Midcountry Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Midcountry Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Midcountry Bank
2611 Blue Heron Dr.
Marion, IL 62959
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,629
Total Mortgage Loan Application Amount $259,471,000
Average Mortgage Loan Application Amount $137,000
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $68,333
Highest Applicant Income $1,065,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Midcountry Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midcountry Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Midcountry Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midcountry Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Midcountry Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midcountry Bank's mortgage activity for 2010.

Mortgage Loan Application Totals for Midcountry Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin County Minnesota 370 $ 67,596,000 $ 182,000 $ 76,000
Ramsey County Minnesota 167 $ 25,630,000 $ 153,000 $ 64,000
Dakota County Minnesota 125 $ 22,100,000 $ 176,000 $ 78,000
Anoka County Minnesota 117 $ 19,485,000 $ 166,000 $ 57,000
Washington County Minnesota 90 $ 16,304,000 $ 181,000 $ 70,000
Williamson County Illinois 78 $ 5,898,000 $ 75,000 $ 53,000
Wright County Minnesota 55 $ 8,211,000 $ 149,000 $ 61,000
McLeod County Minnesota 53 $ 6,204,000 $ 117,000 $ 64,000
Franklin County Illinois 39 $ 1,640,000 $ 42,000 $ 39,000
Saline County Illinois 36 $ 1,851,000 $ 51,000 $ 52,000
Scott County Minnesota 35 $ 8,176,000 $ 233,000 $ 91,000
Carver County Minnesota 31 $ 5,525,000 $ 178,000 $ 69,000
Stearns County Minnesota 31 $ 4,821,000 $ 155,000 $ 58,000
Sherburne County Minnesota 25 $ 4,229,000 $ 169,000 $ 61,000
Jefferson County Illinois 19 $ 1,183,000 $ 62,000 $ 57,000
Meeker County Minnesota 17 $ 1,842,000 $ 108,000 $ 89,000
Jackson County Illinois 16 $ 1,401,000 $ 87,000 $ 72,000
Massac County Illinois 12 $ 628,000 $ 52,000 $ 41,000
Gallatin County Illinois 10 $ 384,000 $ 38,000 $ 47,000
Crow Wing County Minnesota 10 $ 2,270,000 $ 227,000 $ 162,000
Sibley County Minnesota 10 $ 889,000 $ 88,000 $ 48,000
St. Louis County Minnesota 10 $ 1,213,000 $ 121,000 $ 58,000
Isanti County Minnesota 9 $ 1,251,000 $ 139,000 $ 59,000
Benton County Minnesota 8 $ 961,000 $ 120,000 $ 43,000
Olmsted County Minnesota 8 $ 1,245,000 $ 155,000 $ 66,000
Blue Earth County Minnesota 7 $ 999,000 $ 142,000 $ 49,000
St. Croix County Wisconsin 7 $ 1,372,000 $ 196,000 $ 73,000
Cass County Minnesota 5 $ 983,000 $ 196,000 $ 125,000
Chisago County Minnesota 5 $ 843,000 $ 168,000 $ 53,000
Itasca County Minnesota 5 $ 663,000 $ 132,000 $ 65,000
Le Sueur County Minnesota 5 $ 435,000 $ 87,000 $ 54,000
Mille Lacs County Minnesota 5 $ 598,000 $ 119,000 $ 44,000
Mower County Minnesota 5 $ 489,000 $ 97,000 $ 36,000
Rice County Minnesota 5 $ 819,000 $ 163,000 $ 37,000
Riverside County California 4 $ 1,023,000 $ 255,000 $ 60,000
White County Illinois 4 $ 185,000 $ 46,000 $ 85,000
Pine County Minnesota 4 $ 467,000 $ 116,000 $ 58,000
Maricopa County Arizona 3 $ 149,000 $ 49,000 $ 37,000
Hardin County Illinois 3 $ 195,000 $ 65,000 $ 55,000
Perry County Illinois 3 $ 241,000 $ 80,000 $ 37,000
Goodhue County Minnesota 3 $ 412,000 $ 137,000 $ 44,000
Kandiyohi County Minnesota 3 $ 529,000 $ 176,000 $ 64,000
Renville County Minnesota 3 $ 106,000 $ 35,000 $ 70,000
Steele County Minnesota 3 $ 476,000 $ 158,000 $ 48,000
Waseca County Minnesota 3 $ 507,000 $ 169,000 $ 78,000
Wilson County Texas 3 $ 589,000 $ 196,000 $ 47,000
Polk County Wisconsin 3 $ 463,000 $ 154,000 $ 119,000
Gila County Arizona 2 $ 344,000 $ 172,000 $ 83,000
Graham County Arizona 2 $ 556,000 $ 278,000 $ 88,000
El Dorado County California 2 $ 834,000 $ 417,000 $ 167,000
Kern County California 2 $ 322,000 $ 161,000 $ 110,000
Los Angeles County California 2 $ 1,178,000 $ 589,000 $ 154,000
San Bernardino County California 2 $ 541,000 $ 270,000 $ 47,000
Tolland County Connecticut 2 $ 725,000 $ 362,000 $ 223,000
Pasco County Florida 2 $ 677,000 $ 338,000 $ 46,000
Johnson County Illinois 2 $ 184,000 $ 92,000 $ 15,000
Madison County Illinois 2 $ 685,000 $ 342,000 $ 26,000
Pope County Illinois 2 $ 98,000 $ 49,000 $ 56,000
Union County Illinois 2 $ 273,000 $ 136,000 $ 79,000
Owen County Indiana 2 $ 274,000 $ 137,000 $ 87,000
McCracken County Kentucky 2 $ 251,000 $ 125,000 $ 62,000
Aitkin County Minnesota 2 $ 222,000 $ 111,000 $ 37,000
Becker County Minnesota 2 $ 472,000 $ 236,000 $ 88,000
Douglas County Minnesota 2 $ 262,000 $ 131,000 $ 79,000
Freeborn County Minnesota 2 $ 297,000 $ 148,000 $ 60,000
Morrison County Minnesota 2 $ 259,000 $ 129,000 $ 182,000
Nobles County Minnesota 2 $ 240,000 $ 120,000 $ 51,000
Otter Tail County Minnesota 2 $ 195,000 $ 97,000 $ 36,000
Wabasha County Minnesota 2 $ 187,000 $ 93,000 $ 35,000
Washoe County Nevada 2 $ 322,000 $ 161,000 $ 77,000
Hillsborough County New Hampshire 2 $ 453,000 $ 226,000 $ 98,000
Medina County Ohio 2 $ 403,000 $ 201,000 $ 65,000
Edgefield County South Carolina 2 $ 272,000 $ 136,000 $ 47,000
Aransas County Texas 2 $ 439,000 $ 219,000 $ 36,000
Gaines County Texas 2 $ 436,000 $ 218,000 $ 74,000
Virginia Beach County Virginia 2 $ 383,000 $ 191,000 $ 24,000
Cowlitz County Washington 2 $ 520,000 $ 260,000 $ 42,000
Washburn County Wisconsin 2 $ 594,000 $ 297,000 $ 175,000
Waukesha County Wisconsin 2 $ 669,000 $ 334,000 $ 76,000
Natrona County Wyoming 2 $ 382,000 $ 191,000 $ 66,000
Chambers County Alabama 1 $ 184,000 $ 184,000 $ 109,000
Marshall County Alabama 1 $ 217,000 $ 217,000 $ 67,000
St. Clair County Alabama 1 $ 278,000 $ 278,000 $ 128,000
Matanuska-Susitna County Alaska 1 $ 255,000 $ 255,000 $ 53,000
Mohave County Arizona 1 $ 255,000 $ 255,000 $ 140,000
Pinal County Arizona 1 $ 196,000 $ 196,000 $ 0
Yavapai County Arizona 1 $ 185,000 $ 185,000 $ 0
Lonoke County Arkansas 1 $ 149,000 $ 149,000 $ 40,000
Calaveras County California 1 $ 335,000 $ 335,000 $ 133,000
San Diego County California 1 $ 288,000 $ 288,000 $ 91,000
Shasta County California 1 $ 293,000 $ 293,000 $ 70,000
El Paso County Colorado 1 $ 121,000 $ 121,000 $ 86,000
Lake County Colorado 1 $ 306,000 $ 306,000 $ 53,000
Lake County Florida 1 $ 305,000 $ 305,000 $ 122,000
Lee County Florida 1 $ 354,000 $ 354,000 $ 246,000
Marion County Florida 1 $ 381,000 $ 381,000 $ 23,000
Walton County Florida 1 $ 234,000 $ 234,000 $ 43,000
DeKalb County Georgia 1 $ 90,000 $ 90,000 $ 18,000
Cook County Illinois 1 $ 197,000 $ 197,000 $ 67,000
Pulaski County Illinois 1 $ 68,000 $ 68,000 $ 25,000
St. Clair County Illinois 1 $ 137,000 $ 137,000 $ 50,000
Madison County Indiana 1 $ 151,000 $ 151,000 $ 25,000
Warrick County Indiana 1 $ 288,000 $ 288,000 $ 129,000
Johnson County Kansas 1 $ 120,000 $ 120,000 $ 0
Lyon County Kansas 1 $ 194,000 $ 194,000 $ 68,000
St. Tammany County Louisiana 1 $ 297,000 $ 297,000 $ 69,000
Charles County Maryland 1 $ 400,000 $ 400,000 $ 107,000
Calhoun County Michigan 1 $ 216,000 $ 216,000 $ 76,000
Houghton County Michigan 1 $ 117,000 $ 117,000 $ 50,000
Livingston County Michigan 1 $ 245,000 $ 245,000 $ 48,000
Monroe County Michigan 1 $ 304,000 $ 304,000 $ 81,000
Shiawassee County Michigan 1 $ 232,000 $ 232,000 $ 61,000
Carlton County Minnesota 1 $ 132,000 $ 132,000 $ 63,000
Cook County Minnesota 1 $ 231,000 $ 231,000 $ 49,000
Faribault County Minnesota 1 $ 263,000 $ 263,000 $ 0
Hubbard County Minnesota 1 $ 127,000 $ 127,000 $ 33,000
Jackson County Minnesota 1 $ 165,000 $ 165,000 $ 113,000
Kanabec County Minnesota 1 $ 135,000 $ 135,000 $ 40,000
Lac qui Parle County Minnesota 1 $ 188,000 $ 188,000 $ 76,000
Lincoln County Minnesota 1 $ 130,000 $ 130,000 $ 83,000
Lyon County Minnesota 1 $ 193,000 $ 193,000 $ 0
Nicollet County Minnesota 1 $ 176,000 $ 176,000 $ 59,000
Redwood County Minnesota 1 $ 95,000 $ 95,000 $ 90,000
Swift County Minnesota 1 $ 151,000 $ 151,000 $ 35,000
Wadena County Minnesota 1 $ 117,000 $ 117,000 $ 33,000
Boone County Missouri 1 $ 140,000 $ 140,000 $ 42,000
Cascade County Montana 1 $ 150,000 $ 150,000 $ 65,000
Missoula County Montana 1 $ 417,000 $ 417,000 $ 369,000
Merrimack County New Hampshire 1 $ 180,000 $ 180,000 $ 75,000
Warren County New Jersey 1 $ 393,000 $ 393,000 $ 99,000
San Juan County New Mexico 1 $ 286,000 $ 286,000 $ 57,000
Rensselaer County New York 1 $ 283,000 $ 283,000 $ 102,000
Schoharie County New York 1 $ 193,000 $ 193,000 $ 63,000
Suffolk County New York 1 $ 1,950,000 $ 1,950,000 $ 1,065,000
Chatham County North Carolina 1 $ 360,000 $ 360,000 $ 119,000
Cumberland County North Carolina 1 $ 143,000 $ 143,000 $ 36,000
Pender County North Carolina 1 $ 381,000 $ 381,000 $ 194,000
Stanly County North Carolina 1 $ 90,000 $ 90,000 $ 54,000
Transylvania County North Carolina 1 $ 304,000 $ 304,000 $ 60,000
Richland County North Dakota 1 $ 169,000 $ 169,000 $ 79,000
Mahoning County Ohio 1 $ 190,000 $ 190,000 $ 8,000
Marion County Ohio 1 $ 122,000 $ 122,000 $ 35,000
Union County Ohio 1 $ 281,000 $ 281,000 $ 120,000
Cleveland County Oklahoma 1 $ 208,000 $ 208,000 $ 67,000
Columbia County Oregon 1 $ 318,000 $ 318,000 $ 69,000
Umatilla County Oregon 1 $ 188,000 $ 188,000 $ 66,000
Blair County Pennsylvania 1 $ 161,000 $ 161,000 $ 67,000
Fayette County Pennsylvania 1 $ 297,000 $ 297,000 $ 0
Lebanon County Pennsylvania 1 $ 68,000 $ 68,000 $ 41,000
Lehigh County Pennsylvania 1 $ 360,000 $ 360,000 $ 110,000
Pike County Pennsylvania 1 $ 134,000 $ 134,000 $ 59,000
Snyder County Pennsylvania 1 $ 197,000 $ 197,000 $ 108,000
Westmoreland County Pennsylvania 1 $ 526,000 $ 526,000 $ 115,000
Aiken County South Carolina 1 $ 314,000 $ 314,000 $ 38,000
Anderson County South Carolina 1 $ 60,000 $ 60,000 $ 28,000
Florence County South Carolina 1 $ 357,000 $ 357,000 $ 126,000
Greenville County South Carolina 1 $ 351,000 $ 351,000 $ 174,000
McMinn County Tennessee 1 $ 75,000 $ 75,000 $ 55,000
Dallas County Texas 1 $ 124,000 $ 124,000 $ 72,000
Franklin County Texas 1 $ 218,000 $ 218,000 $ 0
Johnson County Texas 1 $ 307,000 $ 307,000 $ 87,000
Smith County Texas 1 $ 191,000 $ 191,000 $ 52,000
Augusta County Virginia 1 $ 312,000 $ 312,000 $ 55,000
Henrico County Virginia 1 $ 370,000 $ 370,000 $ 134,000
New Kent County Virginia 1 $ 410,000 $ 410,000 $ 65,000
Buffalo County Wisconsin 1 $ 130,000 $ 130,000 $ 47,000
Langlade County Wisconsin 1 $ 46,000 $ 46,000 $ 120,000
Manitowoc County Wisconsin 1 $ 203,000 $ 203,000 $ 75,000
Milwaukee County Wisconsin 1 $ 240,000 $ 240,000 $ 0
Pierce County Wisconsin 1 $ 144,000 $ 144,000 $ 59,000
Converse County Wyoming 1 $ 206,000 $ 206,000 $ 79,000

Mortgage Loan Application Detail Totals for Midcountry Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 782 $123,098,000 $157,000 $2,000,000 $65,000 $1,065,000
Refinancing 749 $128,149,000 $171,000 $1,900,000 $72,000 $793,000
Home Improvement 98 $8,224,000 $83,000 $390,000 $68,000 $363,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,264 $204,638,000 $161,000 $1,900,000 $71,000 $600,000
Black or African American 144 $17,273,000 $119,000 $381,000 $47,000 $194,000
Not Provided 82 $14,807,000 $180,000 $2,000,000 $78,000 $793,000
Asian 79 $12,958,000 $164,000 $1,950,000 $66,000 $1,065,000
Hispanic 45 $6,622,000 $147,000 $700,000 $54,000 $223,000
Not applicable 9 $2,151,000 $239,000 $580,000 $0 $0
American Indian or Alaskan Native 4 $657,000 $164,000 $231,000 $65,000 $109,000
Native Hawaiian or Other Pacific Islander 2 $365,000 $182,000 $271,000 $113,000 $142,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 825 $140,932,000 $170,000 $597,000 $56,000 $600,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 739 $108,304,000 $146,000 $2,000,000 $83,000 $1,065,000
VA-guaranteed (Veterans Administration) 45 $8,642,000 $192,000 $393,000 $60,000 $171,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $1,593,000 $79,000 $171,000 $35,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,125 $179,036,000 $159,000 $700,000 $71,000 $793,000
Application Denied By Financial Institution 282 $39,927,000 $141,000 $1,900,000 $54,000 $422,000
Application Withdrawn By Applicant 201 $37,259,000 $185,000 $2,000,000 $76,000 $1,065,000
Application Approved But Not Accepted 15 $2,762,000 $184,000 $371,000 $51,000 $105,000
File Closed For Incompleteness 6 $487,000 $81,000 $197,000 $41,000 $76,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 76 $13,191,000 $173,000 $1,900,000 $67,000 $422,000
Credit History 72 $8,804,000 $122,000 $345,000 $47,000 $111,000
Debt-To-Income Ratio 55 $7,107,000 $129,000 $580,000 $44,000 $135,000
Other 32 $4,198,000 $131,000 $390,000 $64,000 $227,000
Credit Application Incomplete 30 $4,054,000 $135,000 $319,000 $46,000 $150,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,390,000 $198,000 $417,000 $62,000 $120,000
Unverifiable Information 5 $636,000 $127,000 $273,000 $61,000 $109,000
Employment History 5 $547,000 $109,000 $258,000 $46,000 $72,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midcountry Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midcountry Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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