Midfirst Bank Mortgage Lending & HMDA Data, 2007

In 2007, Midfirst Bank of Oklahoma City, OK reported 20,554 mortgage applications totaling $1.4 billion, down 22% from 2006. The average application was for $68,918, and applicants reported an average income of $35,021. 15% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Oklahoma City, OK (1,718), Houston-Sugar Land-Baytown, TX (650) and Atlanta-Sandy Springs-Marietta, GA (579) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd.
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 20,554
Total Mortgage Loan Application Amount $1,416,545,000
Average Mortgage Loan Application Amount $68,918
Highest Mortgage Loan Application Amount $12,400,000
Average Applicant Income $35,021
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 894 $ 87,395,000 $ 97,757 $ 97,000
Harris, Texas 464 $ 21,516,000 $ 46,370 $ 23,000
Dallas, Texas 401 $ 17,491,000 $ 43,618 $ 12,000
Cleveland, Oklahoma 322 $ 25,890,000 $ 80,403 $ 80,000
Maricopa, Arizona 309 $ 122,312,000 $ 395,831 $ 175,000
Bexar, Texas 305 $ 10,036,000 $ 32,904 $ 14,000
Cook, Illinois 303 $ 17,547,000 $ 57,910 $ 20,000
Tulsa, Oklahoma 297 $ 22,887,000 $ 77,060 $ 104,000
Marion, Indiana 285 $ 24,335,000 $ 85,385 $ 6,000
Canadian, Oklahoma 281 $ 19,210,000 $ 68,362 $ 67,000
Philadelphia, Pennsylvania 266 $ 11,877,000 $ 44,650 $ 13,000
Shelby, Tennessee 263 $ 9,966,000 $ 37,893 $ 9,000
Tarrant, Texas 253 $ 10,959,000 $ 43,316 $ 18,000
El Paso, Texas 214 $ 8,122,000 $ 37,953 $ 6,000
Miami-Dade, Florida 182 $ 11,523,000 $ 63,313 $ 18,000
Jackson, Oklahoma 154 $ 8,475,000 $ 55,032 $ 49,000
Orange, Florida 153 $ 11,834,000 $ 77,346 $ 15,000
Wayne, Michigan 144 $ 6,906,000 $ 47,958 $ 9,000
Hillsborough, Florida 140 $ 8,445,000 $ 60,321 $ 17,000
Grady, Oklahoma 140 $ 8,463,000 $ 60,450 $ 59,000
Monroe, New York 137 $ 6,621,000 $ 48,328 $ 16,000
Erie, New York 136 $ 12,027,000 $ 88,433 $ 11,000
Los Angeles, California 132 $ 8,741,000 $ 66,219 $ 22,000
Jefferson, Alabama 129 $ 5,253,000 $ 40,720 $ 16,000
Broward, Florida 127 $ 9,129,000 $ 71,881 $ 20,000
DeKalb, Georgia 125 $ 9,570,000 $ 76,560 $ 14,000
St. Louis, Missouri 125 $ 4,800,000 $ 38,400 $ 10,000
Duval, Florida 117 $ 5,123,000 $ 43,786 $ 12,000
Cuyahoga, Ohio 117 $ 5,350,000 $ 45,726 $ 16,000
Pinellas, Florida 111 $ 5,444,000 $ 49,045 $ 12,000
Woodward, Oklahoma 111 $ 6,053,000 $ 54,531 $ 60,000
Polk, Florida 109 $ 6,582,000 $ 60,385 $ 13,000
Prince George's, Maryland 108 $ 7,413,000 $ 68,638 $ 31,000
Pottawatomie, Oklahoma 107 $ 5,505,000 $ 51,448 $ 52,000
Travis, Texas 107 $ 5,741,000 $ 53,654 $ 45,000
Wake, North Carolina 100 $ 7,903,000 $ 79,030 $ 32,000
Baltimore City, Maryland 96 $ 4,398,000 $ 45,812 $ 17,000
Mecklenburg, North Carolina 96 $ 6,032,000 $ 62,833 $ 15,000
Pulaski, Arkansas 94 $ 3,087,000 $ 32,840 $ 19,000
Guilford, North Carolina 94 $ 6,842,000 $ 72,787 $ 11,000
Caddo, Oklahoma 91 $ 4,808,000 $ 52,835 $ 49,000
San Bernardino, California 88 $ 5,751,000 $ 65,352 $ 35,000
Fulton, Georgia 86 $ 4,274,000 $ 49,697 $ 20,000
Onondaga, New York 85 $ 6,649,000 $ 78,223 $ 12,000
Clark, Nevada 83 $ 16,277,000 $ 196,108 $ 18,000
Suffolk, New York 83 $ 10,974,000 $ 132,216 $ 165,000
Gwinnett, Georgia 82 $ 15,136,000 $ 184,585 $ 27,000
East Baton Rouge, Louisiana 82 $ 3,606,000 $ 43,975 $ 10,000
Fort Bend, Texas 82 $ 3,442,000 $ 41,975 $ 33,000
Arapahoe, Colorado 80 $ 8,888,000 $ 111,100 $ 6,000
Clayton, Georgia 77 $ 5,621,000 $ 73,000 $ 13,000
Allegheny, Pennsylvania 77 $ 2,911,000 $ 37,805 $ 10,000
Franklin, Ohio 75 $ 3,741,000 $ 49,880 $ 19,000
Nueces, Texas 72 $ 2,363,000 $ 32,819 $ 13,000
Delaware, Pennsylvania 69 $ 3,335,000 $ 48,333 $ 18,000
El Paso, Colorado 67 $ 7,457,000 $ 111,298 $ 15,000
Lake, Indiana 67 $ 3,260,000 $ 48,656 $ 14,000
Jackson, Missouri 67 $ 2,501,000 $ 37,328 $ 20,000
Denton, Texas 67 $ 4,335,000 $ 64,701 $ 57,000
Denver, Colorado 65 $ 7,030,000 $ 108,153 $ 5,000
Adams, Colorado 64 $ 6,784,000 $ 106,000 $ 4,000
Montgomery, Alabama 63 $ 2,069,000 $ 32,841 $ 14,000
Camden, New Jersey 63 $ 3,665,000 $ 58,174 $ 20,000
Washita, Oklahoma 63 $ 3,206,000 $ 50,888 $ 45,000
Palm Beach, Florida 62 $ 7,234,000 $ 116,677 $ 122,000
Mobile, Alabama 59 $ 2,528,000 $ 42,847 $ 27,000
Pima, Arizona 59 $ 7,915,000 $ 134,152 $ 11,000
Brevard, Florida 59 $ 3,671,000 $ 62,220 $ 17,000
Sedgwick, Kansas 59 $ 2,811,000 $ 47,644 $ 24,000
Texas, Oklahoma 58 $ 4,258,000 $ 73,413 $ 72,000
Volusia, Florida 57 $ 3,480,000 $ 61,052 $ 11,000
Baltimore, Maryland 57 $ 3,542,000 $ 62,140 $ 17,000
Hennepin, Minnesota 56 $ 2,477,000 $ 44,232 $ 20,000
St. Louis City, Missouri 56 $ 1,833,000 $ 32,732 $ 13,000
Queens, New York 56 $ 6,982,000 $ 124,678 $ 47,000
Bell, Texas 56 $ 2,254,000 $ 40,250 $ 23,000
Caddo, Louisiana 55 $ 1,460,000 $ 26,545 $ 5,000
Davidson, Tennessee 54 $ 3,156,000 $ 58,444 $ 7,000
Riverside, California 53 $ 4,759,000 $ 89,792 $ 149,000
Cumberland, North Carolina 53 $ 1,978,000 $ 37,320 $ 18,000
Richland, South Carolina 53 $ 2,895,000 $ 54,622 $ 15,000
Richmond, Georgia 52 $ 1,738,000 $ 33,423 $ 12,000
Pasco, Florida 51 $ 2,915,000 $ 57,156 $ 17,000
Cobb, Georgia 51 $ 3,401,000 $ 66,686 $ 31,000
Virginia Beach, Virginia 51 $ 2,093,000 $ 41,039 $ 12,000
Johnson, Indiana 49 $ 4,276,000 $ 87,265 $ 6,000
Collin, Texas 49 $ 3,326,000 $ 67,877 $ 26,000
Fairfax, Virginia 49 $ 2,509,000 $ 51,204 $ 32,000
Jefferson, Colorado 48 $ 5,088,000 $ 106,000 $ 6,000
Lake, Illinois 48 $ 4,845,000 $ 100,937 $ 29,000
Madison, Alabama 46 $ 2,057,000 $ 44,717 $ 30,000
Kern, California 46 $ 2,130,000 $ 46,304 $ 16,000
Lee, Florida 46 $ 3,493,000 $ 75,934 $ 13,000
Hinds, Mississippi 46 $ 1,151,000 $ 25,021 $ 6,000
Burlington, New Jersey 46 $ 2,584,000 $ 56,173 $ 30,000
Salt Lake, Utah 46 $ 3,179,000 $ 69,108 $ 13,000
Seminole, Florida 45 $ 2,425,000 $ 53,888 $ 9,000
Montgomery, Ohio 45 $ 2,464,000 $ 54,755 $ 10,000
Jefferson, Louisiana 44 $ 2,418,000 $ 54,954 $ 10,000
Custer, Oklahoma 44 $ 2,970,000 $ 67,500 $ 56,000
Hendricks, Indiana 43 $ 4,916,000 $ 114,325 $ 14,000
Richmond City, Virginia 42 $ 1,707,000 $ 40,642 $ 9,000
Kings, New York 40 $ 5,245,000 $ 131,125 $ 36,000
Chatham, Georgia 39 $ 2,045,000 $ 52,435 $ 19,000
Honolulu, Hawaii 39 $ 3,488,000 $ 89,435 $ 97,000
Fresno, California 38 $ 1,963,000 $ 51,657 $ 16,000
Sacramento, California 38 $ 1,689,000 $ 44,447 $ 27,000
San Diego, California 38 $ 2,902,000 $ 76,368 $ 22,000
Muscogee, Georgia 38 $ 1,194,000 $ 31,421 $ 10,000
Henrico, Virginia 38 $ 2,147,000 $ 56,500 $ 18,000
Williamson, Texas 37 $ 2,413,000 $ 65,216 $ 30,000
Brazoria, Texas 36 $ 1,427,000 $ 39,638 $ 14,000
Milwaukee, Wisconsin 36 $ 1,615,000 $ 44,861 $ 21,000
District of Columbia, District Of Columbia 35 $ 2,769,000 $ 79,114 $ 24,000
Escambia, Florida 35 $ 954,000 $ 27,257 $ 4,000
Will, Illinois 35 $ 2,302,000 $ 65,771 $ 30,000
Winnebago, Illinois 35 $ 2,273,000 $ 64,942 $ 13,000
Hamilton, Ohio 35 $ 1,857,000 $ 53,057 $ 14,000
McClain, Oklahoma 35 $ 2,940,000 $ 84,000 $ 70,000
Payne, Oklahoma 35 $ 3,240,000 $ 92,571 $ 91,000
Lubbock, Texas 35 $ 928,000 $ 26,514 $ 13,000
Galveston, Texas 34 $ 1,250,000 $ 36,764 $ 14,000
Bernalillo, New Mexico 33 $ 1,559,000 $ 47,242 $ 14,000
Chesterfield, Virginia 33 $ 1,595,000 $ 48,333 $ 31,000
Hamilton, Indiana 32 $ 3,433,000 $ 107,281 $ 16,000
Niagara, New York 32 $ 1,666,000 $ 52,062 $ 25,000
Hamilton, Tennessee 32 $ 1,246,000 $ 38,937 $ 9,000
Taylor, Texas 32 $ 1,051,000 $ 32,843 $ 14,000
Jefferson, Kentucky 31 $ 1,622,000 $ 52,322 $ 16,000
Greenville, South Carolina 31 $ 1,906,000 $ 61,483 $ 29,000
King, Washington 31 $ 2,039,000 $ 65,774 $ 45,000
Orange, California 30 $ 1,272,000 $ 42,400 $ 38,000
Henry, Georgia 30 $ 2,861,000 $ 95,366 $ 15,000
Allen, Indiana 30 $ 1,638,000 $ 54,600 $ 17,000
Logan, Oklahoma 30 $ 3,421,000 $ 114,033 $ 101,000
Sebastian, Arkansas 29 $ 1,127,000 $ 38,862 $ 6,000
Hancock, Indiana 29 $ 3,254,000 $ 112,206 $ 2,000
Nassau, New York 29 $ 3,861,000 $ 133,137 $ 63,000
Montgomery, Texas 29 $ 1,708,000 $ 58,896 $ 34,000
Hartford, Connecticut 28 $ 2,618,000 $ 93,500 $ 40,000
Sarasota, Florida 28 $ 2,476,000 $ 88,428 $ 15,000
Howard, Indiana 28 $ 2,010,000 $ 71,785 $ 10,000
St. Joseph, Indiana 28 $ 1,344,000 $ 48,000 $ 9,000
Charleston, South Carolina 28 $ 1,375,000 $ 49,107 $ 25,000
Knox, Tennessee 28 $ 1,282,000 $ 45,785 $ 24,000
Kane, Illinois 27 $ 2,616,000 $ 96,888 $ 48,000
Essex, New Jersey 27 $ 2,708,000 $ 100,296 $ 39,000
Durham, North Carolina 27 $ 1,935,000 $ 71,666 $ 13,000
Summit, Ohio 27 $ 1,354,000 $ 50,148 $ 11,000
Comanche, Oklahoma 27 $ 919,000 $ 34,037 $ 18,000
Hampton, Virginia 27 $ 1,421,000 $ 52,629 $ 26,000
Jefferson, Arkansas 26 $ 805,000 $ 30,961 $ 38,000
Marion, Florida 26 $ 1,813,000 $ 69,730 $ 25,000
Sangamon, Illinois 26 $ 1,401,000 $ 53,884 $ 14,000
Johnson, Kansas 26 $ 1,524,000 $ 58,615 $ 77,000
Orleans, Louisiana 26 $ 1,673,000 $ 64,346 $ 24,000
Montgomery, Maryland 26 $ 895,000 $ 34,423 $ 17,000
Montgomery, Pennsylvania 26 $ 2,370,000 $ 91,153 $ 47,000
Hidalgo, Texas 26 $ 881,000 $ 33,884 $ 33,000
Spokane, Washington 26 $ 1,361,000 $ 52,346 $ 28,000
New Castle, Delaware 25 $ 1,832,000 $ 73,280 $ 18,000
Anne Arundel, Maryland 25 $ 1,292,000 $ 51,680 $ 23,000
Oakland, Michigan 25 $ 1,642,000 $ 65,680 $ 28,000
Gloucester, New Jersey 25 $ 1,640,000 $ 65,600 $ 22,000
McLennan, Texas 25 $ 1,132,000 $ 45,280 $ 10,000
Berks, Pennsylvania 24 $ 895,000 $ 37,291 $ 6,000
Dauphin, Pennsylvania 24 $ 1,509,000 $ 62,875 $ 23,000
Calhoun, Alabama 23 $ 1,137,000 $ 49,434 $ 10,000
Bay, Florida 23 $ 603,000 $ 26,217 $ 6,000
Polk, Iowa 23 $ 967,000 $ 42,043 $ 41,000
Lehigh, Pennsylvania 23 $ 1,251,000 $ 54,391 $ 24,000
Gregg, Texas 23 $ 651,000 $ 28,304 $ 13,000
New Haven, Connecticut 22 $ 1,665,000 $ 75,681 $ 54,000
Okaloosa, Florida 22 $ 808,000 $ 36,727 $ 15,000
Genesee, Michigan 22 $ 759,000 $ 34,500 $ 24,000
Douglas, Nebraska 22 $ 1,219,000 $ 55,409 $ 35,000
Bronx, New York 22 $ 1,914,000 $ 87,000 $ 41,000
Alamance, North Carolina 22 $ 1,605,000 $ 72,954 $ 6,000
Wagoner, Oklahoma 22 $ 1,471,000 $ 66,863 $ 77,000
Erie, Pennsylvania 22 $ 655,000 $ 29,772 $ 6,000
Ellis, Texas 22 $ 1,013,000 $ 46,045 $ 26,000
Jefferson, Texas 22 $ 512,000 $ 23,272 $ 1,000
Bibb, Georgia 21 $ 779,000 $ 37,095 $ 11,000
Atlantic, New Jersey 21 $ 1,987,000 $ 94,619 $ 33,000
Albany, New York 21 $ 1,364,000 $ 64,952 $ 55,000
Lancaster, Pennsylvania 21 $ 1,272,000 $ 60,571 $ 16,000
Lexington, South Carolina 21 $ 1,341,000 $ 63,857 $ 11,000
Rutherford, Tennessee 21 $ 1,811,000 $ 86,238 $ 17,000
Cameron, Texas 21 $ 628,000 $ 29,904 $ 30,000
Midland, Texas 21 $ 904,000 $ 43,047 $ 49,000
Potter, Texas 21 $ 884,000 $ 42,095 $ 18,000
Chesapeake, Virginia 21 $ 976,000 $ 46,476 $ 29,000
Anchorage, Alaska 20 $ 1,554,000 $ 77,700 $ 122,000
Dougherty, Georgia 20 $ 781,000 $ 39,050 $ 11,000
Ada, Idaho 20 $ 473,000 $ 23,650 $ 6,000
Macon, Illinois 20 $ 862,000 $ 43,100 $ 17,000
St. Clair, Illinois 20 $ 608,000 $ 30,400 $ 8,000
Madison, Indiana 20 $ 1,586,000 $ 79,300 $ 2,000
Ramsey, Minnesota 20 $ 1,092,000 $ 54,600 $ 26,000
Clay, Missouri 20 $ 1,053,000 $ 52,650 $ 26,000
Monmouth, New Jersey 20 $ 1,889,000 $ 94,450 $ 77,000
Oneida, New York 20 $ 897,000 $ 44,850 $ 9,000
Butler, Ohio 20 $ 808,000 $ 40,400 $ 40,000
York, Pennsylvania 20 $ 1,277,000 $ 63,850 $ 21,000
Prince William, Virginia 20 $ 1,547,000 $ 77,350 $ 28,000
Shelby, Alabama 19 $ 1,046,000 $ 55,052 $ 61,000
Pinal, Arizona 19 $ 993,000 $ 52,263 $ 20,000
Benton, Arkansas 19 $ 980,000 $ 51,578 $ 32,000
Osceola, Florida 19 $ 1,333,000 $ 70,157 $ 13,000
DuPage, Illinois 19 $ 1,913,000 $ 100,684 $ 56,000
Elkhart, Indiana 19 $ 1,425,000 $ 75,000 $ 7,000
Shawnee, Kansas 19 $ 637,000 $ 33,526 $ 19,000
Macomb, Michigan 19 $ 10,934,000 $ 575,473 $ 30,000
Jefferson, Missouri 19 $ 1,137,000 $ 59,842 $ 25,000
Cumberland, New Jersey 19 $ 1,147,000 $ 60,368 $ 40,000
Dutchess, New York 19 $ 1,037,000 $ 54,578 $ 25,000
Newport News, Virginia 19 $ 1,209,000 $ 63,631 $ 23,000
Norfolk, Virginia 19 $ 797,000 $ 41,947 $ 16,000
Pierce, Washington 19 $ 1,447,000 $ 76,157 $ 30,000
Baldwin, Alabama 18 $ 1,141,000 $ 63,388 $ 86,000
Alachua, Florida 18 $ 823,000 $ 45,722 $ 5,000
Clay, Florida 18 $ 1,049,000 $ 58,277 $ 19,000
St. Lucie, Florida 18 $ 941,000 $ 52,277 $ 12,000
Houston, Georgia 18 $ 833,000 $ 46,277 $ 7,000
Vanderburgh, Indiana 18 $ 873,000 $ 48,500 $ 21,000
Wyandotte, Kansas 18 $ 600,000 $ 33,333 $ 0
Lafayette, Louisiana 18 $ 801,000 $ 44,500 $ 16,000
Terrebonne, Louisiana 18 $ 977,000 $ 54,277 $ 5,000
Kent, Michigan 18 $ 1,327,000 $ 73,722 $ 34,000
Dakota, Minnesota 18 $ 1,198,000 $ 66,555 $ 31,000
Ocean, New Jersey 18 $ 1,315,000 $ 73,055 $ 38,000
Forsyth, North Carolina 18 $ 1,466,000 $ 81,444 $ 21,000
Saline, Arkansas 17 $ 665,000 $ 39,117 $ 15,000
Santa Clara, California 17 $ 1,138,000 $ 66,941 $ 107,000
Cherokee, Georgia 17 $ 1,229,000 $ 72,294 $ 25,000
Anoka, Minnesota 17 $ 695,000 $ 40,882 $ 37,000
Washington, Minnesota 17 $ 731,000 $ 43,000 $ 78,000
Lorain, Ohio 17 $ 863,000 $ 50,764 $ 24,000
Rogers, Oklahoma 17 $ 1,561,000 $ 91,823 $ 47,000
Aiken, South Carolina 17 $ 749,000 $ 44,058 $ 67,000
Coryell, Texas 17 $ 670,000 $ 39,411 $ 39,000
Tom Green, Texas 17 $ 615,000 $ 36,176 $ 18,000
Weld, Colorado 16 $ 1,863,000 $ 116,437 $ 3,000
Charlotte, Florida 16 $ 1,193,000 $ 74,562 $ 12,000
Hernando, Florida 16 $ 1,090,000 $ 68,125 $ 15,000
Lake, Florida 16 $ 1,417,000 $ 88,562 $ 10,000
Paulding, Georgia 16 $ 1,631,000 $ 101,937 $ 19,000
Bossier, Louisiana 16 $ 411,000 $ 25,687 $ 19,000
Middlesex, New Jersey 16 $ 1,646,000 $ 102,875 $ 70,000
Union, New Jersey 16 $ 1,423,000 $ 88,937 $ 28,000
Lucas, Ohio 16 $ 639,000 $ 39,937 $ 13,000
Lincoln, Oklahoma 16 $ 787,000 $ 49,187 $ 42,000
Muskogee, Oklahoma 16 $ 577,000 $ 36,062 $ 11,000
Washington, Oklahoma 16 $ 841,000 $ 52,562 $ 44,000
Ector, Texas 16 $ 261,000 $ 16,312 $ 10,000
Grayson, Texas 16 $ 585,000 $ 36,562 $ 7,000
Webb, Texas 16 $ 788,000 $ 49,250 $ 11,000
Lee, Alabama 15 $ 739,000 $ 49,266 $ 24,000
Mohave, Arizona 15 $ 1,052,000 $ 70,133 $ 26,000
Douglas, Georgia 15 $ 1,502,000 $ 100,133 $ 24,000
Ouachita, Louisiana 15 $ 960,000 $ 64,000 $ 22,000
Harrison, Mississippi 15 $ 960,000 $ 64,000 $ 8,000
Passaic, New Jersey 15 $ 1,711,000 $ 114,066 $ 44,000
Gaston, North Carolina 15 $ 676,000 $ 45,066 $ 46,000
Johnston, North Carolina 15 $ 1,453,000 $ 96,866 $ 8,000
Osage, Oklahoma 15 $ 793,000 $ 52,866 $ 43,000
Bucks, Pennsylvania 15 $ 1,317,000 $ 87,800 $ 57,000
Portsmouth, Virginia 15 $ 577,000 $ 38,466 $ 7,000
Snohomish, Washington 15 $ 1,840,000 $ 122,666 $ 43,000
Houston, Alabama 14 $ 516,000 $ 36,857 $ 14,000
Morgan, Alabama 14 $ 698,000 $ 49,857 $ 15,000
Crittenden, Arkansas 14 $ 438,000 $ 31,285 $ 10,000
Faulkner, Arkansas 14 $ 701,000 $ 50,071 $ 26,000
Washington, Arkansas 14 $ 807,000 $ 57,642 $ 42,000
Contra Costa, California 14 $ 426,000 $ 30,428 $ 14,000
Ventura, California 14 $ 719,000 $ 51,357 $ 32,000
Leon, Florida 14 $ 492,000 $ 35,142 $ 21,000
Maui, Hawaii 14 $ 941,000 $ 67,214 $ 59,000
Porter, Indiana 14 $ 1,041,000 $ 74,357 $ 21,000
DeSoto, Mississippi 14 $ 1,146,000 $ 81,857 $ 10,000
Chautauqua, New York 14 $ 548,000 $ 39,142 $ 6,000
Stark, Ohio 14 $ 655,000 $ 46,785 $ 21,000
Creek, Oklahoma 14 $ 694,000 $ 49,571 $ 44,000
Butler, Pennsylvania 14 $ 891,000 $ 63,642 $ 41,000
Guadalupe, Texas 14 $ 578,000 $ 41,285 $ 14,000
Wichita, Texas 14 $ 597,000 $ 42,642 $ 10,000
Tuscaloosa, Alabama 13 $ 709,000 $ 54,538 $ 35,000
Alameda, California 13 $ 291,000 $ 22,384 $ 21,000
Floyd, Georgia 13 $ 695,000 $ 53,461 $ 24,000
Tippecanoe, Indiana 13 $ 918,000 $ 70,615 $ 12,000
Linn, Iowa 13 $ 622,000 $ 47,846 $ 17,000
Scott, Iowa 13 $ 444,000 $ 34,153 $ 14,000
Mercer, New Jersey 13 $ 768,000 $ 59,076 $ 26,000
Orange, New York 13 $ 1,063,000 $ 81,769 $ 40,000
Oswego, New York 13 $ 681,000 $ 52,384 $ 7,000
New Hanover, North Carolina 13 $ 1,020,000 $ 78,461 $ 43,000
Onslow, North Carolina 13 $ 343,000 $ 26,384 $ 11,000
Person, North Carolina 13 $ 1,191,000 $ 91,615 $ 0
Pitt, North Carolina 13 $ 626,000 $ 48,153 $ 22,000
Multnomah, Oregon 13 $ 1,870,000 $ 143,846 $ 113,000
Florence, South Carolina 13 $ 532,000 $ 40,923 $ 21,000
Spartanburg, South Carolina 13 $ 762,000 $ 58,615 $ 49,000
Johnson, Texas 13 $ 726,000 $ 55,846 $ 9,000
Parker, Texas 13 $ 763,000 $ 58,692 $ 31,000
Manatee, Florida 12 $ 1,050,000 $ 87,500 $ 20,000
Newton, Georgia 12 $ 1,267,000 $ 105,583 $ 28,000
Bartholomew, Indiana 12 $ 1,086,000 $ 90,500 $ 0
Morgan, Indiana 12 $ 1,122,000 $ 93,500 $ 3,000
Howard, Maryland 12 $ 1,140,000 $ 95,000 $ 27,000
Lauderdale, Mississippi 12 $ 457,000 $ 38,083 $ 10,000
St. Charles, Missouri 12 $ 363,000 $ 30,250 $ 28,000
Ontario, New York 12 $ 725,000 $ 60,416 $ 25,000
Chester, Pennsylvania 12 $ 1,143,000 $ 95,250 $ 98,000
Westmoreland, Pennsylvania 12 $ 468,000 $ 39,000 $ 10,000
Berkeley, South Carolina 12 $ 571,000 $ 47,583 $ 3,000
Sumter, South Carolina 12 $ 706,000 $ 58,833 $ 131,000
Madison, Tennessee 12 $ 543,000 $ 45,250 $ 13,000
Randall, Texas 12 $ 722,000 $ 60,166 $ 50,000
San Patricio, Texas 12 $ 383,000 $ 31,916 $ 24,000
Victoria, Texas 12 $ 718,000 $ 59,833 $ 19,000
Mississippi, Arkansas 11 $ 315,000 $ 28,636 $ 8,000
Tulare, California 11 $ 745,000 $ 67,727 $ 20,000
Collier, Florida 11 $ 1,048,000 $ 95,272 $ 53,000
McHenry, Illinois 11 $ 1,276,000 $ 116,000 $ 25,000
LaPorte, Indiana 11 $ 697,000 $ 63,363 $ 6,000
Miami, Indiana 11 $ 687,000 $ 62,454 $ 4,000
Fayette, Kentucky 11 $ 558,000 $ 50,727 $ 0
Calcasieu, Louisiana 11 $ 582,000 $ 52,909 $ 20,000
Charles, Maryland 11 $ 1,197,000 $ 108,818 $ 45,000
Hampden, Massachusetts 11 $ 804,000 $ 73,090 $ 9,000
Kalamazoo, Michigan 11 $ 713,000 $ 64,818 $ 17,000
Jackson, Mississippi 11 $ 493,000 $ 44,818 $ 16,000
Rankin, Mississippi 11 $ 484,000 $ 44,000 $ 2,000
Sarpy, Nebraska 11 $ 979,000 $ 89,000 $ 39,000
Bergen, New Jersey 11 $ 1,516,000 $ 137,818 $ 45,000
Steuben, New York 11 $ 412,000 $ 37,454 $ 32,000
Greer, Oklahoma 11 $ 467,000 $ 42,454 $ 60,000
York, South Carolina 11 $ 675,000 $ 61,363 $ 55,000
Hays, Texas 11 $ 786,000 $ 71,454 $ 39,000
St. Clair, Alabama 10 $ 511,000 $ 51,100 $ 82,000
Imperial, California 10 $ 595,000 $ 59,500 $ 24,000
Boulder, Colorado 10 $ 338,000 $ 33,800 $ 11,000
Douglas, Colorado 10 $ 1,808,000 $ 180,800 $ 13,000
Pueblo, Colorado 10 $ 677,000 $ 67,700 $ 3,000
Citrus, Florida 10 $ 550,000 $ 55,000 $ 14,000
Highlands, Florida 10 $ 407,000 $ 40,700 $ 26,000
Martin, Florida 10 $ 846,000 $ 84,600 $ 79,000
Catoosa, Georgia 10 $ 552,000 $ 55,200 $ 86,000
Lowndes, Georgia 10 $ 521,000 $ 52,100 $ 24,000
Whitfield, Georgia 10 $ 616,000 $ 61,600 $ 13,000
St. John the Baptist, Louisiana 10 $ 492,000 $ 49,200 $ 14,000
Saginaw, Michigan 10 $ 353,000 $ 35,300 $ 6,000
Hillsborough, New Hampshire 10 $ 852,000 $ 85,200 $ 32,000
Hudson, New Jersey 10 $ 1,562,000 $ 156,200 $ 50,000
Schenectady, New York 10 $ 738,000 $ 73,800 $ 31,000
Wayne, New York 10 $ 342,000 $ 34,200 $ 34,000
Cabarrus, North Carolina 10 $ 734,000 $ 73,400 $ 30,000
Randolph, North Carolina 10 $ 798,000 $ 79,800 $ 12,000
Mahoning, Ohio 10 $ 245,000 $ 24,500 $ 6,000
Northampton, Pennsylvania 10 $ 522,000 $ 52,200 $ 18,000
Dorchester, South Carolina 10 $ 474,000 $ 47,400 $ 27,000
Orangeburg, South Carolina 10 $ 526,000 $ 52,600 $ 25,000
Montgomery, Tennessee 10 $ 433,000 $ 43,300 $ 8,000
Bowie, Texas 10 $ 302,000 $ 30,200 $ 10,000
Howard, Texas 10 $ 237,000 $ 23,700 $ 6,000
Val Verde, Texas 10 $ 351,000 $ 35,100 $ 5,000
Weber, Utah 10 $ 603,000 $ 60,300 $ 10,000
Clark, Washington 10 $ 252,000 $ 25,200 $ 28,000
Jefferson, West Virginia 10 $ 1,217,000 $ 121,700 $ 88,000
Kanawha, West Virginia 10 $ 351,000 $ 35,100 $ 13,000
Waukesha, Wisconsin 10 $ 1,064,000 $ 106,400 $ 180,000
Crawford, Arkansas 9 $ 344,000 $ 38,222 $ 6,000
Bartow, Georgia 9 $ 531,000 $ 59,000 $ 14,000
Fayette, Georgia 9 $ 523,000 $ 58,111 $ 34,000
Liberty, Georgia 9 $ 303,000 $ 33,666 $ 24,000
Rockdale, Georgia 9 $ 866,000 $ 96,222 $ 15,000
Canyon, Idaho 9 $ 652,000 $ 72,444 $ 29,000
Kosciusko, Indiana 9 $ 676,000 $ 75,111 $ 11,000
Christian, Kentucky 9 $ 596,000 $ 66,222 $ 16,000
St. Louis, Minnesota 9 $ 184,000 $ 20,444 $ 17,000
Franklin, Missouri 9 $ 590,000 $ 65,555 $ 20,000
Greene, Missouri 9 $ 360,000 $ 40,000 $ 11,000
Somerset, New Jersey 9 $ 774,000 $ 86,000 $ 40,000
Sussex, New Jersey 9 $ 829,000 $ 92,111 $ 76,000
Cattaraugus, New York 9 $ 379,000 $ 42,111 $ 12,000
Cayuga, New York 9 $ 483,000 $ 53,666 $ 28,000
Westchester, New York 9 $ 3,757,000 $ 417,444 $ 1,252,000
Wilson, North Carolina 9 $ 520,000 $ 57,777 $ 27,000
Kiowa, Oklahoma 9 $ 647,000 $ 71,888 $ 69,000
Ottawa, Oklahoma 9 $ 420,000 $ 46,666 $ 18,000
Sumner, Tennessee 9 $ 614,000 $ 68,222 $ 10,000
Williamson, Tennessee 9 $ 954,000 $ 106,000 $ 24,000
Orange, Texas 9 $ 315,000 $ 35,000 $ 12,000
Smith, Texas 9 $ 353,000 $ 39,222 $ 29,000
Suffolk, Virginia 9 $ 732,000 $ 81,333 $ 19,000
Racine, Wisconsin 9 $ 708,000 $ 78,666 $ 40,000
Coffee, Alabama 8 $ 447,000 $ 55,875 $ 37,000
Etowah, Alabama 8 $ 268,000 $ 33,500 $ 16,000
Russell, Alabama 8 $ 363,000 $ 45,375 $ 14,000
Fairbanks North Star, Alaska 8 $ 654,000 $ 81,750 $ 74,000
Yavapai, Arizona 8 $ 1,082,000 $ 135,250 $ 39,000
Lonoke, Arkansas 8 $ 450,000 $ 56,250 $ 22,000
Pope, Arkansas 8 $ 309,000 $ 38,625 $ 23,000
Kings, California 8 $ 443,000 $ 55,375 $ 24,000
Putnam, Florida 8 $ 394,000 $ 49,250 $ 16,000
St. Johns, Florida 8 $ 619,000 $ 77,375 $ 60,000
Columbia, Georgia 8 $ 331,000 $ 41,375 $ 39,000
Franklin, Illinois 8 $ 280,000 $ 35,000 $ 3,000
Rock Island, Illinois 8 $ 293,000 $ 36,625 $ 32,000
Clark, Indiana 8 $ 440,000 $ 55,000 $ 14,000
Pottawattamie, Iowa 8 $ 345,000 $ 43,125 $ 23,000
Reno, Kansas 8 $ 309,000 $ 38,625 $ 13,000
Kenton, Kentucky 8 $ 448,000 $ 56,000 $ 37,000
Worcester, Massachusetts 8 $ 961,000 $ 120,125 $ 19,000
Berrien, Michigan 8 $ 441,000 $ 55,125 $ 14,000
Ingham, Michigan 8 $ 633,000 $ 79,125 $ 5,000
Muskegon, Michigan 8 $ 276,000 $ 34,500 $ 10,000
Ottawa, Michigan 8 $ 541,000 $ 67,625 $ 51,000
Coahoma, Mississippi 8 $ 230,000 $ 28,750 $ 7,000
Lowndes, Mississippi 8 $ 294,000 $ 36,750 $ 0
Broome, New York 8 $ 419,000 $ 52,375 $ 16,000
Davidson, North Carolina 8 $ 600,000 $ 75,000 $ 0
Rowan, North Carolina 8 $ 375,000 $ 46,875 $ 33,000
Lake, Ohio 8 $ 591,000 $ 73,875 $ 0
Trumbull, Ohio 8 $ 270,000 $ 33,750 $ 0
Warren, Ohio 8 $ 479,000 $ 59,875 $ 27,000
Ellis, Oklahoma 8 $ 678,000 $ 84,750 $ 164,000
Kay, Oklahoma 8 $ 329,000 $ 41,125 $ 14,000
Beaver, Pennsylvania 8 $ 573,000 $ 71,625 $ 79,000
Lebanon, Pennsylvania 8 $ 629,000 $ 78,625 $ 24,000
Monroe, Pennsylvania 8 $ 679,000 $ 84,875 $ 68,000
Anderson, South Carolina 8 $ 615,000 $ 76,875 $ 0
Horry, South Carolina 8 $ 331,000 $ 41,375 $ 57,000
Brazos, Texas 8 $ 378,000 $ 47,250 $ 12,000
Davis, Utah 8 $ 1,091,000 $ 136,375 $ 5,000
Roanoke, Virginia 8 $ 370,000 $ 46,250 $ 26,000
Kitsap, Washington 8 $ 480,000 $ 60,000 $ 21,000
Kenai Peninsula, Alaska 7 $ 550,000 $ 78,571 $ 83,000
Cochise, Arizona 7 $ 377,000 $ 53,857 $ 6,000
Craighead, Arkansas 7 $ 386,000 $ 55,142 $ 28,000
Garland, Arkansas 7 $ 384,000 $ 54,857 $ 30,000
Larimer, Colorado 7 $ 367,000 $ 52,428 $ 0
Fairfield, Connecticut 7 $ 603,000 $ 86,142 $ 53,000
Kent, Delaware 7 $ 311,000 $ 44,428 $ 7,000
Spalding, Georgia 7 $ 666,000 $ 95,142 $ 13,000
Troup, Georgia 7 $ 499,000 $ 71,285 $ 19,000
Walton, Georgia 7 $ 506,000 $ 72,285 $ 12,000
Champaign, Illinois 7 $ 282,000 $ 40,285 $ 18,000
Kankakee, Illinois 7 $ 322,000 $ 46,000 $ 21,000
Madison, Illinois 7 $ 223,000 $ 31,857 $ 15,000
Starke, Indiana 7 $ 433,000 $ 61,857 $ 4,000
Ascension, Louisiana 7 $ 417,000 $ 59,571 $ 21,000
Rapides, Louisiana 7 $ 460,000 $ 65,714 $ 17,000
Allegan, Michigan 7 $ 598,000 $ 85,428 $ 20,000
Olmsted, Minnesota 7 $ 476,000 $ 68,000 $ 47,000
Adams, Mississippi 7 $ 228,000 $ 32,571 $ 7,000
Yellowstone, Montana 7 $ 153,000 $ 21,857 $ 34,000
Washoe, Nevada 7 $ 379,000 $ 54,142 $ 0
Rockingham, New Hampshire 7 $ 590,000 $ 84,285 $ 80,000
Salem, New Jersey 7 $ 415,000 $ 59,285 $ 11,000
Madison, New York 7 $ 493,000 $ 70,428 $ 0
Richmond, New York 7 $ 535,000 $ 76,428 $ 70,000
Catawba, North Carolina 7 $ 447,000 $ 63,857 $ 58,000
Nash, North Carolina 7 $ 319,000 $ 45,571 $ 16,000
Wayne, North Carolina 7 $ 233,000 $ 33,285 $ 13,000
Clark, Ohio 7 $ 267,000 $ 38,142 $ 19,000
Fairfield, Ohio 7 $ 596,000 $ 85,142 $ 21,000
Licking, Ohio 7 $ 782,000 $ 111,714 $ 14,000
Harper, Oklahoma 7 $ 227,000 $ 32,428 $ 60,000
Le Flore, Oklahoma 7 $ 284,000 $ 40,571 $ 26,000
Seminole, Oklahoma 7 $ 281,000 $ 40,142 $ 47,000
Washington, Oregon 7 $ 680,000 $ 97,142 $ 33,000
Blair, Pennsylvania 7 $ 266,000 $ 38,000 $ 25,000
Luzerne, Pennsylvania 7 $ 275,000 $ 39,285 $ 20,000
Hale, Texas 7 $ 298,000 $ 42,571 $ 11,000
Rockwall, Texas 7 $ 551,000 $ 78,714 $ 90,000
Van Zandt, Texas 7 $ 343,000 $ 49,000 $ 64,000
Petersburg, Virginia 7 $ 245,000 $ 35,000 $ 7,000
Roanoke City, Virginia 7 $ 368,000 $ 52,571 $ 35,000
Spotsylvania, Virginia 7 $ 755,000 $ 107,857 $ 23,000
Cabell, West Virginia 7 $ 242,000 $ 34,571 $ 14,000
Dane, Wisconsin 7 $ 709,000 $ 101,285 $ 52,000
Chambers, Alabama 6 $ 197,000 $ 32,833 $ 5,000
Yuma, Arizona 6 $ 350,000 $ 58,333 $ 21,000
Grant, Arkansas 6 $ 411,000 $ 68,500 $ 0
Greene, Arkansas 6 $ 189,000 $ 31,500 $ 0
Ouachita, Arkansas 6 $ 238,000 $ 39,666 $ 25,000
Union, Arkansas 6 $ 196,000 $ 32,666 $ 25,000
Merced, California 6 $ 769,000 $ 128,166 $ 49,000
Solano, California 6 $ 680,000 $ 113,333 $ 63,000
Middlesex, Connecticut 6 $ 495,000 $ 82,500 $ 59,000
Sussex, Delaware 6 $ 388,000 $ 64,666 $ 13,000
Indian River, Florida 6 $ 6,837,000 $ 1,139,500 $ 653,000
Coweta, Georgia 6 $ 594,000 $ 99,000 $ 13,000
Forsyth, Georgia 6 $ 588,000 $ 98,000 $ 62,000
Polk, Georgia 6 $ 244,000 $ 40,666 $ 6,000
Hawaii, Hawaii 6 $ 247,000 $ 41,166 $ 31,000
Henry, Illinois 6 $ 288,000 $ 48,000 $ 31,000
McLean, Illinois 6 $ 252,000 $ 42,000 $ 0
Vermilion, Illinois 6 $ 162,000 $ 27,000 $ 9,000
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,748 $793,101,000 $62,000 $12,400,000 $13,000 $9,999,000
Refinancing 3,934 $397,839,000 $101,000 $10,600,000 $69,000 $9,999,000
Home Improvement 3,872 $225,605,000 $58,000 $1,000,000 $73,000 $1,512,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,569 $713,113,000 $56,000 $12,400,000 $6,000 $9,999,000
White 4,276 $416,914,000 $97,000 $6,000,000 $91,000 $9,999,000
Not Provided 1,919 $132,321,000 $68,000 $2,475,000 $81,000 $1,978,000
Black or African American 1,001 $84,419,000 $84,000 $1,125,000 $53,000 $1,356,000
Hispanic 530 $46,465,000 $87,000 $745,000 $54,000 $620,000
Asian 134 $14,072,000 $105,000 $800,000 $99,000 $996,000
American Indian or Alaskan Native 100 $6,859,000 $68,000 $300,000 $62,000 $276,000
Native Hawaiian or Other Pacific Islander 25 $2,382,000 $95,000 $284,000 $61,000 $133,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 9,877 $525,657,000 $53,000 $340,000 $1,000 $396,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,686 $785,771,000 $102,000 $12,400,000 $92,000 $9,999,000
VA-guaranteed (Veterans Administration) 2,915 $100,252,000 $34,000 $309,000 $2,000 $936,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 76 $4,865,000 $64,000 $192,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 12,509 $600,362,000 $47,000 $340,000 $0 $0
Application Denied By Financial Institution 3,756 $250,246,000 $66,000 $1,000,000 $68,000 $1,704,000
Loan Originated 3,094 $460,398,000 $148,000 $12,400,000 $126,000 $9,999,000
Application Withdrawn By Applicant 995 $87,490,000 $87,000 $1,425,000 $75,000 $1,000,000
File Closed For Incompleteness 156 $14,583,000 $93,000 $573,000 $56,000 $396,000
Application Approved But Not Accepted 44 $3,466,000 $78,000 $534,000 $76,000 $480,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,808 $106,890,000 $59,000 $1,000,000 $62,000 $1,704,000
Debt-To-Income Ratio 656 $48,331,000 $73,000 $828,000 $58,000 $300,000
Credit Application Incomplete 653 $43,659,000 $66,000 $360,000 $83,000 $996,000
Collateral 463 $36,487,000 $78,000 $745,000 $84,000 $684,000
Other 129 $10,044,000 $77,000 $657,000 $48,000 $490,000
Unverifiable Information 32 $3,718,000 $116,000 $1,000,000 $99,000 $862,000
Employment History 11 $674,000 $61,000 $199,000 $72,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 4 $443,000 $110,000 $220,000 $33,000 $58,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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