Manufacturers And Traders Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Manufacturers And Traders Trust Company 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Manufacturers And Traders Trust Company 701 Seneca Street - Suite 330N Buffalo, NY 14210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 32,749 |
| Total Mortgage Loan Application Amount | $5,962,622,000 |
| Average Mortgage Loan Application Amount | $157,333 |
| Highest Mortgage Loan Application Amount | $46,059,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $4,512,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Manufacturers And Traders Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Manufacturers And Traders Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Manufacturers And Traders Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Manufacturers And Traders Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Manufacturers And Traders Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Manufacturers And Traders Trust Company's mortgage activity for 2011.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BUFFALO-NIAGARA FALLS, NY | 2,932 | $ 305,397,000 | $ 104,000 | $ 67,000 |
| BALTIMORE-TOWSON, MD | 2,306 | $ 343,418,000 | $ 148,000 | $ 84,000 |
| ROCHESTER, NY | 1,510 | $ 166,586,000 | $ 110,000 | $ 69,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,437 | $ 328,919,000 | $ 221,000 | $ 79,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1,341 | $ 737,099,000 | $ 580,000 | $ 95,500 |
| SYRACUSE, NY | 1,133 | $ 112,216,000 | $ 99,000 | $ 62,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 922 | $ 215,689,000 | $ 237,750 | $ 132,000 |
| PHILADELPHIA, PA | 867 | $ 184,097,000 | $ 212,000 | $ 98,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 860 | $ 252,640,000 | $ 293,000 | $ 108,000 |
| YORK-HANOVER, PA | 836 | $ 107,948,000 | $ 129,000 | $ 79,000 |
| SALT LAKE CITY, UT | 826 | $ 185,578,000 | $ 224,000 | $ 88,000 |
| DENVER-AURORA-BROOMFIELD, CO | 804 | $ 185,548,000 | $ 230,000 | $ 99,000 |
| ALBANY-SCHENECTADY-TROY, NY | 762 | $ 136,296,000 | $ 178,000 | $ 69,000 |
| SCRANTON--WILKES-BARRE, PA | 568 | $ 61,754,000 | $ 108,000 | $ 73,000 |
| BINGHAMTON, NY | 565 | $ 52,834,000 | $ 93,000 | $ 66,000 |
| HARRISBURG-CARLISLE, PA | 533 | $ 70,558,000 | $ 132,000 | $ 80,000 |
| UTICA-ROME, NY | 505 | $ 41,550,000 | $ 82,000 | $ 64,000 |
| NASSAU-SUFFOLK, NY | 456 | $ 122,090,000 | $ 267,000 | $ 108,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 435 | $ 91,674,000 | $ 210,000 | $ 83,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 418 | $ 106,400,000 | $ 254,000 | $ 125,000 |
| OGDEN-CLEARFIELD, UT | 388 | $ 82,926,000 | $ 213,000 | $ 90,000 |
| WILMINGTON, DE-MD-NJ | 331 | $ 60,025,000 | $ 148,666 | $ 65,666 |
| ALTOONA, PA | 320 | $ 29,535,000 | $ 92,000 | $ 89,000 |
| TACOMA, WA | 287 | $ 62,296,000 | $ 217,000 | $ 74,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 247 | $ 27,318,000 | $ 116,000 | $ 82,500 |
| PROVO-OREM, UT | 241 | $ 48,317,000 | $ 200,000 | $ 70,000 |
| READING, PA | 203 | $ 20,889,000 | $ 102,000 | $ 61,000 |
| LANCASTER, PA | 198 | $ 27,368,000 | $ 138,000 | $ 77,000 |
| CUMBERLAND, MD-WV | 164 | $ 15,334,000 | $ 93,500 | $ 59,500 |
| EUGENE-SPRINGFIELD, OR | 162 | $ 30,834,000 | $ 190,000 | $ 83,000 |
| COLUMBUS, OH | 160 | $ 24,568,000 | $ 153,000 | $ 13,000 |
| BOISE CITY-NAMPA, ID | 157 | $ 27,242,000 | $ 173,000 | $ 67,000 |
| SALEM, OR | 156 | $ 30,929,000 | $ 198,000 | $ 75,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 152 | $ 56,195,000 | $ 369,000 | $ 112,000 |
| RICHMOND, VA | 148 | $ 37,143,000 | $ 250,000 | $ 85,000 |
| NEW HAVEN-MILFORD, CT | 146 | $ 29,221,000 | $ 200,000 | $ 78,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 138 | $ 29,716,000 | $ 215,000 | $ 60,000 |
| STATE COLLEGE, PA | 138 | $ 16,514,000 | $ 119,000 | $ 82,000 |
| NEWARK-UNION, NJ-PA | 131 | $ 33,083,000 | $ 200,000 | $ 102,500 |
| WILLIAMSPORT, PA | 131 | $ 12,908,000 | $ 98,000 | $ 75,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 127 | $ 24,249,000 | $ 190,000 | $ 18,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 120 | $ 62,734,000 | $ 475,000 | $ 57,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 117 | $ 16,433,000 | $ 166,500 | $ 84,500 |
| CLEVELAND-ELYRIA-MENTOR, OH | 116 | $ 14,659,000 | $ 126,000 | $ 3,000 |
| KINGSTON, NY | 115 | $ 15,609,000 | $ 135,000 | $ 73,000 |
| EDISON-NEW BRUNSWICK, NJ | 113 | $ 38,251,000 | $ 338,000 | $ 79,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 112 | $ 21,239,000 | $ 189,000 | $ 81,000 |
| PITTSBURGH, PA | 99 | $ 13,192,000 | $ 133,000 | $ 52,000 |
| CAMDEN, NJ | 96 | $ 17,481,000 | $ 182,000 | $ 34,000 |
| GLENS FALLS, NY | 96 | $ 19,509,000 | $ 203,000 | $ 81,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 90 | $ 13,723,000 | $ 142,666 | $ 22,333 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 89 | $ 11,454,000 | $ 128,000 | $ 0 |
| BOSTON-QUINCY, MA | 80 | $ 24,564,000 | $ 307,000 | $ 67,000 |
| BEND, OR | 78 | $ 16,083,000 | $ 206,000 | $ 108,000 |
| DOVER, DE | 77 | $ 8,015,000 | $ 104,000 | $ 54,000 |
| ITHACA, NY | 73 | $ 8,737,000 | $ 119,000 | $ 69,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 68 | $ 9,281,000 | $ 136,000 | $ 1,000 |
| PHOENIX-MESA-GLENDALE, AZ | 67 | $ 15,909,000 | $ 237,000 | $ 98,000 |
| LEBANON, PA | 64 | $ 6,071,000 | $ 94,000 | $ 70,000 |
| ELMIRA, NY | 61 | $ 4,631,000 | $ 75,000 | $ 65,000 |
| LONGVIEW, WA | 60 | $ 10,977,000 | $ 182,000 | $ 77,000 |
| MEDFORD, OR | 60 | $ 12,065,000 | $ 201,000 | $ 90,000 |
| SALISBURY, MD | 60 | $ 8,543,000 | $ 142,000 | $ 87,000 |
| ERIE, PA | 58 | $ 6,615,000 | $ 114,000 | $ 6,000 |
| LOGAN, UT-ID | 57 | $ 9,734,000 | $ 163,000 | $ 67,500 |
| OLYMPIA, WA | 57 | $ 12,834,000 | $ 225,000 | $ 76,000 |
| BOULDER, CO | 56 | $ 14,107,000 | $ 251,000 | $ 97,000 |
| IDAHO FALLS, ID | 53 | $ 8,000,000 | $ 150,000 | $ 60,000 |
| SPOKANE, WA | 53 | $ 12,011,000 | $ 226,000 | $ 87,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 49 | $ 16,312,000 | $ 332,000 | $ 96,000 |
| PEABODY, MA | 49 | $ 11,372,000 | $ 232,000 | $ 50,000 |
| COLORADO SPRINGS, CO | 48 | $ 10,177,000 | $ 212,000 | $ 151,000 |
| BREMERTON-SILVERDALE, WA | 44 | $ 12,841,000 | $ 291,000 | $ 88,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 42 | $ 6,360,000 | $ 151,000 | $ 0 |
| ST. GEORGE, UT | 42 | $ 8,477,000 | $ 201,000 | $ 100,000 |
| LAS VEGAS-PARADISE, NV | 35 | $ 5,856,000 | $ 167,000 | $ 53,000 |
| WORCESTER, MA | 35 | $ 6,539,000 | $ 186,000 | $ 61,000 |
| KANSAS CITY, MO-KS | 34 | $ 4,614,000 | $ 136,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 34 | $ 3,529,000 | $ 103,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 33 | $ 6,180,000 | $ 187,000 | $ 35,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 31 | $ 4,255,000 | $ 137,000 | $ 11,000 |
| YAKIMA, WA | 31 | $ 5,823,000 | $ 187,000 | $ 74,000 |
| COEUR D'ALENE, ID | 29 | $ 5,852,000 | $ 201,000 | $ 58,000 |
| GREELEY, CO | 28 | $ 5,691,000 | $ 203,000 | $ 63,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 27 | $ 4,522,000 | $ 227,500 | $ 171,500 |
| ATLANTIC CITY-HAMMONTON, NJ | 25 | $ 4,817,000 | $ 192,000 | $ 73,000 |
| CORVALLIS, OR | 25 | $ 5,913,000 | $ 236,000 | $ 93,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 25 | $ 3,566,000 | $ 142,000 | $ 47,000 |
| BELLINGHAM, WA | 23 | $ 6,005,000 | $ 261,000 | $ 105,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 23 | $ 3,638,000 | $ 158,000 | $ 31,000 |
| AKRON, OH | 22 | $ 3,153,000 | $ 143,000 | $ 18,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 22 | $ 5,388,000 | $ 244,000 | $ 81,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 22 | $ 7,005,000 | $ 318,000 | $ 189,000 |
| FORT COLLINS-LOVELAND, CO | 21 | $ 5,141,000 | $ 244,000 | $ 113,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 21 | $ 6,897,000 | $ 328,000 | $ 2,000 |
| SPRINGFIELD, MA | 21 | $ 3,934,000 | $ 187,000 | $ 186,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 21 | $ 1,890,000 | $ 103,000 | $ 29,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 20 | $ 4,344,000 | $ 217,000 | $ 89,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 20 | $ 3,462,000 | $ 173,000 | $ 52,000 |
| JOHNSTOWN, PA | 19 | $ 1,400,000 | $ 73,000 | $ 60,000 |
| OCEAN CITY, NJ | 19 | $ 7,244,000 | $ 381,000 | $ 232,000 |
| BANGOR, ME | 18 | $ 2,864,000 | $ 159,000 | $ 100,000 |
| INDIANAPOLIS-CARMEL, IN | 18 | $ 2,278,000 | $ 126,000 | $ 0 |
| WENATCHEE-EAST WENATCHEE, WA | 18 | $ 5,744,000 | $ 319,000 | $ 129,000 |
| CHEYENNE, WY | 17 | $ 2,873,000 | $ 169,000 | $ 70,000 |
| MOUNT VERNON-ANACORTES, WA | 17 | $ 4,016,000 | $ 236,000 | $ 115,000 |
| GARY, IN | 15 | $ 2,677,000 | $ 178,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 14 | $ 1,968,000 | $ 140,000 | $ 0 |
| JACKSON, MS | 14 | $ 1,644,000 | $ 117,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 14 | $ 4,919,000 | $ 351,000 | $ 62,000 |
| PUEBLO, CO | 14 | $ 2,211,000 | $ 157,000 | $ 76,000 |
| WINCHESTER, VA-WV | 14 | $ 2,045,000 | $ 159,500 | $ 77,500 |
| LEXINGTON-FAYETTE, KY | 13 | $ 5,441,000 | $ 418,000 | $ 0 |
| TUCSON, AZ | 13 | $ 3,171,000 | $ 243,000 | $ 69,000 |
| ST. LOUIS, MO-IL | 12 | $ 1,842,000 | $ 136,000 | $ 0 |
| COLUMBIA, SC | 11 | $ 1,682,000 | $ 152,000 | $ 14,000 |
| POCATELLO, ID | 11 | $ 1,938,000 | $ 176,000 | $ 86,000 |
| CANTON-MASSILLON, OH | 10 | $ 1,056,000 | $ 105,000 | $ 32,000 |
| CAPE CORAL-FORT MYERS, FL | 10 | $ 2,635,000 | $ 263,000 | $ 405,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 10 | $ 1,628,000 | $ 162,000 | $ 27,000 |
| DALLAS-PLANO-IRVING, TX | 10 | $ 1,486,000 | $ 148,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 10 | $ 1,292,000 | $ 129,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 10 | $ 1,153,000 | $ 115,000 | $ 0 |
| LYNCHBURG, VA | 10 | $ 1,734,000 | $ 173,000 | $ 41,000 |
| MORGANTOWN, WV | 10 | $ 2,227,000 | $ 222,000 | $ 43,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 9 | $ 1,071,000 | $ 119,000 | $ 0 |
| FLINT, MI | 9 | $ 735,000 | $ 81,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 9 | $ 940,000 | $ 104,000 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 9 | $ 1,920,000 | $ 191,000 | $ 35,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 9 | $ 1,508,000 | $ 167,000 | $ 0 |
| PORT ST. LUCIE, FL | 9 | $ 2,475,000 | $ 275,000 | $ 47,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 1,470,000 | $ 183,000 | $ 0 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 8 | $ 3,576,000 | $ 447,000 | $ 541,000 |
| RALEIGH-CARY, NC | 8 | $ 1,306,000 | $ 163,000 | $ 0 |
| TRENTON-EWING, NJ | 8 | $ 1,729,000 | $ 216,000 | $ 48,000 |
| ANN ARBOR, MI | 7 | $ 841,000 | $ 120,000 | $ 0 |
| GRAND JUNCTION, CO | 7 | $ 2,201,000 | $ 314,000 | $ 109,000 |
| LANSING-EAST LANSING, MI | 7 | $ 890,000 | $ 127,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 7 | $ 5,899,000 | $ 842,000 | $ 281,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 673,000 | $ 96,000 | $ 23,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 7 | $ 1,021,000 | $ 145,000 | $ 41,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 6 | $ 638,000 | $ 112,500 | $ 3,500 |
| DAYTON, OH | 6 | $ 688,000 | $ 114,000 | $ 0 |
| JACKSONVILLE, FL | 6 | $ 835,000 | $ 139,000 | $ 0 |
| LIMA, OH | 6 | $ 523,000 | $ 87,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 6 | $ 743,000 | $ 123,000 | $ 0 |
| OKLAHOMA CITY, OK | 6 | $ 646,000 | $ 107,000 | $ 0 |
| PRESCOTT, AZ | 6 | $ 1,434,000 | $ 239,000 | $ 78,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 6 | $ 3,170,000 | $ 528,000 | $ 56,000 |
| BATON ROUGE, LA | 5 | $ 478,000 | $ 95,000 | $ 0 |
| FAYETTEVILLE, NC | 5 | $ 600,000 | $ 120,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 964,000 | $ 192,000 | $ 0 |
| LEWISTON-AUBURN, ME | 5 | $ 504,000 | $ 100,000 | $ 15,000 |
| MONTGOMERY, AL | 5 | $ 529,000 | $ 105,000 | $ 0 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 5 | $ 830,000 | $ 166,000 | $ 85,000 |
| NAPLES-MARCO ISLAND, FL | 5 | $ 1,242,000 | $ 248,000 | $ 477,000 |
| RENO-SPARKS, NV | 5 | $ 1,892,000 | $ 378,000 | $ 468,000 |
| ALBUQUERQUE, NM | 4 | $ 504,000 | $ 126,000 | $ 90,000 |
| CASPER, WY | 4 | $ 503,000 | $ 125,000 | $ 41,000 |
| LAREDO, TX | 4 | $ 664,000 | $ 166,000 | $ 0 |
| LEWISTON, ID-WA | 4 | $ 917,000 | $ 223,500 | $ 87,500 |
| OCALA, FL | 4 | $ 523,000 | $ 130,000 | $ 33,000 |
| SPARTANBURG, SC | 4 | $ 633,000 | $ 158,000 | $ 0 |
| STOCKTON, CA | 4 | $ 507,000 | $ 126,000 | $ 0 |
| WHEELING, WV-OH | 4 | $ 276,000 | $ 91,000 | $ 29,500 |
| ANDERSON, IN | 3 | $ 196,000 | $ 65,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 484,000 | $ 161,000 | $ 0 |
| CHARLOTTESVILLE, VA | 3 | $ 725,000 | $ 241,000 | $ 133,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 362,000 | $ 120,000 | $ 0 |
| FRESNO, CA | 3 | $ 581,000 | $ 193,000 | $ 0 |
| LUBBOCK, TX | 3 | $ 398,000 | $ 132,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 3 | $ 1,090,000 | $ 363,000 | $ 107,000 |
| TALLAHASSEE, FL | 3 | $ 705,000 | $ 235,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 3 | $ 265,000 | $ 88,000 | $ 0 |
| BARNSTABLE TOWN, MA | 2 | $ 1,263,000 | $ 631,000 | $ 388,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 145,000 | $ 72,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 510,000 | $ 255,000 | $ 107,000 |
| CHICO, CA | 2 | $ 424,000 | $ 212,000 | $ 0 |
| COLUMBUS, GA-AL | 2 | $ 325,000 | $ 162,000 | $ 0 |
| CORPUS CHRISTI, TX | 2 | $ 246,000 | $ 123,000 | $ 0 |
| DANVILLE, VA | 2 | $ 168,000 | $ 84,000 | $ 41,000 |
| DES MOINES-WEST DES MOINES, IA | 2 | $ 382,000 | $ 191,000 | $ 0 |
| DOTHAN, AL | 2 | $ 404,000 | $ 202,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 382,000 | $ 191,000 | $ 135,000 |
| FLAGSTAFF, AZ | 2 | $ 515,000 | $ 257,000 | $ 104,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 191,000 | $ 95,000 | $ 0 |
| KNOXVILLE, TN | 2 | $ 297,000 | $ 148,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 626,000 | $ 313,000 | $ 18,000 |
| MADISON, WI | 2 | $ 3,313,000 | $ 1,656,000 | $ 0 |
| MOBILE, AL | 2 | $ 197,000 | $ 98,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 219,000 | $ 109,000 | $ 0 |
| PEORIA, IL | 2 | $ 190,000 | $ 95,000 | $ 0 |
| PUNTA GORDA, FL | 2 | $ 140,000 | $ 70,000 | $ 0 |
| REDDING, CA | 2 | $ 432,000 | $ 216,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 726,000 | $ 363,000 | $ 0 |
| STEUBENVILLE-WEIRTON, OH-WV | 2 | $ 369,000 | $ 184,000 | $ 52,000 |
| WICHITA, KS | 2 | $ 180,000 | $ 90,000 | $ 0 |
| WILMINGTON, NC | 2 | $ 656,000 | $ 328,000 | $ 1,180,000 |
| AMARILLO, TX | 1 | $ 15,000 | $ 15,000 | $ 0 |
| AMES, IA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 299,000 | $ 299,000 | $ 0 |
| ANDERSON, SC | 1 | $ 148,000 | $ 148,000 | $ 0 |
| ASHEVILLE, NC | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 1 | $ 156,000 | $ 156,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 94,000 | $ 94,000 | $ 0 |
| BILLINGS, MT | 1 | $ 206,000 | $ 206,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 235,000 | $ 235,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 267,000 | $ 267,000 | $ 219,000 |
| CHARLESTON, WV | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| CHATTANOOGA, TN-GA | 1 | $ 240,000 | $ 240,000 | $ 329,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| DECATUR, AL | 1 | $ 140,000 | $ 140,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 262,000 | $ 262,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 51,000 | $ 51,000 | $ 0 |
| FLORENCE, SC | 1 | $ 82,000 | $ 82,000 | $ 0 |
| FORT WAYNE, IN | 1 | $ 81,000 | $ 81,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 273,000 | $ 273,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 111,000 | $ 111,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 154,000 | $ 154,000 | $ 0 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 250,000 | $ 250,000 | $ 0 |
| GULFPORT-BILOXI, MS | 1 | $ 170,000 | $ 170,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 122,000 | $ 122,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 119,000 | $ 119,000 | $ 0 |
| JACKSONVILLE, NC | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 80,000 | $ 80,000 | $ 0 |
| LAS CRUCES, NM | 1 | $ 197,000 | $ 197,000 | $ 0 |
| LINCOLN, NE | 1 | $ 114,000 | $ 114,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 105,000 | $ 105,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 143,000 | $ 143,000 | $ 0 |
| MISSOULA, MT | 1 | $ 120,000 | $ 120,000 | $ 9,000 |
| MONROE, MI | 1 | $ 136,000 | $ 136,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 124,000 | $ 124,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| PALM COAST, FL | 1 | $ 528,000 | $ 528,000 | $ 378,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 227,000 | $ 227,000 | $ 65,000 |
| PITTSFIELD, MA | 1 | $ 36,000 | $ 36,000 | $ 0 |
| ROANOKE, VA | 1 | $ 161,000 | $ 161,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 123,000 | $ 123,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 71,000 | $ 71,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 96,000 | $ 96,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 203,000 | $ 203,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1 | $ 375,000 | $ 375,000 | $ 96,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 128,000 | $ 128,000 | $ 0 |
| SANTA FE, NM | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 272,000 | $ 272,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 157,000 | $ 157,000 | $ 0 |
| SPRINGFIELD, MO | 1 | $ 180,000 | $ 180,000 | $ 0 |
| TOPEKA, KS | 1 | $ 122,000 | $ 122,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 127,000 | $ 127,000 | $ 0 |
| YUMA, AZ | 1 | $ 171,000 | $ 171,000 | $ 0 |
Mortgage Loan Application Detail Totals for Manufacturers And Traders Trust Company in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,706 | $3,089,209,000 | $210,000 | $35,000,000 | $96,000 | $4,512,000 |
| Home Purchase | 12,868 | $2,536,469,000 | $197,000 | $37,143,000 | $66,000 | $2,328,000 |
| Home Improvement | 5,175 | $336,944,000 | $65,000 | $46,059,000 | $62,000 | $2,894,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,860 | $3,781,714,000 | $165,000 | $3,990,000 | $89,000 | $4,512,000 |
| Not applicable | 3,796 | $1,178,743,000 | $310,000 | $46,059,000 | $0 | $41,000 |
| Not Provided | 2,799 | $483,052,000 | $172,000 | $4,450,000 | $109,000 | $2,894,000 |
| Black or African American | 1,512 | $178,858,000 | $118,000 | $1,050,000 | $59,000 | $1,500,000 |
| Hispanic | 872 | $134,897,000 | $154,000 | $1,490,000 | $66,000 | $1,250,000 |
| Asian | 766 | $185,499,000 | $242,000 | $3,000,000 | $112,000 | $1,042,000 |
| American Indian or Alaskan Native | 89 | $10,443,000 | $117,000 | $863,000 | $84,000 | $450,000 |
| Native Hawaiian or Other Pacific Islander | 55 | $9,416,000 | $171,000 | $474,000 | $83,000 | $391,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,225 | $3,951,117,000 | $186,000 | $46,059,000 | $99,000 | $4,512,000 |
| FHA-insured (Federal Housing Administration) | 9,992 | $1,723,794,000 | $172,000 | $1,044,000 | $40,000 | $1,270,000 |
| VA-guaranteed (Veterans Administration) | 993 | $205,420,000 | $206,000 | $725,000 | $60,000 | $449,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 539 | $82,291,000 | $152,000 | $352,000 | $45,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,083 | $3,726,084,000 | $195,000 | $46,059,000 | $94,000 | $4,512,000 |
| Application Denied By Financial Institution | 5,379 | $604,058,000 | $112,000 | $2,000,000 | $66,000 | $2,894,000 |
| Loan Purchased By The Institution | 3,541 | $624,602,000 | $176,000 | $990,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2,082 | $479,523,000 | $230,000 | $3,990,000 | $96,000 | $4,487,000 |
| Application Approved But Not Accepted | 2,072 | $415,592,000 | $200,000 | $1,500,000 | $92,000 | $2,000,000 |
| File Closed For Incompleteness | 369 | $74,918,000 | $203,000 | $1,200,000 | $105,000 | $1,189,000 |
| Preapproval Denied by Financial Institution | 223 | $37,845,000 | $169,000 | $800,000 | $51,000 | $173,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Manufacturers And Traders Trust Company's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Manufacturers And Traders Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.