Mainsource Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Mainsource Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mainsource Bank 2105 N State Rd 3 Bypass Greensburg, IN 47240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,646 |
| Total Mortgage Loan Application Amount | $658,114,000 |
| Average Mortgage Loan Application Amount | $131,000 |
| Highest Mortgage Loan Application Amount | $8,295,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $3,442,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Mainsource Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mainsource Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Mainsource Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mainsource Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mainsource Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mainsource Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 399 | $ 70,000,000 | $ 175,000 | $ 79,000 |
| Bartholomew County Indiana | 386 | $ 68,502,000 | $ 177,000 | $ 111,000 |
| Jefferson County Indiana | 240 | $ 25,134,000 | $ 104,000 | $ 82,000 |
| Franklin County Indiana | 197 | $ 23,776,000 | $ 120,000 | $ 66,000 |
| Wayne County Indiana | 179 | $ 18,653,000 | $ 104,000 | $ 63,000 |
| Decatur County Indiana | 173 | $ 22,704,000 | $ 131,000 | $ 71,000 |
| Ripley County Indiana | 164 | $ 20,971,000 | $ 127,000 | $ 78,000 |
| Johnson County Indiana | 162 | $ 30,196,000 | $ 186,000 | $ 124,000 |
| Floyd County Indiana | 148 | $ 21,654,000 | $ 146,000 | $ 89,000 |
| Dearborn County Indiana | 134 | $ 17,886,000 | $ 133,000 | $ 85,000 |
| Miami County Ohio | 119 | $ 13,668,000 | $ 114,000 | $ 80,000 |
| Lake County Indiana | 110 | $ 14,077,000 | $ 127,000 | $ 90,000 |
| Jennings County Indiana | 105 | $ 10,705,000 | $ 101,000 | $ 69,000 |
| Marion County Indiana | 105 | $ 16,999,000 | $ 161,000 | $ 78,000 |
| Rush County Indiana | 99 | $ 9,046,000 | $ 91,000 | $ 63,000 |
| Monroe County Indiana | 98 | $ 30,035,000 | $ 306,000 | $ 100,000 |
| Jackson County Indiana | 96 | $ 15,716,000 | $ 163,000 | $ 77,000 |
| Fayette County Indiana | 94 | $ 7,941,000 | $ 84,000 | $ 50,000 |
| Shelby County Indiana | 89 | $ 11,956,000 | $ 134,000 | $ 78,000 |
| Clark County Indiana | 88 | $ 17,235,000 | $ 195,000 | $ 81,000 |
| Jefferson County Kentucky | 84 | $ 17,044,000 | $ 202,000 | $ 112,000 |
| Switzerland County Indiana | 80 | $ 6,397,000 | $ 79,000 | $ 54,000 |
| Greene County Indiana | 73 | $ 5,955,000 | $ 81,000 | $ 55,000 |
| Jay County Indiana | 71 | $ 5,100,000 | $ 71,000 | $ 57,000 |
| Henry County Indiana | 64 | $ 5,396,000 | $ 84,000 | $ 69,000 |
| Madison County Indiana | 64 | $ 5,424,000 | $ 84,000 | $ 61,000 |
| Randolph County Indiana | 54 | $ 4,628,000 | $ 85,000 | $ 65,000 |
| Montgomery County Indiana | 49 | $ 4,570,000 | $ 93,000 | $ 73,000 |
| Kankakee County Illinois | 47 | $ 6,162,000 | $ 131,000 | $ 100,000 |
| Porter County Indiana | 45 | $ 6,679,000 | $ 148,000 | $ 103,000 |
| Hamilton County Indiana | 41 | $ 11,760,000 | $ 286,000 | $ 165,000 |
| Butler County Ohio | 39 | $ 7,059,000 | $ 181,000 | $ 90,000 |
| Warren County Indiana | 38 | $ 2,846,000 | $ 74,000 | $ 67,000 |
| Anderson County Kentucky | 38 | $ 5,062,000 | $ 133,000 | $ 71,000 |
| Mercer County Kentucky | 35 | $ 4,035,000 | $ 115,000 | $ 86,000 |
| Brown County Indiana | 34 | $ 6,367,000 | $ 187,000 | $ 77,000 |
| Montgomery County Ohio | 30 | $ 3,762,000 | $ 125,000 | $ 72,000 |
| Harrison County Indiana | 29 | $ 4,236,000 | $ 146,000 | $ 72,000 |
| Ohio County Indiana | 29 | $ 2,481,000 | $ 85,000 | $ 76,000 |
| Iroquois County Illinois | 24 | $ 2,124,000 | $ 88,000 | $ 65,000 |
| Clermont County Ohio | 24 | $ 8,905,000 | $ 371,000 | $ 75,000 |
| Darke County Ohio | 24 | $ 2,011,000 | $ 83,000 | $ 59,000 |
| Fountain County Indiana | 23 | $ 2,026,000 | $ 88,000 | $ 60,000 |
| Warren County Ohio | 23 | $ 5,499,000 | $ 239,000 | $ 113,000 |
| Vermilion County Illinois | 22 | $ 1,267,000 | $ 57,000 | $ 72,000 |
| Trimble County Kentucky | 20 | $ 2,122,000 | $ 106,000 | $ 75,000 |
| Morgan County Indiana | 18 | $ 2,867,000 | $ 159,000 | $ 69,000 |
| Newton County Indiana | 18 | $ 1,251,000 | $ 69,000 | $ 41,000 |
| Shelby County Kentucky | 18 | $ 2,006,000 | $ 111,000 | $ 58,000 |
| Hancock County Indiana | 17 | $ 2,555,000 | $ 150,000 | $ 110,000 |
| Crawford County Indiana | 16 | $ 1,340,000 | $ 83,000 | $ 43,000 |
| Union County Indiana | 14 | $ 1,016,000 | $ 72,000 | $ 51,000 |
| Franklin County Kentucky | 14 | $ 1,674,000 | $ 119,000 | $ 87,000 |
| Clay County Indiana | 13 | $ 946,000 | $ 72,000 | $ 60,000 |
| Hendricks County Indiana | 11 | $ 1,513,000 | $ 137,000 | $ 67,000 |
| Daviess County Indiana | 10 | $ 1,581,000 | $ 158,000 | $ 61,000 |
| Scott County Indiana | 9 | $ 1,277,000 | $ 141,000 | $ 102,000 |
| Washington County Indiana | 9 | $ 807,000 | $ 89,000 | $ 73,000 |
| Boone County Indiana | 7 | $ 1,930,000 | $ 275,000 | $ 242,000 |
| Delaware County Indiana | 6 | $ 706,000 | $ 117,000 | $ 57,000 |
| Grant County Indiana | 6 | $ 527,000 | $ 87,000 | $ 45,000 |
| Boone County Kentucky | 6 | $ 1,185,000 | $ 197,000 | $ 97,000 |
| Lee County Florida | 5 | $ 3,003,000 | $ 600,000 | $ 111,000 |
| Lawrence County Indiana | 5 | $ 614,000 | $ 122,000 | $ 83,000 |
| Vigo County Indiana | 5 | $ 457,000 | $ 91,000 | $ 62,000 |
| Campbell County Kentucky | 5 | $ 561,000 | $ 112,000 | $ 45,000 |
| Kenton County Kentucky | 5 | $ 817,000 | $ 163,000 | $ 77,000 |
| Allen County Ohio | 5 | $ 315,000 | $ 63,000 | $ 61,000 |
| Preble County Ohio | 5 | $ 516,000 | $ 103,000 | $ 40,000 |
| Pinellas County Florida | 4 | $ 654,000 | $ 163,000 | $ 175,000 |
| Cook County Illinois | 4 | $ 983,000 | $ 245,000 | $ 76,000 |
| Will County Illinois | 4 | $ 621,000 | $ 155,000 | $ 115,000 |
| Parke County Indiana | 4 | $ 263,000 | $ 65,000 | $ 45,000 |
| Putnam County Indiana | 4 | $ 148,000 | $ 37,000 | $ 40,000 |
| Sullivan County Indiana | 4 | $ 205,000 | $ 51,000 | $ 32,000 |
| Boyle County Kentucky | 4 | $ 472,000 | $ 118,000 | $ 67,000 |
| Fayette County Kentucky | 4 | $ 476,000 | $ 119,000 | $ 54,000 |
| Oldham County Kentucky | 4 | $ 634,000 | $ 158,000 | $ 82,000 |
| Shelby County Ohio | 4 | $ 2,242,000 | $ 560,000 | $ 64,000 |
| Adams County Indiana | 3 | $ 133,000 | $ 44,000 | $ 53,000 |
| Benton County Indiana | 3 | $ 289,000 | $ 96,000 | $ 56,000 |
| Martin County Indiana | 3 | $ 424,000 | $ 141,000 | $ 78,000 |
| Owen County Indiana | 3 | $ 986,000 | $ 328,000 | $ 92,000 |
| Vermillion County Indiana | 3 | $ 282,000 | $ 94,000 | $ 39,000 |
| Edmonson County Kentucky | 3 | $ 489,000 | $ 163,000 | $ 272,000 |
| Clark County Ohio | 3 | $ 611,000 | $ 203,000 | $ 125,000 |
| Franklin County Ohio | 3 | $ 808,000 | $ 269,000 | $ 146,000 |
| Greene County Ohio | 3 | $ 686,000 | $ 228,000 | $ 121,000 |
| Collier County Florida | 2 | $ 482,000 | $ 241,000 | $ 94,000 |
| Orange County Florida | 2 | $ 314,000 | $ 157,000 | $ 158,000 |
| Volusia County Florida | 2 | $ 372,000 | $ 186,000 | $ 121,000 |
| Champaign County Illinois | 2 | $ 124,000 | $ 62,000 | $ 77,000 |
| Blackford County Indiana | 2 | $ 71,000 | $ 35,000 | $ 43,000 |
| LaPorte County Indiana | 2 | $ 124,000 | $ 62,000 | $ 29,000 |
| Tippecanoe County Indiana | 2 | $ 133,000 | $ 66,000 | $ 71,000 |
| Carroll County Kentucky | 2 | $ 489,000 | $ 244,000 | $ 34,000 |
| Grayson County Kentucky | 2 | $ 207,000 | $ 103,000 | $ 194,000 |
| Madison County Kentucky | 2 | $ 398,000 | $ 199,000 | $ 97,000 |
| Pendleton County Kentucky | 2 | $ 218,000 | $ 109,000 | $ 125,000 |
| Rockcastle County Kentucky | 2 | $ 194,000 | $ 97,000 | $ 42,000 |
| Mercer County Ohio | 2 | $ 86,000 | $ 43,000 | $ 13,000 |
| Campbell County Tennessee | 2 | $ 374,000 | $ 187,000 | $ 277,000 |
| Davidson County Tennessee | 2 | $ 817,000 | $ 408,000 | $ 82,000 |
| Brevard County Florida | 1 | $ 300,000 | $ 300,000 | $ 361,000 |
| Manatee County Florida | 1 | $ 468,000 | $ 468,000 | $ 206,000 |
| Monroe County Florida | 1 | $ 551,000 | $ 551,000 | $ 415,000 |
| Palm Beach County Florida | 1 | $ 202,000 | $ 202,000 | $ 38,000 |
| Livingston County Illinois | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Piatt County Illinois | 1 | $ 543,000 | $ 543,000 | $ 313,000 |
| Carroll County Indiana | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Elkhart County Indiana | 1 | $ 140,000 | $ 140,000 | $ 125,000 |
| Huntington County Indiana | 1 | $ 64,000 | $ 64,000 | $ 76,000 |
| Jasper County Indiana | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Knox County Indiana | 1 | $ 169,000 | $ 169,000 | $ 74,000 |
| Kosciusko County Indiana | 1 | $ 22,000 | $ 22,000 | $ 206,000 |
| Orange County Indiana | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Perry County Indiana | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
| Steuben County Indiana | 1 | $ 120,000 | $ 120,000 | $ 274,000 |
| White County Indiana | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Bullitt County Kentucky | 1 | $ 360,000 | $ 360,000 | $ 180,000 |
| Clinton County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Fleming County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 22,000 |
| Gallatin County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Garrard County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Henry County Kentucky | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Pulaski County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Scott County Kentucky | 1 | $ 296,000 | $ 296,000 | $ 114,000 |
| Washington County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 31,000 |
| Barry County Michigan | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Charlevoix County Michigan | 1 | $ 1,120,000 | $ 1,120,000 | $ 313,000 |
| Mason County Michigan | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Brown County Ohio | 1 | $ 127,000 | $ 127,000 | $ 58,000 |
| Delaware County Ohio | 1 | $ 281,000 | $ 281,000 | $ 211,000 |
| Crawford County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 177,000 |
| Georgetown County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Mainsource Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,276 | $308,049,000 | $135,000 | $4,700,000 | $81,000 | $1,034,000 |
| Home Purchase | 1,935 | $306,327,000 | $158,000 | $8,295,000 | $83,000 | $3,442,000 |
| Home Improvement | 435 | $43,738,000 | $100,000 | $5,360,000 | $80,000 | $865,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,244 | $555,987,000 | $131,000 | $2,300,000 | $84,000 | $3,442,000 |
| Not applicable | 96 | $56,168,000 | $585,000 | $8,295,000 | $13,000 | $200,000 |
| Not Provided | 90 | $12,119,000 | $134,000 | $1,015,000 | $87,000 | $739,000 |
| Black or African American | 76 | $9,045,000 | $119,000 | $385,000 | $59,000 | $227,000 |
| Hispanic | 66 | $7,527,000 | $114,000 | $375,000 | $69,000 | $448,000 |
| Asian | 62 | $10,668,000 | $172,000 | $527,000 | $100,000 | $525,000 |
| American Indian or Alaskan Native | 11 | $6,394,000 | $581,000 | $5,360,000 | $82,000 | $191,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $206,000 | $206,000 | $206,000 | $55,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,149 | $598,450,000 | $144,000 | $8,295,000 | $85,000 | $3,442,000 |
| FHA-insured (Federal Housing Administration) | 297 | $35,358,000 | $119,000 | $366,000 | $58,000 | $310,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $12,787,000 | $102,000 | $243,000 | $40,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 75 | $11,519,000 | $153,000 | $362,000 | $65,000 | $227,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,922 | $417,196,000 | $142,000 | $6,362,000 | $85,000 | $3,442,000 |
| Application Denied By Financial Institution | 826 | $97,577,000 | $118,000 | $2,100,000 | $62,000 | $954,000 |
| Application Approved But Not Accepted | 820 | $134,536,000 | $164,000 | $8,295,000 | $93,000 | $1,003,000 |
| Loan Purchased By The Institution | 38 | $2,154,000 | $56,000 | $134,000 | $34,000 | $200,000 |
| Application Withdrawn By Applicant | 29 | $5,075,000 | $175,000 | $1,050,000 | $73,000 | $276,000 |
| File Closed For Incompleteness | 11 | $1,576,000 | $143,000 | $365,000 | $73,000 | $175,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 335 | $32,977,000 | $98,000 | $1,399,000 | $67,000 | $954,000 |
| Collateral | 206 | $22,429,000 | $108,000 | $1,400,000 | $66,000 | $560,000 |
| Debt-To-Income Ratio | 183 | $24,895,000 | $136,000 | $970,000 | $43,000 | $168,000 |
| Other | 76 | $13,183,000 | $173,000 | $2,100,000 | $69,000 | $619,000 |
| Unverifiable Information | 11 | $1,492,000 | $135,000 | $294,000 | $66,000 | $200,000 |
| Employment History | 10 | $1,018,000 | $101,000 | $164,000 | $33,000 | $55,000 |
| Credit Application Incomplete | 4 | $1,524,000 | $381,000 | $1,015,000 | $309,000 | $739,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $59,000 | $59,000 | $59,000 | $20,000 | $20,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mainsource Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mainsource Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.