Metlife Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Metlife Bank, N.A. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Metlife Bank, N.A. 334 Madison Avenue Convent Station, NJ 07961 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,552 |
| Total Mortgage Loan Application Amount | $1,155,361,000 |
| Average Mortgage Loan Application Amount | $715,000 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $107,666 |
| Highest Applicant Income | $2,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Metlife Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Metlife Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Metlife Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Metlife Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Metlife Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Metlife Bank, N.A.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Broward County Florida | 33 | $ 80,035,000 | $ 2,425,000 | $ 111,000 |
| Maricopa County Arizona | 31 | $ 9,995,000 | $ 322,000 | $ 108,000 |
| Hartford County Connecticut | 31 | $ 6,261,000 | $ 201,000 | $ 87,000 |
| Somerset County New Jersey | 29 | $ 10,189,000 | $ 351,000 | $ 144,000 |
| Palm Beach County Florida | 26 | $ 6,749,000 | $ 259,000 | $ 83,000 |
| Fairfield County Connecticut | 25 | $ 8,905,000 | $ 356,000 | $ 199,000 |
| Westchester County New York | 25 | $ 10,033,000 | $ 401,000 | $ 180,000 |
| New Haven County Connecticut | 24 | $ 5,266,000 | $ 219,000 | $ 84,000 |
| Cook County Illinois | 24 | $ 124,161,000 | $ 5,173,000 | $ 161,000 |
| Middlesex County New Jersey | 23 | $ 4,658,000 | $ 202,000 | $ 92,000 |
| Suffolk County New York | 21 | $ 7,693,000 | $ 366,000 | $ 189,000 |
| Mecklenburg County North Carolina | 21 | $ 4,006,000 | $ 190,000 | $ 111,000 |
| Nassau County New York | 20 | $ 6,145,000 | $ 307,000 | $ 129,000 |
| Ocean County New Jersey | 17 | $ 4,169,000 | $ 245,000 | $ 94,000 |
| Bergen County New Jersey | 16 | $ 4,604,000 | $ 287,000 | $ 172,000 |
| New York County New York | 16 | $ 30,707,000 | $ 1,919,000 | $ 218,000 |
| Monmouth County New Jersey | 15 | $ 6,218,000 | $ 414,000 | $ 187,000 |
| Philadelphia County Pennsylvania | 14 | $ 1,317,000 | $ 94,000 | $ 30,000 |
| Los Angeles County California | 13 | $ 7,101,000 | $ 546,000 | $ 178,000 |
| Kings County New York | 13 | $ 4,715,000 | $ 362,000 | $ 112,000 |
| Hillsborough County Florida | 12 | $ 2,369,000 | $ 197,000 | $ 100,000 |
| Union County New Jersey | 12 | $ 3,866,000 | $ 322,000 | $ 131,000 |
| Marion County Florida | 11 | $ 2,247,000 | $ 204,000 | $ 98,000 |
| Middlesex County Massachusetts | 11 | $ 55,061,000 | $ 5,005,000 | $ 150,000 |
| Burlington County New Jersey | 11 | $ 2,223,000 | $ 202,000 | $ 85,000 |
| Essex County New Jersey | 11 | $ 4,723,000 | $ 429,000 | $ 242,000 |
| Queens County New York | 11 | $ 3,829,000 | $ 348,000 | $ 117,000 |
| Pima County Arizona | 10 | $ 2,295,000 | $ 229,000 | $ 84,000 |
| Will County Illinois | 10 | $ 2,411,000 | $ 241,000 | $ 149,000 |
| Fairfax County Virginia | 10 | $ 75,077,000 | $ 7,507,000 | $ 106,000 |
| Henrico County Virginia | 10 | $ 1,554,000 | $ 155,000 | $ 68,000 |
| New London County Connecticut | 9 | $ 2,404,000 | $ 267,000 | $ 91,000 |
| Duval County Florida | 9 | $ 1,716,000 | $ 190,000 | $ 69,000 |
| Franklin County Ohio | 9 | $ 2,905,000 | $ 322,000 | $ 187,000 |
| Warren County Ohio | 9 | $ 1,132,000 | $ 125,000 | $ 51,000 |
| Santa Clara County California | 8 | $ 41,504,000 | $ 5,188,000 | $ 136,000 |
| Orange County Florida | 8 | $ 2,099,000 | $ 262,000 | $ 83,000 |
| Fulton County Georgia | 8 | $ 1,923,000 | $ 240,000 | $ 136,000 |
| Morris County New Jersey | 8 | $ 2,658,000 | $ 332,000 | $ 143,000 |
| Montgomery County Pennsylvania | 8 | $ 1,982,000 | $ 247,000 | $ 121,000 |
| San Diego County California | 7 | $ 3,665,000 | $ 523,000 | $ 156,000 |
| Lee County Florida | 7 | $ 2,539,000 | $ 362,000 | $ 289,000 |
| Miami-Dade County Florida | 7 | $ 2,837,000 | $ 405,000 | $ 363,000 |
| DuPage County Illinois | 7 | $ 17,647,000 | $ 2,521,000 | $ 98,000 |
| Caddo County Louisiana | 7 | $ 1,259,000 | $ 179,000 | $ 121,000 |
| Hampden County Massachusetts | 7 | $ 1,433,000 | $ 204,000 | $ 106,000 |
| Worcester County Massachusetts | 7 | $ 1,464,000 | $ 209,000 | $ 63,000 |
| Clark County Nevada | 7 | $ 1,894,000 | $ 270,000 | $ 84,000 |
| Hunterdon County New Jersey | 7 | $ 1,920,000 | $ 274,000 | $ 144,000 |
| Rockland County New York | 7 | $ 2,645,000 | $ 377,000 | $ 87,000 |
| King County Washington | 7 | $ 34,137,000 | $ 4,876,000 | $ 188,000 |
| Middlesex County Connecticut | 6 | $ 1,295,000 | $ 215,000 | $ 108,000 |
| Collier County Florida | 6 | $ 1,410,000 | $ 235,000 | $ 110,000 |
| St. Lucie County Florida | 6 | $ 1,085,000 | $ 180,000 | $ 65,000 |
| Cobb County Georgia | 6 | $ 2,028,000 | $ 338,000 | $ 100,000 |
| Baltimore City County Maryland | 6 | $ 1,037,000 | $ 172,000 | $ 170,000 |
| Plymouth County Massachusetts | 6 | $ 2,128,000 | $ 354,000 | $ 140,000 |
| St. Louis County Missouri | 6 | $ 1,035,000 | $ 172,000 | $ 93,000 |
| Douglas County Nebraska | 6 | $ 992,000 | $ 165,000 | $ 112,000 |
| Gloucester County New Jersey | 6 | $ 1,432,000 | $ 238,000 | $ 144,000 |
| Hudson County New Jersey | 6 | $ 2,549,000 | $ 424,000 | $ 160,000 |
| Orange County New York | 6 | $ 2,242,000 | $ 373,000 | $ 151,000 |
| Union County North Carolina | 6 | $ 2,147,000 | $ 357,000 | $ 86,000 |
| Tulsa County Oklahoma | 6 | $ 705,000 | $ 117,000 | $ 70,000 |
| Washington County Oregon | 6 | $ 2,159,000 | $ 359,000 | $ 149,000 |
| Providence County Rhode Island | 6 | $ 1,407,000 | $ 234,000 | $ 61,000 |
| Horry County South Carolina | 6 | $ 944,000 | $ 157,000 | $ 77,000 |
| Fort Bend County Texas | 6 | $ 945,000 | $ 157,000 | $ 72,000 |
| Madison County Alabama | 5 | $ 741,000 | $ 148,000 | $ 71,000 |
| Orange County California | 5 | $ 101,826,000 | $ 20,365,000 | $ 126,000 |
| El Paso County Colorado | 5 | $ 1,519,000 | $ 303,000 | $ 86,000 |
| Lake County Florida | 5 | $ 1,923,000 | $ 384,000 | $ 186,000 |
| Chatham County Georgia | 5 | $ 1,571,000 | $ 314,000 | $ 103,000 |
| Montgomery County Maryland | 5 | $ 101,291,000 | $ 20,258,000 | $ 146,000 |
| Essex County Massachusetts | 5 | $ 1,140,000 | $ 228,000 | $ 158,000 |
| Gaston County North Carolina | 5 | $ 629,000 | $ 125,000 | $ 67,000 |
| Cuyahoga County Ohio | 5 | $ 1,233,000 | $ 246,000 | $ 138,000 |
| Hamilton County Ohio | 5 | $ 1,035,000 | $ 207,000 | $ 72,000 |
| Bucks County Pennsylvania | 5 | $ 2,067,000 | $ 413,000 | $ 174,000 |
| Dauphin County Pennsylvania | 5 | $ 608,000 | $ 121,000 | $ 36,000 |
| Lehigh County Pennsylvania | 5 | $ 756,000 | $ 151,000 | $ 55,000 |
| York County South Carolina | 5 | $ 760,000 | $ 152,000 | $ 70,000 |
| Collin County Texas | 5 | $ 24,890,000 | $ 4,978,000 | $ 115,000 |
| Tarrant County Texas | 5 | $ 1,327,000 | $ 265,000 | $ 338,000 |
| Prince William County Virginia | 5 | $ 1,993,000 | $ 398,000 | $ 106,000 |
| Mobile County Alabama | 4 | $ 560,000 | $ 140,000 | $ 100,000 |
| Litchfield County Connecticut | 4 | $ 679,000 | $ 169,000 | $ 91,000 |
| New Castle County Delaware | 4 | $ 812,000 | $ 203,000 | $ 83,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,148,000 | $ 287,000 | $ 117,000 |
| Brevard County Florida | 4 | $ 555,000 | $ 138,000 | $ 124,000 |
| Martin County Florida | 4 | $ 1,422,000 | $ 355,000 | $ 227,000 |
| Pasco County Florida | 4 | $ 329,000 | $ 82,000 | $ 39,000 |
| Sarasota County Florida | 4 | $ 63,736,000 | $ 15,934,000 | $ 76,000 |
| Marion County Indiana | 4 | $ 340,000 | $ 85,000 | $ 53,000 |
| Jefferson County Kentucky | 4 | $ 679,000 | $ 169,000 | $ 82,000 |
| Ouachita County Louisiana | 4 | $ 1,129,000 | $ 282,000 | $ 239,000 |
| Baltimore County Maryland | 4 | $ 1,498,000 | $ 374,000 | $ 61,000 |
| Prince George's County Maryland | 4 | $ 1,413,000 | $ 353,000 | $ 98,000 |
| Bristol County Massachusetts | 4 | $ 659,000 | $ 164,000 | $ 74,000 |
| Suffolk County Massachusetts | 4 | $ 1,235,000 | $ 308,000 | $ 111,000 |
| Wayne County Michigan | 4 | $ 1,058,000 | $ 264,000 | $ 92,000 |
| Boone County Missouri | 4 | $ 657,000 | $ 164,000 | $ 133,000 |
| Jackson County Missouri | 4 | $ 632,000 | $ 158,000 | $ 84,000 |
| Warren County New Jersey | 4 | $ 803,000 | $ 200,000 | $ 73,000 |
| Bernalillo County New Mexico | 4 | $ 618,000 | $ 154,000 | $ 50,000 |
| Bronx County New York | 4 | $ 1,251,000 | $ 312,000 | $ 85,000 |
| Catawba County North Carolina | 4 | $ 316,000 | $ 79,000 | $ 70,000 |
| Forsyth County North Carolina | 4 | $ 540,000 | $ 135,000 | $ 51,000 |
| Iredell County North Carolina | 4 | $ 1,244,000 | $ 311,000 | $ 125,000 |
| Wake County North Carolina | 4 | $ 957,000 | $ 239,000 | $ 95,000 |
| Lackawanna County Pennsylvania | 4 | $ 868,000 | $ 217,000 | $ 102,000 |
| Monroe County Pennsylvania | 4 | $ 681,000 | $ 170,000 | $ 109,000 |
| Charleston County South Carolina | 4 | $ 785,000 | $ 196,000 | $ 66,000 |
| Greenville County South Carolina | 4 | $ 732,000 | $ 183,000 | $ 65,000 |
| Dallas County Texas | 4 | $ 23,038,000 | $ 5,759,000 | $ 41,000 |
| Chesapeake County Virginia | 4 | $ 866,000 | $ 216,000 | $ 102,000 |
| Hanover County Virginia | 4 | $ 1,312,000 | $ 328,000 | $ 106,000 |
| Jefferson County Alabama | 3 | $ 405,000 | $ 135,000 | $ 176,000 |
| Montgomery County Alabama | 3 | $ 552,000 | $ 184,000 | $ 83,000 |
| Shelby County Alabama | 3 | $ 1,814,000 | $ 604,000 | $ 306,000 |
| Denver County Colorado | 3 | $ 492,000 | $ 164,000 | $ 169,000 |
| Windham County Connecticut | 3 | $ 339,000 | $ 113,000 | $ 87,000 |
| Clay County Florida | 3 | $ 357,000 | $ 119,000 | $ 60,000 |
| Osceola County Florida | 3 | $ 1,475,000 | $ 491,000 | $ 222,000 |
| Polk County Florida | 3 | $ 692,000 | $ 230,000 | $ 159,000 |
| Santa Rosa County Florida | 3 | $ 349,000 | $ 116,000 | $ 33,000 |
| Lake County Illinois | 3 | $ 778,000 | $ 259,000 | $ 88,000 |
| Ogle County Illinois | 3 | $ 540,000 | $ 180,000 | $ 69,000 |
| Winnebago County Illinois | 3 | $ 328,000 | $ 109,000 | $ 77,000 |
| Dallas County Iowa | 3 | $ 624,000 | $ 208,000 | $ 74,000 |
| Johnson County Kansas | 3 | $ 1,163,000 | $ 387,000 | $ 188,000 |
| Jefferson County Louisiana | 3 | $ 678,000 | $ 226,000 | $ 127,000 |
| Cumberland County Maine | 3 | $ 597,000 | $ 199,000 | $ 132,000 |
| Frederick County Maryland | 3 | $ 1,311,000 | $ 437,000 | $ 133,000 |
| Norfolk County Massachusetts | 3 | $ 780,000 | $ 260,000 | $ 122,000 |
| Berrien County Michigan | 3 | $ 399,000 | $ 133,000 | $ 69,000 |
| Lauderdale County Mississippi | 3 | $ 703,000 | $ 234,000 | $ 208,000 |
| Strafford County New Hampshire | 3 | $ 485,000 | $ 161,000 | $ 113,000 |
| Sussex County New Jersey | 3 | $ 950,000 | $ 316,000 | $ 43,000 |
| Broome County New York | 3 | $ 398,000 | $ 132,000 | $ 65,000 |
| Dutchess County New York | 3 | $ 937,000 | $ 312,000 | $ 119,000 |
| Erie County New York | 3 | $ 355,000 | $ 118,000 | $ 73,000 |
| Niagara County New York | 3 | $ 206,000 | $ 68,000 | $ 64,000 |
| Oneida County New York | 3 | $ 271,000 | $ 90,000 | $ 48,000 |
| Onondaga County New York | 3 | $ 336,000 | $ 112,000 | $ 90,000 |
| Richmond County New York | 3 | $ 892,000 | $ 297,000 | $ 85,000 |
| Buncombe County North Carolina | 3 | $ 641,000 | $ 213,000 | $ 77,000 |
| Cumberland County North Carolina | 3 | $ 278,000 | $ 92,000 | $ 44,000 |
| Davie County North Carolina | 3 | $ 692,000 | $ 230,000 | $ 106,000 |
| Guilford County North Carolina | 3 | $ 502,000 | $ 167,000 | $ 92,000 |
| Johnston County North Carolina | 3 | $ 368,000 | $ 122,000 | $ 83,000 |
| Orange County North Carolina | 3 | $ 549,000 | $ 183,000 | $ 34,000 |
| Montgomery County Ohio | 3 | $ 265,000 | $ 88,000 | $ 86,000 |
| Allegheny County Pennsylvania | 3 | $ 526,000 | $ 175,000 | $ 72,000 |
| Cambria County Pennsylvania | 3 | $ 319,000 | $ 106,000 | $ 87,000 |
| Northampton County Pennsylvania | 3 | $ 499,000 | $ 166,000 | $ 122,000 |
| Schuylkill County Pennsylvania | 3 | $ 398,000 | $ 132,000 | $ 61,000 |
| York County Pennsylvania | 3 | $ 494,000 | $ 164,000 | $ 114,000 |
| Washington County Rhode Island | 3 | $ 975,000 | $ 325,000 | $ 160,000 |
| Beaufort County South Carolina | 3 | $ 465,000 | $ 155,000 | $ 50,000 |
| Dorchester County South Carolina | 3 | $ 363,000 | $ 121,000 | $ 60,000 |
| Harris County Texas | 3 | $ 35,770,000 | $ 11,923,000 | $ 41,000 |
| Alexandria County Virginia | 3 | $ 1,579,000 | $ 526,000 | $ 184,000 |
| Hampton County Virginia | 3 | $ 509,000 | $ 169,000 | $ 101,000 |
| Loudoun County Virginia | 3 | $ 973,000 | $ 324,000 | $ 101,000 |
| Norfolk County Virginia | 3 | $ 564,000 | $ 188,000 | $ 56,000 |
| Suffolk County Virginia | 3 | $ 808,000 | $ 269,000 | $ 85,000 |
| Virginia Beach County Virginia | 3 | $ 646,000 | $ 215,000 | $ 89,000 |
| Milwaukee County Wisconsin | 3 | $ 492,000 | $ 164,000 | $ 182,000 |
| Yavapai County Arizona | 2 | $ 490,000 | $ 245,000 | $ 117,000 |
| Riverside County California | 2 | $ 717,000 | $ 358,000 | $ 128,000 |
| San Mateo County California | 2 | $ 1,807,000 | $ 903,000 | $ 433,000 |
| Douglas County Colorado | 2 | $ 320,000 | $ 160,000 | $ 84,000 |
| Summit County Colorado | 2 | $ 1,043,000 | $ 521,000 | $ 542,000 |
| Kent County Delaware | 2 | $ 230,000 | $ 115,000 | $ 80,000 |
| Indian River County Florida | 2 | $ 192,000 | $ 96,000 | $ 60,000 |
| Manatee County Florida | 2 | $ 717,000 | $ 358,000 | $ 135,000 |
| Pinellas County Florida | 2 | $ 319,000 | $ 159,000 | $ 66,000 |
| Seminole County Florida | 2 | $ 523,000 | $ 261,000 | $ 364,000 |
| DeKalb County Georgia | 2 | $ 436,000 | $ 218,000 | $ 186,000 |
| Gwinnett County Georgia | 2 | $ 372,000 | $ 186,000 | $ 58,000 |
| Henry County Georgia | 2 | $ 490,000 | $ 245,000 | $ 60,000 |
| Lumpkin County Georgia | 2 | $ 442,000 | $ 221,000 | $ 54,000 |
| Paulding County Georgia | 2 | $ 861,000 | $ 430,000 | $ 137,000 |
| Kane County Illinois | 2 | $ 309,000 | $ 154,000 | $ 69,000 |
| Kendall County Illinois | 2 | $ 491,000 | $ 245,000 | $ 183,000 |
| Peoria County Illinois | 2 | $ 39,000 | $ 19,000 | $ 61,000 |
| Hamilton County Indiana | 2 | $ 331,000 | $ 165,000 | $ 85,000 |
| Sedgwick County Kansas | 2 | $ 487,000 | $ 243,000 | $ 68,000 |
| De Soto County Louisiana | 2 | $ 127,000 | $ 63,000 | $ 26,000 |
| Orleans County Louisiana | 2 | $ 267,000 | $ 133,000 | $ 69,000 |
| St. Tammany County Louisiana | 2 | $ 394,000 | $ 197,000 | $ 249,000 |
| Anne Arundel County Maryland | 2 | $ 488,000 | $ 244,000 | $ 78,000 |
| Charles County Maryland | 2 | $ 709,000 | $ 354,000 | $ 125,000 |
| Berkshire County Massachusetts | 2 | $ 313,000 | $ 156,000 | $ 91,000 |
| Genesee County Michigan | 2 | $ 428,000 | $ 214,000 | $ 59,000 |
| Hennepin County Minnesota | 2 | $ 665,000 | $ 332,000 | $ 195,000 |
| Greene County Missouri | 2 | $ 825,000 | $ 412,000 | $ 200,000 |
| Hillsborough County New Hampshire | 2 | $ 600,000 | $ 300,000 | $ 152,000 |
| Camden County New Jersey | 2 | $ 393,000 | $ 196,000 | $ 41,000 |
| Cape May County New Jersey | 2 | $ 184,000 | $ 92,000 | $ 87,000 |
| Mercer County New Jersey | 2 | $ 628,000 | $ 314,000 | $ 69,000 |
| Passaic County New Jersey | 2 | $ 439,000 | $ 219,000 | $ 46,000 |
| Albany County New York | 2 | $ 642,000 | $ 321,000 | $ 84,000 |
| Allegany County New York | 2 | $ 178,000 | $ 89,000 | $ 55,000 |
| Delaware County New York | 2 | $ 161,000 | $ 80,000 | $ 64,000 |
| Jefferson County New York | 2 | $ 319,000 | $ 159,000 | $ 73,000 |
| Rensselaer County New York | 2 | $ 261,000 | $ 130,000 | $ 111,000 |
| Cabarrus County North Carolina | 2 | $ 412,000 | $ 206,000 | $ 93,000 |
| Durham County North Carolina | 2 | $ 335,000 | $ 167,000 | $ 100,000 |
| Lincoln County North Carolina | 2 | $ 452,000 | $ 226,000 | $ 103,000 |
| Butler County Ohio | 2 | $ 410,000 | $ 205,000 | $ 80,000 |
| Delaware County Ohio | 2 | $ 472,000 | $ 236,000 | $ 98,000 |
| Greene County Ohio | 2 | $ 268,000 | $ 134,000 | $ 45,000 |
| Lorain County Ohio | 2 | $ 442,000 | $ 221,000 | $ 116,000 |
| Le Flore County Oklahoma | 2 | $ 263,000 | $ 131,000 | $ 54,000 |
| Oklahoma County Oklahoma | 2 | $ 747,000 | $ 373,000 | $ 183,000 |
| Multnomah County Oregon | 2 | $ 810,000 | $ 405,000 | $ 334,000 |
| Chester County Pennsylvania | 2 | $ 557,000 | $ 278,000 | $ 159,000 |
| Clearfield County Pennsylvania | 2 | $ 131,000 | $ 65,000 | $ 8,000 |
| Jefferson County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 36,000 |
| Luzerne County Pennsylvania | 2 | $ 203,000 | $ 101,000 | $ 29,000 |
| Somerset County Pennsylvania | 2 | $ 146,000 | $ 73,000 | $ 67,000 |
| Westmoreland County Pennsylvania | 2 | $ 202,000 | $ 101,000 | $ 156,000 |
| Berkeley County South Carolina | 2 | $ 666,000 | $ 333,000 | $ 77,000 |
| Spartanburg County South Carolina | 2 | $ 134,000 | $ 67,000 | $ 37,000 |
| Campbell County Tennessee | 2 | $ 123,000 | $ 61,000 | $ 54,000 |
| Davidson County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 233,000 |
| Knox County Tennessee | 2 | $ 244,000 | $ 122,000 | $ 37,000 |
| Bexar County Texas | 2 | $ 450,000 | $ 225,000 | $ 110,000 |
| Denton County Texas | 2 | $ 224,000 | $ 112,000 | $ 35,000 |
| Williamson County Texas | 2 | $ 327,000 | $ 163,000 | $ 51,000 |
| Chittenden County Vermont | 2 | $ 572,000 | $ 286,000 | $ 178,000 |
| Windham County Vermont | 2 | $ 340,000 | $ 170,000 | $ 216,000 |
| Chesterfield County Virginia | 2 | $ 399,000 | $ 199,000 | $ 48,000 |
| James City County Virginia | 2 | $ 516,000 | $ 258,000 | $ 142,000 |
| Snohomish County Washington | 2 | $ 660,000 | $ 330,000 | $ 106,000 |
| Berkeley County West Virginia | 2 | $ 348,000 | $ 174,000 | $ 56,000 |
| Dunn County Wisconsin | 2 | $ 291,000 | $ 145,000 | $ 41,000 |
| Baldwin County Alabama | 1 | $ 600,000 | $ 600,000 | $ 280,000 |
| Cullman County Alabama | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Houston County Alabama | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
| Lee County Alabama | 1 | $ 240,000 | $ 240,000 | $ 140,000 |
| Morgan County Alabama | 1 | $ 119,000 | $ 119,000 | $ 39,000 |
| Talladega County Alabama | 1 | $ 182,000 | $ 182,000 | $ 125,000 |
| Navajo County Arizona | 1 | $ 473,000 | $ 473,000 | $ 680,000 |
| Pinal County Arizona | 1 | $ 235,000 | $ 235,000 | $ 109,000 |
| Pulaski County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 87,000 |
| Sebastian County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| St. Francis County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| Alameda County California | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Contra Costa County California | 1 | $ 228,000 | $ 228,000 | $ 250,000 |
| El Dorado County California | 1 | $ 276,000 | $ 276,000 | $ 80,000 |
| San Bernardino County California | 1 | $ 451,000 | $ 451,000 | $ 49,000 |
| Adams County Colorado | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Jefferson County Colorado | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Weld County Colorado | 1 | $ 312,000 | $ 312,000 | $ 83,000 |
| Tolland County Connecticut | 1 | $ 171,000 | $ 171,000 | $ 90,000 |
| Sussex County Delaware | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Baker County Florida | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Charlotte County Florida | 1 | $ 136,000 | $ 136,000 | $ 107,000 |
| Citrus County Florida | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Hernando County Florida | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Leon County Florida | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Monroe County Florida | 1 | $ 350,000 | $ 350,000 | $ 65,000 |
| Nassau County Florida | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Okaloosa County Florida | 1 | $ 329,000 | $ 329,000 | $ 100,000 |
| St. Johns County Florida | 1 | $ 239,000 | $ 239,000 | $ 59,000 |
| Sumter County Florida | 1 | $ 186,000 | $ 186,000 | $ 80,000 |
| Volusia County Florida | 1 | $ 260,000 | $ 260,000 | $ 126,000 |
| Baldwin County Georgia | 1 | $ 174,000 | $ 174,000 | $ 62,000 |
| Bryan County Georgia | 1 | $ 161,000 | $ 161,000 | $ 44,000 |
| Carroll County Georgia | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| Cherokee County Georgia | 1 | $ 348,000 | $ 348,000 | $ 132,000 |
| Columbia County Georgia | 1 | $ 202,000 | $ 202,000 | $ 76,000 |
| Coweta County Georgia | 1 | $ 39,000 | $ 39,000 | $ 50,000 |
| Effingham County Georgia | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Gilmer County Georgia | 1 | $ 79,000 | $ 79,000 | $ 20,000 |
| Spalding County Georgia | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Tift County Georgia | 1 | $ 188,000 | $ 188,000 | $ 90,000 |
| Hawaii County Hawaii | 1 | $ 500,000 | $ 500,000 | $ 192,000 |
| Honolulu County Hawaii | 1 | $ 202,000 | $ 202,000 | $ 110,000 |
| Maui County Hawaii | 1 | $ 228,000 | $ 228,000 | $ 90,000 |
| Caribou County Idaho | 1 | $ 169,000 | $ 169,000 | $ 77,000 |
| Boone County Illinois | 1 | $ 189,000 | $ 189,000 | $ 71,000 |
| Jackson County Illinois | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Macon County Illinois | 1 | $ 142,000 | $ 142,000 | $ 64,000 |
| Madison County Illinois | 1 | $ 219,000 | $ 219,000 | $ 130,000 |
| McHenry County Illinois | 1 | $ 179,000 | $ 179,000 | $ 78,000 |
| Vermilion County Illinois | 1 | $ 77,000 | $ 77,000 | $ 39,000 |
| Allen County Indiana | 1 | $ 176,000 | $ 176,000 | $ 103,000 |
| Cass County Indiana | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Delaware County Indiana | 1 | $ 86,000 | $ 86,000 | $ 22,000 |
| Floyd County Indiana | 1 | $ 30,000 | $ 30,000 | $ 81,000 |
| Greene County Indiana | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Hancock County Indiana | 1 | $ 116,000 | $ 116,000 | $ 61,000 |
| Howard County Indiana | 1 | $ 70,000 | $ 70,000 | $ 72,000 |
| Lake County Indiana | 1 | $ 90,000 | $ 90,000 | $ 20,000 |
| Monroe County Indiana | 1 | $ 224,000 | $ 224,000 | $ 95,000 |
| Vigo County Indiana | 1 | $ 396,000 | $ 396,000 | $ 142,000 |
| Taylor County Iowa | 1 | $ 49,000 | $ 49,000 | $ 35,000 |
| Boone County Kentucky | 1 | $ 251,000 | $ 251,000 | $ 54,000 |
| Christian County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Franklin County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Jessamine County Kentucky | 1 | $ 350,000 | $ 350,000 | $ 63,000 |
| Marion County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Meade County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 31,000 |
| Montgomery County Kentucky | 1 | $ 236,000 | $ 236,000 | $ 70,000 |
| Whitley County Kentucky | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Woodford County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Bossier County Louisiana | 1 | $ 318,000 | $ 318,000 | $ 72,000 |
| East Baton Rouge County Louisiana | 1 | $ 243,000 | $ 243,000 | $ 105,000 |
| Iberia County Louisiana | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Plaquemines County Louisiana | 1 | $ 771,000 | $ 771,000 | $ 124,000 |
| Rapides County Louisiana | 1 | $ 116,000 | $ 116,000 | $ 150,000 |
| Sabine County Louisiana | 1 | $ 253,000 | $ 253,000 | $ 70,000 |
| St. Charles County Louisiana | 1 | $ 396,000 | $ 396,000 | $ 153,000 |
| Kennebec County Maine | 1 | $ 204,000 | $ 204,000 | $ 62,000 |
| Penobscot County Maine | 1 | $ 137,000 | $ 137,000 | $ 95,000 |
| Sagadahoc County Maine | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| York County Maine | 1 | $ 148,000 | $ 148,000 | $ 39,000 |
| Dorchester County Maryland | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Harford County Maryland | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Howard County Maryland | 1 | $ 248,000 | $ 248,000 | $ 138,000 |
| Kent County Maryland | 1 | $ 198,000 | $ 198,000 | $ 122,000 |
| Queen Anne's County Maryland | 1 | $ 700,000 | $ 700,000 | $ 269,000 |
| Washington County Maryland | 1 | $ 218,000 | $ 218,000 | $ 75,000 |
| Worcester County Maryland | 1 | $ 522,000 | $ 522,000 | $ 166,000 |
| Barnstable County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 311,000 |
| Franklin County Massachusetts | 1 | $ 92,000 | $ 92,000 | $ 35,000 |
| Hampshire County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Lapeer County Michigan | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Macomb County Michigan | 1 | $ 139,000 | $ 139,000 | $ 45,000 |
| Montmorency County Michigan | 1 | $ 185,000 | $ 185,000 | $ 25,000 |
| Ottawa County Michigan | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Washtenaw County Michigan | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Anoka County Minnesota | 1 | $ 572,000 | $ 572,000 | $ 208,000 |
| Chisago County Minnesota | 1 | $ 296,000 | $ 296,000 | $ 90,000 |
| Kandiyohi County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| Lake of the Woods County Minnesota | 1 | $ 43,000 | $ 43,000 | $ 26,000 |
| Olmsted County Minnesota | 1 | $ 304,000 | $ 304,000 | $ 100,000 |
| Washington County Minnesota | 1 | $ 238,000 | $ 238,000 | $ 85,000 |
| Madison County Mississippi | 1 | $ 289,000 | $ 289,000 | $ 95,000 |
| Panola County Mississippi | 1 | $ 57,000 | $ 57,000 | $ 27,000 |
| Rankin County Mississippi | 1 | $ 188,000 | $ 188,000 | $ 112,000 |
| Clay County Missouri | 1 | $ 123,000 | $ 123,000 | $ 78,000 |
| Crawford County Missouri | 1 | $ 84,000 | $ 84,000 | $ 68,000 |
| Dent County Missouri | 1 | $ 230,000 | $ 230,000 | $ 71,000 |
| Jefferson County Missouri | 1 | $ 218,000 | $ 218,000 | $ 62,000 |
| Johnson County Missouri | 1 | $ 140,000 | $ 140,000 | $ 68,000 |
| Polk County Missouri | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| St. Francois County Missouri | 1 | $ 78,000 | $ 78,000 | $ 20,000 |
| St. Louis City County Missouri | 1 | $ 34,000 | $ 34,000 | $ 10,000 |
| Gallatin County Montana | 1 | $ 190,000 | $ 190,000 | $ 42,000 |
| Missoula County Montana | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Burt County Nebraska | 1 | $ 189,000 | $ 189,000 | $ 106,000 |
| Lyon County Nevada | 1 | $ 110,000 | $ 110,000 | $ 76,000 |
| Washoe County Nevada | 1 | $ 466,000 | $ 466,000 | $ 90,000 |
| Cheshire County New Hampshire | 1 | $ 56,000 | $ 56,000 | $ 62,000 |
| Grafton County New Hampshire | 1 | $ 60,000 | $ 60,000 | $ 75,000 |
| Rockingham County New Hampshire | 1 | $ 199,000 | $ 199,000 | $ 67,000 |
| Atlantic County New Jersey | 1 | $ 241,000 | $ 241,000 | $ 45,000 |
| Cumberland County New Jersey | 1 | $ 178,000 | $ 178,000 | $ 31,000 |
| Rio Arriba County New Mexico | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Chemung County New York | 1 | $ 202,000 | $ 202,000 | $ 87,000 |
| Clinton County New York | 1 | $ 90,000 | $ 90,000 | $ 131,000 |
| Cortland County New York | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Essex County New York | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Fulton County New York | 1 | $ 100,000 | $ 100,000 | $ 110,000 |
| Genesee County New York | 1 | $ 111,000 | $ 111,000 | $ 53,000 |
| Livingston County New York | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Madison County New York | 1 | $ 171,000 | $ 171,000 | $ 89,000 |
| Monroe County New York | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Saratoga County New York | 1 | $ 285,000 | $ 285,000 | $ 91,000 |
| Schoharie County New York | 1 | $ 254,000 | $ 254,000 | $ 128,000 |
| Steuben County New York | 1 | $ 132,000 | $ 132,000 | $ 55,000 |
| Sullivan County New York | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Ulster County New York | 1 | $ 244,000 | $ 244,000 | $ 87,000 |
| Warren County New York | 1 | $ 270,000 | $ 270,000 | $ 96,000 |
| Craven County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 66,000 |
| Davidson County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 83,000 |
| Duplin County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Halifax County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 60,000 |
| New Hanover County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 314,000 |
| Pitt County North Carolina | 1 | $ 152,000 | $ 152,000 | $ 35,000 |
| Rowan County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Wilkes County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Ashland County Ohio | 1 | $ 91,000 | $ 91,000 | $ 44,000 |
| Crawford County Ohio | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Fairfield County Ohio | 1 | $ 337,000 | $ 337,000 | $ 147,000 |
| Fayette County Ohio | 1 | $ 240,000 | $ 240,000 | $ 286,000 |
| Lucas County Ohio | 1 | $ 455,000 | $ 455,000 | $ 360,000 |
| Madison County Ohio | 1 | $ 114,000 | $ 114,000 | $ 48,000 |
| Marion County Ohio | 1 | $ 90,000 | $ 90,000 | $ 85,000 |
| Muskingum County Ohio | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Preble County Ohio | 1 | $ 143,000 | $ 143,000 | $ 31,000 |
| Lincoln County Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 53,000 |
| Stephens County Oklahoma | 1 | $ 223,000 | $ 223,000 | $ 70,000 |
| Columbia County Oregon | 1 | $ 200,000 | $ 200,000 | $ 114,000 |
| Linn County Oregon | 1 | $ 104,000 | $ 104,000 | $ 9,000 |
| Beaver County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Bradford County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| Clarion County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 57,000 |
| Columbia County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 105,000 |
| Crawford County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 50,000 |
| Forest County Pennsylvania | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| Northumberland County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 51,000 |
| Washington County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Kent County Rhode Island | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Anderson County South Carolina | 1 | $ 236,000 | $ 236,000 | $ 139,000 |
| Cherokee County South Carolina | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| Dillon County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 43,000 |
| Jasper County South Carolina | 1 | $ 57,000 | $ 57,000 | $ 23,000 |
| Oconee County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Sumter County South Carolina | 1 | $ 77,000 | $ 77,000 | $ 143,000 |
| Lawrence County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| DeKalb County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 25,000 |
| McMinn County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 20,000 |
| Putnam County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 203,000 |
| Rhea County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 9,000 |
| Rutherford County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 55,000 |
| Sevier County Tennessee | 1 | $ 292,000 | $ 292,000 | $ 93,000 |
| Sullivan County Tennessee | 1 | $ 550,000 | $ 550,000 | $ 135,000 |
| Sumner County Tennessee | 1 | $ 572,000 | $ 572,000 | $ 158,000 |
| Washington County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Cameron County Texas | 1 | $ 106,000 | $ 106,000 | $ 80,000 |
| Comal County Texas | 1 | $ 342,000 | $ 342,000 | $ 102,000 |
| El Paso County Texas | 1 | $ 193,000 | $ 193,000 | $ 117,000 |
| Kaufman County Texas | 1 | $ 54,000 | $ 54,000 | $ 36,000 |
| Lamar County Texas | 1 | $ 320,000 | $ 320,000 | $ 188,000 |
| Liberty County Texas | 1 | $ 106,000 | $ 106,000 | $ 74,000 |
| Montgomery County Texas | 1 | $ 36,000 | $ 36,000 | $ 74,000 |
| Travis County Texas | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Wharton County Texas | 1 | $ 43,000 | $ 43,000 | $ 21,000 |
| Utah County Utah | 1 | $ 151,000 | $ 151,000 | $ 35,000 |
| Accomack County Virginia | 1 | $ 259,000 | $ 259,000 | $ 91,000 |
| Arlington County Virginia | 1 | $ 492,000 | $ 492,000 | $ 416,000 |
| Bedford County Virginia | 1 | $ 627,000 | $ 627,000 | $ 312,000 |
| Botetourt County Virginia | 1 | $ 371,000 | $ 371,000 | $ 120,000 |
| Goochland County Virginia | 1 | $ 123,000 | $ 123,000 | $ 64,000 |
| Lancaster County Virginia | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
| Manassas County Virginia | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Mathews County Virginia | 1 | $ 456,000 | $ 456,000 | $ 190,000 |
| Mecklenburg County Virginia | 1 | $ 600,000 | $ 600,000 | $ 205,000 |
| Middlesex County Virginia | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Newport News County Virginia | 1 | $ 364,000 | $ 364,000 | $ 97,000 |
| Northumberland County Virginia | 1 | $ 150,000 | $ 150,000 | $ 125,000 |
| Orange County Virginia | 1 | $ 248,000 | $ 248,000 | $ 75,000 |
| Portsmouth County Virginia | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Powhatan County Virginia | 1 | $ 110,000 | $ 110,000 | $ 91,000 |
| Richmond City County Virginia | 1 | $ 107,000 | $ 107,000 | $ 22,000 |
| Roanoke City County Virginia | 1 | $ 210,000 | $ 210,000 | $ 85,000 |
| Stafford County Virginia | 1 | $ 533,000 | $ 533,000 | $ 157,000 |
| Kitsap County Washington | 1 | $ 946,000 | $ 946,000 | $ 162,000 |
| Pierce County Washington | 1 | $ 170,000 | $ 170,000 | $ 38,000 |
| Kanawha County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 116,000 |
| Randolph County West Virginia | 1 | $ 600,000 | $ 600,000 | $ 540,000 |
| Chippewa County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| Jefferson County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 54,000 |
| Pierce County Wisconsin | 1 | $ 201,000 | $ 201,000 | $ 70,000 |
| Price County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 67,000 |
| Racine County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 27,000 |
| Rock County Wisconsin | 1 | $ 264,000 | $ 264,000 | $ 278,000 |
| Walworth County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 13,000 |
| Waukesha County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 68,000 |
| Natrona County Wyoming | 1 | $ 36,000 | $ 36,000 | $ 15,000 |
| Teton County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Metlife Bank, N.A. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 977 | $244,204,000 | $249,000 | $1,606,000 | $108,000 | $1,600,000 |
| Home Purchase | 537 | $902,975,000 | $1,681,000 | $99,999,000 | $129,000 | $2,000,000 |
| Home Improvement | 38 | $8,182,000 | $215,000 | $720,000 | $86,000 | $374,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 962 | $246,569,000 | $256,000 | $1,606,000 | $124,000 | $2,000,000 |
| Not Provided | 246 | $64,136,000 | $260,000 | $1,388,000 | $116,000 | $985,000 |
| Black or African American | 150 | $28,154,000 | $187,000 | $1,500,000 | $78,000 | $643,000 |
| Asian | 79 | $26,665,000 | $337,000 | $1,494,000 | $110,000 | $340,000 |
| Hispanic | 72 | $19,830,000 | $275,000 | $771,000 | $91,000 | $402,000 |
| Not applicable | 32 | $766,414,000 | $23,950,000 | $99,999,000 | $23,000 | $68,000 |
| American Indian or Alaskan Native | 6 | $1,739,000 | $289,000 | $600,000 | $170,000 | $286,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,854,000 | $370,000 | $665,000 | $282,000 | $1,235,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,514 | $1,150,412,000 | $759,000 | $99,999,000 | $117,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 38 | $4,949,000 | $130,000 | $262,000 | $29,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 829 | $222,244,000 | $268,000 | $25,000,000 | $120,000 | $1,600,000 |
| Application Denied By Financial Institution | 449 | $854,953,000 | $1,904,000 | $99,999,000 | $91,000 | $1,235,000 |
| Application Approved But Not Accepted | 229 | $68,549,000 | $299,000 | $1,388,000 | $150,000 | $2,000,000 |
| File Closed For Incompleteness | 21 | $3,406,000 | $162,000 | $520,000 | $60,000 | $150,000 |
| Loan Purchased By The Institution | 14 | $2,066,000 | $147,000 | $227,000 | $54,000 | $68,000 |
| Application Withdrawn By Applicant | 6 | $3,480,000 | $580,000 | $1,606,000 | $152,000 | $274,000 |
| Preapproval Approved but not Accepted | 4 | $663,000 | $165,000 | $250,000 | $62,000 | $105,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 145 | $45,855,000 | $316,000 | $1,009,000 | $76,000 | $429,000 |
| Collateral | 121 | $29,717,000 | $245,000 | $863,000 | $118,000 | $650,000 |
| Credit History | 107 | $25,885,000 | $241,000 | $1,500,000 | $96,000 | $1,235,000 |
| Other | 43 | $745,138,000 | $17,328,000 | $99,999,000 | $53,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,159,000 | $196,000 | $400,000 | $68,000 | $156,000 |
| Credit Application Incomplete | 11 | $4,399,000 | $399,000 | $946,000 | $138,000 | $385,000 |
| Employment History | 6 | $808,000 | $134,000 | $299,000 | $70,000 | $158,000 |
| Unverifiable Information | 5 | $992,000 | $198,000 | $316,000 | $90,000 | $243,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Metlife Bank, N.A.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Metlife Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.