Midfirst Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Midfirst Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 27,869
Total Mortgage Loan Application Amount $2,519,334,000
Average Mortgage Loan Application Amount $74,000
Highest Mortgage Loan Application Amount $11,250,000
Average Applicant Income $45,333
Highest Applicant Income $4,700,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Midfirst Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midfirst Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Midfirst Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midfirst Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Midfirst Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midfirst Bank's mortgage activity for 2013.

Mortgage Loan Application Totals for Midfirst Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma County Oklahoma 913 $ 112,402,000 $ 123,000 $ 81,000
Maricopa County Arizona 700 $ 149,253,000 $ 213,000 $ 136,000
Dallas County Texas 590 $ 42,027,000 $ 71,000 $ 0
Harris County Texas 443 $ 34,118,000 $ 77,000 $ 2,000
Bexar County Texas 441 $ 25,233,000 $ 57,000 $ 0
Tarrant County Texas 438 $ 31,327,000 $ 71,000 $ 0
Cook County Illinois 433 $ 35,500,000 $ 81,000 $ 0
Shelby County Tennessee 408 $ 25,743,000 $ 63,000 $ 0
Marion County Indiana 388 $ 31,819,000 $ 82,000 $ 0
Philadelphia County Pennsylvania 368 $ 21,015,000 $ 57,000 $ 0
Cleveland County Oklahoma 312 $ 47,362,000 $ 151,000 $ 77,000
Tulsa County Oklahoma 302 $ 40,779,000 $ 135,000 $ 93,000
Canadian County Oklahoma 260 $ 21,994,000 $ 84,000 $ 60,000
DeKalb County Georgia 233 $ 21,900,000 $ 93,000 $ 0
Wayne County Michigan 227 $ 16,779,000 $ 73,000 $ 0
Mecklenburg County North Carolina 208 $ 19,703,000 $ 94,000 $ 0
Franklin County Ohio 199 $ 17,263,000 $ 86,000 $ 0
Duval County Florida 176 $ 12,555,000 $ 71,000 $ 0
St. Louis County Missouri 176 $ 12,125,000 $ 68,000 $ 0
Jefferson County Alabama 167 $ 9,817,000 $ 58,000 $ 0
El Paso County Texas 159 $ 5,626,000 $ 35,000 $ 0
Erie County New York 157 $ 8,700,000 $ 55,000 $ 1,000
Cuyahoga County Ohio 157 $ 11,232,000 $ 71,000 $ 0
Clark County Nevada 156 $ 13,019,000 $ 83,000 $ 0
Gwinnett County Georgia 153 $ 18,006,000 $ 117,000 $ 0
Monroe County New York 150 $ 8,096,000 $ 53,000 $ 0
Clayton County Georgia 149 $ 14,027,000 $ 94,000 $ 0
Miami-Dade County Florida 145 $ 10,305,000 $ 71,000 $ 0
Allegheny County Pennsylvania 145 $ 7,553,000 $ 52,000 $ 3,000
Baltimore City County Maryland 139 $ 7,862,000 $ 56,000 $ 0
Wake County North Carolina 134 $ 12,793,000 $ 95,000 $ 0
Orange County Florida 129 $ 8,777,000 $ 68,000 $ 0
Prince George's County Maryland 128 $ 13,241,000 $ 103,000 $ 0
Guilford County North Carolina 128 $ 10,363,000 $ 80,000 $ 0
Los Angeles County California 123 $ 8,339,000 $ 67,000 $ 0
Hillsborough County Florida 123 $ 8,864,000 $ 72,000 $ 0
Jackson County Missouri 121 $ 9,216,000 $ 76,000 $ 1,000
Fulton County Georgia 118 $ 9,998,000 $ 84,000 $ 0
New Haven County Connecticut 115 $ 16,755,000 $ 145,000 $ 0
Jackson County Oklahoma 112 $ 9,058,000 $ 80,000 $ 61,000
Texas County Oklahoma 112 $ 8,865,000 $ 79,000 $ 58,000
New Castle County Delaware 110 $ 12,412,000 $ 112,000 $ 0
Baltimore County Maryland 109 $ 10,886,000 $ 99,000 $ 0
Woodward County Oklahoma 108 $ 9,718,000 $ 89,000 $ 66,000
Cobb County Georgia 102 $ 10,215,000 $ 100,000 $ 2,000
Onondaga County New York 101 $ 5,621,000 $ 55,000 $ 0
Travis County Texas 100 $ 8,406,000 $ 84,000 $ 3,000
Camden County New Jersey 99 $ 8,124,000 $ 82,000 $ 0
Montgomery County Ohio 98 $ 7,471,000 $ 76,000 $ 0
Broward County Florida 97 $ 7,231,000 $ 74,000 $ 0
Delaware County Pennsylvania 96 $ 7,250,000 $ 75,000 $ 0
Pulaski County Arkansas 95 $ 5,358,000 $ 56,000 $ 1,000
Davidson County Tennessee 94 $ 8,097,000 $ 86,000 $ 10,000
Hamilton County Ohio 92 $ 7,403,000 $ 80,000 $ 0
San Bernardino County California 91 $ 5,773,000 $ 63,000 $ 0
Hartford County Connecticut 91 $ 12,814,000 $ 140,000 $ 0
Pima County Arizona 90 $ 6,520,000 $ 72,000 $ 4,000
Allen County Indiana 90 $ 5,444,000 $ 60,000 $ 0
Lake County Indiana 84 $ 6,615,000 $ 78,000 $ 0
Sedgwick County Kansas 83 $ 5,586,000 $ 67,000 $ 2,000
Richland County South Carolina 83 $ 6,997,000 $ 84,000 $ 0
Denton County Texas 83 $ 7,906,000 $ 95,000 $ 0
Genesee County Michigan 82 $ 5,266,000 $ 64,000 $ 0
Collin County Texas 81 $ 6,911,000 $ 85,000 $ 0
Bell County Texas 80 $ 4,942,000 $ 61,000 $ 0
Pinellas County Florida 78 $ 4,644,000 $ 59,000 $ 0
Salt Lake County Utah 78 $ 8,941,000 $ 114,000 $ 0
Pottawatomie County Oklahoma 77 $ 5,581,000 $ 72,000 $ 55,000
Mobile County Alabama 76 $ 5,651,000 $ 74,000 $ 0
Summit County Ohio 76 $ 5,537,000 $ 72,000 $ 0
Fort Bend County Texas 76 $ 5,878,000 $ 77,000 $ 0
Polk County Florida 74 $ 5,479,000 $ 74,000 $ 0
El Paso County Colorado 73 $ 9,139,000 $ 125,000 $ 0
Henry County Georgia 72 $ 8,070,000 $ 112,000 $ 0
Jefferson County Kentucky 72 $ 6,506,000 $ 90,000 $ 0
Macomb County Michigan 72 $ 6,487,000 $ 90,000 $ 0
Montgomery County Alabama 71 $ 4,308,000 $ 60,000 $ 1,000
Grady County Oklahoma 71 $ 4,083,000 $ 57,000 $ 58,000
Cumberland County North Carolina 70 $ 4,631,000 $ 66,000 $ 0
Hinds County Mississippi 69 $ 4,459,000 $ 64,000 $ 0
Denver County Colorado 68 $ 7,798,000 $ 114,000 $ 0
Arapahoe County Colorado 67 $ 9,026,000 $ 134,000 $ 0
Winnebago County Illinois 67 $ 5,024,000 $ 74,000 $ 2,000
Riverside County California 66 $ 4,990,000 $ 75,000 $ 0
Essex County New Jersey 66 $ 8,741,000 $ 132,000 $ 0
Suffolk County New York 63 $ 10,627,000 $ 168,000 $ 0
St. Joseph County Indiana 62 $ 4,017,000 $ 64,000 $ 0
Williamson County Texas 62 $ 5,708,000 $ 92,000 $ 0
Will County Illinois 60 $ 8,131,000 $ 135,000 $ 0
Johnson County Indiana 60 $ 5,634,000 $ 93,000 $ 0
Kent County Michigan 59 $ 5,184,000 $ 87,000 $ 0
Oakland County Michigan 59 $ 6,097,000 $ 103,000 $ 0
Hennepin County Minnesota 59 $ 3,769,000 $ 63,000 $ 0
Virginia Beach County Virginia 59 $ 6,469,000 $ 109,000 $ 0
Burlington County New Jersey 58 $ 5,652,000 $ 97,000 $ 0
Madison County Alabama 57 $ 5,039,000 $ 88,000 $ 0
Nueces County Texas 57 $ 3,279,000 $ 57,000 $ 0
Madison County Indiana 56 $ 4,576,000 $ 81,000 $ 0
East Baton Rouge County Louisiana 56 $ 3,641,000 $ 65,000 $ 1,000
Douglas County Nebraska 56 $ 4,914,000 $ 87,000 $ 1,000
Adams County Colorado 55 $ 6,907,000 $ 125,000 $ 0
Palm Beach County Florida 55 $ 3,577,000 $ 65,000 $ 0
Paulding County Georgia 55 $ 5,862,000 $ 106,000 $ 0
Hamilton County Indiana 55 $ 6,464,000 $ 117,000 $ 0
Caddo County Oklahoma 55 $ 2,604,000 $ 47,000 $ 59,000
Rutherford County Tennessee 55 $ 5,526,000 $ 100,000 $ 0
Kern County California 54 $ 2,892,000 $ 53,000 $ 0
Lake County Illinois 54 $ 5,543,000 $ 102,000 $ 0
Seminole County Florida 53 $ 3,746,000 $ 70,000 $ 0
Bernalillo County New Mexico 52 $ 5,464,000 $ 105,000 $ 0
Douglas County Georgia 51 $ 5,763,000 $ 113,000 $ 1,000
St. Louis City County Missouri 51 $ 3,486,000 $ 68,000 $ 0
Richmond County Georgia 50 $ 2,563,000 $ 51,000 $ 1,000
Pasco County Florida 48 $ 4,006,000 $ 83,000 $ 0
Lehigh County Pennsylvania 47 $ 4,076,000 $ 86,000 $ 3,000
Milwaukee County Wisconsin 47 $ 4,235,000 $ 90,000 $ 0
Hendricks County Indiana 46 $ 4,838,000 $ 105,000 $ 0
Anne Arundel County Maryland 46 $ 5,224,000 $ 113,000 $ 0
Volusia County Florida 45 $ 2,996,000 $ 66,000 $ 0
Kane County Illinois 45 $ 5,723,000 $ 127,000 $ 2,000
DeSoto County Mississippi 45 $ 4,624,000 $ 102,000 $ 0
Brevard County Florida 44 $ 2,756,000 $ 62,000 $ 0
Lucas County Ohio 44 $ 3,142,000 $ 71,000 $ 0
Fresno County California 43 $ 2,840,000 $ 66,000 $ 0
Caddo County Louisiana 42 $ 1,885,000 $ 44,000 $ 0
Niagara County New York 42 $ 2,572,000 $ 61,000 $ 2,000
Pierce County Washington 42 $ 5,353,000 $ 127,000 $ 0
LaPorte County Indiana 41 $ 2,878,000 $ 70,000 $ 0
Bucks County Pennsylvania 41 $ 4,907,000 $ 119,000 $ 0
Lancaster County Pennsylvania 41 $ 3,552,000 $ 86,000 $ 0
Luzerne County Pennsylvania 41 $ 2,952,000 $ 72,000 $ 0
York County Pennsylvania 41 $ 4,183,000 $ 102,000 $ 0
Hamilton County Tennessee 41 $ 2,699,000 $ 65,000 $ 0
Montgomery County Tennessee 41 $ 3,842,000 $ 93,000 $ 0
Lubbock County Texas 41 $ 1,909,000 $ 46,000 $ 0
Hancock County Indiana 40 $ 4,087,000 $ 102,000 $ 0
Johnson County Texas 40 $ 2,997,000 $ 74,000 $ 0
McLennan County Texas 40 $ 3,285,000 $ 82,000 $ 0
Henrico County Virginia 40 $ 3,241,000 $ 81,000 $ 0
King County Washington 40 $ 5,022,000 $ 125,000 $ 2,000
Madison County Illinois 39 $ 2,546,000 $ 65,000 $ 0
Kalamazoo County Michigan 39 $ 3,012,000 $ 77,000 $ 0
Oneida County New York 39 $ 2,204,000 $ 56,000 $ 0
Greenville County South Carolina 39 $ 3,543,000 $ 90,000 $ 0
Ellis County Texas 39 $ 4,198,000 $ 107,000 $ 0
Escambia County Florida 38 $ 2,471,000 $ 65,000 $ 0
Jefferson County Louisiana 38 $ 2,864,000 $ 75,000 $ 0
Butler County Ohio 38 $ 3,209,000 $ 84,000 $ 0
New London County Connecticut 37 $ 5,437,000 $ 146,000 $ 0
Kent County Delaware 37 $ 3,960,000 $ 107,000 $ 0
Wyandotte County Kansas 37 $ 2,211,000 $ 59,000 $ 0
Orleans County Louisiana 37 $ 2,560,000 $ 69,000 $ 0
Brazoria County Texas 37 $ 3,513,000 $ 94,000 $ 0
Hidalgo County Texas 37 $ 2,394,000 $ 64,000 $ 4,000
Hampton County Virginia 37 $ 2,963,000 $ 80,000 $ 0
Sacramento County California 36 $ 3,922,000 $ 108,000 $ 0
Chatham County Georgia 36 $ 2,599,000 $ 72,000 $ 0
Muscogee County Georgia 36 $ 2,185,000 $ 60,000 $ 0
St. Clair County Illinois 36 $ 2,191,000 $ 60,000 $ 0
Durham County North Carolina 36 $ 3,047,000 $ 84,000 $ 0
Logan County Oklahoma 36 $ 5,250,000 $ 145,000 $ 71,000
Galveston County Texas 36 $ 4,318,000 $ 119,000 $ 8,000
Snohomish County Washington 36 $ 5,717,000 $ 158,000 $ 1,000
Pinal County Arizona 35 $ 3,320,000 $ 94,000 $ 21,000
Dauphin County Pennsylvania 35 $ 2,393,000 $ 68,000 $ 2,000
Howard County Indiana 34 $ 2,300,000 $ 67,000 $ 0
Tippecanoe County Indiana 34 $ 3,197,000 $ 94,000 $ 0
Johnson County Kansas 34 $ 3,327,000 $ 97,000 $ 0
Harford County Maryland 34 $ 4,729,000 $ 139,000 $ 0
Greene County Missouri 34 $ 2,578,000 $ 75,000 $ 0
Forsyth County North Carolina 34 $ 2,898,000 $ 85,000 $ 0
Johnston County North Carolina 34 $ 3,348,000 $ 98,000 $ 0
Wagoner County Oklahoma 34 $ 4,230,000 $ 124,000 $ 48,000
Knox County Tennessee 34 $ 2,697,000 $ 79,000 $ 0
Norfolk County Virginia 34 $ 3,116,000 $ 91,000 $ 0
Tuscaloosa County Alabama 33 $ 3,070,000 $ 93,000 $ 0
District of Columbia County District Of Columbia 33 $ 1,816,000 $ 55,000 $ 36,000
Newton County Georgia 33 $ 3,610,000 $ 109,000 $ 0
Elkhart County Indiana 33 $ 2,748,000 $ 83,000 $ 1,000
Hampden County Massachusetts 33 $ 3,623,000 $ 109,000 $ 0
Ocean County New Jersey 33 $ 4,933,000 $ 149,000 $ 0
Union County New Jersey 33 $ 5,246,000 $ 158,000 $ 0
Custer County Oklahoma 33 $ 2,941,000 $ 89,000 $ 65,000
Fairfax County Virginia 33 $ 1,314,000 $ 39,000 $ 0
Polk County Iowa 32 $ 2,610,000 $ 81,000 $ 0
Queens County New York 32 $ 5,614,000 $ 175,000 $ 3,000
Lorain County Ohio 32 $ 2,895,000 $ 90,000 $ 2,000
Comanche County Oklahoma 32 $ 2,530,000 $ 79,000 $ 15,000
Washita County Oklahoma 32 $ 1,589,000 $ 49,000 $ 57,000
Newport News County Virginia 32 $ 2,880,000 $ 90,000 $ 0
Richmond City County Virginia 32 $ 1,512,000 $ 47,000 $ 0
Jefferson County Colorado 31 $ 3,483,000 $ 112,000 $ 3,000
Middlesex County New Jersey 31 $ 5,084,000 $ 164,000 $ 0
Montgomery County Pennsylvania 31 $ 4,132,000 $ 133,000 $ 0
Cameron County Texas 31 $ 2,128,000 $ 68,000 $ 0
Chesapeake County Virginia 31 $ 3,881,000 $ 125,000 $ 0
Chesterfield County Virginia 31 $ 3,089,000 $ 99,000 $ 0
San Diego County California 30 $ 4,029,000 $ 134,000 $ 38,000
Tulare County California 30 $ 1,930,000 $ 64,000 $ 0
Cherokee County Georgia 30 $ 3,141,000 $ 104,000 $ 0
Saginaw County Michigan 30 $ 1,777,000 $ 59,000 $ 0
Gaston County North Carolina 30 $ 2,398,000 $ 79,000 $ 0
Bibb County Georgia 29 $ 1,630,000 $ 56,000 $ 0
Carroll County Georgia 29 $ 2,873,000 $ 99,000 $ 0
Bay County Michigan 29 $ 2,198,000 $ 75,000 $ 1,000
Weber County Utah 29 $ 2,976,000 $ 102,000 $ 1,000
Calhoun County Alabama 28 $ 1,645,000 $ 58,000 $ 0
Morgan County Alabama 28 $ 2,185,000 $ 78,000 $ 0
Yuma County Arizona 28 $ 2,210,000 $ 78,000 $ 9,000
Okaloosa County Florida 28 $ 1,484,000 $ 53,000 $ 0
Macon County Illinois 28 $ 1,405,000 $ 50,000 $ 3,000
St. Tammany County Louisiana 28 $ 3,027,000 $ 108,000 $ 0
Montgomery County Maryland 28 $ 2,465,000 $ 88,000 $ 2,000
Muskegon County Michigan 28 $ 1,889,000 $ 67,000 $ 0
Albany County New York 28 $ 2,840,000 $ 101,000 $ 0
Multnomah County Oregon 28 $ 2,922,000 $ 104,000 $ 0
Lexington County South Carolina 28 $ 2,166,000 $ 77,000 $ 0
Sumner County Tennessee 28 $ 2,694,000 $ 96,000 $ 8,000
Kaufman County Texas 28 $ 2,993,000 $ 106,000 $ 0
Webb County Texas 28 $ 1,587,000 $ 56,000 $ 3,000
Spokane County Washington 28 $ 2,653,000 $ 94,000 $ 0
DuPage County Illinois 27 $ 3,356,000 $ 124,000 $ 0
Kenton County Kentucky 27 $ 2,186,000 $ 80,000 $ 0
Ingham County Michigan 27 $ 1,994,000 $ 73,000 $ 1,000
Clay County Missouri 27 $ 2,718,000 $ 100,000 $ 0
Jefferson County Missouri 27 $ 2,667,000 $ 98,000 $ 0
Gloucester County New Jersey 27 $ 3,262,000 $ 120,000 $ 0
Rensselaer County New York 27 $ 2,628,000 $ 97,000 $ 0
Union County North Carolina 27 $ 2,573,000 $ 95,000 $ 0
Wichita County Texas 27 $ 1,398,000 $ 51,000 $ 2,000
Marion County Florida 26 $ 1,693,000 $ 65,000 $ 0
Westmoreland County Pennsylvania 26 $ 1,944,000 $ 74,000 $ 0
Weld County Colorado 25 $ 3,136,000 $ 125,000 $ 0
Clay County Florida 25 $ 2,779,000 $ 111,000 $ 0
Osceola County Florida 25 $ 2,084,000 $ 83,000 $ 0
Mercer County New Jersey 25 $ 2,850,000 $ 114,000 $ 0
Kings County New York 25 $ 4,162,000 $ 166,000 $ 0
Schenectady County New York 25 $ 1,703,000 $ 68,000 $ 2,000
McClain County Oklahoma 25 $ 3,528,000 $ 141,000 $ 64,000
Rogers County Oklahoma 25 $ 2,664,000 $ 106,000 $ 48,000
Erie County Pennsylvania 25 $ 1,560,000 $ 62,000 $ 3,000
York County South Carolina 25 $ 3,193,000 $ 127,000 $ 1,000
Montgomery County Texas 25 $ 2,276,000 $ 91,000 $ 0
Smith County Texas 25 $ 2,066,000 $ 82,000 $ 0
Portsmouth County Virginia 25 $ 1,508,000 $ 60,000 $ 0
Sussex County Delaware 24 $ 2,704,000 $ 112,000 $ 0
Bartow County Georgia 24 $ 2,820,000 $ 117,000 $ 0
McHenry County Illinois 24 $ 2,816,000 $ 117,000 $ 2,000
Lake County Ohio 24 $ 2,515,000 $ 104,000 $ 0
Stark County Ohio 24 $ 1,702,000 $ 70,000 $ 0
Gregg County Texas 24 $ 1,178,000 $ 49,000 $ 0
Faulkner County Arkansas 23 $ 1,792,000 $ 77,000 $ 0
Saline County Arkansas 23 $ 1,786,000 $ 77,000 $ 4,000
Lake County Florida 23 $ 2,011,000 $ 87,000 $ 0
Lee County Florida 23 $ 1,610,000 $ 70,000 $ 0
Atlantic County New Jersey 23 $ 2,231,000 $ 97,000 $ 0
Broome County New York 23 $ 1,212,000 $ 52,000 $ 0
Cabarrus County North Carolina 23 $ 2,196,000 $ 95,000 $ 0
Onslow County North Carolina 23 $ 1,573,000 $ 68,000 $ 8,000
Berks County Pennsylvania 23 $ 1,732,000 $ 75,000 $ 0
Guadalupe County Texas 23 $ 2,118,000 $ 92,000 $ 0
Hays County Texas 23 $ 2,547,000 $ 110,000 $ 3,000
Potter County Texas 23 $ 800,000 $ 34,000 $ 0
Clark County Washington 23 $ 3,018,000 $ 131,000 $ 0
Shelby County Alabama 22 $ 2,656,000 $ 120,000 $ 4,000
Benton County Arkansas 22 $ 1,945,000 $ 88,000 $ 0
Crittenden County Arkansas 22 $ 834,000 $ 37,000 $ 0
Windham County Connecticut 22 $ 2,753,000 $ 125,000 $ 0
Manatee County Florida 22 $ 2,019,000 $ 91,000 $ 0
Delaware County Indiana 22 $ 1,639,000 $ 74,000 $ 0
Morgan County Indiana 22 $ 2,394,000 $ 108,000 $ 0
Plymouth County Massachusetts 22 $ 4,281,000 $ 194,000 $ 1,000
Alamance County North Carolina 22 $ 2,087,000 $ 94,000 $ 0
Randolph County North Carolina 22 $ 2,064,000 $ 93,000 $ 0
Creek County Oklahoma 22 $ 2,479,000 $ 112,000 $ 69,000
Northampton County Pennsylvania 22 $ 2,776,000 $ 126,000 $ 0
Providence County Rhode Island 22 $ 3,125,000 $ 142,000 $ 0
Spartanburg County South Carolina 22 $ 1,823,000 $ 82,000 $ 0
Grayson County Texas 22 $ 1,367,000 $ 62,000 $ 25,000
Prince William County Virginia 22 $ 2,355,000 $ 107,000 $ 0
Canyon County Idaho 21 $ 2,038,000 $ 97,000 $ 0
Berrien County Michigan 21 $ 1,338,000 $ 63,000 $ 0
Jackson County Mississippi 21 $ 1,847,000 $ 87,000 $ 0
St. Charles County Missouri 21 $ 2,382,000 $ 113,000 $ 0
Washoe County Nevada 21 $ 2,364,000 $ 112,000 $ 0
Cumberland County New Jersey 21 $ 1,838,000 $ 87,000 $ 0
Randall County Texas 21 $ 1,642,000 $ 78,000 $ 0
Fairfield County Connecticut 20 $ 4,100,000 $ 205,000 $ 0
Hernando County Florida 20 $ 1,559,000 $ 77,000 $ 0
Houston County Georgia 20 $ 1,540,000 $ 77,000 $ 0
Liberty County Georgia 20 $ 1,294,000 $ 64,000 $ 0
Rockdale County Georgia 20 $ 2,225,000 $ 111,000 $ 0
Sangamon County Illinois 20 $ 1,055,000 $ 52,000 $ 2,000
Butler County Kansas 20 $ 1,578,000 $ 78,000 $ 1,000
Bristol County Massachusetts 20 $ 3,833,000 $ 191,000 $ 0
Trumbull County Ohio 20 $ 1,086,000 $ 54,000 $ 5,000
Davis County Utah 20 $ 2,184,000 $ 109,000 $ 0
Utah County Utah 20 $ 2,367,000 $ 118,000 $ 0
Jefferson County Arkansas 19 $ 770,000 $ 40,000 $ 0
Sebastian County Arkansas 19 $ 1,066,000 $ 56,000 $ 0
Litchfield County Connecticut 19 $ 2,783,000 $ 146,000 $ 0
Walton County Georgia 19 $ 1,863,000 $ 98,000 $ 0
Ada County Idaho 19 $ 2,067,000 $ 108,000 $ 0
Clark County Indiana 19 $ 2,046,000 $ 107,000 $ 0
Jackson County Michigan 19 $ 1,772,000 $ 93,000 $ 0
Oswego County New York 19 $ 1,012,000 $ 53,000 $ 1,000
Payne County Oklahoma 19 $ 1,408,000 $ 74,000 $ 49,000
Jefferson County Texas 19 $ 1,039,000 $ 54,000 $ 0
Spotsylvania County Virginia 19 $ 1,814,000 $ 95,000 $ 0
Yavapai County Arizona 18 $ 3,796,000 $ 210,000 $ 64,000
Peoria County Illinois 18 $ 1,018,000 $ 56,000 $ 0
Vanderburgh County Indiana 18 $ 985,000 $ 54,000 $ 0
Penobscot County Maine 18 $ 2,144,000 $ 119,000 $ 0
Charles County Maryland 18 $ 2,572,000 $ 142,000 $ 0
Worcester County Massachusetts 18 $ 2,957,000 $ 164,000 $ 0
Calhoun County Michigan 18 $ 1,346,000 $ 74,000 $ 1,000
Harrison County Mississippi 18 $ 1,198,000 $ 66,000 $ 0
Lancaster County Nebraska 18 $ 1,587,000 $ 88,000 $ 0
Sarpy County Nebraska 18 $ 1,715,000 $ 95,000 $ 0
Monmouth County New Jersey 18 $ 3,270,000 $ 181,000 $ 0
Parker County Texas 18 $ 1,866,000 $ 103,000 $ 0
Yakima County Washington 18 $ 1,967,000 $ 109,000 $ 0
Houston County Alabama 17 $ 1,094,000 $ 64,000 $ 0
Sarasota County Florida 17 $ 1,264,000 $ 74,000 $ 0
Hall County Georgia 17 $ 1,553,000 $ 91,000 $ 0
Spalding County Georgia 17 $ 1,819,000 $ 107,000 $ 0
Bannock County Idaho 17 $ 1,505,000 $ 88,000 $ 0
Elmore County Idaho 17 $ 1,548,000 $ 91,000 $ 0
Bossier County Louisiana 17 $ 816,000 $ 48,000 $ 0
Ramsey County Minnesota 17 $ 675,000 $ 39,000 $ 0
Cass County Missouri 17 $ 1,860,000 $ 109,000 $ 0
Hillsborough County New Hampshire 17 $ 2,710,000 $ 159,000 $ 0
Warren County Ohio 17 $ 1,878,000 $ 110,000 $ 0
Washington County Oklahoma 17 $ 1,057,000 $ 62,000 $ 10,000
Monroe County Pennsylvania 17 $ 1,960,000 $ 115,000 $ 0
Victoria County Texas 17 $ 1,263,000 $ 74,000 $ 0
Pope County Arkansas 16 $ 849,000 $ 53,000 $ 0
Washington County Arkansas 16 $ 1,120,000 $ 70,000 $ 0
Leon County Florida 16 $ 1,095,000 $ 68,000 $ 0
Catoosa County Georgia 16 $ 1,399,000 $ 87,000 $ 0
Honolulu County Hawaii 16 $ 1,326,000 $ 82,000 $ 2,000
Livingston County Louisiana 16 $ 1,375,000 $ 85,000 $ 12,000
Warren County Mississippi 16 $ 836,000 $ 52,000 $ 0
Passaic County New Jersey 16 $ 2,305,000 $ 144,000 $ 0
Bronx County New York 16 $ 2,595,000 $ 162,000 $ 0
Nassau County New York 16 $ 2,821,000 $ 176,000 $ 3,000
Pitt County North Carolina 16 $ 1,234,000 $ 77,000 $ 0
Licking County Ohio 16 $ 1,839,000 $ 114,000 $ 0
Berkeley County South Carolina 16 $ 2,003,000 $ 125,000 $ 8,000
Roanoke City County Virginia 16 $ 781,000 $ 48,000 $ 0
Baldwin County Alabama 15 $ 1,471,000 $ 98,000 $ 0
Lee County Alabama 15 $ 1,477,000 $ 98,000 $ 0
Lonoke County Arkansas 15 $ 1,179,000 $ 78,000 $ 0
Mesa County Colorado 15 $ 1,873,000 $ 124,000 $ 0
Santa Rosa County Florida 15 $ 1,211,000 $ 80,000 $ 0
Barrow County Georgia 15 $ 1,613,000 $ 107,000 $ 0
Coweta County Georgia 15 $ 1,254,000 $ 83,000 $ 0
Rock Island County Illinois 15 $ 853,000 $ 56,000 $ 0
Linn County Iowa 15 $ 1,371,000 $ 91,000 $ 0
Shawnee County Kansas 15 $ 758,000 $ 50,000 $ 0
Christian County Kentucky 15 $ 1,346,000 $ 89,000 $ 5,000
Middlesex County Massachusetts 15 $ 2,794,000 $ 186,000 $ 0
Allegan County Michigan 15 $ 1,494,000 $ 99,000 $ 0
Anoka County Minnesota 15 $ 742,000 $ 49,000 $ 0
Sandoval County New Mexico 15 $ 1,475,000 $ 98,000 $ 0
Cayuga County New York 15 $ 683,000 $ 45,000 $ 0
Herkimer County New York 15 $ 847,000 $ 56,000 $ 0
Rowan County North Carolina 15 $ 1,520,000 $ 101,000 $ 0
Mahoning County Ohio 15 $ 757,000 $ 50,000 $ 0
Beaver County Pennsylvania 15 $ 902,000 $ 60,000 $ 0
Lackawanna County Pennsylvania 15 $ 1,114,000 $ 74,000 $ 0
Charleston County South Carolina 15 $ 476,000 $ 31,000 $ 0
Limestone County Alabama 14 $ 1,416,000 $ 101,000 $ 0
Grant County Indiana 14 $ 837,000 $ 59,000 $ 0
Porter County Indiana 14 $ 1,418,000 $ 101,000 $ 0
Scott County Iowa 14 $ 1,035,000 $ 73,000 $ 0
Fayette County Kentucky 14 $ 935,000 $ 66,000 $ 4,000
Wicomico County Maryland 14 $ 1,263,000 $ 90,000 $ 0
Ottawa County Michigan 14 $ 1,213,000 $ 86,000 $ 0
Dakota County Minnesota 14 $ 1,493,000 $ 106,000 $ 0
Madison County Mississippi 14 $ 1,123,000 $ 80,000 $ 0
Buchanan County Missouri 14 $ 705,000 $ 50,000 $ 0
San Juan County New Mexico 14 $ 1,658,000 $ 118,000 $ 0
Ontario County New York 14 $ 915,000 $ 65,000 $ 0
Wayne County New York 14 $ 1,108,000 $ 79,000 $ 0
Harnett County North Carolina 14 $ 1,173,000 $ 83,000 $ 5,000
Clark County Ohio 14 $ 999,000 $ 71,000 $ 0
Greene County Ohio 14 $ 1,312,000 $ 93,000 $ 0
Cumberland County Pennsylvania 14 $ 1,233,000 $ 88,000 $ 0
Tipton County Tennessee 14 $ 1,197,000 $ 85,000 $ 0
Stafford County Virginia 14 $ 1,923,000 $ 137,000 $ 0
Mississippi County Arkansas 13 $ 688,000 $ 52,000 $ 0
Stanislaus County California 13 $ 1,577,000 $ 121,000 $ 0
St. Lucie County Florida 13 $ 765,000 $ 58,000 $ 0
Dougherty County Georgia 13 $ 774,000 $ 59,000 $ 0
Huntington County Indiana 13 $ 711,000 $ 54,000 $ 0
Cass County Michigan 13 $ 898,000 $ 69,000 $ 0
Hudson County New Jersey 13 $ 2,252,000 $ 173,000 $ 0
Orange County New York 13 $ 1,938,000 $ 149,000 $ 19,000
Davidson County North Carolina 13 $ 1,254,000 $ 96,000 $ 0
Rockingham County North Carolina 13 $ 854,000 $ 65,000 $ 0
Clermont County Ohio 13 $ 1,390,000 $ 106,000 $ 0
Medina County Ohio 13 $ 1,299,000 $ 99,000 $ 0
Madison County Tennessee 13 $ 881,000 $ 67,000 $ 8,000
Wilson County Tennessee 13 $ 1,360,000 $ 104,000 $ 0
Hunt County Texas 13 $ 980,000 $ 75,000 $ 0
Craighead County Arkansas 12 $ 736,000 $ 61,000 $ 0
Douglas County Colorado 12 $ 2,343,000 $ 195,000 $ 4,000
Alachua County Florida 12 $ 563,000 $ 46,000 $ 0
Putnam County Florida 12 $ 592,000 $ 49,000 $ 0
Forsyth County Georgia 12 $ 1,649,000 $ 137,000 $ 0
Lowndes County Georgia 12 $ 692,000 $ 57,000 $ 0
Whitfield County Georgia 12 $ 705,000 $ 58,000 $ 0
Seward County Kansas 12 $ 733,000 $ 61,000 $ 0
York County Maine 12 $ 1,570,000 $ 130,000 $ 0
Eaton County Michigan 12 $ 1,412,000 $ 117,000 $ 0
Granville County North Carolina 12 $ 980,000 $ 81,000 $ 0
Marion County Oregon 12 $ 1,351,000 $ 112,000 $ 0
Washington County Oregon 12 $ 1,581,000 $ 131,000 $ 0
Franklin County Pennsylvania 12 $ 1,326,000 $ 110,000 $ 7,000
Anderson County South Carolina 12 $ 776,000 $ 64,000 $ 0
Dorchester County South Carolina 12 $ 1,199,000 $ 99,000 $ 0
Brazos County Texas 12 $ 778,000 $ 64,000 $ 4,000
Taylor County Texas 12 $ 378,000 $ 31,000 $ 0
Tom Green County Texas 12 $ 722,000 $ 60,000 $ 0
Suffolk County Virginia 12 $ 1,536,000 $ 128,000 $ 0
Racine County Wisconsin 12 $ 1,036,000 $ 86,000 $ 0
Rock County Wisconsin 12 $ 803,000 $ 66,000 $ 0
Kings County California 11 $ 580,000 $ 52,000 $ 0
Orange County California 11 $ 2,286,000 $ 207,000 $ 30,000
San Joaquin County California 11 $ 917,000 $ 83,000 $ 0
Larimer County Colorado 11 $ 1,347,000 $ 122,000 $ 0
Pueblo County Colorado 11 $ 896,000 $ 81,000 $ 0
Tolland County Connecticut 11 $ 1,256,000 $ 114,000 $ 0
Charlotte County Florida 11 $ 1,001,000 $ 91,000 $ 0
Champaign County Illinois 11 $ 595,000 $ 54,000 $ 0
Kendall County Illinois 11 $ 1,927,000 $ 175,000 $ 0
Boone County Indiana 11 $ 930,000 $ 84,000 $ 0
White County Indiana 11 $ 816,000 $ 74,000 $ 0
Rapides County Louisiana 11 $ 367,000 $ 33,000 $ 0
Terrebonne County Louisiana 11 $ 517,000 $ 47,000 $ 0
Calvert County Maryland 11 $ 2,145,000 $ 195,000 $ 0
Midland County Michigan 11 $ 870,000 $ 79,000 $ 0
Rankin County Mississippi 11 $ 1,008,000 $ 91,000 $ 0
Lyon County Nevada 11 $ 1,222,000 $ 111,000 $ 0
Genesee County New York 11 $ 570,000 $ 51,000 $ 0
Saratoga County New York 11 $ 1,454,000 $ 132,000 $ 0
Ulster County New York 11 $ 1,354,000 $ 123,000 $ 0
Craven County North Carolina 11 $ 702,000 $ 63,000 $ 0
New Hanover County North Carolina 11 $ 950,000 $ 86,000 $ 0
Washington County Pennsylvania 11 $ 911,000 $ 82,000 $ 0
Lancaster County South Carolina 11 $ 944,000 $ 85,000 $ 3,000
Williamson County Tennessee 11 $ 1,015,000 $ 92,000 $ 2,000
Comal County Texas 11 $ 1,142,000 $ 103,000 $ 0
Benton County Washington 11 $ 809,000 $ 73,000 $ 3,000
Dale County Alabama 10 $ 553,000 $ 55,000 $ 0
Elmore County Alabama 10 $ 970,000 $ 97,000 $ 0
St. Clair County Alabama 10 $ 1,163,000 $ 116,000 $ 0
Santa Cruz County Arizona 10 $ 808,000 $ 80,000 $ 0
White County Arkansas 10 $ 840,000 $ 84,000 $ 0
Contra Costa County California 10 $ 453,000 $ 45,000 $ 0
Merced County California 10 $ 765,000 $ 76,000 $ 2,000
Columbia County Georgia 10 $ 776,000 $ 77,000 $ 0
Troup County Georgia 10 $ 780,000 $ 78,000 $ 0
Walker County Georgia 10 $ 800,000 $ 80,000 $ 0
Miami County Indiana 10 $ 754,000 $ 75,000 $ 0
Noble County Indiana 10 $ 806,000 $ 80,000 $ 0
Pottawattamie County Iowa 10 $ 916,000 $ 91,000 $ 0
Boone County Kentucky 10 $ 1,150,000 $ 115,000 $ 0
McCracken County Kentucky 10 $ 555,000 $ 55,000 $ 2,000
Ascension County Louisiana 10 $ 1,109,000 $ 110,000 $ 0
Ouachita County Louisiana 10 $ 404,000 $ 40,000 $ 0
Androscoggin County Maine 10 $ 923,000 $ 92,000 $ 0
Essex County Massachusetts 10 $ 2,131,000 $ 213,000 $ 0
Tuscola County Michigan 10 $ 961,000 $ 96,000 $ 0
Van Buren County Michigan 10 $ 798,000 $ 79,000 $ 0
Christian County Missouri 10 $ 882,000 $ 88,000 $ 0
Rockingham County New Hampshire 10 $ 1,607,000 $ 160,000 $ 0
Salem County New Jersey 10 $ 752,000 $ 75,000 $ 5,000
Buncombe County North Carolina 10 $ 1,680,000 $ 168,000 $ 0
Iredell County North Carolina 10 $ 992,000 $ 99,000 $ 0
Person County North Carolina 10 $ 708,000 $ 70,000 $ 0
Wayne County North Carolina 10 $ 349,000 $ 34,000 $ 5,000
Wilson County North Carolina 10 $ 871,000 $ 87,000 $ 0
Erie County Ohio 10 $ 677,000 $ 67,000 $ 0
Muskingum County Ohio 10 $ 704,000 $ 70,000 $ 0
Muskogee County Oklahoma 10 $ 591,000 $ 59,000 $ 34,000
Lane County Oregon 10 $ 1,261,000 $ 126,000 $ 0
Dyer County Tennessee 10 $ 519,000 $ 51,000 $ 0
Hamblen County Tennessee 10 $ 759,000 $ 75,000 $ 0
Robertson County Tennessee 10 $ 1,310,000 $ 131,000 $ 0
Roanoke County Virginia 10 $ 1,192,000 $ 119,000 $ 0
Franklin County Washington 10 $ 799,000 $ 79,000 $ 0
Kenosha County Wisconsin 10 $ 1,338,000 $ 133,000 $ 0
Lawrence County Alabama 9 $ 801,000 $ 89,000 $ 0
Alameda County California 9 $ 257,000 $ 28,000 $ 0
Imperial County California 9 $ 239,000 $ 26,000 $ 0
Boulder County Colorado 9 $ 1,186,000 $ 131,000 $ 0
Gordon County Georgia 9 $ 829,000 $ 92,000 $ 0
Ogle County Illinois 9 $ 879,000 $ 97,000 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 24,214 $2,221,612,000 $91,000 $11,250,000 $4,000 $4,700,000
Refinancing 2,910 $268,530,000 $92,000 $6,600,000 $52,000 $4,296,000
Home Improvement 745 $29,192,000 $39,000 $1,440,000 $80,000 $2,328,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 24,912 $2,104,635,000 $84,000 $11,250,000 $0 $27,000
White 2,156 $335,071,000 $155,000 $3,900,000 $122,000 $4,700,000
Hispanic 259 $23,098,000 $89,000 $1,290,000 $54,000 $498,000
Not Provided 241 $23,458,000 $97,000 $1,216,000 $103,000 $1,715,000
Black or African American 145 $9,107,000 $62,000 $773,000 $53,000 $192,000
Asian 81 $17,622,000 $217,000 $4,785,000 $117,000 $1,348,000
American Indian or Alaskan Native 60 $4,166,000 $69,000 $268,000 $64,000 $398,000
Native Hawaiian or Other Pacific Islander 15 $2,177,000 $145,000 $417,000 $139,000 $429,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 21,675 $1,855,750,000 $85,000 $744,000 $0 $400,000
VA-guaranteed (Veterans Administration) 3,371 $241,018,000 $71,000 $375,000 $1,000 $217,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,706 $413,519,000 $152,000 $11,250,000 $111,000 $4,700,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 117 $9,047,000 $77,000 $296,000 $9,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 24,818 $2,056,980,000 $82,000 $744,000 $0 $0
Loan Originated 1,529 $313,872,000 $205,000 $11,250,000 $129,000 $4,700,000
Application Denied By Financial Institution 1,023 $79,653,000 $77,000 $1,700,000 $69,000 $1,715,000
Application Withdrawn By Applicant 468 $65,971,000 $140,000 $3,000,000 $116,000 $2,328,000
File Closed For Incompleteness 23 $1,729,000 $75,000 $195,000 $65,000 $178,000
Application Approved But Not Accepted 8 $1,129,000 $141,000 $297,000 $69,000 $113,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 445 $24,307,000 $54,000 $550,000 $64,000 $958,000
Debt-To-Income Ratio 259 $22,652,000 $87,000 $1,216,000 $52,000 $1,715,000
Collateral 171 $16,431,000 $96,000 $1,700,000 $90,000 $490,000
Other 65 $7,873,000 $121,000 $488,000 $109,000 $1,200,000
Credit Application Incomplete 37 $2,881,000 $77,000 $203,000 $86,000 $350,000
Unverifiable Information 20 $2,523,000 $126,000 $417,000 $82,000 $296,000
Employment History 19 $1,532,000 $80,000 $389,000 $53,000 $135,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,292,000 $215,000 $980,000 $83,000 $208,000
Mortgage Insurance Denied 1 $162,000 $162,000 $162,000 $41,000 $41,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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