R M K Financial Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

R M K Financial Corp. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address R M K Financial Corp.
1819 S. Excise Avenue
Ontario, CA 91761
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2010  2009  
Total Number of Mortgage Applications 2,431
Total Mortgage Loan Application Amount $834,575,000
Average Mortgage Loan Application Amount $337,000
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $111,000
Highest Applicant Income $1,565,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with R M K Financial Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R M K Financial Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down R M K Financial Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R M K Financial Corp. serves its applicants.

Each category highlights the total number of mortgage applications processed by R M K Financial Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R M K Financial Corp.'s mortgage activity for 2019.

Mortgage Loan Application Totals for R M K Financial Corp. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 402 $ 189,420,000 $ 471,000 $ 125,000
San Bernardino County California 147 $ 46,315,000 $ 315,000 $ 112,000
Riverside County California 126 $ 40,710,000 $ 323,000 $ 94,000
Orange County California 121 $ 57,015,000 $ 471,000 $ 117,000
Alameda County California 54 $ 30,760,000 $ 569,000 $ 134,000
King County Washington 43 $ 19,055,000 $ 443,000 $ 115,000
Contra Costa County California 33 $ 15,055,000 $ 456,000 $ 115,000
El Paso County Texas 28 $ 3,390,000 $ 121,000 $ 62,000
San Joaquin County California 23 $ 8,675,000 $ 377,000 $ 107,000
Stanislaus County California 21 $ 7,405,000 $ 352,000 $ 92,000
San Diego County California 20 $ 9,180,000 $ 459,000 $ 126,000
Prince George's County Maryland 19 $ 6,055,000 $ 318,000 $ 86,000
Fairfax County Virginia 19 $ 7,365,000 $ 387,000 $ 99,000
Pierce County Washington 19 $ 7,805,000 $ 410,000 $ 87,000
Sacramento County California 18 $ 5,340,000 $ 296,000 $ 92,000
Miami-Dade County Florida 18 $ 4,310,000 $ 239,000 $ 76,000
Gwinnett County Georgia 15 $ 3,725,000 $ 248,000 $ 71,000
Fort Bend County Texas 12 $ 2,680,000 $ 223,000 $ 63,000
Kern County California 11 $ 2,745,000 $ 249,000 $ 84,000
Broward County Florida 11 $ 2,965,000 $ 269,000 $ 127,000
Prince William County Virginia 11 $ 3,105,000 $ 282,000 $ 78,000
Solano County California 9 $ 3,435,000 $ 381,000 $ 98,000
Harris County Texas 9 $ 1,645,000 $ 182,000 $ 91,000
Santa Clara County California 8 $ 4,560,000 $ 570,000 $ 141,000
Hartford County Connecticut 8 $ 1,900,000 $ 237,000 $ 75,000
Montgomery County Maryland 8 $ 2,800,000 $ 350,000 $ 92,000
Cook County Illinois 7 $ 1,545,000 $ 220,000 $ 71,000
Bexar County Texas 7 $ 1,695,000 $ 242,000 $ 83,000
Fresno County California 6 $ 1,740,000 $ 290,000 $ 72,000
Monterey County California 6 $ 2,960,000 $ 493,000 $ 118,000
Pinellas County Florida 6 $ 1,360,000 $ 226,000 $ 90,000
Clark County Nevada 6 $ 1,550,000 $ 258,000 $ 68,000
Montgomery County Pennsylvania 6 $ 1,710,000 $ 285,000 $ 85,000
San Francisco County California 5 $ 2,935,000 $ 587,000 $ 133,000
Ventura County California 5 $ 3,445,000 $ 689,000 $ 165,000
Lee County Florida 5 $ 1,145,000 $ 229,000 $ 63,000
Polk County Florida 5 $ 895,000 $ 179,000 $ 69,000
Clayton County Georgia 5 $ 995,000 $ 199,000 $ 88,000
Baltimore County Maryland 5 $ 1,415,000 $ 283,000 $ 104,000
Howard County Maryland 5 $ 1,715,000 $ 343,000 $ 105,000
Philadelphia County Pennsylvania 5 $ 1,125,000 $ 225,000 $ 61,000
James City County Virginia 5 $ 1,695,000 $ 339,000 $ 102,000
Arapahoe County Colorado 4 $ 1,320,000 $ 330,000 $ 89,000
Hillsborough County Florida 4 $ 920,000 $ 230,000 $ 84,000
Palm Beach County Florida 4 $ 1,040,000 $ 260,000 $ 134,000
DuPage County Illinois 4 $ 950,000 $ 237,000 $ 72,000
Washington County Oregon 4 $ 1,260,000 $ 315,000 $ 165,000
Virginia Beach County Virginia 4 $ 910,000 $ 227,000 $ 87,000
San Mateo County California 3 $ 2,135,000 $ 711,000 $ 160,000
Fairfield County Connecticut 3 $ 1,395,000 $ 465,000 $ 118,000
Orange County Florida 3 $ 725,000 $ 241,000 $ 114,000
Cobb County Georgia 3 $ 715,000 $ 238,000 $ 80,000
Douglas County Georgia 3 $ 685,000 $ 228,000 $ 80,000
Henry County Georgia 3 $ 775,000 $ 258,000 $ 141,000
Rockdale County Georgia 3 $ 655,000 $ 218,000 $ 83,000
Charles County Maryland 3 $ 1,115,000 $ 371,000 $ 82,000
Frederick County Maryland 3 $ 925,000 $ 308,000 $ 74,000
Camden County New Jersey 3 $ 465,000 $ 155,000 $ 60,000
Clackamas County Oregon 3 $ 1,155,000 $ 385,000 $ 138,000
Portsmouth County Virginia 3 $ 515,000 $ 171,000 $ 83,000
Suffolk County Virginia 3 $ 605,000 $ 201,000 $ 54,000
Lewis County Washington 3 $ 995,000 $ 331,000 $ 93,000
Marin County California 2 $ 1,190,000 $ 595,000 $ 239,000
Tulare County California 2 $ 540,000 $ 270,000 $ 97,000
New Haven County Connecticut 2 $ 430,000 $ 215,000 $ 45,000
Lake County Florida 2 $ 390,000 $ 195,000 $ 142,000
Marion County Florida 2 $ 430,000 $ 215,000 $ 56,000
Osceola County Florida 2 $ 520,000 $ 260,000 $ 72,000
St. Lucie County Florida 2 $ 390,000 $ 195,000 $ 80,000
Chatham County Georgia 2 $ 270,000 $ 135,000 $ 98,000
DeKalb County Georgia 2 $ 300,000 $ 150,000 $ 60,000
Lake County Illinois 2 $ 410,000 $ 205,000 $ 67,000
Calvert County Maryland 2 $ 600,000 $ 300,000 $ 80,000
Bernalillo County New Mexico 2 $ 360,000 $ 180,000 $ 90,000
Sumter County South Carolina 2 $ 300,000 $ 150,000 $ 66,000
Davidson County Tennessee 2 $ 580,000 $ 290,000 $ 115,000
Knox County Tennessee 2 $ 320,000 $ 160,000 $ 42,000
Midland County Texas 2 $ 230,000 $ 115,000 $ 51,000
Montgomery County Texas 2 $ 470,000 $ 235,000 $ 73,000
Tarrant County Texas 2 $ 410,000 $ 205,000 $ 70,000
Arlington County Virginia 2 $ 640,000 $ 320,000 $ 164,000
Chesapeake County Virginia 2 $ 350,000 $ 175,000 $ 62,000
Chesterfield County Virginia 2 $ 440,000 $ 220,000 $ 104,000
Hampton County Virginia 2 $ 420,000 $ 210,000 $ 140,000
Newport News County Virginia 2 $ 440,000 $ 220,000 $ 68,000
Spotsylvania County Virginia 2 $ 310,000 $ 155,000 $ 83,000
Kitsap County Washington 2 $ 730,000 $ 365,000 $ 78,000
Maricopa County Arizona 1 $ 285,000 $ 285,000 $ 119,000
Mohave County Arizona 1 $ 65,000 $ 65,000 $ 13,000
Calaveras County California 1 $ 385,000 $ 385,000 $ 75,000
El Dorado County California 1 $ 435,000 $ 435,000 $ 144,000
Merced County California 1 $ 285,000 $ 285,000 $ 49,000
Placer County California 1 $ 325,000 $ 325,000 $ 72,000
San Luis Obispo County California 1 $ 395,000 $ 395,000 $ 108,000
Santa Cruz County California 1 $ 445,000 $ 445,000 $ 79,000
Shasta County California 1 $ 425,000 $ 425,000 $ 102,000
Yuba County California 1 $ 265,000 $ 265,000 $ 52,000
Pueblo County Colorado 1 $ 145,000 $ 145,000 $ 78,000
Kent County Delaware 1 $ 155,000 $ 155,000 $ 41,000
New Castle County Delaware 1 $ 285,000 $ 285,000 $ 0
Alachua County Florida 1 $ 335,000 $ 335,000 $ 194,000
Brevard County Florida 1 $ 305,000 $ 305,000 $ 200,000
Clay County Florida 1 $ 115,000 $ 115,000 $ 38,000
Collier County Florida 1 $ 255,000 $ 255,000 $ 78,000
Columbia County Florida 1 $ 175,000 $ 175,000 $ 55,000
Duval County Florida 1 $ 165,000 $ 165,000 $ 47,000
Escambia County Florida 1 $ 175,000 $ 175,000 $ 48,000
Flagler County Florida 1 $ 205,000 $ 205,000 $ 0
Hernando County Florida 1 $ 175,000 $ 175,000 $ 73,000
Highlands County Florida 1 $ 295,000 $ 295,000 $ 145,000
Martin County Florida 1 $ 185,000 $ 185,000 $ 46,000
Pasco County Florida 1 $ 185,000 $ 185,000 $ 54,000
Sarasota County Florida 1 $ 255,000 $ 255,000 $ 81,000
Seminole County Florida 1 $ 195,000 $ 195,000 $ 47,000
Volusia County Florida 1 $ 175,000 $ 175,000 $ 74,000
Columbia County Georgia 1 $ 105,000 $ 105,000 $ 60,000
Coweta County Georgia 1 $ 225,000 $ 225,000 $ 47,000
Fulton County Georgia 1 $ 205,000 $ 205,000 $ 80,000
Paulding County Georgia 1 $ 305,000 $ 305,000 $ 77,000
Hamilton County Indiana 1 $ 465,000 $ 465,000 $ 313,000
Ascension County Louisiana 1 $ 145,000 $ 145,000 $ 21,000
Tangipahoa County Louisiana 1 $ 185,000 $ 185,000 $ 53,000
Baltimore City County Maryland 1 $ 215,000 $ 215,000 $ 48,000
Washington County Maryland 1 $ 195,000 $ 195,000 $ 66,000
Bergen County New Jersey 1 $ 345,000 $ 345,000 $ 102,000
Passaic County New Jersey 1 $ 235,000 $ 235,000 $ 0
Sandoval County New Mexico 1 $ 315,000 $ 315,000 $ 147,000
Santa Fe County New Mexico 1 $ 115,000 $ 115,000 $ 29,000
Taos County New Mexico 1 $ 115,000 $ 115,000 $ 93,000
Carteret County North Carolina 1 $ 115,000 $ 115,000 $ 79,000
Cleveland County North Carolina 1 $ 105,000 $ 105,000 $ 43,000
Craven County North Carolina 1 $ 195,000 $ 195,000 $ 62,000
Cumberland County North Carolina 1 $ 135,000 $ 135,000 $ 150,000
Durham County North Carolina 1 $ 145,000 $ 145,000 $ 61,000
Gaston County North Carolina 1 $ 215,000 $ 215,000 $ 50,000
Guilford County North Carolina 1 $ 165,000 $ 165,000 $ 198,000
Jones County North Carolina 1 $ 175,000 $ 175,000 $ 38,000
Mecklenburg County North Carolina 1 $ 305,000 $ 305,000 $ 113,000
New Hanover County North Carolina 1 $ 195,000 $ 195,000 $ 152,000
Onslow County North Carolina 1 $ 155,000 $ 155,000 $ 142,000
Wayne County North Carolina 1 $ 155,000 $ 155,000 $ 92,000
Mahoning County Ohio 1 $ 135,000 $ 135,000 $ 103,000
Klamath County Oregon 1 $ 195,000 $ 195,000 $ 97,000
Marion County Oregon 1 $ 755,000 $ 755,000 $ 0
Centre County Pennsylvania 1 $ 245,000 $ 245,000 $ 122,000
Delaware County Pennsylvania 1 $ 275,000 $ 275,000 $ 70,000
Lawrence County Pennsylvania 1 $ 225,000 $ 225,000 $ 148,000
Lehigh County Pennsylvania 1 $ 105,000 $ 105,000 $ 33,000
Luzerne County Pennsylvania 1 $ 95,000 $ 95,000 $ 27,000
Berkeley County South Carolina 1 $ 95,000 $ 95,000 $ 64,000
Hamblen County Tennessee 1 $ 205,000 $ 205,000 $ 188,000
Hawkins County Tennessee 1 $ 125,000 $ 125,000 $ 41,000
Jefferson County Tennessee 1 $ 155,000 $ 155,000 $ 51,000
Roane County Tennessee 1 $ 135,000 $ 135,000 $ 165,000
Rutherford County Tennessee 1 $ 215,000 $ 215,000 $ 46,000
Dallas County Texas 1 $ 175,000 $ 175,000 $ 93,000
Denton County Texas 1 $ 275,000 $ 275,000 $ 75,000
Nueces County Texas 1 $ 245,000 $ 245,000 $ 84,000
Williamson County Texas 1 $ 375,000 $ 375,000 $ 110,000
Alexandria County Virginia 1 $ 445,000 $ 445,000 $ 205,000
Fairfax City County Virginia 1 $ 495,000 $ 495,000 $ 120,000
Fauquier County Virginia 1 $ 245,000 $ 245,000 $ 72,000
Henrico County Virginia 1 $ 455,000 $ 455,000 $ 96,000
Loudoun County Virginia 1 $ 355,000 $ 355,000 $ 57,000
Norfolk County Virginia 1 $ 155,000 $ 155,000 $ 70,000
Rappahannock County Virginia 1 $ 425,000 $ 425,000 $ 0
Kittitas County Washington 1 $ 485,000 $ 485,000 $ 124,000
Racine County Wisconsin 1 $ 175,000 $ 175,000 $ 110,000
St. Croix County Wisconsin 1 $ 255,000 $ 255,000 $ 101,000

Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,573 $554,285,000 $352,000 $2,585,000 $100,000 $1,565,000
Cash-out Refinancing 543 $171,975,000 $316,000 $3,505,000 $111,000 $1,450,000
Refinancing 315 $108,315,000 $343,000 $2,505,000 $122,000 $1,103,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 733 $295,085,000 $402,000 $3,505,000 $104,000 $1,450,000
Not Provided 685 $212,255,000 $309,000 $1,595,000 $107,000 $1,131,000
Hispanic 459 $143,825,000 $313,000 $1,155,000 $93,000 $1,565,000
White 341 $130,895,000 $383,000 $3,005,000 $123,000 $1,103,000
Black or African American 184 $45,980,000 $249,000 $2,585,000 $97,000 $1,190,000
Not applicable 14 $2,790,000 $199,000 $365,000 $62,000 $106,000
Native Hawaiian or Other Pacific Islander 10 $2,550,000 $255,000 $405,000 $64,000 $144,000
American Indian or Alaskan Native 5 $1,195,000 $239,000 $395,000 $78,000 $156,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,234 $474,220,000 $384,000 $3,505,000 $115,000 $1,565,000
FHA-insured (Federal Housing Administration) 985 $305,905,000 $310,000 $855,000 $89,000 $294,000
VA-guaranteed (Veterans Administration) 212 $54,450,000 $256,000 $705,000 $114,000 $388,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,506 $538,370,000 $357,000 $3,505,000 $103,000 $1,565,000
Application Withdrawn By Applicant 707 $233,915,000 $330,000 $2,585,000 $110,000 $1,190,000
Application Denied By Financial Institution 218 $62,290,000 $285,000 $1,405,000 $96,000 $508,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,213 $772,285,000 $348,000 $3,505,000 $105,000 $1,565,000
Credit History 77 $19,205,000 $249,000 $725,000 $102,000 $385,000
Debt-To-Income Ratio 62 $17,650,000 $284,000 $1,175,000 $75,000 $286,000
Other 30 $8,770,000 $292,000 $725,000 $111,000 $495,000
Collateral 18 $6,370,000 $353,000 $1,405,000 $97,000 $286,000
Unverifiable Information 12 $4,150,000 $345,000 $585,000 $99,000 $161,000
Credit Application Incomplete 9 $3,065,000 $340,000 $525,000 $135,000 $508,000
Employment History 7 $2,265,000 $323,000 $695,000 $114,000 $265,000
Insufficient Cash (Downpayment, Closing Cost) 3 $815,000 $271,000 $325,000 $73,000 $86,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess R M K Financial Corp.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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