Midland States Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Midland States Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midland States Bank 1201 Network Centre Drive Effingham, IL 62401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,157 |
| Total Mortgage Loan Application Amount | $571,705,000 |
| Average Mortgage Loan Application Amount | $139,400 |
| Highest Mortgage Loan Application Amount | $20,105,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $1,558,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Midland States Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midland States Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Midland States Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midland States Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midland States Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midland States Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Winnebago County Illinois | 739 | $ 69,455,000 | $ 93,000 | $ 64,000 |
| St. Louis County Missouri | 348 | $ 74,810,000 | $ 214,000 | $ 112,000 |
| Kankakee County Illinois | 232 | $ 27,100,000 | $ 116,000 | $ 84,000 |
| St. Charles County Missouri | 228 | $ 50,370,000 | $ 220,000 | $ 125,000 |
| Boone County Illinois | 110 | $ 13,070,000 | $ 118,000 | $ 81,000 |
| St. Louis City County Missouri | 103 | $ 27,225,000 | $ 264,000 | $ 108,000 |
| Will County Illinois | 92 | $ 17,140,000 | $ 186,000 | $ 67,000 |
| Champaign County Illinois | 73 | $ 10,385,000 | $ 142,000 | $ 85,000 |
| Bureau County Illinois | 59 | $ 4,335,000 | $ 73,000 | $ 71,000 |
| LaSalle County Illinois | 56 | $ 4,860,000 | $ 86,000 | $ 139,000 |
| Jefferson County Missouri | 54 | $ 10,650,000 | $ 197,000 | $ 89,000 |
| Lee County Illinois | 53 | $ 4,965,000 | $ 93,000 | $ 94,000 |
| Effingham County Illinois | 47 | $ 8,175,000 | $ 173,000 | $ 108,000 |
| Whiteside County Illinois | 36 | $ 3,000,000 | $ 83,000 | $ 67,000 |
| Cherokee County North Carolina | 33 | $ 4,865,000 | $ 147,000 | $ 73,000 |
| Wake County North Carolina | 33 | $ 9,705,000 | $ 294,000 | $ 137,000 |
| Clinton County Illinois | 32 | $ 3,450,000 | $ 107,000 | $ 61,000 |
| Ogle County Illinois | 32 | $ 4,000,000 | $ 125,000 | $ 64,000 |
| DeKalb County Illinois | 29 | $ 2,855,000 | $ 98,000 | $ 80,000 |
| Marion County Illinois | 26 | $ 1,890,000 | $ 72,000 | $ 66,000 |
| Fond du Lac County Wisconsin | 25 | $ 3,995,000 | $ 159,000 | $ 81,000 |
| Grundy County Illinois | 24 | $ 3,360,000 | $ 140,000 | $ 87,000 |
| Fayette County Illinois | 23 | $ 1,845,000 | $ 80,000 | $ 50,000 |
| Cook County Illinois | 22 | $ 10,320,000 | $ 469,000 | $ 143,000 |
| Kendall County Illinois | 17 | $ 2,395,000 | $ 140,000 | $ 92,000 |
| Madison County Illinois | 17 | $ 2,425,000 | $ 142,000 | $ 116,000 |
| St. Clair County Illinois | 17 | $ 2,295,000 | $ 135,000 | $ 128,000 |
| Bond County Illinois | 16 | $ 1,370,000 | $ 85,000 | $ 64,000 |
| Stephenson County Illinois | 16 | $ 1,080,000 | $ 67,000 | $ 56,000 |
| DuPage County Illinois | 14 | $ 3,090,000 | $ 220,000 | $ 110,000 |
| Kane County Illinois | 14 | $ 2,860,000 | $ 204,000 | $ 125,000 |
| Monroe County Illinois | 14 | $ 2,460,000 | $ 175,000 | $ 121,000 |
| Iroquois County Illinois | 13 | $ 1,755,000 | $ 135,000 | $ 65,000 |
| Dodge County Wisconsin | 13 | $ 1,885,000 | $ 145,000 | $ 58,000 |
| Maricopa County Arizona | 12 | $ 5,030,000 | $ 419,000 | $ 210,000 |
| Franklin County Missouri | 11 | $ 1,295,000 | $ 117,000 | $ 69,000 |
| Lincoln County Missouri | 11 | $ 2,165,000 | $ 196,000 | $ 80,000 |
| Livingston County Illinois | 10 | $ 1,630,000 | $ 163,000 | $ 66,000 |
| McHenry County Illinois | 10 | $ 1,340,000 | $ 134,000 | $ 62,000 |
| Peoria County Illinois | 10 | $ 2,750,000 | $ 275,000 | $ 200,000 |
| Tazewell County Illinois | 9 | $ 1,235,000 | $ 137,000 | $ 50,000 |
| Cumberland County Illinois | 7 | $ 805,000 | $ 115,000 | $ 52,000 |
| Lake County Indiana | 7 | $ 1,435,000 | $ 205,000 | $ 116,000 |
| Warren County Missouri | 7 | $ 945,000 | $ 135,000 | $ 167,000 |
| Clay County North Carolina | 7 | $ 975,000 | $ 139,000 | $ 73,000 |
| Bexar County Texas | 7 | $ 1,595,000 | $ 227,000 | $ 56,000 |
| Rock County Wisconsin | 7 | $ 1,145,000 | $ 163,000 | $ 69,000 |
| Jasper County Illinois | 6 | $ 670,000 | $ 111,000 | $ 74,000 |
| McLean County Illinois | 6 | $ 1,250,000 | $ 208,000 | $ 104,000 |
| Washington County Illinois | 6 | $ 850,000 | $ 141,000 | $ 59,000 |
| Johnston County North Carolina | 6 | $ 990,000 | $ 165,000 | $ 52,000 |
| Lafayette County Wisconsin | 6 | $ 770,000 | $ 128,000 | $ 64,000 |
| Pima County Arizona | 5 | $ 1,265,000 | $ 253,000 | $ 155,000 |
| Denver County Colorado | 5 | $ 4,055,000 | $ 811,000 | $ 344,000 |
| Jefferson County Colorado | 5 | $ 1,275,000 | $ 255,000 | $ 75,000 |
| Clay County Illinois | 5 | $ 625,000 | $ 125,000 | $ 80,000 |
| Shelby County Illinois | 5 | $ 665,000 | $ 133,000 | $ 67,000 |
| Johnson County Kansas | 5 | $ 2,015,000 | $ 403,000 | $ 160,000 |
| Monroe County New York | 5 | $ 5,415,000 | $ 1,083,000 | $ 109,000 |
| Durham County North Carolina | 5 | $ 1,025,000 | $ 205,000 | $ 135,000 |
| Arapahoe County Colorado | 4 | $ 1,870,000 | $ 467,000 | $ 192,000 |
| Douglas County Illinois | 4 | $ 200,000 | $ 50,000 | $ 42,000 |
| Piatt County Illinois | 4 | $ 440,000 | $ 110,000 | $ 52,000 |
| Sangamon County Illinois | 4 | $ 1,260,000 | $ 315,000 | $ 244,000 |
| Boone County Missouri | 4 | $ 2,330,000 | $ 582,000 | $ 279,000 |
| Jackson County Missouri | 4 | $ 720,000 | $ 180,000 | $ 86,000 |
| Douglas County Nebraska | 4 | $ 1,190,000 | $ 297,000 | $ 116,000 |
| Onondaga County New York | 4 | $ 590,000 | $ 147,000 | $ 51,000 |
| Davidson County Tennessee | 4 | $ 1,260,000 | $ 315,000 | $ 163,000 |
| Iowa County Wisconsin | 4 | $ 520,000 | $ 130,000 | $ 65,000 |
| Sacramento County California | 3 | $ 1,575,000 | $ 525,000 | $ 245,000 |
| Fulton County Georgia | 3 | $ 835,000 | $ 278,000 | $ 146,000 |
| Gwinnett County Georgia | 3 | $ 1,075,000 | $ 358,000 | $ 239,000 |
| Coles County Illinois | 3 | $ 425,000 | $ 141,000 | $ 43,000 |
| Marshall County Illinois | 3 | $ 165,000 | $ 55,000 | $ 65,000 |
| Williamson County Illinois | 3 | $ 265,000 | $ 88,000 | $ 50,000 |
| Hamilton County Indiana | 3 | $ 815,000 | $ 271,000 | $ 95,000 |
| Cape Girardeau County Missouri | 3 | $ 965,000 | $ 321,000 | $ 108,000 |
| Crawford County Missouri | 3 | $ 2,135,000 | $ 711,000 | $ 130,000 |
| Pitt County North Carolina | 3 | $ 435,000 | $ 145,000 | $ 500,000 |
| Dallas County Texas | 3 | $ 1,775,000 | $ 591,000 | $ 336,000 |
| Milwaukee County Wisconsin | 3 | $ 16,125,000 | $ 5,375,000 | $ 99,000 |
| Adams County Colorado | 2 | $ 660,000 | $ 330,000 | $ 192,000 |
| Boulder County Colorado | 2 | $ 1,010,000 | $ 505,000 | $ 60,000 |
| El Paso County Colorado | 2 | $ 700,000 | $ 350,000 | $ 184,000 |
| La Plata County Colorado | 2 | $ 140,000 | $ 70,000 | $ 263,000 |
| Broward County Florida | 2 | $ 940,000 | $ 470,000 | $ 169,000 |
| Citrus County Florida | 2 | $ 140,000 | $ 70,000 | $ 25,000 |
| Pinellas County Florida | 2 | $ 320,000 | $ 160,000 | $ 139,000 |
| Volusia County Florida | 2 | $ 360,000 | $ 180,000 | $ 103,000 |
| Bryan County Georgia | 2 | $ 370,000 | $ 185,000 | $ 50,000 |
| Stephens County Georgia | 2 | $ 180,000 | $ 90,000 | $ 30,000 |
| Union County Georgia | 2 | $ 200,000 | $ 100,000 | $ 24,000 |
| Carroll County Illinois | 2 | $ 170,000 | $ 85,000 | $ 65,000 |
| Henry County Illinois | 2 | $ 130,000 | $ 65,000 | $ 65,000 |
| Jefferson County Illinois | 2 | $ 210,000 | $ 105,000 | $ 84,000 |
| Jo Daviess County Illinois | 2 | $ 180,000 | $ 90,000 | $ 228,000 |
| Macon County Illinois | 2 | $ 410,000 | $ 205,000 | $ 89,000 |
| Montgomery County Illinois | 2 | $ 160,000 | $ 80,000 | $ 58,000 |
| Stark County Illinois | 2 | $ 90,000 | $ 45,000 | $ 46,000 |
| Vermilion County Illinois | 2 | $ 120,000 | $ 60,000 | $ 62,000 |
| Woodford County Illinois | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Hendricks County Indiana | 2 | $ 390,000 | $ 195,000 | $ 86,000 |
| Scott County Iowa | 2 | $ 220,000 | $ 110,000 | $ 113,000 |
| Jefferson County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Hennepin County Minnesota | 2 | $ 720,000 | $ 360,000 | $ 164,000 |
| Camden County Missouri | 2 | $ 240,000 | $ 120,000 | $ 1,049,000 |
| Greene County Missouri | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Clark County Nevada | 2 | $ 520,000 | $ 260,000 | $ 75,000 |
| Washoe County Nevada | 2 | $ 1,340,000 | $ 670,000 | $ 325,000 |
| Chemung County New York | 2 | $ 970,000 | $ 485,000 | $ 220,000 |
| Erie County New York | 2 | $ 550,000 | $ 275,000 | $ 120,000 |
| St. Lawrence County New York | 2 | $ 450,000 | $ 225,000 | $ 360,000 |
| Franklin County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 103,000 |
| Gaston County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 214,000 |
| Granville County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| Macon County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 84,000 |
| Moore County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| Lake County Ohio | 2 | $ 520,000 | $ 260,000 | $ 100,000 |
| Oklahoma County Oklahoma | 2 | $ 1,180,000 | $ 590,000 | $ 52,000 |
| Allegheny County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 186,000 |
| Lancaster County Pennsylvania | 2 | $ 930,000 | $ 465,000 | $ 240,000 |
| Shelby County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 261,000 |
| Hidalgo County Texas | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
| McLennan County Texas | 2 | $ 570,000 | $ 285,000 | $ 538,000 |
| Potter County Texas | 2 | $ 2,590,000 | $ 1,295,000 | $ 869,000 |
| Salt Lake County Utah | 2 | $ 810,000 | $ 405,000 | $ 114,000 |
| Yakima County Washington | 2 | $ 12,910,000 | $ 6,455,000 | $ 0 |
| Adams County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 57,000 |
| Green County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 116,000 |
| Oneida County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 133,000 |
| Waukesha County Wisconsin | 2 | $ 890,000 | $ 445,000 | $ 161,000 |
| Anchorage County Alaska | 1 | $ 20,105,000 | $ 20,105,000 | $ 0 |
| Mohave County Arizona | 1 | $ 305,000 | $ 305,000 | $ 142,000 |
| Navajo County Arizona | 1 | $ 395,000 | $ 395,000 | $ 416,000 |
| Faulkner County Arkansas | 1 | $ 445,000 | $ 445,000 | $ 350,000 |
| Garland County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 144,000 |
| El Dorado County California | 1 | $ 745,000 | $ 745,000 | $ 295,000 |
| San Bernardino County California | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Alamosa County Colorado | 1 | $ 455,000 | $ 455,000 | $ 287,000 |
| Douglas County Colorado | 1 | $ 325,000 | $ 325,000 | $ 119,000 |
| Fremont County Colorado | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Las Animas County Colorado | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Ouray County Colorado | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Park County Colorado | 1 | $ 395,000 | $ 395,000 | $ 75,000 |
| Summit County Colorado | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Weld County Colorado | 1 | $ 375,000 | $ 375,000 | $ 208,000 |
| Hartford County Connecticut | 1 | $ 455,000 | $ 455,000 | $ 188,000 |
| New Castle County Delaware | 1 | $ 455,000 | $ 455,000 | $ 227,000 |
| Alachua County Florida | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Bay County Florida | 1 | $ 245,000 | $ 245,000 | $ 203,000 |
| Collier County Florida | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Lee County Florida | 1 | $ 325,000 | $ 325,000 | $ 370,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Osceola County Florida | 1 | $ 95,000 | $ 95,000 | $ 126,000 |
| Palm Beach County Florida | 1 | $ 95,000 | $ 95,000 | $ 420,000 |
| Columbia County Georgia | 1 | $ 295,000 | $ 295,000 | $ 375,000 |
| Coweta County Georgia | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| DeKalb County Georgia | 1 | $ 335,000 | $ 335,000 | $ 195,000 |
| Towns County Georgia | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Ware County Georgia | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Ada County Idaho | 1 | $ 655,000 | $ 655,000 | $ 315,000 |
| Crawford County Illinois | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Franklin County Illinois | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hancock County Illinois | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Johnson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 484,000 |
| Macoupin County Illinois | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Putnam County Illinois | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Rock Island County Illinois | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Saline County Illinois | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| LaPorte County Indiana | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Monroe County Indiana | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Parke County Indiana | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| St. Joseph County Indiana | 1 | $ 115,000 | $ 115,000 | $ 369,000 |
| Tipton County Indiana | 1 | $ 205,000 | $ 205,000 | $ 187,000 |
| Vigo County Indiana | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Wayne County Indiana | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Lee County Iowa | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| Story County Iowa | 1 | $ 505,000 | $ 505,000 | $ 300,000 |
| Warren County Iowa | 1 | $ 415,000 | $ 415,000 | $ 250,000 |
| Ellis County Kansas | 1 | $ 405,000 | $ 405,000 | $ 368,000 |
| Allen County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Fayette County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Franklin County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Calcasieu County Louisiana | 1 | $ 395,000 | $ 395,000 | $ 384,000 |
| East Baton Rouge County Louisiana | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| St. Tammany County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 220,000 |
| Mason County Michigan | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Kandiyohi County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 207,000 |
| Olmsted County Minnesota | 1 | $ 475,000 | $ 475,000 | $ 461,000 |
| Ramsey County Minnesota | 1 | $ 815,000 | $ 815,000 | $ 410,000 |
| Adair County Missouri | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Clay County Missouri | 1 | $ 145,000 | $ 145,000 | $ 420,000 |
| Iron County Missouri | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Lawrence County Missouri | 1 | $ 85,000 | $ 85,000 | $ 210,000 |
| Marion County Missouri | 1 | $ 5,000 | $ 5,000 | $ 20,000 |
| Miller County Missouri | 1 | $ 135,000 | $ 135,000 | $ 275,000 |
| Pike County Missouri | 1 | $ 205,000 | $ 205,000 | $ 300,000 |
| St. Francois County Missouri | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Ste. Genevieve County Missouri | 1 | $ 265,000 | $ 265,000 | $ 297,000 |
| Stone County Missouri | 1 | $ 125,000 | $ 125,000 | $ 174,000 |
| Washington County Missouri | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Wayne County Missouri | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Gallatin County Montana | 1 | $ 495,000 | $ 495,000 | $ 209,000 |
| Toole County Montana | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Lancaster County Nebraska | 1 | $ 375,000 | $ 375,000 | $ 280,000 |
| Bernalillo County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Suffolk County New York | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Buncombe County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 160,000 |
| Carteret County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
| Chatham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 195,000 |
| Cumberland County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
| Forsyth County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Graham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Harnett County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Swain County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Cass County North Dakota | 1 | $ 865,000 | $ 865,000 | $ 650,000 |
| Cuyahoga County Ohio | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Lorain County Ohio | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Montgomery County Ohio | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Union County Ohio | 1 | $ 465,000 | $ 465,000 | $ 377,000 |
| Wood County Ohio | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Comanche County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Multnomah County Oregon | 1 | $ 555,000 | $ 555,000 | $ 221,000 |
| Wasco County Oregon | 1 | $ 245,000 | $ 245,000 | $ 155,000 |
| Chester County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 185,000 |
| Montgomery County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 240,000 |
| Montour County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 1,085,000 |
| Philadelphia County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 251,000 |
| York County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 109,000 |
| Aiken County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 75,000 |
| Greenville County South Carolina | 1 | $ 7,105,000 | $ 7,105,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Clay County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Lincoln County South Dakota | 1 | $ 705,000 | $ 705,000 | $ 626,000 |
| Carter County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
| Monroe County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Polk County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| Wilson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 226,000 |
| Collin County Texas | 1 | $ 445,000 | $ 445,000 | $ 283,000 |
| Denton County Texas | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Lubbock County Texas | 1 | $ 275,000 | $ 275,000 | $ 480,000 |
| Montgomery County Texas | 1 | $ 325,000 | $ 325,000 | $ 240,000 |
| Tarrant County Texas | 1 | $ 185,000 | $ 185,000 | $ 136,000 |
| Sanpete County Utah | 1 | $ 385,000 | $ 385,000 | $ 180,000 |
| Danville County Virginia | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Loudoun County Virginia | 1 | $ 165,000 | $ 165,000 | $ 375,000 |
| Norfolk County Virginia | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Benton County Washington | 1 | $ 505,000 | $ 505,000 | $ 240,000 |
| Chelan County Washington | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Douglas County Washington | 1 | $ 465,000 | $ 465,000 | $ 250,000 |
| Snohomish County Washington | 1 | $ 375,000 | $ 375,000 | $ 149,000 |
| Dane County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Door County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Green Lake County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Juneau County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 246,000 |
| Kenosha County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Marquette County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 203,000 |
| Sauk County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 115,000 |
| Sheboygan County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 185,000 |
| Vilas County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 378,000 |
| Walworth County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Waupaca County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Natrona County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Midland States Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,254 | $424,360,000 | $188,000 | $20,105,000 | $95,000 | $1,558,000 |
| Cash-out Refinancing | 363 | $68,335,000 | $188,000 | $6,805,000 | $94,000 | $864,000 |
| Refinancing | 361 | $67,955,000 | $188,000 | $6,455,000 | $117,000 | $1,279,000 |
| Other Purpose | 105 | $3,925,000 | $37,000 | $325,000 | $72,000 | $365,000 |
| Home Improvement | 74 | $7,130,000 | $96,000 | $2,005,000 | $97,000 | $1,275,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,393 | $371,285,000 | $155,000 | $2,175,000 | $99,000 | $1,558,000 |
| Hispanic | 225 | $25,855,000 | $114,000 | $525,000 | $68,000 | $522,000 |
| Black or African American | 205 | $24,565,000 | $119,000 | $1,315,000 | $72,000 | $912,000 |
| Not Provided | 118 | $22,650,000 | $191,000 | $1,045,000 | $136,000 | $1,279,000 |
| Not applicable | 115 | $111,645,000 | $970,000 | $20,105,000 | $0 | $0 |
| Asian | 92 | $14,230,000 | $154,000 | $525,000 | $96,000 | $741,000 |
| American Indian or Alaskan Native | 6 | $570,000 | $95,000 | $235,000 | $56,000 | $75,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,745 | $512,145,000 | $186,000 | $20,105,000 | $102,000 | $1,558,000 |
| FHA-insured (Federal Housing Administration) | 247 | $32,295,000 | $130,000 | $295,000 | $59,000 | $188,000 |
| VA-guaranteed (Veterans Administration) | 92 | $20,070,000 | $218,000 | $465,000 | $89,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 73 | $7,195,000 | $98,000 | $245,000 | $46,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,369 | $423,115,000 | $178,000 | $20,105,000 | $98,000 | $1,558,000 |
| Application Withdrawn By Applicant | 368 | $82,380,000 | $223,000 | $6,805,000 | $102,000 | $912,000 |
| Application Denied By Financial Institution | 276 | $34,690,000 | $125,000 | $7,845,000 | $61,000 | $760,000 |
| Application Approved But Not Accepted | 120 | $25,330,000 | $211,000 | $2,365,000 | $114,000 | $869,000 |
| File Closed For Incompleteness | 24 | $6,190,000 | $257,000 | $1,095,000 | $166,000 | $864,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,881 | $537,015,000 | $186,000 | $20,105,000 | $100,000 | $1,558,000 |
| Credit History | 99 | $14,455,000 | $146,000 | $7,845,000 | $55,000 | $250,000 |
| Debt-To-Income Ratio | 91 | $7,955,000 | $87,000 | $545,000 | $48,000 | $156,000 |
| Collateral | 58 | $7,550,000 | $130,000 | $2,175,000 | $88,000 | $760,000 |
| Other | 10 | $2,560,000 | $256,000 | $715,000 | $79,000 | $151,000 |
| Employment History | 9 | $525,000 | $58,000 | $135,000 | $52,000 | $90,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,345,000 | $269,000 | $995,000 | $56,000 | $90,000 |
| Unverifiable Information | 3 | $275,000 | $91,000 | $135,000 | $61,000 | $79,000 |
| Credit Application Incomplete | 1 | $25,000 | $25,000 | $25,000 | $130,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midland States Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midland States Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.