Midfirst Bank Mortgage Lending & HMDA Data, 2007
In 2007, Midfirst Bank of Oklahoma City, OK reported 20,554 mortgage applications totaling $1.4 billion, down 22% from 2006. The average application was for $68,918, and applicants reported an average income of $35,021. 15% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Oklahoma City, OK (1,718), Houston-Sugar Land-Baytown, TX (650) and Atlanta-Sandy Springs-Marietta, GA (579) (applications in parentheses).
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd. Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 20,554 |
| Total Mortgage Loan Application Amount | $1,416,545,000 |
| Average Mortgage Loan Application Amount | $68,918 |
| Highest Mortgage Loan Application Amount | $12,400,000 |
| Average Applicant Income | $35,021 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma City, OK | 1,718 | $ 148,106,000 | $ 86,208 | $ 85,000 |
| Houston-Sugar Land-Baytown, TX | 650 | $ 29,594,000 | $ 45,529 | $ 24,000 |
| Atlanta-Sandy Springs-Marietta, GA | 579 | $ 51,798,000 | $ 89,461 | $ 20,000 |
| Dallas-Plano-Irving, TX | 556 | $ 27,453,000 | $ 49,375 | $ 20,000 |
| Indianapolis-Carmel, IN | 465 | $ 42,284,000 | $ 90,933 | $ 8,000 |
| Chicago-Naperville-Joliet, IL | 403 | $ 26,261,000 | $ 65,163 | $ 25,000 |
| Philadelphia, PA | 388 | $ 20,042,000 | $ 51,654 | $ 20,000 |
| Tulsa, OK | 373 | $ 27,949,000 | $ 74,930 | $ 94,000 |
| San Antonio, TX | 334 | $ 11,361,000 | $ 34,014 | $ 15,000 |
| Phoenix-Mesa-Scottsdale, AZ | 328 | $ 123,305,000 | $ 375,929 | $ 166,000 |
| Tampa-St. Petersburg-Clearwater, FL | 318 | $ 17,894,000 | $ 56,270 | $ 15,000 |
| Memphis, TN-MS-AR | 301 | $ 11,875,000 | $ 39,451 | $ 8,980 |
| Fort Worth-Arlington, TX | 281 | $ 12,513,000 | $ 44,530 | $ 19,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 273 | $ 20,399,000 | $ 74,721 | $ 37,772 |
| Denver-Aurora, CO | 268 | $ 29,742,000 | $ 110,977 | $ 5,000 |
| St. Louis, MO-IL | 255 | $ 10,109,000 | $ 39,643 | $ 13,450 |
| Orlando-Kissimmee, FL | 233 | $ 17,009,000 | $ 73,000 | $ 14,000 |
| El Paso, TX | 214 | $ 8,122,000 | $ 37,953 | $ 6,000 |
| Baltimore-Towson, MD | 199 | $ 11,356,000 | $ 57,065 | $ 20,000 |
| New York-White Plains-Wayne, NY-NJ | 183 | $ 24,433,000 | $ 133,513 | $ 105,442 |
| Miami-Miami Beach-Kendall, FL | 182 | $ 11,523,000 | $ 63,313 | $ 18,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 175 | $ 8,667,000 | $ 49,525 | $ 19,000 |
| Buffalo-Niagara Falls, NY | 168 | $ 13,693,000 | $ 81,505 | $ 14,000 |
| Rochester, NY | 168 | $ 8,085,000 | $ 48,125 | $ 17,000 |
| Birmingham-Hoover, AL | 166 | $ 7,101,000 | $ 42,777 | $ 26,000 |
| Austin-Round Rock, TX | 163 | $ 9,406,000 | $ 57,705 | $ 42,000 |
| Cleveland-Elyria-Mentor, OH | 151 | $ 7,485,000 | $ 49,569 | $ 18,000 |
| Richmond, VA | 148 | $ 7,535,000 | $ 50,912 | $ 18,000 |
| Jacksonville, FL | 147 | $ 7,091,000 | $ 48,238 | $ 16,000 |
| Kansas City, MO-KS | 147 | $ 6,518,000 | $ 44,340 | $ 27,979 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 145 | $ 7,716,000 | $ 53,213 | $ 35,000 |
| Detroit-Livonia-Dearborn, MI | 144 | $ 6,906,000 | $ 47,958 | $ 9,000 |
| Little Rock-North Little Rock-Conway, AR | 141 | $ 5,446,000 | $ 38,624 | $ 19,000 |
| Riverside-San Bernardino-Ontario, CA | 141 | $ 10,510,000 | $ 74,539 | $ 78,000 |
| Charlotte-Gastonia-Concord, NC-SC | 137 | $ 8,416,000 | $ 61,430 | $ 22,810 |
| Camden, NJ | 134 | $ 7,889,000 | $ 58,873 | $ 24,000 |
| Los Angeles-Long Beach-Glendale, CA | 132 | $ 8,741,000 | $ 66,219 | $ 22,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 127 | $ 9,129,000 | $ 71,881 | $ 20,000 |
| Raleigh-Cary, NC | 119 | $ 9,696,000 | $ 81,478 | $ 29,000 |
| Pittsburgh, PA | 116 | $ 5,208,000 | $ 44,896 | $ 20,000 |
| Nassau-Suffolk, NY | 112 | $ 14,835,000 | $ 132,455 | $ 138,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 111 | $ 7,991,000 | $ 71,990 | $ 9,000 |
| Greensboro-High Point, NC | 110 | $ 8,072,000 | $ 73,381 | $ 12,000 |
| Lakeland, FL | 109 | $ 6,582,000 | $ 60,385 | $ 13,000 |
| Syracuse, NY | 105 | $ 7,823,000 | $ 74,504 | $ 11,000 |
| Baton Rouge, LA | 99 | $ 4,740,000 | $ 47,878 | $ 12,000 |
| Columbus, OH | 99 | $ 5,570,000 | $ 56,262 | $ 20,000 |
| Cincinnati-Middletown, OH-KY-IN | 91 | $ 5,024,000 | $ 55,208 | $ 25,439 |
| New Orleans-Metairie-Kenner, LA | 89 | $ 5,034,000 | $ 56,561 | $ 16,000 |
| Corpus Christi, TX | 88 | $ 2,926,000 | $ 33,250 | $ 16,000 |
| Gary, IN | 85 | $ 4,558,000 | $ 53,623 | $ 15,000 |
| Augusta-Richmond County, GA-SC | 83 | $ 3,014,000 | $ 36,313 | $ 25,409 |
| Las Vegas-Paradise, NV | 83 | $ 16,277,000 | $ 196,108 | $ 18,000 |
| Columbia, SC | 77 | $ 4,450,000 | $ 57,792 | $ 17,000 |
| Killeen-Temple-Fort Hood, TX | 74 | $ 2,945,000 | $ 39,797 | $ 27,000 |
| Shreveport-Bossier City, LA | 72 | $ 1,930,000 | $ 26,805 | $ 8,000 |
| Montgomery, AL | 71 | $ 2,365,000 | $ 33,309 | $ 15,000 |
| Wichita, KS | 68 | $ 3,285,000 | $ 48,308 | $ 29,000 |
| Colorado Springs, CO | 67 | $ 7,457,000 | $ 111,298 | $ 15,000 |
| Edison, NJ | 63 | $ 5,624,000 | $ 89,269 | $ 59,000 |
| Jackson, MS | 63 | $ 1,985,000 | $ 31,507 | $ 4,000 |
| Newark-Union, NJ-PA | 62 | $ 6,017,000 | $ 97,048 | $ 42,516 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 62 | $ 7,234,000 | $ 116,677 | $ 122,000 |
| Mobile, AL | 59 | $ 2,528,000 | $ 42,847 | $ 27,000 |
| Palm Bay-Melbourne-Titusville, FL | 59 | $ 3,671,000 | $ 62,220 | $ 17,000 |
| Tucson, AZ | 59 | $ 7,915,000 | $ 134,152 | $ 11,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 57 | $ 3,480,000 | $ 61,052 | $ 11,000 |
| Fayetteville, NC | 56 | $ 2,161,000 | $ 38,589 | $ 18,000 |
| Dayton, OH | 54 | $ 3,073,000 | $ 56,907 | $ 14,000 |
| Lake County-Kenosha County, IL-WI | 54 | $ 5,104,000 | $ 94,518 | $ 36,777 |
| Louisville-Jefferson County, KY-IN | 53 | $ 3,378,000 | $ 63,735 | $ 22,000 |
| Milwaukee-Waukesha-West Allis, WI | 53 | $ 3,203,000 | $ 60,433 | $ 56,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 51 | $ 2,175,000 | $ 42,647 | $ 30,000 |
| Warren-Troy-Farmington Hills, MI | 51 | $ 13,078,000 | $ 256,431 | $ 29,000 |
| Charleston-North Charleston, SC | 50 | $ 2,420,000 | $ 48,400 | $ 20,000 |
| Fort Smith, AR-OK | 49 | $ 1,882,000 | $ 38,408 | $ 8,469 |
| Salt Lake City, UT | 49 | $ 5,588,000 | $ 114,040 | $ 37,000 |
| Huntsville, AL | 48 | $ 2,148,000 | $ 44,750 | $ 31,000 |
| Omaha-Council Bluffs, NE-IA | 48 | $ 2,753,000 | $ 57,354 | $ 30,562 |
| Columbus, GA-AL | 47 | $ 1,558,000 | $ 33,148 | $ 10,680 |
| Bakersfield, CA | 46 | $ 2,130,000 | $ 46,304 | $ 16,000 |
| Cape Coral-Fort Myers, FL | 46 | $ 3,493,000 | $ 75,934 | $ 13,000 |
| Seattle-Bellevue-Everett, WA | 46 | $ 3,879,000 | $ 84,326 | $ 44,000 |
| Durham, NC | 45 | $ 3,572,000 | $ 79,377 | $ 10,000 |
| Chattanooga, TN-GA | 44 | $ 1,848,000 | $ 42,000 | $ 28,363 |
| Savannah, GA | 44 | $ 2,164,000 | $ 49,181 | $ 17,000 |
| Albany-Schenectady-Troy, NY | 43 | $ 2,785,000 | $ 64,767 | $ 40,000 |
| Albuquerque, NM | 43 | $ 2,328,000 | $ 54,139 | $ 18,000 |
| Knoxville, TN | 40 | $ 1,989,000 | $ 49,725 | $ 18,000 |
| Pensacola-Ferry Pass-Brent, FL | 40 | $ 1,186,000 | $ 29,650 | $ 5,000 |
| Portland-Vancouver-Beaverton, OR-WA | 40 | $ 3,439,000 | $ 85,975 | $ 63,250 |
| Sarasota-Bradenton-Venice, FL | 40 | $ 3,526,000 | $ 88,150 | $ 16,000 |
| Honolulu, HI | 39 | $ 3,488,000 | $ 89,435 | $ 97,000 |
| Rockford, IL | 39 | $ 2,674,000 | $ 68,564 | $ 14,000 |
| Fresno, CA | 38 | $ 1,963,000 | $ 51,657 | $ 16,000 |
| Hartford-West Hartford-East Hartford, CT | 38 | $ 3,573,000 | $ 94,026 | $ 45,000 |
| San Diego-Carlsbad-San Marcos, CA | 38 | $ 2,902,000 | $ 76,368 | $ 22,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 37 | $ 2,068,000 | $ 55,891 | $ 27,837 |
| Greenville-Mauldin-Easley, SC | 37 | $ 2,285,000 | $ 61,756 | $ 26,000 |
| Wilmington, DE-MD-NJ | 37 | $ 2,498,000 | $ 67,513 | $ 16,675 |
| Lubbock, TX | 35 | $ 928,000 | $ 26,514 | $ 13,000 |
| Amarillo, TX | 34 | $ 1,640,000 | $ 48,235 | $ 28,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 34 | $ 1,897,000 | $ 55,794 | $ 34,941 |
| Fort Wayne, IN | 34 | $ 1,819,000 | $ 53,500 | $ 18,000 |
| Abilene, TX | 33 | $ 1,075,000 | $ 32,575 | $ 14,000 |
| Akron, OH | 33 | $ 1,560,000 | $ 47,272 | $ 9,000 |
| Beaumont-Port Arthur, TX | 32 | $ 849,000 | $ 26,531 | $ 4,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 32 | $ 2,100,000 | $ 65,625 | $ 31,000 |
| Harrisburg-Carlisle, PA | 31 | $ 2,061,000 | $ 66,483 | $ 31,000 |
| Longview, TX | 31 | $ 1,108,000 | $ 35,741 | $ 23,000 |
| Kokomo, IN | 30 | $ 2,155,000 | $ 71,833 | $ 9,000 |
| Santa Ana-Anaheim-Irvine, CA | 30 | $ 1,272,000 | $ 42,400 | $ 38,000 |
| South Bend-Mishawaka, IN-MI | 30 | $ 1,523,000 | $ 50,766 | $ 8,400 |
| Bethesda-Gaithersburg-Frederick, MD | 29 | $ 996,000 | $ 34,344 | $ 15,000 |
| Boise City-Nampa, ID | 29 | $ 1,125,000 | $ 38,793 | $ 13,000 |
| Davenport-Moline-Rock Island, IA-IL | 29 | $ 1,113,000 | $ 38,379 | $ 25,586 |
| Des Moines-West Des Moines, IA | 29 | $ 1,499,000 | $ 51,689 | $ 53,000 |
| Port St. Lucie, FL | 28 | $ 1,787,000 | $ 63,821 | $ 36,000 |
| Lawton, OK | 27 | $ 919,000 | $ 34,037 | $ 18,000 |
| Macon, GA | 27 | $ 1,115,000 | $ 41,296 | $ 8,000 |
| Oakland-Fremont-Hayward, CA | 27 | $ 717,000 | $ 26,555 | $ 18,000 |
| Pine Bluff, AR | 27 | $ 869,000 | $ 32,185 | $ 37,000 |
| Springfield, IL | 27 | $ 1,435,000 | $ 53,148 | $ 14,000 |
| McAllen-Edinburg-Mission, TX | 26 | $ 881,000 | $ 33,884 | $ 33,000 |
| Ocala, FL | 26 | $ 1,813,000 | $ 69,730 | $ 25,000 |
| Spokane, WA | 26 | $ 1,361,000 | $ 52,346 | $ 28,000 |
| Anchorage, AK | 25 | $ 1,834,000 | $ 73,360 | $ 112,000 |
| Waco, TX | 25 | $ 1,132,000 | $ 45,280 | $ 10,000 |
| Albany, GA | 24 | $ 1,178,000 | $ 49,083 | $ 9,000 |
| Reading, PA | 24 | $ 895,000 | $ 37,291 | $ 6,000 |
| Utica-Rome, NY | 24 | $ 1,018,000 | $ 42,416 | $ 8,000 |
| Wilmington, NC | 24 | $ 1,783,000 | $ 74,291 | $ 28,000 |
| Anniston-Oxford, AL | 23 | $ 1,137,000 | $ 49,434 | $ 10,000 |
| Grand Rapids-Wyoming, MI | 23 | $ 1,537,000 | $ 66,826 | $ 28,000 |
| Panama City-Lynn Haven, FL | 23 | $ 603,000 | $ 26,217 | $ 6,000 |
| Topeka, KS | 23 | $ 755,000 | $ 32,826 | $ 16,000 |
| Burlington, NC | 22 | $ 1,605,000 | $ 72,954 | $ 6,000 |
| Erie, PA | 22 | $ 655,000 | $ 29,772 | $ 6,000 |
| Flint, MI | 22 | $ 759,000 | $ 34,500 | $ 24,000 |
| Fort Walton Beach-Crestview-Destin, FL | 22 | $ 808,000 | $ 36,727 | $ 15,000 |
| Houma-Bayou Cane-Thibodaux, LA | 22 | $ 1,249,000 | $ 56,772 | $ 4,000 |
| New Haven-Milford, CT | 22 | $ 1,665,000 | $ 75,681 | $ 54,000 |
| Winston-Salem, NC | 22 | $ 1,733,000 | $ 78,772 | $ 21,000 |
| Youngstown-Warren-Boardman, OH-PA | 22 | $ 665,000 | $ 30,227 | $ 2,454 |
| Atlantic City, NJ | 21 | $ 1,987,000 | $ 94,619 | $ 33,000 |
| Brownsville-Harlingen, TX | 21 | $ 628,000 | $ 29,904 | $ 30,000 |
| Lancaster, PA | 21 | $ 1,272,000 | $ 60,571 | $ 16,000 |
| Midland, TX | 21 | $ 904,000 | $ 43,047 | $ 49,000 |
| Anderson, IN | 20 | $ 1,586,000 | $ 79,300 | $ 2,000 |
| Clarksville, TN-KY | 20 | $ 1,121,000 | $ 56,050 | $ 14,500 |
| Decatur, IL | 20 | $ 862,000 | $ 43,100 | $ 17,000 |
| Evansville, IN-KY | 20 | $ 1,032,000 | $ 51,600 | $ 22,000 |
| Lafayette, LA | 20 | $ 972,000 | $ 48,600 | $ 14,000 |
| York-Hanover, PA | 20 | $ 1,277,000 | $ 63,850 | $ 21,000 |
| Elkhart-Goshen, IN | 19 | $ 1,425,000 | $ 75,000 | $ 7,000 |
| Tacoma, WA | 19 | $ 1,447,000 | $ 76,157 | $ 30,000 |
| Toledo, OH | 19 | $ 785,000 | $ 41,315 | $ 19,000 |
| Vineland-Millville-Bridgeton, NJ | 19 | $ 1,147,000 | $ 60,368 | $ 40,000 |
| Florence, SC | 18 | $ 815,000 | $ 45,277 | $ 23,000 |
| Gainesville, FL | 18 | $ 823,000 | $ 45,722 | $ 5,000 |
| Ogden-Clearfield, UT | 18 | $ 1,694,000 | $ 94,111 | $ 8,000 |
| Roanoke, VA | 18 | $ 941,000 | $ 52,277 | $ 27,000 |
| Tallahassee, FL | 18 | $ 749,000 | $ 41,611 | $ 22,000 |
| Warner Robins, GA | 18 | $ 833,000 | $ 46,277 | $ 7,000 |
| Wichita Falls, TX | 18 | $ 692,000 | $ 38,444 | $ 8,000 |
| Gulfport-Biloxi, MS | 17 | $ 1,094,000 | $ 64,352 | $ 7,000 |
| Lynchburg, VA | 17 | $ 822,000 | $ 48,352 | $ 16,000 |
| San Angelo, TX | 17 | $ 615,000 | $ 36,176 | $ 18,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 17 | $ 1,138,000 | $ 66,941 | $ 107,000 |
| Dothan, AL | 16 | $ 577,000 | $ 36,062 | $ 16,000 |
| Greeley, CO | 16 | $ 1,863,000 | $ 116,437 | $ 3,000 |
| Laredo, TX | 16 | $ 788,000 | $ 49,250 | $ 11,000 |
| Odessa, TX | 16 | $ 261,000 | $ 16,312 | $ 10,000 |
| Punta Gorda, FL | 16 | $ 1,193,000 | $ 74,562 | $ 12,000 |
| Sherman-Denison, TX | 16 | $ 585,000 | $ 36,562 | $ 7,000 |
| Auburn-Opelika, AL | 15 | $ 739,000 | $ 49,266 | $ 24,000 |
| Decatur, AL | 15 | $ 766,000 | $ 51,066 | $ 16,000 |
| Kalamazoo-Portage, MI | 15 | $ 896,000 | $ 59,733 | $ 12,000 |
| Lake Havasu City-Kingman, AZ | 15 | $ 1,052,000 | $ 70,133 | $ 26,000 |
| Lexington-Fayette, KY | 15 | $ 830,000 | $ 55,333 | $ 6,000 |
| Monroe, LA | 15 | $ 960,000 | $ 64,000 | $ 22,000 |
| Victoria, TX | 15 | $ 965,000 | $ 64,333 | $ 19,000 |
| Canton-Massillon, OH | 14 | $ 655,000 | $ 46,785 | $ 21,000 |
| Cedar Rapids, IA | 14 | $ 641,000 | $ 45,785 | $ 16,000 |
| Charleston, WV | 14 | $ 521,000 | $ 37,214 | $ 9,000 |
| Huntington-Ashland, WV-KY-OH | 14 | $ 664,000 | $ 47,428 | $ 10,214 |
| Jackson, TN | 14 | $ 639,000 | $ 45,642 | $ 13,000 |
| Lafayette, IN | 14 | $ 1,010,000 | $ 72,142 | $ 11,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 14 | $ 719,000 | $ 51,357 | $ 32,000 |
| Tuscaloosa, AL | 14 | $ 734,000 | $ 52,428 | $ 39,000 |
| College Station-Bryan, TX | 13 | $ 626,000 | $ 48,153 | $ 9,000 |
| Greenville, NC | 13 | $ 626,000 | $ 48,153 | $ 22,000 |
| Jacksonville, NC | 13 | $ 343,000 | $ 26,384 | $ 11,000 |
| Rocky Mount, NC | 13 | $ 439,000 | $ 33,769 | $ 23,000 |
| Rome, GA | 13 | $ 695,000 | $ 53,461 | $ 24,000 |
| Spartanburg, SC | 13 | $ 762,000 | $ 58,615 | $ 49,000 |
| Springfield, MO | 13 | $ 497,000 | $ 38,230 | $ 16,000 |
| Trenton-Ewing, NJ | 13 | $ 768,000 | $ 59,076 | $ 26,000 |
| Columbus, IN | 12 | $ 1,086,000 | $ 90,500 | $ 0 |
| Dalton, GA | 12 | $ 766,000 | $ 63,833 | $ 10,000 |
| Lansing-East Lansing, MI | 12 | $ 880,000 | $ 73,333 | $ 31,000 |
| Springfield, MA | 12 | $ 968,000 | $ 80,666 | $ 14,000 |
| Sumter, SC | 12 | $ 706,000 | $ 58,833 | $ 131,000 |
| Texarkana, Tx-Texarkana, AR | 12 | $ 410,000 | $ 34,166 | $ 12,333 |
| Binghamton, NY | 11 | $ 547,000 | $ 49,727 | $ 16,000 |
| Hagerstown-Martinsburg, MD-WV | 11 | $ 728,000 | $ 66,181 | $ 50,363 |
| Hickory-Lenoir-Morganton, NC | 11 | $ 750,000 | $ 68,181 | $ 54,000 |
| Lake Charles, LA | 11 | $ 582,000 | $ 52,909 | $ 20,000 |
| Michigan City-La Porte, IN | 11 | $ 697,000 | $ 63,363 | $ 6,000 |
| Naples-Marco Island, FL | 11 | $ 1,048,000 | $ 95,272 | $ 53,000 |
| Pascagoula, MS | 11 | $ 493,000 | $ 44,818 | $ 16,000 |
| Peoria, IL | 11 | $ 553,000 | $ 50,272 | $ 31,000 |
| Visalia-Porterville, CA | 11 | $ 745,000 | $ 67,727 | $ 20,000 |
| Boulder, CO | 10 | $ 338,000 | $ 33,800 | $ 11,000 |
| El Centro, CA | 10 | $ 595,000 | $ 59,500 | $ 24,000 |
| Florence-Muscle Shoals, AL | 10 | $ 476,000 | $ 47,600 | $ 24,000 |
| Hinesville-Fort Stewart, GA | 10 | $ 348,000 | $ 34,800 | $ 27,000 |
| Jonesboro, AR | 10 | $ 528,000 | $ 52,800 | $ 19,000 |
| Manchester-Nashua, NH | 10 | $ 852,000 | $ 85,200 | $ 32,000 |
| Pueblo, CO | 10 | $ 677,000 | $ 67,700 | $ 3,000 |
| Saginaw-Saginaw Township North, MI | 10 | $ 353,000 | $ 35,300 | $ 6,000 |
| Valdosta, GA | 10 | $ 521,000 | $ 52,100 | $ 24,000 |
| Boston-Quincy, MA | 9 | $ 834,000 | $ 92,666 | $ 15,000 |
| Champaign-Urbana, IL | 9 | $ 357,000 | $ 39,666 | $ 14,000 |
| Duluth, MN-WI | 9 | $ 184,000 | $ 20,444 | $ 17,000 |
| Providence-New Bedford-Fall River, RI-MA | 9 | $ 1,013,000 | $ 112,555 | $ 12,000 |
| Racine, WI | 9 | $ 708,000 | $ 78,666 | $ 40,000 |
| Rockingham County-Strafford County, NH | 9 | $ 736,000 | $ 81,777 | $ 80,000 |
| Scranton--Wilkes-Barre, PA | 9 | $ 342,000 | $ 38,000 | $ 23,000 |
| Tyler, TX | 9 | $ 353,000 | $ 39,222 | $ 29,000 |
| Alexandria, LA | 8 | $ 503,000 | $ 62,875 | $ 14,000 |
| Anderson, SC | 8 | $ 615,000 | $ 76,875 | $ 0 |
| Bremerton-Silverdale, WA | 8 | $ 480,000 | $ 60,000 | $ 21,000 |
| Fairbanks, AK | 8 | $ 654,000 | $ 81,750 | $ 74,000 |
| Gadsden, AL | 8 | $ 268,000 | $ 33,500 | $ 16,000 |
| Hanford-Corcoran, CA | 8 | $ 443,000 | $ 55,375 | $ 24,000 |
| Holland-Grand Haven, MI | 8 | $ 541,000 | $ 67,625 | $ 51,000 |
| Lebanon, PA | 8 | $ 629,000 | $ 78,625 | $ 24,000 |
| Madison, WI | 8 | $ 816,000 | $ 102,000 | $ 46,000 |
| Muskegon-Norton Shores, MI | 8 | $ 276,000 | $ 34,500 | $ 10,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 8 | $ 331,000 | $ 41,375 | $ 57,000 |
| Niles-Benton Harbor, MI | 8 | $ 441,000 | $ 55,125 | $ 14,000 |
| Prescott, AZ | 8 | $ 1,082,000 | $ 135,250 | $ 39,000 |
| Rochester, MN | 8 | $ 581,000 | $ 72,625 | $ 53,000 |
| Worcester, MA | 8 | $ 961,000 | $ 120,125 | $ 19,000 |
| Altoona, PA | 7 | $ 266,000 | $ 38,000 | $ 25,000 |
| Asheville, NC | 7 | $ 506,000 | $ 72,285 | $ 19,000 |
| Billings, MT | 7 | $ 153,000 | $ 21,857 | $ 34,000 |
| Bridgeport-Stamford-Norwalk, CT | 7 | $ 603,000 | $ 86,142 | $ 53,000 |
| Dover, DE | 7 | $ 311,000 | $ 44,428 | $ 7,000 |
| Fort Collins-Loveland, CO | 7 | $ 367,000 | $ 52,428 | $ 0 |
| Goldsboro, NC | 7 | $ 233,000 | $ 33,285 | $ 13,000 |
| Hot Springs, AR | 7 | $ 384,000 | $ 54,857 | $ 30,000 |
| Joplin, MO | 7 | $ 347,000 | $ 49,571 | $ 10,000 |
| Kankakee-Bradley, IL | 7 | $ 322,000 | $ 46,000 | $ 21,000 |
| Kennewick-Richland-Pasco, WA | 7 | $ 307,000 | $ 43,857 | $ 0 |
| Reno-Sparks, NV | 7 | $ 379,000 | $ 54,142 | $ 0 |
| Springfield, OH | 7 | $ 267,000 | $ 38,142 | $ 19,000 |
| Battle Creek, MI | 6 | $ 246,000 | $ 41,000 | $ 3,000 |
| Bloomington-Normal, IL | 6 | $ 252,000 | $ 42,000 | $ 0 |
| Cheyenne, WY | 6 | $ 404,000 | $ 67,333 | $ 28,000 |
| Danville, IL | 6 | $ 162,000 | $ 27,000 | $ 9,000 |
| Elmira, NY | 6 | $ 268,000 | $ 44,666 | $ 0 |
| Great Falls, MT | 6 | $ 237,000 | $ 39,500 | $ 25,000 |
| Green Bay, WI | 6 | $ 204,000 | $ 34,000 | $ 30,000 |
| Jackson, MI | 6 | $ 402,000 | $ 67,000 | $ 0 |
| Lima, OH | 6 | $ 239,000 | $ 39,833 | $ 8,000 |
| Lincoln, NE | 6 | $ 375,000 | $ 62,500 | $ 23,000 |
| Merced, CA | 6 | $ 769,000 | $ 128,166 | $ 49,000 |
| Muncie, IN | 6 | $ 310,000 | $ 51,666 | $ 8,000 |
| Olympia, WA | 6 | $ 757,000 | $ 126,166 | $ 50,000 |
| Portland-South Portland-Biddeford, ME | 6 | $ 526,000 | $ 87,666 | $ 38,000 |
| Provo-Orem, UT | 6 | $ 310,000 | $ 51,666 | $ 0 |
| Sebastian-Vero Beach, FL | 6 | $ 6,837,000 | $ 1,139,500 | $ 653,000 |
| St. Cloud, MN | 6 | $ 175,000 | $ 29,166 | $ 28,000 |
| Vallejo-Fairfield, CA | 6 | $ 680,000 | $ 113,333 | $ 63,000 |
| Weirton-Steubenville, WV-OH | 6 | $ 326,000 | $ 54,333 | $ 17,000 |
| Yuma, AZ | 6 | $ 350,000 | $ 58,333 | $ 21,000 |
| Elizabethtown, KY | 5 | $ 215,000 | $ 43,000 | $ 0 |
| Fargo, ND-MN | 5 | $ 316,000 | $ 63,200 | $ 28,800 |
| Grand Forks, ND-MN | 5 | $ 107,000 | $ 21,400 | $ 24,000 |
| Grand Junction, CO | 5 | $ 166,000 | $ 33,200 | $ 0 |
| Modesto, CA | 5 | $ 302,000 | $ 60,400 | $ 19,000 |
| Salem, OR | 5 | $ 327,000 | $ 65,400 | $ 22,000 |
| Sioux City, IA-NE-SD | 5 | $ 304,000 | $ 60,800 | $ 0 |
| St. Joseph, MO-KS | 5 | $ 154,000 | $ 30,800 | $ 0 |
| Terre Haute, IN | 5 | $ 314,000 | $ 62,800 | $ 4,000 |
| Yakima, WA | 5 | $ 185,000 | $ 37,000 | $ 20,000 |
| Athens-Clarke County, GA | 4 | $ 142,000 | $ 35,500 | $ 16,000 |
| Bangor, ME | 4 | $ 152,000 | $ 38,000 | $ 0 |
| Bend, OR | 4 | $ 279,000 | $ 69,750 | $ 51,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 118,000 | $ 29,500 | $ 13,000 |
| Cleveland, TN | 4 | $ 153,000 | $ 38,250 | $ 0 |
| Columbia, MO | 4 | $ 223,000 | $ 55,750 | $ 5,000 |
| Danville, VA | 4 | $ 277,000 | $ 69,250 | $ 0 |
| Eugene-Springfield, OR | 4 | $ 322,000 | $ 80,500 | $ 52,000 |
| Gainesville, GA | 4 | $ 310,000 | $ 77,500 | $ 21,000 |
| Hattiesburg, MS | 4 | $ 297,000 | $ 74,250 | $ 28,000 |
| Johnson City, TN | 4 | $ 287,000 | $ 71,750 | $ 7,000 |
| Johnstown, PA | 4 | $ 139,000 | $ 34,750 | $ 13,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 119,000 | $ 29,750 | $ 0 |
| Kingston, NY | 4 | $ 350,000 | $ 87,500 | $ 19,000 |
| Las Cruces, NM | 4 | $ 294,000 | $ 73,500 | $ 17,000 |
| Lawrence, KS | 4 | $ 265,000 | $ 66,250 | $ 137,000 |
| Morristown, TN | 4 | $ 193,000 | $ 48,250 | $ 12,000 |
| Norwich-New London, CT | 4 | $ 255,000 | $ 63,750 | $ 37,000 |
| Ocean City, NJ | 4 | $ 263,000 | $ 65,750 | $ 6,000 |
| Peabody, MA | 4 | $ 603,000 | $ 150,750 | $ 0 |
| Redding, CA | 4 | $ 192,000 | $ 48,000 | $ 34,000 |
| Salisbury, MD | 4 | $ 159,000 | $ 39,750 | $ 0 |
| Waterloo-Cedar Falls, IA | 4 | $ 119,000 | $ 29,750 | $ 30,000 |
| Ann Arbor, MI | 3 | $ 318,000 | $ 106,000 | $ 0 |
| Bloomington, IN | 3 | $ 172,000 | $ 57,333 | $ 35,000 |
| Brunswick, GA | 3 | $ 153,000 | $ 51,000 | $ 46,000 |
| Burlington-South Burlington, VT | 3 | $ 241,000 | $ 80,333 | $ 113,000 |
| Charlottesville, VA | 3 | $ 153,000 | $ 51,000 | $ 32,000 |
| Corvallis, OR | 3 | $ 198,000 | $ 66,000 | $ 11,000 |
| Cumberland, MD-WV | 3 | $ 244,000 | $ 81,333 | $ 26,000 |
| Eau Claire, WI | 3 | $ 207,000 | $ 69,000 | $ 44,000 |
| Flagstaff, AZ | 3 | $ 200,000 | $ 66,666 | $ 0 |
| Idaho Falls, ID | 3 | $ 101,000 | $ 33,666 | $ 0 |
| Janesville, WI | 3 | $ 258,000 | $ 86,000 | $ 29,000 |
| Madera, CA | 3 | $ 235,000 | $ 78,333 | $ 24,000 |
| Mansfield, OH | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Missoula, MT | 3 | $ 141,000 | $ 47,000 | $ 37,000 |
| Monroe, MI | 3 | $ 222,000 | $ 74,000 | $ 62,000 |
| Morgantown, WV | 3 | $ 220,000 | $ 73,333 | $ 109,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 121,000 | $ 40,333 | $ 28,000 |
| Pocatello, ID | 3 | $ 111,000 | $ 37,000 | $ 21,000 |
| Rapid City, SD | 3 | $ 138,000 | $ 46,000 | $ 14,000 |
| Sandusky, OH | 3 | $ 110,000 | $ 36,666 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 3,003,000 | $ 1,001,000 | $ 929,000 |
| Santa Fe, NM | 3 | $ 159,000 | $ 53,000 | $ 186,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 96,000 | $ 32,000 | $ 54,000 |
| St. George, UT | 3 | $ 206,000 | $ 68,666 | $ 0 |
| Stockton, CA | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Bay City, MI | 2 | $ 93,000 | $ 46,500 | $ 0 |
| Bismarck, ND | 2 | $ 84,000 | $ 42,000 | $ 51,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 257,000 | $ 128,500 | $ 0 |
| Casper, WY | 2 | $ 75,000 | $ 37,500 | $ 23,000 |
| Chico, CA | 2 | $ 103,000 | $ 51,500 | $ 80,000 |
| Farmington, NM | 2 | $ 66,000 | $ 33,000 | $ 0 |
| Fond Du Lac, WI | 2 | $ 105,000 | $ 52,500 | $ 30,000 |
| Lewiston-Auburn, ME | 2 | $ 63,000 | $ 31,500 | $ 0 |
| Logan, UT-ID | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Oshkosh-Neenah, WI | 2 | $ 51,000 | $ 25,500 | $ 55,000 |
| Owensboro, KY | 2 | $ 40,000 | $ 20,000 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 277,000 | $ 138,500 | $ 135,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 101,000 | $ 50,500 | $ 70,000 |
| Sioux Falls, SD | 2 | $ 167,000 | $ 83,500 | $ 12,000 |
| Wenatchee, WA | 2 | $ 51,000 | $ 25,500 | $ 84,000 |
| Wheeling, WV-OH | 2 | $ 88,000 | $ 44,000 | $ 30,000 |
| Williamsport, PA | 2 | $ 82,000 | $ 41,000 | $ 53,000 |
| Barnstable Town, MA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bellingham, WA | 1 | $ 196,000 | $ 196,000 | $ 38,000 |
| Carson City, NV | 1 | $ 73,000 | $ 73,000 | $ 29,000 |
| Coeur D'Alene, ID | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Glens Falls, NY | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Jefferson City, MO | 1 | $ 20,000 | $ 20,000 | $ 77,000 |
| Longview, WA | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Medford, OR | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Palm Coast, FL | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Pittsfield, MA | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Salinas, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Sheboygan, WI | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| State College, PA | 1 | $ 50,000 | $ 50,000 | $ 87,000 |
| Wausau, WI | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Yuba City, CA | 1 | $ 1,000 | $ 1,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,748 | $793,101,000 | $62,000 | $12,400,000 | $13,000 | $9,999,000 |
| Refinancing | 3,934 | $397,839,000 | $101,000 | $10,600,000 | $69,000 | $9,999,000 |
| Home Improvement | 3,872 | $225,605,000 | $58,000 | $1,000,000 | $73,000 | $1,512,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,569 | $713,113,000 | $56,000 | $12,400,000 | $6,000 | $9,999,000 |
| White | 4,276 | $416,914,000 | $97,000 | $6,000,000 | $91,000 | $9,999,000 |
| Not Provided | 1,919 | $132,321,000 | $68,000 | $2,475,000 | $81,000 | $1,978,000 |
| Black or African American | 1,001 | $84,419,000 | $84,000 | $1,125,000 | $53,000 | $1,356,000 |
| Hispanic | 530 | $46,465,000 | $87,000 | $745,000 | $54,000 | $620,000 |
| Asian | 134 | $14,072,000 | $105,000 | $800,000 | $99,000 | $996,000 |
| American Indian or Alaskan Native | 100 | $6,859,000 | $68,000 | $300,000 | $62,000 | $276,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $2,382,000 | $95,000 | $284,000 | $61,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 9,877 | $525,657,000 | $53,000 | $340,000 | $1,000 | $396,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,686 | $785,771,000 | $102,000 | $12,400,000 | $92,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 2,915 | $100,252,000 | $34,000 | $309,000 | $2,000 | $936,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $4,865,000 | $64,000 | $192,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 12,509 | $600,362,000 | $47,000 | $340,000 | $0 | $0 |
| Application Denied By Financial Institution | 3,756 | $250,246,000 | $66,000 | $1,000,000 | $68,000 | $1,704,000 |
| Loan Originated | 3,094 | $460,398,000 | $148,000 | $12,400,000 | $126,000 | $9,999,000 |
| Application Withdrawn By Applicant | 995 | $87,490,000 | $87,000 | $1,425,000 | $75,000 | $1,000,000 |
| File Closed For Incompleteness | 156 | $14,583,000 | $93,000 | $573,000 | $56,000 | $396,000 |
| Application Approved But Not Accepted | 44 | $3,466,000 | $78,000 | $534,000 | $76,000 | $480,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,808 | $106,890,000 | $59,000 | $1,000,000 | $62,000 | $1,704,000 |
| Debt-To-Income Ratio | 656 | $48,331,000 | $73,000 | $828,000 | $58,000 | $300,000 |
| Credit Application Incomplete | 653 | $43,659,000 | $66,000 | $360,000 | $83,000 | $996,000 |
| Collateral | 463 | $36,487,000 | $78,000 | $745,000 | $84,000 | $684,000 |
| Other | 129 | $10,044,000 | $77,000 | $657,000 | $48,000 | $490,000 |
| Unverifiable Information | 32 | $3,718,000 | $116,000 | $1,000,000 | $99,000 | $862,000 |
| Employment History | 11 | $674,000 | $61,000 | $199,000 | $72,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $443,000 | $110,000 | $220,000 | $33,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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