Metlife Bank, N.A. Mortgage Lending & HMDA Data, 2008

In 2008, Metlife Bank, N.A. of Convent Station, NJ reported 40,089 mortgage applications totaling $9.1 billion, up 2483% from 2007. The average application was for $227,104, and applicants reported an average income of $85,231. 71% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,133), Las Vegas-Paradise, NV (1,618) and Baltimore-Towson, MD (1,096) (applications in parentheses).

Mortgage Company & Address Metlife Bank, N.A.
334 Madison Avenue
Convent Station, NJ 07961
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 40,089
Total Mortgage Loan Application Amount $9,104,411,000
Average Mortgage Loan Application Amount $227,104
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $85,231
Highest Applicant Income $4,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Metlife Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Metlife Bank, N.A. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,860 $ 369,728,000 $ 198,778 $ 77,000
Clark, Nevada 1,618 $ 318,771,000 $ 197,015 $ 80,000
Los Angeles, California 1,028 $ 392,143,000 $ 381,462 $ 130,000
Salt Lake, Utah 898 $ 207,662,000 $ 231,249 $ 77,000
King, Washington 775 $ 267,342,000 $ 344,957 $ 115,000
Ada, Idaho 551 $ 104,167,000 $ 189,050 $ 70,000
Cook, Illinois 505 $ 110,750,000 $ 219,306 $ 73,000
Sedgwick, Kansas 487 $ 58,708,000 $ 120,550 $ 57,000
Clark, Washington 387 $ 89,020,000 $ 230,025 $ 78,000
Marion, Indiana 381 $ 48,777,000 $ 128,023 $ 54,000
Baltimore, Maryland 376 $ 92,988,000 $ 247,308 $ 84,000
Bernalillo, New Mexico 352 $ 66,414,000 $ 188,676 $ 79,000
Orange, California 343 $ 134,149,000 $ 391,104 $ 141,000
Providence, Rhode Island 318 $ 65,712,000 $ 206,641 $ 73,000
Douglas, Nebraska 300 $ 41,490,000 $ 138,300 $ 56,000
Snohomish, Washington 293 $ 84,819,000 $ 289,484 $ 91,000
Pinal, Arizona 273 $ 44,096,000 $ 161,523 $ 67,000
Middlesex, Massachusetts 271 $ 77,341,000 $ 285,391 $ 91,000
Spokane, Washington 269 $ 48,765,000 $ 181,282 $ 78,000
St. Louis, Missouri 266 $ 41,302,000 $ 155,270 $ 54,000
Bristol, Massachusetts 259 $ 63,020,000 $ 243,320 $ 77,000
Utah, Utah 251 $ 58,540,000 $ 233,227 $ 76,000
Honolulu, Hawaii 238 $ 95,848,000 $ 402,722 $ 98,000
Canyon, Idaho 237 $ 36,734,000 $ 154,995 $ 67,000
Ventura, California 231 $ 83,531,000 $ 361,606 $ 137,000
Sacramento, California 222 $ 51,600,000 $ 232,432 $ 99,000
Riverside, California 220 $ 54,953,000 $ 249,786 $ 103,000
Multnomah, Oregon 215 $ 50,683,000 $ 235,734 $ 80,000
Bannock, Idaho 212 $ 28,699,000 $ 135,372 $ 49,000
San Diego, California 210 $ 74,650,000 $ 355,476 $ 129,000
Essex, Massachusetts 207 $ 49,641,000 $ 239,811 $ 78,000
Santa Clara, California 204 $ 91,080,000 $ 446,470 $ 137,000
Anne Arundel, Maryland 204 $ 61,446,000 $ 301,205 $ 94,000
Baltimore City, Maryland 202 $ 36,828,000 $ 182,316 $ 75,000
Plymouth, Massachusetts 195 $ 51,263,000 $ 262,887 $ 81,000
Pierce, Washington 195 $ 49,245,000 $ 252,538 $ 85,000
Contra Costa, California 186 $ 61,218,000 $ 329,129 $ 141,000
Jackson, Missouri 181 $ 24,670,000 $ 136,298 $ 60,000
Washington, Oregon 181 $ 44,038,000 $ 243,303 $ 78,000
Tarrant, Texas 176 $ 37,336,000 $ 212,136 $ 114,000
Lancaster, Pennsylvania 173 $ 26,128,000 $ 151,028 $ 62,000
New Castle, Delaware 172 $ 38,850,000 $ 225,872 $ 70,000
Norfolk, Massachusetts 172 $ 50,760,000 $ 295,116 $ 85,000
Orange, Florida 170 $ 35,049,000 $ 206,170 $ 82,000
Prince George's, Maryland 170 $ 52,780,000 $ 310,470 $ 90,000
Fairfax, Virginia 169 $ 65,331,000 $ 386,573 $ 127,000
Cache, Utah 168 $ 29,100,000 $ 173,214 $ 78,000
Washoe, Nevada 167 $ 39,719,000 $ 237,838 $ 87,000
Clackamas, Oregon 165 $ 42,895,000 $ 259,969 $ 147,000
Harris, Texas 162 $ 30,323,000 $ 187,179 $ 92,000
Montgomery, Maryland 158 $ 57,020,000 $ 360,886 $ 125,000
Sussex, Delaware 155 $ 33,708,000 $ 217,470 $ 98,000
Davis, Utah 151 $ 30,813,000 $ 204,059 $ 63,000
Hillsborough, Florida 150 $ 28,608,000 $ 190,720 $ 82,000
Madison, Indiana 149 $ 16,779,000 $ 112,610 $ 50,000
Kings, New York 149 $ 64,040,000 $ 429,798 $ 127,000
Worcester, Massachusetts 148 $ 34,183,000 $ 230,966 $ 79,000
Alameda, California 146 $ 58,096,000 $ 397,917 $ 123,000
Virginia Beach, Virginia 146 $ 34,908,000 $ 239,095 $ 69,000
Hamilton, Indiana 145 $ 28,472,000 $ 196,358 $ 95,000
Calcasieu, Louisiana 142 $ 21,390,000 $ 150,633 $ 71,000
Dallas, Texas 142 $ 29,805,000 $ 209,894 $ 115,000
Hillsborough, New Hampshire 134 $ 29,234,000 $ 218,164 $ 81,000
Harford, Maryland 129 $ 33,216,000 $ 257,488 $ 87,000
San Bernardino, California 126 $ 27,725,000 $ 220,039 $ 83,000
Suffolk, Massachusetts 126 $ 35,088,000 $ 278,476 $ 80,000
Ocean, New Jersey 124 $ 35,253,000 $ 284,298 $ 115,000
New Haven, Connecticut 121 $ 30,660,000 $ 253,388 $ 90,000
Wayne, Michigan 119 $ 12,247,000 $ 102,915 $ 71,000
District of Columbia, District Of Columbia 117 $ 36,711,000 $ 313,769 $ 89,000
Madison, Illinois 117 $ 15,868,000 $ 135,623 $ 50,000
Penobscot, Maine 116 $ 15,719,000 $ 135,508 $ 54,000
Queens, New York 116 $ 146,002,000 $ 1,258,637 $ 111,000
Hancock, Indiana 113 $ 15,447,000 $ 136,699 $ 60,000
St. Charles, Missouri 113 $ 19,399,000 $ 171,672 $ 59,000
Bonneville, Idaho 112 $ 17,196,000 $ 153,535 $ 65,000
Marion, Oregon 112 $ 21,797,000 $ 194,616 $ 62,000
York, Pennsylvania 111 $ 19,787,000 $ 178,261 $ 61,000
Lane, Oregon 110 $ 21,991,000 $ 199,918 $ 66,000
DuPage, Illinois 109 $ 27,170,000 $ 249,266 $ 82,000
Wake, North Carolina 109 $ 20,043,000 $ 183,880 $ 83,000
Pima, Arizona 107 $ 19,571,000 $ 182,906 $ 65,000
Weber, Utah 107 $ 18,537,000 $ 173,242 $ 66,000
Hendricks, Indiana 106 $ 16,808,000 $ 158,566 $ 58,000
Barnstable, Massachusetts 106 $ 26,184,000 $ 247,018 $ 93,000
St. Clair, Illinois 105 $ 13,153,000 $ 125,266 $ 45,000
Polk, Iowa 105 $ 14,057,000 $ 133,876 $ 52,000
Gwinnett, Georgia 103 $ 18,578,000 $ 180,368 $ 66,000
Greene, Missouri 103 $ 13,139,000 $ 127,563 $ 50,000
Arapahoe, Colorado 102 $ 20,874,000 $ 204,647 $ 84,000
Prince William, Virginia 102 $ 27,702,000 $ 271,588 $ 96,000
Middlesex, New Jersey 101 $ 31,430,000 $ 311,188 $ 98,000
Allegheny, Pennsylvania 101 $ 14,870,000 $ 147,227 $ 77,000
New York, New York 100 $ 68,043,000 $ 680,430 $ 210,000
Suffolk, New York 100 $ 38,704,000 $ 387,040 $ 148,000
Dauphin, Pennsylvania 100 $ 16,988,000 $ 169,880 $ 75,000
Will, Illinois 97 $ 21,525,000 $ 221,907 $ 75,000
San Joaquin, California 96 $ 22,068,000 $ 229,875 $ 93,000
Rockingham, New Hampshire 96 $ 22,901,000 $ 238,552 $ 90,000
Howard, Maryland 94 $ 32,649,000 $ 347,329 $ 122,000
Fulton, Georgia 93 $ 21,355,000 $ 229,623 $ 93,000
Kent, Michigan 91 $ 15,180,000 $ 166,813 $ 72,000
Cumberland, Maine 90 $ 18,665,000 $ 207,388 $ 76,000
Buchanan, Missouri 90 $ 10,556,000 $ 117,288 $ 55,000
Sarpy, Nebraska 89 $ 14,933,000 $ 167,786 $ 65,000
Denton, Texas 87 $ 18,228,000 $ 209,517 $ 101,000
Seminole, Florida 86 $ 15,433,000 $ 179,453 $ 80,000
Mecklenburg, North Carolina 86 $ 42,678,000 $ 496,255 $ 88,000
Monmouth, New Jersey 85 $ 33,171,000 $ 390,247 $ 151,000
Sandoval, New Mexico 84 $ 19,141,000 $ 227,869 $ 88,000
Placer, California 82 $ 25,057,000 $ 305,573 $ 108,000
Santa Cruz, California 82 $ 32,253,000 $ 393,329 $ 135,000
Butler, Kansas 82 $ 10,047,000 $ 122,524 $ 60,000
Westchester, New York 82 $ 35,275,000 $ 430,182 $ 205,000
Fairfield, Connecticut 81 $ 31,397,000 $ 387,617 $ 139,000
Kane, Illinois 81 $ 18,028,000 $ 222,567 $ 66,000
Cobb, Georgia 79 $ 16,359,000 $ 207,075 $ 76,000
Frederick, Maryland 79 $ 21,868,000 $ 276,810 $ 84,000
Travis, Texas 77 $ 17,284,000 $ 224,467 $ 95,000
Nassau, New York 76 $ 37,539,000 $ 493,934 $ 173,000
Denver, Colorado 75 $ 14,879,000 $ 198,386 $ 82,000
York, Maine 75 $ 17,129,000 $ 228,386 $ 86,000
Thurston, Washington 75 $ 17,451,000 $ 232,680 $ 80,000
Jefferson, Kentucky 74 $ 14,968,000 $ 202,270 $ 76,000
Essex, New Jersey 74 $ 26,933,000 $ 363,959 $ 141,000
Chester, Pennsylvania 73 $ 22,555,000 $ 308,972 $ 127,000
Hartford, Connecticut 72 $ 17,322,000 $ 240,583 $ 97,000
Kootenai, Idaho 71 $ 12,787,000 $ 180,098 $ 73,000
Twin Falls, Idaho 71 $ 10,107,000 $ 142,352 $ 51,000
Carroll, Maryland 71 $ 20,088,000 $ 282,929 $ 83,000
Montgomery, Pennsylvania 71 $ 18,562,000 $ 261,436 $ 107,000
Kent, Rhode Island 71 $ 14,427,000 $ 203,197 $ 65,000
Northampton, Pennsylvania 70 $ 12,707,000 $ 181,528 $ 69,000
San Mateo, California 69 $ 35,304,000 $ 511,652 $ 185,000
Douglas, Colorado 69 $ 20,101,000 $ 291,318 $ 90,000
Miami-Dade, Florida 69 $ 20,252,000 $ 293,507 $ 153,000
Gallatin, Montana 69 $ 15,966,000 $ 231,391 $ 142,000
Morris, New Jersey 69 $ 30,968,000 $ 448,811 $ 195,000
Delaware, Pennsylvania 69 $ 14,912,000 $ 216,115 $ 94,000
Broward, Florida 68 $ 17,477,000 $ 257,014 $ 195,000
Lake, Illinois 68 $ 16,652,000 $ 244,882 $ 88,000
Orange, New York 67 $ 16,484,000 $ 246,029 $ 107,000
Oklahoma, Oklahoma 66 $ 10,263,000 $ 155,500 $ 74,000
Lehigh, Pennsylvania 66 $ 11,453,000 $ 173,530 $ 71,000
Hidalgo, Texas 66 $ 9,139,000 $ 138,469 $ 70,000
Loudoun, Virginia 66 $ 22,175,000 $ 335,984 $ 117,000
Santa Barbara, California 64 $ 24,615,000 $ 384,609 $ 120,000
Camden, New Jersey 63 $ 14,624,000 $ 232,126 $ 119,000
Washington, Utah 63 $ 12,749,000 $ 202,365 $ 101,000
Kern, California 62 $ 11,937,000 $ 192,532 $ 74,000
Collin, Texas 62 $ 13,535,000 $ 218,306 $ 113,000
Benton, Washington 62 $ 10,470,000 $ 168,870 $ 79,000
Burlington, New Jersey 61 $ 16,104,000 $ 264,000 $ 127,000
Adams, Colorado 60 $ 12,341,000 $ 205,683 $ 74,000
Jefferson, Colorado 60 $ 14,184,000 $ 236,400 $ 86,000
DeKalb, Georgia 60 $ 10,765,000 $ 179,416 $ 73,000
Johnson, Indiana 60 $ 7,883,000 $ 131,383 $ 61,000
Stanislaus, California 59 $ 12,346,000 $ 209,254 $ 84,000
Kent, Delaware 59 $ 13,352,000 $ 226,305 $ 63,000
Rockland, New York 59 $ 20,070,000 $ 340,169 $ 142,000
Philadelphia, Pennsylvania 59 $ 10,561,000 $ 179,000 $ 72,000
Lake, Indiana 58 $ 8,834,000 $ 152,310 $ 57,000
Bergen, New Jersey 58 $ 23,079,000 $ 397,913 $ 145,000
Tulsa, Oklahoma 58 $ 9,187,000 $ 158,396 $ 89,000
Pike, Pennsylvania 58 $ 11,361,000 $ 195,879 $ 79,000
Yolo, California 57 $ 17,377,000 $ 304,859 $ 112,000
Elmore, Idaho 57 $ 9,150,000 $ 160,526 $ 60,000
Cumberland, Pennsylvania 57 $ 9,827,000 $ 172,403 $ 72,000
Shelby, Tennessee 57 $ 7,853,000 $ 137,771 $ 56,000
Henrico, Virginia 57 $ 12,644,000 $ 221,824 $ 89,000
Jefferson, Missouri 56 $ 9,347,000 $ 166,910 $ 32,000
St. Louis City, Missouri 56 $ 7,668,000 $ 136,928 $ 62,000
Solano, California 55 $ 14,884,000 $ 270,618 $ 116,000
Bingham, Idaho 55 $ 8,537,000 $ 155,218 $ 57,000
San Juan, New Mexico 55 $ 10,723,000 $ 194,963 $ 82,000
Jackson, Oregon 55 $ 11,673,000 $ 212,236 $ 79,000
Union, New Jersey 54 $ 17,092,000 $ 316,518 $ 109,000
Erie, Pennsylvania 54 $ 5,544,000 $ 102,666 $ 56,000
Chesapeake, Virginia 54 $ 12,593,000 $ 233,203 $ 68,000
Allen, Indiana 53 $ 6,675,000 $ 125,943 $ 51,000
Wicomico, Maryland 53 $ 10,718,000 $ 202,226 $ 84,000
Lee, Florida 52 $ 10,438,000 $ 200,730 $ 144,000
Tippecanoe, Indiana 52 $ 6,013,000 $ 115,634 $ 54,000
Merrimack, New Hampshire 52 $ 9,992,000 $ 192,153 $ 75,000
Winnebago, Illinois 51 $ 6,512,000 $ 127,686 $ 58,000
Pinellas, Florida 50 $ 9,496,000 $ 189,920 $ 115,000
Johnson, Kansas 50 $ 10,275,000 $ 205,500 $ 71,000
Hennepin, Minnesota 50 $ 12,184,000 $ 243,680 $ 121,000
Onondaga, New York 50 $ 6,176,000 $ 123,520 $ 62,000
Washington, Rhode Island 50 $ 14,144,000 $ 282,880 $ 79,000
Norfolk, Virginia 49 $ 10,149,000 $ 207,122 $ 54,000
El Paso, Colorado 48 $ 11,772,000 $ 245,250 $ 82,000
Delaware, Indiana 48 $ 3,961,000 $ 82,520 $ 42,000
Morgan, Indiana 48 $ 6,507,000 $ 135,562 $ 63,000
Tooele, Utah 48 $ 10,253,000 $ 213,604 $ 69,000
Palm Beach, Florida 47 $ 12,700,000 $ 270,212 $ 140,000
St. Tammany, Louisiana 47 $ 6,766,000 $ 143,957 $ 64,000
Clay, Missouri 47 $ 6,214,000 $ 132,212 $ 57,000
Santa Fe, New Mexico 47 $ 12,497,000 $ 265,893 $ 90,000
Guilford, North Carolina 47 $ 7,188,000 $ 152,936 $ 66,000
Kitsap, Washington 47 $ 13,558,000 $ 288,468 $ 91,000
Somerset, New Jersey 46 $ 16,583,000 $ 360,500 $ 153,000
Uintah, Utah 46 $ 8,820,000 $ 191,739 $ 61,000
Monterey, California 45 $ 13,792,000 $ 306,488 $ 101,000
Bucks, Pennsylvania 45 $ 10,509,000 $ 233,533 $ 104,000
Fresno, California 44 $ 8,330,000 $ 189,318 $ 70,000
Muscogee, Georgia 44 $ 6,639,000 $ 150,886 $ 75,000
Jasper, Iowa 44 $ 5,698,000 $ 129,500 $ 63,000
San Francisco, California 43 $ 22,407,000 $ 521,093 $ 152,000
Kennebec, Maine 43 $ 6,126,000 $ 142,465 $ 64,000
Chesterfield, Virginia 43 $ 8,877,000 $ 206,441 $ 80,000
McHenry, Illinois 42 $ 8,241,000 $ 196,214 $ 60,000
Fort Bend, Texas 42 $ 7,812,000 $ 186,000 $ 95,000
Volusia, Florida 41 $ 6,984,000 $ 170,341 $ 73,000
Chatham, Georgia 41 $ 6,330,000 $ 154,390 $ 68,000
Richmond, New York 41 $ 18,055,000 $ 440,365 $ 136,000
Cabell, West Virginia 40 $ 5,663,000 $ 141,575 $ 108,000
Seward, Kansas 39 $ 4,946,000 $ 126,820 $ 72,000
Pulaski, Missouri 39 $ 5,093,000 $ 130,589 $ 46,000
Franklin, Ohio 39 $ 5,573,000 $ 142,897 $ 65,000
Williamson, Texas 39 $ 7,238,000 $ 185,589 $ 81,000
Wayne, Indiana 38 $ 3,313,000 $ 87,184 $ 49,000
Androscoggin, Maine 38 $ 5,797,000 $ 152,552 $ 59,000
Gloucester, New Jersey 38 $ 9,580,000 $ 252,105 $ 92,000
Worcester, Maryland 37 $ 7,749,000 $ 209,432 $ 126,000
Hudson, New Jersey 37 $ 14,782,000 $ 399,513 $ 146,000
Brazoria, Texas 37 $ 6,129,000 $ 165,648 $ 79,000
Sonoma, California 36 $ 11,734,000 $ 325,944 $ 115,000
Henry, Georgia 36 $ 5,579,000 $ 154,972 $ 73,000
Paulding, Georgia 36 $ 4,827,000 $ 134,083 $ 60,000
Clark, Indiana 36 $ 4,768,000 $ 132,444 $ 43,000
Dutchess, New York 36 $ 10,738,000 $ 298,277 $ 107,000
Berks, Pennsylvania 36 $ 5,988,000 $ 166,333 $ 66,000
Bexar, Texas 36 $ 4,267,000 $ 118,527 $ 54,000
Cowlitz, Washington 36 $ 7,629,000 $ 211,916 $ 60,000
Franklin, Washington 36 $ 5,425,000 $ 150,694 $ 94,000
Mesa, Colorado 35 $ 8,207,000 $ 234,485 $ 72,000
Macomb, Michigan 35 $ 4,591,000 $ 131,171 $ 60,000
Hunterdon, New Jersey 35 $ 12,189,000 $ 348,257 $ 151,000
Whatcom, Washington 35 $ 9,959,000 $ 284,542 $ 87,000
Mohave, Arizona 34 $ 6,063,000 $ 178,323 $ 86,000
Manatee, Florida 34 $ 6,418,000 $ 188,764 $ 87,000
Cape May, New Jersey 34 $ 12,474,000 $ 366,882 $ 194,000
Bronx, New York 34 $ 12,420,000 $ 365,294 $ 130,000
Newport, Rhode Island 34 $ 11,129,000 $ 327,323 $ 73,000
Larimer, Colorado 33 $ 7,865,000 $ 238,333 $ 84,000
Duval, Florida 33 $ 5,677,000 $ 172,030 $ 69,000
Coweta, Georgia 33 $ 6,098,000 $ 184,787 $ 84,000
Fayette, Georgia 33 $ 6,617,000 $ 200,515 $ 90,000
Oakland, Michigan 33 $ 6,316,000 $ 191,393 $ 87,000
Missoula, Montana 33 $ 7,692,000 $ 233,090 $ 101,000
Strafford, New Hampshire 33 $ 7,084,000 $ 214,666 $ 81,000
Valencia, New Mexico 33 $ 5,732,000 $ 173,696 $ 62,000
Ulster, New York 33 $ 6,957,000 $ 210,818 $ 105,000
Cameron, Texas 33 $ 4,029,000 $ 122,090 $ 62,000
Milwaukee, Wisconsin 33 $ 4,836,000 $ 146,545 $ 55,000
Pasco, Florida 32 $ 4,662,000 $ 145,687 $ 82,000
Clayton, Georgia 32 $ 3,215,000 $ 100,468 $ 39,000
Cowley, Kansas 32 $ 2,831,000 $ 88,468 $ 56,000
Lincoln, New Mexico 32 $ 7,493,000 $ 234,156 $ 158,000
Deschutes, Oregon 32 $ 8,018,000 $ 250,562 $ 95,000
Bristol, Rhode Island 32 $ 8,514,000 $ 266,062 $ 98,000
Charles, Maryland 31 $ 10,813,000 $ 348,806 $ 112,000
Washington, Maryland 31 $ 6,822,000 $ 220,064 $ 79,000
Yamhill, Oregon 31 $ 7,613,000 $ 245,580 $ 77,000
Monroe, Pennsylvania 31 $ 5,220,000 $ 168,387 $ 65,000
Westmoreland, Pennsylvania 31 $ 4,205,000 $ 135,645 $ 66,000
Weld, Colorado 30 $ 5,443,000 $ 181,433 $ 70,000
Collier, Florida 30 $ 8,180,000 $ 272,666 $ 162,000
Osceola, Florida 30 $ 5,501,000 $ 183,366 $ 75,000
Calvert, Maryland 30 $ 8,230,000 $ 274,333 $ 109,000
Passaic, New Jersey 30 $ 9,522,000 $ 317,400 $ 110,000
Otsego, New York 30 $ 4,455,000 $ 148,500 $ 70,000
Box Elder, Utah 30 $ 5,057,000 $ 168,566 $ 53,000
Suffolk, Virginia 30 $ 7,304,000 $ 243,466 $ 76,000
Skagit, Washington 30 $ 7,433,000 $ 247,766 $ 88,000
Polk, Florida 29 $ 4,096,000 $ 141,241 $ 41,000
Shawnee, Kansas 29 $ 3,688,000 $ 127,172 $ 57,000
Oxford, Maine 29 $ 3,645,000 $ 125,689 $ 51,000
Grafton, New Hampshire 29 $ 5,740,000 $ 197,931 $ 90,000
Cleveland, Oklahoma 29 $ 4,329,000 $ 149,275 $ 93,000
Greenville, South Carolina 29 $ 4,531,000 $ 156,241 $ 81,000
Davidson, Tennessee 29 $ 5,120,000 $ 176,551 $ 91,000
Wichita, Texas 29 $ 2,900,000 $ 100,000 $ 56,000
Arlington, Virginia 29 $ 12,618,000 $ 435,103 $ 151,000
El Dorado, California 28 $ 9,920,000 $ 354,285 $ 136,000
San Luis Obispo, California 28 $ 9,979,000 $ 356,392 $ 152,000
Caribou, Idaho 28 $ 3,553,000 $ 126,892 $ 73,000
Kosciusko, Indiana 28 $ 4,141,000 $ 147,892 $ 76,000
Reno, Kansas 28 $ 2,710,000 $ 96,785 $ 52,000
Cass, Missouri 28 $ 4,271,000 $ 152,535 $ 59,000
Christian, Missouri 28 $ 3,723,000 $ 132,964 $ 57,000
Erie, New York 28 $ 4,022,000 $ 143,642 $ 80,000
Oneida, New York 28 $ 3,161,000 $ 112,892 $ 59,000
Linn, Oregon 28 $ 5,228,000 $ 186,714 $ 81,000
Yakima, Washington 28 $ 4,552,000 $ 162,571 $ 59,000
New London, Connecticut 27 $ 7,640,000 $ 282,962 $ 103,000
Bay, Florida 27 $ 8,833,000 $ 327,148 $ 140,000
Mercer, New Jersey 27 $ 7,326,000 $ 271,333 $ 130,000
Henry, Indiana 26 $ 2,262,000 $ 87,000 $ 55,000
Delta, Colorado 25 $ 5,123,000 $ 204,920 $ 105,000
Cecil, Maryland 25 $ 5,580,000 $ 223,200 $ 80,000
Carroll, New Hampshire 25 $ 4,235,000 $ 169,400 $ 103,000
Chaves, New Mexico 25 $ 2,748,000 $ 109,920 $ 52,000
Polk, Oregon 25 $ 5,497,000 $ 219,880 $ 83,000
Beaver, Pennsylvania 25 $ 2,346,000 $ 93,840 $ 50,000
Lebanon, Pennsylvania 25 $ 3,653,000 $ 146,120 $ 49,000
Hanover, Virginia 25 $ 5,291,000 $ 211,640 $ 84,000
Alachua, Florida 24 $ 4,572,000 $ 190,500 $ 87,000
Maui, Hawaii 24 $ 9,747,000 $ 406,125 $ 103,000
Lawrence, Indiana 24 $ 2,642,000 $ 110,083 $ 46,000
White, Indiana 24 $ 2,406,000 $ 100,250 $ 47,000
Luzerne, Pennsylvania 24 $ 2,691,000 $ 112,125 $ 61,000
Hamilton, Tennessee 24 $ 3,622,000 $ 150,916 $ 73,000
Richmond City, Virginia 24 $ 4,195,000 $ 174,791 $ 84,000
Yavapai, Arizona 23 $ 4,231,000 $ 183,956 $ 63,000
Jefferson, Idaho 23 $ 4,511,000 $ 196,130 $ 69,000
Yellowstone, Montana 23 $ 6,009,000 $ 261,260 $ 78,000
Sussex, New Jersey 23 $ 7,878,000 $ 342,521 $ 144,000
Albany, New York 23 $ 5,016,000 $ 218,086 $ 90,000
Franklin, Pennsylvania 23 $ 3,557,000 $ 154,652 $ 62,000
Minnehaha, South Dakota 23 $ 3,566,000 $ 155,043 $ 61,000
Summit, Utah 23 $ 8,256,000 $ 358,956 $ 160,000
Benton, Arkansas 22 $ 3,437,000 $ 156,227 $ 54,000
Douglas, Georgia 22 $ 3,954,000 $ 179,727 $ 111,000
Hawaii, Hawaii 22 $ 6,825,000 $ 310,227 $ 80,000
Hancock, Maine 22 $ 3,925,000 $ 178,409 $ 114,000
Ottawa, Michigan 22 $ 3,689,000 $ 167,681 $ 69,000
Atlantic, New Jersey 22 $ 6,037,000 $ 274,409 $ 96,000
Rensselaer, New York 22 $ 4,099,000 $ 186,318 $ 81,000
Portsmouth, Virginia 22 $ 4,291,000 $ 195,045 $ 56,000
Island, Washington 22 $ 5,919,000 $ 269,045 $ 102,000
Yuma, Arizona 21 $ 3,844,000 $ 183,047 $ 77,000
La Plata, Colorado 21 $ 6,208,000 $ 295,619 $ 129,000
Brevard, Florida 21 $ 3,578,000 $ 170,380 $ 79,000
Cherokee, Georgia 21 $ 3,249,000 $ 154,714 $ 52,000
Kendall, Illinois 21 $ 4,914,000 $ 234,000 $ 67,000
Porter, Indiana 21 $ 4,357,000 $ 207,476 $ 76,000
Hampden, Massachusetts 21 $ 3,481,000 $ 165,761 $ 45,000
Monroe, New York 21 $ 3,070,000 $ 146,190 $ 92,000
Dare, North Carolina 21 $ 5,463,000 $ 260,142 $ 114,000
Butler, Pennsylvania 21 $ 3,320,000 $ 158,095 $ 71,000
Stafford, Virginia 21 $ 6,419,000 $ 305,666 $ 94,000
Middlesex, Connecticut 20 $ 4,621,000 $ 231,050 $ 66,000
Valley, Idaho 20 $ 4,178,000 $ 208,900 $ 88,000
Oldham, Kentucky 20 $ 4,939,000 $ 246,950 $ 107,000
Sagadahoc, Maine 20 $ 3,397,000 $ 169,850 $ 68,000
Queen Anne's, Maryland 20 $ 5,973,000 $ 298,650 $ 95,000
Dona Ana, New Mexico 20 $ 3,387,000 $ 169,350 $ 66,000
Columbia, Oregon 20 $ 4,445,000 $ 222,250 $ 63,000
Lackawanna, Pennsylvania 20 $ 2,546,000 $ 127,300 $ 76,000
Johnson, Texas 20 $ 2,825,000 $ 141,250 $ 120,000
Alexandria, Virginia 20 $ 7,070,000 $ 353,500 $ 129,000
Navajo, Arizona 19 $ 4,169,000 $ 219,421 $ 107,000
Montrose, Colorado 19 $ 4,271,000 $ 224,789 $ 72,000
Sarasota, Florida 19 $ 4,334,000 $ 228,105 $ 87,000
Gem, Idaho 19 $ 2,966,000 $ 156,105 $ 69,000
Monroe, Indiana 19 $ 2,791,000 $ 146,894 $ 55,000
St. Clair, Michigan 19 $ 2,021,000 $ 106,368 $ 27,000
Taos, New Mexico 19 $ 3,669,000 $ 193,105 $ 69,000
Lawrence, Ohio 19 $ 2,006,000 $ 105,578 $ 51,000
Carter, Oklahoma 19 $ 2,989,000 $ 157,315 $ 89,000
Josephine, Oregon 19 $ 4,551,000 $ 239,526 $ 52,000
Frederick, Virginia 19 $ 4,579,000 $ 241,000 $ 61,000
Pulaski, Arkansas 18 $ 2,444,000 $ 135,777 $ 59,000
Calaveras, California 18 $ 4,703,000 $ 261,277 $ 115,000
Anoka, Minnesota 18 $ 3,654,000 $ 203,000 $ 63,000
Dakota, Minnesota 18 $ 4,645,000 $ 258,055 $ 99,000
Andrew, Missouri 18 $ 2,108,000 $ 117,111 $ 61,000
Cascade, Montana 18 $ 2,267,000 $ 125,944 $ 53,000
Saratoga, New York 18 $ 3,679,000 $ 204,388 $ 96,000
Schuylkill, Pennsylvania 18 $ 1,913,000 $ 106,277 $ 42,000
Montgomery, Texas 18 $ 4,639,000 $ 257,722 $ 101,000
Taylor, Texas 18 $ 1,859,000 $ 103,277 $ 69,000
Washington, Arkansas 17 $ 2,624,000 $ 154,352 $ 58,000
Gunnison, Colorado 17 $ 4,527,000 $ 266,294 $ 106,000
Lake, Florida 17 $ 4,021,000 $ 236,529 $ 108,000
Sangamon, Illinois 17 $ 1,496,000 $ 88,000 $ 30,000
Floyd, Indiana 17 $ 2,573,000 $ 151,352 $ 62,000
Sumner, Kansas 17 $ 1,756,000 $ 103,294 $ 61,000
St. Mary's, Maryland 17 $ 4,658,000 $ 274,000 $ 125,000
Nueces, Texas 17 $ 3,853,000 $ 226,647 $ 62,000
Chelan, Washington 17 $ 4,246,000 $ 249,764 $ 125,000
Dane, Wisconsin 17 $ 3,974,000 $ 233,764 $ 76,000
Saline, Arkansas 16 $ 1,941,000 $ 121,312 $ 52,000
Forsyth, Georgia 16 $ 3,281,000 $ 205,062 $ 91,000
Newton, Georgia 16 $ 1,907,000 $ 119,187 $ 45,000
Bonner, Idaho 16 $ 3,389,000 $ 211,812 $ 53,000
Boone, Missouri 16 $ 2,899,000 $ 181,187 $ 60,000
Sullivan, New York 16 $ 2,757,000 $ 172,312 $ 120,000
Union, North Carolina 16 $ 4,662,000 $ 291,375 $ 111,000
Galveston, Texas 16 $ 3,913,000 $ 244,562 $ 196,000
Kittitas, Washington 16 $ 7,988,000 $ 499,250 $ 158,000
Wayne, West Virginia 16 $ 1,495,000 $ 93,437 $ 46,000
Lee, Alabama 15 $ 2,409,000 $ 160,600 $ 74,000
Tolland, Connecticut 15 $ 3,765,000 $ 251,000 $ 83,000
Monroe, Florida 15 $ 8,105,000 $ 540,333 $ 84,000
St. Johns, Florida 15 $ 3,403,000 $ 226,866 $ 65,000
St. Joseph, Indiana 15 $ 2,021,000 $ 134,733 $ 82,000
Saline, Kansas 15 $ 1,799,000 $ 119,933 $ 59,000
Talbot, Maryland 15 $ 4,737,000 $ 315,800 $ 103,000
Ramsey, Minnesota 15 $ 3,447,000 $ 229,800 $ 102,000
Schenectady, New York 15 $ 1,916,000 $ 127,733 $ 63,000
Hamilton, Ohio 15 $ 2,401,000 $ 160,066 $ 41,000
Adams, Pennsylvania 15 $ 2,720,000 $ 181,333 $ 66,000
Spartanburg, South Carolina 15 $ 1,889,000 $ 125,933 $ 56,000
Stevens, Washington 15 $ 2,413,000 $ 160,866 $ 70,000
Coconino, Arizona 14 $ 4,416,000 $ 315,428 $ 112,000
St. Lucie, Florida 14 $ 1,984,000 $ 141,714 $ 58,000
Gooding, Idaho 14 $ 2,159,000 $ 154,214 $ 63,000
Ogle, Illinois 14 $ 2,449,000 $ 174,928 $ 60,000
Riley, Kansas 14 $ 2,705,000 $ 193,214 $ 85,000
Washtenaw, Michigan 14 $ 2,189,000 $ 156,357 $ 91,000
Platte, Missouri 14 $ 2,001,000 $ 142,928 $ 77,000
Belknap, New Hampshire 14 $ 2,849,000 $ 203,500 $ 86,000
Warren, New Jersey 14 $ 3,959,000 $ 282,785 $ 161,000
Knox, Tennessee 14 $ 2,030,000 $ 145,000 $ 70,000
Duchesne, Utah 14 $ 3,020,000 $ 215,714 $ 67,000
Cochise, Arizona 13 $ 1,851,000 $ 142,384 $ 71,000
Marin, California 13 $ 6,389,000 $ 491,461 $ 146,000
Madison, Idaho 13 $ 2,101,000 $ 161,615 $ 57,000
Wyandotte, Kansas 13 $ 1,627,000 $ 125,153 $ 47,000
St. Louis, Minnesota 13 $ 1,263,000 $ 97,153 $ 47,000
Cole, Missouri 13 $ 1,339,000 $ 103,000 $ 46,000
Taney, Missouri 13 $ 1,784,000 $ 137,230 $ 39,000
Broome, New York 13 $ 1,213,000 $ 93,307 $ 58,000
Wayne, Pennsylvania 13 $ 1,974,000 $ 151,846 $ 94,000
Horry, South Carolina 13 $ 2,220,000 $ 170,769 $ 95,000
Blount, Tennessee 13 $ 2,064,000 $ 158,769 $ 58,000
Hamblen, Tennessee 13 $ 1,693,000 $ 130,230 $ 48,000
Spotsylvania, Virginia 13 $ 3,378,000 $ 259,846 $ 105,000
Lewis, Washington 13 $ 2,621,000 $ 201,615 $ 82,000
Natrona, Wyoming 13 $ 1,857,000 $ 142,846 $ 51,000
Butte, California 12 $ 2,289,000 $ 190,750 $ 71,000
Napa, California 12 $ 3,697,000 $ 308,083 $ 82,000
Boulder, Colorado 12 $ 3,266,000 $ 272,166 $ 115,000
Kauai, Hawaii 12 $ 7,230,000 $ 602,500 $ 123,000
Payette, Idaho 12 $ 1,716,000 $ 143,000 $ 52,000
Monroe, Illinois 12 $ 1,725,000 $ 143,750 $ 64,000
Douglas, Kansas 12 $ 2,215,000 $ 184,583 $ 122,000
Jefferson, Louisiana 12 $ 2,023,000 $ 168,583 $ 64,000
Franklin, Maine 12 $ 1,789,000 $ 149,083 $ 120,000
Carver, Minnesota 12 $ 3,038,000 $ 253,166 $ 81,000
Scott, Minnesota 12 $ 2,753,000 $ 229,416 $ 92,000
Lincoln, Missouri 12 $ 1,957,000 $ 163,083 $ 52,000
Nye, Nevada 12 $ 2,101,000 $ 175,083 $ 72,000
Cumberland, New Jersey 12 $ 1,664,000 $ 138,666 $ 47,000
Cayuga, New York 12 $ 1,489,000 $ 124,083 $ 70,000
Burleigh, North Dakota 12 $ 1,660,000 $ 138,333 $ 60,000
Cuyahoga, Ohio 12 $ 1,054,000 $ 87,833 $ 89,000
Warren, Ohio 12 $ 3,312,000 $ 276,000 $ 143,000
Perry, Pennsylvania 12 $ 1,620,000 $ 135,000 $ 55,000
Charleston, South Carolina 12 $ 2,844,000 $ 237,000 $ 62,000
Webb, Texas 12 $ 1,647,000 $ 137,250 $ 75,000
Iron, Utah 12 $ 2,407,000 $ 200,583 $ 159,000
Albemarle, Virginia 12 $ 3,226,000 $ 268,833 $ 100,000
Waukesha, Wisconsin 12 $ 2,924,000 $ 243,666 $ 78,000
Lincoln, Wyoming 12 $ 2,922,000 $ 243,500 $ 219,000
Merced, California 11 $ 1,320,000 $ 120,000 $ 91,000
Litchfield, Connecticut 11 $ 1,975,000 $ 179,545 $ 80,000
Windham, Connecticut 11 $ 2,165,000 $ 196,818 $ 48,000
Marion, Florida 11 $ 1,865,000 $ 169,545 $ 71,000
Carroll, Georgia 11 $ 1,398,000 $ 127,090 $ 59,000
Blaine, Idaho 11 $ 3,935,000 $ 357,727 $ 133,000
Jerome, Idaho 11 $ 1,651,000 $ 150,090 $ 104,000
Power, Idaho 11 $ 1,202,000 $ 109,272 $ 44,000
Boone, Illinois 11 $ 2,496,000 $ 226,909 $ 61,000
Boone, Indiana 11 $ 2,644,000 $ 240,363 $ 136,000
Miami, Indiana 11 $ 893,000 $ 81,181 $ 40,000
Orange, Indiana 11 $ 903,000 $ 82,090 $ 33,000
Dallas, Iowa 11 $ 2,280,000 $ 207,272 $ 95,000
Pottawattamie, Iowa 11 $ 1,194,000 $ 108,545 $ 66,000
Warren, Iowa 11 $ 1,777,000 $ 161,545 $ 63,000
Woodbury, Iowa 11 $ 1,043,000 $ 94,818 $ 54,000
East Baton Rouge, Louisiana 11 $ 1,826,000 $ 166,000 $ 94,000
Waldo, Maine 11 $ 1,596,000 $ 145,090 $ 59,000
Washington, Minnesota 11 $ 3,447,000 $ 313,363 $ 110,000
Wright, Minnesota 11 $ 2,048,000 $ 186,181 $ 83,000
Franklin, Missouri 11 $ 1,543,000 $ 140,272 $ 33,000
Ray, Missouri 11 $ 1,410,000 $ 128,181 $ 62,000
Flathead, Montana 11 $ 2,523,000 $ 229,363 $ 54,000
Dodge, Nebraska 11 $ 1,571,000 $ 142,818 $ 52,000
Carson City, Nevada 11 $ 1,546,000 $ 140,545 $ 73,000
Mercer, Pennsylvania 11 $ 801,000 $ 72,818 $ 54,000
Williamson, Tennessee 11 $ 3,556,000 $ 323,272 $ 113,000
Rutland, Vermont 11 $ 2,013,000 $ 183,000 $ 88,000
Washington, Vermont 11 $ 1,729,000 $ 157,181 $ 58,000
Manassas, Virginia 11 $ 1,924,000 $ 174,909 $ 73,000
Sutter, California 10 $ 1,399,000 $ 139,900 $ 57,000
Tuolumne, California 10 $ 2,345,000 $ 234,500 $ 58,000
Yuba, California 10 $ 2,130,000 $ 213,000 $ 70,000
Bartow, Georgia 10 $ 1,308,000 $ 130,800 $ 53,000
Teton, Idaho 10 $ 2,801,000 $ 280,100 $ 88,000
DeKalb, Illinois 10 $ 1,847,000 $ 184,700 $ 56,000
Peoria, Illinois 10 $ 867,000 $ 86,700 $ 51,000
Carroll, Indiana 10 $ 667,000 $ 66,700 $ 42,000
Vanderburgh, Indiana 10 $ 1,033,000 $ 103,300 $ 57,000
Linn, Iowa 10 $ 1,644,000 $ 164,400 $ 62,000
Harvey, Kansas 10 $ 875,000 $ 87,500 $ 43,000
Orleans, Louisiana 10 $ 1,948,000 $ 194,800 $ 88,000
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Mortgage Loan Application Detail Totals for Metlife Bank, N.A. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 21,964 $4,646,378,000 $211,000 $25,000,000 $87,000 $4,800,000
Refinancing 17,805 $4,381,484,000 $246,000 $99,999,000 $83,000 $3,832,000
Home Improvement 320 $76,549,000 $239,000 $1,000,000 $88,000 $4,291,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 28,634 $6,315,986,000 $220,000 $3,120,000 $86,000 $4,800,000
Hispanic 3,713 $730,911,000 $196,000 $2,070,000 $66,000 $885,000
Not Provided 3,307 $880,350,000 $266,000 $2,000,000 $106,000 $4,291,000
Black or African American 2,628 $533,676,000 $203,000 $2,300,000 $67,000 $2,861,000
Asian 1,440 $428,685,000 $297,000 $2,660,000 $108,000 $2,100,000
Native Hawaiian or Other Pacific Islander 200 $52,842,000 $264,000 $712,000 $81,000 $273,000
American Indian or Alaskan Native 120 $25,851,000 $215,000 $793,000 $91,000 $912,000
Not applicable 47 $136,110,000 $2,895,000 $99,999,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,988 $5,182,880,000 $259,000 $99,999,000 $108,000 $4,800,000
FHA-insured (Federal Housing Administration) 17,692 $3,429,336,000 $193,000 $756,000 $63,000 $1,244,000
VA-guaranteed (Veterans Administration) 1,980 $436,583,000 $220,000 $866,000 $68,000 $488,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 429 $55,612,000 $129,000 $413,000 $43,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 28,420 $6,146,896,000 $216,000 $2,160,000 $83,000 $2,963,000
Application Denied By Financial Institution 9,772 $2,306,329,000 $236,000 $99,999,000 $85,000 $4,800,000
Application Approved But Not Accepted 1,168 $402,409,000 $344,000 $25,000,000 $157,000 $4,200,000
Application Withdrawn By Applicant 393 $116,010,000 $295,000 $2,175,000 $98,000 $1,580,000
Loan Purchased By The Institution 154 $78,165,000 $507,000 $1,415,000 $0 $0
Preapproval Approved but not Accepted 120 $31,207,000 $260,000 $740,000 $132,000 $480,000
File Closed For Incompleteness 55 $20,980,000 $381,000 $2,070,000 $78,000 $520,000
Preapproval Denied by Financial Institution 7 $2,415,000 $345,000 $473,000 $98,000 $144,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 2,562 $521,129,000 $203,000 $1,285,000 $86,000 $3,925,000
Collateral 2,379 $567,863,000 $238,000 $3,120,000 $96,000 $4,291,000
Debt-To-Income Ratio 1,787 $452,691,000 $253,000 $2,000,000 $75,000 $3,832,000
Credit History 1,505 $288,636,000 $191,000 $1,120,000 $67,000 $768,000
Unverifiable Information 522 $126,360,000 $242,000 $1,320,000 $99,000 $4,800,000
Other 451 $222,236,000 $492,000 $99,999,000 $101,000 $2,200,000
Insufficient Cash (Downpayment, Closing Cost) 400 $91,654,000 $229,000 $756,000 $85,000 $720,000
Employment History 125 $26,444,000 $211,000 $725,000 $96,000 $1,648,000
Mortgage Insurance Denied 48 $11,731,000 $244,000 $524,000 $84,000 $250,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Metlife Bank, N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Metlife Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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