Midflorida
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Midflorida.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Midflorida 3004 S Florida Ave Lakeland, FL 33803 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 12,871 |
| Total Mortgage Loan Application Amount | $2,588,355,000 |
| Average Mortgage Loan Application Amount | $162,000 |
| Highest Mortgage Loan Application Amount | $14,755,000 |
| Average Applicant Income | $111,200 |
| Highest Applicant Income | $8,040,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Florida | 3,272 | $ 503,910,000 | $ 154,000 | $ 101,000 |
| Hillsborough County Florida | 919 | $ 209,055,000 | $ 227,000 | $ 140,000 |
| Pinellas County Florida | 625 | $ 112,915,000 | $ 180,000 | $ 134,000 |
| Highlands County Florida | 620 | $ 68,840,000 | $ 111,000 | $ 85,000 |
| St. Lucie County Florida | 594 | $ 77,950,000 | $ 131,000 | $ 90,000 |
| Pasco County Florida | 447 | $ 68,065,000 | $ 152,000 | $ 107,000 |
| Marion County Florida | 404 | $ 84,260,000 | $ 208,000 | $ 120,000 |
| Indian River County Florida | 268 | $ 36,120,000 | $ 134,000 | $ 102,000 |
| Hernando County Florida | 250 | $ 44,240,000 | $ 176,000 | $ 97,000 |
| Orange County Florida | 240 | $ 50,050,000 | $ 208,000 | $ 166,000 |
| Martin County Florida | 152 | $ 30,920,000 | $ 203,000 | $ 142,000 |
| Collier County Florida | 126 | $ 106,930,000 | $ 848,000 | $ 487,000 |
| Citrus County Florida | 121 | $ 24,465,000 | $ 202,000 | $ 90,000 |
| Sumter County Florida | 118 | $ 20,910,000 | $ 177,000 | $ 109,000 |
| Osceola County Florida | 115 | $ 18,745,000 | $ 163,000 | $ 127,000 |
| Lake County Florida | 107 | $ 25,555,000 | $ 238,000 | $ 113,000 |
| Lee County Florida | 95 | $ 23,035,000 | $ 242,000 | $ 185,000 |
| Hardee County Florida | 90 | $ 15,380,000 | $ 170,000 | $ 88,000 |
| Okeechobee County Florida | 86 | $ 11,810,000 | $ 137,000 | $ 91,000 |
| Manatee County Florida | 74 | $ 19,960,000 | $ 269,000 | $ 207,000 |
| Seminole County Florida | 74 | $ 13,190,000 | $ 178,000 | $ 131,000 |
| DeSoto County Florida | 57 | $ 9,205,000 | $ 161,000 | $ 125,000 |
| Palm Beach County Florida | 52 | $ 32,620,000 | $ 627,000 | $ 415,000 |
| Charlotte County Florida | 44 | $ 11,160,000 | $ 253,000 | $ 148,000 |
| Sarasota County Florida | 40 | $ 10,700,000 | $ 267,000 | $ 135,000 |
| Brevard County Florida | 38 | $ 16,900,000 | $ 444,000 | $ 125,000 |
| Broward County Florida | 34 | $ 13,190,000 | $ 387,000 | $ 220,000 |
| Alachua County Florida | 33 | $ 9,415,000 | $ 285,000 | $ 125,000 |
| Volusia County Florida | 25 | $ 10,495,000 | $ 419,000 | $ 140,000 |
| Levy County Florida | 13 | $ 3,565,000 | $ 274,000 | $ 392,000 |
| St. Johns County Florida | 12 | $ 2,430,000 | $ 202,000 | $ 184,000 |
| Glades County Florida | 11 | $ 1,035,000 | $ 94,000 | $ 89,000 |
| Flagler County Florida | 9 | $ 2,995,000 | $ 332,000 | $ 128,000 |
| Duval County Florida | 7 | $ 1,185,000 | $ 169,000 | $ 145,000 |
| Putnam County Florida | 7 | $ 1,315,000 | $ 187,000 | $ 1,226,000 |
| Columbia County Florida | 6 | $ 1,260,000 | $ 210,000 | $ 123,000 |
| Leon County Florida | 5 | $ 715,000 | $ 143,000 | $ 103,000 |
| Miami-Dade County Florida | 4 | $ 7,970,000 | $ 1,992,000 | $ 363,000 |
| Union County Florida | 4 | $ 360,000 | $ 90,000 | $ 61,000 |
| Hendry County Florida | 3 | $ 265,000 | $ 88,000 | $ 77,000 |
| Wakulla County Florida | 3 | $ 385,000 | $ 128,000 | $ 66,000 |
| Gilchrist County Florida | 2 | $ 200,000 | $ 100,000 | $ 75,000 |
| Nassau County Florida | 2 | $ 550,000 | $ 275,000 | $ 168,000 |
| Okaloosa County Florida | 2 | $ 240,000 | $ 120,000 | $ 103,000 |
| Walton County Florida | 2 | $ 550,000 | $ 275,000 | $ 178,000 |
| Liberty County Georgia | 2 | $ 210,000 | $ 105,000 | $ 20,000 |
| Cherokee County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 83,000 |
| Jackson County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 634,000 |
| Baldwin County Alabama | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Maricopa County Arizona | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Bradford County Florida | 1 | $ 375,000 | $ 375,000 | $ 157,000 |
| Clay County Florida | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Dixie County Florida | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Escambia County Florida | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Santa Rosa County Florida | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
| Suwannee County Florida | 1 | $ 245,000 | $ 245,000 | $ 154,000 |
| Chatham County Georgia | 1 | $ 925,000 | $ 925,000 | $ 216,000 |
| Fannin County Georgia | 1 | $ 165,000 | $ 165,000 | $ 187,000 |
| Rabun County Georgia | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Kosciusko County Indiana | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| Marion County Indiana | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Linn County Iowa | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Penobscot County Maine | 1 | $ 105,000 | $ 105,000 | $ 302,000 |
| Burlington County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Kings County New York | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Halifax County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Mecklenburg County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 163,000 |
| Hood County Texas | 1 | $ 195,000 | $ 195,000 | $ 299,000 |
| Smyth County Virginia | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Midflorida in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,739 | $1,555,255,000 | $270,000 | $14,755,000 | $111,000 | $8,040,000 |
| Refinancing | 3,527 | $725,695,000 | $205,000 | $9,845,000 | $113,000 | $7,688,000 |
| Home Improvement | 2,267 | $160,815,000 | $70,000 | $1,485,000 | $107,000 | $1,690,000 |
| Other Purpose | 979 | $80,765,000 | $82,000 | $805,000 | $118,000 | $3,600,000 |
| Cash-out Refinancing | 359 | $65,825,000 | $183,000 | $1,805,000 | $107,000 | $1,660,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,190 | $1,583,910,000 | $193,000 | $6,875,000 | $121,000 | $8,040,000 |
| Hispanic | 1,895 | $332,295,000 | $175,000 | $7,005,000 | $86,000 | $2,743,000 |
| Not Provided | 1,271 | $333,935,000 | $262,000 | $8,805,000 | $109,000 | $1,800,000 |
| Black or African American | 1,035 | $182,725,000 | $176,000 | $1,925,000 | $81,000 | $806,000 |
| Asian | 282 | $66,470,000 | $235,000 | $1,525,000 | $124,000 | $946,000 |
| Not applicable | 72 | $60,150,000 | $835,000 | $14,755,000 | $113,000 | $360,000 |
| American Indian or Alaskan Native | 69 | $13,985,000 | $202,000 | $1,365,000 | $92,000 | $370,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,460,000 | $182,000 | $435,000 | $113,000 | $255,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,769 | $2,376,195,000 | $201,000 | $14,755,000 | $116,000 | $8,040,000 |
| FHA-insured (Federal Housing Administration) | 908 | $168,970,000 | $186,000 | $455,000 | $65,000 | $4,979,000 |
| VA-guaranteed (Veterans Administration) | 120 | $29,690,000 | $247,000 | $1,015,000 | $96,000 | $1,660,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $13,500,000 | $182,000 | $485,000 | $47,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,783 | $922,625,000 | $192,000 | $14,755,000 | $129,000 | $6,083,000 |
| Application Denied By Financial Institution | 2,464 | $323,250,000 | $131,000 | $3,505,000 | $91,000 | $3,217,000 |
| Preapproval Approved but not Accepted | 2,204 | $560,080,000 | $254,000 | $6,615,000 | $99,000 | $2,084,000 |
| Application Withdrawn By Applicant | 1,580 | $360,330,000 | $228,000 | $8,805,000 | $137,000 | $8,040,000 |
| Preapproval Denied by Financial Institution | 1,360 | $303,090,000 | $222,000 | $2,005,000 | $71,000 | $843,000 |
| File Closed For Incompleteness | 464 | $114,970,000 | $247,000 | $1,845,000 | $130,000 | $2,743,000 |
| Application Approved But Not Accepted | 16 | $4,010,000 | $250,000 | $1,365,000 | $126,000 | $458,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,047 | $1,962,015,000 | $216,000 | $14,755,000 | $123,000 | $8,040,000 |
| Debt-To-Income Ratio | 1,579 | $275,295,000 | $174,000 | $1,505,000 | $57,000 | $922,000 |
| Credit History | 1,317 | $227,075,000 | $172,000 | $3,005,000 | $90,000 | $1,892,000 |
| Collateral | 449 | $40,985,000 | $91,000 | $675,000 | $114,000 | $1,560,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 126 | $21,380,000 | $169,000 | $3,505,000 | $81,000 | $1,270,000 |
| Other | 112 | $22,230,000 | $198,000 | $2,365,000 | $151,000 | $909,000 |
| Unverifiable Information | 110 | $11,870,000 | $107,000 | $695,000 | $126,000 | $946,000 |
| Credit Application Incomplete | 71 | $18,255,000 | $257,000 | $1,105,000 | $201,000 | $3,217,000 |
| Employment History | 60 | $9,250,000 | $154,000 | $485,000 | $82,000 | $428,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.