Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Midcountry Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midcountry Bank 2611 Blue Heron Dr. Marion, IL 62959 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 939 |
| Total Mortgage Loan Application Amount | $181,619,000 |
| Average Mortgage Loan Application Amount | $229,816 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $63,661 |
| Highest Applicant Income | $606,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McLeod County Minnesota | 64 | $ 5,892,000 | $ 92,000 | $ 51,000 |
| Hennepin County Minnesota | 57 | $ 10,921,000 | $ 191,000 | $ 97,000 |
| Saline County Illinois | 54 | $ 2,514,000 | $ 46,000 | $ 43,000 |
| Dakota County Minnesota | 35 | $ 5,039,000 | $ 143,000 | $ 82,000 |
| Meeker County Minnesota | 29 | $ 2,091,000 | $ 72,000 | $ 47,000 |
| Gallatin County Illinois | 23 | $ 843,000 | $ 36,000 | $ 51,000 |
| Ramsey County Minnesota | 21 | $ 4,533,000 | $ 215,000 | $ 40,000 |
| Maricopa County Arizona | 17 | $ 6,838,000 | $ 402,000 | $ 72,000 |
| Washington County Minnesota | 17 | $ 4,806,000 | $ 282,000 | $ 73,000 |
| Anoka County Minnesota | 16 | $ 3,078,000 | $ 192,000 | $ 88,000 |
| Franklin County Illinois | 15 | $ 830,000 | $ 55,000 | $ 42,000 |
| Carver County Minnesota | 15 | $ 2,538,000 | $ 169,000 | $ 82,000 |
| Itasca County Minnesota | 14 | $ 1,298,000 | $ 92,000 | $ 46,000 |
| Wright County Minnesota | 14 | $ 1,524,000 | $ 108,000 | $ 67,000 |
| Stearns County Minnesota | 13 | $ 1,976,000 | $ 152,000 | $ 40,000 |
| Massac County Illinois | 12 | $ 341,000 | $ 28,000 | $ 36,000 |
| Scott County Minnesota | 11 | $ 3,166,000 | $ 287,000 | $ 71,000 |
| Sherburne County Minnesota | 9 | $ 1,497,000 | $ 166,000 | $ 60,000 |
| Chisago County Minnesota | 8 | $ 1,957,000 | $ 244,000 | $ 72,000 |
| Sibley County Minnesota | 8 | $ 436,000 | $ 54,000 | $ 43,000 |
| Yavapai County Arizona | 7 | $ 2,213,000 | $ 316,000 | $ 18,000 |
| Sandoval County New Mexico | 7 | $ 1,864,000 | $ 266,000 | $ 46,000 |
| Riverside County California | 5 | $ 2,627,000 | $ 525,000 | $ 53,000 |
| San Diego County California | 5 | $ 2,415,000 | $ 483,000 | $ 55,000 |
| Hillsborough County Florida | 5 | $ 2,593,000 | $ 518,000 | $ 68,000 |
| Renville County Minnesota | 5 | $ 529,000 | $ 105,000 | $ 57,000 |
| Milwaukee County Wisconsin | 5 | $ 1,919,000 | $ 383,000 | $ 30,000 |
| St. Croix County Wisconsin | 5 | $ 1,601,000 | $ 320,000 | $ 65,000 |
| Waukesha County Wisconsin | 5 | $ 1,556,000 | $ 311,000 | $ 86,000 |
| Pinal County Arizona | 4 | $ 1,035,000 | $ 258,000 | $ 82,000 |
| Williamson County Illinois | 4 | $ 196,000 | $ 49,000 | $ 37,000 |
| Jackson County Michigan | 4 | $ 650,000 | $ 162,000 | $ 70,000 |
| Waseca County Minnesota | 4 | $ 173,000 | $ 43,000 | $ 107,000 |
| Carroll County New Hampshire | 4 | $ 739,000 | $ 184,000 | $ 51,000 |
| Mercer County Pennsylvania | 4 | $ 533,000 | $ 133,000 | $ 60,000 |
| Whatcom County Washington | 4 | $ 805,000 | $ 201,000 | $ 40,000 |
| Cochise County Arizona | 3 | $ 894,000 | $ 298,000 | $ 70,000 |
| Yuma County Arizona | 3 | $ 651,000 | $ 217,000 | $ 76,000 |
| El Dorado County California | 3 | $ 1,215,000 | $ 405,000 | $ 99,000 |
| New London County Connecticut | 3 | $ 830,000 | $ 276,000 | $ 35,000 |
| Hardin County Illinois | 3 | $ 181,000 | $ 60,000 | $ 46,000 |
| Johnson County Illinois | 3 | $ 119,000 | $ 39,000 | $ 93,000 |
| Pope County Illinois | 3 | $ 163,000 | $ 54,000 | $ 46,000 |
| Pulaski County Illinois | 3 | $ 60,000 | $ 20,000 | $ 32,000 |
| Monroe County Michigan | 3 | $ 712,000 | $ 237,000 | $ 58,000 |
| Rice County Minnesota | 3 | $ 510,000 | $ 170,000 | $ 47,000 |
| Lyon County Nevada | 3 | $ 1,348,000 | $ 449,000 | $ 135,000 |
| Storey County Nevada | 3 | $ 861,000 | $ 287,000 | $ 109,000 |
| Washoe County Nevada | 3 | $ 1,160,000 | $ 386,000 | $ 85,000 |
| Bernalillo County New Mexico | 3 | $ 848,000 | $ 282,000 | $ 130,000 |
| San Juan County New Mexico | 3 | $ 611,000 | $ 203,000 | $ 51,000 |
| Burleigh County North Dakota | 3 | $ 227,000 | $ 75,000 | $ 59,000 |
| York County Pennsylvania | 3 | $ 843,000 | $ 281,000 | $ 92,000 |
| Island County Washington | 3 | $ 891,000 | $ 297,000 | $ 73,000 |
| Chippewa County Wisconsin | 3 | $ 408,000 | $ 136,000 | $ 53,000 |
| Jefferson County Alabama | 2 | $ 492,000 | $ 246,000 | $ 61,000 |
| Coconino County Arizona | 2 | $ 455,000 | $ 227,000 | $ 96,000 |
| San Bernardino County California | 2 | $ 1,157,000 | $ 578,000 | $ 78,000 |
| Eagle County Colorado | 2 | $ 575,000 | $ 287,000 | $ 64,000 |
| Pueblo County Colorado | 2 | $ 565,000 | $ 282,000 | $ 104,000 |
| Orange County Florida | 2 | $ 934,000 | $ 467,000 | $ 37,000 |
| DeKalb County Georgia | 2 | $ 765,000 | $ 382,000 | $ 107,000 |
| Stephens County Georgia | 2 | $ 330,000 | $ 165,000 | $ 49,000 |
| Lake County Illinois | 2 | $ 784,000 | $ 392,000 | $ 55,000 |
| Macon County Illinois | 2 | $ 319,000 | $ 159,000 | $ 51,000 |
| Oxford County Maine | 2 | $ 343,000 | $ 171,000 | $ 19,000 |
| York County Maine | 2 | $ 372,000 | $ 186,000 | $ 48,000 |
| Calhoun County Michigan | 2 | $ 370,000 | $ 185,000 | $ 30,000 |
| Eaton County Michigan | 2 | $ 455,000 | $ 227,000 | $ 83,000 |
| Kalamazoo County Michigan | 2 | $ 375,000 | $ 187,000 | $ 30,000 |
| Lenawee County Michigan | 2 | $ 352,000 | $ 176,000 | $ 48,000 |
| Aitkin County Minnesota | 2 | $ 686,000 | $ 343,000 | $ 354,000 |
| Benton County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 47,000 |
| Goodhue County Minnesota | 2 | $ 564,000 | $ 282,000 | $ 82,000 |
| Le Sueur County Minnesota | 2 | $ 780,000 | $ 390,000 | $ 54,000 |
| Jefferson County Missouri | 2 | $ 566,000 | $ 283,000 | $ 82,000 |
| Lincoln County Missouri | 2 | $ 449,000 | $ 224,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 752,000 | $ 376,000 | $ 145,000 |
| Dodge County Nebraska | 2 | $ 447,000 | $ 223,000 | $ 66,000 |
| Clark County Nevada | 2 | $ 675,000 | $ 337,000 | $ 84,000 |
| Nye County Nevada | 2 | $ 555,000 | $ 277,000 | $ 89,000 |
| Belknap County New Hampshire | 2 | $ 524,000 | $ 262,000 | $ 72,000 |
| Grafton County New Hampshire | 2 | $ 425,000 | $ 212,000 | $ 61,000 |
| Hillsborough County New Hampshire | 2 | $ 583,000 | $ 291,000 | $ 59,000 |
| Dona Ana County New Mexico | 2 | $ 603,000 | $ 301,000 | $ 86,000 |
| Santa Fe County New Mexico | 2 | $ 600,000 | $ 300,000 | $ 67,000 |
| Buncombe County North Carolina | 2 | $ 407,000 | $ 203,000 | $ 64,000 |
| Ashtabula County Ohio | 2 | $ 258,000 | $ 129,000 | $ 53,000 |
| Clermont County Ohio | 2 | $ 445,000 | $ 222,000 | $ 86,000 |
| Columbiana County Ohio | 2 | $ 224,000 | $ 112,000 | $ 52,000 |
| Marion County Oregon | 2 | $ 414,000 | $ 207,000 | $ 67,000 |
| Polk County Oregon | 2 | $ 630,000 | $ 315,000 | $ 73,000 |
| Crawford County Pennsylvania | 2 | $ 176,000 | $ 88,000 | $ 36,000 |
| Lackawanna County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Greenville County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 47,000 |
| Comal County Texas | 2 | $ 452,000 | $ 226,000 | $ 60,000 |
| Kaufman County Texas | 2 | $ 386,000 | $ 193,000 | $ 59,000 |
| Waller County Texas | 2 | $ 479,000 | $ 239,000 | $ 114,000 |
| Chesapeake County Virginia | 2 | $ 470,000 | $ 235,000 | $ 32,000 |
| Kitsap County Washington | 2 | $ 540,000 | $ 270,000 | $ 71,000 |
| Pierce County Washington | 2 | $ 628,000 | $ 314,000 | $ 88,000 |
| Douglas County Wisconsin | 2 | $ 201,000 | $ 100,000 | $ 59,000 |
| Jefferson County Wisconsin | 2 | $ 443,000 | $ 221,000 | $ 46,000 |
| Pierce County Wisconsin | 2 | $ 363,000 | $ 181,000 | $ 75,000 |
| Polk County Wisconsin | 2 | $ 243,000 | $ 121,000 | $ 49,000 |
| Washburn County Wisconsin | 2 | $ 268,000 | $ 134,000 | $ 55,000 |
| Natrona County Wyoming | 2 | $ 372,000 | $ 186,000 | $ 58,000 |
| Baldwin County Alabama | 1 | $ 140,000 | $ 140,000 | $ 63,000 |
| Blount County Alabama | 1 | $ 202,000 | $ 202,000 | $ 50,000 |
| Etowah County Alabama | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
| Lawrence County Alabama | 1 | $ 264,000 | $ 264,000 | $ 57,000 |
| Mobile County Alabama | 1 | $ 190,000 | $ 190,000 | $ 81,000 |
| Gila County Arizona | 1 | $ 401,000 | $ 401,000 | $ 0 |
| Graham County Arizona | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Mohave County Arizona | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Navajo County Arizona | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Pima County Arizona | 1 | $ 228,000 | $ 228,000 | $ 52,000 |
| Santa Cruz County Arizona | 1 | $ 324,000 | $ 324,000 | $ 91,000 |
| White County Arkansas | 1 | $ 281,000 | $ 281,000 | $ 80,000 |
| Alameda County California | 1 | $ 490,000 | $ 490,000 | $ 0 |
| Calaveras County California | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Fresno County California | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Mendocino County California | 1 | $ 380,000 | $ 380,000 | $ 64,000 |
| Mono County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Orange County California | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Placer County California | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Plumas County California | 1 | $ 349,000 | $ 349,000 | $ 76,000 |
| Shasta County California | 1 | $ 542,000 | $ 542,000 | $ 161,000 |
| Solano County California | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Stanislaus County California | 1 | $ 580,000 | $ 580,000 | $ 116,000 |
| El Paso County Colorado | 1 | $ 306,000 | $ 306,000 | $ 50,000 |
| Gilpin County Colorado | 1 | $ 595,000 | $ 595,000 | $ 155,000 |
| Grand County Colorado | 1 | $ 133,000 | $ 133,000 | $ 52,000 |
| Gunnison County Colorado | 1 | $ 208,000 | $ 208,000 | $ 0 |
| La Plata County Colorado | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Mesa County Colorado | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| Moffat County Colorado | 1 | $ 227,000 | $ 227,000 | $ 78,000 |
| Montrose County Colorado | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Morgan County Colorado | 1 | $ 256,000 | $ 256,000 | $ 36,000 |
| Prowers County Colorado | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Summit County Colorado | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Weld County Colorado | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 320,000 | $ 320,000 | $ 84,000 |
| Litchfield County Connecticut | 1 | $ 334,000 | $ 334,000 | $ 88,000 |
| Windham County Connecticut | 1 | $ 428,000 | $ 428,000 | $ 133,000 |
| New Castle County Delaware | 1 | $ 451,000 | $ 451,000 | $ 108,000 |
| Alachua County Florida | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
| Baker County Florida | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Brevard County Florida | 1 | $ 168,000 | $ 168,000 | $ 168,000 |
| Broward County Florida | 1 | $ 450,000 | $ 450,000 | $ 129,000 |
| Clay County Florida | 1 | $ 350,000 | $ 350,000 | $ 59,000 |
| Lee County Florida | 1 | $ 280,000 | $ 280,000 | $ 50,000 |
| Leon County Florida | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Marion County Florida | 1 | $ 191,000 | $ 191,000 | $ 45,000 |
| Osceola County Florida | 1 | $ 360,000 | $ 360,000 | $ 226,000 |
| Pasco County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pinellas County Florida | 1 | $ 264,000 | $ 264,000 | $ 77,000 |
| Santa Rosa County Florida | 1 | $ 252,000 | $ 252,000 | $ 102,000 |
| St. Lucie County Florida | 1 | $ 109,000 | $ 109,000 | $ 20,000 |
| Barrow County Georgia | 1 | $ 289,000 | $ 289,000 | $ 97,000 |
| Coweta County Georgia | 1 | $ 637,000 | $ 637,000 | $ 178,000 |
| Fannin County Georgia | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Franklin County Georgia | 1 | $ 294,000 | $ 294,000 | $ 130,000 |
| Fulton County Georgia | 1 | $ 1,000,000 | $ 1,000,000 | $ 215,000 |
| Gordon County Georgia | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Henry County Georgia | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Houston County Georgia | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Jasper County Georgia | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Lee County Georgia | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Meriwether County Georgia | 1 | $ 293,000 | $ 293,000 | $ 86,000 |
| Peach County Georgia | 1 | $ 118,000 | $ 118,000 | $ 41,000 |
| Pickens County Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Troup County Georgia | 1 | $ 352,000 | $ 352,000 | $ 0 |
| Bingham County Idaho | 1 | $ 196,000 | $ 196,000 | $ 66,000 |
| Bonneville County Idaho | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Alexander County Illinois | 1 | $ 4,000 | $ 4,000 | $ 35,000 |
| Bond County Illinois | 1 | $ 164,000 | $ 164,000 | $ 74,000 |
| DuPage County Illinois | 1 | $ 400,000 | $ 400,000 | $ 85,000 |
| Morgan County Illinois | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| Rock Island County Illinois | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| Union County Illinois | 1 | $ 160,000 | $ 160,000 | $ 93,000 |
| Washington County Illinois | 1 | $ 48,000 | $ 48,000 | $ 92,000 |
| White County Illinois | 1 | $ 18,000 | $ 18,000 | $ 45,000 |
| Will County Illinois | 1 | $ 600,000 | $ 600,000 | $ 147,000 |
| Woodford County Illinois | 1 | $ 350,000 | $ 350,000 | $ 101,000 |
| Decatur County Indiana | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Elkhart County Indiana | 1 | $ 187,000 | $ 187,000 | $ 59,000 |
| Lake County Indiana | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Monroe County Indiana | 1 | $ 172,000 | $ 172,000 | $ 66,000 |
| Calhoun County Iowa | 1 | $ 233,000 | $ 233,000 | $ 55,000 |
| Lee County Iowa | 1 | $ 149,000 | $ 149,000 | $ 45,000 |
| Scott County Iowa | 1 | $ 348,000 | $ 348,000 | $ 103,000 |
| Warren County Iowa | 1 | $ 190,000 | $ 190,000 | $ 36,000 |
| Johnson County Kansas | 1 | $ 250,000 | $ 250,000 | $ 106,000 |
| Morton County Kansas | 1 | $ 360,000 | $ 360,000 | $ 107,000 |
| Sedgwick County Kansas | 1 | $ 270,000 | $ 270,000 | $ 67,000 |
| Wyandotte County Kansas | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| Graves County Kentucky | 1 | $ 16,000 | $ 16,000 | $ 72,000 |
| Kenton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| McCracken County Kentucky | 1 | $ 74,000 | $ 74,000 | $ 93,000 |
| Whitley County Kentucky | 1 | $ 216,000 | $ 216,000 | $ 101,000 |
| Caddo County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Vermilion County Louisiana | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Kennebec County Maine | 1 | $ 415,000 | $ 415,000 | $ 116,000 |
| Piscataquis County Maine | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Berkshire County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 73,000 |
| Hampshire County Massachusetts | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Barry County Michigan | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Berrien County Michigan | 1 | $ 248,000 | $ 248,000 | $ 78,000 |
| Charlevoix County Michigan | 1 | $ 206,000 | $ 206,000 | $ 54,000 |
| Clinton County Michigan | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Kalkaska County Michigan | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Livingston County Michigan | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Mecosta County Michigan | 1 | $ 172,000 | $ 172,000 | $ 108,000 |
| Muskegon County Michigan | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Oakland County Michigan | 1 | $ 359,000 | $ 359,000 | $ 98,000 |
| Oceana County Michigan | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Roscommon County Michigan | 1 | $ 106,000 | $ 106,000 | $ 59,000 |
| St. Joseph County Michigan | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Tuscola County Michigan | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Cass County Minnesota | 1 | $ 34,000 | $ 34,000 | $ 181,000 |
| Lincoln County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 117,000 |
| Mille Lacs County Minnesota | 1 | $ 480,000 | $ 480,000 | $ 93,000 |
| Morrison County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| Pine County Minnesota | 1 | $ 306,000 | $ 306,000 | $ 108,000 |
| Redwood County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| St. Louis County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Steele County Minnesota | 1 | $ 440,000 | $ 440,000 | $ 175,000 |
| Watonwan County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Bolivar County Mississippi | 1 | $ 333,000 | $ 333,000 | $ 83,000 |
| Harrison County Mississippi | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Lee County Mississippi | 1 | $ 342,000 | $ 342,000 | $ 109,000 |
| Cass County Missouri | 1 | $ 272,000 | $ 272,000 | $ 87,000 |
| Howell County Missouri | 1 | $ 187,000 | $ 187,000 | $ 44,000 |
| Warren County Missouri | 1 | $ 192,000 | $ 192,000 | $ 38,000 |
| Webster County Missouri | 1 | $ 128,000 | $ 128,000 | $ 39,000 |
| Cascade County Montana | 1 | $ 110,000 | $ 110,000 | $ 24,000 |
| Lewis and Clark County Montana | 1 | $ 334,000 | $ 334,000 | $ 115,000 |
| Box Butte County Nebraska | 1 | $ 213,000 | $ 213,000 | $ 102,000 |
| Cass County Nebraska | 1 | $ 159,000 | $ 159,000 | $ 43,000 |
| Saunders County Nebraska | 1 | $ 196,000 | $ 196,000 | $ 82,000 |
| Coos County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Merrimack County New Hampshire | 1 | $ 162,000 | $ 162,000 | $ 39,000 |
| Rockingham County New Hampshire | 1 | $ 360,000 | $ 360,000 | $ 73,000 |
| Sullivan County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Burlington County New Jersey | 1 | $ 177,000 | $ 177,000 | $ 47,000 |
| Cumberland County New Jersey | 1 | $ 237,000 | $ 237,000 | $ 63,000 |
| Mercer County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| Salem County New Jersey | 1 | $ 418,000 | $ 418,000 | $ 114,000 |
| Otero County New Mexico | 1 | $ 220,000 | $ 220,000 | $ 148,000 |
| Socorro County New Mexico | 1 | $ 260,000 | $ 260,000 | $ 69,000 |
| Chemung County New York | 1 | $ 311,000 | $ 311,000 | $ 94,000 |
| Cortland County New York | 1 | $ 128,000 | $ 128,000 | $ 68,000 |
| Livingston County New York | 1 | $ 148,000 | $ 148,000 | $ 90,000 |
| Schuyler County New York | 1 | $ 164,000 | $ 164,000 | $ 75,000 |
| Steuben County New York | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Ulster County New York | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Carteret County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Wake County North Carolina | 1 | $ 176,000 | $ 176,000 | $ 71,000 |
| Cass County North Dakota | 1 | $ 153,000 | $ 153,000 | $ 75,000 |
| Williams County North Dakota | 1 | $ 170,000 | $ 170,000 | $ 77,000 |
| Ashland County Ohio | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| Athens County Ohio | 1 | $ 162,000 | $ 162,000 | $ 61,000 |
| Butler County Ohio | 1 | $ 334,000 | $ 334,000 | $ 162,000 |
| Champaign County Ohio | 1 | $ 220,000 | $ 220,000 | $ 77,000 |
| Cuyahoga County Ohio | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Delaware County Ohio | 1 | $ 350,000 | $ 350,000 | $ 94,000 |
| Franklin County Ohio | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Lucas County Ohio | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| Trumbull County Ohio | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Tuscarawas County Ohio | 1 | $ 141,000 | $ 141,000 | $ 33,000 |
| Warren County Ohio | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Lincoln County Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 67,000 |
| Deschutes County Oregon | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Douglas County Oregon | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Yamhill County Oregon | 1 | $ 279,000 | $ 279,000 | $ 54,000 |
| Adams County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Beaver County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 256,000 | $ 256,000 | $ 90,000 |
| Butler County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 220,000 |
| Clarion County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 20,000 |
| Cumberland County Pennsylvania | 1 | $ 293,000 | $ 293,000 | $ 82,000 |
| Dauphin County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Lehigh County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 52,000 |
| Monroe County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 298,000 | $ 298,000 | $ 45,000 |
| Potter County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Schuylkill County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 64,000 |
| Beaufort County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
| Horry County South Carolina | 1 | $ 191,000 | $ 191,000 | $ 114,000 |
| Laurens County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Marion County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| Spartanburg County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 165,000 |
| Davison County South Dakota | 1 | $ 156,000 | $ 156,000 | $ 65,000 |
| Deuel County South Dakota | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Meade County South Dakota | 1 | $ 206,000 | $ 206,000 | $ 69,000 |
| Pennington County South Dakota | 1 | $ 164,000 | $ 164,000 | $ 42,000 |
| Hamblen County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Rutherford County Tennessee | 1 | $ 218,000 | $ 218,000 | $ 77,000 |
| Shelby County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 77,000 |
| Wilson County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 64,000 |
| Blanco County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Brazoria County Texas | 1 | $ 284,000 | $ 284,000 | $ 92,000 |
| Brazos County Texas | 1 | $ 131,000 | $ 131,000 | $ 46,000 |
| Cameron County Texas | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Collin County Texas | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Dallas County Texas | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Ellis County Texas | 1 | $ 210,000 | $ 210,000 | $ 80,000 |
| Hill County Texas | 1 | $ 169,000 | $ 169,000 | $ 95,000 |
| Johnson County Texas | 1 | $ 167,000 | $ 167,000 | $ 0 |
| La Salle County Texas | 1 | $ 153,000 | $ 153,000 | $ 43,000 |
| Lee County Texas | 1 | $ 162,000 | $ 162,000 | $ 70,000 |
| Midland County Texas | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Nueces County Texas | 1 | $ 302,000 | $ 302,000 | $ 132,000 |
| Parker County Texas | 1 | $ 284,000 | $ 284,000 | $ 61,000 |
| Rockwall County Texas | 1 | $ 334,000 | $ 334,000 | $ 139,000 |
| San Jacinto County Texas | 1 | $ 299,000 | $ 299,000 | $ 90,000 |
| Tarrant County Texas | 1 | $ 326,000 | $ 326,000 | $ 98,000 |
| Wise County Texas | 1 | $ 216,000 | $ 216,000 | $ 80,000 |
| Cache County Utah | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Davis County Utah | 1 | $ 281,000 | $ 281,000 | $ 77,000 |
| Utah County Utah | 1 | $ 408,000 | $ 408,000 | $ 12,000 |
| Bennington County Vermont | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Cumberland County Virginia | 1 | $ 153,000 | $ 153,000 | $ 55,000 |
| Fairfax County Virginia | 1 | $ 700,000 | $ 700,000 | $ 138,000 |
| James City County Virginia | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| King George County Virginia | 1 | $ 248,000 | $ 248,000 | $ 55,000 |
| Prince William County Virginia | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 100,000 | $ 100,000 | $ 160,000 |
| York County Virginia | 1 | $ 360,000 | $ 360,000 | $ 92,000 |
| Clark County Washington | 1 | $ 249,000 | $ 249,000 | $ 43,000 |
| Cowlitz County Washington | 1 | $ 265,000 | $ 265,000 | $ 44,000 |
| Okanogan County Washington | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| Stevens County Washington | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Wahkiakum County Washington | 1 | $ 264,000 | $ 264,000 | $ 152,000 |
| Hampshire County West Virginia | 1 | $ 203,000 | $ 203,000 | $ 63,000 |
| Tyler County West Virginia | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| Barron County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 238,000 | $ 238,000 | $ 88,000 |
| Buffalo County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| Burnett County Wisconsin | 1 | $ 281,000 | $ 281,000 | $ 93,000 |
| Columbia County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Dodge County Wisconsin | 1 | $ 306,000 | $ 306,000 | $ 69,000 |
| Forest County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Jackson County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 52,000 |
| Kenosha County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 62,000 |
| Manitowoc County Wisconsin | 1 | $ 221,000 | $ 221,000 | $ 62,000 |
| Ozaukee County Wisconsin | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 25,000 |
| Sawyer County Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 81,000 |
| Sheboygan County Wisconsin | 1 | $ 244,000 | $ 244,000 | $ 183,000 |
| Taylor County Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 29,000 |
| Walworth County Wisconsin | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Wood County Wisconsin | 1 | $ 202,000 | $ 202,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Midcountry Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 634 | $146,754,000 | $243,173 | $1,000,000 | $67,739 | $606,000 |
| Refinancing | 238 | $33,213,000 | $228,272 | $935,000 | $58,181 | $491,000 |
| Home Improvement | 67 | $1,652,000 | $36,333 | $197,000 | $41,333 | $181,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 762 | $137,692,000 | $240,250 | $1,000,000 | $65,795 | $606,000 |
| Not Provided | 110 | $27,589,000 | $244,366 | $800,000 | $70,666 | $220,000 |
| Black or African American | 23 | $5,227,000 | $241,692 | $649,000 | $59,692 | $130,000 |
| Hispanic | 22 | $5,088,000 | $224,250 | $650,000 | $60,166 | $131,000 |
| Asian | 11 | $3,213,000 | $445,500 | $650,000 | $77,000 | $163,000 |
| American Indian or Alaskan Native | 6 | $1,342,000 | $223,666 | $450,000 | $61,166 | $129,000 |
| Not applicable | 3 | $613,000 | $204,000 | $258,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $855,000 | $427,000 | $495,000 | $114,000 | $143,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 917 | $178,517,000 | $241,282 | $1,000,000 | $65,934 | $606,000 |
| FHA-insured (Federal Housing Administration) | 13 | $2,019,000 | $148,500 | $224,000 | $39,500 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $791,000 | $131,000 | $189,000 | $34,000 | $56,000 |
| VA-guaranteed (Veterans Administration) | 3 | $292,000 | $85,500 | $177,000 | $35,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 603 | $97,846,000 | $220,769 | $642,000 | $68,025 | $606,000 |
| Application Denied By Financial Institution | 165 | $38,764,000 | $256,081 | $1,000,000 | $56,486 | $276,000 |
| Application Withdrawn By Applicant | 142 | $35,720,000 | $262,323 | $935,000 | $71,235 | $491,000 |
| File Closed For Incompleteness | 23 | $7,684,000 | $312,071 | $650,000 | $59,142 | $178,000 |
| Application Approved But Not Accepted | 6 | $1,605,000 | $270,500 | $360,000 | $54,250 | $101,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 106 | $28,728,000 | $261,636 | $1,000,000 | $58,787 | $276,000 |
| Debt-To-Income Ratio | 19 | $4,256,000 | $303,100 | $649,000 | $51,800 | $139,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $1,183,000 | $172,000 | $374,000 | $42,200 | $99,000 |
| Credit History | 8 | $1,076,000 | $188,200 | $325,000 | $38,600 | $74,000 |
| Collateral | 7 | $1,129,000 | $172,500 | $360,000 | $68,000 | $112,000 |
| Other | 4 | $1,205,000 | $285,000 | $480,000 | $78,000 | $93,000 |
| Unverifiable Information | 4 | $1,187,000 | $293,333 | $399,000 | $46,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midcountry Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.