M&T Bank Mortgage Lending & HMDA Data, 2011

In 2011, M&T Bank of Buffalo, NY reported 32,749 mortgage applications totaling $6.0 billion. The average application was for $182,070, and applicants reported an average income of $78,839. 58% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Buffalo-Niagara Falls, NY (2,932), Baltimore-Towson, MD (2,306) and Rochester, NY (1,510) (applications in parentheses).

Mortgage Company & Address M&T Bank
701 Seneca Street - Suite 330n
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 32,749
Total Mortgage Loan Application Amount $5,962,622,000
Average Mortgage Loan Application Amount $182,070
Highest Mortgage Loan Application Amount $46,059,000
Average Applicant Income $78,839
Highest Applicant Income $4,512,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for M&T Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie, New York 2,492 $ 265,998,000 $ 106,740 $ 69,000
Monroe, New York 1,173 $ 130,627,000 $ 111,361 $ 70,000
Onondaga, New York 947 $ 94,465,000 $ 99,751 $ 59,000
Baltimore, Maryland 874 $ 130,563,000 $ 149,385 $ 90,000
York, Pennsylvania 836 $ 107,948,000 $ 129,124 $ 79,000
Salt Lake, Utah 714 $ 157,208,000 $ 220,179 $ 85,000
King, Washington 632 $ 194,657,000 $ 308,001 $ 116,000
Baltimore City, Maryland 533 $ 49,927,000 $ 93,671 $ 61,000
Broome, New York 490 $ 47,459,000 $ 96,855 $ 67,000
Luzerne, Pennsylvania 482 $ 49,166,000 $ 102,004 $ 74,000
Niagara, New York 440 $ 39,399,000 $ 89,543 $ 60,000
Multnomah, Oregon 374 $ 81,793,000 $ 218,697 $ 84,000
Oneida, New York 359 $ 32,271,000 $ 89,891 $ 64,000
Blair, Pennsylvania 320 $ 29,535,000 $ 92,296 $ 89,000
Franklin, Pennsylvania 312 $ 38,983,000 $ 124,945 $ 69,000
Kings, New York 309 $ 103,620,000 $ 335,339 $ 76,000
Anne Arundel, Maryland 301 $ 54,528,000 $ 181,156 $ 79,000
Clackamas, Oregon 292 $ 73,773,000 $ 252,647 $ 89,000
Clark, Washington 292 $ 60,802,000 $ 208,226 $ 73,000
Pierce, Washington 287 $ 62,296,000 $ 217,059 $ 74,000
Harford, Maryland 284 $ 46,854,000 $ 164,978 $ 91,000
Washington, Oregon 283 $ 76,675,000 $ 270,936 $ 91,000
Montgomery, Maryland 276 $ 74,067,000 $ 268,358 $ 137,000
Dauphin, Pennsylvania 266 $ 28,674,000 $ 107,796 $ 76,000
New Castle, Delaware 263 $ 50,913,000 $ 193,585 $ 101,000
Davis, Utah 263 $ 60,728,000 $ 230,904 $ 101,000
Suffolk, New York 257 $ 64,554,000 $ 251,182 $ 119,000
Orange, New York 252 $ 43,444,000 $ 172,396 $ 78,000
Albany, New York 247 $ 39,635,000 $ 160,465 $ 79,000
Cumberland, Pennsylvania 246 $ 39,534,000 $ 160,707 $ 86,000
Prince George's, Maryland 234 $ 36,311,000 $ 155,175 $ 67,000
Snohomish, Washington 228 $ 57,983,000 $ 254,311 $ 88,000
Utah, Utah 225 $ 45,785,000 $ 203,488 $ 71,000
Washington, Maryland 220 $ 23,954,000 $ 108,881 $ 85,000
Schuylkill, Pennsylvania 219 $ 14,653,000 $ 66,908 $ 62,000
New York, New York 214 $ 365,169,000 $ 1,706,397 $ 289,000
Montgomery, Pennsylvania 206 $ 48,219,000 $ 234,072 $ 113,000
Sussex, Delaware 204 $ 38,896,000 $ 190,666 $ 123,000
Berks, Pennsylvania 203 $ 20,889,000 $ 102,901 $ 61,000
Nassau, New York 199 $ 57,536,000 $ 289,125 $ 93,000
Lancaster, Pennsylvania 198 $ 27,368,000 $ 138,222 $ 77,000
Saratoga, New York 194 $ 55,175,000 $ 284,407 $ 69,000
Westchester, New York 190 $ 56,884,000 $ 299,389 $ 112,000
Bucks, Pennsylvania 188 $ 42,335,000 $ 225,186 $ 100,000
Arapahoe, Colorado 185 $ 38,584,000 $ 208,562 $ 84,000
Queens, New York 184 $ 57,828,000 $ 314,282 $ 69,000
Dutchess, New York 183 $ 48,230,000 $ 263,551 $ 89,000
Philadelphia, Pennsylvania 180 $ 25,142,000 $ 139,677 $ 59,000
Denver, Colorado 177 $ 41,014,000 $ 231,717 $ 105,000
Fairfax, Virginia 168 $ 48,222,000 $ 287,035 $ 159,000
Jefferson, Colorado 164 $ 38,458,000 $ 234,500 $ 109,000
Lane, Oregon 162 $ 30,834,000 $ 190,333 $ 83,000
Schenectady, New York 161 $ 21,393,000 $ 132,875 $ 59,000
Chautauqua, New York 155 $ 11,431,000 $ 73,748 $ 58,000
Fairfield, Connecticut 152 $ 56,195,000 $ 369,703 $ 112,000
Chester, Pennsylvania 152 $ 42,324,000 $ 278,447 $ 119,000
Columbia, Oregon 150 $ 25,707,000 $ 171,380 $ 71,000
New Haven, Connecticut 146 $ 29,221,000 $ 200,143 $ 78,000
Herkimer, New York 146 $ 9,279,000 $ 63,554 $ 63,000
Carroll, Maryland 144 $ 24,864,000 $ 172,666 $ 83,000
Rensselaer, New York 144 $ 18,599,000 $ 129,159 $ 64,000
Frederick, Maryland 142 $ 32,333,000 $ 227,697 $ 102,000
Genesee, New York 142 $ 11,297,000 $ 79,556 $ 59,000
Howard, Maryland 141 $ 30,773,000 $ 218,248 $ 123,000
Delaware, Pennsylvania 141 $ 26,077,000 $ 184,943 $ 102,000
Centre, Pennsylvania 138 $ 16,514,000 $ 119,666 $ 82,000
Douglas, Colorado 137 $ 37,493,000 $ 273,671 $ 116,000
District of Columbia, District Of Columbia 137 $ 44,409,000 $ 324,153 $ 126,000
Lycoming, Pennsylvania 131 $ 12,908,000 $ 98,534 $ 75,000
Adams, Pennsylvania 126 $ 20,997,000 $ 166,642 $ 83,000
Marion, Oregon 122 $ 23,904,000 $ 195,934 $ 76,000
Sanpete, Utah 122 $ 19,325,000 $ 158,401 $ 55,000
Ulster, New York 115 $ 15,609,000 $ 135,730 $ 73,000
Northumberland, Pennsylvania 115 $ 6,024,000 $ 52,382 $ 50,000
Weber, Utah 114 $ 19,344,000 $ 169,684 $ 65,000
Ada, Idaho 113 $ 20,603,000 $ 182,327 $ 72,000
Cayuga, New York 112 $ 10,037,000 $ 89,616 $ 76,000
Ontario, New York 112 $ 14,308,000 $ 127,750 $ 71,000
Rockland, New York 108 $ 25,523,000 $ 236,324 $ 103,000
Adams, Colorado 102 $ 20,338,000 $ 199,392 $ 84,000
Franklin, Ohio 101 $ 14,855,000 $ 147,079 $ 8,000
Oswego, New York 97 $ 8,188,000 $ 84,412 $ 70,000
Bedford, Pennsylvania 96 $ 7,837,000 $ 81,635 $ 62,000
Hartford, Connecticut 92 $ 18,267,000 $ 198,554 $ 54,000
Allegany, Maryland 92 $ 8,093,000 $ 87,967 $ 57,000
Cattaraugus, New York 90 $ 4,973,000 $ 55,255 $ 71,000
Wayne, New York 90 $ 10,793,000 $ 119,922 $ 66,000
Madison, New York 89 $ 9,563,000 $ 107,449 $ 81,000
Cook, Illinois 87 $ 16,727,000 $ 192,264 $ 26,000
Livingston, New York 85 $ 6,852,000 $ 80,611 $ 70,000
Bronx, New York 81 $ 21,605,000 $ 266,728 $ 53,000
Bexar, Texas 80 $ 9,761,000 $ 122,012 $ 0
Tooele, Utah 80 $ 15,236,000 $ 190,450 $ 64,000
Deschutes, Oregon 78 $ 16,083,000 $ 206,192 $ 108,000
Kent, Delaware 77 $ 8,015,000 $ 104,090 $ 54,000
Wyoming, New York 77 $ 4,655,000 $ 60,454 $ 47,000
Chenango, New York 75 $ 5,816,000 $ 77,546 $ 51,000
Tioga, New York 75 $ 5,375,000 $ 71,666 $ 61,000
Tompkins, New York 73 $ 8,737,000 $ 119,684 $ 69,000
Lincoln, Oregon 73 $ 15,772,000 $ 216,054 $ 87,000
Prince William, Virginia 72 $ 17,348,000 $ 240,944 $ 77,000
Mineral, West Virginia 72 $ 7,241,000 $ 100,569 $ 62,000
Otsego, New York 71 $ 7,861,000 $ 110,718 $ 77,000
Columbia, Pennsylvania 69 $ 5,208,000 $ 75,478 $ 55,000
Putnam, New York 68 $ 15,615,000 $ 229,632 $ 125,000
Richmond, New York 67 $ 16,786,000 $ 250,537 $ 55,000
Steuben, New York 67 $ 5,081,000 $ 75,835 $ 55,000
Union, Pennsylvania 66 $ 7,745,000 $ 117,348 $ 83,000
Cecil, Maryland 65 $ 8,753,000 $ 134,661 $ 76,000
Benton, Washington 65 $ 12,495,000 $ 192,230 $ 83,000
Garrett, Maryland 64 $ 7,833,000 $ 122,390 $ 72,000
Sullivan, New York 64 $ 6,245,000 $ 97,578 $ 57,000
Lebanon, Pennsylvania 64 $ 6,071,000 $ 94,859 $ 70,000
Warren, New York 62 $ 16,081,000 $ 259,370 $ 100,000
Lackawanna, Pennsylvania 62 $ 9,025,000 $ 145,564 $ 65,000
Chemung, New York 61 $ 4,631,000 $ 75,918 $ 65,000
Jefferson, New York 60 $ 8,722,000 $ 145,366 $ 75,000
Jackson, Oregon 60 $ 12,065,000 $ 201,083 $ 90,000
Cowlitz, Washington 60 $ 10,977,000 $ 182,950 $ 77,000
Maricopa, Arizona 59 $ 14,135,000 $ 239,576 $ 106,000
Stafford, Virginia 59 $ 18,682,000 $ 316,644 $ 154,000
Calvert, Maryland 58 $ 8,266,000 $ 142,517 $ 95,000
Erie, Pennsylvania 58 $ 6,615,000 $ 114,051 $ 6,000
Wicomico, Maryland 57 $ 7,969,000 $ 139,807 $ 87,000
Thurston, Washington 57 $ 12,834,000 $ 225,157 $ 76,000
Boulder, Colorado 56 $ 14,107,000 $ 251,910 $ 97,000
Bergen, New Jersey 55 $ 21,399,000 $ 389,072 $ 104,000
Lehigh, Pennsylvania 55 $ 8,496,000 $ 154,472 $ 80,000
Bradford, Pennsylvania 54 $ 4,286,000 $ 79,370 $ 73,000
Cuyahoga, Ohio 53 $ 5,462,000 $ 103,056 $ 1,000
Cache, Utah 53 $ 9,114,000 $ 171,962 $ 83,000
Spokane, Washington 53 $ 12,011,000 $ 226,622 $ 87,000
Worcester, Maryland 51 $ 14,160,000 $ 277,647 $ 114,000
Bristol, Massachusetts 50 $ 9,745,000 $ 194,900 $ 51,000
Orleans, New York 50 $ 4,006,000 $ 80,120 $ 50,000
Loudoun, Virginia 50 $ 13,868,000 $ 277,360 $ 144,000
Essex, Massachusetts 49 $ 11,372,000 $ 232,081 $ 50,000
Middlesex, Massachusetts 49 $ 16,312,000 $ 332,897 $ 96,000
Clearfield, Pennsylvania 49 $ 2,746,000 $ 56,040 $ 44,000
Clinton, Pennsylvania 49 $ 3,649,000 $ 74,469 $ 47,000
Linn, Oregon 48 $ 9,104,000 $ 189,666 $ 63,000
Cortland, New York 47 $ 4,207,000 $ 89,510 $ 56,000
Franklin, Washington 47 $ 8,744,000 $ 186,042 $ 77,000
Allegheny, Pennsylvania 46 $ 6,381,000 $ 138,717 $ 61,000
Henrico, Virginia 45 $ 8,941,000 $ 198,688 $ 108,000
El Paso, Colorado 44 $ 9,280,000 $ 210,909 $ 160,000
Charles, Maryland 44 $ 3,950,000 $ 89,772 $ 91,000
Clallam, Washington 44 $ 8,619,000 $ 195,886 $ 69,000
Kitsap, Washington 44 $ 12,841,000 $ 291,840 $ 88,000
Providence, Rhode Island 43 $ 12,684,000 $ 294,976 $ 35,000
Essex, New Jersey 42 $ 12,046,000 $ 286,809 $ 45,000
Middlesex, New Jersey 42 $ 10,255,000 $ 244,166 $ 35,000
Clatsop, Oregon 42 $ 7,650,000 $ 182,142 $ 67,000
Washington, Utah 42 $ 8,477,000 $ 201,833 $ 100,000
St. Lawrence, New York 41 $ 4,653,000 $ 113,487 $ 56,000
Camden, New Jersey 40 $ 7,269,000 $ 181,725 $ 43,000
Douglas, Oregon 40 $ 6,832,000 $ 170,800 $ 72,000
Yamhill, Oregon 40 $ 8,885,000 $ 222,125 $ 71,000
Spotsylvania, Virginia 40 $ 7,768,000 $ 194,200 $ 90,000
Canyon, Idaho 38 $ 5,292,000 $ 139,263 $ 55,000
Gallatin, Montana 38 $ 9,145,000 $ 240,657 $ 103,000
Worcester, Massachusetts 35 $ 6,539,000 $ 186,828 $ 61,000
Clark, Nevada 35 $ 5,856,000 $ 167,314 $ 53,000
Hudson, New Jersey 35 $ 45,645,000 $ 1,304,142 $ 32,000
Chesterfield, Virginia 35 $ 6,107,000 $ 174,485 $ 80,000
Orleans, Louisiana 34 $ 5,251,000 $ 154,441 $ 0
Plymouth, Massachusetts 34 $ 8,418,000 $ 247,588 $ 52,000
Washington, New York 34 $ 3,428,000 $ 100,823 $ 48,000
Polk, Oregon 34 $ 7,025,000 $ 206,617 $ 72,000
Middlesex, Connecticut 33 $ 8,326,000 $ 252,303 $ 76,000
Bonneville, Idaho 33 $ 5,166,000 $ 156,545 $ 56,000
Hillsborough, New Hampshire 33 $ 6,180,000 $ 187,272 $ 35,000
Clinton, New York 33 $ 4,329,000 $ 131,181 $ 61,000
Summit, Utah 32 $ 13,134,000 $ 410,437 $ 209,000
Richmond City, Virginia 32 $ 15,335,000 $ 479,218 $ 78,000
Burlington, New Jersey 31 $ 5,743,000 $ 185,258 $ 29,000
Lorain, Ohio 31 $ 4,932,000 $ 159,096 $ 0
Yakima, Washington 31 $ 5,823,000 $ 187,838 $ 74,000
Passaic, New Jersey 30 $ 7,025,000 $ 234,166 $ 56,000
Lake, Florida 29 $ 3,918,000 $ 135,103 $ 0
Kootenai, Idaho 29 $ 5,852,000 $ 201,793 $ 58,000
Queen Anne's, Maryland 29 $ 5,909,000 $ 203,758 $ 121,000
Carbon, Pennsylvania 29 $ 2,371,000 $ 81,758 $ 73,000
Snyder, Pennsylvania 29 $ 1,701,000 $ 58,655 $ 40,000
Weld, Colorado 28 $ 5,691,000 $ 203,250 $ 63,000
Northampton, Pennsylvania 28 $ 4,586,000 $ 163,785 $ 82,000
Orange, Florida 27 $ 3,719,000 $ 137,740 $ 1,000
Blaine, Idaho 27 $ 7,234,000 $ 267,925 $ 145,000
Norfolk, Massachusetts 27 $ 10,483,000 $ 388,259 $ 90,000
Ocean, New Jersey 27 $ 16,714,000 $ 619,037 $ 98,000
Union, New Jersey 27 $ 6,700,000 $ 248,148 $ 41,000
Litchfield, Connecticut 26 $ 4,868,000 $ 187,230 $ 79,000
Talbot, Maryland 26 $ 7,670,000 $ 295,000 $ 288,000
Oakland, Michigan 26 $ 2,399,000 $ 92,269 $ 0
Ravalli, Montana 26 $ 5,042,000 $ 193,923 $ 55,000
Monmouth, New Jersey 26 $ 7,129,000 $ 274,192 $ 90,000
Allegany, New York 26 $ 1,055,000 $ 40,576 $ 42,000
Fulton, New York 26 $ 2,281,000 $ 87,730 $ 76,000
Hamilton, Ohio 26 $ 3,945,000 $ 151,730 $ 60,000
Morrow, Oregon 26 $ 3,637,000 $ 139,884 $ 84,000
Atlantic, New Jersey 25 $ 4,817,000 $ 192,680 $ 73,000
Gloucester, New Jersey 25 $ 4,469,000 $ 178,760 $ 27,000
Montgomery, New York 25 $ 2,064,000 $ 82,560 $ 37,000
Benton, Oregon 25 $ 5,913,000 $ 236,520 $ 93,000
Seneca, New York 24 $ 2,163,000 $ 90,125 $ 66,000
Wyoming, Pennsylvania 24 $ 3,563,000 $ 148,458 $ 74,000
Miami-Dade, Florida 23 $ 3,638,000 $ 158,173 $ 31,000
Whatcom, Washington 23 $ 6,005,000 $ 261,086 $ 105,000
Summit, Colorado 22 $ 6,961,000 $ 316,409 $ 149,000
Palm Beach, Florida 22 $ 7,005,000 $ 318,409 $ 189,000
Delaware, New York 22 $ 2,099,000 $ 95,409 $ 58,000
Medina, Ohio 22 $ 3,133,000 $ 142,409 $ 7,000
Umatilla, Oregon 22 $ 4,109,000 $ 186,772 $ 83,000
Monroe, Pennsylvania 22 $ 2,148,000 $ 97,636 $ 79,000
Westmoreland, Pennsylvania 22 $ 2,484,000 $ 112,909 $ 41,000
Larimer, Colorado 21 $ 5,141,000 $ 244,809 $ 113,000
Bingham, Idaho 21 $ 3,145,000 $ 149,761 $ 63,000
Caroline, Maryland 21 $ 2,504,000 $ 119,238 $ 58,000
Taos, New Mexico 21 $ 4,776,000 $ 227,428 $ 85,000
Coos, Oregon 21 $ 3,442,000 $ 163,904 $ 48,000
Wasco, Oregon 21 $ 3,461,000 $ 164,809 $ 73,000
Perry, Pennsylvania 21 $ 2,350,000 $ 111,904 $ 54,000
Island, Washington 21 $ 5,055,000 $ 240,714 $ 111,000
Broward, Florida 20 $ 4,344,000 $ 217,200 $ 89,000
Jefferson, Idaho 20 $ 2,834,000 $ 141,700 $ 67,000
St. Mary's, Maryland 20 $ 3,801,000 $ 190,050 $ 105,000
Morris, New Jersey 20 $ 6,510,000 $ 325,500 $ 88,000
Summit, Ohio 20 $ 2,803,000 $ 140,150 $ 11,000
Arlington, Virginia 20 $ 8,502,000 $ 425,100 $ 199,000
Berkeley, West Virginia 20 $ 2,516,000 $ 125,800 $ 67,000
Windham, Connecticut 19 $ 3,074,000 $ 161,789 $ 48,000
Suffolk, Massachusetts 19 $ 5,663,000 $ 298,052 $ 60,000
Cape May, New Jersey 19 $ 7,244,000 $ 381,263 $ 232,000
Cambria, Pennsylvania 19 $ 1,400,000 $ 73,684 $ 60,000
Huntingdon, Pennsylvania 19 $ 1,790,000 $ 94,210 $ 93,000
Pike, Pennsylvania 19 $ 2,395,000 $ 126,052 $ 148,000
Elbert, Colorado 18 $ 4,434,000 $ 246,333 $ 92,000
Penobscot, Maine 18 $ 2,864,000 $ 159,111 $ 100,000
Rockingham, New Hampshire 18 $ 4,800,000 $ 266,666 $ 89,000
Somerset, New Jersey 18 $ 4,153,000 $ 230,722 $ 138,000
Columbia, New York 18 $ 3,066,000 $ 170,333 $ 141,000
Josephine, Oregon 18 $ 3,748,000 $ 208,222 $ 64,000
Susquehanna, Pennsylvania 18 $ 2,436,000 $ 135,333 $ 88,000
Riverside, California 17 $ 5,472,000 $ 321,882 $ 3,000
La Plata, Colorado 17 $ 3,155,000 $ 185,588 $ 64,000
Hampden, Massachusetts 17 $ 3,345,000 $ 196,764 $ 222,000
Hanover, Virginia 17 $ 3,334,000 $ 196,117 $ 77,000
Skagit, Washington 17 $ 4,016,000 $ 236,235 $ 115,000
Laramie, Wyoming 17 $ 2,873,000 $ 169,000 $ 70,000
Will, Illinois 16 $ 2,751,000 $ 171,937 $ 0
Dorchester, Maryland 16 $ 2,063,000 $ 128,937 $ 55,000
Franklin, New York 16 $ 1,411,000 $ 88,187 $ 53,000
Schoharie, New York 16 $ 1,494,000 $ 93,375 $ 52,000
Fulton, Pennsylvania 16 $ 1,809,000 $ 113,062 $ 103,000
Juab, Utah 16 $ 2,532,000 $ 158,250 $ 53,000
Mason, Washington 16 $ 4,173,000 $ 260,812 $ 74,000
DuPage, Illinois 15 $ 3,123,000 $ 208,200 $ 0
Licking, Ohio 15 $ 2,768,000 $ 184,533 $ 39,000
Grant, Oregon 15 $ 2,158,000 $ 143,866 $ 56,000
Harney, Oregon 15 $ 2,016,000 $ 134,400 $ 69,000
Tillamook, Oregon 15 $ 3,191,000 $ 212,733 $ 149,000
Grays Harbor, Washington 15 $ 2,555,000 $ 170,333 $ 63,000
Pueblo, Colorado 14 $ 2,211,000 $ 157,928 $ 76,000
New London, Connecticut 14 $ 4,919,000 $ 351,357 $ 62,000
Essex, New York 14 $ 5,704,000 $ 407,428 $ 68,000
Warren, Ohio 14 $ 2,421,000 $ 172,928 $ 71,000
Millard, Utah 14 $ 1,875,000 $ 133,928 $ 58,000
Pima, Arizona 13 $ 3,171,000 $ 243,923 $ 69,000
Tolland, Connecticut 13 $ 3,123,000 $ 240,230 $ 64,000
Cumberland, Maine 13 $ 2,275,000 $ 175,000 $ 46,000
Greene, New York 13 $ 1,330,000 $ 102,307 $ 58,000
Butler, Ohio 13 $ 2,076,000 $ 159,692 $ 6,000
Fairfield, Ohio 13 $ 1,810,000 $ 139,230 $ 20,000
Box Elder, Utah 13 $ 2,275,000 $ 175,000 $ 60,000
Kittitas, Washington 13 $ 3,170,000 $ 243,846 $ 121,000
Walla Walla, Washington 13 $ 2,519,000 $ 193,769 $ 91,000
Lake, Indiana 12 $ 2,044,000 $ 170,333 $ 0
Hinds, Mississippi 12 $ 1,381,000 $ 115,083 $ 0
Sussex, New Jersey 12 $ 2,268,000 $ 189,000 $ 44,000
Delaware, Ohio 12 $ 2,509,000 $ 209,083 $ 21,000
Gilliam, Oregon 12 $ 1,327,000 $ 110,583 $ 56,000
Somerset, Pennsylvania 12 $ 1,168,000 $ 97,333 $ 47,000
Kent, Rhode Island 12 $ 35,372,000 $ 2,947,666 $ 37,000
Wasatch, Utah 12 $ 3,118,000 $ 259,833 $ 89,000
Chelan, Washington 12 $ 3,843,000 $ 320,250 $ 125,000
Klickitat, Washington 12 $ 3,093,000 $ 257,750 $ 129,000
Bannock, Idaho 11 $ 1,938,000 $ 176,181 $ 86,000
Johnson, Kansas 11 $ 1,945,000 $ 176,818 $ 0
Boone, Kentucky 11 $ 1,588,000 $ 144,363 $ 13,000
Jackson, Missouri 11 $ 1,432,000 $ 130,181 $ 0
Merrimack, New Hampshire 11 $ 1,777,000 $ 161,545 $ 57,000
Hunterdon, New Jersey 11 $ 3,164,000 $ 287,636 $ 97,000
Mifflin, Pennsylvania 11 $ 255,000 $ 23,181 $ 60,000
Morgan, Utah 11 $ 2,854,000 $ 259,454 $ 85,000
Hampshire, West Virginia 11 $ 1,492,000 $ 135,636 $ 77,000
Lee, Florida 10 $ 2,635,000 $ 263,500 $ 405,000
Pinellas, Florida 10 $ 1,456,000 $ 145,600 $ 40,000
Marion, Indiana 10 $ 1,291,000 $ 129,100 $ 0
Clermont, Ohio 10 $ 1,478,000 $ 147,800 $ 25,000
Mahoning, Ohio 10 $ 734,000 $ 73,400 $ 7,000
Stark, Ohio 10 $ 1,056,000 $ 105,600 $ 32,000
Wayne, Ohio 10 $ 960,000 $ 96,000 $ 32,000
Crook, Oregon 10 $ 2,620,000 $ 262,000 $ 269,000
Wallowa, Oregon 10 $ 1,857,000 $ 185,700 $ 97,000
Wayne, Pennsylvania 10 $ 2,032,000 $ 203,200 $ 95,000
Manassas, Virginia 10 $ 1,395,000 $ 139,500 $ 50,000
Pacific, Washington 10 $ 2,033,000 $ 203,300 $ 81,000
Broomfield, Colorado 9 $ 2,538,000 $ 282,000 $ 81,000
Garfield, Colorado 9 $ 2,399,000 $ 266,555 $ 87,000
Grand, Colorado 9 $ 2,953,000 $ 328,111 $ 121,000
Polk, Florida 9 $ 940,000 $ 104,444 $ 0
Madison, Idaho 9 $ 2,042,000 $ 226,888 $ 82,000
Fayette, Kentucky 9 $ 4,900,000 $ 544,444 $ 0
Genesee, Michigan 9 $ 735,000 $ 81,666 $ 0
Wayne, Michigan 9 $ 1,071,000 $ 119,000 $ 0
Hood River, Oregon 9 $ 2,000,000 $ 222,222 $ 86,000
Washington, Pennsylvania 9 $ 1,270,000 $ 141,111 $ 42,000
Fauquier, Virginia 9 $ 1,604,000 $ 178,222 $ 75,000
Preston, West Virginia 9 $ 427,000 $ 47,444 $ 48,000
Pinal, Arizona 8 $ 1,774,000 $ 221,750 $ 40,000
Hillsborough, Florida 8 $ 1,280,000 $ 160,000 $ 80,000
Kent, Michigan 8 $ 909,000 $ 113,625 $ 0
Flathead, Montana 8 $ 1,386,000 $ 173,250 $ 91,000
Mercer, New Jersey 8 $ 1,729,000 $ 216,125 $ 48,000
Schuyler, New York 8 $ 606,000 $ 75,750 $ 54,000
Wake, North Carolina 8 $ 1,306,000 $ 163,250 $ 0
Trumbull, Ohio 8 $ 790,000 $ 98,750 $ 11,000
Klamath, Oregon 8 $ 1,696,000 $ 212,000 $ 49,000
Union, Oregon 8 $ 1,295,000 $ 161,875 $ 55,000
Montour, Pennsylvania 8 $ 1,066,000 $ 133,250 $ 113,000
Harris, Texas 8 $ 847,000 $ 105,875 $ 0
Tarrant, Texas 8 $ 971,000 $ 121,375 $ 0
Garfield, Utah 8 $ 1,358,000 $ 169,750 $ 118,000
King George, Virginia 8 $ 1,993,000 $ 249,125 $ 93,000
Lewis, Washington 8 $ 1,500,000 $ 187,500 $ 90,000
Los Angeles, California 7 $ 5,899,000 $ 842,714 $ 281,000
Chaffee, Colorado 7 $ 2,121,000 $ 303,000 $ 126,000
Mesa, Colorado 7 $ 2,201,000 $ 314,428 $ 109,000
Brevard, Florida 7 $ 673,000 $ 96,142 $ 23,000
Seminole, Florida 7 $ 1,113,000 $ 159,000 $ 0
Fulton, Georgia 7 $ 1,059,000 $ 151,285 $ 51,000
Bonner, Idaho 7 $ 1,647,000 $ 235,285 $ 113,000
Teton, Idaho 7 $ 1,110,000 $ 158,571 $ 79,000
York, Maine 7 $ 1,187,000 $ 169,571 $ 63,000
Washtenaw, Michigan 7 $ 841,000 $ 120,142 $ 0
Dawson, Montana 7 $ 1,015,000 $ 145,000 $ 55,000
Cumberland, New Jersey 7 $ 1,021,000 $ 145,857 $ 41,000
Yates, New York 7 $ 879,000 $ 125,571 $ 52,000
Lake, Ohio 7 $ 678,000 $ 96,857 $ 9,000
Pickaway, Ohio 7 $ 1,022,000 $ 146,000 $ 0
Beaver, Pennsylvania 7 $ 741,000 $ 105,857 $ 29,000
Butler, Pennsylvania 7 $ 1,454,000 $ 207,714 $ 69,000
Fayette, Pennsylvania 7 $ 811,000 $ 115,857 $ 49,000
McKean, Pennsylvania 7 $ 679,000 $ 97,000 $ 64,000
Dallas, Texas 7 $ 981,000 $ 140,142 $ 0
Maverick, Texas 7 $ 718,000 $ 102,571 $ 0
Iron, Utah 7 $ 1,526,000 $ 218,000 $ 75,000
Sevier, Utah 7 $ 1,396,000 $ 199,428 $ 72,000
Accomack, Virginia 7 $ 1,025,000 $ 146,428 $ 71,000
Alexandria, Virginia 7 $ 1,982,000 $ 283,142 $ 58,000
Virginia Beach, Virginia 7 $ 1,431,000 $ 204,428 $ 41,000
Grant, Washington 7 $ 1,511,000 $ 215,857 $ 124,000
San Juan, Washington 7 $ 3,214,000 $ 459,142 $ 203,000
Stevens, Washington 7 $ 1,365,000 $ 195,000 $ 38,000
Morgan, West Virginia 7 $ 848,000 $ 121,142 $ 114,000
Yavapai, Arizona 6 $ 1,434,000 $ 239,000 $ 78,000
San Diego, California 6 $ 3,170,000 $ 528,333 $ 56,000
Eagle, Colorado 6 $ 4,063,000 $ 677,166 $ 375,000
Fremont, Colorado 6 $ 1,612,000 $ 268,666 $ 67,000
Park, Colorado 6 $ 1,288,000 $ 214,666 $ 74,000
Pasco, Florida 6 $ 745,000 $ 124,166 $ 22,000
Sarasota, Florida 6 $ 3,267,000 $ 544,500 $ 692,000
St. Lucie, Florida 6 $ 1,091,000 $ 181,833 $ 0
DeKalb, Georgia 6 $ 835,000 $ 139,166 $ 0
Lemhi, Idaho 6 $ 877,000 $ 146,166 $ 58,000
Payette, Idaho 6 $ 673,000 $ 112,166 $ 24,000
Kenton, Kentucky 6 $ 1,007,000 $ 167,833 $ 27,000
Hancock, Maine 6 $ 800,000 $ 133,333 $ 34,000
Lewis and Clark, Montana 6 $ 595,000 $ 99,166 $ 84,000
Elko, Nevada 6 $ 1,260,000 $ 210,000 $ 66,000
Hamilton, New York 6 $ 1,272,000 $ 212,000 $ 43,000
Dare, North Carolina 6 $ 1,621,000 $ 270,166 $ 278,000
Allen, Ohio 6 $ 523,000 $ 87,166 $ 0
Union, Ohio 6 $ 777,000 $ 129,500 $ 24,000
Curry, Oregon 6 $ 1,512,000 $ 252,000 $ 78,000
Wheeler, Oregon 6 $ 598,000 $ 99,666 $ 56,000
Sullivan, Pennsylvania 6 $ 638,000 $ 106,333 $ 74,000
Washington, Rhode Island 6 $ 2,129,000 $ 354,833 $ 194,000
Uintah, Utah 6 $ 1,268,000 $ 211,333 $ 58,000
Douglas, Washington 6 $ 1,901,000 $ 316,833 $ 136,000
Skamania, Washington 6 $ 1,284,000 $ 214,000 $ 124,000
Whitman, Washington 6 $ 949,000 $ 158,166 $ 112,000
Jefferson, West Virginia 6 $ 1,258,000 $ 209,666 $ 196,000
Sweetwater, Wyoming 6 $ 1,231,000 $ 205,166 $ 99,000
Delta, Colorado 5 $ 840,000 $ 168,000 $ 79,000
Pitkin, Colorado 5 $ 2,655,000 $ 531,000 $ 228,000
San Miguel, Colorado 5 $ 1,258,000 $ 251,600 $ 109,000
Collier, Florida 5 $ 1,242,000 $ 248,400 $ 477,000
Duval, Florida 5 $ 592,000 $ 118,400 $ 0
Osceola, Florida 5 $ 531,000 $ 106,200 $ 14,000
Valley, Idaho 5 $ 1,073,000 $ 214,600 $ 124,000
Kane, Illinois 5 $ 813,000 $ 162,600 $ 0
Lake, Illinois 5 $ 964,000 $ 192,800 $ 0
Jefferson, Kentucky 5 $ 1,270,000 $ 254,000 $ 65,000
Jefferson, Louisiana 5 $ 693,000 $ 138,600 $ 0
Androscoggin, Maine 5 $ 504,000 $ 100,800 $ 15,000
Kennebec, Maine 5 $ 765,000 $ 153,000 $ 63,000
Waldo, Maine 5 $ 406,000 $ 81,200 $ 42,000
Ingham, Michigan 5 $ 569,000 $ 113,800 $ 0
Hennepin, Minnesota 5 $ 802,000 $ 160,400 $ 0
Clay, Missouri 5 $ 497,000 $ 99,400 $ 0
Washoe, Nevada 5 $ 1,892,000 $ 378,400 $ 468,000
Warren, New Jersey 5 $ 980,000 $ 196,000 $ 90,000
Cumberland, North Carolina 5 $ 600,000 $ 120,000 $ 0
Montgomery, Ohio 5 $ 510,000 $ 102,000 $ 0
Muskingum, Ohio 5 $ 575,000 $ 115,000 $ 0
Malheur, Oregon 5 $ 735,000 $ 147,000 $ 70,000
Crawford, Pennsylvania 5 $ 705,000 $ 141,000 $ 60,000
Indiana, Pennsylvania 5 $ 694,000 $ 138,800 $ 58,000
Potter, Pennsylvania 5 $ 366,000 $ 73,200 $ 61,000
Tioga, Pennsylvania 5 $ 564,000 $ 112,800 $ 90,000
Bristol, Rhode Island 5 $ 1,495,000 $ 299,000 $ 144,000
Horry, South Carolina 5 $ 830,000 $ 166,000 $ 85,000
Lexington, South Carolina 5 $ 887,000 $ 177,400 $ 10,000
Richland, South Carolina 5 $ 670,000 $ 134,000 $ 21,000
Davidson, Tennessee 5 $ 796,000 $ 159,200 $ 0
Shelby, Tennessee 5 $ 592,000 $ 118,400 $ 0
Scurry, Texas 5 $ 821,000 $ 164,200 $ 0
Carbon, Utah 5 $ 823,000 $ 164,600 $ 47,000
Chesapeake, Virginia 5 $ 915,000 $ 183,000 $ 52,000
Jefferson, Washington 5 $ 1,259,000 $ 251,800 $ 76,000
Carbon, Wyoming 5 $ 692,000 $ 138,400 $ 74,000
Montgomery, Alabama 4 $ 400,000 $ 100,000 $ 0
San Bernardino, California 4 $ 1,425,000 $ 356,250 $ 0
San Joaquin, California 4 $ 507,000 $ 126,750 $ 0
Gilpin, Colorado 4 $ 925,000 $ 231,250 $ 97,000
Teller, Colorado 4 $ 897,000 $ 224,250 $ 58,000
Marion, Florida 4 $ 523,000 $ 130,750 $ 33,000
Clayton, Georgia 4 $ 417,000 $ 104,250 $ 0
Boise, Idaho 4 $ 831,000 $ 207,750 $ 75,000
Franklin, Idaho 4 $ 620,000 $ 155,000 $ 52,000
Idaho, Idaho 4 $ 712,000 $ 178,000 $ 55,000
Dearborn, Indiana 4 $ 510,000 $ 127,500 $ 0
Hendricks, Indiana 4 $ 496,000 $ 124,000 $ 0
Wyandotte, Kansas 4 $ 350,000 $ 87,500 $ 0
Franklin, Kentucky 4 $ 478,000 $ 119,500 $ 0
East Baton Rouge, Louisiana 4 $ 368,000 $ 92,000 $ 0
Hampshire, Massachusetts 4 $ 589,000 $ 147,250 $ 34,000
Macomb, Michigan 4 $ 557,000 $ 139,250 $ 0
Jefferson, Missouri 4 $ 877,000 $ 219,250 $ 0
St. Louis City, Missouri 4 $ 451,000 $ 112,750 $ 0
Sanders, Montana 4 $ 516,000 $ 129,000 $ 48,000
Strafford, New Hampshire 4 $ 588,000 $ 147,000 $ 46,000
Lewis, New York 4 $ 319,000 $ 79,750 $ 52,000
Mecklenburg, North Carolina 4 $ 376,000 $ 94,000 $ 7,000
Madison, Ohio 4 $ 503,000 $ 125,750 $ 16,000
Oklahoma, Oklahoma 4 $ 477,000 $ 119,250 $ 0
Baker, Oregon 4 $ 639,000 $ 159,750 $ 87,000
Juniata, Pennsylvania 4 $ 272,000 $ 68,000 $ 26,000
Newport, Rhode Island 4 $ 1,309,000 $ 327,250 $ 162,000
Berkeley, South Carolina 4 $ 640,000 $ 160,000 $ 0
Spartanburg, South Carolina 4 $ 633,000 $ 158,250 $ 0
Guadalupe, Texas 4 $ 737,000 $ 184,250 $ 0
Webb, Texas 4 $ 664,000 $ 166,000 $ 0
Duchesne, Utah 4 $ 543,000 $ 135,750 $ 89,000
Culpeper, Virginia 4 $ 892,000 $ 223,000 $ 119,000
Okanogan, Washington 4 $ 1,137,000 $ 284,250 $ 71,000
Natrona, Wyoming 4 $ 503,000 $ 125,750 $ 41,000
Fresno, California 3 $ 581,000 $ 193,666 $ 0
Tulare, California 3 $ 265,000 $ 88,333 $ 0
Gunnison, Colorado 3 $ 556,000 $ 185,333 $ 90,000
Hinsdale, Colorado 3 $ 625,000 $ 208,333 $ 92,000
Montrose, Colorado 3 $ 797,000 $ 265,666 $ 91,000
Ouray, Colorado 3 $ 787,000 $ 262,333 $ 64,000
Gadsden, Florida 3 $ 705,000 $ 235,000 $ 0
Martin, Florida 3 $ 1,384,000 $ 461,333 $ 142,000
Volusia, Florida 3 $ 362,000 $ 120,666 $ 0
Camden, Georgia 3 $ 431,000 $ 143,666 $ 0
Cobb, Georgia 3 $ 311,000 $ 103,666 $ 0
Gwinnett, Georgia 3 $ 454,000 $ 151,333 $ 0
Caribou, Idaho 3 $ 350,000 $ 116,666 $ 77,000
Elmore, Idaho 3 $ 356,000 $ 118,666 $ 54,000
Fremont, Idaho 3 $ 417,000 $ 139,000 $ 28,000
Nez Perce, Idaho 3 $ 705,000 $ 235,000 $ 115,000
Twin Falls, Idaho 3 $ 421,000 $ 140,333 $ 74,000
Madison, Indiana 3 $ 196,000 $ 65,333 $ 0
Porter, Indiana 3 $ 633,000 $ 211,000 $ 0
Muscatine, Iowa 3 $ 149,000 $ 49,666 $ 0
Campbell, Kentucky 3 $ 374,000 $ 124,666 $ 33,000
Somerset, Maryland 3 $ 574,000 $ 191,333 $ 93,000
Dukes, Massachusetts 3 $ 2,193,000 $ 731,000 $ 425,000
Nantucket, Massachusetts 3 $ 4,350,000 $ 1,450,000 $ 512,000
Livingston, Michigan 3 $ 487,000 $ 162,333 $ 0
Park, Montana 3 $ 540,000 $ 180,000 $ 37,000
Cheshire, New Hampshire 3 $ 600,000 $ 200,000 $ 81,000
Salem, New Jersey 3 $ 359,000 $ 119,666 $ 20,000
Ashtabula, Ohio 3 $ 199,000 $ 66,333 $ 0
Champaign, Ohio 3 $ 265,000 $ 88,333 $ 0
Columbiana, Ohio 3 $ 203,000 $ 67,666 $ 9,000
Geauga, Ohio 3 $ 454,000 $ 151,333 $ 40,000
Page:

Mortgage Loan Application Detail Totals for M&T Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 14,706 $3,089,209,000 $210,000 $35,000,000 $96,000 $4,512,000
Home Purchase 12,868 $2,536,469,000 $197,000 $37,143,000 $66,000 $2,328,000
Home Improvement 5,175 $336,944,000 $65,000 $46,059,000 $62,000 $2,894,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 22,860 $3,781,714,000 $165,000 $3,990,000 $89,000 $4,512,000
Not applicable 3,796 $1,178,743,000 $310,000 $46,059,000 $0 $41,000
Not Provided 2,799 $483,052,000 $172,000 $4,450,000 $109,000 $2,894,000
Black or African American 1,512 $178,858,000 $118,000 $1,050,000 $59,000 $1,500,000
Hispanic 872 $134,897,000 $154,000 $1,490,000 $66,000 $1,250,000
Asian 766 $185,499,000 $242,000 $3,000,000 $112,000 $1,042,000
American Indian or Alaskan Native 89 $10,443,000 $117,000 $863,000 $84,000 $450,000
Native Hawaiian or Other Pacific Islander 55 $9,416,000 $171,000 $474,000 $83,000 $391,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,225 $3,951,117,000 $186,000 $46,059,000 $99,000 $4,512,000
FHA-insured (Federal Housing Administration) 9,992 $1,723,794,000 $172,000 $1,044,000 $40,000 $1,270,000
VA-guaranteed (Veterans Administration) 993 $205,420,000 $206,000 $725,000 $60,000 $449,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 539 $82,291,000 $152,000 $352,000 $45,000 $119,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,083 $3,726,084,000 $195,000 $46,059,000 $94,000 $4,512,000
Application Denied By Financial Institution 5,379 $604,058,000 $112,000 $2,000,000 $66,000 $2,894,000
Loan Purchased By The Institution 3,541 $624,602,000 $176,000 $990,000 $0 $0
Application Withdrawn By Applicant 2,082 $479,523,000 $230,000 $3,990,000 $96,000 $4,487,000
Application Approved But Not Accepted 2,072 $415,592,000 $200,000 $1,500,000 $92,000 $2,000,000
File Closed For Incompleteness 369 $74,918,000 $203,000 $1,200,000 $105,000 $1,189,000
Preapproval Denied by Financial Institution 223 $37,845,000 $169,000 $800,000 $51,000 $173,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess M&T Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List