Main Street Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Main Street Financial 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Main Street Financial 9953 Crosspoint Blvd. Indianapolis, IN 46256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 |
| Total Number of Mortgage Applications | 2,103 |
| Total Mortgage Loan Application Amount | $312,577,000 |
| Average Mortgage Loan Application Amount | $143,500 |
| Highest Mortgage Loan Application Amount | $892,000 |
| Average Applicant Income | $67,500 |
| Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Main Street Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Main Street Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Main Street Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Main Street Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Main Street Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Main Street Financial's mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| INDIANAPOLIS-CARMEL, IN | 495 | $ 94,285,000 | $ 190,000 | $ 102,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 235 | $ 24,929,000 | $ 109,500 | $ 52,500 |
| TULSA, OK | 146 | $ 21,433,000 | $ 146,000 | $ 70,000 |
| HARRISBURG-CARLISLE, PA | 101 | $ 15,631,000 | $ 154,000 | $ 56,000 |
| GREENSBORO-HIGH POINT, NC | 89 | $ 12,112,000 | $ 136,000 | $ 63,000 |
| OKLAHOMA CITY, OK | 74 | $ 12,096,000 | $ 163,000 | $ 71,000 |
| KOKOMO, IN | 52 | $ 4,674,000 | $ 89,000 | $ 51,000 |
| BLOOMINGTON, IN | 51 | $ 7,774,000 | $ 152,000 | $ 54,000 |
| LINCOLN, NE | 46 | $ 6,888,000 | $ 149,000 | $ 66,000 |
| SAVANNAH, GA | 32 | $ 5,510,000 | $ 172,000 | $ 74,000 |
| TERRE HAUTE, IN | 32 | $ 3,834,000 | $ 119,000 | $ 50,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 23 | $ 5,693,000 | $ 302,000 | $ 110,000 |
| SHREVEPORT-BOSSIER CITY, LA | 17 | $ 2,702,000 | $ 158,000 | $ 63,000 |
| DUBUQUE, IA | 16 | $ 1,806,000 | $ 112,000 | $ 49,000 |
| GARY, IN | 16 | $ 2,582,000 | $ 161,000 | $ 56,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 15 | $ 2,473,000 | $ 164,000 | $ 42,000 |
| MONTGOMERY, AL | 15 | $ 2,447,000 | $ 163,000 | $ 55,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 15 | $ 1,479,000 | $ 98,000 | $ 32,000 |
| BATON ROUGE, LA | 13 | $ 3,230,000 | $ 248,000 | $ 111,000 |
| ROCKFORD, IL | 13 | $ 1,517,000 | $ 116,000 | $ 57,000 |
| ANDERSON, IN | 12 | $ 1,266,000 | $ 105,000 | $ 69,000 |
| WINSTON-SALEM, NC | 12 | $ 1,574,000 | $ 131,000 | $ 63,000 |
| COLUMBIA, SC | 9 | $ 1,812,000 | $ 201,000 | $ 52,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 8 | $ 1,099,000 | $ 137,000 | $ 73,000 |
| YORK-HANOVER, PA | 8 | $ 1,150,000 | $ 143,000 | $ 56,000 |
| GRAND RAPIDS-WYOMING, MI | 6 | $ 790,000 | $ 131,000 | $ 93,000 |
| LAWTON, OK | 6 | $ 843,000 | $ 140,000 | $ 93,000 |
| CEDAR RAPIDS, IA | 5 | $ 712,000 | $ 142,000 | $ 45,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 5 | $ 888,000 | $ 177,000 | $ 58,000 |
| IOWA CITY, IA | 5 | $ 635,000 | $ 127,000 | $ 45,000 |
| LANCASTER, PA | 5 | $ 885,000 | $ 177,000 | $ 44,000 |
| LANSING-EAST LANSING, MI | 5 | $ 571,000 | $ 114,000 | $ 53,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 5 | $ 859,000 | $ 171,000 | $ 99,000 |
| ELKHART-GOSHEN, IN | 4 | $ 391,000 | $ 97,000 | $ 47,000 |
| FORT SMITH, AR-OK | 4 | $ 462,000 | $ 110,000 | $ 24,000 |
| PEORIA, IL | 4 | $ 238,000 | $ 59,000 | $ 32,000 |
| ST. LOUIS, MO-IL | 4 | $ 326,000 | $ 81,000 | $ 50,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 669,000 | $ 167,000 | $ 62,000 |
| ALBUQUERQUE, NM | 3 | $ 707,000 | $ 235,000 | $ 85,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 561,000 | $ 187,000 | $ 70,000 |
| CHEYENNE, WY | 3 | $ 495,000 | $ 165,000 | $ 58,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3 | $ 234,000 | $ 78,000 | $ 44,500 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 656,000 | $ 218,000 | $ 88,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 3 | $ 295,000 | $ 98,000 | $ 44,000 |
| PHILADELPHIA, PA | 3 | $ 724,000 | $ 241,000 | $ 71,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 626,000 | $ 208,000 | $ 74,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2 | $ 279,000 | $ 139,000 | $ 49,000 |
| FLINT, MI | 2 | $ 199,000 | $ 99,000 | $ 64,000 |
| GAINESVILLE, GA | 2 | $ 594,000 | $ 297,000 | $ 141,000 |
| HINESVILLE-FORT STEWART, GA | 2 | $ 457,000 | $ 228,000 | $ 105,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 306,000 | $ 153,000 | $ 42,000 |
| JACKSON, MS | 2 | $ 173,000 | $ 86,000 | $ 55,000 |
| LAFAYETTE, IN | 2 | $ 507,000 | $ 253,000 | $ 274,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 2 | $ 225,000 | $ 112,500 | $ 47,500 |
| MEMPHIS, TN-MS-AR | 2 | $ 349,000 | $ 174,000 | $ 58,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 332,000 | $ 166,000 | $ 96,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 2 | $ 284,000 | $ 142,000 | $ 127,000 |
| PITTSBURGH, PA | 2 | $ 214,000 | $ 107,000 | $ 99,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 239,000 | $ 119,000 | $ 92,000 |
| SPRINGFIELD, IL | 2 | $ 244,000 | $ 122,000 | $ 93,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2 | $ 832,000 | $ 416,000 | $ 292,000 |
| ALEXANDRIA, LA | 1 | $ 72,000 | $ 72,000 | $ 27,000 |
| CASPER, WY | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 1 | $ 122,000 | $ 122,000 | $ 24,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1 | $ 128,000 | $ 128,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 124,000 | $ 124,000 | $ 41,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 286,000 | $ 286,000 | $ 145,000 |
| FLORENCE, SC | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| FORT WAYNE, IN | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 1 | $ 400,000 | $ 400,000 | $ 847,000 |
| HATTIESBURG, MS | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| IDAHO FALLS, ID | 1 | $ 102,000 | $ 102,000 | $ 26,000 |
| JANESVILLE, WI | 1 | $ 123,000 | $ 123,000 | $ 80,000 |
| KANSAS CITY, MO-KS | 1 | $ 386,000 | $ 386,000 | $ 119,000 |
| LAFAYETTE, LA | 1 | $ 253,000 | $ 253,000 | $ 132,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 263,000 | $ 263,000 | $ 55,000 |
| MOBILE, AL | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| MUNCIE, IN | 1 | $ 226,000 | $ 226,000 | $ 139,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 249,000 | $ 249,000 | $ 160,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 116,000 | $ 116,000 | $ 122,000 |
| PINE BLUFF, AR | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| ROCKY MOUNT, NC | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1 | $ 338,000 | $ 338,000 | $ 92,000 |
| SANTA FE, NM | 1 | $ 267,000 | $ 267,000 | $ 102,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 54,000 | $ 54,000 | $ 0 |
Mortgage Loan Application Detail Totals for Main Street Financial in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,327 | $214,553,000 | $161,000 | $892,000 | $78,000 | $900,000 |
| Home Purchase | 776 | $98,024,000 | $126,000 | $558,000 | $57,000 | $633,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,669 | $254,692,000 | $152,000 | $892,000 | $74,000 | $900,000 |
| Not Provided | 178 | $27,523,000 | $154,000 | $582,000 | $59,000 | $847,000 |
| Hispanic | 132 | $13,389,000 | $101,000 | $417,000 | $44,000 | $396,000 |
| Black or African American | 94 | $12,747,000 | $135,000 | $558,000 | $55,000 | $324,000 |
| Asian | 21 | $3,183,000 | $151,000 | $440,000 | $102,000 | $476,000 |
| American Indian or Alaskan Native | 8 | $904,000 | $113,000 | $151,000 | $44,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $139,000 | $139,000 | $139,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 956 | $114,382,000 | $119,000 | $327,000 | $51,000 | $396,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 951 | $173,308,000 | $182,000 | $892,000 | $94,000 | $900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 134 | $13,083,000 | $97,000 | $248,000 | $40,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 62 | $11,804,000 | $190,000 | $417,000 | $78,000 | $202,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,050 | $143,522,000 | $136,000 | $737,000 | $59,000 | $847,000 |
| Loan Originated | 1,018 | $163,900,000 | $161,000 | $892,000 | $81,000 | $900,000 |
| Application Approved But Not Accepted | 29 | $4,079,000 | $140,000 | $417,000 | $75,000 | $230,000 |
| File Closed For Incompleteness | 5 | $860,000 | $172,000 | $298,000 | $104,000 | $201,000 |
| Application Withdrawn By Applicant | 1 | $216,000 | $216,000 | $216,000 | $115,000 | $115,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 904 | $122,439,000 | $135,000 | $737,000 | $59,000 | $847,000 |
| Collateral | 67 | $10,130,000 | $151,000 | $558,000 | $86,000 | $348,000 |
| Debt-To-Income Ratio | 43 | $5,561,000 | $129,000 | $417,000 | $35,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,548,000 | $159,000 | $289,000 | $70,000 | $159,000 |
| Employment History | 8 | $908,000 | $113,000 | $190,000 | $36,000 | $60,000 |
| Credit Application Incomplete | 8 | $1,299,000 | $162,000 | $388,000 | $81,000 | $250,000 |
| Unverifiable Information | 4 | $637,000 | $159,000 | $350,000 | $73,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Main Street Financial's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Main Street Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.