Midfirst Bank Mortgage Lending & HMDA Data, 2008

In 2008, Midfirst Bank of Oklahoma City, OK reported 25,078 mortgage applications totaling $2.2 billion, up 22% from 2007. The average application was for $86,699, and applicants reported an average income of $19,320. 7% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Oklahoma City, OK (1,845), Atlanta-Sandy Springs-Marietta, GA (965) and Dallas-Plano-Irving, TX (845) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd.
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 25,078
Total Mortgage Loan Application Amount $2,174,244,000
Average Mortgage Loan Application Amount $86,699
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $19,320
Highest Applicant Income $7,803,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 1,037 $ 114,605,000 $ 110,515 $ 105,000
Harris, Texas 564 $ 32,603,000 $ 57,806 $ 1,000
Dallas, Texas 562 $ 38,875,000 $ 69,172 $ 3,000
Maricopa, Arizona 530 $ 152,342,000 $ 287,437 $ 199,000
Tarrant, Texas 441 $ 33,975,000 $ 77,040 $ 0
Bexar, Texas 422 $ 25,655,000 $ 60,793 $ 1,000
Cleveland, Oklahoma 345 $ 33,272,000 $ 96,440 $ 79,000
Tulsa, Oklahoma 344 $ 41,309,000 $ 120,084 $ 126,000
Cook, Illinois 310 $ 24,845,000 $ 80,145 $ 4,000
Marion, Indiana 283 $ 24,572,000 $ 86,826 $ 0
Shelby, Tennessee 275 $ 14,323,000 $ 52,083 $ 1,000
Canadian, Oklahoma 255 $ 19,869,000 $ 77,917 $ 75,000
Philadelphia, Pennsylvania 249 $ 10,487,000 $ 42,116 $ 6,000
Wayne, Michigan 246 $ 19,055,000 $ 77,459 $ 0
El Paso, Texas 181 $ 6,371,000 $ 35,198 $ 0
DeKalb, Georgia 177 $ 16,019,000 $ 90,502 $ 0
Mecklenburg, North Carolina 170 $ 16,842,000 $ 99,070 $ 0
Los Angeles, California 167 $ 9,397,000 $ 56,269 $ 10,000
Arapahoe, Colorado 151 $ 19,163,000 $ 126,907 $ 0
Franklin, Ohio 149 $ 14,186,000 $ 95,208 $ 0
Pottawatomie, Oklahoma 148 $ 11,863,000 $ 80,155 $ 58,000
Denver, Colorado 137 $ 17,859,000 $ 130,357 $ 0
St. Louis, Missouri 134 $ 7,586,000 $ 56,611 $ 5,000
Gwinnett, Georgia 131 $ 15,642,000 $ 119,404 $ 0
Jefferson, Alabama 130 $ 5,726,000 $ 44,046 $ 5,000
Adams, Colorado 122 $ 17,064,000 $ 139,868 $ 0
Miami-Dade, Florida 120 $ 6,431,000 $ 53,591 $ 0
Cuyahoga, Ohio 118 $ 7,196,000 $ 60,983 $ 0
Travis, Texas 118 $ 9,831,000 $ 83,313 $ 10,000
Duval, Florida 116 $ 7,718,000 $ 66,534 $ 2,000
Grady, Oklahoma 116 $ 7,155,000 $ 61,681 $ 58,000
Wake, North Carolina 115 $ 11,528,000 $ 100,243 $ 7,000
Clayton, Georgia 112 $ 11,097,000 $ 99,080 $ 0
Prince George's, Maryland 112 $ 8,484,000 $ 75,750 $ 7,000
Monroe, New York 111 $ 5,561,000 $ 50,099 $ 3,000
Hillsborough, Florida 109 $ 7,257,000 $ 66,577 $ 0
Jackson, Oklahoma 109 $ 7,068,000 $ 64,844 $ 51,000
San Bernardino, California 108 $ 4,629,000 $ 42,861 $ 0
Denton, Texas 108 $ 10,487,000 $ 97,101 $ 0
Baltimore City, Maryland 106 $ 5,236,000 $ 49,396 $ 2,000
Woodward, Oklahoma 106 $ 8,618,000 $ 81,301 $ 61,000
Broward, Florida 105 $ 6,703,000 $ 63,838 $ 25,000
Fulton, Georgia 103 $ 7,584,000 $ 73,631 $ 3,000
Erie, New York 103 $ 4,582,000 $ 44,485 $ 2,000
Pima, Arizona 100 $ 5,476,000 $ 54,760 $ 49,000
Clark, Nevada 100 $ 8,912,000 $ 89,120 $ 38,000
Sedgwick, Kansas 99 $ 6,785,000 $ 68,535 $ 4,000
Jackson, Missouri 99 $ 6,973,000 $ 70,434 $ 3,000
Davidson, Tennessee 97 $ 8,177,000 $ 84,298 $ 1,000
Cobb, Georgia 94 $ 10,039,000 $ 106,797 $ 0
Collin, Texas 93 $ 10,216,000 $ 109,849 $ 0
El Paso, Colorado 92 $ 9,134,000 $ 99,282 $ 7,000
Allegheny, Pennsylvania 91 $ 4,175,000 $ 45,879 $ 1,000
Bell, Texas 91 $ 5,027,000 $ 55,241 $ 0
Salt Lake, Utah 91 $ 10,647,000 $ 117,000 $ 0
Pulaski, Arkansas 90 $ 3,949,000 $ 43,877 $ 1,000
Guilford, North Carolina 90 $ 7,667,000 $ 85,188 $ 2,000
Orange, Florida 89 $ 5,663,000 $ 63,629 $ 0
Caddo, Oklahoma 86 $ 4,209,000 $ 48,941 $ 53,000
Fort Bend, Texas 84 $ 6,066,000 $ 72,214 $ 3,000
Camden, New Jersey 83 $ 6,603,000 $ 79,554 $ 4,000
Onondaga, New York 82 $ 3,991,000 $ 48,670 $ 6,000
Pinellas, Florida 75 $ 4,006,000 $ 53,413 $ 11,000
Macomb, Michigan 75 $ 8,745,000 $ 116,600 $ 1,000
Baltimore, Maryland 74 $ 6,721,000 $ 90,824 $ 3,000
Riverside, California 73 $ 8,786,000 $ 120,356 $ 82,000
Williamson, Texas 73 $ 7,857,000 $ 107,630 $ 1,000
Hinds, Mississippi 70 $ 2,546,000 $ 36,371 $ 0
Cumberland, North Carolina 70 $ 4,089,000 $ 58,414 $ 1,000
Texas, Oklahoma 70 $ 5,354,000 $ 76,485 $ 58,000
Mobile, Alabama 69 $ 3,098,000 $ 44,898 $ 2,000
Hennepin, Minnesota 67 $ 4,036,000 $ 60,238 $ 3,000
Nueces, Texas 67 $ 3,018,000 $ 45,044 $ 1,000
Henry, Georgia 66 $ 9,138,000 $ 138,454 $ 0
Will, Illinois 66 $ 9,104,000 $ 137,939 $ 11,000
Lake, Indiana 66 $ 4,826,000 $ 73,121 $ 0
San Diego, California 65 $ 6,287,000 $ 96,723 $ 48,000
Hamilton, Ohio 65 $ 4,598,000 $ 70,738 $ 1,000
Lubbock, Texas 65 $ 3,331,000 $ 51,246 $ 3,000
Lee, Florida 61 $ 4,688,000 $ 76,852 $ 0
Richland, South Carolina 61 $ 4,712,000 $ 77,245 $ 0
Virginia Beach, Virginia 61 $ 3,898,000 $ 63,901 $ 9,000
Jefferson, Colorado 60 $ 7,676,000 $ 127,933 $ 1,000
Kent, Michigan 60 $ 5,435,000 $ 90,583 $ 0
Bernalillo, New Mexico 60 $ 4,839,000 $ 80,650 $ 5,000
Richmond, Georgia 59 $ 2,960,000 $ 50,169 $ 0
Douglas, Nebraska 59 $ 4,920,000 $ 83,389 $ 0
Rutherford, Tennessee 59 $ 6,388,000 $ 108,271 $ 0
Pinal, Arizona 58 $ 6,406,000 $ 110,448 $ 56,000
Jefferson, Kentucky 57 $ 4,695,000 $ 82,368 $ 0
Montgomery, Ohio 57 $ 3,566,000 $ 62,561 $ 1,000
Delaware, Pennsylvania 57 $ 3,321,000 $ 58,263 $ 5,000
Suffolk, New York 56 $ 6,826,000 $ 121,892 $ 31,000
Montgomery, Alabama 55 $ 1,745,000 $ 31,727 $ 4,000
Polk, Florida 55 $ 4,438,000 $ 80,690 $ 0
East Baton Rouge, Louisiana 55 $ 2,802,000 $ 50,945 $ 0
Brevard, Florida 54 $ 3,006,000 $ 55,666 $ 2,000
Lake, Illinois 54 $ 6,016,000 $ 111,407 $ 1,000
Anne Arundel, Maryland 54 $ 3,821,000 $ 70,759 $ 4,000
Caddo, Louisiana 53 $ 1,679,000 $ 31,679 $ 3,000
Pasco, Florida 52 $ 3,702,000 $ 71,192 $ 0
Hamilton, Indiana 52 $ 6,806,000 $ 130,884 $ 0
Genesee, Michigan 48 $ 3,155,000 $ 65,729 $ 0
Hidalgo, Texas 48 $ 2,380,000 $ 49,583 $ 0
Fairfax, Virginia 48 $ 2,399,000 $ 49,979 $ 10,000
Douglas, Georgia 47 $ 5,537,000 $ 117,808 $ 0
Paulding, Georgia 47 $ 5,871,000 $ 124,914 $ 0
Allen, Indiana 47 $ 2,854,000 $ 60,723 $ 0
Escambia, Florida 46 $ 2,176,000 $ 47,304 $ 0
Muscogee, Georgia 46 $ 2,111,000 $ 45,891 $ 1,000
Kane, Illinois 46 $ 5,475,000 $ 119,021 $ 15,000
Oakland, Michigan 46 $ 5,285,000 $ 114,891 $ 0
Webb, Texas 46 $ 3,425,000 $ 74,456 $ 0
Greenville, South Carolina 45 $ 3,176,000 $ 70,577 $ 3,000
Washita, Oklahoma 44 $ 2,526,000 $ 57,409 $ 64,000
Winnebago, Illinois 43 $ 3,210,000 $ 74,651 $ 2,000
St. Louis City, Missouri 43 $ 1,739,000 $ 40,441 $ 1,000
Logan, Oklahoma 43 $ 3,543,000 $ 82,395 $ 84,000
Orange, California 42 $ 1,963,000 $ 46,738 $ 13,000
District of Columbia, District Of Columbia 42 $ 2,179,000 $ 51,880 $ 8,000
Custer, Oklahoma 42 $ 2,750,000 $ 65,476 $ 59,000
Johnson, Indiana 41 $ 4,169,000 $ 101,682 $ 0
Burlington, New Jersey 41 $ 3,882,000 $ 94,682 $ 4,000
Sumner, Tennessee 41 $ 4,064,000 $ 99,121 $ 0
Pierce, Washington 41 $ 4,252,000 $ 103,707 $ 4,000
Palm Beach, Florida 40 $ 1,587,000 $ 39,675 $ 1,000
Chatham, Georgia 40 $ 2,266,000 $ 56,650 $ 0
Forsyth, North Carolina 40 $ 3,183,000 $ 79,575 $ 2,000
Montgomery, Texas 40 $ 2,714,000 $ 67,850 $ 10,000
Jefferson, Louisiana 39 $ 2,461,000 $ 63,102 $ 0
Bucks, Pennsylvania 39 $ 3,682,000 $ 94,410 $ 10,000
Brazoria, Texas 39 $ 3,201,000 $ 82,076 $ 1,000
Cameron, Texas 39 $ 1,837,000 $ 47,102 $ 0
Snohomish, Washington 39 $ 6,035,000 $ 154,743 $ 0
Kern, California 38 $ 1,976,000 $ 52,000 $ 0
Weld, Colorado 38 $ 5,287,000 $ 139,131 $ 0
Ocean, New Jersey 38 $ 4,270,000 $ 112,368 $ 3,000
Niagara, New York 38 $ 1,548,000 $ 40,736 $ 6,000
McLennan, Texas 38 $ 2,367,000 $ 62,289 $ 0
Madison, Alabama 37 $ 1,922,000 $ 51,945 $ 9,000
Lancaster, Pennsylvania 37 $ 3,228,000 $ 87,243 $ 0
Volusia, Florida 36 $ 2,439,000 $ 67,750 $ 0
Kings, New York 36 $ 18,467,000 $ 512,972 $ 23,000
Alamance, North Carolina 36 $ 3,066,000 $ 85,166 $ 0
Hamilton, Tennessee 36 $ 1,523,000 $ 42,305 $ 0
Sacramento, California 35 $ 11,618,000 $ 331,942 $ 0
Seminole, Florida 35 $ 1,630,000 $ 46,571 $ 1,000
Polk, Iowa 35 $ 2,547,000 $ 72,771 $ 7,000
Montgomery, Maryland 35 $ 1,249,000 $ 35,685 $ 8,000
Durham, North Carolina 35 $ 3,121,000 $ 89,171 $ 0
Henrico, Virginia 35 $ 2,889,000 $ 82,542 $ 4,000
Okaloosa, Florida 34 $ 1,466,000 $ 43,117 $ 1,000
St. Clair, Illinois 34 $ 3,008,000 $ 88,470 $ 1,000
Hendricks, Indiana 34 $ 4,233,000 $ 124,500 $ 0
St. Joseph, Indiana 34 $ 2,356,000 $ 69,294 $ 0
Johnson, Kansas 34 $ 2,968,000 $ 87,294 $ 13,000
Gloucester, New Jersey 34 $ 3,515,000 $ 103,382 $ 9,000
Queens, New York 34 $ 4,677,000 $ 137,558 $ 26,000
New Castle, Delaware 33 $ 3,291,000 $ 99,727 $ 0
Essex, New Jersey 33 $ 4,567,000 $ 138,393 $ 8,000
Lorain, Ohio 33 $ 3,276,000 $ 99,272 $ 0
Knox, Tennessee 33 $ 2,101,000 $ 63,666 $ 4,000
Newton, Georgia 32 $ 4,282,000 $ 133,812 $ 0
Howard, Indiana 32 $ 2,657,000 $ 83,031 $ 0
Johnston, North Carolina 32 $ 3,023,000 $ 94,468 $ 1,000
Dakota, Minnesota 31 $ 3,512,000 $ 113,290 $ 0
Lancaster, Nebraska 31 $ 2,652,000 $ 85,548 $ 6,000
Chesapeake, Virginia 31 $ 3,399,000 $ 109,645 $ 12,000
King, Washington 31 $ 3,293,000 $ 106,225 $ 6,000
Milwaukee, Wisconsin 31 $ 2,108,000 $ 68,000 $ 10,000
Wichita, Texas 30 $ 1,304,000 $ 43,466 $ 0
Hampton, Virginia 30 $ 2,249,000 $ 74,966 $ 7,000
Hancock, Indiana 29 $ 3,310,000 $ 114,137 $ 0
Wagoner, Oklahoma 29 $ 3,121,000 $ 107,620 $ 48,000
York, Pennsylvania 29 $ 2,690,000 $ 92,758 $ 3,000
Johnson, Texas 28 $ 2,359,000 $ 84,250 $ 0
McClain, Oklahoma 27 $ 2,521,000 $ 93,370 $ 60,000
Galveston, Texas 27 $ 1,699,000 $ 62,925 $ 0
Richmond City, Virginia 27 $ 1,049,000 $ 38,851 $ 3,000
Spokane, Washington 27 $ 1,792,000 $ 66,370 $ 6,000
Fresno, California 26 $ 1,198,000 $ 46,076 $ 0
Honolulu, Hawaii 26 $ 2,102,000 $ 80,846 $ 21,000
DuPage, Illinois 26 $ 3,221,000 $ 123,884 $ 16,000
Madison, Indiana 26 $ 2,512,000 $ 96,615 $ 4,000
DeSoto, Mississippi 26 $ 2,383,000 $ 91,653 $ 0
Comanche, Oklahoma 26 $ 1,262,000 $ 48,538 $ 14,000
Montgomery, Pennsylvania 26 $ 2,340,000 $ 90,000 $ 9,000
Kaufman, Texas 26 $ 2,768,000 $ 106,461 $ 0
Weber, Utah 26 $ 3,117,000 $ 119,884 $ 0
Marion, Florida 25 $ 1,922,000 $ 76,880 $ 0
Sarasota, Florida 25 $ 1,981,000 $ 79,240 $ 0
Greene, Missouri 25 $ 1,780,000 $ 71,200 $ 5,000
Union, North Carolina 25 $ 2,447,000 $ 97,880 $ 0
Butler, Ohio 25 $ 2,005,000 $ 80,200 $ 0
Montgomery, Tennessee 25 $ 1,645,000 $ 65,800 $ 0
Jefferson, Texas 25 $ 1,210,000 $ 48,400 $ 0
Clay, Florida 24 $ 1,535,000 $ 63,958 $ 0
Ada, Idaho 24 $ 2,705,000 $ 112,708 $ 0
Orleans, Louisiana 24 $ 1,680,000 $ 70,000 $ 0
Cumberland, New Jersey 24 $ 1,456,000 $ 60,666 $ 4,000
Union, New Jersey 24 $ 4,717,000 $ 196,541 $ 11,000
Albany, New York 24 $ 1,735,000 $ 72,291 $ 9,000
Berks, Pennsylvania 24 $ 1,382,000 $ 57,583 $ 7,000
Ellis, Texas 24 $ 2,179,000 $ 90,791 $ 0
Randall, Texas 24 $ 1,652,000 $ 68,833 $ 0
Rockwall, Texas 24 $ 2,717,000 $ 113,208 $ 0
Utah, Utah 24 $ 2,980,000 $ 124,166 $ 0
Prince William, Virginia 24 $ 1,907,000 $ 79,458 $ 18,000
Cherokee, Georgia 23 $ 2,275,000 $ 98,913 $ 0
Bossier, Louisiana 23 $ 1,159,000 $ 50,391 $ 3,000
Licking, Ohio 23 $ 2,560,000 $ 111,304 $ 0
Summit, Ohio 23 $ 1,672,000 $ 72,695 $ 8,000
Multnomah, Oregon 23 $ 2,409,000 $ 104,739 $ 41,000
Dauphin, Pennsylvania 23 $ 1,674,000 $ 72,782 $ 15,000
Smith, Texas 23 $ 1,362,000 $ 59,217 $ 2,000
Chesterfield, Virginia 23 $ 1,574,000 $ 68,434 $ 17,000
Clark, Washington 23 $ 3,202,000 $ 139,217 $ 0
Shelby, Alabama 22 $ 2,126,000 $ 96,636 $ 0
Santa Clara, California 22 $ 25,000 $ 1,136 $ 0
Madison, Illinois 22 $ 951,000 $ 43,227 $ 0
Cass, Missouri 22 $ 2,397,000 $ 108,954 $ 1,000
St. Charles, Missouri 22 $ 1,965,000 $ 89,318 $ 8,000
Oswego, New York 22 $ 1,164,000 $ 52,909 $ 18,000
Gaston, North Carolina 22 $ 1,815,000 $ 82,500 $ 1,000
Lucas, Ohio 22 $ 1,195,000 $ 54,318 $ 0
Lincoln, Oklahoma 22 $ 2,136,000 $ 97,090 $ 62,000
Grayson, Texas 22 $ 1,399,000 $ 63,590 $ 0
Guadalupe, Texas 22 $ 2,051,000 $ 93,227 $ 0
Taylor, Texas 22 $ 631,000 $ 28,681 $ 2,000
Calhoun, Alabama 21 $ 880,000 $ 41,904 $ 2,000
Leon, Florida 21 $ 906,000 $ 43,142 $ 0
Manatee, Florida 21 $ 1,480,000 $ 70,476 $ 0
Morgan, Indiana 21 $ 2,110,000 $ 100,476 $ 0
Saginaw, Michigan 21 $ 1,272,000 $ 60,571 $ 0
Washoe, Nevada 21 $ 2,069,000 $ 98,523 $ 0
Schenectady, New York 21 $ 1,804,000 $ 85,904 $ 1,000
Onslow, North Carolina 21 $ 1,051,000 $ 50,047 $ 11,000
Davis, Utah 21 $ 3,303,000 $ 157,285 $ 2,000
Yuma, Arizona 20 $ 851,000 $ 42,550 $ 35,000
Hartford, Connecticut 20 $ 2,323,000 $ 116,150 $ 2,000
Kent, Delaware 20 $ 3,031,000 $ 151,550 $ 0
Osceola, Florida 20 $ 2,121,000 $ 106,050 $ 2,000
Santa Rosa, Florida 20 $ 965,000 $ 48,250 $ 0
Bibb, Georgia 20 $ 777,000 $ 38,850 $ 0
Carroll, Georgia 20 $ 2,523,000 $ 126,150 $ 0
McHenry, Illinois 20 $ 2,533,000 $ 126,650 $ 3,000
Harford, Maryland 20 $ 2,261,000 $ 113,050 $ 0
Worcester, Massachusetts 20 $ 3,277,000 $ 163,850 $ 1,000
Ramsey, Minnesota 20 $ 971,000 $ 48,550 $ 0
Clay, Missouri 20 $ 2,118,000 $ 105,900 $ 3,000
Jefferson, Missouri 20 $ 2,234,000 $ 111,700 $ 0
Mercer, New Jersey 20 $ 1,581,000 $ 79,050 $ 0
Cabarrus, North Carolina 20 $ 2,205,000 $ 110,250 $ 7,000
Payne, Oklahoma 20 $ 1,506,000 $ 75,300 $ 56,000
Aiken, South Carolina 20 $ 929,000 $ 46,450 $ 0
Charleston, South Carolina 20 $ 785,000 $ 39,250 $ 21,000
Washington, Arkansas 19 $ 1,146,000 $ 60,315 $ 5,000
Tulare, California 19 $ 1,423,000 $ 74,894 $ 0
Houston, Georgia 19 $ 1,133,000 $ 59,631 $ 4,000
Tippecanoe, Indiana 19 $ 1,656,000 $ 87,157 $ 0
Shawnee, Kansas 19 $ 1,211,000 $ 63,736 $ 4,000
Wyandotte, Kansas 19 $ 758,000 $ 39,894 $ 2,000
Fayette, Kentucky 19 $ 1,230,000 $ 64,736 $ 1,000
Ingham, Michigan 19 $ 1,349,000 $ 71,000 $ 0
Harrison, Mississippi 19 $ 1,573,000 $ 82,789 $ 0
Rankin, Mississippi 19 $ 1,129,000 $ 59,421 $ 0
Oneida, New York 19 $ 862,000 $ 45,368 $ 2,000
Randolph, North Carolina 19 $ 1,823,000 $ 95,947 $ 0
Wayne, North Carolina 19 $ 917,000 $ 48,263 $ 2,000
Clark, Ohio 19 $ 930,000 $ 48,947 $ 0
Stark, Ohio 19 $ 1,701,000 $ 89,526 $ 3,000
Rogers, Oklahoma 19 $ 2,414,000 $ 127,052 $ 83,000
Berkeley, South Carolina 19 $ 1,576,000 $ 82,947 $ 0
Spartanburg, South Carolina 19 $ 1,009,000 $ 53,105 $ 13,000
York, South Carolina 19 $ 2,022,000 $ 106,421 $ 7,000
Larimer, Colorado 18 $ 2,533,000 $ 140,722 $ 2,000
Hernando, Florida 18 $ 1,224,000 $ 68,000 $ 0
St. Lucie, Florida 18 $ 1,085,000 $ 60,277 $ 0
Dougherty, Georgia 18 $ 1,134,000 $ 63,000 $ 0
Rockdale, Georgia 18 $ 1,788,000 $ 99,333 $ 2,000
Sangamon, Illinois 18 $ 1,053,000 $ 58,500 $ 9,000
Atlantic, New Jersey 18 $ 1,407,000 $ 78,166 $ 18,000
Monmouth, New Jersey 18 $ 2,233,000 $ 124,055 $ 13,000
Davidson, North Carolina 18 $ 1,633,000 $ 90,722 $ 0
Lehigh, Pennsylvania 18 $ 1,225,000 $ 68,055 $ 0
Hays, Texas 18 $ 2,313,000 $ 128,500 $ 0
Midland, Texas 18 $ 543,000 $ 30,166 $ 4,000
Newport News, Virginia 18 $ 1,005,000 $ 55,833 $ 0
Petersburg, Virginia 18 $ 499,000 $ 27,722 $ 11,000
Jefferson, Arkansas 17 $ 721,000 $ 42,411 $ 2,000
Sebastian, Arkansas 17 $ 908,000 $ 53,411 $ 2,000
Douglas, Colorado 17 $ 3,147,000 $ 185,117 $ 0
Pueblo, Colorado 17 $ 1,037,000 $ 61,000 $ 0
Lake, Florida 17 $ 1,308,000 $ 76,941 $ 0
Columbia, Georgia 17 $ 1,209,000 $ 71,117 $ 0
Elkhart, Indiana 17 $ 1,473,000 $ 86,647 $ 0
Penobscot, Maine 17 $ 1,917,000 $ 112,764 $ 0
Howard, Maryland 17 $ 1,213,000 $ 71,352 $ 10,000
Anoka, Minnesota 17 $ 921,000 $ 54,176 $ 12,000
Middlesex, New Jersey 17 $ 1,716,000 $ 100,941 $ 9,000
Bronx, New York 17 $ 1,900,000 $ 111,764 $ 12,000
Broome, New York 17 $ 864,000 $ 50,823 $ 0
Cayuga, New York 17 $ 650,000 $ 38,235 $ 0
Clermont, Ohio 17 $ 1,853,000 $ 109,000 $ 0
Mahoning, Ohio 17 $ 1,027,000 $ 60,411 $ 0
Trumbull, Ohio 17 $ 947,000 $ 55,705 $ 0
Warren, Ohio 17 $ 1,810,000 $ 106,470 $ 5,000
Creek, Oklahoma 17 $ 1,474,000 $ 86,705 $ 163,000
Lexington, South Carolina 17 $ 1,772,000 $ 104,235 $ 6,000
Norfolk, Virginia 17 $ 1,562,000 $ 91,882 $ 0
Racine, Wisconsin 17 $ 1,538,000 $ 90,470 $ 2,000
Charlotte, Florida 16 $ 1,101,000 $ 68,812 $ 0
Macon, Illinois 16 $ 642,000 $ 40,125 $ 2,000
Madison, Tennessee 16 $ 1,069,000 $ 66,812 $ 0
Wilson, Tennessee 16 $ 1,686,000 $ 105,375 $ 0
San Patricio, Texas 16 $ 679,000 $ 42,437 $ 0
Victoria, Texas 16 $ 775,000 $ 48,437 $ 3,000
Spotsylvania, Virginia 16 $ 1,705,000 $ 106,562 $ 0
Morgan, Alabama 15 $ 726,000 $ 48,400 $ 7,000
Benton, Arkansas 15 $ 1,078,000 $ 71,866 $ 0
Craighead, Arkansas 15 $ 712,000 $ 47,466 $ 5,000
Mississippi, Arkansas 15 $ 644,000 $ 42,933 $ 4,000
Hall, Georgia 15 $ 1,327,000 $ 88,466 $ 0
Walton, Georgia 15 $ 1,684,000 $ 112,266 $ 0
Delaware, Indiana 15 $ 986,000 $ 65,733 $ 0
LaPorte, Indiana 15 $ 1,193,000 $ 79,533 $ 0
St. Tammany, Louisiana 15 $ 1,383,000 $ 92,200 $ 0
Charles, Maryland 15 $ 1,585,000 $ 105,666 $ 5,000
Kalamazoo, Michigan 15 $ 1,460,000 $ 97,333 $ 0
Jackson, Mississippi 15 $ 771,000 $ 51,400 $ 0
Saratoga, New York 15 $ 1,277,000 $ 85,133 $ 17,000
Iredell, North Carolina 15 $ 1,531,000 $ 102,066 $ 0
Greene, Ohio 15 $ 824,000 $ 54,933 $ 12,000
Erie, Pennsylvania 15 $ 812,000 $ 54,133 $ 0
Northampton, Pennsylvania 15 $ 1,559,000 $ 103,933 $ 0
Bowie, Texas 15 $ 629,000 $ 41,933 $ 0
Roanoke City, Virginia 15 $ 651,000 $ 43,400 $ 3,000
Tuscaloosa, Alabama 14 $ 676,000 $ 48,285 $ 0
Crittenden, Arkansas 14 $ 310,000 $ 22,142 $ 3,000
Ventura, California 14 $ 200,000 $ 14,285 $ 0
New Haven, Connecticut 14 $ 3,783,000 $ 270,214 $ 17,000
Alachua, Florida 14 $ 607,000 $ 43,357 $ 4,000
Lowndes, Georgia 14 $ 630,000 $ 45,000 $ 0
Linn, Iowa 14 $ 703,000 $ 50,214 $ 6,000
Essex, Massachusetts 14 $ 3,237,000 $ 231,214 $ 0
Jasper, Missouri 14 $ 1,117,000 $ 79,785 $ 0
Bergen, New Jersey 14 $ 2,398,000 $ 171,285 $ 0
Orange, New York 14 $ 1,535,000 $ 109,642 $ 22,000
Osage, Oklahoma 14 $ 1,730,000 $ 123,571 $ 33,000
Lane, Oregon 14 $ 1,697,000 $ 121,214 $ 0
Tom Green, Texas 14 $ 722,000 $ 51,571 $ 0
Portsmouth, Virginia 14 $ 1,154,000 $ 82,428 $ 7,000
Benton, Washington 14 $ 1,289,000 $ 92,071 $ 0
Saline, Arkansas 13 $ 938,000 $ 72,153 $ 1,000
Contra Costa, California 13 $ 318,000 $ 24,461 $ 0
Mesa, Colorado 13 $ 1,130,000 $ 86,923 $ 0
Barrow, Georgia 13 $ 1,272,000 $ 97,846 $ 0
Coweta, Georgia 13 $ 1,250,000 $ 96,153 $ 20,000
Floyd, Georgia 13 $ 948,000 $ 72,923 $ 0
Rock Island, Illinois 13 $ 570,000 $ 43,846 $ 16,000
Scott, Iowa 13 $ 652,000 $ 50,153 $ 0
Frederick, Maryland 13 $ 1,416,000 $ 108,923 $ 8,000
Hampden, Massachusetts 13 $ 1,816,000 $ 139,692 $ 15,000
Nassau, New York 13 $ 1,479,000 $ 113,769 $ 54,000
Beaver, Pennsylvania 13 $ 635,000 $ 48,846 $ 6,000
Providence, Rhode Island 13 $ 2,565,000 $ 197,307 $ 0
Sumter, South Carolina 13 $ 414,000 $ 31,846 $ 3,000
Bradley, Tennessee 13 $ 1,049,000 $ 80,692 $ 0
Ector, Texas 13 $ 359,000 $ 27,615 $ 0
Gregg, Texas 13 $ 636,000 $ 48,923 $ 0
Potter, Texas 13 $ 609,000 $ 46,846 $ 0
Solano, California 12 $ 878,000 $ 73,166 $ 0
Clarke, Georgia 12 $ 737,000 $ 61,416 $ 0
Forsyth, Georgia 12 $ 1,779,000 $ 148,250 $ 0
Noble, Indiana 12 $ 1,001,000 $ 83,416 $ 0
Vanderburgh, Indiana 12 $ 400,000 $ 33,333 $ 0
Rapides, Louisiana 12 $ 548,000 $ 45,666 $ 0
Berrien, Michigan 12 $ 1,003,000 $ 83,583 $ 0
Jackson, Michigan 12 $ 1,063,000 $ 88,583 $ 0
Muskegon, Michigan 12 $ 879,000 $ 73,250 $ 0
Lowndes, Mississippi 12 $ 297,000 $ 24,750 $ 0
Christian, Missouri 12 $ 951,000 $ 79,250 $ 0
Yellowstone, Montana 12 $ 1,106,000 $ 92,166 $ 14,000
Sarpy, Nebraska 12 $ 1,458,000 $ 121,500 $ 0
Chautauqua, New York 12 $ 460,000 $ 38,333 $ 6,000
Seneca, New York 12 $ 637,000 $ 53,083 $ 0
Nash, North Carolina 12 $ 933,000 $ 77,750 $ 0
New Hanover, North Carolina 12 $ 989,000 $ 82,416 $ 0
Pitt, North Carolina 12 $ 698,000 $ 58,166 $ 0
Rowan, North Carolina 12 $ 1,252,000 $ 104,333 $ 0
Washington, Oregon 12 $ 1,756,000 $ 146,333 $ 0
Anderson, South Carolina 12 $ 615,000 $ 51,250 $ 0
Comal, Texas 12 $ 878,000 $ 73,166 $ 0
Coconino, Arizona 11 $ 6,168,000 $ 560,727 $ 430,000
Mohave, Arizona 11 $ 609,000 $ 55,363 $ 67,000
Miller, Arkansas 11 $ 314,000 $ 28,545 $ 31,000
Monterey, California 11 $ 7,296,000 $ 663,272 $ 581,000
Boulder, Colorado 11 $ 1,741,000 $ 158,272 $ 0
Bartow, Georgia 11 $ 1,001,000 $ 91,000 $ 0
Canyon, Idaho 11 $ 1,304,000 $ 118,545 $ 0
Clark, Indiana 11 $ 868,000 $ 78,909 $ 0
Woodbury, Iowa 11 $ 592,000 $ 53,818 $ 5,000
Calcasieu, Louisiana 11 $ 650,000 $ 59,090 $ 0
Lafayette, Louisiana 11 $ 800,000 $ 72,727 $ 0
St. John the Baptist, Louisiana 11 $ 749,000 $ 68,090 $ 4,000
Wicomico, Maryland 11 $ 1,043,000 $ 94,818 $ 0
Bristol, Massachusetts 11 $ 2,064,000 $ 187,636 $ 0
Middlesex, Massachusetts 11 $ 1,666,000 $ 151,454 $ 6,000
St. Clair, Michigan 11 $ 1,184,000 $ 107,636 $ 0
Fulton, New York 11 $ 518,000 $ 47,090 $ 11,000
Catawba, North Carolina 11 $ 880,000 $ 80,000 $ 3,000
Person, North Carolina 11 $ 944,000 $ 85,818 $ 0
Delaware, Ohio 11 $ 1,705,000 $ 155,000 $ 0
Chester, Pennsylvania 11 $ 1,310,000 $ 119,090 $ 38,000
Cumberland, Pennsylvania 11 $ 1,231,000 $ 111,909 $ 7,000
Luzerne, Pennsylvania 11 $ 592,000 $ 53,818 $ 14,000
Westmoreland, Pennsylvania 11 $ 566,000 $ 51,454 $ 12,000
Horry, South Carolina 11 $ 565,000 $ 51,363 $ 7,000
Hamblen, Tennessee 11 $ 862,000 $ 78,363 $ 0
Hale, Texas 11 $ 730,000 $ 66,363 $ 0
Anchorage, Alaska 10 $ 1,651,000 $ 165,100 $ 13,000
Yavapai, Arizona 10 $ 1,836,000 $ 183,600 $ 17,000
Faulkner, Arkansas 10 $ 573,000 $ 57,300 $ 7,000
Bay, Florida 10 $ 396,000 $ 39,600 $ 0
Citrus, Florida 10 $ 520,000 $ 52,000 $ 0
Bannock, Idaho 10 $ 723,000 $ 72,300 $ 0
Elmore, Idaho 10 $ 1,490,000 $ 149,000 $ 0
Kenton, Kentucky 10 $ 825,000 $ 82,500 $ 0
Calhoun, Michigan 10 $ 760,000 $ 76,000 $ 0
Washtenaw, Michigan 10 $ 1,376,000 $ 137,600 $ 0
Madison, Mississippi 10 $ 791,000 $ 79,100 $ 0
Dutchess, New York 10 $ 958,000 $ 95,800 $ 24,000
Livingston, New York 10 $ 472,000 $ 47,200 $ 17,000
Ontario, New York 10 $ 644,000 $ 64,400 $ 7,000
Rensselaer, New York 10 $ 604,000 $ 60,400 $ 27,000
Brunswick, North Carolina 10 $ 897,000 $ 89,700 $ 4,000
Harnett, North Carolina 10 $ 777,000 $ 77,700 $ 12,000
Fairfield, Ohio 10 $ 1,422,000 $ 142,200 $ 2,000
Greer, Oklahoma 10 $ 474,000 $ 47,400 $ 43,000
Washington, Oklahoma 10 $ 726,000 $ 72,600 $ 33,000
Clackamas, Oregon 10 $ 1,316,000 $ 131,600 $ 14,000
Marion, Oregon 10 $ 1,030,000 $ 103,000 $ 8,000
Robertson, Tennessee 10 $ 1,113,000 $ 111,300 $ 0
Tipton, Tennessee 10 $ 823,000 $ 82,300 $ 0
Brazos, Texas 10 $ 957,000 $ 95,700 $ 0
Coryell, Texas 10 $ 583,000 $ 58,300 $ 0
Parker, Texas 10 $ 952,000 $ 95,200 $ 0
Tooele, Utah 10 $ 1,478,000 $ 147,800 $ 0
Crawford, Arkansas 9 $ 369,000 $ 41,000 $ 11,000
Lonoke, Arkansas 9 $ 563,000 $ 62,555 $ 4,000
Whitfield, Georgia 9 $ 536,000 $ 59,555 $ 0
Peoria, Illinois 9 $ 537,000 $ 59,666 $ 0
Boone, Indiana 9 $ 954,000 $ 106,000 $ 0
Miami, Indiana 9 $ 509,000 $ 56,555 $ 0
Porter, Indiana 9 $ 1,165,000 $ 129,444 $ 0
Leavenworth, Kansas 9 $ 153,000 $ 17,000 $ 11,000
Seward, Kansas 9 $ 592,000 $ 65,777 $ 0
Ionia, Michigan 9 $ 898,000 $ 99,777 $ 0
Lapeer, Michigan 9 $ 1,115,000 $ 123,888 $ 0
Shiawassee, Michigan 9 $ 908,000 $ 100,888 $ 0
St. Joseph, Michigan 9 $ 808,000 $ 89,777 $ 0
Olmsted, Minnesota 9 $ 626,000 $ 69,555 $ 0
Sherburne, Minnesota 9 $ 1,146,000 $ 127,333 $ 0
Buchanan, Missouri 9 $ 640,000 $ 71,111 $ 6,000
Hudson, New Jersey 9 $ 1,012,000 $ 112,444 $ 0
Passaic, New Jersey 9 $ 1,088,000 $ 120,888 $ 0
Salem, New Jersey 9 $ 881,000 $ 97,888 $ 16,000
Otsego, New York 9 $ 601,000 $ 66,777 $ 28,000
Washington, New York 9 $ 569,000 $ 63,222 $ 17,000
Westchester, New York 9 $ 9,932,000 $ 1,103,555 $ 41,000
Rockingham, North Carolina 9 $ 627,000 $ 69,666 $ 4,000
Wilson, North Carolina 9 $ 562,000 $ 62,444 $ 0
Kingfisher, Oklahoma 9 $ 1,023,000 $ 113,666 $ 75,000
Le Flore, Oklahoma 9 $ 618,000 $ 68,666 $ 4,000
Muskogee, Oklahoma 9 $ 389,000 $ 43,222 $ 12,000
Bedford, Tennessee 9 $ 683,000 $ 75,888 $ 0
Dickson, Tennessee 9 $ 785,000 $ 87,222 $ 0
Maury, Tennessee 9 $ 911,000 $ 101,222 $ 0
Williamson, Tennessee 9 $ 1,453,000 $ 161,444 $ 0
Bastrop, Texas 9 $ 983,000 $ 109,222 $ 0
Arlington, Virginia 9 $ 783,000 $ 87,000 $ 7,000
Augusta, Virginia 9 $ 781,000 $ 86,777 $ 0
Stafford, Virginia 9 $ 1,265,000 $ 140,555 $ 20,000
Berkeley, West Virginia 9 $ 1,222,000 $ 135,777 $ 0
Kenosha, Wisconsin 9 $ 1,243,000 $ 138,111 $ 0
Dale, Alabama 8 $ 163,000 $ 20,375 $ 0
Houston, Alabama 8 $ 332,000 $ 41,500 $ 0
Russell, Alabama 8 $ 635,000 $ 79,375 $ 0
Imperial, California 8 $ 417,000 $ 52,125 $ 0
Fairfield, Connecticut 8 $ 716,000 $ 89,500 $ 38,000
Sussex, Delaware 8 $ 691,000 $ 86,375 $ 0
Catoosa, Georgia 8 $ 486,000 $ 60,750 $ 0
Gordon, Georgia 8 $ 689,000 $ 86,125 $ 10,000
Liberty, Georgia 8 $ 495,000 $ 61,875 $ 25,000
Polk, Georgia 8 $ 808,000 $ 101,000 $ 0
Bonneville, Idaho 8 $ 601,000 $ 75,125 $ 0
Vigo, Indiana 8 $ 256,000 $ 32,000 $ 0
Wayne, Indiana 8 $ 734,000 $ 91,750 $ 0
Boone, Kentucky 8 $ 963,000 $ 120,375 $ 12,000
Livingston, Louisiana 8 $ 634,000 $ 79,250 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19,215 $1,573,150,000 $81,000 $9,000,000 $9,000 $7,803,000
Refinancing 4,416 $533,396,000 $120,000 $10,000,000 $45,000 $3,763,000
Home Improvement 1,447 $67,698,000 $46,000 $2,500,000 $78,000 $2,079,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 21,261 $1,698,006,000 $79,000 $10,000,000 $2,000 $6,982,000
White 2,499 $361,047,000 $144,000 $4,400,000 $123,000 $7,803,000
Not Provided 838 $72,947,000 $87,000 $4,500,000 $98,000 $2,253,000
Hispanic 206 $16,571,000 $80,000 $2,500,000 $67,000 $750,000
Black or African American 154 $7,787,000 $50,000 $263,000 $64,000 $768,000
Asian 63 $11,470,000 $182,000 $1,800,000 $201,000 $4,452,000
American Indian or Alaskan Native 46 $3,995,000 $86,000 $417,000 $65,000 $380,000
Native Hawaiian or Other Pacific Islander 11 $2,421,000 $220,000 $1,390,000 $167,000 $1,000,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 17,159 $1,405,019,000 $81,000 $577,000 $1,000 $900,000
VA-guaranteed (Veterans Administration) 4,404 $266,351,000 $60,000 $607,000 $0 $125,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,390 $493,346,000 $145,000 $10,000,000 $135,000 $7,803,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 125 $9,528,000 $76,000 $182,000 $3,000 $72,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 21,171 $1,622,747,000 $76,000 $607,000 $0 $0
Loan Originated 1,747 $395,631,000 $226,000 $10,000,000 $182,000 $7,803,000
Application Denied By Financial Institution 1,700 $109,054,000 $64,000 $2,500,000 $76,000 $2,079,000
Application Withdrawn By Applicant 407 $41,715,000 $102,000 $620,000 $91,000 $1,560,000
Application Approved But Not Accepted 37 $4,211,000 $113,000 $1,840,000 $112,000 $1,703,000
File Closed For Incompleteness 16 $886,000 $55,000 $155,000 $56,000 $162,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 946 $47,631,000 $50,000 $2,500,000 $69,000 $1,192,000
Collateral 294 $21,888,000 $74,000 $550,000 $96,000 $1,004,000
Debt-To-Income Ratio 248 $22,115,000 $89,000 $760,000 $63,000 $568,000
Credit Application Incomplete 148 $10,539,000 $71,000 $417,000 $100,000 $2,079,000
Other 37 $3,549,000 $95,000 $292,000 $86,000 $186,000
Employment History 12 $1,446,000 $120,000 $346,000 $60,000 $150,000
Unverifiable Information 9 $1,017,000 $113,000 $310,000 $87,000 $232,000
Insufficient Cash (Downpayment, Closing Cost) 4 $640,000 $160,000 $417,000 $150,000 $504,000
Mortgage Insurance Denied 2 $229,000 $114,000 $117,000 $35,000 $43,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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