Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Mac-Clair Mortgage Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Mac-Clair Mortgage Corporation 4255 S Saginaw St Burton, MI 48529 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,887 |
Total Mortgage Loan Application Amount | $198,074,000 |
Average Mortgage Loan Application Amount | $118,040 |
Highest Mortgage Loan Application Amount | $1,280,000 |
Average Applicant Income | $70,160 |
Highest Applicant Income | $620,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Genesee County Michigan | 567 | $ 55,030,000 | $ 97,000 | $ 49,000 |
Lapeer County Michigan | 77 | $ 9,169,000 | $ 119,000 | $ 47,000 |
Wayne County Michigan | 56 | $ 6,290,000 | $ 112,000 | $ 99,000 |
Greene County Missouri | 54 | $ 4,813,000 | $ 89,000 | $ 44,000 |
St. Joseph County Indiana | 38 | $ 2,795,000 | $ 73,000 | $ 56,000 |
Oakland County Michigan | 32 | $ 4,915,000 | $ 153,000 | $ 72,000 |
Montgomery County Ohio | 27 | $ 2,606,000 | $ 96,000 | $ 66,000 |
Kent County Michigan | 25 | $ 2,305,000 | $ 92,000 | $ 72,000 |
Hennepin County Minnesota | 25 | $ 3,704,000 | $ 148,000 | $ 74,000 |
Livingston County Michigan | 22 | $ 4,069,000 | $ 184,000 | $ 84,000 |
Saginaw County Michigan | 22 | $ 2,000,000 | $ 90,000 | $ 42,000 |
St. Clair County Michigan | 22 | $ 2,561,000 | $ 116,000 | $ 60,000 |
Lucas County Ohio | 22 | $ 1,853,000 | $ 84,000 | $ 37,000 |
Franklin County Ohio | 20 | $ 2,291,000 | $ 114,000 | $ 56,000 |
Elkhart County Indiana | 18 | $ 2,520,000 | $ 140,000 | $ 78,000 |
Christian County Missouri | 18 | $ 1,803,000 | $ 100,000 | $ 48,000 |
Newaygo County Michigan | 16 | $ 1,384,000 | $ 86,000 | $ 45,000 |
Jackson County Michigan | 15 | $ 1,314,000 | $ 87,000 | $ 44,000 |
Will County Illinois | 11 | $ 1,413,000 | $ 128,000 | $ 70,000 |
Cook County Illinois | 10 | $ 2,886,000 | $ 288,000 | $ 154,000 |
Bay County Michigan | 10 | $ 957,000 | $ 95,000 | $ 53,000 |
Ingham County Michigan | 8 | $ 720,000 | $ 90,000 | $ 59,000 |
Monroe County Michigan | 8 | $ 912,000 | $ 114,000 | $ 51,000 |
Isanti County Minnesota | 6 | $ 343,000 | $ 57,000 | $ 44,000 |
Macomb County Michigan | 5 | $ 647,000 | $ 129,000 | $ 53,000 |
Dakota County Minnesota | 5 | $ 1,512,000 | $ 302,000 | $ 105,000 |
Polk County Missouri | 5 | $ 589,000 | $ 117,000 | $ 54,000 |
Fulton County Ohio | 5 | $ 566,000 | $ 113,000 | $ 43,000 |
Lee County Florida | 4 | $ 887,000 | $ 221,000 | $ 238,000 |
Orange County Florida | 4 | $ 476,000 | $ 119,000 | $ 101,000 |
Osceola County Florida | 4 | $ 578,000 | $ 144,000 | $ 78,000 |
Lake County Illinois | 4 | $ 587,000 | $ 146,000 | $ 88,000 |
Anoka County Minnesota | 4 | $ 868,000 | $ 217,000 | $ 58,000 |
Chisago County Minnesota | 4 | $ 610,000 | $ 152,000 | $ 41,000 |
Ramsey County Minnesota | 4 | $ 762,000 | $ 190,000 | $ 65,000 |
Webster County Missouri | 4 | $ 198,000 | $ 49,000 | $ 27,000 |
Greene County Ohio | 4 | $ 502,000 | $ 125,000 | $ 62,000 |
Wood County Ohio | 4 | $ 428,000 | $ 107,000 | $ 45,000 |
Pinellas County Florida | 3 | $ 563,000 | $ 187,000 | $ 46,000 |
Ionia County Michigan | 3 | $ 224,000 | $ 74,000 | $ 28,000 |
Kalamazoo County Michigan | 3 | $ 661,000 | $ 220,000 | $ 81,000 |
Muskegon County Michigan | 3 | $ 243,000 | $ 81,000 | $ 37,000 |
Washington County Minnesota | 3 | $ 398,000 | $ 132,000 | $ 75,000 |
Jasper County Missouri | 3 | $ 318,000 | $ 106,000 | $ 27,000 |
Brown County Ohio | 3 | $ 271,000 | $ 90,000 | $ 54,000 |
Butler County Ohio | 3 | $ 334,000 | $ 111,000 | $ 49,000 |
Clark County Ohio | 3 | $ 206,000 | $ 68,000 | $ 64,000 |
Licking County Ohio | 3 | $ 522,000 | $ 174,000 | $ 68,000 |
Ottawa County Ohio | 3 | $ 516,000 | $ 172,000 | $ 110,000 |
Warren County Ohio | 3 | $ 318,000 | $ 106,000 | $ 58,000 |
Lake County Florida | 2 | $ 668,000 | $ 334,000 | $ 210,000 |
Carlton County Minnesota | 2 | $ 307,000 | $ 153,000 | $ 57,000 |
Sherburne County Minnesota | 2 | $ 201,000 | $ 100,000 | $ 61,000 |
Stearns County Minnesota | 2 | $ 151,000 | $ 75,000 | $ 56,000 |
Delaware County Ohio | 2 | $ 345,000 | $ 172,000 | $ 39,000 |
Winnebago County Wisconsin | 2 | $ 83,000 | $ 41,000 | $ 51,000 |
Broward County Florida | 1 | $ 358,000 | $ 358,000 | $ 257,000 |
Indian River County Florida | 1 | $ 158,000 | $ 158,000 | $ 104,000 |
Marion County Florida | 1 | $ 156,000 | $ 156,000 | $ 127,000 |
Clayton County Georgia | 1 | $ 126,000 | $ 126,000 | $ 51,000 |
Franklin County Indiana | 1 | $ 138,000 | $ 138,000 | $ 0 |
Marion County Indiana | 1 | $ 338,000 | $ 338,000 | $ 119,000 |
Johnson County Kansas | 1 | $ 162,000 | $ 162,000 | $ 56,000 |
Barry County Michigan | 1 | $ 114,000 | $ 114,000 | $ 57,000 |
Berrien County Michigan | 1 | $ 79,000 | $ 79,000 | $ 19,000 |
Cass County Michigan | 1 | $ 113,000 | $ 113,000 | $ 29,000 |
Ottawa County Michigan | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
Wright County Minnesota | 1 | $ 212,000 | $ 212,000 | $ 61,000 |
Dallas County Missouri | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
Jackson County Missouri | 1 | $ 140,000 | $ 140,000 | $ 86,000 |
Platte County Missouri | 1 | $ 150,000 | $ 150,000 | $ 79,000 |
Fairfield County Ohio | 1 | $ 40,000 | $ 40,000 | $ 88,000 |
Hamilton County Ohio | 1 | $ 120,000 | $ 120,000 | $ 93,000 |
Miami County Ohio | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
Preble County Ohio | 1 | $ 70,000 | $ 70,000 | $ 24,000 |
Dallas County Texas | 1 | $ 96,000 | $ 96,000 | $ 46,000 |
Dane County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 38,000 |
Rock County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
St. Croix County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
Waukesha County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 102,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,401 | $139,873,000 | $134,000 | $1,280,000 | $73,222 | $620,000 |
Refinancing | 466 | $57,433,000 | $132,333 | $1,000,000 | $65,083 | $600,000 |
Home Improvement | 20 | $768,000 | $39,250 | $62,000 | $78,500 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,522 | $160,742,000 | $135,800 | $1,280,000 | $72,000 | $620,000 |
Black or African American | 136 | $12,957,000 | $154,000 | $738,000 | $72,500 | $312,000 |
Not Provided | 131 | $15,015,000 | $119,857 | $584,000 | $58,142 | $159,000 |
Hispanic | 75 | $7,310,000 | $111,285 | $240,000 | $47,571 | $118,000 |
Asian | 12 | $1,110,000 | $89,000 | $195,000 | $68,600 | $204,000 |
American Indian or Alaskan Native | 8 | $743,000 | $79,000 | $228,000 | $81,666 | $128,000 |
Native Hawaiian or Other Pacific Islander | 3 | $197,000 | $65,000 | $99,000 | $27,000 | $29,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,141 | $124,206,000 | $128,000 | $1,280,000 | $69,750 | $620,000 |
FHA-insured (Federal Housing Administration) | 537 | $53,308,000 | $115,333 | $228,000 | $37,833 | $138,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 169 | $16,098,000 | $104,000 | $199,000 | $36,000 | $65,000 |
VA-guaranteed (Veterans Administration) | 40 | $4,462,000 | $118,200 | $195,000 | $45,800 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,156 | $119,857,000 | $127,200 | $893,000 | $62,000 | $312,000 |
Application Withdrawn By Applicant | 584 | $61,749,000 | $130,400 | $1,000,000 | $69,800 | $620,000 |
Application Denied By Financial Institution | 146 | $16,362,000 | $132,571 | $1,280,000 | $63,428 | $456,000 |
Preapproval Denied by Financial Institution | 1 | $106,000 | $106,000 | $106,000 | $30,000 | $30,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 97 | $10,334,000 | $97,428 | $900,000 | $49,142 | $416,000 |
Credit History | 22 | $2,438,000 | $170,333 | $309,000 | $84,000 | $180,000 |
Debt-To-Income Ratio | 13 | $1,246,000 | $90,333 | $157,000 | $26,000 | $51,000 |
Collateral | 8 | $2,015,000 | $492,333 | $1,280,000 | $205,333 | $456,000 |
Employment History | 6 | $378,000 | $51,500 | $100,000 | $17,500 | $33,000 |
Unverifiable Information | 1 | $57,000 | $57,000 | $57,000 | $24,000 | $24,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.