Metlife Bank, N.A. Mortgage Lending & HMDA Data, 2006
In 2006, Metlife Bank, N.A. of Convent Station, NJ reported 1,112 mortgage applications totaling $872.2 million. The average application was for $784,308, and applicants reported an average income of $73,526. 52% of its applications resulted in an originated loan and 24% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (81), Edison, NJ (71) and Chicago-Naperville-Joliet, IL (66) (applications in parentheses).
| Mortgage Company & Address | Metlife Bank, N.A. 334 Madison Avenue Convent Station, NJ 07961 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,112 |
| Total Mortgage Loan Application Amount | $872,151,000 |
| Average Mortgage Loan Application Amount | $784,308 |
| Highest Mortgage Loan Application Amount | $45,000,000 |
| Average Applicant Income | $73,526 |
| Highest Applicant Income | $1,264,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Metlife Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 42 | $ 7,689,000 | $ 183,071 | $ 73,000 |
| Maricopa, Arizona | 34 | $ 8,861,000 | $ 260,617 | $ 91,000 |
| Fairfield, Connecticut | 22 | $ 6,202,000 | $ 281,909 | $ 80,000 |
| Somerset, New Jersey | 22 | $ 8,145,000 | $ 370,227 | $ 92,000 |
| Palm Beach, Florida | 21 | $ 6,751,000 | $ 321,476 | $ 102,000 |
| Nassau, New York | 21 | $ 8,936,000 | $ 425,523 | $ 100,000 |
| New Haven, Connecticut | 20 | $ 3,589,000 | $ 179,450 | $ 55,000 |
| Middlesex, New Jersey | 20 | $ 5,895,000 | $ 294,750 | $ 97,000 |
| Suffolk, New York | 19 | $ 5,845,000 | $ 307,631 | $ 172,000 |
| Hartford, Connecticut | 18 | $ 3,131,000 | $ 173,944 | $ 78,000 |
| Hillsborough, Florida | 18 | $ 2,680,000 | $ 148,888 | $ 59,000 |
| Mecklenburg, North Carolina | 18 | $ 27,476,000 | $ 1,526,444 | $ 63,000 |
| Bergen, New Jersey | 15 | $ 4,550,000 | $ 303,333 | $ 110,000 |
| Monmouth, New Jersey | 15 | $ 4,161,000 | $ 277,400 | $ 77,000 |
| Ocean, New Jersey | 14 | $ 4,979,000 | $ 355,642 | $ 106,000 |
| Henrico, Virginia | 14 | $ 2,609,000 | $ 186,357 | $ 49,000 |
| Essex, New Jersey | 12 | $ 3,055,000 | $ 254,583 | $ 79,000 |
| Philadelphia, Pennsylvania | 12 | $ 1,349,000 | $ 112,416 | $ 12,000 |
| Broward, Florida | 11 | $ 3,934,000 | $ 357,636 | $ 89,000 |
| Hudson, New Jersey | 11 | $ 3,198,000 | $ 290,727 | $ 58,000 |
| Union, New Jersey | 11 | $ 2,383,000 | $ 216,636 | $ 34,000 |
| Westchester, New York | 11 | $ 4,000,000 | $ 363,636 | $ 166,000 |
| Camden, New Jersey | 10 | $ 1,659,000 | $ 165,900 | $ 87,000 |
| Queens, New York | 10 | $ 2,073,000 | $ 207,300 | $ 47,000 |
| DuPage, Illinois | 9 | $ 1,555,000 | $ 172,777 | $ 51,000 |
| St. Louis, Missouri | 9 | $ 1,140,000 | $ 126,666 | $ 53,000 |
| Passaic, New Jersey | 9 | $ 2,841,000 | $ 315,666 | $ 76,000 |
| Middlesex, Connecticut | 8 | $ 1,184,000 | $ 148,000 | $ 103,000 |
| Miami-Dade, Florida | 8 | $ 47,319,000 | $ 5,914,875 | $ 60,000 |
| Orange, Florida | 8 | $ 26,007,000 | $ 3,250,875 | $ 48,000 |
| Burlington, New Jersey | 8 | $ 1,762,000 | $ 220,250 | $ 67,000 |
| Morris, New Jersey | 8 | $ 3,976,000 | $ 497,000 | $ 130,000 |
| Kings, New York | 8 | $ 2,520,000 | $ 315,000 | $ 114,000 |
| Franklin, Ohio | 8 | $ 15,623,000 | $ 1,952,875 | $ 55,000 |
| Chesterfield, Virginia | 8 | $ 1,600,000 | $ 200,000 | $ 63,000 |
| Fulton, Georgia | 7 | $ 61,854,000 | $ 8,836,285 | $ 25,000 |
| Middlesex, Massachusetts | 7 | $ 1,851,000 | $ 264,428 | $ 75,000 |
| Horry, South Carolina | 7 | $ 878,000 | $ 125,428 | $ 61,000 |
| New London, Connecticut | 6 | $ 1,148,000 | $ 191,333 | $ 70,000 |
| Pasco, Florida | 6 | $ 1,562,000 | $ 260,333 | $ 9,000 |
| Lake, Illinois | 6 | $ 1,699,000 | $ 283,166 | $ 63,000 |
| Will, Illinois | 6 | $ 1,111,000 | $ 185,166 | $ 41,000 |
| Dallas, Texas | 6 | $ 32,304,000 | $ 5,384,000 | $ 32,000 |
| Harris, Texas | 6 | $ 39,028,000 | $ 6,504,666 | $ 16,000 |
| Richmond City, Virginia | 6 | $ 895,000 | $ 149,166 | $ 46,000 |
| Los Angeles, California | 5 | $ 86,531,000 | $ 17,306,200 | $ 53,000 |
| Orange, California | 5 | $ 3,158,000 | $ 631,600 | $ 163,000 |
| Suffolk, Massachusetts | 5 | $ 665,000 | $ 133,000 | $ 60,000 |
| Hunterdon, New Jersey | 5 | $ 1,856,000 | $ 371,200 | $ 78,000 |
| Warren, New Jersey | 5 | $ 1,173,000 | $ 234,600 | $ 128,000 |
| Bronx, New York | 5 | $ 772,000 | $ 154,400 | $ 70,000 |
| New York, New York | 5 | $ 2,153,000 | $ 430,600 | $ 108,000 |
| Butler, Ohio | 5 | $ 630,000 | $ 126,000 | $ 38,000 |
| Montgomery, Ohio | 5 | $ 483,000 | $ 96,600 | $ 61,000 |
| Providence, Rhode Island | 5 | $ 823,000 | $ 164,600 | $ 37,000 |
| Greenville, South Carolina | 5 | $ 696,000 | $ 139,200 | $ 48,000 |
| Riverside, California | 4 | $ 2,054,000 | $ 513,500 | $ 104,000 |
| Litchfield, Connecticut | 4 | $ 1,001,000 | $ 250,250 | $ 132,000 |
| District of Columbia, District Of Columbia | 4 | $ 36,850,000 | $ 9,212,500 | $ 41,000 |
| Lee, Florida | 4 | $ 1,400,000 | $ 350,000 | $ 57,000 |
| Leon, Florida | 4 | $ 504,000 | $ 126,000 | $ 222,000 |
| Marion, Florida | 4 | $ 630,000 | $ 157,500 | $ 40,000 |
| Seminole, Florida | 4 | $ 22,792,000 | $ 5,698,000 | $ 80,000 |
| DeKalb, Georgia | 4 | $ 9,462,000 | $ 2,365,500 | $ 82,000 |
| Jefferson, Kentucky | 4 | $ 344,000 | $ 86,000 | $ 68,000 |
| Hampden, Massachusetts | 4 | $ 505,000 | $ 126,250 | $ 59,000 |
| Clark, Nevada | 4 | $ 21,086,000 | $ 5,271,500 | $ 189,000 |
| Salem, New Jersey | 4 | $ 507,000 | $ 126,750 | $ 45,000 |
| Wake, North Carolina | 4 | $ 20,678,000 | $ 5,169,500 | $ 222,000 |
| Delaware, Ohio | 4 | $ 1,091,000 | $ 272,750 | $ 72,000 |
| Tulsa, Oklahoma | 4 | $ 574,000 | $ 143,500 | $ 29,000 |
| Monroe, Pennsylvania | 4 | $ 775,000 | $ 193,750 | $ 69,000 |
| Washington, Rhode Island | 4 | $ 892,000 | $ 223,000 | $ 67,000 |
| Spotsylvania, Virginia | 4 | $ 1,156,000 | $ 289,000 | $ 214,000 |
| San Bernardino, California | 3 | $ 599,000 | $ 199,666 | $ 48,000 |
| San Diego, California | 3 | $ 796,000 | $ 265,333 | $ 133,000 |
| San Francisco, California | 3 | $ 68,476,000 | $ 22,825,333 | $ 24,000 |
| Tolland, Connecticut | 3 | $ 456,000 | $ 152,000 | $ 51,000 |
| Collier, Florida | 3 | $ 19,206,000 | $ 6,402,000 | $ 73,000 |
| St. Lucie, Florida | 3 | $ 519,000 | $ 173,000 | $ 75,000 |
| Gwinnett, Georgia | 3 | $ 381,000 | $ 127,000 | $ 59,000 |
| Henry, Georgia | 3 | $ 15,157,000 | $ 5,052,333 | $ 45,000 |
| Johnson, Kansas | 3 | $ 1,133,000 | $ 377,666 | $ 96,000 |
| Penobscot, Maine | 3 | $ 255,000 | $ 85,000 | $ 74,000 |
| Montgomery, Maryland | 3 | $ 862,000 | $ 287,333 | $ 157,000 |
| Macomb, Michigan | 3 | $ 250,000 | $ 83,333 | $ 48,000 |
| Oakland, Michigan | 3 | $ 1,184,000 | $ 394,666 | $ 101,000 |
| Hennepin, Minnesota | 3 | $ 694,000 | $ 231,333 | $ 50,000 |
| Cape May, New Jersey | 3 | $ 720,000 | $ 240,000 | $ 75,000 |
| Sussex, New Jersey | 3 | $ 808,000 | $ 269,333 | $ 101,000 |
| Bernalillo, New Mexico | 3 | $ 524,000 | $ 174,666 | $ 33,000 |
| Erie, New York | 3 | $ 432,000 | $ 144,000 | $ 47,000 |
| Oneida, New York | 3 | $ 285,000 | $ 95,000 | $ 30,000 |
| Orange, New York | 3 | $ 522,000 | $ 174,000 | $ 45,000 |
| Richmond, New York | 3 | $ 813,000 | $ 271,000 | $ 29,000 |
| Greene, Ohio | 3 | $ 297,000 | $ 99,000 | $ 0 |
| Multnomah, Oregon | 3 | $ 626,000 | $ 208,666 | $ 66,000 |
| Dauphin, Pennsylvania | 3 | $ 375,000 | $ 125,000 | $ 14,000 |
| Lackawanna, Pennsylvania | 3 | $ 432,000 | $ 144,000 | $ 25,000 |
| Luzerne, Pennsylvania | 3 | $ 426,000 | $ 142,000 | $ 34,000 |
| Kent, Rhode Island | 3 | $ 582,000 | $ 194,000 | $ 56,000 |
| Newport, Rhode Island | 3 | $ 920,000 | $ 306,666 | $ 149,000 |
| Charleston, South Carolina | 3 | $ 780,000 | $ 260,000 | $ 36,000 |
| Sumner, Tennessee | 3 | $ 367,000 | $ 122,333 | $ 109,000 |
| Tarrant, Texas | 3 | $ 31,155,000 | $ 10,385,000 | $ 0 |
| Fairfax, Virginia | 3 | $ 1,517,000 | $ 505,666 | $ 154,000 |
| King, Washington | 3 | $ 884,000 | $ 294,666 | $ 107,000 |
| Snohomish, Washington | 3 | $ 499,000 | $ 166,333 | $ 66,000 |
| Mobile, Alabama | 2 | $ 235,000 | $ 117,500 | $ 96,000 |
| Pima, Arizona | 2 | $ 578,000 | $ 289,000 | $ 30,000 |
| Pinal, Arizona | 2 | $ 392,000 | $ 196,000 | $ 66,000 |
| Alameda, California | 2 | $ 926,000 | $ 463,000 | $ 184,000 |
| Eagle, Colorado | 2 | $ 843,000 | $ 421,500 | $ 0 |
| El Paso, Colorado | 2 | $ 437,000 | $ 218,500 | $ 40,000 |
| Sussex, Delaware | 2 | $ 664,000 | $ 332,000 | $ 276,000 |
| Duval, Florida | 2 | $ 322,000 | $ 161,000 | $ 49,000 |
| Pinellas, Florida | 2 | $ 248,000 | $ 124,000 | $ 59,000 |
| Cherokee, Georgia | 2 | $ 582,000 | $ 291,000 | $ 40,000 |
| Cobb, Georgia | 2 | $ 305,000 | $ 152,500 | $ 85,000 |
| DeKalb, Illinois | 2 | $ 346,000 | $ 173,000 | $ 30,000 |
| Kane, Illinois | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Kendall, Illinois | 2 | $ 370,000 | $ 185,000 | $ 0 |
| McHenry, Illinois | 2 | $ 546,000 | $ 273,000 | $ 113,000 |
| Marion, Indiana | 2 | $ 262,000 | $ 131,000 | $ 31,000 |
| Geary, Kansas | 2 | $ 199,000 | $ 99,500 | $ 35,000 |
| East Baton Rouge, Louisiana | 2 | $ 350,000 | $ 175,000 | $ 96,000 |
| Cumberland, Maine | 2 | $ 337,000 | $ 168,500 | $ 16,000 |
| Baltimore, Maryland | 2 | $ 368,000 | $ 184,000 | $ 45,000 |
| Charles, Maryland | 2 | $ 680,000 | $ 340,000 | $ 86,000 |
| Howard, Maryland | 2 | $ 19,092,000 | $ 9,546,000 | $ 42,000 |
| Barnstable, Massachusetts | 2 | $ 518,000 | $ 259,000 | $ 192,000 |
| Hinds, Mississippi | 2 | $ 225,000 | $ 112,500 | $ 18,000 |
| Christian, Missouri | 2 | $ 355,000 | $ 177,500 | $ 50,000 |
| Platte, Missouri | 2 | $ 362,000 | $ 181,000 | $ 49,000 |
| Cheshire, New Hampshire | 2 | $ 247,000 | $ 123,500 | $ 10,000 |
| Atlantic, New Jersey | 2 | $ 464,000 | $ 232,000 | $ 19,000 |
| Albany, New York | 2 | $ 764,000 | $ 382,000 | $ 32,000 |
| Dutchess, New York | 2 | $ 408,000 | $ 204,000 | $ 29,000 |
| Monroe, New York | 2 | $ 358,000 | $ 179,000 | $ 70,000 |
| Putnam, New York | 2 | $ 684,000 | $ 342,000 | $ 123,000 |
| Rensselaer, New York | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Rockland, New York | 2 | $ 574,000 | $ 287,000 | $ 64,000 |
| Buncombe, North Carolina | 2 | $ 409,000 | $ 204,500 | $ 24,000 |
| Davidson, North Carolina | 2 | $ 200,000 | $ 100,000 | $ 73,000 |
| Forsyth, North Carolina | 2 | $ 283,000 | $ 141,500 | $ 56,000 |
| Iredell, North Carolina | 2 | $ 563,000 | $ 281,500 | $ 113,000 |
| Lincoln, North Carolina | 2 | $ 363,000 | $ 181,500 | $ 105,000 |
| Macon, North Carolina | 2 | $ 355,000 | $ 177,500 | $ 0 |
| New Hanover, North Carolina | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Pitt, North Carolina | 2 | $ 219,000 | $ 109,500 | $ 30,000 |
| Lorain, Ohio | 2 | $ 295,000 | $ 147,500 | $ 108,000 |
| Mahoning, Ohio | 2 | $ 150,000 | $ 75,000 | $ 69,000 |
| Summit, Ohio | 2 | $ 203,000 | $ 101,500 | $ 53,000 |
| Beaver, Pennsylvania | 2 | $ 896,000 | $ 448,000 | $ 327,000 |
| Cambria, Pennsylvania | 2 | $ 146,000 | $ 73,000 | $ 147,000 |
| Lehigh, Pennsylvania | 2 | $ 163,000 | $ 81,500 | $ 34,000 |
| York, Pennsylvania | 2 | $ 258,000 | $ 129,000 | $ 73,000 |
| Dorchester, South Carolina | 2 | $ 417,000 | $ 208,500 | $ 8,000 |
| Richland, South Carolina | 2 | $ 285,000 | $ 142,500 | $ 0 |
| Hamilton, Tennessee | 2 | $ 175,000 | $ 87,500 | $ 63,000 |
| Shelby, Tennessee | 2 | $ 203,000 | $ 101,500 | $ 0 |
| Collin, Texas | 2 | $ 282,000 | $ 141,000 | $ 115,000 |
| McLennan, Texas | 2 | $ 161,000 | $ 80,500 | $ 115,000 |
| Montgomery, Texas | 2 | $ 229,000 | $ 114,500 | $ 146,000 |
| Travis, Texas | 2 | $ 237,000 | $ 118,500 | $ 52,000 |
| Salt Lake, Utah | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Caroline, Virginia | 2 | $ 231,000 | $ 115,500 | $ 37,000 |
| Chesapeake, Virginia | 2 | $ 372,000 | $ 186,000 | $ 56,000 |
| Loudoun, Virginia | 2 | $ 1,173,000 | $ 586,500 | $ 117,000 |
| Norfolk, Virginia | 2 | $ 144,000 | $ 72,000 | $ 38,000 |
| Portsmouth, Virginia | 2 | $ 204,000 | $ 102,000 | $ 17,000 |
| Prince William, Virginia | 2 | $ 597,000 | $ 298,500 | $ 119,000 |
| Virginia Beach, Virginia | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Thurston, Washington | 2 | $ 414,000 | $ 207,000 | $ 82,000 |
| Milwaukee, Wisconsin | 2 | $ 349,000 | $ 174,500 | $ 42,000 |
| Baldwin, Alabama | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Dale, Alabama | 1 | $ 62,000 | $ 62,000 | $ 69,000 |
| Jefferson, Alabama | 1 | $ 197,000 | $ 197,000 | $ 90,000 |
| Madison, Alabama | 1 | $ 74,000 | $ 74,000 | $ 17,000 |
| Shelby, Alabama | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Ashley, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| Ouachita, Arkansas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Saline, Arkansas | 1 | $ 142,000 | $ 142,000 | $ 31,000 |
| Kings, California | 1 | $ 164,000 | $ 164,000 | $ 63,000 |
| Napa, California | 1 | $ 503,000 | $ 503,000 | $ 0 |
| San Mateo, California | 1 | $ 303,000 | $ 303,000 | $ 0 |
| Santa Clara, California | 1 | $ 42,500,000 | $ 42,500,000 | $ 0 |
| Stanislaus, California | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
| Adams, Colorado | 1 | $ 203,000 | $ 203,000 | $ 122,000 |
| Arapahoe, Colorado | 1 | $ 260,000 | $ 260,000 | $ 41,000 |
| Boulder, Colorado | 1 | $ 475,000 | $ 475,000 | $ 168,000 |
| Douglas, Colorado | 1 | $ 212,000 | $ 212,000 | $ 90,000 |
| La Plata, Colorado | 1 | $ 380,000 | $ 380,000 | $ 550,000 |
| New Castle, Delaware | 1 | $ 174,000 | $ 174,000 | $ 138,000 |
| Brevard, Florida | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Charlotte, Florida | 1 | $ 444,000 | $ 444,000 | $ 228,000 |
| Flagler, Florida | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Hernando, Florida | 1 | $ 173,000 | $ 173,000 | $ 51,000 |
| Lake, Florida | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Martin, Florida | 1 | $ 471,000 | $ 471,000 | $ 132,000 |
| Osceola, Florida | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Polk, Florida | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Sumter, Florida | 1 | $ 47,000 | $ 47,000 | $ 61,000 |
| Volusia, Florida | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
| Bibb, Georgia | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Chatham, Georgia | 1 | $ 92,000 | $ 92,000 | $ 60,000 |
| Coweta, Georgia | 1 | $ 187,000 | $ 187,000 | $ 196,000 |
| Douglas, Georgia | 1 | $ 340,000 | $ 340,000 | $ 115,000 |
| Fayette, Georgia | 1 | $ 192,000 | $ 192,000 | $ 95,000 |
| Forsyth, Georgia | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Muscogee, Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Putnam, Georgia | 1 | $ 488,000 | $ 488,000 | $ 0 |
| Schley, Georgia | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Boone, Illinois | 1 | $ 453,000 | $ 453,000 | $ 0 |
| Grundy, Illinois | 1 | $ 242,000 | $ 242,000 | $ 50,000 |
| Macon, Illinois | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Macoupin, Illinois | 1 | $ 33,000 | $ 33,000 | $ 30,000 |
| Madison, Illinois | 1 | $ 117,000 | $ 117,000 | $ 72,000 |
| Ogle, Illinois | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Peoria, Illinois | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Stephenson, Illinois | 1 | $ 74,000 | $ 74,000 | $ 58,000 |
| Tazewell, Illinois | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| Winnebago, Illinois | 1 | $ 112,000 | $ 112,000 | $ 80,000 |
| Boone, Indiana | 1 | $ 166,000 | $ 166,000 | $ 400,000 |
| Lake, Indiana | 1 | $ 133,000 | $ 133,000 | $ 68,000 |
| Marshall, Indiana | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Monroe, Indiana | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Ripley, Indiana | 1 | $ 166,000 | $ 166,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 81,000 | $ 81,000 | $ 75,000 |
| Tippecanoe, Indiana | 1 | $ 42,000 | $ 42,000 | $ 48,000 |
| White, Indiana | 1 | $ 56,000 | $ 56,000 | $ 33,000 |
| Polk, Iowa | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Poweshiek, Iowa | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Leavenworth, Kansas | 1 | $ 93,000 | $ 93,000 | $ 131,000 |
| Christian, Kentucky | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Clark, Kentucky | 1 | $ 130,000 | $ 130,000 | $ 81,000 |
| Marion, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Mercer, Kentucky | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Trigg, Kentucky | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Iberville, Louisiana | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| St. Charles, Louisiana | 1 | $ 98,000 | $ 98,000 | $ 110,000 |
| Aroostook, Maine | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| Hancock, Maine | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Anne Arundel, Maryland | 1 | $ 244,000 | $ 244,000 | $ 84,000 |
| Baltimore City, Maryland | 1 | $ 101,000 | $ 101,000 | $ 66,000 |
| Frederick, Maryland | 1 | $ 400,000 | $ 400,000 | $ 132,000 |
| Kent, Maryland | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Prince George's, Maryland | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Bristol, Massachusetts | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
| Essex, Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Franklin, Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Norfolk, Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Plymouth, Massachusetts | 1 | $ 26,000 | $ 26,000 | $ 105,000 |
| St. Clair, Michigan | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Wayne, Michigan | 1 | $ 70,000 | $ 70,000 | $ 63,000 |
| Dakota, Minnesota | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Lyon, Minnesota | 1 | $ 140,000 | $ 140,000 | $ 100,000 |
| St. Louis, Minnesota | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Jackson, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
| Lafayette, Mississippi | 1 | $ 134,000 | $ 134,000 | $ 195,000 |
| Lawrence, Mississippi | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Clay, Missouri | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Jackson, Missouri | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Jefferson, Missouri | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Lawrence, Missouri | 1 | $ 83,000 | $ 83,000 | $ 0 |
| St. Charles, Missouri | 1 | $ 90,000 | $ 90,000 | $ 150,000 |
| St. Louis City, Missouri | 1 | $ 228,000 | $ 228,000 | $ 173,000 |
| Burt, Nebraska | 1 | $ 187,000 | $ 187,000 | $ 112,000 |
| Carroll, New Hampshire | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Strafford, New Hampshire | 1 | $ 268,000 | $ 268,000 | $ 71,000 |
| Gloucester, New Jersey | 1 | $ 156,000 | $ 156,000 | $ 87,000 |
| Dona Ana, New Mexico | 1 | $ 78,000 | $ 78,000 | $ 96,000 |
| Chautauqua, New York | 1 | $ 69,000 | $ 69,000 | $ 19,000 |
| Chemung, New York | 1 | $ 96,000 | $ 96,000 | $ 60,000 |
| Columbia, New York | 1 | $ 206,000 | $ 206,000 | $ 85,000 |
| Genesee, New York | 1 | $ 84,000 | $ 84,000 | $ 50,000 |
| Herkimer, New York | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| Onondaga, New York | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Oswego, New York | 1 | $ 73,000 | $ 73,000 | $ 72,000 |
| Sullivan, New York | 1 | $ 240,000 | $ 240,000 | $ 95,000 |
| Wayne, New York | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Cabarrus, North Carolina | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Chatham, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Clay, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 175,000 |
| Craven, North Carolina | 1 | $ 116,000 | $ 116,000 | $ 84,000 |
| Dare, North Carolina | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Durham, North Carolina | 1 | $ 43,000 | $ 43,000 | $ 16,000 |
| Johnston, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Madison, North Carolina | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Pasquotank, North Carolina | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
| Rowan, North Carolina | 1 | $ 97,000 | $ 97,000 | $ 65,000 |
| Union, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 161,000 |
| Watauga, North Carolina | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| Fayette, Ohio | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Geauga, Ohio | 1 | $ 161,000 | $ 161,000 | $ 71,000 |
| Hamilton, Ohio | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Scioto, Ohio | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Union, Ohio | 1 | $ 350,000 | $ 350,000 | $ 200,000 |
| Carter, Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Cleveland, Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Mayes, Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 74,000 |
| Rogers, Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Columbia, Oregon | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Deschutes, Oregon | 1 | $ 350,000 | $ 350,000 | $ 160,000 |
| Allegheny, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Bedford, Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 31,000 |
| Berks, Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Chester, Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 91,000 |
| Erie, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lebanon, Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Montgomery, Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Pike, Pennsylvania | 1 | $ 312,000 | $ 312,000 | $ 90,000 |
| Wayne, Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 48,000 |
| Wyoming, Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 21,000 |
| Bristol, Rhode Island | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Beaufort, South Carolina | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Marion, South Carolina | 1 | $ 33,000 | $ 33,000 | $ 38,000 |
| Orangeburg, South Carolina | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Spartanburg, South Carolina | 1 | $ 67,000 | $ 67,000 | $ 76,000 |
| York, South Carolina | 1 | $ 417,000 | $ 417,000 | $ 82,000 |
| Blount, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Davidson, Tennessee | 1 | $ 69,000 | $ 69,000 | $ 35,000 |
| Maury, Tennessee | 1 | $ 114,000 | $ 114,000 | $ 98,000 |
| McNairy, Tennessee | 1 | $ 73,000 | $ 73,000 | $ 65,000 |
| Montgomery, Tennessee | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Rutherford, Tennessee | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| Sullivan, Tennessee | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Trousdale, Tennessee | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Williamson, Tennessee | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Goliad, Texas | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Lamar, Texas | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Weber, Utah | 1 | $ 163,000 | $ 163,000 | $ 114,000 |
| Caledonia, Vermont | 1 | $ 137,000 | $ 137,000 | $ 247,000 |
| Windsor, Vermont | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Alexandria, Virginia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Gloucester, Virginia | 1 | $ 73,000 | $ 73,000 | $ 33,000 |
| Hanover, Virginia | 1 | $ 420,000 | $ 420,000 | $ 60,000 |
| King William, Virginia | 1 | $ 139,000 | $ 139,000 | $ 52,000 |
| Louisa, Virginia | 1 | $ 276,000 | $ 276,000 | $ 93,000 |
| Newport News, Virginia | 1 | $ 49,000 | $ 49,000 | $ 27,000 |
| Warren, Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Clark, Washington | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Pierce, Washington | 1 | $ 209,000 | $ 209,000 | $ 77,000 |
| San Juan, Washington | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Kanawha, West Virginia | 1 | $ 114,000 | $ 114,000 | $ 143,000 |
| Door, Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 59,000 |
| Jackson, Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 36,000 |
| Pierce, Wisconsin | 1 | $ 181,000 | $ 181,000 | $ 97,000 |
| Winnebago, Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Metlife Bank, N.A. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 608 | $307,043,000 | $505,000 | $42,500,000 | $66,000 | $650,000 |
| Home Purchase | 465 | $557,413,000 | $1,198,000 | $45,000,000 | $84,000 | $1,264,000 |
| Home Improvement | 39 | $7,695,000 | $197,000 | $500,000 | $66,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 654 | $153,844,000 | $235,000 | $1,763,000 | $79,000 | $1,264,000 |
| Not Provided | 193 | $42,447,000 | $219,000 | $1,700,000 | $76,000 | $700,000 |
| Black or African American | 100 | $17,174,000 | $171,000 | $678,000 | $54,000 | $193,000 |
| Hispanic | 66 | $15,897,000 | $240,000 | $956,000 | $67,000 | $400,000 |
| Asian | 52 | $16,090,000 | $309,000 | $736,000 | $95,000 | $820,000 |
| Not applicable | 35 | $624,392,000 | $17,839,000 | $45,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $1,662,000 | $184,000 | $488,000 | $40,000 | $108,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $645,000 | $215,000 | $312,000 | $97,000 | $136,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,112 | $872,151,000 | $784,000 | $45,000,000 | $73,000 | $1,264,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 581 | $257,987,000 | $444,000 | $45,000,000 | $72,000 | $1,264,000 |
| Application Denied By Financial Institution | 271 | $445,744,000 | $1,644,000 | $42,500,000 | $61,000 | $700,000 |
| Application Approved But Not Accepted | 251 | $142,050,000 | $565,000 | $35,600,000 | $93,000 | $825,000 |
| Loan Purchased By The Institution | 9 | $26,370,000 | $2,930,000 | $25,000,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 77 | $21,593,000 | $280,000 | $1,700,000 | $62,000 | $700,000 |
| Credit History | 73 | $15,294,000 | $209,000 | $770,000 | $63,000 | $605,000 |
| Collateral | 66 | $13,060,000 | $197,000 | $588,000 | $72,000 | $405,000 |
| Other | 32 | $391,541,000 | $12,235,000 | $42,500,000 | $28,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,936,000 | $225,000 | $388,000 | $48,000 | $105,000 |
| Unverifiable Information | 4 | $585,000 | $146,000 | $246,000 | $115,000 | $155,000 |
| Credit Application Incomplete | 3 | $307,000 | $102,000 | $182,000 | $74,000 | $136,000 |
| Employment History | 3 | $428,000 | $142,000 | $168,000 | $52,000 | $123,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Metlife Bank, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Metlife Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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