Milend, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Milend, Inc. 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Milend, Inc. 375 Northridge Rd, Suite 600 Alpharetta, GA 30350 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,567 |
| Total Mortgage Loan Application Amount | $628,955,000 |
| Average Mortgage Loan Application Amount | $247,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $82,666 |
| Highest Applicant Income | $721,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Milend, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Milend, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Milend, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Milend, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Milend, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Milend, Inc.'s mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Gwinnett County Georgia | 188 | $ 35,009,000 | $ 186,000 | $ 61,000 |
| Cobb County Georgia | 162 | $ 34,109,000 | $ 210,000 | $ 77,000 |
| Fulton County Georgia | 132 | $ 34,149,000 | $ 258,000 | $ 101,000 |
| Hennepin County Minnesota | 116 | $ 26,500,000 | $ 228,000 | $ 65,000 |
| Forsyth County Georgia | 80 | $ 20,351,000 | $ 254,000 | $ 98,000 |
| Fairfax County Virginia | 77 | $ 31,929,000 | $ 414,000 | $ 119,000 |
| Cherokee County Georgia | 76 | $ 15,159,000 | $ 199,000 | $ 68,000 |
| DeKalb County Georgia | 69 | $ 13,869,000 | $ 201,000 | $ 64,000 |
| Cook County Illinois | 63 | $ 15,686,000 | $ 248,000 | $ 73,000 |
| Mecklenburg County North Carolina | 63 | $ 14,444,000 | $ 229,000 | $ 76,000 |
| Dakota County Minnesota | 61 | $ 13,587,000 | $ 222,000 | $ 72,000 |
| Montgomery County Maryland | 57 | $ 20,530,000 | $ 360,000 | $ 106,000 |
| Anoka County Minnesota | 56 | $ 12,357,000 | $ 220,000 | $ 61,000 |
| Anne Arundel County Maryland | 51 | $ 15,831,000 | $ 310,000 | $ 73,000 |
| Washington County Minnesota | 51 | $ 11,745,000 | $ 230,000 | $ 77,000 |
| Lake County Illinois | 48 | $ 10,681,000 | $ 222,000 | $ 82,000 |
| DuPage County Illinois | 44 | $ 10,903,000 | $ 247,000 | $ 66,000 |
| Ramsey County Minnesota | 43 | $ 8,231,000 | $ 191,000 | $ 41,000 |
| Will County Illinois | 40 | $ 9,518,000 | $ 237,000 | $ 54,000 |
| Loudoun County Virginia | 40 | $ 17,043,000 | $ 426,000 | $ 116,000 |
| Prince William County Virginia | 37 | $ 12,092,000 | $ 326,000 | $ 117,000 |
| McHenry County Illinois | 36 | $ 7,748,000 | $ 215,000 | $ 83,000 |
| Hall County Georgia | 28 | $ 6,910,000 | $ 246,000 | $ 76,000 |
| Kane County Illinois | 26 | $ 6,549,000 | $ 251,000 | $ 68,000 |
| Prince George's County Maryland | 26 | $ 7,944,000 | $ 305,000 | $ 86,000 |
| Shelby County Alabama | 25 | $ 7,066,000 | $ 282,000 | $ 95,000 |
| Henry County Georgia | 25 | $ 4,854,000 | $ 194,000 | $ 79,000 |
| Frederick County Maryland | 25 | $ 8,190,000 | $ 327,000 | $ 103,000 |
| Paulding County Georgia | 22 | $ 3,413,000 | $ 155,000 | $ 56,000 |
| Jefferson County Alabama | 20 | $ 4,538,000 | $ 226,000 | $ 74,000 |
| Cabarrus County North Carolina | 20 | $ 3,673,000 | $ 183,000 | $ 61,000 |
| Howard County Maryland | 19 | $ 5,684,000 | $ 299,000 | $ 88,000 |
| Douglas County Georgia | 17 | $ 2,721,000 | $ 160,000 | $ 65,000 |
| Newton County Georgia | 17 | $ 2,566,000 | $ 150,000 | $ 78,000 |
| Union County North Carolina | 17 | $ 4,186,000 | $ 246,000 | $ 99,000 |
| Guilford County North Carolina | 16 | $ 3,352,000 | $ 209,000 | $ 64,000 |
| Middlesex County Massachusetts | 15 | $ 4,960,000 | $ 330,000 | $ 94,000 |
| Wake County North Carolina | 14 | $ 4,325,000 | $ 308,000 | $ 84,000 |
| Multnomah County Oregon | 14 | $ 3,479,000 | $ 248,000 | $ 32,000 |
| Baltimore County Maryland | 13 | $ 3,852,000 | $ 296,000 | $ 52,000 |
| Charles County Maryland | 13 | $ 4,881,000 | $ 375,000 | $ 88,000 |
| Walton County Georgia | 12 | $ 2,326,000 | $ 193,000 | $ 68,000 |
| Kendall County Illinois | 12 | $ 2,994,000 | $ 249,000 | $ 74,000 |
| Washington County Oregon | 12 | $ 3,225,000 | $ 268,000 | $ 62,000 |
| Madison County Alabama | 11 | $ 2,952,000 | $ 268,000 | $ 93,000 |
| Carroll County Maryland | 11 | $ 3,591,000 | $ 326,000 | $ 73,000 |
| Essex County Massachusetts | 11 | $ 2,846,000 | $ 258,000 | $ 92,000 |
| Forsyth County North Carolina | 11 | $ 1,332,000 | $ 121,000 | $ 48,000 |
| Clackamas County Oregon | 10 | $ 2,847,000 | $ 284,000 | $ 56,000 |
| Stafford County Virginia | 10 | $ 3,414,000 | $ 341,000 | $ 121,000 |
| Coweta County Georgia | 9 | $ 2,368,000 | $ 263,000 | $ 49,000 |
| Fayette County Georgia | 9 | $ 1,861,000 | $ 206,000 | $ 83,000 |
| Davidson County North Carolina | 9 | $ 1,440,000 | $ 160,000 | $ 98,000 |
| Gaston County North Carolina | 9 | $ 1,579,000 | $ 175,000 | $ 31,000 |
| Spotsylvania County Virginia | 9 | $ 2,928,000 | $ 325,000 | $ 115,000 |
| Baldwin County Alabama | 8 | $ 1,935,000 | $ 241,000 | $ 91,000 |
| Carroll County Georgia | 8 | $ 1,405,000 | $ 175,000 | $ 54,000 |
| Norfolk County Massachusetts | 8 | $ 2,262,000 | $ 282,000 | $ 108,000 |
| Deschutes County Oregon | 8 | $ 1,785,000 | $ 223,000 | $ 39,000 |
| Jefferson County Colorado | 7 | $ 1,993,000 | $ 284,000 | $ 134,000 |
| Bartow County Georgia | 7 | $ 1,080,000 | $ 154,000 | $ 40,000 |
| Calvert County Maryland | 7 | $ 2,442,000 | $ 348,000 | $ 133,000 |
| Randolph County North Carolina | 7 | $ 1,336,000 | $ 190,000 | $ 67,000 |
| Virginia Beach County Virginia | 7 | $ 1,746,000 | $ 249,000 | $ 68,000 |
| Mobile County Alabama | 6 | $ 1,279,000 | $ 213,000 | $ 62,000 |
| Clayton County Georgia | 6 | $ 557,000 | $ 92,000 | $ 12,000 |
| Rockdale County Georgia | 6 | $ 1,025,000 | $ 170,000 | $ 52,000 |
| Caldwell County North Carolina | 6 | $ 1,044,000 | $ 174,000 | $ 73,000 |
| Iredell County North Carolina | 6 | $ 1,309,000 | $ 218,000 | $ 40,000 |
| Lincoln County North Carolina | 6 | $ 1,191,000 | $ 198,000 | $ 62,000 |
| Lane County Oregon | 6 | $ 1,263,000 | $ 210,000 | $ 72,000 |
| Hanover County Virginia | 6 | $ 1,518,000 | $ 253,000 | $ 104,000 |
| Marshall County Alabama | 5 | $ 1,159,000 | $ 231,000 | $ 73,000 |
| DeKalb County Illinois | 5 | $ 1,311,000 | $ 262,000 | $ 32,000 |
| Bristol County Massachusetts | 5 | $ 1,759,000 | $ 351,000 | $ 120,000 |
| Catawba County North Carolina | 5 | $ 1,002,000 | $ 200,000 | $ 83,000 |
| Durham County North Carolina | 5 | $ 1,594,000 | $ 318,000 | $ 118,000 |
| Rowan County North Carolina | 5 | $ 871,000 | $ 174,000 | $ 48,000 |
| Jackson County Oregon | 5 | $ 1,190,000 | $ 238,000 | $ 88,000 |
| Marion County Oregon | 5 | $ 1,285,000 | $ 257,000 | $ 64,000 |
| Alexandria County Virginia | 5 | $ 2,354,000 | $ 470,000 | $ 151,000 |
| Arlington County Virginia | 5 | $ 2,798,000 | $ 559,000 | $ 192,000 |
| Chesapeake County Virginia | 5 | $ 1,506,000 | $ 301,000 | $ 115,000 |
| Chesterfield County Virginia | 5 | $ 1,397,000 | $ 279,000 | $ 87,000 |
| Frederick County Virginia | 5 | $ 1,343,000 | $ 268,000 | $ 54,000 |
| Calhoun County Alabama | 4 | $ 517,000 | $ 129,000 | $ 18,000 |
| Lee County Alabama | 4 | $ 788,000 | $ 197,000 | $ 63,000 |
| Montgomery County Alabama | 4 | $ 1,451,000 | $ 362,000 | $ 76,000 |
| Tuscaloosa County Alabama | 4 | $ 631,000 | $ 157,000 | $ 86,000 |
| Barrow County Georgia | 4 | $ 614,000 | $ 153,000 | $ 43,000 |
| Jackson County Georgia | 4 | $ 517,000 | $ 129,000 | $ 32,000 |
| Oconee County Georgia | 4 | $ 835,000 | $ 208,000 | $ 31,000 |
| Pickens County Georgia | 4 | $ 679,000 | $ 169,000 | $ 19,000 |
| Rabun County Georgia | 4 | $ 1,354,000 | $ 338,000 | $ 220,000 |
| Washington County Maryland | 4 | $ 1,230,000 | $ 307,000 | $ 95,000 |
| Plymouth County Massachusetts | 4 | $ 1,213,000 | $ 303,000 | $ 68,000 |
| Wright County Minnesota | 4 | $ 671,000 | $ 167,000 | $ 73,000 |
| Buncombe County North Carolina | 4 | $ 1,368,000 | $ 342,000 | $ 258,000 |
| Cleveland County North Carolina | 4 | $ 946,000 | $ 236,000 | $ 38,000 |
| Johnston County North Carolina | 4 | $ 1,024,000 | $ 256,000 | $ 49,000 |
| Yadkin County North Carolina | 4 | $ 892,000 | $ 223,000 | $ 12,000 |
| Fauquier County Virginia | 4 | $ 1,485,000 | $ 371,000 | $ 104,000 |
| Henrico County Virginia | 4 | $ 1,058,000 | $ 264,000 | $ 113,000 |
| Chilton County Alabama | 3 | $ 502,000 | $ 167,000 | $ 33,000 |
| St. Clair County Alabama | 3 | $ 923,000 | $ 307,000 | $ 108,000 |
| Boulder County Colorado | 3 | $ 1,061,000 | $ 353,000 | $ 86,000 |
| Appling County Georgia | 3 | $ 441,000 | $ 147,000 | $ 60,000 |
| Grundy County Illinois | 3 | $ 570,000 | $ 190,000 | $ 104,000 |
| LaSalle County Illinois | 3 | $ 479,000 | $ 159,000 | $ 0 |
| Ogle County Illinois | 3 | $ 447,000 | $ 149,000 | $ 48,000 |
| St. Clair County Illinois | 3 | $ 501,000 | $ 167,000 | $ 103,000 |
| Winnebago County Illinois | 3 | $ 496,000 | $ 165,000 | $ 59,000 |
| Harford County Maryland | 3 | $ 875,000 | $ 291,000 | $ 35,000 |
| Scott County Minnesota | 3 | $ 865,000 | $ 288,000 | $ 89,000 |
| St. Louis County Minnesota | 3 | $ 601,000 | $ 200,000 | $ 70,000 |
| Suffolk County Virginia | 3 | $ 941,000 | $ 313,000 | $ 101,000 |
| Blount County Alabama | 2 | $ 334,000 | $ 167,000 | $ 81,000 |
| Coffee County Alabama | 2 | $ 552,000 | $ 276,000 | $ 14,000 |
| Elmore County Alabama | 2 | $ 474,000 | $ 237,000 | $ 102,000 |
| Tallapoosa County Alabama | 2 | $ 423,000 | $ 211,000 | $ 73,000 |
| El Paso County Colorado | 2 | $ 641,000 | $ 320,000 | $ 105,000 |
| Elbert County Colorado | 2 | $ 831,000 | $ 415,000 | $ 64,000 |
| Dawson County Georgia | 2 | $ 632,000 | $ 316,000 | $ 95,000 |
| Gilmer County Georgia | 2 | $ 389,000 | $ 194,000 | $ 47,000 |
| Jasper County Georgia | 2 | $ 173,000 | $ 86,000 | $ 30,000 |
| Lumpkin County Georgia | 2 | $ 259,000 | $ 129,000 | $ 118,000 |
| Spalding County Georgia | 2 | $ 317,000 | $ 158,000 | $ 59,000 |
| Troup County Georgia | 2 | $ 231,000 | $ 115,000 | $ 55,000 |
| Union County Georgia | 2 | $ 256,000 | $ 128,000 | $ 25,000 |
| Kankakee County Illinois | 2 | $ 457,000 | $ 228,000 | $ 0 |
| Carver County Minnesota | 2 | $ 585,000 | $ 292,000 | $ 167,000 |
| Sherburne County Minnesota | 2 | $ 451,000 | $ 225,000 | $ 107,000 |
| Currituck County North Carolina | 2 | $ 672,000 | $ 336,000 | $ 57,000 |
| Henderson County North Carolina | 2 | $ 528,000 | $ 264,000 | $ 52,000 |
| New Hanover County North Carolina | 2 | $ 801,000 | $ 400,000 | $ 251,000 |
| Orange County North Carolina | 2 | $ 497,000 | $ 248,000 | $ 47,000 |
| Richmond County North Carolina | 2 | $ 514,000 | $ 257,000 | $ 27,000 |
| Benton County Oregon | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Columbia County Oregon | 2 | $ 386,000 | $ 193,000 | $ 34,000 |
| Josephine County Oregon | 2 | $ 563,000 | $ 281,000 | $ 53,000 |
| Linn County Oregon | 2 | $ 427,000 | $ 213,000 | $ 36,000 |
| Yamhill County Oregon | 2 | $ 468,000 | $ 234,000 | $ 101,000 |
| Caroline County Virginia | 2 | $ 575,000 | $ 287,000 | $ 103,000 |
| Culpeper County Virginia | 2 | $ 378,000 | $ 189,000 | $ 144,000 |
| Fairfax City County Virginia | 2 | $ 645,000 | $ 322,000 | $ 75,000 |
| James City County Virginia | 2 | $ 550,000 | $ 275,000 | $ 71,000 |
| Manassas County Virginia | 2 | $ 516,000 | $ 258,000 | $ 106,000 |
| Newport News County Virginia | 2 | $ 463,000 | $ 231,000 | $ 59,000 |
| Bibb County Alabama | 1 | $ 151,000 | $ 151,000 | $ 44,000 |
| Choctaw County Alabama | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Clay County Alabama | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Colbert County Alabama | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Covington County Alabama | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Cullman County Alabama | 1 | $ 262,000 | $ 262,000 | $ 100,000 |
| Dale County Alabama | 1 | $ 294,000 | $ 294,000 | $ 124,000 |
| DeKalb County Alabama | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Escambia County Alabama | 1 | $ 219,000 | $ 219,000 | $ 131,000 |
| Etowah County Alabama | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Hale County Alabama | 1 | $ 166,000 | $ 166,000 | $ 51,000 |
| Henry County Alabama | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Houston County Alabama | 1 | $ 216,000 | $ 216,000 | $ 43,000 |
| Lawrence County Alabama | 1 | $ 158,000 | $ 158,000 | $ 87,000 |
| Russell County Alabama | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Arapahoe County Colorado | 1 | $ 210,000 | $ 210,000 | $ 89,000 |
| Douglas County Colorado | 1 | $ 379,000 | $ 379,000 | $ 113,000 |
| Gilpin County Colorado | 1 | $ 369,000 | $ 369,000 | $ 89,000 |
| District of Columbia County District Of Columbia | 1 | $ 291,000 | $ 291,000 | $ 69,000 |
| Bibb County Georgia | 1 | $ 91,000 | $ 91,000 | $ 97,000 |
| Bryan County Georgia | 1 | $ 259,000 | $ 259,000 | $ 70,000 |
| Butts County Georgia | 1 | $ 158,000 | $ 158,000 | $ 88,000 |
| Camden County Georgia | 1 | $ 258,000 | $ 258,000 | $ 93,000 |
| Chatham County Georgia | 1 | $ 410,000 | $ 410,000 | $ 134,000 |
| Effingham County Georgia | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Franklin County Georgia | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Glynn County Georgia | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Gordon County Georgia | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Greene County Georgia | 1 | $ 390,000 | $ 390,000 | $ 191,000 |
| Haralson County Georgia | 1 | $ 192,000 | $ 192,000 | $ 118,000 |
| Long County Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| McIntosh County Georgia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Oglethorpe County Georgia | 1 | $ 226,000 | $ 226,000 | $ 81,000 |
| Upson County Georgia | 1 | $ 196,000 | $ 196,000 | $ 55,000 |
| Edgar County Illinois | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Jo Daviess County Illinois | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Madison County Illinois | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Menard County Illinois | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Peoria County Illinois | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 181,000 | $ 181,000 | $ 121,000 |
| Shelby County Illinois | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Washington County Illinois | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Whiteside County Illinois | 1 | $ 161,000 | $ 161,000 | $ 90,000 |
| Woodford County Illinois | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Marion County Indiana | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 242,000 | $ 242,000 | $ 271,000 |
| Cecil County Maryland | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 378,000 | $ 378,000 | $ 145,000 |
| Hampden County Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Cook County Minnesota | 1 | $ 307,000 | $ 307,000 | $ 65,000 |
| Crow Wing County Minnesota | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Itasca County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 35,000 |
| Kandiyohi County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 66,000 |
| McLeod County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Olmsted County Minnesota | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Otter Tail County Minnesota | 1 | $ 218,000 | $ 218,000 | $ 88,000 |
| Rice County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Stearns County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Waseca County Minnesota | 1 | $ 204,000 | $ 204,000 | $ 34,000 |
| Alamance County North Carolina | 1 | $ 337,000 | $ 337,000 | $ 80,000 |
| Alexander County North Carolina | 1 | $ 396,000 | $ 396,000 | $ 53,000 |
| Anson County North Carolina | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 263,000 | $ 263,000 | $ 64,000 |
| Chatham County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 63,000 |
| Cherokee County North Carolina | 1 | $ 259,000 | $ 259,000 | $ 315,000 |
| Cumberland County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 119,000 |
| Dare County North Carolina | 1 | $ 408,000 | $ 408,000 | $ 137,000 |
| Davie County North Carolina | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 130,000 |
| Macon County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 215,000 |
| Moore County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Nash County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 54,000 |
| Pitt County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Stanly County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wilkes County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 78,000 |
| Douglas County Oregon | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Polk County Oregon | 1 | $ 257,000 | $ 257,000 | $ 72,000 |
| Centre County Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 75,000 |
| Charleston County South Carolina | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Augusta County Virginia | 1 | $ 257,000 | $ 257,000 | $ 70,000 |
| Carroll County Virginia | 1 | $ 55,000 | $ 55,000 | $ 13,000 |
| Fluvanna County Virginia | 1 | $ 216,000 | $ 216,000 | $ 89,000 |
| Fredericksburg County Virginia | 1 | $ 345,000 | $ 345,000 | $ 137,000 |
| Goochland County Virginia | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Greene County Virginia | 1 | $ 276,000 | $ 276,000 | $ 50,000 |
| King George County Virginia | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 385,000 | $ 385,000 | $ 166,000 |
| New Kent County Virginia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 178,000 | $ 178,000 | $ 60,000 |
| Page County Virginia | 1 | $ 224,000 | $ 224,000 | $ 70,000 |
| Shenandoah County Virginia | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Warren County Virginia | 1 | $ 281,000 | $ 281,000 | $ 104,000 |
| York County Virginia | 1 | $ 382,000 | $ 382,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Milend, Inc. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,387 | $595,838,000 | $249,000 | $876,000 | $77,000 | $721,000 |
| Home Purchase | 177 | $32,177,000 | $181,000 | $1,000,000 | $83,000 | $440,000 |
| Home Improvement | 3 | $940,000 | $313,000 | $390,000 | $88,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,356 | $344,530,000 | $254,000 | $1,000,000 | $98,000 | $721,000 |
| Not Provided | 902 | $209,572,000 | $232,000 | $876,000 | $44,000 | $535,000 |
| Black or African American | 175 | $39,391,000 | $225,000 | $619,000 | $71,000 | $214,000 |
| Asian | 76 | $20,671,000 | $271,000 | $695,000 | $100,000 | $476,000 |
| Hispanic | 40 | $10,790,000 | $269,000 | $643,000 | $86,000 | $177,000 |
| American Indian or Alaskan Native | 11 | $2,209,000 | $200,000 | $369,000 | $102,000 | $334,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,792,000 | $256,000 | $393,000 | $104,000 | $187,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,382 | $344,263,000 | $249,000 | $1,000,000 | $85,000 | $721,000 |
| FHA-insured (Federal Housing Administration) | 1,126 | $266,249,000 | $236,000 | $737,000 | $66,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 58 | $18,299,000 | $315,000 | $570,000 | $102,000 | $337,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $144,000 | $144,000 | $144,000 | $46,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 931 | $242,871,000 | $260,000 | $737,000 | $107,000 | $721,000 |
| Application Withdrawn By Applicant | 841 | $193,879,000 | $230,000 | $876,000 | $55,000 | $420,000 |
| Application Denied By Financial Institution | 714 | $174,339,000 | $244,000 | $1,000,000 | $63,000 | $535,000 |
| Application Approved But Not Accepted | 64 | $14,213,000 | $222,000 | $695,000 | $96,000 | $711,000 |
| File Closed For Incompleteness | 17 | $3,653,000 | $214,000 | $307,000 | $71,000 | $141,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 248 | $54,026,000 | $217,000 | $1,000,000 | $38,000 | $220,000 |
| Debt-To-Income Ratio | 142 | $36,513,000 | $257,000 | $573,000 | $65,000 | $188,000 |
| Other | 127 | $33,932,000 | $267,000 | $644,000 | $79,000 | $535,000 |
| Collateral | 100 | $25,770,000 | $257,000 | $589,000 | $102,000 | $413,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $9,839,000 | $252,000 | $632,000 | $52,000 | $173,000 |
| Employment History | 16 | $3,211,000 | $200,000 | $365,000 | $55,000 | $109,000 |
| Unverifiable Information | 13 | $3,065,000 | $235,000 | $379,000 | $50,000 | $120,000 |
| Credit Application Incomplete | 11 | $2,953,000 | $268,000 | $678,000 | $138,000 | $411,000 |
| Mortgage Insurance Denied | 1 | $309,000 | $309,000 | $309,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Milend, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.