Metlife Bank, N.A. Mortgage Lending & HMDA Data, 2008
In 2008, Metlife Bank, N.A. of Convent Station, NJ reported 40,089 mortgage applications totaling $9.1 billion, up 2483% from 2007. The average application was for $227,104, and applicants reported an average income of $85,231. 71% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,133), Las Vegas-Paradise, NV (1,618) and Baltimore-Towson, MD (1,096) (applications in parentheses).
| Mortgage Company & Address | Metlife Bank, N.A. 334 Madison Avenue Convent Station, NJ 07961 |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 40,089 |
| Total Mortgage Loan Application Amount | $9,104,411,000 |
| Average Mortgage Loan Application Amount | $227,104 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $85,231 |
| Highest Applicant Income | $4,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Metlife Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 2,133 | $ 413,824,000 | $ 194,010 | $ 76,000 |
| Las Vegas-Paradise, NV | 1,618 | $ 318,771,000 | $ 197,015 | $ 80,000 |
| Baltimore-Towson, MD | 1,096 | $ 283,188,000 | $ 258,383 | $ 88,000 |
| Seattle-Bellevue-Everett, WA | 1,068 | $ 352,161,000 | $ 329,738 | $ 108,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,028 | $ 392,143,000 | $ 381,462 | $ 130,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,002 | $ 239,399,000 | $ 238,921 | $ 89,604 |
| Salt Lake City, UT | 969 | $ 226,171,000 | $ 233,406 | $ 78,000 |
| Indianapolis-Carmel, IN | 884 | $ 129,392,000 | $ 146,371 | $ 64,000 |
| Chicago-Naperville-Joliet, IL | 872 | $ 194,128,000 | $ 222,623 | $ 73,000 |
| Boise City-Nampa, ID | 812 | $ 144,673,000 | $ 178,168 | $ 70,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 809 | $ 262,969,000 | $ 325,054 | $ 105,355 |
| St. Louis, MO-IL | 775 | $ 115,631,000 | $ 149,201 | $ 51,668 |
| Providence-New Bedford-Fall River, RI-MA | 764 | $ 176,946,000 | $ 231,604 | $ 75,017 |
| New York-White Plains-Wayne, NY-NJ | 714 | $ 414,955,000 | $ 581,169 | $ 148,549 |
| Atlanta-Sandy Springs-Marietta, GA | 626 | $ 113,009,000 | $ 180,525 | $ 75,000 |
| Wichita, KS | 596 | $ 71,386,000 | $ 119,775 | $ 57,000 |
| Boston-Quincy, MA | 493 | $ 137,111,000 | $ 278,115 | $ 82,000 |
| Albuquerque, NM | 472 | $ 91,664,000 | $ 194,203 | $ 79,000 |
| Omaha-Council Bluffs, NE-IA | 417 | $ 59,716,000 | $ 143,203 | $ 58,244 |
| Sacramento--Arden-Arcade--Roseville, CA | 389 | $ 103,954,000 | $ 267,233 | $ 106,000 |
| Denver-Aurora, CO | 385 | $ 86,573,000 | $ 224,864 | $ 84,000 |
| Kansas City, MO-KS | 371 | $ 54,531,000 | $ 146,983 | $ 61,943 |
| Edison-New Brunswick, NJ | 356 | $ 116,437,000 | $ 327,070 | $ 124,000 |
| Riverside-San Bernardino-Ontario, CA | 346 | $ 82,678,000 | $ 238,953 | $ 96,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 344 | $ 79,750,000 | $ 231,831 | $ 69,860 |
| Santa Ana-Anaheim-Irvine, CA | 343 | $ 134,149,000 | $ 391,104 | $ 141,000 |
| Oakland-Fremont-Hayward, CA | 332 | $ 119,314,000 | $ 359,379 | $ 133,000 |
| Philadelphia, PA | 317 | $ 77,099,000 | $ 243,214 | $ 102,000 |
| Newark-Union, NJ-PA | 313 | $ 106,421,000 | $ 340,003 | $ 136,843 |
| Dallas-Plano-Irving, TX | 312 | $ 65,171,000 | $ 208,881 | $ 109,000 |
| Orlando-Kissimmee, FL | 303 | $ 60,004,000 | $ 198,033 | $ 82,000 |
| Houston-Sugar Land-Baytown, TX | 278 | $ 53,145,000 | $ 191,169 | $ 97,000 |
| Cambridge-Newton-Framingham, MA | 271 | $ 77,341,000 | $ 285,391 | $ 91,000 |
| Spokane, WA | 269 | $ 48,765,000 | $ 181,282 | $ 78,000 |
| Ogden-Clearfield, UT | 262 | $ 50,278,000 | $ 191,900 | $ 64,000 |
| Provo-Orem, UT | 254 | $ 58,986,000 | $ 232,228 | $ 76,000 |
| Honolulu, HI | 238 | $ 95,848,000 | $ 402,722 | $ 98,000 |
| Bethesda-Frederick-Gaithersburg, MD | 237 | $ 78,888,000 | $ 332,860 | $ 111,000 |
| Tampa-St. Petersburg-Clearwater, FL | 236 | $ 43,253,000 | $ 183,275 | $ 88,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 231 | $ 83,531,000 | $ 361,606 | $ 137,000 |
| Pocatello, ID | 223 | $ 29,901,000 | $ 134,085 | $ 49,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 211 | $ 93,152,000 | $ 441,478 | $ 135,000 |
| San Diego-Carlsbad-San Marcos, CA | 210 | $ 74,650,000 | $ 355,476 | $ 129,000 |
| Peabody, MA | 207 | $ 49,641,000 | $ 239,811 | $ 78,000 |
| Wilmington, DE-MD-NJ | 206 | $ 45,886,000 | $ 222,747 | $ 71,781 |
| Fort Worth-Arlington, TX | 203 | $ 41,303,000 | $ 203,463 | $ 116,000 |
| Pittsburgh, PA | 198 | $ 27,274,000 | $ 137,747 | $ 69,000 |
| Tacoma, WA | 195 | $ 49,245,000 | $ 252,538 | $ 85,000 |
| Portland-South Portland-Biddeford, ME | 185 | $ 39,191,000 | $ 211,843 | $ 79,000 |
| Nassau-Suffolk, NY | 176 | $ 76,243,000 | $ 433,198 | $ 159,000 |
| Logan, UT-ID | 175 | $ 30,030,000 | $ 171,600 | $ 76,880 |
| Richmond, VA | 174 | $ 36,226,000 | $ 208,195 | $ 83,000 |
| Lancaster, PA | 173 | $ 26,128,000 | $ 151,028 | $ 62,000 |
| Harrisburg-Carlisle, PA | 169 | $ 28,435,000 | $ 168,254 | $ 73,000 |
| Louisville-Jefferson County, KY-IN | 169 | $ 30,049,000 | $ 177,804 | $ 67,810 |
| Reno-Sparks, NV | 167 | $ 39,719,000 | $ 237,838 | $ 87,000 |
| Camden, NJ | 162 | $ 40,308,000 | $ 248,814 | $ 116,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 153 | $ 28,618,000 | $ 187,045 | $ 77,418 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 153 | $ 36,446,000 | $ 238,209 | $ 98,098 |
| Anderson, IN | 149 | $ 16,779,000 | $ 112,610 | $ 50,000 |
| Worcester, MA | 148 | $ 34,183,000 | $ 230,966 | $ 79,000 |
| Lake Charles, LA | 143 | $ 21,592,000 | $ 150,993 | $ 71,000 |
| Springfield, MO | 140 | $ 17,641,000 | $ 126,007 | $ 51,000 |
| Salem, OR | 137 | $ 27,294,000 | $ 199,226 | $ 66,000 |
| Idaho Falls, ID | 135 | $ 21,707,000 | $ 160,792 | $ 66,000 |
| Manchester-Nashua, NH | 134 | $ 29,234,000 | $ 218,164 | $ 81,000 |
| Austin-Round Rock, TX | 133 | $ 27,460,000 | $ 206,466 | $ 92,000 |
| Des Moines-West Des Moines, IA | 131 | $ 18,729,000 | $ 142,969 | $ 57,000 |
| Rockingham County-Strafford County, NH | 129 | $ 29,985,000 | $ 232,441 | $ 88,000 |
| Charlotte-Gastonia-Concord, NC-SC | 126 | $ 52,152,000 | $ 413,904 | $ 90,111 |
| San Francisco-San Mateo-Redwood City, CA | 125 | $ 64,100,000 | $ 512,800 | $ 170,000 |
| New Haven-Milford, CT | 121 | $ 30,660,000 | $ 253,388 | $ 90,000 |
| Detroit-Livonia-Dearborn, MI | 119 | $ 12,247,000 | $ 102,915 | $ 71,000 |
| Oklahoma City, OK | 119 | $ 18,268,000 | $ 153,512 | $ 79,000 |
| Raleigh-Cary, NC | 119 | $ 21,486,000 | $ 180,554 | $ 79,000 |
| Bangor, ME | 116 | $ 15,719,000 | $ 135,508 | $ 54,000 |
| St. Joseph, MO-KS | 113 | $ 13,208,000 | $ 116,884 | $ 55,946 |
| York-Hanover, PA | 111 | $ 19,787,000 | $ 178,261 | $ 61,000 |
| Eugene-Springfield, OR | 110 | $ 21,991,000 | $ 199,918 | $ 66,000 |
| Hartford-West Hartford-East Hartford, CT | 107 | $ 25,708,000 | $ 240,261 | $ 89,000 |
| Tucson, AZ | 107 | $ 19,571,000 | $ 182,906 | $ 65,000 |
| Barnstable Town, MA | 106 | $ 26,184,000 | $ 247,018 | $ 93,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 103 | $ 27,222,000 | $ 264,291 | $ 107,000 |
| Kennewick-Pasco-Richland, WA | 98 | $ 15,895,000 | $ 162,193 | $ 85,000 |
| Grand Rapids-Wyoming, MI | 97 | $ 16,098,000 | $ 165,958 | $ 71,000 |
| Stockton, CA | 96 | $ 22,068,000 | $ 229,875 | $ 93,000 |
| Warren-Troy-Farmington Hills, MI | 95 | $ 14,411,000 | $ 151,694 | $ 63,000 |
| Gary, IN | 85 | $ 13,775,000 | $ 162,058 | $ 61,000 |
| Albany-Schenectady-Troy, NY | 84 | $ 15,214,000 | $ 181,119 | $ 81,000 |
| Santa Cruz-Watsonville, CA | 82 | $ 32,253,000 | $ 393,329 | $ 135,000 |
| Bridgeport-Stamford-Norwalk, CT | 81 | $ 31,397,000 | $ 387,617 | $ 139,000 |
| New Orleans-Metairie-Kenner, LA | 80 | $ 12,416,000 | $ 155,200 | $ 66,000 |
| Huntington-Ashland, WV-KY-OH | 75 | $ 9,164,000 | $ 122,186 | $ 80,866 |
| Olympia, WA | 75 | $ 17,451,000 | $ 232,680 | $ 80,000 |
| Memphis, TN-MS-AR | 73 | $ 10,286,000 | $ 140,904 | $ 58,287 |
| Coeur D'Alene, ID | 71 | $ 12,787,000 | $ 180,098 | $ 73,000 |
| Lake County-Kenosha County, IL-WI | 70 | $ 16,766,000 | $ 239,514 | $ 86,600 |
| Miami-Miami Beach-Kendall, FL | 69 | $ 20,252,000 | $ 293,507 | $ 153,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 69 | $ 13,368,000 | $ 193,739 | $ 88,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 68 | $ 17,477,000 | $ 257,014 | $ 195,000 |
| Tulsa, OK | 68 | $ 10,510,000 | $ 154,558 | $ 87,000 |
| McAllen-Edinburg-Mission, TX | 66 | $ 9,139,000 | $ 138,469 | $ 70,000 |
| Syracuse, NY | 66 | $ 7,786,000 | $ 117,969 | $ 59,000 |
| Lafayette, IN | 64 | $ 6,831,000 | $ 106,734 | $ 52,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 64 | $ 24,615,000 | $ 384,609 | $ 120,000 |
| Fort Wayne, IN | 63 | $ 7,821,000 | $ 124,142 | $ 50,000 |
| St. George, UT | 63 | $ 12,749,000 | $ 202,365 | $ 101,000 |
| Bakersfield, CA | 62 | $ 11,937,000 | $ 192,532 | $ 74,000 |
| Rockford, IL | 62 | $ 9,008,000 | $ 145,290 | $ 59,000 |
| Jacksonville, FL | 60 | $ 11,193,000 | $ 186,550 | $ 69,000 |
| Dover, DE | 59 | $ 13,352,000 | $ 226,305 | $ 63,000 |
| Modesto, CA | 59 | $ 12,346,000 | $ 209,254 | $ 84,000 |
| Salisbury, MD | 57 | $ 11,266,000 | $ 197,649 | $ 82,000 |
| Columbus, OH | 56 | $ 8,474,000 | $ 151,321 | $ 63,000 |
| Greensboro-High Point, NC | 56 | $ 8,426,000 | $ 150,464 | $ 62,000 |
| Farmington, NM | 55 | $ 10,723,000 | $ 194,963 | $ 82,000 |
| Medford, OR | 55 | $ 11,673,000 | $ 212,236 | $ 79,000 |
| Vallejo-Fairfield, CA | 55 | $ 14,884,000 | $ 270,618 | $ 116,000 |
| Columbus, GA-AL | 54 | $ 8,552,000 | $ 158,370 | $ 75,277 |
| Erie, PA | 54 | $ 5,544,000 | $ 102,666 | $ 56,000 |
| Bradenton-Sarasota-Venice, FL | 53 | $ 10,752,000 | $ 202,867 | $ 87,000 |
| Savannah, GA | 53 | $ 8,104,000 | $ 152,905 | $ 70,000 |
| Cape Coral-Fort Myers, FL | 52 | $ 10,438,000 | $ 200,730 | $ 144,000 |
| Colorado Springs, CO | 50 | $ 12,451,000 | $ 249,020 | $ 83,000 |
| Muncie, IN | 48 | $ 3,961,000 | $ 82,520 | $ 42,000 |
| Bremerton-Silverdale, WA | 47 | $ 13,558,000 | $ 288,468 | $ 91,000 |
| Santa Fe, NM | 47 | $ 12,497,000 | $ 265,893 | $ 90,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 47 | $ 12,700,000 | $ 270,212 | $ 140,000 |
| Milwaukee-Waukesha-West Allis, WI | 46 | $ 7,942,000 | $ 172,652 | $ 61,000 |
| Scranton--Wilkes-Barre, PA | 46 | $ 5,452,000 | $ 118,521 | $ 67,000 |
| Hagerstown-Martinsburg, MD-WV | 45 | $ 10,248,000 | $ 227,733 | $ 75,888 |
| Little Rock-North Little Rock-Conway, AR | 45 | $ 6,217,000 | $ 138,155 | $ 58,000 |
| Salinas, CA | 45 | $ 13,792,000 | $ 306,488 | $ 101,000 |
| Fresno, CA | 44 | $ 8,330,000 | $ 189,318 | $ 70,000 |
| Cincinnati-Middletown, OH-KY-IN | 41 | $ 8,243,000 | $ 201,048 | $ 74,146 |
| Deltona-Daytona Beach-Ormond Beach, FL | 41 | $ 6,984,000 | $ 170,341 | $ 73,000 |
| San Antonio, TX | 41 | $ 5,471,000 | $ 133,439 | $ 59,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 39 | $ 6,061,000 | $ 155,410 | $ 56,000 |
| Chattanooga, TN-GA | 38 | $ 5,970,000 | $ 157,105 | $ 66,631 |
| Lewiston-Auburn, ME | 38 | $ 5,797,000 | $ 152,552 | $ 59,000 |
| Utica-Rome, NY | 37 | $ 4,247,000 | $ 114,783 | $ 60,000 |
| Greenville-Mauldin-Easley, SC | 36 | $ 5,586,000 | $ 155,166 | $ 78,000 |
| Longview, WA | 36 | $ 7,629,000 | $ 211,916 | $ 60,000 |
| Reading, PA | 36 | $ 5,988,000 | $ 166,333 | $ 66,000 |
| Santa Rosa-Petaluma, CA | 36 | $ 11,734,000 | $ 325,944 | $ 115,000 |
| Topeka, KS | 36 | $ 4,495,000 | $ 124,861 | $ 54,000 |
| Bellingham, WA | 35 | $ 9,959,000 | $ 284,542 | $ 87,000 |
| Grand Junction, CO | 35 | $ 8,207,000 | $ 234,485 | $ 72,000 |
| Lake Havasu City-Kingman, AZ | 34 | $ 6,063,000 | $ 178,323 | $ 86,000 |
| Ocean City, NJ | 34 | $ 12,474,000 | $ 366,882 | $ 194,000 |
| Brownsville-Harlingen, TX | 33 | $ 4,029,000 | $ 122,090 | $ 62,000 |
| Fort Collins-Loveland, CO | 33 | $ 7,865,000 | $ 238,333 | $ 84,000 |
| Kingston, NY | 33 | $ 6,957,000 | $ 210,818 | $ 105,000 |
| Missoula, MT | 33 | $ 7,692,000 | $ 233,090 | $ 101,000 |
| Bend, OR | 32 | $ 8,018,000 | $ 250,562 | $ 95,000 |
| Buffalo-Niagara Falls, NY | 32 | $ 4,342,000 | $ 135,687 | $ 75,000 |
| Wichita Falls, TX | 31 | $ 3,057,000 | $ 98,612 | $ 55,000 |
| Greeley, CO | 30 | $ 5,443,000 | $ 181,433 | $ 70,000 |
| Mount Vernon-Anacortes, WA | 30 | $ 7,433,000 | $ 247,766 | $ 88,000 |
| Naples-Marco Island, FL | 30 | $ 8,180,000 | $ 272,666 | $ 162,000 |
| Springfield, MA | 30 | $ 5,395,000 | $ 179,833 | $ 41,000 |
| Bloomington, IN | 29 | $ 3,852,000 | $ 132,827 | $ 53,000 |
| Lakeland-Winter Haven, FL | 29 | $ 4,096,000 | $ 141,241 | $ 41,000 |
| Rochester, NY | 29 | $ 5,138,000 | $ 177,172 | $ 112,000 |
| Cleveland-Elyria-Mentor, OH | 28 | $ 3,057,000 | $ 109,178 | $ 68,000 |
| Knoxville, TN | 28 | $ 4,254,000 | $ 151,928 | $ 65,000 |
| San Luis Obispo-Paso Robles, CA | 28 | $ 9,979,000 | $ 356,392 | $ 152,000 |
| Sioux Falls, SD | 28 | $ 4,369,000 | $ 156,035 | $ 60,000 |
| Yakima, WA | 28 | $ 4,552,000 | $ 162,571 | $ 59,000 |
| Norwich-New London, CT | 27 | $ 7,640,000 | $ 282,962 | $ 103,000 |
| Panama City-Lynn Haven, FL | 27 | $ 8,833,000 | $ 327,148 | $ 140,000 |
| Trenton-Ewing, NJ | 27 | $ 7,326,000 | $ 271,333 | $ 130,000 |
| Youngstown-Warren-Boardman, OH-PA | 27 | $ 2,596,000 | $ 96,148 | $ 53,407 |
| Lebanon, PA | 25 | $ 3,653,000 | $ 146,120 | $ 49,000 |
| Winchester, VA-WV | 25 | $ 5,768,000 | $ 230,720 | $ 55,040 |
| Charleston-North Charleston-Summerville, SC | 24 | $ 4,926,000 | $ 205,250 | $ 60,000 |
| Gainesville, FL | 24 | $ 4,572,000 | $ 190,500 | $ 87,000 |
| Wenatchee, WA | 24 | $ 5,906,000 | $ 246,083 | $ 103,000 |
| Billings, MT | 23 | $ 6,009,000 | $ 261,260 | $ 78,000 |
| Prescott, AZ | 23 | $ 4,231,000 | $ 183,956 | $ 63,000 |
| Atlantic City-Hammonton, NJ | 22 | $ 6,037,000 | $ 274,409 | $ 96,000 |
| Holland-Grand Haven, MI | 22 | $ 3,689,000 | $ 167,681 | $ 69,000 |
| Madison, WI | 22 | $ 4,822,000 | $ 219,181 | $ 71,000 |
| Duluth, MN-WI | 21 | $ 2,294,000 | $ 109,238 | $ 47,285 |
| Jefferson City, MO | 21 | $ 2,360,000 | $ 112,380 | $ 47,000 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 3,578,000 | $ 170,380 | $ 79,000 |
| Yuma, AZ | 21 | $ 3,844,000 | $ 183,047 | $ 77,000 |
| Charlottesville, VA | 20 | $ 5,490,000 | $ 274,500 | $ 108,000 |
| Las Cruces, NM | 20 | $ 3,387,000 | $ 169,350 | $ 66,000 |
| Wilmington, NC | 20 | $ 4,421,000 | $ 221,050 | $ 84,000 |
| Yuba City, CA | 20 | $ 3,529,000 | $ 176,450 | $ 63,000 |
| Abilene, TX | 19 | $ 1,958,000 | $ 103,052 | $ 69,000 |
| Morristown, TN | 19 | $ 2,653,000 | $ 139,631 | $ 53,000 |
| Port St. Lucie, FL | 19 | $ 2,770,000 | $ 145,789 | $ 64,000 |
| Springfield, IL | 19 | $ 1,684,000 | $ 88,631 | $ 31,000 |
| Winston-Salem, NC | 19 | $ 3,131,000 | $ 164,789 | $ 88,000 |
| Corpus Christi, TX | 18 | $ 4,169,000 | $ 231,611 | $ 65,000 |
| Evansville, IN-KY | 18 | $ 1,862,000 | $ 103,444 | $ 51,166 |
| Great Falls, MT | 18 | $ 2,267,000 | $ 125,944 | $ 53,000 |
| South Bend-Mishawaka, IN-MI | 17 | $ 2,325,000 | $ 136,764 | $ 79,764 |
| Burlington-South Burlington, VT | 16 | $ 3,363,000 | $ 210,187 | $ 74,000 |
| Columbia, MO | 16 | $ 2,899,000 | $ 181,187 | $ 60,000 |
| Columbia, SC | 16 | $ 2,834,000 | $ 177,125 | $ 49,000 |
| Davenport-Moline-Rock Island, IA-IL | 16 | $ 1,498,000 | $ 93,625 | $ 40,000 |
| Durham, NC | 16 | $ 3,029,000 | $ 189,312 | $ 85,000 |
| Peoria, IL | 16 | $ 1,485,000 | $ 92,812 | $ 52,000 |
| Auburn-Opelika, AL | 15 | $ 2,409,000 | $ 160,600 | $ 74,000 |
| Spartanburg, SC | 15 | $ 1,889,000 | $ 125,933 | $ 56,000 |
| Ann Arbor, MI | 14 | $ 2,189,000 | $ 156,357 | $ 91,000 |
| Baton Rouge, LA | 14 | $ 2,253,000 | $ 160,928 | $ 91,000 |
| Binghamton, NY | 14 | $ 1,359,000 | $ 97,071 | $ 57,000 |
| Flagstaff, AZ | 14 | $ 4,416,000 | $ 315,428 | $ 112,000 |
| Lexington-Fayette, KY | 14 | $ 2,748,000 | $ 196,285 | $ 105,000 |
| Sioux City, IA-NE-SD | 14 | $ 1,359,000 | $ 97,071 | $ 52,785 |
| Casper, WY | 13 | $ 1,857,000 | $ 142,846 | $ 51,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 13 | $ 2,220,000 | $ 170,769 | $ 95,000 |
| Beaumont-Port Arthur, TX | 12 | $ 1,856,000 | $ 154,666 | $ 113,000 |
| Bismarck, ND | 12 | $ 1,660,000 | $ 138,333 | $ 60,000 |
| Boulder, CO | 12 | $ 3,266,000 | $ 272,166 | $ 115,000 |
| Cedar Rapids, IA | 12 | $ 1,751,000 | $ 145,916 | $ 57,000 |
| Chico, CA | 12 | $ 2,289,000 | $ 190,750 | $ 71,000 |
| Laredo, TX | 12 | $ 1,647,000 | $ 137,250 | $ 75,000 |
| Lawrence, KS | 12 | $ 2,215,000 | $ 184,583 | $ 122,000 |
| Napa, CA | 12 | $ 3,697,000 | $ 308,083 | $ 82,000 |
| Vineland-Millville-Bridgeton, NJ | 12 | $ 1,664,000 | $ 138,666 | $ 47,000 |
| Augusta-Richmond County, GA-SC | 11 | $ 1,668,000 | $ 151,636 | $ 62,363 |
| Carson City, NV | 11 | $ 1,546,000 | $ 140,545 | $ 73,000 |
| Clarksville, TN-KY | 11 | $ 1,178,000 | $ 107,090 | $ 58,545 |
| College Station-Bryan, TX | 11 | $ 2,200,000 | $ 200,000 | $ 99,000 |
| Glens Falls, NY | 11 | $ 2,975,000 | $ 270,454 | $ 78,000 |
| Joplin, MO | 11 | $ 1,113,000 | $ 101,181 | $ 56,000 |
| Lafayette, LA | 11 | $ 2,007,000 | $ 182,454 | $ 74,000 |
| Merced, CA | 11 | $ 1,320,000 | $ 120,000 | $ 91,000 |
| Ocala, FL | 11 | $ 1,865,000 | $ 169,545 | $ 71,000 |
| Corvallis, OR | 10 | $ 2,188,000 | $ 218,800 | $ 172,000 |
| Dayton, OH | 10 | $ 1,453,000 | $ 145,300 | $ 50,000 |
| El Paso, TX | 10 | $ 1,513,000 | $ 151,300 | $ 69,000 |
| Johnson City, TN | 10 | $ 2,122,000 | $ 212,200 | $ 78,000 |
| Lincoln, NE | 10 | $ 1,773,000 | $ 177,300 | $ 79,000 |
| Gainesville, GA | 9 | $ 1,855,000 | $ 206,111 | $ 50,000 |
| Jackson, MS | 9 | $ 921,000 | $ 102,333 | $ 100,000 |
| Kokomo, IN | 9 | $ 655,000 | $ 72,777 | $ 50,000 |
| Lewiston, ID-WA | 9 | $ 1,279,000 | $ 142,111 | $ 58,333 |
| Pittsfield, MA | 9 | $ 1,750,000 | $ 194,444 | $ 35,000 |
| Terre Haute, IN | 9 | $ 579,000 | $ 64,333 | $ 29,000 |
| Visalia-Porterville, CA | 9 | $ 1,581,000 | $ 175,666 | $ 53,000 |
| Anderson, SC | 8 | $ 1,219,000 | $ 152,375 | $ 55,000 |
| Birmingham-Hoover, AL | 8 | $ 1,183,000 | $ 147,875 | $ 51,000 |
| Charleston, WV | 8 | $ 1,162,000 | $ 145,250 | $ 135,000 |
| Flint, MI | 8 | $ 1,000,000 | $ 125,000 | $ 60,000 |
| Greenville, NC | 8 | $ 1,024,000 | $ 128,000 | $ 50,000 |
| Kingsport-Bristol-Bristol, TN-VA | 8 | $ 1,493,000 | $ 186,625 | $ 129,000 |
| Lansing-East Lansing, MI | 8 | $ 1,422,000 | $ 177,750 | $ 32,000 |
| Punta Gorda, FL | 8 | $ 1,768,000 | $ 221,000 | $ 133,000 |
| Racine, WI | 8 | $ 1,312,000 | $ 164,000 | $ 63,000 |
| Waco, TX | 8 | $ 1,380,000 | $ 172,500 | $ 79,000 |
| Altoona, PA | 7 | $ 809,000 | $ 115,571 | $ 55,000 |
| Elkhart-Goshen, IN | 7 | $ 911,000 | $ 130,142 | $ 54,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 939,000 | $ 134,142 | $ 37,000 |
| Houma-Bayou Cane-Thibodaux, LA | 7 | $ 1,083,000 | $ 154,714 | $ 72,000 |
| Monroe, MI | 7 | $ 1,096,000 | $ 156,571 | $ 70,000 |
| Warner Robins, GA | 7 | $ 1,159,000 | $ 165,571 | $ 59,000 |
| Appleton, WI | 6 | $ 700,000 | $ 116,666 | $ 62,000 |
| Asheville, NC | 6 | $ 1,214,000 | $ 202,333 | $ 90,000 |
| Fort Smith, AR-OK | 6 | $ 689,000 | $ 114,833 | $ 94,000 |
| Hot Springs, AR | 6 | $ 843,000 | $ 140,500 | $ 85,000 |
| Johnstown, PA | 6 | $ 498,000 | $ 83,000 | $ 49,000 |
| Lynchburg, VA | 6 | $ 784,000 | $ 130,666 | $ 50,000 |
| Montgomery, AL | 6 | $ 1,038,000 | $ 173,000 | $ 97,000 |
| Palm Coast, FL | 6 | $ 1,361,000 | $ 226,833 | $ 65,000 |
| Pueblo, CO | 6 | $ 1,006,000 | $ 167,666 | $ 64,000 |
| Tallahassee, FL | 6 | $ 741,000 | $ 123,500 | $ 29,000 |
| Texarkana, Tx-Texarkana, AR | 6 | $ 604,000 | $ 100,666 | $ 41,333 |
| Akron, OH | 5 | $ 717,000 | $ 143,400 | $ 67,000 |
| Columbus, IN | 5 | $ 698,000 | $ 139,600 | $ 49,000 |
| Decatur, IL | 5 | $ 411,000 | $ 82,200 | $ 57,000 |
| Huntsville, AL | 5 | $ 715,000 | $ 143,000 | $ 65,000 |
| Janesville, WI | 5 | $ 706,000 | $ 141,200 | $ 36,000 |
| Kalamazoo-Portage, MI | 5 | $ 435,000 | $ 87,000 | $ 49,000 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 806,000 | $ 161,200 | $ 87,000 |
| Macon, GA | 5 | $ 1,517,000 | $ 303,400 | $ 55,000 |
| Madera, CA | 5 | $ 889,000 | $ 177,800 | $ 87,000 |
| Muskegon-Norton Shores, MI | 5 | $ 512,000 | $ 102,400 | $ 57,000 |
| Odessa, TX | 5 | $ 419,000 | $ 83,800 | $ 57,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 666,000 | $ 133,200 | $ 70,000 |
| Redding, CA | 5 | $ 1,038,000 | $ 207,600 | $ 85,000 |
| Roanoke, VA | 5 | $ 857,000 | $ 171,400 | $ 64,000 |
| Rochester, MN | 5 | $ 632,000 | $ 126,400 | $ 53,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,744,000 | $ 348,800 | $ 169,000 |
| Weirton-Steubenville, WV-OH | 5 | $ 331,000 | $ 66,200 | $ 34,400 |
| Burlington, NC | 4 | $ 605,000 | $ 151,250 | $ 102,000 |
| Champaign-Urbana, IL | 4 | $ 427,000 | $ 106,750 | $ 28,000 |
| Cheyenne, WY | 4 | $ 699,000 | $ 174,750 | $ 53,000 |
| Cumberland, MD-WV | 4 | $ 496,000 | $ 124,000 | $ 90,000 |
| El Centro, CA | 4 | $ 742,000 | $ 185,500 | $ 88,000 |
| Gulfport-Biloxi, MS | 4 | $ 562,000 | $ 140,500 | $ 98,000 |
| Mobile, AL | 4 | $ 354,000 | $ 88,500 | $ 38,000 |
| Morgantown, WV | 4 | $ 1,650,000 | $ 412,500 | $ 195,000 |
| Niles-Benton Harbor, MI | 4 | $ 943,000 | $ 235,750 | $ 97,000 |
| Shreveport-Bossier City, LA | 4 | $ 404,000 | $ 101,000 | $ 97,000 |
| Tyler, TX | 4 | $ 343,000 | $ 85,750 | $ 55,000 |
| Athens-Clarke County, GA | 3 | $ 355,000 | $ 118,333 | $ 64,000 |
| Battle Creek, MI | 3 | $ 199,000 | $ 66,333 | $ 59,000 |
| Canton-Massillon, OH | 3 | $ 379,000 | $ 126,333 | $ 58,000 |
| Elizabethtown, KY | 3 | $ 919,000 | $ 306,333 | $ 165,000 |
| Florence, SC | 3 | $ 532,000 | $ 177,333 | $ 70,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 324,000 | $ 108,000 | $ 42,000 |
| Kankakee-Bradley, IL | 3 | $ 896,000 | $ 298,666 | $ 86,000 |
| La Crosse, WI-MN | 3 | $ 337,000 | $ 112,333 | $ 56,000 |
| Midland, TX | 3 | $ 477,000 | $ 159,000 | $ 54,000 |
| Monroe, LA | 3 | $ 455,000 | $ 151,666 | $ 80,000 |
| Pine Bluff, AR | 3 | $ 353,000 | $ 117,666 | $ 79,000 |
| St. Cloud, MN | 3 | $ 463,000 | $ 154,333 | $ 75,000 |
| State College, PA | 3 | $ 266,000 | $ 88,666 | $ 36,000 |
| Toledo, OH | 3 | $ 409,000 | $ 136,333 | $ 49,000 |
| Valdosta, GA | 3 | $ 491,000 | $ 163,666 | $ 86,000 |
| Ames, IA | 2 | $ 202,000 | $ 101,000 | $ 70,000 |
| Anchorage, AK | 2 | $ 436,000 | $ 218,000 | $ 67,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 500,000 | $ 250,000 | $ 58,000 |
| Bloomington-Normal, IL | 2 | $ 541,000 | $ 270,500 | $ 243,000 |
| Brunswick, GA | 2 | $ 366,000 | $ 183,000 | $ 39,000 |
| Dothan, AL | 2 | $ 398,000 | $ 199,000 | $ 69,000 |
| Eau Claire, WI | 2 | $ 188,000 | $ 94,000 | $ 26,000 |
| Fayetteville, NC | 2 | $ 443,000 | $ 221,500 | $ 90,000 |
| Fond Du Lac, WI | 2 | $ 242,000 | $ 121,000 | $ 45,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 633,000 | $ 316,500 | $ 61,000 |
| Grand Forks, ND-MN | 2 | $ 267,000 | $ 133,500 | $ 70,000 |
| Hanford-Corcoran, CA | 2 | $ 284,000 | $ 142,000 | $ 56,000 |
| Hattiesburg, MS | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| Iowa City, IA | 2 | $ 248,000 | $ 124,000 | $ 58,000 |
| Jackson, TN | 2 | $ 186,000 | $ 93,000 | $ 25,000 |
| Longview, TX | 2 | $ 204,000 | $ 102,000 | $ 64,000 |
| Mansfield, OH | 2 | $ 530,000 | $ 265,000 | $ 102,000 |
| Michigan City-La Porte, IN | 2 | $ 248,000 | $ 124,000 | $ 43,000 |
| Rapid City, SD | 2 | $ 374,000 | $ 187,000 | $ 52,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 147,000 | $ 73,500 | $ 22,000 |
| Springfield, OH | 2 | $ 325,000 | $ 162,500 | $ 185,000 |
| Wausau, WI | 2 | $ 263,000 | $ 131,500 | $ 27,000 |
| Wheeling, WV-OH | 2 | $ 218,000 | $ 109,000 | $ 74,000 |
| Alexandria, LA | 1 | $ 299,000 | $ 299,000 | $ 156,000 |
| Anniston-Oxford, AL | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
| Cleveland, TN | 1 | $ 180,000 | $ 180,000 | $ 102,000 |
| Dalton, GA | 1 | $ 114,000 | $ 114,000 | $ 35,000 |
| Danville, IL | 1 | $ 168,000 | $ 168,000 | $ 117,000 |
| Danville, VA | 1 | $ 127,000 | $ 127,000 | $ 43,000 |
| Dubuque, IA | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Elmira, NY | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Fargo, ND-MN | 1 | $ 166,000 | $ 166,000 | $ 50,000 |
| Green Bay, WI | 1 | $ 114,000 | $ 114,000 | $ 39,000 |
| Harrisonburg, VA | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Jackson, MI | 1 | $ 57,000 | $ 57,000 | $ 21,000 |
| Jacksonville, NC | 1 | $ 160,000 | $ 160,000 | $ 152,000 |
| Jonesboro, AR | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
| Lawton, OK | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Lubbock, TX | 1 | $ 77,000 | $ 77,000 | $ 93,000 |
| Oshkosh-Neenah, WI | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 73,000 | $ 73,000 | $ 48,000 |
| Pascagoula, MS | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| San Angelo, TX | 1 | $ 92,000 | $ 92,000 | $ 94,000 |
| Sherman-Denison, TX | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Tuscaloosa, AL | 1 | $ 300,000 | $ 300,000 | $ 152,000 |
| Victoria, TX | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Williamsport, PA | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Metlife Bank, N.A. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 21,964 | $4,646,378,000 | $211,000 | $25,000,000 | $87,000 | $4,800,000 |
| Refinancing | 17,805 | $4,381,484,000 | $246,000 | $99,999,000 | $83,000 | $3,832,000 |
| Home Improvement | 320 | $76,549,000 | $239,000 | $1,000,000 | $88,000 | $4,291,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 28,634 | $6,315,986,000 | $220,000 | $3,120,000 | $86,000 | $4,800,000 |
| Hispanic | 3,713 | $730,911,000 | $196,000 | $2,070,000 | $66,000 | $885,000 |
| Not Provided | 3,307 | $880,350,000 | $266,000 | $2,000,000 | $106,000 | $4,291,000 |
| Black or African American | 2,628 | $533,676,000 | $203,000 | $2,300,000 | $67,000 | $2,861,000 |
| Asian | 1,440 | $428,685,000 | $297,000 | $2,660,000 | $108,000 | $2,100,000 |
| Native Hawaiian or Other Pacific Islander | 200 | $52,842,000 | $264,000 | $712,000 | $81,000 | $273,000 |
| American Indian or Alaskan Native | 120 | $25,851,000 | $215,000 | $793,000 | $91,000 | $912,000 |
| Not applicable | 47 | $136,110,000 | $2,895,000 | $99,999,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,988 | $5,182,880,000 | $259,000 | $99,999,000 | $108,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 17,692 | $3,429,336,000 | $193,000 | $756,000 | $63,000 | $1,244,000 |
| VA-guaranteed (Veterans Administration) | 1,980 | $436,583,000 | $220,000 | $866,000 | $68,000 | $488,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 429 | $55,612,000 | $129,000 | $413,000 | $43,000 | $131,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,420 | $6,146,896,000 | $216,000 | $2,160,000 | $83,000 | $2,963,000 |
| Application Denied By Financial Institution | 9,772 | $2,306,329,000 | $236,000 | $99,999,000 | $85,000 | $4,800,000 |
| Application Approved But Not Accepted | 1,168 | $402,409,000 | $344,000 | $25,000,000 | $157,000 | $4,200,000 |
| Application Withdrawn By Applicant | 393 | $116,010,000 | $295,000 | $2,175,000 | $98,000 | $1,580,000 |
| Loan Purchased By The Institution | 154 | $78,165,000 | $507,000 | $1,415,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 120 | $31,207,000 | $260,000 | $740,000 | $132,000 | $480,000 |
| File Closed For Incompleteness | 55 | $20,980,000 | $381,000 | $2,070,000 | $78,000 | $520,000 |
| Preapproval Denied by Financial Institution | 7 | $2,415,000 | $345,000 | $473,000 | $98,000 | $144,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 2,562 | $521,129,000 | $203,000 | $1,285,000 | $86,000 | $3,925,000 |
| Collateral | 2,379 | $567,863,000 | $238,000 | $3,120,000 | $96,000 | $4,291,000 |
| Debt-To-Income Ratio | 1,787 | $452,691,000 | $253,000 | $2,000,000 | $75,000 | $3,832,000 |
| Credit History | 1,505 | $288,636,000 | $191,000 | $1,120,000 | $67,000 | $768,000 |
| Unverifiable Information | 522 | $126,360,000 | $242,000 | $1,320,000 | $99,000 | $4,800,000 |
| Other | 451 | $222,236,000 | $492,000 | $99,999,000 | $101,000 | $2,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 400 | $91,654,000 | $229,000 | $756,000 | $85,000 | $720,000 |
| Employment History | 125 | $26,444,000 | $211,000 | $725,000 | $96,000 | $1,648,000 |
| Mortgage Insurance Denied | 48 | $11,731,000 | $244,000 | $524,000 | $84,000 | $250,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Metlife Bank, N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Metlife Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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