Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Midcountry Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Midcountry Bank
7825 Washington Ave. S., Ste. 120
Bloomington, MN 55439
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,322
Total Mortgage Loan Application Amount $198,575,000
Average Mortgage Loan Application Amount $130,666
Highest Mortgage Loan Application Amount $6,000,000
Average Applicant Income $68,333
Highest Applicant Income $1,586,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2011.

Mortgage Loan Application Totals for Midcountry Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin County Minnesota 247 $ 38,119,000 $ 154,000 $ 80,000
Ramsey County Minnesota 147 $ 20,158,000 $ 137,000 $ 47,000
Dakota County Minnesota 107 $ 15,660,000 $ 146,000 $ 77,000
Williamson County Illinois 77 $ 6,889,000 $ 89,000 $ 59,000
Anoka County Minnesota 74 $ 9,638,000 $ 130,000 $ 55,000
McLeod County Minnesota 57 $ 8,773,000 $ 153,000 $ 81,000
Franklin County Illinois 50 $ 3,548,000 $ 70,000 $ 50,000
Washington County Minnesota 45 $ 8,286,000 $ 184,000 $ 108,000
Jefferson County Illinois 34 $ 3,603,000 $ 105,000 $ 59,000
Jackson County Illinois 33 $ 11,091,000 $ 336,000 $ 60,000
Scott County Minnesota 32 $ 4,797,000 $ 149,000 $ 67,000
Wright County Minnesota 32 $ 5,301,000 $ 165,000 $ 76,000
Carver County Minnesota 31 $ 4,832,000 $ 155,000 $ 77,000
Stearns County Minnesota 29 $ 4,088,000 $ 140,000 $ 48,000
Massac County Illinois 13 $ 703,000 $ 54,000 $ 45,000
Meeker County Minnesota 11 $ 1,348,000 $ 122,000 $ 60,000
Pulaski County Illinois 10 $ 299,000 $ 29,000 $ 28,000
Kandiyohi County Minnesota 10 $ 1,767,000 $ 176,000 $ 85,000
Nicollet County Minnesota 10 $ 1,464,000 $ 146,000 $ 113,000
Rice County Minnesota 10 $ 1,261,000 $ 126,000 $ 43,000
Sherburne County Minnesota 9 $ 1,205,000 $ 133,000 $ 109,000
Johnson County Illinois 8 $ 672,000 $ 84,000 $ 56,000
Saline County Illinois 8 $ 613,000 $ 76,000 $ 67,000
Benton County Minnesota 8 $ 7,056,000 $ 882,000 $ 34,000
Blue Earth County Minnesota 7 $ 744,000 $ 106,000 $ 34,000
Itasca County Minnesota 7 $ 813,000 $ 116,000 $ 76,000
Chisago County Minnesota 6 $ 805,000 $ 134,000 $ 49,000
Sibley County Minnesota 6 $ 495,000 $ 82,000 $ 59,000
Isanti County Minnesota 5 $ 580,000 $ 116,000 $ 55,000
Olmsted County Minnesota 5 $ 510,000 $ 102,000 $ 30,000
Crow Wing County Minnesota 4 $ 611,000 $ 152,000 $ 63,000
Maricopa County Arizona 3 $ 345,000 $ 115,000 $ 86,000
Gallatin County Illinois 3 $ 163,000 $ 54,000 $ 45,000
Marion County Illinois 3 $ 255,000 $ 85,000 $ 47,000
Union County Illinois 3 $ 159,000 $ 53,000 $ 46,000
Otter Tail County Minnesota 3 $ 431,000 $ 143,000 $ 67,000
Renville County Minnesota 3 $ 164,000 $ 54,000 $ 28,000
St. Louis County Minnesota 3 $ 605,000 $ 201,000 $ 81,000
St. Louis County Missouri 3 $ 668,000 $ 222,000 $ 127,000
Pulaski County Arkansas 2 $ 329,000 $ 164,000 $ 141,000
Fairfield County Connecticut 2 $ 268,000 $ 134,000 $ 28,000
Collier County Florida 2 $ 667,000 $ 333,000 $ 126,000
Cobb County Georgia 2 $ 245,000 $ 122,000 $ 79,000
Hardin County Illinois 2 $ 188,000 $ 94,000 $ 79,000
Perry County Illinois 2 $ 140,000 $ 70,000 $ 121,000
Wayne County Illinois 2 $ 170,000 $ 85,000 $ 74,000
Leavenworth County Kansas 2 $ 399,000 $ 199,000 $ 55,000
McCracken County Kentucky 2 $ 72,000 $ 36,000 $ 71,000
Beauregard County Louisiana 2 $ 247,000 $ 123,000 $ 54,000
Cass County Minnesota 2 $ 380,000 $ 190,000 $ 132,000
Douglas County Minnesota 2 $ 605,000 $ 302,000 $ 136,000
Goodhue County Minnesota 2 $ 370,000 $ 185,000 $ 84,000
Pine County Minnesota 2 $ 424,000 $ 212,000 $ 911,000
Clark County Nevada 2 $ 491,000 $ 245,000 $ 72,000
Erie County New York 2 $ 499,000 $ 249,000 $ 77,000
Otsego County New York 2 $ 225,000 $ 112,000 $ 63,000
Onslow County North Carolina 2 $ 336,000 $ 168,000 $ 70,000
Lucas County Ohio 2 $ 367,000 $ 183,000 $ 133,000
Wood County Ohio 2 $ 241,000 $ 120,000 $ 48,000
Sumter County South Carolina 2 $ 502,000 $ 251,000 $ 79,000
Denton County Texas 2 $ 335,000 $ 167,000 $ 83,000
Tarrant County Texas 2 $ 286,000 $ 143,000 $ 58,000
Thurston County Washington 2 $ 363,000 $ 181,000 $ 66,000
Polk County Wisconsin 2 $ 184,000 $ 92,000 $ 83,000
Dale County Alabama 1 $ 201,000 $ 201,000 $ 88,000
Lee County Alabama 1 $ 183,000 $ 183,000 $ 55,000
Marion County Alabama 1 $ 175,000 $ 175,000 $ 80,000
Pinal County Arizona 1 $ 116,000 $ 116,000 $ 74,000
Clay County Arkansas 1 $ 59,000 $ 59,000 $ 0
Searcy County Arkansas 1 $ 150,000 $ 150,000 $ 36,000
Alameda County California 1 $ 595,000 $ 595,000 $ 66,000
El Dorado County California 1 $ 407,000 $ 407,000 $ 65,000
Riverside County California 1 $ 260,000 $ 260,000 $ 73,000
Hartford County Connecticut 1 $ 258,000 $ 258,000 $ 77,000
New Haven County Connecticut 1 $ 306,000 $ 306,000 $ 127,000
New London County Connecticut 1 $ 162,000 $ 162,000 $ 61,000
Alachua County Florida 1 $ 404,000 $ 404,000 $ 134,000
Duval County Florida 1 $ 124,000 $ 124,000 $ 54,000
Escambia County Florida 1 $ 199,000 $ 199,000 $ 0
Osceola County Florida 1 $ 200,000 $ 200,000 $ 93,000
Pinellas County Florida 1 $ 278,000 $ 278,000 $ 704,000
Clayton County Georgia 1 $ 51,000 $ 51,000 $ 36,000
Effingham County Georgia 1 $ 124,000 $ 124,000 $ 81,000
Fulton County Georgia 1 $ 232,000 $ 232,000 $ 73,000
Gilmer County Georgia 1 $ 160,000 $ 160,000 $ 0
Henry County Georgia 1 $ 118,000 $ 118,000 $ 77,000
Houston County Georgia 1 $ 27,000 $ 27,000 $ 0
Monroe County Georgia 1 $ 100,000 $ 100,000 $ 0
Alexander County Illinois 1 $ 27,000 $ 27,000 $ 71,000
Clinton County Illinois 1 $ 24,000 $ 24,000 $ 129,000
LaSalle County Illinois 1 $ 100,000 $ 100,000 $ 76,000
Randolph County Illinois 1 $ 40,000 $ 40,000 $ 0
Hendricks County Indiana 1 $ 131,000 $ 131,000 $ 46,000
Madison County Indiana 1 $ 140,000 $ 140,000 $ 26,000
Marion County Indiana 1 $ 64,000 $ 64,000 $ 27,000
Parke County Indiana 1 $ 28,000 $ 28,000 $ 30,000
Vigo County Indiana 1 $ 139,000 $ 139,000 $ 82,000
Dallas County Iowa 1 $ 248,000 $ 248,000 $ 105,000
Worth County Iowa 1 $ 160,000 $ 160,000 $ 60,000
Hardin County Kentucky 1 $ 133,000 $ 133,000 $ 50,000
Ascension County Louisiana 1 $ 295,000 $ 295,000 $ 154,000
Caddo County Louisiana 1 $ 230,000 $ 230,000 $ 61,000
Orleans County Louisiana 1 $ 61,000 $ 61,000 $ 64,000
Lincoln County Maine 1 $ 204,000 $ 204,000 $ 63,000
York County Maine 1 $ 151,000 $ 151,000 $ 0
Cecil County Maryland 1 $ 385,000 $ 385,000 $ 134,000
Worcester County Massachusetts 1 $ 179,000 $ 179,000 $ 71,000
Jackson County Michigan 1 $ 177,000 $ 177,000 $ 58,000
Lapeer County Michigan 1 $ 41,000 $ 41,000 $ 32,000
Brown County Minnesota 1 $ 107,000 $ 107,000 $ 42,000
Carlton County Minnesota 1 $ 77,000 $ 77,000 $ 69,000
Chippewa County Minnesota 1 $ 90,000 $ 90,000 $ 60,000
Dodge County Minnesota 1 $ 254,000 $ 254,000 $ 210,000
Faribault County Minnesota 1 $ 137,000 $ 137,000 $ 98,000
Kanabec County Minnesota 1 $ 50,000 $ 50,000 $ 23,000
Koochiching County Minnesota 1 $ 168,000 $ 168,000 $ 102,000
Lyon County Minnesota 1 $ 188,000 $ 188,000 $ 71,000
Mille Lacs County Minnesota 1 $ 85,000 $ 85,000 $ 43,000
Mower County Minnesota 1 $ 70,000 $ 70,000 $ 30,000
Polk County Minnesota 1 $ 115,000 $ 115,000 $ 29,000
Red Lake County Minnesota 1 $ 62,000 $ 62,000 $ 26,000
Roseau County Minnesota 1 $ 55,000 $ 55,000 $ 24,000
Steele County Minnesota 1 $ 185,000 $ 185,000 $ 75,000
Wadena County Minnesota 1 $ 178,000 $ 178,000 $ 41,000
Waseca County Minnesota 1 $ 3,000 $ 3,000 $ 40,000
Jackson County Missouri 1 $ 133,000 $ 133,000 $ 0
Lewis County Missouri 1 $ 194,000 $ 194,000 $ 51,000
Pettis County Missouri 1 $ 95,000 $ 95,000 $ 96,000
Phelps County Missouri 1 $ 88,000 $ 88,000 $ 39,000
Pulaski County Missouri 1 $ 191,000 $ 191,000 $ 77,000
Randolph County Missouri 1 $ 132,000 $ 132,000 $ 0
Douglas County Nevada 1 $ 410,000 $ 410,000 $ 105,000
Lyon County Nevada 1 $ 414,000 $ 414,000 $ 92,000
Carroll County New Hampshire 1 $ 293,000 $ 293,000 $ 105,000
Strafford County New Hampshire 1 $ 317,000 $ 317,000 $ 80,000
Gloucester County New Jersey 1 $ 266,000 $ 266,000 $ 66,000
Bernalillo County New Mexico 1 $ 204,000 $ 204,000 $ 62,000
Herkimer County New York 1 $ 95,000 $ 95,000 $ 25,000
Orange County New York 1 $ 190,000 $ 190,000 $ 75,000
Queens County New York 1 $ 436,000 $ 436,000 $ 68,000
Rockland County New York 1 $ 405,000 $ 405,000 $ 50,000
Steuben County New York 1 $ 185,000 $ 185,000 $ 47,000
Suffolk County New York 1 $ 350,000 $ 350,000 $ 146,000
Ulster County New York 1 $ 10,000 $ 10,000 $ 107,000
Forsyth County North Carolina 1 $ 229,000 $ 229,000 $ 28,000
Harnett County North Carolina 1 $ 466,000 $ 466,000 $ 317,000
Nash County North Carolina 1 $ 135,000 $ 135,000 $ 45,000
Cass County North Dakota 1 $ 371,000 $ 371,000 $ 184,000
Ward County North Dakota 1 $ 229,000 $ 229,000 $ 53,000
Franklin County Ohio 1 $ 396,000 $ 396,000 $ 225,000
Hancock County Ohio 1 $ 475,000 $ 475,000 $ 170,000
Montgomery County Ohio 1 $ 145,000 $ 145,000 $ 80,000
Chester County Pennsylvania 1 $ 250,000 $ 250,000 $ 198,000
Lackawanna County Pennsylvania 1 $ 80,000 $ 80,000 $ 29,000
Philadelphia County Pennsylvania 1 $ 145,000 $ 145,000 $ 29,000
Berkeley County South Carolina 1 $ 174,000 $ 174,000 $ 87,000
Edgefield County South Carolina 1 $ 123,000 $ 123,000 $ 45,000
Hampton County South Carolina 1 $ 245,000 $ 245,000 $ 55,000
Marlboro County South Carolina 1 $ 236,000 $ 236,000 $ 116,000
Marshall County Tennessee 1 $ 90,000 $ 90,000 $ 45,000
Montgomery County Tennessee 1 $ 143,000 $ 143,000 $ 63,000
Shelby County Tennessee 1 $ 58,000 $ 58,000 $ 47,000
Bell County Texas 1 $ 173,000 $ 173,000 $ 54,000
Bexar County Texas 1 $ 83,000 $ 83,000 $ 43,000
Cameron County Texas 1 $ 228,000 $ 228,000 $ 105,000
Coryell County Texas 1 $ 201,000 $ 201,000 $ 72,000
Dallas County Texas 1 $ 214,000 $ 214,000 $ 94,000
Harris County Texas 1 $ 101,000 $ 101,000 $ 29,000
Webb County Texas 1 $ 65,000 $ 65,000 $ 7,000
Chittenden County Vermont 1 $ 304,000 $ 304,000 $ 80,000
Fairfax County Virginia 1 $ 380,000 $ 380,000 $ 134,000
Prince William County Virginia 1 $ 470,000 $ 470,000 $ 186,000
Spotsylvania County Virginia 1 $ 200,000 $ 200,000 $ 40,000
Berkeley County West Virginia 1 $ 85,000 $ 85,000 $ 121,000
Barron County Wisconsin 1 $ 198,000 $ 198,000 $ 221,000
Burnett County Wisconsin 1 $ 417,000 $ 417,000 $ 115,000
Lincoln County Wisconsin 1 $ 277,000 $ 277,000 $ 76,000
Pierce County Wisconsin 1 $ 2,000 $ 2,000 $ 38,000
St. Croix County Wisconsin 1 $ 155,000 $ 155,000 $ 116,000
Trempealeau County Wisconsin 1 $ 102,000 $ 102,000 $ 62,000

Mortgage Loan Application Detail Totals for Midcountry Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 713 $111,149,000 $155,000 $6,000,000 $63,000 $1,586,000
Refinancing 555 $82,614,000 $148,000 $3,750,000 $80,000 $1,585,000
Home Improvement 54 $4,812,000 $89,000 $369,000 $62,000 $181,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,008 $146,459,000 $145,000 $3,750,000 $75,000 $1,586,000
Asian 95 $10,582,000 $111,000 $417,000 $62,000 $1,134,000
Black or African American 88 $11,068,000 $125,000 $470,000 $53,000 $186,000
Not Provided 73 $10,566,000 $144,000 $595,000 $65,000 $198,000
Hispanic 35 $4,302,000 $122,000 $436,000 $44,000 $98,000
Not applicable 16 $14,908,000 $931,000 $6,000,000 $0 $0
American Indian or Alaskan Native 7 $690,000 $98,000 $203,000 $44,000 $77,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 658 $100,725,000 $153,000 $6,000,000 $84,000 $1,586,000
FHA-insured (Federal Housing Administration) 558 $81,393,000 $145,000 $407,000 $56,000 $351,000
VA-guaranteed (Veterans Administration) 76 $13,841,000 $182,000 $470,000 $66,000 $317,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $2,616,000 $87,000 $197,000 $32,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 797 $112,152,000 $140,000 $3,750,000 $71,000 $1,585,000
Application Denied By Financial Institution 280 $37,615,000 $134,000 $480,000 $56,000 $225,000
Application Withdrawn By Applicant 222 $44,784,000 $201,000 $6,000,000 $85,000 $1,586,000
Application Approved But Not Accepted 20 $3,660,000 $183,000 $1,050,000 $65,000 $198,000
File Closed For Incompleteness 3 $364,000 $121,000 $250,000 $83,000 $160,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 110 $12,474,000 $113,000 $407,000 $49,000 $194,000
Debt-To-Income Ratio 60 $9,269,000 $154,000 $480,000 $50,000 $210,000
Collateral 53 $8,712,000 $164,000 $423,000 $69,000 $225,000
Credit Application Incomplete 24 $3,304,000 $137,000 $369,000 $67,000 $172,000
Other 20 $2,372,000 $118,000 $302,000 $69,000 $181,000
Employment History 8 $1,072,000 $134,000 $229,000 $38,000 $54,000
Insufficient Cash (Downpayment, Closing Cost) 3 $228,000 $76,000 $104,000 $59,000 $98,000
Mortgage Insurance Denied 1 $179,000 $179,000 $179,000 $71,000 $71,000
Unverifiable Information 1 $5,000 $5,000 $5,000 $35,000 $35,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midcountry Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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