Midwest Bankcentre
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Midwest Bankcentre 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwest Bankcentre 2191 Lemay Ferry Road Saint Louis, MO 63125 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 846 |
| Total Mortgage Loan Application Amount | $300,620,000 |
| Average Mortgage Loan Application Amount | $303,800 |
| Highest Mortgage Loan Application Amount | $21,505,000 |
| Average Applicant Income | $152,600 |
| Highest Applicant Income | $5,227,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Midwest Bankcentre. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwest Bankcentre's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Midwest Bankcentre's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwest Bankcentre serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwest Bankcentre, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwest Bankcentre's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 281 | $ 112,595,000 | $ 400,000 | $ 156,000 |
| St. Louis City County Missouri | 99 | $ 30,375,000 | $ 306,000 | $ 99,000 |
| St. Clair County Illinois | 86 | $ 15,170,000 | $ 176,000 | $ 68,000 |
| Madison County Illinois | 70 | $ 10,860,000 | $ 155,000 | $ 88,000 |
| Jefferson County Missouri | 65 | $ 10,495,000 | $ 161,000 | $ 87,000 |
| St. Charles County Missouri | 50 | $ 18,230,000 | $ 364,000 | $ 150,000 |
| Okaloosa County Florida | 27 | $ 10,285,000 | $ 380,000 | $ 223,000 |
| Bay County Florida | 17 | $ 6,015,000 | $ 353,000 | $ 197,000 |
| Walton County Florida | 12 | $ 6,420,000 | $ 535,000 | $ 223,000 |
| Franklin County Missouri | 8 | $ 4,490,000 | $ 561,000 | $ 283,000 |
| Cook County Illinois | 6 | $ 1,240,000 | $ 206,000 | $ 53,000 |
| Camden County Missouri | 6 | $ 4,280,000 | $ 713,000 | $ 465,000 |
| Santa Rosa County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 90,000 |
| Will County Illinois | 4 | $ 910,000 | $ 227,000 | $ 64,000 |
| Dallas County Texas | 4 | $ 2,880,000 | $ 720,000 | $ 111,000 |
| Denver County Colorado | 3 | $ 2,075,000 | $ 691,000 | $ 194,000 |
| Gulf County Florida | 3 | $ 1,915,000 | $ 638,000 | $ 226,000 |
| Pinellas County Florida | 3 | $ 3,715,000 | $ 1,238,000 | $ 731,000 |
| Monroe County Illinois | 3 | $ 525,000 | $ 175,000 | $ 147,000 |
| Warren County Missouri | 3 | $ 1,295,000 | $ 431,000 | $ 263,000 |
| Washington County Missouri | 3 | $ 575,000 | $ 191,000 | $ 96,000 |
| Anchorage County Alaska | 2 | $ 1,060,000 | $ 530,000 | $ 118,000 |
| Escambia County Florida | 2 | $ 700,000 | $ 350,000 | $ 277,000 |
| Columbia County Georgia | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Henry County Georgia | 2 | $ 640,000 | $ 320,000 | $ 65,000 |
| DuPage County Illinois | 2 | $ 1,210,000 | $ 605,000 | $ 378,000 |
| Lake County Illinois | 2 | $ 1,180,000 | $ 590,000 | $ 287,000 |
| Jackson County Missouri | 2 | $ 12,590,000 | $ 6,295,000 | $ 96,000 |
| Lincoln County Missouri | 2 | $ 530,000 | $ 265,000 | $ 113,000 |
| St. Francois County Missouri | 2 | $ 170,000 | $ 85,000 | $ 39,000 |
| Camden County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 121,000 |
| Horry County South Carolina | 2 | $ 720,000 | $ 360,000 | $ 102,000 |
| Baldwin County Alabama | 1 | $ 445,000 | $ 445,000 | $ 198,000 |
| Blount County Alabama | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Jefferson County Alabama | 1 | $ 95,000 | $ 95,000 | $ 14,000 |
| Maricopa County Arizona | 1 | $ 645,000 | $ 645,000 | $ 5,227,000 |
| Pima County Arizona | 1 | $ 545,000 | $ 545,000 | $ 245,000 |
| Los Angeles County California | 1 | $ 735,000 | $ 735,000 | $ 255,000 |
| Riverside County California | 1 | $ 645,000 | $ 645,000 | $ 147,000 |
| Eagle County Colorado | 1 | $ 525,000 | $ 525,000 | $ 94,000 |
| Broward County Florida | 1 | $ 545,000 | $ 545,000 | $ 38,000 |
| Collier County Florida | 1 | $ 1,245,000 | $ 1,245,000 | $ 301,000 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 214,000 |
| Orange County Florida | 1 | $ 965,000 | $ 965,000 | $ 314,000 |
| Palm Beach County Florida | 1 | $ 405,000 | $ 405,000 | $ 73,000 |
| Sarasota County Florida | 1 | $ 795,000 | $ 795,000 | $ 382,000 |
| Fulton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| DeKalb County Illinois | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Kendall County Illinois | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Macoupin County Illinois | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| McHenry County Illinois | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| McLean County Illinois | 1 | $ 445,000 | $ 445,000 | $ 135,000 |
| Morgan County Illinois | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Sangamon County Illinois | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Allen County Indiana | 1 | $ 415,000 | $ 415,000 | $ 77,000 |
| Warrick County Indiana | 1 | $ 1,005,000 | $ 1,005,000 | $ 369,000 |
| Scott County Iowa | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Nelson County Kentucky | 1 | $ 5,655,000 | $ 5,655,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 505,000 | $ 505,000 | $ 120,000 |
| Warren County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Lafayette County Louisiana | 1 | $ 905,000 | $ 905,000 | $ 1,080,000 |
| Hancock County Maine | 1 | $ 485,000 | $ 485,000 | $ 96,000 |
| Middlesex County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 74,000 |
| Grand Traverse County Michigan | 1 | $ 35,000 | $ 35,000 | $ 160,000 |
| Ingham County Michigan | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Saginaw County Michigan | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Wayne County Michigan | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Hennepin County Minnesota | 1 | $ 465,000 | $ 465,000 | $ 160,000 |
| Callaway County Missouri | 1 | $ 1,315,000 | $ 1,315,000 | $ 376,000 |
| Cape Girardeau County Missouri | 1 | $ 365,000 | $ 365,000 | $ 111,000 |
| Christian County Missouri | 1 | $ 345,000 | $ 345,000 | $ 113,000 |
| Clay County Missouri | 1 | $ 315,000 | $ 315,000 | $ 101,000 |
| Cole County Missouri | 1 | $ 355,000 | $ 355,000 | $ 86,000 |
| Jasper County Missouri | 1 | $ 455,000 | $ 455,000 | $ 160,000 |
| Montgomery County Missouri | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Ste. Genevieve County Missouri | 1 | $ 145,000 | $ 145,000 | $ 22,000 |
| Stone County Missouri | 1 | $ 195,000 | $ 195,000 | $ 434,000 |
| Clark County Nevada | 1 | $ 475,000 | $ 475,000 | $ 124,000 |
| Oneida County New York | 1 | $ 75,000 | $ 75,000 | $ 191,000 |
| Otsego County New York | 1 | $ 225,000 | $ 225,000 | $ 178,000 |
| Durham County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 62,000 |
| Wayne County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Cuyahoga County Ohio | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Franklin County Ohio | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Lorain County Ohio | 1 | $ 465,000 | $ 465,000 | $ 104,000 |
| Union County Ohio | 1 | $ 355,000 | $ 355,000 | $ 173,000 |
| Comanche County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Oklahoma County Oklahoma | 1 | $ 615,000 | $ 615,000 | $ 204,000 |
| Montgomery County Pennsylvania | 1 | $ 1,005,000 | $ 1,005,000 | $ 294,000 |
| Beaufort County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 1,067,000 |
| Davidson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Hickman County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 90,000 |
| Madison County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Wilson County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 130,000 |
| Gregg County Texas | 1 | $ 545,000 | $ 545,000 | $ 204,000 |
| Montgomery County Texas | 1 | $ 915,000 | $ 915,000 | $ 237,000 |
| Fairfax County Virginia | 1 | $ 625,000 | $ 625,000 | $ 282,000 |
| Teton County Wyoming | 1 | $ 3,205,000 | $ 3,205,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midwest Bankcentre in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 603 | $214,625,000 | $355,000 | $21,505,000 | $137,000 | $1,515,000 |
| Cash-out Refinancing | 106 | $44,570,000 | $420,000 | $12,305,000 | $138,000 | $956,000 |
| Refinancing | 71 | $27,025,000 | $380,000 | $4,805,000 | $157,000 | $641,000 |
| Home Improvement | 59 | $13,435,000 | $227,000 | $2,005,000 | $254,000 | $5,227,000 |
| Other Purpose | 7 | $965,000 | $137,000 | $285,000 | $77,000 | $129,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 436 | $144,040,000 | $330,000 | $3,205,000 | $181,000 | $5,227,000 |
| Black or African American | 105 | $17,765,000 | $169,000 | $445,000 | $79,000 | $390,000 |
| Hispanic | 104 | $18,990,000 | $182,000 | $1,625,000 | $62,000 | $473,000 |
| Not applicable | 100 | $86,790,000 | $867,000 | $21,505,000 | $0 | $0 |
| Not Provided | 65 | $16,115,000 | $247,000 | $1,305,000 | $118,000 | $628,000 |
| Asian | 29 | $13,605,000 | $469,000 | $1,085,000 | $245,000 | $968,000 |
| American Indian or Alaskan Native | 2 | $1,190,000 | $595,000 | $645,000 | $155,000 | $202,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 732 | $276,400,000 | $377,000 | $21,505,000 | $160,000 | $5,227,000 |
| FHA-insured (Federal Housing Administration) | 87 | $16,095,000 | $185,000 | $435,000 | $64,000 | $170,000 |
| VA-guaranteed (Veterans Administration) | 27 | $8,125,000 | $300,000 | $645,000 | $97,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 643 | $247,955,000 | $385,000 | $21,505,000 | $158,000 | $5,227,000 |
| Application Withdrawn By Applicant | 124 | $33,710,000 | $271,000 | $1,245,000 | $130,000 | $1,080,000 |
| Application Denied By Financial Institution | 62 | $12,610,000 | $203,000 | $645,000 | $74,000 | $212,000 |
| File Closed For Incompleteness | 16 | $6,060,000 | $378,000 | $1,185,000 | $180,000 | $500,000 |
| Application Approved But Not Accepted | 1 | $285,000 | $285,000 | $285,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 784 | $288,010,000 | $367,000 | $21,505,000 | $153,000 | $5,227,000 |
| Debt-To-Income Ratio | 29 | $7,155,000 | $246,000 | $645,000 | $61,000 | $198,000 |
| Credit History | 15 | $2,005,000 | $133,000 | $425,000 | $92,000 | $212,000 |
| Collateral | 11 | $2,305,000 | $209,000 | $645,000 | $98,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $520,000 | $130,000 | $175,000 | $54,000 | $121,000 |
| Employment History | 2 | $490,000 | $245,000 | $255,000 | $81,000 | $83,000 |
| Other | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Bankcentre's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwest Bankcentre's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.