Merit Financial, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Merit Financial, Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Merit Financial, Inc 13905 Ne 128Th St Kirkland, WA 98034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 31,297 |
| Total Mortgage Loan Application Amount | $5,114,229,000 |
| Average Mortgage Loan Application Amount | $151,028 |
| Highest Mortgage Loan Application Amount | $5,966,000 |
| Average Applicant Income | $48,018 |
| Highest Applicant Income | $3,951,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Merit Financial, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Merit Financial, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Merit Financial, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Merit Financial, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Merit Financial, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Merit Financial, Inc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,509 | $ 322,911,000 | $ 213,000 | $ 66,000 |
| Pierce County Washington | 709 | $ 105,665,000 | $ 149,000 | $ 50,000 |
| Clark County Nevada | 701 | $ 120,342,000 | $ 171,000 | $ 52,000 |
| Maricopa County Arizona | 685 | $ 99,266,000 | $ 144,000 | $ 45,000 |
| Snohomish County Washington | 676 | $ 118,605,000 | $ 175,000 | $ 53,000 |
| Prince George's County Maryland | 542 | $ 92,808,000 | $ 171,000 | $ 51,000 |
| Los Angeles County California | 529 | $ 126,518,000 | $ 239,000 | $ 61,000 |
| Riverside County California | 390 | $ 75,303,000 | $ 193,000 | $ 58,000 |
| San Bernardino County California | 366 | $ 61,894,000 | $ 169,000 | $ 44,000 |
| Salt Lake County Utah | 343 | $ 49,189,000 | $ 143,000 | $ 40,000 |
| Broward County Florida | 310 | $ 45,707,000 | $ 147,000 | $ 43,000 |
| Multnomah County Oregon | 297 | $ 45,652,000 | $ 153,000 | $ 38,000 |
| Baltimore County Maryland | 291 | $ 42,236,000 | $ 145,000 | $ 46,000 |
| Cook County Illinois | 273 | $ 44,600,000 | $ 163,000 | $ 42,000 |
| Sacramento County California | 261 | $ 47,153,000 | $ 180,000 | $ 48,000 |
| Orange County Florida | 230 | $ 29,168,000 | $ 126,000 | $ 35,000 |
| San Diego County California | 226 | $ 59,604,000 | $ 263,000 | $ 65,000 |
| Hillsborough County Florida | 222 | $ 26,894,000 | $ 121,000 | $ 52,000 |
| Miami-Dade County Florida | 221 | $ 33,490,000 | $ 151,000 | $ 46,000 |
| Anne Arundel County Maryland | 220 | $ 37,515,000 | $ 170,000 | $ 45,000 |
| Palm Beach County Florida | 217 | $ 35,490,000 | $ 163,000 | $ 47,000 |
| Pima County Arizona | 211 | $ 29,708,000 | $ 140,000 | $ 44,000 |
| Duval County Florida | 210 | $ 28,035,000 | $ 133,000 | $ 43,000 |
| Spokane County Washington | 205 | $ 23,495,000 | $ 114,000 | $ 36,000 |
| Kitsap County Washington | 196 | $ 28,009,000 | $ 142,000 | $ 39,000 |
| El Paso County Colorado | 195 | $ 29,075,000 | $ 149,000 | $ 34,000 |
| Ada County Idaho | 194 | $ 25,348,000 | $ 130,000 | $ 42,000 |
| Clark County Washington | 194 | $ 29,695,000 | $ 153,000 | $ 66,000 |
| Utah County Utah | 185 | $ 28,747,000 | $ 155,000 | $ 37,000 |
| Virginia Beach County Virginia | 185 | $ 27,201,000 | $ 147,000 | $ 56,000 |
| Marion County Indiana | 182 | $ 23,044,000 | $ 126,000 | $ 57,000 |
| Montgomery County Maryland | 182 | $ 38,597,000 | $ 212,000 | $ 59,000 |
| Washoe County Nevada | 172 | $ 28,771,000 | $ 167,000 | $ 42,000 |
| Fairfax County Virginia | 167 | $ 36,186,000 | $ 216,000 | $ 61,000 |
| Pinellas County Florida | 165 | $ 22,448,000 | $ 136,000 | $ 44,000 |
| San Joaquin County California | 161 | $ 31,104,000 | $ 193,000 | $ 60,000 |
| Stanislaus County California | 159 | $ 29,253,000 | $ 183,000 | $ 58,000 |
| Jackson County Missouri | 158 | $ 19,579,000 | $ 123,000 | $ 35,000 |
| Thurston County Washington | 157 | $ 21,098,000 | $ 134,000 | $ 41,000 |
| Kern County California | 150 | $ 20,573,000 | $ 137,000 | $ 46,000 |
| Prince William County Virginia | 149 | $ 28,853,000 | $ 193,000 | $ 52,000 |
| Fresno County California | 139 | $ 23,073,000 | $ 165,000 | $ 54,000 |
| Charles County Maryland | 133 | $ 23,664,000 | $ 177,000 | $ 54,000 |
| Marion County Oregon | 133 | $ 16,256,000 | $ 122,000 | $ 37,000 |
| Orange County California | 132 | $ 36,332,000 | $ 275,000 | $ 64,000 |
| Lane County Oregon | 131 | $ 17,951,000 | $ 137,000 | $ 36,000 |
| Contra Costa County California | 127 | $ 33,188,000 | $ 261,000 | $ 70,000 |
| St. Louis County Missouri | 127 | $ 17,953,000 | $ 141,000 | $ 49,000 |
| Chesterfield County Virginia | 127 | $ 18,537,000 | $ 145,000 | $ 45,000 |
| Clackamas County Oregon | 119 | $ 19,922,000 | $ 167,000 | $ 44,000 |
| Chesapeake County Virginia | 117 | $ 16,691,000 | $ 142,000 | $ 41,000 |
| Volusia County Florida | 116 | $ 13,938,000 | $ 120,000 | $ 48,000 |
| Anchorage County Alaska | 110 | $ 17,774,000 | $ 161,000 | $ 29,000 |
| Adams County Colorado | 109 | $ 19,160,000 | $ 175,000 | $ 47,000 |
| Tulare County California | 107 | $ 15,548,000 | $ 145,000 | $ 47,000 |
| Davis County Utah | 107 | $ 15,468,000 | $ 144,000 | $ 34,000 |
| Seminole County Florida | 103 | $ 16,174,000 | $ 157,000 | $ 58,000 |
| Harford County Maryland | 99 | $ 15,421,000 | $ 155,000 | $ 53,000 |
| Lee County Florida | 95 | $ 13,081,000 | $ 137,000 | $ 54,000 |
| Honolulu County Hawaii | 95 | $ 20,227,000 | $ 212,000 | $ 56,000 |
| Brevard County Florida | 92 | $ 12,605,000 | $ 137,000 | $ 38,000 |
| Will County Illinois | 87 | $ 13,005,000 | $ 149,000 | $ 38,000 |
| Henrico County Virginia | 87 | $ 11,722,000 | $ 134,000 | $ 35,000 |
| Santa Clara County California | 86 | $ 27,089,000 | $ 314,000 | $ 76,000 |
| Escambia County Florida | 86 | $ 10,356,000 | $ 120,000 | $ 53,000 |
| Baltimore City County Maryland | 86 | $ 9,549,000 | $ 111,000 | $ 40,000 |
| Solano County California | 84 | $ 19,114,000 | $ 227,000 | $ 53,000 |
| Pasco County Florida | 84 | $ 11,199,000 | $ 133,000 | $ 36,000 |
| Frederick County Maryland | 84 | $ 16,176,000 | $ 192,000 | $ 42,000 |
| Spotsylvania County Virginia | 84 | $ 14,008,000 | $ 166,000 | $ 44,000 |
| Weber County Utah | 82 | $ 10,342,000 | $ 126,000 | $ 29,000 |
| Denver County Colorado | 81 | $ 13,502,000 | $ 166,000 | $ 31,000 |
| Osceola County Florida | 81 | $ 9,795,000 | $ 120,000 | $ 33,000 |
| Lake County Indiana | 81 | $ 9,583,000 | $ 118,000 | $ 44,000 |
| Lake County Illinois | 79 | $ 12,526,000 | $ 158,000 | $ 46,000 |
| Jefferson County Kentucky | 79 | $ 10,232,000 | $ 129,000 | $ 44,000 |
| Washington County Oregon | 78 | $ 13,310,000 | $ 170,000 | $ 46,000 |
| Merced County California | 77 | $ 13,471,000 | $ 174,000 | $ 58,000 |
| Arapahoe County Colorado | 76 | $ 13,606,000 | $ 179,000 | $ 39,000 |
| Jefferson County Colorado | 76 | $ 18,027,000 | $ 237,000 | $ 51,000 |
| Jefferson County Alabama | 75 | $ 10,102,000 | $ 134,000 | $ 43,000 |
| Howard County Maryland | 75 | $ 15,210,000 | $ 202,000 | $ 43,000 |
| Bernalillo County New Mexico | 75 | $ 9,774,000 | $ 130,000 | $ 25,000 |
| Polk County Florida | 74 | $ 8,149,000 | $ 110,000 | $ 34,000 |
| Whatcom County Washington | 73 | $ 10,848,000 | $ 148,000 | $ 34,000 |
| Yakima County Washington | 73 | $ 8,654,000 | $ 118,000 | $ 57,000 |
| Ventura County California | 71 | $ 18,431,000 | $ 259,000 | $ 66,000 |
| Sarasota County Florida | 71 | $ 9,552,000 | $ 134,000 | $ 40,000 |
| Wayne County Michigan | 70 | $ 9,888,000 | $ 141,000 | $ 65,000 |
| Monterey County California | 66 | $ 17,119,000 | $ 259,000 | $ 67,000 |
| Manatee County Florida | 66 | $ 8,708,000 | $ 131,000 | $ 44,000 |
| Leon County Florida | 65 | $ 8,651,000 | $ 133,000 | $ 76,000 |
| Okaloosa County Florida | 64 | $ 8,974,000 | $ 140,000 | $ 44,000 |
| St. Lucie County Florida | 64 | $ 7,940,000 | $ 124,000 | $ 47,000 |
| Stafford County Virginia | 64 | $ 11,305,000 | $ 176,000 | $ 47,000 |
| Alameda County California | 63 | $ 15,801,000 | $ 250,000 | $ 58,000 |
| Hartford County Connecticut | 62 | $ 9,004,000 | $ 145,000 | $ 55,000 |
| Santa Rosa County Florida | 62 | $ 7,810,000 | $ 125,000 | $ 34,000 |
| Kane County Illinois | 62 | $ 10,096,000 | $ 162,000 | $ 65,000 |
| Clay County Florida | 60 | $ 7,532,000 | $ 125,000 | $ 42,000 |
| St. Charles County Missouri | 60 | $ 8,465,000 | $ 141,000 | $ 41,000 |
| Newport News County Virginia | 60 | $ 7,794,000 | $ 129,000 | $ 35,000 |
| Carroll County Maryland | 59 | $ 11,165,000 | $ 189,000 | $ 60,000 |
| Canyon County Idaho | 58 | $ 7,163,000 | $ 123,000 | $ 50,000 |
| Larimer County Colorado | 57 | $ 10,998,000 | $ 192,000 | $ 62,000 |
| Collier County Florida | 57 | $ 11,740,000 | $ 205,000 | $ 48,000 |
| Loudoun County Virginia | 57 | $ 13,953,000 | $ 244,000 | $ 77,000 |
| Oklahoma County Oklahoma | 56 | $ 7,680,000 | $ 137,000 | $ 52,000 |
| Bexar County Texas | 55 | $ 6,717,000 | $ 122,000 | $ 32,000 |
| Weld County Colorado | 54 | $ 8,627,000 | $ 159,000 | $ 44,000 |
| Cecil County Maryland | 54 | $ 7,944,000 | $ 147,000 | $ 49,000 |
| Shelby County Tennessee | 54 | $ 7,139,000 | $ 132,000 | $ 43,000 |
| Calvert County Maryland | 53 | $ 10,155,000 | $ 191,000 | $ 45,000 |
| St. Mary's County Maryland | 53 | $ 8,399,000 | $ 158,000 | $ 47,000 |
| Pinal County Arizona | 52 | $ 7,096,000 | $ 136,000 | $ 43,000 |
| York County Maine | 52 | $ 7,794,000 | $ 149,000 | $ 49,000 |
| Laramie County Wyoming | 52 | $ 6,997,000 | $ 134,000 | $ 38,000 |
| Skagit County Washington | 51 | $ 8,860,000 | $ 173,000 | $ 59,000 |
| Shasta County California | 50 | $ 6,792,000 | $ 135,000 | $ 46,000 |
| Richland County South Carolina | 50 | $ 6,991,000 | $ 139,000 | $ 41,000 |
| Placer County California | 49 | $ 10,730,000 | $ 218,000 | $ 56,000 |
| Hennepin County Minnesota | 48 | $ 8,098,000 | $ 168,000 | $ 54,000 |
| San Luis Obispo County California | 47 | $ 10,621,000 | $ 225,000 | $ 60,000 |
| DeKalb County Georgia | 47 | $ 5,956,000 | $ 126,000 | $ 43,000 |
| Washington County Maryland | 47 | $ 6,387,000 | $ 135,000 | $ 39,000 |
| Oakland County Michigan | 47 | $ 8,400,000 | $ 178,000 | $ 70,000 |
| St. Clair County Illinois | 45 | $ 6,246,000 | $ 138,000 | $ 50,000 |
| Yavapai County Arizona | 44 | $ 5,177,000 | $ 117,000 | $ 34,000 |
| Cumberland County Maine | 44 | $ 7,123,000 | $ 161,000 | $ 58,000 |
| Bay County Florida | 43 | $ 5,260,000 | $ 122,000 | $ 22,000 |
| Lake County Florida | 42 | $ 4,908,000 | $ 116,000 | $ 43,000 |
| Jefferson County Missouri | 42 | $ 5,218,000 | $ 124,000 | $ 48,000 |
| Jackson County Oregon | 42 | $ 5,354,000 | $ 127,000 | $ 46,000 |
| Hampton County Virginia | 42 | $ 5,667,000 | $ 134,000 | $ 38,000 |
| Kings County California | 41 | $ 5,886,000 | $ 143,000 | $ 40,000 |
| DuPage County Illinois | 41 | $ 7,884,000 | $ 192,000 | $ 55,000 |
| Clay County Missouri | 41 | $ 5,023,000 | $ 122,000 | $ 40,000 |
| Deschutes County Oregon | 41 | $ 10,102,000 | $ 246,000 | $ 126,000 |
| Norfolk County Virginia | 41 | $ 5,034,000 | $ 122,000 | $ 31,000 |
| Santa Barbara County California | 40 | $ 10,985,000 | $ 274,000 | $ 67,000 |
| Gwinnett County Georgia | 40 | $ 6,371,000 | $ 159,000 | $ 48,000 |
| Kenton County Kentucky | 40 | $ 4,821,000 | $ 120,000 | $ 34,000 |
| Butte County California | 39 | $ 7,295,000 | $ 187,000 | $ 56,000 |
| Pueblo County Colorado | 39 | $ 5,065,000 | $ 129,000 | $ 34,000 |
| Wicomico County Maryland | 39 | $ 3,998,000 | $ 102,000 | $ 38,000 |
| Harrison County Mississippi | 39 | $ 5,108,000 | $ 130,000 | $ 54,000 |
| Douglas County Colorado | 38 | $ 7,212,000 | $ 189,000 | $ 58,000 |
| Cobb County Georgia | 38 | $ 6,017,000 | $ 158,000 | $ 51,000 |
| Shelby County Alabama | 37 | $ 5,725,000 | $ 154,000 | $ 62,000 |
| Yuma County Arizona | 37 | $ 4,952,000 | $ 133,000 | $ 48,000 |
| Sonoma County California | 37 | $ 10,146,000 | $ 274,000 | $ 45,000 |
| Mesa County Colorado | 37 | $ 5,328,000 | $ 144,000 | $ 44,000 |
| Douglas County Nevada | 37 | $ 7,378,000 | $ 199,000 | $ 55,000 |
| Island County Washington | 37 | $ 6,085,000 | $ 164,000 | $ 40,000 |
| Charlotte County Florida | 36 | $ 4,598,000 | $ 127,000 | $ 36,000 |
| Allen County Indiana | 36 | $ 4,233,000 | $ 117,000 | $ 44,000 |
| Davidson County Tennessee | 36 | $ 4,883,000 | $ 135,000 | $ 18,000 |
| Benton County Washington | 36 | $ 4,852,000 | $ 134,000 | $ 48,000 |
| Mobile County Alabama | 35 | $ 5,798,000 | $ 165,000 | $ 68,000 |
| San Mateo County California | 35 | $ 11,031,000 | $ 315,000 | $ 94,000 |
| Fairfield County Connecticut | 35 | $ 8,214,000 | $ 234,000 | $ 73,000 |
| Macomb County Michigan | 35 | $ 5,464,000 | $ 156,000 | $ 37,000 |
| Montgomery County Alabama | 34 | $ 4,906,000 | $ 144,000 | $ 33,000 |
| Marion County Florida | 34 | $ 3,977,000 | $ 116,000 | $ 27,000 |
| Yamhill County Oregon | 34 | $ 4,902,000 | $ 144,000 | $ 47,000 |
| Boulder County Colorado | 33 | $ 8,435,000 | $ 255,000 | $ 63,000 |
| Yellowstone County Montana | 33 | $ 4,301,000 | $ 130,000 | $ 89,000 |
| Portsmouth County Virginia | 33 | $ 3,998,000 | $ 121,000 | $ 43,000 |
| Kootenai County Idaho | 32 | $ 4,232,000 | $ 132,000 | $ 58,000 |
| Carson City County Nevada | 32 | $ 4,444,000 | $ 138,000 | $ 68,000 |
| Tulsa County Oklahoma | 32 | $ 3,708,000 | $ 115,000 | $ 31,000 |
| Suffolk County Virginia | 32 | $ 5,101,000 | $ 159,000 | $ 54,000 |
| Clayton County Georgia | 31 | $ 4,414,000 | $ 142,000 | $ 31,000 |
| McHenry County Illinois | 31 | $ 5,001,000 | $ 161,000 | $ 40,000 |
| Fayette County Kentucky | 31 | $ 4,232,000 | $ 136,000 | $ 54,000 |
| Mohave County Arizona | 30 | $ 4,311,000 | $ 143,000 | $ 43,000 |
| Yolo County California | 30 | $ 5,589,000 | $ 186,000 | $ 55,000 |
| Hernando County Florida | 30 | $ 3,750,000 | $ 125,000 | $ 50,000 |
| Linn County Oregon | 30 | $ 3,523,000 | $ 117,000 | $ 33,000 |
| Harris County Texas | 30 | $ 4,160,000 | $ 138,000 | $ 49,000 |
| Cochise County Arizona | 29 | $ 3,872,000 | $ 133,000 | $ 38,000 |
| El Dorado County California | 29 | $ 6,274,000 | $ 216,000 | $ 49,000 |
| Martin County Florida | 29 | $ 5,384,000 | $ 185,000 | $ 50,000 |
| Henry County Georgia | 29 | $ 4,378,000 | $ 150,000 | $ 16,000 |
| Dakota County Minnesota | 29 | $ 5,098,000 | $ 175,000 | $ 56,000 |
| Cascade County Montana | 29 | $ 3,371,000 | $ 116,000 | $ 56,000 |
| Douglas County Nebraska | 29 | $ 4,117,000 | $ 141,000 | $ 61,000 |
| Greenville County South Carolina | 29 | $ 5,400,000 | $ 186,000 | $ 37,000 |
| Rankin County Mississippi | 28 | $ 3,113,000 | $ 111,000 | $ 32,000 |
| Washington County Utah | 28 | $ 4,014,000 | $ 143,000 | $ 46,000 |
| Coconino County Arizona | 27 | $ 6,048,000 | $ 224,000 | $ 73,000 |
| Hamilton County Indiana | 27 | $ 3,363,000 | $ 124,000 | $ 42,000 |
| Porter County Indiana | 27 | $ 3,435,000 | $ 127,000 | $ 48,000 |
| Missoula County Montana | 27 | $ 3,784,000 | $ 140,000 | $ 32,000 |
| Fauquier County Virginia | 27 | $ 6,599,000 | $ 244,000 | $ 75,000 |
| St. Johns County Florida | 26 | $ 4,541,000 | $ 174,000 | $ 52,000 |
| Madison County Illinois | 26 | $ 3,207,000 | $ 123,000 | $ 47,000 |
| Polk County Oregon | 26 | $ 3,832,000 | $ 147,000 | $ 47,000 |
| Johnson County Indiana | 25 | $ 3,513,000 | $ 140,000 | $ 46,000 |
| Elko County Nevada | 25 | $ 3,018,000 | $ 120,000 | $ 35,000 |
| Pulaski County Arkansas | 24 | $ 3,115,000 | $ 129,000 | $ 21,000 |
| Imperial County California | 24 | $ 3,616,000 | $ 150,000 | $ 66,000 |
| New Haven County Connecticut | 24 | $ 4,548,000 | $ 189,000 | $ 192,000 |
| Grays Harbor County Washington | 24 | $ 2,554,000 | $ 106,000 | $ 47,000 |
| Humboldt County California | 23 | $ 4,029,000 | $ 175,000 | $ 45,000 |
| Sutter County California | 23 | $ 4,287,000 | $ 186,000 | $ 43,000 |
| Fulton County Georgia | 23 | $ 4,446,000 | $ 193,000 | $ 53,000 |
| Clark County Indiana | 23 | $ 2,512,000 | $ 109,000 | $ 36,000 |
| St. Joseph County Indiana | 23 | $ 2,854,000 | $ 124,000 | $ 59,000 |
| Madison County Alabama | 22 | $ 2,857,000 | $ 129,000 | $ 68,000 |
| Citrus County Florida | 22 | $ 3,277,000 | $ 148,000 | $ 43,000 |
| Flagler County Florida | 22 | $ 2,595,000 | $ 117,000 | $ 25,000 |
| Winnebago County Illinois | 22 | $ 2,592,000 | $ 117,000 | $ 39,000 |
| Campbell County Wyoming | 22 | $ 2,187,000 | $ 99,000 | $ 50,000 |
| Alachua County Florida | 21 | $ 2,677,000 | $ 127,000 | $ 42,000 |
| Elkhart County Indiana | 21 | $ 2,104,000 | $ 100,000 | $ 56,000 |
| Genesee County Michigan | 21 | $ 2,815,000 | $ 134,000 | $ 49,000 |
| Jackson County Mississippi | 21 | $ 2,632,000 | $ 125,000 | $ 39,000 |
| Minnehaha County South Dakota | 21 | $ 2,981,000 | $ 141,000 | $ 64,000 |
| Cache County Utah | 21 | $ 2,755,000 | $ 131,000 | $ 49,000 |
| Hendricks County Indiana | 20 | $ 2,842,000 | $ 142,000 | $ 42,000 |
| Penobscot County Maine | 20 | $ 2,243,000 | $ 112,000 | $ 38,000 |
| Anoka County Minnesota | 20 | $ 2,789,000 | $ 139,000 | $ 37,000 |
| Platte County Missouri | 20 | $ 2,519,000 | $ 125,000 | $ 40,000 |
| Cowlitz County Washington | 20 | $ 2,828,000 | $ 141,000 | $ 50,000 |
| Franklin County Washington | 20 | $ 2,094,000 | $ 104,000 | $ 37,000 |
| Grant County Washington | 20 | $ 2,222,000 | $ 111,000 | $ 136,000 |
| Kittitas County Washington | 20 | $ 3,311,000 | $ 165,000 | $ 192,000 |
| Yuba County California | 19 | $ 2,779,000 | $ 146,000 | $ 39,000 |
| Kent County Michigan | 19 | $ 2,621,000 | $ 137,000 | $ 33,000 |
| Douglas County Oregon | 19 | $ 2,238,000 | $ 117,000 | $ 47,000 |
| Denton County Texas | 19 | $ 3,133,000 | $ 164,000 | $ 42,000 |
| Hanover County Virginia | 19 | $ 3,006,000 | $ 158,000 | $ 97,000 |
| Clallam County Washington | 19 | $ 2,700,000 | $ 142,000 | $ 47,000 |
| Mendocino County California | 18 | $ 3,994,000 | $ 221,000 | $ 54,000 |
| Nassau County Florida | 18 | $ 2,841,000 | $ 157,000 | $ 70,000 |
| Vanderburgh County Indiana | 18 | $ 1,906,000 | $ 105,000 | $ 43,000 |
| Boone County Kentucky | 18 | $ 2,553,000 | $ 141,000 | $ 51,000 |
| Wright County Minnesota | 18 | $ 2,562,000 | $ 142,000 | $ 45,000 |
| James City County Virginia | 18 | $ 2,067,000 | $ 114,000 | $ 54,000 |
| Chelan County Washington | 18 | $ 2,084,000 | $ 115,000 | $ 72,000 |
| Mason County Washington | 18 | $ 2,049,000 | $ 113,000 | $ 39,000 |
| Tuscaloosa County Alabama | 17 | $ 2,736,000 | $ 160,000 | $ 73,000 |
| Windham County Connecticut | 17 | $ 2,740,000 | $ 161,000 | $ 50,000 |
| Bannock County Idaho | 17 | $ 2,520,000 | $ 148,000 | $ 61,000 |
| Bonneville County Idaho | 17 | $ 2,065,000 | $ 121,000 | $ 37,000 |
| Sherburne County Minnesota | 17 | $ 2,823,000 | $ 166,000 | $ 44,000 |
| Benton County Oregon | 17 | $ 2,705,000 | $ 159,000 | $ 33,000 |
| Charleston County South Carolina | 17 | $ 2,591,000 | $ 152,000 | $ 42,000 |
| Dallas County Texas | 17 | $ 2,122,000 | $ 124,000 | $ 32,000 |
| Tarrant County Texas | 17 | $ 1,603,000 | $ 94,000 | $ 58,000 |
| Arlington County Virginia | 17 | $ 3,648,000 | $ 214,000 | $ 64,000 |
| Culpeper County Virginia | 17 | $ 2,921,000 | $ 171,000 | $ 57,000 |
| Frederick County Virginia | 17 | $ 2,605,000 | $ 153,000 | $ 60,000 |
| York County Virginia | 17 | $ 2,539,000 | $ 149,000 | $ 35,000 |
| Lewis County Washington | 17 | $ 1,878,000 | $ 110,000 | $ 45,000 |
| Madera County California | 16 | $ 2,644,000 | $ 165,000 | $ 37,000 |
| Santa Cruz County California | 16 | $ 4,990,000 | $ 311,000 | $ 61,000 |
| Tuolumne County California | 16 | $ 2,795,000 | $ 174,000 | $ 61,000 |
| Indian River County Florida | 16 | $ 1,900,000 | $ 118,000 | $ 52,000 |
| Androscoggin County Maine | 16 | $ 1,685,000 | $ 105,000 | $ 37,000 |
| Ramsey County Minnesota | 16 | $ 2,204,000 | $ 137,000 | $ 31,000 |
| Madison County Mississippi | 16 | $ 2,486,000 | $ 155,000 | $ 35,000 |
| Cass County Missouri | 16 | $ 2,071,000 | $ 129,000 | $ 56,000 |
| Lyon County Nevada | 16 | $ 2,707,000 | $ 169,000 | $ 65,000 |
| Dorchester County South Carolina | 16 | $ 2,461,000 | $ 153,000 | $ 40,000 |
| Orange County Virginia | 16 | $ 2,544,000 | $ 159,000 | $ 33,000 |
| Calaveras County California | 15 | $ 2,743,000 | $ 182,000 | $ 45,000 |
| San Francisco County California | 15 | $ 5,165,000 | $ 344,000 | $ 58,000 |
| Tehama County California | 15 | $ 1,856,000 | $ 123,000 | $ 45,000 |
| Kauai County Hawaii | 15 | $ 3,310,000 | $ 220,000 | $ 60,000 |
| Allegany County Maryland | 15 | $ 1,737,000 | $ 115,000 | $ 57,000 |
| Hinds County Mississippi | 15 | $ 1,861,000 | $ 124,000 | $ 45,000 |
| Franklin County Missouri | 15 | $ 1,690,000 | $ 112,000 | $ 41,000 |
| Lexington County South Carolina | 15 | $ 2,611,000 | $ 174,000 | $ 55,000 |
| Collin County Texas | 15 | $ 2,214,000 | $ 147,000 | $ 30,000 |
| Baldwin County Alabama | 14 | $ 2,284,000 | $ 163,000 | $ 59,000 |
| La Plata County Colorado | 14 | $ 2,526,000 | $ 180,000 | $ 60,000 |
| Litchfield County Connecticut | 14 | $ 2,280,000 | $ 162,000 | $ 71,000 |
| Highlands County Florida | 14 | $ 1,692,000 | $ 120,000 | $ 45,000 |
| Madison County Indiana | 14 | $ 1,823,000 | $ 130,000 | $ 33,000 |
| Queen Anne's County Maryland | 14 | $ 2,237,000 | $ 159,000 | $ 66,000 |
| Boone County Missouri | 14 | $ 2,098,000 | $ 149,000 | $ 72,000 |
| Greene County Missouri | 14 | $ 1,263,000 | $ 90,000 | $ 48,000 |
| Warren County Virginia | 14 | $ 1,907,000 | $ 136,000 | $ 55,000 |
| Paulding County Georgia | 13 | $ 1,903,000 | $ 146,000 | $ 23,000 |
| Maui County Hawaii | 13 | $ 3,417,000 | $ 262,000 | $ 45,000 |
| Morgan County Indiana | 13 | $ 2,066,000 | $ 158,000 | $ 42,000 |
| Talbot County Maryland | 13 | $ 2,137,000 | $ 164,000 | $ 71,000 |
| Washtenaw County Michigan | 13 | $ 2,165,000 | $ 166,000 | $ 59,000 |
| Washington County Minnesota | 13 | $ 2,554,000 | $ 196,000 | $ 42,000 |
| Flathead County Montana | 13 | $ 2,229,000 | $ 171,000 | $ 63,000 |
| Hillsborough County New Hampshire | 13 | $ 2,258,000 | $ 173,000 | $ 46,000 |
| Rockingham County New Hampshire | 13 | $ 2,451,000 | $ 188,000 | $ 50,000 |
| El Paso County Texas | 13 | $ 1,566,000 | $ 120,000 | $ 54,000 |
| Morgan County Alabama | 12 | $ 1,366,000 | $ 113,000 | $ 64,000 |
| Graham County Arizona | 12 | $ 1,291,000 | $ 107,000 | $ 34,000 |
| Lake County California | 12 | $ 2,240,000 | $ 186,000 | $ 73,000 |
| Columbia County Georgia | 12 | $ 1,707,000 | $ 142,000 | $ 54,000 |
| Douglas County Georgia | 12 | $ 2,257,000 | $ 188,000 | $ 71,000 |
| Dearborn County Indiana | 12 | $ 2,209,000 | $ 184,000 | $ 55,000 |
| Howard County Indiana | 12 | $ 1,416,000 | $ 118,000 | $ 62,000 |
| Gallatin County Montana | 12 | $ 1,741,000 | $ 145,000 | $ 31,000 |
| Lewis and Clark County Montana | 12 | $ 1,555,000 | $ 129,000 | $ 43,000 |
| Columbia County Oregon | 12 | $ 1,953,000 | $ 162,000 | $ 56,000 |
| Josephine County Oregon | 12 | $ 2,191,000 | $ 182,000 | $ 33,000 |
| Montgomery County Virginia | 12 | $ 1,231,000 | $ 102,000 | $ 31,000 |
| Douglas County Washington | 12 | $ 1,530,000 | $ 127,000 | $ 48,000 |
| Napa County California | 11 | $ 2,321,000 | $ 211,000 | $ 75,000 |
| Garfield County Colorado | 11 | $ 2,517,000 | $ 228,000 | $ 59,000 |
| Sangamon County Illinois | 11 | $ 1,728,000 | $ 157,000 | $ 8,000 |
| Marshall County Indiana | 11 | $ 1,173,000 | $ 106,000 | $ 49,000 |
| Caroline County Maryland | 11 | $ 1,335,000 | $ 121,000 | $ 78,000 |
| Clatsop County Oregon | 11 | $ 2,432,000 | $ 221,000 | $ 79,000 |
| Spartanburg County South Carolina | 11 | $ 1,473,000 | $ 133,000 | $ 37,000 |
| Pennington County South Dakota | 11 | $ 1,277,000 | $ 116,000 | $ 63,000 |
| Box Elder County Utah | 11 | $ 1,343,000 | $ 122,000 | $ 54,000 |
| Tooele County Utah | 11 | $ 1,446,000 | $ 131,000 | $ 24,000 |
| Augusta County Virginia | 11 | $ 1,517,000 | $ 137,000 | $ 33,000 |
| Roanoke County Virginia | 11 | $ 1,639,000 | $ 149,000 | $ 56,000 |
| Navajo County Arizona | 10 | $ 1,201,000 | $ 120,000 | $ 35,000 |
| Park County Colorado | 10 | $ 1,630,000 | $ 163,000 | $ 32,000 |
| Monroe County Florida | 10 | $ 1,599,000 | $ 159,000 | $ 44,000 |
| Bonner County Idaho | 10 | $ 1,647,000 | $ 164,000 | $ 46,000 |
| Champaign County Illinois | 10 | $ 1,204,000 | $ 120,000 | $ 48,000 |
| Tippecanoe County Indiana | 10 | $ 1,600,000 | $ 160,000 | $ 92,000 |
| Sagadahoc County Maine | 10 | $ 1,340,000 | $ 134,000 | $ 47,000 |
| Worcester County Maryland | 10 | $ 2,062,000 | $ 206,000 | $ 59,000 |
| Ingham County Michigan | 10 | $ 1,555,000 | $ 155,000 | $ 48,000 |
| Kalamazoo County Michigan | 10 | $ 1,432,000 | $ 143,000 | $ 33,000 |
| Livingston County Michigan | 10 | $ 1,527,000 | $ 152,000 | $ 60,000 |
| St. Clair County Michigan | 10 | $ 1,690,000 | $ 169,000 | $ 43,000 |
| St. Louis County Minnesota | 10 | $ 1,201,000 | $ 120,000 | $ 42,000 |
| DeSoto County Mississippi | 10 | $ 1,419,000 | $ 141,000 | $ 49,000 |
| Hancock County Mississippi | 10 | $ 1,093,000 | $ 109,000 | $ 29,000 |
| Alexandria County Virginia | 10 | $ 2,167,000 | $ 216,000 | $ 84,000 |
| Botetourt County Virginia | 10 | $ 1,348,000 | $ 134,000 | $ 41,000 |
| Manassas County Virginia | 10 | $ 2,011,000 | $ 201,000 | $ 65,000 |
| Natrona County Wyoming | 10 | $ 912,000 | $ 91,000 | $ 74,000 |
| Sheridan County Wyoming | 10 | $ 1,983,000 | $ 198,000 | $ 74,000 |
| Nevada County California | 9 | $ 2,240,000 | $ 248,000 | $ 54,000 |
| San Benito County California | 9 | $ 2,602,000 | $ 289,000 | $ 619,000 |
| Tolland County Connecticut | 9 | $ 1,095,000 | $ 121,000 | $ 57,000 |
| Richmond County Georgia | 9 | $ 1,125,000 | $ 125,000 | $ 23,000 |
| Hawaii County Hawaii | 9 | $ 1,735,000 | $ 192,000 | $ 24,000 |
| Grundy County Illinois | 9 | $ 1,030,000 | $ 114,000 | $ 58,000 |
| Boone County Indiana | 9 | $ 1,004,000 | $ 111,000 | $ 38,000 |
| Kosciusko County Indiana | 9 | $ 1,034,000 | $ 114,000 | $ 34,000 |
| LaPorte County Indiana | 9 | $ 1,020,000 | $ 113,000 | $ 52,000 |
| Monroe County Indiana | 9 | $ 1,299,000 | $ 144,000 | $ 38,000 |
| Vigo County Indiana | 9 | $ 1,367,000 | $ 151,000 | $ 60,000 |
| Campbell County Kentucky | 9 | $ 1,402,000 | $ 155,000 | $ 47,000 |
| Berrien County Michigan | 9 | $ 1,141,000 | $ 126,000 | $ 56,000 |
| Eaton County Michigan | 9 | $ 1,185,000 | $ 131,000 | $ 30,000 |
| Goodhue County Minnesota | 9 | $ 1,406,000 | $ 156,000 | $ 68,000 |
| Buchanan County Missouri | 9 | $ 1,227,000 | $ 136,000 | $ 72,000 |
| Jasper County Missouri | 9 | $ 932,000 | $ 103,000 | $ 24,000 |
| Lincoln County Missouri | 9 | $ 1,033,000 | $ 114,000 | $ 47,000 |
| Sarpy County Nebraska | 9 | $ 1,332,000 | $ 148,000 | $ 48,000 |
| Berkeley County South Carolina | 9 | $ 1,008,000 | $ 112,000 | $ 31,000 |
| Wasatch County Utah | 9 | $ 1,506,000 | $ 167,000 | $ 44,000 |
| Caroline County Virginia | 9 | $ 1,476,000 | $ 164,000 | $ 50,000 |
| Dinwiddie County Virginia | 9 | $ 839,000 | $ 93,000 | $ 46,000 |
| Louisa County Virginia | 9 | $ 946,000 | $ 105,000 | $ 49,000 |
| Prince George County Virginia | 9 | $ 1,075,000 | $ 119,000 | $ 63,000 |
| Lee County Alabama | 8 | $ 1,461,000 | $ 182,000 | $ 61,000 |
| Marshall County Alabama | 8 | $ 800,000 | $ 100,000 | $ 61,000 |
| Marin County California | 8 | $ 3,700,000 | $ 462,000 | $ 112,000 |
| Bingham County Idaho | 8 | $ 867,000 | $ 108,000 | $ 56,000 |
| Twin Falls County Idaho | 8 | $ 931,000 | $ 116,000 | $ 39,000 |
| Peoria County Illinois | 8 | $ 879,000 | $ 109,000 | $ 35,000 |
| Floyd County Indiana | 8 | $ 1,110,000 | $ 138,000 | $ 45,000 |
| Wabash County Indiana | 8 | $ 1,088,000 | $ 136,000 | $ 62,000 |
| Oldham County Kentucky | 8 | $ 1,410,000 | $ 176,000 | $ 78,000 |
| Warren County Kentucky | 8 | $ 1,204,000 | $ 150,000 | $ 51,000 |
| Kent County Maryland | 8 | $ 1,233,000 | $ 154,000 | $ 855,000 |
| Jackson County Michigan | 8 | $ 973,000 | $ 121,000 | $ 39,000 |
| Scott County Minnesota | 8 | $ 1,842,000 | $ 230,000 | $ 84,000 |
| Newton County Missouri | 8 | $ 1,052,000 | $ 131,000 | $ 145,000 |
| Phelps County Missouri | 8 | $ 1,052,000 | $ 131,000 | $ 57,000 |
| Ravalli County Montana | 8 | $ 1,528,000 | $ 191,000 | $ 35,000 |
| Klamath County Oregon | 8 | $ 1,079,000 | $ 134,000 | $ 45,000 |
| Anderson County South Carolina | 8 | $ 1,406,000 | $ 175,000 | $ 27,000 |
| Knox County Tennessee | 8 | $ 835,000 | $ 104,000 | $ 62,000 |
| Albemarle County Virginia | 8 | $ 2,133,000 | $ 266,000 | $ 94,000 |
| Walla Walla County Washington | 8 | $ 1,069,000 | $ 133,000 | $ 69,000 |
| Etowah County Alabama | 7 | $ 906,000 | $ 129,000 | $ 276,000 |
| Siskiyou County California | 7 | $ 1,231,000 | $ 175,000 | $ 71,000 |
| New London County Connecticut | 7 | $ 997,000 | $ 142,000 | $ 37,000 |
| Nez Perce County Idaho | 7 | $ 723,000 | $ 103,000 | $ 53,000 |
| DeKalb County Illinois | 7 | $ 1,252,000 | $ 178,000 | $ 86,000 |
| Tazewell County Illinois | 7 | $ 927,000 | $ 132,000 | $ 33,000 |
| Noble County Indiana | 7 | $ 882,000 | $ 126,000 | $ 86,000 |
| Bullitt County Kentucky | 7 | $ 773,000 | $ 110,000 | $ 35,000 |
| Madison County Kentucky | 7 | $ 1,157,000 | $ 165,000 | $ 31,000 |
| Scott County Kentucky | 7 | $ 789,000 | $ 112,000 | $ 48,000 |
| Chisago County Minnesota | 7 | $ 1,263,000 | $ 180,000 | $ 53,000 |
| Forrest County Mississippi | 7 | $ 642,000 | $ 91,000 | $ 37,000 |
| Pearl River County Mississippi | 7 | $ 611,000 | $ 87,000 | $ 63,000 |
| Lancaster County Nebraska | 7 | $ 1,035,000 | $ 147,000 | $ 44,000 |
| Churchill County Nevada | 7 | $ 1,032,000 | $ 147,000 | $ 68,000 |
| Lincoln County Oregon | 7 | $ 1,103,000 | $ 157,000 | $ 49,000 |
| Umatilla County Oregon | 7 | $ 777,000 | $ 111,000 | $ 75,000 |
| Sumner County Tennessee | 7 | $ 1,195,000 | $ 170,000 | $ 10,000 |
| Williamson County Tennessee | 7 | $ 945,000 | $ 135,000 | $ 35,000 |
| Summit County Utah | 7 | $ 1,552,000 | $ 221,000 | $ 64,000 |
| Powhatan County Virginia | 7 | $ 1,085,000 | $ 155,000 | $ 63,000 |
| Richmond City County Virginia | 7 | $ 827,000 | $ 118,000 | $ 57,000 |
| Washington County Virginia | 7 | $ 1,024,000 | $ 146,000 | $ 58,000 |
| Asotin County Washington | 7 | $ 786,000 | $ 112,000 | $ 44,000 |
| Fremont County Wyoming | 7 | $ 1,103,000 | $ 157,000 | $ 55,000 |
| Dallas County Alabama | 6 | $ 793,000 | $ 132,000 | $ 69,000 |
| Limestone County Alabama | 6 | $ 674,000 | $ 112,000 | $ 55,000 |
| St. Clair County Alabama | 6 | $ 905,000 | $ 150,000 | $ 36,000 |
| Glenn County California | 6 | $ 793,000 | $ 132,000 | $ 51,000 |
| Delta County Colorado | 6 | $ 831,000 | $ 138,000 | $ 57,000 |
| Fremont County Colorado | 6 | $ 1,130,000 | $ 188,000 | $ 63,000 |
| Morgan County Colorado | 6 | $ 700,000 | $ 116,000 | $ 45,000 |
| Wakulla County Florida | 6 | $ 901,000 | $ 150,000 | $ 37,000 |
| Cherokee County Georgia | 6 | $ 1,515,000 | $ 252,000 | $ 81,000 |
| Fayette County Georgia | 6 | $ 1,478,000 | $ 246,000 | $ 84,000 |
| Newton County Georgia | 6 | $ 777,000 | $ 129,000 | $ 37,000 |
| Cassia County Idaho | 6 | $ 594,000 | $ 99,000 | $ 20,000 |
| Jerome County Idaho | 6 | $ 512,000 | $ 85,000 | $ 23,000 |
| Madison County Idaho | 6 | $ 722,000 | $ 120,000 | $ 48,000 |
| Kankakee County Illinois | 6 | $ 706,000 | $ 117,000 | $ 47,000 |
| Kendall County Illinois | 6 | $ 1,044,000 | $ 174,000 | $ 45,000 |
| Bartholomew County Indiana | 6 | $ 625,000 | $ 104,000 | $ 26,000 |
| Franklin County Indiana | 6 | $ 764,000 | $ 127,000 | $ 55,000 |
| Hancock County Indiana | 6 | $ 783,000 | $ 130,000 | $ 48,000 |
| Warrick County Indiana | 6 | $ 898,000 | $ 149,000 | $ 29,000 |
| Aroostook County Maine | 6 | $ 674,000 | $ 112,000 | $ 55,000 |
| Hancock County Maine | 6 | $ 925,000 | $ 154,000 | $ 39,000 |
| Oxford County Maine | 6 | $ 624,000 | $ 104,000 | $ 107,000 |
| Monroe County Michigan | 6 | $ 950,000 | $ 158,000 | $ 66,000 |
| Rice County Minnesota | 6 | $ 1,277,000 | $ 212,000 | $ 63,000 |
| Stearns County Minnesota | 6 | $ 836,000 | $ 139,000 | $ 57,000 |
| Cape Girardeau County Missouri | 6 | $ 675,000 | $ 112,000 | $ 57,000 |
| St. Louis City County Missouri | 6 | $ 595,000 | $ 99,000 | $ 23,000 |
| Nye County Nevada | 6 | $ 578,000 | $ 96,000 | $ 54,000 |
| Sandoval County New Mexico | 6 | $ 786,000 | $ 131,000 | $ 22,000 |
| Cleveland County Oklahoma | 6 | $ 778,000 | $ 129,000 | $ 47,000 |
| Aiken County South Carolina | 6 | $ 949,000 | $ 158,000 | $ 57,000 |
| Florence County South Carolina | 6 | $ 841,000 | $ 140,000 | $ 48,000 |
| York County South Carolina | 6 | $ 901,000 | $ 150,000 | $ 61,000 |
| Lincoln County South Dakota | 6 | $ 679,000 | $ 113,000 | $ 44,000 |
| Hamilton County Tennessee | 6 | $ 800,000 | $ 133,000 | $ 47,000 |
| Sevier County Utah | 6 | $ 854,000 | $ 142,000 | $ 345,000 |
| Bedford County Virginia | 6 | $ 651,000 | $ 108,000 | $ 55,000 |
| Danville County Virginia | 6 | $ 716,000 | $ 119,000 | $ 43,000 |
| Gloucester County Virginia | 6 | $ 691,000 | $ 115,000 | $ 58,000 |
| Hopewell County Virginia | 6 | $ 808,000 | $ 134,000 | $ 19,000 |
| Isle of Wight County Virginia | 6 | $ 1,048,000 | $ 174,000 | $ 79,000 |
| Pulaski County Virginia | 6 | $ 542,000 | $ 90,000 | $ 55,000 |
| Rockbridge County Virginia | 6 | $ 820,000 | $ 136,000 | $ 36,000 |
| Jefferson County Washington | 6 | $ 897,000 | $ 149,000 | $ 96,000 |
| Jefferson County West Virginia | 6 | $ 884,000 | $ 147,000 | $ 65,000 |
| Gila County Arizona | 5 | $ 572,000 | $ 114,000 | $ 21,000 |
| Lassen County California | 5 | $ 811,000 | $ 162,000 | $ 64,000 |
| Broomfield County Colorado | 5 | $ 964,000 | $ 192,000 | $ 83,000 |
| Teller County Colorado | 5 | $ 922,000 | $ 184,000 | $ 0 |
| Baker County Florida | 5 | $ 653,000 | $ 130,000 | $ 37,000 |
| Hendry County Florida | 5 | $ 721,000 | $ 144,000 | $ 64,000 |
| Jackson County Florida | 5 | $ 674,000 | $ 134,000 | $ 57,000 |
| Levy County Florida | 5 | $ 499,000 | $ 99,000 | $ 40,000 |
| Muscogee County Georgia | 5 | $ 884,000 | $ 176,000 | $ 18,000 |
| Rockdale County Georgia | 5 | $ 837,000 | $ 167,000 | $ 15,000 |
| Elmore County Idaho | 5 | $ 510,000 | $ 102,000 | $ 42,000 |
| Gem County Idaho | 5 | $ 451,000 | $ 90,000 | $ 50,000 |
| Gooding County Idaho | 5 | $ 761,000 | $ 152,000 | $ 160,000 |
| Jefferson County Idaho | 5 | $ 534,000 | $ 106,000 | $ 15,000 |
| Latah County Idaho | 5 | $ 326,000 | $ 65,000 | $ 51,000 |
| Minidoka County Idaho | 5 | $ 638,000 | $ 127,000 | $ 28,000 |
| Clay County Indiana | 5 | $ 794,000 | $ 158,000 | $ 76,000 |
| Switzerland County Indiana | 5 | $ 227,000 | $ 45,000 | $ 37,000 |
| Christian County Kentucky | 5 | $ 567,000 | $ 113,000 | $ 34,000 |
| Jessamine County Kentucky | 5 | $ 523,000 | $ 104,000 | $ 45,000 |
| Kennebec County Maine | 5 | $ 544,000 | $ 108,000 | $ 45,000 |
| Lapeer County Michigan | 5 | $ 551,000 | $ 110,000 | $ 51,000 |
| Ottawa County Michigan | 5 | $ 605,000 | $ 121,000 | $ 61,000 |
| Saginaw County Michigan | 5 | $ 761,000 | $ 152,000 | $ 42,000 |
| Morrison County Minnesota | 5 | $ 728,000 | $ 145,000 | $ 65,000 |
| Olmsted County Minnesota | 5 | $ 734,000 | $ 146,000 | $ 43,000 |
| Steele County Minnesota | 5 | $ 728,000 | $ 145,000 | $ 41,000 |
| Ray County Missouri | 5 | $ 524,000 | $ 104,000 | $ 46,000 |
| Baker County Oregon | 5 | $ 431,000 | $ 86,000 | $ 42,000 |
| Tillamook County Oregon | 5 | $ 700,000 | $ 140,000 | $ 70,000 |
| Wasco County Oregon | 5 | $ 503,000 | $ 100,000 | $ 19,000 |
| Campbell County Virginia | 5 | $ 550,000 | $ 110,000 | $ 33,000 |
| Charlottesville County Virginia | 5 | $ 840,000 | $ 168,000 | $ 35,000 |
| King George County Virginia | 5 | $ 619,000 | $ 123,000 | $ 16,000 |
| Lynchburg County Virginia | 5 | $ 481,000 | $ 96,000 | $ 37,000 |
| Salem County Virginia | 5 | $ 741,000 | $ 148,000 | $ 26,000 |
| Southampton County Virginia | 5 | $ 872,000 | $ 174,000 | $ 58,000 |
| Sweetwater County Wyoming | 5 | $ 498,000 | $ 99,000 | $ 37,000 |
| Autauga County Alabama | 4 | $ 408,000 | $ 102,000 | $ 47,000 |
| Blount County Alabama | 4 | $ 950,000 | $ 237,000 | $ 88,000 |
| Jackson County Alabama | 4 | $ 584,000 | $ 146,000 | $ 43,000 |
| Russell County Alabama | 4 | $ 491,000 | $ 122,000 | $ 0 |
| Talladega County Alabama | 4 | $ 548,000 | $ 137,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Merit Financial, Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 24,812 | $4,022,486,000 | $138,442 | $5,966,000 | $51,942 | $3,951,000 |
| Home Purchase | 6,474 | $1,089,801,000 | $159,936 | $1,850,000 | $43,872 | $1,800,000 |
| Home Improvement | 11 | $1,942,000 | $180,500 | $250,000 | $46,875 | $108,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 20,169 | $3,275,984,000 | $145,882 | $5,966,000 | $45,235 | $3,951,000 |
| White | 9,421 | $1,539,735,000 | $141,914 | $2,000,000 | $64,276 | $1,272,000 |
| Hispanic | 1,088 | $179,030,000 | $157,764 | $640,000 | $53,382 | $772,000 |
| Asian | 356 | $73,641,000 | $157,960 | $969,000 | $70,720 | $2,400,000 |
| Native Hawaiian or Other Pacific Islander | 164 | $31,316,000 | $172,047 | $510,000 | $60,333 | $207,000 |
| American Indian or Alaskan Native | 87 | $12,386,000 | $136,500 | $501,000 | $65,454 | $900,000 |
| Not applicable | 11 | $1,996,000 | $168,857 | $460,000 | $58,428 | $128,000 |
| Black or African American | 1 | $141,000 | $141,000 | $141,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 26,212 | $4,347,589,000 | $144,923 | $5,966,000 | $59,173 | $3,951,000 |
| VA-guaranteed (Veterans Administration) | 4,539 | $689,702,000 | $142,923 | $450,000 | $25,538 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 534 | $75,231,000 | $132,233 | $475,000 | $31,400 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,707,000 | $151,200 | $270,000 | $63,200 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 11,307 | $1,741,082,000 | $134,285 | $5,966,000 | $52,306 | $3,060,000 |
| Application Denied By Financial Institution | 10,827 | $1,881,698,000 | $155,941 | $2,000,000 | $53,078 | $2,400,000 |
| Loan Originated | 4,663 | $770,006,000 | $143,636 | $1,850,000 | $62,431 | $3,951,000 |
| File Closed For Incompleteness | 3,019 | $467,358,000 | $141,930 | $1,250,000 | $23,767 | $1,000,000 |
| Preapproval Denied by Financial Institution | 1,202 | $208,562,000 | $173,000 | $1,136,000 | $71,000 | $1,200,000 |
| Application Approved But Not Accepted | 265 | $43,491,000 | $153,600 | $572,000 | $54,066 | $354,000 |
| Preapproval Approved but not Accepted | 14 | $2,032,000 | $145,000 | $327,000 | $50,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Insufficient Cash (Downpayment, Closing Cost) | 6,566 | $1,161,561,000 | $161,311 | $1,136,000 | $54,955 | $1,272,000 |
| Credit History | 1,596 | $259,527,000 | $144,200 | $1,350,000 | $44,650 | $772,000 |
| Debt-To-Income Ratio | 1,024 | $189,416,000 | $179,428 | $1,135,000 | $34,228 | $1,200,000 |
| Employment History | 892 | $180,685,000 | $169,023 | $1,000,000 | $109,642 | $2,400,000 |
| Other | 340 | $51,835,000 | $136,000 | $580,000 | $47,677 | $300,000 |
| Collateral | 47 | $7,415,000 | $152,947 | $589,000 | $70,052 | $217,000 |
| Unverifiable Information | 46 | $7,115,000 | $150,882 | $780,000 | $56,235 | $198,000 |
| Credit Application Incomplete | 38 | $5,550,000 | $146,200 | $300,000 | $54,133 | $250,000 |
| Mortgage Insurance Denied | 3 | $456,000 | $138,000 | $255,000 | $54,500 | $96,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Merit Financial, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Merit Financial, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.