R M K Financial Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

R M K Financial Corp. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address R M K Financial Corp.
1819 S. Excise Avenue
Ontario, CA 91761
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2010  2009  
Total Number of Mortgage Applications 2,651
Total Mortgage Loan Application Amount $718,416,000
Average Mortgage Loan Application Amount $271,000
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $69,666
Highest Applicant Income $1,617,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with R M K Financial Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R M K Financial Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down R M K Financial Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R M K Financial Corp. serves its applicants.

Each category highlights the total number of mortgage applications processed by R M K Financial Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R M K Financial Corp.'s mortgage activity for 2013.

Mortgage Loan Application Totals for R M K Financial Corp. by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 566 $ 197,294,000 $ 348,000 $ 109,000
Orange County California 332 $ 112,976,000 $ 340,000 $ 107,000
Riverside County California 182 $ 46,141,000 $ 253,000 $ 81,000
San Bernardino County California 137 $ 35,549,000 $ 259,000 $ 72,000
San Diego County California 84 $ 31,072,000 $ 369,000 $ 121,000
Fairfax County Virginia 80 $ 25,032,000 $ 312,000 $ 81,000
Gwinnett County Georgia 65 $ 11,206,000 $ 172,000 $ 48,000
Prince George's County Maryland 40 $ 9,554,000 $ 238,000 $ 20,000
Sacramento County California 34 $ 5,795,000 $ 170,000 $ 70,000
Baltimore County Maryland 32 $ 6,929,000 $ 216,000 $ 14,000
Santa Clara County California 31 $ 11,350,000 $ 366,000 $ 138,000
Prince William County Virginia 30 $ 7,439,000 $ 247,000 $ 62,000
Cobb County Georgia 29 $ 5,975,000 $ 206,000 $ 34,000
DeKalb County Georgia 28 $ 4,647,000 $ 165,000 $ 27,000
Loudoun County Virginia 27 $ 7,125,000 $ 263,000 $ 63,000
Ventura County California 26 $ 10,499,000 $ 403,000 $ 103,000
Alameda County California 25 $ 7,901,000 $ 316,000 $ 79,000
Montgomery County Maryland 23 $ 6,526,000 $ 283,000 $ 40,000
San Joaquin County California 22 $ 4,144,000 $ 188,000 $ 27,000
Contra Costa County California 21 $ 7,971,000 $ 379,000 $ 110,000
Fulton County Georgia 21 $ 3,863,000 $ 183,000 $ 58,000
Henry County Georgia 17 $ 2,671,000 $ 157,000 $ 12,000
Tarrant County Texas 17 $ 2,515,000 $ 147,000 $ 0
Baltimore City County Maryland 15 $ 2,234,000 $ 148,000 $ 14,000
Anne Arundel County Maryland 14 $ 4,873,000 $ 348,000 $ 64,000
Mecklenburg County North Carolina 14 $ 2,110,000 $ 150,000 $ 4,000
Kern County California 13 $ 2,379,000 $ 183,000 $ 83,000
Harford County Maryland 13 $ 2,856,000 $ 219,000 $ 24,000
Howard County Maryland 13 $ 3,907,000 $ 300,000 $ 84,000
Monterey County California 12 $ 3,679,000 $ 306,000 $ 44,000
San Mateo County California 12 $ 8,401,000 $ 700,000 $ 215,000
Guilford County North Carolina 12 $ 1,723,000 $ 143,000 $ 16,000
Wake County North Carolina 12 $ 1,851,000 $ 154,000 $ 74,000
Cumberland County North Carolina 11 $ 1,648,000 $ 149,000 $ 0
Placer County California 10 $ 3,444,000 $ 344,000 $ 82,000
Solano County California 10 $ 1,942,000 $ 194,000 $ 29,000
Chesterfield County Virginia 10 $ 1,871,000 $ 187,000 $ 0
Henrico County Virginia 10 $ 1,764,000 $ 176,000 $ 0
Virginia Beach County Virginia 10 $ 2,033,000 $ 203,000 $ 0
King County Washington 10 $ 2,501,000 $ 250,000 $ 7,000
Pierce County Washington 10 $ 2,087,000 $ 208,000 $ 0
Fresno County California 8 $ 1,376,000 $ 172,000 $ 30,000
Union County North Carolina 8 $ 1,458,000 $ 182,000 $ 0
Santa Barbara County California 7 $ 1,292,000 $ 184,000 $ 44,000
Adams County Colorado 7 $ 1,081,000 $ 154,000 $ 0
Arapahoe County Colorado 7 $ 1,282,000 $ 183,000 $ 0
Clayton County Georgia 7 $ 749,000 $ 107,000 $ 29,000
Douglas County Georgia 7 $ 1,156,000 $ 165,000 $ 28,000
Rockdale County Georgia 7 $ 1,096,000 $ 156,000 $ 18,000
Forsyth County North Carolina 7 $ 1,043,000 $ 149,000 $ 14,000
Onslow County North Carolina 7 $ 1,249,000 $ 178,000 $ 0
Dallas County Texas 7 $ 966,000 $ 138,000 $ 0
Chesapeake County Virginia 7 $ 1,584,000 $ 226,000 $ 0
Newport News County Virginia 7 $ 1,231,000 $ 175,000 $ 0
Norfolk County Virginia 7 $ 1,372,000 $ 196,000 $ 0
San Francisco County California 6 $ 3,613,000 $ 602,000 $ 182,000
Stanislaus County California 6 $ 880,000 $ 146,000 $ 25,000
Tulare County California 6 $ 948,000 $ 158,000 $ 58,000
Barrow County Georgia 6 $ 855,000 $ 142,000 $ 9,000
Bexar County Texas 6 $ 877,000 $ 146,000 $ 0
Hampton County Virginia 6 $ 1,016,000 $ 169,000 $ 40,000
Stafford County Virginia 6 $ 1,564,000 $ 260,000 $ 12,000
Imperial County California 5 $ 1,027,000 $ 205,000 $ 32,000
Lake County California 5 $ 944,000 $ 188,000 $ 53,000
San Luis Obispo County California 5 $ 1,475,000 $ 295,000 $ 177,000
Sonoma County California 5 $ 1,515,000 $ 303,000 $ 122,000
El Paso County Colorado 5 $ 708,000 $ 141,000 $ 0
Forsyth County Georgia 5 $ 1,670,000 $ 334,000 $ 93,000
Hall County Georgia 5 $ 646,000 $ 129,000 $ 38,000
Muscogee County Georgia 5 $ 936,000 $ 187,000 $ 0
Newton County Georgia 5 $ 622,000 $ 124,000 $ 27,000
Walton County Georgia 5 $ 843,000 $ 168,000 $ 12,000
Gaston County North Carolina 5 $ 615,000 $ 123,000 $ 0
Johnston County North Carolina 5 $ 914,000 $ 182,000 $ 0
Spokane County Washington 5 $ 849,000 $ 169,000 $ 0
Butte County California 4 $ 719,000 $ 179,000 $ 44,000
El Dorado County California 4 $ 920,000 $ 230,000 $ 85,000
Merced County California 4 $ 742,000 $ 185,000 $ 0
Chatham County Georgia 4 $ 619,000 $ 154,000 $ 0
Fayette County Georgia 4 $ 791,000 $ 197,000 $ 73,000
Paulding County Georgia 4 $ 564,000 $ 141,000 $ 12,000
Frederick County Maryland 4 $ 1,007,000 $ 251,000 $ 0
Iredell County North Carolina 4 $ 544,000 $ 136,000 $ 0
Randolph County North Carolina 4 $ 567,000 $ 141,000 $ 17,000
Rockingham County North Carolina 4 $ 383,000 $ 95,000 $ 25,000
El Paso County Texas 4 $ 628,000 $ 157,000 $ 0
Hidalgo County Texas 4 $ 605,000 $ 151,000 $ 0
Williamson County Texas 4 $ 565,000 $ 141,000 $ 0
Caroline County Virginia 4 $ 781,000 $ 195,000 $ 0
Prince George County Virginia 4 $ 696,000 $ 174,000 $ 0
Snohomish County Washington 4 $ 858,000 $ 214,000 $ 0
Thurston County Washington 4 $ 615,000 $ 153,000 $ 0
Humboldt County California 3 $ 512,000 $ 170,000 $ 36,000
Madera County California 3 $ 474,000 $ 158,000 $ 55,000
Marin County California 3 $ 2,430,000 $ 810,000 $ 190,000
Shasta County California 3 $ 590,000 $ 196,000 $ 39,000
Pueblo County Colorado 3 $ 338,000 $ 112,000 $ 0
Weld County Colorado 3 $ 445,000 $ 148,000 $ 0
Bartow County Georgia 3 $ 559,000 $ 186,000 $ 0
Bibb County Georgia 3 $ 375,000 $ 125,000 $ 0
Cherokee County Georgia 3 $ 467,000 $ 155,000 $ 28,000
Coweta County Georgia 3 $ 593,000 $ 197,000 $ 0
Jackson County Georgia 3 $ 453,000 $ 151,000 $ 21,000
Troup County Georgia 3 $ 575,000 $ 191,000 $ 19,000
Alamance County North Carolina 3 $ 501,000 $ 167,000 $ 0
Henderson County North Carolina 3 $ 507,000 $ 169,000 $ 51,000
Collin County Texas 3 $ 445,000 $ 148,000 $ 0
Denton County Texas 3 $ 445,000 $ 148,000 $ 0
Fort Bend County Texas 3 $ 498,000 $ 166,000 $ 0
Harris County Texas 3 $ 445,000 $ 148,000 $ 0
Kaufman County Texas 3 $ 429,000 $ 143,000 $ 0
Webb County Texas 3 $ 484,000 $ 161,000 $ 0
Arlington County Virginia 3 $ 566,000 $ 188,000 $ 71,000
Augusta County Virginia 3 $ 431,000 $ 143,000 $ 0
Dinwiddie County Virginia 3 $ 388,000 $ 129,000 $ 0
Rockingham County Virginia 3 $ 504,000 $ 168,000 $ 0
Spotsylvania County Virginia 3 $ 590,000 $ 196,000 $ 12,000
York County Virginia 3 $ 557,000 $ 185,000 $ 0
Benton County Washington 3 $ 394,000 $ 131,000 $ 0
Chelan County Washington 3 $ 478,000 $ 159,000 $ 0
Clark County Washington 3 $ 542,000 $ 180,000 $ 35,000
Yakima County Washington 3 $ 397,000 $ 132,000 $ 0
Calaveras County California 2 $ 450,000 $ 225,000 $ 173,000
Kings County California 2 $ 288,000 $ 144,000 $ 23,000
Napa County California 2 $ 550,000 $ 275,000 $ 133,000
Nevada County California 2 $ 388,000 $ 194,000 $ 24,000
Santa Cruz County California 2 $ 432,000 $ 216,000 $ 55,000
Denver County Colorado 2 $ 284,000 $ 142,000 $ 0
Larimer County Colorado 2 $ 314,000 $ 157,000 $ 0
Mesa County Colorado 2 $ 262,000 $ 131,000 $ 0
Columbia County Georgia 2 $ 247,000 $ 123,000 $ 0
Richmond County Georgia 2 $ 236,000 $ 118,000 $ 0
Spalding County Georgia 2 $ 255,000 $ 127,000 $ 0
Thomas County Georgia 2 $ 269,000 $ 134,000 $ 0
Whitfield County Georgia 2 $ 283,000 $ 141,000 $ 21,000
Calvert County Maryland 2 $ 705,000 $ 352,000 $ 0
Cecil County Maryland 2 $ 413,000 $ 206,000 $ 0
Charles County Maryland 2 $ 593,000 $ 296,000 $ 140,000
St. Mary's County Maryland 2 $ 617,000 $ 308,000 $ 0
Cabarrus County North Carolina 2 $ 290,000 $ 145,000 $ 0
Catawba County North Carolina 2 $ 314,000 $ 157,000 $ 0
Chowan County North Carolina 2 $ 283,000 $ 141,000 $ 0
Craven County North Carolina 2 $ 233,000 $ 116,000 $ 0
Davidson County North Carolina 2 $ 267,000 $ 133,000 $ 21,000
Durham County North Carolina 2 $ 307,000 $ 153,000 $ 0
Harnett County North Carolina 2 $ 320,000 $ 160,000 $ 0
Hoke County North Carolina 2 $ 325,000 $ 162,000 $ 0
Moore County North Carolina 2 $ 418,000 $ 209,000 $ 0
Nash County North Carolina 2 $ 385,000 $ 192,000 $ 0
Rowan County North Carolina 2 $ 343,000 $ 171,000 $ 0
Columbia County Oregon 2 $ 316,000 $ 158,000 $ 0
Hays County Texas 2 $ 262,000 $ 131,000 $ 0
Johnson County Texas 2 $ 268,000 $ 134,000 $ 0
Navarro County Texas 2 $ 267,000 $ 133,000 $ 0
Rockwall County Texas 2 $ 307,000 $ 153,000 $ 0
Travis County Texas 2 $ 322,000 $ 161,000 $ 53,000
Alexandria County Virginia 2 $ 344,000 $ 172,000 $ 82,000
Bedford County Virginia 2 $ 437,000 $ 218,000 $ 0
Carroll County Virginia 2 $ 291,000 $ 145,000 $ 0
Fairfax City County Virginia 2 $ 715,000 $ 357,000 $ 122,000
Franklin County Virginia 2 $ 263,000 $ 131,000 $ 0
Hanover County Virginia 2 $ 368,000 $ 184,000 $ 0
James City County Virginia 2 $ 371,000 $ 185,000 $ 0
Louisa County Virginia 2 $ 428,000 $ 214,000 $ 0
Manassas County Virginia 2 $ 365,000 $ 182,000 $ 12,000
Pittsylvania County Virginia 2 $ 214,000 $ 107,000 $ 0
Roanoke County Virginia 2 $ 324,000 $ 162,000 $ 0
Roanoke City County Virginia 2 $ 274,000 $ 137,000 $ 0
Clallam County Washington 2 $ 299,000 $ 149,000 $ 0
Del Norte County California 1 $ 304,000 $ 304,000 $ 0
Mariposa County California 1 $ 205,000 $ 205,000 $ 37,000
Tehama County California 1 $ 220,000 $ 220,000 $ 0
Yolo County California 1 $ 150,000 $ 150,000 $ 111,000
Yuba County California 1 $ 129,000 $ 129,000 $ 0
Jefferson County Colorado 1 $ 213,000 $ 213,000 $ 0
Moffat County Colorado 1 $ 145,000 $ 145,000 $ 0
Appling County Georgia 1 $ 135,000 $ 135,000 $ 0
Butts County Georgia 1 $ 135,000 $ 135,000 $ 0
Camden County Georgia 1 $ 244,000 $ 244,000 $ 0
Chattooga County Georgia 1 $ 125,000 $ 125,000 $ 0
Dawson County Georgia 1 $ 342,000 $ 342,000 $ 110,000
Floyd County Georgia 1 $ 151,000 $ 151,000 $ 0
Habersham County Georgia 1 $ 150,000 $ 150,000 $ 0
Jasper County Georgia 1 $ 151,000 $ 151,000 $ 0
Jones County Georgia 1 $ 130,000 $ 130,000 $ 0
Long County Georgia 1 $ 148,000 $ 148,000 $ 0
Lowndes County Georgia 1 $ 141,000 $ 141,000 $ 0
McDuffie County Georgia 1 $ 137,000 $ 137,000 $ 0
Oconee County Georgia 1 $ 196,000 $ 196,000 $ 58,000
Pierce County Georgia 1 $ 144,000 $ 144,000 $ 0
Putnam County Georgia 1 $ 189,000 $ 189,000 $ 0
Stephens County Georgia 1 $ 95,000 $ 95,000 $ 59,000
Tift County Georgia 1 $ 143,000 $ 143,000 $ 0
Wayne County Georgia 1 $ 120,000 $ 120,000 $ 77,000
Wilkinson County Georgia 1 $ 138,000 $ 138,000 $ 0
Allegany County Maryland 1 $ 163,000 $ 163,000 $ 0
Carroll County Maryland 1 $ 220,000 $ 220,000 $ 0
Dorchester County Maryland 1 $ 263,000 $ 263,000 $ 0
Worcester County Maryland 1 $ 175,000 $ 175,000 $ 115,000
Alexander County North Carolina 1 $ 148,000 $ 148,000 $ 0
Buncombe County North Carolina 1 $ 124,000 $ 124,000 $ 0
Burke County North Carolina 1 $ 189,000 $ 189,000 $ 0
Caldwell County North Carolina 1 $ 126,000 $ 126,000 $ 0
Chatham County North Carolina 1 $ 306,000 $ 306,000 $ 186,000
Davie County North Carolina 1 $ 193,000 $ 193,000 $ 0
Duplin County North Carolina 1 $ 124,000 $ 124,000 $ 0
Gates County North Carolina 1 $ 128,000 $ 128,000 $ 0
Granville County North Carolina 1 $ 192,000 $ 192,000 $ 0
Greene County North Carolina 1 $ 102,000 $ 102,000 $ 0
Halifax County North Carolina 1 $ 186,000 $ 186,000 $ 0
Jackson County North Carolina 1 $ 183,000 $ 183,000 $ 0
Lee County North Carolina 1 $ 132,000 $ 132,000 $ 0
Lenoir County North Carolina 1 $ 160,000 $ 160,000 $ 0
Lincoln County North Carolina 1 $ 239,000 $ 239,000 $ 0
Montgomery County North Carolina 1 $ 116,000 $ 116,000 $ 0
New Hanover County North Carolina 1 $ 150,000 $ 150,000 $ 0
Orange County North Carolina 1 $ 151,000 $ 151,000 $ 0
Pasquotank County North Carolina 1 $ 129,000 $ 129,000 $ 0
Pitt County North Carolina 1 $ 118,000 $ 118,000 $ 0
Robeson County North Carolina 1 $ 180,000 $ 180,000 $ 0
Sampson County North Carolina 1 $ 105,000 $ 105,000 $ 0
Surry County North Carolina 1 $ 166,000 $ 166,000 $ 0
Wayne County North Carolina 1 $ 150,000 $ 150,000 $ 0
Wilkes County North Carolina 1 $ 160,000 $ 160,000 $ 0
Clackamas County Oregon 1 $ 125,000 $ 125,000 $ 0
Marion County Oregon 1 $ 206,000 $ 206,000 $ 0
Wasco County Oregon 1 $ 112,000 $ 112,000 $ 0
Bowie County Texas 1 $ 150,000 $ 150,000 $ 0
Brazoria County Texas 1 $ 158,000 $ 158,000 $ 0
Cameron County Texas 1 $ 128,000 $ 128,000 $ 0
Ellis County Texas 1 $ 219,000 $ 219,000 $ 0
Guadalupe County Texas 1 $ 131,000 $ 131,000 $ 0
Hopkins County Texas 1 $ 143,000 $ 143,000 $ 0
Jefferson County Texas 1 $ 195,000 $ 195,000 $ 0
McLennan County Texas 1 $ 127,000 $ 127,000 $ 0
Parker County Texas 1 $ 129,000 $ 129,000 $ 0
Randall County Texas 1 $ 128,000 $ 128,000 $ 0
Smith County Texas 1 $ 141,000 $ 141,000 $ 0
Taylor County Texas 1 $ 179,000 $ 179,000 $ 0
Upshur County Texas 1 $ 176,000 $ 176,000 $ 0
Waller County Texas 1 $ 134,000 $ 134,000 $ 0
Wilson County Texas 1 $ 151,000 $ 151,000 $ 0
Alleghany County Virginia 1 $ 114,000 $ 114,000 $ 0
Bristol County Virginia 1 $ 127,000 $ 127,000 $ 0
Brunswick County Virginia 1 $ 116,000 $ 116,000 $ 0
Culpeper County Virginia 1 $ 418,000 $ 418,000 $ 132,000
Cumberland County Virginia 1 $ 162,000 $ 162,000 $ 0
Fauquier County Virginia 1 $ 250,000 $ 250,000 $ 66,000
Floyd County Virginia 1 $ 157,000 $ 157,000 $ 0
Fluvanna County Virginia 1 $ 188,000 $ 188,000 $ 0
Frederick County Virginia 1 $ 205,000 $ 205,000 $ 0
Gloucester County Virginia 1 $ 152,000 $ 152,000 $ 0
Greene County Virginia 1 $ 149,000 $ 149,000 $ 0
Greensville County Virginia 1 $ 150,000 $ 150,000 $ 0
Henry County Virginia 1 $ 107,000 $ 107,000 $ 0
Isle of Wight County Virginia 1 $ 231,000 $ 231,000 $ 0
King George County Virginia 1 $ 180,000 $ 180,000 $ 0
Manassas Park County Virginia 1 $ 275,000 $ 275,000 $ 63,000
Patrick County Virginia 1 $ 236,000 $ 236,000 $ 0
Petersburg County Virginia 1 $ 130,000 $ 130,000 $ 0
Portsmouth County Virginia 1 $ 153,000 $ 153,000 $ 0
Prince Edward County Virginia 1 $ 105,000 $ 105,000 $ 0
Richmond City County Virginia 1 $ 157,000 $ 157,000 $ 0
Shenandoah County Virginia 1 $ 275,000 $ 275,000 $ 121,000
Suffolk County Virginia 1 $ 225,000 $ 225,000 $ 0
Washington County Virginia 1 $ 131,000 $ 131,000 $ 0
Wythe County Virginia 1 $ 163,000 $ 163,000 $ 0
Cowlitz County Washington 1 $ 109,000 $ 109,000 $ 0
Franklin County Washington 1 $ 198,000 $ 198,000 $ 0
Grant County Washington 1 $ 120,000 $ 120,000 $ 0
Grays Harbor County Washington 1 $ 325,000 $ 325,000 $ 0
Island County Washington 1 $ 230,000 $ 230,000 $ 0
Kitsap County Washington 1 $ 252,000 $ 252,000 $ 0
Kittitas County Washington 1 $ 141,000 $ 141,000 $ 0
Lewis County Washington 1 $ 119,000 $ 119,000 $ 0
Mason County Washington 1 $ 153,000 $ 153,000 $ 0
Okanogan County Washington 1 $ 158,000 $ 158,000 $ 0
Skamania County Washington 1 $ 175,000 $ 175,000 $ 0
Stevens County Washington 1 $ 122,000 $ 122,000 $ 0
Walla Walla County Washington 1 $ 181,000 $ 181,000 $ 0
Whatcom County Washington 1 $ 236,000 $ 236,000 $ 0

Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 999 $299,158,000 $299,000 $1,610,000 $98,000 $1,617,000
Home Improvement 869 $159,460,000 $183,000 $471,000 $1,000 $840,000
Refinancing 783 $259,798,000 $331,000 $2,000,000 $110,000 $1,123,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 880 $264,090,000 $300,000 $2,000,000 $97,000 $1,123,000
Not Provided 749 $164,475,000 $219,000 $1,810,000 $33,000 $840,000
White 552 $184,247,000 $333,000 $2,000,000 $95,000 $1,617,000
Hispanic 272 $64,527,000 $237,000 $830,000 $56,000 $300,000
Black or African American 176 $34,656,000 $196,000 $857,000 $34,000 $300,000
Native Hawaiian or Other Pacific Islander 11 $3,307,000 $300,000 $401,000 $95,000 $302,000
American Indian or Alaskan Native 11 $3,114,000 $283,000 $417,000 $70,000 $179,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,651 $718,416,000 $270,000 $2,000,000 $70,000 $1,617,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,594 $386,928,000 $242,000 $2,000,000 $56,000 $1,123,000
Application Withdrawn By Applicant 623 $193,436,000 $310,000 $2,000,000 $85,000 $586,000
Application Denied By Financial Institution 424 $135,737,000 $320,000 $1,840,000 $99,000 $1,617,000
File Closed For Incompleteness 10 $2,315,000 $231,000 $417,000 $65,000 $119,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 217 $78,050,000 $359,000 $1,840,000 $120,000 $1,617,000
Credit History 86 $23,787,000 $276,000 $1,433,000 $79,000 $300,000
Debt-To-Income Ratio 52 $16,249,000 $312,000 $1,699,000 $73,000 $444,000
Collateral 39 $8,934,000 $229,000 $650,000 $75,000 $180,000
Employment History 17 $5,376,000 $316,000 $660,000 $88,000 $163,000
Unverifiable Information 7 $2,009,000 $287,000 $508,000 $71,000 $152,000
Mortgage Insurance Denied 3 $718,000 $239,000 $335,000 $96,000 $201,000
Insufficient Cash (Downpayment, Closing Cost) 2 $337,000 $168,000 $174,000 $57,000 $80,000
Credit Application Incomplete 1 $277,000 $277,000 $277,000 $95,000 $95,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess R M K Financial Corp.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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