Metlife Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Metlife Bank, N.A. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Metlife Bank, N.A.
334 Madison Avenue
Convent Station, NJ 07961
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 40,089
Total Mortgage Loan Application Amount $9,104,411,000
Average Mortgage Loan Application Amount $232,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $86,000
Highest Applicant Income $4,800,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Metlife Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Metlife Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Metlife Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Metlife Bank, N.A. serves its applicants.

Each category highlights the total number of mortgage applications processed by Metlife Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Metlife Bank, N.A.'s mortgage activity for 2008.

Mortgage Loan Application Totals for Metlife Bank, N.A. by Metropolitan Area in 2008

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
PHOENIX-MESA-SCOTTSDALE, AZ 2,133 $ 413,824,000 $ 194,000 $ 76,000
LAS VEGAS-PARADISE, NV 1,618 $ 318,771,000 $ 197,000 $ 80,000
BALTIMORE-TOWSON, MD 1,096 $ 283,188,000 $ 258,000 $ 88,000
SEATTLE-BELLEVUE-EVERETT, WA 1,068 $ 352,161,000 $ 329,000 $ 108,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 1,028 $ 392,143,000 $ 381,000 $ 130,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1,002 $ 239,399,000 $ 237,000 $ 87,500
SALT LAKE CITY, UT 969 $ 226,171,000 $ 233,000 $ 78,000
INDIANAPOLIS-CARMEL, IN 884 $ 129,392,000 $ 146,000 $ 64,000
CHICAGO-NAPERVILLE-JOLIET, IL 872 $ 194,128,000 $ 222,000 $ 73,000
BOISE CITY-NAMPA, ID 812 $ 144,673,000 $ 178,000 $ 70,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 809 $ 262,969,000 $ 296,250 $ 96,500
ST. LOUIS, MO-IL 775 $ 115,631,000 $ 144,500 $ 51,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 764 $ 176,946,000 $ 234,000 $ 75,500
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 714 $ 414,955,000 $ 501,500 $ 144,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 626 $ 113,009,000 $ 180,000 $ 75,000
WICHITA, KS 596 $ 71,386,000 $ 119,000 $ 57,000
BOSTON-QUINCY, MA 493 $ 137,111,000 $ 278,000 $ 82,000
ALBUQUERQUE, NM 472 $ 91,664,000 $ 194,000 $ 79,000
OMAHA-COUNCIL BLUFFS, NE-IA 417 $ 59,716,000 $ 129,000 $ 61,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 389 $ 103,954,000 $ 267,000 $ 106,000
DENVER-AURORA, CO 385 $ 86,573,000 $ 224,000 $ 84,000
KANSAS CITY, MO-KS 371 $ 54,531,000 $ 160,500 $ 63,500
EDISON-NEW BRUNSWICK, NJ 356 $ 116,437,000 $ 327,000 $ 124,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 346 $ 82,678,000 $ 238,000 $ 96,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 344 $ 79,750,000 $ 244,000 $ 87,500
SANTA ANA-ANAHEIM-IRVINE, CA 343 $ 134,149,000 $ 391,000 $ 141,000
OAKLAND-FREMONT-HAYWARD, CA 332 $ 119,314,000 $ 359,000 $ 133,000
PHILADELPHIA, PA 317 $ 77,099,000 $ 243,000 $ 102,000
NEWARK-UNION, NJ-PA 313 $ 106,421,000 $ 283,500 $ 114,500
DALLAS-PLANO-IRVING, TX 312 $ 65,171,000 $ 208,000 $ 109,000
ORLANDO-KISSIMMEE, FL 303 $ 60,004,000 $ 198,000 $ 82,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 278 $ 53,145,000 $ 191,000 $ 97,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 271 $ 77,341,000 $ 285,000 $ 91,000
SPOKANE, WA 269 $ 48,765,000 $ 181,000 $ 78,000
OGDEN-CLEARFIELD, UT 262 $ 50,278,000 $ 191,000 $ 64,000
PROVO-OREM, UT 254 $ 58,986,000 $ 232,000 $ 76,000
HONOLULU, HI 238 $ 95,848,000 $ 402,000 $ 98,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 237 $ 78,888,000 $ 332,000 $ 111,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 236 $ 43,253,000 $ 183,000 $ 88,000
OXNARD-THOUSAND OAKS-VENTURA, CA 231 $ 83,531,000 $ 361,000 $ 137,000
POCATELLO, ID 223 $ 29,901,000 $ 134,000 $ 49,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 211 $ 93,152,000 $ 441,000 $ 135,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 210 $ 74,650,000 $ 355,000 $ 129,000
PEABODY, MA 207 $ 49,641,000 $ 239,000 $ 78,000
WILMINGTON, DE-MD-NJ 206 $ 45,886,000 $ 203,000 $ 77,666
FORT WORTH-ARLINGTON, TX 203 $ 41,303,000 $ 203,000 $ 116,000
PITTSBURGH, PA 198 $ 27,274,000 $ 137,000 $ 69,000
TACOMA, WA 195 $ 49,245,000 $ 252,000 $ 85,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 185 $ 39,191,000 $ 211,000 $ 79,000
NASSAU-SUFFOLK, NY 176 $ 76,243,000 $ 433,000 $ 159,000
LOGAN, UT-ID 175 $ 30,030,000 $ 152,500 $ 64,000
RICHMOND, VA 174 $ 36,226,000 $ 208,000 $ 83,000
LANCASTER, PA 173 $ 26,128,000 $ 151,000 $ 62,000
HARRISBURG-CARLISLE, PA 169 $ 28,435,000 $ 168,000 $ 73,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 169 $ 30,049,000 $ 168,000 $ 63,500
RENO-SPARKS, NV 167 $ 39,719,000 $ 237,000 $ 87,000
CAMDEN, NJ 162 $ 40,308,000 $ 248,000 $ 116,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 153 $ 28,618,000 $ 229,500 $ 115,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 153 $ 36,446,000 $ 196,500 $ 64,500
ANDERSON, IN 149 $ 16,779,000 $ 112,000 $ 50,000
WORCESTER, MA 148 $ 34,183,000 $ 230,000 $ 79,000
LAKE CHARLES, LA 143 $ 21,592,000 $ 150,000 $ 71,000
SPRINGFIELD, MO 140 $ 17,641,000 $ 126,000 $ 51,000
SALEM, OR 137 $ 27,294,000 $ 199,000 $ 66,000
IDAHO FALLS, ID 135 $ 21,707,000 $ 160,000 $ 66,000
MANCHESTER-NASHUA, NH 134 $ 29,234,000 $ 218,000 $ 81,000
AUSTIN-ROUND ROCK, TX 133 $ 27,460,000 $ 206,000 $ 92,000
DES MOINES-WEST DES MOINES, IA 131 $ 18,729,000 $ 142,000 $ 57,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 129 $ 29,985,000 $ 232,000 $ 88,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 126 $ 52,152,000 $ 327,500 $ 96,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 125 $ 64,100,000 $ 512,000 $ 170,000
NEW HAVEN-MILFORD, CT 121 $ 30,660,000 $ 253,000 $ 90,000
DETROIT-LIVONIA-DEARBORN, MI 119 $ 12,247,000 $ 102,000 $ 71,000
OKLAHOMA CITY, OK 119 $ 18,268,000 $ 153,000 $ 79,000
RALEIGH-CARY, NC 119 $ 21,486,000 $ 180,000 $ 79,000
BANGOR, ME 116 $ 15,719,000 $ 135,000 $ 54,000
ST. JOSEPH, MO-KS 113 $ 13,208,000 $ 116,500 $ 54,500
YORK-HANOVER, PA 111 $ 19,787,000 $ 178,000 $ 61,000
EUGENE-SPRINGFIELD, OR 110 $ 21,991,000 $ 199,000 $ 66,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 107 $ 25,708,000 $ 240,000 $ 89,000
TUCSON, AZ 107 $ 19,571,000 $ 182,000 $ 65,000
BARNSTABLE TOWN, MA 106 $ 26,184,000 $ 247,000 $ 93,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 103 $ 27,222,000 $ 264,000 $ 107,000
KENNEWICK-PASCO-RICHLAND, WA 98 $ 15,895,000 $ 162,000 $ 85,000
GRAND RAPIDS-WYOMING, MI 97 $ 16,098,000 $ 165,000 $ 71,000
STOCKTON, CA 96 $ 22,068,000 $ 229,000 $ 93,000
WARREN-TROY-FARMINGTON HILLS, MI 95 $ 14,411,000 $ 151,000 $ 63,000
GARY, IN 85 $ 13,775,000 $ 162,000 $ 61,000
ALBANY-SCHENECTADY-TROY, NY 84 $ 15,214,000 $ 181,000 $ 81,000
SANTA CRUZ-WATSONVILLE, CA 82 $ 32,253,000 $ 393,000 $ 135,000
BRIDGEPORT-STAMFORD-NORWALK, CT 81 $ 31,397,000 $ 387,000 $ 139,000
NEW ORLEANS-METAIRIE-KENNER, LA 80 $ 12,416,000 $ 155,000 $ 66,000
HUNTINGTON-ASHLAND, WV-KY-OH 75 $ 9,164,000 $ 116,000 $ 71,000
OLYMPIA, WA 75 $ 17,451,000 $ 232,000 $ 80,000
MEMPHIS, TN-MS-AR 73 $ 10,286,000 $ 142,000 $ 57,000
COEUR D'ALENE, ID 71 $ 12,787,000 $ 180,000 $ 73,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 70 $ 16,766,000 $ 150,500 $ 63,500
MIAMI-MIAMI BEACH-KENDALL, FL 69 $ 20,252,000 $ 293,000 $ 153,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 69 $ 13,368,000 $ 193,000 $ 88,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 68 $ 17,477,000 $ 257,000 $ 195,000
TULSA, OK 68 $ 10,510,000 $ 154,000 $ 87,000
MCALLEN-EDINBURG-MISSION, TX 66 $ 9,139,000 $ 138,000 $ 70,000
SYRACUSE, NY 66 $ 7,786,000 $ 117,000 $ 59,000
LAFAYETTE, IN 64 $ 6,831,000 $ 106,000 $ 52,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 64 $ 24,615,000 $ 384,000 $ 120,000
FORT WAYNE, IN 63 $ 7,821,000 $ 124,000 $ 50,000
ST. GEORGE, UT 63 $ 12,749,000 $ 202,000 $ 101,000
BAKERSFIELD, CA 62 $ 11,937,000 $ 192,000 $ 74,000
ROCKFORD, IL 62 $ 9,008,000 $ 145,000 $ 59,000
JACKSONVILLE, FL 60 $ 11,193,000 $ 186,000 $ 69,000
DOVER, DE 59 $ 13,352,000 $ 226,000 $ 63,000
MODESTO, CA 59 $ 12,346,000 $ 209,000 $ 84,000
SALISBURY, MD 57 $ 11,266,000 $ 197,000 $ 82,000
COLUMBUS, OH 56 $ 8,474,000 $ 151,000 $ 63,000
GREENSBORO-HIGH POINT, NC 56 $ 8,426,000 $ 150,000 $ 62,000
FARMINGTON, NM 55 $ 10,723,000 $ 194,000 $ 82,000
MEDFORD, OR 55 $ 11,673,000 $ 212,000 $ 79,000
VALLEJO-FAIRFIELD, CA 55 $ 14,884,000 $ 270,000 $ 116,000
COLUMBUS, GA-AL 54 $ 8,552,000 $ 174,500 $ 76,500
ERIE, PA 54 $ 5,544,000 $ 102,000 $ 56,000
BRADENTON-SARASOTA-VENICE, FL 53 $ 10,752,000 $ 202,000 $ 87,000
SAVANNAH, GA 53 $ 8,104,000 $ 152,000 $ 70,000
CAPE CORAL-FORT MYERS, FL 52 $ 10,438,000 $ 200,000 $ 144,000
COLORADO SPRINGS, CO 50 $ 12,451,000 $ 249,000 $ 83,000
MUNCIE, IN 48 $ 3,961,000 $ 82,000 $ 42,000
BREMERTON-SILVERDALE, WA 47 $ 13,558,000 $ 288,000 $ 91,000
SANTA FE, NM 47 $ 12,497,000 $ 265,000 $ 90,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 47 $ 12,700,000 $ 270,000 $ 140,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 46 $ 7,942,000 $ 172,000 $ 61,000
SCRANTON--WILKES-BARRE, PA 46 $ 5,452,000 $ 118,000 $ 67,000
HAGERSTOWN-MARTINSBURG, MD-WV 45 $ 10,248,000 $ 232,000 $ 74,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 45 $ 6,217,000 $ 138,000 $ 58,000
SALINAS, CA 45 $ 13,792,000 $ 306,000 $ 101,000
FRESNO, CA 44 $ 8,330,000 $ 189,000 $ 70,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 41 $ 8,243,000 $ 196,333 $ 63,333
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 41 $ 6,984,000 $ 170,000 $ 73,000
SAN ANTONIO, TX 41 $ 5,471,000 $ 133,000 $ 59,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 39 $ 6,061,000 $ 155,000 $ 56,000
CHATTANOOGA, TN-GA 38 $ 5,970,000 $ 161,500 $ 62,000
LEWISTON-AUBURN, ME 38 $ 5,797,000 $ 152,000 $ 59,000
UTICA-ROME, NY 37 $ 4,247,000 $ 114,000 $ 60,000
GREENVILLE-MAULDIN-EASLEY, SC 36 $ 5,586,000 $ 155,000 $ 78,000
LONGVIEW, WA 36 $ 7,629,000 $ 211,000 $ 60,000
READING, PA 36 $ 5,988,000 $ 166,000 $ 66,000
SANTA ROSA-PETALUMA, CA 36 $ 11,734,000 $ 325,000 $ 115,000
TOPEKA, KS 36 $ 4,495,000 $ 124,000 $ 54,000
BELLINGHAM, WA 35 $ 9,959,000 $ 284,000 $ 87,000
GRAND JUNCTION, CO 35 $ 8,207,000 $ 234,000 $ 72,000
LAKE HAVASU CITY-KINGMAN, AZ 34 $ 6,063,000 $ 178,000 $ 86,000
OCEAN CITY, NJ 34 $ 12,474,000 $ 366,000 $ 194,000
BROWNSVILLE-HARLINGEN, TX 33 $ 4,029,000 $ 122,000 $ 62,000
FORT COLLINS-LOVELAND, CO 33 $ 7,865,000 $ 238,000 $ 84,000
KINGSTON, NY 33 $ 6,957,000 $ 210,000 $ 105,000
MISSOULA, MT 33 $ 7,692,000 $ 233,000 $ 101,000
BEND, OR 32 $ 8,018,000 $ 250,000 $ 95,000
BUFFALO-NIAGARA FALLS, NY 32 $ 4,342,000 $ 135,000 $ 75,000
WICHITA FALLS, TX 31 $ 3,057,000 $ 98,000 $ 55,000
GREELEY, CO 30 $ 5,443,000 $ 181,000 $ 70,000
MOUNT VERNON-ANACORTES, WA 30 $ 7,433,000 $ 247,000 $ 88,000
NAPLES-MARCO ISLAND, FL 30 $ 8,180,000 $ 272,000 $ 162,000
SPRINGFIELD, MA 30 $ 5,395,000 $ 179,000 $ 41,000
BLOOMINGTON, IN 29 $ 3,852,000 $ 132,000 $ 53,000
LAKELAND-WINTER HAVEN, FL 29 $ 4,096,000 $ 141,000 $ 41,000
ROCHESTER, NY 29 $ 5,138,000 $ 177,000 $ 112,000
CLEVELAND-ELYRIA-MENTOR, OH 28 $ 3,057,000 $ 109,000 $ 68,000
KNOXVILLE, TN 28 $ 4,254,000 $ 151,000 $ 65,000
SAN LUIS OBISPO-PASO ROBLES, CA 28 $ 9,979,000 $ 356,000 $ 152,000
SIOUX FALLS, SD 28 $ 4,369,000 $ 156,000 $ 60,000
YAKIMA, WA 28 $ 4,552,000 $ 162,000 $ 59,000
NORWICH-NEW LONDON, CT 27 $ 7,640,000 $ 282,000 $ 103,000
PANAMA CITY-LYNN HAVEN, FL 27 $ 8,833,000 $ 327,000 $ 140,000
TRENTON-EWING, NJ 27 $ 7,326,000 $ 271,000 $ 130,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 27 $ 2,596,000 $ 92,000 $ 53,500
LEBANON, PA 25 $ 3,653,000 $ 146,000 $ 49,000
WINCHESTER, VA-WV 25 $ 5,768,000 $ 182,000 $ 71,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 24 $ 4,926,000 $ 205,000 $ 60,000
GAINESVILLE, FL 24 $ 4,572,000 $ 190,000 $ 87,000
WENATCHEE, WA 24 $ 5,906,000 $ 246,000 $ 103,000
BILLINGS, MT 23 $ 6,009,000 $ 261,000 $ 78,000
PRESCOTT, AZ 23 $ 4,231,000 $ 183,000 $ 63,000
ATLANTIC CITY-HAMMONTON, NJ 22 $ 6,037,000 $ 274,000 $ 96,000
HOLLAND-GRAND HAVEN, MI 22 $ 3,689,000 $ 167,000 $ 69,000
MADISON, WI 22 $ 4,822,000 $ 219,000 $ 71,000
DULUTH, MN-WI 21 $ 2,294,000 $ 119,500 $ 48,000
JEFFERSON CITY, MO 21 $ 2,360,000 $ 112,000 $ 47,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 21 $ 3,578,000 $ 170,000 $ 79,000
YUMA, AZ 21 $ 3,844,000 $ 183,000 $ 77,000
CHARLOTTESVILLE, VA 20 $ 5,490,000 $ 274,000 $ 108,000
LAS CRUCES, NM 20 $ 3,387,000 $ 169,000 $ 66,000
WILMINGTON, NC 20 $ 4,421,000 $ 221,000 $ 84,000
YUBA CITY, CA 20 $ 3,529,000 $ 176,000 $ 63,000
ABILENE, TX 19 $ 1,958,000 $ 103,000 $ 69,000
MORRISTOWN, TN 19 $ 2,653,000 $ 139,000 $ 53,000
PORT ST. LUCIE, FL 19 $ 2,770,000 $ 145,000 $ 64,000
SPRINGFIELD, IL 19 $ 1,684,000 $ 88,000 $ 31,000
WINSTON-SALEM, NC 19 $ 3,131,000 $ 164,000 $ 88,000
CORPUS CHRISTI, TX 18 $ 4,169,000 $ 231,000 $ 65,000
EVANSVILLE, IN-KY 18 $ 1,862,000 $ 87,500 $ 44,500
GREAT FALLS, MT 18 $ 2,267,000 $ 125,000 $ 53,000
SOUTH BEND-MISHAWAKA, IN-MI 17 $ 2,325,000 $ 143,000 $ 72,500
BURLINGTON-SOUTH BURLINGTON, VT 16 $ 3,363,000 $ 210,000 $ 74,000
COLUMBIA, MO 16 $ 2,899,000 $ 181,000 $ 60,000
COLUMBIA, SC 16 $ 2,834,000 $ 177,000 $ 49,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 16 $ 1,498,000 $ 93,000 $ 40,000
DURHAM, NC 16 $ 3,029,000 $ 189,000 $ 85,000
PEORIA, IL 16 $ 1,485,000 $ 92,000 $ 52,000
AUBURN-OPELIKA, AL 15 $ 2,409,000 $ 160,000 $ 74,000
SPARTANBURG, SC 15 $ 1,889,000 $ 125,000 $ 56,000
ANN ARBOR, MI 14 $ 2,189,000 $ 156,000 $ 91,000
BATON ROUGE, LA 14 $ 2,253,000 $ 160,000 $ 91,000
BINGHAMTON, NY 14 $ 1,359,000 $ 97,000 $ 57,000
FLAGSTAFF, AZ 14 $ 4,416,000 $ 315,000 $ 112,000
LEXINGTON-FAYETTE, KY 14 $ 2,748,000 $ 196,000 $ 105,000
SIOUX CITY, IA-NE-SD 14 $ 1,359,000 $ 104,666 $ 50,666
CASPER, WY 13 $ 1,857,000 $ 142,000 $ 51,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 13 $ 2,220,000 $ 170,000 $ 95,000
BEAUMONT-PORT ARTHUR, TX 12 $ 1,856,000 $ 154,000 $ 113,000
BISMARCK, ND 12 $ 1,660,000 $ 138,000 $ 60,000
BOULDER, CO 12 $ 3,266,000 $ 272,000 $ 115,000
CEDAR RAPIDS, IA 12 $ 1,751,000 $ 145,000 $ 57,000
CHICO, CA 12 $ 2,289,000 $ 190,000 $ 71,000
LAREDO, TX 12 $ 1,647,000 $ 137,000 $ 75,000
LAWRENCE, KS 12 $ 2,215,000 $ 184,000 $ 122,000
NAPA, CA 12 $ 3,697,000 $ 308,000 $ 82,000
VINELAND-MILLVILLE-BRIDGETON, NJ 12 $ 1,664,000 $ 138,000 $ 47,000
AUGUSTA-RICHMOND COUNTY, GA-SC 11 $ 1,668,000 $ 146,500 $ 59,500
CARSON CITY, NV 11 $ 1,546,000 $ 140,000 $ 73,000
CLARKSVILLE, TN-KY 11 $ 1,178,000 $ 124,000 $ 65,500
COLLEGE STATION-BRYAN, TX 11 $ 2,200,000 $ 200,000 $ 99,000
GLENS FALLS, NY 11 $ 2,975,000 $ 270,000 $ 78,000
JOPLIN, MO 11 $ 1,113,000 $ 101,000 $ 56,000
LAFAYETTE, LA 11 $ 2,007,000 $ 182,000 $ 74,000
MERCED, CA 11 $ 1,320,000 $ 120,000 $ 91,000
OCALA, FL 11 $ 1,865,000 $ 169,000 $ 71,000
CORVALLIS, OR 10 $ 2,188,000 $ 218,000 $ 172,000
DAYTON, OH 10 $ 1,453,000 $ 145,000 $ 50,000
EL PASO, TX 10 $ 1,513,000 $ 151,000 $ 69,000
JOHNSON CITY, TN 10 $ 2,122,000 $ 212,000 $ 78,000
LINCOLN, NE 10 $ 1,773,000 $ 177,000 $ 79,000
GAINESVILLE, GA 9 $ 1,855,000 $ 206,000 $ 50,000
JACKSON, MS 9 $ 921,000 $ 102,000 $ 100,000
KOKOMO, IN 9 $ 655,000 $ 72,000 $ 50,000
LEWISTON, ID-WA 9 $ 1,279,000 $ 146,500 $ 54,500
PITTSFIELD, MA 9 $ 1,750,000 $ 194,000 $ 35,000
TERRE HAUTE, IN 9 $ 579,000 $ 64,000 $ 29,000
VISALIA-PORTERVILLE, CA 9 $ 1,581,000 $ 175,000 $ 53,000
ANDERSON, SC 8 $ 1,219,000 $ 152,000 $ 55,000
BIRMINGHAM-HOOVER, AL 8 $ 1,183,000 $ 147,000 $ 51,000
CHARLESTON, WV 8 $ 1,162,000 $ 145,000 $ 135,000
FLINT, MI 8 $ 1,000,000 $ 125,000 $ 60,000
GREENVILLE, NC 8 $ 1,024,000 $ 128,000 $ 50,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 8 $ 1,493,000 $ 186,000 $ 129,000
LANSING-EAST LANSING, MI 8 $ 1,422,000 $ 177,000 $ 32,000
PUNTA GORDA, FL 8 $ 1,768,000 $ 221,000 $ 133,000
RACINE, WI 8 $ 1,312,000 $ 164,000 $ 63,000
WACO, TX 8 $ 1,380,000 $ 172,000 $ 79,000
ALTOONA, PA 7 $ 809,000 $ 115,000 $ 55,000
ELKHART-GOSHEN, IN 7 $ 911,000 $ 130,000 $ 54,000
HICKORY-LENOIR-MORGANTON, NC 7 $ 939,000 $ 134,000 $ 37,000
HOUMA-BAYOU CANE-THIBODAUX, LA 7 $ 1,083,000 $ 154,000 $ 72,000
MONROE, MI 7 $ 1,096,000 $ 156,000 $ 70,000
WARNER ROBINS, GA 7 $ 1,159,000 $ 165,000 $ 59,000
APPLETON, WI 6 $ 700,000 $ 116,000 $ 62,000
ASHEVILLE, NC 6 $ 1,214,000 $ 202,000 $ 90,000
FORT SMITH, AR-OK 6 $ 689,000 $ 114,500 $ 94,000
HOT SPRINGS, AR 6 $ 843,000 $ 140,000 $ 85,000
JOHNSTOWN, PA 6 $ 498,000 $ 83,000 $ 49,000
LYNCHBURG, VA 6 $ 784,000 $ 130,000 $ 50,000
MONTGOMERY, AL 6 $ 1,038,000 $ 173,000 $ 97,000
PALM COAST, FL 6 $ 1,361,000 $ 226,000 $ 65,000
PUEBLO, CO 6 $ 1,006,000 $ 167,000 $ 64,000
TALLAHASSEE, FL 6 $ 741,000 $ 123,000 $ 29,000
TEXARKANA, TX-TEXARKANA, AR 6 $ 604,000 $ 96,500 $ 44,000
AKRON, OH 5 $ 717,000 $ 143,000 $ 67,000
COLUMBUS, IN 5 $ 698,000 $ 139,000 $ 49,000
DECATUR, IL 5 $ 411,000 $ 82,000 $ 57,000
HUNTSVILLE, AL 5 $ 715,000 $ 143,000 $ 65,000
JANESVILLE, WI 5 $ 706,000 $ 141,000 $ 36,000
KALAMAZOO-PORTAGE, MI 5 $ 435,000 $ 87,000 $ 49,000
KILLEEN-TEMPLE-FORT HOOD, TX 5 $ 806,000 $ 161,000 $ 87,000
MACON, GA 5 $ 1,517,000 $ 303,000 $ 55,000
MADERA, CA 5 $ 889,000 $ 177,000 $ 87,000
MUSKEGON-NORTON SHORES, MI 5 $ 512,000 $ 102,000 $ 57,000
ODESSA, TX 5 $ 419,000 $ 83,000 $ 57,000
PENSACOLA-FERRY PASS-BRENT, FL 5 $ 666,000 $ 133,000 $ 70,000
REDDING, CA 5 $ 1,038,000 $ 207,000 $ 85,000
ROANOKE, VA 5 $ 857,000 $ 171,000 $ 64,000
ROCHESTER, MN 5 $ 632,000 $ 126,000 $ 53,000
SEBASTIAN-VERO BEACH, FL 5 $ 1,744,000 $ 348,000 $ 169,000
WEIRTON-STEUBENVILLE, WV-OH 5 $ 331,000 $ 52,500 $ 27,500
BURLINGTON, NC 4 $ 605,000 $ 151,000 $ 102,000
CHAMPAIGN-URBANA, IL 4 $ 427,000 $ 106,000 $ 28,000
CHEYENNE, WY 4 $ 699,000 $ 174,000 $ 53,000
CUMBERLAND, MD-WV 4 $ 496,000 $ 124,000 $ 90,000
EL CENTRO, CA 4 $ 742,000 $ 185,000 $ 88,000
GULFPORT-BILOXI, MS 4 $ 562,000 $ 140,000 $ 98,000
MOBILE, AL 4 $ 354,000 $ 88,000 $ 38,000
MORGANTOWN, WV 4 $ 1,650,000 $ 412,000 $ 195,000
NILES-BENTON HARBOR, MI 4 $ 943,000 $ 235,000 $ 97,000
SHREVEPORT-BOSSIER CITY, LA 4 $ 404,000 $ 101,000 $ 97,000
TYLER, TX 4 $ 343,000 $ 85,000 $ 55,000
ATHENS-CLARKE COUNTY, GA 3 $ 355,000 $ 118,000 $ 64,000
BATTLE CREEK, MI 3 $ 199,000 $ 66,000 $ 59,000
CANTON-MASSILLON, OH 3 $ 379,000 $ 126,000 $ 58,000
ELIZABETHTOWN, KY 3 $ 919,000 $ 306,000 $ 165,000
FLORENCE, SC 3 $ 532,000 $ 177,000 $ 70,000
HINESVILLE-FORT STEWART, GA 3 $ 324,000 $ 108,000 $ 42,000
KANKAKEE-BRADLEY, IL 3 $ 896,000 $ 298,000 $ 86,000
LA CROSSE, WI-MN 3 $ 337,000 $ 112,000 $ 56,000
MIDLAND, TX 3 $ 477,000 $ 159,000 $ 54,000
MONROE, LA 3 $ 455,000 $ 151,000 $ 80,000
PINE BLUFF, AR 3 $ 353,000 $ 117,000 $ 79,000
ST. CLOUD, MN 3 $ 463,000 $ 154,000 $ 75,000
STATE COLLEGE, PA 3 $ 266,000 $ 88,000 $ 36,000
TOLEDO, OH 3 $ 409,000 $ 136,000 $ 49,000
VALDOSTA, GA 3 $ 491,000 $ 163,000 $ 86,000
AMES, IA 2 $ 202,000 $ 101,000 $ 70,000
ANCHORAGE, AK 2 $ 436,000 $ 218,000 $ 67,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 2 $ 500,000 $ 250,000 $ 58,000
BLOOMINGTON-NORMAL, IL 2 $ 541,000 $ 270,000 $ 243,000
BRUNSWICK, GA 2 $ 366,000 $ 183,000 $ 39,000
DOTHAN, AL 2 $ 398,000 $ 199,000 $ 69,000
EAU CLAIRE, WI 2 $ 188,000 $ 94,000 $ 26,000
FAYETTEVILLE, NC 2 $ 443,000 $ 221,000 $ 90,000
FOND DU LAC, WI 2 $ 242,000 $ 121,000 $ 45,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 2 $ 633,000 $ 316,000 $ 61,000
GRAND FORKS, ND-MN 2 $ 267,000 $ 133,000 $ 70,000
HANFORD-CORCORAN, CA 2 $ 284,000 $ 142,000 $ 56,000
HATTIESBURG, MS 2 $ 220,000 $ 110,000 $ 71,000
IOWA CITY, IA 2 $ 248,000 $ 124,000 $ 58,000
JACKSON, TN 2 $ 186,000 $ 93,000 $ 25,000
LONGVIEW, TX 2 $ 204,000 $ 102,000 $ 64,000
MANSFIELD, OH 2 $ 530,000 $ 265,000 $ 102,000
MICHIGAN CITY-LA PORTE, IN 2 $ 248,000 $ 124,000 $ 43,000
RAPID CITY, SD 2 $ 374,000 $ 187,000 $ 52,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 2 $ 147,000 $ 73,000 $ 22,000
SPRINGFIELD, OH 2 $ 325,000 $ 162,000 $ 185,000
WAUSAU, WI 2 $ 263,000 $ 131,000 $ 27,000
WHEELING, WV-OH 2 $ 218,000 $ 109,000 $ 74,000
ALEXANDRIA, LA 1 $ 299,000 $ 299,000 $ 156,000
ANNISTON-OXFORD, AL 1 $ 142,000 $ 142,000 $ 63,000
CLEVELAND, TN 1 $ 180,000 $ 180,000 $ 102,000
DALTON, GA 1 $ 114,000 $ 114,000 $ 35,000
DANVILLE, IL 1 $ 168,000 $ 168,000 $ 117,000
DANVILLE, VA 1 $ 127,000 $ 127,000 $ 43,000
DUBUQUE, IA 1 $ 126,000 $ 126,000 $ 43,000
ELMIRA, NY 1 $ 49,000 $ 49,000 $ 44,000
FARGO, ND-MN 1 $ 166,000 $ 166,000 $ 50,000
GREEN BAY, WI 1 $ 114,000 $ 114,000 $ 39,000
HARRISONBURG, VA 1 $ 245,000 $ 245,000 $ 90,000
JACKSON, MI 1 $ 57,000 $ 57,000 $ 21,000
JACKSONVILLE, NC 1 $ 160,000 $ 160,000 $ 152,000
JONESBORO, AR 1 $ 104,000 $ 104,000 $ 34,000
LAWTON, OK 1 $ 110,000 $ 110,000 $ 34,000
LUBBOCK, TX 1 $ 77,000 $ 77,000 $ 93,000
OSHKOSH-NEENAH, WI 1 $ 105,000 $ 105,000 $ 50,000
PARKERSBURG-MARIETTA-VIENNA, WV-OH 1 $ 73,000 $ 73,000 $ 48,000
PASCAGOULA, MS 1 $ 133,000 $ 133,000 $ 51,000
SAN ANGELO, TX 1 $ 92,000 $ 92,000 $ 94,000
SHERMAN-DENISON, TX 1 $ 134,000 $ 134,000 $ 40,000
TUSCALOOSA, AL 1 $ 300,000 $ 300,000 $ 152,000
VICTORIA, TX 1 $ 72,000 $ 72,000 $ 40,000
WILLIAMSPORT, PA 1 $ 67,000 $ 67,000 $ 25,000

Mortgage Loan Application Detail Totals for Metlife Bank, N.A. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 21,964 $4,646,378,000 $211,000 $25,000,000 $87,000 $4,800,000
Refinancing 17,805 $4,381,484,000 $246,000 $99,999,000 $83,000 $3,832,000
Home Improvement 320 $76,549,000 $239,000 $1,000,000 $88,000 $4,291,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 28,634 $6,315,986,000 $220,000 $3,120,000 $86,000 $4,800,000
Hispanic 3,713 $730,911,000 $196,000 $2,070,000 $66,000 $885,000
Not Provided 3,307 $880,350,000 $266,000 $2,000,000 $106,000 $4,291,000
Black or African American 2,628 $533,676,000 $203,000 $2,300,000 $67,000 $2,861,000
Asian 1,440 $428,685,000 $297,000 $2,660,000 $108,000 $2,100,000
Native Hawaiian or Other Pacific Islander 200 $52,842,000 $264,000 $712,000 $81,000 $273,000
American Indian or Alaskan Native 120 $25,851,000 $215,000 $793,000 $91,000 $912,000
Not applicable 47 $136,110,000 $2,895,000 $99,999,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,988 $5,182,880,000 $259,000 $99,999,000 $108,000 $4,800,000
FHA-insured (Federal Housing Administration) 17,692 $3,429,336,000 $193,000 $756,000 $63,000 $1,244,000
VA-guaranteed (Veterans Administration) 1,980 $436,583,000 $220,000 $866,000 $68,000 $488,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 429 $55,612,000 $129,000 $413,000 $43,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 28,420 $6,146,896,000 $216,000 $2,160,000 $83,000 $2,963,000
Application Denied By Financial Institution 9,772 $2,306,329,000 $236,000 $99,999,000 $85,000 $4,800,000
Application Approved But Not Accepted 1,168 $402,409,000 $344,000 $25,000,000 $157,000 $4,200,000
Application Withdrawn By Applicant 393 $116,010,000 $295,000 $2,175,000 $98,000 $1,580,000
Loan Purchased By The Institution 154 $78,165,000 $507,000 $1,415,000 $0 $0
Preapproval Approved but not Accepted 120 $31,207,000 $260,000 $740,000 $132,000 $480,000
File Closed For Incompleteness 55 $20,980,000 $381,000 $2,070,000 $78,000 $520,000
Preapproval Denied by Financial Institution 7 $2,415,000 $345,000 $473,000 $98,000 $144,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 2,562 $521,129,000 $203,000 $1,285,000 $86,000 $3,925,000
Collateral 2,379 $567,863,000 $238,000 $3,120,000 $96,000 $4,291,000
Debt-To-Income Ratio 1,787 $452,691,000 $253,000 $2,000,000 $75,000 $3,832,000
Credit History 1,505 $288,636,000 $191,000 $1,120,000 $67,000 $768,000
Unverifiable Information 522 $126,360,000 $242,000 $1,320,000 $99,000 $4,800,000
Other 451 $222,236,000 $492,000 $99,999,000 $101,000 $2,200,000
Insufficient Cash (Downpayment, Closing Cost) 400 $91,654,000 $229,000 $756,000 $85,000 $720,000
Employment History 125 $26,444,000 $211,000 $725,000 $96,000 $1,648,000
Mortgage Insurance Denied 48 $11,731,000 $244,000 $524,000 $84,000 $250,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Metlife Bank, N.A.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Metlife Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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