Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Meridian Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridian Bank 9 Old Lincoln Highway Malvern, PA 19355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 3,948 |
| Total Mortgage Loan Application Amount | $851,700,000 |
| Average Mortgage Loan Application Amount | $226,333 |
| Highest Mortgage Loan Application Amount | $2,150,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $2,399,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 471 | $ 99,658,000 | $ 211,000 | $ 82,000 |
| Montgomery County Pennsylvania | 433 | $ 107,979,000 | $ 249,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 377 | $ 73,210,000 | $ 194,000 | $ 70,000 |
| Atlantic County New Jersey | 306 | $ 56,588,000 | $ 184,000 | $ 85,000 |
| Bucks County Pennsylvania | 287 | $ 70,088,000 | $ 244,000 | $ 109,000 |
| Chester County Pennsylvania | 234 | $ 61,815,000 | $ 264,000 | $ 124,000 |
| Delaware County Pennsylvania | 186 | $ 38,803,000 | $ 208,000 | $ 107,000 |
| Burlington County New Jersey | 166 | $ 36,708,000 | $ 221,000 | $ 115,000 |
| Sussex County Delaware | 154 | $ 28,348,000 | $ 184,000 | $ 71,000 |
| Camden County New Jersey | 123 | $ 21,961,000 | $ 178,000 | $ 91,000 |
| Lancaster County Pennsylvania | 113 | $ 20,842,000 | $ 184,000 | $ 76,000 |
| Gloucester County New Jersey | 106 | $ 19,391,000 | $ 182,000 | $ 87,000 |
| Cape May County New Jersey | 93 | $ 26,719,000 | $ 287,000 | $ 158,000 |
| Cumberland County Pennsylvania | 88 | $ 16,473,000 | $ 187,000 | $ 114,000 |
| Centre County Pennsylvania | 70 | $ 11,946,000 | $ 170,000 | $ 62,000 |
| Kent County Delaware | 61 | $ 11,442,000 | $ 187,000 | $ 58,000 |
| Berks County Pennsylvania | 39 | $ 6,533,000 | $ 167,000 | $ 78,000 |
| Dauphin County Pennsylvania | 31 | $ 4,777,000 | $ 154,000 | $ 76,000 |
| Lehigh County Pennsylvania | 30 | $ 5,961,000 | $ 198,000 | $ 87,000 |
| Monmouth County New Jersey | 26 | $ 7,604,000 | $ 292,000 | $ 157,000 |
| York County Pennsylvania | 23 | $ 4,474,000 | $ 194,000 | $ 73,000 |
| Northampton County Pennsylvania | 20 | $ 5,073,000 | $ 253,000 | $ 69,000 |
| Ocean County New Jersey | 19 | $ 4,907,000 | $ 258,000 | $ 136,000 |
| Morris County New Jersey | 16 | $ 5,049,000 | $ 315,000 | $ 122,000 |
| Cecil County Maryland | 15 | $ 3,105,000 | $ 207,000 | $ 101,000 |
| Cumberland County New Jersey | 14 | $ 2,432,000 | $ 173,000 | $ 69,000 |
| Essex County New Jersey | 13 | $ 2,914,000 | $ 224,000 | $ 130,000 |
| Middlesex County New Jersey | 13 | $ 3,161,000 | $ 243,000 | $ 103,000 |
| Mercer County New Jersey | 12 | $ 3,077,000 | $ 256,000 | $ 138,000 |
| Union County New Jersey | 12 | $ 3,715,000 | $ 309,000 | $ 90,000 |
| Monroe County Pennsylvania | 12 | $ 2,079,000 | $ 173,000 | $ 137,000 |
| Bergen County New Jersey | 10 | $ 3,431,000 | $ 343,000 | $ 183,000 |
| Lebanon County Pennsylvania | 10 | $ 1,588,000 | $ 158,000 | $ 66,000 |
| Salem County New Jersey | 9 | $ 2,149,000 | $ 238,000 | $ 110,000 |
| Luzerne County Pennsylvania | 9 | $ 1,145,000 | $ 127,000 | $ 57,000 |
| Hunterdon County New Jersey | 8 | $ 1,982,000 | $ 247,000 | $ 166,000 |
| Passaic County New Jersey | 8 | $ 2,050,000 | $ 256,000 | $ 83,000 |
| Adams County Pennsylvania | 8 | $ 1,475,000 | $ 184,000 | $ 77,000 |
| Somerset County New Jersey | 7 | $ 2,245,000 | $ 320,000 | $ 147,000 |
| Lackawanna County Pennsylvania | 7 | $ 686,000 | $ 98,000 | $ 65,000 |
| Lycoming County Pennsylvania | 7 | $ 1,106,000 | $ 158,000 | $ 74,000 |
| Baltimore County Maryland | 6 | $ 1,138,000 | $ 189,000 | $ 63,000 |
| Prince George's County Maryland | 6 | $ 1,874,000 | $ 312,000 | $ 55,000 |
| Perry County Pennsylvania | 6 | $ 1,041,000 | $ 173,000 | $ 69,000 |
| Hernando County Florida | 5 | $ 466,000 | $ 93,000 | $ 62,000 |
| Miami-Dade County Florida | 5 | $ 1,004,000 | $ 200,000 | $ 75,000 |
| Worcester County Maryland | 5 | $ 915,000 | $ 183,000 | $ 134,000 |
| Hudson County New Jersey | 5 | $ 1,572,000 | $ 314,000 | $ 163,000 |
| Clearfield County Pennsylvania | 5 | $ 484,000 | $ 96,000 | $ 33,000 |
| Mifflin County Pennsylvania | 5 | $ 479,000 | $ 95,000 | $ 56,000 |
| Lee County Florida | 4 | $ 775,000 | $ 193,000 | $ 236,000 |
| Harford County Maryland | 4 | $ 956,000 | $ 239,000 | $ 98,000 |
| Howard County Maryland | 4 | $ 1,230,000 | $ 307,000 | $ 156,000 |
| Montgomery County Maryland | 4 | $ 946,000 | $ 236,000 | $ 69,000 |
| Horry County South Carolina | 4 | $ 713,000 | $ 178,000 | $ 140,000 |
| Broward County Florida | 3 | $ 459,000 | $ 153,000 | $ 68,000 |
| Flagler County Florida | 3 | $ 706,000 | $ 235,000 | $ 119,000 |
| Leon County Florida | 3 | $ 454,000 | $ 151,000 | $ 116,000 |
| Cook County Illinois | 3 | $ 723,000 | $ 241,000 | $ 80,000 |
| Montgomery County Kansas | 3 | $ 183,000 | $ 61,000 | $ 41,000 |
| Frederick County Maryland | 3 | $ 1,240,000 | $ 413,000 | $ 100,000 |
| Bristol County Massachusetts | 3 | $ 1,111,000 | $ 370,000 | $ 164,000 |
| Genesee County Michigan | 3 | $ 754,000 | $ 251,000 | $ 184,000 |
| Sussex County New Jersey | 3 | $ 824,000 | $ 274,000 | $ 95,000 |
| Orange County New York | 3 | $ 434,000 | $ 144,000 | $ 69,000 |
| Queens County New York | 3 | $ 1,389,000 | $ 463,000 | $ 129,000 |
| Allegheny County Pennsylvania | 3 | $ 334,000 | $ 111,000 | $ 38,000 |
| Blair County Pennsylvania | 3 | $ 575,000 | $ 191,000 | $ 70,000 |
| Clinton County Pennsylvania | 3 | $ 312,000 | $ 104,000 | $ 41,000 |
| Franklin County Pennsylvania | 3 | $ 465,000 | $ 155,000 | $ 9,000 |
| Indiana County Pennsylvania | 3 | $ 384,000 | $ 128,000 | $ 72,000 |
| Northumberland County Pennsylvania | 3 | $ 562,000 | $ 187,000 | $ 40,000 |
| Wayne County Pennsylvania | 3 | $ 292,000 | $ 97,000 | $ 118,000 |
| Mendocino County California | 2 | $ 720,000 | $ 360,000 | $ 120,000 |
| Riverside County California | 2 | $ 501,000 | $ 250,000 | $ 0 |
| San Diego County California | 2 | $ 670,000 | $ 335,000 | $ 240,000 |
| Santa Clara County California | 2 | $ 1,446,000 | $ 723,000 | $ 0 |
| Bay County Florida | 2 | $ 556,000 | $ 278,000 | $ 0 |
| Brevard County Florida | 2 | $ 425,000 | $ 212,000 | $ 59,000 |
| Duval County Florida | 2 | $ 358,000 | $ 179,000 | $ 43,000 |
| Indian River County Florida | 2 | $ 131,000 | $ 65,000 | $ 126,000 |
| Manatee County Florida | 2 | $ 478,000 | $ 239,000 | $ 253,000 |
| Palm Beach County Florida | 2 | $ 1,047,000 | $ 523,000 | $ 201,000 |
| St. Johns County Florida | 2 | $ 214,000 | $ 107,000 | $ 117,000 |
| Cobb County Georgia | 2 | $ 348,000 | $ 174,000 | $ 11,000 |
| Anne Arundel County Maryland | 2 | $ 518,000 | $ 259,000 | $ 83,000 |
| Baltimore City County Maryland | 2 | $ 345,000 | $ 172,000 | $ 26,000 |
| Wicomico County Maryland | 2 | $ 316,000 | $ 158,000 | $ 59,000 |
| Middlesex County Massachusetts | 2 | $ 647,000 | $ 323,000 | $ 59,000 |
| Worcester County Massachusetts | 2 | $ 628,000 | $ 314,000 | $ 39,000 |
| Wayne County Michigan | 2 | $ 483,000 | $ 241,000 | $ 53,000 |
| Warren County New Jersey | 2 | $ 382,000 | $ 191,000 | $ 47,000 |
| Dutchess County New York | 2 | $ 511,000 | $ 255,000 | $ 87,000 |
| Greene County New York | 2 | $ 481,000 | $ 240,000 | $ 0 |
| Richmond County New York | 2 | $ 542,000 | $ 271,000 | $ 168,000 |
| Saratoga County New York | 2 | $ 362,000 | $ 181,000 | $ 116,000 |
| Suffolk County New York | 2 | $ 1,950,000 | $ 975,000 | $ 252,000 |
| Haywood County North Carolina | 2 | $ 469,000 | $ 234,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 441,000 | $ 220,000 | $ 0 |
| Carbon County Pennsylvania | 2 | $ 324,000 | $ 162,000 | $ 141,000 |
| Montour County Pennsylvania | 2 | $ 251,000 | $ 125,000 | $ 52,000 |
| Union County Pennsylvania | 2 | $ 519,000 | $ 259,000 | $ 143,000 |
| Washington County Pennsylvania | 2 | $ 379,000 | $ 189,000 | $ 59,000 |
| Dorchester County South Carolina | 2 | $ 425,000 | $ 212,000 | $ 44,000 |
| Kershaw County South Carolina | 2 | $ 137,000 | $ 68,000 | $ 26,000 |
| Harris County Texas | 2 | $ 267,000 | $ 133,000 | $ 163,000 |
| Fauquier County Virginia | 2 | $ 539,000 | $ 269,000 | $ 80,000 |
| Newport News County Virginia | 2 | $ 412,000 | $ 206,000 | $ 53,000 |
| Norfolk County Virginia | 2 | $ 314,000 | $ 157,000 | $ 0 |
| Prince William County Virginia | 2 | $ 886,000 | $ 443,000 | $ 155,000 |
| Rockingham County Virginia | 2 | $ 394,000 | $ 197,000 | $ 66,000 |
| Virginia Beach County Virginia | 2 | $ 629,000 | $ 314,000 | $ 73,000 |
| Baldwin County Alabama | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 468,000 | $ 468,000 | $ 85,000 |
| Mohave County Arizona | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Pima County Arizona | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
| Yavapai County Arizona | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
| Lonoke County Arkansas | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Los Angeles County California | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Orange County California | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Alamosa County Colorado | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 331,000 | $ 331,000 | $ 79,000 |
| Denver County Colorado | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Douglas County Colorado | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Weld County Colorado | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 147,000 | $ 147,000 | $ 48,000 |
| Citrus County Florida | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Escambia County Florida | 1 | $ 72,000 | $ 72,000 | $ 65,000 |
| Marion County Florida | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Sarasota County Florida | 1 | $ 119,000 | $ 119,000 | $ 42,000 |
| Laurens County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Paulding County Georgia | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Thomas County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Williamson County Illinois | 1 | $ 313,000 | $ 313,000 | $ 176,000 |
| Boone County Indiana | 1 | $ 306,000 | $ 306,000 | $ 54,000 |
| Elk County Kansas | 1 | $ 240,000 | $ 240,000 | $ 48,000 |
| Bullitt County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Greenup County Kentucky | 1 | $ 244,000 | $ 244,000 | $ 56,000 |
| Hardin County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 273,000 | $ 273,000 | $ 47,000 |
| Marshall County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Nelson County Kentucky | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 326,000 | $ 326,000 | $ 53,000 |
| Knox County Maine | 1 | $ 120,000 | $ 120,000 | $ 141,000 |
| Lincoln County Maine | 1 | $ 417,000 | $ 417,000 | $ 582,000 |
| Allegany County Maryland | 1 | $ 137,000 | $ 137,000 | $ 86,000 |
| Calvert County Maryland | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Caroline County Maryland | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Carroll County Maryland | 1 | $ 375,000 | $ 375,000 | $ 199,000 |
| Dorchester County Maryland | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Kent County Maryland | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Queen Anne's County Maryland | 1 | $ 193,000 | $ 193,000 | $ 83,000 |
| St. Mary's County Maryland | 1 | $ 252,000 | $ 252,000 | $ 80,000 |
| Washington County Maryland | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Barnstable County Massachusetts | 1 | $ 369,000 | $ 369,000 | $ 0 |
| Dukes County Massachusetts | 1 | $ 239,000 | $ 239,000 | $ 138,000 |
| Antrim County Michigan | 1 | $ 123,000 | $ 123,000 | $ 59,000 |
| Kent County Michigan | 1 | $ 123,000 | $ 123,000 | $ 59,000 |
| Washtenaw County Michigan | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 261,000 | $ 261,000 | $ 76,000 |
| Lauderdale County Mississippi | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Clark County Nevada | 1 | $ 393,000 | $ 393,000 | $ 191,000 |
| Bernalillo County New Mexico | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 78,000 | $ 78,000 | $ 44,000 |
| Erie County New York | 1 | $ 417,000 | $ 417,000 | $ 460,000 |
| Nassau County New York | 1 | $ 415,000 | $ 415,000 | $ 108,000 |
| Rockland County New York | 1 | $ 350,000 | $ 350,000 | $ 182,000 |
| Tioga County New York | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Catawba County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Craven County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 67,000 |
| Mecklenburg County North Carolina | 1 | $ 219,000 | $ 219,000 | $ 119,000 |
| Nash County North Carolina | 1 | $ 366,000 | $ 366,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 66,000 |
| Wake County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Clermont County Ohio | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Union County Ohio | 1 | $ 149,000 | $ 149,000 | $ 72,000 |
| Warren County Ohio | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 44,000 |
| Cambria County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 23,000 |
| Fulton County Pennsylvania | 1 | $ 243,000 | $ 243,000 | $ 115,000 |
| Huntingdon County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 44,000 |
| McKean County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Pike County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 131,000 |
| Potter County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 40,000 |
| Schuylkill County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 63,000 |
| Snyder County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 62,000 |
| Susquehanna County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Westmoreland County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
| Georgetown County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Greenville County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
| Sumter County South Carolina | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 26,000 |
| Addison County Vermont | 1 | $ 193,000 | $ 193,000 | $ 472,000 |
| Bedford County Virginia | 1 | $ 132,000 | $ 132,000 | $ 51,000 |
| Fairfax County Virginia | 1 | $ 480,000 | $ 480,000 | $ 152,000 |
| Frederick County Virginia | 1 | $ 310,000 | $ 310,000 | $ 130,000 |
| Gloucester County Virginia | 1 | $ 162,000 | $ 162,000 | $ 55,000 |
| Greensville County Virginia | 1 | $ 187,000 | $ 187,000 | $ 63,000 |
| Hopewell County Virginia | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| King George County Virginia | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Pulaski County Virginia | 1 | $ 172,000 | $ 172,000 | $ 36,000 |
| Radford County Virginia | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 184,000 | $ 184,000 | $ 65,000 |
| Stafford County Virginia | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Suffolk County Virginia | 1 | $ 272,000 | $ 272,000 | $ 69,000 |
| Washington County Virginia | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| Westmoreland County Virginia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 283,000 | $ 283,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Meridian Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,346 | $486,647,000 | $207,000 | $2,150,000 | $88,000 | $2,399,000 |
| Refinancing | 1,561 | $354,990,000 | $227,000 | $1,600,000 | $102,000 | $949,000 |
| Home Improvement | 41 | $10,063,000 | $245,000 | $1,635,000 | $82,000 | $324,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,981 | $653,023,000 | $219,000 | $1,570,000 | $101,000 | $2,399,000 |
| Black or African American | 401 | $71,765,000 | $178,000 | $1,100,000 | $67,000 | $1,256,000 |
| Hispanic | 203 | $34,183,000 | $168,000 | $417,000 | $56,000 | $272,000 |
| Asian | 148 | $34,475,000 | $232,000 | $560,000 | $110,000 | $349,000 |
| Not Provided | 140 | $33,194,000 | $237,000 | $821,000 | $112,000 | $768,000 |
| Not applicable | 70 | $23,791,000 | $339,000 | $2,150,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $660,000 | $220,000 | $282,000 | $86,000 | $136,000 |
| American Indian or Alaskan Native | 2 | $609,000 | $304,000 | $350,000 | $75,000 | $151,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,248 | $531,411,000 | $236,000 | $2,150,000 | $122,000 | $2,399,000 |
| FHA-insured (Federal Housing Administration) | 1,163 | $210,582,000 | $181,000 | $849,000 | $58,000 | $581,000 |
| VA-guaranteed (Veterans Administration) | 294 | $68,490,000 | $232,000 | $867,000 | $49,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 243 | $41,217,000 | $169,000 | $514,000 | $56,000 | $528,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,918 | $630,951,000 | $216,000 | $2,150,000 | $92,000 | $2,399,000 |
| Application Denied By Financial Institution | 705 | $150,843,000 | $213,000 | $883,000 | $97,000 | $1,197,000 |
| Application Withdrawn By Applicant | 294 | $63,378,000 | $215,000 | $1,516,000 | $101,000 | $747,000 |
| Application Approved But Not Accepted | 18 | $3,780,000 | $210,000 | $601,000 | $95,000 | $625,000 |
| File Closed For Incompleteness | 10 | $1,874,000 | $187,000 | $326,000 | $99,000 | $480,000 |
| Loan Purchased By The Institution | 3 | $874,000 | $291,000 | $397,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.