R M K Financial Corp. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 2,651 |
| Total Mortgage Loan Application Amount | $718,416,000 |
| Average Mortgage Loan Application Amount | $271,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $1,617,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with R M K Financial Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R M K Financial Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down R M K Financial Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R M K Financial Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by R M K Financial Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R M K Financial Corp.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 566 | $ 197,294,000 | $ 348,000 | $ 109,000 |
| Orange County California | 332 | $ 112,976,000 | $ 340,000 | $ 107,000 |
| Riverside County California | 182 | $ 46,141,000 | $ 253,000 | $ 81,000 |
| San Bernardino County California | 137 | $ 35,549,000 | $ 259,000 | $ 72,000 |
| San Diego County California | 84 | $ 31,072,000 | $ 369,000 | $ 121,000 |
| Fairfax County Virginia | 80 | $ 25,032,000 | $ 312,000 | $ 81,000 |
| Gwinnett County Georgia | 65 | $ 11,206,000 | $ 172,000 | $ 48,000 |
| Prince George's County Maryland | 40 | $ 9,554,000 | $ 238,000 | $ 20,000 |
| Sacramento County California | 34 | $ 5,795,000 | $ 170,000 | $ 70,000 |
| Baltimore County Maryland | 32 | $ 6,929,000 | $ 216,000 | $ 14,000 |
| Santa Clara County California | 31 | $ 11,350,000 | $ 366,000 | $ 138,000 |
| Prince William County Virginia | 30 | $ 7,439,000 | $ 247,000 | $ 62,000 |
| Cobb County Georgia | 29 | $ 5,975,000 | $ 206,000 | $ 34,000 |
| DeKalb County Georgia | 28 | $ 4,647,000 | $ 165,000 | $ 27,000 |
| Loudoun County Virginia | 27 | $ 7,125,000 | $ 263,000 | $ 63,000 |
| Ventura County California | 26 | $ 10,499,000 | $ 403,000 | $ 103,000 |
| Alameda County California | 25 | $ 7,901,000 | $ 316,000 | $ 79,000 |
| Montgomery County Maryland | 23 | $ 6,526,000 | $ 283,000 | $ 40,000 |
| San Joaquin County California | 22 | $ 4,144,000 | $ 188,000 | $ 27,000 |
| Contra Costa County California | 21 | $ 7,971,000 | $ 379,000 | $ 110,000 |
| Fulton County Georgia | 21 | $ 3,863,000 | $ 183,000 | $ 58,000 |
| Henry County Georgia | 17 | $ 2,671,000 | $ 157,000 | $ 12,000 |
| Tarrant County Texas | 17 | $ 2,515,000 | $ 147,000 | $ 0 |
| Baltimore City County Maryland | 15 | $ 2,234,000 | $ 148,000 | $ 14,000 |
| Anne Arundel County Maryland | 14 | $ 4,873,000 | $ 348,000 | $ 64,000 |
| Mecklenburg County North Carolina | 14 | $ 2,110,000 | $ 150,000 | $ 4,000 |
| Kern County California | 13 | $ 2,379,000 | $ 183,000 | $ 83,000 |
| Harford County Maryland | 13 | $ 2,856,000 | $ 219,000 | $ 24,000 |
| Howard County Maryland | 13 | $ 3,907,000 | $ 300,000 | $ 84,000 |
| Monterey County California | 12 | $ 3,679,000 | $ 306,000 | $ 44,000 |
| San Mateo County California | 12 | $ 8,401,000 | $ 700,000 | $ 215,000 |
| Guilford County North Carolina | 12 | $ 1,723,000 | $ 143,000 | $ 16,000 |
| Wake County North Carolina | 12 | $ 1,851,000 | $ 154,000 | $ 74,000 |
| Cumberland County North Carolina | 11 | $ 1,648,000 | $ 149,000 | $ 0 |
| Placer County California | 10 | $ 3,444,000 | $ 344,000 | $ 82,000 |
| Solano County California | 10 | $ 1,942,000 | $ 194,000 | $ 29,000 |
| Chesterfield County Virginia | 10 | $ 1,871,000 | $ 187,000 | $ 0 |
| Henrico County Virginia | 10 | $ 1,764,000 | $ 176,000 | $ 0 |
| Virginia Beach County Virginia | 10 | $ 2,033,000 | $ 203,000 | $ 0 |
| King County Washington | 10 | $ 2,501,000 | $ 250,000 | $ 7,000 |
| Pierce County Washington | 10 | $ 2,087,000 | $ 208,000 | $ 0 |
| Fresno County California | 8 | $ 1,376,000 | $ 172,000 | $ 30,000 |
| Union County North Carolina | 8 | $ 1,458,000 | $ 182,000 | $ 0 |
| Santa Barbara County California | 7 | $ 1,292,000 | $ 184,000 | $ 44,000 |
| Adams County Colorado | 7 | $ 1,081,000 | $ 154,000 | $ 0 |
| Arapahoe County Colorado | 7 | $ 1,282,000 | $ 183,000 | $ 0 |
| Clayton County Georgia | 7 | $ 749,000 | $ 107,000 | $ 29,000 |
| Douglas County Georgia | 7 | $ 1,156,000 | $ 165,000 | $ 28,000 |
| Rockdale County Georgia | 7 | $ 1,096,000 | $ 156,000 | $ 18,000 |
| Forsyth County North Carolina | 7 | $ 1,043,000 | $ 149,000 | $ 14,000 |
| Onslow County North Carolina | 7 | $ 1,249,000 | $ 178,000 | $ 0 |
| Dallas County Texas | 7 | $ 966,000 | $ 138,000 | $ 0 |
| Chesapeake County Virginia | 7 | $ 1,584,000 | $ 226,000 | $ 0 |
| Newport News County Virginia | 7 | $ 1,231,000 | $ 175,000 | $ 0 |
| Norfolk County Virginia | 7 | $ 1,372,000 | $ 196,000 | $ 0 |
| San Francisco County California | 6 | $ 3,613,000 | $ 602,000 | $ 182,000 |
| Stanislaus County California | 6 | $ 880,000 | $ 146,000 | $ 25,000 |
| Tulare County California | 6 | $ 948,000 | $ 158,000 | $ 58,000 |
| Barrow County Georgia | 6 | $ 855,000 | $ 142,000 | $ 9,000 |
| Bexar County Texas | 6 | $ 877,000 | $ 146,000 | $ 0 |
| Hampton County Virginia | 6 | $ 1,016,000 | $ 169,000 | $ 40,000 |
| Stafford County Virginia | 6 | $ 1,564,000 | $ 260,000 | $ 12,000 |
| Imperial County California | 5 | $ 1,027,000 | $ 205,000 | $ 32,000 |
| Lake County California | 5 | $ 944,000 | $ 188,000 | $ 53,000 |
| San Luis Obispo County California | 5 | $ 1,475,000 | $ 295,000 | $ 177,000 |
| Sonoma County California | 5 | $ 1,515,000 | $ 303,000 | $ 122,000 |
| El Paso County Colorado | 5 | $ 708,000 | $ 141,000 | $ 0 |
| Forsyth County Georgia | 5 | $ 1,670,000 | $ 334,000 | $ 93,000 |
| Hall County Georgia | 5 | $ 646,000 | $ 129,000 | $ 38,000 |
| Muscogee County Georgia | 5 | $ 936,000 | $ 187,000 | $ 0 |
| Newton County Georgia | 5 | $ 622,000 | $ 124,000 | $ 27,000 |
| Walton County Georgia | 5 | $ 843,000 | $ 168,000 | $ 12,000 |
| Gaston County North Carolina | 5 | $ 615,000 | $ 123,000 | $ 0 |
| Johnston County North Carolina | 5 | $ 914,000 | $ 182,000 | $ 0 |
| Spokane County Washington | 5 | $ 849,000 | $ 169,000 | $ 0 |
| Butte County California | 4 | $ 719,000 | $ 179,000 | $ 44,000 |
| El Dorado County California | 4 | $ 920,000 | $ 230,000 | $ 85,000 |
| Merced County California | 4 | $ 742,000 | $ 185,000 | $ 0 |
| Chatham County Georgia | 4 | $ 619,000 | $ 154,000 | $ 0 |
| Fayette County Georgia | 4 | $ 791,000 | $ 197,000 | $ 73,000 |
| Paulding County Georgia | 4 | $ 564,000 | $ 141,000 | $ 12,000 |
| Frederick County Maryland | 4 | $ 1,007,000 | $ 251,000 | $ 0 |
| Iredell County North Carolina | 4 | $ 544,000 | $ 136,000 | $ 0 |
| Randolph County North Carolina | 4 | $ 567,000 | $ 141,000 | $ 17,000 |
| Rockingham County North Carolina | 4 | $ 383,000 | $ 95,000 | $ 25,000 |
| El Paso County Texas | 4 | $ 628,000 | $ 157,000 | $ 0 |
| Hidalgo County Texas | 4 | $ 605,000 | $ 151,000 | $ 0 |
| Williamson County Texas | 4 | $ 565,000 | $ 141,000 | $ 0 |
| Caroline County Virginia | 4 | $ 781,000 | $ 195,000 | $ 0 |
| Prince George County Virginia | 4 | $ 696,000 | $ 174,000 | $ 0 |
| Snohomish County Washington | 4 | $ 858,000 | $ 214,000 | $ 0 |
| Thurston County Washington | 4 | $ 615,000 | $ 153,000 | $ 0 |
| Humboldt County California | 3 | $ 512,000 | $ 170,000 | $ 36,000 |
| Madera County California | 3 | $ 474,000 | $ 158,000 | $ 55,000 |
| Marin County California | 3 | $ 2,430,000 | $ 810,000 | $ 190,000 |
| Shasta County California | 3 | $ 590,000 | $ 196,000 | $ 39,000 |
| Pueblo County Colorado | 3 | $ 338,000 | $ 112,000 | $ 0 |
| Weld County Colorado | 3 | $ 445,000 | $ 148,000 | $ 0 |
| Bartow County Georgia | 3 | $ 559,000 | $ 186,000 | $ 0 |
| Bibb County Georgia | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Cherokee County Georgia | 3 | $ 467,000 | $ 155,000 | $ 28,000 |
| Coweta County Georgia | 3 | $ 593,000 | $ 197,000 | $ 0 |
| Jackson County Georgia | 3 | $ 453,000 | $ 151,000 | $ 21,000 |
| Troup County Georgia | 3 | $ 575,000 | $ 191,000 | $ 19,000 |
| Alamance County North Carolina | 3 | $ 501,000 | $ 167,000 | $ 0 |
| Henderson County North Carolina | 3 | $ 507,000 | $ 169,000 | $ 51,000 |
| Collin County Texas | 3 | $ 445,000 | $ 148,000 | $ 0 |
| Denton County Texas | 3 | $ 445,000 | $ 148,000 | $ 0 |
| Fort Bend County Texas | 3 | $ 498,000 | $ 166,000 | $ 0 |
| Harris County Texas | 3 | $ 445,000 | $ 148,000 | $ 0 |
| Kaufman County Texas | 3 | $ 429,000 | $ 143,000 | $ 0 |
| Webb County Texas | 3 | $ 484,000 | $ 161,000 | $ 0 |
| Arlington County Virginia | 3 | $ 566,000 | $ 188,000 | $ 71,000 |
| Augusta County Virginia | 3 | $ 431,000 | $ 143,000 | $ 0 |
| Dinwiddie County Virginia | 3 | $ 388,000 | $ 129,000 | $ 0 |
| Rockingham County Virginia | 3 | $ 504,000 | $ 168,000 | $ 0 |
| Spotsylvania County Virginia | 3 | $ 590,000 | $ 196,000 | $ 12,000 |
| York County Virginia | 3 | $ 557,000 | $ 185,000 | $ 0 |
| Benton County Washington | 3 | $ 394,000 | $ 131,000 | $ 0 |
| Chelan County Washington | 3 | $ 478,000 | $ 159,000 | $ 0 |
| Clark County Washington | 3 | $ 542,000 | $ 180,000 | $ 35,000 |
| Yakima County Washington | 3 | $ 397,000 | $ 132,000 | $ 0 |
| Calaveras County California | 2 | $ 450,000 | $ 225,000 | $ 173,000 |
| Kings County California | 2 | $ 288,000 | $ 144,000 | $ 23,000 |
| Napa County California | 2 | $ 550,000 | $ 275,000 | $ 133,000 |
| Nevada County California | 2 | $ 388,000 | $ 194,000 | $ 24,000 |
| Santa Cruz County California | 2 | $ 432,000 | $ 216,000 | $ 55,000 |
| Denver County Colorado | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Larimer County Colorado | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Mesa County Colorado | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Columbia County Georgia | 2 | $ 247,000 | $ 123,000 | $ 0 |
| Richmond County Georgia | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Spalding County Georgia | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Thomas County Georgia | 2 | $ 269,000 | $ 134,000 | $ 0 |
| Whitfield County Georgia | 2 | $ 283,000 | $ 141,000 | $ 21,000 |
| Calvert County Maryland | 2 | $ 705,000 | $ 352,000 | $ 0 |
| Cecil County Maryland | 2 | $ 413,000 | $ 206,000 | $ 0 |
| Charles County Maryland | 2 | $ 593,000 | $ 296,000 | $ 140,000 |
| St. Mary's County Maryland | 2 | $ 617,000 | $ 308,000 | $ 0 |
| Cabarrus County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Catawba County North Carolina | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Chowan County North Carolina | 2 | $ 283,000 | $ 141,000 | $ 0 |
| Craven County North Carolina | 2 | $ 233,000 | $ 116,000 | $ 0 |
| Davidson County North Carolina | 2 | $ 267,000 | $ 133,000 | $ 21,000 |
| Durham County North Carolina | 2 | $ 307,000 | $ 153,000 | $ 0 |
| Harnett County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Hoke County North Carolina | 2 | $ 325,000 | $ 162,000 | $ 0 |
| Moore County North Carolina | 2 | $ 418,000 | $ 209,000 | $ 0 |
| Nash County North Carolina | 2 | $ 385,000 | $ 192,000 | $ 0 |
| Rowan County North Carolina | 2 | $ 343,000 | $ 171,000 | $ 0 |
| Columbia County Oregon | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Hays County Texas | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Johnson County Texas | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Navarro County Texas | 2 | $ 267,000 | $ 133,000 | $ 0 |
| Rockwall County Texas | 2 | $ 307,000 | $ 153,000 | $ 0 |
| Travis County Texas | 2 | $ 322,000 | $ 161,000 | $ 53,000 |
| Alexandria County Virginia | 2 | $ 344,000 | $ 172,000 | $ 82,000 |
| Bedford County Virginia | 2 | $ 437,000 | $ 218,000 | $ 0 |
| Carroll County Virginia | 2 | $ 291,000 | $ 145,000 | $ 0 |
| Fairfax City County Virginia | 2 | $ 715,000 | $ 357,000 | $ 122,000 |
| Franklin County Virginia | 2 | $ 263,000 | $ 131,000 | $ 0 |
| Hanover County Virginia | 2 | $ 368,000 | $ 184,000 | $ 0 |
| James City County Virginia | 2 | $ 371,000 | $ 185,000 | $ 0 |
| Louisa County Virginia | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Manassas County Virginia | 2 | $ 365,000 | $ 182,000 | $ 12,000 |
| Pittsylvania County Virginia | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Roanoke County Virginia | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Roanoke City County Virginia | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Clallam County Washington | 2 | $ 299,000 | $ 149,000 | $ 0 |
| Del Norte County California | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Mariposa County California | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Tehama County California | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Yolo County California | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Yuba County California | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Moffat County Colorado | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Appling County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Butts County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Camden County Georgia | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Chattooga County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dawson County Georgia | 1 | $ 342,000 | $ 342,000 | $ 110,000 |
| Floyd County Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Habersham County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Jasper County Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Jones County Georgia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Long County Georgia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| McDuffie County Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Oconee County Georgia | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Pierce County Georgia | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Putnam County Georgia | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Stephens County Georgia | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Tift County Georgia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Wayne County Georgia | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Wilkinson County Georgia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Allegany County Maryland | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Carroll County Maryland | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Worcester County Maryland | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Alexander County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Burke County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 306,000 | $ 306,000 | $ 186,000 |
| Davie County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Duplin County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Gates County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Granville County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Greene County North Carolina | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Lee County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Lincoln County North Carolina | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Orange County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Sampson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Surry County North Carolina | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marion County Oregon | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Wasco County Oregon | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Bowie County Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Brazoria County Texas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Cameron County Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Ellis County Texas | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Hopkins County Texas | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Jefferson County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| McLennan County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Parker County Texas | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Randall County Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Smith County Texas | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Taylor County Texas | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Upshur County Texas | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Waller County Texas | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Wilson County Texas | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Alleghany County Virginia | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Bristol County Virginia | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Brunswick County Virginia | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 418,000 | $ 418,000 | $ 132,000 |
| Cumberland County Virginia | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 250,000 | $ 250,000 | $ 66,000 |
| Floyd County Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Frederick County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Greene County Virginia | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Greensville County Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Henry County Virginia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 231,000 | $ 231,000 | $ 0 |
| King George County Virginia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Patrick County Virginia | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Prince Edward County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Suffolk County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Washington County Virginia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Wythe County Virginia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Franklin County Washington | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Grant County Washington | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Island County Washington | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Kitsap County Washington | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Kittitas County Washington | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Lewis County Washington | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Mason County Washington | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Okanogan County Washington | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Skamania County Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Stevens County Washington | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Walla Walla County Washington | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Whatcom County Washington | 1 | $ 236,000 | $ 236,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 999 | $299,158,000 | $299,000 | $1,610,000 | $98,000 | $1,617,000 |
| Home Improvement | 869 | $159,460,000 | $183,000 | $471,000 | $1,000 | $840,000 |
| Refinancing | 783 | $259,798,000 | $331,000 | $2,000,000 | $110,000 | $1,123,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 880 | $264,090,000 | $300,000 | $2,000,000 | $97,000 | $1,123,000 |
| Not Provided | 749 | $164,475,000 | $219,000 | $1,810,000 | $33,000 | $840,000 |
| White | 552 | $184,247,000 | $333,000 | $2,000,000 | $95,000 | $1,617,000 |
| Hispanic | 272 | $64,527,000 | $237,000 | $830,000 | $56,000 | $300,000 |
| Black or African American | 176 | $34,656,000 | $196,000 | $857,000 | $34,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,307,000 | $300,000 | $401,000 | $95,000 | $302,000 |
| American Indian or Alaskan Native | 11 | $3,114,000 | $283,000 | $417,000 | $70,000 | $179,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,651 | $718,416,000 | $270,000 | $2,000,000 | $70,000 | $1,617,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,594 | $386,928,000 | $242,000 | $2,000,000 | $56,000 | $1,123,000 |
| Application Withdrawn By Applicant | 623 | $193,436,000 | $310,000 | $2,000,000 | $85,000 | $586,000 |
| Application Denied By Financial Institution | 424 | $135,737,000 | $320,000 | $1,840,000 | $99,000 | $1,617,000 |
| File Closed For Incompleteness | 10 | $2,315,000 | $231,000 | $417,000 | $65,000 | $119,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 217 | $78,050,000 | $359,000 | $1,840,000 | $120,000 | $1,617,000 |
| Credit History | 86 | $23,787,000 | $276,000 | $1,433,000 | $79,000 | $300,000 |
| Debt-To-Income Ratio | 52 | $16,249,000 | $312,000 | $1,699,000 | $73,000 | $444,000 |
| Collateral | 39 | $8,934,000 | $229,000 | $650,000 | $75,000 | $180,000 |
| Employment History | 17 | $5,376,000 | $316,000 | $660,000 | $88,000 | $163,000 |
| Unverifiable Information | 7 | $2,009,000 | $287,000 | $508,000 | $71,000 | $152,000 |
| Mortgage Insurance Denied | 3 | $718,000 | $239,000 | $335,000 | $96,000 | $201,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $337,000 | $168,000 | $174,000 | $57,000 | $80,000 |
| Credit Application Incomplete | 1 | $277,000 | $277,000 | $277,000 | $95,000 | $95,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.