Merchants Bank, National Association Mortgage Lending & HMDA Data, 2022
In 2022, Merchants Bank, National Association of Winona, MN reported 2,606 mortgage applications totaling $744.3 million, down 48% from 2021. The average application was for $285,606, and applicants reported an average income of $118,684. 86% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (582), Rochester, MN (305) and La Crosse-Onalaska, WI-MN (266) (applications in parentheses).
| Mortgage Company & Address | Merchants Bank, National Association 102 East Third Street Winona, MN 55987 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,606 |
| Total Mortgage Loan Application Amount | $744,290,000 |
| Average Mortgage Loan Application Amount | $285,606 |
| Highest Mortgage Loan Application Amount | $20,005,000 |
| Average Applicant Income | $118,684 |
| Highest Applicant Income | $3,842,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Merchants Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Winona, Minnesota | 542 | $ 80,710,000 | $ 148,911 | $ 95,000 |
| Dakota, Minnesota | 214 | $ 61,900,000 | $ 289,252 | $ 131,000 |
| Goodhue, Minnesota | 177 | $ 49,955,000 | $ 282,231 | $ 101,000 |
| Olmsted, Minnesota | 159 | $ 32,375,000 | $ 203,616 | $ 122,000 |
| La Crosse, Wisconsin | 159 | $ 43,255,000 | $ 272,044 | $ 155,000 |
| Fillmore, Minnesota | 107 | $ 18,255,000 | $ 170,607 | $ 90,000 |
| Houston, Minnesota | 107 | $ 15,495,000 | $ 144,813 | $ 100,000 |
| Hennepin, Minnesota | 105 | $ 72,905,000 | $ 694,333 | $ 187,000 |
| Washington, Minnesota | 67 | $ 12,745,000 | $ 190,223 | $ 159,000 |
| Rice, Minnesota | 66 | $ 30,900,000 | $ 468,181 | $ 109,000 |
| Eau Claire, Wisconsin | 49 | $ 29,545,000 | $ 602,959 | $ 133,000 |
| Ramsey, Minnesota | 41 | $ 17,975,000 | $ 438,414 | $ 196,000 |
| Otter Tail, Minnesota | 38 | $ 12,430,000 | $ 327,105 | $ 121,000 |
| Buffalo, Wisconsin | 38 | $ 5,140,000 | $ 135,263 | $ 76,000 |
| Hubbard, Minnesota | 34 | $ 7,590,000 | $ 223,235 | $ 100,000 |
| Trempealeau, Wisconsin | 32 | $ 9,320,000 | $ 291,250 | $ 127,000 |
| Scott, Minnesota | 30 | $ 7,050,000 | $ 235,000 | $ 181,000 |
| Cass, Minnesota | 29 | $ 6,225,000 | $ 214,655 | $ 92,000 |
| Wabasha, Minnesota | 23 | $ 4,075,000 | $ 177,173 | $ 89,000 |
| Anoka, Minnesota | 20 | $ 5,040,000 | $ 252,000 | $ 138,000 |
| Wright, Minnesota | 20 | $ 4,890,000 | $ 244,500 | $ 107,000 |
| Chippewa, Wisconsin | 18 | $ 4,030,000 | $ 223,888 | $ 113,000 |
| St. Croix, Wisconsin | 18 | $ 17,580,000 | $ 976,666 | $ 176,000 |
| Dodge, Minnesota | 16 | $ 3,560,000 | $ 222,500 | $ 127,000 |
| Sherburne, Minnesota | 16 | $ 3,970,000 | $ 248,125 | $ 119,000 |
| Mille Lacs, Minnesota | 14 | $ 3,510,000 | $ 250,714 | $ 105,000 |
| Blue Earth, Minnesota | 13 | $ 2,805,000 | $ 215,769 | $ 124,000 |
| Crow Wing, Minnesota | 13 | $ 4,195,000 | $ 322,692 | $ 141,000 |
| Pierce, Wisconsin | 13 | $ 3,105,000 | $ 238,846 | $ 119,000 |
| Vernon, Wisconsin | 12 | $ 2,770,000 | $ 230,833 | $ 123,000 |
| Lyon, Minnesota | 11 | $ 1,565,000 | $ 142,272 | $ 67,000 |
| Nicollet, Minnesota | 11 | $ 13,265,000 | $ 1,205,909 | $ 122,000 |
| Watonwan, Minnesota | 11 | $ 1,665,000 | $ 151,363 | $ 78,000 |
| McLean, North Dakota | 11 | $ 1,765,000 | $ 160,454 | $ 66,000 |
| Mercer, North Dakota | 11 | $ 2,205,000 | $ 200,454 | $ 86,000 |
| Monroe, Wisconsin | 11 | $ 2,235,000 | $ 203,181 | $ 110,000 |
| Carver, Minnesota | 10 | $ 33,070,000 | $ 3,307,000 | $ 164,000 |
| Becker, Minnesota | 9 | $ 2,545,000 | $ 282,777 | $ 129,000 |
| Douglas, Minnesota | 9 | $ 2,695,000 | $ 299,444 | $ 87,000 |
| St. Louis, Minnesota | 9 | $ 2,155,000 | $ 239,444 | $ 298,000 |
| Steele, Minnesota | 9 | $ 1,645,000 | $ 182,777 | $ 124,000 |
| Grand Forks, North Dakota | 8 | $ 2,270,000 | $ 283,750 | $ 173,000 |
| Lee, Florida | 7 | $ 4,045,000 | $ 577,857 | $ 262,000 |
| Isanti, Minnesota | 7 | $ 2,895,000 | $ 413,571 | $ 129,000 |
| Cass, North Dakota | 7 | $ 1,925,000 | $ 275,000 | $ 171,000 |
| Pembina, North Dakota | 7 | $ 1,495,000 | $ 213,571 | $ 141,000 |
| Ransom, North Dakota | 7 | $ 1,045,000 | $ 149,285 | $ 99,000 |
| Washington, Iowa | 6 | $ 1,630,000 | $ 271,666 | $ 0 |
| Aitkin, Minnesota | 6 | $ 980,000 | $ 163,333 | $ 102,000 |
| Mower, Minnesota | 6 | $ 1,450,000 | $ 241,666 | $ 169,000 |
| Tripp, South Dakota | 6 | $ 1,280,000 | $ 213,333 | $ 142,000 |
| Polk, Wisconsin | 6 | $ 1,030,000 | $ 171,666 | $ 111,000 |
| Freeborn, Minnesota | 5 | $ 635,000 | $ 127,000 | $ 85,000 |
| Kittson, Minnesota | 5 | $ 675,000 | $ 135,000 | $ 189,000 |
| Walsh, North Dakota | 5 | $ 865,000 | $ 173,000 | $ 93,000 |
| Gregory, South Dakota | 5 | $ 845,000 | $ 169,000 | $ 58,000 |
| Douglas, Wisconsin | 5 | $ 765,000 | $ 153,000 | $ 76,000 |
| Benton, Minnesota | 4 | $ 1,230,000 | $ 307,500 | $ 88,000 |
| Itasca, Minnesota | 4 | $ 770,000 | $ 192,500 | $ 98,000 |
| Kanabec, Minnesota | 4 | $ 1,160,000 | $ 290,000 | $ 101,000 |
| Kandiyohi, Minnesota | 4 | $ 800,000 | $ 200,000 | $ 88,000 |
| Le Sueur, Minnesota | 4 | $ 950,000 | $ 237,500 | $ 121,000 |
| Sibley, Minnesota | 4 | $ 720,000 | $ 180,000 | $ 83,000 |
| Todd, Minnesota | 4 | $ 1,100,000 | $ 275,000 | $ 70,000 |
| Waseca, Minnesota | 4 | $ 1,500,000 | $ 375,000 | $ 128,000 |
| Clark, Nevada | 4 | $ 1,570,000 | $ 392,500 | $ 102,000 |
| Pennington, South Dakota | 4 | $ 1,540,000 | $ 385,000 | $ 0 |
| Jackson, Wisconsin | 4 | $ 560,000 | $ 140,000 | $ 63,000 |
| Pepin, Wisconsin | 4 | $ 820,000 | $ 205,000 | $ 102,000 |
| Allamakee, Iowa | 3 | $ 225,000 | $ 75,000 | $ 87,000 |
| Cerro Gordo, Iowa | 3 | $ 425,000 | $ 141,666 | $ 79,000 |
| Brown, Minnesota | 3 | $ 265,000 | $ 88,333 | $ 57,000 |
| Chisago, Minnesota | 3 | $ 1,025,000 | $ 341,666 | $ 105,000 |
| Faribault, Minnesota | 3 | $ 245,000 | $ 81,666 | $ 31,000 |
| Martin, Minnesota | 3 | $ 215,000 | $ 71,666 | $ 100,000 |
| Morrison, Minnesota | 3 | $ 895,000 | $ 298,333 | $ 80,000 |
| Stearns, Minnesota | 3 | $ 755,000 | $ 251,666 | $ 73,000 |
| Lancaster, Nebraska | 3 | $ 695,000 | $ 231,666 | $ 104,000 |
| LaMoure, North Dakota | 3 | $ 475,000 | $ 158,333 | $ 107,000 |
| Stark, North Dakota | 3 | $ 2,745,000 | $ 915,000 | $ 258,000 |
| Barron, Wisconsin | 3 | $ 865,000 | $ 288,333 | $ 166,000 |
| Dane, Wisconsin | 3 | $ 24,725,000 | $ 8,241,666 | $ 350,000 |
| Dunn, Wisconsin | 3 | $ 725,000 | $ 241,666 | $ 82,000 |
| Sawyer, Wisconsin | 3 | $ 745,000 | $ 248,333 | $ 122,000 |
| Maricopa, Arizona | 2 | $ 890,000 | $ 445,000 | $ 196,000 |
| Collier, Florida | 2 | $ 2,880,000 | $ 1,440,000 | $ 0 |
| Polk, Florida | 2 | $ 400,000 | $ 200,000 | $ 118,000 |
| Hancock, Iowa | 2 | $ 150,000 | $ 75,000 | $ 69,000 |
| Polk, Iowa | 2 | $ 590,000 | $ 295,000 | $ 120,000 |
| Carlton, Minnesota | 2 | $ 2,280,000 | $ 1,140,000 | $ 105,000 |
| Cook, Minnesota | 2 | $ 320,000 | $ 160,000 | $ 328,000 |
| Lake, Minnesota | 2 | $ 350,000 | $ 175,000 | $ 127,000 |
| Marshall, Minnesota | 2 | $ 370,000 | $ 185,000 | $ 181,000 |
| McLeod, Minnesota | 2 | $ 450,000 | $ 225,000 | $ 157,000 |
| Meeker, Minnesota | 2 | $ 310,000 | $ 155,000 | $ 136,000 |
| Murray, Minnesota | 2 | $ 530,000 | $ 265,000 | $ 82,000 |
| Nobles, Minnesota | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| Pine, Minnesota | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| Polk, Minnesota | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Wadena, Minnesota | 2 | $ 280,000 | $ 140,000 | $ 155,000 |
| Yellow Medicine, Minnesota | 2 | $ 280,000 | $ 140,000 | $ 70,000 |
| Burleigh, North Dakota | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Lawrence, South Dakota | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Meade, South Dakota | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Wise, Texas | 2 | $ 210,000 | $ 105,000 | $ 210,000 |
| Milwaukee, Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Rock, Wisconsin | 2 | $ 660,000 | $ 330,000 | $ 94,000 |
| Crook, Wyoming | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Pinal, Arizona | 1 | $ 645,000 | $ 645,000 | $ 175,000 |
| Yavapai, Arizona | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Adams, Colorado | 1 | $ 85,000 | $ 85,000 | $ 106,000 |
| Saguache, Colorado | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Sarasota, Florida | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Volusia, Florida | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Chatham, Georgia | 1 | $ 805,000 | $ 805,000 | $ 382,000 |
| Rock Island, Illinois | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Will, Illinois | 1 | $ 375,000 | $ 375,000 | $ 173,000 |
| Clayton, Iowa | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Dubuque, Iowa | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Henry, Iowa | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Jefferson, Iowa | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Lee, Iowa | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Linn, Iowa | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| Scott, Iowa | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| Story, Iowa | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Wapello, Iowa | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Ontonagon, Michigan | 1 | $ 75,000 | $ 75,000 | $ 354,000 |
| Beltrami, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Chippewa, Minnesota | 1 | $ 335,000 | $ 335,000 | $ 274,000 |
| Clay, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Cottonwood, Minnesota | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Jackson, Minnesota | 1 | $ 385,000 | $ 385,000 | $ 222,000 |
| Koochiching, Minnesota | 1 | $ 145,000 | $ 145,000 | $ 161,000 |
| Lincoln, Minnesota | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Norman, Minnesota | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Pennington, Minnesota | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Pope, Minnesota | 1 | $ 305,000 | $ 305,000 | $ 187,000 |
| Redwood, Minnesota | 1 | $ 365,000 | $ 365,000 | $ 146,000 |
| Rock, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Roseau, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 149,000 |
| Gallatin, Montana | 1 | $ 3,355,000 | $ 3,355,000 | $ 3,842,000 |
| Cass, Nebraska | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Sarpy, Nebraska | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Otero, New Mexico | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Bottineau, North Dakota | 1 | $ 215,000 | $ 215,000 | $ 168,000 |
| Dickey, North Dakota | 1 | $ 605,000 | $ 605,000 | $ 253,000 |
| McIntosh, North Dakota | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Oliver, North Dakota | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Richland, North Dakota | 1 | $ 645,000 | $ 645,000 | $ 266,000 |
| Sargent, North Dakota | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Sheridan, North Dakota | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Oklahoma, Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Multnomah, Oregon | 1 | $ 475,000 | $ 475,000 | $ 221,000 |
| York, South Carolina | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Butte, South Dakota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Charles Mix, South Dakota | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Custer, South Dakota | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Harding, South Dakota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hughes, South Dakota | 1 | $ 315,000 | $ 315,000 | $ 168,000 |
| Roberts, South Dakota | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Collin, Texas | 1 | $ 565,000 | $ 565,000 | $ 299,000 |
| Adams, Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Crawford, Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Dodge, Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Fond du Lac, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Juneau, Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 116,000 |
| Price, Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 173,000 |
| Racine, Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Richland, Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Rusk, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 138,000 |
| Taylor, Wisconsin | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Washburn, Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Fremont, Wyoming | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for Merchants Bank, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,151 | $507,125,000 | $440,000 | $20,005,000 | $121,000 | $3,842,000 |
| Refinancing | 596 | $130,060,000 | $218,000 | $5,075,000 | $114,000 | $1,400,000 |
| Cash-out Refinancing | 319 | $69,645,000 | $218,000 | $715,000 | $110,000 | $761,000 |
| Other Purpose | 292 | $22,050,000 | $75,000 | $605,000 | $119,000 | $505,000 |
| Home Improvement | 248 | $15,410,000 | $62,000 | $555,000 | $130,000 | $984,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,188 | $421,120,000 | $192,000 | $3,355,000 | $116,000 | $3,842,000 |
| Not applicable | 219 | $281,925,000 | $1,287,000 | $20,005,000 | $0 | $0 |
| Not Provided | 135 | $27,145,000 | $201,000 | $665,000 | $157,000 | $1,400,000 |
| Hispanic | 31 | $8,045,000 | $259,000 | $715,000 | $107,000 | $312,000 |
| Asian | 14 | $3,170,000 | $226,000 | $425,000 | $169,000 | $546,000 |
| Black or African American | 10 | $940,000 | $94,000 | $245,000 | $78,000 | $222,000 |
| American Indian or Alaskan Native | 5 | $1,175,000 | $235,000 | $385,000 | $121,000 | $222,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,560 | $733,310,000 | $286,000 | $20,005,000 | $120,000 | $3,842,000 |
| FHA-insured (Federal Housing Administration) | 19 | $4,275,000 | $225,000 | $395,000 | $76,000 | $181,000 |
| VA-guaranteed (Veterans Administration) | 19 | $5,345,000 | $281,000 | $505,000 | $84,000 | $184,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,360,000 | $170,000 | $335,000 | $67,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,248 | $659,570,000 | $293,000 | $20,005,000 | $120,000 | $3,842,000 |
| Application Withdrawn By Applicant | 264 | $65,340,000 | $247,000 | $2,005,000 | $114,000 | $659,000 |
| Application Denied By Financial Institution | 55 | $10,385,000 | $188,000 | $2,565,000 | $68,000 | $233,000 |
| Loan Purchased By The Institution | 23 | $6,585,000 | $286,000 | $615,000 | $0 | $0 |
| Application Approved But Not Accepted | 14 | $2,040,000 | $145,000 | $315,000 | $176,000 | $675,000 |
| File Closed For Incompleteness | 2 | $370,000 | $185,000 | $195,000 | $105,000 | $121,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,551 | $733,905,000 | $287,000 | $20,005,000 | $120,000 | $3,842,000 |
| Debt-To-Income Ratio | 29 | $6,685,000 | $230,000 | $2,565,000 | $65,000 | $233,000 |
| Credit History | 12 | $1,090,000 | $90,000 | $255,000 | $66,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $540,000 | $135,000 | $165,000 | $44,000 | $52,000 |
| Employment History | 3 | $295,000 | $98,000 | $165,000 | $49,000 | $51,000 |
| Collateral | 3 | $965,000 | $321,000 | $605,000 | $109,000 | $190,000 |
| Other | 2 | $170,000 | $85,000 | $125,000 | $84,000 | $121,000 |
| Unverifiable Information | 2 | $640,000 | $320,000 | $355,000 | $104,000 | $144,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Merchants Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Merchants Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.
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