Milend, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Milend, Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Milend, Inc. 375 Northridge Rd, Suite 600 Alpharetta, GA 30350 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 4,645 |
| Total Mortgage Loan Application Amount | $1,182,365,000 |
| Average Mortgage Loan Application Amount | $300,000 |
| Highest Mortgage Loan Application Amount | $3,715,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Milend, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Milend, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Milend, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Milend, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Milend, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Milend, Inc.'s mortgage activity for 2023.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 963 | $ 274,715,000 | $ 285,000 | $ 95,000 |
| NA (OUTSIDE OF MSA/MD) | 468 | $ 97,440,000 | $ 212,500 | $ 80,333 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 125 | $ 32,955,000 | $ 262,500 | $ 75,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 122 | $ 31,850,000 | $ 261,000 | $ 81,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 116 | $ 30,660,000 | $ 264,000 | $ 78,000 |
| BIRMINGHAM-HOOVER, AL | 103 | $ 20,465,000 | $ 198,000 | $ 74,000 |
| RICHMOND, VA | 102 | $ 25,630,000 | $ 251,000 | $ 86,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 99 | $ 27,895,000 | $ 281,000 | $ 92,000 |
| JACKSONVILLE, FL | 96 | $ 25,820,000 | $ 268,000 | $ 82,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 89 | $ 35,415,000 | $ 443,000 | $ 178,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 81 | $ 21,475,000 | $ 265,000 | $ 78,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 77 | $ 16,765,000 | $ 225,500 | $ 98,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 61 | $ 17,245,000 | $ 282,000 | $ 96,000 |
| MEMPHIS, TN-MS-AR | 56 | $ 12,700,000 | $ 226,000 | $ 79,000 |
| CHATTANOOGA, TN-GA | 51 | $ 10,805,000 | $ 211,500 | $ 82,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 51 | $ 14,185,000 | $ 278,000 | $ 82,000 |
| HUNTSVILLE, AL | 50 | $ 11,330,000 | $ 226,000 | $ 75,000 |
| MONTGOMERY, AL | 50 | $ 8,930,000 | $ 178,000 | $ 65,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 47 | $ 17,725,000 | $ 377,000 | $ 111,000 |
| SAVANNAH, GA | 46 | $ 11,040,000 | $ 240,000 | $ 86,000 |
| COLUMBIA, SC | 45 | $ 9,815,000 | $ 218,000 | $ 90,000 |
| PITTSBURGH, PA | 44 | $ 9,630,000 | $ 218,000 | $ 102,000 |
| MOBILE, AL | 42 | $ 7,700,000 | $ 183,000 | $ 73,000 |
| GREENSBORO-HIGH POINT, NC | 41 | $ 8,225,000 | $ 200,000 | $ 70,000 |
| LAKELAND-WINTER HAVEN, FL | 41 | $ 9,655,000 | $ 235,000 | $ 77,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 41 | $ 13,185,000 | $ 321,000 | $ 108,000 |
| KNOXVILLE, TN | 40 | $ 9,980,000 | $ 249,000 | $ 84,000 |
| PHILADELPHIA, PA | 39 | $ 8,015,000 | $ 205,000 | $ 86,000 |
| RALEIGH, NC | 37 | $ 9,895,000 | $ 267,000 | $ 93,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 34 | $ 8,470,000 | $ 249,000 | $ 73,000 |
| COLUMBUS, GA-AL | 34 | $ 8,380,000 | $ 217,500 | $ 78,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 34 | $ 13,160,000 | $ 387,000 | $ 117,000 |
| WARNER ROBINS, GA | 33 | $ 8,875,000 | $ 268,000 | $ 85,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 32 | $ 8,230,000 | $ 257,000 | $ 80,000 |
| GAINESVILLE, GA | 32 | $ 9,330,000 | $ 291,000 | $ 88,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 31 | $ 7,355,000 | $ 237,000 | $ 69,000 |
| MACON-BIBB COUNTY, GA | 30 | $ 5,450,000 | $ 181,000 | $ 73,000 |
| WINSTON-SALEM, NC | 30 | $ 6,370,000 | $ 212,000 | $ 78,000 |
| DURHAM-CHAPEL HILL, NC | 29 | $ 6,695,000 | $ 230,000 | $ 85,000 |
| FAYETTEVILLE, NC | 29 | $ 7,305,000 | $ 251,000 | $ 88,000 |
| WORCESTER, MA-CT | 29 | $ 7,175,000 | $ 247,000 | $ 91,000 |
| CLARKSVILLE, TN-KY | 28 | $ 6,370,000 | $ 227,000 | $ 74,000 |
| BOSTON, MA | 27 | $ 9,925,000 | $ 367,000 | $ 101,000 |
| PORT ST. LUCIE, FL | 27 | $ 7,345,000 | $ 272,000 | $ 82,000 |
| HARRISBURG-CARLISLE, PA | 26 | $ 5,000,000 | $ 192,000 | $ 78,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 26 | $ 5,770,000 | $ 221,000 | $ 66,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 24 | $ 7,620,000 | $ 317,000 | $ 90,000 |
| CAPE CORAL-FORT MYERS, FL | 21 | $ 7,515,000 | $ 357,000 | $ 99,000 |
| YORK-HANOVER, PA | 21 | $ 4,525,000 | $ 215,000 | $ 86,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 20 | $ 4,600,000 | $ 230,000 | $ 67,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 19 | $ 4,655,000 | $ 245,000 | $ 83,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 18 | $ 3,620,000 | $ 171,500 | $ 55,500 |
| SPARTANBURG, SC | 18 | $ 3,780,000 | $ 210,000 | $ 67,000 |
| TUSCALOOSA, AL | 18 | $ 4,010,000 | $ 222,000 | $ 81,000 |
| ATHENS-CLARKE COUNTY, GA | 17 | $ 4,155,000 | $ 244,000 | $ 94,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 17 | $ 4,185,000 | $ 246,000 | $ 97,000 |
| HINESVILLE, GA | 17 | $ 3,235,000 | $ 190,000 | $ 78,000 |
| LANCASTER, PA | 17 | $ 4,095,000 | $ 240,000 | $ 84,000 |
| PROVIDENCE-WARWICK, RI-MA | 17 | $ 5,195,000 | $ 305,000 | $ 101,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 16 | $ 6,510,000 | $ 406,000 | $ 129,000 |
| OCALA, FL | 16 | $ 3,770,000 | $ 235,000 | $ 62,000 |
| READING, PA | 16 | $ 3,960,000 | $ 247,000 | $ 78,000 |
| DOTHAN, AL | 15 | $ 2,705,000 | $ 180,000 | $ 172,000 |
| JOHNSON CITY, TN | 15 | $ 3,425,000 | $ 228,000 | $ 76,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 15 | $ 4,125,000 | $ 348,000 | $ 104,000 |
| ROANOKE, VA | 15 | $ 3,635,000 | $ 242,000 | $ 92,000 |
| SPRINGFIELD, MA | 15 | $ 3,345,000 | $ 223,000 | $ 76,000 |
| TALLAHASSEE, FL | 15 | $ 3,685,000 | $ 245,000 | $ 105,000 |
| VALDOSTA, GA | 15 | $ 3,245,000 | $ 216,000 | $ 85,000 |
| AUBURN-OPELIKA, AL | 14 | $ 3,010,000 | $ 215,000 | $ 85,000 |
| DALTON, GA | 14 | $ 3,020,000 | $ 215,000 | $ 86,000 |
| LYNCHBURG, VA | 14 | $ 2,570,000 | $ 183,000 | $ 58,000 |
| GADSDEN, AL | 13 | $ 2,815,000 | $ 216,000 | $ 68,000 |
| WILMINGTON, NC | 13 | $ 3,265,000 | $ 251,000 | $ 78,000 |
| ALBANY, GA | 12 | $ 2,140,000 | $ 178,000 | $ 85,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 12 | $ 3,760,000 | $ 313,000 | $ 104,000 |
| BURLINGTON, NC | 12 | $ 2,840,000 | $ 236,000 | $ 73,000 |
| COLUMBUS, OH | 12 | $ 2,630,000 | $ 219,000 | $ 91,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 12 | $ 2,770,000 | $ 230,000 | $ 108,000 |
| CINCINNATI, OH-KY-IN | 11 | $ 2,545,000 | $ 231,000 | $ 102,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 11 | $ 2,655,000 | $ 241,000 | $ 98,000 |
| EAST STROUDSBURG, PA | 11 | $ 2,435,000 | $ 221,000 | $ 66,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 10 | $ 2,020,000 | $ 202,000 | $ 65,000 |
| DECATUR, AL | 10 | $ 2,170,000 | $ 217,000 | $ 95,000 |
| HOMOSASSA SPRINGS, FL | 10 | $ 2,470,000 | $ 247,000 | $ 95,000 |
| MORRISTOWN, TN | 10 | $ 2,320,000 | $ 232,000 | $ 74,000 |
| ROCKY MOUNT, NC | 10 | $ 2,020,000 | $ 202,000 | $ 76,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 10 | $ 1,980,000 | $ 198,000 | $ 83,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 9 | $ 1,325,000 | $ 147,000 | $ 70,000 |
| CLEVELAND-ELYRIA, OH | 9 | $ 1,725,000 | $ 191,000 | $ 76,000 |
| ERIE, PA | 9 | $ 1,415,000 | $ 157,000 | $ 81,000 |
| FLORENCE, SC | 9 | $ 3,395,000 | $ 377,000 | $ 73,000 |
| HICKORY-LENOIR-MORGANTON, NC | 9 | $ 2,385,000 | $ 265,000 | $ 97,000 |
| JACKSON, TN | 9 | $ 1,695,000 | $ 188,000 | $ 72,000 |
| ROME, GA | 9 | $ 2,015,000 | $ 223,000 | $ 72,000 |
| WINCHESTER, VA-WV | 9 | $ 2,025,000 | $ 225,000 | $ 79,000 |
| ASHEVILLE, NC | 8 | $ 2,650,000 | $ 331,000 | $ 84,000 |
| BARNSTABLE TOWN, MA | 8 | $ 4,490,000 | $ 561,000 | $ 94,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 8 | $ 1,530,000 | $ 191,000 | $ 83,000 |
| JACKSONVILLE, NC | 8 | $ 1,620,000 | $ 202,000 | $ 76,000 |
| PITTSFIELD, MA | 8 | $ 1,820,000 | $ 227,000 | $ 65,000 |
| STAUNTON-WAYNESBORO, VA | 8 | $ 1,850,000 | $ 231,000 | $ 77,000 |
| CANTON-MASSILLON, OH | 7 | $ 1,325,000 | $ 189,000 | $ 88,000 |
| CHARLOTTESVILLE, VA | 7 | $ 1,845,000 | $ 263,000 | $ 78,000 |
| CLEVELAND, TN | 7 | $ 1,485,000 | $ 212,000 | $ 59,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 7 | $ 1,455,000 | $ 207,000 | $ 86,000 |
| GAINESVILLE, FL | 7 | $ 1,475,000 | $ 210,000 | $ 53,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 1,945,000 | $ 277,000 | $ 143,000 |
| NEW BERN, NC | 7 | $ 1,245,000 | $ 177,000 | $ 59,000 |
| PANAMA CITY, FL | 7 | $ 1,405,000 | $ 200,000 | $ 86,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 6 | $ 960,000 | $ 160,000 | $ 60,000 |
| SUMTER, SC | 6 | $ 1,070,000 | $ 178,000 | $ 77,000 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 1,025,000 | $ 205,000 | $ 89,000 |
| GOLDSBORO, NC | 5 | $ 925,000 | $ 185,000 | $ 89,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 5 | $ 1,875,000 | $ 375,000 | $ 99,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 1,275,000 | $ 255,000 | $ 62,000 |
| SEBRING, FL | 5 | $ 855,000 | $ 171,000 | $ 93,000 |
| STATE COLLEGE, PA | 5 | $ 1,225,000 | $ 245,000 | $ 58,000 |
| TOLEDO, OH | 5 | $ 1,165,000 | $ 233,000 | $ 93,000 |
| BRUNSWICK, GA | 4 | $ 800,000 | $ 200,000 | $ 64,000 |
| GREENVILLE, NC | 4 | $ 700,000 | $ 175,000 | $ 49,000 |
| HARRISONBURG, VA | 4 | $ 830,000 | $ 207,000 | $ 90,000 |
| NEWARK, NJ-PA | 4 | $ 910,000 | $ 227,000 | $ 150,000 |
| ST. CLOUD, MN | 4 | $ 770,000 | $ 192,000 | $ 87,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 4 | $ 1,300,000 | $ 325,000 | $ 108,000 |
| WILLIAMSPORT, PA | 4 | $ 740,000 | $ 185,000 | $ 71,000 |
| AKRON, OH | 3 | $ 765,000 | $ 255,000 | $ 67,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 685,000 | $ 228,000 | $ 66,000 |
| LANSING-EAST LANSING, MI | 3 | $ 375,000 | $ 125,000 | $ 53,000 |
| LEBANON, PA | 3 | $ 725,000 | $ 241,000 | $ 87,000 |
| NEW YORK-NEWARK, NY | 3 | $ 1,035,000 | $ 345,000 | $ 110,000 |
| PUNTA GORDA, FL | 3 | $ 985,000 | $ 328,000 | $ 153,000 |
| SALISBURY, MD-DE | 3 | $ 805,000 | $ 268,000 | $ 86,000 |
| GETTYSBURG, PA | 2 | $ 380,000 | $ 190,000 | $ 56,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| TRENTON, NJ | 2 | $ 780,000 | $ 390,000 | $ 131,000 |
| ALTOONA, PA | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| ANN ARBOR, MI | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| BAY CITY, MI | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| CAMDEN, NJ | 1 | $ 405,000 | $ 405,000 | $ 170,000 |
| FARGO, ND-MN | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| JOHNSTOWN, PA | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| LIMA, OH | 1 | $ 405,000 | $ 405,000 | $ 77,000 |
| MONROE, MI | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| MUSKEGON, MI | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| ROCHESTER, MN | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| SAGINAW, MI | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| THE VILLAGES, FL | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 1,965,000 | $ 1,965,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Milend, Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,443 | $1,111,555,000 | $250,000 | $3,715,000 | $85,000 | $1,500,000 |
| Home Purchase | 202 | $70,810,000 | $350,000 | $1,345,000 | $131,000 | $562,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,057 | $547,345,000 | $266,000 | $3,715,000 | $92,000 | $562,000 |
| Black or African American | 1,190 | $284,390,000 | $238,000 | $2,035,000 | $80,000 | $430,000 |
| Not Provided | 1,141 | $280,855,000 | $246,000 | $2,725,000 | $83,000 | $1,500,000 |
| Hispanic | 200 | $52,580,000 | $262,000 | $615,000 | $87,000 | $384,000 |
| Asian | 39 | $11,575,000 | $296,000 | $655,000 | $96,000 | $255,000 |
| American Indian or Alaskan Native | 15 | $4,885,000 | $325,000 | $765,000 | $116,000 | $224,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $735,000 | $245,000 | $365,000 | $79,000 | $122,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,089 | $743,845,000 | $240,000 | $3,715,000 | $81,000 | $1,500,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 954 | $268,990,000 | $281,000 | $2,725,000 | $103,000 | $996,000 |
| VA-guaranteed (Veterans Administration) | 600 | $168,830,000 | $281,000 | $1,805,000 | $88,000 | $430,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $700,000 | $350,000 | $465,000 | $158,000 | $235,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,310 | $584,900,000 | $253,000 | $3,715,000 | $87,000 | $1,500,000 |
| Loan Originated | 1,305 | $334,235,000 | $256,000 | $1,345,000 | $92,000 | $459,000 |
| File Closed For Incompleteness | 504 | $128,050,000 | $254,000 | $2,305,000 | $82,000 | $335,000 |
| Application Denied By Financial Institution | 492 | $124,710,000 | $253,000 | $2,035,000 | $73,000 | $468,000 |
| Application Approved But Not Accepted | 34 | $10,470,000 | $307,000 | $995,000 | $94,000 | $206,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,153 | $1,057,655,000 | $254,000 | $3,715,000 | $88,000 | $1,500,000 |
| Debt-To-Income Ratio | 214 | $56,720,000 | $265,000 | $2,035,000 | $62,000 | $468,000 |
| Credit History | 179 | $42,505,000 | $237,000 | $535,000 | $80,000 | $240,000 |
| Collateral | 54 | $13,410,000 | $248,000 | $955,000 | $83,000 | $430,000 |
| Unverifiable Information | 19 | $5,485,000 | $288,000 | $665,000 | $90,000 | $184,000 |
| Other | 14 | $3,810,000 | $272,000 | $475,000 | $100,000 | $225,000 |
| Employment History | 9 | $2,175,000 | $241,000 | $435,000 | $67,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $605,000 | $201,000 | $215,000 | $49,000 | $57,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Milend, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.