Home Point Financial Corporation Mortgage Lending & HMDA Data, 2013

In 2013, Home Point Financial Corporation of Ann Arbor, MI reported 11,088 mortgage applications totaling $2.3 billion, down 1% from 2012. The average application was for $204,751, and applicants reported an average income of $70,893. 47% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (1,239), Edison-New Brunswick, NJ (649) and Newark-Union, NJ-PA (474) (applications in parentheses).

Mortgage Company & Address Home Point Financial Corporation
1194 Oak Valley Drive, Suite 80
Ann Arbor, MI 48108
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 11,088
Total Mortgage Loan Application Amount $2,270,289,000
Average Mortgage Loan Application Amount $204,751
Highest Mortgage Loan Application Amount $1,913,000
Average Applicant Income $70,893
Highest Applicant Income $1,250,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Point Financial Corporation by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence, Rhode Island 613 $ 109,410,000 $ 178,482 $ 64,000
Ocean, New Jersey 274 $ 59,465,000 $ 217,025 $ 77,000
Kent, Rhode Island 254 $ 47,704,000 $ 187,811 $ 71,000
Los Angeles, California 214 $ 63,854,000 $ 298,383 $ 80,000
Bristol, Massachusetts 194 $ 40,757,000 $ 210,087 $ 66,000
Middlesex, Massachusetts 177 $ 47,336,000 $ 267,435 $ 85,000
Bergen, New Jersey 167 $ 52,641,000 $ 315,215 $ 100,000
Middlesex, New Jersey 159 $ 42,449,000 $ 266,974 $ 88,000
Worcester, Massachusetts 150 $ 29,650,000 $ 197,666 $ 68,000
Monmouth, New Jersey 146 $ 42,367,000 $ 290,184 $ 90,000
Morris, New Jersey 140 $ 44,090,000 $ 314,928 $ 115,000
Essex, New Jersey 136 $ 36,523,000 $ 268,551 $ 84,000
Hillsborough, New Hampshire 127 $ 26,166,000 $ 206,031 $ 74,000
Burlington, New Jersey 127 $ 25,603,000 $ 201,598 $ 82,000
Miami-Dade, Florida 124 $ 25,220,000 $ 203,387 $ 69,000
Union, New Jersey 118 $ 31,180,000 $ 264,237 $ 73,000
Norfolk, Massachusetts 116 $ 30,659,000 $ 264,301 $ 103,000
Washington, Rhode Island 112 $ 25,990,000 $ 232,053 $ 82,000
Essex, Massachusetts 111 $ 28,239,000 $ 254,405 $ 79,000
Plymouth, Massachusetts 107 $ 25,540,000 $ 238,691 $ 72,000
Cook, Illinois 106 $ 18,902,000 $ 178,320 $ 57,000
Camden, New Jersey 106 $ 18,361,000 $ 173,216 $ 66,000
Passaic, New Jersey 94 $ 24,192,000 $ 257,361 $ 88,000
Palm Beach, Florida 93 $ 17,851,000 $ 191,946 $ 70,000
Hillsborough, Florida 90 $ 16,012,000 $ 177,911 $ 86,000
Prince George's, Maryland 90 $ 22,805,000 $ 253,388 $ 80,000
Broward, Florida 89 $ 17,866,000 $ 200,741 $ 76,000
Orange, Florida 86 $ 16,473,000 $ 191,546 $ 84,000
Rockingham, New Hampshire 86 $ 19,322,000 $ 224,674 $ 79,000
New Haven, Connecticut 85 $ 16,766,000 $ 197,247 $ 70,000
Cuyahoga, Ohio 83 $ 10,827,000 $ 130,445 $ 53,000
Hudson, New Jersey 80 $ 21,083,000 $ 263,537 $ 87,000
Oakland, Michigan 77 $ 16,554,000 $ 214,987 $ 114,000
Philadelphia, Pennsylvania 73 $ 10,426,000 $ 142,821 $ 44,000
Hartford, Connecticut 72 $ 13,312,000 $ 184,888 $ 69,000
Fairfield, Connecticut 71 $ 18,651,000 $ 262,690 $ 76,000
Somerset, New Jersey 70 $ 20,430,000 $ 291,857 $ 92,000
Baltimore, Maryland 69 $ 13,952,000 $ 202,202 $ 55,000
Suffolk, Massachusetts 67 $ 18,077,000 $ 269,805 $ 73,000
Berkeley, West Virginia 67 $ 11,865,000 $ 177,089 $ 60,000
Duval, Florida 62 $ 9,541,000 $ 153,887 $ 57,000
Montgomery, Maryland 62 $ 18,728,000 $ 302,064 $ 121,000
Franklin, Ohio 62 $ 8,703,000 $ 140,370 $ 57,000
Marion, Indiana 60 $ 9,441,000 $ 157,350 $ 59,000
Polk, Florida 59 $ 8,400,000 $ 142,372 $ 53,000
Mercer, New Jersey 58 $ 12,179,000 $ 209,982 $ 75,000
Montgomery, Pennsylvania 58 $ 13,024,000 $ 224,551 $ 78,000
Gloucester, New Jersey 57 $ 11,835,000 $ 207,631 $ 77,000
Pasco, Florida 56 $ 10,171,000 $ 181,625 $ 74,000
Bucks, Pennsylvania 56 $ 12,458,000 $ 222,464 $ 77,000
Pinellas, Florida 55 $ 9,263,000 $ 168,418 $ 72,000
Anne Arundel, Maryland 55 $ 13,628,000 $ 247,781 $ 76,000
Wayne, Michigan 55 $ 8,889,000 $ 161,618 $ 74,000
Atlantic, New Jersey 51 $ 10,158,000 $ 199,176 $ 73,000
Baltimore City, Maryland 49 $ 8,081,000 $ 164,918 $ 54,000
Multnomah, Oregon 49 $ 10,222,000 $ 208,612 $ 59,000
Jefferson, Alabama 48 $ 7,063,000 $ 147,145 $ 47,000
New Castle, Delaware 48 $ 10,161,000 $ 211,687 $ 62,000
San Bernardino, California 47 $ 10,700,000 $ 227,659 $ 75,000
Sussex, New Jersey 45 $ 10,832,000 $ 240,711 $ 82,000
Chester, Pennsylvania 44 $ 10,457,000 $ 237,659 $ 75,000
Lake, Indiana 43 $ 7,062,000 $ 164,232 $ 62,000
Merrimack, New Hampshire 43 $ 7,928,000 $ 184,372 $ 63,000
Newport, Rhode Island 42 $ 10,641,000 $ 253,357 $ 84,000
Seminole, Florida 40 $ 8,225,000 $ 205,625 $ 81,000
Gwinnett, Georgia 40 $ 6,950,000 $ 173,750 $ 62,000
Riverside, California 39 $ 10,337,000 $ 265,051 $ 117,000
Jefferson, Kentucky 39 $ 5,573,000 $ 142,897 $ 52,000
Hernando, Florida 38 $ 4,492,000 $ 118,210 $ 60,000
Hendricks, Indiana 36 $ 5,019,000 $ 139,416 $ 47,000
Marion, Oregon 36 $ 6,510,000 $ 180,833 $ 57,000
New London, Connecticut 35 $ 6,214,000 $ 177,542 $ 46,000
Hampden, Massachusetts 35 $ 6,794,000 $ 194,114 $ 78,000
Warren, New Jersey 35 $ 7,639,000 $ 218,257 $ 73,000
Delaware, Pennsylvania 35 $ 7,339,000 $ 209,685 $ 72,000
Prince William, Virginia 35 $ 9,881,000 $ 282,314 $ 84,000
Washington, Oregon 34 $ 7,176,000 $ 211,058 $ 79,000
Barnstable, Massachusetts 33 $ 7,996,000 $ 242,303 $ 75,000
Strafford, New Hampshire 33 $ 6,686,000 $ 202,606 $ 83,000
Volusia, Florida 32 $ 5,426,000 $ 169,562 $ 81,000
Macomb, Michigan 32 $ 5,264,000 $ 164,500 $ 68,000
Fairfax, Virginia 32 $ 10,656,000 $ 333,000 $ 108,000
San Diego, California 31 $ 10,293,000 $ 332,032 $ 91,000
Will, Illinois 30 $ 5,278,000 $ 175,933 $ 61,000
Mecklenburg, North Carolina 30 $ 4,937,000 $ 164,566 $ 51,000
Lane, Oregon 30 $ 6,541,000 $ 218,033 $ 62,000
Brevard, Florida 29 $ 5,044,000 $ 173,931 $ 73,000
Fulton, Georgia 29 $ 5,351,000 $ 184,517 $ 62,000
Cumberland, New Jersey 29 $ 4,607,000 $ 158,862 $ 54,000
Chesterfield, Virginia 29 $ 5,965,000 $ 205,689 $ 71,000
Orange, California 28 $ 9,429,000 $ 336,750 $ 112,000
Windham, Connecticut 28 $ 4,513,000 $ 161,178 $ 65,000
Sarasota, Florida 28 $ 5,624,000 $ 200,857 $ 64,000
York, Pennsylvania 28 $ 4,655,000 $ 166,250 $ 56,000
Carroll, Maryland 26 $ 7,660,000 $ 294,615 $ 88,000
El Paso, Colorado 25 $ 4,479,000 $ 179,160 $ 72,000
Manatee, Florida 25 $ 3,998,000 $ 159,920 $ 57,000
Hunterdon, New Jersey 25 $ 6,458,000 $ 258,320 $ 150,000
Lake, Ohio 25 $ 3,638,000 $ 145,520 $ 72,000
Madison, Alabama 24 $ 3,298,000 $ 137,416 $ 54,000
Bristol, Rhode Island 24 $ 5,939,000 $ 247,458 $ 95,000
Frederick, Virginia 24 $ 4,960,000 $ 206,666 $ 63,000
Lee, Florida 23 $ 4,662,000 $ 202,695 $ 98,000
Osceola, Florida 23 $ 3,909,000 $ 169,956 $ 71,000
Shelby, Alabama 22 $ 4,092,000 $ 186,000 $ 66,000
Frederick, Maryland 22 $ 5,543,000 $ 251,954 $ 73,000
Belknap, New Hampshire 22 $ 4,290,000 $ 195,000 $ 63,000
Stark, Ohio 22 $ 2,855,000 $ 129,772 $ 72,000
Summit, Ohio 22 $ 3,156,000 $ 143,454 $ 45,000
Lancaster, Pennsylvania 22 $ 4,640,000 $ 210,909 $ 70,000
Berks, Pennsylvania 21 $ 3,030,000 $ 144,285 $ 48,000
Kern, California 20 $ 3,207,000 $ 160,350 $ 63,000
Hamilton, Indiana 20 $ 3,592,000 $ 179,600 $ 86,000
York, Maine 20 $ 3,880,000 $ 194,000 $ 63,000
Harford, Maryland 20 $ 5,623,000 $ 281,150 $ 83,000
Salem, New Jersey 20 $ 3,252,000 $ 162,600 $ 65,000
Clermont, Ohio 20 $ 3,650,000 $ 182,500 $ 65,000
Clackamas, Oregon 20 $ 4,396,000 $ 219,800 $ 63,000
Baldwin, Alabama 19 $ 3,396,000 $ 178,736 $ 85,000
DeKalb, Georgia 19 $ 3,185,000 $ 167,631 $ 55,000
Hamilton, Ohio 19 $ 3,005,000 $ 158,157 $ 62,000
Jackson, Oregon 19 $ 3,899,000 $ 205,210 $ 112,000
Cumberland, Pennsylvania 19 $ 3,911,000 $ 205,842 $ 69,000
Chittenden, Vermont 19 $ 4,337,000 $ 228,263 $ 73,000
Kent, Delaware 18 $ 3,368,000 $ 187,111 $ 49,000
Sussex, Delaware 18 $ 3,349,000 $ 186,055 $ 51,000
St. Lucie, Florida 18 $ 2,884,000 $ 160,222 $ 65,000
Cape May, New Jersey 18 $ 3,966,000 $ 220,333 $ 77,000
Monroe, Pennsylvania 18 $ 2,912,000 $ 161,777 $ 96,000
Sacramento, California 17 $ 3,684,000 $ 216,705 $ 64,000
LaPorte, Indiana 17 $ 3,091,000 $ 181,823 $ 122,000
Charles, Maryland 17 $ 4,942,000 $ 290,705 $ 75,000
Worcester, Maryland 17 $ 2,931,000 $ 172,411 $ 98,000
Allegheny, Pennsylvania 17 $ 2,504,000 $ 147,294 $ 51,000
Litchfield, Connecticut 16 $ 3,749,000 $ 234,312 $ 58,000
Collier, Florida 16 $ 3,889,000 $ 243,062 $ 108,000
Marion, Florida 16 $ 2,446,000 $ 152,875 $ 53,000
Hampshire, Massachusetts 16 $ 3,059,000 $ 191,187 $ 72,000
Lucas, Ohio 16 $ 2,196,000 $ 137,250 $ 57,000
Douglas, Oregon 16 $ 2,532,000 $ 158,250 $ 40,000
Northampton, Pennsylvania 16 $ 3,584,000 $ 224,000 $ 93,000
Shelby, Tennessee 16 $ 2,508,000 $ 156,750 $ 35,000
Loudoun, Virginia 16 $ 6,148,000 $ 384,250 $ 115,000
Jefferson, West Virginia 16 $ 3,245,000 $ 202,812 $ 91,000
Howard, Maryland 15 $ 4,523,000 $ 301,533 $ 105,000
Grafton, New Hampshire 15 $ 2,345,000 $ 156,333 $ 71,000
Henrico, Virginia 15 $ 2,954,000 $ 196,933 $ 53,000
Mobile, Alabama 14 $ 2,146,000 $ 153,285 $ 45,000
Ventura, California 14 $ 4,495,000 $ 321,071 $ 123,000
District of Columbia, District Of Columbia 14 $ 4,390,000 $ 313,571 $ 59,000
Escambia, Florida 14 $ 1,832,000 $ 130,857 $ 63,000
Lake, Florida 14 $ 2,334,000 $ 166,714 $ 71,000
Allen, Indiana 14 $ 1,922,000 $ 137,285 $ 50,000
Elkhart, Indiana 14 $ 1,710,000 $ 122,142 $ 43,000
Tippecanoe, Indiana 14 $ 2,234,000 $ 159,571 $ 61,000
Cheshire, New Hampshire 14 $ 2,454,000 $ 175,285 $ 82,000
Wake, North Carolina 14 $ 2,305,000 $ 164,642 $ 45,000
Lorain, Ohio 14 $ 1,881,000 $ 134,357 $ 76,000
Deschutes, Oregon 14 $ 2,926,000 $ 209,000 $ 62,000
Dauphin, Pennsylvania 14 $ 2,625,000 $ 187,500 $ 83,000
Lehigh, Pennsylvania 14 $ 2,689,000 $ 192,071 $ 66,000
Middlesex, Connecticut 13 $ 2,538,000 $ 195,230 $ 70,000
Highlands, Florida 13 $ 1,612,000 $ 124,000 $ 58,000
Martin, Florida 13 $ 2,779,000 $ 213,769 $ 72,000
Clayton, Georgia 13 $ 1,364,000 $ 104,923 $ 48,000
St. Joseph, Indiana 13 $ 2,207,000 $ 169,769 $ 69,000
Dorchester, Maryland 13 $ 2,366,000 $ 182,000 $ 49,000
St. Mary's, Maryland 13 $ 3,400,000 $ 261,538 $ 90,000
Montgomery, Ohio 13 $ 1,864,000 $ 143,384 $ 49,000
Luzerne, Pennsylvania 13 $ 1,742,000 $ 134,000 $ 70,000
Davidson, Tennessee 13 $ 1,913,000 $ 147,153 $ 49,000
Alameda, California 12 $ 4,524,000 $ 377,000 $ 112,000
Boone, Kentucky 12 $ 2,103,000 $ 175,250 $ 63,000
Kalamazoo, Michigan 12 $ 1,713,000 $ 142,750 $ 50,000
Carroll, New Hampshire 12 $ 2,040,000 $ 170,000 $ 75,000
Butler, Ohio 12 $ 1,595,000 $ 132,916 $ 63,000
Fairfield, Ohio 12 $ 1,975,000 $ 164,583 $ 48,000
Arapahoe, Colorado 11 $ 2,208,000 $ 200,727 $ 85,000
Clay, Florida 11 $ 2,053,000 $ 186,636 $ 53,000
Kane, Illinois 11 $ 2,208,000 $ 200,727 $ 62,000
Lake, Illinois 11 $ 1,799,000 $ 163,545 $ 43,000
Johnson, Indiana 11 $ 2,180,000 $ 198,181 $ 96,000
Berkshire, Massachusetts 11 $ 1,610,000 $ 146,363 $ 43,000
Delaware, Ohio 11 $ 2,756,000 $ 250,545 $ 98,000
Medina, Ohio 11 $ 1,938,000 $ 176,181 $ 63,000
Klamath, Oregon 11 $ 1,939,000 $ 176,272 $ 37,000
Linn, Oregon 11 $ 1,932,000 $ 175,636 $ 38,000
Kanawha, West Virginia 11 $ 2,069,000 $ 188,090 $ 81,000
Fresno, California 10 $ 1,951,000 $ 195,100 $ 55,000
Charlotte, Florida 10 $ 1,594,000 $ 159,400 $ 69,000
Cobb, Georgia 10 $ 1,512,000 $ 151,200 $ 45,000
Howard, Indiana 10 $ 1,256,000 $ 125,600 $ 63,000
Calvert, Maryland 10 $ 2,291,000 $ 229,100 $ 67,000
Ashtabula, Ohio 10 $ 1,599,000 $ 159,900 $ 67,000
Pike, Pennsylvania 10 $ 1,605,000 $ 160,500 $ 71,000
Norfolk, Virginia 10 $ 1,686,000 $ 168,600 $ 40,000
Richmond City, Virginia 10 $ 1,356,000 $ 135,600 $ 43,000
King, Washington 10 $ 2,891,000 $ 289,100 $ 83,000
Contra Costa, California 9 $ 2,909,000 $ 323,222 $ 96,000
Denver, Colorado 9 $ 2,048,000 $ 227,555 $ 97,000
Leon, Florida 9 $ 1,368,000 $ 152,000 $ 70,000
Cherokee, Georgia 9 $ 1,851,000 $ 205,666 $ 64,000
Henry, Georgia 9 $ 1,408,000 $ 156,444 $ 33,000
Kenton, Kentucky 9 $ 1,220,000 $ 135,555 $ 55,000
Talbot, Maryland 9 $ 2,097,000 $ 233,000 $ 31,000
Washington, Maryland 9 $ 1,662,000 $ 184,666 $ 71,000
Warren, Ohio 9 $ 1,597,000 $ 177,444 $ 68,000
Centre, Pennsylvania 9 $ 1,483,000 $ 164,777 $ 32,000
Virginia Beach, Virginia 9 $ 1,951,000 $ 216,777 $ 47,000
Morgan, Alabama 8 $ 968,000 $ 121,000 $ 57,000
Tuscaloosa, Alabama 8 $ 1,587,000 $ 198,375 $ 47,000
Tolland, Connecticut 8 $ 1,431,000 $ 178,875 $ 52,000
Alachua, Florida 8 $ 1,238,000 $ 154,750 $ 61,000
Citrus, Florida 8 $ 1,360,000 $ 170,000 $ 64,000
DuPage, Illinois 8 $ 1,493,000 $ 186,625 $ 68,000
Floyd, Indiana 8 $ 1,343,000 $ 167,875 $ 56,000
Cumberland, Maine 8 $ 1,990,000 $ 248,750 $ 78,000
Washtenaw, Michigan 8 $ 1,441,000 $ 180,125 $ 79,000
Licking, Ohio 8 $ 1,035,000 $ 129,375 $ 57,000
Mahoning, Ohio 8 $ 1,378,000 $ 172,250 $ 66,000
Clatsop, Oregon 8 $ 1,696,000 $ 212,000 $ 43,000
Franklin, Pennsylvania 8 $ 1,410,000 $ 176,250 $ 72,000
Anderson, South Carolina 8 $ 799,000 $ 99,875 $ 16,000
Greenville, South Carolina 8 $ 1,424,000 $ 178,000 $ 45,000
Lexington, South Carolina 8 $ 1,086,000 $ 135,750 $ 25,000
Richland, South Carolina 8 $ 1,003,000 $ 125,375 $ 33,000
Knox, Tennessee 8 $ 1,125,000 $ 140,625 $ 45,000
Newport News, Virginia 8 $ 1,598,000 $ 199,750 $ 47,000
Morgan, West Virginia 8 $ 1,253,000 $ 156,625 $ 59,000
Raleigh, West Virginia 8 $ 1,037,000 $ 129,625 $ 49,000
San Mateo, California 7 $ 2,370,000 $ 338,571 $ 103,000
Solano, California 7 $ 1,904,000 $ 272,000 $ 131,000
Jefferson, Colorado 7 $ 1,532,000 $ 218,857 $ 63,000
Flagler, Florida 7 $ 1,117,000 $ 159,571 $ 73,000
Indian River, Florida 7 $ 1,050,000 $ 150,000 $ 66,000
Okaloosa, Florida 7 $ 1,419,000 $ 202,714 $ 72,000
St. Johns, Florida 7 $ 1,507,000 $ 215,285 $ 75,000
Walton, Florida 7 $ 1,587,000 $ 226,714 $ 78,000
Paulding, Georgia 7 $ 1,221,000 $ 174,428 $ 61,000
Boone, Indiana 7 $ 1,270,000 $ 181,428 $ 72,000
Harrison, Indiana 7 $ 919,000 $ 131,285 $ 77,000
Porter, Indiana 7 $ 912,000 $ 130,285 $ 87,000
Campbell, Kentucky 7 $ 1,120,000 $ 160,000 $ 66,000
Fayette, Kentucky 7 $ 1,413,000 $ 201,857 $ 104,000
Madison, Kentucky 7 $ 1,284,000 $ 183,428 $ 164,000
Pike, Kentucky 7 $ 1,325,000 $ 189,285 $ 98,000
Warren, Kentucky 7 $ 1,219,000 $ 174,142 $ 72,000
Androscoggin, Maine 7 $ 1,148,000 $ 164,000 $ 47,000
Franklin, Massachusetts 7 $ 1,357,000 $ 193,857 $ 56,000
Durham, North Carolina 7 $ 1,249,000 $ 178,428 $ 46,000
Johnston, North Carolina 7 $ 862,000 $ 123,142 $ 35,000
Clark, Ohio 7 $ 1,255,000 $ 179,285 $ 73,000
Polk, Oregon 7 $ 1,408,000 $ 201,142 $ 65,000
Yamhill, Oregon 7 $ 1,463,000 $ 209,000 $ 60,000
Northumberland, Pennsylvania 7 $ 932,000 $ 133,142 $ 58,000
Westmoreland, Pennsylvania 7 $ 1,210,000 $ 172,857 $ 55,000
Spartanburg, South Carolina 7 $ 874,000 $ 124,857 $ 15,000
York, South Carolina 7 $ 705,000 $ 100,714 $ 39,000
Harris, Texas 7 $ 642,000 $ 91,714 $ 14,000
Windham, Vermont 7 $ 1,126,000 $ 160,857 $ 58,000
Windsor, Vermont 7 $ 1,423,000 $ 203,285 $ 37,000
Chesapeake, Virginia 7 $ 1,755,000 $ 250,714 $ 32,000
Hampton, Virginia 7 $ 1,160,000 $ 165,714 $ 67,000
Winchester, Virginia 7 $ 1,243,000 $ 177,571 $ 57,000
Mineral, West Virginia 7 $ 1,141,000 $ 163,000 $ 51,000
Santa Clara, California 6 $ 2,019,000 $ 336,500 $ 109,000
Douglas, Georgia 6 $ 876,000 $ 146,000 $ 54,000
Fayette, Georgia 6 $ 1,167,000 $ 194,500 $ 69,000
Forsyth, Georgia 6 $ 1,353,000 $ 225,500 $ 97,000
Hall, Georgia 6 $ 901,000 $ 150,166 $ 66,000
Newton, Georgia 6 $ 1,183,000 $ 197,166 $ 74,000
Clark, Indiana 6 $ 835,000 $ 139,166 $ 38,000
Daviess, Indiana 6 $ 1,176,000 $ 196,000 $ 67,000
Dearborn, Indiana 6 $ 859,000 $ 143,166 $ 47,000
Dubois, Indiana 6 $ 1,155,000 $ 192,500 $ 67,000
Jasper, Indiana 6 $ 924,000 $ 154,000 $ 57,000
Madison, Indiana 6 $ 878,000 $ 146,333 $ 84,000
Vanderburgh, Indiana 6 $ 794,000 $ 132,333 $ 41,000
Greenup, Kentucky 6 $ 1,304,000 $ 217,333 $ 63,000
Oldham, Kentucky 6 $ 1,361,000 $ 226,833 $ 82,000
Cecil, Maryland 6 $ 1,423,000 $ 237,166 $ 73,000
Sullivan, New Hampshire 6 $ 1,148,000 $ 191,333 $ 74,000
Cabarrus, North Carolina 6 $ 1,138,000 $ 189,666 $ 14,000
Union, North Carolina 6 $ 983,000 $ 163,833 $ 53,000
Darke, Ohio 6 $ 816,000 $ 136,000 $ 50,000
Wayne, Ohio 6 $ 738,000 $ 123,000 $ 38,000
Columbia, Oregon 6 $ 1,067,000 $ 177,833 $ 59,000
Coos, Oregon 6 $ 873,000 $ 145,500 $ 58,000
Columbia, Pennsylvania 6 $ 823,000 $ 137,166 $ 61,000
Lebanon, Pennsylvania 6 $ 1,058,000 $ 176,333 $ 68,000
Horry, South Carolina 6 $ 990,000 $ 165,000 $ 22,000
Montgomery, Tennessee 6 $ 768,000 $ 128,000 $ 36,000
Dallas, Texas 6 $ 558,000 $ 93,000 $ 0
Hanover, Virginia 6 $ 1,481,000 $ 246,833 $ 60,000
Stafford, Virginia 6 $ 1,729,000 $ 288,166 $ 83,000
Pierce, Washington 6 $ 2,040,000 $ 340,000 $ 110,000
Lee, Alabama 5 $ 941,000 $ 188,200 $ 66,000
St. Clair, Alabama 5 $ 872,000 $ 174,400 $ 65,000
Nassau, Florida 5 $ 1,675,000 $ 335,000 $ 108,000
Santa Rosa, Florida 5 $ 863,000 $ 172,600 $ 108,000
Sumter, Florida 5 $ 991,000 $ 198,200 $ 70,000
Carroll, Georgia 5 $ 1,105,000 $ 221,000 $ 61,000
Houston, Georgia 5 $ 1,102,000 $ 220,400 $ 26,000
Hancock, Indiana 5 $ 776,000 $ 155,200 $ 47,000
Anderson, Kentucky 5 $ 903,000 $ 180,600 $ 61,000
Daviess, Kentucky 5 $ 946,000 $ 189,200 $ 70,000
Queen Anne's, Maryland 5 $ 1,371,000 $ 274,200 $ 50,000
Dukes, Massachusetts 5 $ 1,799,000 $ 359,800 $ 114,000
Genesee, Michigan 5 $ 629,000 $ 125,800 $ 48,000
Macon, North Carolina 5 $ 621,000 $ 124,200 $ 0
Knox, Ohio 5 $ 854,000 $ 170,800 $ 53,000
Portage, Ohio 5 $ 797,000 $ 159,400 $ 57,000
Richland, Ohio 5 $ 715,000 $ 143,000 $ 70,000
Josephine, Oregon 5 $ 795,000 $ 159,000 $ 35,000
Lincoln, Oregon 5 $ 683,000 $ 136,600 $ 48,000
Beaver, Pennsylvania 5 $ 924,000 $ 184,800 $ 72,000
Butler, Pennsylvania 5 $ 848,000 $ 169,600 $ 53,000
Charleston, South Carolina 5 $ 954,000 $ 190,800 $ 13,000
Pickens, South Carolina 5 $ 692,000 $ 138,400 $ 14,000
Rutherford, Tennessee 5 $ 1,046,000 $ 209,200 $ 56,000
Williamson, Tennessee 5 $ 1,028,000 $ 205,600 $ 66,000
Bexar, Texas 5 $ 719,000 $ 143,800 $ 18,000
Fluvanna, Virginia 5 $ 1,337,000 $ 267,400 $ 93,000
Spotsylvania, Virginia 5 $ 1,142,000 $ 228,400 $ 176,000
Monongalia, West Virginia 5 $ 798,000 $ 159,600 $ 60,000
Putnam, West Virginia 5 $ 678,000 $ 135,600 $ 72,000
Randolph, West Virginia 5 $ 678,000 $ 135,600 $ 109,000
Wood, West Virginia 5 $ 681,000 $ 136,200 $ 50,000
Humboldt, California 4 $ 698,000 $ 174,500 $ 57,000
San Joaquin, California 4 $ 837,000 $ 209,250 $ 118,000
Sonoma, California 4 $ 1,279,000 $ 319,750 $ 81,000
Adams, Colorado 4 $ 753,000 $ 188,250 $ 80,000
Douglas, Colorado 4 $ 1,247,000 $ 311,750 $ 91,000
Weld, Colorado 4 $ 652,000 $ 163,000 $ 51,000
Coweta, Georgia 4 $ 574,000 $ 143,500 $ 77,000
Jackson, Georgia 4 $ 552,000 $ 138,000 $ 49,000
Rockdale, Georgia 4 $ 907,000 $ 226,750 $ 61,000
McHenry, Illinois 4 $ 584,000 $ 146,000 $ 56,000
Henry, Indiana 4 $ 487,000 $ 121,750 $ 55,000
Lawrence, Indiana 4 $ 624,000 $ 156,000 $ 63,000
Starke, Indiana 4 $ 661,000 $ 165,250 $ 56,000
Steuben, Indiana 4 $ 648,000 $ 162,000 $ 62,000
Vigo, Indiana 4 $ 413,000 $ 103,250 $ 72,000
Warrick, Indiana 4 $ 485,000 $ 121,250 $ 30,000
Sagadahoc, Maine 4 $ 743,000 $ 185,750 $ 43,000
Kent, Michigan 4 $ 562,000 $ 140,500 $ 66,000
Hennepin, Minnesota 4 $ 950,000 $ 237,500 $ 83,000
Coos, New Hampshire 4 $ 516,000 $ 129,000 $ 70,000
Brunswick, North Carolina 4 $ 1,430,000 $ 357,500 $ 126,000
Cumberland, North Carolina 4 $ 333,000 $ 83,250 $ 0
Davidson, North Carolina 4 $ 392,000 $ 98,000 $ 31,000
Edgecombe, North Carolina 4 $ 178,000 $ 44,500 $ 0
Ashland, Ohio 4 $ 597,000 $ 149,250 $ 99,000
Athens, Ohio 4 $ 377,000 $ 94,250 $ 6,000
Geauga, Ohio 4 $ 860,000 $ 215,000 $ 55,000
Hardin, Ohio 4 $ 472,000 $ 118,000 $ 69,000
Mercer, Ohio 4 $ 511,000 $ 127,750 $ 53,000
Muskingum, Ohio 4 $ 417,000 $ 104,250 $ 44,000
Seneca, Ohio 4 $ 328,000 $ 82,000 $ 29,000
Union, Ohio 4 $ 540,000 $ 135,000 $ 55,000
Crook, Oregon 4 $ 957,000 $ 239,250 $ 78,000
Umatilla, Oregon 4 $ 619,000 $ 154,750 $ 51,000
Adams, Pennsylvania 4 $ 622,000 $ 155,500 $ 56,000
Armstrong, Pennsylvania 4 $ 560,000 $ 140,000 $ 77,000
Bedford, Pennsylvania 4 $ 621,000 $ 155,250 $ 31,000
Blair, Pennsylvania 4 $ 557,000 $ 139,250 $ 41,000
Clinton, Pennsylvania 4 $ 447,000 $ 111,750 $ 57,000
Lycoming, Pennsylvania 4 $ 636,000 $ 159,000 $ 73,000
Washington, Pennsylvania 4 $ 273,000 $ 68,250 $ 16,000
Oconee, South Carolina 4 $ 328,000 $ 82,000 $ 15,000
Sumter, South Carolina 4 $ 300,000 $ 75,000 $ 0
Hamilton, Tennessee 4 $ 416,000 $ 104,000 $ 22,000
Tarrant, Texas 4 $ 271,000 $ 67,750 $ 13,000
Albemarle, Virginia 4 $ 951,000 $ 237,750 $ 92,000
Alexandria, Virginia 4 $ 740,000 $ 185,000 $ 102,000
Culpeper, Virginia 4 $ 808,000 $ 202,000 $ 48,000
Fauquier, Virginia 4 $ 1,078,000 $ 269,500 $ 123,000
Clallam, Washington 4 $ 872,000 $ 218,000 $ 9,000
Clark, Washington 4 $ 850,000 $ 212,500 $ 67,000
Hampshire, West Virginia 4 $ 600,000 $ 150,000 $ 62,000
Ohio, West Virginia 4 $ 632,000 $ 158,000 $ 50,000
Lauderdale, Alabama 3 $ 388,000 $ 129,333 $ 44,000
Limestone, Alabama 3 $ 814,000 $ 271,333 $ 117,000
El Dorado, California 3 $ 911,000 $ 303,666 $ 116,000
Placer, California 3 $ 948,000 $ 316,000 $ 226,000
Santa Barbara, California 3 $ 857,000 $ 285,666 $ 103,000
Tehama, California 3 $ 581,000 $ 193,666 $ 57,000
Tulare, California 3 $ 424,000 $ 141,333 $ 33,000
Yolo, California 3 $ 1,176,000 $ 392,000 $ 162,000
Bay, Florida 3 $ 501,000 $ 167,000 $ 97,000
Bartow, Georgia 3 $ 513,000 $ 171,000 $ 70,000
Bibb, Georgia 3 $ 457,000 $ 152,333 $ 43,000
Columbia, Georgia 3 $ 351,000 $ 117,000 $ 45,000
Dade, Georgia 3 $ 419,000 $ 139,666 $ 56,000
Richmond, Georgia 3 $ 286,000 $ 95,333 $ 37,000
Champaign, Illinois 3 $ 329,000 $ 109,666 $ 69,000
Kendall, Illinois 3 $ 521,000 $ 173,666 $ 62,000
St. Clair, Illinois 3 $ 481,000 $ 160,333 $ 49,000
Carroll, Indiana 3 $ 370,000 $ 123,333 $ 30,000
Grant, Indiana 3 $ 363,000 $ 121,000 $ 40,000
Jefferson, Indiana 3 $ 412,000 $ 137,333 $ 47,000
Jennings, Indiana 3 $ 427,000 $ 142,333 $ 54,000
Marshall, Indiana 3 $ 552,000 $ 184,000 $ 47,000
Monroe, Indiana 3 $ 479,000 $ 159,666 $ 44,000
Morgan, Indiana 3 $ 487,000 $ 162,333 $ 117,000
Ripley, Indiana 3 $ 491,000 $ 163,666 $ 30,000
Shelby, Indiana 3 $ 552,000 $ 184,000 $ 65,000
Switzerland, Indiana 3 $ 472,000 $ 157,333 $ 56,000
Wayne, Indiana 3 $ 370,000 $ 123,333 $ 52,000
Bullitt, Kentucky 3 $ 436,000 $ 145,333 $ 50,000
Casey, Kentucky 3 $ 364,000 $ 121,333 $ 56,000
Clark, Kentucky 3 $ 433,000 $ 144,333 $ 63,000
Franklin, Kentucky 3 $ 372,000 $ 124,000 $ 33,000
Hardin, Kentucky 3 $ 503,000 $ 167,666 $ 46,000
Hopkins, Kentucky 3 $ 524,000 $ 174,666 $ 81,000
Larue, Kentucky 3 $ 407,000 $ 135,666 $ 33,000
Pulaski, Kentucky 3 $ 392,000 $ 130,666 $ 44,000
Rockcastle, Kentucky 3 $ 601,000 $ 200,333 $ 53,000
Scott, Kentucky 3 $ 501,000 $ 167,000 $ 65,000
Shelby, Kentucky 3 $ 444,000 $ 148,000 $ 47,000
Kennebec, Maine 3 $ 425,000 $ 141,666 $ 40,000
Penobscot, Maine 3 $ 198,000 $ 66,000 $ 33,000
Wicomico, Maryland 3 $ 570,000 $ 190,000 $ 53,000
Nantucket, Massachusetts 3 $ 1,265,000 $ 421,666 $ 77,000
Ingham, Michigan 3 $ 446,000 $ 148,666 $ 77,000
Ionia, Michigan 3 $ 376,000 $ 125,333 $ 61,000
Livingston, Michigan 3 $ 350,000 $ 116,666 $ 41,000
Monroe, Michigan 3 $ 416,000 $ 138,666 $ 62,000
Shiawassee, Michigan 3 $ 311,000 $ 103,666 $ 29,000
Wright, Minnesota 3 $ 732,000 $ 244,000 $ 55,000
Buncombe, North Carolina 3 $ 329,000 $ 109,666 $ 0
Gaston, North Carolina 3 $ 316,000 $ 105,333 $ 0
Guilford, North Carolina 3 $ 283,000 $ 94,333 $ 56,000
Haywood, North Carolina 3 $ 202,000 $ 67,333 $ 0
Onslow, North Carolina 3 $ 610,000 $ 203,333 $ 0
Sampson, North Carolina 3 $ 225,000 $ 75,000 $ 0
Erie, Ohio 3 $ 341,000 $ 113,666 $ 83,000
Greene, Ohio 3 $ 396,000 $ 132,000 $ 29,000
Highland, Ohio 3 $ 319,000 $ 106,333 $ 51,000
Jefferson, Ohio 3 $ 439,000 $ 146,333 $ 57,000
Morrow, Ohio 3 $ 369,000 $ 123,000 $ 39,000
Putnam, Ohio 3 $ 391,000 $ 130,333 $ 65,000
Trumbull, Ohio 3 $ 356,000 $ 118,666 $ 53,000
Williams, Ohio 3 $ 578,000 $ 192,666 $ 58,000
Curry, Oregon 3 $ 661,000 $ 220,333 $ 62,000
Bradford, Pennsylvania 3 $ 450,000 $ 150,000 $ 46,000
Cambria, Pennsylvania 3 $ 340,000 $ 113,333 $ 43,000
Carbon, Pennsylvania 3 $ 454,000 $ 151,333 $ 38,000
Clearfield, Pennsylvania 3 $ 233,000 $ 77,666 $ 13,000
Lackawanna, Pennsylvania 3 $ 423,000 $ 141,000 $ 96,000
Schuylkill, Pennsylvania 3 $ 449,000 $ 149,666 $ 57,000
Snyder, Pennsylvania 3 $ 409,000 $ 136,333 $ 36,000
Wyoming, Pennsylvania 3 $ 541,000 $ 180,333 $ 50,000
Aiken, South Carolina 3 $ 386,000 $ 128,666 $ 21,000
Beaufort, South Carolina 3 $ 581,000 $ 193,666 $ 63,000
Berkeley, South Carolina 3 $ 846,000 $ 282,000 $ 97,000
Jefferson, Tennessee 3 $ 237,000 $ 79,000 $ 24,000
Bennington, Vermont 3 $ 644,000 $ 214,666 $ 36,000
Greene, Virginia 3 $ 491,000 $ 163,666 $ 63,000
Harrisonburg, Virginia 3 $ 458,000 $ 152,666 $ 20,000
Madison, Virginia 3 $ 641,000 $ 213,666 $ 53,000
Manassas, Virginia 3 $ 767,000 $ 255,666 $ 24,000
Manassas Park, Virginia 3 $ 579,000 $ 193,000 $ 34,000
Nelson, Virginia 3 $ 615,000 $ 205,000 $ 68,000
New Kent, Virginia 3 $ 711,000 $ 237,000 $ 91,000
Page, Virginia 3 $ 386,000 $ 128,666 $ 62,000
Roanoke, Virginia 3 $ 323,000 $ 107,666 $ 5,000
Roanoke City, Virginia 3 $ 290,000 $ 96,666 $ 35,000
Rockingham, Virginia 3 $ 470,000 $ 156,666 $ 45,000
Grays Harbor, Washington 3 $ 263,000 $ 87,666 $ 24,000
Kitsap, Washington 3 $ 797,000 $ 265,666 $ 89,000
Cabell, West Virginia 3 $ 413,000 $ 137,666 $ 52,000
Jackson, West Virginia 3 $ 485,000 $ 161,666 $ 54,000
Marion, West Virginia 3 $ 628,000 $ 209,333 $ 229,000
Pendleton, West Virginia 3 $ 392,000 $ 130,666 $ 38,000
Calhoun, Alabama 2 $ 222,000 $ 111,000 $ 87,000
Clay, Alabama 2 $ 123,000 $ 61,500 $ 50,000
Etowah, Alabama 2 $ 197,000 $ 98,500 $ 29,000
Hale, Alabama 2 $ 180,000 $ 90,000 $ 0
Jackson, Alabama 2 $ 325,000 $ 162,500 $ 46,000
Marshall, Alabama 2 $ 270,000 $ 135,000 $ 42,000
Montgomery, Alabama 2 $ 245,000 $ 122,500 $ 62,000
Talladega, Alabama 2 $ 292,000 $ 146,000 $ 55,000
Butte, California 2 $ 234,000 $ 117,000 $ 25,000
Madera, California 2 $ 301,000 $ 150,500 $ 43,000
Mariposa, California 2 $ 367,000 $ 183,500 $ 119,000
Merced, California 2 $ 402,000 $ 201,000 $ 29,000
Monterey, California 2 $ 494,000 $ 247,000 $ 94,000
San Luis Obispo, California 2 $ 653,000 $ 326,500 $ 88,000
Shasta, California 2 $ 199,000 $ 99,500 $ 37,000
Garfield, Colorado 2 $ 496,000 $ 248,000 $ 46,000
Larimer, Colorado 2 $ 488,000 $ 244,000 $ 86,000
Montezuma, Colorado 2 $ 525,000 $ 262,500 $ 118,000
Teller, Colorado 2 $ 571,000 $ 285,500 $ 98,000
Monroe, Florida 2 $ 769,000 $ 384,500 $ 104,000
Barrow, Georgia 2 $ 459,000 $ 229,500 $ 50,000
Camden, Georgia 2 $ 396,000 $ 198,000 $ 0
Chatham, Georgia 2 $ 240,000 $ 120,000 $ 78,000
Grady, Georgia 2 $ 291,000 $ 145,500 $ 19,000
Haralson, Georgia 2 $ 291,000 $ 145,500 $ 73,000
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Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,649 $1,776,335,000 $205,000 $1,913,000 $70,000 $1,250,000
Home Purchase 2,426 $491,612,000 $202,000 $742,000 $74,000 $721,000
Home Improvement 13 $2,342,000 $180,000 $417,000 $86,000 $243,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,535 $1,760,589,000 $206,000 $1,913,000 $73,000 $1,250,000
Black or African American 1,091 $191,505,000 $175,000 $729,000 $56,000 $505,000
Hispanic 999 $206,703,000 $206,000 $743,000 $62,000 $389,000
Asian 297 $75,103,000 $252,000 $735,000 $96,000 $1,164,000
Not Provided 118 $25,210,000 $213,000 $626,000 $61,000 $350,000
Native Hawaiian or Other Pacific Islander 25 $6,955,000 $278,000 $575,000 $79,000 $231,000
American Indian or Alaskan Native 23 $4,224,000 $183,000 $341,000 $54,000 $136,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,281 $1,107,082,000 $209,000 $1,050,000 $86,000 $1,250,000
FHA-insured (Federal Housing Administration) 5,239 $1,043,518,000 $199,000 $743,000 $57,000 $1,114,000
VA-guaranteed (Veterans Administration) 361 $81,212,000 $224,000 $675,000 $61,000 $312,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 207 $38,477,000 $185,000 $1,913,000 $56,000 $690,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,223 $1,096,071,000 $209,000 $1,050,000 $74,000 $1,250,000
Application Withdrawn By Applicant 3,470 $691,017,000 $199,000 $875,000 $70,000 $1,200,000
Application Denied By Financial Institution 1,239 $238,473,000 $192,000 $980,000 $61,000 $550,000
Application Approved But Not Accepted 1,094 $232,766,000 $212,000 $1,913,000 $75,000 $690,000
File Closed For Incompleteness 62 $11,962,000 $192,000 $735,000 $22,000 $259,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 337 $68,541,000 $203,000 $675,000 $73,000 $550,000
Debt-To-Income Ratio 290 $64,974,000 $224,000 $677,000 $64,000 $456,000
Credit History 232 $45,508,000 $196,000 $475,000 $69,000 $240,000
Collateral 141 $26,508,000 $188,000 $980,000 $72,000 $466,000
Unverifiable Information 46 $9,736,000 $211,000 $405,000 $61,000 $158,000
Insufficient Cash (Downpayment, Closing Cost) 25 $4,908,000 $196,000 $404,000 $64,000 $150,000
Employment History 24 $5,307,000 $221,000 $620,000 $60,000 $143,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Point Financial Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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