Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Midfirst Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 27,869 |
| Total Mortgage Loan Application Amount | $2,519,334,000 |
| Average Mortgage Loan Application Amount | $74,000 |
| Highest Mortgage Loan Application Amount | $11,250,000 |
| Average Applicant Income | $45,333 |
| Highest Applicant Income | $4,700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2013.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| OKLAHOMA CITY, OK | 1,623 | $ 194,953,000 | $ 120,000 | $ 75,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,168 | $ 118,999,000 | $ 101,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 842 | $ 65,895,000 | $ 78,000 | $ 0 |
| PHOENIX-MESA-GLENDALE, AZ | 735 | $ 152,573,000 | $ 207,000 | $ 131,000 |
| INDIANAPOLIS-CARMEL, IN | 643 | $ 58,088,000 | $ 90,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 633 | $ 51,718,000 | $ 81,000 | $ 1,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 605 | $ 58,080,000 | $ 96,000 | $ 0 |
| PHILADELPHIA, PA | 545 | $ 38,169,000 | $ 70,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 507 | $ 34,054,000 | $ 67,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 502 | $ 36,934,000 | $ 73,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 494 | $ 29,985,000 | $ 60,000 | $ 0 |
| TULSA, OK | 398 | $ 51,400,000 | $ 129,000 | $ 83,000 |
| ST. LOUIS, MO-IL | 376 | $ 27,647,000 | $ 69,500 | $ 0 |
| BALTIMORE-TOWSON, MD | 343 | $ 30,732,000 | $ 89,000 | $ 0 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 314 | $ 30,097,000 | $ 110,000 | $ 500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 303 | $ 29,876,000 | $ 109,750 | $ 9,000 |
| KANSAS CITY, MO-KS | 272 | $ 22,265,000 | $ 80,500 | $ 500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 269 | $ 19,073,000 | $ 70,000 | $ 0 |
| COLUMBUS, OH | 252 | $ 22,989,000 | $ 91,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 250 | $ 23,962,000 | $ 95,000 | $ 0 |
| DENVER-AURORA-BROOMFIELD, CO | 236 | $ 29,970,000 | $ 126,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 231 | $ 18,378,000 | $ 79,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 231 | $ 21,580,000 | $ 93,000 | $ 5,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 230 | $ 16,618,000 | $ 72,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 227 | $ 16,779,000 | $ 73,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 218 | $ 15,397,000 | $ 70,000 | $ 1,000 |
| JACKSONVILLE, FL | 214 | $ 16,729,000 | $ 78,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 210 | $ 18,417,000 | $ 92,666 | $ 0 |
| PITTSBURGH, PA | 208 | $ 12,026,000 | $ 57,000 | $ 2,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 200 | $ 17,605,000 | $ 88,000 | $ 2,000 |
| BUFFALO-NIAGARA FALLS, NY | 199 | $ 11,272,000 | $ 56,000 | $ 1,000 |
| ROCHESTER, NY | 193 | $ 11,136,000 | $ 57,000 | $ 0 |
| CAMDEN, NJ | 184 | $ 17,038,000 | $ 92,000 | $ 0 |
| RALEIGH-CARY, NC | 174 | $ 16,769,000 | $ 96,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 163 | $ 13,281,000 | $ 81,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 163 | $ 10,734,000 | $ 65,000 | $ 2,000 |
| EL PASO, TX | 159 | $ 5,626,000 | $ 35,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 157 | $ 10,763,000 | $ 68,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 156 | $ 13,019,000 | $ 83,000 | $ 0 |
| RICHMOND, VA | 155 | $ 12,351,000 | $ 79,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 146 | $ 14,311,000 | $ 98,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 145 | $ 10,305,000 | $ 71,000 | $ 0 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 135 | $ 26,535,000 | $ 187,000 | $ 1,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 130 | $ 9,401,000 | $ 88,000 | $ 0 |
| SYRACUSE, NY | 128 | $ 7,129,000 | $ 55,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 128 | $ 14,185,000 | $ 104,666 | $ 1,666 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 123 | $ 8,339,000 | $ 67,000 | $ 0 |
| COLUMBIA, SC | 121 | $ 9,837,000 | $ 81,000 | $ 0 |
| DAYTON, OH | 121 | $ 9,693,000 | $ 80,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 119 | $ 17,708,000 | $ 128,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 117 | $ 9,383,000 | $ 80,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 115 | $ 10,763,000 | $ 95,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 115 | $ 16,755,000 | $ 145,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 110 | $ 15,070,000 | $ 137,000 | $ 0 |
| GARY, IN | 109 | $ 9,132,000 | $ 83,000 | $ 0 |
| WICHITA, KS | 106 | $ 7,355,000 | $ 69,000 | $ 2,000 |
| FORT WAYNE, IN | 100 | $ 6,140,000 | $ 61,000 | $ 0 |
| JACKSON, MS | 98 | $ 6,897,000 | $ 70,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 97 | $ 7,231,000 | $ 74,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 94 | $ 8,837,000 | $ 94,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 90 | $ 7,995,000 | $ 86,500 | $ 500 |
| TUCSON, AZ | 90 | $ 6,520,000 | $ 72,000 | $ 4,000 |
| EDISON-NEW BRUNSWICK, NJ | 89 | $ 14,677,000 | $ 164,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 89 | $ 5,427,000 | $ 60,000 | $ 0 |
| AKRON, OH | 84 | $ 6,403,000 | $ 76,000 | $ 0 |
| BATON ROUGE, LA | 84 | $ 6,175,000 | $ 73,000 | $ 3,000 |
| MONTGOMERY, AL | 84 | $ 5,555,000 | $ 66,000 | $ 0 |
| SALT LAKE CITY, UT | 84 | $ 9,704,000 | $ 115,000 | $ 0 |
| FLINT, MI | 82 | $ 5,266,000 | $ 64,000 | $ 0 |
| ALBUQUERQUE, NM | 79 | $ 8,063,000 | $ 102,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 79 | $ 13,448,000 | $ 170,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 79 | $ 8,881,000 | $ 116,500 | $ 1,000 |
| MOBILE, AL | 76 | $ 5,651,000 | $ 74,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 76 | $ 10,739,000 | $ 141,000 | $ 1,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 75 | $ 7,343,000 | $ 101,000 | $ 1,000 |
| FAYETTEVILLE, NC | 75 | $ 5,175,000 | $ 69,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 75 | $ 4,915,000 | $ 66,500 | $ 0 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 74 | $ 4,356,000 | $ 65,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 74 | $ 5,479,000 | $ 74,000 | $ 0 |
| ROCKFORD, IL | 74 | $ 5,779,000 | $ 78,000 | $ 2,000 |
| COLORADO SPRINGS, CO | 73 | $ 9,139,000 | $ 125,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 73 | $ 6,230,000 | $ 85,000 | $ 0 |
| HUNTSVILLE, AL | 71 | $ 6,455,000 | $ 90,000 | $ 0 |
| CHATTANOOGA, TN-GA | 70 | $ 5,011,000 | $ 73,500 | $ 0 |
| CORPUS CHRISTI, TX | 68 | $ 3,991,000 | $ 58,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 64 | $ 6,881,000 | $ 117,500 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 60 | $ 2,780,000 | $ 46,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 58 | $ 4,187,000 | $ 72,000 | $ 0 |
| ANDERSON, IN | 56 | $ 4,576,000 | $ 81,000 | $ 0 |
| CLARKSVILLE, TN-KY | 56 | $ 5,188,000 | $ 91,000 | $ 2,500 |
| HARRISBURG-CARLISLE, PA | 56 | $ 4,134,000 | $ 73,000 | $ 1,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 55 | $ 3,577,000 | $ 65,000 | $ 0 |
| BAKERSFIELD-DELANO, CA | 54 | $ 2,892,000 | $ 53,000 | $ 0 |
| UTICA-ROME, NY | 54 | $ 3,051,000 | $ 56,000 | $ 0 |
| DURHAM-CHAPEL HILL, NC | 53 | $ 4,324,000 | $ 81,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 53 | $ 3,682,000 | $ 69,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 53 | $ 8,681,000 | $ 168,500 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 52 | $ 4,857,000 | $ 93,000 | $ 0 |
| GREENVILLE-MAULDIN-EASLEY, SC | 50 | $ 4,440,000 | $ 88,000 | $ 0 |
| KNOXVILLE, TN | 50 | $ 3,913,000 | $ 78,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 49 | $ 3,810,000 | $ 77,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 49 | $ 5,160,000 | $ 105,000 | $ 0 |
| COLUMBUS, GA-AL | 48 | $ 3,480,000 | $ 78,000 | $ 500 |
| SPRINGFIELD, MO | 48 | $ 3,717,000 | $ 77,000 | $ 0 |
| TOLEDO, OH | 48 | $ 3,589,000 | $ 74,000 | $ 0 |
| WINSTON-SALEM, NC | 47 | $ 4,022,000 | $ 85,000 | $ 0 |
| AMARILLO, TX | 45 | $ 2,482,000 | $ 55,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 45 | $ 2,996,000 | $ 66,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 44 | $ 3,453,000 | $ 75,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 44 | $ 2,756,000 | $ 62,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 43 | $ 3,678,000 | $ 85,000 | $ 3,000 |
| FRESNO, CA | 43 | $ 2,840,000 | $ 66,000 | $ 0 |
| SAVANNAH, GA | 43 | $ 3,256,000 | $ 75,000 | $ 0 |
| TACOMA, WA | 42 | $ 5,353,000 | $ 127,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 41 | $ 4,176,000 | $ 101,000 | $ 0 |
| LANCASTER, PA | 41 | $ 3,552,000 | $ 86,000 | $ 0 |
| LANSING-EAST LANSING, MI | 41 | $ 3,604,000 | $ 87,000 | $ 1,000 |
| LUBBOCK, TX | 41 | $ 1,909,000 | $ 46,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 41 | $ 2,878,000 | $ 70,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 41 | $ 4,898,000 | $ 119,000 | $ 0 |
| YORK-HANOVER, PA | 41 | $ 4,183,000 | $ 102,000 | $ 0 |
| WACO, TX | 40 | $ 3,285,000 | $ 82,000 | $ 0 |
| LAFAYETTE, IN | 39 | $ 3,555,000 | $ 91,000 | $ 0 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 39 | $ 3,283,000 | $ 84,000 | $ 0 |
| BOSTON-QUINCY, MA | 38 | $ 8,795,000 | $ 231,000 | $ 1,000 |
| DES MOINES-WEST DES MOINES, IA | 38 | $ 3,292,000 | $ 86,000 | $ 0 |
| ROANOKE, VA | 38 | $ 2,850,000 | $ 75,000 | $ 0 |
| SPRINGFIELD, MA | 38 | $ 4,184,000 | $ 110,000 | $ 0 |
| DECATUR, AL | 37 | $ 2,986,000 | $ 80,000 | $ 0 |
| DOVER, DE | 37 | $ 3,960,000 | $ 107,000 | $ 0 |
| FORT SMITH, AR-OK | 37 | $ 2,403,000 | $ 66,000 | $ 9,500 |
| MCALLEN-EDINBURG-MISSION, TX | 37 | $ 2,394,000 | $ 64,000 | $ 4,000 |
| NORWICH-NEW LONDON, CT | 37 | $ 5,437,000 | $ 146,000 | $ 0 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 36 | $ 3,621,000 | $ 100,000 | $ 1,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 36 | $ 2,198,000 | $ 62,500 | $ 0 |
| KOKOMO, IN | 36 | $ 2,399,000 | $ 66,000 | $ 0 |
| MACON, GA | 36 | $ 2,360,000 | $ 65,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 36 | $ 1,967,000 | $ 88,000 | $ 1,500 |
| TUSCALOOSA, AL | 34 | $ 3,137,000 | $ 92,000 | $ 0 |
| ELKHART-GOSHEN, IN | 33 | $ 2,748,000 | $ 83,000 | $ 1,000 |
| LAWTON, OK | 32 | $ 2,530,000 | $ 79,000 | $ 15,000 |
| LONGVIEW, TX | 32 | $ 1,840,000 | $ 57,000 | $ 0 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 32 | $ 2,695,000 | $ 84,000 | $ 3,000 |
| BROWNSVILLE-HARLINGEN, TX | 31 | $ 2,128,000 | $ 68,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 30 | $ 1,715,000 | $ 57,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 30 | $ 1,777,000 | $ 59,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 30 | $ 4,029,000 | $ 134,000 | $ 38,000 |
| VISALIA-PORTERVILLE, CA | 30 | $ 1,930,000 | $ 64,000 | $ 0 |
| BAY CITY, MI | 29 | $ 2,198,000 | $ 75,000 | $ 1,000 |
| PEORIA, IL | 29 | $ 1,862,000 | $ 64,000 | $ 0 |
| ANNISTON-OXFORD, AL | 28 | $ 1,645,000 | $ 58,000 | $ 0 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 28 | $ 1,484,000 | $ 53,000 | $ 0 |
| DECATUR, IL | 28 | $ 1,405,000 | $ 50,000 | $ 3,000 |
| LAREDO, TX | 28 | $ 1,587,000 | $ 56,000 | $ 3,000 |
| LEXINGTON-FAYETTE, KY | 28 | $ 2,207,000 | $ 78,000 | $ 2,000 |
| MUSKEGON-NORTON SHORES, MI | 28 | $ 1,889,000 | $ 67,000 | $ 0 |
| SPOKANE, WA | 28 | $ 2,653,000 | $ 94,000 | $ 0 |
| WICHITA FALLS, TX | 28 | $ 1,447,000 | $ 51,000 | $ 2,000 |
| YUMA, AZ | 28 | $ 2,210,000 | $ 78,000 | $ 9,000 |
| CANTON-MASSILLON, OH | 26 | $ 1,845,000 | $ 70,000 | $ 0 |
| OCALA, FL | 26 | $ 1,693,000 | $ 65,000 | $ 0 |
| ERIE, PA | 25 | $ 1,560,000 | $ 62,000 | $ 3,000 |
| GREELEY, CO | 25 | $ 3,136,000 | $ 125,000 | $ 0 |
| TRENTON-EWING, NJ | 25 | $ 2,850,000 | $ 114,000 | $ 0 |
| TYLER, TX | 25 | $ 2,066,000 | $ 82,000 | $ 0 |
| BINGHAMTON, NY | 24 | $ 1,238,000 | $ 51,000 | $ 0 |
| EVANSVILLE, IN-KY | 24 | $ 1,517,000 | $ 67,500 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 24 | $ 3,182,000 | $ 132,000 | $ 0 |
| WILMINGTON, NC | 24 | $ 2,185,000 | $ 91,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 23 | $ 2,231,000 | $ 97,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 23 | $ 1,610,000 | $ 70,000 | $ 0 |
| GULFPORT-BILOXI, MS | 23 | $ 1,698,000 | $ 73,000 | $ 0 |
| JACKSONVILLE, NC | 23 | $ 1,573,000 | $ 68,000 | $ 8,000 |
| PASCAGOULA, MS | 23 | $ 2,000,000 | $ 86,000 | $ 0 |
| READING, PA | 23 | $ 1,732,000 | $ 75,000 | $ 0 |
| RENO-SPARKS, NV | 23 | $ 2,660,000 | $ 115,000 | $ 0 |
| SPRINGFIELD, IL | 23 | $ 1,310,000 | $ 56,000 | $ 2,000 |
| TALLAHASSEE, FL | 23 | $ 1,645,000 | $ 71,000 | $ 0 |
| BURLINGTON, NC | 22 | $ 2,087,000 | $ 94,000 | $ 0 |
| HINESVILLE-FORT STEWART, GA | 22 | $ 1,496,000 | $ 68,000 | $ 0 |
| MUNCIE, IN | 22 | $ 1,639,000 | $ 74,000 | $ 0 |
| PINE BLUFF, AR | 22 | $ 898,000 | $ 40,000 | $ 0 |
| SHERMAN-DENISON, TX | 22 | $ 1,367,000 | $ 62,000 | $ 25,000 |
| SPARTANBURG, SC | 22 | $ 1,823,000 | $ 82,000 | $ 0 |
| KENNEWICK-PASCO-RICHLAND, WA | 21 | $ 1,608,000 | $ 76,000 | $ 2,000 |
| NILES-BENTON HARBOR, MI | 21 | $ 1,338,000 | $ 63,000 | $ 0 |
| PROVO-OREM, UT | 21 | $ 2,459,000 | $ 117,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 21 | $ 1,838,000 | $ 87,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 20 | $ 4,100,000 | $ 205,000 | $ 0 |
| PORT ST. LUCIE, FL | 20 | $ 1,043,000 | $ 52,000 | $ 7,000 |
| WARNER ROBINS, GA | 20 | $ 1,540,000 | $ 77,000 | $ 0 |
| JACKSON, MI | 19 | $ 1,772,000 | $ 93,000 | $ 0 |
| LINCOLN, NE | 19 | $ 1,673,000 | $ 88,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 19 | $ 710,000 | $ 37,000 | $ 0 |
| POCATELLO, ID | 19 | $ 1,695,000 | $ 89,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 19 | $ 3,023,000 | $ 159,000 | $ 13,000 |
| TOPEKA, KS | 19 | $ 1,089,000 | $ 57,000 | $ 0 |
| ALBANY, GA | 18 | $ 1,061,000 | $ 58,000 | $ 0 |
| ASHEVILLE, NC | 18 | $ 2,485,000 | $ 138,000 | $ 1,000 |
| BANGOR, ME | 18 | $ 2,144,000 | $ 119,000 | $ 0 |
| BATTLE CREEK, MI | 18 | $ 1,346,000 | $ 74,000 | $ 1,000 |
| PRESCOTT, AZ | 18 | $ 3,796,000 | $ 210,000 | $ 64,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 18 | $ 2,205,000 | $ 122,000 | $ 0 |
| WORCESTER, MA | 18 | $ 2,957,000 | $ 164,000 | $ 0 |
| YAKIMA, WA | 18 | $ 1,967,000 | $ 109,000 | $ 0 |
| DOTHAN, AL | 17 | $ 1,094,000 | $ 64,000 | $ 0 |
| GAINESVILLE, GA | 17 | $ 1,553,000 | $ 91,000 | $ 0 |
| GREENVILLE, NC | 17 | $ 1,239,000 | $ 72,000 | $ 2,000 |
| MANCHESTER-NASHUA, NH | 17 | $ 2,710,000 | $ 159,000 | $ 0 |
| VICTORIA, TX | 17 | $ 1,263,000 | $ 74,000 | $ 0 |
| CEDAR RAPIDS, IA | 16 | $ 1,396,000 | $ 87,000 | $ 0 |
| DALTON, GA | 16 | $ 1,069,000 | $ 66,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 16 | $ 1,424,000 | $ 89,000 | $ 0 |
| HONOLULU, HI | 16 | $ 1,326,000 | $ 82,000 | $ 2,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 16 | $ 1,395,000 | $ 92,666 | $ 0 |
| SALISBURY, MD | 16 | $ 1,442,000 | $ 90,000 | $ 0 |
| ST. JOSEPH, MO-KS | 16 | $ 799,000 | $ 32,500 | $ 0 |
| AUBURN-OPELIKA, AL | 15 | $ 1,477,000 | $ 98,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 15 | $ 2,794,000 | $ 186,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 15 | $ 1,048,000 | $ 69,000 | $ 3,000 |
| GRAND JUNCTION, CO | 15 | $ 1,873,000 | $ 124,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 15 | $ 918,000 | $ 61,000 | $ 0 |
| MORRISTOWN, TN | 15 | $ 1,267,000 | $ 84,000 | $ 0 |
| SALEM, OR | 15 | $ 1,712,000 | $ 114,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 15 | $ 556,000 | $ 34,500 | $ 3,500 |
| ABILENE, TX | 14 | $ 516,000 | $ 36,000 | $ 0 |
| FARMINGTON, NM | 14 | $ 1,658,000 | $ 118,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 14 | $ 1,388,000 | $ 99,500 | $ 8,500 |
| HOLLAND-GRAND HAVEN, MI | 14 | $ 1,213,000 | $ 86,000 | $ 0 |
| JACKSON, TN | 14 | $ 936,000 | $ 66,000 | $ 7,000 |
| JONESBORO, AR | 14 | $ 858,000 | $ 61,000 | $ 0 |
| LYNCHBURG, VA | 14 | $ 883,000 | $ 63,000 | $ 0 |
| SPRINGFIELD, OH | 14 | $ 999,000 | $ 71,000 | $ 0 |
| JOPLIN, MO | 13 | $ 1,058,000 | $ 81,000 | $ 0 |
| MODESTO, CA | 13 | $ 1,577,000 | $ 121,000 | $ 0 |
| VALDOSTA, GA | 13 | $ 823,000 | $ 63,000 | $ 0 |
| ANDERSON, SC | 12 | $ 776,000 | $ 64,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 12 | $ 668,000 | $ 55,000 | $ 0 |
| GAINESVILLE, FL | 12 | $ 563,000 | $ 46,000 | $ 0 |
| JANESVILLE, WI | 12 | $ 803,000 | $ 66,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 12 | $ 884,000 | $ 78,000 | $ 0 |
| RACINE, WI | 12 | $ 1,036,000 | $ 86,000 | $ 0 |
| SAN ANGELO, TX | 12 | $ 722,000 | $ 60,000 | $ 0 |
| ALEXANDRIA, LA | 11 | $ 367,000 | $ 33,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 11 | $ 1,347,000 | $ 122,000 | $ 0 |
| HANFORD-CORCORAN, CA | 11 | $ 580,000 | $ 52,000 | $ 0 |
| KINGSTON, NY | 11 | $ 1,354,000 | $ 123,000 | $ 0 |
| MONROE, LA | 11 | $ 429,000 | $ 39,000 | $ 0 |
| PUEBLO, CO | 11 | $ 896,000 | $ 81,000 | $ 0 |
| PUNTA GORDA, FL | 11 | $ 1,001,000 | $ 91,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 11 | $ 2,286,000 | $ 207,000 | $ 30,000 |
| SIOUX CITY, IA-NE-SD | 11 | $ 574,000 | $ 58,500 | $ 1,000 |
| STOCKTON, CA | 11 | $ 917,000 | $ 83,000 | $ 0 |
| BLOOMINGTON, IN | 10 | $ 796,000 | $ 79,000 | $ 5,000 |
| CHARLESTON, WV | 10 | $ 514,000 | $ 51,000 | $ 7,000 |
| EUGENE-SPRINGFIELD, OR | 10 | $ 1,261,000 | $ 126,000 | $ 0 |
| GLENS FALLS, NY | 10 | $ 784,000 | $ 78,000 | $ 7,000 |
| GOLDSBORO, NC | 10 | $ 349,000 | $ 34,000 | $ 5,000 |
| LEWISTON-AUBURN, ME | 10 | $ 923,000 | $ 92,000 | $ 0 |
| MADISON, WI | 10 | $ 1,578,000 | $ 157,000 | $ 0 |
| MERCED, CA | 10 | $ 765,000 | $ 76,000 | $ 2,000 |
| PEABODY, MA | 10 | $ 2,131,000 | $ 213,000 | $ 0 |
| SANDUSKY, OH | 10 | $ 677,000 | $ 67,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 9 | $ 643,000 | $ 71,000 | $ 0 |
| BOULDER, CO | 9 | $ 1,186,000 | $ 131,000 | $ 0 |
| EL CENTRO, CA | 9 | $ 239,000 | $ 26,000 | $ 0 |
| FARGO, ND-MN | 9 | $ 660,000 | $ 69,500 | $ 0 |
| JOHNSON CITY, TN | 9 | $ 817,000 | $ 90,000 | $ 0 |
| LAFAYETTE, LA | 9 | $ 776,000 | $ 86,000 | $ 0 |
| MANHATTAN, KS | 9 | $ 929,000 | $ 103,000 | $ 32,000 |
| MIDLAND, TX | 9 | $ 402,000 | $ 44,000 | $ 0 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 9 | $ 2,812,000 | $ 312,000 | $ 247,000 |
| SIOUX FALLS, SD | 9 | $ 1,039,000 | $ 115,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 8 | $ 689,000 | $ 86,000 | $ 0 |
| CHARLOTTESVILLE, VA | 8 | $ 666,000 | $ 83,000 | $ 0 |
| CHEYENNE, WY | 8 | $ 740,000 | $ 92,000 | $ 0 |
| CLEVELAND, TN | 8 | $ 500,000 | $ 62,000 | $ 0 |
| FLAGSTAFF, AZ | 8 | $ 1,574,000 | $ 196,000 | $ 185,000 |
| HATTIESBURG, MS | 8 | $ 624,000 | $ 78,000 | $ 0 |
| JEFFERSON CITY, MO | 8 | $ 600,000 | $ 75,000 | $ 0 |
| LAKE CHARLES, LA | 8 | $ 670,000 | $ 83,000 | $ 0 |
| MONROE, MI | 8 | $ 597,000 | $ 74,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 8 | $ 908,000 | $ 113,000 | $ 0 |
| ROCKY MOUNT, NC | 8 | $ 625,000 | $ 78,000 | $ 0 |
| ROME, GA | 8 | $ 457,000 | $ 57,000 | $ 0 |
| ST. CLOUD, MN | 8 | $ 747,000 | $ 93,000 | $ 0 |
| ST. GEORGE, UT | 8 | $ 844,000 | $ 105,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 8 | $ 545,000 | $ 68,000 | $ 0 |
| BILLINGS, MT | 7 | $ 362,000 | $ 51,000 | $ 0 |
| BRUNSWICK, GA | 7 | $ 568,000 | $ 81,000 | $ 0 |
| DANVILLE, IL | 7 | $ 262,000 | $ 37,000 | $ 0 |
| DANVILLE, VA | 7 | $ 520,000 | $ 74,000 | $ 6,000 |
| ELIZABETHTOWN, KY | 7 | $ 667,000 | $ 95,000 | $ 0 |
| FLORENCE, SC | 7 | $ 443,000 | $ 63,000 | $ 0 |
| GADSDEN, AL | 7 | $ 466,000 | $ 66,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 7 | $ 551,000 | $ 78,000 | $ 7,000 |
| LOGAN, UT-ID | 7 | $ 837,000 | $ 119,000 | $ 0 |
| MANSFIELD, OH | 7 | $ 365,000 | $ 52,000 | $ 0 |
| OLYMPIA, WA | 7 | $ 851,000 | $ 121,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 7 | $ 608,000 | $ 86,000 | $ 0 |
| RAPID CITY, SD | 7 | $ 625,000 | $ 89,000 | $ 0 |
| SUMTER, SC | 7 | $ 419,000 | $ 59,000 | $ 0 |
| WINCHESTER, VA-WV | 7 | $ 915,000 | $ 102,500 | $ 0 |
| ALTOONA, PA | 6 | $ 364,000 | $ 60,000 | $ 0 |
| ANCHORAGE, AK | 6 | $ 823,000 | $ 137,000 | $ 0 |
| APPLETON, WI | 6 | $ 473,000 | $ 78,000 | $ 0 |
| COLUMBIA, MO | 6 | $ 369,000 | $ 61,000 | $ 0 |
| COLUMBUS, IN | 6 | $ 784,000 | $ 130,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 6 | $ 324,000 | $ 54,000 | $ 0 |
| GREEN BAY, WI | 6 | $ 728,000 | $ 121,000 | $ 0 |
| IDAHO FALLS, ID | 6 | $ 920,000 | $ 153,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 6 | $ 436,000 | $ 72,000 | $ 0 |
| STEUBENVILLE-WEIRTON, OH-WV | 6 | $ 245,000 | $ 40,500 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 6 | $ 699,000 | $ 116,000 | $ 0 |
| ANN ARBOR, MI | 5 | $ 649,000 | $ 129,000 | $ 0 |
| CHICO, CA | 5 | $ 524,000 | $ 104,000 | $ 0 |
| CUMBERLAND, MD-WV | 5 | $ 509,000 | $ 101,000 | $ 0 |
| LAS CRUCES, NM | 5 | $ 420,000 | $ 84,000 | $ 0 |
| MEDFORD, OR | 5 | $ 443,000 | $ 88,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 5 | $ 397,000 | $ 79,000 | $ 3,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 5 | $ 231,000 | $ 41,500 | $ 0 |
| ROCHESTER, MN | 5 | $ 5,000 | $ 1,000 | $ 0 |
| DULUTH, MN-WI | 4 | $ 260,000 | $ 65,000 | $ 0 |
| ELMIRA, NY | 4 | $ 101,000 | $ 25,000 | $ 0 |
| GREAT FALLS, MT | 4 | $ 270,000 | $ 67,000 | $ 0 |
| ITHACA, NY | 4 | $ 209,000 | $ 52,000 | $ 0 |
| JOHNSTOWN, PA | 4 | $ 149,000 | $ 37,000 | $ 0 |
| KANKAKEE-BRADLEY, IL | 4 | $ 289,000 | $ 72,000 | $ 0 |
| LAWRENCE, KS | 4 | $ 360,000 | $ 90,000 | $ 0 |
| LIMA, OH | 4 | $ 332,000 | $ 83,000 | $ 0 |
| OWENSBORO, KY | 4 | $ 244,000 | $ 61,000 | $ 0 |
| PALM COAST, FL | 4 | $ 464,000 | $ 116,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 4 | $ 236,000 | $ 59,000 | $ 0 |
| TERRE HAUTE, IN | 4 | $ 197,000 | $ 49,000 | $ 0 |
| WHEELING, WV-OH | 4 | $ 198,000 | $ 35,000 | $ 0 |
| BARNSTABLE TOWN, MA | 3 | $ 395,000 | $ 131,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 219,000 | $ 73,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 246,000 | $ 82,000 | $ 0 |
| BOWLING GREEN, KY | 3 | $ 276,000 | $ 92,000 | $ 0 |
| CASPER, WY | 3 | $ 428,000 | $ 142,000 | $ 0 |
| COEUR D'ALENE, ID | 3 | $ 347,000 | $ 115,000 | $ 0 |
| EAU CLAIRE, WI | 3 | $ 261,000 | $ 87,000 | $ 0 |
| FAJARDO, PR | 3 | $ 203,000 | $ 67,000 | $ 0 |
| GRAND FORKS, ND-MN | 3 | $ 135,000 | $ 45,000 | $ 0 |
| HARRISONBURG, VA | 3 | $ 391,000 | $ 130,000 | $ 0 |
| HOT SPRINGS, AR | 3 | $ 291,000 | $ 97,000 | $ 0 |
| LONGVIEW, WA | 3 | $ 395,000 | $ 131,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 354,000 | $ 118,000 | $ 0 |
| OCEAN CITY, NJ | 3 | $ 127,000 | $ 42,000 | $ 0 |
| ODESSA, TX | 3 | $ 136,000 | $ 45,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 45,000 | $ 15,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 3 | $ 495,000 | $ 165,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 3 | $ 1,288,000 | $ 429,000 | $ 0 |
| SANTA FE, NM | 3 | $ 341,000 | $ 113,000 | $ 0 |
| WENATCHEE-EAST WENATCHEE, WA | 3 | $ 429,000 | $ 143,000 | $ 0 |
| WILLIAMSPORT, PA | 3 | $ 249,000 | $ 83,000 | $ 0 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 2 | $ 135,000 | $ 67,500 | $ 0 |
| CARSON CITY, NV | 2 | $ 64,000 | $ 32,000 | $ 0 |
| LEBANON, PA | 2 | $ 168,000 | $ 84,000 | $ 0 |
| LEWISTON, ID-WA | 2 | $ 121,000 | $ 60,000 | $ 0 |
| MADERA-CHOWCHILLA, CA | 2 | $ 239,000 | $ 119,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 116,000 | $ 58,000 | $ 0 |
| MISSOULA, MT | 2 | $ 73,000 | $ 36,000 | $ 0 |
| PITTSFIELD, MA | 2 | $ 185,000 | $ 92,000 | $ 0 |
| REDDING, CA | 2 | $ 151,000 | $ 75,000 | $ 0 |
| SALINAS, CA | 2 | $ 3,901,000 | $ 1,950,000 | $ 396,000 |
| YUBA CITY, CA | 2 | $ 64,000 | $ 32,000 | $ 0 |
| AGUADILLA-ISABELA-SAN SEBASTIAN, PR | 1 | $ 1,000 | $ 1,000 | $ 0 |
| AMES, IA | 1 | $ 133,000 | $ 133,000 | $ 0 |
| BEND, OR | 1 | $ 71,000 | $ 71,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 106,000 | $ 106,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 100,000 | $ 100,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 46,000 | $ 46,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 61,000 | $ 61,000 | $ 30,000 |
| GUAYAMA, PR | 1 | $ 39,000 | $ 39,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 52,000 | $ 52,000 | $ 0 |
| NAPA, CA | 1 | $ 199,000 | $ 199,000 | $ 0 |
| PONCE, PR | 1 | $ 118,000 | $ 118,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 428,000 | $ 428,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| WAUSAU, WI | 1 | $ 32,000 | $ 32,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 24,214 | $2,221,612,000 | $91,000 | $11,250,000 | $4,000 | $4,700,000 |
| Refinancing | 2,910 | $268,530,000 | $92,000 | $6,600,000 | $52,000 | $4,296,000 |
| Home Improvement | 745 | $29,192,000 | $39,000 | $1,440,000 | $80,000 | $2,328,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 24,912 | $2,104,635,000 | $84,000 | $11,250,000 | $0 | $27,000 |
| White | 2,156 | $335,071,000 | $155,000 | $3,900,000 | $122,000 | $4,700,000 |
| Hispanic | 259 | $23,098,000 | $89,000 | $1,290,000 | $54,000 | $498,000 |
| Not Provided | 241 | $23,458,000 | $97,000 | $1,216,000 | $103,000 | $1,715,000 |
| Black or African American | 145 | $9,107,000 | $62,000 | $773,000 | $53,000 | $192,000 |
| Asian | 81 | $17,622,000 | $217,000 | $4,785,000 | $117,000 | $1,348,000 |
| American Indian or Alaskan Native | 60 | $4,166,000 | $69,000 | $268,000 | $64,000 | $398,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,177,000 | $145,000 | $417,000 | $139,000 | $429,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 21,675 | $1,855,750,000 | $85,000 | $744,000 | $0 | $400,000 |
| VA-guaranteed (Veterans Administration) | 3,371 | $241,018,000 | $71,000 | $375,000 | $1,000 | $217,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,706 | $413,519,000 | $152,000 | $11,250,000 | $111,000 | $4,700,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 117 | $9,047,000 | $77,000 | $296,000 | $9,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 24,818 | $2,056,980,000 | $82,000 | $744,000 | $0 | $0 |
| Loan Originated | 1,529 | $313,872,000 | $205,000 | $11,250,000 | $129,000 | $4,700,000 |
| Application Denied By Financial Institution | 1,023 | $79,653,000 | $77,000 | $1,700,000 | $69,000 | $1,715,000 |
| Application Withdrawn By Applicant | 468 | $65,971,000 | $140,000 | $3,000,000 | $116,000 | $2,328,000 |
| File Closed For Incompleteness | 23 | $1,729,000 | $75,000 | $195,000 | $65,000 | $178,000 |
| Application Approved But Not Accepted | 8 | $1,129,000 | $141,000 | $297,000 | $69,000 | $113,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 445 | $24,307,000 | $54,000 | $550,000 | $64,000 | $958,000 |
| Debt-To-Income Ratio | 259 | $22,652,000 | $87,000 | $1,216,000 | $52,000 | $1,715,000 |
| Collateral | 171 | $16,431,000 | $96,000 | $1,700,000 | $90,000 | $490,000 |
| Other | 65 | $7,873,000 | $121,000 | $488,000 | $109,000 | $1,200,000 |
| Credit Application Incomplete | 37 | $2,881,000 | $77,000 | $203,000 | $86,000 | $350,000 |
| Unverifiable Information | 20 | $2,523,000 | $126,000 | $417,000 | $82,000 | $296,000 |
| Employment History | 19 | $1,532,000 | $80,000 | $389,000 | $53,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,292,000 | $215,000 | $980,000 | $83,000 | $208,000 |
| Mortgage Insurance Denied | 1 | $162,000 | $162,000 | $162,000 | $41,000 | $41,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.