Midland States Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Midland States Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midland States Bank 1201 Network Centre Drive Effingham, IL 62401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,471 |
| Total Mortgage Loan Application Amount | $714,499,000 |
| Average Mortgage Loan Application Amount | $184,666 |
| Highest Mortgage Loan Application Amount | $9,800,000 |
| Average Applicant Income | $74,333 |
| Highest Applicant Income | $2,036,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Midland States Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midland States Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Midland States Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midland States Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midland States Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midland States Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| El Paso County Colorado | 481 | $ 111,932,000 | $ 232,000 | $ 81,000 |
| St. Louis County Missouri | 425 | $ 90,366,000 | $ 212,000 | $ 101,000 |
| St. Charles County Missouri | 377 | $ 74,380,000 | $ 197,000 | $ 74,000 |
| Wake County North Carolina | 134 | $ 30,428,000 | $ 227,000 | $ 92,000 |
| Kankakee County Illinois | 120 | $ 14,759,000 | $ 122,000 | $ 69,000 |
| La Plata County Colorado | 105 | $ 34,895,000 | $ 332,000 | $ 110,000 |
| St. Louis City County Missouri | 93 | $ 13,400,000 | $ 144,000 | $ 60,000 |
| Jefferson County Missouri | 92 | $ 15,414,000 | $ 167,000 | $ 57,000 |
| Effingham County Illinois | 91 | $ 13,012,000 | $ 142,000 | $ 72,000 |
| LaSalle County Illinois | 83 | $ 8,004,000 | $ 96,000 | $ 59,000 |
| Bureau County Illinois | 74 | $ 6,435,000 | $ 86,000 | $ 64,000 |
| Lee County Illinois | 73 | $ 9,350,000 | $ 128,000 | $ 76,000 |
| Marion County Illinois | 62 | $ 3,952,000 | $ 63,000 | $ 57,000 |
| Will County Illinois | 57 | $ 8,784,000 | $ 154,000 | $ 92,000 |
| Monroe County Illinois | 49 | $ 12,437,000 | $ 253,000 | $ 82,000 |
| Champaign County Illinois | 46 | $ 6,132,000 | $ 133,000 | $ 83,000 |
| Fayette County Illinois | 44 | $ 3,910,000 | $ 88,000 | $ 68,000 |
| St. Clair County Illinois | 44 | $ 6,250,000 | $ 142,000 | $ 74,000 |
| Montezuma County Colorado | 38 | $ 6,325,000 | $ 166,000 | $ 68,000 |
| Whiteside County Illinois | 36 | $ 12,688,000 | $ 352,000 | $ 62,000 |
| Franklin County Missouri | 35 | $ 5,038,000 | $ 143,000 | $ 67,000 |
| Bond County Illinois | 28 | $ 3,152,000 | $ 112,000 | $ 59,000 |
| Cook County Illinois | 27 | $ 14,346,000 | $ 531,000 | $ 82,000 |
| Cherokee County North Carolina | 27 | $ 4,149,000 | $ 153,000 | $ 74,000 |
| Maricopa County Arizona | 21 | $ 5,343,000 | $ 254,000 | $ 40,000 |
| Arapahoe County Colorado | 19 | $ 4,898,000 | $ 257,000 | $ 47,000 |
| Denver County Colorado | 18 | $ 6,788,000 | $ 377,000 | $ 156,000 |
| Jasper County Missouri | 18 | $ 1,725,000 | $ 95,000 | $ 39,000 |
| Ogle County Illinois | 16 | $ 2,462,000 | $ 153,000 | $ 59,000 |
| Los Angeles County California | 13 | $ 4,768,000 | $ 366,000 | $ 11,000 |
| Teller County Colorado | 13 | $ 2,817,000 | $ 216,000 | $ 79,000 |
| Putnam County Illinois | 13 | $ 941,000 | $ 72,000 | $ 50,000 |
| Warren County Missouri | 13 | $ 1,753,000 | $ 134,000 | $ 91,000 |
| Durham County North Carolina | 13 | $ 2,441,000 | $ 187,000 | $ 92,000 |
| Stephenson County Illinois | 12 | $ 1,012,000 | $ 84,000 | $ 73,000 |
| Douglas County Colorado | 11 | $ 4,550,000 | $ 413,000 | $ 134,000 |
| Clinton County Illinois | 11 | $ 845,000 | $ 76,000 | $ 56,000 |
| Kendall County Illinois | 11 | $ 3,450,000 | $ 313,000 | $ 161,000 |
| Clark County Nevada | 11 | $ 3,113,000 | $ 283,000 | $ 55,000 |
| Johnston County North Carolina | 10 | $ 1,884,000 | $ 188,000 | $ 90,000 |
| Milwaukee County Wisconsin | 10 | $ 3,585,000 | $ 358,000 | $ 25,000 |
| Adams County Colorado | 9 | $ 2,005,000 | $ 222,000 | $ 74,000 |
| Lake County Indiana | 9 | $ 1,380,000 | $ 153,000 | $ 60,000 |
| Lincoln County Missouri | 9 | $ 1,392,000 | $ 154,000 | $ 78,000 |
| Riverside County California | 8 | $ 2,574,000 | $ 321,000 | $ 32,000 |
| Madison County Illinois | 8 | $ 1,349,000 | $ 168,000 | $ 69,000 |
| Kane County Illinois | 7 | $ 1,547,000 | $ 221,000 | $ 144,000 |
| Weld County Colorado | 6 | $ 1,795,000 | $ 299,000 | $ 25,000 |
| Clay County Illinois | 6 | $ 494,000 | $ 82,000 | $ 57,000 |
| Jefferson County Illinois | 6 | $ 709,000 | $ 118,000 | $ 84,000 |
| Charles County Maryland | 6 | $ 2,047,000 | $ 341,000 | $ 0 |
| Greene County Missouri | 6 | $ 508,000 | $ 84,000 | $ 157,000 |
| Boulder County Colorado | 5 | $ 1,357,000 | $ 271,000 | $ 50,000 |
| Pueblo County Colorado | 5 | $ 727,000 | $ 145,000 | $ 57,000 |
| Coles County Illinois | 5 | $ 654,000 | $ 130,000 | $ 50,000 |
| Jasper County Illinois | 5 | $ 422,000 | $ 84,000 | $ 52,000 |
| Montgomery County Illinois | 5 | $ 578,000 | $ 115,000 | $ 60,000 |
| Winnebago County Illinois | 5 | $ 440,000 | $ 88,000 | $ 79,000 |
| Bexar County Texas | 5 | $ 1,497,000 | $ 299,000 | $ 68,000 |
| Harris County Texas | 5 | $ 1,458,000 | $ 291,000 | $ 21,000 |
| Fairfax County Virginia | 5 | $ 1,375,000 | $ 275,000 | $ 19,000 |
| Pierce County Washington | 5 | $ 1,532,000 | $ 306,000 | $ 0 |
| Orange County California | 4 | $ 1,665,000 | $ 416,000 | $ 27,000 |
| San Bernardino County California | 4 | $ 1,479,000 | $ 369,000 | $ 36,000 |
| Jefferson County Colorado | 4 | $ 1,254,000 | $ 313,000 | $ 96,000 |
| Larimer County Colorado | 4 | $ 1,656,000 | $ 414,000 | $ 205,000 |
| New Castle County Delaware | 4 | $ 966,000 | $ 241,000 | $ 14,000 |
| District of Columbia County District Of Columbia | 4 | $ 990,000 | $ 247,000 | $ 0 |
| Hillsborough County Florida | 4 | $ 736,000 | $ 184,000 | $ 68,000 |
| Lee County Florida | 4 | $ 902,000 | $ 225,000 | $ 145,000 |
| Honolulu County Hawaii | 4 | $ 1,431,000 | $ 357,000 | $ 0 |
| DuPage County Illinois | 4 | $ 1,015,000 | $ 253,000 | $ 89,000 |
| Lake County Illinois | 4 | $ 1,082,000 | $ 270,000 | $ 67,000 |
| Marshall County Illinois | 4 | $ 588,000 | $ 147,000 | $ 62,000 |
| Richland County Illinois | 4 | $ 612,000 | $ 153,000 | $ 74,000 |
| Shelby County Illinois | 4 | $ 737,000 | $ 184,000 | $ 86,000 |
| Prince George's County Maryland | 4 | $ 1,293,000 | $ 323,000 | $ 0 |
| Mecklenburg County North Carolina | 4 | $ 1,012,000 | $ 253,000 | $ 27,000 |
| Montgomery County Tennessee | 4 | $ 819,000 | $ 204,000 | $ 0 |
| Shelby County Tennessee | 4 | $ 1,000,000 | $ 250,000 | $ 0 |
| Denton County Texas | 4 | $ 1,033,000 | $ 258,000 | $ 20,000 |
| Tooele County Utah | 4 | $ 1,240,000 | $ 310,000 | $ 0 |
| King County Washington | 4 | $ 1,275,000 | $ 318,000 | $ 20,000 |
| Cochise County Arizona | 3 | $ 867,000 | $ 289,000 | $ 0 |
| Pima County Arizona | 3 | $ 952,000 | $ 317,000 | $ 33,000 |
| Pulaski County Arkansas | 3 | $ 861,000 | $ 287,000 | $ 39,000 |
| San Diego County California | 3 | $ 1,003,000 | $ 334,000 | $ 0 |
| Mesa County Colorado | 3 | $ 721,000 | $ 240,000 | $ 0 |
| Kent County Delaware | 3 | $ 659,000 | $ 219,000 | $ 0 |
| Broward County Florida | 3 | $ 3,412,000 | $ 1,137,000 | $ 621,000 |
| Okaloosa County Florida | 3 | $ 656,000 | $ 218,000 | $ 28,000 |
| Sarasota County Florida | 3 | $ 777,000 | $ 259,000 | $ 49,000 |
| Cumberland County Illinois | 3 | $ 204,000 | $ 68,000 | $ 48,000 |
| DeKalb County Illinois | 3 | $ 306,000 | $ 102,000 | $ 153,000 |
| Douglas County Illinois | 3 | $ 275,000 | $ 91,000 | $ 69,000 |
| Franklin County Illinois | 3 | $ 142,000 | $ 47,000 | $ 45,000 |
| Iroquois County Illinois | 3 | $ 435,000 | $ 145,000 | $ 71,000 |
| Livingston County Illinois | 3 | $ 386,000 | $ 128,000 | $ 43,000 |
| Randolph County Illinois | 3 | $ 427,000 | $ 142,000 | $ 68,000 |
| Vermilion County Illinois | 3 | $ 275,000 | $ 91,000 | $ 73,000 |
| Oldham County Kentucky | 3 | $ 3,380,000 | $ 1,126,000 | $ 51,000 |
| Christian County Missouri | 3 | $ 492,000 | $ 164,000 | $ 10,000 |
| Newton County Missouri | 3 | $ 391,000 | $ 130,000 | $ 61,000 |
| Clay County North Carolina | 3 | $ 340,000 | $ 113,000 | $ 47,000 |
| Cumberland County North Carolina | 3 | $ 812,000 | $ 270,000 | $ 0 |
| Harnett County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 51,000 |
| Orange County North Carolina | 3 | $ 817,000 | $ 272,000 | $ 120,000 |
| Charleston County South Carolina | 3 | $ 825,000 | $ 275,000 | $ 31,000 |
| Davidson County Tennessee | 3 | $ 716,000 | $ 238,000 | $ 31,000 |
| Bell County Texas | 3 | $ 662,000 | $ 220,000 | $ 0 |
| Collin County Texas | 3 | $ 687,000 | $ 229,000 | $ 0 |
| Tarrant County Texas | 3 | $ 546,000 | $ 182,000 | $ 68,000 |
| Williamson County Texas | 3 | $ 1,007,000 | $ 335,000 | $ 0 |
| Stafford County Virginia | 3 | $ 1,042,000 | $ 347,000 | $ 0 |
| Pinal County Arizona | 2 | $ 266,000 | $ 133,000 | $ 94,000 |
| Contra Costa County California | 2 | $ 785,000 | $ 392,000 | $ 0 |
| Kern County California | 2 | $ 367,000 | $ 183,000 | $ 0 |
| Monterey County California | 2 | $ 788,000 | $ 394,000 | $ 0 |
| Eagle County Colorado | 2 | $ 549,000 | $ 274,000 | $ 0 |
| Elbert County Colorado | 2 | $ 800,000 | $ 400,000 | $ 92,000 |
| Summit County Colorado | 2 | $ 537,000 | $ 268,000 | $ 121,000 |
| Clay County Florida | 2 | $ 596,000 | $ 298,000 | $ 0 |
| Collier County Florida | 2 | $ 650,000 | $ 325,000 | $ 139,000 |
| Manatee County Florida | 2 | $ 715,000 | $ 357,000 | $ 87,000 |
| Palm Beach County Florida | 2 | $ 517,000 | $ 258,000 | $ 30,000 |
| Pinellas County Florida | 2 | $ 208,000 | $ 104,000 | $ 83,000 |
| Santa Rosa County Florida | 2 | $ 511,000 | $ 255,000 | $ 33,000 |
| Cobb County Georgia | 2 | $ 547,000 | $ 273,000 | $ 0 |
| DeKalb County Georgia | 2 | $ 235,000 | $ 117,000 | $ 0 |
| Paulding County Georgia | 2 | $ 359,000 | $ 179,000 | $ 0 |
| Union County Georgia | 2 | $ 239,000 | $ 119,000 | $ 97,000 |
| Walton County Georgia | 2 | $ 559,000 | $ 279,000 | $ 0 |
| Carroll County Illinois | 2 | $ 219,000 | $ 109,000 | $ 59,000 |
| Clark County Illinois | 2 | $ 285,000 | $ 142,000 | $ 80,000 |
| Grundy County Illinois | 2 | $ 281,000 | $ 140,000 | $ 50,000 |
| Jackson County Illinois | 2 | $ 143,000 | $ 71,000 | $ 21,000 |
| Jo Daviess County Illinois | 2 | $ 98,000 | $ 49,000 | $ 57,000 |
| McHenry County Illinois | 2 | $ 275,000 | $ 137,000 | $ 241,000 |
| Piatt County Illinois | 2 | $ 313,000 | $ 156,000 | $ 88,000 |
| Hamilton County Indiana | 2 | $ 618,000 | $ 309,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Clay County Missouri | 2 | $ 416,000 | $ 208,000 | $ 34,000 |
| McDonald County Missouri | 2 | $ 268,000 | $ 134,000 | $ 46,000 |
| Platte County Missouri | 2 | $ 3,619,000 | $ 1,809,000 | $ 0 |
| St. Francois County Missouri | 2 | $ 213,000 | $ 106,000 | $ 80,000 |
| Stone County Missouri | 2 | $ 194,000 | $ 97,000 | $ 104,000 |
| Sanders County Montana | 2 | $ 700,000 | $ 350,000 | $ 65,000 |
| Sarpy County Nebraska | 2 | $ 450,000 | $ 225,000 | $ 84,000 |
| Washoe County Nevada | 2 | $ 626,000 | $ 313,000 | $ 66,000 |
| Ocean County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 244,000 | $ 122,000 | $ 28,000 |
| Monroe County New York | 2 | $ 2,562,000 | $ 1,281,000 | $ 0 |
| New Hanover County North Carolina | 2 | $ 432,000 | $ 216,000 | $ 26,000 |
| Cuyahoga County Ohio | 2 | $ 214,000 | $ 107,000 | $ 137,000 |
| Allegheny County Pennsylvania | 2 | $ 2,375,000 | $ 1,187,000 | $ 81,000 |
| York County Pennsylvania | 2 | $ 433,000 | $ 216,000 | $ 0 |
| Lexington County South Carolina | 2 | $ 463,000 | $ 231,000 | $ 0 |
| Richland County South Carolina | 2 | $ 421,000 | $ 210,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 365,000 | $ 182,000 | $ 40,000 |
| White County Tennessee | 2 | $ 525,000 | $ 262,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 1,163,000 | $ 581,000 | $ 280,000 |
| Montgomery County Texas | 2 | $ 807,000 | $ 403,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 466,000 | $ 233,000 | $ 0 |
| Frederick County Virginia | 2 | $ 493,000 | $ 246,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 427,000 | $ 213,000 | $ 0 |
| Kitsap County Washington | 2 | $ 634,000 | $ 317,000 | $ 0 |
| Snohomish County Washington | 2 | $ 674,000 | $ 337,000 | $ 0 |
| Waukesha County Wisconsin | 2 | $ 593,000 | $ 296,000 | $ 79,000 |
| Park County Wyoming | 2 | $ 443,000 | $ 221,000 | $ 69,000 |
| Anchorage County Alaska | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Coconino County Arizona | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Benton County Arkansas | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Calaveras County California | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Fresno County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Napa County California | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Sacramento County California | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Santa Cruz County California | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Solano County California | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Yuba County California | 1 | $ 338,000 | $ 338,000 | $ 92,000 |
| Broomfield County Colorado | 1 | $ 329,000 | $ 329,000 | $ 88,000 |
| Custer County Colorado | 1 | $ 281,000 | $ 281,000 | $ 80,000 |
| Dolores County Colorado | 1 | $ 158,000 | $ 158,000 | $ 57,000 |
| Fremont County Colorado | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Gilpin County Colorado | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Park County Colorado | 1 | $ 270,000 | $ 270,000 | $ 98,000 |
| Hartford County Connecticut | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Sussex County Delaware | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Brevard County Florida | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Charlotte County Florida | 1 | $ 220,000 | $ 220,000 | $ 308,000 |
| Escambia County Florida | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Highlands County Florida | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Lake County Florida | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Martin County Florida | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Monroe County Florida | 1 | $ 200,000 | $ 200,000 | $ 154,000 |
| Osceola County Florida | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Pasco County Florida | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Volusia County Florida | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Wakulla County Florida | 1 | $ 294,000 | $ 294,000 | $ 171,000 |
| Walton County Florida | 1 | $ 123,000 | $ 123,000 | $ 62,000 |
| Barrow County Georgia | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Bibb County Georgia | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Carroll County Georgia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Chatham County Georgia | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Columbia County Georgia | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Fannin County Georgia | 1 | $ 203,000 | $ 203,000 | $ 61,000 |
| Forsyth County Georgia | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Fulton County Georgia | 1 | $ 308,000 | $ 308,000 | $ 146,000 |
| Gwinnett County Georgia | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Henry County Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Houston County Georgia | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Pickens County Georgia | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Walker County Georgia | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Maui County Hawaii | 1 | $ 1,722,000 | $ 1,722,000 | $ 0 |
| Boone County Illinois | 1 | $ 62,000 | $ 62,000 | $ 90,000 |
| Christian County Illinois | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| Crawford County Illinois | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Ford County Illinois | 1 | $ 119,000 | $ 119,000 | $ 62,000 |
| Hamilton County Illinois | 1 | $ 179,000 | $ 179,000 | $ 70,000 |
| Hancock County Illinois | 1 | $ 53,000 | $ 53,000 | $ 38,000 |
| Johnson County Illinois | 1 | $ 116,000 | $ 116,000 | $ 185,000 |
| Lawrence County Illinois | 1 | $ 102,000 | $ 102,000 | $ 71,000 |
| Macon County Illinois | 1 | $ 77,000 | $ 77,000 | $ 72,000 |
| McLean County Illinois | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Moultrie County Illinois | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| Peoria County Illinois | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Tazewell County Illinois | 1 | $ 253,000 | $ 253,000 | $ 109,000 |
| Washington County Illinois | 1 | $ 150,000 | $ 150,000 | $ 103,000 |
| Williamson County Illinois | 1 | $ 322,000 | $ 322,000 | $ 88,000 |
| Elkhart County Indiana | 1 | $ 3,841,000 | $ 3,841,000 | $ 0 |
| Hancock County Indiana | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
| Madison County Indiana | 1 | $ 288,000 | $ 288,000 | $ 253,000 |
| Marion County Indiana | 1 | $ 186,000 | $ 186,000 | $ 50,000 |
| Newton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Porter County Indiana | 1 | $ 58,000 | $ 58,000 | $ 114,000 |
| St. Joseph County Indiana | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Scott County Iowa | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Douglas County Kansas | 1 | $ 71,000 | $ 71,000 | $ 51,000 |
| Johnson County Kansas | 1 | $ 257,000 | $ 257,000 | $ 81,000 |
| Sedgwick County Kansas | 1 | $ 320,000 | $ 320,000 | $ 196,000 |
| Adair County Kentucky | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Hart County Kentucky | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Metcalfe County Kentucky | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Monroe County Kentucky | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 402,000 | $ 402,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Calvert County Maryland | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Carroll County Maryland | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Harford County Maryland | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 320,000 | $ 320,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Barry County Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jackson County Michigan | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 208,000 | $ 208,000 | $ 252,000 |
| Wayne County Michigan | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Pipestone County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 47,000 |
| Ramsey County Minnesota | 1 | $ 107,000 | $ 107,000 | $ 98,000 |
| Benton County Missouri | 1 | $ 109,000 | $ 109,000 | $ 53,000 |
| Boone County Missouri | 1 | $ 147,000 | $ 147,000 | $ 95,000 |
| Camden County Missouri | 1 | $ 417,000 | $ 417,000 | $ 184,000 |
| Cape Girardeau County Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Crawford County Missouri | 1 | $ 112,000 | $ 112,000 | $ 83,000 |
| Miller County Missouri | 1 | $ 43,000 | $ 43,000 | $ 62,000 |
| Morgan County Missouri | 1 | $ 160,000 | $ 160,000 | $ 125,000 |
| Polk County Missouri | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Ste. Genevieve County Missouri | 1 | $ 71,000 | $ 71,000 | $ 140,000 |
| Washington County Missouri | 1 | $ 86,000 | $ 86,000 | $ 75,000 |
| Webster County Missouri | 1 | $ 87,000 | $ 87,000 | $ 54,000 |
| Churchill County Nevada | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Elko County Nevada | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Camden County New Jersey | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 273,000 | $ 273,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Bronx County New York | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Clinton County New York | 1 | $ 169,000 | $ 169,000 | $ 71,000 |
| Erie County New York | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Nassau County New York | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Orange County New York | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Queens County New York | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Saratoga County New York | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 258,000 | $ 258,000 | $ 160,000 |
| Buncombe County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Carteret County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 640,000 | $ 640,000 | $ 117,000 |
| Currituck County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 72,000 |
| Gaston County North Carolina | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 344,000 | $ 344,000 | $ 104,000 |
| Henderson County North Carolina | 1 | $ 297,000 | $ 297,000 | $ 112,000 |
| Lee County North Carolina | 1 | $ 306,000 | $ 306,000 | $ 96,000 |
| Moore County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 125,000 |
| Onslow County North Carolina | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Surry County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 111,000 |
| Butler County Ohio | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Delaware County Ohio | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Franklin County Ohio | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Licking County Ohio | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 168,000 | $ 168,000 | $ 107,000 |
| Ottawa County Ohio | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Warren County Ohio | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Jackson County Oklahoma | 1 | $ 203,000 | $ 203,000 | $ 153,000 |
| Josephine County Oregon | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Washington County Oregon | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 356,000 | $ 356,000 | $ 64,000 |
| Dorchester County South Carolina | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Horry County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 165,000 |
| York County South Carolina | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Humphreys County Tennessee | 1 | $ 177,000 | $ 177,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 67,000 |
| Sumner County Tennessee | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Brazoria County Texas | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Brazos County Texas | 1 | $ 264,000 | $ 264,000 | $ 62,000 |
| Comal County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Dallas County Texas | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Ellis County Texas | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Taylor County Texas | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Travis County Texas | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Uintah County Utah | 1 | $ 193,000 | $ 193,000 | $ 38,000 |
| Washington County Utah | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 752,000 | $ 752,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Prince William County Virginia | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 246,000 | $ 246,000 | $ 0 |
| York County Virginia | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Clark County Washington | 1 | $ 252,000 | $ 252,000 | $ 138,000 |
| Grays Harbor County Washington | 1 | $ 268,000 | $ 268,000 | $ 0 |
| Lewis County Washington | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Thurston County Washington | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Yakima County Washington | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Berkeley County West Virginia | 1 | $ 186,000 | $ 186,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midland States Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,825 | $347,393,000 | $190,000 | $2,775,000 | $84,000 | $1,864,000 |
| Refinancing | 1,594 | $359,844,000 | $225,000 | $9,800,000 | $63,000 | $2,036,000 |
| Home Improvement | 52 | $7,262,000 | $139,000 | $2,100,000 | $76,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,745 | $515,770,000 | $187,000 | $2,750,000 | $79,000 | $2,036,000 |
| Not Provided | 281 | $65,892,000 | $234,000 | $1,440,000 | $73,000 | $760,000 |
| Black or African American | 151 | $31,684,000 | $209,000 | $426,000 | $38,000 | $205,000 |
| Not applicable | 126 | $65,931,000 | $523,000 | $9,800,000 | $0 | $71,000 |
| Hispanic | 106 | $20,434,000 | $192,000 | $417,000 | $66,000 | $331,000 |
| Asian | 42 | $9,209,000 | $219,000 | $459,000 | $104,000 | $471,000 |
| American Indian or Alaskan Native | 16 | $4,236,000 | $264,000 | $1,295,000 | $98,000 | $302,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,343,000 | $335,000 | $380,000 | $59,000 | $141,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,109 | $434,953,000 | $206,000 | $9,800,000 | $95,000 | $2,036,000 |
| FHA-insured (Federal Housing Administration) | 666 | $125,342,000 | $188,000 | $498,000 | $37,000 | $280,000 |
| VA-guaranteed (Veterans Administration) | 547 | $138,364,000 | $252,000 | $929,000 | $45,000 | $280,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 149 | $15,840,000 | $106,000 | $301,000 | $46,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,698 | $558,116,000 | $206,000 | $9,800,000 | $73,000 | $2,036,000 |
| Application Denied By Financial Institution | 219 | $36,495,000 | $166,000 | $4,600,000 | $61,000 | $337,000 |
| Application Approved But Not Accepted | 217 | $41,054,000 | $189,000 | $1,380,000 | $98,000 | $760,000 |
| Application Withdrawn By Applicant | 210 | $48,161,000 | $229,000 | $1,440,000 | $105,000 | $962,000 |
| File Closed For Incompleteness | 122 | $29,321,000 | $240,000 | $498,000 | $19,000 | $360,000 |
| Loan Purchased By The Institution | 5 | $1,352,000 | $270,000 | $371,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midland States Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midland States Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.