Milend, Inc Mortgage Lending & HMDA Data, 2022

In 2022, Milend, Inc of Alpharetta, GA reported 4,073 mortgage applications totaling $1.2 billion, down 30% from 2021. The average application was for $291,938, and applicants reported an average income of $102,818. 40% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,484), Washington-Arlington-Alexandria, DC-VA-MD-WV (193) and Tampa-St. Petersburg-Clearwater, FL (119) (applications in parentheses).

Mortgage Company & Address Milend, Inc
375 Northridge Rd, Suite 600
Alpharetta, GA 30009
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 4,073
Total Mortgage Loan Application Amount $1,189,065,000
Average Mortgage Loan Application Amount $291,938
Highest Mortgage Loan Application Amount $1,295,000
Average Applicant Income $102,818
Highest Applicant Income $1,323,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Milend, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Milend, Inc by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Gwinnett, Georgia 233 $ 70,975,000 $ 304,613 $ 102,000
Fulton, Georgia 193 $ 62,415,000 $ 323,393 $ 138,000
Cobb, Georgia 188 $ 61,340,000 $ 326,276 $ 107,000
Cherokee, Georgia 127 $ 40,885,000 $ 321,929 $ 118,000
DeKalb, Georgia 108 $ 30,020,000 $ 277,962 $ 110,000
Forsyth, Georgia 98 $ 36,810,000 $ 375,612 $ 144,000
Paulding, Georgia 77 $ 20,975,000 $ 272,402 $ 95,000
Hillsborough, Florida 65 $ 20,565,000 $ 316,384 $ 103,000
Henry, Georgia 60 $ 16,360,000 $ 272,666 $ 89,000
Hall, Georgia 55 $ 17,775,000 $ 323,181 $ 111,000
Broward, Florida 53 $ 15,545,000 $ 293,301 $ 100,000
Prince George's, Maryland 52 $ 18,430,000 $ 354,423 $ 109,000
Duval, Florida 45 $ 12,265,000 $ 272,555 $ 101,000
Palm Beach, Florida 45 $ 13,995,000 $ 311,000 $ 112,000
Barrow, Georgia 45 $ 10,555,000 $ 234,555 $ 83,000
Clayton, Georgia 42 $ 9,670,000 $ 230,238 $ 71,000
Coweta, Georgia 42 $ 11,820,000 $ 281,428 $ 100,000
Orange, Florida 39 $ 12,195,000 $ 312,692 $ 92,000
Douglas, Georgia 39 $ 11,255,000 $ 288,589 $ 98,000
Rockdale, Georgia 37 $ 10,275,000 $ 277,702 $ 82,000
Jefferson, Alabama 34 $ 8,440,000 $ 248,235 $ 85,000
Chesterfield, Virginia 32 $ 9,340,000 $ 291,875 $ 106,000
Prince William, Virginia 32 $ 11,960,000 $ 373,750 $ 115,000
Bartow, Georgia 31 $ 7,855,000 $ 253,387 $ 90,000
Chatham, Georgia 30 $ 8,570,000 $ 285,666 $ 114,000
Walton, Georgia 30 $ 9,650,000 $ 321,666 $ 95,000
Miami-Dade, Florida 29 $ 9,095,000 $ 313,620 $ 105,000
Madison, Alabama 28 $ 8,350,000 $ 298,214 $ 111,000
Virginia Beach, Virginia 28 $ 8,880,000 $ 317,142 $ 88,000
Fayette, Georgia 27 $ 8,125,000 $ 300,925 $ 100,000
Newton, Georgia 27 $ 6,455,000 $ 239,074 $ 71,000
Anne Arundel, Maryland 26 $ 7,930,000 $ 305,000 $ 95,000
Wake, North Carolina 26 $ 8,350,000 $ 321,153 $ 103,000
Montgomery, Pennsylvania 26 $ 7,320,000 $ 281,538 $ 97,000
Fairfax, Virginia 25 $ 10,455,000 $ 418,200 $ 123,000
Henrico, Virginia 25 $ 6,595,000 $ 263,800 $ 88,000
Pinellas, Florida 24 $ 7,500,000 $ 312,500 $ 92,000
Manatee, Florida 23 $ 7,905,000 $ 343,695 $ 105,000
Polk, Florida 23 $ 5,845,000 $ 254,130 $ 108,000
Mecklenburg, North Carolina 23 $ 6,985,000 $ 303,695 $ 95,000
Richmond, Georgia 22 $ 4,400,000 $ 200,000 $ 94,000
Lee, Florida 21 $ 5,955,000 $ 283,571 $ 89,000
Pasco, Florida 20 $ 6,480,000 $ 324,000 $ 99,000
Carroll, Georgia 20 $ 4,770,000 $ 238,500 $ 91,000
Jackson, Georgia 20 $ 5,530,000 $ 276,500 $ 90,000
Baltimore, Maryland 20 $ 5,430,000 $ 271,500 $ 90,000
Chester, Pennsylvania 20 $ 7,910,000 $ 395,500 $ 131,000
Brevard, Florida 19 $ 5,385,000 $ 283,421 $ 89,000
Philadelphia, Pennsylvania 19 $ 4,525,000 $ 238,157 $ 88,000
Lee, Alabama 18 $ 4,440,000 $ 246,666 $ 88,000
Allegheny, Pennsylvania 18 $ 4,950,000 $ 275,000 $ 120,000
Davidson, Tennessee 18 $ 6,160,000 $ 342,222 $ 92,000
Shelby, Tennessee 18 $ 4,700,000 $ 261,111 $ 119,000
Lake, Florida 17 $ 4,855,000 $ 285,588 $ 88,000
Volusia, Florida 17 $ 4,865,000 $ 286,176 $ 101,000
Bucks, Pennsylvania 17 $ 5,995,000 $ 352,647 $ 117,000
Hamilton, Tennessee 17 $ 4,305,000 $ 253,235 $ 98,000
Rutherford, Tennessee 17 $ 6,255,000 $ 367,941 $ 95,000
Pickens, Georgia 16 $ 3,910,000 $ 244,375 $ 100,000
Charles, Maryland 15 $ 5,935,000 $ 395,666 $ 137,000
Montgomery, Maryland 15 $ 5,455,000 $ 363,666 $ 98,000
Montgomery, Tennessee 15 $ 3,815,000 $ 254,333 $ 84,000
Loudoun, Virginia 15 $ 6,685,000 $ 445,666 $ 128,000
Spotsylvania, Virginia 15 $ 5,805,000 $ 387,000 $ 141,000
Sarasota, Florida 14 $ 3,830,000 $ 273,571 $ 103,000
Muscogee, Georgia 14 $ 3,340,000 $ 238,571 $ 112,000
Hennepin, Minnesota 14 $ 3,780,000 $ 270,000 $ 144,000
Hampton, Virginia 14 $ 2,730,000 $ 195,000 $ 80,000
Norfolk, Virginia 14 $ 3,450,000 $ 246,428 $ 81,000
Baldwin, Alabama 13 $ 3,495,000 $ 268,846 $ 110,000
Seminole, Florida 13 $ 4,275,000 $ 328,846 $ 92,000
Columbia, Georgia 13 $ 3,715,000 $ 285,769 $ 95,000
Chesapeake, Virginia 13 $ 4,175,000 $ 321,153 $ 88,000
Portsmouth, Virginia 13 $ 2,325,000 $ 178,846 $ 101,000
Marion, Florida 12 $ 3,180,000 $ 265,000 $ 83,000
Osceola, Florida 12 $ 3,740,000 $ 311,666 $ 89,000
St. Johns, Florida 12 $ 4,450,000 $ 370,833 $ 105,000
St. Lucie, Florida 12 $ 3,250,000 $ 270,833 $ 83,000
Floyd, Georgia 12 $ 3,240,000 $ 270,000 $ 99,000
Frederick, Maryland 12 $ 3,410,000 $ 284,166 $ 96,000
Washington, Minnesota 12 $ 3,360,000 $ 280,000 $ 109,000
Northampton, Pennsylvania 12 $ 2,950,000 $ 245,833 $ 102,000
Knox, Tennessee 12 $ 3,410,000 $ 284,166 $ 107,000
Newport News, Virginia 12 $ 3,120,000 $ 260,000 $ 72,000
Montgomery, Alabama 11 $ 2,785,000 $ 253,181 $ 101,000
Charlotte, Florida 11 $ 3,125,000 $ 284,090 $ 73,000
Clay, Florida 11 $ 3,215,000 $ 292,272 $ 96,000
Effingham, Georgia 11 $ 2,665,000 $ 242,272 $ 106,000
Berks, Pennsylvania 11 $ 2,525,000 $ 229,545 $ 98,000
York, Pennsylvania 11 $ 2,695,000 $ 245,000 $ 107,000
Sumner, Tennessee 11 $ 3,455,000 $ 314,090 $ 86,000
Stafford, Virginia 11 $ 4,215,000 $ 383,181 $ 110,000
Hernando, Florida 10 $ 2,990,000 $ 299,000 $ 90,000
Houston, Georgia 10 $ 1,960,000 $ 196,000 $ 81,000
Spalding, Georgia 10 $ 2,360,000 $ 236,000 $ 93,000
Gaston, North Carolina 10 $ 2,540,000 $ 254,000 $ 89,000
Limestone, Alabama 9 $ 2,455,000 $ 272,777 $ 94,000
Tuscaloosa, Alabama 9 $ 2,605,000 $ 289,444 $ 104,000
Escambia, Florida 9 $ 2,475,000 $ 275,000 $ 86,000
Bibb, Georgia 9 $ 1,625,000 $ 180,555 $ 60,000
Dawson, Georgia 9 $ 2,585,000 $ 287,222 $ 122,000
Lumpkin, Georgia 9 $ 2,425,000 $ 269,444 $ 118,000
Union, North Carolina 9 $ 3,745,000 $ 416,111 $ 151,000
St. Clair, Alabama 8 $ 1,920,000 $ 240,000 $ 91,000
Leon, Florida 8 $ 1,740,000 $ 217,500 $ 89,000
Clarke, Georgia 8 $ 1,520,000 $ 190,000 $ 81,000
Oconee, Georgia 8 $ 2,600,000 $ 325,000 $ 108,000
Anoka, Minnesota 8 $ 1,720,000 $ 215,000 $ 69,000
Cabarrus, North Carolina 8 $ 2,520,000 $ 315,000 $ 84,000
New Hanover, North Carolina 8 $ 2,170,000 $ 271,250 $ 129,000
Franklin, Pennsylvania 8 $ 2,040,000 $ 255,000 $ 119,000
Hanover, Virginia 8 $ 2,660,000 $ 332,500 $ 122,000
Shelby, Alabama 7 $ 2,295,000 $ 327,857 $ 140,000
Talladega, Alabama 7 $ 1,635,000 $ 233,571 $ 76,000
Bay, Florida 7 $ 2,125,000 $ 303,571 $ 105,000
Flagler, Florida 7 $ 2,125,000 $ 303,571 $ 126,000
Camden, Georgia 7 $ 1,715,000 $ 245,000 $ 89,000
Harford, Maryland 7 $ 1,915,000 $ 273,571 $ 120,000
Norfolk, Massachusetts 7 $ 2,765,000 $ 395,000 $ 121,000
Suffolk, Massachusetts 7 $ 2,945,000 $ 420,714 $ 85,000
Dakota, Minnesota 7 $ 2,325,000 $ 332,142 $ 120,000
Stearns, Minnesota 7 $ 1,435,000 $ 205,000 $ 87,000
Alamance, North Carolina 7 $ 2,225,000 $ 317,857 $ 151,000
Forsyth, North Carolina 7 $ 1,655,000 $ 236,428 $ 148,000
Johnston, North Carolina 7 $ 2,315,000 $ 330,714 $ 114,000
Fauquier, Virginia 7 $ 2,575,000 $ 367,857 $ 94,000
Frederick, Virginia 7 $ 2,335,000 $ 333,571 $ 133,000
Elmore, Alabama 6 $ 1,270,000 $ 211,666 $ 123,000
Nassau, Florida 6 $ 2,220,000 $ 370,000 $ 129,000
Glynn, Georgia 6 $ 1,870,000 $ 311,666 $ 73,000
Haralson, Georgia 6 $ 1,480,000 $ 246,666 $ 105,000
Lamar, Georgia 6 $ 1,320,000 $ 220,000 $ 79,000
Lowndes, Georgia 6 $ 1,350,000 $ 225,000 $ 69,000
Tift, Georgia 6 $ 1,750,000 $ 291,666 $ 94,000
Middlesex, Massachusetts 6 $ 2,150,000 $ 358,333 $ 122,000
Sherburne, Minnesota 6 $ 1,490,000 $ 248,333 $ 123,000
Lincoln, North Carolina 6 $ 1,590,000 $ 265,000 $ 78,000
Monroe, Pennsylvania 6 $ 1,730,000 $ 288,333 $ 95,000
Augusta, Virginia 6 $ 1,430,000 $ 238,333 $ 104,000
Bedford, Virginia 6 $ 1,390,000 $ 231,666 $ 78,000
Caroline, Virginia 6 $ 1,360,000 $ 226,666 $ 80,000
Culpeper, Virginia 6 $ 1,490,000 $ 248,333 $ 81,000
Isle of Wight, Virginia 6 $ 2,150,000 $ 358,333 $ 95,000
Prince George, Virginia 6 $ 1,730,000 $ 288,333 $ 81,000
Autauga, Alabama 5 $ 1,355,000 $ 271,000 $ 81,000
Mobile, Alabama 5 $ 1,235,000 $ 247,000 $ 109,000
Russell, Alabama 5 $ 1,115,000 $ 223,000 $ 71,000
Collier, Florida 5 $ 1,545,000 $ 309,000 $ 86,000
Highlands, Florida 5 $ 625,000 $ 125,000 $ 62,000
Okaloosa, Florida 5 $ 1,415,000 $ 283,000 $ 98,000
Sumter, Florida 5 $ 1,695,000 $ 339,000 $ 113,000
Bryan, Georgia 5 $ 1,325,000 $ 265,000 $ 116,000
Catoosa, Georgia 5 $ 1,065,000 $ 213,000 $ 64,000
Gilmer, Georgia 5 $ 1,365,000 $ 273,000 $ 114,000
Gordon, Georgia 5 $ 1,315,000 $ 263,000 $ 82,000
Liberty, Georgia 5 $ 1,135,000 $ 227,000 $ 72,000
Peach, Georgia 5 $ 895,000 $ 179,000 $ 145,000
Polk, Georgia 5 $ 785,000 $ 157,000 $ 82,000
Troup, Georgia 5 $ 1,025,000 $ 205,000 $ 73,000
Worcester, Maryland 5 $ 1,545,000 $ 309,000 $ 134,000
Worcester, Massachusetts 5 $ 1,445,000 $ 289,000 $ 103,000
Scott, Minnesota 5 $ 1,805,000 $ 361,000 $ 137,000
Brunswick, North Carolina 5 $ 1,345,000 $ 269,000 $ 107,000
Cumberland, North Carolina 5 $ 1,095,000 $ 219,000 $ 142,000
Durham, North Carolina 5 $ 1,555,000 $ 311,000 $ 104,000
Pender, North Carolina 5 $ 1,695,000 $ 339,000 $ 213,000
Butler, Pennsylvania 5 $ 1,625,000 $ 325,000 $ 131,000
Cumberland, Pennsylvania 5 $ 1,325,000 $ 265,000 $ 78,000
Dauphin, Pennsylvania 5 $ 1,025,000 $ 205,000 $ 82,000
Delaware, Pennsylvania 5 $ 1,445,000 $ 289,000 $ 96,000
Lancaster, Pennsylvania 5 $ 1,175,000 $ 235,000 $ 77,000
Lehigh, Pennsylvania 5 $ 1,155,000 $ 231,000 $ 63,000
Westmoreland, Pennsylvania 5 $ 1,565,000 $ 313,000 $ 102,000
Greene, Tennessee 5 $ 985,000 $ 197,000 $ 65,000
Robertson, Tennessee 5 $ 915,000 $ 183,000 $ 87,000
Sevier, Tennessee 5 $ 1,445,000 $ 289,000 $ 86,000
Sullivan, Tennessee 5 $ 1,005,000 $ 201,000 $ 70,000
Goochland, Virginia 5 $ 1,825,000 $ 365,000 $ 91,000
Powhatan, Virginia 5 $ 1,565,000 $ 313,000 $ 195,000
Calhoun, Alabama 4 $ 750,000 $ 187,500 $ 109,000
Citrus, Florida 4 $ 1,080,000 $ 270,000 $ 98,000
Martin, Florida 4 $ 1,110,000 $ 277,500 $ 140,000
Santa Rosa, Florida 4 $ 1,190,000 $ 297,500 $ 67,000
Dougherty, Georgia 4 $ 690,000 $ 172,500 $ 77,000
Lee, Georgia 4 $ 1,210,000 $ 302,500 $ 83,000
Madison, Georgia 4 $ 1,040,000 $ 260,000 $ 72,000
Walker, Georgia 4 $ 860,000 $ 215,000 $ 84,000
White, Georgia 4 $ 840,000 $ 210,000 $ 57,000
Howard, Maryland 4 $ 1,070,000 $ 267,500 $ 120,000
Queen Anne's, Maryland 4 $ 1,180,000 $ 295,000 $ 97,000
Bristol, Massachusetts 4 $ 1,730,000 $ 432,500 $ 138,000
Lyon, Minnesota 4 $ 900,000 $ 225,000 $ 221,000
Olmsted, Minnesota 4 $ 1,040,000 $ 260,000 $ 91,000
Wright, Minnesota 4 $ 1,280,000 $ 320,000 $ 93,000
Buncombe, North Carolina 4 $ 1,270,000 $ 317,500 $ 113,000
Guilford, North Carolina 4 $ 700,000 $ 175,000 $ 64,000
Wayne, North Carolina 4 $ 740,000 $ 185,000 $ 81,000
Schuylkill, Pennsylvania 4 $ 820,000 $ 205,000 $ 145,000
Anderson, Tennessee 4 $ 950,000 $ 237,500 $ 85,000
Coffee, Tennessee 4 $ 880,000 $ 220,000 $ 74,000
Roane, Tennessee 4 $ 1,460,000 $ 365,000 $ 75,000
Gloucester, Virginia 4 $ 650,000 $ 162,500 $ 74,000
King George, Virginia 4 $ 1,170,000 $ 292,500 $ 86,000
Lynchburg, Virginia 4 $ 1,090,000 $ 272,500 $ 81,000
Montgomery, Virginia 4 $ 660,000 $ 165,000 $ 64,000
Page, Virginia 4 $ 1,250,000 $ 312,500 $ 106,000
Roanoke City, Virginia 4 $ 700,000 $ 175,000 $ 52,000
Suffolk, Virginia 4 $ 1,270,000 $ 317,500 $ 96,000
Warren, Virginia 4 $ 1,030,000 $ 257,500 $ 66,000
Blount, Alabama 3 $ 645,000 $ 215,000 $ 54,000
Cullman, Alabama 3 $ 655,000 $ 218,333 $ 88,000
Lauderdale, Alabama 3 $ 1,065,000 $ 355,000 $ 126,000
Alachua, Florida 3 $ 725,000 $ 241,666 $ 64,000
Gadsden, Florida 3 $ 675,000 $ 225,000 $ 107,000
Butts, Georgia 3 $ 675,000 $ 225,000 $ 87,000
Harris, Georgia 3 $ 595,000 $ 198,333 $ 128,000
Hart, Georgia 3 $ 865,000 $ 288,333 $ 127,000
Morgan, Georgia 3 $ 915,000 $ 305,000 $ 91,000
Thomas, Georgia 3 $ 935,000 $ 311,666 $ 72,000
Wayne, Georgia 3 $ 895,000 $ 298,333 $ 104,000
Whitfield, Georgia 3 $ 765,000 $ 255,000 $ 79,000
Baltimore City, Maryland 3 $ 835,000 $ 278,333 $ 99,000
Calvert, Maryland 3 $ 1,055,000 $ 351,666 $ 126,000
Caroline, Maryland 3 $ 725,000 $ 241,666 $ 161,000
Carroll, Maryland 3 $ 995,000 $ 331,666 $ 105,000
Cecil, Maryland 3 $ 995,000 $ 331,666 $ 103,000
Garrett, Maryland 3 $ 675,000 $ 225,000 $ 138,000
St. Mary's, Maryland 3 $ 815,000 $ 271,666 $ 77,000
Plymouth, Massachusetts 3 $ 1,885,000 $ 628,333 $ 201,000
Mille Lacs, Minnesota 3 $ 645,000 $ 215,000 $ 122,000
Ramsey, Minnesota 3 $ 685,000 $ 228,333 $ 113,000
Steele, Minnesota 3 $ 615,000 $ 205,000 $ 130,000
Currituck, North Carolina 3 $ 835,000 $ 278,333 $ 71,000
Davidson, North Carolina 3 $ 625,000 $ 208,333 $ 79,000
Franklin, North Carolina 3 $ 1,035,000 $ 345,000 $ 99,000
Granville, North Carolina 3 $ 785,000 $ 261,666 $ 106,000
Iredell, North Carolina 3 $ 1,055,000 $ 351,666 $ 129,000
Onslow, North Carolina 3 $ 1,045,000 $ 348,333 $ 148,000
Rowan, North Carolina 3 $ 825,000 $ 275,000 $ 74,000
Wilkes, North Carolina 3 $ 795,000 $ 265,000 $ 101,000
Beaver, Pennsylvania 3 $ 675,000 $ 225,000 $ 83,000
Centre, Pennsylvania 3 $ 965,000 $ 321,666 $ 100,000
Luzerne, Pennsylvania 3 $ 745,000 $ 248,333 $ 110,000
York, South Carolina 3 $ 1,165,000 $ 388,333 $ 254,000
Blount, Tennessee 3 $ 805,000 $ 268,333 $ 121,000
Bradley, Tennessee 3 $ 575,000 $ 191,666 $ 53,000
Loudon, Tennessee 3 $ 945,000 $ 315,000 $ 111,000
Marshall, Tennessee 3 $ 895,000 $ 298,333 $ 73,000
Putnam, Tennessee 3 $ 755,000 $ 251,666 $ 99,000
Smith, Tennessee 3 $ 505,000 $ 168,333 $ 89,000
Amelia, Virginia 3 $ 785,000 $ 261,666 $ 83,000
Campbell, Virginia 3 $ 575,000 $ 191,666 $ 77,000
Essex, Virginia 3 $ 685,000 $ 228,333 $ 82,000
New Kent, Virginia 3 $ 785,000 $ 261,666 $ 65,000
Petersburg, Virginia 3 $ 625,000 $ 208,333 $ 109,000
Roanoke, Virginia 3 $ 675,000 $ 225,000 $ 77,000
DeKalb, Alabama 2 $ 470,000 $ 235,000 $ 115,000
Etowah, Alabama 2 $ 500,000 $ 250,000 $ 72,000
Houston, Alabama 2 $ 470,000 $ 235,000 $ 74,000
Marion, Alabama 2 $ 430,000 $ 215,000 $ 49,000
Morgan, Alabama 2 $ 380,000 $ 190,000 $ 69,000
Randolph, Alabama 2 $ 520,000 $ 260,000 $ 51,000
Walker, Alabama 2 $ 260,000 $ 130,000 $ 145,000
Indian River, Florida 2 $ 650,000 $ 325,000 $ 74,000
Levy, Florida 2 $ 490,000 $ 245,000 $ 34,000
Suwannee, Florida 2 $ 490,000 $ 245,000 $ 120,000
Walton, Florida 2 $ 620,000 $ 310,000 $ 74,000
Banks, Georgia 2 $ 620,000 $ 310,000 $ 95,000
Chattooga, Georgia 2 $ 340,000 $ 170,000 $ 121,000
Colquitt, Georgia 2 $ 720,000 $ 360,000 $ 160,000
Habersham, Georgia 2 $ 520,000 $ 260,000 $ 78,000
Jasper, Georgia 2 $ 530,000 $ 265,000 $ 65,000
Long, Georgia 2 $ 590,000 $ 295,000 $ 85,000
Meriwether, Georgia 2 $ 420,000 $ 210,000 $ 83,000
Monroe, Georgia 2 $ 700,000 $ 350,000 $ 86,000
Pike, Georgia 2 $ 400,000 $ 200,000 $ 95,000
Screven, Georgia 2 $ 580,000 $ 290,000 $ 54,000
Stephens, Georgia 2 $ 520,000 $ 260,000 $ 54,000
Union, Georgia 2 $ 490,000 $ 245,000 $ 64,000
Ware, Georgia 2 $ 900,000 $ 450,000 $ 168,000
Allegany, Maryland 2 $ 660,000 $ 330,000 $ 215,000
Dorchester, Maryland 2 $ 540,000 $ 270,000 $ 54,000
Kent, Maryland 2 $ 300,000 $ 150,000 $ 109,000
Talbot, Maryland 2 $ 600,000 $ 300,000 $ 107,000
Washington, Maryland 2 $ 710,000 $ 355,000 $ 124,000
Blue Earth, Minnesota 2 $ 600,000 $ 300,000 $ 70,000
Carver, Minnesota 2 $ 790,000 $ 395,000 $ 101,000
Chisago, Minnesota 2 $ 570,000 $ 285,000 $ 70,000
Crow Wing, Minnesota 2 $ 500,000 $ 250,000 $ 77,000
Isanti, Minnesota 2 $ 410,000 $ 205,000 $ 65,000
Beaufort, North Carolina 2 $ 510,000 $ 255,000 $ 69,000
Cherokee, North Carolina 2 $ 390,000 $ 195,000 $ 178,000
Cleveland, North Carolina 2 $ 480,000 $ 240,000 $ 66,000
Dare, North Carolina 2 $ 790,000 $ 395,000 $ 135,000
Davie, North Carolina 2 $ 510,000 $ 255,000 $ 90,000
Harnett, North Carolina 2 $ 730,000 $ 365,000 $ 86,000
Henderson, North Carolina 2 $ 650,000 $ 325,000 $ 79,000
Hoke, North Carolina 2 $ 500,000 $ 250,000 $ 65,000
Randolph, North Carolina 2 $ 370,000 $ 185,000 $ 45,000
Rockingham, North Carolina 2 $ 280,000 $ 140,000 $ 96,000
Stanly, North Carolina 2 $ 660,000 $ 330,000 $ 66,000
Blair, Pennsylvania 2 $ 220,000 $ 110,000 $ 57,000
Bradford, Pennsylvania 2 $ 440,000 $ 220,000 $ 89,000
Indiana, Pennsylvania 2 $ 400,000 $ 200,000 $ 84,000
Lebanon, Pennsylvania 2 $ 430,000 $ 215,000 $ 123,000
Washington, Pennsylvania 2 $ 450,000 $ 225,000 $ 111,000
Anderson, South Carolina 2 $ 470,000 $ 235,000 $ 98,000
Lancaster, South Carolina 2 $ 890,000 $ 445,000 $ 195,000
Spartanburg, South Carolina 2 $ 220,000 $ 110,000 $ 91,000
Dickson, Tennessee 2 $ 450,000 $ 225,000 $ 64,000
Gibson, Tennessee 2 $ 410,000 $ 205,000 $ 78,000
Hamblen, Tennessee 2 $ 290,000 $ 145,000 $ 69,000
Jefferson, Tennessee 2 $ 520,000 $ 260,000 $ 121,000
Lauderdale, Tennessee 2 $ 340,000 $ 170,000 $ 48,000
Monroe, Tennessee 2 $ 1,030,000 $ 515,000 $ 159,000
Williamson, Tennessee 2 $ 580,000 $ 290,000 $ 91,000
Albemarle, Virginia 2 $ 530,000 $ 265,000 $ 58,000
Clarke, Virginia 2 $ 730,000 $ 365,000 $ 124,000
Colonial Heights, Virginia 2 $ 500,000 $ 250,000 $ 59,000
Dinwiddie, Virginia 2 $ 470,000 $ 235,000 $ 115,000
Greene, Virginia 2 $ 480,000 $ 240,000 $ 118,000
James City, Virginia 2 $ 460,000 $ 230,000 $ 78,000
Manassas, Virginia 2 $ 740,000 $ 370,000 $ 104,000
Mecklenburg, Virginia 2 $ 450,000 $ 225,000 $ 56,000
Pulaski, Virginia 2 $ 460,000 $ 230,000 $ 53,000
Rappahannock, Virginia 2 $ 470,000 $ 235,000 $ 49,000
Richmond City, Virginia 2 $ 520,000 $ 260,000 $ 84,000
Shenandoah, Virginia 2 $ 520,000 $ 260,000 $ 87,000
Staunton, Virginia 2 $ 470,000 $ 235,000 $ 68,000
Washington, Virginia 2 $ 530,000 $ 265,000 $ 71,000
Waynesboro, Virginia 2 $ 590,000 $ 295,000 $ 120,000
Westmoreland, Virginia 2 $ 350,000 $ 175,000 $ 62,000
Bibb, Alabama 1 $ 275,000 $ 275,000 $ 41,000
Butler, Alabama 1 $ 335,000 $ 335,000 $ 68,000
Chilton, Alabama 1 $ 235,000 $ 235,000 $ 51,000
Clarke, Alabama 1 $ 205,000 $ 205,000 $ 129,000
Cleburne, Alabama 1 $ 175,000 $ 175,000 $ 105,000
Coffee, Alabama 1 $ 285,000 $ 285,000 $ 148,000
Colbert, Alabama 1 $ 225,000 $ 225,000 $ 104,000
Dale, Alabama 1 $ 215,000 $ 215,000 $ 150,000
Dallas, Alabama 1 $ 225,000 $ 225,000 $ 61,000
Fayette, Alabama 1 $ 145,000 $ 145,000 $ 62,000
Henry, Alabama 1 $ 225,000 $ 225,000 $ 59,000
Jackson, Alabama 1 $ 225,000 $ 225,000 $ 53,000
Lawrence, Alabama 1 $ 215,000 $ 215,000 $ 50,000
Lowndes, Alabama 1 $ 255,000 $ 255,000 $ 105,000
Pike, Alabama 1 $ 245,000 $ 245,000 $ 105,000
Tallapoosa, Alabama 1 $ 325,000 $ 325,000 $ 68,000
Baker, Florida 1 $ 295,000 $ 295,000 $ 96,000
Bradford, Florida 1 $ 255,000 $ 255,000 $ 54,000
Columbia, Florida 1 $ 225,000 $ 225,000 $ 47,000
Franklin, Florida 1 $ 285,000 $ 285,000 $ 116,000
Gulf, Florida 1 $ 135,000 $ 135,000 $ 45,000
Putnam, Florida 1 $ 205,000 $ 205,000 $ 49,000
Washington, Florida 1 $ 245,000 $ 245,000 $ 122,000
Appling, Georgia 1 $ 235,000 $ 235,000 $ 83,000
Baldwin, Georgia 1 $ 505,000 $ 505,000 $ 224,000
Ben Hill, Georgia 1 $ 285,000 $ 285,000 $ 66,000
Berrien, Georgia 1 $ 385,000 $ 385,000 $ 72,000
Brooks, Georgia 1 $ 165,000 $ 165,000 $ 49,000
Burke, Georgia 1 $ 335,000 $ 335,000 $ 95,000
Candler, Georgia 1 $ 355,000 $ 355,000 $ 81,000
Chattahoochee, Georgia 1 $ 255,000 $ 255,000 $ 124,000
Clay, Georgia 1 $ 145,000 $ 145,000 $ 69,000
Coffee, Georgia 1 $ 115,000 $ 115,000 $ 34,000
Crisp, Georgia 1 $ 255,000 $ 255,000 $ 228,000
Dade, Georgia 1 $ 235,000 $ 235,000 $ 35,000
Fannin, Georgia 1 $ 245,000 $ 245,000 $ 90,000
Franklin, Georgia 1 $ 435,000 $ 435,000 $ 100,000
Greene, Georgia 1 $ 115,000 $ 115,000 $ 38,000
Heard, Georgia 1 $ 285,000 $ 285,000 $ 139,000
Jones, Georgia 1 $ 195,000 $ 195,000 $ 56,000
Laurens, Georgia 1 $ 255,000 $ 255,000 $ 77,000
Marion, Georgia 1 $ 275,000 $ 275,000 $ 74,000
Montgomery, Georgia 1 $ 315,000 $ 315,000 $ 108,000
Murray, Georgia 1 $ 295,000 $ 295,000 $ 56,000
Oglethorpe, Georgia 1 $ 385,000 $ 385,000 $ 63,000
Putnam, Georgia 1 $ 645,000 $ 645,000 $ 210,000
Rabun, Georgia 1 $ 265,000 $ 265,000 $ 708,000
Talbot, Georgia 1 $ 185,000 $ 185,000 $ 130,000
Telfair, Georgia 1 $ 145,000 $ 145,000 $ 32,000
Terrell, Georgia 1 $ 225,000 $ 225,000 $ 48,000
Toombs, Georgia 1 $ 115,000 $ 115,000 $ 52,000
Upson, Georgia 1 $ 145,000 $ 145,000 $ 111,000
Washington, Georgia 1 $ 215,000 $ 215,000 $ 111,000
Barnstable, Massachusetts 1 $ 305,000 $ 305,000 $ 117,000
Essex, Massachusetts 1 $ 485,000 $ 485,000 $ 185,000
Hampden, Massachusetts 1 $ 195,000 $ 195,000 $ 88,000
Beltrami, Minnesota 1 $ 295,000 $ 295,000 $ 135,000
Benton, Minnesota 1 $ 295,000 $ 295,000 $ 68,000
Brown, Minnesota 1 $ 175,000 $ 175,000 $ 80,000
Lake of the Woods, Minnesota 1 $ 275,000 $ 275,000 $ 137,000
Le Sueur, Minnesota 1 $ 255,000 $ 255,000 $ 83,000
Mower, Minnesota 1 $ 265,000 $ 265,000 $ 63,000
Renville, Minnesota 1 $ 225,000 $ 225,000 $ 49,000
St. Louis, Minnesota 1 $ 105,000 $ 105,000 $ 98,000
Wabasha, Minnesota 1 $ 225,000 $ 225,000 $ 80,000
Winona, Minnesota 1 $ 545,000 $ 545,000 $ 107,000
Alleghany, North Carolina 1 $ 155,000 $ 155,000 $ 96,000
Caldwell, North Carolina 1 $ 245,000 $ 245,000 $ 46,000
Carteret, North Carolina 1 $ 235,000 $ 235,000 $ 60,000
Catawba, North Carolina 1 $ 205,000 $ 205,000 $ 142,000
Columbus, North Carolina 1 $ 445,000 $ 445,000 $ 85,000
Craven, North Carolina 1 $ 245,000 $ 245,000 $ 60,000
Edgecombe, North Carolina 1 $ 155,000 $ 155,000 $ 50,000
Lee, North Carolina 1 $ 245,000 $ 245,000 $ 47,000
Mitchell, North Carolina 1 $ 265,000 $ 265,000 $ 55,000
Moore, North Carolina 1 $ 275,000 $ 275,000 $ 95,000
Nash, North Carolina 1 $ 195,000 $ 195,000 $ 130,000
Orange, North Carolina 1 $ 395,000 $ 395,000 $ 150,000
Sampson, North Carolina 1 $ 185,000 $ 185,000 $ 44,000
Stokes, North Carolina 1 $ 215,000 $ 215,000 $ 121,000
Watauga, North Carolina 1 $ 365,000 $ 365,000 $ 69,000
Yadkin, North Carolina 1 $ 315,000 $ 315,000 $ 95,000
Armstrong, Pennsylvania 1 $ 205,000 $ 205,000 $ 66,000
Carbon, Pennsylvania 1 $ 255,000 $ 255,000 $ 68,000
Clarion, Pennsylvania 1 $ 245,000 $ 245,000 $ 66,000
Erie, Pennsylvania 1 $ 155,000 $ 155,000 $ 63,000
Huntingdon, Pennsylvania 1 $ 185,000 $ 185,000 $ 84,000
Lawrence, Pennsylvania 1 $ 195,000 $ 195,000 $ 69,000
Lycoming, Pennsylvania 1 $ 165,000 $ 165,000 $ 47,000
Mercer, Pennsylvania 1 $ 145,000 $ 145,000 $ 36,000
Northumberland, Pennsylvania 1 $ 135,000 $ 135,000 $ 38,000
Perry, Pennsylvania 1 $ 335,000 $ 335,000 $ 102,000
Pike, Pennsylvania 1 $ 145,000 $ 145,000 $ 67,000
Somerset, Pennsylvania 1 $ 315,000 $ 315,000 $ 71,000
Susquehanna, Pennsylvania 1 $ 245,000 $ 245,000 $ 54,000
Aiken, South Carolina 1 $ 355,000 $ 355,000 $ 108,000
Charleston, South Carolina 1 $ 495,000 $ 495,000 $ 79,000
Kershaw, South Carolina 1 $ 235,000 $ 235,000 $ 70,000
Oconee, South Carolina 1 $ 255,000 $ 255,000 $ 58,000
Richland, South Carolina 1 $ 225,000 $ 225,000 $ 103,000
Sumter, South Carolina 1 $ 205,000 $ 205,000 $ 115,000
Bedford, Tennessee 1 $ 325,000 $ 325,000 $ 50,000
Cheatham, Tennessee 1 $ 245,000 $ 245,000 $ 60,000
Cocke, Tennessee 1 $ 245,000 $ 245,000 $ 113,000
Fayette, Tennessee 1 $ 105,000 $ 105,000 $ 33,000
Giles, Tennessee 1 $ 325,000 $ 325,000 $ 41,000
Grainger, Tennessee 1 $ 335,000 $ 335,000 $ 58,000
Hancock, Tennessee 1 $ 215,000 $ 215,000 $ 75,000
Hawkins, Tennessee 1 $ 245,000 $ 245,000 $ 48,000
Hickman, Tennessee 1 $ 275,000 $ 275,000 $ 140,000
Houston, Tennessee 1 $ 215,000 $ 215,000 $ 127,000
Lawrence, Tennessee 1 $ 255,000 $ 255,000 $ 91,000
Maury, Tennessee 1 $ 245,000 $ 245,000 $ 60,000
Meigs, Tennessee 1 $ 495,000 $ 495,000 $ 140,000
Tipton, Tennessee 1 $ 265,000 $ 265,000 $ 100,000
Trousdale, Tennessee 1 $ 205,000 $ 205,000 $ 50,000
Washington, Tennessee 1 $ 95,000 $ 95,000 $ 37,000
Wilson, Tennessee 1 $ 625,000 $ 625,000 $ 132,000
Accomack, Virginia 1 $ 225,000 $ 225,000 $ 41,000
Alexandria, Virginia 1 $ 405,000 $ 405,000 $ 127,000
Amherst, Virginia 1 $ 255,000 $ 255,000 $ 49,000
Appomattox, Virginia 1 $ 285,000 $ 285,000 $ 168,000
Botetourt, Virginia 1 $ 305,000 $ 305,000 $ 125,000
Buckingham, Virginia 1 $ 215,000 $ 215,000 $ 43,000
Floyd, Virginia 1 $ 285,000 $ 285,000 $ 85,000
Franklin, Virginia 1 $ 165,000 $ 165,000 $ 42,000
Harrisonburg, Virginia 1 $ 145,000 $ 145,000 $ 53,000
Hopewell, Virginia 1 $ 295,000 $ 295,000 $ 72,000
King and Queen, Virginia 1 $ 255,000 $ 255,000 $ 62,000
Louisa, Virginia 1 $ 205,000 $ 205,000 $ 57,000
Manassas Park, Virginia 1 $ 335,000 $ 335,000 $ 72,000
Martinsville, Virginia 1 $ 215,000 $ 215,000 $ 55,000
Nottoway, Virginia 1 $ 155,000 $ 155,000 $ 54,000
Orange, Virginia 1 $ 285,000 $ 285,000 $ 89,000
Rockbridge, Virginia 1 $ 345,000 $ 345,000 $ 103,000
Rockingham, Virginia 1 $ 325,000 $ 325,000 $ 48,000
Salem, Virginia 1 $ 285,000 $ 285,000 $ 69,000
Southampton, Virginia 1 $ 265,000 $ 265,000 $ 157,000
York, Virginia 1 $ 285,000 $ 285,000 $ 109,000

Mortgage Loan Application Detail Totals for Milend, Inc in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,643 $1,042,635,000 $286,000 $895,000 $100,000 $1,323,000
Home Purchase 377 $132,125,000 $350,000 $1,295,000 $132,000 $550,000
Cash-out Refinancing 53 $14,305,000 $269,000 $445,000 $89,000 $170,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,291 $678,945,000 $296,000 $1,295,000 $108,000 $1,323,000
Black or African American 1,008 $287,810,000 $285,000 $835,000 $94,000 $497,000
Not Provided 516 $146,180,000 $283,000 $905,000 $93,000 $430,000
Hispanic 142 $41,380,000 $291,000 $635,000 $100,000 $550,000
Asian 101 $30,045,000 $297,000 $645,000 $117,000 $363,000
American Indian or Alaskan Native 7 $1,805,000 $257,000 $565,000 $109,000 $196,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,205 $639,525,000 $290,000 $925,000 $112,000 $1,323,000
FHA-insured (Federal Housing Administration) 1,399 $395,725,000 $282,000 $645,000 $89,000 $430,000
VA-guaranteed (Veterans Administration) 468 $153,560,000 $328,000 $1,295,000 $98,000 $714,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $255,000 $255,000 $255,000 $54,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,685 $482,865,000 $286,000 $1,005,000 $102,000 $714,000
Loan Originated 1,643 $494,545,000 $301,000 $1,295,000 $109,000 $1,323,000
Application Denied By Financial Institution 368 $104,810,000 $284,000 $895,000 $83,000 $486,000
File Closed For Incompleteness 359 $101,645,000 $283,000 $805,000 $98,000 $392,000
Application Approved But Not Accepted 18 $5,200,000 $288,000 $495,000 $85,000 $175,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,705 $1,084,255,000 $292,000 $1,295,000 $105,000 $1,323,000
Debt-To-Income Ratio 155 $46,845,000 $302,000 $895,000 $70,000 $486,000
Credit History 101 $29,175,000 $288,000 $705,000 $96,000 $210,000
Collateral 48 $11,420,000 $237,000 $445,000 $90,000 $216,000
Other 46 $12,810,000 $278,000 $445,000 $85,000 $187,000
Unverifiable Information 9 $2,275,000 $252,000 $435,000 $108,000 $176,000
Employment History 8 $2,070,000 $258,000 $335,000 $83,000 $180,000
Mortgage Insurance Denied 1 $215,000 $215,000 $215,000 $48,000 $48,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Milend, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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