Metlife Bank, N.A. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Metlife Bank, N.A. 334 Madison Avenue Convent Station, NJ 07961 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,112 |
| Total Mortgage Loan Application Amount | $872,151,000 |
| Average Mortgage Loan Application Amount | $633,333 |
| Highest Mortgage Loan Application Amount | $45,000,000 |
| Average Applicant Income | $72,000 |
| Highest Applicant Income | $1,264,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Metlife Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Metlife Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Metlife Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Metlife Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Metlife Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Metlife Bank, N.A.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 42 | $ 7,689,000 | $ 183,000 | $ 73,000 |
| Maricopa County Arizona | 34 | $ 8,861,000 | $ 260,000 | $ 91,000 |
| Fairfield County Connecticut | 22 | $ 6,202,000 | $ 281,000 | $ 80,000 |
| Somerset County New Jersey | 22 | $ 8,145,000 | $ 370,000 | $ 92,000 |
| Palm Beach County Florida | 21 | $ 6,751,000 | $ 321,000 | $ 102,000 |
| Nassau County New York | 21 | $ 8,936,000 | $ 425,000 | $ 100,000 |
| New Haven County Connecticut | 20 | $ 3,589,000 | $ 179,000 | $ 55,000 |
| Middlesex County New Jersey | 20 | $ 5,895,000 | $ 294,000 | $ 97,000 |
| Suffolk County New York | 19 | $ 5,845,000 | $ 307,000 | $ 172,000 |
| Hartford County Connecticut | 18 | $ 3,131,000 | $ 173,000 | $ 78,000 |
| Hillsborough County Florida | 18 | $ 2,680,000 | $ 148,000 | $ 59,000 |
| Mecklenburg County North Carolina | 18 | $ 27,476,000 | $ 1,526,000 | $ 63,000 |
| Bergen County New Jersey | 15 | $ 4,550,000 | $ 303,000 | $ 110,000 |
| Monmouth County New Jersey | 15 | $ 4,161,000 | $ 277,000 | $ 77,000 |
| Ocean County New Jersey | 14 | $ 4,979,000 | $ 355,000 | $ 106,000 |
| Henrico County Virginia | 14 | $ 2,609,000 | $ 186,000 | $ 49,000 |
| Essex County New Jersey | 12 | $ 3,055,000 | $ 254,000 | $ 79,000 |
| Philadelphia County Pennsylvania | 12 | $ 1,349,000 | $ 112,000 | $ 12,000 |
| Broward County Florida | 11 | $ 3,934,000 | $ 357,000 | $ 89,000 |
| Hudson County New Jersey | 11 | $ 3,198,000 | $ 290,000 | $ 58,000 |
| Union County New Jersey | 11 | $ 2,383,000 | $ 216,000 | $ 34,000 |
| Westchester County New York | 11 | $ 4,000,000 | $ 363,000 | $ 166,000 |
| Camden County New Jersey | 10 | $ 1,659,000 | $ 165,000 | $ 87,000 |
| Queens County New York | 10 | $ 2,073,000 | $ 207,000 | $ 47,000 |
| DuPage County Illinois | 9 | $ 1,555,000 | $ 172,000 | $ 51,000 |
| St. Louis County Missouri | 9 | $ 1,140,000 | $ 126,000 | $ 53,000 |
| Passaic County New Jersey | 9 | $ 2,841,000 | $ 315,000 | $ 76,000 |
| Middlesex County Connecticut | 8 | $ 1,184,000 | $ 148,000 | $ 103,000 |
| Miami-Dade County Florida | 8 | $ 47,319,000 | $ 5,914,000 | $ 60,000 |
| Orange County Florida | 8 | $ 26,007,000 | $ 3,250,000 | $ 48,000 |
| Burlington County New Jersey | 8 | $ 1,762,000 | $ 220,000 | $ 67,000 |
| Morris County New Jersey | 8 | $ 3,976,000 | $ 497,000 | $ 130,000 |
| Kings County New York | 8 | $ 2,520,000 | $ 315,000 | $ 114,000 |
| Franklin County Ohio | 8 | $ 15,623,000 | $ 1,952,000 | $ 55,000 |
| Chesterfield County Virginia | 8 | $ 1,600,000 | $ 200,000 | $ 63,000 |
| Fulton County Georgia | 7 | $ 61,854,000 | $ 8,836,000 | $ 25,000 |
| Middlesex County Massachusetts | 7 | $ 1,851,000 | $ 264,000 | $ 75,000 |
| Horry County South Carolina | 7 | $ 878,000 | $ 125,000 | $ 61,000 |
| New London County Connecticut | 6 | $ 1,148,000 | $ 191,000 | $ 70,000 |
| Pasco County Florida | 6 | $ 1,562,000 | $ 260,000 | $ 9,000 |
| Lake County Illinois | 6 | $ 1,699,000 | $ 283,000 | $ 63,000 |
| Will County Illinois | 6 | $ 1,111,000 | $ 185,000 | $ 41,000 |
| Dallas County Texas | 6 | $ 32,304,000 | $ 5,384,000 | $ 32,000 |
| Harris County Texas | 6 | $ 39,028,000 | $ 6,504,000 | $ 16,000 |
| Richmond City County Virginia | 6 | $ 895,000 | $ 149,000 | $ 46,000 |
| Los Angeles County California | 5 | $ 86,531,000 | $ 17,306,000 | $ 53,000 |
| Orange County California | 5 | $ 3,158,000 | $ 631,000 | $ 163,000 |
| Suffolk County Massachusetts | 5 | $ 665,000 | $ 133,000 | $ 60,000 |
| Hunterdon County New Jersey | 5 | $ 1,856,000 | $ 371,000 | $ 78,000 |
| Warren County New Jersey | 5 | $ 1,173,000 | $ 234,000 | $ 128,000 |
| Bronx County New York | 5 | $ 772,000 | $ 154,000 | $ 70,000 |
| New York County New York | 5 | $ 2,153,000 | $ 430,000 | $ 108,000 |
| Butler County Ohio | 5 | $ 630,000 | $ 126,000 | $ 38,000 |
| Montgomery County Ohio | 5 | $ 483,000 | $ 96,000 | $ 61,000 |
| Providence County Rhode Island | 5 | $ 823,000 | $ 164,000 | $ 37,000 |
| Greenville County South Carolina | 5 | $ 696,000 | $ 139,000 | $ 48,000 |
| Riverside County California | 4 | $ 2,054,000 | $ 513,000 | $ 104,000 |
| Litchfield County Connecticut | 4 | $ 1,001,000 | $ 250,000 | $ 132,000 |
| District of Columbia County District Of Columbia | 4 | $ 36,850,000 | $ 9,212,000 | $ 41,000 |
| Lee County Florida | 4 | $ 1,400,000 | $ 350,000 | $ 57,000 |
| Leon County Florida | 4 | $ 504,000 | $ 126,000 | $ 222,000 |
| Marion County Florida | 4 | $ 630,000 | $ 157,000 | $ 40,000 |
| Seminole County Florida | 4 | $ 22,792,000 | $ 5,698,000 | $ 80,000 |
| DeKalb County Georgia | 4 | $ 9,462,000 | $ 2,365,000 | $ 82,000 |
| Jefferson County Kentucky | 4 | $ 344,000 | $ 86,000 | $ 68,000 |
| Hampden County Massachusetts | 4 | $ 505,000 | $ 126,000 | $ 59,000 |
| Clark County Nevada | 4 | $ 21,086,000 | $ 5,271,000 | $ 189,000 |
| Salem County New Jersey | 4 | $ 507,000 | $ 126,000 | $ 45,000 |
| Wake County North Carolina | 4 | $ 20,678,000 | $ 5,169,000 | $ 222,000 |
| Delaware County Ohio | 4 | $ 1,091,000 | $ 272,000 | $ 72,000 |
| Tulsa County Oklahoma | 4 | $ 574,000 | $ 143,000 | $ 29,000 |
| Monroe County Pennsylvania | 4 | $ 775,000 | $ 193,000 | $ 69,000 |
| Washington County Rhode Island | 4 | $ 892,000 | $ 223,000 | $ 67,000 |
| Spotsylvania County Virginia | 4 | $ 1,156,000 | $ 289,000 | $ 214,000 |
| San Bernardino County California | 3 | $ 599,000 | $ 199,000 | $ 48,000 |
| San Diego County California | 3 | $ 796,000 | $ 265,000 | $ 133,000 |
| San Francisco County California | 3 | $ 68,476,000 | $ 22,825,000 | $ 24,000 |
| Tolland County Connecticut | 3 | $ 456,000 | $ 152,000 | $ 51,000 |
| Collier County Florida | 3 | $ 19,206,000 | $ 6,402,000 | $ 73,000 |
| St. Lucie County Florida | 3 | $ 519,000 | $ 173,000 | $ 75,000 |
| Gwinnett County Georgia | 3 | $ 381,000 | $ 127,000 | $ 59,000 |
| Henry County Georgia | 3 | $ 15,157,000 | $ 5,052,000 | $ 45,000 |
| Johnson County Kansas | 3 | $ 1,133,000 | $ 377,000 | $ 96,000 |
| Penobscot County Maine | 3 | $ 255,000 | $ 85,000 | $ 74,000 |
| Montgomery County Maryland | 3 | $ 862,000 | $ 287,000 | $ 157,000 |
| Macomb County Michigan | 3 | $ 250,000 | $ 83,000 | $ 48,000 |
| Oakland County Michigan | 3 | $ 1,184,000 | $ 394,000 | $ 101,000 |
| Hennepin County Minnesota | 3 | $ 694,000 | $ 231,000 | $ 50,000 |
| Cape May County New Jersey | 3 | $ 720,000 | $ 240,000 | $ 75,000 |
| Sussex County New Jersey | 3 | $ 808,000 | $ 269,000 | $ 101,000 |
| Bernalillo County New Mexico | 3 | $ 524,000 | $ 174,000 | $ 33,000 |
| Erie County New York | 3 | $ 432,000 | $ 144,000 | $ 47,000 |
| Oneida County New York | 3 | $ 285,000 | $ 95,000 | $ 30,000 |
| Orange County New York | 3 | $ 522,000 | $ 174,000 | $ 45,000 |
| Richmond County New York | 3 | $ 813,000 | $ 271,000 | $ 29,000 |
| Greene County Ohio | 3 | $ 297,000 | $ 99,000 | $ 0 |
| Multnomah County Oregon | 3 | $ 626,000 | $ 208,000 | $ 66,000 |
| Dauphin County Pennsylvania | 3 | $ 375,000 | $ 125,000 | $ 14,000 |
| Lackawanna County Pennsylvania | 3 | $ 432,000 | $ 144,000 | $ 25,000 |
| Luzerne County Pennsylvania | 3 | $ 426,000 | $ 142,000 | $ 34,000 |
| Kent County Rhode Island | 3 | $ 582,000 | $ 194,000 | $ 56,000 |
| Newport County Rhode Island | 3 | $ 920,000 | $ 306,000 | $ 149,000 |
| Charleston County South Carolina | 3 | $ 780,000 | $ 260,000 | $ 36,000 |
| Sumner County Tennessee | 3 | $ 367,000 | $ 122,000 | $ 109,000 |
| Tarrant County Texas | 3 | $ 31,155,000 | $ 10,385,000 | $ 0 |
| Fairfax County Virginia | 3 | $ 1,517,000 | $ 505,000 | $ 154,000 |
| King County Washington | 3 | $ 884,000 | $ 294,000 | $ 107,000 |
| Snohomish County Washington | 3 | $ 499,000 | $ 166,000 | $ 66,000 |
| Mobile County Alabama | 2 | $ 235,000 | $ 117,000 | $ 96,000 |
| Pima County Arizona | 2 | $ 578,000 | $ 289,000 | $ 30,000 |
| Pinal County Arizona | 2 | $ 392,000 | $ 196,000 | $ 66,000 |
| Alameda County California | 2 | $ 926,000 | $ 463,000 | $ 184,000 |
| Eagle County Colorado | 2 | $ 843,000 | $ 421,000 | $ 0 |
| El Paso County Colorado | 2 | $ 437,000 | $ 218,000 | $ 40,000 |
| Sussex County Delaware | 2 | $ 664,000 | $ 332,000 | $ 276,000 |
| Duval County Florida | 2 | $ 322,000 | $ 161,000 | $ 49,000 |
| Pinellas County Florida | 2 | $ 248,000 | $ 124,000 | $ 59,000 |
| Cherokee County Georgia | 2 | $ 582,000 | $ 291,000 | $ 40,000 |
| Cobb County Georgia | 2 | $ 305,000 | $ 152,000 | $ 85,000 |
| DeKalb County Illinois | 2 | $ 346,000 | $ 173,000 | $ 30,000 |
| Kane County Illinois | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Kendall County Illinois | 2 | $ 370,000 | $ 185,000 | $ 0 |
| McHenry County Illinois | 2 | $ 546,000 | $ 273,000 | $ 113,000 |
| Marion County Indiana | 2 | $ 262,000 | $ 131,000 | $ 31,000 |
| Geary County Kansas | 2 | $ 199,000 | $ 99,000 | $ 35,000 |
| East Baton Rouge County Louisiana | 2 | $ 350,000 | $ 175,000 | $ 96,000 |
| Cumberland County Maine | 2 | $ 337,000 | $ 168,000 | $ 16,000 |
| Baltimore County Maryland | 2 | $ 368,000 | $ 184,000 | $ 45,000 |
| Charles County Maryland | 2 | $ 680,000 | $ 340,000 | $ 86,000 |
| Howard County Maryland | 2 | $ 19,092,000 | $ 9,546,000 | $ 42,000 |
| Barnstable County Massachusetts | 2 | $ 518,000 | $ 259,000 | $ 192,000 |
| Hinds County Mississippi | 2 | $ 225,000 | $ 112,000 | $ 18,000 |
| Christian County Missouri | 2 | $ 355,000 | $ 177,000 | $ 50,000 |
| Platte County Missouri | 2 | $ 362,000 | $ 181,000 | $ 49,000 |
| Cheshire County New Hampshire | 2 | $ 247,000 | $ 123,000 | $ 10,000 |
| Atlantic County New Jersey | 2 | $ 464,000 | $ 232,000 | $ 19,000 |
| Albany County New York | 2 | $ 764,000 | $ 382,000 | $ 32,000 |
| Dutchess County New York | 2 | $ 408,000 | $ 204,000 | $ 29,000 |
| Monroe County New York | 2 | $ 358,000 | $ 179,000 | $ 70,000 |
| Putnam County New York | 2 | $ 684,000 | $ 342,000 | $ 123,000 |
| Rensselaer County New York | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Rockland County New York | 2 | $ 574,000 | $ 287,000 | $ 64,000 |
| Buncombe County North Carolina | 2 | $ 409,000 | $ 204,000 | $ 24,000 |
| Davidson County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 73,000 |
| Forsyth County North Carolina | 2 | $ 283,000 | $ 141,000 | $ 56,000 |
| Iredell County North Carolina | 2 | $ 563,000 | $ 281,000 | $ 113,000 |
| Lincoln County North Carolina | 2 | $ 363,000 | $ 181,000 | $ 105,000 |
| Macon County North Carolina | 2 | $ 355,000 | $ 177,000 | $ 0 |
| New Hanover County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Pitt County North Carolina | 2 | $ 219,000 | $ 109,000 | $ 30,000 |
| Lorain County Ohio | 2 | $ 295,000 | $ 147,000 | $ 108,000 |
| Mahoning County Ohio | 2 | $ 150,000 | $ 75,000 | $ 69,000 |
| Summit County Ohio | 2 | $ 203,000 | $ 101,000 | $ 53,000 |
| Beaver County Pennsylvania | 2 | $ 896,000 | $ 448,000 | $ 327,000 |
| Cambria County Pennsylvania | 2 | $ 146,000 | $ 73,000 | $ 147,000 |
| Lehigh County Pennsylvania | 2 | $ 163,000 | $ 81,000 | $ 34,000 |
| York County Pennsylvania | 2 | $ 258,000 | $ 129,000 | $ 73,000 |
| Dorchester County South Carolina | 2 | $ 417,000 | $ 208,000 | $ 8,000 |
| Richland County South Carolina | 2 | $ 285,000 | $ 142,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 175,000 | $ 87,000 | $ 63,000 |
| Shelby County Tennessee | 2 | $ 203,000 | $ 101,000 | $ 0 |
| Collin County Texas | 2 | $ 282,000 | $ 141,000 | $ 115,000 |
| McLennan County Texas | 2 | $ 161,000 | $ 80,000 | $ 115,000 |
| Montgomery County Texas | 2 | $ 229,000 | $ 114,000 | $ 146,000 |
| Travis County Texas | 2 | $ 237,000 | $ 118,000 | $ 52,000 |
| Salt Lake County Utah | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Caroline County Virginia | 2 | $ 231,000 | $ 115,000 | $ 37,000 |
| Chesapeake County Virginia | 2 | $ 372,000 | $ 186,000 | $ 56,000 |
| Loudoun County Virginia | 2 | $ 1,173,000 | $ 586,000 | $ 117,000 |
| Norfolk County Virginia | 2 | $ 144,000 | $ 72,000 | $ 38,000 |
| Portsmouth County Virginia | 2 | $ 204,000 | $ 102,000 | $ 17,000 |
| Prince William County Virginia | 2 | $ 597,000 | $ 298,000 | $ 119,000 |
| Virginia Beach County Virginia | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Thurston County Washington | 2 | $ 414,000 | $ 207,000 | $ 82,000 |
| Milwaukee County Wisconsin | 2 | $ 349,000 | $ 174,000 | $ 42,000 |
| Baldwin County Alabama | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Dale County Alabama | 1 | $ 62,000 | $ 62,000 | $ 69,000 |
| Jefferson County Alabama | 1 | $ 197,000 | $ 197,000 | $ 90,000 |
| Madison County Alabama | 1 | $ 74,000 | $ 74,000 | $ 17,000 |
| Shelby County Alabama | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Ashley County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| Ouachita County Arkansas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Saline County Arkansas | 1 | $ 142,000 | $ 142,000 | $ 31,000 |
| Kings County California | 1 | $ 164,000 | $ 164,000 | $ 63,000 |
| Napa County California | 1 | $ 503,000 | $ 503,000 | $ 0 |
| San Mateo County California | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Santa Clara County California | 1 | $ 42,500,000 | $ 42,500,000 | $ 0 |
| Stanislaus County California | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
| Adams County Colorado | 1 | $ 203,000 | $ 203,000 | $ 122,000 |
| Arapahoe County Colorado | 1 | $ 260,000 | $ 260,000 | $ 41,000 |
| Boulder County Colorado | 1 | $ 475,000 | $ 475,000 | $ 168,000 |
| Douglas County Colorado | 1 | $ 212,000 | $ 212,000 | $ 90,000 |
| La Plata County Colorado | 1 | $ 380,000 | $ 380,000 | $ 550,000 |
| New Castle County Delaware | 1 | $ 174,000 | $ 174,000 | $ 138,000 |
| Brevard County Florida | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Charlotte County Florida | 1 | $ 444,000 | $ 444,000 | $ 228,000 |
| Flagler County Florida | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Hernando County Florida | 1 | $ 173,000 | $ 173,000 | $ 51,000 |
| Lake County Florida | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Martin County Florida | 1 | $ 471,000 | $ 471,000 | $ 132,000 |
| Osceola County Florida | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Polk County Florida | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Sumter County Florida | 1 | $ 47,000 | $ 47,000 | $ 61,000 |
| Volusia County Florida | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
| Bibb County Georgia | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Chatham County Georgia | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Coweta County Georgia | 1 | $ 187,000 | $ 187,000 | $ 196,000 |
| Douglas County Georgia | 1 | $ 340,000 | $ 340,000 | $ 115,000 |
| Fayette County Georgia | 1 | $ 192,000 | $ 192,000 | $ 95,000 |
| Forsyth County Georgia | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Putnam County Georgia | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Schley County Georgia | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Boone County Illinois | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Grundy County Illinois | 1 | $ 242,000 | $ 242,000 | $ 50,000 |
| Macon County Illinois | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Macoupin County Illinois | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Madison County Illinois | 1 | $ 117,000 | $ 117,000 | $ 72,000 |
| Ogle County Illinois | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Peoria County Illinois | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Stephenson County Illinois | 1 | $ 74,000 | $ 74,000 | $ 58,000 |
| Tazewell County Illinois | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Winnebago County Illinois | 1 | $ 112,000 | $ 112,000 | $ 80,000 |
| Boone County Indiana | 1 | $ 166,000 | $ 166,000 | $ 400,000 |
| Lake County Indiana | 1 | $ 133,000 | $ 133,000 | $ 68,000 |
| Marshall County Indiana | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Monroe County Indiana | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Ripley County Indiana | 1 | $ 166,000 | $ 166,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 81,000 | $ 81,000 | $ 75,000 |
| Tippecanoe County Indiana | 1 | $ 42,000 | $ 42,000 | $ 48,000 |
| White County Indiana | 1 | $ 56,000 | $ 56,000 | $ 33,000 |
| Polk County Iowa | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Poweshiek County Iowa | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 93,000 | $ 93,000 | $ 131,000 |
| Christian County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Clark County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 81,000 |
| Marion County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Mercer County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Trigg County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Iberville County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| St. Charles County Louisiana | 1 | $ 98,000 | $ 98,000 | $ 110,000 |
| Aroostook County Maine | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| Hancock County Maine | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 244,000 | $ 244,000 | $ 84,000 |
| Baltimore City County Maryland | 1 | $ 101,000 | $ 101,000 | $ 66,000 |
| Frederick County Maryland | 1 | $ 400,000 | $ 400,000 | $ 132,000 |
| Kent County Maryland | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
| Essex County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Plymouth County Massachusetts | 1 | $ 26,000 | $ 26,000 | $ 105,000 |
| St. Clair County Michigan | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Wayne County Michigan | 1 | $ 70,000 | $ 70,000 | $ 63,000 |
| Dakota County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Lyon County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 100,000 |
| St. Louis County Minnesota | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
| Lafayette County Mississippi | 1 | $ 134,000 | $ 134,000 | $ 195,000 |
| Lawrence County Mississippi | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Clay County Missouri | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Jackson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Jefferson County Missouri | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Lawrence County Missouri | 1 | $ 83,000 | $ 83,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 90,000 | $ 90,000 | $ 150,000 |
| St. Louis City County Missouri | 1 | $ 228,000 | $ 228,000 | $ 173,000 |
| Burt County Nebraska | 1 | $ 187,000 | $ 187,000 | $ 112,000 |
| Carroll County New Hampshire | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Strafford County New Hampshire | 1 | $ 268,000 | $ 268,000 | $ 71,000 |
| Gloucester County New Jersey | 1 | $ 156,000 | $ 156,000 | $ 87,000 |
| Dona Ana County New Mexico | 1 | $ 78,000 | $ 78,000 | $ 96,000 |
| Chautauqua County New York | 1 | $ 69,000 | $ 69,000 | $ 19,000 |
| Chemung County New York | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Columbia County New York | 1 | $ 206,000 | $ 206,000 | $ 85,000 |
| Genesee County New York | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
| Herkimer County New York | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| Onondaga County New York | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Oswego County New York | 1 | $ 73,000 | $ 73,000 | $ 72,000 |
| Sullivan County New York | 1 | $ 240,000 | $ 240,000 | $ 95,000 |
| Wayne County New York | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Cabarrus County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Chatham County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Clay County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 175,000 |
| Craven County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 84,000 |
| Dare County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Durham County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 16,000 |
| Johnston County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Madison County North Carolina | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Rowan County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 65,000 |
| Union County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 161,000 |
| Watauga County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| Fayette County Ohio | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Geauga County Ohio | 1 | $ 161,000 | $ 161,000 | $ 71,000 |
| Hamilton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Scioto County Ohio | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Union County Ohio | 1 | $ 350,000 | $ 350,000 | $ 200,000 |
| Carter County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Cleveland County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 74,000 |
| Rogers County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Columbia County Oregon | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Deschutes County Oregon | 1 | $ 350,000 | $ 350,000 | $ 160,000 |
| Allegheny County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Bedford County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 31,000 |
| Berks County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 91,000 |
| Erie County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 312,000 | $ 312,000 | $ 90,000 |
| Wayne County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 48,000 |
| Wyoming County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 21,000 |
| Bristol County Rhode Island | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Marion County South Carolina | 1 | $ 33,000 | $ 33,000 | $ 38,000 |
| Orangeburg County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Spartanburg County South Carolina | 1 | $ 67,000 | $ 67,000 | $ 76,000 |
| York County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 82,000 |
| Blount County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Davidson County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 35,000 |
| Maury County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 98,000 |
| McNairy County Tennessee | 1 | $ 73,000 | $ 73,000 | $ 65,000 |
| Montgomery County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| Sullivan County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Trousdale County Tennessee | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Goliad County Texas | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Lamar County Texas | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Weber County Utah | 1 | $ 163,000 | $ 163,000 | $ 114,000 |
| Caledonia County Vermont | 1 | $ 137,000 | $ 137,000 | $ 247,000 |
| Windsor County Vermont | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 73,000 | $ 73,000 | $ 33,000 |
| Hanover County Virginia | 1 | $ 420,000 | $ 420,000 | $ 60,000 |
| King William County Virginia | 1 | $ 139,000 | $ 139,000 | $ 52,000 |
| Louisa County Virginia | 1 | $ 276,000 | $ 276,000 | $ 93,000 |
| Newport News County Virginia | 1 | $ 49,000 | $ 49,000 | $ 27,000 |
| Warren County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Clark County Washington | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Pierce County Washington | 1 | $ 209,000 | $ 209,000 | $ 77,000 |
| San Juan County Washington | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 114,000 | $ 114,000 | $ 143,000 |
| Door County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 59,000 |
| Jackson County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Pierce County Wisconsin | 1 | $ 181,000 | $ 181,000 | $ 97,000 |
| Winnebago County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 22,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 608 | $307,043,000 | $505,000 | $42,500,000 | $66,000 | $650,000 |
| Home Purchase | 465 | $557,413,000 | $1,198,000 | $45,000,000 | $84,000 | $1,264,000 |
| Home Improvement | 39 | $7,695,000 | $197,000 | $500,000 | $66,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 654 | $153,844,000 | $235,000 | $1,763,000 | $79,000 | $1,264,000 |
| Not Provided | 193 | $42,447,000 | $219,000 | $1,700,000 | $76,000 | $700,000 |
| Black or African American | 100 | $17,174,000 | $171,000 | $678,000 | $54,000 | $193,000 |
| Hispanic | 66 | $15,897,000 | $240,000 | $956,000 | $67,000 | $400,000 |
| Asian | 52 | $16,090,000 | $309,000 | $736,000 | $95,000 | $820,000 |
| Not applicable | 35 | $624,392,000 | $17,839,000 | $45,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $1,662,000 | $184,000 | $488,000 | $40,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $645,000 | $215,000 | $312,000 | $97,000 | $136,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,112 | $872,151,000 | $784,000 | $45,000,000 | $73,000 | $1,264,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 581 | $257,987,000 | $444,000 | $45,000,000 | $72,000 | $1,264,000 |
| Application Denied By Financial Institution | 271 | $445,744,000 | $1,644,000 | $42,500,000 | $61,000 | $700,000 |
| Application Approved But Not Accepted | 251 | $142,050,000 | $565,000 | $35,600,000 | $93,000 | $825,000 |
| Loan Purchased By The Institution | 9 | $26,370,000 | $2,930,000 | $25,000,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $21,593,000 | $280,000 | $1,700,000 | $62,000 | $700,000 |
| Credit History | 73 | $15,294,000 | $209,000 | $770,000 | $63,000 | $605,000 |
| Collateral | 66 | $13,060,000 | $197,000 | $588,000 | $72,000 | $405,000 |
| Other | 32 | $391,541,000 | $12,235,000 | $42,500,000 | $28,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,936,000 | $225,000 | $388,000 | $48,000 | $105,000 |
| Unverifiable Information | 4 | $585,000 | $146,000 | $246,000 | $115,000 | $155,000 |
| Credit Application Incomplete | 3 | $307,000 | $102,000 | $182,000 | $74,000 | $136,000 |
| Employment History | 3 | $428,000 | $142,000 | $168,000 | $52,000 | $123,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Metlife Bank, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Metlife Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.