Meridian Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Meridian Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Meridian Bank 9 Old Lincoln Highway Malvern, PA 19355 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 3,394 |
| Total Mortgage Loan Application Amount | $822,970,000 |
| Average Mortgage Loan Application Amount | $230,400 |
| Highest Mortgage Loan Application Amount | $6,805,000 |
| Average Applicant Income | $135,000 |
| Highest Applicant Income | $1,610,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Meridian Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Meridian Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Meridian Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Meridian Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Meridian Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Meridian Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Castle County Delaware | 668 | $ 148,760,000 | $ 222,000 | $ 71,000 |
| Philadelphia County Pennsylvania | 455 | $ 132,555,000 | $ 291,000 | $ 92,000 |
| Sussex County Delaware | 327 | $ 64,545,000 | $ 197,000 | $ 70,000 |
| Montgomery County Pennsylvania | 217 | $ 61,865,000 | $ 285,000 | $ 144,000 |
| Bucks County Pennsylvania | 194 | $ 53,120,000 | $ 273,000 | $ 125,000 |
| Delaware County Pennsylvania | 169 | $ 36,755,000 | $ 217,000 | $ 112,000 |
| Berks County Pennsylvania | 140 | $ 23,310,000 | $ 166,000 | $ 79,000 |
| Chester County Pennsylvania | 124 | $ 40,880,000 | $ 329,000 | $ 165,000 |
| Kent County Delaware | 119 | $ 24,785,000 | $ 208,000 | $ 62,000 |
| Lancaster County Pennsylvania | 89 | $ 17,575,000 | $ 197,000 | $ 86,000 |
| Burlington County New Jersey | 79 | $ 15,035,000 | $ 190,000 | $ 98,000 |
| Atlantic County New Jersey | 71 | $ 12,945,000 | $ 182,000 | $ 90,000 |
| Camden County New Jersey | 62 | $ 11,800,000 | $ 190,000 | $ 114,000 |
| Gloucester County New Jersey | 48 | $ 9,800,000 | $ 204,000 | $ 122,000 |
| Cumberland County Pennsylvania | 37 | $ 6,665,000 | $ 180,000 | $ 93,000 |
| Cape May County New Jersey | 28 | $ 15,180,000 | $ 542,000 | $ 397,000 |
| Bradford County Pennsylvania | 26 | $ 3,530,000 | $ 135,000 | $ 60,000 |
| Mercer County New Jersey | 25 | $ 6,995,000 | $ 279,000 | $ 146,000 |
| Tioga County Pennsylvania | 21 | $ 2,915,000 | $ 138,000 | $ 60,000 |
| York County Pennsylvania | 16 | $ 2,620,000 | $ 163,000 | $ 58,000 |
| Northampton County Pennsylvania | 15 | $ 3,255,000 | $ 217,000 | $ 89,000 |
| Ocean County New Jersey | 14 | $ 3,600,000 | $ 257,000 | $ 167,000 |
| Dauphin County Pennsylvania | 12 | $ 1,530,000 | $ 127,000 | $ 66,000 |
| Palm Beach County Florida | 10 | $ 3,500,000 | $ 350,000 | $ 146,000 |
| Cecil County Maryland | 9 | $ 2,245,000 | $ 249,000 | $ 98,000 |
| Clark County Nevada | 9 | $ 2,725,000 | $ 302,000 | $ 0 |
| Columbia County Pennsylvania | 9 | $ 1,095,000 | $ 121,000 | $ 48,000 |
| Indiana County Pennsylvania | 8 | $ 560,000 | $ 70,000 | $ 51,000 |
| Cumberland County New Jersey | 7 | $ 1,545,000 | $ 220,000 | $ 116,000 |
| Schuylkill County Pennsylvania | 7 | $ 1,135,000 | $ 162,000 | $ 96,000 |
| Maricopa County Arizona | 6 | $ 1,830,000 | $ 305,000 | $ 54,000 |
| Riverside County California | 6 | $ 1,920,000 | $ 320,000 | $ 0 |
| Wicomico County Maryland | 6 | $ 1,150,000 | $ 191,000 | $ 63,000 |
| Essex County New Jersey | 6 | $ 1,660,000 | $ 276,000 | $ 72,000 |
| Chemung County New York | 6 | $ 920,000 | $ 153,000 | $ 66,000 |
| Lehigh County Pennsylvania | 6 | $ 1,490,000 | $ 248,000 | $ 129,000 |
| Horry County South Carolina | 6 | $ 1,510,000 | $ 251,000 | $ 22,000 |
| Salem County New Jersey | 5 | $ 715,000 | $ 143,000 | $ 55,000 |
| Franklin County Pennsylvania | 5 | $ 875,000 | $ 175,000 | $ 79,000 |
| Luzerne County Pennsylvania | 5 | $ 775,000 | $ 155,000 | $ 66,000 |
| Pinellas County Florida | 4 | $ 840,000 | $ 210,000 | $ 25,000 |
| Union County New Jersey | 4 | $ 1,460,000 | $ 365,000 | $ 95,000 |
| Tioga County New York | 4 | $ 560,000 | $ 140,000 | $ 56,000 |
| Carbon County Pennsylvania | 4 | $ 490,000 | $ 122,000 | $ 55,000 |
| Lycoming County Pennsylvania | 4 | $ 360,000 | $ 90,000 | $ 45,000 |
| Perry County Pennsylvania | 4 | $ 570,000 | $ 142,000 | $ 61,000 |
| Fresno County California | 3 | $ 875,000 | $ 291,000 | $ 0 |
| Napa County California | 3 | $ 1,165,000 | $ 388,000 | $ 28,000 |
| Broward County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 62,000 |
| Okaloosa County Florida | 3 | $ 685,000 | $ 228,000 | $ 0 |
| Osceola County Florida | 3 | $ 1,065,000 | $ 355,000 | $ 420,000 |
| Kootenai County Idaho | 3 | $ 985,000 | $ 328,000 | $ 0 |
| Dorchester County Maryland | 3 | $ 775,000 | $ 258,000 | $ 112,000 |
| Washoe County Nevada | 3 | $ 915,000 | $ 305,000 | $ 0 |
| Hunterdon County New Jersey | 3 | $ 1,385,000 | $ 461,000 | $ 198,000 |
| Mecklenburg County North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Delaware County Ohio | 3 | $ 1,165,000 | $ 388,000 | $ 0 |
| Fulton County Pennsylvania | 3 | $ 315,000 | $ 105,000 | $ 52,000 |
| Charleston County South Carolina | 3 | $ 1,065,000 | $ 355,000 | $ 178,000 |
| Madison County Alabama | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Pinal County Arizona | 2 | $ 640,000 | $ 320,000 | $ 19,000 |
| Kern County California | 2 | $ 320,000 | $ 160,000 | $ 0 |
| San Joaquin County California | 2 | $ 540,000 | $ 270,000 | $ 48,000 |
| Ventura County California | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 550,000 | $ 275,000 | $ 164,000 |
| District of Columbia County District Of Columbia | 2 | $ 490,000 | $ 245,000 | $ 156,000 |
| Citrus County Florida | 2 | $ 630,000 | $ 315,000 | $ 82,000 |
| Flagler County Florida | 2 | $ 460,000 | $ 230,000 | $ 52,000 |
| Manatee County Florida | 2 | $ 310,000 | $ 155,000 | $ 65,000 |
| Miami-Dade County Florida | 2 | $ 420,000 | $ 210,000 | $ 87,000 |
| Monroe County Florida | 2 | $ 880,000 | $ 440,000 | $ 172,000 |
| Polk County Florida | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Douglas County Georgia | 2 | $ 610,000 | $ 305,000 | $ 79,000 |
| Hamilton County Indiana | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Finney County Kansas | 2 | $ 490,000 | $ 245,000 | $ 101,000 |
| Jefferson County Kentucky | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 1,030,000 | $ 515,000 | $ 186,000 |
| Baltimore County Maryland | 2 | $ 650,000 | $ 325,000 | $ 92,000 |
| Baltimore City County Maryland | 2 | $ 600,000 | $ 300,000 | $ 31,000 |
| Caroline County Maryland | 2 | $ 300,000 | $ 150,000 | $ 47,000 |
| Howard County Maryland | 2 | $ 1,080,000 | $ 540,000 | $ 151,000 |
| Montgomery County Maryland | 2 | $ 620,000 | $ 310,000 | $ 66,000 |
| Worcester County Maryland | 2 | $ 680,000 | $ 340,000 | $ 194,000 |
| Barnstable County Massachusetts | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Middlesex County Massachusetts | 2 | $ 1,050,000 | $ 525,000 | $ 69,000 |
| Worcester County Massachusetts | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Elko County Nevada | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Morris County New Jersey | 2 | $ 850,000 | $ 425,000 | $ 209,000 |
| Passaic County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 71,000 |
| Warren County New Jersey | 2 | $ 730,000 | $ 365,000 | $ 0 |
| Nassau County New York | 2 | $ 1,060,000 | $ 530,000 | $ 108,000 |
| Steuben County New York | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Suffolk County New York | 2 | $ 950,000 | $ 475,000 | $ 0 |
| Guilford County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 115,000 |
| Wake County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 66,000 |
| Adams County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Allegheny County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 133,000 |
| Butler County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 97,000 |
| Cameron County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 29,000 |
| Jefferson County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 24,000 |
| Lebanon County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 68,000 |
| Northumberland County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 77,000 |
| Pike County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 43,000 |
| Beaufort County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 289,000 |
| Lexington County South Carolina | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Denton County Texas | 2 | $ 640,000 | $ 320,000 | $ 45,000 |
| Salt Lake County Utah | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Weber County Utah | 2 | $ 800,000 | $ 400,000 | $ 79,000 |
| Loudoun County Virginia | 2 | $ 1,000,000 | $ 500,000 | $ 193,000 |
| Prince William County Virginia | 2 | $ 1,340,000 | $ 670,000 | $ 0 |
| Kitsap County Washington | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Pierce County Washington | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lake County California | 1 | $ 495,000 | $ 495,000 | $ 134,000 |
| Los Angeles County California | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Orange County California | 1 | $ 415,000 | $ 415,000 | $ 0 |
| San Bernardino County California | 1 | $ 315,000 | $ 315,000 | $ 0 |
| San Diego County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Solano County California | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Adams County Colorado | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Denver County Colorado | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Huerfano County Colorado | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Pueblo County Colorado | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Weld County Colorado | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Clay County Florida | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Duval County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Lake County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Lee County Florida | 1 | $ 225,000 | $ 225,000 | $ 167,000 |
| Nassau County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Orange County Florida | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Pasco County Florida | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Sarasota County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Seminole County Florida | 1 | $ 515,000 | $ 515,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 165,000 | $ 165,000 | $ 273,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Barrow County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Chatham County Georgia | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Columbia County Georgia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Coweta County Georgia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 485,000 | $ 485,000 | $ 249,000 |
| Effingham County Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Fulton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Henry County Georgia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Canyon County Idaho | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Cook County Illinois | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Montgomery County Illinois | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Butler County Iowa | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Linn County Iowa | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Johnson County Kansas | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Bourbon County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 445,000 | $ 445,000 | $ 0 |
| De Soto County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Sabine County Louisiana | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Cumberland County Maine | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Waldo County Maine | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Calvert County Maryland | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Kent County Maryland | 1 | $ 395,000 | $ 395,000 | $ 130,000 |
| Essex County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Kent County Michigan | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Livingston County Michigan | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Macomb County Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Monroe County Michigan | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Oakland County Michigan | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Oceana County Michigan | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 655,000 | $ 655,000 | $ 442,000 |
| Wayne County Michigan | 1 | $ 505,000 | $ 505,000 | $ 351,000 |
| Hennepin County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Scott County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Wright County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Cole County Missouri | 1 | $ 415,000 | $ 415,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Gallatin County Montana | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Douglas County Nevada | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 166,000 |
| Hillsborough County New Hampshire | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 74,000 |
| Strafford County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Hudson County New Jersey | 1 | $ 755,000 | $ 755,000 | $ 315,000 |
| Monmouth County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 598,000 |
| Valencia County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Allegany County New York | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Broome County New York | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Erie County New York | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Queens County New York | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Rockland County New York | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Dare County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 502,000 |
| Davie County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Nash County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Orange County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Randolph County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Williams County North Dakota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Fairfield County Ohio | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Portage County Ohio | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Lane County Oregon | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Marion County Oregon | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Cambria County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Clinton County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Elk County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Huntingdon County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Lackawanna County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Monroe County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Montour County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Potter County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 23,000 |
| Somerset County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Sullivan County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 130,000 |
| Susquehanna County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Wyoming County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Berkeley County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Calhoun County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Clarendon County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Dorchester County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Florence County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 0 |
| York County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Davidson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 148,000 |
| Ellis County Texas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Harris County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Tarrant County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Waller County Texas | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Wilson County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Davis County Utah | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Summit County Utah | 1 | $ 525,000 | $ 525,000 | $ 826,000 |
| Tooele County Utah | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Rutland County Vermont | 1 | $ 115,000 | $ 115,000 | $ 526,000 |
| Windham County Vermont | 1 | $ 275,000 | $ 275,000 | $ 215,000 |
| Accomack County Virginia | 1 | $ 265,000 | $ 265,000 | $ 248,000 |
| Arlington County Virginia | 1 | $ 695,000 | $ 695,000 | $ 193,000 |
| Bedford County Virginia | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Caroline County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Virginia Beach County Virginia | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Warren County Virginia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Benton County Washington | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Island County Washington | 1 | $ 545,000 | $ 545,000 | $ 0 |
| King County Washington | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Snohomish County Washington | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Thurston County Washington | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Campbell County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 0 |
Mortgage Loan Application Detail Totals for Meridian Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,541 | $576,445,000 | $226,000 | $6,805,000 | $88,000 | $1,610,000 |
| Refinancing | 595 | $185,405,000 | $311,000 | $5,405,000 | $106,000 | $826,000 |
| Cash-out Refinancing | 199 | $50,425,000 | $253,000 | $1,125,000 | $140,000 | $1,561,000 |
| Home Improvement | 30 | $5,350,000 | $178,000 | $825,000 | $156,000 | $372,000 |
| Other Purpose | 29 | $5,345,000 | $184,000 | $755,000 | $185,000 | $1,009,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,095 | $501,225,000 | $239,000 | $2,965,000 | $109,000 | $1,610,000 |
| Black or African American | 696 | $138,240,000 | $198,000 | $845,000 | $62,000 | $316,000 |
| Hispanic | 283 | $53,735,000 | $189,000 | $485,000 | $58,000 | $234,000 |
| Not applicable | 164 | $85,530,000 | $521,000 | $6,805,000 | $0 | $0 |
| Asian | 78 | $20,000,000 | $256,000 | $965,000 | $112,000 | $566,000 |
| Not Provided | 69 | $22,015,000 | $319,000 | $795,000 | $136,000 | $571,000 |
| American Indian or Alaskan Native | 5 | $1,205,000 | $241,000 | $385,000 | $175,000 | $632,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,020,000 | $255,000 | $335,000 | $99,000 | $117,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,723 | $463,635,000 | $269,000 | $6,805,000 | $128,000 | $1,610,000 |
| FHA-insured (Federal Housing Administration) | 1,071 | $203,675,000 | $190,000 | $755,000 | $62,000 | $315,000 |
| VA-guaranteed (Veterans Administration) | 393 | $118,305,000 | $301,000 | $785,000 | $58,000 | $840,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 207 | $37,355,000 | $180,000 | $465,000 | $55,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,743 | $671,395,000 | $244,000 | $6,805,000 | $95,000 | $1,610,000 |
| Application Withdrawn By Applicant | 415 | $95,585,000 | $230,000 | $1,455,000 | $91,000 | $1,556,000 |
| Application Denied By Financial Institution | 112 | $23,150,000 | $206,000 | $905,000 | $92,000 | $1,561,000 |
| Loan Purchased By The Institution | 52 | $13,330,000 | $256,000 | $685,000 | $0 | $0 |
| File Closed For Incompleteness | 45 | $13,285,000 | $295,000 | $845,000 | $106,000 | $540,000 |
| Application Approved But Not Accepted | 27 | $6,225,000 | $230,000 | $475,000 | $106,000 | $500,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,282 | $799,820,000 | $243,000 | $6,805,000 | $95,000 | $1,610,000 |
| Credit History | 30 | $6,430,000 | $214,000 | $725,000 | $95,000 | $460,000 |
| Collateral | 23 | $4,725,000 | $205,000 | $905,000 | $142,000 | $1,561,000 |
| Debt-To-Income Ratio | 22 | $4,500,000 | $204,000 | $455,000 | $62,000 | $242,000 |
| Employment History | 11 | $1,795,000 | $163,000 | $235,000 | $42,000 | $95,000 |
| Credit Application Incomplete | 8 | $2,070,000 | $258,000 | $695,000 | $115,000 | $295,000 |
| Other | 8 | $1,720,000 | $215,000 | $605,000 | $92,000 | $341,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,320,000 | $220,000 | $335,000 | $69,000 | $121,000 |
| Unverifiable Information | 4 | $590,000 | $147,000 | $185,000 | $54,000 | $79,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Meridian Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Meridian Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.