M&T Bank Mortgage Lending & HMDA Data, 2016
In 2016, M&T Bank of Buffalo, NY reported 33,286 mortgage applications totaling $8.3 billion, down 6% from 2015. The average application was for $249,316, and applicants reported an average income of $71,228. 57% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (3,662), New York-Jersey City-White Plains, NY-NJ (2,489) and Baltimore-Columbia-Towson, MD (2,290) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 33,286 |
| Total Mortgage Loan Application Amount | $8,298,743,000 |
| Average Mortgage Loan Application Amount | $249,316 |
| Highest Mortgage Loan Application Amount | $95,000,000 |
| Average Applicant Income | $71,228 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buffalo-Cheektowaga-Niagara Falls, NY | 3,662 | $ 426,657,000 | $ 116,509 | $ 65,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,489 | $ 1,467,436,000 | $ 589,568 | $ 102,392 |
| Baltimore-Columbia-Towson, MD | 2,290 | $ 448,743,000 | $ 195,957 | $ 80,000 |
| Rochester, NY | 1,432 | $ 160,525,000 | $ 112,098 | $ 59,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,309 | $ 418,073,000 | $ 319,383 | $ 37,232 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,084 | $ 412,707,000 | $ 380,726 | $ 99,525 |
| Nassau County-Suffolk County, NY | 1,005 | $ 382,405,000 | $ 380,502 | $ 101,000 |
| Phoenix-Mesa-Scottsdale, AZ | 942 | $ 208,035,000 | $ 220,843 | $ 8,000 |
| Salt Lake City, UT | 898 | $ 239,014,000 | $ 266,162 | $ 31,000 |
| Syracuse, NY | 872 | $ 128,798,000 | $ 147,704 | $ 71,000 |
| Seattle-Bellevue-Everett, WA | 567 | $ 295,673,000 | $ 521,469 | $ 92,000 |
| Wilmington, DE-MD-NJ | 533 | $ 98,962,000 | $ 185,669 | $ 89,024 |
| York-Hanover, PA | 520 | $ 64,743,000 | $ 124,505 | $ 74,000 |
| Newark, NJ-PA | 517 | $ 194,856,000 | $ 376,897 | $ 116,290 |
| Binghamton, NY | 478 | $ 39,242,000 | $ 82,096 | $ 61,000 |
| Silver Spring-Frederick-Rockville, MD | 478 | $ 129,039,000 | $ 269,956 | $ 118,000 |
| Provo-Orem, UT | 465 | $ 104,628,000 | $ 225,006 | $ 14,000 |
| Salisbury, MD-DE | 465 | $ 105,836,000 | $ 227,604 | $ 104,380 |
| Albany-Schenectady-Troy, NY | 461 | $ 155,045,000 | $ 336,323 | $ 66,000 |
| Philadelphia, PA | 349 | $ 92,670,000 | $ 265,530 | $ 69,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 324 | $ 31,070,000 | $ 95,895 | $ 76,000 |
| Denver-Aurora-Lakewood, CO | 292 | $ 104,467,000 | $ 357,763 | $ 93,000 |
| Utica-Rome, NY | 284 | $ 28,054,000 | $ 98,781 | $ 59,000 |
| Bridgeport-Stamford-Norwalk, CT | 278 | $ 104,298,000 | $ 375,172 | $ 128,000 |
| Montgomery County-Bucks County-Chester County, PA | 269 | $ 123,193,000 | $ 457,966 | $ 117,000 |
| Harrisburg-Carlisle, PA | 247 | $ 27,052,000 | $ 109,522 | $ 65,000 |
| Dutchess County-Putnam County, NY | 234 | $ 43,841,000 | $ 187,354 | $ 104,000 |
| Richmond, VA | 226 | $ 55,448,000 | $ 245,345 | $ 93,000 |
| Camden, NJ | 223 | $ 48,271,000 | $ 216,461 | $ 57,000 |
| Altoona, PA | 190 | $ 46,436,000 | $ 244,400 | $ 61,000 |
| Chambersburg-Waynesboro, PA | 175 | $ 18,350,000 | $ 104,857 | $ 66,000 |
| Chicago-Naperville-Arlington Heights, IL | 168 | $ 36,054,000 | $ 214,607 | $ 61,000 |
| Dover, DE | 167 | $ 18,775,000 | $ 112,425 | $ 87,000 |
| Hagerstown-Martinsburg, MD-WV | 161 | $ 17,773,000 | $ 110,391 | $ 56,484 |
| Hartford-West Hartford-East Hartford, CT | 155 | $ 29,547,000 | $ 190,625 | $ 54,000 |
| Ogden-Clearfield, UT | 133 | $ 35,051,000 | $ 263,541 | $ 41,000 |
| Atlanta-Sandy Springs-Roswell, GA | 130 | $ 19,524,000 | $ 150,184 | $ 37,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 124 | $ 22,114,000 | $ 178,338 | $ 74,104 |
| Reading, PA | 122 | $ 11,703,000 | $ 95,926 | $ 75,000 |
| Lancaster, PA | 116 | $ 78,840,000 | $ 679,655 | $ 104,000 |
| New Haven-Milford, CT | 115 | $ 21,321,000 | $ 185,400 | $ 65,000 |
| Cumberland, MD-WV | 109 | $ 5,322,000 | $ 48,825 | $ 43,880 |
| Tacoma-Lakewood, WA | 107 | $ 28,721,000 | $ 268,420 | $ 63,000 |
| Kennewick-Richland, WA | 104 | $ 23,448,000 | $ 225,461 | $ 4,000 |
| Kingston, NY | 103 | $ 18,723,000 | $ 181,776 | $ 64,000 |
| Gettysburg, PA | 100 | $ 15,510,000 | $ 155,100 | $ 193,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 100 | $ 49,931,000 | $ 499,310 | $ 57,940 |
| Columbus, OH | 98 | $ 14,564,000 | $ 148,612 | $ 42,000 |
| Houston-The Woodlands-Sugar Land, TX | 96 | $ 12,137,000 | $ 126,427 | $ 37,000 |
| Riverside-San Bernardino-Ontario, CA | 95 | $ 19,286,000 | $ 203,010 | $ 56,000 |
| State College, PA | 87 | $ 11,920,000 | $ 137,011 | $ 82,000 |
| Bend-Redmond, OR | 86 | $ 21,858,000 | $ 254,162 | $ 19,000 |
| Cleveland-Elyria, OH | 86 | $ 21,807,000 | $ 253,569 | $ 36,000 |
| Prescott, AZ | 86 | $ 19,717,000 | $ 229,267 | $ 3,000 |
| St. George, UT | 85 | $ 18,191,000 | $ 214,011 | $ 15,000 |
| Warren-Troy-Farmington Hills, MI | 83 | $ 11,557,000 | $ 139,240 | $ 54,000 |
| Las Vegas-Henderson-Paradise, NV | 76 | $ 13,542,000 | $ 178,184 | $ 37,000 |
| Trenton, NJ | 75 | $ 16,226,000 | $ 216,346 | $ 73,000 |
| Los Angeles-Long Beach-Glendale, CA | 74 | $ 25,712,000 | $ 347,459 | $ 110,000 |
| Cambridge-Newton-Framingham, MA | 73 | $ 91,106,000 | $ 1,248,027 | $ 109,000 |
| Salem, OR | 73 | $ 15,497,000 | $ 212,287 | $ 33,000 |
| Tampa-St. Petersburg-Clearwater, FL | 72 | $ 13,799,000 | $ 191,652 | $ 60,000 |
| Miami-Miami Beach-Kendall, FL | 63 | $ 13,743,000 | $ 218,142 | $ 58,000 |
| Bloomsburg-Berwick, PA | 58 | $ 5,314,000 | $ 91,620 | $ 61,000 |
| Boston, MA | 58 | $ 52,029,000 | $ 897,051 | $ 149,000 |
| East Stroudsburg, PA | 58 | $ 7,927,000 | $ 136,672 | $ 60,000 |
| Pittsburgh, PA | 57 | $ 63,479,000 | $ 1,113,666 | $ 30,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 57 | $ 43,355,000 | $ 760,614 | $ 461,000 |
| Williamsport, PA | 57 | $ 7,395,000 | $ 129,736 | $ 51,000 |
| Worcester, MA-CT | 57 | $ 10,509,000 | $ 184,368 | $ 54,052 |
| Glens Falls, NY | 56 | $ 21,626,000 | $ 386,178 | $ 97,000 |
| Springfield, MA | 56 | $ 9,222,000 | $ 164,678 | $ 38,000 |
| St. Louis, MO-IL | 56 | $ 6,664,000 | $ 119,000 | $ 26,285 |
| Dallas-Plano-Irving, TX | 55 | $ 6,572,000 | $ 119,490 | $ 27,000 |
| Charlotte-Concord-Gastonia, NC-SC | 54 | $ 9,095,000 | $ 168,425 | $ 43,333 |
| San Antonio-New Braunfels, TX | 54 | $ 6,747,000 | $ 124,944 | $ 29,000 |
| Spokane-Spokane Valley, WA | 54 | $ 10,963,000 | $ 203,018 | $ 15,000 |
| Erie, PA | 53 | $ 6,738,000 | $ 127,132 | $ 54,000 |
| Providence-Warwick, RI-MA | 51 | $ 12,371,000 | $ 242,568 | $ 69,352 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 47 | $ 9,116,000 | $ 193,957 | $ 46,170 |
| Cincinnati, OH-KY-IN | 46 | $ 25,371,000 | $ 551,543 | $ 34,021 |
| Indianapolis-Carmel-Anderson, IN | 45 | $ 6,093,000 | $ 135,400 | $ 43,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 43 | $ 9,784,000 | $ 227,534 | $ 97,000 |
| Orlando-Kissimmee-Sanford, FL | 43 | $ 48,232,000 | $ 1,121,674 | $ 48,000 |
| Watertown-Fort Drum, NY | 42 | $ 7,719,000 | $ 183,785 | $ 66,000 |
| Detroit-Dearborn-Livonia, MI | 41 | $ 4,773,000 | $ 116,414 | $ 40,000 |
| Ithaca, NY | 41 | $ 10,615,000 | $ 258,902 | $ 71,000 |
| Kansas City, MO-KS | 41 | $ 5,610,000 | $ 136,829 | $ 22,292 |
| Lebanon, PA | 41 | $ 5,373,000 | $ 131,048 | $ 94,000 |
| San Diego-Carlsbad, CA | 36 | $ 11,405,000 | $ 316,805 | $ 72,000 |
| Atlantic City-Hammonton, NJ | 34 | $ 8,436,000 | $ 248,117 | $ 157,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 33 | $ 7,334,000 | $ 222,242 | $ 30,000 |
| Albany, OR | 32 | $ 6,631,000 | $ 207,218 | $ 13,000 |
| Longview, WA | 32 | $ 7,572,000 | $ 236,625 | $ 29,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 31 | $ 6,405,000 | $ 206,612 | $ 70,000 |
| Elmira, NY | 30 | $ 2,233,000 | $ 74,433 | $ 42,000 |
| Fort Worth-Arlington, TX | 30 | $ 3,419,000 | $ 113,966 | $ 29,000 |
| Jacksonville, FL | 30 | $ 4,426,000 | $ 147,533 | $ 23,000 |
| Oklahoma City, OK | 30 | $ 3,475,000 | $ 115,833 | $ 41,000 |
| Yakima, WA | 30 | $ 5,271,000 | $ 175,700 | $ 7,000 |
| Norwich-New London, CT | 29 | $ 5,802,000 | $ 200,068 | $ 58,000 |
| Ocean City, NJ | 29 | $ 15,564,000 | $ 536,689 | $ 304,000 |
| Charleston-North Charleston, SC | 28 | $ 43,302,000 | $ 1,546,500 | $ 49,000 |
| Portland-South Portland, ME | 28 | $ 5,098,000 | $ 182,071 | $ 48,000 |
| Vineland-Bridgeton, NJ | 28 | $ 6,899,000 | $ 246,392 | $ 24,000 |
| Anaheim-Santa Ana-Irvine, CA | 25 | $ 8,964,000 | $ 358,560 | $ 76,000 |
| Bakersfield, CA | 25 | $ 4,143,000 | $ 165,720 | $ 23,000 |
| Columbia, SC | 25 | $ 3,331,000 | $ 133,240 | $ 12,000 |
| Akron, OH | 24 | $ 2,757,000 | $ 114,875 | $ 36,000 |
| Cape Coral-Fort Myers, FL | 24 | $ 6,519,000 | $ 271,625 | $ 166,000 |
| Greeley, CO | 23 | $ 5,014,000 | $ 218,000 | $ 60,000 |
| Manchester-Nashua, NH | 23 | $ 4,583,000 | $ 199,260 | $ 76,000 |
| Medford, OR | 23 | $ 4,831,000 | $ 210,043 | $ 38,000 |
| New Orleans-Metairie, LA | 23 | $ 3,832,000 | $ 166,608 | $ 56,000 |
| Olympia-Tumwater, WA | 23 | $ 5,339,000 | $ 232,130 | $ 57,000 |
| Lakeland-Winter Haven, FL | 22 | $ 2,862,000 | $ 130,090 | $ 23,000 |
| Naples-Immokalee-Marco Island, FL | 21 | $ 9,629,000 | $ 458,523 | $ 212,000 |
| Albuquerque, NM | 20 | $ 2,460,000 | $ 123,000 | $ 15,000 |
| California-Lexington Park, MD | 20 | $ 2,624,000 | $ 131,200 | $ 61,000 |
| Johnstown, PA | 20 | $ 946,000 | $ 47,300 | $ 47,000 |
| Louisville/Jefferson County, KY-IN | 20 | $ 2,446,000 | $ 122,300 | $ 21,200 |
| Memphis, TN-MS-AR | 20 | $ 2,311,000 | $ 115,550 | $ 18,050 |
| North Port-Sarasota-Bradenton, FL | 20 | $ 4,737,000 | $ 236,850 | $ 241,000 |
| Reno, NV | 20 | $ 3,351,000 | $ 167,550 | $ 44,000 |
| Austin-Round Rock, TX | 19 | $ 2,440,000 | $ 128,421 | $ 38,000 |
| Colorado Springs, CO | 19 | $ 38,835,000 | $ 2,043,947 | $ 48,000 |
| Milwaukee-Waukesha-West Allis, WI | 19 | $ 3,170,000 | $ 166,842 | $ 50,000 |
| Oakland-Hayward-Berkeley, CA | 19 | $ 5,976,000 | $ 314,526 | $ 71,000 |
| Rockingham County-Strafford County, NH | 19 | $ 4,620,000 | $ 243,157 | $ 73,000 |
| Dayton, OH | 18 | $ 1,774,000 | $ 98,555 | $ 36,000 |
| Eugene, OR | 18 | $ 3,862,000 | $ 214,555 | $ 36,000 |
| Port St. Lucie, FL | 18 | $ 2,703,000 | $ 150,166 | $ 47,000 |
| Fresno, CA | 17 | $ 2,893,000 | $ 170,176 | $ 43,000 |
| Tucson, AZ | 17 | $ 2,419,000 | $ 142,294 | $ 13,000 |
| Winchester, VA-WV | 17 | $ 3,146,000 | $ 185,058 | $ 67,882 |
| Coeur D'Alene, ID | 16 | $ 3,188,000 | $ 199,250 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 16 | $ 2,195,000 | $ 137,187 | $ 24,000 |
| Lake County-Kenosha County, IL-WI | 15 | $ 2,613,000 | $ 174,200 | $ 39,200 |
| Vallejo-Fairfield, CA | 15 | $ 3,999,000 | $ 266,600 | $ 53,000 |
| Winston-Salem, NC | 15 | $ 1,936,000 | $ 129,066 | $ 41,000 |
| Boise City, ID | 14 | $ 1,856,000 | $ 132,571 | $ 31,000 |
| Gary, IN | 14 | $ 1,868,000 | $ 133,428 | $ 17,000 |
| Tulsa, OK | 14 | $ 1,478,000 | $ 105,571 | $ 49,000 |
| Bremerton-Silverdale, WA | 13 | $ 4,070,000 | $ 313,076 | $ 109,000 |
| Fort Collins, CO | 13 | $ 2,745,000 | $ 211,153 | $ 92,000 |
| Little Rock-North Little Rock-Conway, AR | 13 | $ 1,574,000 | $ 121,076 | $ 11,000 |
| Raleigh, NC | 13 | $ 1,717,000 | $ 132,076 | $ 29,000 |
| Baton Rouge, LA | 12 | $ 1,760,000 | $ 146,666 | $ 52,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 12 | $ 2,427,000 | $ 202,250 | $ 122,000 |
| Flint, MI | 12 | $ 1,218,000 | $ 101,500 | $ 18,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 1,629,000 | $ 135,750 | $ 47,666 |
| Stockton-Lodi, CA | 12 | $ 2,030,000 | $ 169,166 | $ 41,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 1,202,000 | $ 100,166 | $ 26,333 |
| Birmingham-Hoover, AL | 11 | $ 1,504,000 | $ 136,727 | $ 18,000 |
| Canton-Massillon, OH | 11 | $ 1,346,000 | $ 122,363 | $ 35,000 |
| Elgin, IL | 11 | $ 1,972,000 | $ 179,272 | $ 35,000 |
| Idaho Falls, ID | 11 | $ 2,085,000 | $ 189,545 | $ 65,000 |
| Chattanooga, TN-GA | 10 | $ 1,443,000 | $ 144,300 | $ 45,500 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 1,416,000 | $ 141,600 | $ 68,000 |
| Montgomery, AL | 10 | $ 1,273,000 | $ 127,300 | $ 4,000 |
| Boulder, CO | 9 | $ 2,689,000 | $ 298,777 | $ 138,000 |
| Charlottesville, VA | 9 | $ 1,294,000 | $ 143,777 | $ 43,000 |
| Fayetteville, NC | 9 | $ 1,039,000 | $ 115,444 | $ 11,000 |
| Lewiston-Auburn, ME | 9 | $ 1,444,000 | $ 160,444 | $ 46,000 |
| Shreveport-Bossier City, LA | 9 | $ 1,010,000 | $ 112,222 | $ 27,000 |
| Visalia-Porterville, CA | 9 | $ 1,613,000 | $ 179,222 | $ 22,000 |
| Wichita, KS | 9 | $ 1,084,000 | $ 120,444 | $ 87,000 |
| Asheville, NC | 8 | $ 1,915,000 | $ 239,375 | $ 115,000 |
| Gainesville, FL | 8 | $ 11,200,000 | $ 1,400,000 | $ 50,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 908,000 | $ 113,500 | $ 32,000 |
| Harrisonburg, VA | 8 | $ 1,053,000 | $ 131,625 | $ 35,000 |
| McAllen-Edinburg-Mission, TX | 8 | $ 993,000 | $ 124,125 | $ 25,000 |
| Merced, CA | 8 | $ 1,542,000 | $ 192,750 | $ 50,000 |
| Mobile, AL | 8 | $ 835,000 | $ 104,375 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 991,000 | $ 123,875 | $ 23,250 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 875,000 | $ 109,375 | $ 0 |
| Racine, WI | 8 | $ 960,000 | $ 120,000 | $ 22,000 |
| Santa Fe, NM | 8 | $ 3,674,000 | $ 459,250 | $ 374,000 |
| St. Cloud, MN | 8 | $ 1,382,000 | $ 172,750 | $ 0 |
| Toledo, OH | 8 | $ 937,000 | $ 117,125 | $ 60,000 |
| El Paso, TX | 7 | $ 813,000 | $ 116,142 | $ 0 |
| Greensboro-High Point, NC | 7 | $ 998,000 | $ 142,571 | $ 59,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 7,816,000 | $ 1,116,571 | $ 33,000 |
| Killeen-Temple, TX | 7 | $ 837,000 | $ 119,571 | $ 17,000 |
| Ocala, FL | 7 | $ 1,285,000 | $ 183,571 | $ 122,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 2,854,000 | $ 407,714 | $ 129,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 7 | $ 3,358,000 | $ 479,714 | $ 130,000 |
| Tallahassee, FL | 7 | $ 26,849,000 | $ 3,835,571 | $ 3,000 |
| Urban Honolulu, HI | 7 | $ 2,428,000 | $ 346,857 | $ 88,000 |
| Battle Creek, MI | 6 | $ 363,000 | $ 60,500 | $ 25,000 |
| Des Moines-West Des Moines, IA | 6 | $ 834,000 | $ 139,000 | $ 27,000 |
| Homosassa Springs, FL | 6 | $ 739,000 | $ 123,166 | $ 23,000 |
| Huntsville, AL | 6 | $ 627,000 | $ 104,500 | $ 20,000 |
| Jackson, MS | 6 | $ 542,000 | $ 90,333 | $ 0 |
| Lansing-East Lansing, MI | 6 | $ 638,000 | $ 106,333 | $ 37,000 |
| Madison, WI | 6 | $ 964,000 | $ 160,666 | $ 28,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 5,157,000 | $ 859,500 | $ 455,000 |
| Savannah, GA | 6 | $ 3,699,000 | $ 616,500 | $ 6,000 |
| Springfield, MO | 6 | $ 719,000 | $ 119,833 | $ 14,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 511,000 | $ 102,200 | $ 69,000 |
| Cedar Rapids, IA | 5 | $ 616,000 | $ 123,200 | $ 28,000 |
| Columbus, GA-AL | 5 | $ 639,000 | $ 127,800 | $ 13,000 |
| Corpus Christi, TX | 5 | $ 696,000 | $ 139,200 | $ 0 |
| Daphne-Fairhope-Foley, AL | 5 | $ 785,000 | $ 157,000 | $ 62,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 478,000 | $ 95,600 | $ 37,000 |
| Grants Pass, OR | 5 | $ 823,000 | $ 164,600 | $ 59,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 696,000 | $ 139,200 | $ 19,000 |
| Jacksonville, NC | 5 | $ 799,000 | $ 159,800 | $ 28,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 455,000 | $ 91,000 | $ 24,800 |
| Lafayette, LA | 5 | $ 720,000 | $ 144,000 | $ 42,000 |
| Missoula, MT | 5 | $ 1,165,000 | $ 233,000 | $ 74,000 |
| Modesto, CA | 5 | $ 906,000 | $ 181,200 | $ 39,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 637,000 | $ 127,400 | $ 48,000 |
| Pueblo, CO | 5 | $ 574,000 | $ 114,800 | $ 44,000 |
| Punta Gorda, FL | 5 | $ 866,000 | $ 173,200 | $ 80,000 |
| Roanoke, VA | 5 | $ 931,000 | $ 186,200 | $ 80,000 |
| Saginaw, MI | 5 | $ 477,000 | $ 95,400 | $ 25,000 |
| Salinas, CA | 5 | $ 1,715,000 | $ 343,000 | $ 89,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 772,000 | $ 154,400 | $ 30,000 |
| Bangor, ME | 4 | $ 358,000 | $ 89,500 | $ 4,000 |
| Bellingham, WA | 4 | $ 1,037,000 | $ 259,250 | $ 117,000 |
| Brunswick, GA | 4 | $ 1,057,000 | $ 264,250 | $ 13,000 |
| Clarksville, TN-KY | 4 | $ 492,000 | $ 123,000 | $ 0 |
| Durham-Chapel Hill, NC | 4 | $ 639,000 | $ 159,750 | $ 28,000 |
| Elizabethtown-Fort Knox, KY | 4 | $ 490,000 | $ 122,500 | $ 34,000 |
| Elkhart-Goshen, IN | 4 | $ 544,000 | $ 136,000 | $ 72,000 |
| Green Bay, WI | 4 | $ 526,000 | $ 131,500 | $ 33,000 |
| Las Cruces, NM | 4 | $ 426,000 | $ 106,500 | $ 7,000 |
| Lawton, OK | 4 | $ 676,000 | $ 169,000 | $ 13,000 |
| Lewiston, ID-WA | 4 | $ 697,000 | $ 174,250 | $ 0 |
| Lexington-Fayette, KY | 4 | $ 668,000 | $ 167,000 | $ 1,000 |
| Macon, GA | 4 | $ 403,000 | $ 100,750 | $ 0 |
| Morgantown, WV | 4 | $ 613,000 | $ 153,250 | $ 65,000 |
| Panama City, FL | 4 | $ 619,000 | $ 154,750 | $ 113,000 |
| Pittsfield, MA | 4 | $ 2,039,000 | $ 509,750 | $ 234,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 1,568,000 | $ 392,000 | $ 27,000 |
| San Rafael, CA | 4 | $ 1,405,000 | $ 351,250 | $ 105,000 |
| Santa Rosa, CA | 4 | $ 1,009,000 | $ 252,250 | $ 11,000 |
| Staunton-Waynesboro, VA | 4 | $ 685,000 | $ 171,250 | $ 51,000 |
| Topeka, KS | 4 | $ 343,000 | $ 85,750 | $ 11,000 |
| Anchorage, AK | 3 | $ 561,000 | $ 187,000 | $ 0 |
| Ann Arbor, MI | 3 | $ 395,000 | $ 131,666 | $ 49,000 |
| Athens-Clarke County, GA | 3 | $ 565,000 | $ 188,333 | $ 45,000 |
| Barnstable Town, MA | 3 | $ 584,000 | $ 194,666 | $ 90,000 |
| Billings, MT | 3 | $ 492,000 | $ 164,000 | $ 88,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 332,000 | $ 110,666 | $ 11,000 |
| Burlington, NC | 3 | $ 458,000 | $ 152,666 | $ 51,000 |
| Chico, CA | 3 | $ 719,000 | $ 239,666 | $ 39,000 |
| Columbia, MO | 3 | $ 292,000 | $ 97,333 | $ 37,000 |
| Corvallis, OR | 3 | $ 730,000 | $ 243,333 | $ 82,000 |
| Decatur, IL | 3 | $ 166,000 | $ 55,333 | $ 0 |
| Flagstaff, AZ | 3 | $ 1,189,000 | $ 396,333 | $ 171,000 |
| Fort Wayne, IN | 3 | $ 541,000 | $ 180,333 | $ 95,000 |
| Gainesville, GA | 3 | $ 329,000 | $ 109,666 | $ 22,000 |
| Grand Junction, CO | 3 | $ 721,000 | $ 240,333 | $ 29,000 |
| Hinesville, GA | 3 | $ 492,000 | $ 164,000 | $ 0 |
| Janesville-Beloit, WI | 3 | $ 294,000 | $ 98,000 | $ 0 |
| Kokomo, IN | 3 | $ 153,000 | $ 51,000 | $ 11,000 |
| Lima, OH | 3 | $ 258,000 | $ 86,000 | $ 0 |
| Lynchburg, VA | 3 | $ 591,000 | $ 197,000 | $ 52,000 |
| Madera, CA | 3 | $ 515,000 | $ 171,666 | $ 67,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 685,000 | $ 228,333 | $ 56,000 |
| Redding, CA | 3 | $ 482,000 | $ 160,666 | $ 24,000 |
| Rockford, IL | 3 | $ 258,000 | $ 86,000 | $ 0 |
| Sebastian-Vero Beach, FL | 3 | $ 906,000 | $ 302,000 | $ 222,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 315,000 | $ 105,000 | $ 47,000 |
| Waco, TX | 3 | $ 325,000 | $ 108,333 | $ 27,000 |
| Walla Walla, WA | 3 | $ 950,000 | $ 316,666 | $ 0 |
| Wheeling, WV-OH | 3 | $ 296,000 | $ 98,666 | $ 8,666 |
| Abilene, TX | 2 | $ 233,000 | $ 116,500 | $ 0 |
| Albany, GA | 2 | $ 161,000 | $ 80,500 | $ 54,000 |
| Amarillo, TX | 2 | $ 199,000 | $ 99,500 | $ 45,000 |
| Appleton, WI | 2 | $ 229,000 | $ 114,500 | $ 20,000 |
| Bay City, MI | 2 | $ 112,000 | $ 56,000 | $ 35,000 |
| Brownsville-Harlingen, TX | 2 | $ 239,000 | $ 119,500 | $ 47,000 |
| Burlington-South Burlington, VT | 2 | $ 8,902,000 | $ 4,451,000 | $ 33,000 |
| Charleston, WV | 2 | $ 247,000 | $ 123,500 | $ 0 |
| Cheyenne, WY | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
| Dalton, GA | 2 | $ 295,000 | $ 147,500 | $ 53,000 |
| Dothan, AL | 2 | $ 270,000 | $ 135,000 | $ 46,000 |
| Dubuque, IA | 2 | $ 397,000 | $ 198,500 | $ 110,000 |
| El Centro, CA | 2 | $ 237,000 | $ 118,500 | $ 59,000 |
| Evansville, IN-KY | 2 | $ 187,000 | $ 93,500 | $ 39,000 |
| Florence-Muscle Shoals, AL | 2 | $ 335,000 | $ 167,500 | $ 50,000 |
| Goldsboro, NC | 2 | $ 416,000 | $ 208,000 | $ 108,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 243,000 | $ 121,500 | $ 24,500 |
| Jefferson City, MO | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Knoxville, TN | 2 | $ 225,000 | $ 112,500 | $ 116,000 |
| Lawrence, KS | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Logan, UT-ID | 2 | $ 285,000 | $ 142,500 | $ 44,000 |
| Longview, TX | 2 | $ 181,000 | $ 90,500 | $ 27,000 |
| Mansfield, OH | 2 | $ 164,000 | $ 82,000 | $ 22,000 |
| Monroe, MI | 2 | $ 249,000 | $ 124,500 | $ 18,000 |
| Odessa, TX | 2 | $ 238,000 | $ 119,000 | $ 47,000 |
| Parkersburg-Vienna, WV | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Rocky Mount, NC | 2 | $ 267,000 | $ 133,500 | $ 0 |
| Spartanburg, SC | 2 | $ 154,000 | $ 77,000 | $ 41,000 |
| Springfield, OH | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Tuscaloosa, AL | 2 | $ 247,000 | $ 123,500 | $ 0 |
| Valdosta, GA | 2 | $ 156,000 | $ 78,000 | $ 51,000 |
| Wilmington, NC | 2 | $ 253,000 | $ 126,500 | $ 0 |
| Yuba City, CA | 2 | $ 388,000 | $ 194,000 | $ 20,000 |
| Yuma, AZ | 2 | $ 233,000 | $ 116,500 | $ 10,000 |
| Alexandria, LA | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 98,000 | $ 98,000 | $ 72,000 |
| Auburn-Opelika, AL | 1 | $ 110,000 | $ 110,000 | $ 79,000 |
| Beaumont-Port Arthur, TX | 1 | $ 63,000 | $ 63,000 | $ 132,000 |
| Beckley, WV | 1 | $ 84,000 | $ 84,000 | $ 56,000 |
| Bismarck, ND | 1 | $ 162,000 | $ 162,000 | $ 100,000 |
| Bloomington, IL | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Bowling Green, KY | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Cape Girardeau, MO-IL | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Carson City, NV | 1 | $ 322,000 | $ 322,000 | $ 166,000 |
| Casper, WY | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Champaign-Urbana, IL | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Cleveland, TN | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Danville, IL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Fairbanks, AK | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Farmington, NM | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Gadsden, AL | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Grand Island, NE | 1 | $ 281,000 | $ 281,000 | $ 166,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 160,000 | $ 160,000 | $ 85,000 |
| Hammond, LA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Hot Springs, AR | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Houma-Thibodaux, LA | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Jackson, MI | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
| Johnson City, TN | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Jonesboro, AR | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Joplin, MO | 1 | $ 112,000 | $ 112,000 | $ 131,000 |
| Kalamazoo-Portage, MI | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Kankakee, IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Laredo, TX | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lincoln, NE | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Midland, TX | 1 | $ 97,000 | $ 97,000 | $ 120,000 |
| Monroe, LA | 1 | $ 29,000 | $ 29,000 | $ 99,000 |
| Napa, CA | 1 | $ 360,000 | $ 360,000 | $ 139,000 |
| New Bern, NC | 1 | $ 62,000 | $ 62,000 | $ 54,000 |
| Owensboro, KY | 1 | $ 118,000 | $ 118,000 | $ 108,000 |
| Peoria, IL | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Rapid City, SD | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Rochester, MN | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 578,000 | $ 578,000 | $ 311,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Sheboygan, WI | 1 | $ 160,000 | $ 160,000 | $ 68,000 |
| Sherman-Denison, TX | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Sioux Falls, SD | 1 | $ 212,000 | $ 212,000 | $ 105,000 |
| Terre Haute, IN | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Tyler, TX | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Warner Robins, GA | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Wausau, WI | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Wenatchee, WA | 1 | $ 263,000 | $ 263,000 | $ 137,000 |
| Wichita Falls, TX | 1 | $ 56,000 | $ 56,000 | $ 0 |
Mortgage Loan Application Detail Totals for M&T Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,509 | $5,444,983,000 | $310,000 | $95,000,000 | $67,000 | $9,999,000 |
| Refinancing | 10,729 | $2,536,243,000 | $236,000 | $38,500,000 | $82,000 | $8,473,000 |
| Home Improvement | 5,048 | $317,517,000 | $62,000 | $54,000,000 | $63,000 | $2,550,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,246 | $2,774,405,000 | $170,000 | $18,275,000 | $94,000 | $9,999,000 |
| Not applicable | 10,647 | $4,542,582,000 | $426,000 | $95,000,000 | $33,000 | $1,649,000 |
| Black or African American | 2,238 | $273,683,000 | $122,000 | $1,360,000 | $56,000 | $1,014,000 |
| Not Provided | 1,916 | $319,181,000 | $166,000 | $7,200,000 | $101,000 | $2,160,000 |
| Hispanic | 1,308 | $189,635,000 | $144,000 | $950,000 | $54,000 | $536,000 |
| Asian | 755 | $177,723,000 | $235,000 | $2,000,000 | $112,000 | $1,644,000 |
| American Indian or Alaskan Native | 114 | $11,279,000 | $98,000 | $880,000 | $56,000 | $247,000 |
| Native Hawaiin or Other Pacific Islander | 62 | $10,255,000 | $165,000 | $455,000 | $60,000 | $295,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,635 | $6,322,517,000 | $267,000 | $95,000,000 | $78,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 8,594 | $1,770,488,000 | $206,000 | $926,000 | $53,000 | $1,560,000 |
| VA-guaranteed (Veterans Administration) | 794 | $162,879,000 | $205,000 | $981,000 | $50,000 | $420,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 263 | $42,859,000 | $162,000 | $365,000 | $49,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,997 | $5,789,951,000 | $304,000 | $95,000,000 | $77,000 | $9,999,000 |
| Loan Purchased By The Institution | 6,754 | $1,386,086,000 | $205,000 | $926,000 | $52,000 | $1,649,000 |
| Application Denied By Financial Institution | 4,621 | $461,865,000 | $99,000 | $7,200,000 | $64,000 | $2,019,000 |
| Application Withdrawn By Applicant | 1,460 | $349,011,000 | $239,000 | $5,200,000 | $108,000 | $3,000,000 |
| Application Approved But Not Accepted | 1,021 | $229,619,000 | $224,000 | $10,000,000 | $77,000 | $1,758,000 |
| File Closed For Incompleteness | 373 | $67,523,000 | $181,000 | $1,800,000 | $60,000 | $1,114,000 |
| Preapproval Denied by Financial Institution | 60 | $14,688,000 | $244,000 | $3,500,000 | $89,000 | $2,160,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About