R M K Financial Corp. Mortgage Lending & HMDA Data, 2013
In 2013, R M K Financial Corp. of Ontario, CA reported 2,651 mortgage applications totaling $718.4 million, up 79% from 2012. The average application was for $270,998, and applicants reported an average income of $69,747. 60% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (566), Santa Ana-Anaheim-Irvine, CA (332) and Riverside-San Bernardino-Ontario, CA (316) (applications in parentheses).
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 2,651 |
| Total Mortgage Loan Application Amount | $718,416,000 |
| Average Mortgage Loan Application Amount | $270,998 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $69,747 |
| Highest Applicant Income | $1,617,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R M K Financial Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 566 | $ 197,294,000 | $ 348,575 | $ 109,000 |
| Santa Ana-Anaheim-Irvine, CA | 332 | $ 112,976,000 | $ 340,289 | $ 107,000 |
| Riverside-San Bernardino-Ontario, CA | 316 | $ 81,009,000 | $ 256,357 | $ 78,000 |
| Atlanta-Sandy Springs-Marietta, GA | 223 | $ 39,121,000 | $ 175,430 | $ 36,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 201 | $ 55,117,000 | $ 274,213 | $ 59,149 |
| Baltimore-Towson, MD | 88 | $ 21,019,000 | $ 238,852 | $ 33,000 |
| San Diego-Carlsbad-San Marcos, CA | 84 | $ 31,072,000 | $ 369,904 | $ 121,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 49 | $ 10,309,000 | $ 210,387 | $ 75,000 |
| Oakland-Fremont-Hayward, CA | 46 | $ 15,872,000 | $ 345,043 | $ 93,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 46 | $ 8,925,000 | $ 194,021 | $ 5,000 |
| Richmond, VA | 38 | $ 6,745,000 | $ 177,500 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 31 | $ 11,350,000 | $ 366,129 | $ 138,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 29 | $ 4,473,000 | $ 154,241 | $ 1,000 |
| Bethesda-Rockville-Frederick, MD | 27 | $ 7,533,000 | $ 279,000 | $ 34,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 26 | $ 10,499,000 | $ 403,807 | $ 103,000 |
| Stockton, CA | 22 | $ 4,144,000 | $ 188,363 | $ 27,000 |
| San Francisco-San Mateo-Redwood City, CA | 21 | $ 14,444,000 | $ 687,809 | $ 202,000 |
| Fort Worth-Arlington, TX | 20 | $ 2,912,000 | $ 145,600 | $ 0 |
| Dallas-Plano-Irving, TX | 19 | $ 2,811,000 | $ 147,947 | $ 0 |
| Greensboro-High Point, NC | 19 | $ 2,544,000 | $ 133,894 | $ 16,000 |
| Denver-Aurora-Broomfield, CO | 17 | $ 2,860,000 | $ 168,235 | $ 0 |
| Raleigh-Cary, NC | 17 | $ 2,765,000 | $ 162,647 | $ 52,000 |
| Seattle-Bellevue-Everett, WA | 14 | $ 3,359,000 | $ 239,928 | $ 5,000 |
| Bakersfield-Delano, CA | 13 | $ 2,379,000 | $ 183,000 | $ 83,000 |
| Fayetteville, NC | 13 | $ 1,973,000 | $ 151,769 | $ 0 |
| Salinas, CA | 12 | $ 3,679,000 | $ 306,583 | $ 44,000 |
| Tacoma, WA | 10 | $ 2,087,000 | $ 208,700 | $ 0 |
| Vallejo-Fairfield, CA | 10 | $ 1,942,000 | $ 194,200 | $ 29,000 |
| Austin-Round Rock-San Marcos, TX | 8 | $ 1,149,000 | $ 143,625 | $ 13,000 |
| Fresno, CA | 8 | $ 1,376,000 | $ 172,000 | $ 30,000 |
| Houston-Sugar Land-Baytown, TX | 8 | $ 1,235,000 | $ 154,375 | $ 0 |
| San Antonio-New Braunfels, TX | 8 | $ 1,159,000 | $ 144,875 | $ 0 |
| Winston-Salem, NC | 8 | $ 1,236,000 | $ 154,500 | $ 12,000 |
| Jacksonville, NC | 7 | $ 1,249,000 | $ 178,428 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 7 | $ 1,158,000 | $ 165,428 | $ 14,857 |
| Santa Barbara-Santa Maria-Goleta, CA | 7 | $ 1,292,000 | $ 184,571 | $ 44,000 |
| Modesto, CA | 6 | $ 880,000 | $ 146,666 | $ 25,000 |
| Roanoke, VA | 6 | $ 861,000 | $ 143,500 | $ 0 |
| Visalia-Porterville, CA | 6 | $ 948,000 | $ 158,000 | $ 58,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 620,000 | $ 124,000 | $ 0 |
| Colorado Springs, CO | 5 | $ 708,000 | $ 141,600 | $ 0 |
| Columbus, GA-AL | 5 | $ 936,000 | $ 187,200 | $ 0 |
| El Centro, CA | 5 | $ 1,027,000 | $ 205,400 | $ 32,000 |
| Gainesville, GA | 5 | $ 646,000 | $ 129,200 | $ 38,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 777,000 | $ 155,400 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 5 | $ 1,475,000 | $ 295,000 | $ 177,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 1,515,000 | $ 303,000 | $ 122,000 |
| Spokane, WA | 5 | $ 849,000 | $ 169,800 | $ 0 |
| Asheville, NC | 4 | $ 631,000 | $ 157,750 | $ 38,000 |
| Chico, CA | 4 | $ 719,000 | $ 179,750 | $ 44,000 |
| Durham-Chapel Hill, NC | 4 | $ 764,000 | $ 191,000 | $ 46,000 |
| El Paso, TX | 4 | $ 628,000 | $ 157,000 | $ 0 |
| Kennewick-Pasco-Richland, WA | 4 | $ 592,000 | $ 148,000 | $ 0 |
| Macon, GA | 4 | $ 505,000 | $ 126,250 | $ 0 |
| McAllen-Edinburg-Mission, TX | 4 | $ 605,000 | $ 151,250 | $ 0 |
| Merced, CA | 4 | $ 742,000 | $ 185,500 | $ 0 |
| Olympia, WA | 4 | $ 615,000 | $ 153,750 | $ 0 |
| Savannah, GA | 4 | $ 619,000 | $ 154,750 | $ 0 |
| Burlington, NC | 3 | $ 501,000 | $ 167,000 | $ 0 |
| Greeley, CO | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Harrisonburg, VA | 3 | $ 504,000 | $ 168,000 | $ 0 |
| Laredo, TX | 3 | $ 484,000 | $ 161,333 | $ 0 |
| Madera-Chowchilla, CA | 3 | $ 474,000 | $ 158,000 | $ 55,000 |
| Pueblo, CO | 3 | $ 338,000 | $ 112,666 | $ 0 |
| Redding, CA | 3 | $ 590,000 | $ 196,666 | $ 39,000 |
| Wenatchee-East Wenatchee, WA | 3 | $ 478,000 | $ 159,333 | $ 0 |
| Yakima, WA | 3 | $ 397,000 | $ 132,333 | $ 0 |
| Charlottesville, VA | 2 | $ 337,000 | $ 168,500 | $ 0 |
| Dalton, GA | 2 | $ 283,000 | $ 141,500 | $ 21,000 |
| Danville, VA | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Fort Collins-Loveland, CO | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Grand Junction, CO | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Greenville, NC | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 288,000 | $ 144,000 | $ 23,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 258,000 | $ 129,000 | $ 0 |
| Lynchburg, VA | 2 | $ 437,000 | $ 218,500 | $ 0 |
| Napa, CA | 2 | $ 550,000 | $ 275,000 | $ 133,000 |
| Rocky Mount, NC | 2 | $ 385,000 | $ 192,500 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 432,000 | $ 216,000 | $ 55,000 |
| Wilmington, DE-MD-NJ | 2 | $ 413,000 | $ 206,500 | $ 0 |
| Abilene, TX | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Amarillo, TX | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 196,000 | $ 196,000 | $ 58,000 |
| Beaumont-Port Arthur, TX | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bellingham, WA | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Goldsboro, NC | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Longview, TX | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Longview, WA | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Rome, GA | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Salem, OR | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Tyler, TX | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Valdosta, GA | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Waco, TX | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Wilmington, NC | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Yuba City, CA | 1 | $ 129,000 | $ 129,000 | $ 0 |
Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 999 | $299,158,000 | $299,000 | $1,610,000 | $98,000 | $1,617,000 |
| Home Improvement | 869 | $159,460,000 | $183,000 | $471,000 | $1,000 | $840,000 |
| Refinancing | 783 | $259,798,000 | $331,000 | $2,000,000 | $110,000 | $1,123,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 880 | $264,090,000 | $300,000 | $2,000,000 | $97,000 | $1,123,000 |
| Not Provided | 749 | $164,475,000 | $219,000 | $1,810,000 | $33,000 | $840,000 |
| White | 552 | $184,247,000 | $333,000 | $2,000,000 | $95,000 | $1,617,000 |
| Hispanic | 272 | $64,527,000 | $237,000 | $830,000 | $56,000 | $300,000 |
| Black or African American | 176 | $34,656,000 | $196,000 | $857,000 | $34,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,307,000 | $300,000 | $401,000 | $95,000 | $302,000 |
| American Indian or Alaskan Native | 11 | $3,114,000 | $283,000 | $417,000 | $70,000 | $179,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,651 | $718,416,000 | $270,000 | $2,000,000 | $70,000 | $1,617,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,594 | $386,928,000 | $242,000 | $2,000,000 | $56,000 | $1,123,000 |
| Application Withdrawn By Applicant | 623 | $193,436,000 | $310,000 | $2,000,000 | $85,000 | $586,000 |
| Application Denied By Financial Institution | 424 | $135,737,000 | $320,000 | $1,840,000 | $99,000 | $1,617,000 |
| File Closed For Incompleteness | 10 | $2,315,000 | $231,000 | $417,000 | $65,000 | $119,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 217 | $78,050,000 | $359,000 | $1,840,000 | $120,000 | $1,617,000 |
| Credit History | 86 | $23,787,000 | $276,000 | $1,433,000 | $79,000 | $300,000 |
| Debt-To-Income Ratio | 52 | $16,249,000 | $312,000 | $1,699,000 | $73,000 | $444,000 |
| Collateral | 39 | $8,934,000 | $229,000 | $650,000 | $75,000 | $180,000 |
| Employment History | 17 | $5,376,000 | $316,000 | $660,000 | $88,000 | $163,000 |
| Unverifiable Information | 7 | $2,009,000 | $287,000 | $508,000 | $71,000 | $152,000 |
| Mortgage Insurance Denied | 3 | $718,000 | $239,000 | $335,000 | $96,000 | $201,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $337,000 | $168,000 | $174,000 | $57,000 | $80,000 |
| Credit Application Incomplete | 1 | $277,000 | $277,000 | $277,000 | $95,000 | $95,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About