Orion Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Orion Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Orion Federal Credit Union 7845 Highway 64 Memphis, TN 38133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2011 2010 |
| Total Number of Mortgage Applications | 526 |
| Total Mortgage Loan Application Amount | $64,899,000 |
| Average Mortgage Loan Application Amount | $116,000 |
| Highest Mortgage Loan Application Amount | $926,000 |
| Average Applicant Income | $92,666 |
| Highest Applicant Income | $1,661,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Orion Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Orion Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Orion Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Orion Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Orion Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Orion Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 157 | $ 20,967,000 | $ 133,000 | $ 95,000 |
| DeSoto County Mississippi | 23 | $ 4,468,000 | $ 194,000 | $ 113,000 |
| Santa Clara County California | 16 | $ 2,752,000 | $ 172,000 | $ 113,000 |
| Los Angeles County California | 15 | $ 1,387,000 | $ 92,000 | $ 74,000 |
| Orange County California | 9 | $ 859,000 | $ 95,000 | $ 75,000 |
| Pima County Arizona | 6 | $ 1,095,000 | $ 182,000 | $ 65,000 |
| Livingston County Louisiana | 6 | $ 681,000 | $ 113,000 | $ 92,000 |
| Fayette County Tennessee | 6 | $ 959,000 | $ 159,000 | $ 86,000 |
| Tipton County Tennessee | 6 | $ 651,000 | $ 108,000 | $ 79,000 |
| San Bernardino County California | 5 | $ 365,000 | $ 73,000 | $ 63,000 |
| Tuscaloosa County Alabama | 4 | $ 399,000 | $ 99,000 | $ 75,000 |
| San Mateo County California | 4 | $ 927,000 | $ 231,000 | $ 142,000 |
| Citrus County Florida | 4 | $ 412,000 | $ 103,000 | $ 56,000 |
| Levy County Florida | 4 | $ 391,000 | $ 97,000 | $ 69,000 |
| St. Johns County Florida | 4 | $ 395,000 | $ 98,000 | $ 100,000 |
| Walker County Alabama | 3 | $ 367,000 | $ 122,000 | $ 76,000 |
| Crittenden County Arkansas | 3 | $ 259,000 | $ 86,000 | $ 50,000 |
| Alameda County California | 3 | $ 431,000 | $ 143,000 | $ 63,000 |
| Contra Costa County California | 3 | $ 283,000 | $ 94,000 | $ 86,000 |
| San Diego County California | 3 | $ 216,000 | $ 72,000 | $ 64,000 |
| Solano County California | 3 | $ 312,000 | $ 104,000 | $ 66,000 |
| Sonoma County California | 3 | $ 471,000 | $ 157,000 | $ 162,000 |
| Ventura County California | 3 | $ 357,000 | $ 119,000 | $ 102,000 |
| Charlotte County Florida | 3 | $ 329,000 | $ 109,000 | $ 134,000 |
| Acadia County Louisiana | 3 | $ 256,000 | $ 85,000 | $ 70,000 |
| Ascension County Louisiana | 3 | $ 226,000 | $ 75,000 | $ 79,000 |
| Panola County Mississippi | 3 | $ 769,000 | $ 256,000 | $ 108,000 |
| McMinn County Tennessee | 3 | $ 300,000 | $ 100,000 | $ 58,000 |
| Wilson County Texas | 3 | $ 416,000 | $ 138,000 | $ 78,000 |
| Elmore County Alabama | 2 | $ 223,000 | $ 111,000 | $ 70,000 |
| Grant County Arkansas | 2 | $ 225,000 | $ 112,000 | $ 88,000 |
| Greene County Arkansas | 2 | $ 136,000 | $ 68,000 | $ 70,000 |
| White County Arkansas | 2 | $ 173,000 | $ 86,000 | $ 70,000 |
| Sacramento County California | 2 | $ 145,000 | $ 72,000 | $ 46,000 |
| Santa Barbara County California | 2 | $ 142,000 | $ 71,000 | $ 74,000 |
| Pasco County Florida | 2 | $ 291,000 | $ 145,000 | $ 123,000 |
| Pinellas County Florida | 2 | $ 91,000 | $ 45,000 | $ 77,000 |
| Santa Rosa County Florida | 2 | $ 185,000 | $ 92,000 | $ 37,000 |
| Pickens County Georgia | 2 | $ 131,000 | $ 65,000 | $ 51,000 |
| Wayne County Georgia | 2 | $ 191,000 | $ 95,000 | $ 59,000 |
| Calcasieu County Louisiana | 2 | $ 204,000 | $ 102,000 | $ 58,000 |
| Rapides County Louisiana | 2 | $ 217,000 | $ 108,000 | $ 101,000 |
| Jones County Mississippi | 2 | $ 232,000 | $ 116,000 | $ 92,000 |
| Marshall County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Pearl River County Mississippi | 2 | $ 153,000 | $ 76,000 | $ 86,000 |
| Prentiss County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Tate County Mississippi | 2 | $ 244,000 | $ 122,000 | $ 62,000 |
| Union County Mississippi | 2 | $ 225,000 | $ 112,000 | $ 64,000 |
| Wayne County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| Cleveland County Oklahoma | 2 | $ 305,000 | $ 152,000 | $ 96,000 |
| Creek County Oklahoma | 2 | $ 236,000 | $ 118,000 | $ 99,000 |
| Clackamas County Oregon | 2 | $ 159,000 | $ 79,000 | $ 98,000 |
| Berkeley County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 71,000 |
| Horry County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 102,000 |
| Davidson County Tennessee | 2 | $ 256,000 | $ 128,000 | $ 51,000 |
| Hardin County Tennessee | 2 | $ 211,000 | $ 105,000 | $ 48,000 |
| Johnson County Texas | 2 | $ 323,000 | $ 161,000 | $ 103,000 |
| Midland County Texas | 2 | $ 183,000 | $ 91,000 | $ 43,000 |
| Montgomery County Texas | 2 | $ 178,000 | $ 89,000 | $ 134,000 |
| Wood County Texas | 2 | $ 111,000 | $ 55,000 | $ 70,000 |
| Bibb County Alabama | 1 | $ 186,000 | $ 186,000 | $ 72,000 |
| Calhoun County Alabama | 1 | $ 134,000 | $ 134,000 | $ 118,000 |
| Chilton County Alabama | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Greene County Alabama | 1 | $ 71,000 | $ 71,000 | $ 49,000 |
| Henry County Alabama | 1 | $ 88,000 | $ 88,000 | $ 120,000 |
| Jefferson County Alabama | 1 | $ 161,000 | $ 161,000 | $ 98,000 |
| Lamar County Alabama | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Macon County Alabama | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Madison County Alabama | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| Marengo County Alabama | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
| Montgomery County Alabama | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Shelby County Alabama | 1 | $ 92,000 | $ 92,000 | $ 98,000 |
| Cochise County Arizona | 1 | $ 84,000 | $ 84,000 | $ 69,000 |
| Maricopa County Arizona | 1 | $ 21,000 | $ 21,000 | $ 30,000 |
| Pinal County Arizona | 1 | $ 69,000 | $ 69,000 | $ 58,000 |
| Cleburne County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Conway County Arkansas | 1 | $ 117,000 | $ 117,000 | $ 82,000 |
| Garland County Arkansas | 1 | $ 129,000 | $ 129,000 | $ 146,000 |
| Hot Spring County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 97,000 |
| Sharp County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 149,000 |
| Woodruff County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 123,000 |
| Butte County California | 1 | $ 175,000 | $ 175,000 | $ 116,000 |
| El Dorado County California | 1 | $ 66,000 | $ 66,000 | $ 64,000 |
| Kern County California | 1 | $ 38,000 | $ 38,000 | $ 41,000 |
| Mendocino County California | 1 | $ 88,000 | $ 88,000 | $ 135,000 |
| Merced County California | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Napa County California | 1 | $ 150,000 | $ 150,000 | $ 164,000 |
| Placer County California | 1 | $ 59,000 | $ 59,000 | $ 61,000 |
| Riverside County California | 1 | $ 94,000 | $ 94,000 | $ 90,000 |
| Stanislaus County California | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Yolo County California | 1 | $ 54,000 | $ 54,000 | $ 57,000 |
| Yuba County California | 1 | $ 36,000 | $ 36,000 | $ 109,000 |
| Alachua County Florida | 1 | $ 160,000 | $ 160,000 | $ 107,000 |
| Bay County Florida | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Columbia County Florida | 1 | $ 150,000 | $ 150,000 | $ 149,000 |
| Dixie County Florida | 1 | $ 73,000 | $ 73,000 | $ 68,000 |
| Escambia County Florida | 1 | $ 94,000 | $ 94,000 | $ 31,000 |
| Flagler County Florida | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Gilchrist County Florida | 1 | $ 99,000 | $ 99,000 | $ 72,000 |
| Glades County Florida | 1 | $ 99,000 | $ 99,000 | $ 98,000 |
| Lake County Florida | 1 | $ 112,000 | $ 112,000 | $ 59,000 |
| Manatee County Florida | 1 | $ 141,000 | $ 141,000 | $ 104,000 |
| Nassau County Florida | 1 | $ 111,000 | $ 111,000 | $ 62,000 |
| Okaloosa County Florida | 1 | $ 149,000 | $ 149,000 | $ 120,000 |
| Polk County Florida | 1 | $ 149,000 | $ 149,000 | $ 49,000 |
| Putnam County Florida | 1 | $ 143,000 | $ 143,000 | $ 135,000 |
| Sarasota County Florida | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Union County Florida | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Walton County Florida | 1 | $ 158,000 | $ 158,000 | $ 100,000 |
| Washington County Florida | 1 | $ 80,000 | $ 80,000 | $ 100,000 |
| Bleckley County Georgia | 1 | $ 112,000 | $ 112,000 | $ 66,000 |
| Brantley County Georgia | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Bryan County Georgia | 1 | $ 116,000 | $ 116,000 | $ 76,000 |
| Burke County Georgia | 1 | $ 129,000 | $ 129,000 | $ 119,000 |
| Carroll County Georgia | 1 | $ 82,000 | $ 82,000 | $ 79,000 |
| Crisp County Georgia | 1 | $ 87,000 | $ 87,000 | $ 77,000 |
| Effingham County Georgia | 1 | $ 132,000 | $ 132,000 | $ 81,000 |
| Fannin County Georgia | 1 | $ 102,000 | $ 102,000 | $ 79,000 |
| Glascock County Georgia | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Laurens County Georgia | 1 | $ 96,000 | $ 96,000 | $ 152,000 |
| Liberty County Georgia | 1 | $ 96,000 | $ 96,000 | $ 56,000 |
| Monroe County Georgia | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Murray County Georgia | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Polk County Georgia | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Schley County Georgia | 1 | $ 137,000 | $ 137,000 | $ 75,000 |
| Bossier County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 89,000 |
| Caldwell County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| De Soto County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 148,000 |
| East Baton Rouge County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Evangeline County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Grant County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 54,000 |
| Iberia County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Jefferson Davis County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 74,000 |
| Lafayette County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 41,000 |
| Lincoln County Louisiana | 1 | $ 103,000 | $ 103,000 | $ 84,000 |
| Red River County Louisiana | 1 | $ 186,000 | $ 186,000 | $ 107,000 |
| Sabine County Louisiana | 1 | $ 190,000 | $ 190,000 | $ 128,000 |
| St. John the Baptist County Louisiana | 1 | $ 96,000 | $ 96,000 | $ 148,000 |
| St. Landry County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 58,000 |
| St. Martin County Louisiana | 1 | $ 74,000 | $ 74,000 | $ 39,000 |
| West Carroll County Louisiana | 1 | $ 116,000 | $ 116,000 | $ 104,000 |
| West Feliciana County Louisiana | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Winn County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 109,000 |
| Clay County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Grenada County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 53,000 |
| Hinds County Mississippi | 1 | $ 149,000 | $ 149,000 | $ 90,000 |
| Scott County Mississippi | 1 | $ 171,000 | $ 171,000 | $ 84,000 |
| Simpson County Mississippi | 1 | $ 139,000 | $ 139,000 | $ 81,000 |
| Wilkinson County Mississippi | 1 | $ 127,000 | $ 127,000 | $ 151,000 |
| Jasper County Missouri | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Johnson County Missouri | 1 | $ 79,000 | $ 79,000 | $ 59,000 |
| Catron County New Mexico | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Erie County New York | 1 | $ 140,000 | $ 140,000 | $ 111,000 |
| Halifax County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 51,000 |
| Jones County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Garvin County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| McClain County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 94,000 |
| Muskogee County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 86,000 |
| Oklahoma County Oklahoma | 1 | $ 232,000 | $ 232,000 | $ 152,000 |
| Osage County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 139,000 |
| Pontotoc County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 62,000 |
| Pottawatomie County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 82,000 |
| Stephens County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 86,000 |
| Clatsop County Oregon | 1 | $ 67,000 | $ 67,000 | $ 47,000 |
| Douglas County Oregon | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Lane County Oregon | 1 | $ 126,000 | $ 126,000 | $ 55,000 |
| Umatilla County Oregon | 1 | $ 64,000 | $ 64,000 | $ 60,000 |
| Darlington County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
| Dorchester County South Carolina | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Florence County South Carolina | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Lexington County South Carolina | 1 | $ 169,000 | $ 169,000 | $ 64,000 |
| Saluda County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
| Spartanburg County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 169,000 |
| Bedford County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 41,000 |
| Decatur County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 476,000 |
| Hardeman County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 49,000 |
| Meigs County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 52,000 |
| Monroe County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 134,000 |
| Polk County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 90,000 |
| Van Buren County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 101,000 |
| Williamson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Bastrop County Texas | 1 | $ 113,000 | $ 113,000 | $ 62,000 |
| Bexar County Texas | 1 | $ 160,000 | $ 160,000 | $ 102,000 |
| Bowie County Texas | 1 | $ 162,000 | $ 162,000 | $ 126,000 |
| Brazoria County Texas | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Cass County Texas | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Chambers County Texas | 1 | $ 153,000 | $ 153,000 | $ 114,000 |
| Cherokee County Texas | 1 | $ 134,000 | $ 134,000 | $ 56,000 |
| Coleman County Texas | 1 | $ 70,000 | $ 70,000 | $ 25,000 |
| Ector County Texas | 1 | $ 76,000 | $ 76,000 | $ 79,000 |
| Grayson County Texas | 1 | $ 97,000 | $ 97,000 | $ 98,000 |
| Grimes County Texas | 1 | $ 191,000 | $ 191,000 | $ 94,000 |
| Guadalupe County Texas | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Hardin County Texas | 1 | $ 146,000 | $ 146,000 | $ 80,000 |
| Hays County Texas | 1 | $ 164,000 | $ 164,000 | $ 271,000 |
| Leon County Texas | 1 | $ 78,000 | $ 78,000 | $ 64,000 |
| Live Oak County Texas | 1 | $ 101,000 | $ 101,000 | $ 100,000 |
| Orange County Texas | 1 | $ 57,000 | $ 57,000 | $ 54,000 |
| Randall County Texas | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| San Patricio County Texas | 1 | $ 121,000 | $ 121,000 | $ 168,000 |
| San Saba County Texas | 1 | $ 134,000 | $ 134,000 | $ 148,000 |
| Smith County Texas | 1 | $ 83,000 | $ 83,000 | $ 47,000 |
| Trinity County Texas | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Van Zandt County Texas | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Waller County Texas | 1 | $ 202,000 | $ 202,000 | $ 74,000 |
| Williamson County Texas | 1 | $ 279,000 | $ 279,000 | $ 139,000 |
| Augusta County Virginia | 1 | $ 250,000 | $ 250,000 | $ 204,000 |
| Benton County Washington | 1 | $ 29,000 | $ 29,000 | $ 51,000 |
| King County Washington | 1 | $ 43,000 | $ 43,000 | $ 86,000 |
| Klickitat County Washington | 1 | $ 59,000 | $ 59,000 | $ 84,000 |
| Lewis County Washington | 1 | $ 97,000 | $ 97,000 | $ 57,000 |
| Pleasants County West Virginia | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Wirt County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Orion Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 405 | $51,044,000 | $126,000 | $926,000 | $87,000 | $1,004,000 |
| Refinancing | 102 | $11,822,000 | $115,000 | $365,000 | $88,000 | $1,661,000 |
| Home Improvement | 19 | $2,033,000 | $107,000 | $209,000 | $103,000 | $228,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 334 | $39,690,000 | $118,000 | $926,000 | $89,000 | $1,004,000 |
| Black or African American | 93 | $12,266,000 | $131,000 | $465,000 | $71,000 | $417,000 |
| Hispanic | 48 | $5,128,000 | $106,000 | $245,000 | $80,000 | $168,000 |
| Not Provided | 36 | $5,547,000 | $154,000 | $424,000 | $131,000 | $1,661,000 |
| Asian | 10 | $1,553,000 | $155,000 | $252,000 | $86,000 | $164,000 |
| American Indian or Alaskan Native | 4 | $464,000 | $116,000 | $157,000 | $84,000 | $139,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $251,000 | $251,000 | $251,000 | $117,000 | $117,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 521 | $63,900,000 | $122,000 | $926,000 | $88,000 | $1,661,000 |
| FHA-insured (Federal Housing Administration) | 4 | $534,000 | $133,000 | $187,000 | $60,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 1 | $465,000 | $465,000 | $465,000 | $103,000 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 436 | $52,315,000 | $119,000 | $470,000 | $86,000 | $1,004,000 |
| Application Denied By Financial Institution | 44 | $5,016,000 | $114,000 | $329,000 | $96,000 | $1,661,000 |
| Application Withdrawn By Applicant | 38 | $6,869,000 | $180,000 | $926,000 | $102,000 | $417,000 |
| Application Approved But Not Accepted | 8 | $699,000 | $87,000 | $170,000 | $61,000 | $94,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16 | $1,640,000 | $102,000 | $298,000 | $162,000 | $1,661,000 |
| Debt-To-Income Ratio | 16 | $2,148,000 | $134,000 | $329,000 | $43,000 | $113,000 |
| Collateral | 8 | $896,000 | $112,000 | $217,000 | $86,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $247,000 | $82,000 | $166,000 | $71,000 | $161,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $25,000 | $25,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Orion Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Orion Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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