Home Point Financial Corporation
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Home Point Financial Corporation 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 95,594 |
| Total Mortgage Loan Application Amount | $25,932,310,000 |
| Average Mortgage Loan Application Amount | $294,400 |
| Highest Mortgage Loan Application Amount | $6,495,000 |
| Average Applicant Income | $73,400 |
| Highest Applicant Income | $7,780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Home Point Financial Corporation. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Point Financial Corporation's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Home Point Financial Corporation's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Point Financial Corporation serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Point Financial Corporation, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Point Financial Corporation's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 8,503 | $ 1,528,935,000 | $ 208,063 | $ 73,826 |
| CHICAGO-NAPERVILLE, IL | 3,409 | $ 865,775,000 | $ 253,000 | $ 88,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3,194 | $ 1,423,950,000 | $ 445,000 | $ 111,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 2,532 | $ 847,560,000 | $ 334,000 | $ 81,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 2,170 | $ 548,180,000 | $ 252,000 | $ 93,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,869 | $ 425,495,000 | $ 227,000 | $ 79,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,849 | $ 765,675,000 | $ 417,500 | $ 125,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,830 | $ 702,200,000 | $ 356,500 | $ 93,750 |
| SAN DIEGO-CARLSBAD, CA | 1,570 | $ 728,970,000 | $ 464,000 | $ 95,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,527 | $ 545,855,000 | $ 357,000 | $ 93,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,517 | $ 410,745,000 | $ 270,000 | $ 64,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,405 | $ 690,095,000 | $ 491,000 | $ 133,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,328 | $ 350,690,000 | $ 264,000 | $ 74,000 |
| NEWARK, NJ-PA | 1,324 | $ 436,970,000 | $ 249,500 | $ 88,500 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,286 | $ 314,410,000 | $ 244,000 | $ 110,000 |
| NEW YORK-NEWARK, NY | 1,243 | $ 398,965,000 | $ 305,500 | $ 107,500 |
| ST. LOUIS, MO-IL | 1,178 | $ 238,870,000 | $ 190,500 | $ 69,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1,156 | $ 394,930,000 | $ 341,000 | $ 91,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,133 | $ 232,675,000 | $ 200,000 | $ 78,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,045 | $ 289,415,000 | $ 276,500 | $ 93,500 |
| DALLAS-PLANO-IRVING, TX | 1,014 | $ 281,210,000 | $ 277,000 | $ 104,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,002 | $ 238,260,000 | $ 237,000 | $ 76,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 831 | $ 240,135,000 | $ 288,000 | $ 104,000 |
| COLUMBUS, OH | 827 | $ 164,625,000 | $ 199,000 | $ 81,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 817 | $ 320,085,000 | $ 391,000 | $ 138,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 794 | $ 361,570,000 | $ 455,000 | $ 117,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 785 | $ 150,705,000 | $ 191,000 | $ 67,000 |
| KANSAS CITY, MO-KS | 745 | $ 161,685,000 | $ 220,000 | $ 88,500 |
| CINCINNATI, OH-KY-IN | 714 | $ 135,540,000 | $ 194,666 | $ 66,333 |
| WARREN-TROY-FARMINGTON HILLS, MI | 700 | $ 155,660,000 | $ 222,000 | $ 79,000 |
| CAMDEN, NJ | 687 | $ 139,935,000 | $ 203,000 | $ 73,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 682 | $ 177,310,000 | $ 259,000 | $ 66,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 661 | $ 193,005,000 | $ 291,000 | $ 101,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 646 | $ 169,490,000 | $ 262,000 | $ 90,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 639 | $ 181,925,000 | $ 284,000 | $ 88,000 |
| PROVIDENCE-WARWICK, RI-MA | 630 | $ 172,020,000 | $ 280,000 | $ 80,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 622 | $ 234,520,000 | $ 377,000 | $ 112,000 |
| FRESNO, CA | 619 | $ 166,335,000 | $ 268,000 | $ 91,000 |
| PITTSBURGH, PA | 583 | $ 103,925,000 | $ 178,000 | $ 83,000 |
| LAFAYETTE, LA | 580 | $ 123,780,000 | $ 213,000 | $ 85,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 568 | $ 143,220,000 | $ 252,000 | $ 100,000 |
| PHILADELPHIA, PA | 557 | $ 114,185,000 | $ 205,000 | $ 76,000 |
| MODESTO, CA | 553 | $ 149,055,000 | $ 269,000 | $ 73,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 544 | $ 136,580,000 | $ 251,000 | $ 99,000 |
| SALT LAKE CITY, UT | 538 | $ 173,520,000 | $ 322,000 | $ 93,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 535 | $ 237,685,000 | $ 444,000 | $ 138,000 |
| BOSTON, MA | 533 | $ 197,895,000 | $ 371,000 | $ 87,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 504 | $ 137,630,000 | $ 273,000 | $ 94,000 |
| DES MOINES-WEST DES MOINES, IA | 493 | $ 108,385,000 | $ 219,000 | $ 73,000 |
| ALBANY-SCHENECTADY-TROY, NY | 487 | $ 89,245,000 | $ 183,000 | $ 76,000 |
| CLEVELAND-ELYRIA, OH | 484 | $ 84,670,000 | $ 174,000 | $ 84,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 484 | $ 110,860,000 | $ 217,500 | $ 83,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 469 | $ 104,475,000 | $ 222,000 | $ 96,000 |
| HARRISBURG-CARLISLE, PA | 461 | $ 91,165,000 | $ 197,000 | $ 70,000 |
| GARY, IN | 459 | $ 87,335,000 | $ 190,000 | $ 74,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 453 | $ 97,975,000 | $ 207,500 | $ 74,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 449 | $ 109,115,000 | $ 243,000 | $ 83,000 |
| COLORADO SPRINGS, CO | 438 | $ 133,610,000 | $ 305,000 | $ 61,000 |
| FORT WORTH-ARLINGTON, TX | 433 | $ 103,205,000 | $ 238,000 | $ 92,000 |
| STOCKTON-LODI, CA | 428 | $ 132,390,000 | $ 309,000 | $ 83,000 |
| URBAN HONOLULU, HI | 423 | $ 239,805,000 | $ 566,000 | $ 87,000 |
| JACKSONVILLE, FL | 419 | $ 103,145,000 | $ 246,000 | $ 69,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 417 | $ 142,985,000 | $ 337,000 | $ 76,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 416 | $ 100,820,000 | $ 241,500 | $ 59,500 |
| BIRMINGHAM-HOOVER, AL | 404 | $ 87,500,000 | $ 216,000 | $ 78,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 394 | $ 202,890,000 | $ 514,000 | $ 152,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 390 | $ 90,310,000 | $ 231,000 | $ 107,000 |
| ELGIN, IL | 390 | $ 92,960,000 | $ 238,000 | $ 78,000 |
| AUSTIN-ROUND ROCK, TX | 383 | $ 114,485,000 | $ 298,000 | $ 107,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 373 | $ 98,645,000 | $ 270,000 | $ 41,000 |
| HUNTSVILLE, AL | 355 | $ 81,575,000 | $ 229,000 | $ 94,000 |
| BAKERSFIELD, CA | 349 | $ 74,375,000 | $ 213,000 | $ 67,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 346 | $ 130,370,000 | $ 376,000 | $ 97,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 340 | $ 116,350,000 | $ 342,000 | $ 121,000 |
| WILMINGTON, DE-MD-NJ | 338 | $ 85,520,000 | $ 219,666 | $ 65,333 |
| WORCESTER, MA-CT | 337 | $ 85,645,000 | $ 235,500 | $ 81,500 |
| LAKELAND-WINTER HAVEN, FL | 326 | $ 62,990,000 | $ 193,000 | $ 60,000 |
| BATON ROUGE, LA | 323 | $ 75,665,000 | $ 234,000 | $ 96,000 |
| NEW ORLEANS-METAIRIE, LA | 309 | $ 75,755,000 | $ 245,000 | $ 101,000 |
| NEW HAVEN-MILFORD, CT | 300 | $ 65,180,000 | $ 217,000 | $ 103,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 284 | $ 133,050,000 | $ 468,000 | $ 116,000 |
| CAPE CORAL-FORT MYERS, FL | 275 | $ 62,225,000 | $ 226,000 | $ 80,000 |
| RALEIGH, NC | 275 | $ 73,905,000 | $ 268,000 | $ 92,000 |
| PORT ST. LUCIE, FL | 262 | $ 57,870,000 | $ 220,000 | $ 62,000 |
| MADISON, WI | 259 | $ 66,035,000 | $ 254,000 | $ 93,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 258 | $ 47,200,000 | $ 182,000 | $ 81,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 248 | $ 45,950,000 | $ 204,500 | $ 82,500 |
| CHARLESTON-NORTH CHARLESTON, SC | 239 | $ 67,505,000 | $ 282,000 | $ 83,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 239 | $ 130,715,000 | $ 546,000 | $ 134,000 |
| RICHMOND, VA | 237 | $ 59,895,000 | $ 252,000 | $ 67,000 |
| TACOMA-LAKEWOOD, WA | 236 | $ 78,510,000 | $ 332,000 | $ 72,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 235 | $ 44,745,000 | $ 190,000 | $ 77,000 |
| BARNSTABLE TOWN, MA | 230 | $ 69,950,000 | $ 304,000 | $ 89,000 |
| KNOXVILLE, TN | 230 | $ 45,830,000 | $ 199,000 | $ 81,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 228 | $ 58,280,000 | $ 255,000 | $ 84,000 |
| VALLEJO-FAIRFIELD, CA | 227 | $ 84,655,000 | $ 372,000 | $ 68,000 |
| CEDAR RAPIDS, IA | 225 | $ 47,945,000 | $ 213,000 | $ 84,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 220 | $ 45,140,000 | $ 205,000 | $ 71,000 |
| OKLAHOMA CITY, OK | 219 | $ 44,595,000 | $ 203,000 | $ 81,000 |
| OGDEN-CLEARFIELD, UT | 214 | $ 64,110,000 | $ 299,000 | $ 96,000 |
| PROVO-OREM, UT | 207 | $ 63,955,000 | $ 308,000 | $ 83,000 |
| LEXINGTON-FAYETTE, KY | 206 | $ 43,530,000 | $ 211,000 | $ 68,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 205 | $ 64,805,000 | $ 316,000 | $ 95,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 195 | $ 33,365,000 | $ 171,000 | $ 56,000 |
| LAKE CHARLES, LA | 195 | $ 37,685,000 | $ 193,000 | $ 82,000 |
| EL PASO, TX | 192 | $ 33,500,000 | $ 174,000 | $ 59,000 |
| LINCOLN, NE | 186 | $ 41,080,000 | $ 220,000 | $ 84,000 |
| GREELEY, CO | 177 | $ 56,295,000 | $ 318,000 | $ 74,000 |
| MANCHESTER-NASHUA, NH | 176 | $ 46,280,000 | $ 262,000 | $ 83,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 175 | $ 34,795,000 | $ 198,000 | $ 68,000 |
| AKRON, OH | 173 | $ 33,325,000 | $ 192,000 | $ 74,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 171 | $ 40,095,000 | $ 234,000 | $ 72,000 |
| SIOUX CITY, IA-NE-SD | 165 | $ 27,085,000 | $ 186,000 | $ 87,000 |
| WICHITA, KS | 161 | $ 27,605,000 | $ 171,000 | $ 64,000 |
| MADERA, CA | 160 | $ 40,730,000 | $ 254,000 | $ 66,000 |
| SANTA ROSA, CA | 158 | $ 72,180,000 | $ 456,000 | $ 151,000 |
| MEMPHIS, TN-MS-AR | 154 | $ 30,500,000 | $ 192,666 | $ 60,000 |
| MOBILE, AL | 151 | $ 27,595,000 | $ 182,000 | $ 69,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 150 | $ 28,380,000 | $ 189,000 | $ 81,000 |
| FORT WAYNE, IN | 149 | $ 20,905,000 | $ 140,000 | $ 68,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 149 | $ 32,985,000 | $ 234,500 | $ 47,000 |
| DOVER, DE | 148 | $ 33,900,000 | $ 229,000 | $ 68,000 |
| FORT COLLINS, CO | 146 | $ 45,990,000 | $ 315,000 | $ 93,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 144 | $ 43,030,000 | $ 298,000 | $ 87,000 |
| FLINT, MI | 141 | $ 22,395,000 | $ 158,000 | $ 63,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 141 | $ 28,685,000 | $ 215,000 | $ 56,000 |
| PUNTA GORDA, FL | 141 | $ 27,745,000 | $ 196,000 | $ 74,000 |
| WINSTON-SALEM, NC | 140 | $ 24,260,000 | $ 173,000 | $ 59,000 |
| JEFFERSON CITY, MO | 139 | $ 25,135,000 | $ 180,000 | $ 73,000 |
| COLUMBIA, SC | 138 | $ 29,450,000 | $ 213,000 | $ 52,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 135 | $ 26,055,000 | $ 187,000 | $ 55,500 |
| EL CENTRO, CA | 135 | $ 29,935,000 | $ 221,000 | $ 74,000 |
| OCEAN CITY, NJ | 132 | $ 31,500,000 | $ 238,000 | $ 115,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 128 | $ 21,630,000 | $ 168,000 | $ 41,000 |
| SPRINGFIELD, MO | 127 | $ 20,525,000 | $ 161,000 | $ 83,000 |
| TUCSON, AZ | 127 | $ 30,275,000 | $ 238,000 | $ 48,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 125 | $ 24,755,000 | $ 198,000 | $ 98,000 |
| MERCED, CA | 125 | $ 29,565,000 | $ 236,000 | $ 70,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 123 | $ 22,095,000 | $ 179,000 | $ 63,000 |
| SPRINGFIELD, MA | 122 | $ 24,500,000 | $ 200,000 | $ 53,000 |
| BOULDER, CO | 121 | $ 50,885,000 | $ 420,000 | $ 134,000 |
| SALISBURY, MD-DE | 121 | $ 27,835,000 | $ 219,500 | $ 104,500 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 120 | $ 25,060,000 | $ 208,000 | $ 86,000 |
| VISALIA-PORTERVILLE, CA | 118 | $ 29,670,000 | $ 251,000 | $ 68,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 117 | $ 21,605,000 | $ 186,500 | $ 80,000 |
| GREENSBORO-HIGH POINT, NC | 116 | $ 20,340,000 | $ 175,000 | $ 48,000 |
| LAREDO, TX | 116 | $ 27,380,000 | $ 236,000 | $ 110,000 |
| CANTON-MASSILLON, OH | 115 | $ 17,495,000 | $ 152,000 | $ 70,000 |
| ABILENE, TX | 113 | $ 22,495,000 | $ 199,000 | $ 88,000 |
| ASHEVILLE, NC | 108 | $ 26,680,000 | $ 247,000 | $ 67,000 |
| BOISE CITY, ID | 108 | $ 29,460,000 | $ 272,000 | $ 158,000 |
| READING, PA | 108 | $ 19,980,000 | $ 185,000 | $ 67,000 |
| ROCKFORD, IL | 108 | $ 18,500,000 | $ 171,000 | $ 60,000 |
| SIOUX FALLS, SD | 107 | $ 29,155,000 | $ 272,000 | $ 63,000 |
| TRENTON, NJ | 107 | $ 23,925,000 | $ 223,000 | $ 102,000 |
| GRAND RAPIDS-WYOMING, MI | 106 | $ 19,330,000 | $ 182,000 | $ 51,000 |
| SALEM, OR | 106 | $ 28,620,000 | $ 270,000 | $ 92,000 |
| SHREVEPORT-BOSSIER CITY, LA | 105 | $ 21,145,000 | $ 201,000 | $ 97,000 |
| ERIE, PA | 104 | $ 15,690,000 | $ 150,000 | $ 66,000 |
| FAYETTEVILLE, NC | 102 | $ 19,710,000 | $ 193,000 | $ 38,000 |
| OCALA, FL | 102 | $ 16,980,000 | $ 166,000 | $ 46,000 |
| FARGO, ND-MN | 101 | $ 23,675,000 | $ 236,000 | $ 144,500 |
| YORK-HANOVER, PA | 98 | $ 19,810,000 | $ 202,000 | $ 69,000 |
| CHICO, CA | 95 | $ 26,355,000 | $ 277,000 | $ 62,000 |
| NORWICH-NEW LONDON, CT | 95 | $ 20,985,000 | $ 220,000 | $ 74,000 |
| TULSA, OK | 95 | $ 16,415,000 | $ 172,000 | $ 68,000 |
| MORGANTOWN, WV | 94 | $ 20,000,000 | $ 212,000 | $ 89,000 |
| AUBURN-OPELIKA, AL | 93 | $ 20,695,000 | $ 222,000 | $ 82,000 |
| CHATTANOOGA, TN-GA | 93 | $ 18,455,000 | $ 196,000 | $ 47,000 |
| SAVANNAH, GA | 93 | $ 21,035,000 | $ 226,000 | $ 75,000 |
| ROCHESTER, NY | 91 | $ 14,875,000 | $ 163,000 | $ 71,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 91 | $ 42,455,000 | $ 466,000 | $ 111,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 90 | $ 18,110,000 | $ 201,000 | $ 59,000 |
| PORTLAND-SOUTH PORTLAND, ME | 90 | $ 24,280,000 | $ 269,000 | $ 106,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 89 | $ 12,305,000 | $ 148,000 | $ 70,666 |
| SALINAS, CA | 87 | $ 40,545,000 | $ 466,000 | $ 106,000 |
| REDDING, CA | 85 | $ 21,515,000 | $ 253,000 | $ 72,000 |
| PUEBLO, CO | 84 | $ 17,760,000 | $ 211,000 | $ 52,000 |
| DURHAM-CHAPEL HILL, NC | 81 | $ 21,755,000 | $ 268,000 | $ 84,000 |
| GLENS FALLS, NY | 81 | $ 12,315,000 | $ 152,000 | $ 63,000 |
| YUBA CITY, CA | 81 | $ 22,515,000 | $ 277,000 | $ 48,000 |
| RACINE, WI | 80 | $ 15,860,000 | $ 198,000 | $ 62,000 |
| HANFORD-CORCORAN, CA | 78 | $ 18,560,000 | $ 237,000 | $ 56,000 |
| DULUTH, MN-WI | 76 | $ 12,850,000 | $ 159,500 | $ 64,000 |
| SPOKANE-SPOKANE VALLEY, WA | 75 | $ 19,735,000 | $ 263,000 | $ 63,000 |
| SYRACUSE, NY | 75 | $ 10,695,000 | $ 142,000 | $ 73,000 |
| LYNCHBURG, VA | 74 | $ 12,850,000 | $ 173,000 | $ 73,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 74 | $ 18,140,000 | $ 245,000 | $ 57,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 74 | $ 12,400,000 | $ 167,000 | $ 68,000 |
| WINCHESTER, VA-WV | 74 | $ 17,090,000 | $ 190,000 | $ 57,000 |
| RENO, NV | 73 | $ 24,525,000 | $ 335,000 | $ 107,000 |
| ST. CLOUD, MN | 72 | $ 14,030,000 | $ 194,000 | $ 74,000 |
| TOLEDO, OH | 71 | $ 12,455,000 | $ 175,000 | $ 71,000 |
| CLEVELAND, TN | 70 | $ 13,900,000 | $ 198,000 | $ 70,000 |
| LANSING-EAST LANSING, MI | 69 | $ 9,225,000 | $ 133,000 | $ 46,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 69 | $ 19,865,000 | $ 287,000 | $ 118,000 |
| ALBUQUERQUE, NM | 68 | $ 15,070,000 | $ 221,000 | $ 75,000 |
| SPARTANBURG, SC | 68 | $ 12,690,000 | $ 186,000 | $ 48,000 |
| EAST STROUDSBURG, PA | 67 | $ 11,825,000 | $ 176,000 | $ 133,000 |
| ANCHORAGE, AK | 65 | $ 19,985,000 | $ 307,000 | $ 42,000 |
| ANN ARBOR, MI | 64 | $ 16,810,000 | $ 262,000 | $ 104,000 |
| BREMERTON-SILVERDALE, WA | 64 | $ 23,210,000 | $ 362,000 | $ 82,000 |
| CORPUS CHRISTI, TX | 64 | $ 16,490,000 | $ 257,000 | $ 80,000 |
| CLARKSVILLE, TN-KY | 63 | $ 11,975,000 | $ 162,000 | $ 51,000 |
| HOMOSASSA SPRINGS, FL | 63 | $ 9,515,000 | $ 151,000 | $ 63,000 |
| MCALLEN-EDINBURG-MISSION, TX | 63 | $ 10,995,000 | $ 174,000 | $ 93,000 |
| STATE COLLEGE, PA | 63 | $ 12,805,000 | $ 203,000 | $ 218,000 |
| TALLAHASSEE, FL | 63 | $ 13,335,000 | $ 211,000 | $ 92,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 63 | $ 8,315,000 | $ 139,500 | $ 55,500 |
| TOPEKA, KS | 62 | $ 9,020,000 | $ 145,000 | $ 70,000 |
| SANTA MARIA-SANTA BARBARA, CA | 61 | $ 22,985,000 | $ 376,000 | $ 81,000 |
| TEXARKANA, TX-AR | 61 | $ 10,845,000 | $ 173,500 | $ 57,000 |
| VALDOSTA, GA | 61 | $ 11,065,000 | $ 181,000 | $ 66,000 |
| CHEYENNE, WY | 60 | $ 16,880,000 | $ 281,000 | $ 45,000 |
| OLYMPIA-TUMWATER, WA | 60 | $ 18,630,000 | $ 310,000 | $ 61,000 |
| TYLER, TX | 60 | $ 13,780,000 | $ 229,000 | $ 86,000 |
| UTICA-ROME, NY | 60 | $ 7,930,000 | $ 132,000 | $ 59,000 |
| WATERLOO-CEDAR FALLS, IA | 60 | $ 10,510,000 | $ 175,000 | $ 69,000 |
| DECATUR, AL | 59 | $ 10,675,000 | $ 180,000 | $ 69,000 |
| JACKSON, MS | 59 | $ 12,385,000 | $ 209,000 | $ 78,000 |
| BINGHAMTON, NY | 58 | $ 6,510,000 | $ 112,000 | $ 113,000 |
| KILLEEN-TEMPLE, TX | 58 | $ 10,520,000 | $ 181,000 | $ 56,000 |
| ELKHART-GOSHEN, IN | 57 | $ 9,185,000 | $ 161,000 | $ 39,000 |
| COLUMBUS, GA-AL | 56 | $ 10,770,000 | $ 173,500 | $ 71,000 |
| TUSCALOOSA, AL | 56 | $ 11,150,000 | $ 199,000 | $ 55,000 |
| ROANOKE, VA | 55 | $ 9,395,000 | $ 170,000 | $ 54,000 |
| JACKSONVILLE, NC | 54 | $ 10,010,000 | $ 185,000 | $ 63,000 |
| WILMINGTON, NC | 54 | $ 12,950,000 | $ 239,000 | $ 86,000 |
| CARBONDALE-MARION, IL | 52 | $ 6,980,000 | $ 134,000 | $ 68,000 |
| GAINESVILLE, FL | 52 | $ 10,170,000 | $ 195,000 | $ 57,000 |
| MICHIGAN CITY-LA PORTE, IN | 52 | $ 8,260,000 | $ 158,000 | $ 40,000 |
| KENNEWICK-RICHLAND, WA | 51 | $ 13,995,000 | $ 274,000 | $ 42,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 51 | $ 7,465,000 | $ 144,000 | $ 35,000 |
| COLUMBIA, MO | 49 | $ 8,355,000 | $ 170,000 | $ 100,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 49 | $ 10,835,000 | $ 221,000 | $ 64,000 |
| BISMARCK, ND | 47 | $ 12,825,000 | $ 272,000 | $ 229,000 |
| KALAMAZOO-PORTAGE, MI | 47 | $ 9,335,000 | $ 198,000 | $ 77,000 |
| COEUR D'ALENE, ID | 46 | $ 13,060,000 | $ 283,000 | $ 87,000 |
| BEAUMONT-PORT ARTHUR, TX | 45 | $ 8,035,000 | $ 178,000 | $ 70,000 |
| GRAND JUNCTION, CO | 45 | $ 10,875,000 | $ 241,000 | $ 75,000 |
| JACKSON, MI | 45 | $ 7,155,000 | $ 159,000 | $ 76,000 |
| LANCASTER, PA | 45 | $ 9,185,000 | $ 204,000 | $ 97,000 |
| RAPID CITY, SD | 45 | $ 9,925,000 | $ 220,000 | $ 49,000 |
| BLOOMINGTON, IL | 43 | $ 7,315,000 | $ 170,000 | $ 41,000 |
| SHEBOYGAN, WI | 43 | $ 8,695,000 | $ 202,000 | $ 86,000 |
| BOWLING GREEN, KY | 42 | $ 8,240,000 | $ 196,000 | $ 66,000 |
| CASPER, WY | 42 | $ 11,490,000 | $ 273,000 | $ 148,000 |
| DOTHAN, AL | 42 | $ 7,330,000 | $ 174,000 | $ 63,000 |
| HICKORY-LENOIR-MORGANTON, NC | 42 | $ 7,430,000 | $ 176,000 | $ 35,000 |
| MONTGOMERY, AL | 41 | $ 7,945,000 | $ 193,000 | $ 90,000 |
| FORT SMITH, AR-OK | 40 | $ 5,510,000 | $ 179,000 | $ 44,000 |
| KANKAKEE, IL | 40 | $ 7,490,000 | $ 187,000 | $ 81,000 |
| GAINESVILLE, GA | 39 | $ 9,435,000 | $ 241,000 | $ 75,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 39 | $ 4,505,000 | $ 117,000 | $ 73,500 |
| GETTYSBURG, PA | 38 | $ 7,850,000 | $ 206,000 | $ 62,000 |
| SAN RAFAEL, CA | 38 | $ 21,700,000 | $ 571,000 | $ 206,000 |
| EUGENE, OR | 37 | $ 9,765,000 | $ 263,000 | $ 69,000 |
| HATTIESBURG, MS | 37 | $ 6,145,000 | $ 166,000 | $ 78,000 |
| JOPLIN, MO | 37 | $ 4,935,000 | $ 133,000 | $ 66,000 |
| MANSFIELD, OH | 37 | $ 4,415,000 | $ 119,000 | $ 63,000 |
| ST. GEORGE, UT | 37 | $ 9,585,000 | $ 259,000 | $ 82,000 |
| EVANSVILLE, IN-KY | 36 | $ 5,460,000 | $ 124,000 | $ 54,000 |
| GREEN BAY, WI | 36 | $ 6,990,000 | $ 194,000 | $ 74,000 |
| HARRISONBURG, VA | 36 | $ 8,150,000 | $ 226,000 | $ 64,000 |
| KOKOMO, IN | 36 | $ 4,890,000 | $ 135,000 | $ 43,000 |
| TERRE HAUTE, IN | 36 | $ 4,340,000 | $ 120,000 | $ 45,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 35 | $ 5,615,000 | $ 160,000 | $ 65,000 |
| MORRISTOWN, TN | 35 | $ 6,805,000 | $ 194,000 | $ 58,000 |
| PANAMA CITY, FL | 35 | $ 7,545,000 | $ 215,000 | $ 67,000 |
| AMARILLO, TX | 34 | $ 7,460,000 | $ 219,000 | $ 124,000 |
| JANESVILLE-BELOIT, WI | 34 | $ 6,290,000 | $ 185,000 | $ 53,000 |
| CHARLOTTESVILLE, VA | 33 | $ 9,895,000 | $ 299,000 | $ 81,000 |
| HINESVILLE, GA | 33 | $ 6,555,000 | $ 198,000 | $ 40,000 |
| SANTA CRUZ-WATSONVILLE, CA | 33 | $ 17,105,000 | $ 518,000 | $ 165,000 |
| BEND-REDMOND, OR | 32 | $ 9,710,000 | $ 303,000 | $ 49,000 |
| CUMBERLAND, MD-WV | 32 | $ 3,820,000 | $ 124,500 | $ 82,500 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 32 | $ 5,360,000 | $ 141,500 | $ 44,000 |
| MEDFORD, OR | 32 | $ 9,370,000 | $ 292,000 | $ 71,000 |
| MONROE, LA | 32 | $ 6,240,000 | $ 195,000 | $ 88,000 |
| AMES, IA | 31 | $ 8,025,000 | $ 258,000 | $ 123,000 |
| VINELAND-BRIDGETON, NJ | 31 | $ 5,315,000 | $ 171,000 | $ 72,000 |
| WAUSAU, WI | 31 | $ 4,575,000 | $ 147,000 | $ 62,000 |
| LAWRENCE, KS | 30 | $ 5,840,000 | $ 194,000 | $ 92,000 |
| NAPA, CA | 30 | $ 14,160,000 | $ 472,000 | $ 121,000 |
| SEBASTIAN-VERO BEACH, FL | 30 | $ 6,950,000 | $ 231,000 | $ 80,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 29 | $ 9,105,000 | $ 313,000 | $ 93,000 |
| JACKSON, TN | 29 | $ 3,915,000 | $ 135,000 | $ 49,000 |
| JONESBORO, AR | 29 | $ 3,445,000 | $ 118,000 | $ 44,000 |
| MANHATTAN, KS | 29 | $ 4,715,000 | $ 162,000 | $ 136,000 |
| NILES-BENTON HARBOR, MI | 29 | $ 5,475,000 | $ 188,000 | $ 58,000 |
| PARKERSBURG-VIENNA, WV | 29 | $ 4,625,000 | $ 159,000 | $ 62,000 |
| BELLINGHAM, WA | 28 | $ 9,280,000 | $ 331,000 | $ 81,000 |
| HAMMOND, LA | 28 | $ 5,230,000 | $ 186,000 | $ 80,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 28 | $ 7,440,000 | $ 265,000 | $ 44,000 |
| COLUMBUS, IN | 27 | $ 3,775,000 | $ 139,000 | $ 64,000 |
| SHERMAN-DENISON, TX | 27 | $ 5,855,000 | $ 216,000 | $ 74,000 |
| BURLINGTON, NC | 26 | $ 4,800,000 | $ 184,000 | $ 58,000 |
| GREENVILLE, NC | 26 | $ 4,470,000 | $ 171,000 | $ 59,000 |
| LEBANON, PA | 26 | $ 4,670,000 | $ 179,000 | $ 76,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 25 | $ 7,865,000 | $ 314,000 | $ 62,000 |
| GRAND FORKS, ND-MN | 25 | $ 5,185,000 | $ 203,000 | $ 94,500 |
| MUNCIE, IN | 25 | $ 2,895,000 | $ 115,000 | $ 87,000 |
| PINE BLUFF, AR | 25 | $ 2,985,000 | $ 119,000 | $ 52,000 |
| SPRINGFIELD, IL | 25 | $ 3,185,000 | $ 127,000 | $ 72,000 |
| ATHENS-CLARKE COUNTY, GA | 24 | $ 4,850,000 | $ 202,000 | $ 56,000 |
| BLOOMINGTON, IN | 24 | $ 4,730,000 | $ 197,000 | $ 60,000 |
| BROWNSVILLE-HARLINGEN, TX | 24 | $ 3,550,000 | $ 147,000 | $ 64,000 |
| IOWA CITY, IA | 24 | $ 5,880,000 | $ 245,000 | $ 88,000 |
| ODESSA, TX | 24 | $ 4,820,000 | $ 200,000 | $ 54,000 |
| SEBRING, FL | 24 | $ 3,620,000 | $ 150,000 | $ 36,000 |
| BILLINGS, MT | 23 | $ 5,725,000 | $ 248,000 | $ 84,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 23 | $ 12,445,000 | $ 541,000 | $ 126,000 |
| MOUNT VERNON-ANACORTES, WA | 23 | $ 7,515,000 | $ 326,000 | $ 42,000 |
| BRUNSWICK, GA | 22 | $ 4,940,000 | $ 224,000 | $ 66,000 |
| KINGSTON, NY | 22 | $ 6,240,000 | $ 283,000 | $ 92,000 |
| MACON-BIBB COUNTY, GA | 22 | $ 3,630,000 | $ 165,000 | $ 52,000 |
| PEORIA, IL | 22 | $ 3,540,000 | $ 160,000 | $ 67,000 |
| APPLETON, WI | 21 | $ 4,065,000 | $ 193,000 | $ 42,000 |
| FLORENCE, SC | 21 | $ 3,585,000 | $ 170,000 | $ 35,000 |
| LONGVIEW, TX | 21 | $ 3,495,000 | $ 166,000 | $ 80,000 |
| MANKATO-NORTH MANKATO, MN | 21 | $ 4,115,000 | $ 195,000 | $ 103,000 |
| MONROE, MI | 21 | $ 3,735,000 | $ 177,000 | $ 46,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 20 | $ 3,330,000 | $ 166,000 | $ 64,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 20 | $ 3,720,000 | $ 186,000 | $ 18,000 |
| STAUNTON-WAYNESBORO, VA | 20 | $ 4,050,000 | $ 202,000 | $ 72,000 |
| ALBANY, OR | 19 | $ 4,635,000 | $ 243,000 | $ 48,000 |
| ALTOONA, PA | 19 | $ 2,305,000 | $ 121,000 | $ 51,000 |
| CHARLESTON, WV | 19 | $ 2,775,000 | $ 146,000 | $ 85,000 |
| CORVALLIS, OR | 19 | $ 5,355,000 | $ 281,000 | $ 99,000 |
| LONGVIEW, WA | 19 | $ 5,365,000 | $ 282,000 | $ 28,000 |
| MIDLAND, TX | 19 | $ 5,495,000 | $ 289,000 | $ 165,000 |
| WARNER ROBINS, GA | 19 | $ 3,295,000 | $ 173,000 | $ 33,000 |
| CAPE GIRARDEAU, MO-IL | 18 | $ 2,210,000 | $ 122,000 | $ 78,000 |
| FLORENCE-MUSCLE SHOALS, AL | 18 | $ 2,970,000 | $ 165,000 | $ 60,000 |
| GRAND ISLAND, NE | 18 | $ 2,380,000 | $ 132,000 | $ 38,000 |
| LA CROSSE-ONALASKA, WI-MN | 18 | $ 3,420,000 | $ 168,500 | $ 54,000 |
| SPRINGFIELD, OH | 18 | $ 2,360,000 | $ 131,000 | $ 40,000 |
| THE VILLAGES, FL | 18 | $ 4,080,000 | $ 226,000 | $ 93,000 |
| VICTORIA, TX | 18 | $ 3,110,000 | $ 172,000 | $ 0 |
| SAN ANGELO, TX | 17 | $ 2,735,000 | $ 160,000 | $ 0 |
| FLAGSTAFF, AZ | 16 | $ 4,680,000 | $ 292,000 | $ 48,000 |
| HOUMA-THIBODAUX, LA | 16 | $ 2,870,000 | $ 179,000 | $ 69,000 |
| WACO, TX | 16 | $ 3,100,000 | $ 193,000 | $ 21,000 |
| WATERTOWN-FORT DRUM, NY | 16 | $ 2,230,000 | $ 139,000 | $ 0 |
| ALEXANDRIA, LA | 15 | $ 3,045,000 | $ 203,000 | $ 74,000 |
| CHAMPAIGN-URBANA, IL | 15 | $ 2,555,000 | $ 170,000 | $ 51,000 |
| OSHKOSH-NEENAH, WI | 15 | $ 2,355,000 | $ 157,000 | $ 37,000 |
| WILLIAMSPORT, PA | 15 | $ 2,555,000 | $ 170,000 | $ 40,000 |
| GADSDEN, AL | 14 | $ 2,200,000 | $ 157,000 | $ 81,000 |
| LAS CRUCES, NM | 14 | $ 2,970,000 | $ 212,000 | $ 33,000 |
| LAWTON, OK | 14 | $ 2,770,000 | $ 197,000 | $ 59,000 |
| LEWISTON-AUBURN, ME | 14 | $ 2,420,000 | $ 172,000 | $ 118,000 |
| SIERRA VISTA-DOUGLAS, AZ | 14 | $ 3,560,000 | $ 254,000 | $ 24,000 |
| SUMTER, SC | 14 | $ 2,530,000 | $ 180,000 | $ 69,000 |
| WENATCHEE, WA | 14 | $ 3,910,000 | $ 279,000 | $ 113,000 |
| YAKIMA, WA | 14 | $ 3,380,000 | $ 241,000 | $ 30,000 |
| LUBBOCK, TX | 13 | $ 2,445,000 | $ 188,000 | $ 75,000 |
| NEW BERN, NC | 13 | $ 2,205,000 | $ 169,000 | $ 25,000 |
| TWIN FALLS, ID | 13 | $ 2,295,000 | $ 176,000 | $ 155,000 |
| WALLA WALLA, WA | 13 | $ 3,025,000 | $ 232,000 | $ 43,000 |
| DECATUR, IL | 12 | $ 1,350,000 | $ 112,000 | $ 44,000 |
| FOND DU LAC, WI | 12 | $ 2,560,000 | $ 213,000 | $ 61,000 |
| GOLDSBORO, NC | 12 | $ 2,200,000 | $ 183,000 | $ 36,000 |
| GREAT FALLS, MT | 12 | $ 3,180,000 | $ 265,000 | $ 0 |
| JOHNSON CITY, TN | 12 | $ 1,660,000 | $ 138,000 | $ 31,000 |
| MUSKEGON, MI | 12 | $ 1,900,000 | $ 158,000 | $ 63,000 |
| ROCHESTER, MN | 12 | $ 2,400,000 | $ 200,000 | $ 76,000 |
| ROCKY MOUNT, NC | 12 | $ 1,750,000 | $ 145,000 | $ 46,000 |
| WHEELING, WV-OH | 12 | $ 1,650,000 | $ 133,000 | $ 61,000 |
| BATTLE CREEK, MI | 11 | $ 1,665,000 | $ 151,000 | $ 56,000 |
| BLOOMSBURG-BERWICK, PA | 11 | $ 1,675,000 | $ 152,000 | $ 50,000 |
| COLLEGE STATION-BRYAN, TX | 11 | $ 2,295,000 | $ 208,000 | $ 157,000 |
| ST. JOSEPH, MO-KS | 11 | $ 2,295,000 | $ 208,000 | $ 105,000 |
| DALTON, GA | 10 | $ 1,600,000 | $ 160,000 | $ 47,000 |
| DUBUQUE, IA | 10 | $ 1,880,000 | $ 188,000 | $ 49,000 |
| EAU CLAIRE, WI | 10 | $ 1,690,000 | $ 169,000 | $ 50,000 |
| GRANTS PASS, OR | 10 | $ 2,430,000 | $ 243,000 | $ 36,000 |
| HOT SPRINGS, AR | 10 | $ 2,450,000 | $ 245,000 | $ 98,000 |
| LIMA, OH | 10 | $ 1,200,000 | $ 120,000 | $ 54,000 |
| OWENSBORO, KY | 10 | $ 1,410,000 | $ 141,000 | $ 40,000 |
| PITTSFIELD, MA | 10 | $ 2,660,000 | $ 266,000 | $ 250,000 |
| SAGINAW, MI | 10 | $ 1,410,000 | $ 141,000 | $ 49,000 |
| YUMA, AZ | 10 | $ 2,190,000 | $ 219,000 | $ 36,000 |
| BECKLEY, WV | 9 | $ 1,055,000 | $ 117,000 | $ 64,000 |
| DANVILLE, IL | 9 | $ 1,025,000 | $ 113,000 | $ 54,000 |
| MIDLAND, MI | 9 | $ 1,435,000 | $ 159,000 | $ 0 |
| SANTA FE, NM | 9 | $ 2,095,000 | $ 232,000 | $ 63,000 |
| FAIRBANKS, AK | 8 | $ 2,200,000 | $ 275,000 | $ 86,000 |
| LOGAN, UT-ID | 8 | $ 2,090,000 | $ 261,000 | $ 45,000 |
| ROME, GA | 8 | $ 1,430,000 | $ 178,000 | $ 68,000 |
| ALBANY, GA | 7 | $ 1,225,000 | $ 175,000 | $ 64,000 |
| BANGOR, ME | 7 | $ 865,000 | $ 123,000 | $ 57,000 |
| IDAHO FALLS, ID | 7 | $ 1,775,000 | $ 253,000 | $ 101,000 |
| JOHNSTOWN, PA | 6 | $ 590,000 | $ 98,000 | $ 62,000 |
| WICHITA FALLS, TX | 6 | $ 1,090,000 | $ 181,000 | $ 49,000 |
| POCATELLO, ID | 4 | $ 910,000 | $ 227,000 | $ 0 |
| ENID, OK | 3 | $ 535,000 | $ 178,000 | $ 42,000 |
| FARMINGTON, NM | 3 | $ 885,000 | $ 295,000 | $ 97,000 |
| LEWISTON, ID-WA | 3 | $ 805,000 | $ 252,500 | $ 0 |
| MISSOULA, MT | 3 | $ 925,000 | $ 308,000 | $ 183,000 |
| BAY CITY, MI | 2 | $ 230,000 | $ 115,000 | $ 0 |
| CARSON CITY, NV | 2 | $ 620,000 | $ 310,000 | $ 0 |
Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 51,716 | $12,704,640,000 | $245,000 | $2,005,000 | $92,000 | $2,326,000 |
| Refinancing | 27,659 | $8,740,935,000 | $316,000 | $6,495,000 | $72,000 | $2,738,000 |
| Cash-out Refinancing | 15,275 | $4,248,445,000 | $278,000 | $1,555,000 | $103,000 | $7,780,000 |
| Home Improvement | 941 | $237,145,000 | $252,000 | $875,000 | $100,000 | $816,000 |
| Not Applicable | 3 | $1,145,000 | $381,000 | $615,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 38,397 | $9,717,435,000 | $253,000 | $1,055,000 | $0 | $0 |
| White | 34,302 | $9,438,960,000 | $275,000 | $6,495,000 | $93,000 | $7,780,000 |
| Hispanic | 7,799 | $2,151,945,000 | $275,000 | $1,505,000 | $71,000 | $2,159,000 |
| Not Provided | 6,218 | $1,957,930,000 | $314,000 | $1,765,000 | $83,000 | $2,040,000 |
| Black or African American | 4,563 | $1,207,075,000 | $264,000 | $1,585,000 | $66,000 | $540,000 |
| Asian | 3,810 | $1,307,620,000 | $343,000 | $1,895,000 | $107,000 | $1,729,000 |
| Native Hawaiian or Other Pacific Islander | 204 | $66,430,000 | $325,000 | $815,000 | $80,000 | $342,000 |
| American Indian or Alaskan Native | 189 | $48,805,000 | $258,000 | $925,000 | $82,000 | $390,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 46,589 | $13,278,615,000 | $285,000 | $6,495,000 | $117,000 | $7,780,000 |
| FHA-insured (Federal Housing Administration) | 28,857 | $6,900,045,000 | $239,000 | $1,335,000 | $58,000 | $632,000 |
| VA-guaranteed (Veterans Administration) | 16,689 | $5,261,045,000 | $315,000 | $1,765,000 | $52,000 | $783,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,459 | $492,605,000 | $142,000 | $525,000 | $53,000 | $133,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 44,035 | $12,587,775,000 | $285,000 | $1,895,000 | $88,000 | $4,053,000 |
| Loan Purchased By The Institution | 38,397 | $9,717,435,000 | $253,000 | $1,055,000 | $0 | $0 |
| Application Withdrawn By Applicant | 6,797 | $1,877,865,000 | $276,000 | $2,005,000 | $92,000 | $7,780,000 |
| Application Denied By Financial Institution | 5,305 | $1,444,745,000 | $272,000 | $6,495,000 | $78,000 | $2,326,000 |
| Application Approved But Not Accepted | 378 | $110,840,000 | $293,000 | $1,245,000 | $66,000 | $532,000 |
| File Closed For Incompleteness | 319 | $87,555,000 | $274,000 | $845,000 | $98,000 | $1,164,000 |
| Preapproval Denied by Financial Institution | 303 | $81,885,000 | $270,000 | $915,000 | $80,000 | $966,000 |
| Preapproval Approved but not Accepted | 60 | $24,210,000 | $403,000 | $1,925,000 | $106,000 | $559,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 89,986 | $24,405,680,000 | $271,000 | $2,005,000 | $89,000 | $7,780,000 |
| Credit Application Incomplete | 1,953 | $511,965,000 | $262,000 | $6,495,000 | $80,000 | $2,326,000 |
| Debt-To-Income Ratio | 1,124 | $340,960,000 | $303,000 | $2,005,000 | $63,000 | $593,000 |
| Collateral | 777 | $200,145,000 | $257,000 | $1,505,000 | $95,000 | $1,200,000 |
| Credit History | 643 | $164,025,000 | $255,000 | $1,385,000 | $74,000 | $1,029,000 |
| Other | 467 | $136,935,000 | $293,000 | $2,005,000 | $88,000 | $1,724,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 391 | $101,215,000 | $258,000 | $1,335,000 | $72,000 | $1,434,000 |
| Employment History | 151 | $39,055,000 | $258,000 | $835,000 | $58,000 | $328,000 |
| Unverifiable Information | 97 | $31,005,000 | $319,000 | $1,355,000 | $109,000 | $650,000 |
| Mortgage Insurance Denied | 5 | $1,325,000 | $265,000 | $435,000 | $136,000 | $292,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Point Financial Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.