Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Midfirst Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd. Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,078 |
| Total Mortgage Loan Application Amount | $2,174,244,000 |
| Average Mortgage Loan Application Amount | $82,333 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $7,803,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2008.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| OKLAHOMA CITY, OK | 1,845 | $ 183,101,000 | $ 99,000 | $ 91,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 965 | $ 101,364,000 | $ 105,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 845 | $ 67,900,000 | $ 80,000 | $ 2,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 765 | $ 46,953,000 | $ 61,000 | $ 1,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 588 | $ 158,748,000 | $ 269,000 | $ 185,000 |
| DENVER-AURORA, CO | 497 | $ 66,742,000 | $ 134,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 487 | $ 38,068,000 | $ 78,000 | $ 0 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 483 | $ 47,390,000 | $ 98,000 | $ 7,000 |
| INDIANAPOLIS-CARMEL, IN | 477 | $ 46,897,000 | $ 98,000 | $ 0 |
| SAN ANTONIO, TX | 469 | $ 30,008,000 | $ 63,000 | $ 1,000 |
| TULSA, OK | 437 | $ 51,786,000 | $ 118,000 | $ 116,000 |
| PHILADELPHIA, PA | 382 | $ 21,140,000 | $ 55,000 | $ 7,000 |
| MEMPHIS, TN-MS-AR | 338 | $ 18,613,000 | $ 51,333 | $ 1,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 315 | $ 23,610,000 | $ 93,750 | $ 9,000 |
| ST. LOUIS, MO-IL | 287 | $ 18,707,000 | $ 66,500 | $ 2,500 |
| BALTIMORE-TOWSON, MD | 281 | $ 19,987,000 | $ 71,000 | $ 3,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 257 | $ 25,400,000 | $ 102,000 | $ 4,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 254 | $ 16,189,000 | $ 63,000 | $ 3,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 251 | $ 24,649,000 | $ 98,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 246 | $ 19,055,000 | $ 77,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 221 | $ 21,190,000 | $ 95,000 | $ 6,000 |
| KANSAS CITY, MO-KS | 221 | $ 17,085,000 | $ 73,500 | $ 6,000 |
| COLUMBUS, OH | 202 | $ 21,051,000 | $ 104,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 187 | $ 14,848,000 | $ 68,500 | $ 3,500 |
| EL PASO, TX | 181 | $ 6,371,000 | $ 35,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 181 | $ 13,415,000 | $ 74,000 | $ 33,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 171 | $ 13,443,000 | $ 104,000 | $ 35,500 |
| CLEVELAND-ELYRIA-MENTOR, OH | 170 | $ 12,244,000 | $ 72,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 167 | $ 9,397,000 | $ 56,000 | $ 10,000 |
| BIRMINGHAM-HOOVER, AL | 164 | $ 8,887,000 | $ 54,000 | $ 4,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 164 | $ 14,187,000 | $ 105,666 | $ 1,333 |
| ORLANDO-KISSIMMEE, FL | 161 | $ 10,722,000 | $ 66,000 | $ 0 |
| CAMDEN, NJ | 158 | $ 14,000,000 | $ 88,000 | $ 5,000 |
| RALEIGH-CARY, NC | 155 | $ 15,482,000 | $ 99,000 | $ 6,000 |
| JACKSONVILLE, FL | 152 | $ 10,259,000 | $ 67,000 | $ 2,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 149 | $ 17,534,000 | $ 117,000 | $ 0 |
| ROCHESTER, NY | 145 | $ 7,557,000 | $ 52,000 | $ 8,000 |
| BUFFALO-NIAGARA FALLS, NY | 141 | $ 6,130,000 | $ 43,000 | $ 3,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 140 | $ 44,664,000 | $ 255,500 | $ 16,000 |
| RICHMOND, VA | 134 | $ 8,957,000 | $ 66,000 | $ 11,000 |
| PITTSBURGH, PA | 129 | $ 6,204,000 | $ 48,000 | $ 3,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 124 | $ 6,130,000 | $ 49,000 | $ 2,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 120 | $ 6,431,000 | $ 53,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 118 | $ 10,117,000 | $ 85,000 | $ 1,000 |
| WICHITA, KS | 113 | $ 7,902,000 | $ 69,000 | $ 4,000 |
| SYRACUSE, NY | 110 | $ 5,558,000 | $ 50,000 | $ 9,000 |
| SALT LAKE CITY, UT | 106 | $ 14,071,000 | $ 132,000 | $ 31,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 105 | $ 6,703,000 | $ 63,000 | $ 25,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 103 | $ 5,810,000 | $ 56,000 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 101 | $ 5,500,000 | $ 51,500 | $ 0 |
| LAS VEGAS-PARADISE, NV | 100 | $ 8,912,000 | $ 89,000 | $ 38,000 |
| TUCSON, AZ | 100 | $ 5,476,000 | $ 54,000 | $ 49,000 |
| JACKSON, MS | 99 | $ 4,466,000 | $ 45,000 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 96 | $ 8,057,000 | $ 79,500 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 96 | $ 6,831,000 | $ 71,000 | $ 0 |
| COLORADO SPRINGS, CO | 92 | $ 9,134,000 | $ 99,000 | $ 7,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 91 | $ 7,999,000 | $ 82,000 | $ 6,500 |
| GARY, IN | 86 | $ 7,018,000 | $ 81,000 | $ 0 |
| DAYTON, OH | 84 | $ 5,396,000 | $ 64,000 | $ 3,000 |
| CORPUS CHRISTI, TX | 83 | $ 3,697,000 | $ 44,000 | $ 1,000 |
| COLUMBIA, SC | 81 | $ 6,694,000 | $ 82,000 | $ 2,000 |
| GRAND RAPIDS-WYOMING, MI | 79 | $ 7,507,000 | $ 95,000 | $ 0 |
| EDISON-NEW BRUNSWICK, NJ | 78 | $ 8,852,000 | $ 113,000 | $ 6,000 |
| ALBUQUERQUE, NM | 77 | $ 6,561,000 | $ 85,000 | $ 4,000 |
| SHREVEPORT-BOSSIER CITY, LA | 77 | $ 2,867,000 | $ 37,000 | $ 3,000 |
| ALBANY-SCHENECTADY-TROY, NY | 76 | $ 6,745,000 | $ 88,000 | $ 12,000 |
| NEWARK-UNION, NJ-PA | 76 | $ 12,018,000 | $ 116,000 | $ 4,500 |
| BATON ROUGE, LA | 75 | $ 4,175,000 | $ 55,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 74 | $ 9,491,000 | $ 131,000 | $ 11,500 |
| FAYETTEVILLE, NC | 73 | $ 4,341,000 | $ 59,000 | $ 1,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 70 | $ 9,328,000 | $ 133,000 | $ 2,000 |
| MOBILE, AL | 69 | $ 3,098,000 | $ 44,000 | $ 2,000 |
| NASSAU-SUFFOLK, NY | 69 | $ 8,305,000 | $ 120,000 | $ 35,000 |
| LUBBOCK, TX | 66 | $ 3,397,000 | $ 51,000 | $ 2,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 66 | $ 3,141,000 | $ 47,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 65 | $ 6,287,000 | $ 96,000 | $ 48,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 63 | $ 7,259,000 | $ 124,500 | $ 500 |
| CAPE CORAL-FORT MYERS, FL | 61 | $ 4,688,000 | $ 76,000 | $ 0 |
| MONTGOMERY, AL | 60 | $ 1,955,000 | $ 32,000 | $ 4,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 59 | $ 4,246,000 | $ 71,000 | $ 2,000 |
| COLUMBUS, GA-AL | 56 | $ 2,905,000 | $ 63,000 | $ 500 |
| DURHAM, NC | 55 | $ 4,766,000 | $ 86,000 | $ 2,000 |
| LAKELAND-WINTER HAVEN, FL | 55 | $ 4,438,000 | $ 80,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 54 | $ 3,006,000 | $ 55,000 | $ 2,000 |
| CHATTANOOGA, TN-GA | 52 | $ 2,625,000 | $ 54,500 | $ 0 |
| KNOXVILLE, TN | 51 | $ 3,414,000 | $ 66,000 | $ 5,000 |
| OGDEN-CLEARFIELD, UT | 49 | $ 6,972,000 | $ 142,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 49 | $ 5,242,000 | $ 116,000 | $ 7,666 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 48 | $ 2,665,000 | $ 55,000 | $ 8,000 |
| FLINT, MI | 48 | $ 3,155,000 | $ 65,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 48 | $ 2,380,000 | $ 49,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 47 | $ 4,433,000 | $ 110,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 47 | $ 2,785,000 | $ 59,000 | $ 10,000 |
| FORT WAYNE, IN | 47 | $ 2,854,000 | $ 60,000 | $ 0 |
| ROCKFORD, IL | 47 | $ 3,761,000 | $ 80,000 | $ 1,000 |
| BRADENTON-SARASOTA-VENICE, FL | 46 | $ 3,461,000 | $ 75,000 | $ 0 |
| LAREDO, TX | 46 | $ 3,425,000 | $ 74,000 | $ 0 |
| SAVANNAH, GA | 46 | $ 2,721,000 | $ 59,000 | $ 0 |
| WINSTON-SALEM, NC | 46 | $ 3,780,000 | $ 82,000 | $ 1,000 |
| SPRINGFIELD, MO | 44 | $ 3,321,000 | $ 75,000 | $ 5,000 |
| FORT SMITH, AR-OK | 43 | $ 2,289,000 | $ 54,500 | $ 8,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 42 | $ 1,963,000 | $ 46,000 | $ 13,000 |
| DES MOINES-WEST DES MOINES, IA | 41 | $ 3,156,000 | $ 76,000 | $ 6,000 |
| HUNTSVILLE, AL | 41 | $ 2,117,000 | $ 51,000 | $ 8,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 41 | $ 11,707,000 | $ 285,000 | $ 2,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 41 | $ 3,156,000 | $ 91,500 | $ 0 |
| TACOMA, WA | 41 | $ 4,252,000 | $ 103,000 | $ 4,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 40 | $ 1,587,000 | $ 39,000 | $ 1,000 |
| BROWNSVILLE-HARLINGEN, TX | 39 | $ 1,837,000 | $ 47,000 | $ 0 |
| AMARILLO, TX | 38 | $ 2,288,000 | $ 60,000 | $ 0 |
| BAKERSFIELD, CA | 38 | $ 1,976,000 | $ 52,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 38 | $ 4,487,000 | $ 118,000 | $ 0 |
| GREELEY, CO | 38 | $ 5,287,000 | $ 139,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 38 | $ 3,164,000 | $ 83,000 | $ 11,000 |
| WACO, TX | 38 | $ 2,367,000 | $ 62,000 | $ 0 |
| LANCASTER, PA | 37 | $ 3,228,000 | $ 87,000 | $ 0 |
| BURLINGTON, NC | 36 | $ 3,066,000 | $ 85,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 36 | $ 2,439,000 | $ 67,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 36 | $ 2,383,000 | $ 57,000 | $ 1,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 36 | $ 2,564,000 | $ 71,000 | $ 8,000 |
| KOKOMO, IN | 35 | $ 2,859,000 | $ 81,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 35 | $ 1,987,000 | $ 35,500 | $ 0 |
| CLARKSVILLE, TN-KY | 34 | $ 2,084,000 | $ 56,500 | $ 3,500 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 34 | $ 1,466,000 | $ 43,000 | $ 1,000 |
| LINCOLN, NE | 32 | $ 2,702,000 | $ 84,000 | $ 5,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 32 | $ 5,954,000 | $ 186,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 30 | $ 1,595,000 | $ 53,000 | $ 0 |
| WICHITA FALLS, TX | 30 | $ 1,304,000 | $ 43,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 29 | $ 1,369,000 | $ 47,000 | $ 6,500 |
| YORK-HANOVER, PA | 29 | $ 2,690,000 | $ 92,000 | $ 3,000 |
| AKRON, OH | 28 | $ 2,212,000 | $ 79,000 | $ 7,000 |
| ROANOKE, VA | 27 | $ 1,299,000 | $ 48,000 | $ 1,000 |
| SPOKANE, WA | 27 | $ 1,792,000 | $ 66,000 | $ 6,000 |
| UTICA-ROME, NY | 27 | $ 1,330,000 | $ 49,000 | $ 2,000 |
| ANDERSON, IN | 26 | $ 2,512,000 | $ 96,000 | $ 4,000 |
| FRESNO, CA | 26 | $ 1,198,000 | $ 46,000 | $ 0 |
| HONOLULU, HI | 26 | $ 2,102,000 | $ 80,000 | $ 21,000 |
| LANSING-EAST LANSING, MI | 26 | $ 1,903,000 | $ 73,000 | $ 0 |
| LAWTON, OK | 26 | $ 1,262,000 | $ 48,000 | $ 14,000 |
| LEXINGTON-FAYETTE, KY | 26 | $ 1,672,000 | $ 64,000 | $ 1,000 |
| TEXARKANA, TX-TEXARKANA, AR | 26 | $ 943,000 | $ 34,500 | $ 15,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 25 | $ 3,165,000 | $ 126,000 | $ 2,000 |
| MACON, GA | 25 | $ 1,155,000 | $ 46,000 | $ 0 |
| OCALA, FL | 25 | $ 1,922,000 | $ 76,000 | $ 0 |
| WILMINGTON, NC | 25 | $ 2,139,000 | $ 85,000 | $ 1,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 24 | $ 2,493,000 | $ 103,000 | $ 23,000 |
| PROVO-OREM, UT | 24 | $ 2,980,000 | $ 124,000 | $ 0 |
| READING, PA | 24 | $ 1,382,000 | $ 57,000 | $ 7,000 |
| TALLAHASSEE, FL | 24 | $ 1,156,000 | $ 48,000 | $ 0 |
| TOLEDO, OH | 24 | $ 1,397,000 | $ 58,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 24 | $ 1,456,000 | $ 60,000 | $ 4,000 |
| ABILENE, TX | 23 | $ 682,000 | $ 29,000 | $ 2,000 |
| LAFAYETTE, IN | 23 | $ 1,995,000 | $ 86,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 23 | $ 160,000 | $ 6,000 | $ 0 |
| TOPEKA, KS | 23 | $ 1,681,000 | $ 73,000 | $ 3,000 |
| TYLER, TX | 23 | $ 1,362,000 | $ 59,000 | $ 2,000 |
| KALAMAZOO-PORTAGE, MI | 22 | $ 2,004,000 | $ 91,000 | $ 0 |
| SHERMAN-DENISON, TX | 22 | $ 1,399,000 | $ 63,000 | $ 0 |
| ANNISTON-OXFORD, AL | 21 | $ 880,000 | $ 41,000 | $ 2,000 |
| JACKSONVILLE, NC | 21 | $ 1,051,000 | $ 50,000 | $ 11,000 |
| LONGVIEW, TX | 21 | $ 1,208,000 | $ 57,000 | $ 0 |
| RENO-SPARKS, NV | 21 | $ 2,069,000 | $ 98,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 21 | $ 1,272,000 | $ 60,000 | $ 0 |
| SPRINGFIELD, IL | 21 | $ 1,266,000 | $ 60,000 | $ 7,000 |
| ALBANY, GA | 20 | $ 1,368,000 | $ 68,000 | $ 0 |
| DOVER, DE | 20 | $ 3,031,000 | $ 151,000 | $ 0 |
| GULFPORT-BILOXI, MS | 20 | $ 1,686,000 | $ 84,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 20 | $ 1,537,000 | $ 76,000 | $ 2,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 20 | $ 325,000 | $ 16,000 | $ 0 |
| TRENTON-EWING, NJ | 20 | $ 1,581,000 | $ 79,000 | $ 0 |
| WORCESTER, MA | 20 | $ 3,277,000 | $ 163,000 | $ 1,000 |
| YUMA, AZ | 20 | $ 851,000 | $ 42,000 | $ 35,000 |
| BINGHAMTON, NY | 19 | $ 979,000 | $ 51,000 | $ 0 |
| CANTON-MASSILLON, OH | 19 | $ 1,701,000 | $ 89,000 | $ 3,000 |
| GOLDSBORO, NC | 19 | $ 917,000 | $ 48,000 | $ 2,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 19 | $ 1,700,000 | $ 89,000 | $ 0 |
| MORRISTOWN, TN | 19 | $ 1,548,000 | $ 81,000 | $ 0 |
| PINE BLUFF, AR | 19 | $ 811,000 | $ 42,000 | $ 2,000 |
| PORT ST. LUCIE, FL | 19 | $ 1,139,000 | $ 59,000 | $ 0 |
| SPARTANBURG, SC | 19 | $ 1,009,000 | $ 53,000 | $ 13,000 |
| SPRINGFIELD, OH | 19 | $ 930,000 | $ 48,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 19 | $ 1,423,000 | $ 74,000 | $ 0 |
| WARNER ROBINS, GA | 19 | $ 1,133,000 | $ 59,000 | $ 4,000 |
| ATHENS-CLARKE COUNTY, GA | 18 | $ 1,494,000 | $ 83,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 18 | $ 1,407,000 | $ 78,000 | $ 18,000 |
| DECATUR, AL | 18 | $ 789,000 | $ 43,000 | $ 6,000 |
| EVANSVILLE, IN-KY | 18 | $ 840,000 | $ 25,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 18 | $ 2,533,000 | $ 140,000 | $ 2,000 |
| JACKSON, TN | 18 | $ 1,196,000 | $ 66,000 | $ 0 |
| MIDLAND, TX | 18 | $ 543,000 | $ 30,000 | $ 4,000 |
| ANCHORAGE, AK | 17 | $ 2,255,000 | $ 132,000 | $ 22,000 |
| BANGOR, ME | 17 | $ 1,917,000 | $ 112,000 | $ 0 |
| ELKHART-GOSHEN, IN | 17 | $ 1,473,000 | $ 86,000 | $ 0 |
| GAINESVILLE, FL | 17 | $ 802,000 | $ 47,000 | $ 4,000 |
| PASCAGOULA, MS | 17 | $ 929,000 | $ 54,000 | $ 0 |
| PUEBLO, CO | 17 | $ 1,037,000 | $ 61,000 | $ 0 |
| RACINE, WI | 17 | $ 1,538,000 | $ 90,000 | $ 2,000 |
| SCRANTON--WILKES-BARRE, PA | 17 | $ 997,000 | $ 58,000 | $ 9,000 |
| DECATUR, IL | 16 | $ 642,000 | $ 40,000 | $ 2,000 |
| JONESBORO, AR | 16 | $ 741,000 | $ 46,000 | $ 5,000 |
| PEORIA, IL | 16 | $ 794,000 | $ 49,000 | $ 0 |
| PUNTA GORDA, FL | 16 | $ 1,101,000 | $ 68,000 | $ 0 |
| TERRE HAUTE, IN | 16 | $ 961,000 | $ 60,000 | $ 0 |
| TUSCALOOSA, AL | 16 | $ 839,000 | $ 52,000 | $ 0 |
| VICTORIA, TX | 16 | $ 775,000 | $ 48,000 | $ 3,000 |
| BOSTON-QUINCY, MA | 15 | $ 2,948,000 | $ 196,000 | $ 0 |
| CEDAR RAPIDS, IA | 15 | $ 758,000 | $ 50,000 | $ 6,000 |
| ERIE, PA | 15 | $ 812,000 | $ 54,000 | $ 0 |
| GAINESVILLE, GA | 15 | $ 1,327,000 | $ 88,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 15 | $ 1,330,000 | $ 76,500 | $ 0 |
| JOPLIN, MO | 15 | $ 1,188,000 | $ 79,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 15 | $ 1,193,000 | $ 79,000 | $ 0 |
| MUNCIE, IN | 15 | $ 986,000 | $ 65,000 | $ 0 |
| VALDOSTA, GA | 15 | $ 705,000 | $ 47,000 | $ 0 |
| CLEVELAND, TN | 14 | $ 1,193,000 | $ 85,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 14 | $ 1,697,000 | $ 121,000 | $ 0 |
| GREENVILLE, NC | 14 | $ 877,000 | $ 62,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 14 | $ 3,783,000 | $ 270,000 | $ 17,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 14 | $ 200,000 | $ 14,000 | $ 0 |
| PEABODY, MA | 14 | $ 3,237,000 | $ 231,000 | $ 0 |
| ROCHESTER, MN | 14 | $ 919,000 | $ 65,000 | $ 0 |
| ROCKY MOUNT, NC | 14 | $ 935,000 | $ 66,000 | $ 0 |
| SAN ANGELO, TX | 14 | $ 722,000 | $ 51,000 | $ 0 |
| GRAND JUNCTION, CO | 13 | $ 1,130,000 | $ 86,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 13 | $ 876,000 | $ 67,000 | $ 6,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 13 | $ 558,000 | $ 55,000 | $ 4,000 |
| LAFAYETTE, LA | 13 | $ 963,000 | $ 74,000 | $ 0 |
| ODESSA, TX | 13 | $ 359,000 | $ 27,000 | $ 0 |
| ROME, GA | 13 | $ 948,000 | $ 72,000 | $ 0 |
| SPRINGFIELD, MA | 13 | $ 1,816,000 | $ 139,000 | $ 15,000 |
| SUMTER, SC | 13 | $ 414,000 | $ 31,000 | $ 3,000 |
| ALEXANDRIA, LA | 12 | $ 548,000 | $ 45,000 | $ 0 |
| ANDERSON, SC | 12 | $ 615,000 | $ 51,000 | $ 0 |
| BILLINGS, MT | 12 | $ 1,106,000 | $ 92,000 | $ 14,000 |
| COLLEGE STATION-BRYAN, TX | 12 | $ 1,215,000 | $ 101,000 | $ 0 |
| DALTON, GA | 12 | $ 877,000 | $ 73,000 | $ 0 |
| GLENS FALLS, NY | 12 | $ 917,000 | $ 76,000 | $ 12,000 |
| JACKSON, MI | 12 | $ 1,063,000 | $ 88,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 12 | $ 879,000 | $ 73,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 12 | $ 1,003,000 | $ 83,000 | $ 0 |
| POCATELLO, ID | 12 | $ 971,000 | $ 80,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 12 | $ 1,417,000 | $ 118,000 | $ 23,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 12 | $ 1,983,000 | $ 165,000 | $ 16,000 |
| SALEM, OR | 12 | $ 1,333,000 | $ 111,000 | $ 7,000 |
| SALISBURY, MD | 12 | $ 1,193,000 | $ 99,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 12 | $ 593,000 | $ 27,000 | $ 2,500 |
| VALLEJO-FAIRFIELD, CA | 12 | $ 878,000 | $ 73,000 | $ 0 |
| BOULDER, CO | 11 | $ 1,741,000 | $ 158,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 11 | $ 1,666,000 | $ 151,000 | $ 6,000 |
| DANVILLE, VA | 11 | $ 732,000 | $ 66,000 | $ 0 |
| FLAGSTAFF, AZ | 11 | $ 6,168,000 | $ 560,000 | $ 430,000 |
| LAKE CHARLES, LA | 11 | $ 650,000 | $ 59,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 11 | $ 609,000 | $ 55,000 | $ 67,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 11 | $ 565,000 | $ 51,000 | $ 7,000 |
| SALINAS, CA | 11 | $ 7,296,000 | $ 663,000 | $ 581,000 |
| ANN ARBOR, MI | 10 | $ 1,376,000 | $ 137,000 | $ 0 |
| ASHEVILLE, NC | 10 | $ 835,000 | $ 83,000 | $ 0 |
| BATTLE CREEK, MI | 10 | $ 760,000 | $ 76,000 | $ 0 |
| FARGO, ND-MN | 10 | $ 511,000 | $ 48,000 | $ 0 |
| GREEN BAY, WI | 10 | $ 907,000 | $ 90,000 | $ 0 |
| IDAHO FALLS, ID | 10 | $ 785,000 | $ 78,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 10 | $ 872,000 | $ 104,500 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 10 | $ 396,000 | $ 39,000 | $ 0 |
| PRESCOTT, AZ | 10 | $ 1,836,000 | $ 183,000 | $ 17,000 |
| ST. JOSEPH, MO-KS | 10 | $ 743,000 | $ 74,000 | $ 5,000 |
| CHAMPAIGN-URBANA, IL | 9 | $ 512,000 | $ 56,000 | $ 0 |
| CHARLESTON, WV | 9 | $ 309,000 | $ 34,000 | $ 14,000 |
| FLORENCE, SC | 9 | $ 259,000 | $ 28,000 | $ 4,000 |
| LYNCHBURG, VA | 9 | $ 655,000 | $ 72,000 | $ 4,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 9 | $ 160,000 | $ 17,000 | $ 0 |
| ST. CLOUD, MN | 9 | $ 724,000 | $ 80,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 8 | $ 598,000 | $ 74,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 8 | $ 716,000 | $ 89,000 | $ 38,000 |
| DOTHAN, AL | 8 | $ 332,000 | $ 41,000 | $ 0 |
| EL CENTRO, CA | 8 | $ 417,000 | $ 52,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 8 | $ 495,000 | $ 61,000 | $ 25,000 |
| BAY CITY, MI | 7 | $ 589,000 | $ 84,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 7 | $ 299,000 | $ 42,000 | $ 0 |
| ELIZABETHTOWN, KY | 7 | $ 540,000 | $ 77,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 62,000 | $ 8,000 | $ 3,000 |
| HOLLAND-GRAND HAVEN, MI | 7 | $ 946,000 | $ 135,000 | $ 8,000 |
| JOHNSON CITY, TN | 7 | $ 415,000 | $ 59,000 | $ 0 |
| JOHNSTOWN, PA | 7 | $ 367,000 | $ 52,000 | $ 0 |
| LEBANON, PA | 7 | $ 421,000 | $ 60,000 | $ 0 |
| MADISON, WI | 7 | $ 638,000 | $ 91,000 | $ 13,000 |
| MEDFORD, OR | 7 | $ 912,000 | $ 130,000 | $ 32,000 |
| REDDING, CA | 7 | $ 248,000 | $ 35,000 | $ 0 |
| WINCHESTER, VA-WV | 7 | $ 823,000 | $ 117,000 | $ 0 |
| AUBURN-OPELIKA, AL | 6 | $ 221,000 | $ 36,000 | $ 0 |
| BLOOMINGTON, IN | 6 | $ 438,000 | $ 73,000 | $ 0 |
| CHARLOTTESVILLE, VA | 6 | $ 422,000 | $ 70,000 | $ 0 |
| CHEYENNE, WY | 6 | $ 621,000 | $ 103,000 | $ 0 |
| DULUTH, MN-WI | 6 | $ 332,000 | $ 55,000 | $ 0 |
| FARMINGTON, NM | 6 | $ 825,000 | $ 137,000 | $ 0 |
| HANFORD-CORCORAN, CA | 6 | $ 720,000 | $ 120,000 | $ 0 |
| ITHACA, NY | 6 | $ 294,000 | $ 49,000 | $ 0 |
| JANESVILLE, WI | 6 | $ 348,000 | $ 58,000 | $ 10,000 |
| MANSFIELD, OH | 6 | $ 522,000 | $ 87,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 6 | $ 638,000 | $ 106,000 | $ 14,000 |
| OLYMPIA, WA | 6 | $ 885,000 | $ 147,000 | $ 58,000 |
| OWENSBORO, KY | 6 | $ 391,000 | $ 65,000 | $ 0 |
| SIOUX FALLS, SD | 6 | $ 662,000 | $ 110,000 | $ 0 |
| WILLIAMSPORT, PA | 6 | $ 356,000 | $ 59,000 | $ 0 |
| BARNSTABLE TOWN, MA | 5 | $ 1,088,000 | $ 217,000 | $ 0 |
| CHICO, CA | 5 | $ 197,000 | $ 39,000 | $ 0 |
| COLUMBUS, IN | 5 | $ 534,000 | $ 106,000 | $ 0 |
| DANVILLE, IL | 5 | $ 344,000 | $ 68,000 | $ 22,000 |
| ELMIRA, NY | 5 | $ 218,000 | $ 43,000 | $ 0 |
| GREAT FALLS, MT | 5 | $ 255,000 | $ 51,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 5 | $ 448,000 | $ 89,000 | $ 0 |
| LEWISTON-AUBURN, ME | 5 | $ 475,000 | $ 95,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 5 | $ 1,056,000 | $ 211,000 | $ 0 |
| MISSOULA, MT | 5 | $ 475,000 | $ 95,000 | $ 0 |
| MODESTO, CA | 5 | $ 283,000 | $ 56,000 | $ 0 |
| MONROE, LA | 5 | $ 103,000 | $ 20,000 | $ 0 |
| MORGANTOWN, WV | 5 | $ 706,000 | $ 141,000 | $ 24,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 363,000 | $ 72,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 11,000 | $ 2,000 | $ 0 |
| SANTA FE, NM | 5 | $ 1,326,000 | $ 265,000 | $ 18,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 362,000 | $ 72,000 | $ 0 |
| STOCKTON, CA | 5 | $ 587,000 | $ 117,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 5 | $ 162,000 | $ 32,000 | $ 0 |
| WHEELING, WV-OH | 5 | $ 239,000 | $ 48,500 | $ 0 |
| YAKIMA, WA | 5 | $ 409,000 | $ 81,000 | $ 0 |
| ALTOONA, PA | 4 | $ 166,000 | $ 41,000 | $ 5,000 |
| BEND, OR | 4 | $ 458,000 | $ 114,000 | $ 0 |
| BOWLING GREEN, KY | 4 | $ 310,000 | $ 77,000 | $ 0 |
| GRAND FORKS, ND-MN | 4 | $ 251,000 | $ 62,500 | $ 0 |
| HOT SPRINGS, AR | 4 | $ 165,000 | $ 41,000 | $ 11,000 |
| JEFFERSON CITY, MO | 4 | $ 300,000 | $ 75,000 | $ 0 |
| KINGSTON, NY | 4 | $ 263,000 | $ 65,000 | $ 33,000 |
| LIMA, OH | 4 | $ 294,000 | $ 73,000 | $ 0 |
| LOGAN, UT-ID | 4 | $ 492,000 | $ 123,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 4 | $ 249,000 | $ 62,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 4 | $ 5,000 | $ 1,000 | $ 0 |
| ST. GEORGE, UT | 4 | $ 592,000 | $ 148,000 | $ 19,000 |
| APPLETON, WI | 3 | $ 290,000 | $ 96,000 | $ 23,000 |
| BELLINGHAM, WA | 3 | $ 392,000 | $ 130,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 296,000 | $ 98,000 | $ 0 |
| BRUNSWICK, GA | 3 | $ 220,000 | $ 73,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 3 | $ 118,000 | $ 39,000 | $ 53,000 |
| COEUR D'ALENE, ID | 3 | $ 519,000 | $ 173,000 | $ 203,000 |
| FAIRBANKS, AK | 3 | $ 202,000 | $ 67,000 | $ 0 |
| GADSDEN, AL | 3 | $ 235,000 | $ 78,000 | $ 0 |
| HATTIESBURG, MS | 3 | $ 275,000 | $ 91,000 | $ 0 |
| LAS CRUCES, NM | 3 | $ 180,000 | $ 60,000 | $ 26,000 |
| LAWRENCE, KS | 3 | $ 195,000 | $ 65,000 | $ 3,000 |
| LONGVIEW, WA | 3 | $ 447,000 | $ 149,000 | $ 0 |
| MERCED, CA | 3 | $ 223,000 | $ 74,000 | $ 0 |
| PITTSFIELD, MA | 3 | $ 332,000 | $ 110,000 | $ 0 |
| RAPID CITY, SD | 3 | $ 115,000 | $ 38,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 2,870,000 | $ 956,000 | $ 398,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 111,000 | $ 28,000 | $ 0 |
| YUBA CITY, CA | 3 | $ 213,000 | $ 71,000 | $ 0 |
| DUBUQUE, IA | 2 | $ 7,000 | $ 3,000 | $ 12,000 |
| EAU CLAIRE, WI | 2 | $ 256,000 | $ 128,000 | $ 0 |
| MONROE, MI | 2 | $ 313,000 | $ 156,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 342,000 | $ 171,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 371,000 | $ 185,000 | $ 0 |
| SANDUSKY, OH | 2 | $ 129,000 | $ 64,000 | $ 0 |
| SHEBOYGAN, WI | 2 | $ 106,000 | $ 53,000 | $ 51,000 |
| WENATCHEE, WA | 2 | $ 201,000 | $ 100,000 | $ 0 |
| AMES, IA | 1 | $ 138,000 | $ 138,000 | $ 0 |
| BISMARCK, ND | 1 | $ 52,000 | $ 52,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 73,000 | $ 73,000 | $ 0 |
| CASPER, WY | 1 | $ 1,000 | $ 1,000 | $ 0 |
| COLUMBIA, MO | 1 | $ 31,000 | $ 31,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 73,000 | $ 73,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 126,000 | $ 126,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 82,000 | $ 82,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 129,000 | $ 129,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 2,000 | $ 2,000 | $ 0 |
| PALM COAST, FL | 1 | $ 50,000 | $ 50,000 | $ 0 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 134,000 | $ 134,000 | $ 0 |
| WAUSAU, WI | 1 | $ 48,000 | $ 48,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19,215 | $1,573,150,000 | $81,000 | $9,000,000 | $9,000 | $7,803,000 |
| Refinancing | 4,416 | $533,396,000 | $120,000 | $10,000,000 | $45,000 | $3,763,000 |
| Home Improvement | 1,447 | $67,698,000 | $46,000 | $2,500,000 | $78,000 | $2,079,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,261 | $1,698,006,000 | $79,000 | $10,000,000 | $2,000 | $6,982,000 |
| White | 2,499 | $361,047,000 | $144,000 | $4,400,000 | $123,000 | $7,803,000 |
| Not Provided | 838 | $72,947,000 | $87,000 | $4,500,000 | $98,000 | $2,253,000 |
| Hispanic | 206 | $16,571,000 | $80,000 | $2,500,000 | $67,000 | $750,000 |
| Black or African American | 154 | $7,787,000 | $50,000 | $263,000 | $64,000 | $768,000 |
| Asian | 63 | $11,470,000 | $182,000 | $1,800,000 | $201,000 | $4,452,000 |
| American Indian or Alaskan Native | 46 | $3,995,000 | $86,000 | $417,000 | $65,000 | $380,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,421,000 | $220,000 | $1,390,000 | $167,000 | $1,000,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 17,159 | $1,405,019,000 | $81,000 | $577,000 | $1,000 | $900,000 |
| VA-guaranteed (Veterans Administration) | 4,404 | $266,351,000 | $60,000 | $607,000 | $0 | $125,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,390 | $493,346,000 | $145,000 | $10,000,000 | $135,000 | $7,803,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 125 | $9,528,000 | $76,000 | $182,000 | $3,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 21,171 | $1,622,747,000 | $76,000 | $607,000 | $0 | $0 |
| Loan Originated | 1,747 | $395,631,000 | $226,000 | $10,000,000 | $182,000 | $7,803,000 |
| Application Denied By Financial Institution | 1,700 | $109,054,000 | $64,000 | $2,500,000 | $76,000 | $2,079,000 |
| Application Withdrawn By Applicant | 407 | $41,715,000 | $102,000 | $620,000 | $91,000 | $1,560,000 |
| Application Approved But Not Accepted | 37 | $4,211,000 | $113,000 | $1,840,000 | $112,000 | $1,703,000 |
| File Closed For Incompleteness | 16 | $886,000 | $55,000 | $155,000 | $56,000 | $162,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 946 | $47,631,000 | $50,000 | $2,500,000 | $69,000 | $1,192,000 |
| Collateral | 294 | $21,888,000 | $74,000 | $550,000 | $96,000 | $1,004,000 |
| Debt-To-Income Ratio | 248 | $22,115,000 | $89,000 | $760,000 | $63,000 | $568,000 |
| Credit Application Incomplete | 148 | $10,539,000 | $71,000 | $417,000 | $100,000 | $2,079,000 |
| Other | 37 | $3,549,000 | $95,000 | $292,000 | $86,000 | $186,000 |
| Employment History | 12 | $1,446,000 | $120,000 | $346,000 | $60,000 | $150,000 |
| Unverifiable Information | 9 | $1,017,000 | $113,000 | $310,000 | $87,000 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $640,000 | $160,000 | $417,000 | $150,000 | $504,000 |
| Mortgage Insurance Denied | 2 | $229,000 | $114,000 | $117,000 | $35,000 | $43,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.