M&T Bank Mortgage Lending & HMDA Data, 2011
In 2011, M&T Bank of Buffalo, NY reported 32,749 mortgage applications totaling $6.0 billion. The average application was for $182,070, and applicants reported an average income of $78,839. 58% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Buffalo-Niagara Falls, NY (2,932), Baltimore-Towson, MD (2,306) and Rochester, NY (1,510) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 32,749 |
| Total Mortgage Loan Application Amount | $5,962,622,000 |
| Average Mortgage Loan Application Amount | $182,070 |
| Highest Mortgage Loan Application Amount | $46,059,000 |
| Average Applicant Income | $78,839 |
| Highest Applicant Income | $4,512,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buffalo-Niagara Falls, NY | 2,932 | $ 305,397,000 | $ 104,159 | $ 67,000 |
| Baltimore-Towson, MD | 2,306 | $ 343,418,000 | $ 148,923 | $ 84,000 |
| Rochester, NY | 1,510 | $ 166,586,000 | $ 110,321 | $ 69,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,437 | $ 328,919,000 | $ 228,892 | $ 82,718 |
| New York-White Plains-Wayne, NY-NJ | 1,341 | $ 737,099,000 | $ 549,663 | $ 115,615 |
| Syracuse, NY | 1,133 | $ 112,216,000 | $ 99,043 | $ 62,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 922 | $ 215,689,000 | $ 233,936 | $ 110,272 |
| Philadelphia, PA | 867 | $ 184,097,000 | $ 212,337 | $ 98,000 |
| Seattle-Bellevue-Everett, WA | 860 | $ 252,640,000 | $ 293,767 | $ 108,000 |
| York-Hanover, PA | 836 | $ 107,948,000 | $ 129,124 | $ 79,000 |
| Salt Lake City, UT | 826 | $ 185,578,000 | $ 224,670 | $ 88,000 |
| Denver-Aurora-Broomfield, CO | 804 | $ 185,548,000 | $ 230,781 | $ 99,000 |
| Albany-Schenectady-Troy, NY | 762 | $ 136,296,000 | $ 178,866 | $ 69,000 |
| Scranton--Wilkes-Barre, PA | 568 | $ 61,754,000 | $ 108,721 | $ 73,000 |
| Binghamton, NY | 565 | $ 52,834,000 | $ 93,511 | $ 66,000 |
| Harrisburg-Carlisle, PA | 533 | $ 70,558,000 | $ 132,378 | $ 80,000 |
| Utica-Rome, NY | 505 | $ 41,550,000 | $ 82,277 | $ 64,000 |
| Nassau-Suffolk, NY | 456 | $ 122,090,000 | $ 267,741 | $ 108,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 435 | $ 91,674,000 | $ 210,744 | $ 83,000 |
| Bethesda-Rockville-Frederick, MD | 418 | $ 106,400,000 | $ 254,545 | $ 125,000 |
| Ogden-Clearfield, UT | 388 | $ 82,926,000 | $ 213,726 | $ 90,000 |
| Wilmington, DE-MD-NJ | 331 | $ 60,025,000 | $ 181,344 | $ 95,356 |
| Altoona, PA | 320 | $ 29,535,000 | $ 92,296 | $ 89,000 |
| Tacoma, WA | 287 | $ 62,296,000 | $ 217,059 | $ 74,000 |
| Hagerstown-Martinsburg, MD-WV | 247 | $ 27,318,000 | $ 110,599 | $ 84,453 |
| Provo-Orem, UT | 241 | $ 48,317,000 | $ 200,485 | $ 70,000 |
| Reading, PA | 203 | $ 20,889,000 | $ 102,901 | $ 61,000 |
| Lancaster, PA | 198 | $ 27,368,000 | $ 138,222 | $ 77,000 |
| Cumberland, MD-WV | 164 | $ 15,334,000 | $ 93,500 | $ 59,195 |
| Eugene-Springfield, OR | 162 | $ 30,834,000 | $ 190,333 | $ 83,000 |
| Columbus, OH | 160 | $ 24,568,000 | $ 153,550 | $ 13,000 |
| Boise City-Nampa, ID | 157 | $ 27,242,000 | $ 173,515 | $ 67,000 |
| Salem, OR | 156 | $ 30,929,000 | $ 198,262 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 152 | $ 56,195,000 | $ 369,703 | $ 112,000 |
| Richmond, VA | 148 | $ 37,143,000 | $ 250,966 | $ 85,000 |
| New Haven-Milford, CT | 146 | $ 29,221,000 | $ 200,143 | $ 78,000 |
| Hartford-West Hartford-East Hartford, CT | 138 | $ 29,716,000 | $ 215,333 | $ 60,000 |
| State College, PA | 138 | $ 16,514,000 | $ 119,666 | $ 82,000 |
| Newark-Union, NJ-PA | 131 | $ 33,083,000 | $ 252,541 | $ 70,198 |
| Williamsport, PA | 131 | $ 12,908,000 | $ 98,534 | $ 75,000 |
| Chicago-Joliet-Naperville, IL | 127 | $ 24,249,000 | $ 190,937 | $ 18,000 |
| Providence-New Bedford-Fall River, RI-MA | 120 | $ 62,734,000 | $ 522,783 | $ 58,583 |
| Allentown-Bethlehem-Easton, PA-NJ | 117 | $ 16,433,000 | $ 140,452 | $ 79,470 |
| Cleveland-Elyria-Mentor, OH | 116 | $ 14,659,000 | $ 126,370 | $ 3,000 |
| Kingston, NY | 115 | $ 15,609,000 | $ 135,730 | $ 73,000 |
| Edison-New Brunswick, NJ | 113 | $ 38,251,000 | $ 338,504 | $ 79,000 |
| Kennewick-Pasco-Richland, WA | 112 | $ 21,239,000 | $ 189,633 | $ 81,000 |
| Pittsburgh, PA | 99 | $ 13,192,000 | $ 133,252 | $ 52,000 |
| Camden, NJ | 96 | $ 17,481,000 | $ 182,093 | $ 34,000 |
| Glens Falls, NY | 96 | $ 19,509,000 | $ 203,218 | $ 81,000 |
| Cincinnati-Middletown, OH-KY-IN | 90 | $ 13,723,000 | $ 152,477 | $ 37,633 |
| San Antonio-New Braunfels, TX | 89 | $ 11,454,000 | $ 128,696 | $ 0 |
| Boston-Quincy, MA | 80 | $ 24,564,000 | $ 307,050 | $ 67,000 |
| Bend, OR | 78 | $ 16,083,000 | $ 206,192 | $ 108,000 |
| Dover, DE | 77 | $ 8,015,000 | $ 104,090 | $ 54,000 |
| Ithaca, NY | 73 | $ 8,737,000 | $ 119,684 | $ 69,000 |
| Orlando-Kissimmee-Sanford, FL | 68 | $ 9,281,000 | $ 136,485 | $ 1,000 |
| Phoenix-Mesa-Glendale, AZ | 67 | $ 15,909,000 | $ 237,447 | $ 98,000 |
| Lebanon, PA | 64 | $ 6,071,000 | $ 94,859 | $ 70,000 |
| Elmira, NY | 61 | $ 4,631,000 | $ 75,918 | $ 65,000 |
| Longview, WA | 60 | $ 10,977,000 | $ 182,950 | $ 77,000 |
| Medford, OR | 60 | $ 12,065,000 | $ 201,083 | $ 90,000 |
| Salisbury, MD | 60 | $ 8,543,000 | $ 142,383 | $ 87,000 |
| Erie, PA | 58 | $ 6,615,000 | $ 114,051 | $ 6,000 |
| Logan, UT-ID | 57 | $ 9,734,000 | $ 170,771 | $ 80,824 |
| Olympia, WA | 57 | $ 12,834,000 | $ 225,157 | $ 76,000 |
| Boulder, CO | 56 | $ 14,107,000 | $ 251,910 | $ 97,000 |
| Idaho Falls, ID | 53 | $ 8,000,000 | $ 150,943 | $ 60,000 |
| Spokane, WA | 53 | $ 12,011,000 | $ 226,622 | $ 87,000 |
| Cambridge-Newton-Framingham, MA | 49 | $ 16,312,000 | $ 332,897 | $ 96,000 |
| Peabody, MA | 49 | $ 11,372,000 | $ 232,081 | $ 50,000 |
| Colorado Springs, CO | 48 | $ 10,177,000 | $ 212,020 | $ 151,000 |
| Bremerton-Silverdale, WA | 44 | $ 12,841,000 | $ 291,840 | $ 88,000 |
| New Orleans-Metairie-Kenner, LA | 42 | $ 6,360,000 | $ 151,428 | $ 0 |
| St. George, UT | 42 | $ 8,477,000 | $ 201,833 | $ 100,000 |
| Las Vegas-Paradise, NV | 35 | $ 5,856,000 | $ 167,314 | $ 53,000 |
| Worcester, MA | 35 | $ 6,539,000 | $ 186,828 | $ 61,000 |
| Kansas City, MO-KS | 34 | $ 4,614,000 | $ 135,705 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 34 | $ 3,529,000 | $ 103,794 | $ 0 |
| Manchester-Nashua, NH | 33 | $ 6,180,000 | $ 187,272 | $ 35,000 |
| Atlanta-Sandy Springs-Marietta, GA | 31 | $ 4,255,000 | $ 137,258 | $ 11,000 |
| Yakima, WA | 31 | $ 5,823,000 | $ 187,838 | $ 74,000 |
| Coeur D'Alene, ID | 29 | $ 5,852,000 | $ 201,793 | $ 58,000 |
| Greeley, CO | 28 | $ 5,691,000 | $ 203,250 | $ 63,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 27 | $ 4,522,000 | $ 167,481 | $ 57,777 |
| Atlantic City-Hammonton, NJ | 25 | $ 4,817,000 | $ 192,680 | $ 73,000 |
| Corvallis, OR | 25 | $ 5,913,000 | $ 236,520 | $ 93,000 |
| Tampa-St. Petersburg-Clearwater, FL | 25 | $ 3,566,000 | $ 142,640 | $ 47,000 |
| Bellingham, WA | 23 | $ 6,005,000 | $ 261,086 | $ 105,000 |
| Miami-Miami Beach-Kendall, FL | 23 | $ 3,638,000 | $ 158,173 | $ 31,000 |
| Akron, OH | 22 | $ 3,153,000 | $ 143,318 | $ 18,000 |
| Rockingham County-Strafford County, NH | 22 | $ 5,388,000 | $ 244,909 | $ 81,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 22 | $ 7,005,000 | $ 318,409 | $ 189,000 |
| Fort Collins-Loveland, CO | 21 | $ 5,141,000 | $ 244,809 | $ 113,000 |
| Riverside-San Bernardino-Ontario, CA | 21 | $ 6,897,000 | $ 328,428 | $ 2,000 |
| Springfield, MA | 21 | $ 3,934,000 | $ 187,333 | $ 186,000 |
| Youngstown-Warren-Boardman, OH-PA | 21 | $ 1,890,000 | $ 90,000 | $ 14,714 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 20 | $ 4,344,000 | $ 217,200 | $ 89,000 |
| Portland-South Portland-Biddeford, ME | 20 | $ 3,462,000 | $ 173,100 | $ 52,000 |
| Johnstown, PA | 19 | $ 1,400,000 | $ 73,684 | $ 60,000 |
| Ocean City, NJ | 19 | $ 7,244,000 | $ 381,263 | $ 232,000 |
| Bangor, ME | 18 | $ 2,864,000 | $ 159,111 | $ 100,000 |
| Indianapolis-Carmel, IN | 18 | $ 2,278,000 | $ 126,555 | $ 0 |
| Wenatchee-East Wenatchee, WA | 18 | $ 5,744,000 | $ 319,111 | $ 129,000 |
| Cheyenne, WY | 17 | $ 2,873,000 | $ 169,000 | $ 70,000 |
| Mount Vernon-Anacortes, WA | 17 | $ 4,016,000 | $ 236,235 | $ 115,000 |
| Gary, IN | 15 | $ 2,677,000 | $ 178,466 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 14 | $ 1,968,000 | $ 140,571 | $ 0 |
| Jackson, MS | 14 | $ 1,644,000 | $ 117,428 | $ 0 |
| Norwich-New London, CT | 14 | $ 4,919,000 | $ 351,357 | $ 62,000 |
| Pueblo, CO | 14 | $ 2,211,000 | $ 157,928 | $ 76,000 |
| Winchester, VA-WV | 14 | $ 2,045,000 | $ 146,071 | $ 77,214 |
| Lexington-Fayette, KY | 13 | $ 5,441,000 | $ 418,538 | $ 0 |
| Tucson, AZ | 13 | $ 3,171,000 | $ 243,923 | $ 69,000 |
| St. Louis, MO-IL | 12 | $ 1,842,000 | $ 153,500 | $ 0 |
| Columbia, SC | 11 | $ 1,682,000 | $ 152,909 | $ 14,000 |
| Pocatello, ID | 11 | $ 1,938,000 | $ 176,181 | $ 86,000 |
| Canton-Massillon, OH | 10 | $ 1,056,000 | $ 105,600 | $ 32,000 |
| Cape Coral-Fort Myers, FL | 10 | $ 2,635,000 | $ 263,500 | $ 405,000 |
| Charleston-North Charleston-Summerville, SC | 10 | $ 1,628,000 | $ 162,800 | $ 27,000 |
| Dallas-Plano-Irving, TX | 10 | $ 1,486,000 | $ 148,600 | $ 0 |
| Fort Worth-Arlington, TX | 10 | $ 1,292,000 | $ 129,200 | $ 0 |
| Grand Rapids-Wyoming, MI | 10 | $ 1,153,000 | $ 115,300 | $ 0 |
| Lynchburg, VA | 10 | $ 1,734,000 | $ 173,400 | $ 41,000 |
| Morgantown, WV | 10 | $ 2,227,000 | $ 222,700 | $ 43,000 |
| Detroit-Livonia-Dearborn, MI | 9 | $ 1,071,000 | $ 119,000 | $ 0 |
| Flint, MI | 9 | $ 735,000 | $ 81,666 | $ 0 |
| Lakeland-Winter Haven, FL | 9 | $ 940,000 | $ 104,444 | $ 0 |
| Louisville-Jefferson County, KY-IN | 9 | $ 1,920,000 | $ 213,333 | $ 55,222 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 1,508,000 | $ 167,555 | $ 0 |
| Port St. Lucie, FL | 9 | $ 2,475,000 | $ 275,000 | $ 47,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 8 | $ 1,470,000 | $ 183,750 | $ 0 |
| North Port-Bradenton-Sarasota, FL | 8 | $ 3,576,000 | $ 447,000 | $ 541,000 |
| Raleigh-Cary, NC | 8 | $ 1,306,000 | $ 163,250 | $ 0 |
| Trenton-Ewing, NJ | 8 | $ 1,729,000 | $ 216,125 | $ 48,000 |
| Ann Arbor, MI | 7 | $ 841,000 | $ 120,142 | $ 0 |
| Grand Junction, CO | 7 | $ 2,201,000 | $ 314,428 | $ 109,000 |
| Lansing-East Lansing, MI | 7 | $ 890,000 | $ 127,142 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 7 | $ 5,899,000 | $ 842,714 | $ 281,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 673,000 | $ 96,142 | $ 23,000 |
| Vineland-Millville-Bridgeton, NJ | 7 | $ 1,021,000 | $ 145,857 | $ 41,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 6 | $ 638,000 | $ 106,333 | $ 4,666 |
| Dayton, OH | 6 | $ 688,000 | $ 114,666 | $ 0 |
| Jacksonville, FL | 6 | $ 835,000 | $ 139,166 | $ 0 |
| Lima, OH | 6 | $ 523,000 | $ 87,166 | $ 0 |
| Memphis, TN-MS-AR | 6 | $ 743,000 | $ 123,833 | $ 0 |
| Oklahoma City, OK | 6 | $ 646,000 | $ 107,666 | $ 0 |
| Prescott, AZ | 6 | $ 1,434,000 | $ 239,000 | $ 78,000 |
| San Diego-Carlsbad-San Marcos, CA | 6 | $ 3,170,000 | $ 528,333 | $ 56,000 |
| Baton Rouge, LA | 5 | $ 478,000 | $ 95,600 | $ 0 |
| Fayetteville, NC | 5 | $ 600,000 | $ 120,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 5 | $ 964,000 | $ 192,800 | $ 0 |
| Lewiston-Auburn, ME | 5 | $ 504,000 | $ 100,800 | $ 15,000 |
| Montgomery, AL | 5 | $ 529,000 | $ 105,800 | $ 0 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 5 | $ 830,000 | $ 166,000 | $ 85,000 |
| Naples-Marco Island, FL | 5 | $ 1,242,000 | $ 248,400 | $ 477,000 |
| Reno-Sparks, NV | 5 | $ 1,892,000 | $ 378,400 | $ 468,000 |
| Albuquerque, NM | 4 | $ 504,000 | $ 126,000 | $ 90,000 |
| Casper, WY | 4 | $ 503,000 | $ 125,750 | $ 41,000 |
| Laredo, TX | 4 | $ 664,000 | $ 166,000 | $ 0 |
| Lewiston, ID-WA | 4 | $ 917,000 | $ 229,250 | $ 101,250 |
| Ocala, FL | 4 | $ 523,000 | $ 130,750 | $ 33,000 |
| Spartanburg, SC | 4 | $ 633,000 | $ 158,250 | $ 0 |
| Stockton, CA | 4 | $ 507,000 | $ 126,750 | $ 0 |
| Wheeling, WV-OH | 4 | $ 276,000 | $ 69,000 | $ 44,250 |
| Anderson, IN | 3 | $ 196,000 | $ 65,333 | $ 0 |
| Augusta-Richmond County, GA-SC | 3 | $ 484,000 | $ 161,333 | $ 0 |
| Charlottesville, VA | 3 | $ 725,000 | $ 241,666 | $ 133,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 362,000 | $ 120,666 | $ 0 |
| Fresno, CA | 3 | $ 581,000 | $ 193,666 | $ 0 |
| Lubbock, TX | 3 | $ 398,000 | $ 132,666 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 3 | $ 1,090,000 | $ 363,333 | $ 107,000 |
| Tallahassee, FL | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Visalia-Porterville, CA | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Barnstable Town, MA | 2 | $ 1,263,000 | $ 631,500 | $ 388,000 |
| Birmingham-Hoover, AL | 2 | $ 145,000 | $ 72,500 | $ 0 |
| Burlington-South Burlington, VT | 2 | $ 510,000 | $ 255,000 | $ 107,000 |
| Chico, CA | 2 | $ 424,000 | $ 212,000 | $ 0 |
| Columbus, GA-AL | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Corpus Christi, TX | 2 | $ 246,000 | $ 123,000 | $ 0 |
| Danville, VA | 2 | $ 168,000 | $ 84,000 | $ 41,000 |
| Des Moines-West Des Moines, IA | 2 | $ 382,000 | $ 191,000 | $ 0 |
| Dothan, AL | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Durham-Chapel Hill, NC | 2 | $ 382,000 | $ 191,000 | $ 135,000 |
| Flagstaff, AZ | 2 | $ 515,000 | $ 257,500 | $ 104,000 |
| Holland-Grand Haven, MI | 2 | $ 191,000 | $ 95,500 | $ 0 |
| Knoxville, TN | 2 | $ 297,000 | $ 148,500 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 626,000 | $ 313,000 | $ 18,000 |
| Madison, WI | 2 | $ 3,313,000 | $ 1,656,500 | $ 0 |
| Mobile, AL | 2 | $ 197,000 | $ 98,500 | $ 0 |
| Muskegon-Norton Shores, MI | 2 | $ 219,000 | $ 109,500 | $ 0 |
| Peoria, IL | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Punta Gorda, FL | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Redding, CA | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 2 | $ 726,000 | $ 363,000 | $ 0 |
| Steubenville-Weirton, OH-WV | 2 | $ 369,000 | $ 184,500 | $ 52,000 |
| Wichita, KS | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Wilmington, NC | 2 | $ 656,000 | $ 328,000 | $ 1,180,000 |
| Amarillo, TX | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Ames, IA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Anchorage, AK | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Anderson, SC | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Asheville, NC | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| Austin-Round Rock-San Marcos, TX | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Billings, MT | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Bloomington-Normal, IL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Carson City, NV | 1 | $ 267,000 | $ 267,000 | $ 219,000 |
| Charleston, WV | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| Chattanooga, TN-GA | 1 | $ 240,000 | $ 240,000 | $ 329,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Decatur, AL | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Florence, SC | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Gainesville, GA | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Goldsboro, NC | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Greenville-Mauldin-Easley, SC | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Gulfport-Biloxi, MS | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Jacksonville, NC | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Kalamazoo-Portage, MI | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Las Cruces, NM | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Lincoln, NE | 1 | $ 114,000 | $ 114,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Missoula, MT | 1 | $ 120,000 | $ 120,000 | $ 9,000 |
| Monroe, MI | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Palm Coast, FL | 1 | $ 528,000 | $ 528,000 | $ 378,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 227,000 | $ 227,000 | $ 65,000 |
| Pittsfield, MA | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Roanoke, VA | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Rockford, IL | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 96,000 | $ 96,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Santa Fe, NM | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Shreveport-Bossier City, LA | 1 | $ 272,000 | $ 272,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Springfield, MO | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Topeka, KS | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Yuba City, CA | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Yuma, AZ | 1 | $ 171,000 | $ 171,000 | $ 0 |
Mortgage Loan Application Detail Totals for M&T Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,706 | $3,089,209,000 | $210,000 | $35,000,000 | $96,000 | $4,512,000 |
| Home Purchase | 12,868 | $2,536,469,000 | $197,000 | $37,143,000 | $66,000 | $2,328,000 |
| Home Improvement | 5,175 | $336,944,000 | $65,000 | $46,059,000 | $62,000 | $2,894,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,860 | $3,781,714,000 | $165,000 | $3,990,000 | $89,000 | $4,512,000 |
| Not applicable | 3,796 | $1,178,743,000 | $310,000 | $46,059,000 | $0 | $41,000 |
| Not Provided | 2,799 | $483,052,000 | $172,000 | $4,450,000 | $109,000 | $2,894,000 |
| Black or African American | 1,512 | $178,858,000 | $118,000 | $1,050,000 | $59,000 | $1,500,000 |
| Hispanic | 872 | $134,897,000 | $154,000 | $1,490,000 | $66,000 | $1,250,000 |
| Asian | 766 | $185,499,000 | $242,000 | $3,000,000 | $112,000 | $1,042,000 |
| American Indian or Alaskan Native | 89 | $10,443,000 | $117,000 | $863,000 | $84,000 | $450,000 |
| Native Hawaiian or Other Pacific Islander | 55 | $9,416,000 | $171,000 | $474,000 | $83,000 | $391,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,225 | $3,951,117,000 | $186,000 | $46,059,000 | $99,000 | $4,512,000 |
| FHA-insured (Federal Housing Administration) | 9,992 | $1,723,794,000 | $172,000 | $1,044,000 | $40,000 | $1,270,000 |
| VA-guaranteed (Veterans Administration) | 993 | $205,420,000 | $206,000 | $725,000 | $60,000 | $449,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 539 | $82,291,000 | $152,000 | $352,000 | $45,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,083 | $3,726,084,000 | $195,000 | $46,059,000 | $94,000 | $4,512,000 |
| Application Denied By Financial Institution | 5,379 | $604,058,000 | $112,000 | $2,000,000 | $66,000 | $2,894,000 |
| Loan Purchased By The Institution | 3,541 | $624,602,000 | $176,000 | $990,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2,082 | $479,523,000 | $230,000 | $3,990,000 | $96,000 | $4,487,000 |
| Application Approved But Not Accepted | 2,072 | $415,592,000 | $200,000 | $1,500,000 | $92,000 | $2,000,000 |
| File Closed For Incompleteness | 369 | $74,918,000 | $203,000 | $1,200,000 | $105,000 | $1,189,000 |
| Preapproval Denied by Financial Institution | 223 | $37,845,000 | $169,000 | $800,000 | $51,000 | $173,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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