Midfirst Bank Mortgage Lending & HMDA Data, 2017

In 2017, Midfirst Bank of Oklahoma City, OK reported 15,666 mortgage applications totaling $2.1 billion, down 16% from 2016. The average application was for $136,280, and applicants reported an average income of $25,895. 9% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Oklahoma City, OK (1,010), Atlanta-Sandy Springs-Roswell, GA (637) and Phoenix-Mesa-Scottsdale, AZ (576) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 15,666
Total Mortgage Loan Application Amount $2,134,964,000
Average Mortgage Loan Application Amount $136,280
Highest Mortgage Loan Application Amount $32,660,000
Average Applicant Income $25,895
Highest Applicant Income $12,381,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 608 $ 112,250,000 $ 184,621 $ 125,000
Maricopa, Arizona 557 $ 185,085,000 $ 332,289 $ 167,000
Harris, Texas 392 $ 75,885,000 $ 193,584 $ 5,000
Dallas, Texas 295 $ 20,911,000 $ 70,884 $ 3,000
Bexar, Texas 279 $ 16,444,000 $ 58,939 $ 0
Philadelphia, Pennsylvania 245 $ 17,541,000 $ 71,595 $ 45,000
Shelby, Tennessee 233 $ 11,568,000 $ 49,648 $ 0
Tarrant, Texas 217 $ 14,916,000 $ 68,737 $ 0
Marion, Indiana 211 $ 16,779,000 $ 79,521 $ 2,000
Cook, Illinois 202 $ 17,652,000 $ 87,386 $ 0
Los Angeles, California 184 $ 200,734,000 $ 1,090,945 $ 314,000
Cleveland, Oklahoma 179 $ 23,971,000 $ 133,916 $ 147,000
Canadian, Oklahoma 158 $ 24,163,000 $ 152,930 $ 54,000
Tulsa, Oklahoma 147 $ 21,319,000 $ 145,027 $ 121,000
DeKalb, Georgia 140 $ 11,944,000 $ 85,314 $ 0
Cuyahoga, Ohio 106 $ 9,058,000 $ 85,452 $ 20,000
Denver, Colorado 104 $ 51,121,000 $ 491,548 $ 213,000
Wayne, Michigan 104 $ 6,526,000 $ 62,750 $ 0
St. Louis, Missouri 104 $ 6,593,000 $ 63,394 $ 0
Franklin, Ohio 104 $ 9,393,000 $ 90,317 $ 0
Clayton, Georgia 95 $ 8,433,000 $ 88,768 $ 0
Gwinnett, Georgia 93 $ 10,435,000 $ 112,204 $ 0
Mecklenburg, North Carolina 89 $ 7,686,000 $ 86,359 $ 3,000
Baltimore City, Maryland 88 $ 4,384,000 $ 49,818 $ 0
Allegheny, Pennsylvania 84 $ 4,492,000 $ 53,476 $ 0
Jefferson, Alabama 81 $ 5,935,000 $ 73,271 $ 0
Duval, Florida 81 $ 5,916,000 $ 73,037 $ 5,000
Erie, New York 79 $ 4,139,000 $ 52,392 $ 0
Orange, Florida 78 $ 6,510,000 $ 83,461 $ 34,000
El Paso, Texas 77 $ 3,692,000 $ 47,948 $ 0
Arapahoe, Colorado 74 $ 21,755,000 $ 293,986 $ 229,000
Miami-Dade, Florida 74 $ 5,830,000 $ 78,783 $ 5,000
Prince George's, Maryland 71 $ 7,752,000 $ 109,183 $ 0
Monroe, New York 71 $ 3,907,000 $ 55,028 $ 0
Fulton, Georgia 70 $ 24,060,000 $ 343,714 $ 0
Lake, Indiana 67 $ 4,789,000 $ 71,477 $ 0
Hillsborough, Florida 66 $ 5,341,000 $ 80,924 $ 0
Wake, North Carolina 65 $ 5,703,000 $ 87,738 $ 0
Travis, Texas 64 $ 5,262,000 $ 82,218 $ 4,000
New Haven, Connecticut 62 $ 7,287,000 $ 117,532 $ 0
Richland, South Carolina 61 $ 5,026,000 $ 82,393 $ 1,000
Clark, Nevada 60 $ 13,742,000 $ 229,033 $ 0
Delaware, Pennsylvania 59 $ 3,893,000 $ 65,983 $ 0
Guilford, North Carolina 58 $ 4,656,000 $ 80,275 $ 0
Nueces, Texas 58 $ 3,484,000 $ 60,068 $ 1,000
Pulaski, Arkansas 57 $ 3,853,000 $ 67,596 $ 0
Camden, New Jersey 57 $ 5,505,000 $ 96,578 $ 0
Polk, Florida 54 $ 3,878,000 $ 71,814 $ 0
Allen, Indiana 54 $ 3,463,000 $ 64,129 $ 0
Fort Bend, Texas 52 $ 4,380,000 $ 84,230 $ 0
Broward, Florida 51 $ 3,092,000 $ 60,627 $ 0
New Castle, Delaware 50 $ 4,952,000 $ 99,040 $ 0
Onondaga, New York 50 $ 2,182,000 $ 43,640 $ 0
Sedgwick, Kansas 48 $ 3,076,000 $ 64,083 $ 0
Baltimore, Maryland 48 $ 4,363,000 $ 90,895 $ 1,000
Jackson, Missouri 48 $ 3,660,000 $ 76,250 $ 7,000
Montgomery, Ohio 47 $ 3,241,000 $ 68,957 $ 0
Woodward, Oklahoma 46 $ 3,540,000 $ 76,956 $ 55,000
East Baton Rouge, Louisiana 45 $ 2,830,000 $ 62,888 $ 0
Jefferson, Kentucky 43 $ 3,458,000 $ 80,418 $ 0
Hartford, Connecticut 42 $ 4,278,000 $ 101,857 $ 0
Cobb, Georgia 42 $ 19,373,000 $ 461,261 $ 0
Winnebago, Illinois 42 $ 2,597,000 $ 61,833 $ 0
Hamilton, Ohio 41 $ 2,905,000 $ 70,853 $ 0
Denton, Texas 41 $ 3,958,000 $ 96,536 $ 0
San Bernardino, California 40 $ 2,835,000 $ 70,875 $ 0
Pinellas, Florida 40 $ 2,127,000 $ 53,175 $ 0
Bell, Texas 39 $ 2,665,000 $ 68,333 $ 0
St. Joseph, Indiana 38 $ 2,281,000 $ 60,026 $ 0
Macomb, Michigan 38 $ 3,635,000 $ 95,657 $ 0
Salt Lake, Utah 38 $ 4,592,000 $ 120,842 $ 1,000
Madison, Alabama 37 $ 2,248,000 $ 60,756 $ 0
Mobile, Alabama 37 $ 2,817,000 $ 76,135 $ 0
Hinds, Mississippi 37 $ 2,055,000 $ 55,540 $ 0
Cumberland, North Carolina 37 $ 1,935,000 $ 52,297 $ 0
Williamson, Texas 37 $ 3,669,000 $ 99,162 $ 0
Milwaukee, Wisconsin 37 $ 3,762,000 $ 101,675 $ 0
Davidson, Tennessee 36 $ 2,883,000 $ 80,083 $ 0
Brazoria, Texas 35 $ 3,669,000 $ 104,828 $ 6,000
Riverside, California 34 $ 3,227,000 $ 94,911 $ 5,000
Will, Illinois 34 $ 3,783,000 $ 111,264 $ 0
Douglas, Nebraska 34 $ 2,795,000 $ 82,205 $ 0
Burlington, New Jersey 34 $ 2,530,000 $ 74,411 $ 0
York, Pennsylvania 34 $ 3,035,000 $ 89,264 $ 0
Jefferson, Texas 34 $ 2,809,000 $ 82,617 $ 27,000
Orange, California 32 $ 58,280,000 $ 1,821,250 $ 167,000
Richmond, Georgia 32 $ 1,601,000 $ 50,031 $ 0
Anne Arundel, Maryland 32 $ 3,123,000 $ 97,593 $ 0
Suffolk, New York 32 $ 6,393,000 $ 199,781 $ 0
Jackson, Oklahoma 32 $ 1,867,000 $ 58,343 $ 63,000
Collin, Texas 32 $ 3,009,000 $ 94,031 $ 0
Hidalgo, Texas 32 $ 2,423,000 $ 75,718 $ 0
Montgomery, Alabama 31 $ 1,893,000 $ 61,064 $ 0
Niagara, New York 31 $ 1,641,000 $ 52,935 $ 0
Pottawatomie, Oklahoma 31 $ 2,526,000 $ 81,483 $ 57,000
Galveston, Texas 31 $ 2,085,000 $ 67,258 $ 0
Adams, Colorado 30 $ 5,017,000 $ 167,233 $ 34,000
Essex, New Jersey 30 $ 5,163,000 $ 172,100 $ 0
Grady, Oklahoma 30 $ 1,907,000 $ 63,566 $ 59,000
Montgomery, Texas 30 $ 2,470,000 $ 82,333 $ 0
Webb, Texas 30 $ 2,220,000 $ 74,000 $ 0
Palm Beach, Florida 29 $ 2,176,000 $ 75,034 $ 0
Henry, Georgia 29 $ 2,995,000 $ 103,275 $ 0
Kent, Michigan 29 $ 2,293,000 $ 79,068 $ 0
Texas, Oklahoma 29 $ 2,291,000 $ 79,000 $ 53,000
Pima, Arizona 28 $ 2,056,000 $ 73,428 $ 0
Madison, Indiana 28 $ 2,034,000 $ 72,642 $ 0
Summit, Ohio 28 $ 1,587,000 $ 56,678 $ 0
Lancaster, Pennsylvania 28 $ 2,166,000 $ 77,357 $ 0
York, South Carolina 28 $ 2,799,000 $ 99,964 $ 0
Lubbock, Texas 28 $ 1,156,000 $ 41,285 $ 0
Volusia, Florida 27 $ 1,693,000 $ 62,703 $ 0
Hamilton, Indiana 27 $ 3,535,000 $ 130,925 $ 16,000
St. Louis City, Missouri 27 $ 1,593,000 $ 59,000 $ 1,000
Luzerne, Pennsylvania 27 $ 1,504,000 $ 55,703 $ 0
Brevard, Florida 26 $ 1,469,000 $ 56,500 $ 0
DeSoto, Mississippi 26 $ 2,218,000 $ 85,307 $ 0
Gloucester, New Jersey 26 $ 2,856,000 $ 109,846 $ 0
Oneida, New York 26 $ 1,289,000 $ 49,576 $ 0
District of Columbia, District Of Columbia 25 $ 1,480,000 $ 59,200 $ 0
Johnson, Indiana 25 $ 2,246,000 $ 89,840 $ 0
Genesee, Michigan 25 $ 1,281,000 $ 51,240 $ 0
Oakland, Michigan 25 $ 2,591,000 $ 103,640 $ 0
Hennepin, Minnesota 25 $ 2,274,000 $ 90,960 $ 0
Westmoreland, Pennsylvania 25 $ 1,408,000 $ 56,320 $ 0
Greenville, South Carolina 25 $ 1,965,000 $ 78,600 $ 0
Hamilton, Tennessee 25 $ 1,712,000 $ 68,480 $ 0
Rutherford, Tennessee 25 $ 2,240,000 $ 89,600 $ 0
Cameron, Texas 25 $ 1,327,000 $ 53,080 $ 0
Fresno, California 24 $ 1,912,000 $ 79,666 $ 0
Sacramento, California 24 $ 2,463,000 $ 102,625 $ 0
Seminole, Florida 24 $ 1,713,000 $ 71,375 $ 0
Chatham, Georgia 24 $ 1,790,000 $ 74,583 $ 0
Muscogee, Georgia 24 $ 1,463,000 $ 60,958 $ 0
Newton, Georgia 24 $ 2,261,000 $ 94,208 $ 0
Bay, Michigan 24 $ 1,401,000 $ 58,375 $ 0
Lucas, Ohio 24 $ 1,278,000 $ 53,250 $ 0
Bernalillo, New Mexico 23 $ 2,070,000 $ 90,000 $ 0
Lorain, Ohio 23 $ 1,942,000 $ 84,434 $ 2,000
Montgomery, Pennsylvania 23 $ 2,941,000 $ 127,869 $ 0
Virginia Beach, Virginia 23 $ 1,634,000 $ 71,043 $ 0
Saline, Arkansas 22 $ 1,720,000 $ 78,181 $ 1,000
Douglas, Georgia 22 $ 2,359,000 $ 107,227 $ 0
Paulding, Georgia 22 $ 2,218,000 $ 100,818 $ 0
Lake, Illinois 22 $ 2,436,000 $ 110,727 $ 0
Jefferson, Louisiana 22 $ 1,781,000 $ 80,954 $ 0
Saginaw, Michigan 22 $ 1,068,000 $ 48,545 $ 0
Queens, New York 22 $ 12,869,000 $ 584,954 $ 0
Bucks, Pennsylvania 22 $ 2,462,000 $ 111,909 $ 0
Chesapeake, Virginia 22 $ 2,045,000 $ 92,954 $ 5,000
Henrico, Virginia 22 $ 1,386,000 $ 63,000 $ 0
San Diego, California 21 $ 14,400,000 $ 685,714 $ 91,000
Lee, Florida 21 $ 1,568,000 $ 74,666 $ 0
Pasco, Florida 21 $ 1,436,000 $ 68,380 $ 0
Kane, Illinois 21 $ 2,598,000 $ 123,714 $ 0
Madison, Illinois 21 $ 1,064,000 $ 50,666 $ 0
McLennan, Texas 21 $ 1,330,000 $ 63,333 $ 0
Pierce, Washington 21 $ 2,743,000 $ 130,619 $ 0
Jefferson, Colorado 20 $ 5,214,000 $ 260,700 $ 82,000
Pitkin, Colorado 20 $ 45,192,000 $ 2,259,600 $ 77,000
New London, Connecticut 20 $ 2,635,000 $ 131,750 $ 0
Caddo, Louisiana 20 $ 953,000 $ 47,650 $ 0
Atlantic, New Jersey 20 $ 1,640,000 $ 82,000 $ 0
Ocean, New Jersey 20 $ 3,010,000 $ 150,500 $ 0
Johnson, Texas 20 $ 1,348,000 $ 67,400 $ 0
Pinal, Arizona 19 $ 2,398,000 $ 126,210 $ 44,000
Kern, California 19 $ 1,069,000 $ 56,263 $ 0
El Paso, Colorado 19 $ 2,328,000 $ 122,526 $ 0
Hendricks, Indiana 19 $ 2,250,000 $ 118,421 $ 0
Muskegon, Michigan 19 $ 1,303,000 $ 68,578 $ 0
Harrison, Mississippi 19 $ 1,403,000 $ 73,842 $ 0
Middlesex, New Jersey 19 $ 3,526,000 $ 185,578 $ 0
Stark, Ohio 19 $ 1,118,000 $ 58,842 $ 0
Berks, Pennsylvania 19 $ 1,337,000 $ 70,368 $ 0
Lehigh, Pennsylvania 19 $ 1,693,000 $ 89,105 $ 4,000
Wichita, Texas 19 $ 714,000 $ 37,578 $ 1,000
Fairfield, Connecticut 18 $ 2,173,000 $ 120,722 $ 0
Escambia, Florida 18 $ 940,000 $ 52,222 $ 0
Johnson, Kansas 18 $ 2,039,000 $ 113,277 $ 0
Orleans, Louisiana 18 $ 1,884,000 $ 104,666 $ 17,000
Worcester, Massachusetts 18 $ 3,159,000 $ 175,500 $ 0
Jefferson, Missouri 18 $ 1,767,000 $ 98,166 $ 0
Sarpy, Nebraska 18 $ 1,696,000 $ 94,222 $ 0
Forsyth, North Carolina 18 $ 1,571,000 $ 87,277 $ 0
Union, North Carolina 18 $ 1,653,000 $ 91,833 $ 0
Washita, Oklahoma 18 $ 664,000 $ 36,888 $ 44,000
Chesterfield, Virginia 18 $ 1,187,000 $ 65,944 $ 0
Hampton, Virginia 18 $ 933,000 $ 51,833 $ 0
Norfolk, Virginia 18 $ 1,282,000 $ 71,222 $ 0
DuPage, Illinois 17 $ 2,661,000 $ 156,529 $ 0
Macon, Illinois 17 $ 867,000 $ 51,000 $ 0
Bossier, Louisiana 17 $ 1,121,000 $ 65,941 $ 0
Bristol, Massachusetts 17 $ 3,527,000 $ 207,470 $ 0
Greene, Missouri 17 $ 969,000 $ 57,000 $ 0
Monmouth, New Jersey 17 $ 4,324,000 $ 254,352 $ 50,000
Logan, Oklahoma 17 $ 1,711,000 $ 100,647 $ 56,000
Ellis, Texas 17 $ 1,294,000 $ 76,117 $ 0
Kaufman, Texas 17 $ 1,568,000 $ 92,235 $ 0
Windham, Connecticut 16 $ 1,495,000 $ 93,437 $ 0
Cherokee, Georgia 16 $ 1,897,000 $ 118,562 $ 0
Peoria, Illinois 16 $ 981,000 $ 61,312 $ 0
Elkhart, Indiana 16 $ 1,281,000 $ 80,062 $ 0
LaPorte, Indiana 16 $ 1,273,000 $ 79,562 $ 3,000
Polk, Iowa 16 $ 1,384,000 $ 86,500 $ 0
Wyandotte, Kansas 16 $ 1,165,000 $ 72,812 $ 0
St. Tammany, Louisiana 16 $ 1,301,000 $ 81,312 $ 0
Harford, Maryland 16 $ 1,857,000 $ 116,062 $ 0
Mercer, New Jersey 16 $ 1,398,000 $ 87,375 $ 0
Broome, New York 16 $ 1,066,000 $ 66,625 $ 1,000
Alamance, North Carolina 16 $ 1,405,000 $ 87,812 $ 0
Clark, Ohio 16 $ 1,071,000 $ 66,937 $ 0
Caddo, Oklahoma 16 $ 2,131,000 $ 133,187 $ 266,000
Beaver, Pennsylvania 16 $ 919,000 $ 57,437 $ 0
Dauphin, Pennsylvania 16 $ 1,326,000 $ 82,875 $ 0
Spartanburg, South Carolina 16 $ 1,505,000 $ 94,062 $ 0
Potter, Texas 16 $ 748,000 $ 46,750 $ 0
Bartow, Georgia 15 $ 1,580,000 $ 105,333 $ 0
St. Clair, Illinois 15 $ 987,000 $ 65,800 $ 0
Rensselaer, New York 15 $ 1,090,000 $ 72,666 $ 0
Northampton, Pennsylvania 15 $ 1,481,000 $ 98,733 $ 0
Fairfax, Virginia 15 $ 621,000 $ 41,400 $ 0
Portsmouth, Virginia 15 $ 1,324,000 $ 88,266 $ 0
Spokane, Washington 15 $ 1,413,000 $ 94,200 $ 0
Douglas, Colorado 14 $ 5,386,000 $ 384,714 $ 151,000
Marion, Florida 14 $ 986,000 $ 70,428 $ 0
Hancock, Indiana 14 $ 1,367,000 $ 97,642 $ 0
Howard, Indiana 14 $ 1,067,000 $ 76,214 $ 4,000
Morgan, Indiana 14 $ 1,323,000 $ 94,500 $ 0
Porter, Indiana 14 $ 1,510,000 $ 107,857 $ 0
Tippecanoe, Indiana 14 $ 947,000 $ 67,642 $ 0
Lafayette, Louisiana 14 $ 937,000 $ 66,928 $ 0
Montgomery, Maryland 14 $ 1,001,000 $ 71,500 $ 0
Ingham, Michigan 14 $ 797,000 $ 56,928 $ 0
Kalamazoo, Michigan 14 $ 1,183,000 $ 84,500 $ 0
Clay, Missouri 14 $ 1,193,000 $ 85,214 $ 0
St. Charles, Missouri 14 $ 1,852,000 $ 132,285 $ 0
Gaston, North Carolina 14 $ 1,379,000 $ 98,500 $ 0
Butler, Ohio 14 $ 1,465,000 $ 104,642 $ 0
Payne, Oklahoma 14 $ 1,874,000 $ 133,857 $ 121,000
Knox, Tennessee 14 $ 887,000 $ 63,357 $ 0
Sumner, Tennessee 14 $ 1,530,000 $ 109,285 $ 0
Victoria, Texas 14 $ 873,000 $ 62,357 $ 0
Newport News, Virginia 14 $ 995,000 $ 71,071 $ 0
Racine, Wisconsin 14 $ 1,300,000 $ 92,857 $ 0
Tuscaloosa, Alabama 13 $ 1,209,000 $ 93,000 $ 0
Okaloosa, Florida 13 $ 990,000 $ 76,153 $ 0
Osceola, Florida 13 $ 876,000 $ 67,384 $ 0
Sangamon, Illinois 13 $ 782,000 $ 60,153 $ 0
Hampden, Massachusetts 13 $ 1,448,000 $ 111,384 $ 0
Dakota, Minnesota 13 $ 1,394,000 $ 107,230 $ 0
Union, New Jersey 13 $ 2,661,000 $ 204,692 $ 0
Albany, New York 13 $ 965,000 $ 74,230 $ 0
Kings, New York 13 $ 4,195,000 $ 322,692 $ 3,000
Lake, Ohio 13 $ 1,010,000 $ 77,692 $ 0
Erie, Pennsylvania 13 $ 743,000 $ 57,153 $ 0
Montgomery, Tennessee 13 $ 833,000 $ 64,076 $ 0
Crittenden, Arkansas 12 $ 408,000 $ 34,000 $ 0
Kent, Delaware 12 $ 1,459,000 $ 121,583 $ 0
Bibb, Georgia 12 $ 829,000 $ 69,083 $ 0
Kankakee, Illinois 12 $ 965,000 $ 80,416 $ 0
Shawnee, Kansas 12 $ 840,000 $ 70,000 $ 0
Jackson, Michigan 12 $ 710,000 $ 59,166 $ 0
Cumberland, New Jersey 12 $ 951,000 $ 79,250 $ 0
Sandoval, New Mexico 12 $ 1,047,000 $ 87,250 $ 0
Durham, North Carolina 12 $ 853,000 $ 71,083 $ 0
Johnston, North Carolina 12 $ 1,116,000 $ 93,000 $ 0
Trumbull, Ohio 12 $ 1,206,000 $ 100,500 $ 0
McClain, Oklahoma 12 $ 2,067,000 $ 172,250 $ 86,000
Lexington, South Carolina 12 $ 950,000 $ 79,166 $ 0
Tom Green, Texas 12 $ 805,000 $ 67,083 $ 0
Lee, Alabama 11 $ 901,000 $ 81,909 $ 0
Morgan, Alabama 11 $ 713,000 $ 64,818 $ 0
Alachua, Florida 11 $ 351,000 $ 31,909 $ 0
Lake, Florida 11 $ 893,000 $ 81,181 $ 0
Sarasota, Florida 11 $ 670,000 $ 60,909 $ 0
Dougherty, Georgia 11 $ 660,000 $ 60,000 $ 0
Livingston, Louisiana 11 $ 724,000 $ 65,818 $ 0
Penobscot, Maine 11 $ 1,161,000 $ 105,545 $ 0
Calvert, Maryland 11 $ 1,070,000 $ 97,272 $ 0
Schenectady, New York 11 $ 867,000 $ 78,818 $ 8,000
Custer, Oklahoma 11 $ 1,477,000 $ 134,272 $ 73,000
Wagoner, Oklahoma 11 $ 1,584,000 $ 144,000 $ 97,000
Franklin, Pennsylvania 11 $ 913,000 $ 83,000 $ 0
Hays, Texas 11 $ 1,445,000 $ 131,363 $ 0
Calhoun, Alabama 10 $ 470,000 $ 47,000 $ 0
Russell, Alabama 10 $ 600,000 $ 60,000 $ 0
Shelby, Alabama 10 $ 960,000 $ 96,000 $ 0
Yuma, Arizona 10 $ 684,000 $ 68,400 $ 0
Benton, Arkansas 10 $ 1,009,000 $ 100,900 $ 3,000
Ventura, California 10 $ 5,545,000 $ 554,500 $ 35,000
Weld, Colorado 10 $ 1,366,000 $ 136,600 $ 5,000
Clay, Florida 10 $ 897,000 $ 89,700 $ 1,000
Manatee, Florida 10 $ 493,000 $ 49,300 $ 0
St. Lucie, Florida 10 $ 411,000 $ 41,100 $ 0
Houston, Georgia 10 $ 625,000 $ 62,500 $ 0
Rockdale, Georgia 10 $ 880,000 $ 88,000 $ 0
Delaware, Indiana 10 $ 585,000 $ 58,500 $ 6,000
Reno, Kansas 10 $ 571,000 $ 57,100 $ 0
Calcasieu, Louisiana 10 $ 842,000 $ 84,200 $ 0
Middlesex, Massachusetts 10 $ 1,997,000 $ 199,700 $ 0
Fulton, New York 10 $ 543,000 $ 54,300 $ 1,000
Saratoga, New York 10 $ 823,000 $ 82,300 $ 0
Wayne, New York 10 $ 618,000 $ 61,800 $ 0
Licking, Ohio 10 $ 857,000 $ 85,700 $ 0
Creek, Oklahoma 10 $ 776,000 $ 77,600 $ 29,000
Pittsburg, Oklahoma 10 $ 1,504,000 $ 150,400 $ 235,000
Lackawanna, Pennsylvania 10 $ 872,000 $ 87,200 $ 0
Berkeley, South Carolina 10 $ 563,000 $ 56,300 $ 0
Ector, Texas 10 $ 630,000 $ 63,000 $ 0
Guadalupe, Texas 10 $ 770,000 $ 77,000 $ 0
Orange, Texas 10 $ 575,000 $ 57,500 $ 0
Parker, Texas 10 $ 1,235,000 $ 123,500 $ 40,000
Richmond City, Virginia 10 $ 463,000 $ 46,300 $ 0
Roanoke City, Virginia 10 $ 425,000 $ 42,500 $ 0
King, Washington 10 $ 1,497,000 $ 149,700 $ 0
Stanislaus, California 9 $ 907,000 $ 100,777 $ 0
Tolland, Connecticut 9 $ 1,121,000 $ 124,555 $ 0
Charlotte, Florida 9 $ 644,000 $ 71,555 $ 0
Leon, Florida 9 $ 623,000 $ 69,222 $ 0
Carroll, Georgia 9 $ 720,000 $ 80,000 $ 0
Hall, Georgia 9 $ 788,000 $ 87,555 $ 10,000
Shelby, Indiana 9 $ 708,000 $ 78,666 $ 0
Kenton, Kentucky 9 $ 853,000 $ 94,777 $ 0
Allegan, Michigan 9 $ 718,000 $ 79,777 $ 0
Berrien, Michigan 9 $ 605,000 $ 67,222 $ 0
Washington, Mississippi 9 $ 396,000 $ 44,000 $ 0
Washoe, Nevada 9 $ 1,493,000 $ 165,888 $ 105,000
Hillsborough, New Hampshire 9 $ 1,065,000 $ 118,333 $ 0
Nassau, New York 9 $ 1,985,000 $ 220,555 $ 0
New York, New York 9 $ 96,081,000 $ 10,675,666 $ 499,000
Pitt, North Carolina 9 $ 656,000 $ 72,888 $ 0
Randolph, North Carolina 9 $ 763,000 $ 84,777 $ 0
Greene, Ohio 9 $ 654,000 $ 72,666 $ 0
Huron, Ohio 9 $ 671,000 $ 74,555 $ 0
Multnomah, Oregon 9 $ 830,000 $ 92,222 $ 8,000
Prince William, Virginia 9 $ 1,123,000 $ 124,777 $ 0
Autauga, Alabama 8 $ 437,000 $ 54,625 $ 0
Etowah, Alabama 8 $ 611,000 $ 76,375 $ 0
Sebastian, Arkansas 8 $ 417,000 $ 52,125 $ 0
Tulare, California 8 $ 547,000 $ 68,375 $ 0
Sussex, Delaware 8 $ 736,000 $ 92,000 $ 0
Coweta, Georgia 8 $ 739,000 $ 92,375 $ 0
Ada, Idaho 8 $ 1,053,000 $ 131,625 $ 0
Miami, Indiana 8 $ 542,000 $ 67,750 $ 0
Boone, Kentucky 8 $ 864,000 $ 108,000 $ 0
Fayette, Kentucky 8 $ 373,000 $ 46,625 $ 0
Ascension, Louisiana 8 $ 670,000 $ 83,750 $ 0
Rapides, Louisiana 8 $ 514,000 $ 64,250 $ 0
St. John the Baptist, Louisiana 8 $ 437,000 $ 54,625 $ 0
Terrebonne, Louisiana 8 $ 487,000 $ 60,875 $ 0
Charles, Maryland 8 $ 856,000 $ 107,000 $ 0
Frederick, Maryland 8 $ 929,000 $ 116,125 $ 0
Calhoun, Michigan 8 $ 535,000 $ 66,875 $ 0
Ottawa, Michigan 8 $ 842,000 $ 105,250 $ 0
Anoka, Minnesota 8 $ 969,000 $ 121,125 $ 0
Cass, Missouri 8 $ 725,000 $ 90,625 $ 0
Yellowstone, Montana 8 $ 575,000 $ 71,875 $ 0
Lancaster, Nebraska 8 $ 799,000 $ 99,875 $ 0
Chautauqua, New York 8 $ 292,000 $ 36,500 $ 0
Rowan, North Carolina 8 $ 658,000 $ 82,250 $ 0
Medina, Ohio 8 $ 958,000 $ 119,750 $ 0
Comanche, Oklahoma 8 $ 560,000 $ 70,000 $ 14,000
Washington, Oregon 8 $ 1,257,000 $ 157,125 $ 0
Providence, Rhode Island 8 $ 1,445,000 $ 180,625 $ 0
Charleston, South Carolina 8 $ 497,000 $ 62,125 $ 0
Hamblen, Tennessee 8 $ 595,000 $ 74,375 $ 0
Madison, Tennessee 8 $ 493,000 $ 61,625 $ 0
Tipton, Tennessee 8 $ 726,000 $ 90,750 $ 0
Wilson, Tennessee 8 $ 657,000 $ 82,125 $ 0
San Patricio, Texas 8 $ 531,000 $ 66,375 $ 0
Smith, Texas 8 $ 582,000 $ 72,750 $ 0
Utah, Utah 8 $ 922,000 $ 115,250 $ 0
Snohomish, Washington 8 $ 1,229,000 $ 153,625 $ 0
Waukesha, Wisconsin 8 $ 1,320,000 $ 165,000 $ 0
Limestone, Alabama 7 $ 771,000 $ 110,142 $ 0
Mississippi, Arkansas 7 $ 230,000 $ 32,857 $ 0
Washington, Arkansas 7 $ 435,000 $ 62,142 $ 0
Contra Costa, California 7 $ 377,000 $ 53,857 $ 0
Pueblo, Colorado 7 $ 466,000 $ 66,571 $ 2,000
Litchfield, Connecticut 7 $ 862,000 $ 123,142 $ 0
Middlesex, Connecticut 7 $ 1,092,000 $ 156,000 $ 0
Catoosa, Georgia 7 $ 590,000 $ 84,285 $ 0
Columbia, Georgia 7 $ 607,000 $ 86,714 $ 0
Fayette, Georgia 7 $ 366,000 $ 52,285 $ 0
Spalding, Georgia 7 $ 678,000 $ 96,857 $ 0
Walton, Georgia 7 $ 974,000 $ 139,142 $ 0
Honolulu, Hawaii 7 $ 221,000 $ 31,571 $ 0
Bannock, Idaho 7 $ 719,000 $ 102,714 $ 0
McLean, Illinois 7 $ 710,000 $ 101,428 $ 0
Rock Island, Illinois 7 $ 342,000 $ 48,857 $ 0
Tazewell, Illinois 7 $ 323,000 $ 46,142 $ 0
Vermilion, Illinois 7 $ 347,000 $ 49,571 $ 0
Clark, Indiana 7 $ 584,000 $ 83,428 $ 0
Vanderburgh, Indiana 7 $ 289,000 $ 41,285 $ 0
Butler, Kansas 7 $ 680,000 $ 97,142 $ 0
McCracken, Kentucky 7 $ 398,000 $ 56,857 $ 0
York, Maine 7 $ 813,000 $ 116,142 $ 0
Plymouth, Massachusetts 7 $ 988,000 $ 141,142 $ 0
Washtenaw, Michigan 7 $ 630,000 $ 90,000 $ 0
Ramsey, Minnesota 7 $ 590,000 $ 84,285 $ 0
St. Francois, Missouri 7 $ 392,000 $ 56,000 $ 0
Cabarrus, North Carolina 7 $ 633,000 $ 90,428 $ 0
Davidson, North Carolina 7 $ 568,000 $ 81,142 $ 0
Wayne, North Carolina 7 $ 358,000 $ 51,142 $ 0
Delaware, Ohio 7 $ 882,000 $ 126,000 $ 0
Fairfield, Ohio 7 $ 604,000 $ 86,285 $ 0
Warren, Ohio 7 $ 816,000 $ 116,571 $ 0
Fayette, Pennsylvania 7 $ 377,000 $ 53,857 $ 0
Lawrence, Pennsylvania 7 $ 325,000 $ 46,428 $ 7,000
Pike, Pennsylvania 7 $ 649,000 $ 92,714 $ 0
Dorchester, South Carolina 7 $ 572,000 $ 81,714 $ 0
Sullivan, Tennessee 7 $ 502,000 $ 71,714 $ 0
Brazos, Texas 7 $ 24,602,000 $ 3,514,571 $ 0
Grayson, Texas 7 $ 419,000 $ 59,857 $ 0
Randall, Texas 7 $ 457,000 $ 65,285 $ 0
Weber, Utah 7 $ 815,000 $ 116,428 $ 0
Hanover, Virginia 7 $ 543,000 $ 77,571 $ 0
Yavapai, Arizona 6 $ 476,000 $ 79,333 $ 91,000
Lonoke, Arkansas 6 $ 529,000 $ 88,166 $ 0
Pope, Arkansas 6 $ 375,000 $ 62,500 $ 0
San Francisco, California 6 $ 6,000 $ 1,000 $ 0
San Joaquin, California 6 $ 526,000 $ 87,666 $ 0
Solano, California 6 $ 342,000 $ 57,000 $ 0
Summit, Colorado 6 $ 3,676,000 $ 612,666 $ 275,000
Hernando, Florida 6 $ 486,000 $ 81,000 $ 0
Barrow, Georgia 6 $ 636,000 $ 106,000 $ 0
Effingham, Georgia 6 $ 608,000 $ 101,333 $ 0
Lee, Georgia 6 $ 476,000 $ 79,333 $ 0
Lowndes, Georgia 6 $ 597,000 $ 99,500 $ 0
Troup, Georgia 6 $ 351,000 $ 58,500 $ 0
Canyon, Idaho 6 $ 464,000 $ 77,333 $ 0
Kendall, Illinois 6 $ 667,000 $ 111,166 $ 0
McHenry, Illinois 6 $ 564,000 $ 94,000 $ 0
Bartholomew, Indiana 6 $ 465,000 $ 77,500 $ 0
Grant, Indiana 6 $ 323,000 $ 53,833 $ 0
Henry, Indiana 6 $ 308,000 $ 51,333 $ 0
Kosciusko, Indiana 6 $ 400,000 $ 66,666 $ 0
Scott, Iowa 6 $ 509,000 $ 84,833 $ 0
Ouachita, Louisiana 6 $ 374,000 $ 62,333 $ 0
Carroll, Maryland 6 $ 695,000 $ 115,833 $ 0
Howard, Maryland 6 $ 756,000 $ 126,000 $ 0
St. Mary's, Maryland 6 $ 358,000 $ 59,666 $ 0
Washington, Maryland 6 $ 401,000 $ 66,833 $ 0
Gratiot, Michigan 6 $ 402,000 $ 67,000 $ 0
Midland, Michigan 6 $ 310,000 $ 51,666 $ 0
Adams, Mississippi 6 $ 142,000 $ 23,666 $ 0
Jackson, Mississippi 6 $ 274,000 $ 45,666 $ 0
Jasper, Missouri 6 $ 387,000 $ 64,500 $ 0
Lyon, Nevada 6 $ 469,000 $ 78,166 $ 0
Merrimack, New Hampshire 6 $ 919,000 $ 153,166 $ 0
Bergen, New Jersey 6 $ 1,017,000 $ 169,500 $ 0
Passaic, New Jersey 6 $ 978,000 $ 163,000 $ 0
Salem, New Jersey 6 $ 461,000 $ 76,833 $ 0
Cayuga, New York 6 $ 285,000 $ 47,500 $ 0
Oswego, New York 6 $ 399,000 $ 66,500 $ 0
Harnett, North Carolina 6 $ 423,000 $ 70,500 $ 0
Nash, North Carolina 6 $ 5,665,000 $ 944,166 $ 0
Onslow, North Carolina 6 $ 311,000 $ 51,833 $ 0
Rockingham, North Carolina 6 $ 300,000 $ 50,000 $ 0
Surry, North Carolina 6 $ 282,000 $ 47,000 $ 0
Jefferson, Ohio 6 $ 229,000 $ 38,166 $ 0
Marion, Ohio 6 $ 307,000 $ 51,166 $ 0
Miami, Ohio 6 $ 367,000 $ 61,166 $ 0
Richland, Ohio 6 $ 415,000 $ 69,166 $ 0
Sandusky, Ohio 6 $ 339,000 $ 56,500 $ 9,000
Delaware, Oklahoma 6 $ 2,793,000 $ 465,500 $ 719,000
Garfield, Oklahoma 6 $ 292,000 $ 48,666 $ 0
Lincoln, Oklahoma 6 $ 607,000 $ 101,166 $ 22,000
Rogers, Oklahoma 6 $ 596,000 $ 99,333 $ 9,000
Washington, Oklahoma 6 $ 348,000 $ 58,000 $ 21,000
Cumberland, Pennsylvania 6 $ 481,000 $ 80,166 $ 0
Monroe, Pennsylvania 6 $ 445,000 $ 74,166 $ 0
Washington, Pennsylvania 6 $ 513,000 $ 85,500 $ 0
Robertson, Tennessee 6 $ 556,000 $ 92,666 $ 0
Coryell, Texas 6 $ 323,000 $ 53,833 $ 0
Hunt, Texas 6 $ 566,000 $ 94,333 $ 0
Taylor, Texas 6 $ 298,000 $ 49,666 $ 0
Van Zandt, Texas 6 $ 536,000 $ 89,333 $ 0
Wharton, Texas 6 $ 371,000 $ 61,833 $ 0
Davis, Utah 6 $ 621,000 $ 103,500 $ 0
Augusta, Virginia 6 $ 470,000 $ 78,333 $ 0
Hopewell, Virginia 6 $ 358,000 $ 59,666 $ 0
Petersburg, Virginia 6 $ 112,000 $ 18,666 $ 0
Roanoke, Virginia 6 $ 599,000 $ 99,833 $ 0
Benton, Washington 6 $ 877,000 $ 146,166 $ 61,000
Clark, Washington 6 $ 457,000 $ 76,166 $ 0
Yakima, Washington 6 $ 602,000 $ 100,333 $ 0
Kanawha, West Virginia 6 $ 282,000 $ 47,000 $ 0
Kenosha, Wisconsin 6 $ 531,000 $ 88,500 $ 0
Rock, Wisconsin 6 $ 442,000 $ 73,666 $ 0
Dale, Alabama 5 $ 202,000 $ 40,400 $ 0
Elmore, Alabama 5 $ 484,000 $ 96,800 $ 0
St. Clair, Alabama 5 $ 456,000 $ 91,200 $ 0
Craighead, Arkansas 5 $ 319,000 $ 63,800 $ 0
Crawford, Arkansas 5 $ 512,000 $ 102,400 $ 0
Garland, Arkansas 5 $ 753,000 $ 150,600 $ 130,000
Boulder, Colorado 5 $ 8,884,000 $ 1,776,800 $ 283,000
San Miguel, Colorado 5 $ 8,110,000 $ 1,622,000 $ 0
Bay, Florida 5 $ 156,000 $ 31,200 $ 11,000
Gadsden, Florida 5 $ 222,000 $ 44,400 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13,789 $1,586,650,000 $115,000 $30,000,000 $16,000 $12,381,000
Refinancing 1,324 $477,343,000 $360,000 $32,660,000 $98,000 $8,309,000
Home Improvement 553 $70,971,000 $128,000 $5,200,000 $100,000 $1,081,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,863 $1,664,867,000 $120,000 $32,660,000 $0 $0
White 1,362 $379,968,000 $278,000 $4,340,000 $238,000 $12,381,000
Not Provided 164 $40,646,000 $247,000 $6,500,000 $240,000 $8,309,000
Hispanic 132 $14,765,000 $111,000 $1,235,000 $81,000 $1,766,000
Black or African American 61 $7,135,000 $116,000 $716,000 $124,000 $1,362,000
Asian 60 $24,589,000 $409,000 $5,000,000 $420,000 $3,139,000
American Indian or Alaskan Native 20 $2,301,000 $115,000 $1,240,000 $79,000 $449,000
Native Hawaiian or Other Pacific Islander 4 $693,000 $173,000 $473,000 $159,000 $488,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 11,809 $957,919,000 $81,000 $643,000 $0 $151,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,204 $1,058,161,000 $480,000 $32,660,000 $181,000 $12,381,000
VA-guaranteed (Veterans Administration) 1,556 $112,297,000 $72,000 $429,000 $1,000 $121,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 97 $6,587,000 $67,000 $207,000 $6,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 13,500 $1,052,149,000 $77,000 $643,000 $0 $0
Loan Originated 1,419 $621,236,000 $437,000 $20,075,000 $231,000 $12,381,000
Application Denied By Financial Institution 467 $213,290,000 $456,000 $31,450,000 $85,000 $6,300,000
Application Withdrawn By Applicant 235 $175,921,000 $748,000 $30,000,000 $145,000 $3,139,000
Application Approved But Not Accepted 35 $69,331,000 $1,980,000 $32,660,000 $199,000 $1,221,000
File Closed For Incompleteness 10 $3,037,000 $303,000 $2,500,000 $46,000 $96,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 188 $18,453,000 $98,000 $3,000,000 $48,000 $447,000
Credit History 118 $6,881,000 $58,000 $276,000 $65,000 $379,000
Collateral 80 $122,269,000 $1,528,000 $25,000,000 $171,000 $6,300,000
Credit Application Incomplete 34 $3,473,000 $102,000 $1,170,000 $162,000 $1,804,000
Other 34 $52,683,000 $1,549,000 $31,450,000 $102,000 $421,000
Unverifiable Information 6 $561,000 $93,000 $168,000 $33,000 $53,000
Insufficient Cash (Downpayment, Closing Cost) 5 $8,464,000 $1,692,000 $8,000,000 $33,000 $56,000
Employment History 2 $506,000 $253,000 $413,000 $120,000 $163,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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