Main Street Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Main Street Financial 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Main Street Financial 9953 Crosspoint Blvd. Indianapolis, IN 46256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 |
| Total Number of Mortgage Applications | 2,103 |
| Total Mortgage Loan Application Amount | $312,577,000 |
| Average Mortgage Loan Application Amount | $143,500 |
| Highest Mortgage Loan Application Amount | $892,000 |
| Average Applicant Income | $67,500 |
| Highest Applicant Income | $900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Main Street Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Main Street Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Main Street Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Main Street Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Main Street Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Main Street Financial's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Indiana | 201 | $ 45,748,000 | $ 227,000 | $ 125,000 |
| Marion County Indiana | 190 | $ 30,237,000 | $ 159,000 | $ 83,000 |
| Rock Island County Illinois | 99 | $ 8,545,000 | $ 86,000 | $ 44,000 |
| Scott County Iowa | 99 | $ 13,347,000 | $ 134,000 | $ 61,000 |
| Tulsa County Oklahoma | 95 | $ 14,089,000 | $ 148,000 | $ 70,000 |
| Guilford County North Carolina | 75 | $ 10,086,000 | $ 134,000 | $ 61,000 |
| Cumberland County Pennsylvania | 61 | $ 9,408,000 | $ 154,000 | $ 53,000 |
| Howard County Indiana | 51 | $ 4,611,000 | $ 90,000 | $ 52,000 |
| Lawrence County Indiana | 49 | $ 4,527,000 | $ 92,000 | $ 37,000 |
| Lancaster County Nebraska | 46 | $ 6,888,000 | $ 149,000 | $ 66,000 |
| Oklahoma County Oklahoma | 40 | $ 6,673,000 | $ 166,000 | $ 65,000 |
| Monroe County Indiana | 36 | $ 6,272,000 | $ 174,000 | $ 56,000 |
| Johnson County Indiana | 34 | $ 5,615,000 | $ 165,000 | $ 86,000 |
| Dauphin County Pennsylvania | 32 | $ 4,885,000 | $ 152,000 | $ 65,000 |
| Boone County Indiana | 26 | $ 5,929,000 | $ 228,000 | $ 117,000 |
| Davidson County North Carolina | 26 | $ 3,415,000 | $ 131,000 | $ 50,000 |
| Mercer County Illinois | 23 | $ 1,756,000 | $ 76,000 | $ 43,000 |
| Aiken County South Carolina | 22 | $ 5,331,000 | $ 242,000 | $ 97,000 |
| Vigo County Indiana | 18 | $ 2,150,000 | $ 119,000 | $ 46,000 |
| Hancock County Indiana | 17 | $ 2,663,000 | $ 156,000 | $ 84,000 |
| Rogers County Oklahoma | 17 | $ 2,497,000 | $ 146,000 | $ 81,000 |
| Bryan County Georgia | 16 | $ 3,110,000 | $ 194,000 | $ 79,000 |
| Clinton County Iowa | 16 | $ 1,322,000 | $ 82,000 | $ 37,000 |
| Dubuque County Iowa | 16 | $ 1,806,000 | $ 112,000 | $ 49,000 |
| Cleveland County Oklahoma | 16 | $ 2,728,000 | $ 170,000 | $ 83,000 |
| Brevard County Florida | 15 | $ 1,479,000 | $ 98,000 | $ 32,000 |
| Knox County Illinois | 15 | $ 947,000 | $ 63,000 | $ 48,000 |
| Hendricks County Indiana | 15 | $ 2,268,000 | $ 151,000 | $ 59,000 |
| Muscatine County Iowa | 15 | $ 1,196,000 | $ 79,000 | $ 34,000 |
| Chatham County Georgia | 14 | $ 2,073,000 | $ 148,000 | $ 67,000 |
| Henry County Illinois | 14 | $ 1,281,000 | $ 91,000 | $ 43,000 |
| Randolph County North Carolina | 14 | $ 2,026,000 | $ 144,000 | $ 72,000 |
| Lake County Indiana | 13 | $ 2,042,000 | $ 157,000 | $ 49,000 |
| Wagoner County Oklahoma | 13 | $ 1,878,000 | $ 144,000 | $ 55,000 |
| Winnebago County Illinois | 12 | $ 1,428,000 | $ 119,000 | $ 55,000 |
| Madison County Indiana | 12 | $ 1,266,000 | $ 105,000 | $ 69,000 |
| Caddo County Louisiana | 12 | $ 1,545,000 | $ 128,000 | $ 41,000 |
| Canadian County Oklahoma | 12 | $ 1,925,000 | $ 160,000 | $ 79,000 |
| Creek County Oklahoma | 11 | $ 1,687,000 | $ 153,000 | $ 57,000 |
| Whiteside County Illinois | 10 | $ 785,000 | $ 78,000 | $ 49,000 |
| Jackson County Iowa | 10 | $ 1,074,000 | $ 107,000 | $ 46,000 |
| Forsyth County North Carolina | 10 | $ 1,351,000 | $ 135,000 | $ 69,000 |
| Fremont County Wyoming | 10 | $ 1,212,000 | $ 121,000 | $ 59,000 |
| Montgomery County Alabama | 9 | $ 1,491,000 | $ 165,000 | $ 50,000 |
| Greene County Indiana | 9 | $ 1,039,000 | $ 115,000 | $ 57,000 |
| Bolivar County Mississippi | 9 | $ 1,505,000 | $ 167,000 | $ 91,000 |
| Bureau County Illinois | 8 | $ 716,000 | $ 89,000 | $ 59,000 |
| Putnam County Indiana | 8 | $ 1,462,000 | $ 182,000 | $ 132,000 |
| Louisa County Iowa | 8 | $ 675,000 | $ 84,000 | $ 42,000 |
| East Baton Rouge County Louisiana | 8 | $ 2,355,000 | $ 294,000 | $ 137,000 |
| Perry County Pennsylvania | 8 | $ 1,338,000 | $ 167,000 | $ 55,000 |
| York County Pennsylvania | 8 | $ 1,150,000 | $ 143,000 | $ 56,000 |
| Sweetwater County Wyoming | 8 | $ 1,364,000 | $ 170,000 | $ 83,000 |
| Warren County Illinois | 7 | $ 496,000 | $ 70,000 | $ 39,000 |
| Saline County Nebraska | 7 | $ 598,000 | $ 85,000 | $ 41,000 |
| Cherokee County Oklahoma | 7 | $ 1,066,000 | $ 152,000 | $ 86,000 |
| Washington County Oklahoma | 7 | $ 827,000 | $ 118,000 | $ 50,000 |
| Berkeley County South Carolina | 7 | $ 927,000 | $ 132,000 | $ 48,000 |
| Sublette County Wyoming | 7 | $ 2,037,000 | $ 291,000 | $ 92,000 |
| Orange County Indiana | 6 | $ 618,000 | $ 103,000 | $ 43,000 |
| Owen County Indiana | 6 | $ 463,000 | $ 77,000 | $ 40,000 |
| Sullivan County Indiana | 6 | $ 681,000 | $ 113,000 | $ 56,000 |
| Des Moines County Iowa | 6 | $ 425,000 | $ 70,000 | $ 28,000 |
| Comanche County Oklahoma | 6 | $ 843,000 | $ 140,000 | $ 93,000 |
| Franklin County Pennsylvania | 6 | $ 1,003,000 | $ 167,000 | $ 57,000 |
| Charleston County South Carolina | 6 | $ 1,243,000 | $ 207,000 | $ 43,000 |
| Campbell County Wyoming | 6 | $ 1,290,000 | $ 215,000 | $ 61,000 |
| Henry County Indiana | 5 | $ 395,000 | $ 79,000 | $ 76,000 |
| Linn County Iowa | 5 | $ 712,000 | $ 142,000 | $ 45,000 |
| Bossier County Louisiana | 5 | $ 1,157,000 | $ 231,000 | $ 116,000 |
| Ionia County Michigan | 5 | $ 677,000 | $ 135,000 | $ 102,000 |
| Osage County Oklahoma | 5 | $ 679,000 | $ 135,000 | $ 54,000 |
| Lancaster County Pennsylvania | 5 | $ 885,000 | $ 177,000 | $ 44,000 |
| Lexington County South Carolina | 5 | $ 921,000 | $ 184,000 | $ 68,000 |
| Harris County Texas | 5 | $ 716,000 | $ 143,000 | $ 67,000 |
| Cook County Illinois | 4 | $ 519,000 | $ 129,000 | $ 40,000 |
| Cass County Indiana | 4 | $ 566,000 | $ 141,000 | $ 56,000 |
| Clay County Indiana | 4 | $ 338,000 | $ 84,000 | $ 38,000 |
| Elkhart County Indiana | 4 | $ 391,000 | $ 97,000 | $ 47,000 |
| Miami County Indiana | 4 | $ 450,000 | $ 112,000 | $ 43,000 |
| Vermillion County Indiana | 4 | $ 665,000 | $ 166,000 | $ 68,000 |
| Henry County Iowa | 4 | $ 225,000 | $ 56,000 | $ 25,000 |
| Delaware County Oklahoma | 4 | $ 533,000 | $ 133,000 | $ 54,000 |
| Garfield County Oklahoma | 4 | $ 390,000 | $ 97,000 | $ 48,000 |
| Okmulgee County Oklahoma | 4 | $ 484,000 | $ 121,000 | $ 134,000 |
| Pittsburg County Oklahoma | 4 | $ 603,000 | $ 150,000 | $ 80,000 |
| Mercer County Pennsylvania | 4 | $ 669,000 | $ 167,000 | $ 62,000 |
| Autauga County Alabama | 3 | $ 385,000 | $ 128,000 | $ 54,000 |
| Dallas County Alabama | 3 | $ 302,000 | $ 100,000 | $ 37,000 |
| Elmore County Alabama | 3 | $ 571,000 | $ 190,000 | $ 70,000 |
| Lee County Illinois | 3 | $ 343,000 | $ 114,000 | $ 51,000 |
| Macoupin County Illinois | 3 | $ 215,000 | $ 71,000 | $ 45,000 |
| McLean County Illinois | 3 | $ 561,000 | $ 187,000 | $ 70,000 |
| Peoria County Illinois | 3 | $ 175,000 | $ 58,000 | $ 30,000 |
| Parke County Indiana | 3 | $ 333,000 | $ 111,000 | $ 77,000 |
| Washington County Iowa | 3 | $ 195,000 | $ 65,000 | $ 13,000 |
| Eaton County Michigan | 3 | $ 315,000 | $ 105,000 | $ 61,000 |
| Douglas County Nebraska | 3 | $ 523,000 | $ 174,000 | $ 96,000 |
| Hall County Nebraska | 3 | $ 342,000 | $ 114,000 | $ 55,000 |
| Bernalillo County New Mexico | 3 | $ 707,000 | $ 235,000 | $ 85,000 |
| Beckham County Oklahoma | 3 | $ 367,000 | $ 122,000 | $ 39,000 |
| Grady County Oklahoma | 3 | $ 392,000 | $ 130,000 | $ 74,000 |
| Nowata County Oklahoma | 3 | $ 296,000 | $ 98,000 | $ 44,000 |
| Pottawatomie County Oklahoma | 3 | $ 311,000 | $ 103,000 | $ 36,000 |
| Sequoyah County Oklahoma | 3 | $ 362,000 | $ 120,000 | $ 48,000 |
| Snyder County Pennsylvania | 3 | $ 396,000 | $ 132,000 | $ 13,000 |
| Richland County South Carolina | 3 | $ 764,000 | $ 254,000 | $ 26,000 |
| Laramie County Wyoming | 3 | $ 495,000 | $ 165,000 | $ 58,000 |
| Uinta County Wyoming | 3 | $ 574,000 | $ 191,000 | $ 88,000 |
| Clark County Arkansas | 2 | $ 590,000 | $ 295,000 | $ 53,000 |
| Hempstead County Arkansas | 2 | $ 215,000 | $ 107,000 | $ 43,000 |
| Pulaski County Arkansas | 2 | $ 197,000 | $ 98,000 | $ 57,000 |
| Washington County Arkansas | 2 | $ 547,000 | $ 273,000 | $ 132,000 |
| Bulloch County Georgia | 2 | $ 281,000 | $ 140,000 | $ 45,000 |
| Cobb County Georgia | 2 | $ 279,000 | $ 139,000 | $ 49,000 |
| Effingham County Georgia | 2 | $ 327,000 | $ 163,000 | $ 93,000 |
| Hall County Georgia | 2 | $ 594,000 | $ 297,000 | $ 141,000 |
| Liberty County Georgia | 2 | $ 457,000 | $ 228,000 | $ 105,000 |
| Jo Daviess County Illinois | 2 | $ 148,000 | $ 74,000 | $ 28,000 |
| Sangamon County Illinois | 2 | $ 244,000 | $ 122,000 | $ 93,000 |
| Clinton County Indiana | 2 | $ 417,000 | $ 208,000 | $ 108,000 |
| Morgan County Indiana | 2 | $ 204,000 | $ 102,000 | $ 46,000 |
| Porter County Indiana | 2 | $ 284,000 | $ 142,000 | $ 59,000 |
| St. Joseph County Indiana | 2 | $ 239,000 | $ 119,000 | $ 92,000 |
| Tippecanoe County Indiana | 2 | $ 507,000 | $ 253,000 | $ 274,000 |
| Hardin County Iowa | 2 | $ 186,000 | $ 93,000 | $ 68,000 |
| Johnson County Iowa | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| Lee County Iowa | 2 | $ 179,000 | $ 89,000 | $ 54,000 |
| Livingston County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Clinton County Michigan | 2 | $ 256,000 | $ 128,000 | $ 41,000 |
| Genesee County Michigan | 2 | $ 199,000 | $ 99,000 | $ 64,000 |
| Ottawa County Michigan | 2 | $ 306,000 | $ 153,000 | $ 42,000 |
| Becker County Minnesota | 2 | $ 427,000 | $ 213,000 | $ 117,000 |
| Hennepin County Minnesota | 2 | $ 332,000 | $ 166,000 | $ 96,000 |
| Otter Tail County Minnesota | 2 | $ 227,000 | $ 113,000 | $ 73,000 |
| Coahoma County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Hinds County Mississippi | 2 | $ 173,000 | $ 86,000 | $ 55,000 |
| Monroe County Mississippi | 2 | $ 146,000 | $ 73,000 | $ 32,000 |
| Sunflower County Mississippi | 2 | $ 164,000 | $ 82,000 | $ 63,000 |
| Sarpy County Nebraska | 2 | $ 336,000 | $ 168,000 | $ 104,000 |
| Hamilton County Ohio | 2 | $ 156,000 | $ 78,000 | $ 57,000 |
| Hughes County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Jackson County Oklahoma | 2 | $ 254,000 | $ 127,000 | $ 58,000 |
| Johnston County Oklahoma | 2 | $ 295,000 | $ 147,000 | $ 81,000 |
| Lincoln County Oklahoma | 2 | $ 263,000 | $ 131,000 | $ 65,000 |
| Muskogee County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 44,000 |
| Noble County Oklahoma | 2 | $ 215,000 | $ 107,000 | $ 57,000 |
| Ottawa County Oklahoma | 2 | $ 440,000 | $ 220,000 | $ 145,000 |
| Payne County Oklahoma | 2 | $ 395,000 | $ 197,000 | $ 71,000 |
| Pushmataha County Oklahoma | 2 | $ 363,000 | $ 181,000 | $ 50,000 |
| Allegheny County Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 99,000 |
| Dorchester County South Carolina | 2 | $ 303,000 | $ 151,000 | $ 20,000 |
| Greenwood County South Carolina | 2 | $ 461,000 | $ 230,000 | $ 118,000 |
| Shelby County Tennessee | 2 | $ 349,000 | $ 174,000 | $ 58,000 |
| Fort Bend County Texas | 2 | $ 243,000 | $ 121,000 | $ 98,000 |
| Arlington County Virginia | 2 | $ 832,000 | $ 416,000 | $ 292,000 |
| Mobile County Alabama | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| Boone County Arkansas | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Bradley County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Franklin County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Madison County Arkansas | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Mississippi County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Montgomery County Arkansas | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| Polk County Arkansas | 1 | $ 268,000 | $ 268,000 | $ 168,000 |
| Pope County Arkansas | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Saline County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 18,000 |
| El Dorado County California | 1 | $ 338,000 | $ 338,000 | $ 92,000 |
| Lake County Florida | 1 | $ 116,000 | $ 116,000 | $ 122,000 |
| Pasco County Florida | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Columbia County Georgia | 1 | $ 362,000 | $ 362,000 | $ 123,000 |
| Troup County Georgia | 1 | $ 171,000 | $ 171,000 | $ 34,000 |
| Bingham County Idaho | 1 | $ 92,000 | $ 92,000 | $ 92,000 |
| Jefferson County Idaho | 1 | $ 102,000 | $ 102,000 | $ 26,000 |
| Boone County Illinois | 1 | $ 89,000 | $ 89,000 | $ 81,000 |
| Cass County Illinois | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Douglas County Illinois | 1 | $ 90,000 | $ 90,000 | $ 22,000 |
| Fulton County Illinois | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Hancock County Illinois | 1 | $ 79,000 | $ 79,000 | $ 62,000 |
| Henderson County Illinois | 1 | $ 36,000 | $ 36,000 | $ 78,000 |
| Jersey County Illinois | 1 | $ 111,000 | $ 111,000 | $ 64,000 |
| Livingston County Illinois | 1 | $ 61,000 | $ 61,000 | $ 53,000 |
| Logan County Illinois | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| McDonough County Illinois | 1 | $ 76,000 | $ 76,000 | $ 43,000 |
| McHenry County Illinois | 1 | $ 369,000 | $ 369,000 | $ 129,000 |
| Ogle County Illinois | 1 | $ 270,000 | $ 270,000 | $ 50,000 |
| Stark County Illinois | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| Allen County Indiana | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| Bartholomew County Indiana | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| Brown County Indiana | 1 | $ 99,000 | $ 99,000 | $ 106,000 |
| Delaware County Indiana | 1 | $ 226,000 | $ 226,000 | $ 139,000 |
| Fayette County Indiana | 1 | $ 124,000 | $ 124,000 | $ 38,000 |
| Fountain County Indiana | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Franklin County Indiana | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Fulton County Indiana | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Grant County Indiana | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Jackson County Indiana | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Jasper County Indiana | 1 | $ 256,000 | $ 256,000 | $ 144,000 |
| LaGrange County Indiana | 1 | $ 330,000 | $ 330,000 | $ 105,000 |
| Montgomery County Indiana | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Noble County Indiana | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Rush County Indiana | 1 | $ 162,000 | $ 162,000 | $ 82,000 |
| Shelby County Indiana | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Tipton County Indiana | 1 | $ 63,000 | $ 63,000 | $ 38,000 |
| Warren County Indiana | 1 | $ 77,000 | $ 77,000 | $ 102,000 |
| Washington County Indiana | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Cedar County Iowa | 1 | $ 236,000 | $ 236,000 | $ 44,000 |
| Delaware County Iowa | 1 | $ 121,000 | $ 121,000 | $ 27,000 |
| Marshall County Iowa | 1 | $ 64,000 | $ 64,000 | $ 28,000 |
| Polk County Iowa | 1 | $ 124,000 | $ 124,000 | $ 41,000 |
| Poweshiek County Iowa | 1 | $ 74,000 | $ 74,000 | $ 21,000 |
| Wapello County Iowa | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Jefferson County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 95,000 |
| Iberville County Louisiana | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Jefferson County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Lafayette County Louisiana | 1 | $ 253,000 | $ 253,000 | $ 132,000 |
| Pointe Coupee County Louisiana | 1 | $ 262,000 | $ 262,000 | $ 70,000 |
| Rapides County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 27,000 |
| St. Mary County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 25,000 |
| St. Tammany County Louisiana | 1 | $ 182,000 | $ 182,000 | $ 205,000 |
| West Baton Rouge County Louisiana | 1 | $ 219,000 | $ 219,000 | $ 47,000 |
| Barry County Michigan | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Berrien County Michigan | 1 | $ 249,000 | $ 249,000 | $ 160,000 |
| Lapeer County Michigan | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Midland County Michigan | 1 | $ 171,000 | $ 171,000 | $ 80,000 |
| Shiawassee County Michigan | 1 | $ 80,000 | $ 80,000 | $ 29,000 |
| Wadena County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Forrest County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Lee County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Oktibbeha County Mississippi | 1 | $ 101,000 | $ 101,000 | $ 26,000 |
| Pontotoc County Mississippi | 1 | $ 94,000 | $ 94,000 | $ 23,000 |
| Clay County Missouri | 1 | $ 386,000 | $ 386,000 | $ 119,000 |
| Phelps County Missouri | 1 | $ 40,000 | $ 40,000 | $ 79,000 |
| Platte County Nebraska | 1 | $ 316,000 | $ 316,000 | $ 82,000 |
| Santa Fe County New Mexico | 1 | $ 267,000 | $ 267,000 | $ 102,000 |
| Davie County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 20,000 |
| Edgecombe County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Montgomery County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Person County North Carolina | 1 | $ 286,000 | $ 286,000 | $ 145,000 |
| Rowan County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Stokes County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 46,000 |
| Surry County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 65,000 |
| Watauga County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 420,000 |
| Lorain County Ohio | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Adair County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Carter County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| Craig County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 54,000 |
| Custer County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
| Garvin County Oklahoma | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
| Kingfisher County Oklahoma | 1 | $ 179,000 | $ 179,000 | $ 104,000 |
| Love County Oklahoma | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Marshall County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 78,000 |
| Mayes County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 120,000 |
| McClain County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| McIntosh County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Murray County Oklahoma | 1 | $ 204,000 | $ 204,000 | $ 70,000 |
| Pawnee County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Pontotoc County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 50,000 |
| Stephens County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 24,000 |
| Texas County Oklahoma | 1 | $ 89,000 | $ 89,000 | $ 86,000 |
| Bucks County Pennsylvania | 1 | $ 332,000 | $ 332,000 | $ 88,000 |
| Chester County Pennsylvania | 1 | $ 221,000 | $ 221,000 | $ 74,000 |
| Juniata County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Mifflin County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 159,000 |
| Philadelphia County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
| Union County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 75,000 |
| Calhoun County South Carolina | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Clarendon County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 80,000 |
| Florence County South Carolina | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Greenville County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 847,000 |
| Horry County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Jasper County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 22,000 |
| Lancaster County South Carolina | 1 | $ 729,000 | $ 729,000 | $ 377,000 |
| York County South Carolina | 1 | $ 122,000 | $ 122,000 | $ 24,000 |
| Waller County Texas | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Hampton County Virginia | 1 | $ 197,000 | $ 197,000 | $ 72,000 |
| James City County Virginia | 1 | $ 299,000 | $ 299,000 | $ 99,000 |
| Williamsburg County Virginia | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Rock County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 80,000 |
| Waukesha County Wisconsin | 1 | $ 263,000 | $ 263,000 | $ 55,000 |
| Big Horn County Wyoming | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Crook County Wyoming | 1 | $ 183,000 | $ 183,000 | $ 102,000 |
| Goshen County Wyoming | 1 | $ 167,000 | $ 167,000 | $ 74,000 |
| Hot Springs County Wyoming | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Johnson County Wyoming | 1 | $ 189,000 | $ 189,000 | $ 93,000 |
| Lincoln County Wyoming | 1 | $ 172,000 | $ 172,000 | $ 88,000 |
| Natrona County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Park County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Teton County Wyoming | 1 | $ 396,000 | $ 396,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for Main Street Financial in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,327 | $214,553,000 | $161,000 | $892,000 | $78,000 | $900,000 |
| Home Purchase | 776 | $98,024,000 | $126,000 | $558,000 | $57,000 | $633,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,669 | $254,692,000 | $152,000 | $892,000 | $74,000 | $900,000 |
| Not Provided | 178 | $27,523,000 | $154,000 | $582,000 | $59,000 | $847,000 |
| Hispanic | 132 | $13,389,000 | $101,000 | $417,000 | $44,000 | $396,000 |
| Black or African American | 94 | $12,747,000 | $135,000 | $558,000 | $55,000 | $324,000 |
| Asian | 21 | $3,183,000 | $151,000 | $440,000 | $102,000 | $476,000 |
| American Indian or Alaskan Native | 8 | $904,000 | $113,000 | $151,000 | $44,000 | $65,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $139,000 | $139,000 | $139,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 956 | $114,382,000 | $119,000 | $327,000 | $51,000 | $396,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 951 | $173,308,000 | $182,000 | $892,000 | $94,000 | $900,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 134 | $13,083,000 | $97,000 | $248,000 | $40,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 62 | $11,804,000 | $190,000 | $417,000 | $78,000 | $202,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,050 | $143,522,000 | $136,000 | $737,000 | $59,000 | $847,000 |
| Loan Originated | 1,018 | $163,900,000 | $161,000 | $892,000 | $81,000 | $900,000 |
| Application Approved But Not Accepted | 29 | $4,079,000 | $140,000 | $417,000 | $75,000 | $230,000 |
| File Closed For Incompleteness | 5 | $860,000 | $172,000 | $298,000 | $104,000 | $201,000 |
| Application Withdrawn By Applicant | 1 | $216,000 | $216,000 | $216,000 | $115,000 | $115,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 904 | $122,439,000 | $135,000 | $737,000 | $59,000 | $847,000 |
| Collateral | 67 | $10,130,000 | $151,000 | $558,000 | $86,000 | $348,000 |
| Debt-To-Income Ratio | 43 | $5,561,000 | $129,000 | $417,000 | $35,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,548,000 | $159,000 | $289,000 | $70,000 | $159,000 |
| Employment History | 8 | $908,000 | $113,000 | $190,000 | $36,000 | $60,000 |
| Credit Application Incomplete | 8 | $1,299,000 | $162,000 | $388,000 | $81,000 | $250,000 |
| Unverifiable Information | 4 | $637,000 | $159,000 | $350,000 | $73,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Main Street Financial's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Main Street Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.