Home Point Financial Corporation Mortgage Lending & HMDA Data, 2013
In 2013, Home Point Financial Corporation of Ann Arbor, MI reported 11,088 mortgage applications totaling $2.3 billion, down 1% from 2012. The average application was for $204,751, and applicants reported an average income of $70,893. 47% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (1,239), Edison-New Brunswick, NJ (649) and Newark-Union, NJ-PA (474) (applications in parentheses).
| Mortgage Company & Address | Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 11,088 |
| Total Mortgage Loan Application Amount | $2,270,289,000 |
| Average Mortgage Loan Application Amount | $204,751 |
| Highest Mortgage Loan Application Amount | $1,913,000 |
| Average Applicant Income | $70,893 |
| Highest Applicant Income | $1,250,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence-New Bedford-Fall River, RI-MA | 1,239 | $ 240,441,000 | $ 194,060 | $ 68,530 |
| Edison-New Brunswick, NJ | 649 | $ 164,711,000 | $ 253,791 | $ 84,000 |
| Newark-Union, NJ-PA | 474 | $ 130,688,000 | $ 275,713 | $ 93,514 |
| New York-White Plains-Wayne, NY-NJ | 341 | $ 97,916,000 | $ 287,143 | $ 93,000 |
| Boston-Quincy, MA | 290 | $ 74,276,000 | $ 256,124 | $ 84,000 |
| Camden, NJ | 290 | $ 55,799,000 | $ 192,410 | $ 75,000 |
| Philadelphia, PA | 266 | $ 53,704,000 | $ 201,894 | $ 67,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 262 | $ 72,158,000 | $ 275,412 | $ 86,996 |
| Baltimore-Towson, MD | 239 | $ 54,838,000 | $ 229,447 | $ 69,000 |
| Tampa-St. Petersburg-Clearwater, FL | 239 | $ 39,938,000 | $ 167,104 | $ 76,000 |
| Los Angeles-Long Beach-Glendale, CA | 214 | $ 63,854,000 | $ 298,383 | $ 80,000 |
| Atlanta-Sandy Springs-Marietta, GA | 186 | $ 32,442,000 | $ 174,419 | $ 59,000 |
| Cambridge-Newton-Framingham, MA | 177 | $ 47,336,000 | $ 267,435 | $ 85,000 |
| Chicago-Joliet-Naperville, IL | 164 | $ 29,222,000 | $ 178,182 | $ 58,000 |
| Orlando-Kissimmee-Sanford, FL | 163 | $ 30,941,000 | $ 189,822 | $ 81,000 |
| Worcester, MA | 150 | $ 29,650,000 | $ 197,666 | $ 68,000 |
| Indianapolis-Carmel, IN | 148 | $ 23,861,000 | $ 161,222 | $ 64,000 |
| Cleveland-Elyria-Mentor, OH | 137 | $ 19,144,000 | $ 139,737 | $ 60,000 |
| Manchester-Nashua, NH | 127 | $ 26,166,000 | $ 206,031 | $ 74,000 |
| Miami-Miami Beach-Kendall, FL | 124 | $ 25,220,000 | $ 203,387 | $ 69,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 120 | $ 25,174,000 | $ 209,783 | $ 65,066 |
| Rockingham County-Strafford County, NH | 119 | $ 26,008,000 | $ 218,554 | $ 80,000 |
| Warren-Troy-Farmington Hills, MI | 115 | $ 22,546,000 | $ 196,052 | $ 98,000 |
| Peabody, MA | 111 | $ 28,239,000 | $ 254,405 | $ 79,000 |
| Columbus, OH | 103 | $ 15,790,000 | $ 153,300 | $ 59,000 |
| Cincinnati-Middletown, OH-KY-IN | 102 | $ 16,420,000 | $ 160,980 | $ 61,039 |
| Hartford-West Hartford-East Hartford, CT | 93 | $ 17,281,000 | $ 185,817 | $ 68,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 93 | $ 17,851,000 | $ 191,946 | $ 70,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 89 | $ 17,866,000 | $ 200,741 | $ 76,000 |
| Riverside-San Bernardino-Ontario, CA | 86 | $ 21,037,000 | $ 244,616 | $ 94,000 |
| Jacksonville, FL | 85 | $ 14,776,000 | $ 173,835 | $ 61,000 |
| New Haven-Milford, CT | 85 | $ 16,766,000 | $ 197,247 | $ 70,000 |
| Bethesda-Rockville-Frederick, MD | 84 | $ 24,271,000 | $ 288,940 | $ 109,000 |
| Hagerstown-Martinsburg, MD-WV | 84 | $ 14,780,000 | $ 175,952 | $ 61,178 |
| Birmingham-Hoover, AL | 78 | $ 12,472,000 | $ 159,897 | $ 54,000 |
| Louisville/Jefferson County, KY-IN | 78 | $ 11,769,000 | $ 150,884 | $ 55,589 |
| Richmond, VA | 77 | $ 14,398,000 | $ 186,987 | $ 59,000 |
| Wilmington, DE-MD-NJ | 74 | $ 14,836,000 | $ 200,486 | $ 63,702 |
| Bridgeport-Stamford-Norwalk, CT | 71 | $ 18,651,000 | $ 262,690 | $ 76,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 68 | $ 14,366,000 | $ 211,264 | $ 74,941 |
| Lakeland-Winter Haven, FL | 59 | $ 8,400,000 | $ 142,372 | $ 53,000 |
| Gary, IN | 58 | $ 9,132,000 | $ 157,448 | $ 63,000 |
| Springfield, MA | 58 | $ 11,210,000 | $ 193,275 | $ 74,000 |
| Trenton-Ewing, NJ | 58 | $ 12,179,000 | $ 209,982 | $ 75,000 |
| Detroit-Livonia-Dearborn, MI | 55 | $ 8,889,000 | $ 161,618 | $ 74,000 |
| North Port-Bradenton-Sarasota, FL | 53 | $ 9,622,000 | $ 181,547 | $ 61,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 52 | $ 8,079,000 | $ 155,365 | $ 42,461 |
| Atlantic City-Hammonton, NJ | 51 | $ 10,158,000 | $ 199,176 | $ 73,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 47 | $ 8,929,000 | $ 189,978 | $ 50,000 |
| Pittsburgh, PA | 44 | $ 6,582,000 | $ 149,590 | $ 54,000 |
| Salem, OR | 43 | $ 7,918,000 | $ 184,139 | $ 58,000 |
| Denver-Aurora-Broomfield, CO | 36 | $ 7,887,000 | $ 219,083 | $ 86,000 |
| Harrisburg-Carlisle, PA | 35 | $ 6,892,000 | $ 196,914 | $ 73,000 |
| Norwich-New London, CT | 35 | $ 6,214,000 | $ 177,542 | $ 46,000 |
| Winchester, VA-WV | 35 | $ 6,803,000 | $ 194,371 | $ 61,114 |
| Barnstable Town, MA | 33 | $ 7,996,000 | $ 242,303 | $ 75,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 32 | $ 5,426,000 | $ 169,562 | $ 81,000 |
| Portland-South Portland-Biddeford, ME | 32 | $ 6,613,000 | $ 206,656 | $ 64,000 |
| Port St. Lucie, FL | 31 | $ 5,663,000 | $ 182,677 | $ 68,000 |
| San Diego-Carlsbad-San Marcos, CA | 31 | $ 10,293,000 | $ 332,032 | $ 91,000 |
| Eugene-Springfield, OR | 30 | $ 6,541,000 | $ 218,033 | $ 62,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 30 | $ 4,949,000 | $ 164,966 | $ 56,000 |
| Palm Bay-Melbourne-Titusville, FL | 29 | $ 5,044,000 | $ 173,931 | $ 73,000 |
| Vineland-Millville-Bridgeton, NJ | 29 | $ 4,607,000 | $ 158,862 | $ 54,000 |
| Santa Ana-Anaheim-Irvine, CA | 28 | $ 9,429,000 | $ 336,750 | $ 112,000 |
| York-Hanover, PA | 28 | $ 4,655,000 | $ 166,250 | $ 56,000 |
| Akron, OH | 27 | $ 3,953,000 | $ 146,407 | $ 47,000 |
| Colorado Springs, CO | 27 | $ 5,050,000 | $ 187,037 | $ 74,000 |
| Huntsville, AL | 27 | $ 4,112,000 | $ 152,296 | $ 61,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 26 | $ 6,719,000 | $ 258,423 | $ 100,000 |
| Cape Coral-Fort Myers, FL | 23 | $ 4,662,000 | $ 202,695 | $ 98,000 |
| Canton-Massillon, OH | 22 | $ 2,855,000 | $ 129,772 | $ 72,000 |
| Lancaster, PA | 22 | $ 4,640,000 | $ 210,909 | $ 70,000 |
| Raleigh-Cary, NC | 22 | $ 3,271,000 | $ 148,681 | $ 41,000 |
| Burlington-South Burlington, VT | 21 | $ 4,686,000 | $ 223,142 | $ 70,000 |
| Oakland-Fremont-Hayward, CA | 21 | $ 7,433,000 | $ 353,952 | $ 105,000 |
| Reading, PA | 21 | $ 3,030,000 | $ 144,285 | $ 48,000 |
| Bakersfield-Delano, CA | 20 | $ 3,207,000 | $ 160,350 | $ 63,000 |
| Charleston, WV | 19 | $ 3,103,000 | $ 163,315 | $ 78,000 |
| Columbia, SC | 19 | $ 2,623,000 | $ 138,052 | $ 29,000 |
| Medford, OR | 19 | $ 3,899,000 | $ 205,210 | $ 112,000 |
| Pensacola-Ferry Pass-Brent, FL | 19 | $ 2,695,000 | $ 141,842 | $ 75,000 |
| Scranton--Wilkes-Barre, PA | 19 | $ 2,706,000 | $ 142,421 | $ 71,000 |
| Dayton, OH | 18 | $ 2,628,000 | $ 146,000 | $ 50,000 |
| Dover, DE | 18 | $ 3,368,000 | $ 187,111 | $ 49,000 |
| Lexington-Fayette, KY | 18 | $ 3,340,000 | $ 185,555 | $ 85,000 |
| Memphis, TN-MS-AR | 18 | $ 2,666,000 | $ 148,111 | $ 33,388 |
| Ocean City, NJ | 18 | $ 3,966,000 | $ 220,333 | $ 77,000 |
| Toledo, OH | 18 | $ 2,461,000 | $ 136,722 | $ 52,000 |
| Lafayette, IN | 17 | $ 2,604,000 | $ 153,176 | $ 56,000 |
| Michigan City-La Porte, IN | 17 | $ 3,091,000 | $ 181,823 | $ 122,000 |
| Naples-Marco Island, FL | 16 | $ 3,889,000 | $ 243,062 | $ 108,000 |
| Ocala, FL | 16 | $ 2,446,000 | $ 152,875 | $ 53,000 |
| Charlottesville, VA | 15 | $ 3,394,000 | $ 226,266 | $ 81,000 |
| Fort Wayne, IN | 15 | $ 2,043,000 | $ 136,200 | $ 51,000 |
| Bend, OR | 14 | $ 2,926,000 | $ 209,000 | $ 62,000 |
| Elkhart-Goshen, IN | 14 | $ 1,710,000 | $ 122,142 | $ 43,000 |
| Mobile, AL | 14 | $ 2,146,000 | $ 153,285 | $ 45,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 4,495,000 | $ 321,071 | $ 123,000 |
| Evansville, IN-KY | 13 | $ 1,850,000 | $ 142,307 | $ 35,461 |
| Greenville-Mauldin-Easley, SC | 13 | $ 2,116,000 | $ 162,769 | $ 33,000 |
| Kalamazoo-Portage, MI | 13 | $ 1,787,000 | $ 137,461 | $ 51,000 |
| South Bend-Mishawaka, IN-MI | 13 | $ 2,207,000 | $ 169,769 | $ 69,000 |
| Huntington-Ashland, WV-KY-OH | 12 | $ 2,132,000 | $ 177,666 | $ 54,833 |
| Kokomo, IN | 12 | $ 1,489,000 | $ 124,083 | $ 61,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 3,531,000 | $ 294,250 | $ 91,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 1,832,000 | $ 152,666 | $ 59,833 |
| Knoxville, TN | 11 | $ 1,349,000 | $ 122,636 | $ 42,000 |
| Lake County-Kenosha County, IL-WI | 11 | $ 1,799,000 | $ 163,545 | $ 43,000 |
| Pittsfield, MA | 11 | $ 1,610,000 | $ 146,363 | $ 43,000 |
| Tallahassee, FL | 11 | $ 1,581,000 | $ 143,727 | $ 62,000 |
| Charleston-North Charleston-Summerville, SC | 10 | $ 2,095,000 | $ 209,500 | $ 41,000 |
| Fresno, CA | 10 | $ 1,951,000 | $ 195,100 | $ 55,000 |
| Punta Gorda, FL | 10 | $ 1,594,000 | $ 159,400 | $ 69,000 |
| Tuscaloosa, AL | 10 | $ 1,767,000 | $ 176,700 | $ 38,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 1,023,000 | $ 113,666 | $ 34,333 |
| Chattanooga, TN-GA | 9 | $ 1,093,000 | $ 121,444 | $ 37,000 |
| Cumberland, MD-WV | 9 | $ 1,274,000 | $ 141,555 | $ 43,000 |
| Dallas-Plano-Irving, TX | 9 | $ 870,000 | $ 96,666 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 9 | $ 1,001,000 | $ 111,222 | $ 15,000 |
| Roanoke, VA | 9 | $ 1,034,000 | $ 114,888 | $ 34,000 |
| San Francisco-San Mateo-Redwood City, CA | 9 | $ 2,936,000 | $ 326,222 | $ 111,000 |
| State College, PA | 9 | $ 1,483,000 | $ 164,777 | $ 32,000 |
| Anderson, SC | 8 | $ 799,000 | $ 99,875 | $ 16,000 |
| Ann Arbor, MI | 8 | $ 1,441,000 | $ 180,125 | $ 79,000 |
| Asheville, NC | 8 | $ 812,000 | $ 101,500 | $ 8,000 |
| Decatur, AL | 8 | $ 968,000 | $ 121,000 | $ 57,000 |
| Gainesville, FL | 8 | $ 1,238,000 | $ 154,750 | $ 61,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 1,103,000 | $ 137,875 | $ 64,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 8 | $ 1,883,000 | $ 235,375 | $ 77,000 |
| Terre Haute, IN | 8 | $ 888,000 | $ 111,000 | $ 50,000 |
| Bloomington, IN | 7 | $ 1,059,000 | $ 151,285 | $ 46,000 |
| Bowling Green, KY | 7 | $ 1,219,000 | $ 174,142 | $ 72,000 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 1,419,000 | $ 202,714 | $ 72,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,249,000 | $ 178,428 | $ 46,000 |
| Lansing-East Lansing, MI | 7 | $ 1,113,000 | $ 159,000 | $ 54,000 |
| Lewiston-Auburn, ME | 7 | $ 1,148,000 | $ 164,000 | $ 47,000 |
| Macon, GA | 7 | $ 1,326,000 | $ 189,428 | $ 81,000 |
| Palm Coast, FL | 7 | $ 1,117,000 | $ 159,571 | $ 73,000 |
| Sebastian-Vero Beach, FL | 7 | $ 1,050,000 | $ 150,000 | $ 66,000 |
| Spartanburg, SC | 7 | $ 874,000 | $ 124,857 | $ 15,000 |
| Springfield, OH | 7 | $ 1,255,000 | $ 179,285 | $ 73,000 |
| Vallejo-Fairfield, CA | 7 | $ 1,904,000 | $ 272,000 | $ 131,000 |
| Anderson, IN | 6 | $ 878,000 | $ 146,333 | $ 84,000 |
| Clarksville, TN-KY | 6 | $ 768,000 | $ 128,000 | $ 36,000 |
| Elizabethtown, KY | 6 | $ 910,000 | $ 151,666 | $ 40,000 |
| Fort Worth-Arlington, TX | 6 | $ 532,000 | $ 88,666 | $ 14,000 |
| Gainesville, GA | 6 | $ 901,000 | $ 150,166 | $ 66,000 |
| Harrisonburg, VA | 6 | $ 928,000 | $ 154,666 | $ 33,000 |
| Lebanon, PA | 6 | $ 1,058,000 | $ 176,333 | $ 68,000 |
| Lynchburg, VA | 6 | $ 941,000 | $ 156,833 | $ 21,000 |
| Morgantown, WV | 6 | $ 966,000 | $ 161,000 | $ 55,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 6 | $ 990,000 | $ 165,000 | $ 22,000 |
| Owensboro, KY | 6 | $ 1,060,000 | $ 176,666 | $ 67,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 6 | $ 807,000 | $ 134,500 | $ 54,166 |
| San Antonio-New Braunfels, TX | 6 | $ 810,000 | $ 135,000 | $ 15,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 2,019,000 | $ 336,500 | $ 109,000 |
| Tacoma, WA | 6 | $ 2,040,000 | $ 340,000 | $ 110,000 |
| Wheeling, WV-OH | 6 | $ 955,000 | $ 159,166 | $ 56,666 |
| Wilmington, NC | 6 | $ 1,760,000 | $ 293,333 | $ 95,000 |
| Auburn-Opelika, AL | 5 | $ 941,000 | $ 188,200 | $ 66,000 |
| Fayetteville, NC | 5 | $ 392,000 | $ 78,400 | $ 0 |
| Flint, MI | 5 | $ 629,000 | $ 125,800 | $ 48,000 |
| Mansfield, OH | 5 | $ 715,000 | $ 143,000 | $ 70,000 |
| Rocky Mount, NC | 5 | $ 320,000 | $ 64,000 | $ 5,000 |
| St. Louis, MO-IL | 5 | $ 930,000 | $ 186,000 | $ 61,000 |
| Steubenville-Weirton, OH-WV | 5 | $ 722,000 | $ 144,400 | $ 55,800 |
| Warner Robins, GA | 5 | $ 1,102,000 | $ 220,400 | $ 26,000 |
| Altoona, PA | 4 | $ 557,000 | $ 139,250 | $ 41,000 |
| Columbus, GA-AL | 4 | $ 637,000 | $ 159,250 | $ 35,250 |
| Dalton, GA | 4 | $ 527,000 | $ 131,750 | $ 31,000 |
| Greeley, CO | 4 | $ 652,000 | $ 163,000 | $ 51,000 |
| Greensboro-High Point, NC | 4 | $ 360,000 | $ 90,000 | $ 49,000 |
| Morristown, TN | 4 | $ 295,000 | $ 73,750 | $ 18,000 |
| Santa Rosa-Petaluma, CA | 4 | $ 1,279,000 | $ 319,750 | $ 81,000 |
| Stockton, CA | 4 | $ 837,000 | $ 209,250 | $ 118,000 |
| Sumter, SC | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Williamsport, PA | 4 | $ 636,000 | $ 159,000 | $ 73,000 |
| Austin-Round Rock-San Marcos, TX | 3 | $ 500,000 | $ 166,666 | $ 0 |
| Bangor, ME | 3 | $ 198,000 | $ 66,000 | $ 33,000 |
| Bremerton-Silverdale, WA | 3 | $ 797,000 | $ 265,666 | $ 89,000 |
| Champaign-Urbana, IL | 3 | $ 329,000 | $ 109,666 | $ 69,000 |
| Florence-Muscle Shoals, AL | 3 | $ 388,000 | $ 129,333 | $ 44,000 |
| Jacksonville, NC | 3 | $ 610,000 | $ 203,333 | $ 0 |
| Johnstown, PA | 3 | $ 340,000 | $ 113,333 | $ 43,000 |
| Monroe, MI | 3 | $ 416,000 | $ 138,666 | $ 62,000 |
| Montgomery, AL | 3 | $ 466,000 | $ 155,333 | $ 71,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 3 | $ 501,000 | $ 167,000 | $ 97,000 |
| Salisbury, MD | 3 | $ 570,000 | $ 190,000 | $ 53,000 |
| Sandusky, OH | 3 | $ 341,000 | $ 113,666 | $ 83,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 857,000 | $ 285,666 | $ 103,000 |
| Savannah, GA | 3 | $ 442,000 | $ 147,333 | $ 52,000 |
| Visalia-Porterville, CA | 3 | $ 424,000 | $ 141,333 | $ 33,000 |
| Winston-Salem, NC | 3 | $ 411,000 | $ 137,000 | $ 41,000 |
| Albany, GA | 2 | $ 287,000 | $ 143,500 | $ 13,000 |
| Anniston-Oxford, AL | 2 | $ 222,000 | $ 111,000 | $ 87,000 |
| Athens-Clarke County, GA | 2 | $ 358,000 | $ 179,000 | $ 42,000 |
| Battle Creek, MI | 2 | $ 319,000 | $ 159,500 | $ 93,000 |
| Bay City, MI | 2 | $ 277,000 | $ 138,500 | $ 23,000 |
| Burlington, NC | 2 | $ 327,000 | $ 163,500 | $ 44,000 |
| Chico, CA | 2 | $ 234,000 | $ 117,000 | $ 25,000 |
| Cleveland, TN | 2 | $ 217,000 | $ 108,500 | $ 49,000 |
| Corvallis, OR | 2 | $ 734,000 | $ 367,000 | $ 64,000 |
| Fort Collins-Loveland, CO | 2 | $ 488,000 | $ 244,000 | $ 86,000 |
| Gadsden, AL | 2 | $ 197,000 | $ 98,500 | $ 29,000 |
| Holland-Grand Haven, MI | 2 | $ 318,000 | $ 159,000 | $ 107,000 |
| Jackson, MI | 2 | $ 110,000 | $ 55,000 | $ 11,000 |
| Jackson, TN | 2 | $ 439,000 | $ 219,500 | $ 55,000 |
| Johnson City, TN | 2 | $ 160,000 | $ 80,000 | $ 21,000 |
| Longview, WA | 2 | $ 248,000 | $ 124,000 | $ 33,000 |
| Madera-Chowchilla, CA | 2 | $ 301,000 | $ 150,500 | $ 43,000 |
| Merced, CA | 2 | $ 402,000 | $ 201,000 | $ 29,000 |
| Muncie, IN | 2 | $ 225,000 | $ 112,500 | $ 50,000 |
| Niles-Benton Harbor, MI | 2 | $ 335,000 | $ 167,500 | $ 31,000 |
| Redding, CA | 2 | $ 199,000 | $ 99,500 | $ 37,000 |
| Salinas, CA | 2 | $ 494,000 | $ 247,000 | $ 94,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 653,000 | $ 326,500 | $ 88,000 |
| Spokane, WA | 2 | $ 329,000 | $ 164,500 | $ 20,000 |
| Waco, TX | 2 | $ 91,000 | $ 45,500 | $ 0 |
| Yuba City, CA | 2 | $ 386,000 | $ 193,000 | $ 55,000 |
| Abilene, TX | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Brunswick, GA | 1 | $ 146,000 | $ 146,000 | $ 75,000 |
| Columbus, IN | 1 | $ 207,000 | $ 207,000 | $ 80,000 |
| Corpus Christi, TX | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Danville, IL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Goldsboro, NC | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Greenville, NC | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 173,000 | $ 173,000 | $ 81,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Kankakee-Bradley, IL | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Laredo, TX | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Lima, OH | 1 | $ 210,000 | $ 210,000 | $ 66,000 |
| Longview, TX | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Modesto, CA | 1 | $ 172,000 | $ 172,000 | $ 59,000 |
| Napa, CA | 1 | $ 158,000 | $ 158,000 | $ 79,000 |
| Olympia, WA | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Peoria, IL | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Phoenix-Mesa-Glendale, AZ | 1 | $ 256,000 | $ 256,000 | $ 81,000 |
| Rochester, MN | 1 | $ 211,000 | $ 211,000 | $ 66,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| Springfield, IL | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Tucson, AZ | 1 | $ 193,000 | $ 193,000 | $ 284,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 308,000 | $ 308,000 | $ 252,000 |
| Wichita Falls, TX | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Yakima, WA | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,649 | $1,776,335,000 | $205,000 | $1,913,000 | $70,000 | $1,250,000 |
| Home Purchase | 2,426 | $491,612,000 | $202,000 | $742,000 | $74,000 | $721,000 |
| Home Improvement | 13 | $2,342,000 | $180,000 | $417,000 | $86,000 | $243,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,535 | $1,760,589,000 | $206,000 | $1,913,000 | $73,000 | $1,250,000 |
| Black or African American | 1,091 | $191,505,000 | $175,000 | $729,000 | $56,000 | $505,000 |
| Hispanic | 999 | $206,703,000 | $206,000 | $743,000 | $62,000 | $389,000 |
| Asian | 297 | $75,103,000 | $252,000 | $735,000 | $96,000 | $1,164,000 |
| Not Provided | 118 | $25,210,000 | $213,000 | $626,000 | $61,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $6,955,000 | $278,000 | $575,000 | $79,000 | $231,000 |
| American Indian or Alaskan Native | 23 | $4,224,000 | $183,000 | $341,000 | $54,000 | $136,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,281 | $1,107,082,000 | $209,000 | $1,050,000 | $86,000 | $1,250,000 |
| FHA-insured (Federal Housing Administration) | 5,239 | $1,043,518,000 | $199,000 | $743,000 | $57,000 | $1,114,000 |
| VA-guaranteed (Veterans Administration) | 361 | $81,212,000 | $224,000 | $675,000 | $61,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 207 | $38,477,000 | $185,000 | $1,913,000 | $56,000 | $690,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,223 | $1,096,071,000 | $209,000 | $1,050,000 | $74,000 | $1,250,000 |
| Application Withdrawn By Applicant | 3,470 | $691,017,000 | $199,000 | $875,000 | $70,000 | $1,200,000 |
| Application Denied By Financial Institution | 1,239 | $238,473,000 | $192,000 | $980,000 | $61,000 | $550,000 |
| Application Approved But Not Accepted | 1,094 | $232,766,000 | $212,000 | $1,913,000 | $75,000 | $690,000 |
| File Closed For Incompleteness | 62 | $11,962,000 | $192,000 | $735,000 | $22,000 | $259,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 337 | $68,541,000 | $203,000 | $675,000 | $73,000 | $550,000 |
| Debt-To-Income Ratio | 290 | $64,974,000 | $224,000 | $677,000 | $64,000 | $456,000 |
| Credit History | 232 | $45,508,000 | $196,000 | $475,000 | $69,000 | $240,000 |
| Collateral | 141 | $26,508,000 | $188,000 | $980,000 | $72,000 | $466,000 |
| Unverifiable Information | 46 | $9,736,000 | $211,000 | $405,000 | $61,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $4,908,000 | $196,000 | $404,000 | $64,000 | $150,000 |
| Employment History | 24 | $5,307,000 | $221,000 | $620,000 | $60,000 | $143,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Point Financial Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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