Midfirst Bank Mortgage Lending & HMDA Data, 2013

In 2013, Midfirst Bank of Oklahoma City, OK reported 27,869 mortgage applications totaling $2.5 billion, down 6% from 2012. The average application was for $90,399, and applicants reported an average income of $11,043. 5% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Oklahoma City, OK (1,623), Atlanta-Sandy Springs-Marietta, GA (1,168) and Dallas-Plano-Irving, TX (842) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 27,869
Total Mortgage Loan Application Amount $2,519,334,000
Average Mortgage Loan Application Amount $90,399
Highest Mortgage Loan Application Amount $11,250,000
Average Applicant Income $11,043
Highest Applicant Income $4,700,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 913 $ 112,402,000 $ 123,112 $ 81,000
Maricopa, Arizona 700 $ 149,253,000 $ 213,218 $ 136,000
Dallas, Texas 590 $ 42,027,000 $ 71,232 $ 0
Harris, Texas 443 $ 34,118,000 $ 77,015 $ 2,000
Bexar, Texas 441 $ 25,233,000 $ 57,217 $ 0
Tarrant, Texas 438 $ 31,327,000 $ 71,522 $ 0
Cook, Illinois 433 $ 35,500,000 $ 81,986 $ 0
Shelby, Tennessee 408 $ 25,743,000 $ 63,095 $ 0
Marion, Indiana 388 $ 31,819,000 $ 82,007 $ 0
Philadelphia, Pennsylvania 368 $ 21,015,000 $ 57,105 $ 0
Cleveland, Oklahoma 312 $ 47,362,000 $ 151,801 $ 77,000
Tulsa, Oklahoma 302 $ 40,779,000 $ 135,029 $ 93,000
Canadian, Oklahoma 260 $ 21,994,000 $ 84,592 $ 60,000
DeKalb, Georgia 233 $ 21,900,000 $ 93,991 $ 0
Wayne, Michigan 227 $ 16,779,000 $ 73,916 $ 0
Mecklenburg, North Carolina 208 $ 19,703,000 $ 94,725 $ 0
Franklin, Ohio 199 $ 17,263,000 $ 86,748 $ 0
Duval, Florida 176 $ 12,555,000 $ 71,335 $ 0
St. Louis, Missouri 176 $ 12,125,000 $ 68,892 $ 0
Jefferson, Alabama 167 $ 9,817,000 $ 58,784 $ 0
El Paso, Texas 159 $ 5,626,000 $ 35,383 $ 0
Erie, New York 157 $ 8,700,000 $ 55,414 $ 1,000
Cuyahoga, Ohio 157 $ 11,232,000 $ 71,541 $ 0
Clark, Nevada 156 $ 13,019,000 $ 83,455 $ 0
Gwinnett, Georgia 153 $ 18,006,000 $ 117,686 $ 0
Monroe, New York 150 $ 8,096,000 $ 53,973 $ 0
Clayton, Georgia 149 $ 14,027,000 $ 94,140 $ 0
Miami-Dade, Florida 145 $ 10,305,000 $ 71,068 $ 0
Allegheny, Pennsylvania 145 $ 7,553,000 $ 52,089 $ 3,000
Baltimore City, Maryland 139 $ 7,862,000 $ 56,561 $ 0
Wake, North Carolina 134 $ 12,793,000 $ 95,470 $ 0
Orange, Florida 129 $ 8,777,000 $ 68,038 $ 0
Prince George's, Maryland 128 $ 13,241,000 $ 103,445 $ 0
Guilford, North Carolina 128 $ 10,363,000 $ 80,960 $ 0
Los Angeles, California 123 $ 8,339,000 $ 67,796 $ 0
Hillsborough, Florida 123 $ 8,864,000 $ 72,065 $ 0
Jackson, Missouri 121 $ 9,216,000 $ 76,165 $ 1,000
Fulton, Georgia 118 $ 9,998,000 $ 84,728 $ 0
New Haven, Connecticut 115 $ 16,755,000 $ 145,695 $ 0
Jackson, Oklahoma 112 $ 9,058,000 $ 80,875 $ 61,000
Texas, Oklahoma 112 $ 8,865,000 $ 79,151 $ 58,000
New Castle, Delaware 110 $ 12,412,000 $ 112,836 $ 0
Baltimore, Maryland 109 $ 10,886,000 $ 99,871 $ 0
Woodward, Oklahoma 108 $ 9,718,000 $ 89,981 $ 66,000
Cobb, Georgia 102 $ 10,215,000 $ 100,147 $ 2,000
Onondaga, New York 101 $ 5,621,000 $ 55,653 $ 0
Travis, Texas 100 $ 8,406,000 $ 84,060 $ 3,000
Camden, New Jersey 99 $ 8,124,000 $ 82,060 $ 0
Montgomery, Ohio 98 $ 7,471,000 $ 76,234 $ 0
Broward, Florida 97 $ 7,231,000 $ 74,546 $ 0
Delaware, Pennsylvania 96 $ 7,250,000 $ 75,520 $ 0
Pulaski, Arkansas 95 $ 5,358,000 $ 56,400 $ 1,000
Davidson, Tennessee 94 $ 8,097,000 $ 86,138 $ 10,000
Hamilton, Ohio 92 $ 7,403,000 $ 80,467 $ 0
San Bernardino, California 91 $ 5,773,000 $ 63,439 $ 0
Hartford, Connecticut 91 $ 12,814,000 $ 140,813 $ 0
Pima, Arizona 90 $ 6,520,000 $ 72,444 $ 4,000
Allen, Indiana 90 $ 5,444,000 $ 60,488 $ 0
Lake, Indiana 84 $ 6,615,000 $ 78,750 $ 0
Sedgwick, Kansas 83 $ 5,586,000 $ 67,301 $ 2,000
Richland, South Carolina 83 $ 6,997,000 $ 84,301 $ 0
Denton, Texas 83 $ 7,906,000 $ 95,253 $ 0
Genesee, Michigan 82 $ 5,266,000 $ 64,219 $ 0
Collin, Texas 81 $ 6,911,000 $ 85,320 $ 0
Bell, Texas 80 $ 4,942,000 $ 61,775 $ 0
Pinellas, Florida 78 $ 4,644,000 $ 59,538 $ 0
Salt Lake, Utah 78 $ 8,941,000 $ 114,628 $ 0
Pottawatomie, Oklahoma 77 $ 5,581,000 $ 72,480 $ 55,000
Mobile, Alabama 76 $ 5,651,000 $ 74,355 $ 0
Summit, Ohio 76 $ 5,537,000 $ 72,855 $ 0
Fort Bend, Texas 76 $ 5,878,000 $ 77,342 $ 0
Polk, Florida 74 $ 5,479,000 $ 74,040 $ 0
El Paso, Colorado 73 $ 9,139,000 $ 125,191 $ 0
Henry, Georgia 72 $ 8,070,000 $ 112,083 $ 0
Jefferson, Kentucky 72 $ 6,506,000 $ 90,361 $ 0
Macomb, Michigan 72 $ 6,487,000 $ 90,097 $ 0
Montgomery, Alabama 71 $ 4,308,000 $ 60,676 $ 1,000
Grady, Oklahoma 71 $ 4,083,000 $ 57,507 $ 58,000
Cumberland, North Carolina 70 $ 4,631,000 $ 66,157 $ 0
Hinds, Mississippi 69 $ 4,459,000 $ 64,623 $ 0
Denver, Colorado 68 $ 7,798,000 $ 114,676 $ 0
Arapahoe, Colorado 67 $ 9,026,000 $ 134,716 $ 0
Winnebago, Illinois 67 $ 5,024,000 $ 74,985 $ 2,000
Riverside, California 66 $ 4,990,000 $ 75,606 $ 0
Essex, New Jersey 66 $ 8,741,000 $ 132,439 $ 0
Suffolk, New York 63 $ 10,627,000 $ 168,682 $ 0
St. Joseph, Indiana 62 $ 4,017,000 $ 64,790 $ 0
Williamson, Texas 62 $ 5,708,000 $ 92,064 $ 0
Will, Illinois 60 $ 8,131,000 $ 135,516 $ 0
Johnson, Indiana 60 $ 5,634,000 $ 93,900 $ 0
Kent, Michigan 59 $ 5,184,000 $ 87,864 $ 0
Oakland, Michigan 59 $ 6,097,000 $ 103,338 $ 0
Hennepin, Minnesota 59 $ 3,769,000 $ 63,881 $ 0
Virginia Beach, Virginia 59 $ 6,469,000 $ 109,644 $ 0
Burlington, New Jersey 58 $ 5,652,000 $ 97,448 $ 0
Madison, Alabama 57 $ 5,039,000 $ 88,403 $ 0
Nueces, Texas 57 $ 3,279,000 $ 57,526 $ 0
Madison, Indiana 56 $ 4,576,000 $ 81,714 $ 0
East Baton Rouge, Louisiana 56 $ 3,641,000 $ 65,017 $ 1,000
Douglas, Nebraska 56 $ 4,914,000 $ 87,750 $ 1,000
Adams, Colorado 55 $ 6,907,000 $ 125,581 $ 0
Palm Beach, Florida 55 $ 3,577,000 $ 65,036 $ 0
Paulding, Georgia 55 $ 5,862,000 $ 106,581 $ 0
Hamilton, Indiana 55 $ 6,464,000 $ 117,527 $ 0
Caddo, Oklahoma 55 $ 2,604,000 $ 47,345 $ 59,000
Rutherford, Tennessee 55 $ 5,526,000 $ 100,472 $ 0
Kern, California 54 $ 2,892,000 $ 53,555 $ 0
Lake, Illinois 54 $ 5,543,000 $ 102,648 $ 0
Seminole, Florida 53 $ 3,746,000 $ 70,679 $ 0
Bernalillo, New Mexico 52 $ 5,464,000 $ 105,076 $ 0
Douglas, Georgia 51 $ 5,763,000 $ 113,000 $ 1,000
St. Louis City, Missouri 51 $ 3,486,000 $ 68,352 $ 0
Richmond, Georgia 50 $ 2,563,000 $ 51,260 $ 1,000
Pasco, Florida 48 $ 4,006,000 $ 83,458 $ 0
Lehigh, Pennsylvania 47 $ 4,076,000 $ 86,723 $ 3,000
Milwaukee, Wisconsin 47 $ 4,235,000 $ 90,106 $ 0
Hendricks, Indiana 46 $ 4,838,000 $ 105,173 $ 0
Anne Arundel, Maryland 46 $ 5,224,000 $ 113,565 $ 0
Volusia, Florida 45 $ 2,996,000 $ 66,577 $ 0
Kane, Illinois 45 $ 5,723,000 $ 127,177 $ 2,000
DeSoto, Mississippi 45 $ 4,624,000 $ 102,755 $ 0
Brevard, Florida 44 $ 2,756,000 $ 62,636 $ 0
Lucas, Ohio 44 $ 3,142,000 $ 71,409 $ 0
Fresno, California 43 $ 2,840,000 $ 66,046 $ 0
Caddo, Louisiana 42 $ 1,885,000 $ 44,880 $ 0
Niagara, New York 42 $ 2,572,000 $ 61,238 $ 2,000
Pierce, Washington 42 $ 5,353,000 $ 127,452 $ 0
LaPorte, Indiana 41 $ 2,878,000 $ 70,195 $ 0
Bucks, Pennsylvania 41 $ 4,907,000 $ 119,682 $ 0
Lancaster, Pennsylvania 41 $ 3,552,000 $ 86,634 $ 0
Luzerne, Pennsylvania 41 $ 2,952,000 $ 72,000 $ 0
York, Pennsylvania 41 $ 4,183,000 $ 102,024 $ 0
Hamilton, Tennessee 41 $ 2,699,000 $ 65,829 $ 0
Montgomery, Tennessee 41 $ 3,842,000 $ 93,707 $ 0
Lubbock, Texas 41 $ 1,909,000 $ 46,560 $ 0
Hancock, Indiana 40 $ 4,087,000 $ 102,175 $ 0
Johnson, Texas 40 $ 2,997,000 $ 74,925 $ 0
McLennan, Texas 40 $ 3,285,000 $ 82,125 $ 0
Henrico, Virginia 40 $ 3,241,000 $ 81,025 $ 0
King, Washington 40 $ 5,022,000 $ 125,550 $ 2,000
Madison, Illinois 39 $ 2,546,000 $ 65,282 $ 0
Kalamazoo, Michigan 39 $ 3,012,000 $ 77,230 $ 0
Oneida, New York 39 $ 2,204,000 $ 56,512 $ 0
Greenville, South Carolina 39 $ 3,543,000 $ 90,846 $ 0
Ellis, Texas 39 $ 4,198,000 $ 107,641 $ 0
Escambia, Florida 38 $ 2,471,000 $ 65,026 $ 0
Jefferson, Louisiana 38 $ 2,864,000 $ 75,368 $ 0
Butler, Ohio 38 $ 3,209,000 $ 84,447 $ 0
New London, Connecticut 37 $ 5,437,000 $ 146,945 $ 0
Kent, Delaware 37 $ 3,960,000 $ 107,027 $ 0
Wyandotte, Kansas 37 $ 2,211,000 $ 59,756 $ 0
Orleans, Louisiana 37 $ 2,560,000 $ 69,189 $ 0
Brazoria, Texas 37 $ 3,513,000 $ 94,945 $ 0
Hidalgo, Texas 37 $ 2,394,000 $ 64,702 $ 4,000
Hampton, Virginia 37 $ 2,963,000 $ 80,081 $ 0
Sacramento, California 36 $ 3,922,000 $ 108,944 $ 0
Chatham, Georgia 36 $ 2,599,000 $ 72,194 $ 0
Muscogee, Georgia 36 $ 2,185,000 $ 60,694 $ 0
St. Clair, Illinois 36 $ 2,191,000 $ 60,861 $ 0
Durham, North Carolina 36 $ 3,047,000 $ 84,638 $ 0
Logan, Oklahoma 36 $ 5,250,000 $ 145,833 $ 71,000
Galveston, Texas 36 $ 4,318,000 $ 119,944 $ 8,000
Snohomish, Washington 36 $ 5,717,000 $ 158,805 $ 1,000
Pinal, Arizona 35 $ 3,320,000 $ 94,857 $ 21,000
Dauphin, Pennsylvania 35 $ 2,393,000 $ 68,371 $ 2,000
Howard, Indiana 34 $ 2,300,000 $ 67,647 $ 0
Tippecanoe, Indiana 34 $ 3,197,000 $ 94,029 $ 0
Johnson, Kansas 34 $ 3,327,000 $ 97,852 $ 0
Harford, Maryland 34 $ 4,729,000 $ 139,088 $ 0
Greene, Missouri 34 $ 2,578,000 $ 75,823 $ 0
Forsyth, North Carolina 34 $ 2,898,000 $ 85,235 $ 0
Johnston, North Carolina 34 $ 3,348,000 $ 98,470 $ 0
Wagoner, Oklahoma 34 $ 4,230,000 $ 124,411 $ 48,000
Knox, Tennessee 34 $ 2,697,000 $ 79,323 $ 0
Norfolk, Virginia 34 $ 3,116,000 $ 91,647 $ 0
Tuscaloosa, Alabama 33 $ 3,070,000 $ 93,030 $ 0
District of Columbia, District Of Columbia 33 $ 1,816,000 $ 55,030 $ 36,000
Newton, Georgia 33 $ 3,610,000 $ 109,393 $ 0
Elkhart, Indiana 33 $ 2,748,000 $ 83,272 $ 1,000
Hampden, Massachusetts 33 $ 3,623,000 $ 109,787 $ 0
Ocean, New Jersey 33 $ 4,933,000 $ 149,484 $ 0
Union, New Jersey 33 $ 5,246,000 $ 158,969 $ 0
Custer, Oklahoma 33 $ 2,941,000 $ 89,121 $ 65,000
Fairfax, Virginia 33 $ 1,314,000 $ 39,818 $ 0
Polk, Iowa 32 $ 2,610,000 $ 81,562 $ 0
Queens, New York 32 $ 5,614,000 $ 175,437 $ 3,000
Lorain, Ohio 32 $ 2,895,000 $ 90,468 $ 2,000
Comanche, Oklahoma 32 $ 2,530,000 $ 79,062 $ 15,000
Washita, Oklahoma 32 $ 1,589,000 $ 49,656 $ 57,000
Newport News, Virginia 32 $ 2,880,000 $ 90,000 $ 0
Richmond City, Virginia 32 $ 1,512,000 $ 47,250 $ 0
Jefferson, Colorado 31 $ 3,483,000 $ 112,354 $ 3,000
Middlesex, New Jersey 31 $ 5,084,000 $ 164,000 $ 0
Montgomery, Pennsylvania 31 $ 4,132,000 $ 133,290 $ 0
Cameron, Texas 31 $ 2,128,000 $ 68,645 $ 0
Chesapeake, Virginia 31 $ 3,881,000 $ 125,193 $ 0
Chesterfield, Virginia 31 $ 3,089,000 $ 99,645 $ 0
San Diego, California 30 $ 4,029,000 $ 134,300 $ 38,000
Tulare, California 30 $ 1,930,000 $ 64,333 $ 0
Cherokee, Georgia 30 $ 3,141,000 $ 104,700 $ 0
Saginaw, Michigan 30 $ 1,777,000 $ 59,233 $ 0
Gaston, North Carolina 30 $ 2,398,000 $ 79,933 $ 0
Bibb, Georgia 29 $ 1,630,000 $ 56,206 $ 0
Carroll, Georgia 29 $ 2,873,000 $ 99,068 $ 0
Bay, Michigan 29 $ 2,198,000 $ 75,793 $ 1,000
Weber, Utah 29 $ 2,976,000 $ 102,620 $ 1,000
Calhoun, Alabama 28 $ 1,645,000 $ 58,750 $ 0
Morgan, Alabama 28 $ 2,185,000 $ 78,035 $ 0
Yuma, Arizona 28 $ 2,210,000 $ 78,928 $ 9,000
Okaloosa, Florida 28 $ 1,484,000 $ 53,000 $ 0
Macon, Illinois 28 $ 1,405,000 $ 50,178 $ 3,000
St. Tammany, Louisiana 28 $ 3,027,000 $ 108,107 $ 0
Montgomery, Maryland 28 $ 2,465,000 $ 88,035 $ 2,000
Muskegon, Michigan 28 $ 1,889,000 $ 67,464 $ 0
Albany, New York 28 $ 2,840,000 $ 101,428 $ 0
Multnomah, Oregon 28 $ 2,922,000 $ 104,357 $ 0
Lexington, South Carolina 28 $ 2,166,000 $ 77,357 $ 0
Sumner, Tennessee 28 $ 2,694,000 $ 96,214 $ 8,000
Kaufman, Texas 28 $ 2,993,000 $ 106,892 $ 0
Webb, Texas 28 $ 1,587,000 $ 56,678 $ 3,000
Spokane, Washington 28 $ 2,653,000 $ 94,750 $ 0
DuPage, Illinois 27 $ 3,356,000 $ 124,296 $ 0
Kenton, Kentucky 27 $ 2,186,000 $ 80,962 $ 0
Ingham, Michigan 27 $ 1,994,000 $ 73,851 $ 1,000
Clay, Missouri 27 $ 2,718,000 $ 100,666 $ 0
Jefferson, Missouri 27 $ 2,667,000 $ 98,777 $ 0
Gloucester, New Jersey 27 $ 3,262,000 $ 120,814 $ 0
Rensselaer, New York 27 $ 2,628,000 $ 97,333 $ 0
Union, North Carolina 27 $ 2,573,000 $ 95,296 $ 0
Wichita, Texas 27 $ 1,398,000 $ 51,777 $ 2,000
Marion, Florida 26 $ 1,693,000 $ 65,115 $ 0
Westmoreland, Pennsylvania 26 $ 1,944,000 $ 74,769 $ 0
Weld, Colorado 25 $ 3,136,000 $ 125,440 $ 0
Clay, Florida 25 $ 2,779,000 $ 111,160 $ 0
Osceola, Florida 25 $ 2,084,000 $ 83,360 $ 0
Mercer, New Jersey 25 $ 2,850,000 $ 114,000 $ 0
Kings, New York 25 $ 4,162,000 $ 166,480 $ 0
Schenectady, New York 25 $ 1,703,000 $ 68,120 $ 2,000
McClain, Oklahoma 25 $ 3,528,000 $ 141,120 $ 64,000
Rogers, Oklahoma 25 $ 2,664,000 $ 106,560 $ 48,000
Erie, Pennsylvania 25 $ 1,560,000 $ 62,400 $ 3,000
York, South Carolina 25 $ 3,193,000 $ 127,720 $ 1,000
Montgomery, Texas 25 $ 2,276,000 $ 91,040 $ 0
Smith, Texas 25 $ 2,066,000 $ 82,640 $ 0
Portsmouth, Virginia 25 $ 1,508,000 $ 60,320 $ 0
Sussex, Delaware 24 $ 2,704,000 $ 112,666 $ 0
Bartow, Georgia 24 $ 2,820,000 $ 117,500 $ 0
McHenry, Illinois 24 $ 2,816,000 $ 117,333 $ 2,000
Lake, Ohio 24 $ 2,515,000 $ 104,791 $ 0
Stark, Ohio 24 $ 1,702,000 $ 70,916 $ 0
Gregg, Texas 24 $ 1,178,000 $ 49,083 $ 0
Faulkner, Arkansas 23 $ 1,792,000 $ 77,913 $ 0
Saline, Arkansas 23 $ 1,786,000 $ 77,652 $ 4,000
Lake, Florida 23 $ 2,011,000 $ 87,434 $ 0
Lee, Florida 23 $ 1,610,000 $ 70,000 $ 0
Atlantic, New Jersey 23 $ 2,231,000 $ 97,000 $ 0
Broome, New York 23 $ 1,212,000 $ 52,695 $ 0
Cabarrus, North Carolina 23 $ 2,196,000 $ 95,478 $ 0
Onslow, North Carolina 23 $ 1,573,000 $ 68,391 $ 8,000
Berks, Pennsylvania 23 $ 1,732,000 $ 75,304 $ 0
Guadalupe, Texas 23 $ 2,118,000 $ 92,086 $ 0
Hays, Texas 23 $ 2,547,000 $ 110,739 $ 3,000
Potter, Texas 23 $ 800,000 $ 34,782 $ 0
Clark, Washington 23 $ 3,018,000 $ 131,217 $ 0
Shelby, Alabama 22 $ 2,656,000 $ 120,727 $ 4,000
Benton, Arkansas 22 $ 1,945,000 $ 88,409 $ 0
Crittenden, Arkansas 22 $ 834,000 $ 37,909 $ 0
Windham, Connecticut 22 $ 2,753,000 $ 125,136 $ 0
Manatee, Florida 22 $ 2,019,000 $ 91,772 $ 0
Delaware, Indiana 22 $ 1,639,000 $ 74,500 $ 0
Morgan, Indiana 22 $ 2,394,000 $ 108,818 $ 0
Plymouth, Massachusetts 22 $ 4,281,000 $ 194,590 $ 1,000
Alamance, North Carolina 22 $ 2,087,000 $ 94,863 $ 0
Randolph, North Carolina 22 $ 2,064,000 $ 93,818 $ 0
Creek, Oklahoma 22 $ 2,479,000 $ 112,681 $ 69,000
Northampton, Pennsylvania 22 $ 2,776,000 $ 126,181 $ 0
Providence, Rhode Island 22 $ 3,125,000 $ 142,045 $ 0
Spartanburg, South Carolina 22 $ 1,823,000 $ 82,863 $ 0
Grayson, Texas 22 $ 1,367,000 $ 62,136 $ 25,000
Prince William, Virginia 22 $ 2,355,000 $ 107,045 $ 0
Canyon, Idaho 21 $ 2,038,000 $ 97,047 $ 0
Berrien, Michigan 21 $ 1,338,000 $ 63,714 $ 0
Jackson, Mississippi 21 $ 1,847,000 $ 87,952 $ 0
St. Charles, Missouri 21 $ 2,382,000 $ 113,428 $ 0
Washoe, Nevada 21 $ 2,364,000 $ 112,571 $ 0
Cumberland, New Jersey 21 $ 1,838,000 $ 87,523 $ 0
Randall, Texas 21 $ 1,642,000 $ 78,190 $ 0
Fairfield, Connecticut 20 $ 4,100,000 $ 205,000 $ 0
Hernando, Florida 20 $ 1,559,000 $ 77,950 $ 0
Houston, Georgia 20 $ 1,540,000 $ 77,000 $ 0
Liberty, Georgia 20 $ 1,294,000 $ 64,700 $ 0
Rockdale, Georgia 20 $ 2,225,000 $ 111,250 $ 0
Sangamon, Illinois 20 $ 1,055,000 $ 52,750 $ 2,000
Butler, Kansas 20 $ 1,578,000 $ 78,900 $ 1,000
Bristol, Massachusetts 20 $ 3,833,000 $ 191,650 $ 0
Trumbull, Ohio 20 $ 1,086,000 $ 54,300 $ 5,000
Davis, Utah 20 $ 2,184,000 $ 109,200 $ 0
Utah, Utah 20 $ 2,367,000 $ 118,350 $ 0
Jefferson, Arkansas 19 $ 770,000 $ 40,526 $ 0
Sebastian, Arkansas 19 $ 1,066,000 $ 56,105 $ 0
Litchfield, Connecticut 19 $ 2,783,000 $ 146,473 $ 0
Walton, Georgia 19 $ 1,863,000 $ 98,052 $ 0
Ada, Idaho 19 $ 2,067,000 $ 108,789 $ 0
Clark, Indiana 19 $ 2,046,000 $ 107,684 $ 0
Jackson, Michigan 19 $ 1,772,000 $ 93,263 $ 0
Oswego, New York 19 $ 1,012,000 $ 53,263 $ 1,000
Payne, Oklahoma 19 $ 1,408,000 $ 74,105 $ 49,000
Jefferson, Texas 19 $ 1,039,000 $ 54,684 $ 0
Spotsylvania, Virginia 19 $ 1,814,000 $ 95,473 $ 0
Yavapai, Arizona 18 $ 3,796,000 $ 210,888 $ 64,000
Peoria, Illinois 18 $ 1,018,000 $ 56,555 $ 0
Vanderburgh, Indiana 18 $ 985,000 $ 54,722 $ 0
Penobscot, Maine 18 $ 2,144,000 $ 119,111 $ 0
Charles, Maryland 18 $ 2,572,000 $ 142,888 $ 0
Worcester, Massachusetts 18 $ 2,957,000 $ 164,277 $ 0
Calhoun, Michigan 18 $ 1,346,000 $ 74,777 $ 1,000
Harrison, Mississippi 18 $ 1,198,000 $ 66,555 $ 0
Lancaster, Nebraska 18 $ 1,587,000 $ 88,166 $ 0
Sarpy, Nebraska 18 $ 1,715,000 $ 95,277 $ 0
Monmouth, New Jersey 18 $ 3,270,000 $ 181,666 $ 0
Parker, Texas 18 $ 1,866,000 $ 103,666 $ 0
Yakima, Washington 18 $ 1,967,000 $ 109,277 $ 0
Houston, Alabama 17 $ 1,094,000 $ 64,352 $ 0
Sarasota, Florida 17 $ 1,264,000 $ 74,352 $ 0
Hall, Georgia 17 $ 1,553,000 $ 91,352 $ 0
Spalding, Georgia 17 $ 1,819,000 $ 107,000 $ 0
Bannock, Idaho 17 $ 1,505,000 $ 88,529 $ 0
Elmore, Idaho 17 $ 1,548,000 $ 91,058 $ 0
Bossier, Louisiana 17 $ 816,000 $ 48,000 $ 0
Ramsey, Minnesota 17 $ 675,000 $ 39,705 $ 0
Cass, Missouri 17 $ 1,860,000 $ 109,411 $ 0
Hillsborough, New Hampshire 17 $ 2,710,000 $ 159,411 $ 0
Warren, Ohio 17 $ 1,878,000 $ 110,470 $ 0
Washington, Oklahoma 17 $ 1,057,000 $ 62,176 $ 10,000
Monroe, Pennsylvania 17 $ 1,960,000 $ 115,294 $ 0
Victoria, Texas 17 $ 1,263,000 $ 74,294 $ 0
Pope, Arkansas 16 $ 849,000 $ 53,062 $ 0
Washington, Arkansas 16 $ 1,120,000 $ 70,000 $ 0
Leon, Florida 16 $ 1,095,000 $ 68,437 $ 0
Catoosa, Georgia 16 $ 1,399,000 $ 87,437 $ 0
Honolulu, Hawaii 16 $ 1,326,000 $ 82,875 $ 2,000
Livingston, Louisiana 16 $ 1,375,000 $ 85,937 $ 12,000
Warren, Mississippi 16 $ 836,000 $ 52,250 $ 0
Passaic, New Jersey 16 $ 2,305,000 $ 144,062 $ 0
Bronx, New York 16 $ 2,595,000 $ 162,187 $ 0
Nassau, New York 16 $ 2,821,000 $ 176,312 $ 3,000
Pitt, North Carolina 16 $ 1,234,000 $ 77,125 $ 0
Licking, Ohio 16 $ 1,839,000 $ 114,937 $ 0
Berkeley, South Carolina 16 $ 2,003,000 $ 125,187 $ 8,000
Roanoke City, Virginia 16 $ 781,000 $ 48,812 $ 0
Baldwin, Alabama 15 $ 1,471,000 $ 98,066 $ 0
Lee, Alabama 15 $ 1,477,000 $ 98,466 $ 0
Lonoke, Arkansas 15 $ 1,179,000 $ 78,600 $ 0
Mesa, Colorado 15 $ 1,873,000 $ 124,866 $ 0
Santa Rosa, Florida 15 $ 1,211,000 $ 80,733 $ 0
Barrow, Georgia 15 $ 1,613,000 $ 107,533 $ 0
Coweta, Georgia 15 $ 1,254,000 $ 83,600 $ 0
Rock Island, Illinois 15 $ 853,000 $ 56,866 $ 0
Linn, Iowa 15 $ 1,371,000 $ 91,400 $ 0
Shawnee, Kansas 15 $ 758,000 $ 50,533 $ 0
Christian, Kentucky 15 $ 1,346,000 $ 89,733 $ 5,000
Middlesex, Massachusetts 15 $ 2,794,000 $ 186,266 $ 0
Allegan, Michigan 15 $ 1,494,000 $ 99,600 $ 0
Anoka, Minnesota 15 $ 742,000 $ 49,466 $ 0
Sandoval, New Mexico 15 $ 1,475,000 $ 98,333 $ 0
Cayuga, New York 15 $ 683,000 $ 45,533 $ 0
Herkimer, New York 15 $ 847,000 $ 56,466 $ 0
Rowan, North Carolina 15 $ 1,520,000 $ 101,333 $ 0
Mahoning, Ohio 15 $ 757,000 $ 50,466 $ 0
Beaver, Pennsylvania 15 $ 902,000 $ 60,133 $ 0
Lackawanna, Pennsylvania 15 $ 1,114,000 $ 74,266 $ 0
Charleston, South Carolina 15 $ 476,000 $ 31,733 $ 0
Limestone, Alabama 14 $ 1,416,000 $ 101,142 $ 0
Grant, Indiana 14 $ 837,000 $ 59,785 $ 0
Porter, Indiana 14 $ 1,418,000 $ 101,285 $ 0
Scott, Iowa 14 $ 1,035,000 $ 73,928 $ 0
Fayette, Kentucky 14 $ 935,000 $ 66,785 $ 4,000
Wicomico, Maryland 14 $ 1,263,000 $ 90,214 $ 0
Ottawa, Michigan 14 $ 1,213,000 $ 86,642 $ 0
Dakota, Minnesota 14 $ 1,493,000 $ 106,642 $ 0
Madison, Mississippi 14 $ 1,123,000 $ 80,214 $ 0
Buchanan, Missouri 14 $ 705,000 $ 50,357 $ 0
San Juan, New Mexico 14 $ 1,658,000 $ 118,428 $ 0
Ontario, New York 14 $ 915,000 $ 65,357 $ 0
Wayne, New York 14 $ 1,108,000 $ 79,142 $ 0
Harnett, North Carolina 14 $ 1,173,000 $ 83,785 $ 5,000
Clark, Ohio 14 $ 999,000 $ 71,357 $ 0
Greene, Ohio 14 $ 1,312,000 $ 93,714 $ 0
Cumberland, Pennsylvania 14 $ 1,233,000 $ 88,071 $ 0
Tipton, Tennessee 14 $ 1,197,000 $ 85,500 $ 0
Stafford, Virginia 14 $ 1,923,000 $ 137,357 $ 0
Mississippi, Arkansas 13 $ 688,000 $ 52,923 $ 0
Stanislaus, California 13 $ 1,577,000 $ 121,307 $ 0
St. Lucie, Florida 13 $ 765,000 $ 58,846 $ 0
Dougherty, Georgia 13 $ 774,000 $ 59,538 $ 0
Huntington, Indiana 13 $ 711,000 $ 54,692 $ 0
Cass, Michigan 13 $ 898,000 $ 69,076 $ 0
Hudson, New Jersey 13 $ 2,252,000 $ 173,230 $ 0
Orange, New York 13 $ 1,938,000 $ 149,076 $ 19,000
Davidson, North Carolina 13 $ 1,254,000 $ 96,461 $ 0
Rockingham, North Carolina 13 $ 854,000 $ 65,692 $ 0
Clermont, Ohio 13 $ 1,390,000 $ 106,923 $ 0
Medina, Ohio 13 $ 1,299,000 $ 99,923 $ 0
Madison, Tennessee 13 $ 881,000 $ 67,769 $ 8,000
Wilson, Tennessee 13 $ 1,360,000 $ 104,615 $ 0
Hunt, Texas 13 $ 980,000 $ 75,384 $ 0
Craighead, Arkansas 12 $ 736,000 $ 61,333 $ 0
Douglas, Colorado 12 $ 2,343,000 $ 195,250 $ 4,000
Alachua, Florida 12 $ 563,000 $ 46,916 $ 0
Putnam, Florida 12 $ 592,000 $ 49,333 $ 0
Forsyth, Georgia 12 $ 1,649,000 $ 137,416 $ 0
Lowndes, Georgia 12 $ 692,000 $ 57,666 $ 0
Whitfield, Georgia 12 $ 705,000 $ 58,750 $ 0
Seward, Kansas 12 $ 733,000 $ 61,083 $ 0
York, Maine 12 $ 1,570,000 $ 130,833 $ 0
Eaton, Michigan 12 $ 1,412,000 $ 117,666 $ 0
Granville, North Carolina 12 $ 980,000 $ 81,666 $ 0
Marion, Oregon 12 $ 1,351,000 $ 112,583 $ 0
Washington, Oregon 12 $ 1,581,000 $ 131,750 $ 0
Franklin, Pennsylvania 12 $ 1,326,000 $ 110,500 $ 7,000
Anderson, South Carolina 12 $ 776,000 $ 64,666 $ 0
Dorchester, South Carolina 12 $ 1,199,000 $ 99,916 $ 0
Brazos, Texas 12 $ 778,000 $ 64,833 $ 4,000
Taylor, Texas 12 $ 378,000 $ 31,500 $ 0
Tom Green, Texas 12 $ 722,000 $ 60,166 $ 0
Suffolk, Virginia 12 $ 1,536,000 $ 128,000 $ 0
Racine, Wisconsin 12 $ 1,036,000 $ 86,333 $ 0
Rock, Wisconsin 12 $ 803,000 $ 66,916 $ 0
Kings, California 11 $ 580,000 $ 52,727 $ 0
Orange, California 11 $ 2,286,000 $ 207,818 $ 30,000
San Joaquin, California 11 $ 917,000 $ 83,363 $ 0
Larimer, Colorado 11 $ 1,347,000 $ 122,454 $ 0
Pueblo, Colorado 11 $ 896,000 $ 81,454 $ 0
Tolland, Connecticut 11 $ 1,256,000 $ 114,181 $ 0
Charlotte, Florida 11 $ 1,001,000 $ 91,000 $ 0
Champaign, Illinois 11 $ 595,000 $ 54,090 $ 0
Kendall, Illinois 11 $ 1,927,000 $ 175,181 $ 0
Boone, Indiana 11 $ 930,000 $ 84,545 $ 0
White, Indiana 11 $ 816,000 $ 74,181 $ 0
Rapides, Louisiana 11 $ 367,000 $ 33,363 $ 0
Terrebonne, Louisiana 11 $ 517,000 $ 47,000 $ 0
Calvert, Maryland 11 $ 2,145,000 $ 195,000 $ 0
Midland, Michigan 11 $ 870,000 $ 79,090 $ 0
Rankin, Mississippi 11 $ 1,008,000 $ 91,636 $ 0
Lyon, Nevada 11 $ 1,222,000 $ 111,090 $ 0
Genesee, New York 11 $ 570,000 $ 51,818 $ 0
Saratoga, New York 11 $ 1,454,000 $ 132,181 $ 0
Ulster, New York 11 $ 1,354,000 $ 123,090 $ 0
Craven, North Carolina 11 $ 702,000 $ 63,818 $ 0
New Hanover, North Carolina 11 $ 950,000 $ 86,363 $ 0
Washington, Pennsylvania 11 $ 911,000 $ 82,818 $ 0
Lancaster, South Carolina 11 $ 944,000 $ 85,818 $ 3,000
Williamson, Tennessee 11 $ 1,015,000 $ 92,272 $ 2,000
Comal, Texas 11 $ 1,142,000 $ 103,818 $ 0
Benton, Washington 11 $ 809,000 $ 73,545 $ 3,000
Dale, Alabama 10 $ 553,000 $ 55,300 $ 0
Elmore, Alabama 10 $ 970,000 $ 97,000 $ 0
St. Clair, Alabama 10 $ 1,163,000 $ 116,300 $ 0
Santa Cruz, Arizona 10 $ 808,000 $ 80,800 $ 0
White, Arkansas 10 $ 840,000 $ 84,000 $ 0
Contra Costa, California 10 $ 453,000 $ 45,300 $ 0
Merced, California 10 $ 765,000 $ 76,500 $ 2,000
Columbia, Georgia 10 $ 776,000 $ 77,600 $ 0
Troup, Georgia 10 $ 780,000 $ 78,000 $ 0
Walker, Georgia 10 $ 800,000 $ 80,000 $ 0
Miami, Indiana 10 $ 754,000 $ 75,400 $ 0
Noble, Indiana 10 $ 806,000 $ 80,600 $ 0
Pottawattamie, Iowa 10 $ 916,000 $ 91,600 $ 0
Boone, Kentucky 10 $ 1,150,000 $ 115,000 $ 0
McCracken, Kentucky 10 $ 555,000 $ 55,500 $ 2,000
Ascension, Louisiana 10 $ 1,109,000 $ 110,900 $ 0
Ouachita, Louisiana 10 $ 404,000 $ 40,400 $ 0
Androscoggin, Maine 10 $ 923,000 $ 92,300 $ 0
Essex, Massachusetts 10 $ 2,131,000 $ 213,100 $ 0
Tuscola, Michigan 10 $ 961,000 $ 96,100 $ 0
Van Buren, Michigan 10 $ 798,000 $ 79,800 $ 0
Christian, Missouri 10 $ 882,000 $ 88,200 $ 0
Rockingham, New Hampshire 10 $ 1,607,000 $ 160,700 $ 0
Salem, New Jersey 10 $ 752,000 $ 75,200 $ 5,000
Buncombe, North Carolina 10 $ 1,680,000 $ 168,000 $ 0
Iredell, North Carolina 10 $ 992,000 $ 99,200 $ 0
Person, North Carolina 10 $ 708,000 $ 70,800 $ 0
Wayne, North Carolina 10 $ 349,000 $ 34,900 $ 5,000
Wilson, North Carolina 10 $ 871,000 $ 87,100 $ 0
Erie, Ohio 10 $ 677,000 $ 67,700 $ 0
Muskingum, Ohio 10 $ 704,000 $ 70,400 $ 0
Muskogee, Oklahoma 10 $ 591,000 $ 59,100 $ 34,000
Lane, Oregon 10 $ 1,261,000 $ 126,100 $ 0
Dyer, Tennessee 10 $ 519,000 $ 51,900 $ 0
Hamblen, Tennessee 10 $ 759,000 $ 75,900 $ 0
Robertson, Tennessee 10 $ 1,310,000 $ 131,000 $ 0
Roanoke, Virginia 10 $ 1,192,000 $ 119,200 $ 0
Franklin, Washington 10 $ 799,000 $ 79,900 $ 0
Kenosha, Wisconsin 10 $ 1,338,000 $ 133,800 $ 0
Lawrence, Alabama 9 $ 801,000 $ 89,000 $ 0
Alameda, California 9 $ 257,000 $ 28,555 $ 0
Imperial, California 9 $ 239,000 $ 26,555 $ 0
Boulder, Colorado 9 $ 1,186,000 $ 131,777 $ 0
Gordon, Georgia 9 $ 829,000 $ 92,111 $ 0
Ogle, Illinois 9 $ 879,000 $ 97,666 $ 0
Page:

Mortgage Loan Application Detail Totals for Midfirst Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 24,214 $2,221,612,000 $91,000 $11,250,000 $4,000 $4,700,000
Refinancing 2,910 $268,530,000 $92,000 $6,600,000 $52,000 $4,296,000
Home Improvement 745 $29,192,000 $39,000 $1,440,000 $80,000 $2,328,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 24,912 $2,104,635,000 $84,000 $11,250,000 $0 $27,000
White 2,156 $335,071,000 $155,000 $3,900,000 $122,000 $4,700,000
Hispanic 259 $23,098,000 $89,000 $1,290,000 $54,000 $498,000
Not Provided 241 $23,458,000 $97,000 $1,216,000 $103,000 $1,715,000
Black or African American 145 $9,107,000 $62,000 $773,000 $53,000 $192,000
Asian 81 $17,622,000 $217,000 $4,785,000 $117,000 $1,348,000
American Indian or Alaskan Native 60 $4,166,000 $69,000 $268,000 $64,000 $398,000
Native Hawaiian or Other Pacific Islander 15 $2,177,000 $145,000 $417,000 $139,000 $429,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 21,675 $1,855,750,000 $85,000 $744,000 $0 $400,000
VA-guaranteed (Veterans Administration) 3,371 $241,018,000 $71,000 $375,000 $1,000 $217,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,706 $413,519,000 $152,000 $11,250,000 $111,000 $4,700,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 117 $9,047,000 $77,000 $296,000 $9,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 24,818 $2,056,980,000 $82,000 $744,000 $0 $0
Loan Originated 1,529 $313,872,000 $205,000 $11,250,000 $129,000 $4,700,000
Application Denied By Financial Institution 1,023 $79,653,000 $77,000 $1,700,000 $69,000 $1,715,000
Application Withdrawn By Applicant 468 $65,971,000 $140,000 $3,000,000 $116,000 $2,328,000
File Closed For Incompleteness 23 $1,729,000 $75,000 $195,000 $65,000 $178,000
Application Approved But Not Accepted 8 $1,129,000 $141,000 $297,000 $69,000 $113,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 445 $24,307,000 $54,000 $550,000 $64,000 $958,000
Debt-To-Income Ratio 259 $22,652,000 $87,000 $1,216,000 $52,000 $1,715,000
Collateral 171 $16,431,000 $96,000 $1,700,000 $90,000 $490,000
Other 65 $7,873,000 $121,000 $488,000 $109,000 $1,200,000
Credit Application Incomplete 37 $2,881,000 $77,000 $203,000 $86,000 $350,000
Unverifiable Information 20 $2,523,000 $126,000 $417,000 $82,000 $296,000
Employment History 19 $1,532,000 $80,000 $389,000 $53,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,292,000 $215,000 $980,000 $83,000 $208,000
Mortgage Insurance Denied 1 $162,000 $162,000 $162,000 $41,000 $41,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

Download the Oklahoma Lender List