Milend, Inc Mortgage Lending & HMDA Data, 2020

In 2020, Milend, Inc of Alpharetta, GA reported 5,132 mortgage applications totaling $1.4 billion, up 47% from 2019. The average application was for $272,005, and applicants reported an average income of $109,346. 61% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (2,516), Washington-Arlington-Alexandria, DC-VA-MD-WV (290) and Minneapolis-St. Paul-Bloomington, MN-WI (128) (applications in parentheses).

Mortgage Company & Address Milend, Inc
375 Northridge Rd, Suite 600
Alpharetta, GA 30009
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 5,132
Total Mortgage Loan Application Amount $1,395,930,000
Average Mortgage Loan Application Amount $272,005
Highest Mortgage Loan Application Amount $2,905,000
Average Applicant Income $109,346
Highest Applicant Income $3,311,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Milend, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Milend, Inc by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Gwinnett, Georgia 459 $ 111,865,000 $ 243,714 $ 98,000
Cobb, Georgia 382 $ 101,000,000 $ 264,397 $ 105,000
Fulton, Georgia 370 $ 111,320,000 $ 300,864 $ 137,000
Cherokee, Georgia 311 $ 84,655,000 $ 272,202 $ 117,000
Forsyth, Georgia 259 $ 76,295,000 $ 294,575 $ 116,000
DeKalb, Georgia 192 $ 53,560,000 $ 278,958 $ 117,000
Hall, Georgia 86 $ 22,180,000 $ 257,906 $ 109,000
Paulding, Georgia 85 $ 18,435,000 $ 216,882 $ 81,000
Volusia, Florida 70 $ 18,540,000 $ 264,857 $ 129,000
Fairfax, Virginia 68 $ 24,760,000 $ 364,117 $ 129,000
Prince George's, Maryland 64 $ 20,080,000 $ 313,750 $ 93,000
Wake, North Carolina 64 $ 19,480,000 $ 304,375 $ 129,000
Henry, Georgia 62 $ 12,860,000 $ 207,419 $ 90,000
Mecklenburg, North Carolina 62 $ 17,710,000 $ 285,645 $ 104,000
Jackson, Georgia 50 $ 12,320,000 $ 246,400 $ 101,000
Palm Beach, Florida 49 $ 14,815,000 $ 302,346 $ 127,000
Broward, Florida 47 $ 12,775,000 $ 271,808 $ 81,000
Loudoun, Virginia 47 $ 17,655,000 $ 375,638 $ 147,000
Coweta, Georgia 46 $ 11,080,000 $ 240,869 $ 112,000
Walton, Georgia 44 $ 10,430,000 $ 237,045 $ 86,000
Barrow, Georgia 41 $ 7,425,000 $ 181,097 $ 79,000
Hillsborough, Florida 40 $ 11,660,000 $ 291,500 $ 107,000
Montgomery, Maryland 40 $ 13,580,000 $ 339,500 $ 118,000
Douglas, Georgia 38 $ 9,270,000 $ 243,947 $ 70,000
Fayette, Georgia 38 $ 11,530,000 $ 303,421 $ 114,000
Chesterfield, Virginia 36 $ 8,210,000 $ 228,055 $ 107,000
Prince William, Virginia 36 $ 13,700,000 $ 380,555 $ 107,000
Middlesex, Massachusetts 34 $ 12,120,000 $ 356,470 $ 118,000
Miami-Dade, Florida 33 $ 11,015,000 $ 333,787 $ 106,000
Hennepin, Minnesota 33 $ 8,255,000 $ 250,151 $ 115,000
Bartow, Georgia 31 $ 7,245,000 $ 233,709 $ 103,000
Anne Arundel, Maryland 30 $ 12,620,000 $ 420,666 $ 125,000
Baltimore, Maryland 29 $ 7,305,000 $ 251,896 $ 87,000
St. Johns, Florida 28 $ 8,620,000 $ 307,857 $ 118,000
Rockdale, Georgia 28 $ 5,930,000 $ 211,785 $ 78,000
Duval, Florida 26 $ 6,710,000 $ 258,076 $ 97,000
Bucks, Pennsylvania 26 $ 7,740,000 $ 297,692 $ 128,000
Virginia Beach, Virginia 26 $ 7,670,000 $ 295,000 $ 96,000
Jefferson, Alabama 25 $ 7,065,000 $ 282,600 $ 117,000
Clayton, Georgia 24 $ 3,110,000 $ 129,583 $ 55,000
Lee, Florida 22 $ 8,040,000 $ 365,454 $ 80,000
Stafford, Virginia 22 $ 6,350,000 $ 288,636 $ 103,000
Frederick, Maryland 21 $ 6,525,000 $ 310,714 $ 116,000
Essex, Massachusetts 21 $ 7,365,000 $ 350,714 $ 122,000
Union, North Carolina 21 $ 6,825,000 $ 325,000 $ 106,000
Newton, Georgia 20 $ 3,930,000 $ 196,500 $ 76,000
Henrico, Virginia 20 $ 5,380,000 $ 269,000 $ 87,000
Washington, Minnesota 19 $ 5,665,000 $ 298,157 $ 114,000
Plymouth, Massachusetts 18 $ 4,880,000 $ 271,111 $ 114,000
Brevard, Florida 17 $ 5,525,000 $ 325,000 $ 87,000
Carroll, Maryland 17 $ 4,775,000 $ 280,882 $ 133,000
Howard, Maryland 17 $ 6,205,000 $ 365,000 $ 111,000
Anoka, Minnesota 17 $ 4,575,000 $ 269,117 $ 102,000
Cabarrus, North Carolina 17 $ 4,855,000 $ 285,588 $ 102,000
Durham, North Carolina 17 $ 4,925,000 $ 289,705 $ 126,000
Pinellas, Florida 16 $ 4,000,000 $ 250,000 $ 129,000
Montgomery, Pennsylvania 16 $ 5,660,000 $ 353,750 $ 161,000
Chesapeake, Virginia 16 $ 4,130,000 $ 258,125 $ 110,000
Manatee, Florida 15 $ 4,055,000 $ 270,333 $ 98,000
Orange, Florida 15 $ 4,955,000 $ 330,333 $ 138,000
Dawson, Georgia 15 $ 5,215,000 $ 347,666 $ 165,000
Allegheny, Pennsylvania 15 $ 3,625,000 $ 241,666 $ 96,000
Lee, Alabama 14 $ 3,140,000 $ 224,285 $ 159,000
Pasco, Florida 14 $ 4,390,000 $ 313,571 $ 134,000
Carroll, Georgia 14 $ 2,890,000 $ 206,428 $ 64,000
Oconee, Georgia 14 $ 4,260,000 $ 304,285 $ 107,000
Norfolk, Massachusetts 14 $ 4,600,000 $ 328,571 $ 109,000
Worcester, Massachusetts 14 $ 3,390,000 $ 242,142 $ 91,000
Spotsylvania, Virginia 14 $ 3,960,000 $ 282,857 $ 110,000
Shelby, Alabama 13 $ 3,635,000 $ 279,615 $ 130,000
Seminole, Florida 13 $ 3,265,000 $ 251,153 $ 123,000
Pickens, Georgia 13 $ 2,865,000 $ 220,384 $ 93,000
Lake, Florida 12 $ 2,880,000 $ 240,000 $ 95,000
Polk, Florida 12 $ 3,400,000 $ 283,333 $ 118,000
Dakota, Minnesota 12 $ 3,370,000 $ 280,833 $ 84,000
Ramsey, Minnesota 12 $ 3,000,000 $ 250,000 $ 111,000
Williamson, Tennessee 12 $ 4,160,000 $ 346,666 $ 126,000
Butts, Georgia 11 $ 2,615,000 $ 237,727 $ 138,000
Chatham, Georgia 11 $ 3,085,000 $ 280,454 $ 92,000
Clarke, Georgia 11 $ 2,225,000 $ 202,272 $ 85,000
Spalding, Georgia 11 $ 3,865,000 $ 351,363 $ 93,000
Harford, Maryland 11 $ 3,005,000 $ 273,181 $ 117,000
Rutherford, Tennessee 11 $ 2,625,000 $ 238,636 $ 87,000
Madison, Alabama 10 $ 2,760,000 $ 276,000 $ 135,000
St. Lucie, Florida 10 $ 2,250,000 $ 225,000 $ 124,000
Charles, Maryland 10 $ 3,160,000 $ 316,000 $ 156,000
Carver, Minnesota 10 $ 3,340,000 $ 334,000 $ 169,000
Davidson, Tennessee 10 $ 2,060,000 $ 206,000 $ 118,000
Shelby, Tennessee 10 $ 3,310,000 $ 331,000 $ 164,000
Hanover, Virginia 10 $ 2,580,000 $ 258,000 $ 106,000
Bay, Florida 9 $ 2,555,000 $ 283,888 $ 124,000
Escambia, Florida 9 $ 2,105,000 $ 233,888 $ 73,000
Sarasota, Florida 9 $ 1,975,000 $ 219,444 $ 95,000
Bristol, Massachusetts 9 $ 2,605,000 $ 289,444 $ 92,000
Wright, Minnesota 9 $ 1,665,000 $ 185,000 $ 95,000
Berks, Pennsylvania 9 $ 2,395,000 $ 266,111 $ 151,000
Northampton, Pennsylvania 9 $ 2,335,000 $ 259,444 $ 103,000
York, Pennsylvania 9 $ 2,145,000 $ 238,333 $ 113,000
Hamilton, Tennessee 9 $ 2,455,000 $ 272,777 $ 94,000
Knox, Tennessee 9 $ 1,575,000 $ 175,000 $ 105,000
Wilson, Tennessee 9 $ 2,535,000 $ 281,666 $ 97,000
Baldwin, Alabama 8 $ 2,370,000 $ 296,250 $ 129,000
Montgomery, Alabama 8 $ 2,140,000 $ 267,500 $ 105,000
Walton, Florida 8 $ 2,430,000 $ 303,750 $ 136,000
Columbia, Georgia 8 $ 2,120,000 $ 265,000 $ 97,000
Lumpkin, Georgia 8 $ 1,790,000 $ 223,750 $ 129,000
Calvert, Maryland 8 $ 2,450,000 $ 306,250 $ 123,000
Washington, Maryland 8 $ 2,100,000 $ 262,500 $ 127,000
Scott, Minnesota 8 $ 2,430,000 $ 303,750 $ 104,000
Alamance, North Carolina 8 $ 2,040,000 $ 255,000 $ 109,000
Buncombe, North Carolina 8 $ 2,120,000 $ 265,000 $ 76,000
Granville, North Carolina 8 $ 1,920,000 $ 240,000 $ 100,000
New Hanover, North Carolina 8 $ 2,970,000 $ 371,250 $ 236,000
Chester, Pennsylvania 8 $ 2,500,000 $ 312,500 $ 136,000
Cumberland, Pennsylvania 8 $ 1,940,000 $ 242,500 $ 96,000
Delaware, Pennsylvania 8 $ 2,420,000 $ 302,500 $ 139,000
Philadelphia, Pennsylvania 8 $ 1,970,000 $ 246,250 $ 74,000
Sumner, Tennessee 8 $ 2,650,000 $ 331,250 $ 89,000
Richmond City, Virginia 8 $ 1,600,000 $ 200,000 $ 82,000
Alachua, Florida 7 $ 1,565,000 $ 223,571 $ 128,000
Collier, Florida 7 $ 1,655,000 $ 236,428 $ 81,000
Osceola, Florida 7 $ 1,795,000 $ 256,428 $ 97,000
Houston, Georgia 7 $ 1,545,000 $ 220,714 $ 106,000
Morgan, Georgia 7 $ 1,235,000 $ 176,428 $ 84,000
Catawba, North Carolina 7 $ 2,255,000 $ 322,142 $ 102,000
Lehigh, Pennsylvania 7 $ 1,705,000 $ 243,571 $ 99,000
Albemarle, Virginia 7 $ 2,465,000 $ 352,142 $ 132,000
Charlotte, Florida 6 $ 1,510,000 $ 251,666 $ 111,000
Citrus, Florida 6 $ 1,220,000 $ 203,333 $ 193,000
Monroe, Georgia 6 $ 1,390,000 $ 231,666 $ 65,000
Oglethorpe, Georgia 6 $ 1,100,000 $ 183,333 $ 88,000
Cecil, Maryland 6 $ 1,430,000 $ 238,333 $ 87,000
St. Mary's, Maryland 6 $ 1,690,000 $ 281,666 $ 129,000
Worcester, Maryland 6 $ 1,530,000 $ 255,000 $ 112,000
Forsyth, North Carolina 6 $ 1,540,000 $ 256,666 $ 77,000
Guilford, North Carolina 6 $ 1,280,000 $ 213,333 $ 128,000
Johnston, North Carolina 6 $ 1,440,000 $ 240,000 $ 134,000
Lancaster, Pennsylvania 6 $ 1,450,000 $ 241,666 $ 95,000
Bedford, Virginia 6 $ 1,620,000 $ 270,000 $ 118,000
Clay, Florida 5 $ 1,255,000 $ 251,000 $ 92,000
Leon, Florida 5 $ 955,000 $ 191,000 $ 91,000
Martin, Florida 5 $ 1,575,000 $ 315,000 $ 108,000
Santa Rosa, Florida 5 $ 1,465,000 $ 293,000 $ 84,000
Pike, Georgia 5 $ 1,185,000 $ 237,000 $ 111,000
Tift, Georgia 5 $ 545,000 $ 109,000 $ 47,000
White, Georgia 5 $ 685,000 $ 137,000 $ 52,000
Brunswick, North Carolina 5 $ 1,725,000 $ 345,000 $ 118,000
Gaston, North Carolina 5 $ 1,285,000 $ 257,000 $ 91,000
Watauga, North Carolina 5 $ 1,125,000 $ 225,000 $ 129,000
Butler, Pennsylvania 5 $ 1,495,000 $ 299,000 $ 99,000
Beaufort, South Carolina 5 $ 1,295,000 $ 259,000 $ 118,000
Culpeper, Virginia 5 $ 1,565,000 $ 313,000 $ 128,000
Frederick, Virginia 5 $ 1,015,000 $ 203,000 $ 100,000
Powhatan, Virginia 5 $ 1,495,000 $ 299,000 $ 66,000
Hernando, Florida 4 $ 920,000 $ 230,000 $ 81,000
Effingham, Georgia 4 $ 980,000 $ 245,000 $ 134,000
Fannin, Georgia 4 $ 1,650,000 $ 412,500 $ 158,000
Gilmer, Georgia 4 $ 700,000 $ 175,000 $ 89,000
Gordon, Georgia 4 $ 840,000 $ 210,000 $ 68,000
Habersham, Georgia 4 $ 720,000 $ 180,000 $ 50,000
Haralson, Georgia 4 $ 820,000 $ 205,000 $ 75,000
Harris, Georgia 4 $ 1,060,000 $ 265,000 $ 129,000
Hart, Georgia 4 $ 1,540,000 $ 385,000 $ 132,000
Jasper, Georgia 4 $ 630,000 $ 157,500 $ 81,000
Polk, Georgia 4 $ 540,000 $ 135,000 $ 71,000
Union, Georgia 4 $ 710,000 $ 177,500 $ 126,000
Queen Anne's, Maryland 4 $ 1,380,000 $ 345,000 $ 99,000
Suffolk, Massachusetts 4 $ 1,550,000 $ 387,500 $ 110,000
Olmsted, Minnesota 4 $ 1,050,000 $ 262,500 $ 98,000
Rice, Minnesota 4 $ 1,310,000 $ 327,500 $ 140,000
Sherburne, Minnesota 4 $ 760,000 $ 190,000 $ 101,000
Stearns, Minnesota 4 $ 1,060,000 $ 265,000 $ 79,000
Carteret, North Carolina 4 $ 1,230,000 $ 307,500 $ 141,000
Henderson, North Carolina 4 $ 920,000 $ 230,000 $ 104,000
Transylvania, North Carolina 4 $ 790,000 $ 197,500 $ 104,000
Dauphin, Pennsylvania 4 $ 820,000 $ 205,000 $ 88,000
Erie, Pennsylvania 4 $ 750,000 $ 187,500 $ 133,000
Washington, Pennsylvania 4 $ 760,000 $ 190,000 $ 71,000
Lancaster, South Carolina 4 $ 1,290,000 $ 322,500 $ 74,000
York, South Carolina 4 $ 1,120,000 $ 280,000 $ 103,000
Maury, Tennessee 4 $ 1,070,000 $ 267,500 $ 199,000
Augusta, Virginia 4 $ 820,000 $ 205,000 $ 78,000
Newport News, Virginia 4 $ 850,000 $ 212,500 $ 72,000
Pittsylvania, Virginia 4 $ 580,000 $ 145,000 $ 9,000
Covington, Alabama 3 $ 585,000 $ 195,000 $ 77,000
St. Clair, Alabama 3 $ 895,000 $ 298,333 $ 100,000
Tuscaloosa, Alabama 3 $ 965,000 $ 321,666 $ 145,000
Bibb, Georgia 3 $ 545,000 $ 181,666 $ 107,000
Coffee, Georgia 3 $ 435,000 $ 145,000 $ 52,000
Floyd, Georgia 3 $ 645,000 $ 215,000 $ 130,000
Glynn, Georgia 3 $ 1,335,000 $ 445,000 $ 94,000
Lowndes, Georgia 3 $ 985,000 $ 328,333 $ 109,000
Richmond, Georgia 3 $ 775,000 $ 258,333 $ 69,000
Towns, Georgia 3 $ 615,000 $ 205,000 $ 64,000
Allegany, Maryland 3 $ 475,000 $ 158,333 $ 32,000
Talbot, Maryland 3 $ 605,000 $ 201,666 $ 111,000
Barnstable, Massachusetts 3 $ 1,145,000 $ 381,666 $ 98,000
Hampden, Massachusetts 3 $ 525,000 $ 175,000 $ 109,000
Polk, Minnesota 3 $ 495,000 $ 165,000 $ 77,000
Renville, Minnesota 3 $ 775,000 $ 258,333 $ 72,000
St. Louis, Minnesota 3 $ 765,000 $ 255,000 $ 56,000
Chatham, North Carolina 3 $ 965,000 $ 321,666 $ 129,000
Clay, North Carolina 3 $ 445,000 $ 148,333 $ 58,000
Davidson, North Carolina 3 $ 615,000 $ 205,000 $ 80,000
Franklin, North Carolina 3 $ 685,000 $ 228,333 $ 96,000
Harnett, North Carolina 3 $ 545,000 $ 181,666 $ 72,000
Iredell, North Carolina 3 $ 1,005,000 $ 335,000 $ 100,000
Lincoln, North Carolina 3 $ 1,045,000 $ 348,333 $ 100,000
Macon, North Carolina 3 $ 565,000 $ 188,333 $ 72,000
Onslow, North Carolina 3 $ 1,005,000 $ 335,000 $ 125,000
Adams, Pennsylvania 3 $ 685,000 $ 228,333 $ 84,000
Lackawanna, Pennsylvania 3 $ 465,000 $ 155,000 $ 138,000
Pike, Pennsylvania 3 $ 685,000 $ 228,333 $ 77,000
Westmoreland, Pennsylvania 3 $ 715,000 $ 238,333 $ 94,000
Robertson, Tennessee 3 $ 825,000 $ 275,000 $ 78,000
Alexandria, Virginia 3 $ 765,000 $ 255,000 $ 105,000
Arlington, Virginia 3 $ 845,000 $ 281,666 $ 154,000
Fauquier, Virginia 3 $ 725,000 $ 241,666 $ 76,000
Gloucester, Virginia 3 $ 775,000 $ 258,333 $ 99,000
James City, Virginia 3 $ 1,025,000 $ 341,666 $ 70,000
King George, Virginia 3 $ 1,125,000 $ 375,000 $ 204,000
Madison, Virginia 3 $ 1,085,000 $ 361,666 $ 74,000
Norfolk, Virginia 3 $ 605,000 $ 201,666 $ 88,000
Northumberland, Virginia 3 $ 635,000 $ 211,666 $ 85,000
Portsmouth, Virginia 3 $ 525,000 $ 175,000 $ 123,000
Roanoke, Virginia 3 $ 765,000 $ 255,000 $ 71,000
Rockingham, Virginia 3 $ 315,000 $ 105,000 $ 54,000
Dale, Alabama 2 $ 310,000 $ 155,000 $ 79,000
Franklin, Alabama 2 $ 420,000 $ 210,000 $ 144,000
Mobile, Alabama 2 $ 570,000 $ 285,000 $ 132,000
Randolph, Alabama 2 $ 380,000 $ 190,000 $ 108,000
Talladega, Alabama 2 $ 340,000 $ 170,000 $ 17,000
Indian River, Florida 2 $ 580,000 $ 290,000 $ 113,000
Nassau, Florida 2 $ 160,000 $ 80,000 $ 94,000
Sumter, Florida 2 $ 530,000 $ 265,000 $ 112,000
Banks, Georgia 2 $ 440,000 $ 220,000 $ 90,000
Bulloch, Georgia 2 $ 460,000 $ 230,000 $ 109,000
Greene, Georgia 2 $ 740,000 $ 370,000 $ 68,000
Lamar, Georgia 2 $ 350,000 $ 175,000 $ 80,000
Liberty, Georgia 2 $ 300,000 $ 150,000 $ 91,000
Lincoln, Georgia 2 $ 100,000 $ 50,000 $ 35,000
Madison, Georgia 2 $ 310,000 $ 155,000 $ 59,000
McDuffie, Georgia 2 $ 290,000 $ 145,000 $ 70,000
McIntosh, Georgia 2 $ 330,000 $ 165,000 $ 73,000
Rabun, Georgia 2 $ 410,000 $ 205,000 $ 68,000
Screven, Georgia 2 $ 500,000 $ 250,000 $ 80,000
Walker, Georgia 2 $ 490,000 $ 245,000 $ 93,000
Whitfield, Georgia 2 $ 390,000 $ 195,000 $ 32,000
Wilkes, Georgia 2 $ 300,000 $ 150,000 $ 112,000
Baltimore City, Maryland 2 $ 680,000 $ 340,000 $ 118,000
Kent, Maryland 2 $ 480,000 $ 240,000 $ 104,000
Somerset, Maryland 2 $ 430,000 $ 215,000 $ 42,000
Benton, Minnesota 2 $ 330,000 $ 165,000 $ 53,000
Blue Earth, Minnesota 2 $ 570,000 $ 285,000 $ 133,000
Isanti, Minnesota 2 $ 600,000 $ 300,000 $ 75,000
McLeod, Minnesota 2 $ 600,000 $ 300,000 $ 83,000
Morrison, Minnesota 2 $ 460,000 $ 230,000 $ 90,000
Cleveland, North Carolina 2 $ 550,000 $ 275,000 $ 132,000
Columbus, North Carolina 2 $ 1,030,000 $ 515,000 $ 100,000
Currituck, North Carolina 2 $ 610,000 $ 305,000 $ 120,000
Davie, North Carolina 2 $ 560,000 $ 280,000 $ 92,000
Haywood, North Carolina 2 $ 490,000 $ 245,000 $ 73,000
Jackson, North Carolina 2 $ 640,000 $ 320,000 $ 141,000
Moore, North Carolina 2 $ 460,000 $ 230,000 $ 80,000
Orange, North Carolina 2 $ 640,000 $ 320,000 $ 74,000
Pender, North Carolina 2 $ 510,000 $ 255,000 $ 88,000
Randolph, North Carolina 2 $ 300,000 $ 150,000 $ 60,000
Rowan, North Carolina 2 $ 390,000 $ 195,000 $ 73,000
Warren, North Carolina 2 $ 470,000 $ 235,000 $ 90,000
Wayne, North Carolina 2 $ 570,000 $ 285,000 $ 208,000
Yancey, North Carolina 2 $ 250,000 $ 125,000 $ 96,000
Centre, Pennsylvania 2 $ 620,000 $ 310,000 $ 150,000
Indiana, Pennsylvania 2 $ 530,000 $ 265,000 $ 77,000
Lebanon, Pennsylvania 2 $ 400,000 $ 200,000 $ 106,000
Monroe, Pennsylvania 2 $ 550,000 $ 275,000 $ 73,000
Aiken, South Carolina 2 $ 350,000 $ 175,000 $ 90,000
Hamblen, Tennessee 2 $ 360,000 $ 180,000 $ 52,000
Lewis, Tennessee 2 $ 430,000 $ 215,000 $ 132,000
Madison, Tennessee 2 $ 450,000 $ 225,000 $ 119,000
McMinn, Tennessee 2 $ 390,000 $ 195,000 $ 75,000
Monroe, Tennessee 2 $ 620,000 $ 310,000 $ 79,000
Montgomery, Tennessee 2 $ 280,000 $ 140,000 $ 80,000
Smith, Tennessee 2 $ 260,000 $ 130,000 $ 77,000
Caroline, Virginia 2 $ 340,000 $ 170,000 $ 74,000
Franklin, Virginia 2 $ 540,000 $ 270,000 $ 78,000
Hampton, Virginia 2 $ 520,000 $ 260,000 $ 67,000
Harrisonburg, Virginia 2 $ 540,000 $ 270,000 $ 125,000
Isle of Wight, Virginia 2 $ 480,000 $ 240,000 $ 76,000
Lee, Virginia 2 $ 370,000 $ 185,000 $ 135,000
Montgomery, Virginia 2 $ 500,000 $ 250,000 $ 84,000
New Kent, Virginia 2 $ 580,000 $ 290,000 $ 161,000
Pulaski, Virginia 2 $ 370,000 $ 185,000 $ 95,000
Shenandoah, Virginia 2 $ 530,000 $ 265,000 $ 73,000
Suffolk, Virginia 2 $ 650,000 $ 325,000 $ 123,000
Sussex, Virginia 2 $ 400,000 $ 200,000 $ 78,000
Warren, Virginia 2 $ 450,000 $ 225,000 $ 59,000
Autauga, Alabama 1 $ 275,000 $ 275,000 $ 85,000
Bullock, Alabama 1 $ 235,000 $ 235,000 $ 72,000
Colbert, Alabama 1 $ 205,000 $ 205,000 $ 210,000
Escambia, Alabama 1 $ 225,000 $ 225,000 $ 29,000
Lamar, Alabama 1 $ 95,000 $ 95,000 $ 34,000
Marengo, Alabama 1 $ 355,000 $ 355,000 $ 69,000
Pike, Alabama 1 $ 235,000 $ 235,000 $ 90,000
Russell, Alabama 1 $ 255,000 $ 255,000 $ 118,000
Winston, Alabama 1 $ 365,000 $ 365,000 $ 58,000
Bradford, Florida 1 $ 255,000 $ 255,000 $ 51,000
Flagler, Florida 1 $ 275,000 $ 275,000 $ 111,000
Marion, Florida 1 $ 155,000 $ 155,000 $ 45,000
Monroe, Florida 1 $ 325,000 $ 325,000 $ 37,000
Okaloosa, Florida 1 $ 275,000 $ 275,000 $ 267,000
Washington, Florida 1 $ 145,000 $ 145,000 $ 33,000
Baldwin, Georgia 1 $ 295,000 $ 295,000 $ 57,000
Berrien, Georgia 1 $ 295,000 $ 295,000 $ 124,000
Bleckley, Georgia 1 $ 125,000 $ 125,000 $ 80,000
Brooks, Georgia 1 $ 155,000 $ 155,000 $ 172,000
Bryan, Georgia 1 $ 365,000 $ 365,000 $ 120,000
Burke, Georgia 1 $ 235,000 $ 235,000 $ 88,000
Charlton, Georgia 1 $ 125,000 $ 125,000 $ 58,000
Cook, Georgia 1 $ 165,000 $ 165,000 $ 63,000
Crisp, Georgia 1 $ 125,000 $ 125,000 $ 41,000
Franklin, Georgia 1 $ 285,000 $ 285,000 $ 134,000
Hancock, Georgia 1 $ 335,000 $ 335,000 $ 204,000
Laurens, Georgia 1 $ 145,000 $ 145,000 $ 32,000
Lee, Georgia 1 $ 345,000 $ 345,000 $ 204,000
Pulaski, Georgia 1 $ 175,000 $ 175,000 $ 135,000
Putnam, Georgia 1 $ 295,000 $ 295,000 $ 151,000
Randolph, Georgia 1 $ 95,000 $ 95,000 $ 54,000
Toombs, Georgia 1 $ 265,000 $ 265,000 $ 71,000
Troup, Georgia 1 $ 165,000 $ 165,000 $ 79,000
Upson, Georgia 1 $ 175,000 $ 175,000 $ 129,000
Hampshire, Massachusetts 1 $ 385,000 $ 385,000 $ 150,000
Becker, Minnesota 1 $ 325,000 $ 325,000 $ 145,000
Brown, Minnesota 1 $ 285,000 $ 285,000 $ 65,000
Carlton, Minnesota 1 $ 145,000 $ 145,000 $ 72,000
Chisago, Minnesota 1 $ 455,000 $ 455,000 $ 125,000
Crow Wing, Minnesota 1 $ 275,000 $ 275,000 $ 133,000
Hubbard, Minnesota 1 $ 285,000 $ 285,000 $ 113,000
Koochiching, Minnesota 1 $ 215,000 $ 215,000 $ 100,000
Le Sueur, Minnesota 1 $ 315,000 $ 315,000 $ 139,000
Otter Tail, Minnesota 1 $ 295,000 $ 295,000 $ 102,000
Rock, Minnesota 1 $ 215,000 $ 215,000 $ 58,000
Steele, Minnesota 1 $ 305,000 $ 305,000 $ 100,000
Todd, Minnesota 1 $ 295,000 $ 295,000 $ 111,000
Waseca, Minnesota 1 $ 325,000 $ 325,000 $ 177,000
Winona, Minnesota 1 $ 225,000 $ 225,000 $ 84,000
Alexander, North Carolina 1 $ 105,000 $ 105,000 $ 58,000
Ashe, North Carolina 1 $ 295,000 $ 295,000 $ 85,000
Cherokee, North Carolina 1 $ 215,000 $ 215,000 $ 46,000
Craven, North Carolina 1 $ 195,000 $ 195,000 $ 82,000
Cumberland, North Carolina 1 $ 255,000 $ 255,000 $ 115,000
Halifax, North Carolina 1 $ 285,000 $ 285,000 $ 93,000
Hoke, North Carolina 1 $ 255,000 $ 255,000 $ 93,000
Madison, North Carolina 1 $ 205,000 $ 205,000 $ 132,000
Nash, North Carolina 1 $ 135,000 $ 135,000 $ 0
Pasquotank, North Carolina 1 $ 215,000 $ 215,000 $ 51,000
Rutherford, North Carolina 1 $ 265,000 $ 265,000 $ 96,000
Sampson, North Carolina 1 $ 345,000 $ 345,000 $ 84,000
Stanly, North Carolina 1 $ 455,000 $ 455,000 $ 84,000
Wilson, North Carolina 1 $ 185,000 $ 185,000 $ 110,000
Blair, Pennsylvania 1 $ 105,000 $ 105,000 $ 142,000
Fayette, Pennsylvania 1 $ 215,000 $ 215,000 $ 64,000
Franklin, Pennsylvania 1 $ 225,000 $ 225,000 $ 38,000
Greene, Pennsylvania 1 $ 465,000 $ 465,000 $ 415,000
Luzerne, Pennsylvania 1 $ 275,000 $ 275,000 $ 43,000
Lycoming, Pennsylvania 1 $ 225,000 $ 225,000 $ 114,000
McKean, Pennsylvania 1 $ 135,000 $ 135,000 $ 53,000
Mifflin, Pennsylvania 1 $ 185,000 $ 185,000 $ 101,000
Northumberland, Pennsylvania 1 $ 255,000 $ 255,000 $ 66,000
Schuylkill, Pennsylvania 1 $ 215,000 $ 215,000 $ 79,000
Charleston, South Carolina 1 $ 375,000 $ 375,000 $ 201,000
Dorchester, South Carolina 1 $ 215,000 $ 215,000 $ 111,000
Greenville, South Carolina 1 $ 125,000 $ 125,000 $ 98,000
Greenwood, South Carolina 1 $ 315,000 $ 315,000 $ 119,000
Horry, South Carolina 1 $ 235,000 $ 235,000 $ 191,000
Oconee, South Carolina 1 $ 175,000 $ 175,000 $ 48,000
Bradley, Tennessee 1 $ 165,000 $ 165,000 $ 190,000
Cheatham, Tennessee 1 $ 315,000 $ 315,000 $ 150,000
Coffee, Tennessee 1 $ 305,000 $ 305,000 $ 88,000
Cumberland, Tennessee 1 $ 265,000 $ 265,000 $ 58,000
Fayette, Tennessee 1 $ 235,000 $ 235,000 $ 80,000
Greene, Tennessee 1 $ 185,000 $ 185,000 $ 171,000
Hickman, Tennessee 1 $ 265,000 $ 265,000 $ 125,000
Lawrence, Tennessee 1 $ 215,000 $ 215,000 $ 54,000
Meigs, Tennessee 1 $ 255,000 $ 255,000 $ 191,000
Putnam, Tennessee 1 $ 275,000 $ 275,000 $ 72,000
Roane, Tennessee 1 $ 255,000 $ 255,000 $ 110,000
Sullivan, Tennessee 1 $ 395,000 $ 395,000 $ 285,000
Trousdale, Tennessee 1 $ 425,000 $ 425,000 $ 135,000
Washington, Tennessee 1 $ 365,000 $ 365,000 $ 40,000
Alleghany, Virginia 1 $ 135,000 $ 135,000 $ 88,000
Botetourt, Virginia 1 $ 255,000 $ 255,000 $ 95,000
Charles City, Virginia 1 $ 335,000 $ 335,000 $ 109,000
Charlottesville, Virginia 1 $ 325,000 $ 325,000 $ 121,000
Dinwiddie, Virginia 1 $ 235,000 $ 235,000 $ 127,000
Fairfax City, Virginia 1 $ 385,000 $ 385,000 $ 80,000
Fluvanna, Virginia 1 $ 355,000 $ 355,000 $ 87,000
Fredericksburg, Virginia 1 $ 315,000 $ 315,000 $ 120,000
Halifax, Virginia 1 $ 195,000 $ 195,000 $ 40,000
Louisa, Virginia 1 $ 245,000 $ 245,000 $ 136,000
Mecklenburg, Virginia 1 $ 195,000 $ 195,000 $ 0
Nottoway, Virginia 1 $ 135,000 $ 135,000 $ 43,000
Orange, Virginia 1 $ 255,000 $ 255,000 $ 108,000
Roanoke City, Virginia 1 $ 175,000 $ 175,000 $ 65,000
Rockbridge, Virginia 1 $ 245,000 $ 245,000 $ 100,000
Salem, Virginia 1 $ 155,000 $ 155,000 $ 42,000
Southampton, Virginia 1 $ 245,000 $ 245,000 $ 77,000
Waynesboro, Virginia 1 $ 255,000 $ 255,000 $ 105,000
Williamsburg, Virginia 1 $ 305,000 $ 305,000 $ 48,000
York, Virginia 1 $ 345,000 $ 345,000 $ 150,000

Mortgage Loan Application Detail Totals for Milend, Inc in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,161 $881,045,000 $278,000 $2,905,000 $108,000 $3,311,000
Cash-out Refinancing 1,343 $330,085,000 $245,000 $725,000 $108,000 $650,000
Home Purchase 628 $184,800,000 $294,000 $1,005,000 $119,000 $1,753,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,824 $1,042,500,000 $272,000 $2,405,000 $113,000 $3,311,000
Black or African American 703 $182,995,000 $260,000 $2,905,000 $91,000 $419,000
Asian 241 $72,385,000 $300,000 $1,065,000 $114,000 $410,000
Hispanic 185 $49,205,000 $265,000 $745,000 $91,000 $300,000
Not Provided 154 $42,400,000 $275,000 $2,105,000 $112,000 $800,000
American Indian or Alaskan Native 6 $1,320,000 $220,000 $305,000 $95,000 $136,000
Native Hawaiian or Other Pacific Islander 4 $1,290,000 $322,000 $405,000 $140,000 $208,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,249 $1,153,075,000 $271,000 $2,905,000 $116,000 $3,311,000
FHA-insured (Federal Housing Administration) 615 $160,645,000 $261,000 $545,000 $81,000 $274,000
VA-guaranteed (Veterans Administration) 251 $78,835,000 $314,000 $725,000 $69,000 $325,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $3,375,000 $198,000 $305,000 $49,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,120 $843,220,000 $270,000 $1,645,000 $111,000 $3,311,000
Application Withdrawn By Applicant 1,378 $381,610,000 $276,000 $2,905,000 $109,000 $650,000
File Closed For Incompleteness 336 $93,300,000 $277,000 $2,105,000 $109,000 $419,000
Application Denied By Financial Institution 264 $68,710,000 $260,000 $1,065,000 $85,000 $286,000
Application Approved But Not Accepted 34 $9,090,000 $267,000 $495,000 $101,000 $274,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,868 $1,327,220,000 $272,000 $2,905,000 $110,000 $3,311,000
Debt-To-Income Ratio 101 $27,925,000 $276,000 $1,065,000 $69,000 $247,000
Credit History 65 $16,955,000 $260,000 $605,000 $100,000 $286,000
Other 43 $11,655,000 $271,000 $515,000 $95,000 $275,000
Collateral 35 $7,705,000 $220,000 $455,000 $91,000 $180,000
Employment History 8 $1,920,000 $240,000 $395,000 $103,000 $161,000
Unverifiable Information 6 $1,360,000 $226,000 $365,000 $69,000 $92,000
Insufficient Cash (Downpayment, Closing Cost) 4 $790,000 $197,000 $245,000 $57,000 $83,000
Credit Application Incomplete 2 $400,000 $200,000 $205,000 $79,000 $80,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Milend, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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