El Paso, Colorado 18 $ 38,600,000 $ 2,144,444 $ 47,000
Marion, Indiana 18 $ 2,512,000 $ 139,555 $ 44,000
Bristol, Massachusetts 18 $ 3,951,000 $ 219,500 $ 37,000
St. Louis, Missouri 18 $ 2,162,000 $ 120,111 $ 38,000
Columbia, New York 18 $ 2,992,000 $ 166,222 $ 55,000
Summit, Ohio 18 $ 2,060,000 $ 114,444 $ 18,000
Lane, Oregon 18 $ 3,862,000 $ 214,555 $ 36,000
Morrow, Oregon 18 $ 2,318,000 $ 128,777 $ 83,000
Richmond City, Virginia 18 $ 2,920,000 $ 162,222 $ 35,000
Pima, Arizona 17 $ 2,419,000 $ 142,294 $ 13,000
Fresno, California 17 $ 2,893,000 $ 170,176 $ 43,000
Talbot, Maryland 17 $ 7,651,000 $ 450,058 $ 221,000
Hunterdon, New Jersey 17 $ 4,403,000 $ 259,000 $ 119,000
Seneca, New York 17 $ 1,275,000 $ 75,000 $ 90,000
Carbon, Pennsylvania 17 $ 1,376,000 $ 80,941 $ 50,000
Snyder, Pennsylvania 17 $ 1,365,000 $ 80,294 $ 91,000
Fort Bend, Texas 17 $ 2,470,000 $ 145,294 $ 35,000
Chesapeake, Virginia 17 $ 3,986,000 $ 234,470 $ 57,000
Sarasota, Florida 16 $ 3,214,000 $ 200,875 $ 143,000
Kootenai, Idaho 16 $ 3,188,000 $ 199,250 $ 0
Jackson, Missouri 16 $ 1,891,000 $ 118,187 $ 21,000
Dawson, Montana 16 $ 2,716,000 $ 169,750 $ 52,000
Delaware, New York 16 $ 1,442,000 $ 90,125 $ 82,000
Montgomery, Ohio 16 $ 1,542,000 $ 96,375 $ 36,000
Charleston, South Carolina 16 $ 41,748,000 $ 2,609,250 $ 72,000
Solano, California 15 $ 3,999,000 $ 266,600 $ 53,000
Okaloosa, Florida 15 $ 2,075,000 $ 138,333 $ 22,000
Norfolk, Massachusetts 15 $ 38,554,000 $ 2,570,266 $ 149,000
Rockingham, New Hampshire 15 $ 3,835,000 $ 255,666 $ 58,000
Bernalillo, New Mexico 15 $ 1,788,000 $ 119,200 $ 12,000
Pike, Pennsylvania 15 $ 1,968,000 $ 131,200 $ 126,000
Richland, South Carolina 15 $ 1,787,000 $ 119,133 $ 8,000
Davidson, Tennessee 15 $ 3,970,000 $ 264,666 $ 103,000
Jefferson, West Virginia 15 $ 2,729,000 $ 181,933 $ 76,000
Orange, Florida 14 $ 3,870,000 $ 276,428 $ 93,000
St. Lucie, Florida 14 $ 1,830,000 $ 130,714 $ 41,000
Fulton, New York 14 $ 1,340,000 $ 95,714 $ 51,000
Montgomery, New York 14 $ 685,000 $ 48,928 $ 35,000
Huntingdon, Pennsylvania 14 $ 1,571,000 $ 112,214 $ 58,000
Collin, Texas 14 $ 2,133,000 $ 152,357 $ 32,000
Fauquier, Virginia 14 $ 4,241,000 $ 302,928 $ 121,000
Fredericksburg, Virginia 14 $ 4,780,000 $ 341,428 $ 138,000
Virginia Beach, Virginia 14 $ 2,853,000 $ 203,785 $ 76,000
Larimer, Colorado 13 $ 2,745,000 $ 211,153 $ 92,000
Tolland, Connecticut 13 $ 3,374,000 $ 259,538 $ 46,000
Clayton, Georgia 13 $ 1,343,000 $ 103,307 $ 19,000
Will, Illinois 13 $ 2,141,000 $ 164,692 $ 54,000
Jefferson, Kentucky 13 $ 1,477,000 $ 113,615 $ 24,000
Cumberland, Maine 13 $ 2,761,000 $ 212,384 $ 65,000
York, Maine 13 $ 2,142,000 $ 164,769 $ 35,000
Butler, Ohio 13 $ 11,318,000 $ 870,615 $ 6,000
Tillamook, Oregon 13 $ 3,232,000 $ 248,615 $ 134,000
Wallowa, Oregon 13 $ 2,542,000 $ 195,538 $ 99,000
Yamhill, Oregon 13 $ 2,623,000 $ 201,769 $ 56,000
Kitsap, Washington 13 $ 4,070,000 $ 313,076 $ 109,000
Milwaukee, Wisconsin 13 $ 1,834,000 $ 141,076 $ 44,000
San Joaquin, California 12 $ 2,030,000 $ 169,166 $ 41,000
Pasco, Florida 12 $ 1,615,000 $ 134,583 $ 35,000
Lake, Illinois 12 $ 2,248,000 $ 187,333 $ 45,000
Orleans, Louisiana 12 $ 1,932,000 $ 161,000 $ 63,000
Genesee, Michigan 12 $ 1,218,000 $ 101,500 $ 18,000
Hennepin, Minnesota 12 $ 2,251,000 $ 187,583 $ 51,000
Greene, New York 12 $ 1,508,000 $ 125,666 $ 112,000
Hamilton, Ohio 12 $ 1,269,000 $ 105,750 $ 37,000
Cleveland, Oklahoma 12 $ 1,400,000 $ 116,666 $ 34,000
Oklahoma, Oklahoma 12 $ 1,339,000 $ 111,583 $ 24,000
Fulton, Pennsylvania 12 $ 722,000 $ 60,166 $ 61,000
Sevier, Utah 12 $ 2,127,000 $ 177,250 $ 73,000
Summit, Utah 12 $ 7,375,000 $ 614,583 $ 168,000
Manassas, Virginia 12 $ 2,056,000 $ 171,333 $ 68,000
Portsmouth, Virginia 12 $ 1,664,000 $ 138,666 $ 23,000
Windham, Connecticut 11 $ 1,705,000 $ 155,000 $ 25,000
Lake, Florida 11 $ 1,528,000 $ 138,909 $ 11,000
Lake, Indiana 11 $ 1,518,000 $ 138,000 $ 21,000
Dorchester, Maryland 11 $ 1,408,000 $ 128,000 $ 169,000
Hampshire, Massachusetts 11 $ 2,157,000 $ 196,090 $ 55,000
Tulsa, Oklahoma 11 $ 1,255,000 $ 114,090 $ 50,000
Columbia, Oregon 11 $ 2,491,000 $ 226,454 $ 52,000
Hood River, Oregon 11 $ 1,926,000 $ 175,090 $ 8,000
Wyoming, Pennsylvania 11 $ 1,183,000 $ 107,545 $ 50,000
Berkeley, South Carolina 11 $ 1,458,000 $ 132,545 $ 18,000
Horry, South Carolina 11 $ 1,470,000 $ 133,636 $ 52,000
Frederick, Virginia 11 $ 2,351,000 $ 213,727 $ 69,000
Contra Costa, California 10 $ 2,794,000 $ 279,400 $ 53,000
Seminole, Florida 10 $ 1,816,000 $ 181,600 $ 55,000
Volusia, Florida 10 $ 2,056,000 $ 205,600 $ 113,000
St. Louis City, Missouri 10 $ 1,019,000 $ 101,900 $ 6,000
Salem, New Jersey 10 $ 1,584,000 $ 158,400 $ 53,000
Forsyth, North Carolina 10 $ 1,310,000 $ 131,000 $ 48,000
Medina, Ohio 10 $ 1,449,000 $ 144,900 $ 32,000
Stark, Ohio 10 $ 1,202,000 $ 120,200 $ 39,000
Alexandria, Virginia 10 $ 3,754,000 $ 375,400 $ 127,000
Mason, Washington 10 $ 1,770,000 $ 177,000 $ 77,000
Alameda, California 9 $ 3,182,000 $ 353,555 $ 90,000
Tulare, California 9 $ 1,613,000 $ 179,222 $ 22,000
Boulder, Colorado 9 $ 2,689,000 $ 298,777 $ 138,000
Cobb, Georgia 9 $ 1,298,000 $ 144,222 $ 30,000
Ada, Idaho 9 $ 1,203,000 $ 133,666 $ 30,000
Kane, Illinois 9 $ 1,603,000 $ 178,111 $ 27,000
Kendall, Illinois 9 $ 1,896,000 $ 210,666 $ 72,000
McHenry, Illinois 9 $ 1,756,000 $ 195,111 $ 78,000
East Baton Rouge, Louisiana 9 $ 1,282,000 $ 142,444 $ 65,000
Androscoggin, Maine 9 $ 1,444,000 $ 160,444 $ 46,000
Merrimack, New Hampshire 9 $ 1,677,000 $ 186,333 $ 69,000
Essex, New York 9 $ 2,014,000 $ 223,777 $ 213,000
Clatsop, Oregon 9 $ 2,143,000 $ 238,111 $ 61,000
Sullivan, Pennsylvania 9 $ 631,000 $ 70,111 $ 37,000
Washington, Pennsylvania 9 $ 1,092,000 $ 121,333 $ 24,000
Shelby, Tennessee 9 $ 1,044,000 $ 116,000 $ 6,000
Williamson, Texas 9 $ 1,140,000 $ 126,666 $ 46,000
King George, Virginia 9 $ 2,187,000 $ 243,000 $ 68,000
Orange, Virginia 9 $ 2,024,000 $ 224,888 $ 90,000
Mobile, Alabama 8 $ 835,000 $ 104,375 $ 0
Merced, California 8 $ 1,542,000 $ 192,750 $ 50,000
Alachua, Florida 8 $ 11,200,000 $ 1,400,000 $ 50,000
Osceola, Florida 8 $ 41,018,000 $ 5,127,250 $ 9,000
Bonneville, Idaho 8 $ 1,462,000 $ 182,750 $ 67,000
DuPage, Illinois 8 $ 1,926,000 $ 240,750 $ 78,000
Hendricks, Indiana 8 $ 901,000 $ 112,625 $ 28,000
Johnson, Kansas 8 $ 1,386,000 $ 173,250 $ 19,000
Stearns, Minnesota 8 $ 1,382,000 $ 172,750 $ 0
Santa Fe, New Mexico 8 $ 3,674,000 $ 459,250 $ 374,000
Cumberland, North Carolina 8 $ 872,000 $ 109,000 $ 13,000
Fairfield, Ohio 8 $ 1,211,000 $ 151,375 $ 30,000
Mifflin, Pennsylvania 8 $ 1,183,000 $ 147,875 $ 102,000
Montour, Pennsylvania 8 $ 1,233,000 $ 154,125 $ 87,000
Westmoreland, Pennsylvania 8 $ 838,000 $ 104,750 $ 14,000
Lexington, South Carolina 8 $ 1,096,000 $ 137,000 $ 14,000
Hidalgo, Texas 8 $ 993,000 $ 124,125 $ 25,000
Travis, Texas 8 $ 1,054,000 $ 131,750 $ 39,000
Millard, Utah 8 $ 1,499,000 $ 187,375 $ 78,000
Hanover, Virginia 8 $ 1,821,000 $ 227,625 $ 47,000
Grays Harbor, Washington 8 $ 1,324,000 $ 165,500 $ 38,000
Racine, Wisconsin 8 $ 960,000 $ 120,000 $ 22,000
Montgomery, Alabama 7 $ 801,000 $ 114,428 $ 0
Pulaski, Arkansas 7 $ 870,000 $ 124,285 $ 0
Santa Clara, California 7 $ 3,358,000 $ 479,714 $ 130,000
Ventura, California 7 $ 2,854,000 $ 407,714 $ 129,000
Marion, Florida 7 $ 1,285,000 $ 183,571 $ 122,000
Monroe, Florida 7 $ 5,835,000 $ 833,571 $ 731,000
Honolulu, Hawaii 7 $ 2,428,000 $ 346,857 $ 88,000
St. Clair, Illinois 7 $ 758,000 $ 108,285 $ 0
St. Charles, Missouri 7 $ 988,000 $ 141,142 $ 19,000
Schoharie, New York 7 $ 742,000 $ 106,000 $ 29,000
Cabarrus, North Carolina 7 $ 880,000 $ 125,714 $ 43,000
Wake, North Carolina 7 $ 978,000 $ 139,714 $ 14,000
Trumbull, Ohio 7 $ 735,000 $ 105,000 $ 21,000
Perry, Pennsylvania 7 $ 749,000 $ 107,000 $ 20,000
Warren, Pennsylvania 7 $ 368,000 $ 52,571 $ 38,000
Washington, Rhode Island 7 $ 3,640,000 $ 520,000 $ 248,000
Greenville, South Carolina 7 $ 989,000 $ 141,285 $ 48,000
El Paso, Texas 7 $ 813,000 $ 116,142 $ 0
Hampton, Virginia 7 $ 1,140,000 $ 162,857 $ 5,000
Warren, Virginia 7 $ 1,225,000 $ 175,000 $ 90,000
Jefferson, Alabama 6 $ 774,000 $ 129,000 $ 15,000
Santa Barbara, California 6 $ 5,157,000 $ 859,500 $ 455,000
Morgan, Colorado 6 $ 1,031,000 $ 171,833 $ 40,000
Citrus, Florida 6 $ 739,000 $ 123,166 $ 23,000
Caddo, Louisiana 6 $ 590,000 $ 98,333 $ 41,000
Kent, Maryland 6 $ 2,527,000 $ 421,166 $ 469,000
Calhoun, Michigan 6 $ 363,000 $ 60,500 $ 25,000
Dakota, Minnesota 6 $ 827,000 $ 137,833 $ 34,000
Ramsey, Minnesota 6 $ 1,591,000 $ 265,166 $ 89,000
Schuyler, New York 6 $ 915,000 $ 152,500 $ 144,000
St. Lawrence, New York 6 $ 577,000 $ 96,166 $ 28,000
Licking, Ohio 6 $ 1,197,000 $ 199,500 $ 52,000
Portage, Ohio 6 $ 697,000 $ 116,166 $ 88,000
Union, Ohio 6 $ 774,000 $ 129,000 $ 37,000
Fayette, Pennsylvania 6 $ 578,000 $ 96,333 $ 54,000
Beaufort, South Carolina 6 $ 7,557,000 $ 1,259,500 $ 39,000
Hamilton, Tennessee 6 $ 816,000 $ 136,000 $ 57,000
Denton, Texas 6 $ 686,000 $ 114,333 $ 28,000
Emery, Utah 6 $ 1,529,000 $ 254,833 $ 125,000
Caroline, Virginia 6 $ 1,420,000 $ 236,666 $ 103,000
Louisa, Virginia 6 $ 1,057,000 $ 176,166 $ 51,000
Island, Washington 6 $ 1,810,000 $ 301,666 $ 74,000
Dane, Wisconsin 6 $ 964,000 $ 160,666 $ 28,000
Baldwin, Alabama 5 $ 785,000 $ 157,000 $ 62,000
Cochise, Arizona 5 $ 772,000 $ 154,400 $ 30,000
Monterey, California 5 $ 1,715,000 $ 343,000 $ 89,000
Stanislaus, California 5 $ 906,000 $ 181,200 $ 39,000
Tuolumne, California 5 $ 992,000 $ 198,400 $ 44,000
La Plata, Colorado 5 $ 1,255,000 $ 251,000 $ 49,000
Pueblo, Colorado 5 $ 574,000 $ 114,800 $ 44,000
Brevard, Florida 5 $ 637,000 $ 127,400 $ 48,000
Charlotte, Florida 5 $ 866,000 $ 173,200 $ 80,000
Clay, Florida 5 $ 620,000 $ 124,000 $ 28,000
Leon, Florida 5 $ 26,641,000 $ 5,328,200 $ 0
Chatham, Georgia 5 $ 3,443,000 $ 688,600 $ 7,000
Henry, Georgia 5 $ 734,000 $ 146,800 $ 49,000
Muscogee, Georgia 5 $ 639,000 $ 127,800 $ 13,000
Canyon, Idaho 5 $ 653,000 $ 130,600 $ 34,000
Boone, Indiana 5 $ 595,000 $ 119,000 $ 55,000
Hamilton, Indiana 5 $ 861,000 $ 172,200 $ 66,000
Polk, Iowa 5 $ 643,000 $ 128,600 $ 19,000
Sedgwick, Kansas 5 $ 688,000 $ 137,600 $ 151,000
St. Tammany, Louisiana 5 $ 1,011,000 $ 202,200 $ 63,000
Kennebec, Maine 5 $ 548,000 $ 109,600 $ 29,000
Livingston, Michigan 5 $ 892,000 $ 178,400 $ 27,000
Saginaw, Michigan 5 $ 477,000 $ 95,400 $ 25,000
St. Clair, Michigan 5 $ 753,000 $ 150,600 $ 27,000
Anoka, Minnesota 5 $ 897,000 $ 179,400 $ 65,000
DeSoto, Mississippi 5 $ 642,000 $ 128,400 $ 61,000
Clay, Missouri 5 $ 515,000 $ 103,000 $ 39,000
Greene, Missouri 5 $ 567,000 $ 113,400 $ 17,000
Jefferson, Missouri 5 $ 333,000 $ 66,600 $ 51,000
Missoula, Montana 5 $ 1,165,000 $ 233,000 $ 74,000
Lyon, Nevada 5 $ 713,000 $ 142,600 $ 50,000
Grafton, New Hampshire 5 $ 707,000 $ 141,400 $ 29,000
Currituck, North Carolina 5 $ 1,485,000 $ 297,000 $ 124,000
Guilford, North Carolina 5 $ 794,000 $ 158,800 $ 73,000
Johnston, North Carolina 5 $ 595,000 $ 119,000 $ 56,000
Onslow, North Carolina 5 $ 799,000 $ 159,800 $ 28,000
Delaware, Ohio 5 $ 955,000 $ 191,000 $ 87,000
Canadian, Oklahoma 5 $ 596,000 $ 119,200 $ 73,000
Josephine, Oregon 5 $ 823,000 $ 164,600 $ 59,000
Klamath, Oregon 5 $ 746,000 $ 149,200 $ 27,000
Wheeler, Oregon 5 $ 508,000 $ 101,600 $ 114,000
Juniata, Pennsylvania 5 $ 371,000 $ 74,200 $ 33,000
Tioga, Pennsylvania 5 $ 580,000 $ 116,000 $ 46,000
Wayne, Pennsylvania 5 $ 606,000 $ 121,200 $ 13,000
Rutherford, Tennessee 5 $ 802,000 $ 160,400 $ 0
Galveston, Texas 5 $ 521,000 $ 104,200 $ 82,000
Guadalupe, Texas 5 $ 560,000 $ 112,000 $ 0
Montgomery, Texas 5 $ 674,000 $ 134,800 $ 11,000
Nueces, Texas 5 $ 696,000 $ 139,200 $ 0
Uintah, Utah 5 $ 954,000 $ 190,800 $ 9,000
Windham, Vermont 5 $ 1,132,000 $ 226,400 $ 324,000
Albemarle, Virginia 5 $ 844,000 $ 168,800 $ 27,000
Culpeper, Virginia 5 $ 1,401,000 $ 280,200 $ 65,000
Fairfax City, Virginia 5 $ 1,633,000 $ 326,600 $ 49,000
Manassas Park, Virginia 5 $ 537,000 $ 107,400 $ 76,000
Newport News, Virginia 5 $ 782,000 $ 156,400 $ 42,000
Norfolk, Virginia 5 $ 687,000 $ 137,400 $ 26,000
Westmoreland, Virginia 5 $ 688,000 $ 137,600 $ 155,000
Lewis, Washington 5 $ 1,254,000 $ 250,800 $ 82,000
Hampshire, West Virginia 5 $ 553,000 $ 110,600 $ 58,000
Waukesha, Wisconsin 5 $ 1,145,000 $ 229,000 $ 65,000
Campbell, Wyoming 5 $ 884,000 $ 176,800 $ 84,000
Madison, Alabama 4 $ 315,000 $ 78,750 $ 8,000
Benton, Arkansas 4 $ 371,000 $ 92,750 $ 35,000
El Dorado, California 4 $ 967,000 $ 241,750 $ 0
Marin, California 4 $ 1,405,000 $ 351,250 $ 105,000
Sonoma, California 4 $ 1,009,000 $ 252,250 $ 11,000
Broomfield, Colorado 4 $ 31,263,000 $ 7,815,750 $ 96,000
Elbert, Colorado 4 $ 1,237,000 $ 309,250 $ 101,000
Routt, Colorado 4 $ 2,462,000 $ 615,500 $ 699,000
Bay, Florida 4 $ 619,000 $ 154,750 $ 113,000
Escambia, Florida 4 $ 399,000 $ 99,750 $ 0
Manatee, Florida 4 $ 1,523,000 $ 380,750 $ 630,000
Martin, Florida 4 $ 873,000 $ 218,250 $ 68,000
Santa Rosa, Florida 4 $ 476,000 $ 119,000 $ 0
St. Johns, Florida 4 $ 1,344,000 $ 336,000 $ 24,000
Camden, Georgia 4 $ 514,000 $ 128,500 $ 41,000
Carroll, Georgia 4 $ 500,000 $ 125,000 $ 48,000
Cherokee, Georgia 4 $ 566,000 $ 141,500 $ 55,000
Douglas, Georgia 4 $ 439,000 $ 109,750 $ 0
Fayette, Georgia 4 $ 1,041,000 $ 260,250 $ 24,000
Hawaii, Hawaii 4 $ 1,002,000 $ 250,500 $ 0
Nez Perce, Idaho 4 $ 697,000 $ 174,250 $ 0
Twin Falls, Idaho 4 $ 453,000 $ 113,250 $ 19,000
Elkhart, Indiana 4 $ 544,000 $ 136,000 $ 72,000
Johnson, Indiana 4 $ 632,000 $ 158,000 $ 33,000
Linn, Iowa 4 $ 552,000 $ 138,000 $ 17,000
Jefferson, Louisiana 4 $ 577,000 $ 144,250 $ 35,000
Penobscot, Maine 4 $ 358,000 $ 89,500 $ 4,000
Waldo, Maine 4 $ 449,000 $ 112,250 $ 20,000
Berkshire, Massachusetts 4 $ 2,039,000 $ 509,750 $ 234,000
Dukes, Massachusetts 4 $ 1,869,000 $ 467,250 $ 369,000
Carver, Minnesota 4 $ 1,047,000 $ 261,750 $ 27,000
Lincoln, Missouri 4 $ 559,000 $ 139,750 $ 53,000
Platte, Missouri 4 $ 702,000 $ 175,500 $ 0
Douglas, Nebraska 4 $ 445,000 $ 111,250 $ 26,000
Elko, Nevada 4 $ 878,000 $ 219,500 $ 54,000
Nye, Nevada 4 $ 708,000 $ 177,000 $ 27,000
Page:

Mortgage Loan Application Detail Totals for M&T Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 17,509 $5,444,983,000 $310,000 $95,000,000 $67,000 $9,999,000
Refinancing 10,729 $2,536,243,000 $236,000 $38,500,000 $82,000 $8,473,000
Home Improvement 5,048 $317,517,000 $62,000 $54,000,000 $63,000 $2,550,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,246 $2,774,405,000 $170,000 $18,275,000 $94,000 $9,999,000
Not applicable 10,647 $4,542,582,000 $426,000 $95,000,000 $33,000 $1,649,000
Black or African American 2,238 $273,683,000 $122,000 $1,360,000 $56,000 $1,014,000
Not Provided 1,916 $319,181,000 $166,000 $7,200,000 $101,000 $2,160,000
Hispanic 1,308 $189,635,000 $144,000 $950,000 $54,000 $536,000
Asian 755 $177,723,000 $235,000 $2,000,000 $112,000 $1,644,000
American Indian or Alaskan Native 114 $11,279,000 $98,000 $880,000 $56,000 $247,000
Native Hawaiin or Other Pacific Islander 62 $10,255,000 $165,000 $455,000 $60,000 $295,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,635 $6,322,517,000 $267,000 $95,000,000 $78,000 $9,999,000
FHA-insured (Federal Housing Administration) 8,594 $1,770,488,000 $206,000 $926,000 $53,000 $1,560,000
VA-guaranteed (Veterans Administration) 794 $162,879,000 $205,000 $981,000 $50,000 $420,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 263 $42,859,000 $162,000 $365,000 $49,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 18,997 $5,789,951,000 $304,000 $95,000,000 $77,000 $9,999,000
Loan Purchased By The Institution 6,754 $1,386,086,000 $205,000 $926,000 $52,000 $1,649,000
Application Denied By Financial Institution 4,621 $461,865,000 $99,000 $7,200,000 $64,000 $2,019,000
Application Withdrawn By Applicant 1,460 $349,011,000 $239,000 $5,200,000 $108,000 $3,000,000
Application Approved But Not Accepted 1,021 $229,619,000 $224,000 $10,000,000 $77,000 $1,758,000
File Closed For Incompleteness 373 $67,523,000 $181,000 $1,800,000 $60,000 $1,114,000
Preapproval Denied by Financial Institution 60 $14,688,000 $244,000 $3,500,000 $89,000 $2,160,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess M&T Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List