R M K Financial Corp. Mortgage Lending & HMDA Data, 2013
In 2013, R M K Financial Corp. of Ontario, CA reported 2,651 mortgage applications totaling $718.4 million, up 79% from 2012. The average application was for $270,998, and applicants reported an average income of $69,747. 60% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (566), Santa Ana-Anaheim-Irvine, CA (332) and Riverside-San Bernardino-Ontario, CA (316) (applications in parentheses).
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 2,651 |
| Total Mortgage Loan Application Amount | $718,416,000 |
| Average Mortgage Loan Application Amount | $270,998 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $69,747 |
| Highest Applicant Income | $1,617,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R M K Financial Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 566 | $ 197,294,000 | $ 348,575 | $ 109,000 |
| Orange, California | 332 | $ 112,976,000 | $ 340,289 | $ 107,000 |
| Riverside, California | 182 | $ 46,141,000 | $ 253,521 | $ 81,000 |
| San Bernardino, California | 137 | $ 35,549,000 | $ 259,481 | $ 72,000 |
| San Diego, California | 84 | $ 31,072,000 | $ 369,904 | $ 121,000 |
| Fairfax, Virginia | 80 | $ 25,032,000 | $ 312,900 | $ 81,000 |
| Gwinnett, Georgia | 65 | $ 11,206,000 | $ 172,400 | $ 48,000 |
| Prince George's, Maryland | 40 | $ 9,554,000 | $ 238,850 | $ 20,000 |
| Sacramento, California | 34 | $ 5,795,000 | $ 170,441 | $ 70,000 |
| Baltimore, Maryland | 32 | $ 6,929,000 | $ 216,531 | $ 14,000 |
| Santa Clara, California | 31 | $ 11,350,000 | $ 366,129 | $ 138,000 |
| Prince William, Virginia | 30 | $ 7,439,000 | $ 247,966 | $ 62,000 |
| Cobb, Georgia | 29 | $ 5,975,000 | $ 206,034 | $ 34,000 |
| DeKalb, Georgia | 28 | $ 4,647,000 | $ 165,964 | $ 27,000 |
| Loudoun, Virginia | 27 | $ 7,125,000 | $ 263,888 | $ 63,000 |
| Ventura, California | 26 | $ 10,499,000 | $ 403,807 | $ 103,000 |
| Alameda, California | 25 | $ 7,901,000 | $ 316,040 | $ 79,000 |
| Montgomery, Maryland | 23 | $ 6,526,000 | $ 283,739 | $ 40,000 |
| San Joaquin, California | 22 | $ 4,144,000 | $ 188,363 | $ 27,000 |
| Contra Costa, California | 21 | $ 7,971,000 | $ 379,571 | $ 110,000 |
| Fulton, Georgia | 21 | $ 3,863,000 | $ 183,952 | $ 58,000 |
| Henry, Georgia | 17 | $ 2,671,000 | $ 157,117 | $ 12,000 |
| Tarrant, Texas | 17 | $ 2,515,000 | $ 147,941 | $ 0 |
| Baltimore City, Maryland | 15 | $ 2,234,000 | $ 148,933 | $ 14,000 |
| Anne Arundel, Maryland | 14 | $ 4,873,000 | $ 348,071 | $ 64,000 |
| Mecklenburg, North Carolina | 14 | $ 2,110,000 | $ 150,714 | $ 4,000 |
| Kern, California | 13 | $ 2,379,000 | $ 183,000 | $ 83,000 |
| Harford, Maryland | 13 | $ 2,856,000 | $ 219,692 | $ 24,000 |
| Howard, Maryland | 13 | $ 3,907,000 | $ 300,538 | $ 84,000 |
| Monterey, California | 12 | $ 3,679,000 | $ 306,583 | $ 44,000 |
| San Mateo, California | 12 | $ 8,401,000 | $ 700,083 | $ 215,000 |
| Guilford, North Carolina | 12 | $ 1,723,000 | $ 143,583 | $ 16,000 |
| Wake, North Carolina | 12 | $ 1,851,000 | $ 154,250 | $ 74,000 |
| Cumberland, North Carolina | 11 | $ 1,648,000 | $ 149,818 | $ 0 |
| Placer, California | 10 | $ 3,444,000 | $ 344,400 | $ 82,000 |
| Solano, California | 10 | $ 1,942,000 | $ 194,200 | $ 29,000 |
| Chesterfield, Virginia | 10 | $ 1,871,000 | $ 187,100 | $ 0 |
| Henrico, Virginia | 10 | $ 1,764,000 | $ 176,400 | $ 0 |
| Virginia Beach, Virginia | 10 | $ 2,033,000 | $ 203,300 | $ 0 |
| King, Washington | 10 | $ 2,501,000 | $ 250,100 | $ 7,000 |
| Pierce, Washington | 10 | $ 2,087,000 | $ 208,700 | $ 0 |
| Fresno, California | 8 | $ 1,376,000 | $ 172,000 | $ 30,000 |
| Union, North Carolina | 8 | $ 1,458,000 | $ 182,250 | $ 0 |
| Santa Barbara, California | 7 | $ 1,292,000 | $ 184,571 | $ 44,000 |
| Adams, Colorado | 7 | $ 1,081,000 | $ 154,428 | $ 0 |
| Arapahoe, Colorado | 7 | $ 1,282,000 | $ 183,142 | $ 0 |
| Clayton, Georgia | 7 | $ 749,000 | $ 107,000 | $ 29,000 |
| Douglas, Georgia | 7 | $ 1,156,000 | $ 165,142 | $ 28,000 |
| Rockdale, Georgia | 7 | $ 1,096,000 | $ 156,571 | $ 18,000 |
| Forsyth, North Carolina | 7 | $ 1,043,000 | $ 149,000 | $ 14,000 |
| Onslow, North Carolina | 7 | $ 1,249,000 | $ 178,428 | $ 0 |
| Dallas, Texas | 7 | $ 966,000 | $ 138,000 | $ 0 |
| Chesapeake, Virginia | 7 | $ 1,584,000 | $ 226,285 | $ 0 |
| Newport News, Virginia | 7 | $ 1,231,000 | $ 175,857 | $ 0 |
| Norfolk, Virginia | 7 | $ 1,372,000 | $ 196,000 | $ 0 |
| San Francisco, California | 6 | $ 3,613,000 | $ 602,166 | $ 182,000 |
| Stanislaus, California | 6 | $ 880,000 | $ 146,666 | $ 25,000 |
| Tulare, California | 6 | $ 948,000 | $ 158,000 | $ 58,000 |
| Barrow, Georgia | 6 | $ 855,000 | $ 142,500 | $ 9,000 |
| Bexar, Texas | 6 | $ 877,000 | $ 146,166 | $ 0 |
| Hampton, Virginia | 6 | $ 1,016,000 | $ 169,333 | $ 40,000 |
| Stafford, Virginia | 6 | $ 1,564,000 | $ 260,666 | $ 12,000 |
| Imperial, California | 5 | $ 1,027,000 | $ 205,400 | $ 32,000 |
| Lake, California | 5 | $ 944,000 | $ 188,800 | $ 53,000 |
| San Luis Obispo, California | 5 | $ 1,475,000 | $ 295,000 | $ 177,000 |
| Sonoma, California | 5 | $ 1,515,000 | $ 303,000 | $ 122,000 |
| El Paso, Colorado | 5 | $ 708,000 | $ 141,600 | $ 0 |
| Forsyth, Georgia | 5 | $ 1,670,000 | $ 334,000 | $ 93,000 |
| Hall, Georgia | 5 | $ 646,000 | $ 129,200 | $ 38,000 |
| Muscogee, Georgia | 5 | $ 936,000 | $ 187,200 | $ 0 |
| Newton, Georgia | 5 | $ 622,000 | $ 124,400 | $ 27,000 |
| Walton, Georgia | 5 | $ 843,000 | $ 168,600 | $ 12,000 |
| Gaston, North Carolina | 5 | $ 615,000 | $ 123,000 | $ 0 |
| Johnston, North Carolina | 5 | $ 914,000 | $ 182,800 | $ 0 |
| Spokane, Washington | 5 | $ 849,000 | $ 169,800 | $ 0 |
| Butte, California | 4 | $ 719,000 | $ 179,750 | $ 44,000 |
| El Dorado, California | 4 | $ 920,000 | $ 230,000 | $ 85,000 |
| Merced, California | 4 | $ 742,000 | $ 185,500 | $ 0 |
| Chatham, Georgia | 4 | $ 619,000 | $ 154,750 | $ 0 |
| Fayette, Georgia | 4 | $ 791,000 | $ 197,750 | $ 73,000 |
| Paulding, Georgia | 4 | $ 564,000 | $ 141,000 | $ 12,000 |
| Frederick, Maryland | 4 | $ 1,007,000 | $ 251,750 | $ 0 |
| Iredell, North Carolina | 4 | $ 544,000 | $ 136,000 | $ 0 |
| Randolph, North Carolina | 4 | $ 567,000 | $ 141,750 | $ 17,000 |
| Rockingham, North Carolina | 4 | $ 383,000 | $ 95,750 | $ 25,000 |
| El Paso, Texas | 4 | $ 628,000 | $ 157,000 | $ 0 |
| Hidalgo, Texas | 4 | $ 605,000 | $ 151,250 | $ 0 |
| Williamson, Texas | 4 | $ 565,000 | $ 141,250 | $ 0 |
| Caroline, Virginia | 4 | $ 781,000 | $ 195,250 | $ 0 |
| Prince George, Virginia | 4 | $ 696,000 | $ 174,000 | $ 0 |
| Snohomish, Washington | 4 | $ 858,000 | $ 214,500 | $ 0 |
| Thurston, Washington | 4 | $ 615,000 | $ 153,750 | $ 0 |
| Humboldt, California | 3 | $ 512,000 | $ 170,666 | $ 36,000 |
| Madera, California | 3 | $ 474,000 | $ 158,000 | $ 55,000 |
| Marin, California | 3 | $ 2,430,000 | $ 810,000 | $ 190,000 |
| Shasta, California | 3 | $ 590,000 | $ 196,666 | $ 39,000 |
| Pueblo, Colorado | 3 | $ 338,000 | $ 112,666 | $ 0 |
| Weld, Colorado | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Bartow, Georgia | 3 | $ 559,000 | $ 186,333 | $ 0 |
| Bibb, Georgia | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Cherokee, Georgia | 3 | $ 467,000 | $ 155,666 | $ 28,000 |
| Coweta, Georgia | 3 | $ 593,000 | $ 197,666 | $ 0 |
| Jackson, Georgia | 3 | $ 453,000 | $ 151,000 | $ 21,000 |
| Troup, Georgia | 3 | $ 575,000 | $ 191,666 | $ 19,000 |
| Alamance, North Carolina | 3 | $ 501,000 | $ 167,000 | $ 0 |
| Henderson, North Carolina | 3 | $ 507,000 | $ 169,000 | $ 51,000 |
| Collin, Texas | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Denton, Texas | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Fort Bend, Texas | 3 | $ 498,000 | $ 166,000 | $ 0 |
| Harris, Texas | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Kaufman, Texas | 3 | $ 429,000 | $ 143,000 | $ 0 |
| Webb, Texas | 3 | $ 484,000 | $ 161,333 | $ 0 |
| Arlington, Virginia | 3 | $ 566,000 | $ 188,666 | $ 71,000 |
| Augusta, Virginia | 3 | $ 431,000 | $ 143,666 | $ 0 |
| Dinwiddie, Virginia | 3 | $ 388,000 | $ 129,333 | $ 0 |
| Rockingham, Virginia | 3 | $ 504,000 | $ 168,000 | $ 0 |
| Spotsylvania, Virginia | 3 | $ 590,000 | $ 196,666 | $ 12,000 |
| York, Virginia | 3 | $ 557,000 | $ 185,666 | $ 0 |
| Benton, Washington | 3 | $ 394,000 | $ 131,333 | $ 0 |
| Chelan, Washington | 3 | $ 478,000 | $ 159,333 | $ 0 |
| Clark, Washington | 3 | $ 542,000 | $ 180,666 | $ 35,000 |
| Yakima, Washington | 3 | $ 397,000 | $ 132,333 | $ 0 |
| Calaveras, California | 2 | $ 450,000 | $ 225,000 | $ 173,000 |
| Kings, California | 2 | $ 288,000 | $ 144,000 | $ 23,000 |
| Napa, California | 2 | $ 550,000 | $ 275,000 | $ 133,000 |
| Nevada, California | 2 | $ 388,000 | $ 194,000 | $ 24,000 |
| Santa Cruz, California | 2 | $ 432,000 | $ 216,000 | $ 55,000 |
| Denver, Colorado | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Larimer, Colorado | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Mesa, Colorado | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Columbia, Georgia | 2 | $ 247,000 | $ 123,500 | $ 0 |
| Richmond, Georgia | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Spalding, Georgia | 2 | $ 255,000 | $ 127,500 | $ 0 |
| Thomas, Georgia | 2 | $ 269,000 | $ 134,500 | $ 0 |
| Whitfield, Georgia | 2 | $ 283,000 | $ 141,500 | $ 21,000 |
| Calvert, Maryland | 2 | $ 705,000 | $ 352,500 | $ 0 |
| Cecil, Maryland | 2 | $ 413,000 | $ 206,500 | $ 0 |
| Charles, Maryland | 2 | $ 593,000 | $ 296,500 | $ 140,000 |
| St. Mary's, Maryland | 2 | $ 617,000 | $ 308,500 | $ 0 |
| Cabarrus, North Carolina | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Catawba, North Carolina | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Chowan, North Carolina | 2 | $ 283,000 | $ 141,500 | $ 0 |
| Craven, North Carolina | 2 | $ 233,000 | $ 116,500 | $ 0 |
| Davidson, North Carolina | 2 | $ 267,000 | $ 133,500 | $ 21,000 |
| Durham, North Carolina | 2 | $ 307,000 | $ 153,500 | $ 0 |
| Harnett, North Carolina | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Hoke, North Carolina | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Moore, North Carolina | 2 | $ 418,000 | $ 209,000 | $ 0 |
| Nash, North Carolina | 2 | $ 385,000 | $ 192,500 | $ 0 |
| Rowan, North Carolina | 2 | $ 343,000 | $ 171,500 | $ 0 |
| Columbia, Oregon | 2 | $ 316,000 | $ 158,000 | $ 0 |
| Hays, Texas | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Johnson, Texas | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Navarro, Texas | 2 | $ 267,000 | $ 133,500 | $ 0 |
| Rockwall, Texas | 2 | $ 307,000 | $ 153,500 | $ 0 |
| Travis, Texas | 2 | $ 322,000 | $ 161,000 | $ 53,000 |
| Alexandria, Virginia | 2 | $ 344,000 | $ 172,000 | $ 82,000 |
| Bedford, Virginia | 2 | $ 437,000 | $ 218,500 | $ 0 |
| Carroll, Virginia | 2 | $ 291,000 | $ 145,500 | $ 0 |
| Fairfax City, Virginia | 2 | $ 715,000 | $ 357,500 | $ 122,000 |
| Franklin, Virginia | 2 | $ 263,000 | $ 131,500 | $ 0 |
| Hanover, Virginia | 2 | $ 368,000 | $ 184,000 | $ 0 |
| James City, Virginia | 2 | $ 371,000 | $ 185,500 | $ 0 |
| Louisa, Virginia | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Manassas, Virginia | 2 | $ 365,000 | $ 182,500 | $ 12,000 |
| Pittsylvania, Virginia | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Roanoke, Virginia | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Roanoke City, Virginia | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Clallam, Washington | 2 | $ 299,000 | $ 149,500 | $ 0 |
| Del Norte, California | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Mariposa, California | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Tehama, California | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Yolo, California | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Yuba, California | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Moffat, Colorado | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Appling, Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Butts, Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Camden, Georgia | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Chattooga, Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dawson, Georgia | 1 | $ 342,000 | $ 342,000 | $ 110,000 |
| Floyd, Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Habersham, Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Jasper, Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Jones, Georgia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Long, Georgia | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Lowndes, Georgia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| McDuffie, Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Oconee, Georgia | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Pierce, Georgia | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Putnam, Georgia | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Stephens, Georgia | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Tift, Georgia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Wayne, Georgia | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Wilkinson, Georgia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Allegany, Maryland | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Carroll, Maryland | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Dorchester, Maryland | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Worcester, Maryland | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Alexander, North Carolina | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Buncombe, North Carolina | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Burke, North Carolina | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Caldwell, North Carolina | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Chatham, North Carolina | 1 | $ 306,000 | $ 306,000 | $ 186,000 |
| Davie, North Carolina | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Duplin, North Carolina | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Gates, North Carolina | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Granville, North Carolina | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Greene, North Carolina | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Halifax, North Carolina | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Jackson, North Carolina | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Lee, North Carolina | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Lenoir, North Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Lincoln, North Carolina | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Montgomery, North Carolina | 1 | $ 116,000 | $ 116,000 | $ 0 |
| New Hanover, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Orange, North Carolina | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Pasquotank, North Carolina | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Pitt, North Carolina | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Robeson, North Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Sampson, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Surry, North Carolina | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Wayne, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Wilkes, North Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Clackamas, Oregon | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marion, Oregon | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Wasco, Oregon | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Bowie, Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Brazoria, Texas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Cameron, Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Ellis, Texas | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Guadalupe, Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Hopkins, Texas | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Jefferson, Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| McLennan, Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Parker, Texas | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Randall, Texas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Smith, Texas | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Taylor, Texas | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Upshur, Texas | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Waller, Texas | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Wilson, Texas | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Alleghany, Virginia | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Bristol, Virginia | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Brunswick, Virginia | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Culpeper, Virginia | 1 | $ 418,000 | $ 418,000 | $ 132,000 |
| Cumberland, Virginia | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Fauquier, Virginia | 1 | $ 250,000 | $ 250,000 | $ 66,000 |
| Floyd, Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Fluvanna, Virginia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Frederick, Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Gloucester, Virginia | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Greene, Virginia | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Greensville, Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Henry, Virginia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Isle of Wight, Virginia | 1 | $ 231,000 | $ 231,000 | $ 0 |
| King George, Virginia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Manassas Park, Virginia | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Patrick, Virginia | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Petersburg, Virginia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Portsmouth, Virginia | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Prince Edward, Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Richmond City, Virginia | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Shenandoah, Virginia | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Suffolk, Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Washington, Virginia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Wythe, Virginia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Cowlitz, Washington | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Franklin, Washington | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Grant, Washington | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Grays Harbor, Washington | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Island, Washington | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Kitsap, Washington | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Kittitas, Washington | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Lewis, Washington | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Mason, Washington | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Okanogan, Washington | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Skamania, Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Stevens, Washington | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Walla Walla, Washington | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Whatcom, Washington | 1 | $ 236,000 | $ 236,000 | $ 0 |
Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 999 | $299,158,000 | $299,000 | $1,610,000 | $98,000 | $1,617,000 |
| Home Improvement | 869 | $159,460,000 | $183,000 | $471,000 | $1,000 | $840,000 |
| Refinancing | 783 | $259,798,000 | $331,000 | $2,000,000 | $110,000 | $1,123,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 880 | $264,090,000 | $300,000 | $2,000,000 | $97,000 | $1,123,000 |
| Not Provided | 749 | $164,475,000 | $219,000 | $1,810,000 | $33,000 | $840,000 |
| White | 552 | $184,247,000 | $333,000 | $2,000,000 | $95,000 | $1,617,000 |
| Hispanic | 272 | $64,527,000 | $237,000 | $830,000 | $56,000 | $300,000 |
| Black or African American | 176 | $34,656,000 | $196,000 | $857,000 | $34,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,307,000 | $300,000 | $401,000 | $95,000 | $302,000 |
| American Indian or Alaskan Native | 11 | $3,114,000 | $283,000 | $417,000 | $70,000 | $179,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,651 | $718,416,000 | $270,000 | $2,000,000 | $70,000 | $1,617,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,594 | $386,928,000 | $242,000 | $2,000,000 | $56,000 | $1,123,000 |
| Application Withdrawn By Applicant | 623 | $193,436,000 | $310,000 | $2,000,000 | $85,000 | $586,000 |
| Application Denied By Financial Institution | 424 | $135,737,000 | $320,000 | $1,840,000 | $99,000 | $1,617,000 |
| File Closed For Incompleteness | 10 | $2,315,000 | $231,000 | $417,000 | $65,000 | $119,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 217 | $78,050,000 | $359,000 | $1,840,000 | $120,000 | $1,617,000 |
| Credit History | 86 | $23,787,000 | $276,000 | $1,433,000 | $79,000 | $300,000 |
| Debt-To-Income Ratio | 52 | $16,249,000 | $312,000 | $1,699,000 | $73,000 | $444,000 |
| Collateral | 39 | $8,934,000 | $229,000 | $650,000 | $75,000 | $180,000 |
| Employment History | 17 | $5,376,000 | $316,000 | $660,000 | $88,000 | $163,000 |
| Unverifiable Information | 7 | $2,009,000 | $287,000 | $508,000 | $71,000 | $152,000 |
| Mortgage Insurance Denied | 3 | $718,000 | $239,000 | $335,000 | $96,000 | $201,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $337,000 | $168,000 | $174,000 | $57,000 | $80,000 |
| Credit Application Incomplete | 1 | $277,000 | $277,000 | $277,000 | $95,000 | $95,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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