M&T Bank Mortgage Lending & HMDA Data, 2023
In 2023, M&T Bank of Buffalo, NY reported 32,719 mortgage applications totaling $6.8 billion, down 33% from 2022. The average application was for $209,190, and applicants reported an average income of $143,353. 54% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (3,494), Baltimore-Columbia-Towson, MD (2,389) and New York-Jersey City-White Plains, NY-NJ (2,205) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 32,719 |
| Total Mortgage Loan Application Amount | $6,844,505,000 |
| Average Mortgage Loan Application Amount | $209,190 |
| Highest Mortgage Loan Application Amount | $93,005,000 |
| Average Applicant Income | $143,353 |
| Highest Applicant Income | $8,571,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie, New York | 3,046 | $ 475,810,000 | $ 156,208 | $ 121,000 |
| Fairfield, Connecticut | 1,153 | $ 308,895,000 | $ 267,905 | $ 215,000 |
| Baltimore, Maryland | 887 | $ 133,005,000 | $ 149,949 | $ 127,000 |
| Suffolk, New York | 878 | $ 211,290,000 | $ 240,649 | $ 175,000 |
| Monroe, New York | 777 | $ 89,065,000 | $ 114,626 | $ 98,000 |
| Hartford, Connecticut | 751 | $ 167,365,000 | $ 222,856 | $ 142,000 |
| York, Pennsylvania | 721 | $ 110,825,000 | $ 153,710 | $ 109,000 |
| New Haven, Connecticut | 621 | $ 104,865,000 | $ 168,864 | $ 138,000 |
| Onondaga, New York | 550 | $ 68,180,000 | $ 123,963 | $ 101,000 |
| Baltimore City, Maryland | 529 | $ 66,655,000 | $ 126,001 | $ 81,000 |
| New Castle, Delaware | 465 | $ 77,195,000 | $ 166,010 | $ 141,000 |
| Sussex, Delaware | 454 | $ 162,190,000 | $ 357,246 | $ 116,000 |
| Niagara, New York | 448 | $ 60,720,000 | $ 135,535 | $ 103,000 |
| Westchester, New York | 438 | $ 127,160,000 | $ 290,319 | $ 204,000 |
| Broome, New York | 390 | $ 41,840,000 | $ 107,282 | $ 86,000 |
| Nassau, New York | 390 | $ 121,460,000 | $ 311,435 | $ 227,000 |
| Montgomery, Maryland | 367 | $ 110,695,000 | $ 301,621 | $ 187,000 |
| Luzerne, Pennsylvania | 349 | $ 40,785,000 | $ 116,862 | $ 93,000 |
| Anne Arundel, Maryland | 340 | $ 58,340,000 | $ 171,588 | $ 176,000 |
| Bergen, New Jersey | 337 | $ 92,865,000 | $ 275,563 | $ 207,000 |
| Orange, New York | 326 | $ 60,860,000 | $ 186,687 | $ 140,000 |
| Prince George's, Maryland | 291 | $ 40,005,000 | $ 137,474 | $ 112,000 |
| Queens, New York | 283 | $ 71,785,000 | $ 253,657 | $ 129,000 |
| Chautauqua, New York | 279 | $ 30,285,000 | $ 108,548 | $ 92,000 |
| Hampden, Massachusetts | 267 | $ 34,505,000 | $ 129,232 | $ 101,000 |
| Essex, New Jersey | 265 | $ 66,645,000 | $ 251,490 | $ 137,000 |
| Dutchess, New York | 255 | $ 54,575,000 | $ 214,019 | $ 143,000 |
| Kings, New York | 253 | $ 97,895,000 | $ 386,936 | $ 208,000 |
| Franklin, Pennsylvania | 253 | $ 29,635,000 | $ 117,134 | $ 101,000 |
| Middlesex, Massachusetts | 248 | $ 146,030,000 | $ 588,830 | $ 302,000 |
| Harford, Maryland | 242 | $ 37,390,000 | $ 154,504 | $ 136,000 |
| Berks, Pennsylvania | 239 | $ 27,595,000 | $ 115,460 | $ 86,000 |
| Schuylkill, Pennsylvania | 236 | $ 18,950,000 | $ 80,296 | $ 72,000 |
| Ocean, New Jersey | 214 | $ 44,520,000 | $ 208,037 | $ 147,000 |
| Tolland, Connecticut | 208 | $ 27,230,000 | $ 130,913 | $ 117,000 |
| Middlesex, New Jersey | 199 | $ 44,515,000 | $ 223,693 | $ 146,000 |
| Fairfax, Virginia | 195 | $ 89,795,000 | $ 460,487 | $ 254,000 |
| Rockland, New York | 193 | $ 85,495,000 | $ 442,979 | $ 179,000 |
| Monmouth, New Jersey | 188 | $ 52,480,000 | $ 279,148 | $ 206,000 |
| Essex, Massachusetts | 183 | $ 45,905,000 | $ 250,846 | $ 171,000 |
| Frederick, Maryland | 182 | $ 32,870,000 | $ 180,604 | $ 142,000 |
| Kent, Delaware | 179 | $ 21,835,000 | $ 121,983 | $ 98,000 |
| Cumberland, Pennsylvania | 179 | $ 24,705,000 | $ 138,016 | $ 95,000 |
| Carroll, Maryland | 178 | $ 27,950,000 | $ 157,022 | $ 135,000 |
| Lancaster, Pennsylvania | 178 | $ 24,620,000 | $ 138,314 | $ 95,000 |
| Howard, Maryland | 175 | $ 45,105,000 | $ 257,742 | $ 181,000 |
| Oneida, New York | 175 | $ 20,575,000 | $ 117,571 | $ 86,000 |
| Albany, New York | 160 | $ 28,270,000 | $ 176,687 | $ 131,000 |
| Dauphin, Pennsylvania | 160 | $ 18,320,000 | $ 114,500 | $ 108,000 |
| Washington, Maryland | 159 | $ 20,045,000 | $ 126,069 | $ 87,000 |
| New London, Connecticut | 158 | $ 20,990,000 | $ 132,848 | $ 138,000 |
| Philadelphia, Pennsylvania | 154 | $ 21,410,000 | $ 139,025 | $ 110,000 |
| Union, New Jersey | 153 | $ 38,605,000 | $ 252,320 | $ 165,000 |
| Richmond, New York | 152 | $ 41,200,000 | $ 271,052 | $ 125,000 |
| Passaic, New Jersey | 144 | $ 29,820,000 | $ 207,083 | $ 128,000 |
| Loudoun, Virginia | 143 | $ 50,715,000 | $ 354,650 | $ 206,000 |
| Suffolk, Massachusetts | 136 | $ 90,870,000 | $ 668,161 | $ 355,000 |
| Bronx, New York | 134 | $ 29,810,000 | $ 222,462 | $ 117,000 |
| Ulster, New York | 134 | $ 20,780,000 | $ 155,074 | $ 117,000 |
| District of Columbia, District Of Columbia | 132 | $ 53,600,000 | $ 406,060 | $ 242,000 |
| Genesee, New York | 132 | $ 13,960,000 | $ 105,757 | $ 95,000 |
| Norfolk, Massachusetts | 127 | $ 85,415,000 | $ 672,559 | $ 335,000 |
| Worcester, Massachusetts | 127 | $ 21,305,000 | $ 167,755 | $ 126,000 |
| Morris, New Jersey | 125 | $ 29,075,000 | $ 232,600 | $ 198,000 |
| Rockingham, New Hampshire | 124 | $ 33,160,000 | $ 267,419 | $ 177,000 |
| Northumberland, Pennsylvania | 122 | $ 8,800,000 | $ 72,131 | $ 68,000 |
| Hudson, New Jersey | 121 | $ 37,455,000 | $ 309,545 | $ 177,000 |
| Blair, Pennsylvania | 112 | $ 10,500,000 | $ 93,750 | $ 83,000 |
| Hillsborough, New Hampshire | 111 | $ 23,145,000 | $ 208,513 | $ 138,000 |
| Adams, Pennsylvania | 108 | $ 14,670,000 | $ 135,833 | $ 121,000 |
| Burlington, New Jersey | 107 | $ 17,985,000 | $ 168,084 | $ 131,000 |
| Litchfield, Connecticut | 106 | $ 17,330,000 | $ 163,490 | $ 119,000 |
| Camden, New Jersey | 105 | $ 13,835,000 | $ 131,761 | $ 91,000 |
| Cayuga, New York | 105 | $ 11,095,000 | $ 105,666 | $ 89,000 |
| Middlesex, Connecticut | 103 | $ 20,065,000 | $ 194,805 | $ 132,000 |
| Saratoga, New York | 103 | $ 21,015,000 | $ 204,029 | $ 148,000 |
| Wicomico, Maryland | 102 | $ 10,920,000 | $ 107,058 | $ 103,000 |
| Chittenden, Vermont | 100 | $ 58,060,000 | $ 580,600 | $ 197,000 |
| Prince William, Virginia | 100 | $ 25,210,000 | $ 252,100 | $ 150,000 |
| York, Maine | 98 | $ 18,850,000 | $ 192,346 | $ 155,000 |
| Chester, Pennsylvania | 94 | $ 21,550,000 | $ 229,255 | $ 184,000 |
| Cattaraugus, New York | 93 | $ 10,245,000 | $ 110,161 | $ 121,000 |
| Tioga, New York | 90 | $ 8,430,000 | $ 93,666 | $ 95,000 |
| Montgomery, Pennsylvania | 89 | $ 21,835,000 | $ 245,337 | $ 217,000 |
| Delaware, Pennsylvania | 87 | $ 18,775,000 | $ 215,804 | $ 232,000 |
| Wyoming, New York | 84 | $ 7,910,000 | $ 94,166 | $ 85,000 |
| Bucks, Pennsylvania | 84 | $ 19,700,000 | $ 234,523 | $ 209,000 |
| Centre, Pennsylvania | 84 | $ 12,340,000 | $ 146,904 | $ 109,000 |
| Cumberland, Maine | 83 | $ 20,035,000 | $ 241,385 | $ 192,000 |
| Charles, Maryland | 82 | $ 10,450,000 | $ 127,439 | $ 133,000 |
| Windham, Vermont | 81 | $ 14,685,000 | $ 181,296 | $ 116,000 |
| Schenectady, New York | 80 | $ 11,220,000 | $ 140,250 | $ 95,000 |
| Orleans, New York | 79 | $ 7,255,000 | $ 91,835 | $ 73,000 |
| New York, New York | 76 | $ 107,490,000 | $ 1,414,342 | $ 493,000 |
| Plymouth, Massachusetts | 75 | $ 28,525,000 | $ 380,333 | $ 244,000 |
| Rensselaer, New York | 75 | $ 10,455,000 | $ 139,400 | $ 108,000 |
| Cook, Illinois | 74 | $ 15,990,000 | $ 216,081 | $ 108,000 |
| Somerset, New Jersey | 74 | $ 23,540,000 | $ 318,108 | $ 185,000 |
| Putnam, New York | 74 | $ 17,370,000 | $ 234,729 | $ 154,000 |
| Tompkins, New York | 74 | $ 16,920,000 | $ 228,648 | $ 139,000 |
| Worcester, Maryland | 73 | $ 11,415,000 | $ 156,369 | $ 165,000 |
| Palm Beach, Florida | 72 | $ 77,520,000 | $ 1,076,666 | $ 571,000 |
| Cecil, Maryland | 72 | $ 12,780,000 | $ 177,500 | $ 118,000 |
| Ontario, New York | 71 | $ 9,525,000 | $ 134,154 | $ 233,000 |
| Broward, Florida | 70 | $ 18,810,000 | $ 268,714 | $ 205,000 |
| Columbia, Pennsylvania | 70 | $ 7,020,000 | $ 100,285 | $ 93,000 |
| Herkimer, New York | 69 | $ 7,455,000 | $ 108,043 | $ 90,000 |
| Lycoming, Pennsylvania | 68 | $ 6,450,000 | $ 94,852 | $ 74,000 |
| Allegany, Maryland | 67 | $ 6,255,000 | $ 93,358 | $ 73,000 |
| Garrett, Maryland | 67 | $ 9,955,000 | $ 148,582 | $ 98,000 |
| Cheshire, New Hampshire | 66 | $ 9,690,000 | $ 146,818 | $ 126,000 |
| Sullivan, New York | 66 | $ 12,580,000 | $ 190,606 | $ 116,000 |
| Wayne, New York | 66 | $ 7,520,000 | $ 113,939 | $ 117,000 |
| Lebanon, Pennsylvania | 64 | $ 7,400,000 | $ 115,625 | $ 79,000 |
| Lehigh, Pennsylvania | 61 | $ 8,055,000 | $ 132,049 | $ 102,000 |
| Oswego, New York | 59 | $ 5,375,000 | $ 91,101 | $ 84,000 |
| Livingston, New York | 57 | $ 6,385,000 | $ 112,017 | $ 128,000 |
| Monroe, Pennsylvania | 55 | $ 7,535,000 | $ 137,000 | $ 118,000 |
| Stafford, Virginia | 54 | $ 23,560,000 | $ 436,296 | $ 191,000 |
| Maricopa, Arizona | 53 | $ 16,145,000 | $ 304,622 | $ 148,000 |
| Madison, New York | 53 | $ 6,415,000 | $ 121,037 | $ 108,000 |
| Miami-Dade, Florida | 49 | $ 13,835,000 | $ 282,346 | $ 232,000 |
| Windsor, Vermont | 49 | $ 9,305,000 | $ 189,897 | $ 143,000 |
| Calvert, Maryland | 48 | $ 9,590,000 | $ 199,791 | $ 160,000 |
| Mercer, New Jersey | 48 | $ 9,630,000 | $ 200,625 | $ 166,000 |
| Northampton, Pennsylvania | 47 | $ 7,535,000 | $ 160,319 | $ 128,000 |
| Bristol, Massachusetts | 45 | $ 11,535,000 | $ 256,333 | $ 120,000 |
| Henrico, Virginia | 45 | $ 8,735,000 | $ 194,111 | $ 143,000 |
| Clark, Nevada | 44 | $ 19,910,000 | $ 452,500 | $ 211,000 |
| Rutland, Vermont | 44 | $ 6,800,000 | $ 154,545 | $ 107,000 |
| Gloucester, New Jersey | 43 | $ 7,015,000 | $ 163,139 | $ 109,000 |
| Allegheny, Pennsylvania | 43 | $ 3,865,000 | $ 89,883 | $ 87,000 |
| Lackawanna, Pennsylvania | 43 | $ 4,155,000 | $ 96,627 | $ 74,000 |
| Bedford, Pennsylvania | 42 | $ 3,630,000 | $ 86,428 | $ 72,000 |
| Union, Pennsylvania | 42 | $ 5,330,000 | $ 126,904 | $ 96,000 |
| Windham, Connecticut | 41 | $ 4,275,000 | $ 104,268 | $ 92,000 |
| Orange, Florida | 41 | $ 8,245,000 | $ 201,097 | $ 163,000 |
| Hillsborough, Florida | 39 | $ 10,475,000 | $ 268,589 | $ 174,000 |
| Steuben, New York | 39 | $ 3,885,000 | $ 99,615 | $ 87,000 |
| Chesterfield, Virginia | 39 | $ 4,675,000 | $ 119,871 | $ 92,000 |
| Berkeley, West Virginia | 39 | $ 4,635,000 | $ 118,846 | $ 110,000 |
| Queen Anne's, Maryland | 38 | $ 7,070,000 | $ 186,052 | $ 193,000 |
| Barnstable, Massachusetts | 38 | $ 24,170,000 | $ 636,052 | $ 458,000 |
| Chemung, New York | 38 | $ 6,050,000 | $ 159,210 | $ 113,000 |
| Bradford, Pennsylvania | 38 | $ 3,780,000 | $ 99,473 | $ 70,000 |
| Collier, Florida | 35 | $ 39,875,000 | $ 1,139,285 | $ 570,000 |
| Lee, Florida | 34 | $ 7,550,000 | $ 222,058 | $ 161,000 |
| Carroll, New Hampshire | 34 | $ 9,480,000 | $ 278,823 | $ 263,000 |
| Strafford, New Hampshire | 34 | $ 7,820,000 | $ 230,000 | $ 124,000 |
| Sussex, New Jersey | 33 | $ 8,025,000 | $ 243,181 | $ 154,000 |
| Cortland, New York | 33 | $ 4,285,000 | $ 129,848 | $ 75,000 |
| Virginia Beach, Virginia | 33 | $ 3,845,000 | $ 116,515 | $ 141,000 |
| Polk, Florida | 32 | $ 4,330,000 | $ 135,312 | $ 74,000 |
| Chenango, New York | 32 | $ 3,890,000 | $ 121,562 | $ 95,000 |
| Otsego, New York | 32 | $ 4,330,000 | $ 135,312 | $ 134,000 |
| Mineral, West Virginia | 32 | $ 2,830,000 | $ 88,437 | $ 84,000 |
| Caroline, Maryland | 31 | $ 3,165,000 | $ 102,096 | $ 71,000 |
| Franklin, Massachusetts | 30 | $ 5,000,000 | $ 166,666 | $ 89,000 |
| Clearfield, Pennsylvania | 30 | $ 2,420,000 | $ 80,666 | $ 76,000 |
| Spotsylvania, Virginia | 30 | $ 7,340,000 | $ 244,666 | $ 109,000 |
| Atlantic, New Jersey | 29 | $ 6,945,000 | $ 239,482 | $ 266,000 |
| Hampshire, Massachusetts | 28 | $ 3,820,000 | $ 136,428 | $ 149,000 |
| Cape May, New Jersey | 28 | $ 17,540,000 | $ 626,428 | $ 509,000 |
| Wake, North Carolina | 27 | $ 21,915,000 | $ 811,666 | $ 173,000 |
| Franklin, Vermont | 27 | $ 3,225,000 | $ 119,444 | $ 88,000 |
| Dorchester, Maryland | 26 | $ 4,120,000 | $ 158,461 | $ 101,000 |
| St. Mary's, Maryland | 26 | $ 3,580,000 | $ 137,692 | $ 122,000 |
| Allegany, New York | 26 | $ 2,880,000 | $ 110,769 | $ 102,000 |
| Fulton, New York | 26 | $ 3,200,000 | $ 123,076 | $ 95,000 |
| Carbon, Pennsylvania | 26 | $ 3,290,000 | $ 126,538 | $ 116,000 |
| Pima, Arizona | 25 | $ 6,465,000 | $ 258,600 | $ 107,000 |
| Los Angeles, California | 25 | $ 49,205,000 | $ 1,968,200 | $ 386,000 |
| Warren, New Jersey | 25 | $ 4,475,000 | $ 179,000 | $ 115,000 |
| Montgomery, New York | 25 | $ 2,165,000 | $ 86,600 | $ 74,000 |
| Pike, Pennsylvania | 25 | $ 3,505,000 | $ 140,200 | $ 101,000 |
| Pinellas, Florida | 24 | $ 5,260,000 | $ 219,166 | $ 198,000 |
| Talbot, Maryland | 24 | $ 5,710,000 | $ 237,916 | $ 267,000 |
| Franklin, Ohio | 24 | $ 5,120,000 | $ 213,333 | $ 75,000 |
| Snyder, Pennsylvania | 24 | $ 2,150,000 | $ 89,583 | $ 59,000 |
| Greene, New York | 23 | $ 2,505,000 | $ 108,913 | $ 90,000 |
| Warren, New York | 23 | $ 4,125,000 | $ 179,347 | $ 361,000 |
| Cuyahoga, Ohio | 23 | $ 3,735,000 | $ 162,391 | $ 70,000 |
| Riverside, California | 22 | $ 7,820,000 | $ 355,454 | $ 167,000 |
| Volusia, Florida | 22 | $ 3,570,000 | $ 162,272 | $ 94,000 |
| DeKalb, Georgia | 22 | $ 4,790,000 | $ 217,727 | $ 71,000 |
| Fulton, Georgia | 22 | $ 6,580,000 | $ 299,090 | $ 193,000 |
| Hunterdon, New Jersey | 22 | $ 5,530,000 | $ 251,363 | $ 205,000 |
| Washington, New York | 22 | $ 2,930,000 | $ 133,181 | $ 74,000 |
| Bennington, Vermont | 22 | $ 4,470,000 | $ 203,181 | $ 190,000 |
| Arlington, Virginia | 22 | $ 16,030,000 | $ 728,636 | $ 512,000 |
| St. Johns, Florida | 21 | $ 6,295,000 | $ 299,761 | $ 137,000 |
| Oxford, Maine | 21 | $ 3,795,000 | $ 180,714 | $ 127,000 |
| Wayne, Michigan | 21 | $ 2,705,000 | $ 128,809 | $ 63,000 |
| Seneca, New York | 21 | $ 2,495,000 | $ 118,809 | $ 99,000 |
| Orleans, Vermont | 21 | $ 2,115,000 | $ 100,714 | $ 81,000 |
| Fauquier, Virginia | 21 | $ 3,935,000 | $ 187,380 | $ 149,000 |
| El Paso, Colorado | 20 | $ 7,190,000 | $ 359,500 | $ 162,000 |
| Brevard, Florida | 20 | $ 4,680,000 | $ 234,000 | $ 139,000 |
| Pasco, Florida | 20 | $ 4,000,000 | $ 200,000 | $ 105,000 |
| Mecklenburg, North Carolina | 20 | $ 5,480,000 | $ 274,000 | $ 129,000 |
| Harris, Texas | 20 | $ 5,740,000 | $ 287,000 | $ 115,000 |
| Addison, Vermont | 20 | $ 2,490,000 | $ 124,500 | $ 102,000 |
| San Diego, California | 19 | $ 10,585,000 | $ 557,105 | $ 154,000 |
| Duval, Florida | 19 | $ 3,445,000 | $ 181,315 | $ 101,000 |
| Horry, South Carolina | 19 | $ 4,715,000 | $ 248,157 | $ 141,000 |
| Lamoille, Vermont | 19 | $ 4,325,000 | $ 227,631 | $ 198,000 |
| Jefferson, Alabama | 18 | $ 3,040,000 | $ 168,888 | $ 82,000 |
| Will, Illinois | 18 | $ 3,210,000 | $ 178,333 | $ 90,000 |
| Susquehanna, Pennsylvania | 18 | $ 3,030,000 | $ 168,333 | $ 114,000 |
| Wyoming, Pennsylvania | 18 | $ 1,510,000 | $ 83,888 | $ 74,000 |
| Shelby, Tennessee | 18 | $ 2,980,000 | $ 165,555 | $ 81,000 |
| Washington, Vermont | 18 | $ 1,610,000 | $ 89,444 | $ 109,000 |
| Hanover, Virginia | 18 | $ 3,400,000 | $ 188,888 | $ 118,000 |
| Richmond City, Virginia | 18 | $ 2,390,000 | $ 132,777 | $ 113,000 |
| Osceola, Florida | 17 | $ 3,955,000 | $ 232,647 | $ 159,000 |
| Gwinnett, Georgia | 17 | $ 4,535,000 | $ 266,764 | $ 89,000 |
| Bernalillo, New Mexico | 17 | $ 3,275,000 | $ 192,647 | $ 79,000 |
| Jefferson, New York | 17 | $ 2,005,000 | $ 117,941 | $ 123,000 |
| Clinton, Pennsylvania | 17 | $ 1,555,000 | $ 91,470 | $ 73,000 |
| Newport News, Virginia | 17 | $ 1,265,000 | $ 74,411 | $ 109,000 |
| Marion, Florida | 16 | $ 2,550,000 | $ 159,375 | $ 75,000 |
| Marion, Indiana | 16 | $ 2,650,000 | $ 165,625 | $ 84,000 |
| St. Louis, Missouri | 16 | $ 2,210,000 | $ 138,125 | $ 65,000 |
| Chesapeake, Virginia | 16 | $ 1,510,000 | $ 94,375 | $ 98,000 |
| Milwaukee, Wisconsin | 16 | $ 2,270,000 | $ 141,875 | $ 90,000 |
| Escambia, Florida | 15 | $ 2,525,000 | $ 168,333 | $ 80,000 |
| Merrimack, New Hampshire | 15 | $ 2,825,000 | $ 188,333 | $ 226,000 |
| Cumberland, New Jersey | 15 | $ 1,655,000 | $ 110,333 | $ 93,000 |
| Clinton, New York | 15 | $ 1,345,000 | $ 89,666 | $ 83,000 |
| Columbia, New York | 15 | $ 2,965,000 | $ 197,666 | $ 103,000 |
| Schuyler, New York | 15 | $ 3,345,000 | $ 223,000 | $ 178,000 |
| Guilford, North Carolina | 15 | $ 2,935,000 | $ 195,666 | $ 84,000 |
| Charleston, South Carolina | 15 | $ 14,585,000 | $ 972,333 | $ 331,000 |
| Santa Rosa, Florida | 14 | $ 3,270,000 | $ 233,571 | $ 103,000 |
| Jackson, Missouri | 14 | $ 2,770,000 | $ 197,857 | $ 111,000 |
| Montour, Pennsylvania | 14 | $ 2,340,000 | $ 167,142 | $ 198,000 |
| Providence, Rhode Island | 14 | $ 3,790,000 | $ 270,714 | $ 99,000 |
| Bexar, Texas | 14 | $ 3,280,000 | $ 234,285 | $ 119,000 |
| Sarasota, Florida | 13 | $ 5,155,000 | $ 396,538 | $ 250,000 |
| Cobb, Georgia | 13 | $ 4,315,000 | $ 331,923 | $ 129,000 |
| Henry, Georgia | 13 | $ 2,735,000 | $ 210,384 | $ 75,000 |
| St. Lawrence, New York | 13 | $ 1,305,000 | $ 100,384 | $ 67,000 |
| Norfolk, Virginia | 13 | $ 1,395,000 | $ 107,307 | $ 96,000 |
| Jefferson, West Virginia | 13 | $ 2,265,000 | $ 174,230 | $ 231,000 |
| Morgan, West Virginia | 13 | $ 1,035,000 | $ 79,615 | $ 63,000 |
| Pinal, Arizona | 12 | $ 3,140,000 | $ 261,666 | $ 110,000 |
| Fresno, California | 12 | $ 2,510,000 | $ 209,166 | $ 104,000 |
| Jefferson, Kentucky | 12 | $ 2,720,000 | $ 226,666 | $ 99,000 |
| Kennebec, Maine | 12 | $ 2,110,000 | $ 175,833 | $ 98,000 |
| Delaware, New York | 12 | $ 2,120,000 | $ 176,666 | $ 151,000 |
| Huntingdon, Pennsylvania | 12 | $ 1,720,000 | $ 143,333 | $ 117,000 |
| King, Washington | 12 | $ 3,580,000 | $ 298,333 | $ 91,000 |
| Sacramento, California | 11 | $ 3,585,000 | $ 325,909 | $ 138,000 |
| Flagler, Florida | 11 | $ 2,965,000 | $ 269,545 | $ 127,000 |
| Seminole, Florida | 11 | $ 1,735,000 | $ 157,727 | $ 98,000 |
| St. Lucie, Florida | 11 | $ 2,025,000 | $ 184,090 | $ 92,000 |
| Cumberland, North Carolina | 11 | $ 2,245,000 | $ 204,090 | $ 95,000 |
| Hamilton, Ohio | 11 | $ 2,265,000 | $ 205,909 | $ 104,000 |
| Greenville, South Carolina | 11 | $ 1,835,000 | $ 166,818 | $ 75,000 |
| Spartanburg, South Carolina | 11 | $ 2,025,000 | $ 184,090 | $ 102,000 |
| Davidson, Tennessee | 11 | $ 2,165,000 | $ 196,818 | $ 76,000 |
| Sedgwick, Kansas | 10 | $ 1,340,000 | $ 134,000 | $ 78,000 |
| Kent, Maryland | 10 | $ 1,580,000 | $ 158,000 | $ 127,000 |
| Somerset, Maryland | 10 | $ 7,740,000 | $ 774,000 | $ 108,000 |
| Yates, New York | 10 | $ 2,720,000 | $ 272,000 | $ 231,000 |
| Perry, Pennsylvania | 10 | $ 1,000,000 | $ 100,000 | $ 80,000 |
| Westmoreland, Pennsylvania | 10 | $ 850,000 | $ 85,000 | $ 83,000 |
| Rutherford, Tennessee | 10 | $ 1,890,000 | $ 189,000 | $ 58,000 |
| Dallas, Texas | 10 | $ 3,390,000 | $ 339,000 | $ 284,000 |
| Manassas, Virginia | 10 | $ 1,630,000 | $ 163,000 | $ 128,000 |
| Orange, Virginia | 10 | $ 2,190,000 | $ 219,000 | $ 181,000 |
| Mobile, Alabama | 9 | $ 1,425,000 | $ 158,333 | $ 86,000 |
| Montgomery, Alabama | 9 | $ 1,195,000 | $ 132,777 | $ 83,000 |
| Kern, California | 9 | $ 2,285,000 | $ 253,888 | $ 112,000 |
| Solano, California | 9 | $ 3,945,000 | $ 438,333 | $ 113,000 |
| Bay, Florida | 9 | $ 1,975,000 | $ 219,444 | $ 89,000 |
| Manatee, Florida | 9 | $ 7,105,000 | $ 789,444 | $ 486,000 |
| Chatham, Georgia | 9 | $ 1,535,000 | $ 170,555 | $ 73,000 |
| Lake, Indiana | 9 | $ 1,445,000 | $ 160,555 | $ 70,000 |
| Johnson, Kansas | 9 | $ 2,005,000 | $ 222,777 | $ 112,000 |
| Macomb, Michigan | 9 | $ 1,655,000 | $ 183,888 | $ 60,000 |
| Schoharie, New York | 9 | $ 1,065,000 | $ 118,333 | $ 75,000 |
| Durham, North Carolina | 9 | $ 2,625,000 | $ 291,666 | $ 188,000 |
| Sullivan, Pennsylvania | 9 | $ 2,125,000 | $ 236,111 | $ 287,000 |
| Richland, South Carolina | 9 | $ 1,555,000 | $ 172,777 | $ 88,000 |
| Caroline, Virginia | 9 | $ 1,135,000 | $ 126,111 | $ 127,000 |
| Frederick, Virginia | 9 | $ 3,515,000 | $ 390,555 | $ 255,000 |
| Pierce, Washington | 9 | $ 4,215,000 | $ 468,333 | $ 175,000 |
| Madison, Alabama | 8 | $ 1,250,000 | $ 156,250 | $ 84,000 |
| Denver, Colorado | 8 | $ 3,240,000 | $ 405,000 | $ 165,000 |
| Clayton, Georgia | 8 | $ 1,290,000 | $ 161,250 | $ 69,000 |
| Jefferson, Louisiana | 8 | $ 950,000 | $ 118,750 | $ 67,000 |
| Oakland, Michigan | 8 | $ 2,660,000 | $ 332,500 | $ 484,000 |
| Sullivan, New Hampshire | 8 | $ 1,810,000 | $ 226,250 | $ 146,000 |
| Union, North Carolina | 8 | $ 2,000,000 | $ 250,000 | $ 102,000 |
| Montgomery, Ohio | 8 | $ 1,490,000 | $ 186,250 | $ 83,000 |
| Oklahoma, Oklahoma | 8 | $ 1,100,000 | $ 137,500 | $ 64,000 |
| Cambria, Pennsylvania | 8 | $ 810,000 | $ 101,250 | $ 75,000 |
| Fulton, Pennsylvania | 8 | $ 810,000 | $ 101,250 | $ 89,000 |
| Denton, Texas | 8 | $ 2,890,000 | $ 361,250 | $ 140,000 |
| Salt Lake, Utah | 8 | $ 2,460,000 | $ 307,500 | $ 102,000 |
| Hampton, Virginia | 8 | $ 580,000 | $ 72,500 | $ 70,000 |
| Bibb, Georgia | 7 | $ 855,000 | $ 122,142 | $ 68,000 |
| Cherokee, Georgia | 7 | $ 2,105,000 | $ 300,714 | $ 110,000 |
| Rockdale, Georgia | 7 | $ 1,725,000 | $ 246,428 | $ 136,000 |
| East Baton Rouge, Louisiana | 7 | $ 905,000 | $ 129,285 | $ 84,000 |
| Androscoggin, Maine | 7 | $ 845,000 | $ 120,714 | $ 68,000 |
| Penobscot, Maine | 7 | $ 775,000 | $ 110,714 | $ 61,000 |
| Somerset, Maine | 7 | $ 915,000 | $ 130,714 | $ 130,000 |
| Berkshire, Massachusetts | 7 | $ 1,585,000 | $ 226,428 | $ 185,000 |
| Belknap, New Hampshire | 7 | $ 2,715,000 | $ 387,857 | $ 316,000 |
| Salem, New Jersey | 7 | $ 435,000 | $ 62,142 | $ 109,000 |
| Washington, Oregon | 7 | $ 3,675,000 | $ 525,000 | $ 145,000 |
| Erie, Pennsylvania | 7 | $ 355,000 | $ 50,714 | $ 59,000 |
| Mifflin, Pennsylvania | 7 | $ 425,000 | $ 60,714 | $ 65,000 |
| Aiken, South Carolina | 7 | $ 1,285,000 | $ 183,571 | $ 105,000 |
| Beaufort, South Carolina | 7 | $ 4,335,000 | $ 619,285 | $ 427,000 |
| Berkeley, South Carolina | 7 | $ 1,645,000 | $ 235,000 | $ 96,000 |
| Dorchester, South Carolina | 7 | $ 1,595,000 | $ 227,857 | $ 86,000 |
| Knox, Tennessee | 7 | $ 1,955,000 | $ 279,285 | $ 127,000 |
| Tarrant, Texas | 7 | $ 805,000 | $ 115,000 | $ 132,000 |
| Williamson, Texas | 7 | $ 2,115,000 | $ 302,142 | $ 163,000 |
| Grand Isle, Vermont | 7 | $ 745,000 | $ 106,428 | $ 135,000 |
| James City, Virginia | 7 | $ 1,235,000 | $ 176,428 | $ 114,000 |
| Roanoke City, Virginia | 7 | $ 615,000 | $ 87,857 | $ 107,000 |
| Thurston, Washington | 7 | $ 2,315,000 | $ 330,714 | $ 116,000 |
| Morgan, Alabama | 6 | $ 1,080,000 | $ 180,000 | $ 111,000 |
| Pulaski, Arkansas | 6 | $ 830,000 | $ 138,333 | $ 103,000 |
| Placer, California | 6 | $ 2,710,000 | $ 451,666 | $ 207,000 |
| Citrus, Florida | 6 | $ 1,250,000 | $ 208,333 | $ 116,000 |
| Martin, Florida | 6 | $ 3,960,000 | $ 660,000 | $ 441,000 |
| Douglas, Georgia | 6 | $ 1,150,000 | $ 191,666 | $ 70,000 |
| Honolulu, Hawaii | 6 | $ 3,960,000 | $ 660,000 | $ 186,000 |
| DuPage, Illinois | 6 | $ 1,660,000 | $ 276,666 | $ 161,000 |
| Johnson, Indiana | 6 | $ 1,470,000 | $ 245,000 | $ 93,000 |
| Porter, Indiana | 6 | $ 1,840,000 | $ 306,666 | $ 131,000 |
| Knox, Maine | 6 | $ 2,250,000 | $ 375,000 | $ 239,000 |
| Dukes, Massachusetts | 6 | $ 5,030,000 | $ 838,333 | $ 528,000 |
| Genesee, Michigan | 6 | $ 670,000 | $ 111,666 | $ 60,000 |
| Hennepin, Minnesota | 6 | $ 1,950,000 | $ 325,000 | $ 119,000 |
| St. Charles, Missouri | 6 | $ 1,140,000 | $ 190,000 | $ 108,000 |
| Sarpy, Nebraska | 6 | $ 1,170,000 | $ 195,000 | $ 81,000 |
| Cabarrus, North Carolina | 6 | $ 1,840,000 | $ 306,666 | $ 93,000 |
| Stark, Ohio | 6 | $ 1,020,000 | $ 170,000 | $ 140,000 |
| Tulsa, Oklahoma | 6 | $ 990,000 | $ 165,000 | $ 70,000 |
| Beaver, Pennsylvania | 6 | $ 350,000 | $ 58,333 | $ 80,000 |
| Washington, Pennsylvania | 6 | $ 310,000 | $ 51,666 | $ 83,000 |
| Bell, Texas | 6 | $ 1,720,000 | $ 286,666 | $ 127,000 |
| El Paso, Texas | 6 | $ 1,320,000 | $ 220,000 | $ 138,000 |
| Alexandria, Virginia | 6 | $ 3,450,000 | $ 575,000 | $ 228,000 |
| King George, Virginia | 6 | $ 590,000 | $ 98,333 | $ 83,000 |
| Manassas Park, Virginia | 6 | $ 940,000 | $ 156,666 | $ 119,000 |
| Portsmouth, Virginia | 6 | $ 640,000 | $ 106,666 | $ 92,000 |
| Prince George, Virginia | 6 | $ 520,000 | $ 86,666 | $ 113,000 |
| Suffolk, Virginia | 6 | $ 710,000 | $ 118,333 | $ 98,000 |
| Warren, Virginia | 6 | $ 900,000 | $ 150,000 | $ 131,000 |
| Kanawha, West Virginia | 6 | $ 400,000 | $ 66,666 | $ 69,000 |
| Baldwin, Alabama | 5 | $ 775,000 | $ 155,000 | $ 63,000 |
| Lauderdale, Alabama | 5 | $ 755,000 | $ 151,000 | $ 56,000 |
| Limestone, Alabama | 5 | $ 1,375,000 | $ 275,000 | $ 83,000 |
| Mohave, Arizona | 5 | $ 1,145,000 | $ 229,000 | $ 76,000 |
| Contra Costa, California | 5 | $ 2,565,000 | $ 513,000 | $ 142,000 |
| Adams, Colorado | 5 | $ 1,935,000 | $ 387,000 | $ 147,000 |
| Lake, Florida | 5 | $ 1,415,000 | $ 283,000 | $ 156,000 |
| Leon, Florida | 5 | $ 365,000 | $ 73,000 | $ 52,000 |
| Nassau, Florida | 5 | $ 1,465,000 | $ 293,000 | $ 146,000 |
| Okaloosa, Florida | 5 | $ 455,000 | $ 91,000 | $ 108,000 |
| Houston, Georgia | 5 | $ 705,000 | $ 141,000 | $ 61,000 |
| LaPorte, Indiana | 5 | $ 635,000 | $ 127,000 | $ 88,000 |
| Hancock, Maine | 5 | $ 905,000 | $ 181,000 | $ 241,000 |
| Kent, Michigan | 5 | $ 565,000 | $ 113,000 | $ 53,000 |
| Harrison, Mississippi | 5 | $ 745,000 | $ 149,000 | $ 86,000 |
| Grafton, New Hampshire | 5 | $ 2,435,000 | $ 487,000 | $ 239,000 |
| Essex, New York | 5 | $ 1,805,000 | $ 361,000 | $ 211,000 |
| Hamilton, New York | 5 | $ 1,805,000 | $ 361,000 | $ 343,000 |
| Catawba, North Carolina | 5 | $ 745,000 | $ 149,000 | $ 91,000 |
| Forsyth, North Carolina | 5 | $ 745,000 | $ 149,000 | $ 96,000 |
| Johnston, North Carolina | 5 | $ 795,000 | $ 159,000 | $ 96,000 |
| Moore, North Carolina | 5 | $ 1,375,000 | $ 275,000 | $ 406,000 |
| Rowan, North Carolina | 5 | $ 1,145,000 | $ 229,000 | $ 96,000 |
| Fairfield, Ohio | 5 | $ 1,405,000 | $ 281,000 | $ 103,000 |
| Summit, Ohio | 5 | $ 475,000 | $ 95,000 | $ 82,000 |
| Canadian, Oklahoma | 5 | $ 835,000 | $ 167,000 | $ 92,000 |
| Warren, Pennsylvania | 5 | $ 345,000 | $ 69,000 | $ 57,000 |
| Wayne, Pennsylvania | 5 | $ 905,000 | $ 181,000 | $ 58,000 |
| Kent, Rhode Island | 5 | $ 1,605,000 | $ 321,000 | $ 232,000 |
| Lexington, South Carolina | 5 | $ 875,000 | $ 175,000 | $ 63,000 |
| Sumter, South Carolina | 5 | $ 1,055,000 | $ 211,000 | $ 74,000 |
| Hamilton, Tennessee | 5 | $ 1,145,000 | $ 229,000 | $ 90,000 |
| Montgomery, Tennessee | 5 | $ 1,525,000 | $ 305,000 | $ 157,000 |
| Travis, Texas | 5 | $ 2,305,000 | $ 461,000 | $ 109,000 |
| Accomack, Virginia | 5 | $ 605,000 | $ 121,000 | $ 107,000 |
| Culpeper, Virginia | 5 | $ 1,125,000 | $ 225,000 | $ 143,000 |
| Fairfax City, Virginia | 5 | $ 2,015,000 | $ 403,000 | $ 153,000 |
| Powhatan, Virginia | 5 | $ 1,145,000 | $ 229,000 | $ 125,000 |
| Shenandoah, Virginia | 5 | $ 885,000 | $ 177,000 | $ 63,000 |
| Hampshire, West Virginia | 5 | $ 475,000 | $ 95,000 | $ 60,000 |
| Covington, Alabama | 4 | $ 410,000 | $ 102,500 | $ 56,000 |
| Anchorage, Alaska | 4 | $ 1,530,000 | $ 382,500 | $ 115,000 |
| Coconino, Arizona | 4 | $ 2,010,000 | $ 502,500 | $ 401,000 |
| Yavapai, Arizona | 4 | $ 1,360,000 | $ 340,000 | $ 183,000 |
| San Joaquin, California | 4 | $ 1,700,000 | $ 425,000 | $ 120,000 |
| Ventura, California | 4 | $ 1,850,000 | $ 462,500 | $ 180,000 |
| Arapahoe, Colorado | 4 | $ 850,000 | $ 212,500 | $ 101,000 |
| Charlotte, Florida | 4 | $ 930,000 | $ 232,500 | $ 99,000 |
| Clay, Florida | 4 | $ 770,000 | $ 192,500 | $ 109,000 |
| Hernando, Florida | 4 | $ 410,000 | $ 102,500 | $ 100,000 |
| Putnam, Florida | 4 | $ 360,000 | $ 90,000 | $ 110,000 |
| Sumter, Florida | 4 | $ 960,000 | $ 240,000 | $ 164,000 |
| Barrow, Georgia | 4 | $ 860,000 | $ 215,000 | $ 107,000 |
| Lowndes, Georgia | 4 | $ 560,000 | $ 140,000 | $ 53,000 |
| Newton, Georgia | 4 | $ 1,050,000 | $ 262,500 | $ 82,000 |
| Richmond, Georgia | 4 | $ 620,000 | $ 155,000 | $ 92,000 |
| Troup, Georgia | 4 | $ 1,100,000 | $ 275,000 | $ 40,000 |
| Ada, Idaho | 4 | $ 970,000 | $ 242,500 | $ 99,000 |
| Kendall, Illinois | 4 | $ 770,000 | $ 192,500 | $ 73,000 |
| Vanderburgh, Indiana | 4 | $ 490,000 | $ 122,500 | $ 48,000 |
| Bossier, Louisiana | 4 | $ 640,000 | $ 160,000 | $ 64,000 |
| Calcasieu, Louisiana | 4 | $ 640,000 | $ 160,000 | $ 110,000 |
| Orleans, Louisiana | 4 | $ 1,090,000 | $ 272,500 | $ 120,000 |
| Franklin, Maine | 4 | $ 910,000 | $ 227,500 | $ 86,000 |
| Waldo, Maine | 4 | $ 130,000 | $ 32,500 | $ 76,000 |
| DeSoto, Mississippi | 4 | $ 500,000 | $ 125,000 | $ 96,000 |
| Greene, Missouri | 4 | $ 1,060,000 | $ 265,000 | $ 204,000 |
| Platte, Missouri | 4 | $ 1,120,000 | $ 280,000 | $ 140,000 |
| Cascade, Montana | 4 | $ 800,000 | $ 200,000 | $ 93,000 |
| Davidson, North Carolina | 4 | $ 730,000 | $ 182,500 | $ 73,000 |
| Franklin, North Carolina | 4 | $ 960,000 | $ 240,000 | $ 120,000 |
| Gaston, North Carolina | 4 | $ 1,140,000 | $ 285,000 | $ 112,000 |
| Harnett, North Carolina | 4 | $ 790,000 | $ 197,500 | $ 69,000 |
| New Hanover, North Carolina | 4 | $ 830,000 | $ 207,500 | $ 71,000 |
| Lorain, Ohio | 4 | $ 600,000 | $ 150,000 | $ 57,000 |
| Mahoning, Ohio | 4 | $ 350,000 | $ 87,500 | $ 63,000 |
| Medina, Ohio | 4 | $ 720,000 | $ 180,000 | $ 60,000 |
| Warren, Ohio | 4 | $ 660,000 | $ 165,000 | $ 85,000 |
| Sequoyah, Oklahoma | 4 | $ 1,150,000 | $ 287,500 | $ 96,000 |
| Multnomah, Oregon | 4 | $ 760,000 | $ 190,000 | $ 70,000 |
| Butler, Pennsylvania | 4 | $ 520,000 | $ 130,000 | $ 75,000 |
| Juniata, Pennsylvania | 4 | $ 750,000 | $ 187,500 | $ 121,000 |
| Washington, Rhode Island | 4 | $ 2,850,000 | $ 712,500 | $ 392,000 |
| Colleton, South Carolina | 4 | $ 480,000 | $ 120,000 | $ 91,000 |
| Lancaster, South Carolina | 4 | $ 950,000 | $ 237,500 | $ 90,000 |
| York, South Carolina | 4 | $ 1,330,000 | $ 332,500 | $ 145,000 |
| Tipton, Tennessee | 4 | $ 600,000 | $ 150,000 | $ 38,000 |
| Collin, Texas | 4 | $ 1,460,000 | $ 365,000 | $ 0 |
| Coryell, Texas | 4 | $ 670,000 | $ 167,500 | $ 94,000 |
| Fort Bend, Texas | 4 | $ 1,100,000 | $ 275,000 | $ 233,000 |
| Montgomery, Texas | 4 | $ 1,620,000 | $ 405,000 | $ 158,000 |
| Davis, Utah | 4 | $ 1,530,000 | $ 382,500 | $ 126,000 |
| Utah, Utah | 4 | $ 2,110,000 | $ 527,500 | $ 162,000 |
| Weber, Utah | 4 | $ 1,270,000 | $ 317,500 | $ 130,000 |
| Albemarle, Virginia | 4 | $ 1,120,000 | $ 280,000 | $ 102,000 |
| Danville, Virginia | 4 | $ 390,000 | $ 97,500 | $ 62,000 |
| Louisa, Virginia | 4 | $ 1,130,000 | $ 282,500 | $ 85,000 |
| New Kent, Virginia | 4 | $ 1,080,000 | $ 270,000 | $ 172,000 |
| York, Virginia | 4 | $ 750,000 | $ 187,500 | $ 79,000 |
| Clark, Washington | 4 | $ 1,310,000 | $ 327,500 | $ 72,000 |
| Preston, West Virginia | 4 | $ 620,000 | $ 155,000 | $ 76,000 |
| Outagamie, Wisconsin | 4 | $ 630,000 | $ 157,500 | $ 82,000 |
| Autauga, Alabama | 3 | $ 885,000 | $ 295,000 | $ 91,000 |
| Lee, Alabama | 3 | $ 405,000 | $ 135,000 | $ 63,000 |
| Shelby, Alabama | 3 | $ 685,000 | $ 228,333 | $ 228,000 |
| Tuscaloosa, Alabama | 3 | $ 525,000 | $ 175,000 | $ 92,000 |
| Pope, Arkansas | 3 | $ 565,000 | $ 188,333 | $ 100,000 |
| Sharp, Arkansas | 3 | $ 275,000 | $ 91,666 | $ 73,000 |
| White, Arkansas | 3 | $ 385,000 | $ 128,333 | $ 48,000 |
| Merced, California | 3 | $ 505,000 | $ 168,333 | $ 49,000 |
| San Bernardino, California | 3 | $ 965,000 | $ 321,666 | $ 106,000 |
| Santa Barbara, California | 3 | $ 2,165,000 | $ 721,666 | $ 257,000 |
| Eagle, Colorado | 3 | $ 1,845,000 | $ 615,000 | $ 334,000 |
| Jefferson, Colorado | 3 | $ 1,955,000 | $ 651,666 | $ 156,000 |
| Walton, Florida | 3 | $ 1,005,000 | $ 335,000 | $ 220,000 |
| Bartow, Georgia | 3 | $ 675,000 | $ 225,000 | $ 68,000 |
| Carroll, Georgia | 3 | $ 505,000 | $ 168,333 | $ 64,000 |
| Harris, Georgia | 3 | $ 835,000 | $ 278,333 | $ 79,000 |
| Jackson, Georgia | 3 | $ 745,000 | $ 248,333 | $ 92,000 |
| Paulding, Georgia | 3 | $ 655,000 | $ 218,333 | $ 100,000 |
| Walton, Georgia | 3 | $ 1,295,000 | $ 431,666 | $ 198,000 |
| Elmore, Idaho | 3 | $ 615,000 | $ 205,000 | $ 80,000 |
| Lake, Illinois | 3 | $ 1,055,000 | $ 351,666 | $ 148,000 |
| Allen, Indiana | 3 | $ 235,000 | $ 78,333 | $ 38,000 |
| Dearborn, Indiana | 3 | $ 445,000 | $ 148,333 | $ 64,000 |
| Delaware, Indiana | 3 | $ 275,000 | $ 91,666 | $ 46,000 |
| Rush, Indiana | 3 | $ 385,000 | $ 128,333 | $ 42,000 |
| St. Joseph, Indiana | 3 | $ 535,000 | $ 178,333 | $ 97,000 |
| Linn, Iowa | 3 | $ 695,000 | $ 231,666 | $ 118,000 |
| Polk, Iowa | 3 | $ 295,000 | $ 98,333 | $ 41,000 |
| Shawnee, Kansas | 3 | $ 575,000 | $ 191,666 | $ 60,000 |
| Bullitt, Kentucky | 3 | $ 1,015,000 | $ 338,333 | $ 118,000 |
| Fayette, Kentucky | 3 | $ 585,000 | $ 195,000 | $ 93,000 |
| Kenton, Kentucky | 3 | $ 645,000 | $ 215,000 | $ 104,000 |
| Madison, Kentucky | 3 | $ 495,000 | $ 165,000 | $ 42,000 |
| Warren, Kentucky | 3 | $ 535,000 | $ 178,333 | $ 70,000 |
| Aroostook, Maine | 3 | $ 265,000 | $ 88,333 | $ 61,000 |
| Sagadahoc, Maine | 3 | $ 255,000 | $ 85,000 | $ 157,000 |
| Nantucket, Massachusetts | 3 | $ 1,965,000 | $ 655,000 | $ 1,038,000 |
| Kalamazoo, Michigan | 3 | $ 405,000 | $ 135,000 | $ 61,000 |
| Dakota, Minnesota | 3 | $ 1,165,000 | $ 388,333 | $ 139,000 |
| Faribault, Minnesota | 3 | $ 415,000 | $ 138,333 | $ 81,000 |
| Freeborn, Minnesota | 3 | $ 345,000 | $ 115,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for M&T Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 10,845 | $1,272,585,000 | $117,000 | $31,555,000 | $132,000 | $6,160,000 |
| Home Purchase | 8,850 | $3,014,920,000 | $340,000 | $35,565,000 | $171,000 | $6,801,000 |
| Refinancing | 4,756 | $1,128,400,000 | $237,000 | $93,005,000 | $149,000 | $5,756,000 |
| Other Purpose | 4,692 | $616,630,000 | $131,000 | $30,005,000 | $145,000 | $8,571,000 |
| Cash-out Refinancing | 3,368 | $783,150,000 | $232,000 | $20,005,000 | $97,000 | $1,998,000 |
| Not Applicable | 208 | $28,820,000 | $138,000 | $665,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,958 | $3,852,690,000 | $183,000 | $8,395,000 | $146,000 | $8,571,000 |
| Black or African American | 3,628 | $518,650,000 | $142,000 | $1,945,000 | $98,000 | $2,193,000 |
| Hispanic | 2,441 | $397,975,000 | $163,000 | $2,645,000 | $105,000 | $2,725,000 |
| Not Provided | 2,436 | $601,610,000 | $246,000 | $30,005,000 | $171,000 | $4,550,000 |
| Not applicable | 1,434 | $932,530,000 | $650,000 | $93,005,000 | $197,000 | $1,813,000 |
| Asian | 1,119 | $352,035,000 | $314,000 | $3,755,000 | $180,000 | $3,685,000 |
| American Indian or Alaskan Native | 149 | $25,525,000 | $171,000 | $1,005,000 | $104,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $4,530,000 | $141,000 | $565,000 | $88,000 | $271,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,687 | $5,893,305,000 | $205,000 | $93,005,000 | $150,000 | $8,571,000 |
| FHA-insured (Federal Housing Administration) | 3,464 | $748,880,000 | $216,000 | $1,415,000 | $83,000 | $1,226,000 |
| VA-guaranteed (Veterans Administration) | 558 | $200,330,000 | $359,000 | $2,435,000 | $124,000 | $1,024,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,990,000 | $199,000 | $305,000 | $82,000 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,611 | $4,035,035,000 | $229,000 | $93,005,000 | $155,000 | $8,571,000 |
| Application Denied By Financial Institution | 10,416 | $1,602,500,000 | $153,000 | $14,305,000 | $113,000 | $6,085,000 |
| Application Withdrawn By Applicant | 2,077 | $583,555,000 | $280,000 | $5,705,000 | $153,000 | $5,650,000 |
| Loan Purchased By The Institution | 1,149 | $368,885,000 | $321,000 | $1,745,000 | $197,000 | $1,813,000 |
| Application Approved But Not Accepted | 983 | $136,655,000 | $139,000 | $2,005,000 | $136,000 | $2,845,000 |
| File Closed For Incompleteness | 483 | $117,875,000 | $244,000 | $20,005,000 | $135,000 | $1,748,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 22,303 | $5,242,005,000 | $235,000 | $93,005,000 | $155,000 | $8,571,000 |
| Debt-To-Income Ratio | 3,923 | $712,135,000 | $181,000 | $8,395,000 | $75,000 | $2,844,000 |
| Credit History | 3,399 | $321,705,000 | $94,000 | $14,305,000 | $122,000 | $2,193,000 |
| Collateral | 1,741 | $300,305,000 | $172,000 | $6,705,000 | $160,000 | $3,665,000 |
| Other | 897 | $162,135,000 | $180,000 | $2,085,000 | $163,000 | $6,085,000 |
| Credit Application Incomplete | 150 | $40,920,000 | $272,000 | $1,405,000 | $129,000 | $1,500,000 |
| Unverifiable Information | 131 | $30,205,000 | $230,000 | $5,005,000 | $138,000 | $1,226,000 |
| Employment History | 97 | $14,085,000 | $145,000 | $565,000 | $112,000 | $723,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 76 | $20,650,000 | $271,000 | $1,505,000 | $104,000 | $608,000 |
| Mortgage Insurance Denied | 2 | $360,000 | $180,000 | $195,000 | $74,000 | $100,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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