Midwest Bankcentre
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Midwest Bankcentre 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Bankcentre 2191 Lemay Ferry Road Saint Louis, MO 63125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,573 |
| Total Mortgage Loan Application Amount | $440,945,000 |
| Average Mortgage Loan Application Amount | $235,600 |
| Highest Mortgage Loan Application Amount | $6,705,000 |
| Average Applicant Income | $155,400 |
| Highest Applicant Income | $7,479,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Midwest Bankcentre. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Bankcentre's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Midwest Bankcentre's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Bankcentre serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Bankcentre, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Bankcentre's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 617 | $ 185,965,000 | $ 301,000 | $ 188,000 |
| St. Louis City County Missouri | 169 | $ 42,585,000 | $ 251,000 | $ 126,000 |
| St. Clair County Illinois | 151 | $ 26,895,000 | $ 178,000 | $ 78,000 |
| Jefferson County Missouri | 123 | $ 20,715,000 | $ 168,000 | $ 146,000 |
| St. Charles County Missouri | 117 | $ 27,365,000 | $ 233,000 | $ 124,000 |
| Madison County Illinois | 82 | $ 14,850,000 | $ 181,000 | $ 94,000 |
| Okaloosa County Florida | 23 | $ 6,265,000 | $ 272,000 | $ 134,000 |
| Bay County Florida | 17 | $ 6,415,000 | $ 377,000 | $ 197,000 |
| Walton County Florida | 16 | $ 5,820,000 | $ 363,000 | $ 204,000 |
| Camden County Missouri | 11 | $ 4,375,000 | $ 397,000 | $ 277,000 |
| Warren County Missouri | 10 | $ 3,070,000 | $ 307,000 | $ 125,000 |
| Dallas County Texas | 8 | $ 12,800,000 | $ 1,600,000 | $ 518,000 |
| St. Francois County Missouri | 7 | $ 1,345,000 | $ 192,000 | $ 266,000 |
| Blount County Alabama | 6 | $ 620,000 | $ 103,000 | $ 127,000 |
| Cook County Illinois | 6 | $ 2,060,000 | $ 343,000 | $ 123,000 |
| Monroe County Illinois | 6 | $ 1,930,000 | $ 321,000 | $ 123,000 |
| Franklin County Missouri | 5 | $ 1,095,000 | $ 219,000 | $ 79,000 |
| Eagle County Colorado | 4 | $ 3,660,000 | $ 915,000 | $ 383,000 |
| Johnson County Kansas | 4 | $ 4,800,000 | $ 1,200,000 | $ 307,000 |
| East Baton Rouge County Louisiana | 4 | $ 2,950,000 | $ 737,000 | $ 280,000 |
| Crawford County Missouri | 4 | $ 2,270,000 | $ 567,000 | $ 316,000 |
| Jackson County Missouri | 4 | $ 1,150,000 | $ 287,000 | $ 267,000 |
| Lincoln County Missouri | 4 | $ 970,000 | $ 242,000 | $ 78,000 |
| Morgan County Missouri | 4 | $ 910,000 | $ 227,000 | $ 168,000 |
| Stone County Missouri | 4 | $ 1,480,000 | $ 370,000 | $ 1,871,000 |
| Baldwin County Alabama | 3 | $ 1,455,000 | $ 485,000 | $ 184,000 |
| Los Angeles County California | 3 | $ 2,945,000 | $ 981,000 | $ 1,241,000 |
| Denver County Colorado | 3 | $ 1,185,000 | $ 395,000 | $ 93,000 |
| Palm Beach County Florida | 3 | $ 2,675,000 | $ 891,000 | $ 392,000 |
| Pinellas County Florida | 3 | $ 1,325,000 | $ 441,000 | $ 327,000 |
| Sarasota County Florida | 3 | $ 435,000 | $ 145,000 | $ 47,000 |
| Volusia County Florida | 3 | $ 455,000 | $ 151,000 | $ 54,000 |
| Jersey County Illinois | 3 | $ 575,000 | $ 191,000 | $ 61,000 |
| Macoupin County Illinois | 3 | $ 385,000 | $ 128,000 | $ 41,000 |
| Greene County Missouri | 3 | $ 1,175,000 | $ 391,000 | $ 135,000 |
| Washington County Missouri | 3 | $ 485,000 | $ 161,000 | $ 208,000 |
| Cuyahoga County Ohio | 3 | $ 315,000 | $ 105,000 | $ 60,000 |
| Denton County Texas | 3 | $ 785,000 | $ 261,000 | $ 125,000 |
| Maricopa County Arizona | 2 | $ 690,000 | $ 345,000 | $ 762,000 |
| San Diego County California | 2 | $ 730,000 | $ 365,000 | $ 543,000 |
| Pitkin County Colorado | 2 | $ 920,000 | $ 460,000 | $ 498,000 |
| Brevard County Florida | 2 | $ 1,140,000 | $ 570,000 | $ 301,000 |
| Hillsborough County Florida | 2 | $ 640,000 | $ 320,000 | $ 197,000 |
| Lee County Florida | 2 | $ 660,000 | $ 330,000 | $ 157,000 |
| Orange County Florida | 2 | $ 440,000 | $ 220,000 | $ 31,000 |
| Pasco County Florida | 2 | $ 850,000 | $ 425,000 | $ 148,000 |
| Santa Rosa County Florida | 2 | $ 660,000 | $ 330,000 | $ 94,000 |
| Chatham County Georgia | 2 | $ 620,000 | $ 310,000 | $ 127,000 |
| Clinton County Illinois | 2 | $ 400,000 | $ 200,000 | $ 85,000 |
| Montgomery County Illinois | 2 | $ 540,000 | $ 270,000 | $ 109,000 |
| Saline County Illinois | 2 | $ 450,000 | $ 225,000 | $ 117,000 |
| Williamson County Illinois | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| Marion County Indiana | 2 | $ 480,000 | $ 240,000 | $ 122,000 |
| York County Maine | 2 | $ 660,000 | $ 330,000 | $ 312,000 |
| Gasconade County Missouri | 2 | $ 950,000 | $ 475,000 | $ 269,000 |
| Miller County Missouri | 2 | $ 320,000 | $ 160,000 | $ 255,000 |
| Ste. Genevieve County Missouri | 2 | $ 420,000 | $ 210,000 | $ 200,000 |
| Essex County New Jersey | 2 | $ 820,000 | $ 410,000 | $ 166,000 |
| Suffolk County New York | 2 | $ 1,140,000 | $ 570,000 | $ 142,000 |
| Hamilton County Ohio | 2 | $ 520,000 | $ 260,000 | $ 941,000 |
| Rutherford County Tennessee | 2 | $ 960,000 | $ 480,000 | $ 169,000 |
| Sevier County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 276,000 |
| Brazoria County Texas | 2 | $ 510,000 | $ 255,000 | $ 280,000 |
| Fort Bend County Texas | 2 | $ 370,000 | $ 185,000 | $ 371,000 |
| Harris County Texas | 2 | $ 1,490,000 | $ 745,000 | $ 1,006,000 |
| Salt Lake County Utah | 2 | $ 1,540,000 | $ 770,000 | $ 564,000 |
| Coconino County Arizona | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Pima County Arizona | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Marion County Arkansas | 1 | $ 955,000 | $ 955,000 | $ 369,000 |
| Pulaski County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Riverside County California | 1 | $ 345,000 | $ 345,000 | $ 398,000 |
| Arapahoe County Colorado | 1 | $ 545,000 | $ 545,000 | $ 391,000 |
| Douglas County Colorado | 1 | $ 575,000 | $ 575,000 | $ 162,000 |
| Jefferson County Colorado | 1 | $ 495,000 | $ 495,000 | $ 76,000 |
| Summit County Colorado | 1 | $ 955,000 | $ 955,000 | $ 236,000 |
| Collier County Florida | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Manatee County Florida | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Cobb County Georgia | 1 | $ 385,000 | $ 385,000 | $ 429,000 |
| Columbia County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Floyd County Georgia | 1 | $ 175,000 | $ 175,000 | $ 248,000 |
| Glynn County Georgia | 1 | $ 365,000 | $ 365,000 | $ 167,000 |
| Gwinnett County Georgia | 1 | $ 365,000 | $ 365,000 | $ 81,000 |
| Walton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Bonner County Idaho | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Bond County Illinois | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| DuPage County Illinois | 1 | $ 275,000 | $ 275,000 | $ 151,000 |
| Jackson County Illinois | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
| Randolph County Illinois | 1 | $ 265,000 | $ 265,000 | $ 49,000 |
| Sangamon County Illinois | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Webster County Iowa | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Warren County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 239,000 |
| Ascension County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| East Feliciana County Louisiana | 1 | $ 315,000 | $ 315,000 | $ 205,000 |
| Middlesex County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 118,000 |
| Nantucket County Massachusetts | 1 | $ 675,000 | $ 675,000 | $ 120,000 |
| Suffolk County Massachusetts | 1 | $ 755,000 | $ 755,000 | $ 170,000 |
| Oakland County Michigan | 1 | $ 125,000 | $ 125,000 | $ 93,000 |
| Hennepin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Hubbard County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Lee County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Boone County Missouri | 1 | $ 325,000 | $ 325,000 | $ 290,000 |
| Cape Girardeau County Missouri | 1 | $ 285,000 | $ 285,000 | $ 238,000 |
| Hickory County Missouri | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Mississippi County Missouri | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Montgomery County Missouri | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Pike County Missouri | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Ralls County Missouri | 1 | $ 85,000 | $ 85,000 | $ 310,000 |
| Taney County Missouri | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Douglas County Nebraska | 1 | $ 375,000 | $ 375,000 | $ 79,000 |
| Clark County Nevada | 1 | $ 405,000 | $ 405,000 | $ 230,000 |
| Rockingham County New Hampshire | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Monmouth County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 284,000 |
| Otero County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Pitt County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Franklin County Ohio | 1 | $ 185,000 | $ 185,000 | $ 218,000 |
| Lorain County Ohio | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Medina County Ohio | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Delaware County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 268,000 |
| Tioga County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Dorchester County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Hardin County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 255,000 |
| Maury County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Shelby County Tennessee | 1 | $ 1,025,000 | $ 1,025,000 | $ 497,000 |
| Bexar County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Harrison County Texas | 1 | $ 275,000 | $ 275,000 | $ 204,000 |
| Tarrant County Texas | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Travis County Texas | 1 | $ 665,000 | $ 665,000 | $ 209,000 |
| Albemarle County Virginia | 1 | $ 245,000 | $ 245,000 | $ 507,000 |
| Fairfax County Virginia | 1 | $ 715,000 | $ 715,000 | $ 216,000 |
| Goochland County Virginia | 1 | $ 545,000 | $ 545,000 | $ 218,000 |
| Kenosha County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Waukesha County Wisconsin | 1 | $ 505,000 | $ 505,000 | $ 152,000 |
| Campbell County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Teton County Wyoming | 1 | $ 1,295,000 | $ 1,295,000 | $ 1,953,000 |
Mortgage Loan Application Detail Totals for Midwest Bankcentre in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 627 | $183,985,000 | $293,000 | $6,705,000 | $132,000 | $2,490,000 |
| Refinancing | 617 | $165,985,000 | $269,000 | $3,505,000 | $200,000 | $7,479,000 |
| Cash-out Refinancing | 307 | $85,915,000 | $279,000 | $3,685,000 | $179,000 | $6,168,000 |
| Home Improvement | 18 | $4,770,000 | $265,000 | $1,055,000 | $163,000 | $482,000 |
| Other Purpose | 4 | $290,000 | $72,000 | $195,000 | $103,000 | $250,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,121 | $318,895,000 | $284,000 | $3,005,000 | $182,000 | $7,479,000 |
| Black or African American | 149 | $25,305,000 | $169,000 | $2,005,000 | $101,000 | $3,360,000 |
| Not Provided | 96 | $25,700,000 | $267,000 | $3,505,000 | $149,000 | $1,416,000 |
| Not applicable | 95 | $44,815,000 | $471,000 | $6,705,000 | $0 | $0 |
| Hispanic | 56 | $10,450,000 | $186,000 | $515,000 | $75,000 | $257,000 |
| Asian | 44 | $13,010,000 | $295,000 | $975,000 | $250,000 | $2,490,000 |
| American Indian or Alaskan Native | 9 | $2,255,000 | $250,000 | $795,000 | $150,000 | $364,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $153,000 | $153,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,410 | $406,330,000 | $288,000 | $6,705,000 | $180,000 | $7,479,000 |
| FHA-insured (Federal Housing Administration) | 90 | $15,740,000 | $174,000 | $625,000 | $58,000 | $196,000 |
| VA-guaranteed (Veterans Administration) | 64 | $17,060,000 | $266,000 | $595,000 | $94,000 | $507,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,815,000 | $201,000 | $405,000 | $67,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,242 | $341,960,000 | $275,000 | $3,685,000 | $155,000 | $6,168,000 |
| Application Withdrawn By Applicant | 182 | $59,620,000 | $327,000 | $6,705,000 | $202,000 | $6,312,000 |
| Application Denied By Financial Institution | 108 | $25,200,000 | $233,000 | $2,005,000 | $199,000 | $7,479,000 |
| File Closed For Incompleteness | 36 | $11,050,000 | $306,000 | $3,505,000 | $375,000 | $6,312,000 |
| Application Approved But Not Accepted | 5 | $3,115,000 | $623,000 | $2,325,000 | $131,000 | $269,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,465 | $415,745,000 | $283,000 | $6,705,000 | $167,000 | $6,312,000 |
| Debt-To-Income Ratio | 47 | $10,505,000 | $223,000 | $1,505,000 | $80,000 | $476,000 |
| Credit History | 25 | $5,175,000 | $207,000 | $665,000 | $99,000 | $414,000 |
| Collateral | 18 | $5,190,000 | $288,000 | $805,000 | $592,000 | $7,479,000 |
| Other | 10 | $3,090,000 | $309,000 | $2,005,000 | $398,000 | $3,360,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $740,000 | $185,000 | $265,000 | $59,000 | $101,000 |
| Unverifiable Information | 2 | $250,000 | $125,000 | $175,000 | $45,000 | $53,000 |
| Employment History | 2 | $250,000 | $125,000 | $125,000 | $108,000 | $160,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Bankcentre's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Bankcentre's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.