Marine Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Marine Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Marine Credit Union
811 Monitor Street
La Crosse, WI 54603
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 3,505
Total Mortgage Loan Application Amount $427,595,000
Average Mortgage Loan Application Amount $102,833
Highest Mortgage Loan Application Amount $805,000
Average Applicant Income $78,000
Highest Applicant Income $1,020,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Marine Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Marine Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Marine Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Marine Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Marine Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Marine Credit Union's mortgage activity for 2022.

Mortgage Loan Application Totals for Marine Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee County Wisconsin 427 $ 47,105,000 $ 110,000 $ 67,000
Polk County Iowa 222 $ 28,680,000 $ 129,000 $ 77,000
Fond du Lac County Wisconsin 214 $ 20,610,000 $ 96,000 $ 73,000
Brown County Wisconsin 119 $ 16,715,000 $ 140,000 $ 77,000
Eau Claire County Wisconsin 108 $ 12,630,000 $ 116,000 $ 70,000
Chippewa County Wisconsin 100 $ 12,130,000 $ 121,000 $ 90,000
Racine County Wisconsin 99 $ 12,895,000 $ 130,000 $ 86,000
La Crosse County Wisconsin 97 $ 12,535,000 $ 129,000 $ 71,000
Waukesha County Wisconsin 76 $ 15,070,000 $ 198,000 $ 107,000
Crawford County Wisconsin 67 $ 6,055,000 $ 90,000 $ 61,000
Grant County Wisconsin 67 $ 6,775,000 $ 101,000 $ 73,000
Scott County Iowa 64 $ 7,570,000 $ 118,000 $ 77,000
Dunn County Wisconsin 61 $ 6,805,000 $ 111,000 $ 67,000
Monroe County Wisconsin 60 $ 7,930,000 $ 132,000 $ 91,000
Sheboygan County Wisconsin 59 $ 6,145,000 $ 104,000 $ 68,000
Dodge County Wisconsin 54 $ 7,230,000 $ 133,000 $ 83,000
Dane County Wisconsin 53 $ 11,065,000 $ 208,000 $ 92,000
Winnebago County Wisconsin 53 $ 7,675,000 $ 144,000 $ 79,000
Rock Island County Illinois 48 $ 4,840,000 $ 100,000 $ 65,000
Manitowoc County Wisconsin 48 $ 4,830,000 $ 100,000 $ 70,000
Kenosha County Wisconsin 46 $ 5,650,000 $ 122,000 $ 96,000
Outagamie County Wisconsin 44 $ 7,320,000 $ 166,000 $ 72,000
Rock County Wisconsin 44 $ 5,580,000 $ 126,000 $ 79,000
Washington County Wisconsin 38 $ 6,920,000 $ 182,000 $ 87,000
Oconto County Wisconsin 36 $ 3,510,000 $ 97,000 $ 66,000
Waushara County Wisconsin 35 $ 3,575,000 $ 102,000 $ 74,000
Winona County Minnesota 31 $ 3,315,000 $ 106,000 $ 103,000
Dallas County Iowa 30 $ 5,840,000 $ 194,000 $ 148,000
Walworth County Wisconsin 30 $ 5,520,000 $ 184,000 $ 92,000
Warren County Iowa 26 $ 3,400,000 $ 130,000 $ 90,000
Winneshiek County Iowa 26 $ 2,670,000 $ 102,000 $ 73,000
Olmsted County Minnesota 26 $ 3,210,000 $ 123,000 $ 87,000
Kewaunee County Wisconsin 26 $ 3,390,000 $ 130,000 $ 67,000
Marinette County Wisconsin 26 $ 2,480,000 $ 95,000 $ 76,000
Trempealeau County Wisconsin 26 $ 3,220,000 $ 123,000 $ 87,000
Rusk County Wisconsin 25 $ 2,815,000 $ 112,000 $ 72,000
Waupaca County Wisconsin 24 $ 2,670,000 $ 111,000 $ 65,000
Fillmore County Minnesota 23 $ 2,545,000 $ 110,000 $ 90,000
Barron County Wisconsin 23 $ 3,005,000 $ 130,000 $ 75,000
Green Lake County Wisconsin 23 $ 2,265,000 $ 98,000 $ 77,000
Vernon County Wisconsin 23 $ 2,785,000 $ 121,000 $ 87,000
Door County Wisconsin 22 $ 3,310,000 $ 150,000 $ 59,000
Jefferson County Wisconsin 20 $ 3,630,000 $ 181,000 $ 100,000
Marquette County Wisconsin 20 $ 2,570,000 $ 128,000 $ 92,000
Allamakee County Iowa 19 $ 1,735,000 $ 91,000 $ 53,000
Clark County Wisconsin 19 $ 1,995,000 $ 105,000 $ 77,000
Clayton County Iowa 18 $ 1,230,000 $ 68,000 $ 50,000
Fayette County Iowa 18 $ 1,160,000 $ 64,000 $ 51,000
Houston County Minnesota 18 $ 2,260,000 $ 125,000 $ 74,000
Adams County Wisconsin 18 $ 1,680,000 $ 93,000 $ 98,000
Calumet County Wisconsin 18 $ 2,180,000 $ 121,000 $ 82,000
Green County Wisconsin 18 $ 2,620,000 $ 145,000 $ 87,000
Jackson County Wisconsin 18 $ 1,830,000 $ 101,000 $ 62,000
Buffalo County Wisconsin 17 $ 2,085,000 $ 122,000 $ 78,000
Juneau County Wisconsin 17 $ 1,835,000 $ 107,000 $ 100,000
Shawano County Wisconsin 16 $ 1,540,000 $ 96,000 $ 84,000
Columbia County Wisconsin 15 $ 1,465,000 $ 97,000 $ 63,000
Iowa County Wisconsin 15 $ 2,065,000 $ 137,000 $ 78,000
Ozaukee County Wisconsin 14 $ 3,320,000 $ 237,000 $ 114,000
Richland County Wisconsin 14 $ 1,650,000 $ 117,000 $ 66,000
Wood County Wisconsin 14 $ 1,750,000 $ 125,000 $ 77,000
Lake County Illinois 12 $ 1,510,000 $ 125,000 $ 109,000
Madison County Iowa 10 $ 1,190,000 $ 119,000 $ 101,000
Marion County Iowa 10 $ 1,430,000 $ 143,000 $ 73,000
Marshall County Iowa 10 $ 610,000 $ 61,000 $ 63,000
Lafayette County Wisconsin 10 $ 1,320,000 $ 132,000 $ 79,000
Portage County Wisconsin 10 $ 1,790,000 $ 179,000 $ 81,000
Sauk County Wisconsin 9 $ 1,035,000 $ 115,000 $ 67,000
Cedar County Iowa 8 $ 640,000 $ 80,000 $ 82,000
Chickasaw County Iowa 8 $ 610,000 $ 76,000 $ 77,000
Clinton County Iowa 8 $ 900,000 $ 112,000 $ 75,000
Linn County Iowa 8 $ 1,070,000 $ 133,000 $ 106,000
Muscatine County Iowa 8 $ 930,000 $ 116,000 $ 97,000
Mower County Minnesota 8 $ 630,000 $ 78,000 $ 39,000
Sawyer County Wisconsin 8 $ 580,000 $ 72,000 $ 67,000
St. Croix County Wisconsin 8 $ 1,320,000 $ 165,000 $ 95,000
Taylor County Wisconsin 8 $ 1,270,000 $ 158,000 $ 76,000
Boone County Iowa 7 $ 685,000 $ 97,000 $ 109,000
Louisa County Iowa 7 $ 475,000 $ 67,000 $ 43,000
Wabasha County Minnesota 7 $ 925,000 $ 132,000 $ 64,000
Forest County Wisconsin 7 $ 835,000 $ 119,000 $ 60,000
Howard County Iowa 6 $ 600,000 $ 100,000 $ 71,000
Jasper County Iowa 6 $ 870,000 $ 145,000 $ 60,000
Lucas County Iowa 6 $ 610,000 $ 101,000 $ 72,000
Union County Iowa 6 $ 480,000 $ 80,000 $ 68,000
Wayne County Iowa 6 $ 610,000 $ 101,000 $ 55,000
Marathon County Wisconsin 6 $ 850,000 $ 141,000 $ 118,000
Polk County Wisconsin 6 $ 510,000 $ 85,000 $ 78,000
Henry County Illinois 5 $ 715,000 $ 143,000 $ 110,000
Winnebago County Illinois 5 $ 525,000 $ 105,000 $ 65,000
Black Hawk County Iowa 5 $ 725,000 $ 145,000 $ 60,000
Hamilton County Iowa 5 $ 425,000 $ 85,000 $ 53,000
Story County Iowa 5 $ 915,000 $ 183,000 $ 80,000
Dodge County Minnesota 5 $ 535,000 $ 107,000 $ 62,000
Florence County Wisconsin 5 $ 485,000 $ 97,000 $ 86,000
Lincoln County Wisconsin 5 $ 495,000 $ 99,000 $ 112,000
Mercer County Illinois 4 $ 490,000 $ 122,000 $ 71,000
Appanoose County Iowa 4 $ 340,000 $ 85,000 $ 56,000
Bremer County Iowa 4 $ 180,000 $ 45,000 $ 75,000
Buchanan County Iowa 4 $ 360,000 $ 90,000 $ 95,000
Butler County Iowa 4 $ 460,000 $ 115,000 $ 75,000
Dubuque County Iowa 4 $ 580,000 $ 145,000 $ 75,000
Guthrie County Iowa 4 $ 380,000 $ 95,000 $ 67,000
Johnson County Iowa 4 $ 720,000 $ 180,000 $ 100,000
Pierce County Wisconsin 4 $ 510,000 $ 127,000 $ 71,000
Price County Wisconsin 4 $ 410,000 $ 102,000 $ 78,000
Jo Daviess County Illinois 3 $ 255,000 $ 85,000 $ 61,000
McHenry County Illinois 3 $ 555,000 $ 185,000 $ 92,000
Stephenson County Illinois 3 $ 185,000 $ 61,000 $ 83,000
Whiteside County Illinois 3 $ 225,000 $ 75,000 $ 81,000
Clarke County Iowa 3 $ 315,000 $ 105,000 $ 54,000
Des Moines County Iowa 3 $ 125,000 $ 41,000 $ 48,000
Greene County Iowa 3 $ 255,000 $ 85,000 $ 63,000
Mahaska County Iowa 3 $ 365,000 $ 121,000 $ 87,000
Page County Iowa 3 $ 195,000 $ 65,000 $ 79,000
Rice County Minnesota 3 $ 515,000 $ 171,000 $ 121,000
Ashland County Wisconsin 3 $ 515,000 $ 171,000 $ 72,000
Bayfield County Wisconsin 3 $ 595,000 $ 198,000 $ 142,000
Langlade County Wisconsin 3 $ 205,000 $ 68,000 $ 39,000
Oneida County Wisconsin 3 $ 215,000 $ 71,000 $ 102,000
Pepin County Wisconsin 3 $ 205,000 $ 68,000 $ 89,000
Washburn County Wisconsin 3 $ 125,000 $ 41,000 $ 48,000
DuPage County Illinois 2 $ 290,000 $ 145,000 $ 113,000
Iroquois County Illinois 2 $ 310,000 $ 155,000 $ 50,000
Calhoun County Iowa 2 $ 160,000 $ 80,000 $ 50,000
Cass County Iowa 2 $ 110,000 $ 55,000 $ 32,000
Crawford County Iowa 2 $ 200,000 $ 100,000 $ 247,000
Decatur County Iowa 2 $ 350,000 $ 175,000 $ 8,000
Delaware County Iowa 2 $ 170,000 $ 85,000 $ 130,000
Hardin County Iowa 2 $ 130,000 $ 65,000 $ 127,000
Keokuk County Iowa 2 $ 210,000 $ 105,000 $ 50,000
Mills County Iowa 2 $ 160,000 $ 80,000 $ 80,000
Monroe County Iowa 2 $ 130,000 $ 65,000 $ 89,000
Montgomery County Iowa 2 $ 50,000 $ 25,000 $ 48,000
Ringgold County Iowa 2 $ 100,000 $ 50,000 $ 77,000
Tama County Iowa 2 $ 90,000 $ 45,000 $ 32,000
Worth County Iowa 2 $ 180,000 $ 90,000 $ 71,000
Carlton County Minnesota 2 $ 370,000 $ 185,000 $ 70,000
Chisago County Minnesota 2 $ 340,000 $ 170,000 $ 78,000
Freeborn County Minnesota 2 $ 150,000 $ 75,000 $ 73,000
Goodhue County Minnesota 2 $ 290,000 $ 145,000 $ 86,000
Steele County Minnesota 2 $ 330,000 $ 165,000 $ 68,000
Burnett County Wisconsin 2 $ 340,000 $ 170,000 $ 105,000
Carroll County Illinois 1 $ 75,000 $ 75,000 $ 47,000
Lee County Illinois 1 $ 35,000 $ 35,000 $ 42,000
Ogle County Illinois 1 $ 205,000 $ 205,000 $ 141,000
Benton County Iowa 1 $ 55,000 $ 55,000 $ 57,000
Cerro Gordo County Iowa 1 $ 95,000 $ 95,000 $ 56,000
Harrison County Iowa 1 $ 15,000 $ 15,000 $ 106,000
Iowa County Iowa 1 $ 125,000 $ 125,000 $ 91,000
Jackson County Iowa 1 $ 205,000 $ 205,000 $ 80,000
Jefferson County Iowa 1 $ 55,000 $ 55,000 $ 48,000
Mitchell County Iowa 1 $ 75,000 $ 75,000 $ 98,000
Pottawattamie County Iowa 1 $ 245,000 $ 245,000 $ 95,000
Poweshiek County Iowa 1 $ 205,000 $ 205,000 $ 34,000
Sac County Iowa 1 $ 175,000 $ 175,000 $ 110,000
Winnebago County Iowa 1 $ 75,000 $ 75,000 $ 88,000
Woodbury County Iowa 1 $ 15,000 $ 15,000 $ 62,000
Wright County Iowa 1 $ 95,000 $ 95,000 $ 116,000
Woodson County Kansas 1 $ 55,000 $ 55,000 $ 61,000
Menominee County Michigan 1 $ 105,000 $ 105,000 $ 0
Aitkin County Minnesota 1 $ 145,000 $ 145,000 $ 108,000
Anoka County Minnesota 1 $ 255,000 $ 255,000 $ 47,000
Blue Earth County Minnesota 1 $ 25,000 $ 25,000 $ 33,000
Itasca County Minnesota 1 $ 45,000 $ 45,000 $ 121,000
Le Sueur County Minnesota 1 $ 255,000 $ 255,000 $ 201,000
Nicollet County Minnesota 1 $ 45,000 $ 45,000 $ 58,000
Ramsey County Minnesota 1 $ 255,000 $ 255,000 $ 173,000
Sherburne County Minnesota 1 $ 275,000 $ 275,000 $ 75,000
Waseca County Minnesota 1 $ 155,000 $ 155,000 $ 104,000
Washington County Minnesota 1 $ 305,000 $ 305,000 $ 90,000
Wright County Minnesota 1 $ 255,000 $ 255,000 $ 35,000
Vilas County Wisconsin 1 $ 55,000 $ 55,000 $ 37,000

Mortgage Loan Application Detail Totals for Marine Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 1,439 $162,675,000 $113,000 $805,000 $78,000 $771,000
Refinancing 1,115 $129,535,000 $116,000 $605,000 $76,000 $1,020,000
Home Purchase 893 $130,835,000 $146,000 $505,000 $78,000 $649,000
Home Improvement 37 $3,005,000 $81,000 $235,000 $82,000 $337,000
Other Purpose 13 $645,000 $49,000 $135,000 $98,000 $250,000
Not Applicable 8 $900,000 $112,000 $345,000 $56,000 $108,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,977 $364,935,000 $122,000 $805,000 $79,000 $1,020,000
Black or African American 238 $22,390,000 $94,000 $355,000 $65,000 $227,000
Hispanic 211 $29,165,000 $138,000 $505,000 $73,000 $649,000
Asian 30 $4,050,000 $135,000 $345,000 $58,000 $151,000
Not Provided 23 $3,265,000 $141,000 $345,000 $74,000 $172,000
American Indian or Alaskan Native 4 $410,000 $102,000 $155,000 $76,000 $89,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $112,000 $112,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,505 $427,595,000 $121,000 $805,000 $77,000 $1,020,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,509 $188,555,000 $124,000 $565,000 $82,000 $518,000
Application Withdrawn By Applicant 886 $102,370,000 $115,000 $555,000 $78,000 $1,020,000
Application Denied By Financial Institution 855 $106,675,000 $124,000 $805,000 $67,000 $771,000
Application Approved But Not Accepted 227 $26,365,000 $116,000 $425,000 $81,000 $649,000
File Closed For Incompleteness 26 $3,430,000 $131,000 $415,000 $71,000 $168,000
Preapproval Approved but not Accepted 2 $200,000 $100,000 $115,000 $71,000 $77,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,650 $320,920,000 $121,000 $565,000 $81,000 $1,020,000
Debt-To-Income Ratio 370 $50,300,000 $135,000 $805,000 $54,000 $373,000
Credit History 297 $33,575,000 $113,000 $605,000 $81,000 $771,000
Collateral 73 $7,985,000 $109,000 $405,000 $77,000 $175,000
Credit Application Incomplete 40 $4,870,000 $121,000 $345,000 $58,000 $149,000
Employment History 35 $4,025,000 $115,000 $285,000 $60,000 $166,000
Other 23 $4,025,000 $175,000 $645,000 $100,000 $280,000
Unverifiable Information 14 $1,270,000 $90,000 $235,000 $69,000 $143,000
Insufficient Cash (Downpayment, Closing Cost) 3 $625,000 $208,000 $375,000 $86,000 $143,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Marine Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Marine Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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